This collection represents 4 different interfaces that can be used to verify class code availability (Risk Appetite), determine what coverages may be offered (Coverages), create and update a Quote (Quote) and determine what forms are available for that Quote (Forms List).
\nA Quote may start as a simple Quick Quote and then advance into a Full Quote by calling the Quote API again as many times as needed. Any Quote request may update Limits, add or removing Class Codes, add or remove Forms, Coverages, and Additional Insureds or even adjust Subjectivities, Taxes and Fees. Requests may combine these changes into a single call, or make a unique request for each change that is desired.
\nThe completed Quote may be Bound by utilizing the ResumeLink to link the end-user directly into the Digital Workbench to finalize the new Quote.
\nAs of Q2 2020 the Quote API supports General Liability, with Property scheduled to be added later in the year.
\n","schema":"https://schema.getpostman.com/json/collection/v2.0.0/collection.json","toc":[],"owner":"6777965","collectionId":"7a9c198c-4b90-4dc9-848c-dad8170dab9b","publishedId":"Szt5fWnX","public":true,"customColor":{"top-bar":"FFFFFF","right-sidebar":"303030","highlight":"EF5B25"},"publishDate":"2020-05-19T16:56:12.000Z"},"item":[{"name":"Risk Appetite","item":[{"name":"Appetite - Single State","id":"670408d4-cc58-4656-a5f5-848e30bbdfa2","protocolProfileBehavior":{"disableBodyPruning":true},"request":{"auth":{"type":"bearer","bearer":{"basicConfig":[{"key":"token","value":"{{RiskAppetiteKey}}"}]},"isInherited":false},"method":"GET","header":[{"key":"Content-Type","name":"Content-Type","value":"application/json","type":"text"}],"body":{"mode":"raw","raw":"{\r\n\"UserId\":\"ken.terrell@ategrity.com\",\r\n\"State\":\"AZ\",\r\n\"Lob\":\"cgl\",\r\n\"GenerateAppetiteFile\":\"no\"\r\n}","options":{"raw":{"language":"json"}}},"url":"{{url}}/appetite_service","description":"Request the Limits and Classcodes that are acceptable within a specific State.
\nFor each class a description, your authority to write the class, Company specific notes and ISO notes are returned.
\nNotes fields are returned in HTML format and are appropriate to embed directly into a web application to retain formatting such as tables and fonts.
\n","urlObject":{"path":["appetite_service"],"host":["{{url}}"],"query":[],"variable":[]}},"response":[{"id":"1d0ee303-71fe-41d6-ad3a-1716517aff8a","name":"Appetite - Single State","originalRequest":{"method":"GET","header":[{"key":"Content-Type","name":"Content-Type","value":"application/json","type":"text"}],"body":{"mode":"raw","raw":"{\r\n\"State\":\"AZ\",\r\n\"UserId\":\"ken.terrell@ategrity.com\",\r\n\"Lob\":\"CGL\",\r\n\"GenerateAppetiteFile\":\"no\"\r\n}","options":{"raw":{"language":"json"}}},"url":"{{url}}/appetite_service"},"status":"OK","code":200,"_postman_previewlanguage":"json","header":[{"key":"Date","value":"Mon, 01 Jun 2020 17:42:31 GMT"},{"key":"Server","value":"Apache/2.4.29 (Ubuntu)"},{"key":"X-Frame-Options","value":"sameorigin"},{"key":"cache-control","value":"no-cache, no-store, must-revalidate"},{"key":"pragma","value":"no-cache"},{"key":"X-XSS-Protection","value":"1; mode=block"},{"key":"Strict-Transport-Security","value":"max-age=31536000; includeSubDomains; preload"},{"key":"Access-Control-Allow-Origin","value":"esinsurancecloud.com"},{"key":"Keep-Alive","value":"timeout=5, max=100"},{"key":"Connection","value":"Keep-Alive"},{"key":"Transfer-Encoding","value":"chunked"},{"key":"Content-Type","value":"application/json"}],"cookie":[],"responseTime":null,"body":"{\n \"Status\": \"Success\",\n \"Result\": {\n \"State\": \"AZ\",\n \"LOB\": \"CGL\",\n \"ProductsCompletedOpsAggOptions\": [\n \"200000\",\n \"300000\",\n \"500000\",\n \"600000\",\n \"1000000\",\n \"2000000\",\n \"3000000\",\n \"4000000\",\n \"Excluded\"\n ],\n \"GeneralAggLimitOptions\": [\n \"200000\",\n \"300000\",\n \"500000\",\n \"600000\",\n \"1000000\",\n \"2000000\",\n \"3000000\",\n \"4000000\"\n ],\n \"EachOccLimitOptions\": [\n \"100000\",\n \"300000\",\n \"500000\",\n \"1000000\",\n \"2000000\"\n ],\n \"PersInjuryLimitOptions\": [\n \"100000\",\n \"300000\",\n \"500000\",\n \"1000000\",\n \"2000000\",\n \"Excluded\"\n ],\n \"MedExpLmtOptions\": [\n \"5000\",\n \"10000\",\n \"15000\",\n \"20000\",\n \"25000\",\n \"Excluded\"\n ],\n \"DamPremRentLmtOptions\": [\n \"150000\",\n \"200000\",\n \"250000\",\n \"300000\",\n \"500000\",\n \"750000\",\n \"1000000\",\n \"Excluded\"\n ],\n \"DeductibleOptions\": [\n \"0\",\n \"250\",\n \"500\",\n \"1000\",\n \"2500\",\n \"5000\"\n ],\n \"ClassCodes\": [\n {\n \"ClassCode\": \"50010\",\n \"Description\": \"Abrasive Wheel Mfg.\",\n \"Authority\": \"P/P\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\\nThe following shall be separately classified and rated:\\n- Ore milling or processing\\n- Stone crushing\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"50017\",\n \"Description\": \"Abrasives or Abrasive Products Mfg. - NOC\",\n \"Authority\": \"P/P\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\\nThe following shall be separately classified and rated:\\n- Steel wool mfg.\\n- Wire wool mfg.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"50015\",\n \"Description\": \"Abrasives or Abrasive Products Mfg. - artificial\",\n \"Authority\": \"P/P\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\\nThe following shall be separately classified and rated:\\n- Paper mfg.\\n- Ore milling\\n- Stone crushing\\n- Quarrying\\n- Cloth mfg. as textile mfg.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"50045\",\n \"Description\": \"Adhesive Mfg.\",\n \"Authority\": \"P/P\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"50047\",\n \"Description\": \"Adhesive Tape Mfg.\",\n \"Authority\": \"A/S\",\n \"CompanyNotes\": \"\\nELPS:\\nELP - Products - .75\",\n \"IsoNotes\": \"\\nMedical and surgical tape shall be separately classified and rated as \\\"Medical, Dental, Hospital or Surgical Equipment or Supplies Mfg. - expendable\\\".\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"40005\",\n \"Description\": \"Adult Day Care - Not-For-Profit only\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\n1. Risks caring for adults with Alzheimers Disease must be equipped with an anti-wandering device. \\n2. Supplemental application required. \\n2. Swimming or wading pools must follow the Virginia-Graeme Baker Pool and Spa Safety Act. Rules must be posted. Pool must be fully fenced with a self-latching gated. Life safety equipment must be available poolside. A lifeguard or CPR certified attendant must be on site. \\nSubmit:\\nPrior or pending allegations of sexual or physical abuse\\nProhibited:\\n1. Assisted living \\n2. Overnight stays\\n3. Unlicensed risks\\nCredits and Surcharges:\\nFor risks with more than 30% of attendees with dementia and Alzheimers disease surcharge liability rate 20%. \\nELPS:\\nELP - Prem Ops - 30.00\\nRequired Forms:\\nASIC-GL-0053, Fungi or Bacteria Exclusion (required if ASIC-GL-0024 is attached to the policy);\\nASIC-GL-0074, Sexual and/or Physical Abuse Exclusion; \\nASIC-GL-0102, Physicians, Surgeons, Psychiatrists and Paramedics Exclusion;\\nCG 2116, Exclusion- Designated Professional Services (indicate Any and all professional exposures);\\nCoverage Options: \\n1. Errors and Omissions Coverage (ASIC-GL-0024) is included at limits equal to the General Liability limit (If ASIC-GL-0024 is NOT selected, then Exclusion- Designated Professional Services (CG 2116) is required). \\n2. Sexual and/or Physical Abuse (ASIC-GL-0077) included at $100,000/$300,000 limits. Increased limits of $300,000/$300,000 available for a $300 flat charge (If ASIC-GL-0077 is NOT selected, then Sexual and/or Physical Abuse Exclusion (ASIC-GL-0074) is required). \\nEXCESS LIABILI.TY:\\nRequired Forms: \\nASIC-XL-0033, Physicians, Surgeons, Psychiatrists and Paramedics Professional Liability Exclusion; \\nASIC-XL-0036, Abuse or Molestation Exclusion;\",\n \"IsoNotes\": \"\\nThis classification applies to risks which provide supervision, medical care and social activities for senior citizens or other adults who live at home but cannot be left alone, or prefer to be with others, during the day. Operations may include administering of medication, health monitoring and food service.\\nThis type of risk usually employs full-time nurses or home health professionals in addition to non-professional staff.\\nCoverage does not apply to injury or damage arising out of medical professional service provided by or on behalf of the insured to anyone in the care of any insured.\\nCoverage does not apply to medical payments to any person in the care of the insured.\\nUse Exclusion - Adult Day Care Centers Endorsement CG 22 87.\\nBasis of premium is per person.