{"info":{"_postman_id":"4d867488-6745-42bc-89c5-2c389f90ee05","name":"Sparkle Virtual Account","description":"

All requests to the Sparkle Virtual Account API must have a bearer token attached to the request header

\n","schema":"https://schema.getpostman.com/json/collection/v2.0.0/collection.json","toc":[],"owner":"9944725","collectionId":"4d867488-6745-42bc-89c5-2c389f90ee05","publishedId":"2s93RZM9Zv","public":true,"customColor":{"top-bar":"FFFFFF","right-sidebar":"14233B","highlight":"46B839"},"publishDate":"2026-02-20T06:51:03.000Z"},"item":[{"name":"Auth","item":[{"name":"Auth","event":[{"listen":"test","script":{"id":"6569604a-af9d-4058-b3ba-453d5570c1a1","exec":["var jsonData = pm.response.json();","","var valueToSet = jsonData.data.access_token;","","// // Set the collection variable","pm.environment.set(\"authorization_token\", valueToSet);"],"type":"text/javascript","packages":{},"requests":{}}}],"id":"97cdb45a-2bc2-49f8-bb28-0e5818a8c2cc","protocolProfileBehavior":{"disableBodyPruning":true},"request":{"auth":{"type":"basic","basic":{"basicConfig":[{"key":"username","value":""},{"key":"password","value":""}]},"isInherited":false},"method":"POST","header":[{"key":"Accept","value":"application/json"}],"body":{"mode":"formdata","formdata":[]},"url":"https://virtual-account-api.sparkle.fyi/api/v1/integrations/merchant/auth","description":"

This request allows you get the access token that you'd use in making your API calls.

\n

When testing with Postman, use the Basic Auth type for authorization using your client key as username and secret key as password.

\n

When making an API call encode your client key and secret key using base 64 encoding.

\n

eg. base64_encode(clientKey:secretKey)
the encoding must be in that exact format.

