Simple, faster and more secured way to send and receive money in Africa. Build a web or mobile integration to accept payments online or in person (POS).
\nNot registered yet? Create a VetroPay business account
Download VetroPay Mobile Here
Simple transparent pricing module
\nVETROPAY (AFRICA)
\nVETROPAY (INTERNATIONAL)
\n\n\nVetroPay DeFi (International) charge option is only available for registered businesses non-domiciled on the African continent or in African countries not covered by VetroPay. This option allows business accounts to charge customers directly in USD/GBP.
\n
DIGITAL CURRENCIES
\nVetropay Popup provides developers with a simpler and more convenient payment flow for web. It offers the easiest way to start accepting payments. See demo of the payment methods on the checkout here.
\nTo initialize a transaction, developer needs to pass some information such as amount, ref currency, etc. The table below lists the parameters that you can pass when initializing a transaction.
<form onsubmit=\"event.preventDefault(); return callVetroPay()\">\n <label for=\"amount\">Amount:</label>\n <input required type=\"text\" class=\"amount\" name=\"amount\" placeholder=\"Enter amount\" />\n <button type=\"submit\">Checkout</button>\n</form>\n<comment class='preserveHtml' class='preserveHtml' class='preserveHtml' class='preserveHtml' class='preserveHtml' class='preserveHtml' class='preserveHtml' class='preserveHtml'> -->\n<script src=\"https://api.vetropay.com/v1/inline.js\"></script>\n\nfunction callVetroPay(e) {\n VetroPay.setup({\n key: \"{{api_token}}\",\n country: \"NG\",\n currency: \"NGN\",\n amount: Number(document.querySelector(\".amount\").value),\n metaData: {\n transactionGroup: \"groceries\",\n customer: {\n email: \"kay@example.com\",\n phone: \"080430987654\"\n }\n },\n callback: function (response) {\n alert(\"success. transaction ref is \" + response.data.txRef);\n },\n });\n }\n\n\n\n","auth":{"type":"noauth","isInherited":false},"event":[{"listen":"prerequest","script":{"id":"e322707c-9726-4f60-97c4-729f512c0771","type":"text/javascript","exec":[""]}},{"listen":"test","script":{"id":"61f36980-bc65-4fdf-aee2-36de461dbcfc","type":"text/javascript","exec":[""]}}],"_postman_id":"5880ff71-4ed8-42e0-8b78-83d3487988d1"},{"name":"🌐 Charge API","item":[{"name":"Intialize payment request","id":"290dc8d5-5776-4746-b68d-14d58940fc7a","protocolProfileBehavior":{"disableBodyPruning":true},"request":{"method":"POST","header":[{"key":"Authorization","value":"Bearer {{authorization_token}}","type":"text"}],"body":{"mode":"raw","raw":"{\n \"customer_id\": \"0807886\",\n \"amount\": \"\",\n \"currency\": \"\",\n \"recurring\": false,\n \"subscriptionId\": \"\",\n \"txRef\": \"\"\n}","options":{"raw":{"language":"json"}}},"url":"{{base_url}}/v1/rest/initialize-wallet-debit","description":"📝 Note
\n
The key field here takes your VetroPay public key available on Business dashboard.
The callback method is fired when the transaction is successful.
subscriptionId*** customerId may be user's registered Phone number or VetroPay UID
\n\n","auth":{"type":"bearer","bearer":{"basicConfig":[]},"isInherited":true,"source":{"_postman_id":"00c60504-9c7d-4ce9-81be-7cb3272c5d11","id":"00c60504-9c7d-4ce9-81be-7cb3272c5d11","name":"Vetropay Africa","type":"collection"}},"urlObject":{"path":["v1","rest","initialize-wallet-debit"],"host":["{{base_url}}"],"query":[],"variable":[]}},"response":[{"id":"44b47925-0cb2-4893-90c8-2646bd20c30f","name":"Intialize payment request","originalRequest":{"method":"POST","header":[{"key":"Authorization","value":"Bearer {{authorization_token}}","type":"text"}],"body":{"mode":"raw","raw":"{\n \"customerId\": \"08078868319\",\n \"amount\": \"50\",\n \"currency\": \"NGN\",\n \"country\": \"NG\",\n \"recurring\": false,\n \"subscriptionId\": \"\",\n \"txRef\": \"335lflfvow54kfghlul\"\n}","options":{"raw":{"language":"json"}}},"url":"{{base_url}}/v1/initialize-wallet-debit"},"status":"OK","code":200,"_postman_previewlanguage":"json","header":[{"key":"X-Powered-By","value":"Express"},{"key":"Access-Control-Allow-Origin","value":"*"},{"key":"Access-Control-Allow-Headers","value":"Origin, X-Requested-With, Content-Type, Accept"},{"key":"Content-Type","value":"application/json; charset=utf-8"},{"key":"Content-Length","value":"181"},{"key":"ETag","value":"W/\"b5-9FEC2WizmYLdJzLszBHely0l7Sk\""},{"key":"Date","value":"Mon, 01 Aug 2022 22:47:44 GMT"},{"key":"Connection","value":"keep-alive"},{"key":"Keep-Alive","value":"timeout=5"}],"cookie":[],"responseTime":null,"body":"{\n \"status\": \"success\",\n \"message\": \"OTP sent. Code expires in 5 minutes\",\n \"data\": {\n \"action_required\": true,\n \"action\": \"Validate transaction\",\n \"stage\": \"STARTED\",\n \"debit_intent_id\": \"E6508407pu\"\n }\n}"}],"_postman_id":"290dc8d5-5776-4746-b68d-14d58940fc7a"},{"name":"Validate payment request","id":"e8d35507-3963-4592-ba24-d7af1398a633","protocolProfileBehavior":{"disableBodyPruning":true},"request":{"method":"POST","header":[{"key":"Authorization","value":"Bearer {{authorization_token}}","type":"text"}],"body":{"mode":"raw","raw":"{\n \"debitIntentId\": \"E2696418wi\",\n \"authCode\": \"258589\"\n}","options":{"raw":{"language":"json"}}},"url":"{{base_url}}/v1/rest/validate-debit-intent","description":"⚠ WARNING: Do NOT call the
\nIntialize paymentdirectly on your frontend/client device. Consider using our Web Plugin. It's important you keep your private authorization token to the backend side of your system.
Collect OTP from customers for transaction authorization. Successful customer authorization request completes transaction.
\nThis endpoint is typically called after processing a transaction or after receiving a new transaction alert via webhook notification. Aim is to verify a vetropay transaction id.
\n","auth":{"type":"bearer","bearer":{"basicConfig":[]},"isInherited":true,"source":{"_postman_id":"00c60504-9c7d-4ce9-81be-7cb3272c5d11","id":"00c60504-9c7d-4ce9-81be-7cb3272c5d11","name":"Vetropay Africa","type":"collection"}},"urlObject":{"path":["v1","rest","verify-transaction",":transaction-id"],"host":["{{base_url}}"],"query":[],"variable":[{"type":"any","value":"0f9e3532-9ced-40ed-bf65-95947b3a7461","key":"transaction-id"}]}},"response":[{"id":"13464d0f-00e4-4599-8e07-54579923af67","name":"Success","originalRequest":{"method":"GET","header":[{"key":"Authorization","value":"Bearer {{authorization_token}}","type":"text"}],"url":{"raw":"{{base_url}}/v1/verify-transaction/:transaction-id","host":["{{base_url}}"],"path":["v1","verify-transaction",":transaction-id"],"variable":[{"key":"transaction-id","value":"9f9e3532-9ced-40ed-bf65-95947b3a7461"}]}},"status":"OK","code":200,"_postman_previewlanguage":"json","header":[{"key":"X-Powered-By","value":"Express"},{"key":"Access-Control-Allow-Origin","value":"*"},{"key":"Access-Control-Allow-Headers","value":"Origin, X-Requested-With, Content-Type, Accept"},{"key":"Content-Type","value":"application/json; charset=utf-8"},{"key":"Content-Length","value":"355"},{"key":"ETag","value":"W/\"163-TMFrbkUPI9EwU5c/AYWMlJNSMws\""},{"key":"Date","value":"Thu, 28 Jul 2022 09:44:04 GMT"},{"key":"Connection","value":"keep-alive"},{"key":"Keep-Alive","value":"timeout=5"}],"cookie":[],"responseTime":null,"body":"{\n \"status\": \"success\",\n \"message\": \"Transaction verification success.\",\n \"data\": {\n \"paymentType\": \"MARKET\",\n \"vpTransactionId\": \"9f9e3532-9ced-40ed-bf65-95947b3a7461\",\n \"txRef\": \"N/A\",\n \"biller\": \"Test Biller 2\",\n \"amount\": 500,\n \"customer\": {\n \"customer_uid\": \"234959374061\",\n \"customer_name\": \"Olamigoke Philip\",\n \"customer_ref\": \"100 char. customer input\"\n },\n \"timestamp\": \"2022-07-27 14:29:48.476202+00:00\"\n }\n}"},{"id":"84e74f9c-83a4-4951-8c35-d46de155cfac","name":"Failed","originalRequest":{"method":"GET","header":[{"key":"Authorization","value":"Bearer {{authorization_token}}","type":"text"}],"url":{"raw":"{{base_url}}/v1/rest/verify-transaction/:transaction-id","host":["{{base_url}}"],"path":["v1","rest","verify-transaction",":transaction-id"],"variable":[{"key":"transaction-id","value":"0f9e3532-9ced-40ed-bf65-95947b3a7461"}]}},"status":"Not Found","code":404,"_postman_previewlanguage":"json","header":[{"key":"X-Powered-By","value":"Express"},{"key":"Access-Control-Allow-Origin","value":"*"},{"key":"Access-Control-Allow-Headers","value":"Origin, X-Requested-With, Content-Type, Accept"},{"key":"Content-Type","value":"application/json; charset=utf-8"},{"key":"Content-Length","value":"54"},{"key":"ETag","value":"W/\"36-t7LV9+YChFppp+htbJQHZcbCQhU\""},{"key":"Date","value":"Wed, 09 Aug 2023 20:38:24 GMT"},{"key":"Connection","value":"keep-alive"},{"key":"Keep-Alive","value":"timeout=5"}],"cookie":[],"responseTime":null,"body":"{\n \"status\": \"failed\",\n \"message\": \"Transaction ID unknown\"\n}"}],"_postman_id":"ac41e581-ee0b-4970-85ad-5e9ee886e0ea"}],"id":"186a2760-9f6d-4fcf-a615-e19e661341f8","description":"Validate transaction by posting customer's OTP along with merchant's inital transaction ID response in stage 1.