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"40006\",\n \"Description\": \"Adult Day Care - Other than Not- For-Profit\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\n1. Risks caring for adults with Alzheimers Disease must be equipped with an anti-wandering device. \\n2. Supplemental application required. \\n3. Swimming or wading pools must follow the Virginia-Graeme Baker Pool and Spa Safety Act. Rules must be posted. Pool must be fully fenced with a self-latching gated. Life safety equipment must be available poolside. A lifeguard or CPR certified attendant must be on site. \\nSubmit:\\nPrior or pending allegations of sexual or physical abuse\\nProhibited:\\n1. Assisted living \\n2. Overnight stays\\n3. Unlicensed risks\\nCredits and Surcharges:\\nFor risks with more than 30% of attendees with dementia and Alzheimers disease surcharge liability rate 20%. \\nELPS:\\nELP - Prem Ops - 30.00\\nRequired Forms:\\nASIC-GL-0053, Fungi or Bacteria Exclusion (required if ASIC-GL-0024 is attached to the policy);\\nASIC-GL-0074, Sexual and/or Physical Abuse Exclusion; \\nASIC-GL-0102, Physicians, Surgeons, Psychiatrists and Paramedics Exclusion;\\nCG 2116, Exclusion- Designated Professional Services (indicate Any and all professional exposures);\\nCoverage Options: \\n1. Errors and Omissions Coverage (ASIC-GL-0024) is included at limits equal to the General Liability limit (If ASIC-GL-0024 is NOT selected, then Exclusion- Designated Professional Services (CG 2116) is required). \\n2. Sexual and/or Physical Abuse (ASIC-GL-0077) included at $100,000/$300,000 limits. Increased limits of $300,000/$300,000 available for a $300 flat charge (If ASIC-GL-0077 is NOT selected, then Sexual and/or Physical Abuse Exclusion (ASIC-GL-0074) is required). \\n\",\n \"IsoNotes\": \"\\nThis classification applies to risks which provide supervision, medical care and social activities for senior citizens or other adults who live at home but cannot be left alone, or prefer to be with others, during the day. Operations may include administering of medication, health monitoring and food service.\\nThis type of risk usually employs full-time nurses or home health professionals in addition to non-professional staff.\\nCoverage does not apply to injury or damage arising out of medical professional service provided by or on behalf of the insured to anyone in the care of any insured.\\nCoverage does not apply to medical payments to any person in the care of the insured.\\nUse Exclusion - Adult Day Care Centers Endorsement CG 22 87.\\nBasis of premium is per person.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"90089\",\n \"Description\": \"Advertising Sign Companies - outdoor\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\nSubmit:\\n1. Gas, oil or chemical plant operations\\n2. Multiple named insureds and joint ventures\\nProhibited:\\n1. Asbestos or hazardous waste removal by insured or subcontractors\\n2. Hired and/or Nonowned Auto Coverage\\nRequired Forms:\\nASIC-GL-0031, Continuing or Ongoing Damage Exclusion;\\nASIC-GL-0086, Injury to Worker Exclusion;\\nASIC-GL-0144, (IN only) Total Pollution Exclusion - Indiana;\\nCG 2149, Total Pollution Exclusion (except IN and LA);\\nCG 2165, (LA only) Total Pollution Exclusion (with exceptions);\\nCG 2279, Exclusion - Contractors- Professional Liability;\\nCoverage Options:\\n1. Contractors - Home Repair and Remodeling (ASIC-GL-0092) available at a $15,000 limit; charge 10% of the GL premium subject to $250 minimum premium. \\n2. Electronic Data Liability (CG0437) is available for limits of:\\n$10,000 = $100\\n$20,000 = $150\\n$50,000 = $200\",\n \"IsoNotes\": \"\\nThis classification is applicable to risks selling space for advertising purposes and includes shop operations, the erection, painting, repair or removal of signs, sign painting or lettering in or upon buildings or structures and the existence hazard of signs located away from the insured's premises.\\nAdvertising Agencies shall be classified and rated under the appropriate \\\"Buildings - office\\\" classification.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"51001\",\n \"Description\": \"Aerosol Container Mfg.\",\n \"Authority\": \"P/P\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"51005\",\n \"Description\": \"Aerosol Containers - filling or charging for others\",\n \"Authority\": \"P/P\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"10010\",\n \"Description\": \"Air Conditioning Equipment - dealers or distributors only\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\\nThis classification applies to risks engaged in sales of the air conditioning equipment only.\\nThis classification includes the sales of ducts and piping.\\nThis classification does not apply to risks engaged in:\\n- Sales and installation, servicing, or repair\\n- Installation, servicing or repair only\\nThe following shall be separately classified and rated:\\n- Sales of heating equipment\\n- Sales of refrigeration equipment\\n- Sales of combined heating and air conditioning units or systems\\n- Sales of household type appliances, including room air conditioners\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"51116\",\n \"Description\": \"Air Conditioning Equipment Mfg.\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\nRequired Forms:\\nASIC-GL-0054, Specified Products Liability (required if Products Liability provided);\",\n \"IsoNotes\": \"\\nThis classification includes duct work and piping.\\nThe manufacturing of the following shall be separately classified and rated:\\n- Heating systems\\n- Combined heating and air conditioning systems\\n- Refrigerating systems\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"91111\",\n \"Description\": \"Air Conditioning Systems or Equipment - dealers or distributors and installation, servicing or repair\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\nSubmit:\\n1. Multiple named insureds and joint ventures\\n2. Work at gas, oil or chemical plants\\nProhibited:\\n1. Asbestos or hazardous waste removal by insured or subcontractors\\n2. Fire and Water restoration operations\\n3. Hired and/or Nonowned Auto Coverage \\n4. Mold and spore treatment or removal operations\\nRequired Forms:\\nASIC-GL-0031, Continuing or Ongoing Damage Exclusion;\\nASIC-GL-0086, Injury to Worker Exclusion;\\nASIC-GL-0093, Exclusion - Chinese Drywall;\\nASIC-GL-0101, Earth or Land Movement Exclusion;\\nASIC-GL-0144, (IN only) Total Pollution Exclusion - Indiana;\\nCG 2149, Total Pollution Exclusion (except IN and LA);\\nCG 2154, Exclusion - Designated Operations Covered by a Consolidated (Wrap-Up) Insurance Program (indicate: All operations covered by a consolidated wrap-up insurance program);\\nCG 2165, (LA only) Total Pollution Exclusion (with exceptions);\\nCG 2279, Exclusion - Contractors- Professional Liability;\\nCoverage Options:\\n1. Contractors - Home Repair and Remodeling (ASIC-GL-0092) available at a $15,000 limit; charge 10% of the GL premium subject to $250 minimum premium. \\n2. Electronic Data Liability (CG0437) is available for limits of:\\n$10,000 = $100\\n$20,000 = $150\\n$50,000 = $200\\n\",\n \"IsoNotes\": \"\\nThis classification applies to risks engaged in sales and installation, servicing or repair of air conditioning systems or equipment. This classification also applies to risks engaged only in installation, servicing or repair of air conditioning systems or equipment.\\nThis classification includes:\\n- The sales and installation of ducts and piping\\n- Shop and display rooms\\nThe sales of household type appliances including room air conditioners shall be separately classified and rated.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"51201\",\n \"Description\": \"Aircraft or Aircraft Parts Mfg.\",\n \"Authority\": \"P/P\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"40026\",\n \"Description\": \"Airport - lessees of portions of airports engaged in the sale of aircraft or accessories, servicing or repairing of aircraft, or\",\n \"Authority\": \"P/P\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\\nBasis of premium is each lessee.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"40020\",\n \"Description\": \"Airport Control Towers - not operated exclusively by the Federal Aviation Administration\",\n \"Authority\": \"P/P\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\\nBasis of premium is each tower.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"91125\",\n \"Description\": \"Airport Runway or Warming Apron - paving or repaving, surfacing, resurfacing or scraping\",\n \"Authority\": \"P/P\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\\nThe following shall be separately classified and rated:\\n- Clearing of right-of-way\\n- Earth or rock excavation\\n- Filling or grading of land\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"40010\",\n \"Description\": \"Airports - commercial\",\n \"Authority\": \"P/P\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\\nThis classification applies to all premises and operations exposures of an airport except where indicated to separately classify and rate.\\nThe following shall be separately classified and rated:\\n- Retail store operations\\n- Restaurants operated by the named insured or by others trading under his name\\n- Grandstands, bleachers or observation platforms - permanent or portable\\n- Swimming pools\\n- Hotels, motels or other lodging accommodations for the general public\\n- Schools other than pilot training schools\\n- Exhibitions or contests\\n- Control towers - not operated exclusively by the Federal Aviation Administration\\n- Lessees of portions of airports engaged in the sale of aircraft, or accessories, servicing or repairing of aircraft, or pilot instruction\\nBasis of premium is each airport.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"40015\",\n \"Description\": \"Airports - private\",\n \"Authority\": \"P/P\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\\nThis classification applies to all premises and operations exposures of an airport except where indicated to separately classify and rate.\\nThe following shall be separately classified and rated:\\n- Retail store operations\\n- Restaurants operated by the named insured or by others trading under his name\\n- Grandstands, bleachers or observation platforms - permanent or portable\\n- Swimming pools\\n- Hotels, motels or other lodging accommodations for the general public\\n- Schools other than pilot training schools\\n- Exhibitions or contests\\n- Control towers - not operated exclusively by the Federal Aviation Administration\\n- Lessees of portions of airports engaged in the sale of aircraft, or accessories, servicing or repairing of aircraft, or pilot instruction\\nBasis of premium is each airport.