\n","urlObject":{"path":["api","v1","integrations","merchant","auth"],"host":["https://virtual-account-api.sparkle.fyi"],"query":[],"variable":[]}},"response":[{"id":"4b4647c4-b7f4-449a-9580-14d67225a604","name":"200: Success","originalRequest":{"method":"POST","header":[{"key":"Accept","value":"application/json","type":"text"},{"warning":"This is a duplicate header and will be overridden by the Authorization header generated by Postman.","key":"Authorization","value":"Basic Y2tfOGEwYTNmYmVhYzQ5ZDVlY2MxZTk3OWYwOGMwZjVjMDU3OTU2NjY4MDpza183YmY0ZGU1NmQzYzJiMmRlOGY4NTk5Yjk0ZTIwMWI4YThiZjA5Yzdi'","type":"text"}],"body":{"mode":"formdata","formdata":[]},"url":"https://virtual-account-api.sparkle.fyi/api/v1/integrations/merchant/auth"},"status":"OK","code":200,"_postman_previewlanguage":"json","header":[{"key":"Host","value":"0.0.0.0:9900"},{"key":"Date","value":"Wed, 12 Apr 2023 07:24:47 GMT"},{"key":"Date","value":"Wed, 12 Apr 2023 07:24:47 GMT"},{"key":"Connection","value":"close"},{"key":"X-Powered-By","value":"PHP/8.1.11"},{"key":"Cache-Control","value":"no-cache, private"},{"key":"Content-Type","value":"application/json"},{"key":"X-RateLimit-Limit","value":"10000"},{"key":"X-RateLimit-Remaining","value":"9999"},{"key":"Vary","value":"Origin"}],"cookie":[],"responseTime":null,"body":"{\n \"status\": \"success\",\n \"data\": {\n \"access_token\": \"eyJpdiI6IlN5M2ExVytEMy9EODRITUN3SW1Ic1E9PSIsInZhbHVlIjoiM3cwcXdZZE9SMDd4UlZKRFZGY21oNVkwbkZxWTc3S2VZdDZUeDNpM0tXND0iLCJtYWMiOiI4YTE1ZGZhMjM1MGUwMzY1NGY2MzJjZGE5MzEyZWM1ZjAwZmUxMGU0OTg4ZDZiZGZlZDI0ZWZmZWJkMzFkNmEzIiwidGFnIjoiIn0=\",\n \"expires_in\": 1681382883\n }\n}"},{"id":"e94fa130-c97e-4aa6-8e54-5818acf2a223","name":"401: Unauthorized","originalRequest":{"method":"POST","header":[{"key":"Accept","value":"application/json","type":"text"},{"key":"Authorization","value":"Basic Y2tfOGEwYTNmYmVhYzQ5ZDVlY2MxZTk3OWYwOGMwZjVjMDU3OTU2NjY4MDpza183YmY0ZGU1NmQzYzJiMmRlOGY4NTk5Yjk0ZTIwMWI4YThiZjA5Yzd","type":"text"}],"body":{"mode":"formdata","formdata":[]},"url":"https://virtual-account-api.sparkle.fyi/api/v1/integrations/merchant/auth"},"status":"Unauthorized","code":401,"_postman_previewlanguage":"json","header":[{"key":"Host","value":"0.0.0.0:9900"},{"key":"Date","value":"Wed, 12 Apr 2023 07:28:48 GMT"},{"key":"Date","value":"Wed, 12 Apr 2023 07:28:48 GMT"},{"key":"Connection","value":"close"},{"key":"X-Powered-By","value":"PHP/8.1.11"},{"key":"Cache-Control","value":"no-cache, private"},{"key":"Content-Type","value":"application/json"},{"key":"X-RateLimit-Limit","value":"10000"},{"key":"X-RateLimit-Remaining","value":"9999"},{"key":"Vary","value":"Origin"}],"cookie":[],"responseTime":null,"body":"{\n \"status\": \"error\",\n \"message\": \"Invalid authorization passed.\"\n}"}],"_postman_id":"97cdb45a-2bc2-49f8-bb28-0e5818a8c2cc"}],"id":"66ac95ab-f171-4482-a3cd-0e37926f9a8e","_postman_id":"66ac95ab-f171-4482-a3cd-0e37926f9a8e","description":"","auth":{"type":"bearer","bearer":{"basicConfig":[{"key":"token","value":"{{authorization_token}}"}]},"isInherited":true,"source":{"_postman_id":"4d867488-6745-42bc-89c5-2c389f90ee05","id":"4d867488-6745-42bc-89c5-2c389f90ee05","name":"Sparkle Virtual 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\"total_disbursement_sum\": \"5000.00\",\n \"pending_settlements_sum\": \"50000.00\",\n \"total_transactions_count\": 5\n }\n}"}],"_postman_id":"6088e636-2ba2-477a-84fa-4a792221891c"},{"name":"Get Customer By ID","id":"bc9d41b2-e968-416e-aa93-da650388ebe4","protocolProfileBehavior":{"disableBodyPruning":true},"request":{"method":"GET","header":[{"key":"Accept","value":"application/json","type":"text"}],"url":"https://virtual-account-api.sparkle.fyi/api/v1/integrations/merchant/customer/:customerId","auth":{"type":"bearer","bearer":{"basicConfig":[{"key":"token","value":"{{authorization_token}}"}]},"isInherited":true,"source":{"_postman_id":"4d867488-6745-42bc-89c5-2c389f90ee05","id":"4d867488-6745-42bc-89c5-2c389f90ee05","name":"Sparkle Virtual 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eyJpdiI6IkJoRlh1QTdndjE0eXQydjNKS3p3VEE9PSIsInZhbHVlIjoiMzBHcjcvSHZVY004RDUwOWNsbXduNmUrQVpPanZBQmFTRlMzRkd3V2hsWT0iLCJtYWMiOiIwYTcwNjFkNGNiYzA4ODMwMDQzYzMyYjAzYTNlNmYyNTI5NmU1N2U1Mjk5ZjQ0MDJjYmQ4MGM3MWY0MzllYWNhIiwidGFnIjoiIn0=","type":"text"}],"url":{"raw":"https://virtual-account-api.sparkle.fyi/api/v1/integrations/merchant/customer/:customerId","protocol":"https","host":["virtual-account-api","sparkle","fyi"],"path":["api","v1","integrations","merchant","customer",":customerId"],"variable":[{"key":"customerId","value":"1"}]}},"status":"OK","code":200,"_postman_previewlanguage":"json","header":[{"key":"Host","value":"0.0.0.0:9900"},{"key":"Date","value":"Wed, 12 Apr 2023 07:26:44 GMT"},{"key":"Date","value":"Wed, 12 Apr 2023 07:26:44 GMT"},{"key":"Connection","value":"close"},{"key":"X-Powered-By","value":"PHP/8.1.11"},{"key":"Cache-Control","value":"no-cache, private"},{"key":"Content-Type","value":"application/json"},{"key":"X-RateLimit-Limit","value":"10000"},{"key":"X-RateLimit-Remaining","value":"9999"},{"key":"Vary","value":"Origin"}],"cookie":[],"responseTime":null,"body":"{\n \"status\": \"success\",\n \"data\": {\n \"id\": 1,\n \"name\": \"GITECH (Default Customer)\",\n \"email\": null,\n \"phone\": \"07030102953\",\n \"external_reference\": \"dd3d60a4-3468-424e-8c3a-458d1348c95e\",\n \"bank_verification_number\": \"\",\n \"is_active\": 1,\n \"accounts\": [\n {\n \"id\": 1,\n \"account_number\": \"9900000009\",\n \"account_name\": \"GITECH(Default Account)\",\n \"bank_name\": \"Sparkle Bank\",\n \"bank_code\": \"51310\",\n \"account_balance\": \"0.00\",\n \"external_reference\": \"default-account\",\n \"callback_url\": \"\",\n \"is_permanent\": 1,\n \"is_test\": 0,\n \"expires_at\": null,\n \"is_active\": 1,\n \"created_at\": \"2023-04-11 17:27:11\",\n \"updated_at\": \"14 hours ago\"\n }\n ],\n \"created_at\": \"2023-04-11T16:27:11.000000Z\",\n \"updated_at\": \"2023-04-11T16:27:11.000000Z\"\n }\n}"},{"id":"e294c4b4-a896-49e7-bfe0-72d9deb03664","name":"404: Not Found","originalRequest":{"method":"GET","header":[{"key":"Accept","value":"application/json","type":"text"},{"key":"Authorization","value":"Bearer eyJpdiI6IkJoRlh1QTdndjE0eXQydjNKS3p3VEE9PSIsInZhbHVlIjoiMzBHcjcvSHZVY004RDUwOWNsbXduNmUrQVpPanZBQmFTRlMzRkd3V2hsWT0iLCJtYWMiOiIwYTcwNjFkNGNiYzA4ODMwMDQzYzMyYjAzYTNlNmYyNTI5NmU1N2U1Mjk5ZjQ0MDJjYmQ4MGM3MWY0MzllYWNhIiwidGFnIjoiIn0=","type":"text"}],"url":{"raw":"https://virtual-account-api.sparkle.fyi/api/v1/integrations/merchant/customer/:customerId","protocol":"https","host":["virtual-account-api","sparkle","fyi"],"path":["api","v1","integrations","merchant","customer",":customerId"],"variable":[{"key":"customerId","value":"12"}]}},"status":"Not Found","code":404,"_postman_previewlanguage":"json","header":[{"key":"Host","value":"0.0.0.0:9900"},{"key":"Date","value":"Wed, 12 Apr 2023 07:26:44 GMT"},{"key":"Date","value":"Wed, 12 Apr 2023 07:26:44 GMT"},{"key":"Connection","value":"close"},{"key":"X-Powered-By","value":"PHP/8.1.11"},{"key":"Cache-Control","value":"no-cache, private"},{"key":"Content-Type","value":"application/json"},{"key":"X-RateLimit-Limit","value":"10000"},{"key":"X-RateLimit-Remaining","value":"9999"},{"key":"Vary","value":"Origin"}],"cookie":[],"responseTime":null,"body":"{\n \"status\": \"error\",\n \"message\": \"Unable to fetch Customer, invalid data\"\n}"}],"_postman_id":"bc9d41b2-e968-416e-aa93-da650388ebe4"},{"name":"Get Customers","id":"e2ea473c-a136-4182-982d-770f339507c4","protocolProfileBehavior":{"disableBodyPruning":true},"request":{"method":"GET","header":[{"key":"Accept","value":"application/json","type":"text"}],"url":"https://virtual-account-api.sparkle.fyi/api/v1/integrations/merchant/customers","auth":{"type":"bearer","bearer":{"basicConfig":[{"key":"token","value":"{{authorization_token}}"}]},"isInherited":true,"source":{"_postman_id":"4d867488-6745-42bc-89c5-2c389f90ee05","id":"4d867488-6745-42bc-89c5-2c389f90ee05","name":"Sparkle Virtual Account","type":"collection"}},"urlObject":{"path":["api","v1","integrations","merchant","customers"],"host":["https://virtual-account-api.sparkle.fyi"],"query":[],"variable":[]}},"response":[{"id":"17f1f652-d21a-43f7-9540-e524298d962a","name":"200: Success","originalRequest":{"method":"GET","header":[{"key":"Accept","value":"application/json","type":"text"},{"key":"Authorization","value":"Bearer eyJpdiI6IkJoRlh1QTdndjE0eXQydjNKS3p3VEE9PSIsInZhbHVlIjoiMzBHcjcvSHZVY004RDUwOWNsbXduNmUrQVpPanZBQmFTRlMzRkd3V2hsWT0iLCJtYWMiOiIwYTcwNjFkNGNiYzA4ODMwMDQzYzMyYjAzYTNlNmYyNTI5NmU1N2U1Mjk5ZjQ0MDJjYmQ4MGM3MWY0MzllYWNhIiwidGFnIjoiIn0=","type":"text"}],"url":"https://virtual-account-api.sparkle.fyi/api/v1/integrations/merchant/customers"},"status":"OK","code":200,"_postman_previewlanguage":"json","header":[{"key":"Host","value":"0.0.0.0:9900"},{"key":"Date","value":"Wed, 12 Apr 2023 07:29:27 GMT"},{"key":"Date","value":"Wed, 12 Apr 2023 07:29:27 GMT"},{"key":"Connection","value":"close"},{"key":"X-Powered-By","value":"PHP/8.1.11"},{"key":"Cache-Control","value":"no-cache, private"},{"key":"Content-Type","value":"application/json"},{"key":"X-RateLimit-Limit","value":"10000"},{"key":"X-RateLimit-Remaining","value":"9998"},{"key":"Vary","value":"Origin"}],"cookie":[],"responseTime":null,"body":"{\n \"status\": \"success\",\n \"data\": [\n {\n \"id\": 3,\n \"name\": \"Loras\",\n \"email\": \"iedomwande@yahoo.com\",\n \"phone\": \"\",\n \"external_reference\": \"kuy76etghyiyo9kw-0wohb\",\n \"bank_verification_number\": \"93003940393\",\n \"is_active\": 1,\n \"accounts\": [\n {\n \"id\": 3,\n \"account_number\": \"9900000023\",\n \"account_name\": \"Loras\",\n \"bank_name\": \"Sparkle Bank\",\n \"bank_code\": \"51310\",\n \"account_balance\": \"0.00\",\n \"external_reference\": \"spk-09876-09876-oiuhgf\",\n \"callback_url\": \"\",\n \"is_permanent\": 1,\n \"is_test\": 0,\n \"expires_at\": null,\n \"is_active\": 1,\n \"created_at\": \"2023-04-10 22:25:39\",\n \"updated_at\": \"9 minutes ago\"\n }\n ],\n \"created_at\": \"2023-04-06T14:23:33.000000Z\",\n \"updated_at\": \"2023-04-06T14:23:33.000000Z\"\n },\n {\n \"id\": 1,\n \"name\": \"GITECH(Default Customer)\",\n \"email\": null,\n \"phone\": \"\",\n \"external_reference\": \"b2a604d8-49b4-4743-9462-db5697ff25fd\",\n \"bank_verification_number\": \"\",\n \"is_active\": 1,\n \"accounts\": [\n {\n \"id\": 1,\n \"account_number\": \"9900000009\",\n \"account_name\": \"GITECH(Default Account)\",\n \"bank_name\": \"Sparkle Bank\",\n \"bank_code\": \"51310\",\n \"account_balance\": \"100000000.00\",\n \"external_reference\": \"default-account\",\n \"callback_url\": \"\",\n \"is_permanent\": 1,\n \"is_test\": 0,\n \"expires_at\": null,\n \"is_active\": 1,\n \"created_at\": \"2023-04-06 14:16:27\",\n \"updated_at\": \"4 days ago\"\n }\n ],\n \"created_at\": \"2023-04-06T13:16:27.000000Z\",\n \"updated_at\": \"2023-04-06T13:16:27.000000Z\"\n }\n ]\n}"}],"_postman_id":"e2ea473c-a136-4182-982d-770f339507c4"},{"name":"Settlements","id":"cc53a4f4-4dfd-4e1a-abf9-576600a9f40c","protocolProfileBehavior":{"disableBodyPruning":true},"request":{"method":"GET","header":[{"key":"Accept","value":"application/json","type":"text"}],"url":"https://virtual-account-api.sparkle.fyi/api/v1/integrations/merchant/settlements","auth":{"type":"bearer","bearer":{"basicConfig":[{"key":"token","value":"{{authorization_token}}"}]},"isInherited":true,"source":{"_postman_id":"4d867488-6745-42bc-89c5-2c389f90ee05","id":"4d867488-6745-42bc-89c5-2c389f90ee05","name":"Sparkle Virtual Account","type":"collection"}},"urlObject":{"path":["api","v1","integrations","merchant","settlements"],"host":["https://virtual-account-api.sparkle.fyi"],"query":[],"variable":[]}},"response":[{"id":"3c1156f2-7e16-4407-8717-b18b22fd7582","name":"200: Success","originalRequest":{"method":"GET","header":[{"key":"Accept","value":"application/json","type":"text"},{"key":"Authorization","value":"Bearer eyJpdiI6IkJoRlh1QTdndjE0eXQydjNKS3p3VEE9PSIsInZhbHVlIjoiMzBHcjcvSHZVY004RDUwOWNsbXduNmUrQVpPanZBQmFTRlMzRkd3V2hsWT0iLCJtYWMiOiIwYTcwNjFkNGNiYzA4ODMwMDQzYzMyYjAzYTNlNmYyNTI5NmU1N2U1Mjk5ZjQ0MDJjYmQ4MGM3MWY0MzllYWNhIiwidGFnIjoiIn0=","type":"text"}],"url":"https://virtual-account-api.sparkle.fyi/api/v1/integrations/merchant/settlements"},"status":"OK","code":200,"_postman_previewlanguage":"json","header":[{"key":"Host","value":"0.0.0.0:9900"},{"key":"Date","value":"Wed, 12 Apr 2023 07:34:14 GMT"},{"key":"Date","value":"Wed, 12 Apr 2023 07:34:14 GMT"},{"key":"Connection","value":"close"},{"key":"X-Powered-By","value":"PHP/8.1.11"},{"key":"Cache-Control","value":"no-cache, private"},{"key":"Content-Type","value":"application/json"},{"key":"X-RateLimit-Limit","value":"10000"},{"key":"X-RateLimit-Remaining","value":"9999"},{"key":"Vary","value":"Origin"}],"cookie":[],"responseTime":null,"body":"{\n \"status\": \"success\",\n \"data\": [\n {\n \"id\": 4,\n \"type\": \"Credit\",\n \"amount\": 190000,\n \"fee\": \"20.00\",\n \"running_balance\": 9985000,\n \"settled\": 1,\n \"is_fraudulent\": 0,\n \"status\": \"Successful\",\n \"external_reference\": \"SP23347cd4-d8c1-p9d1-jqxt\",\n \"description\": \"Incoming\",\n \"settlement_batch_id\": \"SPK64301a2dc909a7.66905660\",\n \"merchant_notified_at\": null,\n \"customer\": {\n \"id\": 1,\n \"name\": \"GITECH(Default Customer)\",\n \"email\": null,\n \"phone\": \"\",\n \"external_reference\": \"b2a604d8-49b4-4743-9462-db5697ff25fd\",\n \"bank_verification_number\": \"\",\n \"is_active\": 1,\n \"created_at\": \"2023-04-06T13:16:27.000000Z\",\n \"updated_at\": \"2023-04-06T13:16:27.000000Z\"\n },\n \"created_at\": \"2023-04-07T13:57:17.000000Z\",\n \"updated_at\": \"2023-04-07T13:27:09.000000Z\"\n }\n ]\n}"}],"_postman_id":"cc53a4f4-4dfd-4e1a-abf9-576600a9f40c"}],"id":"73fc1bf6-28b2-4695-8509-16132f065ba2","description":"

