{"activeVersionTag":"latest","latestAvailableVersionTag":"latest","collection":{"info":{"_postman_id":"30dde9d0-7004-4ceb-954c-8daf34f67293","name":"Apollo Finvest: Credit Bureau 2 API","description":"Copy and paste the converted output.\n\n\\---  \nNEW: Check the \"Suppress top comment\" option to remove this info from the output.\n\n# Apollo Credit Bureau 2 API\n\n## Overview\n\nThis document describes the integration process of Apollo’s Credit Bureau 2 API. It aims to serve as a technical guide for the product and tech teams of the fintech partners we collaborate with.\n\n## **Apollo Finvest Apollo Credit 2 API Service Architecture:**\n\n1. Partner uses Apollo REST endpoint to generate a Credit Check Request for an individual customer using authentication credentials provided by Apollo\n    \n2. If the request sent by the partner has all the required fields as mentioned in point 4, then Apollo queries the Apollo Credit Bureau 2 API\n    \n3. Apollo then derives aggregated & computed metrics and shares the processed data as the response to the partner query\n    \n\n## Bureau Idempotency\n\nThe combination of `_partner_tag_`, `_loan_type_` and `_partner_loan_id_` is used as an idempotency key. idempotency in RESTful APIs allows you to retry a request multiple times without creating duplicates. All the identical actions made will produce a single effective result with idempotency.  \nIn case you’re not able to get the bureau report due to any reason such as network timeout or socket timeout, still you can safely retry pulling the bureau report with the same idempotency key without the risk of duplicating or doing a double-pull.\n\n1. If we find a duplicate request with the same idempotency key, we return the same bureau report that was pulled as part of the first request.\n    \n2. **`The idempotency key`** is valid for 'x' days from the day of the first submission of the request. This means you can use the idempotency key to safely retry a request for x days without fear of performing the same action twice.\n    \n\n## Required fields in the Request body\n\nThese are the necessary fields that must be present in the request body with particular values as mentioned below. A successful response will be provided if all these inputs are added to the request.\n\n| **Request** | **Values** | **Description** |\n| --- | --- | --- |\n| partner_loan_id | \"abc123\" / \"123\"/ \"abc\" | **`Required.`** **`String.`** This is a unique value provided by the partner. It can be alphabets or numbers or a mix of both |\n| partner_tag | The Unique value is given by Apollo Eg: \"ABC\" | **`Required.`** **`String.`** This is a unique tag provided by Apollo Finvest. |\n| loan_type | PL/ML/CL | **`Required.`** Use the right input suitable for your product offering as decided. PL- Personal Loan, ML- Micro Loan, CL- Consumer Loan. **`String`** |\n| last_name | \"Aryan\" | **`Required`**. **`Fixed.L`**ast name of the borrower |\n| first_name | \"Kartik\" | **`Required.`** **`String.`**First name of the borrower |\n| dob | \"10-10-1993\" | **`Required.`** **`String.`** The format is always DD-MM-YYYY |\n| pan_number | \"AFBPI4741L\" | **`Required.`** **`String.`**This is the actual PAN number of the borrower. This will be always a mix of alphabets and numbers. No special characters are allowed |\n| mobile_number | \"9876543210\" | **`Required.`** **`String.`** Mobile number of the borrower |\n| email | \"info@yoursite.com\" | **`Optional.`** **`String.`** This is the email id of the borrower |\n| address | \"plot no.76. Behind Mandir\" | **`Required.`** **`String.`** Address of the borrower |\n| city | \"Nagpur\" | **`Required.`** **`String.`** City of the borrower, as per address. Alphabets only |\n| pincode | \"440024\" | **Required.** **`String.`** Pincode of the address. Only numbers are allowed |\n| state | \"MH\" | **`Required.`** **`String.`** Short name of the state (address) of the borrower, based on the list given below |\n| loan_amount | **\"**10000\" | **`Required.