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"91127\",\n \"Description\": \"Alarm and Alarm Systems - installation, servicing or repair\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\nSubmit:\\n1. Installation or monitoring of medical alert systems more than 15% of the insureds total operations \\n2. Installation or monitoring of alarms at correctional facilities, detention facilities, nursing homes, hospitals banks, federal reserves or transportation facilities \\n3. Supplemental application required. \\nProhibited:\\n1. Chemical, metal and explosive detection devices at transportations facilities, federal buildings or post office mailrooms\\n2. Fire suppression system installation, service and repair\\n3. Installation and monitoring of alarms at chemical, fertilizer and petro-chemical facilities\\n4. Monitoring for home incarceration and pre-trial release\\n5. Off-shore exposures - gas, oil rigs and ships\\nCredits and Surcharges:\\n1. Limitation of Liquidated Damages: 15% credit may be applied if the insureds contract contains a limiting provision (often $250) resulting from a system failure. Requirements include: \\n*A copy of the alarm installation/service contract is obtained\\n*The liquidated damages clause is not ever waived by the insured\\n*The clause is on 40% or more of the insureds contracts. \\n\\n2. A 25% credit may be applied to the liability rates if the Development/ New Residential Exclusion ASIC-GL-0072 is attached. Not applicable to monitoring or retail exposures. \\n3. (NY only) A 30% credit may be applied to both the Premise and Products/Completed Operations liability rates if the Absolute Employee and Worker Injury and Liability Exclusion (ASIC-GL-0095), is attached, (required if unable to confirm all contractors policies carry full contractual liability with no restrictions for worker injuries or no contracting work is contemplated- do not attach CG 2139 or CG 2426)\\nRequired Forms:\\nASIC-GL-0053, Fungi or Bacteria Exclusion (required if ASIC-GL-0024 is attached to the policy); \\nCG 2116, Exclusion- Designated Professional Services (Indicate: Any and all professional exposures); \\nCG 2154, Exclusion- Designated Operations Covered by a Consolidated (wrap-Up) Insurance Program (Indicate: All operations covered by a consolidated (wrap-up) insurance program);\\nOptional Forms: :\\nASIC-GL-0072, Development/ New Residential Exclusion; \\nASIC-GL-0095, (NY only) Absolute Employee and Worker Injury and Liability Exclusion (do not attach CG 2139 or CG 2426);\\nCoverage Options: \\n1. Electronic Data Liability (CG 0437) is available for limits of:\\n$10,000 = $100\\n$20,000 = $150\\n$50,000 = $200\\n2. Errors and Omissions Coverage (ASIC-GL-0024) is offered at limits equal to the General Liability limit. Charge 10% of the General Liability premium subject to a minimum $100 charge. (do not attach ASIC-GL-0024 with CG 2116)\\n3. Lost Key Coverage (ASIC-GL-0078) is included at $25,000 /$25,000 limits. \\n4. Property Damage Extension (ASIC-GL-0076) is included up to $250,000/$500,000 maximum limits, not to exceed GL policy limits.\\n\",\n \"IsoNotes\": \"\\nThis classification includes incidental sales.\\nThe installation, servicing or repair of fire suppression systems shall be separately classified and rated.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"51205\",\n \"Description\": \"Alarm Mfg. - burglar\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"51206\",\n \"Description\": \"Alarm Mfg. - fire or smoke\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"91130\",\n \"Description\": \"Alarms - security systems - monitoring\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\\nThis classification applies to those insureds who monitor or respond to alarms.\\nPersonal and Advertising Injury are excluded. Use Exclusion - Personal And Advertising Injury Endorsement CG 21 38.\\nAlarms installation, servicing or repair shall be separately classified and rated.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"51210\",\n \"Description\": \"Alcohol Mfg. - not beverage\",\n \"Authority\": \"P/P\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\\nThis classification applies only to the manufacturing of distilled alcohol.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"40032\",\n \"Description\": \"Ambulance Service, First Aid or Rescue Squads - Not-For-Profit only\",\n \"Authority\": \"P/P\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\\nProfessional services are excluded. Use Exclusion - Services Furnished By Health Care Providers Endorsement CG 22 44.\\nStore or supply rental operations shall be separately classified and rated.\\nBasis of premium is each attendant.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"40031\",\n \"Description\": \"Ambulance Service, First Aid or Rescue Squads - Other than Not- For-Profit\",\n \"Authority\": \"P/P\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\\nProfessional services are excluded. Use Exclusion - Services Furnished By Health Care Providers Endorsement CG 22 44.\\nStore or supply rental operations shall be separately classified and rated.\\nBasis of premium is each attendant.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"51211\",\n \"Description\": \"Ammunition Mfg.\",\n \"Authority\": \"P/P\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\\nThis classification includes cartridge charging or loading, cap, primer and detonator mfg.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"10015\",\n \"Description\": \"Amusement Centers\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \" \\n1. Boats refer to classifications (40111, 40115)\\n2. Premium is 100% fully earned.\\n3. Supplemental application is required. \\nProhibited: \\n1. Hired and/or Nonowned Auto Coverage\\n2. Inflatable amusement devices \\nRequired Forms: \\nASIC-GL-0027, Minimum and Advanced Premium Endorsement; \\nASIC-GL-0074, Sexual and/or Physical Abuse Exclusion; \\nASIC-GL-0079, Total Liquor Liability Exclusion; \\nOptional: \\nASIC-GL-0059, Amusement Ride Exclusion; \\nASIC-GL-0096, Transmissible Pathogen Exclusion; \\nCoverage Options:\\nSexual and/or Physical Abuse Liability Coverage (ASIC-GL-0077) is included at $25,000/$50,000 limits (If ASIC-GL-0077 is NOT selected, then Sexual and/or Physical Abuse Exclusion (ASIC-GL-0074) is required).\",\n \"IsoNotes\": \"\\nThis classification applies to arcades with coin operated games such as pinball and video or other electronic games. This classification also applies to casinos with gambling activities conducted through the use of gambling machines only, such as slot or video machines or other types of machines whether or not manually or electronically operated.\\nThis classification does not apply to risks located in amusement parks.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"40040\",\n \"Description\": \"Amusement Devices- NOC\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \" \\n1. Boats refer to classifications (40111, 40115)\\n2. Premium is 100% fully earned unless annual policy\\n3. Supplemental application is required.\\n4. Corn Maze events must be scheduled on the policy to be covered\\nSubmit:\\n1. Slacklining\\n2. Rope courses\\nProhibited: \\n1. Carriage rides on public streets\\n2. (TX) Climbing walls\\n3. Giant Slides\\n4. Hired and/or Nonowned Auto Coverage\\n5. Inflatable amusement devices \\n6. (TX) Mechanical amusement rides \\n7. Sleigh rides on public streets\\nCredit and Surcharges:\\nEvent Attendance Modifier for Corn Maze:\\n3,000 - 5,000 attendees= .80 mod \\n5,001 10,000 attendees= .75 mod\\n10,001 20,000 attendees= .65 mod \\nMore than 20,000 attendees= .55 mod\\nRequired Forms: \\nASIC-GL-0027, Minimum and Advanced Premium Endorsement; \\nASIC-GL-0056, Limitation of Coverage to Specified Amusement Devices;\\nASIC-GL-0059, Amusement Ride Exclusion (required for Corn Maze);\\nASIC-GL-0066, Total Assualt and/or Battery Exclusion (required for Corn Maze);\\nASIC-GL-0074, Sexual and/or Physical Abuse Exclusion (required Amusement Devices); \\nASIC-GL-0079, Total Liquor Liability Exclusion;\\nASIC-GL-0114, Special Event Participant Exclusion (required for Corn Maze)\\nCG 2144, Limitation of Coverage to Designated Premieses or Project (required for Corn Maze)\\nOptional Forms: : \\nASIC-GL-0059, Amusement Ride Exclusion; \\nASIC-GL-0096, Transmissible Pathogen Exclusion; \\nCoverage Options:\\nSexual and/or Physical Abuse Liability Coverage (ASIC-GL-0077) is included at $25,000/$50,000 limits (If ASIC-GL-0077 is NOT selected, then Sexual and/or Physical Abuse Exclusion (ASIC-GL-0074) is required).\\nEXCESS: \\nSubmit: \\n1. Giant slides\\n2. Rope courses\\n3.Scenic trains\\n4. Slacklining\\n5. Sleigh rides\\nProhibited: \\nInflatable amusement devices \\nRequired Forms: \\nASIC-XL-0036, Abuse or Molestation Exclusion; \\nASIC-XL-0046, Liquor Liability Exclusion; \",\n \"IsoNotes\": \"\\nThis classification includes amusement devices located and operated in conjunction with various mercantile establishments (e.g., Department Stores, Supermarkets, etc.).\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"40042\",\n \"Description\": \"Amusement Devices\\n- operated in connection with carnivals or fairs\\n- Not-For-Profit\",\n \"Authority\": \"P/P\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\\nThis classification applies to amusement devices operated in connection with mobile or traveling shows.\\nFor the purpose of this classification, amusement devices means:\\n- Boats, submarines or any other floating objects, trains and miniature automobile rides\\n- Live animal rides\\n- Mechanical or other devices providing rides or activities for adults or children\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"40041\",\n \"Description\": \"Amusement Devices\\n- operated in connection with carnivals or fairs\\n- Other than Not- For-Profit\",\n \"Authority\": \"P/P\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\\nThis classification applies to amusement devices operated in connection with mobile or traveling shows.