This collection contains endpoints for merchants to get visibility on operations

\n","_postman_id":"73fc1bf6-28b2-4695-8509-16132f065ba2","auth":{"type":"bearer","bearer":{"basicConfig":[{"key":"token","value":"{{authorization_token}}"}]},"isInherited":true,"source":{"_postman_id":"4d867488-6745-42bc-89c5-2c389f90ee05","id":"4d867488-6745-42bc-89c5-2c389f90ee05","name":"Sparkle Virtual Account","type":"collection"}}},{"name":"Account","item":[{"name":"Create Account","event":[{"listen":"prerequest","script":{"id":"022a4ac6-0b1e-4f9e-837c-ee524f4bf633","exec":["// Generate a unique transaction reference","const timestamp = Date.now();","const randomNumber = Math.floor(Math.random() * 100000);","const transactionReference = `TX-${timestamp}-${randomNumber}`;","","// Save the reference in an environment variable","pm.environment.set(\"transaction_reference\", transactionReference);"],"type":"text/javascript","packages":{},"requests":{}}}],"id":"ab590e68-1a84-447c-83bf-7a1c0eee648d","protocolProfileBehavior":{"disableBodyPruning":true},"request":{"method":"POST","header":[{"key":"Accept","value":"application/json","type":"text"}],"body":{"mode":"raw","raw":"{\n \"name\" : \"Charles See\",\n // \"bank_verification_number\" : \"28282828280\",\n \"email\" : \"seer@sparkle.ng\",\n \"external_reference\" : \"01K5H2KQOKT03MA8GTNQZ1NTF3\",\n \"is_active\" : 1,\n \"expires_at\" : \"2025-11-17 14:55:00\",\n \"amount\" : \"8900.39\",\n \"type\": \"dynamic\",\n \"purpose\": \"invoice\",\n \"routing_account\" : \"1000000460\"\n\n // 9900001116\n}\n","options":{"raw":{"language":"json"}}},"url":"https://virtual-account-api.sparkle.fyi/api/v1/integrations/merchant/account/create-account","description":"

This request allows you create virtual accounts for customers.

\n

Payload parameters descriptions can be found below

\n
\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n
ParametersDescriptionRequired
nameThe name of the customer (string)Yes
bank_verification_numberThe bvn belonging to the customer (string)No
emailEmail Address of the customer (string)Yes
external_referenceA unique reference string for each account created. (string)Yes
is_permanent (deprecated)Determine if the account to be created is a temporary account or not. (boolean: 1 or 0)
is_activeDetermine if the account to be created is active or not. boolean: 1 or 0)Yes
expires_atDetermine the expiration date of a temporary account (date_format:Y-m-d H:m:s)No (Required if is_permanent = 0)
typeSpecify the account type
`dynamic`, `temporary`, `permanent`		Yes
amountThe amount to be specified for the transactionNo (Required if type = `dynamic`)
purpose
routing_accountN0 (Required if purpose is = invoice)
\n
","auth":{"type":"bearer","bearer":{"basicConfig":[{"key":"token","value":"{{authorization_token}}"}]},"isInherited":true,"source":{"_postman_id":"4d867488-6745-42bc-89c5-2c389f90ee05","id":"4d867488-6745-42bc-89c5-2c389f90ee05","name":"Sparkle Virtual Account","type":"collection"}},"urlObject":{"path":["api","v1","integrations","merchant","account","create-account"],"host":["https://virtual-account-api.sparkle.fyi"],"query":[],"variable":[]}},"response":[{"id":"8c344728-b000-46c2-9110-a410a41db076","name":"(Permanent)200: Success","originalRequest":{"method":"POST","header":[{"key":"Accept","value":"application/json","type":"text"}],"body":{"mode":"raw","raw":"{\n \"name\" : \"Arnold Lee\",\n \"bank_verification_number\" : \"28282828280\",\n \"email\" : \"lee@sparkle.ng\",\n \"external_reference\" : \"tyu92i-cv3iEn-f0ei3in-r0VJWK12-pelWKR3\",\n \"type\" : \"permanent\",\n \"is_active\" : 1\n}","options":{"raw":{"language":"json"}}},"url":"https://virtual-account-api.sparkle.fyi/api/v1/integrations/merchant/customer/create-account"},"status":"OK","code":200,"_postman_previewlanguage":"json","header":[{"key":"Host","value":"0.0.0.0:9900"},{"key":"Connection","value":"close"},{"key":"X-Powered-By","value":"PHP/8.3.4"},{"key":"Cache-Control","value":"no-cache, private"},{"key":"Date","value":"Wed, 24 Apr 2024 07:57:56 GMT"},{"key":"Content-Type","value":"application/json"},{"key":"X-RateLimit-Limit","value":"10000"},{"key":"X-RateLimit-Remaining","value":"9997"},{"key":"Vary","value":"Origin"}],"cookie":[],"responseTime":null,"body":"{\n \"status\": \"success\",\n \"data\": {\n \"id\": 84,\n \"name\": \"Arnold Lee\",\n \"email\": \"lee@sparkle.ng\",\n \"phone\": \"\",\n \"external_reference\": \"tyu92i-cv3iEn-f0ei3in-r0VJWK12-pelWKR3\",\n \"bank_verification_number\": \"28282828280\",\n \"is_active\": 1,\n \"account\": {\n \"id\": 67,\n \"account_number\": \"9900000669\",\n \"account_name\": \"Arnold Lee\",\n \"bank_name\": \"Sparkle Bank\",\n \"bank_code\": \"090325\",\n \"account_balance\": \"0.00\",\n \"external_reference\": \"tyu92i-cv3iEn-f0ei3in-r0VJWK12-pelWKR3\",\n \"callback_url\": \"\",\n \"is_permanent\": 1,\n \"is_test\": 0,\n \"expires_at\": null,\n \"is_active\": 1,\n \"type\": \"permanent\",\n \"created_at\": \"2024-04-24 08:57:56\",\n \"updated_at\": \"1 second ago\"\n },\n \"created_at\": \"2024-04-24T07:57:56.000000Z\",\n \"updated_at\": \"2024-04-24T07:57:56.000000Z\"\n }\n}"},{"id":"5509eb17-5a28-422f-9a5c-80ff3c4d756e","name":"One time (Dynamic) 200: Success","originalRequest":{"method":"POST","header":[{"key":"Accept","value":"application/json","type":"text"}],"body":{"mode":"raw","raw":"{\n \"name\" : \"Charles See\",\n // \"bank_verification_number\" : \"28282828280\",\n \"email\" : \"seer@sparkle.ng\",\n \"external_reference\" : \"01K5H2KQKT03MA68GTNQZ1NTF3\",\n \"is_active\" : 1,\n \"expires_at\" : \"2025-09-22 10:30:00\",\n \"amount\" : \"8900.39\",\n \"type\": \"dynamic\",\n \"purpose\": \"invoice\", // for special purposes only\n \"routing_account\" : \"1000000460\"\n}\n","options":{"raw":{"language":"json"}}},"url":"https://virtual-account-api.sparkle.fyi/api/v1/integrations/merchant/account/create-account"},"status":"OK","code":200,"_postman_previewlanguage":"json","header":[{"key":"Host","value":"127.0.0.1:8001"},{"key":"Connection","value":"close"},{"key":"X-Powered-By","value":"PHP/8.3.9"},{"key":"Cache-Control","value":"no-cache, private"},{"key":"Date","value":"Wed, 30 Oct 2024 13:28:03 GMT"},{"key":"Content-Type","value":"application/json"},{"key":"X-RateLimit-Limit","value":"10000"},{"key":"X-RateLimit-Remaining","value":"9997"},{"key":"Vary","value":"Origin"}],"cookie":[],"responseTime":null,"body":"{\n \"status\": \"success\",\n \"data\": {\n \"id\": 54,\n \"name\": \"Burrowed Deppy\",\n \"email\": \"lee@sparkle.ng\",\n \"phone\": \"\",\n \"external_reference\": \"TX-1730294883142-39012\",\n \"bank_verification_number\": \"28282828280\",\n \"is_active\": 1,\n \"account\": {\n \"id\": 47,\n \"account_number\": \"9900000425\",\n \"account_name\": \"Burrowed Deppy\",\n \"bank_name\": \"Sparkle Bank\",\n \"bank_code\": \"090325\",\n \"account_balance\": \"0.00\",\n \"external_reference\": \"TX-1730294883142-39012\",\n \"callback_url\": \"\",\n \"is_permanent\": 0,\n \"is_test\": 0,\n \"expires_at\": \"2027-10-30 08:09:00\",\n \"is_active\": 0,\n \"type\": \"dynamic\",\n \"settlement_account_number\": \"9900000023\",\n \"created_at\": \"2024-10-30 14:28:03\",\n \"updated_at\": \"1 second ago\"\n },\n \"created_at\": \"2024-10-30T13:28:03.000000Z\",\n \"updated_at\": \"2024-10-30T13:28:03.000000Z\"\n }\n}"},{"id":"2b435bff-8ff9-4a80-b99c-e50033df0c3c","name":"(Temporary) 200: Success","originalRequest":{"method":"POST","header":[{"key":"Accept","value":"application/json","type":"text"}],"body":{"mode":"raw","raw":"{\n \"name\" : \"Burrowed Deppy\",\n \"bank_verification_number\" : \"28282828280\",\n \"email\" : \"lee@sparkle.ng\",\n \"external_reference\" : \"{{transaction_reference}}\",\n \"type\" : \"temporary\",\n \"is_active\" : 1,\n \"expires_at\" : \"2027-10-30 08:09\"\n}\n","options":{"raw":{"language":"json"}}},"url":"https://virtual-account-api.sparkle.fyi/api/v1/integrations/merchant/account/create-account"},"status":"OK","code":200,"_postman_previewlanguage":"json","header":[{"key":"Host","value":"127.0.0.1:8001"},{"key":"Connection","value":"close"},{"key":"X-Powered-By","value":"PHP/8.3.9"},{"key":"Cache-Control","value":"no-cache, private"},{"key":"Date","value":"Wed, 30 Oct 2024 13:28:03 GMT"},{"key":"Content-Type","value":"application/json"},{"key":"X-RateLimit-Limit","value":"10000"},{"key":"X-RateLimit-Remaining","value":"9997"},{"key":"Vary","value":"Origin"}],"cookie":[],"responseTime":null,"body":"{\n \"status\": \"success\",\n \"data\": {\n \"id\": 54,\n \"name\": \"Burrowed Deppy\",\n \"email\": \"lee@sparkle.ng\",\n \"phone\": \"\",\n \"external_reference\": \"TX-1730294883142-39012\",\n \"bank_verification_number\": \"28282828280\",\n \"is_active\": 1,\n \"account\": {\n \"id\": 47,\n \"account_number\": \"9900000425\",\n \"account_name\": \"Burrowed Deppy\",\n \"bank_name\": \"Sparkle Bank\",\n \"bank_code\": \"090325\",\n \"account_balance\": \"0.00\",\n \"external_reference\": \"TX-1730294883142-39012\",\n \"callback_url\": \"\",\n \"is_permanent\": 0,\n \"is_test\": 0,\n \"expires_at\": \"2024-10-30 08:09:00\",\n \"is_active\": 0,\n \"type\" : \"temporary\",\n \"settlement_account_number\": \"9900000023\",\n \"created_at\": \"2024-10-30 14:28:03\",\n \"updated_at\": \"1 second ago\"\n },\n \"created_at\": \"2024-10-30T13:28:03.000000Z\",\n \"updated_at\": \"2024-10-30T13:28:03.000000Z\"\n }\n}"}],"_postman_id":"ab590e68-1a84-447c-83bf-7a1c0eee648d"},{"name":"Deactivate Account","id":"cd45b058-b416-4ce8-8d4d-c92ec2bc8549","protocolProfileBehavior":{"disableBodyPruning":true},"request":{"method":"POST","header":[{"key":"Accept","value":"application/json","type":"text"}],"url":"https://virtual-account-api.sparkle.fyi/api/v1/integrations/merchant/customer/:customerId/deactivate","auth":{"type":"bearer","bearer":{"basicConfig":[{"key":"token","value":"{{authorization_token}}"}]},"isInherited":true,"source":{"_postman_id":"4d867488-6745-42bc-89c5-2c389f90ee05","id":"4d867488-6745-42bc-89c5-2c389f90ee05","name":"Sparkle Virtual Account","type":"collection"}},"urlObject":{"path":["api","v1","integrations","merchant","customer",":customerId","deactivate"],"host":["https://virtual-account-api.sparkle.fyi"],"query":[],"variable":[{"type":"any","value":"89","key":"customerId"}]}},"response":[{"id":"21782838-5ac0-4437-8a69-7e63e7354e01","name":"200: Success","originalRequest":{"method":"POST","header":[{"key":"Accept","value":"application/json","type":"text"},{"key":"Authorization","value":"Bearer eyJpdiI6IkJoRlh1QTdndjE0eXQydjNKS3p3VEE9PSIsInZhbHVlIjoiMzBHcjcvSHZVY004RDUwOWNsbXduNmUrQVpPanZBQmFTRlMzRkd3V2hsWT0iLCJtYWMiOiIwYTcwNjFkNGNiYzA4ODMwMDQzYzMyYjAzYTNlNmYyNTI5NmU1N2U1Mjk5ZjQ0MDJjYmQ4MGM3MWY0MzllYWNhIiwidGFnIjoiIn0=","type":"text"}],"url":{"raw":"https://virtual-account-api.sparkle.fyi/api/v1/integrations/merchant/customer/:customerId/deactivate","protocol":"https","host":["virtual-account-api","sparkle","fyi"],"path":["api","v1","integrations","merchant","customer",":customerId","deactivate"],"variable":[{"key":"customerId","value":"39"}]}},"status":"OK","code":200,"_postman_previewlanguage":"json","header":[{"key":"Host","value":"0.0.0.0:9900"},{"key":"Date","value":"Wed, 12 Apr 2023 07:30:31 GMT"},{"key":"Date","value":"Wed, 12 Apr 2023 07:30:31 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\"2023-04-06T14:23:33.000000Z\",\n \"updated_at\": \"2023-04-06T14:23:33.000000Z\"\n },\n \"created_at\": \"2023-04-10 22:25:39\",\n \"updated_at\": \"6 minutes ago\"\n }\n}"},{"id":"c4b4e5bd-d1fe-4e9a-b65a-ed66008beee7","name":"404: Not Found","originalRequest":{"method":"POST","header":[{"key":"Accept","value":"application/json","type":"text"},{"key":"Authorization","value":"Bearer eyJpdiI6IkJoRlh1QTdndjE0eXQydjNKS3p3VEE9PSIsInZhbHVlIjoiMzBHcjcvSHZVY004RDUwOWNsbXduNmUrQVpPanZBQmFTRlMzRkd3V2hsWT0iLCJtYWMiOiIwYTcwNjFkNGNiYzA4ODMwMDQzYzMyYjAzYTNlNmYyNTI5NmU1N2U1Mjk5ZjQ0MDJjYmQ4MGM3MWY0MzllYWNhIiwidGFnIjoiIn0=","type":"text"}],"url":{"raw":"https://virtual-account-api.sparkle.fyi/api/v1/integrations/merchant/customer/:customerId/deactivate","protocol":"https","host":["virtual-account-api","sparkle","fyi"],"path":["api","v1","integrations","merchant","customer",":customerId","deactivate"],"variable":[{"key":"customerId","value":"39"}]}},"status":"Not Found","code":404,"_postman_previewlanguage":"json","header":[{"key":"Host","value":"0.0.0.0:9900"},{"key":"Date","value":"Wed, 12 Apr 2023 07:30:31 GMT"},{"key":"Date","value":"Wed, 12 Apr 2023 07:30:31 GMT"},{"key":"Connection","value":"close"},{"key":"X-Powered-By","value":"PHP/8.1.11"},{"key":"Cache-Control","value":"no-cache, private"},{"key":"Content-Type","value":"application/json"},{"key":"X-RateLimit-Limit","value":"10000"},{"key":"X-RateLimit-Remaining","value":"9999"},{"key":"Vary","value":"Origin"}],"cookie":[],"responseTime":null,"body":"{\n \"status\": \"error\",\n \"message\": \"Invalid customer id. Record not found\"\n}"}],"_postman_id":"cd45b058-b416-4ce8-8d4d-c92ec2bc8549"},{"name":"Account","id":"c798ee60-515d-405c-99be-c254ed73e046","protocolProfileBehavior":{"disableBodyPruning":true},"request":{"method":"GET","header":[{"key":"Accept","value":"application/json","description":"