\nTransaction notification alert via merchant's webhook can be set directly on merchant's dashboard.
\nUpon successful transaction, merchant are advised to call our verification endpoint for futher verification before issuing value to customers.
\n","event":[{"listen":"prerequest","script":{"id":"3e7834ab-8c88-4267-b063-feaaa3ec9bae","type":"text/javascript","exec":[""]}},{"listen":"test","script":{"id":"9072aa8a-2c7d-4ef8-b4b1-eeae2c27a842","type":"text/javascript","exec":[""]}}],"_postman_id":"186a2760-9f6d-4fcf-a615-e19e661341f8","auth":{"type":"bearer","bearer":{"basicConfig":[]},"isInherited":true,"source":{"_postman_id":"00c60504-9c7d-4ce9-81be-7cb3272c5d11","id":"00c60504-9c7d-4ce9-81be-7cb3272c5d11","name":"Vetropay Africa","type":"collection"}}},{"name":"🏦 NIP Transfer API","item":[{"name":"Get NIP Banklist","id":"22fb4351-d533-4b9e-891d-409be1093c02","protocolProfileBehavior":{"disableBodyPruning":true},"request":{"method":"GET","header":[{"key":"Authorization","value":"Bearer {{authorization_token}}","type":"text"}],"url":"{{base_url}}/v1/rest/get-nip-banklist","description":"This endpoint returns the list of institutions currently enrolled on NIP platform and their respective NIP bank codes.
\n","auth":{"type":"bearer","bearer":{"basicConfig":[]},"isInherited":true,"source":{"_postman_id":"00c60504-9c7d-4ce9-81be-7cb3272c5d11","id":"00c60504-9c7d-4ce9-81be-7cb3272c5d11","name":"Vetropay Africa","type":"collection"}},"urlObject":{"path":["v1","rest","get-nip-banklist"],"host":["{{base_url}}"],"query":[],"variable":[]}},"response":[{"id":"b81f70e3-06bb-45d9-a6e5-44c5c17f822b","name":"Get NIP Banklist","originalRequest":{"method":"GET","header":[{"key":"Authorization","value":"Bearer {{authorization_token}}","type":"text"}],"url":"{{base_url}}/v1/rest/get-nip-banklist"},"status":"OK","code":200,"_postman_previewlanguage":"json","header":[{"key":"X-Powered-By","value":"Express"},{"key":"Access-Control-Allow-Origin","value":"*"},{"key":"Access-Control-Allow-Headers","value":"Origin, X-Requested-With, Content-Type, Accept"},{"key":"Content-Type","value":"application/json; charset=utf-8"},{"key":"Content-Length","value":"20031"},{"key":"ETag","value":"W/\"4e3f-zc3ZecLva88WpQTyj6rQBI4r1eQ\""},{"key":"Date","value":"Fri, 04 Aug 2023 08:12:00 GMT"},{"key":"Connection","value":"keep-alive"},{"key":"Keep-Alive","value":"timeout=5"}],"cookie":[],"responseTime":null,"body":"{\n \"status\": \"success\",\n \"message\": \"NIP Banks retrieved successfully.\",\n \"data\": [\n {\n \"bankCode\": \"110005\",\n \"bankName\": \"3LINE CARD MANAGEMENT LIMITED\"\n },\n {\n \"bankCode\": \"120001\",\n \"bankName\": \"9 PAYMENT SOLUTIONS BANK\"\n },\n {\n \"bankCode\": \"090270\",\n \"bankName\": \"AB MICROFINANCE BANK\"\n },\n {\n \"bankCode\": \"070010\",\n \"bankName\": \"ABBEY MORTGAGE BANK\"\n },\n {\n \"bankCode\": \"090260\",\n \"bankName\": \"ABOVE ONLY MICROFINANCE BANK\"\n },\n {\n \"bankCode\": \"090197\",\n \"bankName\": \"ABU MICROFINANCE BANK\"\n },\n {\n \"bankCode\": \"90202\",\n \"bankName\": \"ACCELEREX NETWORK LIMITED\"\n },\n {\n \"bankCode\": \"090202\",\n \"bankName\": \"ACCELEREX NETWORK LIMITED\"\n },\n {\n \"bankCode\": \"000014\",\n \"bankName\": \"ACCESS BANK\"\n },\n {\n \"bankCode\": \"100013\",\n \"bankName\": \"ACCESS MONEY\"\n },\n {\n \"bankCode\": \"100052\",\n \"bankName\": \"ACCESS YELLO & BETA\"\n },\n {\n \"bankCode\": \"000005\",\n \"bankName\": \"ACCESS(DIAMOND) BANK\"\n },\n {\n \"bankCode\": \"090134\",\n \"bankName\": \"ACCION MICROFINANCE BANK\"\n },\n {\n \"bankCode\": \"090160\",\n \"bankName\": \"ADDOSSER MICROFINANCE BANK\"\n },\n {\n \"bankCode\": \"090268\",\n \"bankName\": \"ADEYEMI COLLEGE STAFF MICROFINANCE BANK\"\n },\n {\n \"bankCode\": \"90155\",\n \"bankName\": \"ADVANS LA FAYETTE MICROFINANCE BANK\"\n },\n {\n \"bankCode\": \"090155\",\n \"bankName\": \"ADVANS LA FAYETTE MICROFINANCE BANK\"\n },\n {\n \"bankCode\": \"090292\",\n \"bankName\": \"AFEKHAFE MICROFINANCE BANK\"\n },\n {\n \"bankCode\": \"100028\",\n \"bankName\": \"AG MORTGAGE BANK\"\n },\n {\n \"bankCode\": \"090371\",\n \"bankName\": \"AGOSASA MICROFINANCE BANK\"\n },\n {\n \"bankCode\": \"090133\",\n \"bankName\": \"AL-BARAKAH MICROFINANCE BANK\"\n },\n {\n \"bankCode\": \"090259\",\n \"bankName\": \"ALEKUN MICROFINANCE BANK\"\n },\n {\n \"bankCode\": \"090297\",\n \"bankName\": \"ALERT MICROFINANCE BANK\"\n },\n {\n \"bankCode\": \"090277\",\n \"bankName\": \"AL-HAYAT MICROFINANCE BANK\"\n },\n {\n \"bankCode\": \"090131\",\n \"bankName\": \"ALLWORKERS MICROFINANCE BANK\"\n },\n {\n \"bankCode\": \"090169\",\n \"bankName\": \"ALPHA KAPITAL MICROFINANCE BANK\"\n },\n {\n \"bankCode\": \"090394\",\n \"bankName\": \"AMAC MICROFINANCE BANK\"\n },\n {\n \"bankCode\": \"090180\",\n \"bankName\": \"AMJU UNIQUE MICROFINANCE BANK\"\n },\n {\n \"bankCode\": \"090116\",\n \"bankName\": \"AMML MICROFINANCE BANK\"\n },\n {\n \"bankCode\": \"090143\",\n \"bankName\": \"APEKS MICROFINANCE BANK\"\n },\n {\n \"bankCode\": \"090376\",\n \"bankName\": \"APPLE MICROFINANCE BANK\"\n },\n {\n \"bankCode\": \"090282\",\n \"bankName\": \"ARISE MICROFINANCE BANK\"\n },\n {\n \"bankCode\": \"090001\",\n \"bankName\": \"ASO SAVINGS\"\n },\n {\n \"bankCode\": \"090287\",\n \"bankName\": \"ASSETMATRIX MICROFINANCE BANK\"\n },\n {\n \"bankCode\": \"090172\",\n \"bankName\": \"ASTRAPOLARIS MICROFINANCE BANK\"\n },\n {\n \"bankCode\": \"090264\",\n \"bankName\": \"AUCHI MICROFINANCE BANK\"\n },\n {\n \"bankCode\": \"090188\",\n \"bankName\": \"BAINES CREDIT MICROFINANCE BANK\"\n },\n {\n \"bankCode\": \"090326\",\n \"bankName\": \"BALOGUN GAMBARI MICROFINANCE BANK\"\n },\n {\n \"bankCode\": \"090316\",\n \"bankName\": \"BAYERO UNIVERSITY MICROFINANCE BANK\"\n },\n {\n \"bankCode\": \"090127\",\n \"bankName\": \"BC KASH MICROFINANCE BANK\"\n },\n {\n \"bankCode\": \"090336\",\n \"bankName\": \"BIPC MICROFINANCE BANK\"\n },\n {\n \"bankCode\": \"090117\",\n \"bankName\": \"BOCTRUST MICROFINANCE BANK LIMITED\"\n },\n {\n \"bankCode\": \"090395\",\n \"bankName\": \"BORGU MICROFINANCE BANK\"\n },\n {\n \"bankCode\": \"090176\",\n \"bankName\": \"BOSAK MICROFINANCE BANK\"\n },\n {\n \"bankCode\": \"090148\",\n \"bankName\": \"BOWEN MICROFINANCE BANK\"\n },\n {\n \"bankCode\": \"070015\",\n \"bankName\": \"BRENT MORTGAGE BANK\"\n },\n {\n \"bankCode\": \"090293\",\n \"bankName\": \"BRETHREN MICROFINANCE BANK\"\n },\n {\n \"bankCode\": \"090393\",\n \"bankName\": \"BRIDGEWAY MICROFINANACE BANK\"\n },\n {\n \"bankCode\": \"090308\",\n \"bankName\": \"BRIGHTWAY MICROFINANCE BANK\"\n },\n {\n \"bankCode\": \"090406\",\n \"bankName\": \"BUSINESS SUPPORT MICROFINANCE BANK\"\n },\n {\n \"bankCode\": \"100026\",\n \"bankName\": \"CARBON\"\n },\n {\n \"bankCode\": \"090360\",\n \"bankName\": \"CASHCONNECT MICROFINANCE BANK\"\n },\n {\n \"bankCode\": \"100005\",\n \"bankName\": \"CELLULANT\"\n },\n {\n \"bankCode\": \"090154\",\n \"bankName\": \"CEMCS MICROFINANCE BANK\"\n },\n {\n \"bankCode\": \"100015\",\n \"bankName\": \"CHAMS MOBILE\"\n },\n {\n \"bankCode\": \"090141\",\n \"bankName\": \"CHIKUM MICROFINANCE BANK\"\n },\n {\n \"bankCode\": \"090144\",\n \"bankName\": \"CIT MICROFINANCE BANK\"\n },\n {\n \"bankCode\": \"000009\",\n \"bankName\": \"CITI BANK\"\n },\n {\n \"bankCode\": \"090374\",\n \"bankName\": \"COASTLINE MICROFINANCE BANK\"\n },\n {\n \"bankCode\": \"090130\",\n \"bankName\": \"CONSUMER MICROFINANCE BANK\"\n },\n {\n \"bankCode\": \"070021\",\n \"bankName\": \"COOP MORTGAGE BANK\"\n },\n {\n \"bankCode\": \"090365\",\n \"bankName\": \"CORESTEP MICROFINANCE BANK\"\n },\n {\n \"bankCode\": \"060001\",\n \"bankName\": \"CORONATION MERCHANT BANK\"\n },\n {\n \"bankCode\": \"070006\",\n \"bankName\": \"COVENANT MFB\"\n },\n {\n \"bankCode\": \"090159\",\n \"bankName\": \"CREDIT AFRIQUE MICROFINANCE BANK\"\n },\n {\n \"bankCode\": \"110014\",\n \"bankName\": \"CYBERSPACE LIMITED\"\n },\n {\n \"bankCode\": \"090391\",\n \"bankName\": \"DAVODANI MICROFINANCE BANK\"\n },\n {\n \"bankCode\": \"090167\",\n \"bankName\": \"DAYLIGHT MICROFINANCE BANK\"\n },\n {\n \"bankCode\": \"090294\",\n \"bankName\": \"EAGLE FLIGHT MICROFINANCE BANK\"\n },\n {\n \"bankCode\": \"100021\",\n \"bankName\": \"EARTHOLEUM\"\n },\n {\n \"bankCode\": \"090156\",\n \"bankName\": \"E-BARCS MICROFINANCE BANK\"\n },\n {\n \"bankCode\": \"000010\",\n \"bankName\": \"ECOBANK\"\n },\n {\n \"bankCode\": \"100008\",\n \"bankName\": \"ECOBANK XPRESS ACCOUNT\"\n },\n {\n \"bankCode\": \"100030\",\n \"bankName\": \"ECOMOBILE\"\n },\n {\n \"bankCode\": \"090310\",\n \"bankName\": \"EDFIN MICROFINANCE BANK\"\n },\n {\n \"bankCode\": \"090097\",\n \"bankName\": \"EKONDO MICROFINANCE BANK\"\n },\n {\n \"bankCode\": \"090389\",\n \"bankName\": \"EK-RELIABLE MICROFINANCE BANK\"\n },\n {\n \"bankCode\": \"090273\",\n \"bankName\": \"EMERALD MICROFINANCE BANK\"\n },\n {\n \"bankCode\": \"090114\",\n \"bankName\": \"EMPIRE TRUST MICROFINANCE BANK\"\n },\n {\n \"bankCode\": \"000019\",\n \"bankName\": \"ENTERPRISE BANK\"\n },\n {\n \"bankCode\": \"090189\",\n \"bankName\": \"ESAN MICROFINANCE BANK\"\n },\n {\n \"bankCode\": \"090166\",\n \"bankName\": \"ESO-E MICROFINANCE BANK\"\n },\n {\n \"bankCode\": \"100006\",\n \"bankName\": \"eTRANZACT\"\n },\n {\n \"bankCode\": \"090304\",\n \"bankName\": \"EVANGEL MICROFINANCE BANK\"\n },\n {\n \"bankCode\": \"090332\",\n \"bankName\": \"EVERGREEN MICROFINANCE BANK\"\n },\n {\n \"bankCode\": \"090328\",\n \"bankName\": \"EYOWO\"\n },\n {\n \"bankCode\": \"090179\",\n \"bankName\": \"FAST MICROFINANCE BANK\"\n },\n {\n \"bankCode\": \"060002\",\n \"bankName\": \"FBNQUEST MERCHANT BANK\"\n },\n {\n \"bankCode\": \"100031\",\n \"bankName\": \"FCMB MOBILE\"\n },\n {\n \"bankCode\": \"090290\",\n \"bankName\": \"FCT MICROFINANCE BANK\"\n },\n {\n \"bankCode\": \"090398\",\n \"bankName\": \"FEDERAL POLYTECHNIC NEKEDE MICROFINANCE BANK\"\n },\n {\n \"bankCode\": \"090318\",\n \"bankName\": \"FEDERAL UNIVERSITY DUTSE MICROFINANCE BANK\"\n },\n {\n \"bankCode\": \"090298\",\n \"bankName\": \"FEDPOLY NASARAWA MICROFINANCE BANK\"\n },\n {\n \"bankCode\": \"100001\",\n \"bankName\": \"FETS\"\n },\n {\n \"bankCode\": \"090153\",\n \"bankName\": \"FFS MICROFINANCE BANK\"\n },\n {\n \"bankCode\": \"000007\",\n \"bankName\": \"FIDELITY BANK\"\n },\n {\n \"bankCode\": \"100019\",\n \"bankName\": \"FIDELITY MOBILE\"\n },\n {\n \"bankCode\": \"090126\",\n \"bankName\": \"FIDFUND MICROFINANCE Bank\"\n },\n {\n \"bankCode\": \"090111\",\n \"bankName\": \"FINATRUST MICROFINANCE BANK\"\n },\n {\n \"bankCode\": \"090400\",\n \"bankName\": \"FINCA MICROFINANCE BANK\"\n },\n {\n \"bankCode\": \"090366\",\n \"bankName\": \"FIRMUS MICROFINANCE BANK\"\n },\n {\n \"bankCode\": \"110004\",\n \"bankName\": \"FIRST APPLE LIMITED\"\n },\n {\n \"bankCode\": \"000016\",\n \"bankName\": \"FIRST BANK OF NIGERIA\"\n },\n {\n \"bankCode\": \"000003\",\n \"bankName\": \"FIRST CITY MONUMENT BANK\"\n },\n {\n \"bankCode\": \"070014\",\n \"bankName\": \"FIRST GENERATION MORTGAGE BANK\"\n },\n {\n \"bankCode\": \"090285\",\n \"bankName\": \"FIRST OPTION MICROFINANCE BANK\"\n },\n {\n \"bankCode\": \"090164\",\n \"bankName\": \"FIRST ROYAL MICROFINANCE BANK\"\n },\n {\n \"bankCode\": \"090107\",\n \"bankName\": \"FIRST TRUST MORTGAGE BANK PLC\"\n },\n {\n \"bankCode\": \"100014\",\n \"bankName\": \"FIRSTMONIE WALLET\"\n },\n {\n \"bankCode\": \"110002\",\n \"bankName\": \"FLUTTERWAVE TECHNOLOGY SOLUTIONS LIMITED\"\n },\n {\n \"bankCode\": \"070002\",\n \"bankName\": \"FORTIS MICROFINANCE BANK\"\n },\n {\n \"bankCode\": \"100016\",\n \"bankName\": \"FORTIS MOBILE\"\n },\n {\n \"bankCode\": \"400001\",\n \"bankName\": \"FSDH\"\n },\n {\n \"bankCode\": \"090145\",\n \"bankName\": \"FULLRANGE MICROFINANCE BANK\"\n },\n {\n \"bankCode\": \"090158\",\n \"bankName\": \"FUTO MICROFINANCE BANK\"\n },\n {\n \"bankCode\": \"090168\",\n \"bankName\": \"GASHUA MICROFINANCE BANK\"\n },\n {\n \"bankCode\": \"070009\",\n \"bankName\": \"GATEWAY MORTGAGE BANK\"\n },\n {\n \"bankCode\": \"090186\",\n \"bankName\": \"GIREI MICROFINANACE BANK\"\n },\n {\n \"bankCode\": \"000027\",\n \"bankName\": \"GLOBUS BANK\"\n },\n {\n \"bankCode\": \"090278\",\n \"bankName\": \"GLORY MICROFINANCE BANK\"\n },\n {\n \"bankCode\": \"090408\",\n \"bankName\": \"GMB MICROFINANCE BANK\"\n },\n {\n \"bankCode\": \"090122\",\n \"bankName\": \"GOWANS MICROFINANCE BANK\"\n },\n {\n \"bankCode\": \"090178\",\n \"bankName\": \"GREENBANK MICROFINANCE BANK\"\n },\n {\n \"bankCode\": \"090269\",\n \"bankName\": \"GREENVILLE MICROFINANCE BANK\"\n },\n {\n \"bankCode\": \"090195\",\n \"bankName\": \"GROOMING MICROFINANCE BANK\"\n },\n {\n \"bankCode\": \"100009\",\n \"bankName\": \"GT MOBILE\"\n },\n {\n \"bankCode\": \"000013\",\n \"bankName\": \"GTBANK PLC\"\n },\n {\n \"bankCode\": \"090385\",\n \"bankName\": \"GTI MICROFINANCE BANK\"\n },\n {\n \"bankCode\": \"090147\",\n \"bankName\": \"HACKMAN MICROFINANCE BANK\"\n },\n {\n \"bankCode\": \"070017\",\n \"bankName\": \"HAGGAI MORTGAGE BANK LIMITED\"\n },\n {\n \"bankCode\": \"090121\",\n \"bankName\": \"HASAL MICROFINANCE BANK\"\n },\n {\n \"bankCode\": \"090363\",\n \"bankName\": \"HEADWAY MICROFINANCE BANK\"\n },\n {\n \"bankCode\": \"100017\",\n \"bankName\": \"HEDONMARK\"\n },\n {\n \"bankCode\": \"000020\",\n \"bankName\": \"HERITAGE BANK\"\n },\n {\n \"bankCode\": \"120002\",\n \"bankName\": \"HOPEPSB\"\n },\n {\n \"bankCode\": \"090118\",\n \"bankName\": \"IBILE MICROFINANCE BANK\"\n },\n {\n \"bankCode\": \"090324\",\n \"bankName\": \"IKENNE MICROFINANCE BANK\"\n },\n {\n \"bankCode\": \"090279\",\n \"bankName\": \"IKIRE MICROFINANCE BANK\"\n },\n {\n \"bankCode\": \"090275\",\n \"bankName\": \"IKIRE MICROFINANCE BANK\"\n },\n {\n \"bankCode\": \"090370\",\n \"bankName\": \"ILISAN MICROFINANCE BANK\"\n },\n {\n \"bankCode\": \"090258\",\n \"bankName\": \"IMO STATE MICROFINANCE BANK\"\n },\n {\n \"bankCode\": \"100024\",\n \"bankName\": \"IMPERIAL HOMES MORTGAGE BANK\"\n },\n {\n \"bankCode\": \"090157\",\n \"bankName\": \"INFINITY MICROFINANCE BANK\"\n },\n {\n \"bankCode\": \"070016\",\n \"bankName\": \"INFINITY TRUST MORTGAGE BANK\"\n },\n {\n \"bankCode\": \"100029\",\n \"bankName\": \"INNOVECTIVES KESH\"\n },\n {\n \"bankCode\": \"100027\",\n \"bankName\": \"INTELLIFIN\"\n },\n {\n \"bankCode\": \"090386\",\n \"bankName\": \"INTERLAND MICROFINANCE BANK\"\n },\n {\n \"bankCode\": \"110003\",\n \"bankName\": \"INTERSWITCH LIMITED\"\n },\n {\n \"bankCode\": \"090149\",\n \"bankName\": \"IRL MICROFINANCE BANK\"\n },\n {\n \"bankCode\": \"090377\",\n \"bankName\": \"ISALEOYO MICROFINANCE BANK\"\n },\n {\n \"bankCode\": \"000006\",\n \"bankName\": \"JAIZ BANK\"\n },\n {\n \"bankCode\": \"090003\",\n \"bankName\": \"JUBILEE LIFE\"\n },\n {\n \"bankCode\": \"090320\",\n \"bankName\": \"KADPOLY MICROFINANCE BANK\"\n },\n {\n \"bankCode\": \"090191\",\n \"bankName\": \"KCMB MICROFINANCE BANK\"\n },\n {\n \"bankCode\": \"000002\",\n \"bankName\": \"KEYSTONE BANK\"\n },\n {\n \"bankCode\": \"090299\",\n \"bankName\": \"KONTAGORA MICROFINANCE BANK\"\n },\n {\n \"bankCode\": \"090380\",\n \"bankName\": \"KREDI MONEY MICROFINANCE BANK\"\n },\n {\n \"bankCode\": \"090267\",\n \"bankName\": \"KUDA MICROFINANCE BANK\"\n },\n {\n \"bankCode\": \"070012\",\n \"bankName\": \"LAGOS BUILDING AND INVESTMENT COMPANY\"\n },\n {\n \"bankCode\": \"090177\",\n \"bankName\": \"LAPO MICROFINANCE BANK\"\n },\n {\n \"bankCode\": \"090271\",\n \"bankName\": \"LAVENDER MICROFINANCE BANK\"\n },\n {\n \"bankCode\": \"090372\",\n \"bankName\": \"LEGEND MICROFINANCE BANK\"\n },\n {\n \"bankCode\": \"070007\",\n \"bankName\": \"LIVINGTRUST MORTGAGE BANK PLC\"\n },\n {\n \"bankCode\": \"090265\",\n \"bankName\": \"LOVONUS MICROFINANCE BANK\"\n },\n {\n \"bankCode\": \"100035\",\n \"bankName\": \"M36\"\n },\n {\n \"bankCode\": \"090323\",\n \"bankName\": \"MAINLAND MICROFINANCE BANK\"\n },\n {\n \"bankCode\": \"090171\",\n \"bankName\": \"MAINSTREET MICROFINANCE BANK\"\n },\n {\n \"bankCode\": \"090174\",\n \"bankName\": \"MALACHY MICROFINANCE BANK\"\n },\n {\n \"bankCode\": \"090383\",\n \"bankName\": \"MANNY MICROFINANCE BANK\"\n },\n {\n \"bankCode\": \"090410\",\n \"bankName\": \"MARITIME MICROFINANCE BANK\"\n },\n {\n \"bankCode\": \"090321\",\n \"bankName\": \"MAYFAIR MICROFINANCE BANK\"\n },\n {\n \"bankCode\": \"070019\",\n \"bankName\": \"MAYFRESH MORTGAGE BANK\"\n },\n {\n \"bankCode\": \"090280\",\n \"bankName\": \"MEGAPRAISE MICROFINANCE BANK\"\n },\n {\n \"bankCode\": \"090136\",\n \"bankName\": \"MICROCRED MICROFINANCE BANK\"\n },\n {\n \"bankCode\": \"090113\",\n \"bankName\": \"MICROVIS MICROFINANCE BANK\"\n },\n {\n \"bankCode\": \"090192\",\n \"bankName\": \"MIDLAND MICROFINANCE BANK\"\n },\n {\n \"bankCode\": \"090281\",\n \"bankName\": \"MINT-FINEX MFB\"\n },\n {\n \"bankCode\": \"100011\",\n \"bankName\": \"MKUDI\"\n },\n {\n \"bankCode\": \"090362\",\n \"bankName\": \"MOLUSI MICROFINANCE BANK\"\n },\n {\n \"bankCode\": \"100020\",\n \"bankName\": \"MONEY BOX\"\n },\n {\n \"bankCode\": \"090129\",\n \"bankName\": \"MONEY TRUST MICROFINANCE BANK\"\n },\n {\n \"bankCode\": \"090392\",\n \"bankName\": \"MOZFIN MICROFINANCE BANK\"\n },\n {\n \"bankCode\": \"090190\",\n \"bankName\": \"MUTUAL BENEFITS MICROFINANCE BANK\"\n },\n {\n \"bankCode\": \"090151\",\n \"bankName\": \"MUTUAL TRUST MICROFINANCE BANK\"\n },\n {\n \"bankCode\": \"090152\",\n \"bankName\": \"NAGARTA MICROFINANCE BANK\"\n },\n {\n \"bankCode\": \"090128\",\n \"bankName\": \"NDIORAH MICROFINANCE BANK\"\n },\n {\n \"bankCode\": \"090329\",\n \"bankName\": \"NEPTUNE MICROFINANCE BANK\"\n },\n {\n \"bankCode\": \"090205\",\n \"bankName\": \"NEW DAWN MICROFINANCE BANK\"\n },\n {\n \"bankCode\": \"090378\",\n \"bankName\": \"NEW GOLDEN PASTURES MICROFINANCE BANK\"\n },\n {\n \"bankCode\": \"090108\",\n \"bankName\": \"NEW PRUDENTIAL BANK\"\n },\n {\n \"bankCode\": \"090263\",\n \"bankName\": \"NIGERIAN NAVY MICROFINANCE BANK\"\n },\n {\n \"bankCode\": \"999999\",\n \"bankName\": \"NIP VIRTUAL BANK\"\n },\n {\n \"bankCode\": \"090194\",\n \"bankName\": \"NIRSAL NATIONAL MICROFINANCE BANK\"\n },\n {\n \"bankCode\": \"090283\",\n \"bankName\": \"NNEW WOMEN MICROFINANCE BANK\"\n },\n {\n \"bankCode\": \"060003\",\n \"bankName\": \"NOVA MERCHANT BANK\"\n },\n {\n \"bankCode\": \"100032\",\n \"bankName\": \"NOWNOW DIGITAL SYSTEMS LIMITED\"\n },\n {\n \"bankCode\": \"070001\",\n \"bankName\": \"NPF MICROFINANCE BANK\"\n },\n {\n \"bankCode\": \"090364\",\n \"bankName\": \"NUTURE MICROFINANCE BANK\"\n },\n {\n \"bankCode\": \"090399\",\n \"bankName\": \"NWANNEGADI MICROFINANCE BANK\"\n },\n {\n \"bankCode\": \"090333\",\n \"bankName\": \"OCHE MICROFINANCE BANK\"\n },\n {\n \"bankCode\": \"090119\",\n \"bankName\": \"OHAFIA MICROFINANCE BANK\"\n },\n {\n \"bankCode\": \"090161\",\n \"bankName\": \"OKPOGA MICROFINANCE BANK\"\n },\n {\n \"bankCode\": \"090272\",\n \"bankName\": \"OLABISI ONABANJO UNIVERSITY MICROFINANCE\"\n },\n {\n \"bankCode\": \"090404\",\n \"bankName\": \"OLOWOLAGBA MICROFINANCE BANK\"\n },\n {\n \"bankCode\": \"090295\",\n \"bankName\": \"OMIYE MICROFINANCE BANK\"\n },\n {\n \"bankCode\": \"100004\",\n \"bankName\": \"OPAY\"\n },\n {\n \"bankCode\": \"090396\",\n \"bankName\": \"OSCOTECH MICROFINANCE BANK\"\n },\n {\n \"bankCode\": \"100002\",\n \"bankName\": \"PAGA\"\n },\n {\n \"bankCode\": \"070008\",\n \"bankName\": \"PAGE MFBank\"\n },\n {\n \"bankCode\": \"100033\",\n \"bankName\": \"PALMPAY\"\n },\n {\n \"bankCode\": \"324003\",\n \"bankName\": \"PAPSS\"\n },\n {\n \"bankCode\": \"430004\",\n \"bankName\": \"PAPSS\"\n },\n {\n \"bankCode\": \"694002\",\n \"bankName\": \"PAPSS\"\n },\n {\n \"bankCode\": \"694003\",\n \"bankName\": \"PAPSS\"\n },\n {\n \"bankCode\": \"288003\",\n \"bankName\": \"PAPSS\"\n },\n {\n \"bankCode\": \"694004\",\n \"bankName\": \"PAPSS\"\n },\n {\n \"bankCode\": \"288004\",\n \"bankName\": \"PAPSS\"\n },\n {\n \"bankCode\": \"288005\",\n \"bankName\": \"PAPSS\"\n },\n {\n \"bankCode\": \"430005\",\n \"bankName\": \"PAPSS\"\n },\n {\n \"bankCode\": \"270007\",\n \"bankName\": \"PAPSS\"\n },\n {\n \"bankCode\": \"324005\",\n \"bankName\": \"PAPSS\"\n },\n {\n \"bankCode\": \"430006\",\n \"bankName\": \"PAPSS\"\n },\n {\n \"bankCode\": \"430007\",\n \"bankName\": \"PAPSS\"\n },\n {\n \"bankCode\": \"430008\",\n \"bankName\": \"PAPSS\"\n },\n {\n \"bankCode\": \"694005\",\n \"bankName\": \"PAPSS\"\n },\n {\n \"bankCode\": \"430010\",\n \"bankName\": \"PAPSS\"\n },\n {\n \"bankCode\": \"694006\",\n \"bankName\": \"PAPSS\"\n },\n {\n \"bankCode\": \"694007\",\n \"bankName\": \"PAPSS\"\n },\n {\n \"bankCode\": \"694008\",\n \"bankName\": \"PAPSS\"\n },\n {\n \"bankCode\": \"694009\",\n \"bankName\": \"PAPSS\"\n },\n {\n \"bankCode\": \"324007\",\n \"bankName\": \"PAPSS\"\n },\n {\n \"bankCode\": \"288006\",\n \"bankName\": \"PAPSS\"\n },\n {\n \"bankCode\": \"288007\",\n \"bankName\": \"PAPSS\"\n },\n {\n \"bankCode\": \"288008\",\n \"bankName\": \"PAPSS\"\n },\n {\n \"bankCode\": \"288009\",\n \"bankName\": \"PAPSS\"\n },\n {\n \"bankCode\": \"324008\",\n \"bankName\": \"PAPSS\"\n },\n {\n \"bankCode\": \"324009\",\n \"bankName\": \"PAPSS\"\n },\n {\n \"bankCode\": \"270009\",\n \"bankName\": \"PAPSS\"\n },\n {\n \"bankCode\": \"270010\",\n \"bankName\": \"PAPSS\"\n },\n {\n \"bankCode\": \"270011\",\n \"bankName\": \"PAPSS\"\n },\n {\n \"bankCode\": \"270012\",\n \"bankName\": \"PAPSS\"\n },\n {\n \"bankCode\": \"324010\",\n \"bankName\": \"PAPSS\"\n },\n {\n \"bankCode\": \"324011\",\n \"bankName\": \"PAPSS\"\n },\n {\n \"bankCode\": \"288010\",\n \"bankName\": \"PAPSS\"\n },\n {\n \"bankCode\": \"288011\",\n \"bankName\": \"PAPSS\"\n },\n {\n \"bankCode\": \"288012\",\n \"bankName\": \"PAPSS\"\n },\n {\n \"bankCode\": \"288013\",\n \"bankName\": \"PAPSS\"\n },\n {\n \"bankCode\": \"430011\",\n \"bankName\": \"PAPSS\"\n },\n {\n \"bankCode\": \"430012\",\n \"bankName\": \"PAPSS\"\n },\n {\n \"bankCode\": \"430013\",\n \"bankName\": \"PAPSS\"\n },\n {\n \"bankCode\": \"430014\",\n \"bankName\": \"PAPSS\"\n },\n {\n \"bankCode\": \"694010\",\n \"bankName\": \"PAPSS\"\n },\n {\n \"bankCode\": \"694011\",\n \"bankName\": \"PAPSS\"\n },\n {\n \"bankCode\": \"694012\",\n \"bankName\": \"PAPSS\"\n },\n {\n \"bankCode\": \"694013\",\n \"bankName\": \"PAPSS\"\n },\n {\n \"bankCode\": \"694014\",\n \"bankName\": \"PAPSS\"\n },\n {\n \"bankCode\": \"288017\",\n \"bankName\": \"PAPSS\"\n },\n {\n \"bankCode\": \"694015\",\n \"bankName\": \"PAPSS\"\n },\n {\n \"bankCode\": \"288117\",\n \"bankName\": \"PAPSS\"\n },\n {\n \"bankCode\": \"288016\",\n \"bankName\": \"PAPSS\"\n },\n {\n \"bankCode\": \"324013\",\n \"bankName\": \"PAPSS\"\n },\n {\n \"bankCode\": \"288021\",\n \"bankName\": \"PAPSS\"\n },\n {\n \"bankCode\": \"288022\",\n \"bankName\": \"PAPSS\"\n },\n {\n \"bankCode\": \"288023\",\n \"bankName\": \"PAPSS\"\n },\n {\n \"bankCode\": \"288024\",\n \"bankName\": \"PAPSS\"\n },\n {\n \"bankCode\": \"288025\",\n \"bankName\": \"PAPSS\"\n },\n {\n \"bankCode\": \"270013\",\n \"bankName\": \"PAPSS\"\n },\n {\n \"bankCode\": \"288026\",\n \"bankName\": \"PAPSS\"\n },\n {\n \"bankCode\": \"430001\",\n \"bankName\": \"PAPSS\"\n },\n {\n \"bankCode\": \"288001\",\n \"bankName\": \"PAPSS\"\n },\n {\n \"bankCode\": \"430002\",\n \"bankName\": \"PAPSS\"\n },\n {\n \"bankCode\": \"694001\",\n \"bankName\": \"PAPSS\"\n },\n {\n \"bankCode\": \"288002\",\n \"bankName\": \"PAPSS\"\n },\n {\n \"bankCode\": \"270001\",\n \"bankName\": \"PAPSS\"\n },\n {\n \"bankCode\": \"430003\",\n \"bankName\": \"PAPSS\"\n },\n {\n \"bankCode\": \"324001\",\n \"bankName\": \"PAPSS\"\n },\n {\n \"bankCode\": \"270002\",\n \"bankName\": \"PAPSS\"\n },\n {\n \"bankCode\": \"999305\",\n \"bankName\": \"PAPSS\"\n },\n {\n \"bankCode\": \"324002\",\n \"bankName\": \"PAPSS\"\n },\n {\n \"bankCode\": \"999310\",\n \"bankName\": \"PAPSS BANK\"\n },\n {\n \"bankCode\": \"999326\",\n \"bankName\": \"PAPSS BANK -2\"\n },\n {\n \"bankCode\": \"999037\",\n \"bankName\": \"PAPSS BANK -4\"\n },\n {\n \"bankCode\": \"288019\",\n \"bankName\": \"PAPSS BANK-3\"\n },\n {\n \"bankCode\": \"288020\",\n \"bankName\": \"PAPSS BANK-4\"\n },\n {\n \"bankCode\": \"090004\",\n \"bankName\": \"PARALLEX\"\n },\n {\n \"bankCode\": \"100003\",\n \"bankName\": \"PARKWAY-READYCASH\"\n },\n {\n \"bankCode\": \"090317\",\n \"bankName\": \"PATRICKGOLD MICROFINANCE BANK\"\n },\n {\n \"bankCode\": \"110001\",\n \"bankName\": \"PAYATTITUDE ONLINE\"\n },\n {\n \"bankCode\": \"110006\",\n \"bankName\": \"PAYSTACK PAYMENT LIMITED\"\n },\n {\n \"bankCode\": \"090137\",\n \"bankName\": \"PECANTRUST MICROFINANCE BANK\"\n },\n {\n \"bankCode\": \"090196\",\n \"bankName\": \"PENNYWISE MICROFINANCE BANK\"\n },\n {\n \"bankCode\": \"090135\",\n \"bankName\": \"PERSONAL TRUST MICROFINANCE BANK\"\n },\n {\n \"bankCode\": \"90165\",\n \"bankName\": \"PETRA MICROFINANCE BANK\"\n },\n {\n \"bankCode\": \"090165\",\n \"bankName\": \"PETRA MICROFINANCE BANK\"\n },\n {\n \"bankCode\": \"090289\",\n \"bankName\": \"PILLAR MICROFINANCE BANK\"\n },\n {\n \"bankCode\": \"070013\",\n \"bankName\": \"PLATINUM MORTGAGE BANK\"\n },\n {\n \"bankCode\": \"000008\",\n \"bankName\": \"POLARIS BANK\"\n },\n {\n \"bankCode\": \"090296\",\n \"bankName\": \"POLYUNWANA MICROFINANCE BANK\"\n },\n {\n \"bankCode\": \"090274\",\n \"bankName\": \"PRESTIGE MICROFINANCE BANK\"\n },\n {\n \"bankCode\": \"000023\",\n \"bankName\": \"PROVIDUS BANK\"\n },\n {\n \"bankCode\": \"090303\",\n \"bankName\": \"PURPLEMONEY MICROFINANCE BANK\"\n },\n {\n \"bankCode\": \"090261\",\n \"bankName\": \"QUICKFUND MICROFINANCE BANK\"\n },\n {\n \"bankCode\": \"000024\",\n \"bankName\": \"RAND MERCHANT BANK\"\n },\n {\n \"bankCode\": \"070011\",\n \"bankName\": \"REFUGE MORTGAGE BANK\"\n },\n {\n \"bankCode\": \"090125\",\n \"bankName\": \"REGENT MICROFINANCE BANK\"\n },\n {\n \"bankCode\": \"090173\",\n \"bankName\": \"RELIANCE MICROFINANCE BANK\"\n },\n {\n \"bankCode\": \"090198\",\n \"bankName\": \"RENMONEY MICROFINANCE BANK\"\n },\n {\n \"bankCode\": \"090322\",\n \"bankName\": \"REPHIDIM MICROFINANCE BANK\"\n },\n {\n \"bankCode\": \"090132\",\n \"bankName\": \"RICHWAY MICROFINANCE BANK\"\n },\n {\n \"bankCode\": \"090405\",\n \"bankName\": \"ROLEZ MICROFINANCE BANK\"\n },\n {\n \"bankCode\": \"090138\",\n \"bankName\": \"ROYAL EXCHANGE MICROFINANCE BANK\"\n },\n {\n \"bankCode\": \"090175\",\n \"bankName\": \"RUBIES MICROFINANCE BANK\"\n },\n {\n \"bankCode\": \"090286\",\n \"bankName\": \"SAFE HAVEN MICROFINANCE BANK\"\n },\n {\n \"bankCode\": \"090006\",\n \"bankName\": \"SAFETRUST\"\n },\n {\n \"bankCode\": \"090140\",\n \"bankName\": \"SAGAMU MICROFINANCE BANK\"\n },\n {\n \"bankCode\": \"090112\",\n \"bankName\": \"SEED CAPITAL MICROFINANCE BANK\"\n },\n {\n \"bankCode\": \"090369\",\n \"bankName\": \"SEEDVEST MICROFINANCE BANK\"\n },\n {\n \"bankCode\": \"090401\",\n \"bankName\": \"SHERPERD TRUST MICROFINANCE BANK\"\n },\n {\n \"bankCode\": \"090325\",\n \"bankName\": \"SPARKLE\"\n },\n {\n \"bankCode\": \"100007\",\n \"bankName\": \"STANBIC IBTC @Ease WALLET\"\n },\n {\n \"bankCode\": \"000012\",\n \"bankName\": \"STANBIC IBTC BANK\"\n },\n {\n \"bankCode\": \"000021\",\n \"bankName\": \"STANDARD CHARTERED BANK\"\n },\n {\n \"bankCode\": \"090162\",\n \"bankName\": \"STANFORD MICROFINANCE BANK\"\n },\n {\n \"bankCode\": \"090262\",\n \"bankName\": \"STELLAS MICROFINANCE BANK\"\n },\n {\n \"bankCode\": \"000001\",\n \"bankName\": \"STERLING BANK\"\n },\n {\n \"bankCode\": \"100022\",\n \"bankName\": \"STERLING MOBILE\"\n },\n {\n \"bankCode\": \"090305\",\n \"bankName\": \"SULSPAP MICROFINANCE BANK\"\n },\n {\n \"bankCode\": \"000022\",\n \"bankName\": \"SUNTRUST BANK\"\n },\n {\n \"bankCode\": \"100023\",\n \"bankName\": \"TAGPAY\"\n },\n {\n \"bankCode\": \"000026\",\n \"bankName\": \"TAJ BANK\"\n },\n {\n \"bankCode\": \"090115\",\n \"bankName\": \"TCF MICROFINANCE BANK\"\n },\n {\n \"bankCode\": \"110007\",\n \"bankName\": \"TEAMAPT LIMITED\"\n },\n {\n \"bankCode\": \"100010\",\n \"bankName\": \"TEASY MOBILE\"\n },\n {\n \"bankCode\": \"090373\",\n \"bankName\": \"THINK FINANCE MICROFINANCE BANK\"\n },\n {\n \"bankCode\": \"000025\",\n \"bankName\": \"TITAN TRUST BANK\"\n },\n {\n \"bankCode\": \"090146\",\n \"bankName\": \"TRIDENT MICROFINANCE BANK\"\n },\n {\n \"bankCode\": \"090327\",\n \"bankName\": \"TRUST MICROFINANCE BANK\"\n },\n {\n \"bankCode\": \"090123\",\n \"bankName\": \"TRUSTBANC J6 MICROFINANCE BANK LIMITED\"\n },\n {\n \"bankCode\": \"090005\",\n \"bankName\": \"TRUSTBOND MORTGAGE BANK\"\n },\n {\n \"bankCode\": \"090276\",\n \"bankName\": \"TRUSTFUND MICROFINANCE BANK\"\n },\n {\n \"bankCode\": \"090315\",\n \"bankName\": \"U & C MICROFINANCE BANK\"\n },\n {\n \"bankCode\": \"090331\",\n \"bankName\": \"UNAAB MICROFINANCE BANK\"\n },\n {\n \"bankCode\": \"090266\",\n \"bankName\": \"UNIBEN MICROFINANCE BANK\"\n },\n {\n \"bankCode\": \"090193\",\n \"bankName\": \"UNICAL MICROFINANCE BANK\"\n },\n {\n \"bankCode\": \"90193\",\n \"bankName\": \"UNICAL MICROFINANCE BANK\"\n },\n {\n \"bankCode\": \"000018\",\n \"bankName\": \"UNION BANK\"\n },\n {\n \"bankCode\": \"000004\",\n \"bankName\": \"UNITED BANK FOR AFRICA\"\n },\n {\n \"bankCode\": \"000011\",\n \"bankName\": \"UNITY BANK\"\n },\n {\n \"bankCode\": \"090251\",\n \"bankName\": \"UNIVERSITY OF NIGERIA, NSUKKA MICROFINANCE BANK\"\n },\n {\n \"bankCode\": \"110009\",\n \"bankName\": \"VENTURE GARDEN NIGERIA LIMITED\"\n },\n {\n \"bankCode\": \"090110\",\n \"bankName\": \"VFD MFB\"\n },\n {\n \"bankCode\": \"090150\",\n \"bankName\": \"VIRTUE MICROFINANCE BANK\"\n },\n {\n \"bankCode\": \"090139\",\n \"bankName\": \"VISA MICROFINANCE BANK\"\n },\n {\n \"bankCode\": \"100012\",\n \"bankName\": \"VT NETWORKS\"\n },\n {\n \"bankCode\": \"000017\",\n \"bankName\": \"WEMA BANK\"\n },\n {\n \"bankCode\": \"090120\",\n \"bankName\": \"WETLAND MICROFINANCE BANK\"\n },\n {\n \"bankCode\": \"090124\",\n \"bankName\": \"XSLNCE MICROFINANCE BANK\"\n },\n {\n \"bankCode\": \"090142\",\n \"bankName\": \"YES MICROFINANCE BANK\"\n },\n {\n \"bankCode\": \"090252\",\n \"bankName\": \"YOBE MICROFINANCE BANK\"\n },\n {\n \"bankCode\": \"000015\",\n \"bankName\": \"ZENITH BANK\"\n },\n {\n \"bankCode\": \"100034\",\n \"bankName\": \"ZENITH EASY WALLET\"\n },\n {\n \"bankCode\": \"100018\",\n \"bankName\": \"ZENITH MOBILE\"\n },\n {\n \"bankCode\": \"100025\",\n \"bankName\": \"ZINTERNET - KONGAPAY\"\n }\n ]\n}"}],"_postman_id":"22fb4351-d533-4b9e-891d-409be1093c02"},{"name":"Resolve Account Number","id":"4cbf067d-0892-4289-9aaf-1adff042bdf7","protocolProfileBehavior":{"disableBodyPruning":true},"request":{"method":"POST","header":[{"key":"Authorization","value":"Bearer {{authorization_token}}","type":"text"}],"body":{"mode":"raw","raw":"{\n \"accountNumber\": \"1018996198\",\n \"bankCode\": \"000014\"\n}","options":{"raw":{"language":"json"}}},"url":"{{base_url}}/v1/rest/nip-resolve-acn","description":"This endpoint validates the supplied account number with the 6-digit NIP bank code supplied.
\nThis endpoint is similar to the \"Resolve Account Number\" - requires an account number to be resolved with the 6-digit NIP bank code supplied. However, this returns a recipientId data required to initiate NIP Transfer.
NIBSS Instant Payment (NIP) - ranked among the world's largest and most advanced real-time payment systems, the NIP has played a pivotal role in propelling Nigerian fintech innovation to unprecedented heights, even surpassing the US in its adoption and impact.
\nNIP is a real-time Inter-Bank payment solution developed in the year 2011 by NIBSS. Nigeria Inter-Bank Settlement System Plc (NIBSS was incorporated in 1993 and is owned by all licensed banks including the Central Bank of Nigeria - CBN.
\nWith VetroPay-NIP Transfer service, you can send money from your VetroPay Business account in any bank in Nigeria to beneficiary ACCOUNT in realtime.
\n","_postman_id":"3284ec87-277d-428a-8882-190814ff5f6e","auth":{"type":"bearer","bearer":{"basicConfig":[]},"isInherited":true,"source":{"_postman_id":"00c60504-9c7d-4ce9-81be-7cb3272c5d11","id":"00c60504-9c7d-4ce9-81be-7cb3272c5d11","name":"Vetropay Africa","type":"collection"}}},{"name":"🚨 Verification API","item":[{"name":"Verify BVN & Phone Number","id":"1df4528c-5d27-4c3f-99cd-30d265683c1a","protocolProfileBehavior":{"disableBodyPruning":true},"request":{"method":"POST","header":[{"key":"Authorization","value":"Bearer {{authorization_token}}","type":"text"}],"body":{"mode":"raw","raw":"{\n \"accountNumber\": \"0044400303\",\n \"bankCode\": \"000014\",\n \"surname\": \"Minna\",\n \"bvn\": \"22222222222\",\n \"phoneNo\": \"08100000001\"\n}","options":{"raw":{"language":"json"}}},"url":"{{base_url}}/v1/rest/util-verify-customer","description":"This endpont expects accountNumber, bankCode, Customer's surname, bvn and phoneNo.
Response
\nVetroPay Verification endpoint returns bvnVerified, phoneNumberVerified Boolean data field.
With the VetroPay Verification Endpoint, businesses can effortlessly verify and validate their customers' bank account information, BVN (Bank Verification Number), and phone number. This powerful tool empowers you to conduct KYC checks with unparalleled speed and accuracy, ensuring that you have the most reliable data about your customers.
\nKey Benefits:
\nThis method creates a dynamic (transactional) account number for one-time payments. The account remains active for a limited period, with a default expiry time of 10 minutes, after which it becomes inactive and may be reassigned.
\nFor additional payment security, you can optionally enable third-party payment rejection. When enabled, payments from accounts whose payer details do not match the customer information provided in the request may be rejected.