\\nFor the purpose of this classification, amusement devices means:\\n- Boats, submarines or any other floating objects, trains and miniature automobile rides\\n- Live animal rides\\n- Mechanical or other devices providing rides or activities for adults or children\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"10020\",\n \"Description\": \"Amusement Parks\",\n \"Authority\": \"P/P\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\\nFor classification assignment purposes this classification applies to all premises and operations exposures of an amusement park.\\nExposures embraced by this classification include the following:\\n- Buildings or structures, tents and ticket booths, streets, roads, bridges, tunnels, signs, railroad tracks, poles, flags, banners or other decorations and parking lots or restaurants or refreshment stands and other retail operations\\n- Lakes, ponds, canals and any similar watercourses or boats, submarines and any other floating objects, trains and miniature automobile rides or live animal rides or bathhouses, bathing beaches and swimming pools\\n- Stadiums, theaters, bleachers and grandstands, exhibitions, shows, racing or stunting activities\\n- Games of chance or similar attractions, or mechanical or other devices providing rides or activities for adults or children\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"91135\",\n \"Description\": \"Analytical Chemists\",\n \"Authority\": \"P/P\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\\nProfessional Services are excluded. Use Exclusion - Testing Or Consulting Errors And Omissions Endorsement CG 22 33.\\nLaboratories involved in research, development or testing shall be separately classified and rated.\\nFor premium computation purposes include the payroll of laboratory and outside employees.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"10036\",\n \"Description\": \"Anhydrous Ammonia Dealers and Distributors\",\n \"Authority\": \"P/P\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\\nThis classification includes the application of anhydrous ammonia.\\nWhen products coverage is afforded, this classification includes coverage for bodily injury or property damage arising from the delivery of any liquid product into a wrong receptacle or to a wrong address or the erroneous delivery of one liquid product for another, if the bodily injury or property damage occurs after delivery has been completed.\\nUse Misdelivery Of Liquid Products Coverage Endorsement CG 22 66.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"40045\",\n \"Description\": \"Animals - draft\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\\nUse Additional Insured - Users Of Teams, Draft Or Saddle Animals Endorsement CG 20 14.\\nBasis of premium is each team.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"40046\",\n \"Description\": \"Animals - saddle - for rent\",\n \"Authority\": \"S/S\",\n \"CompanyNotes\": \"\\nProhibited:\\nUnguided rental \",\n \"IsoNotes\": \"\\nThis classification includes saddle animals owned or used by the insured or rented to others by or through the agency of the insured, in connection with camps, hotels (Lessor's risk only), motels, motor courts, parks, riding academies, riding or other clubs and trailer camps. It is available only when concurrent liability insurance for premises/operations is carried in the same company.\\nUse Additional Insured - Users Of Teams, Draft Or Saddle Animals Endorsement CG 20 14.\\nCoverage does not apply to medical payments. Use Exclusion - Coverage C - Medical Payments Endorsement CG 21 35.\\nThe rates for this classification apply for one year or less and are not subject to adjustment on cancellation by the insured.\\nBasis of premium is each animal.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"40047\",\n \"Description\": \"Animals - saddle - private\",\n \"Authority\": \"P/P\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\\nThe rates for this classification apply for one year or less and are not subject to adjustment on cancellation by the insured.\\nUse Additional Insured - Users Of Team, Draft Or Saddle Animals Endorsement CG 20 14.\\nBasis of premium is each animal.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"10026\",\n \"Description\": \"Antique Stores\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\nProhibited:\\n1. Gun repair\\n2. Gun sales in excess of 15% of total sales\\n3. Pre-owned children's clothing, children's furniture and children's accessories in excess of 25%\\nCoverage Options:\\nElectronic Data Liability (CG 0437) is available for limits of:\\n$10,000 = $100\\n$20,000 = $150\\n$50,000 = $200\",\n \"IsoNotes\": \"\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"60010\",\n \"Description\": \"Apartment Bldgs.\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\nSupplemental application is required \\nCommercial condominiums refer to classifications (62000, 62001, 62002)\\nSubcontracted work refer to classifiation (91591)\\nSwimming Pools rfer to classification (48925)\\nProhibited:\\nSororities and fraternities\\nCooperative Housing Corporation assciations not fully developed\\nSwimming pools not in compliance with the Virginia Graeme Baker Pool an Spa Safety Act\\nUnfenced pools and/or pool without self-latching gates\\nCredits and Surcharges:\\nSurcharge liability rates 15% if occupancy is 50% or more student housing\\nRequired Forms:\\nASIC-GL-0031, Continuing or Ongoing Damage Exclusion (required for Cooperative Housing Corporation associations);\\nASIC-GL-0089- Multi-Unit Habitational Conversion Exclusion;\\nASIC-GL-0099, Athletic Participants Exclusion (required for Cooperative Housing Corporation associations);\\nASIC-GL-0151, Cross Liability Exclusion (required for Cooperative Housing Corporation associations);\\nCG 2027, Additional Insured - Co-Owner of Insured Premises (required for Cooperative Housing Corporation associations); \\nCG 2144, Limitation of Coverage to Designated Premises;\\n\\nCoverage Options:\\nFor Cooperative Housing Corporation associations, Limited Participant Coverage (ASIC-GL-0082) is availabe at $25,000/$50,000 limits for a $200 flat charge (do not attach ASIC-GL-0099 with ASIC-GL-0082)\\n\",\n \"IsoNotes\": \"\\nThe following shall be separately classified and rated:\\n- Occupancy other than for residential purposes\\n- One-to-four family dwellings\\n- Boarding or rooming houses\\n- Indoor parking\\n- Swimming pools\\n- Bathing beaches\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"60011\",\n \"Description\": \"Apartment Bldgs. - garden\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\nSupplemental application is required \\nProhibited: \\nSororities and fraternities\\nCredits and Surcharges: \\nSurcharge liability rates 15% if occupancy is 50% or more student housing\\nRequired Forms:\\nASIC-GL-0089, Multi-Unit Habitational Conversion Exclusion; \\nCG 2144, Limitation of Coverage to Designated Premises;\",\n \"IsoNotes\": \"\\nThis classification applies to single or multiple dwelling units not exceeding 2 stories in height that have common management, control and community facilities.\\nThe following shall be separately classified and rated:\\n- Indoor parking\\n- Swimming pools\\n- Bathing beaches\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"60013\",\n \"Description\": \"Apartment Bldgs. or Hotels time- sharing - 4 stories or more\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\n1. Commercial condominiums refer to classifications (62000, 62001, 62002)\\n2. Subcontracted work refer to classification (91591)\\n3. Supplemental applicaiton required \\n4. Swimming Pools refer to classification (48925) \\nProhibited: \\n1. Any association that is not fully developed\\n2. Swimming pools not in compliance with the Virginia Graeme Baker Pool and Spa Safety Act\\n3. Unfenced pools and/or pool without self-latching gates\\nRequired Forms:\\nASIC-GL-0151, Cross Liability Exclusion;\\nASIC-GL-0031, Continuing or Ongoing Damage Exclusion; \\nASIC-GL-0099, Exclusion- Athletic or Sports Participants; \\nCG 2004, Additional Insured- Club Members; \\nCoverage Options: \\nLimited Participant Coverage (ASIC-GL-0082) is available at $25,000/$50,000 limits for a $200 flat charge (do not attach ASIC-GL-0099 with ASIC-GL-0082).\",\n \"IsoNotes\": \"\\nThis classification is limited to operations in long-term leasing of furnished apartments for a specified time interval during the year.\\nThe following shall be separately classified and rated:\\n- Occupancy other than for residential purposes\\n- Boats\\n- Saddle animals\\n- Swimming pools\\n- Bathing beaches\\n- Indoor parking\\nThis classification does not apply to time-sharing apartment buildings operated by owner associations. A risk of this nature shall be classified and rated as \\\"Condominium - Residential-Association Risk Only\\\".\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"60012\",\n \"Description\": \"Apartment Bldgs. or Hotels time- sharing - less than 4 stories\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\n1. Commercial condominiums refer to classifications (62000, 62001, 62002)\\n2. Subcontracted work refer to classification (91591)\\n3. Swimming Pools refer to classification (48925) \\nProhibited:\\n1. Any association that is not fully developed\\n2. Swimming pools not in compliance with the Virginia Graeme Baker Pool and Spa Safety Act\\n3. Unfenced pools and/or pool without self-latching gates\\nRequired Forms:\\nASIC-GL-0151, Cross Liability Exclusion;\\nASIC-GL-0031, Continuing or Ongoing Damage Exclusion; \\nASIC-GL-0099, Exclusion- Athletic or Sports Participants; \\nCG 2004, Additional Insured- Club Members; \\nCoverage Options: \\nLimited Participant Coverage (ASIC-GL-0082) is available at $25,000/$50,000 limits for a $200 flat charge (do not attach ASIC-GL-0099 with ASIC-GL-0082).