https://virtual-account-api.sparkle.fyi/api/v1/integrations/merchant/

\n","type":"text"}],"url":"https://virtual-account-api.sparkle.fyi/api/v1/integrations/merchant/account","auth":{"type":"bearer","bearer":{"basicConfig":[{"key":"token","value":"{{authorization_token}}"}]},"isInherited":true,"source":{"_postman_id":"4d867488-6745-42bc-89c5-2c389f90ee05","id":"4d867488-6745-42bc-89c5-2c389f90ee05","name":"Sparkle Virtual Account","type":"collection"}},"urlObject":{"path":["api","v1","integrations","merchant","account"],"host":["https://virtual-account-api.sparkle.fyi"],"query":[],"variable":[]}},"response":[{"id":"ea04b9ec-7a4e-4c3e-9755-20e135180075","name":"200: Success","originalRequest":{"method":"GET","header":[{"key":"Accept","value":"application/json","type":"text"},{"key":"Authorization","value":"Bearer eyJpdiI6IkJoRlh1QTdndjE0eXQydjNKS3p3VEE9PSIsInZhbHVlIjoiMzBHcjcvSHZVY004RDUwOWNsbXduNmUrQVpPanZBQmFTRlMzRkd3V2hsWT0iLCJtYWMiOiIwYTcwNjFkNGNiYzA4ODMwMDQzYzMyYjAzYTNlNmYyNTI5NmU1N2U1Mjk5ZjQ0MDJjYmQ4MGM3MWY0MzllYWNhIiwidGFnIjoiIn0=","type":"text"}],"url":"https://virtual-account-api.sparkle.fyi/api/v1/integrations/merchant/account"},"status":"OK","code":200,"_postman_previewlanguage":"json","header":[{"key":"Host","value":"0.0.0.0:9900"},{"key":"Date","value":"Wed, 12 Apr 2023 07:10:22 GMT"},{"key":"Date","value":"Wed, 12 Apr 2023 07:10:22 GMT"},{"key":"Connection","value":"close"},{"key":"X-Powered-By","value":"PHP/8.1.11"},{"key":"Cache-Control","value":"no-cache, private"},{"key":"Content-Type","value":"application/json"},{"key":"X-RateLimit-Limit","value":"10000"},{"key":"X-RateLimit-Remaining","value":"9998"},{"key":"Vary","value":"Origin"}],"cookie":[],"responseTime":null,"body":"{\n \"status\": \"success\",\n \"data\": {\n \"id\": 1,\n \"business_name\": \"GITECH\",\n \"level\": 1,\n \"address\": null,\n \"business_desc\": null,\n \"business_category\": null,\n \"general_email\": null,\n \"country\": \"Nigeria\",\n \"balance\": 10174980,\n \"is_debit_blocked\": 0,\n \"is_live\": 1,\n \"disbursements_via_api\": 0,\n \"send_customer_receipt\": 0,\n \"callback_url\": null,\n \"logo\": null,\n \"identifier\": \"372443d1-a323-458d-86d8-fe8c0fdc9573\",\n \"settlement_account\": {\n \"id\": 1,\n \"account_number\": \"9900000009\",\n \"account_name\": \"GITECH(Default Account)\",\n \"bank_name\": \"Sparkle Bank\",\n \"bank_code\": \"51310\",\n \"account_balance\": \"100000000.00\",\n \"external_reference\": \"default-account\",\n \"callback_url\": \"\",\n \"is_permanent\": 1,\n \"is_test\": 0,\n \"expires_at\": null,\n \"is_active\": 1,\n \"created_at\": \"2023-04-06 14:16:27\",\n \"updated_at\": \"4 days ago\"\n },\n \"accounts\": [\n {\n \"id\": 1,\n \"account_number\": \"9900000009\",\n \"account_name\": \"GITECH(Default Account)\",\n \"bank_name\": \"Sparkle Bank\",\n \"bank_code\": \"51310\",\n \"account_balance\": \"100000000.00\",\n \"external_reference\": \"default-account\",\n \"callback_url\": \"\",\n \"is_permanent\": 1,\n \"is_test\": 0,\n \"expires_at\": null,\n \"is_active\": 1,\n \"created_at\": \"2023-04-06 14:16:27\",\n \"updated_at\": \"4 days ago\"\n }\n ],\n \"created_at\": \"2023-04-06T13:16:26.000000Z\",\n \"updated_at\": \"2023-04-07T13:27:09.000000Z\"\n }\n}"}],"_postman_id":"c798ee60-515d-405c-99be-c254ed73e046"},{"name":"Cancel Account Transaction","id":"e56a333d-251f-4f72-b070-7d66c91e72c6","protocolProfileBehavior":{"disableBodyPruning":true},"request":{"method":"POST","header":[{"key":"Accept","value":"application/json","type":"text"}],"body":{"mode":"raw","raw":"{\n \"external_reference\": \"TX-1731318884227-48404\"\n}","options":{"raw":{"language":"json"}}},"url":"https://virtual-account-api.sparkle.fyi/api/v1/integrations/merchant/account/cancel-transaction","description":"