\n","auth":{"type":"bearer","bearer":{"basicConfig":[]},"isInherited":true,"source":{"_postman_id":"00c60504-9c7d-4ce9-81be-7cb3272c5d11","id":"00c60504-9c7d-4ce9-81be-7cb3272c5d11","name":"Vetropay Africa","type":"collection"}},"urlObject":{"path":["v1","rest","generate-dynamic-transactional-account"],"host":["{{base_url}}"],"query":[],"variable":[]}},"response":[{"id":"b24c0918-47a0-4faf-ab73-91eab558372b","name":"Sucess","originalRequest":{"method":"POST","header":[{"key":"Authorization","value":"Bearer {{authorization_token_test}}","type":"text"}],"body":{"mode":"raw","raw":"{\n \"txRef\": \"mmtn03232\",\n \"amount\": \"5000\"\n}","options":{"raw":{"language":"json"}}},"url":"{{base_url}}/v1/rest/generate-dynamic-transactional-account"},"status":"OK","code":200,"_postman_previewlanguage":"json","header":[{"key":"X-Powered-By","value":"Express"},{"key":"Access-Control-Allow-Origin","value":"*"},{"key":"Access-Control-Allow-Headers","value":"Origin, X-Requested-With, Content-Type, Accept"},{"key":"Content-Type","value":"application/json; charset=utf-8"},{"key":"Content-Length","value":"238"},{"key":"ETag","value":"W/\"ee-FV7U/Hjrne5OIMPGgDd/0mgrp9o\""},{"key":"Date","value":"Tue, 21 Nov 2023 03:03:28 GMT"},{"key":"Connection","value":"keep-alive"},{"key":"Keep-Alive","value":"timeout=5"}],"cookie":[],"responseTime":null,"body":"{\n \"status\": \"success\",\n \"message\": \"Account generated successfully\",\n \"data\": {\n \"accountNo\": \"0011223335\",\n \"accountName\": \"My Business Ltd\",\n \"bankingPartner\": \"WEMABOD BANK\",\n \"txRef\": \"adQbma04551\",\n \"amountToDeposit\": 5050,\n \"message\": \"Dynamic account expires in 9mins:59seconds\"\n }\n}"},{"id":"7cbf00eb-8570-4afb-8990-a88146b988be","name":"Reject Thirdparty Payment -Sucess","originalRequest":{"method":"POST","header":[{"key":"Authorization","value":"Bearer {{authorization_token_test}}","type":"text"}],"body":{"mode":"raw","raw":"{\n \"txRef\": \"rxb2n5510\",\n \"amount\": \"7800\",\n \"rejectThirdpartyPayment\": true,\n \"metaData\":{\n \"firstName\": \"Olaronke\",\n \"middleName\": \"\",\n \"lastName\": \"Alice\"\n }\n}","options":{"raw":{"language":"json"}}},"url":"{{base_url}}/v1/rest/generate-dynamic-transactional-account"},"status":"OK","code":200,"_postman_previewlanguage":"json","header":[{"key":"X-Powered-By","value":"Express"},{"key":"Access-Control-Allow-Origin","value":"*"},{"key":"Access-Control-Allow-Headers","value":"Origin, X-Requested-With, Content-Type, Accept"},{"key":"Content-Type","value":"application/json; charset=utf-8"},{"key":"Content-Length","value":"238"},{"key":"ETag","value":"W/\"ee-FV7U/Hjrne5OIMPGgDd/0mgrp9o\""},{"key":"Date","value":"Tue, 21 Nov 2023 03:03:28 GMT"},{"key":"Connection","value":"keep-alive"},{"key":"Keep-Alive","value":"timeout=5"}],"cookie":[],"responseTime":null,"body":"{\n \"status\": \"success\",\n \"message\": \"Account generated successfully\",\n \"data\": {\n \"accountNo\": \"0011223335\",\n \"accountName\": \"My Business Ltd\",\n \"bankingPartner\": \"WEMABOD BANK\",\n \"txRef\": \"adQbma04551\",\n \"amountToDeposit\": 5050,\n \"message\": \"Dynamic account expires in 9mins:59seconds\"\n }\n}"}],"_postman_id":"5123ff75-06bf-4568-9728-d05f99f503f0"},{"name":"Create Reusable Transactional Account","id":"3a708ab1-0039-4556-b1de-7144ff0de7df","protocolProfileBehavior":{"disableBodyPruning":true},"request":{"method":"POST","header":[{"key":"Authorization","value":"Bearer {{authorization_token}}","type":"text"}],"body":{"mode":"raw","raw":"{\n \"customerRef\": \"77a617f5b39c85d2\",\n \"firstName\": \"Nathan\",\n \"lastName\": \"Adape\",\n \"bvn\": \"\"\n}","options":{"raw":{"language":"json"}}},"url":"{{base_url}}/v1/rest/generate-reusable-transactional-account","description":"This method creates a static (reusable) account number. Unlike a dynamic account, the account does not expire after a single transaction and can be used to receive multiple payments over time.
\nFor extra layer of payment security, you can optionally enable third-party payment rejection. When enabled, payments from accounts whose payer details do not match the customer information provided in the request may be rejected.
\nAdditional KYC, customer verification, or compliance information may be required before a static account can be created or activated. Kindly contact the administrator for further assistance.
\n","auth":{"type":"bearer","bearer":{"basicConfig":[]},"isInherited":true,"source":{"_postman_id":"00c60504-9c7d-4ce9-81be-7cb3272c5d11","id":"00c60504-9c7d-4ce9-81be-7cb3272c5d11","name":"Vetropay Africa","type":"collection"}},"urlObject":{"path":["v1","rest","generate-reusable-transactional-account"],"host":["{{base_url}}"],"query":[],"variable":[]}},"response":[{"id":"a3ddf0c2-5eef-4939-9e70-3124e6c937ae","name":"Sucess","originalRequest":{"method":"POST","header":[{"key":"Authorization","value":"Bearer {{authorization_token_test}}","type":"text"}],"body":{"mode":"raw","raw":"{\n \"customerRef\": \"77a617f5b39c85d2\",\n \"firstName\": \"Nathan\",\n \"lastName\": \"Adape\",\n \"bvn\": \"\"\n}","options":{"raw":{"language":"json"}}},"url":"{{base_url}}/v1/rest/generate-dynamic-transactional-account"},"status":"OK","code":200,"_postman_previewlanguage":"json","header":[{"key":"X-Powered-By","value":"Express"},{"key":"Access-Control-Allow-Origin","value":"*"},{"key":"Access-Control-Allow-Headers","value":"Origin, X-Requested-With, Content-Type, Accept"},{"key":"Content-Type","value":"application/json; charset=utf-8"},{"key":"Content-Length","value":"238"},{"key":"ETag","value":"W/\"ee-FV7U/Hjrne5OIMPGgDd/0mgrp9o\""},{"key":"Date","value":"Tue, 21 Nov 2023 03:03:28 GMT"},{"key":"Connection","value":"keep-alive"},{"key":"Keep-Alive","value":"timeout=5"}],"cookie":[],"responseTime":null,"body":"{\n \"status\": \"success\",\n \"message\": \"Account generated successfully\",\n \"data\": {\n \"accountNo\": \"0011223335\",\n \"accountName\": \"Nathan Adape\",\n \"bankingPartner\": \"WEMABOD BANK\",\n \"accountRef\": \"77a617f5b39c85d2\",\n \"message\": \"Account generated successfully\"\n }\n}"},{"id":"26752044-4bd9-465e-a03a-0e9c09635715","name":"Reject Thirdpary Payment - Success","originalRequest":{"method":"POST","header":[{"key":"Authorization","value":"Bearer {{authorization_token_test}}","type":"text"}],"body":{"mode":"raw","raw":"{\n \"customerRef\": \"77a617f5b39c85d2\",\n \"firstName\": \"Nathan\",\n \"middleName\": \"\",\n \"lastName\": \"Adape\",\n \"rejectThirdpartyPayment\": true,\n \"bvn\": \"1234567890\"\n}","options":{"raw":{"language":"json"}}},"url":"{{base_url}}/v1/rest/generate-dynamic-transactional-account"},"status":"OK","code":200,"_postman_previewlanguage":"json","header":[{"key":"X-Powered-By","value":"Express"},{"key":"Access-Control-Allow-Origin","value":"*"},{"key":"Access-Control-Allow-Headers","value":"Origin, X-Requested-With, Content-Type, Accept"},{"key":"Content-Type","value":"application/json; charset=utf-8"},{"key":"Content-Length","value":"238"},{"key":"ETag","value":"W/\"ee-FV7U/Hjrne5OIMPGgDd/0mgrp9o\""},{"key":"Date","value":"Tue, 21 Nov 2023 03:03:28 GMT"},{"key":"Connection","value":"keep-alive"},{"key":"Keep-Alive","value":"timeout=5"}],"cookie":[],"responseTime":null,"body":"{\n \"status\": \"success\",\n \"message\": \"Account generated successfully\",\n \"data\": {\n \"accountNo\": \"0011223335\",\n \"accountName\": \"Nathan Adape\",\n \"bankingPartner\": \"WEMABOD BANK\",\n \"accountRef\": \"77a617f5b39c85d2\",\n \"message\": \"Account generated successfully\"\n }\n}"}],"_postman_id":"3a708ab1-0039-4556-b1de-7144ff0de7df"},{"name":"Query Transaction Status","id":"4972f8d6-06b6-44e6-a62a-7a13641147b5","protocolProfileBehavior":{"disableBodyPruning":true},"request":{"method":"POST","header":[{"key":"Authorization","value":"Bearer {{authorization_token_test}}","type":"text"}],"body":{"mode":"raw","raw":"{\n \"txRef\": \"adQbma04551\"\n}","options":{"raw":{"language":"json"}}},"url":"{{base_url}}/v1/rest/nip-query-dynamic-deposit-account","auth":{"type":"bearer","bearer":{"basicConfig":[]},"isInherited":true,"source":{"_postman_id":"00c60504-9c7d-4ce9-81be-7cb3272c5d11","id":"00c60504-9c7d-4ce9-81be-7cb3272c5d11","name":"Vetropay Africa","type":"collection"}},"urlObject":{"path":["v1","rest","nip-query-dynamic-deposit-account"],"host":["{{base_url}}"],"query":[],"variable":[]}},"response":[{"id":"15b150a2-f259-434d-aa8a-c5d6a1850bfe","name":"Success","originalRequest":{"method":"POST","header":[{"key":"Authorization","value":"Bearer {{authorization_token}}","type":"text"}],"body":{"mode":"raw","raw":"{\n \"txRef\": \"adQbma04551\"\n}","options":{"raw":{"language":"json"}}},"url":"{{base_url}}/v1/rest/nip-query-dynamic-deposit-account"},"status":"OK","code":200,"_postman_previewlanguage":"json","header":[{"key":"Server","value":"nginx/1.18.0 (Ubuntu)"},{"key":"Date","value":"Tue, 21 Nov 2023 11:41:27 GMT"},{"key":"Content-Type","value":"application/json; charset=utf-8"},{"key":"Content-Length","value":"410"},{"key":"Connection","value":"keep-alive"},{"key":"X-Powered-By","value":"Express"},{"key":"Access-Control-Allow-Origin","value":"*"},{"key":"Access-Control-Allow-Headers","value":"Origin, X-Requested-With, Content-Type, Accept"},{"key":"ETag","value":"W/\"19a-E2reGKYu+rnuwk4obV0kzG/ku3Q\""}],"cookie":[],"responseTime":null,"body":"{\n \"status\": \"success\",\n \"message\": \"Transaction retreived successfully\",\n \"data\": {\n \"vetropayTransactionId\": \"65c7fae1-794b-4b91-9de3-b08e17f0c60e\",\n \"txRef\": \"adQbma04551\",\n \"bankingPartner\": \"WEMABOD BANK\",\n \"paymentReceived\": true,\n \"accountNumber\": \"0011223335\",\n \"transactionRemark\": \"USSD Transfer from Olaronke Alice\",\n \"amount\": \"35,000\",\n \"statusMessage\": \"Credit transaction notification\",\n \"datetime\": \"2023-08-05T17:02:45.437606Z\"\n }\n}"},{"id":"2d066622-0a14-4bef-b4a8-49d4d268b648","name":"Failed","originalRequest":{"method":"POST","header":[{"key":"Authorization","value":"Bearer {{authorization_token}}","type":"text"}],"body":{"mode":"raw","raw":"{\n \"txRef\": \"btu9qbaa\"\n}","options":{"raw":{"language":"json"}}},"url":"{{base_url}}/v1/rest/nip-query-dynamic-deposit-account"},"status":"Not Found","code":404,"_postman_previewlanguage":"json","header":[{"key":"Server","value":"nginx/1.18.0 (Ubuntu)"},{"key":"Date","value":"Tue, 21 Nov 2023 11:42:01 GMT"},{"key":"Content-Type","value":"application/json; charset=utf-8"},{"key":"Content-Length","value":"63"},{"key":"Connection","value":"keep-alive"},{"key":"X-Powered-By","value":"Express"},{"key":"Access-Control-Allow-Origin","value":"*"},{"key":"Access-Control-Allow-Headers","value":"Origin, X-Requested-With, Content-Type, Accept"},{"key":"ETag","value":"W/\"3f-8scIBOlnYSXVrpDanZfS0M5cJ/A\""}],"cookie":[],"responseTime":null,"body":"{\n \"status\": \"failed\",\n \"message\": \"Transaction Not Found\",\n \"data\": {}\n}"}],"_postman_id":"4972f8d6-06b6-44e6-a62a-7a13641147b5"}],"id":"b566abd7-7900-4665-836a-23331e0c7aa3","description":"Dynamic Transactional accounts are temporary, virtual accounts that are created for a specific purpose or transaction. These accounts are not permanent and will automatically expire after a certain period of time or upon completion of the associated transaction. They are often used for online payments or other one-time transactions where a dedicated account is not necessary
\nStatic/Reusable Transactional accounts - as the name implies are unique, reusable account that businesses can give to their customers for payments. Enabling effortless payment tracking and reconciliation. Unlike Dynamic Transactional accounts, Static accounts are subject to enhanced regulatory requirements and necessitate an identification document for assignees, such as the Bank Verification Number (BVN), to ensure compliance with KYC (Know Your Customer) and AML (Anti-Money Laundering) regulations.