\",\n \"IsoNotes\": \"\\nThis classification is limited to operations in long-term leasing of furnished apartments for a specified time interval during the year.\\nThe following shall be separately classified and rated:\\n- Occupancy other than for residential purposes\\n- Boats\\n- Saddle animals\\n- Swimming pools\\n- Bathing beaches\\n- Indoor parking\\nThis classification does not apply to time-sharing apartment buildings operated by owner associations. A risk of this nature shall be classified and rated as \\\"Condominium - Residential-Association Risk Only\\\".\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"60016\",\n \"Description\": \"Apartment Hotels -\\n4 stories or more\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\nSupplemental application is required \\nProhibited: \\nSororities and fraternities\\nCredits and Surcharges:\\nSurcharge liability rates 15% if occupancy is 50% or more student housing\\nRequired Forms:\\nASIC-GL-0089- Multi-Unit Habitational Conversion Exclusion; \\nCG 2144- Limitation of Coverage to Designated Premises;\\n\",\n \"IsoNotes\": \"\\nThis classification shall apply only to residential hotels in which the average daily room registration is not more than 15% of the total number of rooms available for rental or lease, based upon the records of the insured for the preceding year.\\nThe following shall be separately classified and rated:\\n- Indoor parking\\n- Swimming pools\\n- Bathing beaches\\n- Restaurants\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"60015\",\n \"Description\": \"Apartment Hotels - less than 4 stories\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\nSupplemental application is required \\nProhibited: \\nSororities and fraternities\\nCredits and Surcharges:\\nSurcharge liability rates 15% if occupancy is 50% or more student housing\\nRequired Forms:\\nASIC-GL-0089- Multi-Unit Habitational Conversion Exclusion; \\nCG 2144- Limitation of Coverage to Designated Premises;\\n\",\n \"IsoNotes\": \"\\nThis classification shall apply only to residential hotels in which the average daily room registration is not more than 15% of the total number of rooms available for rental or lease, based upon the records of the insured for the preceding year.\\nThe following shall be separately classified and rated:\\n- Indoor parking\\n- Swimming pools\\n- Bathing beaches\\n- Restaurants\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"10040\",\n \"Description\": \"Appliance Distributors - household type\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\n1. Installation, service or repair operations, separately classify and rate as Appliances and Accessories - installation, servicing or repair - household (91155).\\n2. Separately class and rate retail sales, including internet retail sales, that exceed 20% of gross sales.\\n3. Supplemental application required. \\nSubmit:\\nManufacturers representatives\\nProhibited:\\n1. Assembling operations\\n2. Foreign Products (refer to appropriate manufacturing class)\\n3. Hired and/or Nonowned Auto Coverage \\n4. Importers\\n5. Manufacturers as additional insureds\\n6. Mixing or blending of products\\n7. Products manufactured/designed by or for the insured\\n8. Relabeling or repackaging of products \\n9. Sale of used products\\nRequired Forms:\\nASIC-GL-0087, Scheduled Products Exclusion;\\nCoverage Options:\\nContractors Home Repair and Remodeling (ASIC-GL-0092) $15,000 limit available for 10% of GL premium subject to $250 flat minimum premium.\\n\",\n \"IsoNotes\": \"\\nThis classification includes radios, televisions, vacuum and sewing machines including parts, as well as cooking ranges, washing machines and household type room air conditioners.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"10042\",\n \"Description\": \"Appliance Stores - household type\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\nSubmit:\\nFireplace inserts and wood stove installation\\nCoverage Options:\\nElectronic Data Liability (CG 0437) is available for limits of:\\n$10,000 = $100\\n$20,000 = $150\\n$50,000 = $200\\n\",\n \"IsoNotes\": \"\\nThis classification includes radios, televisions, vacuum and sewing machines including parts, as well as cooking ranges, washing machines and household type room air conditioners.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"91150\",\n \"Description\": \"Appliances and Accessories - installation, servicing or repair - commercial\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\nSubmit:\\n1. Gas, oil or chemical plant operations\\n2. Multiple named insureds and joint ventures\\nProhibited:\\n1. Asbestos or hazardous waste removal by insured or subcontractors\\n2. Fire and Water restoration operations \\n3. Hired and/or Nonowned Auto Coverage\\n4. Mold and spore treatment or removal operations\\nRequired Forms:\\nASIC-GL-0031, Continuing or Ongoing Damage Exclusion;\\nASIC-GL-0086, Injury to Worker Exclusion;\\nASIC-GL-0144, (IN only) Total Pollution Exclusion - Indiana;\\nCG 2149, Total Pollution Exclusion (except IN and LA);\\nCG 2154, Exclusion - Designated Operations Covered by a Consolidated (Wrap-Up) Insurance Program (indicate: All operations covered by a consolidated wrap-up insurance program);\\nCG 2165, (LA only) Total Pollution Exclusion (with exceptions);\\nCG 2279, Exclusion - Contractors- Professional Liability;\\nCoverage Options:\\n1. Contractors - Home Repair and Remodeling (ASIC-GL-0092) available at a $15,000 limit; charge 10% of the GL premium subject to $250 minimum premium. \\n2. Electronic Data Liability (CG 0437) is available for limits of:\\n$10,000 = $100\\n$20,000 = $150\\n$50,000 = $200\\n\",\n \"IsoNotes\": \"\\nTelevision or radio receiving set installation or repair shall be separately classified and rated.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"91155\",\n \"Description\": \"Appliances and Accessories - installation, servicing or repair - household\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\nSubmit:\\nMultiple named insureds and joint ventures\\nProhibited:\\n1. Asbestos or hazardous waste removal by insured or subcontractors\\n2. Hired and/or Nonowned Auto Coverage\\n3. Fire and Water restoration operations \\n4. Mold and spore treatment or removal operations\\nRequired Forms:\\nASIC-GL-0031, Continuing or Ongoing Damage Exclusion;\\nASIC-GL-0086, Injury to Worker Exclusion;\\nASIC-GL-0144, (IN only) Total Pollution Exclusion - Indiana;\\nCG 2149, Total Pollution Exclusion (except IN and LA);\\nCG 2154, Exclusion - Designated Operations Covered by a Consolidated (Wrap-Up) Insurance Program (indicate: All operations covered by a consolidated wrap-up insurance program);\\nCG 2165, (LA only) Total Pollution Exclusion (with exceptions);\\nCG 2279, Exclusion - Contractors- Professional Liability;\\nCoverage Options:\\n1. Contractors - Home Repair and Remodeling (ASIC-GL-0092) available at a $15,000 limit; charge 10% of the GL premium subject to $250 minimum premium. \\n2. Electronic Data Liability (CG0437) is available for limits of:\\n$10,000 = $100\\n$20,000 = $150\\n$50,000 = $200\\n\",\n \"IsoNotes\": \"\\nTelevision or radio receiving set installation or repair shall be separately classified and rated.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"51220\",\n \"Description\": \"Appliances and Accessories Mfg. - commercial - gas\",\n \"Authority\": \"P/P\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\\nManufacturing of all heating equipment shall be separately classified and rated.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"51221\",\n \"Description\": \"Appliances and Accessories Mfg. - commercial - not gas\",\n \"Authority\": \"S/S\",\n \"CompanyNotes\": \" \\nLiability minimum premium $5,000\",\n \"IsoNotes\": \"\\nManufacturing of all heating equipment shall be separately classified and rated.\\nThis classification includes the manufacturing of appliances and accessories powered by liquid fuels.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"51222\",\n \"Description\": \"Appliances and Accessories Mfg. - household - gas\",\n \"Authority\": \"P/P\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\\nManufacturing of all heating equipment shall be separately classified and rated.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"51224\",\n \"Description\": \"Appliances and Accessories Mfg. - household - not gas\",\n \"Authority\": \"S/S\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\\nThis classification includes the manufacturing of appliances and accessories powered by liquid fuels.\\nThe following shall be separately classified and rated:\\n- Manufacturing of all heating equipment\\n- Manufacturing of communication equipment, including radios, televisions and stereos\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"10052\",\n \"Description\": \"Archery Ranges - indoor\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\n1. Hunting Preserve exposure, separately classify and rate Skeet Shooting or Trap Shooting Ranges classification (48206).\\n2. Land in excess of 10,000 acres, refer to Vacant Land classification (49452). \\n3. Outfitters or Hunting Guides, refer to Guides or Outfitters classification (44222). \\n4. Retail, refer to Sporting Goods or Athletic Equipment Stores classification (18206).