This request allows you cancel a dynamic account transaction before it expires

\n","auth":{"type":"bearer","bearer":{"basicConfig":[{"key":"token","value":"{{authorization_token}}"}]},"isInherited":true,"source":{"_postman_id":"4d867488-6745-42bc-89c5-2c389f90ee05","id":"4d867488-6745-42bc-89c5-2c389f90ee05","name":"Sparkle Virtual Account","type":"collection"}},"urlObject":{"path":["api","v1","integrations","merchant","account","cancel-transaction"],"host":["https://virtual-account-api.sparkle.fyi"],"query":[],"variable":[]}},"response":[{"id":"a8ae7ffd-843d-4c40-8b31-d0cdfd520943","name":"Cancel Account Transaction","originalRequest":{"method":"POST","header":[{"key":"Accept","value":"application/json","type":"text"}],"body":{"mode":"raw","raw":"{\n \"external_reference\": \"TX-1731318884227-48404\"\n}","options":{"raw":{"language":"json"}}},"url":"https://virtual-account-api.sparkle.fyi/api/v1/integrations/merchant/account/cancel-transaction"},"status":"OK","code":200,"_postman_previewlanguage":"json","header":[{"key":"Host","value":"127.0.0.1:8001"},{"key":"Connection","value":"close"},{"key":"X-Powered-By","value":"PHP/8.3.9"},{"key":"Cache-Control","value":"no-cache, private"},{"key":"Date","value":"Mon, 11 Nov 2024 09:54:57 GMT"},{"key":"Content-Type","value":"application/json"},{"key":"X-RateLimit-Limit","value":"10000"},{"key":"X-RateLimit-Remaining","value":"9997"},{"key":"Vary","value":"Origin"}],"cookie":[{"expires":"Invalid Date","domain":"","path":""}],"responseTime":null,"body":"{\n \"status\": \"success\",\n \"data\": {\n \"id\": 75,\n \"account_number\": \"9900000748\",\n \"account_name\": \"Charles See\",\n \"bank_name\": \"Sparkle Bank\",\n \"bank_code\": \"090325\",\n \"account_balance\": \"0.00\",\n \"external_reference\": \"TX-1731318884227-48404\",\n \"callback_url\": \"\",\n \"is_permanent\": 0,\n \"is_test\": 0,\n \"expires_at\": \"2024-11-30 22:20:20\",\n \"is_active\": 0,\n \"type\": \"dynamic\",\n \"settlement_account_number\": \"9900000023\",\n \"customer\": {\n \"id\": 105,\n \"name\": \"Charles See\",\n \"email\": \"see@sparkle.ng\",\n \"phone\": \"\",\n \"external_reference\": \"TX-1731318884227-48404\",\n \"bank_verification_number\": \"28282828280\",\n \"is_active\": 0,\n \"created_at\": \"2024-11-11T09:54:44.000000Z\",\n \"updated_at\": \"2024-11-11T09:54:57.000000Z\"\n },\n \"created_at\": \"2024-11-11 10:54:44\",\n \"updated_at\": \"1 second ago\"\n }\n}"}],"_postman_id":"e56a333d-251f-4f72-b070-7d66c91e72c6"}],"id":"cfbd9d29-4b5c-4571-bb89-3202948098e9","_postman_id":"cfbd9d29-4b5c-4571-bb89-3202948098e9","description":"","auth":{"type":"bearer","bearer":{"basicConfig":[{"key":"token","value":"{{authorization_token}}"}]},"isInherited":true,"source":{"_postman_id":"4d867488-6745-42bc-89c5-2c389f90ee05","id":"4d867488-6745-42bc-89c5-2c389f90ee05","name":"Sparkle Virtual 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Y-m-d (1870-12-12)

\n","type":"text/plain"},"key":"from_date","value":""},{"description":{"content":"

Y-m-d (2070-05-23)

\n","type":"text/plain"},"key":"to_date","value":""},{"description":{"content":"

int

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\"merchant_notified_at\": null,\n \"account\": {\n \"id\": 1,\n \"account_number\": \"9900000009\",\n \"account_name\": null,\n \"bank_name\": null,\n \"bank_code\": null,\n \"account_balance\": null,\n \"external_reference\": null,\n \"callback_url\": null,\n \"is_permanent\": null,\n \"is_test\": null,\n \"expires_at\": null\n },\n \"customer\": {\n \"id\": 1,\n \"name\": \"GITECH(Default Customer)\",\n \"email\": null,\n \"phone\": null,\n \"external_reference\": null,\n \"bank_verification_number\": null,\n \"is_active\": null,\n \"created_at\": null,\n \"updated_at\": null\n },\n \"created_at\": \"2023-04-07T14:57:17.000000Z\",\n \"updated_at\": \"2023-04-07T14:57:17.000000Z\"\n },\n {\n \"id\": 4,\n \"type\": \"Credit\",\n \"amount\": 190000,\n \"fee\": \"20.00\",\n \"running_balance\": 9985000,\n \"settled\": 1,\n \"is_fraudulent\": 0,\n \"status\": \"Successful\",\n \"external_reference\": \"SP23347cd4-d8c1-p9d1-jqxt\",\n \"description\": \"Incoming\",\n \"settlement_batch_id\": \"SPK64301a2dc909a7.66905660\",\n \"merchant_notified_at\": null,\n \"account\": {\n \"id\": 1,\n \"account_number\": \"9900000009\",\n \"account_name\": null,\n \"bank_name\": null,\n \"bank_code\": null,\n \"account_balance\": null,\n \"external_reference\": null,\n \"callback_url\": null,\n \"is_permanent\": null,\n \"is_test\": null,\n \"expires_at\": null\n },\n \"customer\": {\n \"id\": 1,\n \"name\": \"GITECH(Default Customer)\",\n \"email\": null,\n \"phone\": null,\n \"external_reference\": null,\n \"bank_verification_number\": null,\n \"is_active\": null,\n \"created_at\": null,\n \"updated_at\": null\n },\n \"created_at\": \"2023-04-07T13:57:17.000000Z\",\n \"updated_at\": \"2023-04-07T13:27:09.000000Z\"\n },\n {\n \"id\": 3,\n \"type\": \"Debit\",\n \"amount\": 5000,\n \"fee\": \"0.00\",\n \"running_balance\": 9985000,\n \"settled\": 0,\n \"is_fraudulent\": 0,\n \"status\": \"Successful\",\n \"external_reference\": \"SP23947dd1-d8c1-f7f1-fiet\",\n \"description\": \"Test transfer from virtual account service\",\n \"settlement_batch_id\": null,\n \"merchant_notified_at\": null,\n \"account\": {\n \"id\": 1,\n \"account_number\": \"9900000009\",\n \"account_name\": null,\n \"bank_name\": null,\n \"bank_code\": null,\n \"account_balance\": null,\n \"external_reference\": null,\n \"callback_url\": null,\n \"is_permanent\": null,\n \"is_test\": null,\n \"expires_at\": null\n },\n \"customer\": {\n \"id\": 1,\n \"name\": \"GITECH(Default Customer)\",\n \"email\": null,\n \"phone\": null,\n \"external_reference\": null,\n \"bank_verification_number\": null,\n \"is_active\": null,\n \"created_at\": null,\n \"updated_at\": null\n },\n \"created_at\": \"2023-04-06T13:57:17.000000Z\",\n \"updated_at\": \"2023-04-06T13:57:17.000000Z\"\n },\n {\n \"id\": 2,\n \"type\": \"Debit\",\n \"amount\": 5000,\n \"fee\": \"0.00\",\n \"running_balance\": 9990000,\n \"settled\": 0,\n \"is_fraudulent\": 0,\n \"status\": \"Pending\",\n \"external_reference\": \"SP23947dd1-d8c1-f7f1-cih4\",\n \"description\": \"Test transfer from virtual account service\",\n \"settlement_batch_id\": null,\n \"merchant_notified_at\": null,\n \"account\": {\n \"id\": 1,\n \"account_number\": \"9900000009\",\n \"account_name\": null,\n \"bank_name\": null,\n \"bank_code\": null,\n \"account_balance\": null,\n \"external_reference\": null,\n \"callback_url\": null,\n \"is_permanent\": null,\n \"is_test\": null,\n \"expires_at\": null\n },\n \"customer\": {\n \"id\": 1,\n \"name\": \"GITECH(Default Customer)\",\n \"email\": null,\n \"phone\": null,\n \"external_reference\": null,\n \"bank_verification_number\": null,\n \"is_active\": null,\n \"created_at\": null,\n \"updated_at\": null\n },\n \"created_at\": \"2023-04-06T13:44:31.000000Z\",\n \"updated_at\": \"2023-04-06T13:44:31.000000Z\"\n },\n {\n \"id\": 1,\n \"type\": \"Debit\",\n \"amount\": 5000,\n \"fee\": \"0.00\",\n \"running_balance\": 9995000,\n \"settled\": 0,\n \"is_fraudulent\": 0,\n \"status\": \"Pending\",\n \"external_reference\": \"SP23947dd1-d8c1-f7f1-c1b4\",\n \"description\": \"Test transfer from virtual account service\",\n \"settlement_batch_id\": null,\n \"merchant_notified_at\": null,\n \"account\": {\n \"id\": 1,\n \"account_number\": \"9900000009\",\n \"account_name\": null,\n \"bank_name\": null,\n \"bank_code\": null,\n \"account_balance\": null,\n \"external_reference\": null,\n \"callback_url\": null,\n \"is_permanent\": null,\n \"is_test\": null,\n \"expires_at\": null\n },\n \"customer\": {\n \"id\": 1,\n \"name\": \"GITECH(Default Customer)\",\n \"email\": null,\n \"phone\": null,\n \"external_reference\": null,\n \"bank_verification_number\": null,\n \"is_active\": null,\n \"created_at\": null,\n \"updated_at\": null\n },\n \"created_at\": \"2023-04-06T13:43:40.000000Z\",\n \"updated_at\": \"2023-04-06T13:43:40.000000Z\"\n }\n ]\n}"}],"_postman_id":"36db52d5-a249-421a-b3a6-df73f2b26afa"}],"id":"f94a43b2-448f-4dd6-9ea9-4987dc217fd1","_postman_id":"f94a43b2-448f-4dd6-9ea9-4987dc217fd1","description":"","auth":{"type":"bearer","bearer":{"basicConfig":[{"key":"token","value":"{{authorization_token}}"}]},"isInherited":true,"source":{"_postman_id":"4d867488-6745-42bc-89c5-2c389f90ee05","id":"4d867488-6745-42bc-89c5-2c389f90ee05","name":"Sparkle Virtual Account","type":"collection"}}},{"name":"Payout","item":[{"name":"Institution List","id":"e4b51b58-cf39-4431-aaff-c7a9aaebcd19","protocolProfileBehavior":{"disableBodyPruning":true},"request":{"method":"GET","header":[{"key":"Accept","value":"application/json","type":"text"}],"url":"https://virtual-account-api.sparkle.fyi/api/v1/integrations/merchant/payout/institution-list","description":"