`** **`String.`** Loan amount requested by the borrower |\n\n## **Request Structure**\n\nSample request body\n\n``` json\n{\n    \"partner_loan_id\": \"Test11\",\n    \"partner_tag\": \"APY\",\n    \"first_name\": \"Hasmat\",\n    \"last_name\": \"hi\",\n    \"dob\": \"05-04-1991\",\n    \"pan_number\": \"ALTPH0335F\",\n    \"mobile_number\": \"8001548011\",\n    \"address\": \"careOf:, house:, street:, location:, Rajatpur,subdist: Bolpur Shantiniketan, dist:Birbhum, state:West Bengal, country:India\",\n    \"city\": \"Rajatpur\",\n    \"pin_code\": \"731204\",\n    \"state\": \"WB\",\n    \"loan_amount\": \"3000\",\n    \"loan_type\": \"PL\"\n}\n\n ```\n\n## **Response Structure**\n\nThese are the sections included in the response body. This table contains the description of the fields received in the derived report.\n\nThis field shows the number of repayments that were not reported\n\n| Field | Type | Description |\n| --- | --- | --- |\n| `CIR-REPORT-FILE` | Object | The main container for bureau report data (headers, request details, status, report data). |\n| `partner_tag` | String | Partner code provided at the time of request (e.g., `\"APY\"`). |\n| `loan_type` | String | Type of loan (e.g., `\"PL\"` for personal loan). |\n| `partner_loan_id` | String | Partner’s internal loan reference ID (e.g., `\"Test11\"`). |\n| `file_path` | String | Path to parsed CRIF JSON file in storage. |\n\n### Sample response body\n\n``` json\n{\n    \"CIR-REPORT-FILE\": {\n        \"HEADER-SEGMENT\": {\n            \"DATE-OF-REQUEST\": \"29-08-2025 08:53\",\n            \"PREPARED-FOR\": \"APOLLO FINVEST INDIA LIMITED\",\n            \"PREPARED-FOR-ID\": \"NBF0000226\",\n            \"DATE-OF-ISSUE\": \"29-08-2025\",\n            \"REPORT-ID\": \"APOL250829CR382740737\",\n            \"BATCH-ID\": \"325308665250829\",\n            \"STATUS\": \"SUCCESS\",\n            \"PRODUCT-TYPE\": \"CIR PRO V2\",\n            \"PRODUCT-VER\": \"2.0\"\n        },\n        \"REQUEST-DATA\": {\n            \"APPLICANT-SEGMENT\": {\n                \"FIRST-NAME\": \"Hasmat\",\n                \"MIDDLE-NAME\": \"\",\n                \"LAST-NAME\": \"hi\",\n                \"GENDER\": \"\",\n                \"APPLICANT-ID\": \"APLPL03\",\n                \"DOB\": {\n                    \"DOB-DT\": \"05-04-1991\",\n                    \"AGE\": \"34\",\n                    \"AGE-AS-ON\": \"34\"\n                },\n                \"IDS\": [\n                    {\n                        \"TYPE\": \"ID07\",\n                        \"VALUE\": \"IVSPK5084F\"\n                    }\n                ],\n                \"ADDRESSES\": [\n                    {\n                        \"TYPE\": \"D05\",\n                        \"ADDRESSTEXT\": \"careOf:,  house:,  street:,  location:,  Rajatpur, subdist: Bolpur Shantiniketan,  dist:Birbhum,  state:West Bengal,  country:India \",\n                        \"CITY\": \"Rajatpur\",\n                        \"LOCALITY\": \"\",\n                        \"STATE\": \"WB\",\n                        \"PIN\": \"731204\",\n                        \"COUNTRY\": \"IN\"\n                    }\n                ],\n                \"PHONES\": [\n                    {\n                        \"TYPE\": \"P04\",\n                        \"VALUE\": \"8001548011\"\n                    }\n                ],\n                \"EMAILS\": [],\n                \"ACCOUNT-NUMBER\": null\n            },\n            \"APPLICATION-SEGMENT\": {\n                \"INQUIRY-UNIQUE-REF-NO\": \"Test11\",\n                \"CREDIT-RPT-ID\": \"\",\n                \"CREDIT-RPT-TRN-DT-TM\": \"29-08-2025 08:53:10\",\n                \"CREDIT-INQ-PURPS-TYPE\": \"CP01\",\n                \"CREDIT-INQUIRY-STAGE\": \"PRE-DISB\",\n                \"CLIENT-CONTRIBUTOR-ID\": null,\n                \"BRANCH-ID\": null,\n                \"APPLICATION-ID\": \"\",\n                \"ACNT-OPEN-DT\": \"\",\n                \"LOAN-AMT\": null,\n                \"LTV\": null,\n                \"TERM\": null,\n                \"LOAN-TYPE\": \"A12\"\n            }\n        },\n        \"REQUEST-STATUS\": [\n            {\n                \"TYPE\": \"CIR\",\n                \"STATUS\": \"SUCCESS\",\n                \"ERRORS\": []\n            },\n            {\n                \"TYPE\": \"IOI\",\n                \"STATUS\": \"SUCCESS\",\n                \"ERRORS\": []\n            },\n            {\n                \"TYPE\": \"IOI\",\n                \"STATUS\": \"SUCCESS\",\n                \"ERRORS\": []\n            }\n        ],\n        \"REPORT-DATA\": {\n            \"STANDARD-DATA\": {\n                \"DEMOGS\": {\n                    \"VARIATIONS\": []\n                },\n                \"EMPLOYMENT-DETAILS\": [],\n                \"TRADELINES\": [],\n                \"INQUIRY-HISTORY\": [],\n                \"SCORE\": []\n            },\n            \"REQUESTED-SERVICES\": [\n                {\n                    \"REQUEST-SERVICES-TYPE\": \"ST2 INDEX\",\n                    \"STATUS\": \"N\",\n                    \"DESCRIPTION\": \"\",\n                    \"SCORE\": {\n                        \"SCORE-NAME\": \"ST2 INDEX\",\n                        \"SCORE-VALUE\": \"\",\n                        \"SCORE-DESCRIPTION\": \"\"\n                    },\n                    \"REMARKS\": {\n                        \"REMARK\": []\n                    }\n                },\n                {\n                    \"REQUEST-SERVICES-TYPE\": \"PL PROPENSITY\",\n                    \"STATUS\": \"N\",\n                    \"DESCRIPTION\": \"\",\n                    \"SCORE\": {\n                        \"SCORE-NAME\": \"PL PROPENSITY\",\n                        \"SCORE-VALUE\": \"\",\n                        \"SCORE-DESCRIPTION\": \"\"\n                    },\n                    \"REMARKS\": {\n                        \"REMARK\": []\n                    }\n                }\n            ],\n            \"ACCOUNTS-SUMMARY\": {\n                \"PRIMARY-ACCOUNTS-SUMMARY\": {\n                    \"NUMBER-OF-ACCOUNTS\": \"0\",\n                    \"ACTIVE-ACCOUNTS\": \"0\",\n                    \"OVERDUE-ACCOUNTS\": \"0\",\n                    \"SECURED-ACCOUNTS\": \"0\",\n                    \"UNSECURED-ACCOUNTS\": \"0\",\n                    \"UNTAGGED-ACCOUNTS\": \"0\",\n                    \"TOTAL-CURRENT-BALANCE\": \"0.0\",\n                    \"CURRENT-BALANCE-SECURED\": \"0.0\",\n                    \"CURRENT-BALANCE-UNSECURED\": \"0.0\",\n                    \"TOTAL-SANCTIONED-AMT\": \"0.0\",\n                    \"TOTAL-DISBURSED-AMT\": \"0.0\",\n                    \"TOTAL-AMT-OVERDUE\": \"0.0\"\n                },\n                \"SECONDARY-ACCOUNTS-SUMMARY\": {\n                    \"NUMBER-OF-ACCOUNTS\": \"0\",\n                    \"ACTIVE-ACCOUNTS\": \"0\",\n                    \"OVERDUE-ACCOUNTS\": \"0\",\n                    \"SECURED-ACCOUNTS\": \"0\",\n                    \"UNSECURED-ACCOUNTS\": \"0\",\n                    \"UNTAGGED-ACCOUNTS\": \"0\",\n                    \"TOTAL-CURRENT-BALANCE\": \"0.0\",\n                    \"TOTAL-SANCTIONED-AMT\": \"0.0\",\n                    \"TOTAL-DISBURSED-AMT\": \"0.0\",\n                    \"TOTAL-AMT-OVERDUE\": \"0.0\"\n                },\n                \"MFI-GROUP-ACCOUNTS-SUMMARY\": {\n                    \"NUMBER-OF-ACCOUNTS\": \"0\",\n                    \"ACTIVE-ACCOUNTS\": \"0\",\n                    \"OVERDUE-ACCOUNTS\": \"0\",\n                    \"CLOSED-ACCOUNTS\": \"0\",\n                    \"NO-OF-OTHER-MFIS\": \"0\",\n                    \"NO-OF-OWN-MFIS\": \"0\",\n                    \"TOTAL-OWN-CURRENT-BALANCE\": \"0.0\",\n                    \"TOTAL-OWN-INSTALLMENT-AMT\": \"0\",\n                    \"TOTAL-OWN-DISBURSED-AMT\": \"0.0\",\n                    \"TOTAL-OWN-OVERDUE-AMT\": \"0.0\",\n                    \"TOTAL-OTHER-CURRENT-BALANCE\": \"0.0\",\n                    \"TOTAL-OTHER-INSTALLMENT-AMT\": \"0\",\n                    \"TOTAL-OTHER-DISBURSED-AMT\": \"0.0\",\n                    \"TOTAL-OTHER-OVERDUE-AMT\": \"0.0\",\n                    \"MAX-WORST-DELINQUENCY\": \"0\"\n                },\n                \"ADDITIONAL-SUMMARY\": [\n                    {\n                        \"ATTR-NAME\": \"NUM-GRANTORS\",\n                        \"ATTR-VALUE\": \"0\"\n                    },\n                    {\n                        \"ATTR-NAME\": \"NUM-GRANTORS-ACTIVE\",\n                        \"ATTR-VALUE\": \"0\"\n                    },\n                    {\n                        \"ATTR-NAME\": \"NUM-GRANTORS-DELINQ\",\n                        \"ATTR-VALUE\": \"0\"\n                    },\n                    {\n                        \"ATTR-NAME\": \"NUM-GRANTORS-ONLY-PRIMARY\",\n                        \"ATTR-VALUE\": \"0\"\n                    },\n                    {\n                        \"ATTR-NAME\": \"NUM-GRANTORS-ONLY-SECONDARY\",\n                        \"ATTR-VALUE\": \"0\"\n                    }\n                ],\n                \"PERFORM-ATTRIBUTES\": [\n                    {\n                        \"ATTR-NAME\": \"INQUIRIES-IN-LAST-SIX-MONTHS\",\n                        \"ATTR-VALUE\": \"0\"\n                    },\n                    {\n                        \"ATTR-NAME\": \"LENGTH-OF-CREDIT-HISTORY-YEAR\",\n                        \"ATTR-VALUE\": \"0\"\n                    },\n                    {\n                        \"ATTR-NAME\": \"LENGTH-OF-CREDIT-HISTORY-MONTH\",\n                        \"ATTR-VALUE\": \"0\"\n                    },\n                    {\n                        \"ATTR-NAME\": \"AVERAGE-ACCOUNT-AGE-YEAR\",\n                        \"ATTR-VALUE\": \"0\"\n                    },\n                    {\n                        \"ATTR-NAME\": \"NEW-ACCOUNTS-IN-LAST-SIX-MONTHS\",\n                        \"ATTR-VALUE\": \"0\"\n                    },\n                    {\n                        \"ATTR-NAME\": \"NEW-DELINQ-ACCOUNT-IN-LAST-SIX-MONTHS\",\n                        \"ATTR-VALUE\": \"0\"\n                    },\n                    {\n                        \"ATTR-NAME\": \"MAX-DELINQ-INCREASE-12-MONTHS\",\n                        \"ATTR-VALUE\": \"0\"\n                    },\n                    {\n                        \"ATTR-NAME\": \"MAX-CC-BALANCE-BUILDUP\",\n                        \"ATTR-VALUE\": \"0\"\n                    },\n                    {\n                        \"ATTR-NAME\": \"CD-TRADES WITHIN-6-MONTHS\",\n                        \"ATTR-VALUE\": \"0\"\n                    },\n                    {\n                        \"ATTR-NAME\": \"MAX-TIME-OPEN-TRADE\",\n                        \"ATTR-VALUE\": \"0\"\n                    },\n                    {\n                        \"ATTR-NAME\": \"TOTAL-TRADES-GOOD-IN-12-MONTHS\",\n                        \"ATTR-VALUE\": \"0\"\n                    },\n                    {\n                        \"ATTR-NAME\": \"TOTAL-OVERDUE-BUILDUP-SECURED-ACTIVE\",\n                        \"ATTR-VALUE\": \"0\"\n                    },\n                    {\n                        \"ATTR-NAME\": \"SCORE-TRANCH-FLIP\",\n                        \"ATTR-VALUE\": \"0\"\n                    },\n                    {\n                        \"ATTR-NAME\": \"TOTAL-SECURED-OUTSTANDING\",\n                        \"ATTR-VALUE\": \"0\"\n                    },\n                    {\n                        \"ATTR-NAME\": \"TOTAL-UNSECURED-OUTSTANDING\",\n                        \"ATTR-VALUE\": \"0\"\n                    },\n                    {\n                        \"ATTR-NAME\": \"TOTAL-OBLIGATIONS\",\n                        \"ATTR-VALUE\": \"0\"\n                    },\n                    {\n                        \"ATTR-NAME\": \"TOTAL-LIVE-SECURED-ACCOUNTS\",\n                        \"ATTR-VALUE\": \"0\"\n                    },\n                    {\n                        \"ATTR-NAME\": \"TOTAL-SECURED-SANCTION-AMOUNT-OPEN-ACCOUNT\",\n                        \"ATTR-VALUE\": \"0\"\n                    },\n                    {\n                        \"ATTR-NAME\": \"TOTAL-UNSECURED-SANCTION-AMOUNT-OPEN-ACCOUNT\",\n                        \"ATTR-VALUE\": \"0\"\n                    },\n                    {\n                        \"ATTR-NAME\": \"TOTAL-CC-SANCTION-AMOUNT-OPEN-ACCOUNT\",\n                        \"ATTR-VALUE\": \"0\"\n                    },\n                    {\n                        \"ATTR-NAME\": \"TOTAL-SECURED-SANCTION-AMOUNT-ALL-ACCOUNT\",\n                        \"ATTR-VALUE\": \"0\"\n                    },\n                    {\n                        \"ATTR-NAME\": \"TOTAL-UNSECURED-SANCTION-AMOUNT-ALL-ACCOUNT\",\n                        \"ATTR-VALUE\": \"0\"\n                    },\n                    {\n                        \"ATTR-NAME\": \"TOTAL-CC-OUTSTANDING\",\n                        \"ATTR-VALUE\": \"0\"\n                    },\n                    {\n                        \"ATTR-NAME\": \"TOTAL-SECURED-OVER-DUE-ACCOUNTS\",\n                        \"ATTR-VALUE\": \"0\"\n                    },\n                    {\n                        \"ATTR-NAME\": \"TOTAL-UNSECURED-OVER-DUE-ACCOUNTS\",\n                        \"ATTR-VALUE\": \"0\"\n                    },\n                    {\n                        \"ATTR-NAME\": \"TOTAL-CC-OVER-DUE-ACCOUNTS\",\n                        \"ATTR-VALUE\": \"0\"\n                    },\n                    {\n                        \"ATTR-NAME\": \"TOTAL-SECURED-WORST-DPD-BUCKET-IN-LAST-2-YEARS\",\n                        \"ATTR-VALUE\": \"0\"\n                    },\n                    {\n                        \"ATTR-NAME\": \"TOTAL-UNSECURED-WORST-DPD-BUCKET-IN-LAST-2-YEARS\",\n                        \"ATTR-VALUE\": \"0\"\n                    },\n                    {\n                        \"ATTR-NAME\": \"TOTAL-SECURED-WORST-DPD-BUCKET-IN-LAST-3-YEARS\",\n                        \"ATTR-VALUE\": \"0\"\n                    },\n                    {\n                        \"ATTR-NAME\": \"TOTAL-UNSECURED-WORST-DPD-BUCKET-IN-LAST-3-YEARS\",\n                        \"ATTR-VALUE\": \"0\"\n                    },\n                    {\n                        \"ATTR-NAME\": \"TOTAL-SECURED-WORST-DPD-AMOUNT-IN-LAST-2-YEARS\",\n                        \"ATTR-VALUE\": \"0\"\n                    },\n                    {\n                        \"ATTR-NAME\": \"TOTAL-UNSECURED-WORST-DPD-AMOUNT-IN-LAST-2-YEARS\",\n                        \"ATTR-VALUE\": \"0\"\n                    },\n                    {\n                        \"ATTR-NAME\": \"TOTAL-SECURED-WORST-DPD-AMOUNT-IN-LAST-3-YEARS\",\n                        \"ATTR-VALUE\": \"0\"\n                    },\n                    {\n                        \"ATTR-NAME\": \"TOTAL-UNSECURED-WORST-DPD-AMOUNT-IN-LAST-3-YEARS\",\n                        \"ATTR-VALUE\": \"0\"\n                    },\n                    {\n                        \"ATTR-NAME\": \"TOTAL-SUM-OF-ACTIVE-EMI\",\n                        \"ATTR-VALUE\": \"0\"\n                    },\n                    {\n                        \"ATTR-NAME\": \"TOTAL-SUM-OF-ACTIVE-SECURED-EMI\",\n                        \"ATTR-VALUE\": \"0\"\n                    },\n                    {\n                        \"ATTR-NAME\": \"TOTAL-SUM-OF-ACTIVE-UNSECURED-EMI\",\n                        \"ATTR-VALUE\": \"0\"\n                    },\n                    {\n                        \"ATTR-NAME\": \"TOTAL-SUM-OF-EMI\",\n                        \"ATTR-VALUE\": \"0\"\n                    },\n                    {\n                        \"ATTR-NAME\": \"MAX-EMI-AMOUNT-ACTIVE\",\n                        \"ATTR-VALUE\": \"0\"\n                    },\n                    {\n                        \"ATTR-NAME\": \" MAX-EMI-AMOUNT\",\n                        \"ATTR-VALUE\": \"0\"\n                    },\n                    {\n                        \"ATTR-NAME\": \"MAX-SECURED-EMI-AMOUNT\",\n                        \"ATTR-VALUE\": \"0\"\n                    },\n                    {\n                        \"ATTR-NAME\": \"MAX-UNSECURED-EMI-AMOUNT\",\n                        \"ATTR-VALUE\": \"0\"\n                    },\n                    {\n                        \"ATTR-NAME\": \"MAX-ACTIVE-ACCOUNT-AGE\",\n                        \"ATTR-VALUE\": \"0\"\n                    },\n                    {\n                        \"ATTR-NAME\": \"MIN-ACTIVE-ACCOUNT-AGE\",\n                        \"ATTR-VALUE\": \"\"\n                    },\n                    {\n                        \"ATTR-NAME\": \"MAX-SECURED-ACTIVE-ACCOUNT-AGE\",\n                        \"ATTR-VALUE\": \"0\"\n                    },\n                    {\n                        \"ATTR-NAME\": \"MIN-SECURED-ACTIVE-ACCOUNT-AGE\",\n                        \"ATTR-VALUE\": \"\"\n                    },\n                    {\n                        \"ATTR-NAME\": \"MAX-UNSECURED-ACTIVE-ACCOUNT-AGE\",\n                        \"ATTR-VALUE\": \"0\"\n                    },\n                    {\n                        \"ATTR-NAME\": \"MIN-UNSECURED-ACTIVE-ACCOUNT-AGE\",\n                        \"ATTR-VALUE\": \"\"\n                    },\n                    {\n                        \"ATTR-NAME\": \"TOTAL-NO-OF-SECURED-INQUIRY-IN-LAST-6-MONTHS\",\n                        \"ATTR-VALUE\": \"0\"\n                    },\n                    {\n                        \"ATTR-NAME\": \"TOTAL-NO-OF-UNSECURED-INQUIRY-IN-LAST-6-MONTHS\",\n                        \"ATTR-VALUE\": \"0\"\n                    },\n                    {\n                        \"ATTR-NAME\": \"NUMBER-OF-LOANS-DELINQUENT-IN-LAST-12-MONTHS\",\n                        \"ATTR-VALUE\": \"0\"\n                    },\n                    {\n                        \"ATTR-NAME\": \"TOTAL-NO-OF-INQUIRY-IN-LAST-12-MONTHS\",\n                        \"ATTR-VALUE\": \"0\"\n                    },\n                    {\n                        \"ATTR-NAME\": \"TOTAL-NO-OF-SECURED-INQUIRY-IN-LAST-12-MONTHS\",\n                        \"ATTR-VALUE\": \"0\"\n                    },\n                    {\n                        \"ATTR-NAME\": \"TOTAL-NO-OF-UNSECURED-INQUIRY-IN-LAST-12-MONTHS\",\n                        \"ATTR-VALUE\": \"0\"\n                    },\n                    {\n                        \"ATTR-NAME\": \"NUMBER-OF-LOANS-DELINQUENT-IN-LAST-24-MONTHS\",\n                        \"ATTR-VALUE\": \"0\"\n                    },\n                    {\n                        \"ATTR-NAME\": \"TOTAL-NO-OF-SECURED-INQUIRY-IN-LAST-24-MONTHS\",\n                        \"ATTR-VALUE\": \"0\"\n                    },\n                    {\n                        \"ATTR-NAME\": \"MAX-OUTSTANDING-AMOUNT-IN-LAST-3-YEARS\",\n                        \"ATTR-VALUE\": \"0\"\n                    },\n                    {\n                        \"ATTR-NAME\": \"MAX-SECURED-OUTSTANDING-AMOUNT-IN-LAST-3-YEARS\",\n                        \"ATTR-VALUE\": \"0\"\n                    },\n                    {\n                        \"ATTR-NAME\": \"MAX-UNSECURED-OUTSTANDING-AMOUNT-IN-LAST-3-YEARS\",\n                        \"ATTR-VALUE\": \"0\"\n                    },\n                    {\n                        \"ATTR-NAME\": \"OLDEST-OPEN-CC-MON\",\n                        \"ATTR-VALUE\": \"0\"\n                    },\n                    {\n                        \"ATTR-NAME\": \"YOUNGEST-OPEN-CC-MON\",\n                        \"ATTR-VALUE\": \"\"\n                    },\n                    {\n                        \"ATTR-NAME\": \"TOTAL-CC-SANCTION-AMOUNT-ALL-ACCOUNT\",\n                        \"ATTR-VALUE\": \"0\"\n                    },\n                    {\n                        \"ATTR-NAME\": \"NUM-INC-BAL-REVOLVING-TRADES-12M\",\n                        \"ATTR-VALUE\": \"0\"\n                    },\n                    {\n                        \"ATTR-NAME\": \"MAX-SPEND-CC-UTIL-6M\",\n                        \"ATTR-VALUE\": \"0\"\n                    },\n                    {\n                        \"ATTR-NAME\": \"MAX-TIME-CC-ALL-TRADE\",\n                        \"ATTR-VALUE\": \"0\"\n                    },\n                    {\n                        \"ATTR-NAME\": \"ALL-TYPES-TRADES-WRITTEN-OFF\",\n                        \"ATTR-VALUE\": \"0\"\n                    },\n                    {\n                        \"ATTR-NAME\": \"TOTAL-CC-WORST-DPD-BUCKET-IN-LAST-2-YEARS\",\n                        \"ATTR-VALUE\": \"0\"\n                    },\n                    {\n                        \"ATTR-NAME\": \"TOTAL-CC-WORST-DPD-BUCKET-IN-LAST-3-YEARS\",\n                        \"ATTR-VALUE\": \"0\"\n                    },\n                    {\n                        \"ATTR-NAME\": \"MAX-SANCTION-AMOUNT-ALL-ACCOUNT\",\n                        \"ATTR-VALUE\": \"0\"\n                    },\n                    {\n                        \"ATTR-NAME\": \"CREDIT-LIMIT-TREND-12-MONTHS\",\n                        \"ATTR-VALUE\": \"0\"\n                    },\n                    {\n                        \"ATTR-NAME\": \"OVERDUE-AMOUNT-TREND\",\n                        \"ATTR-VALUE\": \"0\"\n                    },\n                    {\n                        \"ATTR-NAME\": \"AVG-PERCENTAGE-INCREASE-HIGH CREDIT\",\n                        \"ATTR-VALUE\": \"0\"\n                    },\n                    {\n                        \"ATTR-NAME\": \"AVG-PERCENTAGE-INCREASE-CB\",\n                        \"ATTR-VALUE\": \"0\"\n                    },\n                    {\n                        \"ATTR-NAME\": \"AVG-PERCENTAGE-INCREASE-DPD\",\n                        \"ATTR-VALUE\": \"0\"\n                    },\n                    {\n                        \"ATTR-NAME\": \"AVG-PERCENTAGE-INCREASE-AO\",\n                        \"ATTR-VALUE\": \"0\"\n                    }\n                ]\n            },\n            \"TRENDS\": {\n                \"NAME\": \"\",\n                \"DATES\": \"\",\n                \"VALUES\": \"\",\n                \"RESERVED1\": \"\",\n                \"RESERVED2\": \"\",\n                \"RESERVED3\": \"\",\n                \"DESCRIPTION\": \"\"\n            },\n            \"ALERTS\": [\n                {\n                    \"TYPE\": \"\",\n                    \"DESCRIPTION\": \"\",\n                    \"RESERVED1\": \"\"\n                }\n            ]\n        }\n    },\n    \"partner_tag\": \"APY\",\n    \"loan_type\": \"PL\",\n    \"partner_loan_id\": \"Test11\",\n    \"file_path\": \"APY/PL/Test11/parsed_crif.json\"\n}\n\n ```\n\n**The CIR report file data response file documentation is attached here for your reference. Please refer the CRIF documentation to understand and analyse on the basis of the response file.  \n**[CRIF Documentation](https://drive.google.com/file/d/1vsq0SPPVB4Tix8UAC4wKgzbUc_-z2xKM/view?usp=sharing)\n\n[Detailed CRIF response file](https://drive.google.com/file/d/1HWh2i073ibbhGirNHiPmSDaEYChHAWA0/view?usp=sharing)\n\n**This field shows the number of repayments that were not reported: \"XXX\"**\n\n### **Error Responses**\n\n**If any field is missing;**\n\n``` json\n{\n    \"error\": \"Validation failed\",\n    \"details\": {\n        \"partner_tag\": \"partner_tag is required and cannot be empty\",\n        \"dob\": \"dob is required and cannot be empty\",\n        \"city\": \"city is required and cannot be empty\"\n    }\n}\n\n ```\n\n### **Appendix**\n\n1. **State and Union Territory Codes**\n    \n\n```\n\"AP\" Andhra Pradesh\n\"AR\" Arunachal Pradesh\n\"AS\" Assam\n\"BR\" Bihar\n\"CG\" Chattisgarh\n\"GA\" Goa\n\"GJ\" Gujarat\n\"HR\" Haryana\n\"HP\" Himachal Pradesh\n\"JK\" Jammu & Kashmir\n\"JH\" Jharkhand\n\"KA\" Karnataka\n\"KL\" Kerala\n\"MP\" Madhya Prades\n\"MH\" Maharashtra\n\"MN\" Manipur\n\"ML\" Meghalaya\n\"MZ\" Mizoram\n\"NL\" Nagaland\n\"OR\" Orissa\n\"PB\" Punjab\n\"RJ\" Rajasthan\n\"SK\" Sikkim\n\"TN\" Tamil Nadu\n\"TS\" Telangana\n\"TR\" Tripura\n\"UK\" Uttarakhand\n\"UP\" Uttar Pradesh\n\"WB\" West Bengal\n\"AN\" Andaman & Nicobar\n\"CH\" Chandigarh\n\"DN\" Dadra and Nagar Haveli\n\"DD\" Daman & Diu\n\"DL\" DelhiL\n\"LD\" Lakshadweep\n\"PY\" Pondicherry\n\n ```\n\n**2\\. Account Types And Codes**\n\n```\n\"A02\" Auto Overdraft\n\"A03\" Two-Wheeler Loan\n\"A04\" Commercial Vehicle Loan\n\"A05\" Commercial Equipment Loan \n\"A06\" Housing Loan \n\"A07\" Property Loan\n\"A08\" Loan Against Shares / Securities\n\"A09\" Gold Loan  \n\"A10\" Education Loan\n\"A11\" Leasing\n\"A12\" Personal Loan\n\"A13\" Consumer Loan\n\"A14\" Loan to Professional\n\"A15\" Credit Card\n\"A16\" Charge Card\n\"A17\" Fleet Card\n\"A18\" Loan against Card\n\"A19\" Overdraft\n\"A50\" Loan Against Bank Deposits\n\"A21\" OD on Savings Account\n\"A22\" Non-Funded Credit Facility\n\"A23\" Business Loan General\n\"A24\" Business Loan Priority Sector Small Business\n\"A25\" Business Loan Priority Sector Agriculture\n\"A26\" Business Loan Priority Sector Others\n\"A27\" Business Non-Funded Credit Facility General\n\"A28\" Business Non-Funded Credit Facility-Priority Sector- Small Business\n\"A29\" Business Non-Funded Credit Facility-Priority Sector-Agriculture\n\"A50\" Business Non-Funded Credit Facility-Priority Sector-Others\n\"A31\" Business Loan Against Bank Deposits\"A32\" Other\n\"A33\" Commercial Vehicle Loan\n\"A34\" Telco Wireless\n\"A35\" Telco Broadband\n\"A36\" Telco Landline\n\n ```\n\n# Response Status Codes\n\n| **Response Status Codes** | **Description** |\n| --- | --- |\n| **400** | Invalid request |\n| **500, 502** | Internal server error (rare) |\n| **403** | Invalid Credentials, Incorrect URL |\n| **404** | \"NO RESPONSE FOUND\" error message if the customer is NTC |\n| **504 bad gateway** | The server is down. Please inform to tech POC immediately. You can retry within a few seconds |\n\n# UPDATES\n\n##### Updated as on June 6, 2022\n\n1. **The existing Bureau API can also be used to get derived CRIF responses. If the request consists of details for which a report already exists, the same will be returned.**\n    \n2. **In the event of a time-out or failure, a repeat request can be made via the API to retrieve the derived CRIF reports.**\n    \n\nConversion time: 10.781 seconds.\n\nUsing this Markdown file:\n\n1. Paste this output into your source file.\n    \n2. See the notes and action items below regarding this conversion run.\n    \n3. Check the rendered output (headings, lists, code blocks, tables) for proper  \n    formatting and use a link checker before you publish this page.\n    \n\nConversion notes:\n\n- Docs to Markdown version 1.0β30\n    \n- Wed Jul 14 2021 03:52:09 GMT-0700 (PDT)\n    \n- Source doc: Apollo Finvest Apollo Credit 2 Service Response Documentation\n    \n- Tables are currently converted to HTML tables.\n    \n\n# Rate Limit\n\n## Throttling\n\n10000 requests per second.\n\n## Quota\n\nUnlimited total number of API calls\n\n# SLA breakdown\n\n## Standard Support.\n\nApollo will provide standard technical support twenty-four (24) hours per day, five (5) days per week, excluding weekends and national Indian holidays. Standard Support will be offered via email.\n\n## Uptime commitment\n\nUptime is the percentage of total possible minutes API was available during a fiscal year. Our commitment is to maintain at least 99.99% uptime:\n\n## Scheduled downtime\n\nSometimes we need to perform maintenance to keep API working smoothly. If scheduled downtime is necessary, we’ll give you at least 48 hours advance notice. In a year, scheduled downtime won’t exceed 12 hours.\n\n## Note\n\nAs our business evolves, we may change our service level agreement. 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