\\n5. Supplemental application required\\nProhibited:\\n1. Ammunition Reloading \\n2. Archery Tag\\n3. Eye protection- not required \\n4. Gunsmith operations \\n5. Minors without parent/guardian supervision \\n6. Outdoor exposures in populated areas \\n7. Waivers/hold harmless- not required \\n8. Warning signs- not required \\n9. Wilderness/Survival Camps \\nELPS: \\nELP- Prem Ops- 2.50 \\nRequired Forms:\\nASIC-GL-0060, Classification Limitation;\\nASIC-GL-0124, Limitation of Coverage to Designated Premises;\\nASIC-GL-0144, (IN only) Total Pollution Exclusion - Indiana;\\nCG 2149, Total Pollution Exclusion (except IN and LA);\\nCG 2165, (LA only) Total Pollution Exclusion (with Exceptions);\\n\",\n \"IsoNotes\": \"\\nThe sale of sporting goods shall be separately classified and rated.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"10054\",\n \"Description\": \"Archery Ranges - other than indoor\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\n1. Hunting Preserve exposure, separately classify and rate Skeet Shooting or Trap Shooting Ranges classification (48206).\\n2. Land in excess of 10,000 acres, refer to Vacant Land classification (49452). \\n3. Outfitters or Hunting Guides, refer to Guides or Outfitters classification (44222). \\n4. Retail, refer to Sporting Goods or Athletic Equipment Stores classification (18206).\\n5. Supplemental application required\\nProhibited:\\n1. Ammunition Reloading \\n2. Archery Tag\\n3. Eye protection- not required \\n4. Gunsmith operations \\n5. Minors without parent/guardian supervision \\n6. Outdoor exposures in populated areas \\n7. Waivers/hold harmless- not required \\n8. Warning signs- not required \\n9. Wilderness/Survival Camps \\n\\n\\nELPS: \\nELP- Prem Ops- 2.50 \\nRequired Forms:\\nASIC-GL-0060, Classification Limitation;\\nASIC-GL-0124, Limitation of Coverage to Designated Premises;\\nASIC-GL-0144, (IN only) Total Pollution Exclusion - Indiana;\\nCG 2149, Total Pollution Exclusion (except IN and LA);\\nCG 2165, (LA only) Total Pollution Exclusion (with Exceptions);\\n\",\n \"IsoNotes\": \"\\nThe sale of sporting goods shall be separately classified and rated.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"91160\",\n \"Description\": \"Armored Car Service Companies\",\n \"Authority\": \"S/S\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"10060\",\n \"Description\": \"Army and Navy Stores\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\nSubmit:\\n1. Fireworks sales\\n2. Gun sales if 15% or less of total sales (Prohibited in excess of 15%)\\nProhibited:\\n1. Ammunition reloading\\n2. Blending of electronic/vapor cigarette liquids\\n3. Gun repair\\n4. Gun sales in excess of 15% of total sales\\n5. Sale of electronic/vapor cigarettes and /or liquids or vapors for same in excess of 15% of gross receipts\\n6. Sale of marijuana/cannabis or products containing marijuana/cannabis\\nRequired Forms:\\nASIC-GL-0097, Tobacco or Nicotine Products Health Hazard Exclusion;\\nCoverage Options:\\nElectronic Data Liability (CG 0437) is available for limits of:\\n$10,000 = $100\\n$20,000 = $150\\n$50,000 = $200\\n\",\n \"IsoNotes\": \"\\nRisks primarily selling clothing shall be separately classified and rated as \\\"Clothing or Wearing Apparel Stores\\\".\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"10066\",\n \"Description\": \"Art Galleries - Not-For-Profit\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\\nPainting, picture or frame stores shall be separately classified and rated.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"10065\",\n \"Description\": \"Art Galleries - Other than Not- For-Profit\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\\nPainting, picture or frame stores shall be separately classified and rated.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"51230\",\n \"Description\": \"Asbestos Goods Mfg.\",\n \"Authority\": \"P/P\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\\nThis classification includes spinning or weaving.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"51240\",\n \"Description\": \"Asphalt or Tar Distilling or Refining\",\n \"Authority\": \"P/P\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\\nThis classification includes the manufacturing of products obtained from the distilling or refining of tar or asphalt and the saturation of paper or felt with tar or asphalt.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"51241\",\n \"Description\": \"Asphalt Works\",\n \"Authority\": \"P/P\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\\nThis classification includes grinding, pulverizing or mixing asphalt.\\nThe following shall be separately classified and rated:\\n- Mining\\n- Quarrying\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"40061\",\n \"Description\": \"Athletic Games Sponsored by the Insured - Not-For-Profit only\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\\nThis classification applies when:\\n(a) There is management or supervision by the insured away from the insured's premises\\n(b) A majority of the participants representing the insured are not employed regularly in the insured's business\\n(c) No admission charge is made other than for charitable purposes\\nBasis of premium is each game.\\nCoverage does not apply to bodily injury or medical payments to participants in athletic contests sponsored by the insured. Use Exclusion - Athletic Or Sports Participants Endorsement CG 21 01.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"40059\",\n \"Description\": \"Athletic Games Sponsored by the Insured - Other than Not-For- Profit\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\\nThis classification applies when:\\n(a) There is management or supervision by the insured away from the insured's premises\\n(b) A majority of the participants representing the insured are not employed regularly in the insured's business\\n(c) No admission charge is made other than for charitable purposes\\nBasis of premium is each game.\\nCoverage does not apply to bodily injury or medical payments to participants in athletic contests sponsored by the insured. Use Exclusion - Athletic Or Sports Participants Endorsement CG 21 01.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"40064\",\n \"Description\": \"Athletic or Sports Contests - in buildings - lessees - Not-For- Profit\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\\nCoverage does not apply to bodily injury or medical payments to participants in athletic contests sponsored by the insured. Use Exclusion - Athletic Or Sports Participants Endorsement CG 21 01.\\nLessors who operate buildings shall be separately classified and rated as \\\"Exhibition or Convention Buildings\\\".\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"40063\",\n \"Description\": \"Athletic or Sports Contests - in buildings - lessees - Other than Not-For- Profit\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\\nCoverage does not apply to bodily injury or medical payments to participants in athletic contests sponsored by the insured. Use Exclusion - Athletic Or Sports Participants Endorsement CG 21 01.\\nLessors who operate buildings shall be separately classified and rated as \\\"Exhibition or Convention Buildings\\\".\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"40067\",\n \"Description\": \"Athletic Programs\\n- amateur - Not- For-Profit\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\n1. Boats refer to classifications (40111, 40115)\\n2. Supplemental application required\\nSubmit:\\n1. Accounts with previous or pending sexual or physical abuse allegations \\n2. Equine exposures\\nProhibited:\\n1. Boxing\\n2. Bubble Soccer\\n3. Diving\\n4. Football (tackle)\\n5. Hockey\\n6. Lacrosse\\n7. Polo\\n8. Professional sports teams (minor or major league)\\n9. Rappelling\\n10. Roller derby\\n11. Rugby\\n12. Scuba diving\\n13. Skateboarding\\n14. Skiing (snow and water)\\n15. Snowmobiles\\n16. Squash\\n17. Swimming Pool or spa not in compliance with the Virginia Graeme Baker Pool and Spa Safety Act\\n18. Tough love camps\\n\\n19. Tournament coverage- stand alone\\n20. Wilderness survival camps\\n21. Wrestling\\nCredits and Surcharges:\\nBoats in excess of 26 feet or motors in excess of 150 h.p surcharge rates 20%\\nELPS:\\nELP - Prem Ops - .91\\nRequired Forms: \\nASIC-GL-0099, Exclusion- Athletic or Sports Participants; \\nCoverage Options: \\nLimited Participant Coverage (ASIC-GL-0082) is included at $25,000/$50,000 limits (If ASIC-GL-0082 is NOT selected, then Exclusion- Athletic or Sports Participants (ASIC-GL-0099) is required). \\n\",\n \"IsoNotes\": \"\\nSponsors may be included at no additional charge. Use Additional Insured - Designated Person Or Organization Endorsement CG 20 26.\\nCoverage does not apply to bodily injury and medical payments to participants in athletic contests. Use Exclusion - Athletic Or Sports Participants Endorsement CG 21 01.\\nBasis of premium is each game.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"40066\",\n \"Description\": \"Athletic Programs\\n- amateur - Other than Not-For- Profit\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\n1. Boats refer to classifications (40111, 40115)\\n2. Supplemental application required\\nSubmit:\\n1. Equine exposures\\n2. Sexual or physical abuse allegations -prior or pending\\nProhibited:\\n1. Boxing\\n2. Bubble Soccer\\n3. Diving\\n4. Football (tackle)\\n5. Hockey\\n6. Lacrosse\\n7. Polo\\n8. Professional sports teams (minor or major league)\\n9. Rappelling\\n10. Roller derby\\n11. Rugby\\n12. Scuba diving\\n13. Skateboarding\\n14. Skiing (snow and water)\\n15. Snowmobiles\\n16. Squash\\n17. Swimming Pool or spa not in compliance with the Virginia Graeme Baker Pool and Spa Safety Act\\n18. Tough love camps\\n\\n19. Tournament coverage- stand alone\\n20. Wilderness survival camps\\n21. Wrestling\\nCredits and Surcharges:\\nBoats in excess of 26 feet or motors in excess of 150 h.p surcharge rates 20%\\nELPS:\\nELP - Prem Ops - 1.20\\nRequired Forms: \\nASIC-GL-0099, Exclusion- Athletic or Sports Participants; \\nCoverage Options: \\nLimited Participant Coverage (ASIC-GL-0082) is included at $25,000/$50,000 limits (If ASIC-GL-0082 is NOT selected, then Exclusion- Athletic or Sports Participants (ASIC-GL-0099) is required).