This request allows you fetch the list of banks funds can be settled into.

\n","auth":{"type":"bearer","bearer":{"basicConfig":[{"key":"token","value":"{{authorization_token}}"}]},"isInherited":true,"source":{"_postman_id":"4d867488-6745-42bc-89c5-2c389f90ee05","id":"4d867488-6745-42bc-89c5-2c389f90ee05","name":"Sparkle Virtual Account","type":"collection"}},"urlObject":{"path":["api","v1","integrations","merchant","payout","institution-list"],"host":["https://virtual-account-api.sparkle.fyi"],"query":[],"variable":[]}},"response":[{"id":"f5e4c04a-a912-4d02-b3bd-2bdc159ff496","name":"Institution List","originalRequest":{"method":"GET","header":[{"key":"Accept","value":"application/json","type":"text"}],"url":"https://virtual-account-api.sparkle.fyi/api/v1/integrations/merchant/payout/institution-list"},"status":"OK","code":200,"_postman_previewlanguage":"json","header":[{"key":"Host","value":"127.0.0.1:8001"},{"key":"Connection","value":"close"},{"key":"X-Powered-By","value":"PHP/8.3.9"},{"key":"Cache-Control","value":"no-cache, private"},{"key":"Date","value":"Mon, 11 Nov 2024 09:51:01 GMT"},{"key":"Content-Type","value":"application/json"},{"key":"X-RateLimit-Limit","value":"10000"},{"key":"X-RateLimit-Remaining","value":"9999"},{"key":"Vary","value":"Origin"}],"cookie":[],"responseTime":null,"body":"[\n {\n \"id\": 1000,\n \"InstitutionCode\": \"090325\",\n \"InstitutionName\": \"Sparkle Microfinance Bank\",\n \"Category\": \"\",\n \"dump\": \"\",\n \"created_at\": \"\",\n \"updated_at\": \"\",\n \"deleted_at\": \"\",\n \"logo\": \"\"\n },\n {\n \"id\": 1,\n \"InstitutionCode\": \"000013\",\n \"InstitutionName\": \"GT Bank PLC\",\n \"Category\": \"\",\n \"dump\": null,\n \"created_at\": null,\n \"updated_at\": null,\n \"deleted_at\": null,\n \"logo\": \"https://cloudfilesstore.blob.core.windows.net/icons/Banks/000013.png\"\n },\n {\n \"id\": 2,\n \"InstitutionCode\": \"000001\",\n \"InstitutionName\": \"STERLING BANK\",\n \"Category\": \"2\",\n \"dump\": null,\n \"created_at\": \"2024-03-22T04:56:25.000000Z\",\n \"updated_at\": \"2024-03-22T04:56:25.000000Z\",\n \"deleted_at\": null,\n \"logo\": \"https://cloudfilesstore.blob.core.windows.net/icons/Banks/000001.png\"\n }\n]"}],"_postman_id":"e4b51b58-cf39-4431-aaff-c7a9aaebcd19"},{"name":"Name Enquiry","id":"bbbfa728-e435-40b6-9b8c-40eceb4395ab","protocolProfileBehavior":{"disableBodyPruning":true},"request":{"method":"POST","header":[{"key":"Accept","value":"application/json","type":"text"}],"body":{"mode":"raw","raw":"{\n \"account_no\" : \"0016819451\",\n \"bank_code\" : \"000013\"\n}","options":{"raw":{"language":"json"}}},"url":"https://virtual-account-api.sparkle.fyi/api/v1/integrations/merchant/payout/name-enquiry","description":"

This request allows you create virtual accounts for customers.

\n

Payload parameters descriptions can be found below

\n
\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n
ParametersDescriptionRequired
account_noThe destination bank account number (string)Yes
bank_codeThe InstitutionCode gotten from the payout/institution-list response (string)Yes
\n
","auth":{"type":"bearer","bearer":{"basicConfig":[{"key":"token","value":"{{authorization_token}}"}]},"isInherited":true,"source":{"_postman_id":"4d867488-6745-42bc-89c5-2c389f90ee05","id":"4d867488-6745-42bc-89c5-2c389f90ee05","name":"Sparkle Virtual Account","type":"collection"}},"urlObject":{"path":["api","v1","integrations","merchant","payout","name-enquiry"],"host":["https://virtual-account-api.sparkle.fyi"],"query":[],"variable":[]}},"response":[{"id":"c4ed78cc-e800-48a0-b314-aff9af62ce49","name":"200: Success (inter bank)","originalRequest":{"method":"POST","header":[{"key":"Accept","value":"application/json","type":"text"}],"body":{"mode":"raw","raw":"{\n \"account_no\" : \"1000011196\",\n \"bank_code\" : \"090325\"\n}","options":{"raw":{"language":"json"}}},"url":"https://virtual-account-api.sparkle.fyi/api/v1/integrations/merchant/payout/name-enquiry"},"status":"OK","code":200,"_postman_previewlanguage":"json","header":[{"key":"Host","value":"0.0.0.0:9900"},{"key":"Connection","value":"close"},{"key":"X-Powered-By","value":"PHP/8.3.4"},{"key":"Cache-Control","value":"no-cache, private"},{"key":"Date","value":"Wed, 24 Apr 2024 09:58:38 GMT"},{"key":"Content-Type","value":"application/json"},{"key":"X-RateLimit-Limit","value":"10000"},{"key":"X-RateLimit-Remaining","value":"10000"},{"key":"Vary","value":"Origin"}],"cookie":[],"responseTime":null,"body":"{\n \"status\": \"success\",\n \"data\": {\n \"ResponseCode\": 0,\n \"BankVerificationNumber\": \"********\",\n \"ChannelCode\": \"2\",\n \"KYCLevel\": \"2\",\n \"DestinationInstitutionCode\": \"000013\",\n \"SessionID\": \"090325250618120617891464610993\",\n \"AccountNumber\": \"0016819451\",\n \"AccountName\": \"EDOMWANDE IKPONMWOSA GEORGE\"\n }\n}"},{"id":"22f30ad6-d7bd-441a-a44c-2dbf3561e697","name":"200: Success (intra bank)","originalRequest":{"method":"POST","header":[{"key":"Accept","value":"application/json","type":"text"}],"body":{"mode":"raw","raw":"{\n \"account_no\" : \"1001174584\",\n \"bank_code\" : \"090325\"\n}","options":{"raw":{"language":"json"}}},"url":"https://virtual-account-api.sparkle.fyi/api/v1/integrations/merchant/payout/name-enquiry"},"status":"OK","code":200,"_postman_previewlanguage":"json","header":[{"key":"Date","value":"Thu, 09 Jan 2025 09:50:36 GMT"},{"key":"Content-Type","value":"application/json"},{"key":"Transfer-Encoding","value":"chunked"},{"key":"Connection","value":"keep-alive"},{"key":"X-Powered-By","value":"PHP/8.3.4"},{"key":"Cache-Control","value":"no-cache, private"},{"key":"X-RateLimit-Limit","value":"10000"},{"key":"X-RateLimit-Remaining","value":"9996"},{"key":"Vary","value":"Origin"},{"key":"Strict-Transport-Security","value":"max-age=31536000; includeSubDomains"}],"cookie":[],"responseTime":null,"body":"{\n \"status\": \"success\",\n \"data\": {\n \"AccountName\": \"Ikponmwosa Edomwande\",\n \"AccountNumber\": \"1001174584\"\n }\n}"},{"id":"371fb767-e850-4979-865e-f1166d7d24f5","name":"400: Bad Request","originalRequest":{"method":"POST","header":[{"key":"Accept","value":"application/json","type":"text"}],"body":{"mode":"raw","raw":"{\n \"account_no\" : \"1000011196\",\n \"bank_code\" : \"090325\"\n}","options":{"raw":{"language":"json"}}},"url":"https://virtual-account-api.sparkle.fyi/api/v1/integrations/merchant/payout/name-enquiry"},"status":"Bad Request","code":400,"_postman_previewlanguage":"json","header":[{"key":"Host","value":"0.0.0.0:9900"},{"key":"Connection","value":"close"},{"key":"X-Powered-By","value":"PHP/8.3.4"},{"key":"Cache-Control","value":"no-cache, private"},{"key":"Date","value":"Wed, 24 Apr 2024 09:58:38 GMT"},{"key":"Content-Type","value":"application/json"},{"key":"X-RateLimit-Limit","value":"10000"},{"key":"X-RateLimit-Remaining","value":"10000"},{"key":"Vary","value":"Origin"}],"cookie":[],"responseTime":null,"body":"{\n \"status\": \"error\",\n \"message\": \"Beneficiary Account not found\"\n}"}],"_postman_id":"bbbfa728-e435-40b6-9b8c-40eceb4395ab"},{"name":"Transfer","event":[{"listen":"prerequest","script":{"id":"ea3acaf1-3871-4ddb-978d-7de4765cb01c","exec":["// Generate a unique transaction reference","const timestamp = Date.now();","const randomNumber = Math.floor(Math.random() * 1000000000);","const transactionReference = `TX-${timestamp}-${randomNumber}`;","","// Save the reference in an environment variable","pm.environment.set(\"transaction_reference\", transactionReference);"],"type":"text/javascript","packages":{}}}],"id":"b90c6c68-e36f-44f6-bade-400862104c97","protocolProfileBehavior":{"disableBodyPruning":true},"request":{"method":"POST","header":[{"key":"Accept","value":"application/json"}],"body":{"mode":"raw","raw":"{\n \"beneficiaryAccountNumber\" : \"1000011196\",\n \"destinationInstitutionCode\" : \"090325\",\n \"beneficiaryAccountName\" : \"HARRY POTTER\",\n \"narration\" : \"testing\",\n \"amount\" : \"1000000\",\n \"transactionReference\" : \"{{transaction_reference}}\"\n}","options":{"raw":{"language":"json"}}},"url":"https://virtual-account-api.sparkle.fyi/api/v1/integrations/merchant/payout/transfer","description":"