\n","_postman_id":"b566abd7-7900-4665-836a-23331e0c7aa3","auth":{"type":"bearer","bearer":{"basicConfig":[]},"isInherited":true,"source":{"_postman_id":"00c60504-9c7d-4ce9-81be-7cb3272c5d11","id":"00c60504-9c7d-4ce9-81be-7cb3272c5d11","name":"Vetropay Africa","type":"collection"}}},{"name":"⚡ Utility Bill Payment API","item":[{"name":"Get Service categories","id":"7298d733-e6b2-47c7-9412-b5583b4c3267","protocolProfileBehavior":{"disableBodyPruning":true},"request":{"method":"GET","header":[],"description":"This endpoint retrieves a list of available utility service categories.
\n","auth":{"type":"bearer","bearer":{"basicConfig":[]},"isInherited":true,"source":{"_postman_id":"00c60504-9c7d-4ce9-81be-7cb3272c5d11","id":"00c60504-9c7d-4ce9-81be-7cb3272c5d11","name":"Vetropay Africa","type":"collection"}},"urlObject":{"query":[],"variable":[]},"url":""},"response":[{"id":"29bc0a1c-2d81-488b-a890-366046f04551","name":"New Request","originalRequest":{"method":"GET","header":[{"key":"Authorization","value":"Bearer {{authorization_token_test}}","type":"text"}],"url":{"raw":"{{base_url}}/v1/rest/utility-service/get-service-categories","host":["{{base_url}}"],"path":["v1","rest","utility-service","get-service-categories"],"query":[{"key":"Authorization","value":"","type":"text","disabled":true}]}},"status":"OK","code":200,"_postman_previewlanguage":"json","header":[{"key":"X-Powered-By","value":"Express"},{"key":"Access-Control-Allow-Origin","value":"*"},{"key":"Access-Control-Allow-Headers","value":"Origin, X-Requested-With, Content-Type, Accept"},{"key":"Content-Type","value":"application/json; charset=utf-8"},{"key":"Content-Length","value":"118"},{"key":"ETag","value":"W/\"76-deoSGBVNf7FSjrNOSVnBaSgxwT8\""},{"key":"Date","value":"Thu, 29 Aug 2024 00:37:48 GMT"},{"key":"Connection","value":"keep-alive"},{"key":"Keep-Alive","value":"timeout=5"}],"cookie":[],"responseTime":null,"body":"{\n \"status\": \"success\",\n \"message\": \"Data retrieved successfully\",\n \"data\": [\n {\n \"name\": \"Airtime\",\n \"slug\": \"airtime\"\n },\n {\n \"name\": \"Internet\",\n \"slug\": \"internet\"\n },\n {\n \"name\": \"Tv & Cable\",\n \"slug\": \"tv\"\n },\n {\n \"name\": \"Electricity\",\n \"slug\": \"electricity\"\n },\n {\n \"name\": \"Gaming & Betting\",\n \"slug\": \"betting\"\n }\n ]\n}"}],"_postman_id":"7298d733-e6b2-47c7-9412-b5583b4c3267"},{"name":"Get Service Providers","id":"da49a79f-815d-4000-9b42-b6c1131d07dd","protocolProfileBehavior":{"disableBodyPruning":true},"request":{"method":"GET","header":[{"key":"Authorization","value":"Bearer {{authorization_token_test}}","type":"text"}],"url":"{{base_url}}/v1/rest/utility-service/betting/get-service-providers","description":"Description:
This endpoint retrieves a list of service providers available for a specified utility service category. It allows you to view all the providers offering services within a given category, such as airtime, internet, TV, electricity, or gaming.
Request:
\nGET/utility-service/{{category}}/get-service-providerscategory - The utility service category for which you want to retrieve providers (e.g., airtime, internet, tv, electricity, gaming).Description:
This endpoint retrieves available plans for a specified service provider within a given utility service category. While most utility categories allow users to directly purchase services without requiring specific plans, categories such as \"internet\", \"data\" and \"TV\" do support detailed plans that can be retrieved using this endpoint.
Request:
\nMethod: GET
URL: /utility-service/{{category}}/{{provider}}/get-plans
category - The utility service category (e.g., internet, data, tv).provider - The specific service provider from which you want to retrieve plans (e.g., mtn, dstv).Description:
This endpoint verifies the identity of a customer by validating their account details with a specified service provider. It is typically used to confirm that the account number provided by the user is valid before proceeding with further transactions. This mostly applies to electricity and cable `tv` services.
Request:
\nPOST/utility-service/{{provider}}/verify-customerprovider - The service provider to verify the customer's account with (e.g., dstv).Authorization: Bearer Token`Content-Type: application/jsonBody:
\nThe request body should be a JSON object with the following fields:
\naccountNumber: A string representing the customer's account number with the service provider.Notes:
\nprovider }} path parameter and request body fields are correctly specified to avoid validation errors.provider field must be the service provider's code e.g +d rather than the business slug ibadan. This ensures accurate identification of the specific service customer (POSTPAID, PREPAID or SMARTCARD) during verification request process.Description:
This endpoint facilitates the purchase of various utility services, such as airtime, internet, TV subscriptions, and electricity, from a specified service provider. It validates the purchase details before processing the transaction, ensuring that all necessary information is provided based on the service category.
Request:
\nMethod: POST
URL: /utility-service/{{category}}/{{provider}}/make-purchase
category - The category of utility service (e.g., airtime, internet, tv, electricity).
provider - The service provider offering the utility service.
Headers:
\nContent-Type: application/jsonBody:
\nThe request body should be a JSON object with the following fields:
\namount: A string representing the amount to be purchased.
accountNumber: A string representing the customer's account number.
planCode: A string representing the plan code (optional but required for internet and TV subscriptions).
noOfMonths: A number representing the number of months (optional but required for TV subscriptions, specifically for providers like DSTV, GOTV, and Startimes).
packageMode: A string representing the package mode, which can be RENEW, CHANGE_IMMEDIATE, or CHANGE_AFTER_EXPIRY (optional but required for Smile Communications and Spectranet).
Description:
This endpoint allows you to look up the details of a previously initiated utility transaction. It validates the provided transaction reference and anchor ID before retrieving the transaction information.
Request:
\nMethod: POST
URL: /utility-service/lookup-transaction
Headers:
\nContent-Type: application/jsonBody:
\nThe request body should be a JSON object with the following fields:
\ntxRef: A string representing the unique transaction reference.
anchorId: A string representing the anchor ID associated with the transaction
The VetroPay Utility Bill Payment Service API provides integrators with a robust platform for interacting with a wide range of utility services. With partnerships spanning over 40 providers, this API allows developers to seamlessly integrate, view, and purchase various utility offerings within their applications.
\nKey Features:
\nWide Range of Services: Access a comprehensive list of utility services including airtime, internet, TV subscriptions, electricity, and gaming services.
\nReliable Integration: Easily integrate with multiple service providers through a unified API, simplifying the process of offering diverse services to your users.
\nReal-Time Offers: Retrieve and display real-time offers from our partners, ensuring that your users always have access to the latest deals.
\nSeamless Purchases: Enable secure and efficient purchases of utility services directly through your application.
\nScalability: Designed to handle a high volume of requests, making it suitable for both small-scale and enterprise-level applications.
\n