\\n\",\n \"IsoNotes\": \"\\nSponsors may be included at no additional charge. Use Additional Insured - Designated Person Or Organization Endorsement CG 20 26.\\nCoverage does not apply to bodily injury and medical payments to participants in athletic contests. Use Exclusion - Athletic Or Sports Participants Endorsement CG 21 01.\\nBasis of premium is each game.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"40069\",\n \"Description\": \"Athletic Teams - professional or semi-professional\",\n \"Authority\": \"P/P\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\\nCoverage does not apply to bodily injury or medical payments to participants in athletic contests sponsored by the insured. Use Exclusion - Athletic Or Sports Participants Endorsement CG 21 01.\\nThe following shall be separately classified and rated:\\n- Stadiums\\n- Exhibition buildings\\nBasis of premium is each game.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"91175\",\n \"Description\": \"Auctioneers - live-stock sales conducted away\\nfrom the insured's premises\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"91177\",\n \"Description\": \"Auctioneers - sales conducted away from the insured's premises\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\\nSales conducted on premises owned or rented by the insured shall be classified and rated as \\\"Auctions\\\".\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"91179\",\n \"Description\": \"Auctions - on premises owned or rented by the insured\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\\nLivestock Sales Co. shall be separately classified and rated.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"91190\",\n \"Description\": \"Automobile Dismantling\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \" \\nYard must be fenced and locked when closed \\nProhibited: \\n1. Auto sales\\n2. Yards which allow stacking of vehicles\\nELPS:\\nELP - Products:\\nAll states except LA - 4.27;\\nLA - 17.50\\nRequired Forms:\\nASIC-GL-0057, Animal Exclusion;\\nASIC-GL-0144, (IN only), Total Pollution Exclusion- Indiana;\\nCG 2149, Total Pollution Exclusion (except IN and LA);\\nCG 2165, (LA only) Total Pollution Exclusion (with exceptions);\",\n \"IsoNotes\": \"\\nThis classification includes salvage or junking of parts and store operations.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"51255\",\n \"Description\": \"Automobile Mfg. or Assembling\",\n \"Authority\": \"P/P\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\\nThis classification applies only to the manufacturing or assembling of the entire vehicle or major customizing.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"10070\",\n \"Description\": \"Automobile Parts and Supplies Distributors\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\n1. Separately class and rate retail sales, including internet retail sales, that exceed 20% of gross sales\\nSubmit:\\n1. Installation, service or repair exposures\\n2. Manufacturers representatives\\n3. Supplemental application \\n4. Tires\\nProhibited:\\n1. Assembling operations\\n2. Fuel\\n3. Foreign Products (refer to appropriate manufacturing class)\\n4. Hired and/or Nonowned Auto Coverage\\n5. Importers\\n6. Manufacturers as additional insureds\\n7. Products manufactured/designed by or for the insured\\n8. Mixing or blending of products\\n9. Relabeling or repackaging of products \\n10. Sale of used products\\n\\nRequired Forms:\\nASIC-GL-0087, Scheduled Products Exclusion;\\nCoverage Options:\\nContractors Home Repair and Remodeling (ASIC-GL-0092) $15,000 limit available for 10% of the GL premium subject to $250 minimum premium.\\n\",\n \"IsoNotes\": \"\\nRisks which sell to the general public shall be classified and rated as \\\"Automobile Parts and Supplies Stores\\\".\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"10071\",\n \"Description\": \"Automobile Parts and Supplies Stores\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\nProhibited:\\nSale of electronic/vapor cigarettes and /or liquids or vapors for same in excess of 15% of gross receipts\\nRequired Forms:\\nASIC-GL-0097, Tobacco or Nicotine Products Health Hazard Exclusion;\\nCoverage Options:\\nElectronic Data Liability (CG 0437) is available for limits of:\\n$10,000 = $100\\n$20,000 = $150\\n$50,000 = $200\\n\",\n \"IsoNotes\": \"\\nThis classification applies to risks which sell to both the general public and commercial operations.\\nInstallation, servicing or repair of parts and supplies shall be separately classified and rated as \\\"Automobile Repair or Service Shops\\\".\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"10072\",\n \"Description\": \"Automobile Quick Lubrication Services\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \" \\nAutomobile dismantling refer to Auto Dismantling (91190)\\nMobile equipment service or repair refer to Machinery or Equipment I/S/R (97223)\\nSubmit: \\nAuto rebuilders\\nProhibited:\\n1. Aircraft servicing and/or repair\\n2. All terrain (ATV) service or repair (in excess of 15% of the total sales)\\n3. Alternative fuel conversions \\n4. Auto dealers \\n\\n5. Auto repair or service shops- self service \\n6. Bus service or repair, (incl. tires) (in excess of 15% of the total sales)\\n7. Heavy truck service or repair, including tire work (in excess of 15% of the total sales)\\n8. Jet ski service or repair \\n9. Leasing or renting of vehicles or equipment\\n10. Manufacturing, assembly, fabrication or performance enhancement \\n11. Motorcycle service or repair (in excess of 15% of the total sales)\\n12. Motorhome/RV service or repair, incl. tires, (in excess of 15% of the total sales)\\n13. On-hook coverage \\n14. Owned autos\\n15. Performance and structural enhancement modifications \\n16. Repossession operations \\n17. Salvage titled vehicles reconstruction \\n18. Snowmobile service or repair (in excess of 15% of the total sales)\\n19. Tire recapping and/or retreading \\n20. Trailer hitch installation and/or repair\\n21. Travel trailer service or repair (in excess of 15% of the total sales)\\n22. Truck tractor service or repair, incl tires, (in excess of 15% of the total sales) \\n23. Used tired sales in excess of 15% of the total sales \\n24. Valet parking \\n\\nCredits and Surcharges:\\n1. Heavy truck service or repair, including tire work, up to 15% of the total sales, surcharge the Prem/Prod CO rate 25%. \\n2. Spray paint booths apply 15% credit if a UL approved booth is used.\\n3. Tire Dealers, surcharge Prem/Prod CO rates 40%\\n4. Truck Tractor service or repair, including tires, up to 15% of the total receipts, surcharge the Prem/Prod CO rate 25%. \\nRequired Forms: \\nASIC-GL-0057, Animal Exclusion;\\nASIC-GL-0144, (IN only) Total Pollution Exclusion - Indiana;\\nCG 2149, Total Pollution Exclusion (except IN and LA);\\nCG 2165, (LA only) Total Pollution Exclusion (with Exceptions);\\nCG 2196, Silica or Silica-Related Dust Exclusion; \\nCG 2268, Operation of Customers Autos on Particular Premises; \\n\",\n \"IsoNotes\": \"\\nThis classification applies to risks which only provide services for quick lubrication, oil change and maintenance of fluids or air levels to serviced vehicles.\\nThis classification includes coverage for operation of customers automobiles on insured's premises. Use Operation Of Customers Autos On Particular Premises Endorsement CG 22 68.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"60035\",\n \"Description\": \"Automobile Renting or Leasing companies\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \" \\nSubmit: \\nRental of self-powered RVs/motorhomes.\\nProhibited:\\n1. Risks not carrying Auto Liability coverage\\n2. Hitch rental\\n3. Trailer rental\",\n \"IsoNotes\": \"\\nRisks with office only or garage and office shall be classified and rated as \\\"Buildings or Premises - bank or office\\\".\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"10073\",\n \"Description\": \"Automobile Repair or Service Shops- NOC \",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \" \\nAutomobile dismantling refer to Auto Dismantling (91190)\\nMobile equipment service or repair refer to Machinery or Equipment I/S/R (97223)\\nSubmit: \\nAuto rebuilders\\nProhibited:\\n1. Aircraft servicing and/or repair\\n2. All terrain (ATV) service or repair (in excess of 15% of the total sales)\\n3. Alternative fuel conversions \\n4. Auto dealers \\n\\n5. Auto repair or service shops- self service \\n6. Bus service or repair, (incl. tires) (in excess of 15% of the total sales)\\n7. Heavy truck service or repair, including tire work (in excess of 15% of the total sales)\\n8. Jet ski service or repair \\n9. Leasing or renting of vehicles or equipment\\n10. Manufacturing, assembly, fabrication or performance enhancement \\n11. Motorcycle service or repair (in excess of 15% of the total sales)\\n12. Motorhome/RV service or repair, incl. tires, (in excess of 15% of the total sales)\\n13. On-hook coverage \\n14. Owned autos\\n15. Performance and structural enhancement modifications \\n16. Repossession operations \\n17. Salvage titled vehicles reconstruction \\n18. Snowmobile service or repair (in excess of 15% of the total sales)\\n19. Tire recapping and/or retreading \\n20. Trailer hitch installation and/or repair\\n21. Travel trailer service or repair (in excess of 15% of the total sales)\\n22. Truck tractor service or repair, incl tires, (in excess of 15% of the total sales) \\n23. Used tired sales in excess of 15% of the total sales \\n24. Valet parking \\n\\nCredits and Surcharges:\\n1. Heavy truck service or repair, including tire work, up to 15% of the total sales, surcharge the Prem/Prod CO rate 25%. \\n2. Spray paint booths apply 15% credit if a UL approved booth is used.