This request allows you make funds transfer to any specified bank of choice.

\n
\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n
ParametersDescriptionRequired
beneficiaryAccountNumberThe destination bank account number (string) belonging to the beneficiaryYes
destinationInstitutionCodeThe InstitutionCode gotten from the payout/institution-list response (string)Yes
beneficiaryAccountNameThe destination bank account name (string) belonging to the beneficiaryYes
narrationA short description for the. transactionYes
amountThe amount to be sent to the beneficiary (numeric)Yes
transactionReferenceA unique reference string for each transaction created. (string)

For interbank transfers kindly make use of the session ID gotten from the `name-enquiry` endpoint		Yes
\n
","auth":{"type":"bearer","bearer":{"basicConfig":[{"key":"token","value":"{{authorization_token}}"}]},"isInherited":true,"source":{"_postman_id":"4d867488-6745-42bc-89c5-2c389f90ee05","id":"4d867488-6745-42bc-89c5-2c389f90ee05","name":"Sparkle Virtual Account","type":"collection"}},"urlObject":{"path":["api","v1","integrations","merchant","payout","transfer"],"host":["https://virtual-account-api.sparkle.fyi"],"query":[],"variable":[]}},"response":[{"id":"ae1ee966-2850-4e98-8d44-de2e16db113b","name":"200: success (intra bank)","originalRequest":{"method":"POST","header":[{"key":"Accept","value":"application/json"}],"body":{"mode":"raw","raw":"{\n \"beneficiaryAccountNumber\" : \"1001174584\",\n \"destinationInstitutionCode\" : \"090325\",\n \"beneficiaryAccountName\" : \"Ikponmwosa Edomwande\",\n \"narration\" : \"testing\",\n \"amount\" : \"2\",\n \"transactionReference\" : \"{{transaction_reference}}\"\n}","options":{"raw":{"language":"json"}}},"url":"https://virtual-account-api.sparkle.fyi/api/v1/integrations/merchant/payout/transfer"},"status":"OK","code":200,"_postman_previewlanguage":"json","header":[{"key":"Date","value":"Thu, 09 Jan 2025 09:15:27 GMT"},{"key":"Content-Type","value":"application/json"},{"key":"Transfer-Encoding","value":"chunked"},{"key":"Connection","value":"keep-alive"},{"key":"X-Powered-By","value":"PHP/8.3.4"},{"key":"Cache-Control","value":"no-cache, private"},{"key":"X-RateLimit-Limit","value":"10000"},{"key":"X-RateLimit-Remaining","value":"9993"},{"key":"Vary","value":"Origin"},{"key":"Strict-Transport-Security","value":"max-age=31536000; includeSubDomains"}],"cookie":[],"responseTime":null,"body":"{\n \"status\": \"success\",\n \"data\": {\n \"status\": \"success\",\n \"message\": \"Transaction Successful...\",\n \"ResponseCode\": \"00\"\n }\n}"},{"id":"bb524218-3ddd-4e99-af5a-022259579693","name":"200: success (inter bank)","originalRequest":{"method":"POST","header":[{"key":"Accept","value":"application/json"}],"body":{"mode":"raw","raw":"{\n \"beneficiaryAccountNumber\" : \"0016819451\",\n \"destinationInstitutionCode\" : \"000013\",\n \"beneficiaryAccountName\" : \"EDOMWANDE IKPONMWOSA GEORGE\",\n \"narration\" : \"testing\",\n \"amount\" : \"5\",\n \"transactionReference\" : \"090325250109100142589829135460\"\n}","options":{"raw":{"language":"json"}}},"url":"https://virtual-account-api.sparkle.fyi/api/v1/integrations/merchant/payout/transfer"},"status":"OK","code":200,"_postman_previewlanguage":"json","header":[{"key":"Date","value":"Thu, 09 Jan 2025 09:32:05 GMT"},{"key":"Content-Type","value":"application/json"},{"key":"Transfer-Encoding","value":"chunked"},{"key":"Connection","value":"keep-alive"},{"key":"X-Powered-By","value":"PHP/8.3.4"},{"key":"Cache-Control","value":"no-cache, private"},{"key":"X-RateLimit-Limit","value":"10000"},{"key":"X-RateLimit-Remaining","value":"9992"},{"key":"Vary","value":"Origin"},{"key":"Strict-Transport-Security","value":"max-age=31536000; includeSubDomains"}],"cookie":[],"responseTime":null,"body":"{\n \"status\": \"success\",\n \"data\": {\n \"ResponseCode\": \"00\",\n \"PaymentReference\": \"090325250109100142589829135460\",\n \"Narration\": \"testing\",\n \"OriginatorAccountNumber\": 9900009538,\n \"OriginatorBankVerificationNumber\": 10000000001,\n \"Amount\": 5,\n \"NameEnquiryRef\": \"090325250109100142589829135460\",\n \"BeneficiaryKYCLevel\": 2,\n \"ChannelCode\": 6,\n \"OriginatorKYCLevel\": 3,\n \"DestinationInstitutionCode\": \"000013\",\n \"BeneficiaryAccountNumber\": \"0016819451\",\n \"OriginatorAccountName\": \"Development Institute(Default Account)\",\n \"BeneficiaryBankVerificationNumber\": 0,\n \"TransactionLocation\": \"\",\n \"BeneficiaryAccountName\": \"EDOMWANDE IKPONMWOSA GEORGE\",\n \"SessionID\": \"090325250109100104479586093272\"\n }\n}"},{"id":"bc458112-fffc-4178-b9bb-9a9ad6e05a88","name":"500","originalRequest":{"method":"POST","header":[{"key":"Accept","value":"application/json"}],"body":{"mode":"raw","raw":"{\n \"beneficiaryAccountNumber\" : \"1001174584\",\n \"destinationInstitutionCode\" : \"09035\",\n \"beneficiaryAccountName\" : \"Ikponmwosa Edomwande\",\n \"narration\" : \"testing\",\n \"amount\" : \"2\",\n \"transactionReference\" : \"{{transaction_reference}}\"\n}","options":{"raw":{"language":"json"}}},"url":"https://virtual-account-api.sparkle.fyi/api/v1/integrations/merchant/payout/transfer"},"status":"Internal Server Error","code":500,"_postman_previewlanguage":"json","header":[{"key":"Date","value":"Thu, 09 Jan 2025 09:22:38 GMT"},{"key":"Content-Type","value":"application/json"},{"key":"Transfer-Encoding","value":"chunked"},{"key":"Connection","value":"keep-alive"},{"key":"X-Powered-By","value":"PHP/8.3.4"},{"key":"Cache-Control","value":"no-cache, private"},{"key":"X-RateLimit-Limit","value":"10000"},{"key":"X-RateLimit-Remaining","value":"9998"},{"key":"Vary","value":"Origin"},{"key":"Strict-Transport-Security","value":"max-age=31536000; includeSubDomains"}],"cookie":[],"responseTime":null,"body":"{\n \"status\": \"error\",\n \"message\": \"Unable to payout at the moment. Please try again later.\"\n}"},{"id":"0256dd3f-0391-4200-803c-5f9d7359e76b","name":"422","originalRequest":{"method":"POST","header":[{"key":"Accept","value":"application/json"}],"body":{"mode":"raw","raw":"{\n \"beneficiaryAccountNumber\" : \"0016819451\",\n \"destinationInstitutionCode\" : \"000013\",\n \"beneficiaryAccountName\" : \"EDOMWANDE IKPONMWOSA GEORGE\",\n \"narration\" : \"testing\",\n \"amount\" : \"9003993\",\n \"transactionReference\" : \"090325250109100142589829135460\"\n}","options":{"raw":{"language":"json"}}},"url":"https://virtual-account-api.sparkle.fyi/api/v1/integrations/merchant/payout/transfer"},"status":"Unprocessable Content","code":422,"_postman_previewlanguage":"json","header":[{"key":"Date","value":"Thu, 09 Jan 2025 09:30:00 GMT"},{"key":"Content-Type","value":"application/json"},{"key":"Transfer-Encoding","value":"chunked"},{"key":"Connection","value":"keep-alive"},{"key":"X-Powered-By","value":"PHP/8.3.4"},{"key":"Cache-Control","value":"no-cache, private"},{"key":"X-RateLimit-Limit","value":"10000"},{"key":"X-RateLimit-Remaining","value":"9996"},{"key":"Vary","value":"Origin"},{"key":"Strict-Transport-Security","value":"max-age=31536000; includeSubDomains"}],"cookie":[],"responseTime":null,"body":"{\n \"status\": \"failed\",\n \"data\": \"The amount must not be greater than 500000.\"\n}"}],"_postman_id":"b90c6c68-e36f-44f6-bade-400862104c97"}],"id":"a325c906-bbe1-4d2a-b4fb-aabd3308bb37","_postman_id":"a325c906-bbe1-4d2a-b4fb-aabd3308bb37","description":"","auth":{"type":"bearer","bearer":{"basicConfig":[{"key":"token","value":"{{authorization_token}}"}]},"isInherited":true,"source":{"_postman_id":"4d867488-6745-42bc-89c5-2c389f90ee05","id":"4d867488-6745-42bc-89c5-2c389f90ee05","name":"Sparkle Virtual Account","type":"collection"}}},{"name":"Simulate Inbound Payment","id":"967c2a04-2e96-4d5f-9f83-9e586c1a5b6e","protocolProfileBehavior":{"disableBodyPruning":true},"request":{"method":"POST","header":[],"body":{"mode":"raw","raw":"{\n \"amount\" : 4090,\n \"virtual_account_number\" : \"9900000030\",\n \"narration\" : \"\",\n \"transaction_reference\" : \"\",\n \"simulate_failure\" : 0\n}","options":{"raw":{"language":"json"}}},"url":"https://virtual-account-api.sparkle.fyi/api/v1/integrations/merchant/simulate/payment","description":"

