{"activeVersionTag":"latest","latestAvailableVersionTag":"latest","collection":{"info":{"_postman_id":"f72d8445-db72-4627-8ce7-c60689c6c1e7","name":"SMEPay V2","description":"# SMEPay V2 - API Integration\n\n**Flow:** Authenticate → Create Order → Initiate Payment → Poll Status (optional webhook)\n\n---\n\n## 🌐 Environments\n\nYour `client_id` is bound to **Test** or **Live** mode. Requests must target the correct host; authentication will reject mismatched mode.\n\n| Environment | Base URL |\n| --- | --- |\n| **Test** | `https://staging.smepay.in` |\n| **Live** | `https://extranet.smepay.in` |\n\n---\n\n## 🧙 Integration Options\n\n### Option 1: Wizard (SMEPay Checkout Widget)\n\n**Best for:** Websites, web apps, quick integration\n\n**Features:**\n\n- Pre-built payment UI\n    \n- Automatic QR generation\n    \n- Real-time status updates\n    \n- Mobile-responsive\n    \n\n**Implementation:** See \"Wizard Checkout Integration\" folder\n\n### Option 2: Inline DQR (Direct API)\n\n**Best for:** Custom UI, mobile apps, server-to-server\n\n**Features:**\n\n- Full control over UI/UX\n    \n- Direct API integration\n    \n- Custom payment flow\n    \n- Generate your own QR\n    \n\n**Implementation:** See \"Inline DQR Integration\" folder\n\n---\n\n## 🚀 Quick Start\n\n### Step 1: Get Credentials\n\n1. Login to [SMEPay Dashboard](https://app.smepay.in)\n    \n2. Go to **Integrations → View API docs**\n    \n3. Download your `client_id` and `client_secret`\n    \n\n### Step 2: Test Payment\n\n1. Create test order\n    \n2. Generate payment link\n    \n3. Test with UPI app\n    \n4. Verify webhook callback\n    \n\n---\n\n## 🔒 Authentication\n\n**Access Token:** Expires in 10 minutes (600 seconds)\n\n**Use in subsequent requests:**\n\n```\nAuthorization: Bearer <access_token>\nContent-Type: application/json\n\n ```\n\n**Access Constraints:**\n\n- Business verification/tier\n    \n- IP whitelist & geo-restrictions\n    \n- Per-business rate limits\n    \n- Minimum wallet balance for external operations\n    \n\n---\n\n## 🔔 Webhooks\n\nWhen payment status changes, we POST to your `callback_url`:\n\n**Status Values:**\n\n- `SUCCESS` - Payment completed ✅\n    \n- `FAILED` - Payment failed ❌\n    \n\n**Security:** Always validate using `/order/validate` endpoint before fulfilling order\n\n---\n\n## 💡 Payment Status Flow\n\n```\nCREATED → INITIATED → PENDING → SUCCESS/FAILED\n                              ↓\n                           EXPIRED\n\n ```\n\n---\n\n## 📞 Support\n\n- **Email:** support@smepay.io\n    \n- **Dashboard:** 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