This request allows you simulate a payment into virtual accounts.

\n

Payload parameters descriptions can be found below

\n
\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n
ParametersDescriptionRequired
virtual_account_numberThe virtual account number of the customer (string)Yes
narrationNarrationNo
simulate_failureThis can be used to simulate a failed transaction when set to `true` (values are 1 or 0)No
transaction_referenceA unique reference stringNo
amountThe amount to be specified for the transactionYes
\n
","auth":{"type":"bearer","bearer":{"basicConfig":[{"key":"token","value":"{{authorization_token}}"}]},"isInherited":true,"source":{"_postman_id":"4d867488-6745-42bc-89c5-2c389f90ee05","id":"4d867488-6745-42bc-89c5-2c389f90ee05","name":"Sparkle Virtual Account","type":"collection"}},"urlObject":{"path":["api","v1","integrations","merchant","simulate","payment"],"host":["https://virtual-account-api.sparkle.fyi"],"query":[],"variable":[]}},"response":[{"id":"b957bcc1-c482-4984-ab47-52c719c930d3","name":"200: success","originalRequest":{"method":"POST","header":[],"body":{"mode":"raw","raw":"{\n \"amount\" : 54990,\n \"virtual_account_number\" : \"9900000030\",\n \"narration\" : \"\",\n \"transaction_reference\" : \"\",\n \"simulate_failure\" : 0\n}","options":{"raw":{"language":"json"}}},"url":"https://virtual-account-api.sparkle.fyi/api/v1/integrations/merchant/simulate/payment"},"status":"OK","code":200,"_postman_previewlanguage":"json","header":[{"key":"Host","value":"127.0.0.1:8001"},{"key":"Connection","value":"close"},{"key":"X-Powered-By","value":"PHP/8.3.9"},{"key":"Cache-Control","value":"no-cache, private"},{"key":"Date","value":"Fri, 28 Feb 2025 07:22:03 GMT"},{"key":"Content-Type","value":"application/json"},{"key":"X-RateLimit-Limit","value":"10000"},{"key":"X-RateLimit-Remaining","value":"9996"},{"key":"Vary","value":"Origin"}],"cookie":[],"responseTime":null,"body":"{\n \"status\": \"success\",\n \"data\": {\n \"merchant_team_id\": 3,\n \"external_reference\": \"51310250228080202907308077703\",\n \"customer_id\": 4,\n \"account_id\": 4,\n \"amount\": 54940,\n \"fee\": 40,\n \"status\": 1,\n \"type\": 1,\n \"running_balance\": 8419080,\n \"beneficiary_account_number\": \"9900000030\",\n \"beneficiary_account_name\": \"Theory\",\n \"source_bank_account\": \"4544965042\",\n \"source_account_name\": \"Luigi Fahey V\",\n \"source_bank_code\": \"158388\",\n \"source_bvn\": null,\n \"is_fraudulent\": 0,\n \"description\": \"\",\n \"response_code\": null,\n \"data\": null,\n \"updated_at\": \"2025-02-28T07:22:03.000000Z\",\n \"created_at\": \"2025-02-28T07:22:02.000000Z\",\n \"id\": 195,\n \"merchant_notified_at\": \"2025-02-28T07:22:03.367117Z\"\n }\n}"},{"id":"e13795dd-eb34-465f-86ce-e8da1df02bdb","name":"Inactive account","originalRequest":{"method":"POST","header":[],"body":{"mode":"raw","raw":"{\n \"amount\" : 54990,\n \"virtual_account_number\" : \"9900000731\",\n \"narration\" : \"\",\n \"transaction_reference\" : \"\",\n \"simulate_failure\" : 0\n}","options":{"raw":{"language":"json"}}},"url":"https://virtual-account-api.sparkle.fyi/api/v1/integrations/merchant/simulate/payment"},"status":"Internal Server Error","code":500,"_postman_previewlanguage":"json","header":[{"key":"Host","value":"127.0.0.1:8001"},{"key":"Connection","value":"close"},{"key":"X-Powered-By","value":"PHP/8.3.9"},{"key":"Cache-Control","value":"no-cache, private"},{"key":"Date","value":"Fri, 28 Feb 2025 07:22:32 GMT"},{"key":"Content-Type","value":"application/json"},{"key":"X-RateLimit-Limit","value":"10000"},{"key":"X-RateLimit-Remaining","value":"9999"},{"key":"Vary","value":"Origin"}],"cookie":[],"responseTime":null,"body":"{\n \"status\": \"error\",\n \"message\": \"Account number is not longer active\"\n}"}],"_postman_id":"967c2a04-2e96-4d5f-9f83-9e586c1a5b6e"},{"name":"Webhook","id":"4260e767-14c8-4c3f-b2df-83039dc0c409","protocolProfileBehavior":{"disableBodyPruning":true},"request":{"auth":{"type":"noauth","isInherited":false},"method":"POST","header":[],"description":"
{\n    \"event\": \"transaction.credit.successful\",\n    \"account_reference\": null,\n    \"reference\": \"testingwebEt4g25trre7\",\n    \"amount\": 200.0,\n    \"fee\": \"0.00\",\n    \"beneficiary_account_number\": \"9900033881\",\n    \"beneficiary_account_name\": \"Star Labs\",\n    \"sender_bank_account\": \"6430300306\",\n    \"sender_account_name\": \"Dr. Isabel Sipes DDS\",\n    \"sender_bank_code\": \"068779\",\n    \"status\": \"successful\",\n    \"currency\": \"NGN\",\n    \"account_type\": \"permanent\",\n    \"description\": \"Test001\",\n    \"created_at\": \"2024-11-20T10:42:28.000000Z\"\n}\n\n

To ensure the authenticity of webhook requests, we include a signature in the SPC-X-Signature header. You can verify this signature using your secret key to confirm the request is from us and hasn’t been tampered with. Here's how to verify it in simple steps:

\n\n
const crypto = require('crypto');\nconst secretKey = 'your-secret-key';\nconst payload = '{\"event\":\"transaction.credit.successful\",\"reference\":\"txn_12345\",\"amount\":1000,\"currency\":\"NGN\"}';\nconst signature = crypto.createHmac('sha512', secretKey).update(payload).digest('hex');\nconsole.log(signature); // Compare this with the header\n\n
\n
import hmac\nimport hashlib\n\nsecret_key = 'your-secret-key'.encode()\npayload = '{\"event\":\"transaction.credit.successful\",\"reference\":\"txn_12345\",\"amount\":1000,\"currency\":\"NGN\"}'.encode()\nsignature = hmac.new(secret_key, payload, hashlib.sha512).hexdigest()\nprint(signature)  # Compare this with the header\n\n
\n
$secretKey = 'your-secret-key';\n$payload = '{\"event\":\"transaction.credit.successful\",\"reference\":\"txn_12345\",\"amount\":1000,\"currency\":\"NGN\"}';\n$signature = hash_hmac('sha512', $payload, $secretKey);\necho $signature; // Compare this with the header\n\n
\n","urlObject":{"query":[],"variable":[]},"url":""},"response":[],"_postman_id":"4260e767-14c8-4c3f-b2df-83039dc0c409"}],"auth":{"type":"bearer","bearer":{"basicConfig":[{"key":"token","value":"{{authorization_token}}"}]}},"event":[{"listen":"prerequest","script":{"id":"4be39528-b8b5-4899-b1f5-a106465c71fe","type":"text/javascript","exec":[""]}},{"listen":"test","script":{"id":"18c3bdcc-9616-4dbc-85c9-3962678c265e","type":"text/javascript","exec":[""]}}],"variable":[{"key":"baseUrl","value":"https://virtual-account-api.sparkle.fyi","type":"string"}]}