\\n3. Tire Dealers, surcharge Prem/Prod CO rates 40%\\n4. Truck Tractor service or repair, including tires, up to 15% of the total receipts, surcharge the Prem/Prod CO rate 25%. \\nRequired Forms: \\nASIC-GL-0057, Animal Exclusion;\\nASIC-GL-0144, (IN only) Total Pollution Exclusion - Indiana;\\nCG 2149, Total Pollution Exclusion (except IN and LA);\\nCG 2165, (LA only) Total Pollution Exclusion (with Exceptions);\\nCG 2196, Silica or Silica-Related Dust Exclusion; \\nCG 2268, Operation of Customers Autos on particular Premises; \\n\",\n \"IsoNotes\": \"\\nThis classification includes coverage for operation of customers automobiles on insured's premises. Use Operation Of Customers Autos On Particular Premises Endorsement CG 22 68.\\nRetail operations shall be separately classified and rated.\\nFor premium computation purposes, receipts from towel dispensers, vacuum cleaners, etc. are to be included in gross sales.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"10075\",\n \"Description\": \"Automobile Repair Shops - self- service\",\n \"Authority\": \"P/P\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\\nThis classification includes coverage for operation of customers automobiles on insured's premises. Use Operation Of Customers Autos On Particular Premises Endorsement CG 22 68.\\nRetail operations shall be separately classified and rated.\\nFor premium computation purposes, receipts from towel dispensers, vacuum cleaners, etc. are to be included in gross sales.\\nA $250.00 deductible per claim applies to property damage to customers automobiles. Use Deductible Liability Insurance Endorsement CG 03 00.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"51250\",\n \"Description\": \"Automobile, Bus and Truck Body Mfg.\",\n \"Authority\": \"P/P\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"51252\",\n \"Description\": \"Automobile, Bus or Truck Parts Mfg. - not operating parts\",\n \"Authority\": \"S/S\",\n \"CompanyNotes\": \" \\nProhibited: \\n1. Operating part manufacturing (includes: wheels, axle and component parts of the engine, drive train, suspensions, steering, ignition, electrical or hydraulic systems or any component parts of these systems of the vehicle)\\n2. Trailer hitch manufacturing and/or assembly.\\n \",\n \"IsoNotes\": \"\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"51251\",\n \"Description\": \"Automobile, Bus or Truck Parts Mfg. - brakes or brake linings\",\n \"Authority\": \"P/P\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"51253\",\n \"Description\": \"Automobile, Bus or Truck Parts Mfg. - operating parts\",\n \"Authority\": \"P/P\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\\nThis classification applies to the wheels, axle and component parts of the engine, drive train, suspension, steering, ignition, electrical or hydraulic systems or any component parts of these systems of the vehicle.\\nThe manufacturing of the following shall be separately classified and rated:\\n- Brakes or brake linings\\n- Batteries\\n- Tires\\n- Inner tubes\\n- Bodies and engines\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"51254\",\n \"Description\": \"Automobile, Bus or Truck Parts Mfg. - passenger restraining devices\",\n \"Authority\": \"P/P\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\\nThis classification includes safety belts, infant seats, air bags and other restraining devices.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"51305\",\n \"Description\": \"Baby Food Mfg. -NOC\",\n \"Authority\": \"P/P\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"51300\",\n \"Description\": \"Baby Food Mfg. - in glass containers\",\n \"Authority\": \"P/P\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"45334\",\n \"Description\": \"Bail Bond Operations #\\n(Rated as Insurance Agents - 45334)\",\n \"Authority\": \"A/P\",\n \"CompanyNotes\": \"\\nCoverage restricted to premise liability only- OL&T.\\nSubmit:\\nAdditional Interests other than landlords\\nRequired Forms:\\nASIC-GL-0066,Assault and Battery Exclusion;\\nASIC-GL-0138, Exclusion- Contractors and Subcontractors; \\nCG 2104, Products/Completed Operations Exclusion;\\nCG 2116, Exclusion- Designated Professional Services;\\nCG 2138, Personal/Advertising Injury Exclusion;\\nCG 2139, Contractual Limitation (do not attach CG 2426);\\nCG 2248, Exclusion-Insurance and related Operations;\\nCG 2144, Limitation of Coverage to Designated Premises;\\n\",\n \"IsoNotes\": \"\\nProfessional services are excluded. Use Exclusion - Insurance And Related Operations Endorsement CG 22 48.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"10100\",\n \"Description\": \"Bakeries\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\nProhibited: \\n1. Hired and/or NonOwned Auto Coverage\\n2. Sale and distribution of products containing marijuana or cannabis\\nRequired Forms: \\nASIC-GL-0045, (AR, AZ, CT, DE, FL, HI, IL, LA, MD, MI, MN, MT, ND, NH, NJ, NM, NY, OH, OK, PA, RI, TX, VT and WV only) Marijuana/Cannabis Liability Exclusion; \",\n \"IsoNotes\": \"\\nThis classification includes baking operations at the same location as the store if the products baked are sold principally in that store.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"51315\",\n \"Description\": \"Bakery Plants\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\nProhibited: \\n1. Hired and/or NonOwned Auto Coverage\\n2. Sale and distribution of products containing marijuana/cannabis\\nRequired Forms: \\nASIC-GL-0045, (AR, AZ, CT, DE, FL, HI, IL, LA, MD, MI, MN, MT, ND, NH, NJ, NM, NY, OH, OK, PA, RI, TX, VT and WV only) Marijuana/Cannabis Liability Exclusion;\",\n \"IsoNotes\": \"\\nRisks shall be classified and rated as Bakeries if products baked are sold principally in the insured's own retail store at the same location.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"10111\",\n \"Description\": \"Barber or Beauty Shop Supplies Distributors\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\n1. Separately class and rate retail sales, including internet retail sales, that exceed 20% of gross sales.\\n2. Supplemental application required. \\nSubmit:\\nManufacturers representatives\\nProhibited:\\n1. Assembling operations\\n2. Foreign Products (refer to appropriate manufacturing class)\\n3. Hired and/or Nonowned Auto Coverage\\n4. Importers\\n5. Manufacturers as additional insureds\\n6. Products manufactured/designed by or for the insured\\n7. Mixing or blending of products\\n8. Relabeling or repackaging of products \\n9. Sale of used products\\nRequired Forms:\\nASIC-GL-0087, Scheduled Products Exclusion;\\n\\nOptional Coverages: ?\\nContractors Home Repair and Remodeling (ASIC-GL-0092) $15,000 limit available for 10% of the GL premium subject to $250 minimum premium.\\n\",\n \"IsoNotes\": \"\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"10113\",\n \"Description\": \"Barber Shops\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\n1. Day spas rate under Spas or Personal Enhancement Facilities (18200)\\n2. Supplemental application required \\nProhibited:\\n1. Acne scare treatment\\n2. Ear candling \\n3. Botox injections\\n4. Chemical peels\\n5. Cosmetic injections \\n6. Hair implants \\n7. Laser hair removal in excess of 30% of gross sales \\n8. Manufacturing or hair or skin care products \\n9. Med spas \\n10. Micro-needle therapy\\n11. Permanent make-up in excess of 20% of gross sales (refer to Tattoo Parlors classification 18570)\\n13. Podiatry detoxification\\n14. Vitamins and/or supplements\\nRequired Forms:\\nASIC-GL-0053, Fungi or Bacteria Exclusion (required if ASIC-GL-0024 is attached to the policy);\\nASIC-GL-0062, Communicable Disease Exclusion; \\nASIC-GL-0064, Exclusion Cancer; \\nASIC-GL-0074, Sexual and/or Physical Abuse Exclusion; \\n\\n\\nCG 2116, Exclusion- Designated Professional Services (indicate Any and all professional exposures);\\nOptional Forms: : \\nASIC-GL-0058, Additional Insured Independent Contractor (Indicate: All operators at (address of shop));\\nCoverage Options:\\n1. Errors and Omissions Coverage (ASIC-GL-0024) is included at limits equal to the General Liability limit (If ASIC-GL-0024 is NOT selected, then Exclusion- Designated Professional Services (CG 2116) is required). \\n2. Sexual and/or Physical Abuse (ASIC-GL-0077) included at $25,000/$50,000 limits. Increased limits of $100,000/$100,000 available for a $200 flat charge (If ASIC-GL-0077 is NOT selected, then Sexual and/or Physical Abuse Exclusion (ASIC-GL-0074) is required). \\n\",\n \"IsoNotes\": \"\\nProfessional services are excluded. Use Exclusion - Specified Therapeutic Or Cosmetic Services Endorsement CG 22 45.\\nShops engaged in hair dyeing and permanent waving shall be classified and rated as \\\"Beauty Parlors and Hair Styling Salons\\\".\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"10120\",\n \"Description\": \"Bathhouses or Bathing Pavilions\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \" \\nRequired Forms:\\nASIC-GL-0062, Communicable Disease Exclusion;\\n\",\n \"IsoNotes\": \"\\nThe following shall be separately classified and rated:\\n- Amusement devices\\n- Restaurant or refreshment stands operated in connection with bathhouses or bathing pavilions\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"51330\",\n \"Description\": \"Battery Mfg. - dry cell\",\n \"Authority\": \"P/P\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"51333\",\n \"Description\": \"Battery Mfg. - wet cell or storage\",\n \"Authority\": \"P/P\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"10132\",\n \"Description\": \"Bazaars - operated by the insured - Not-For-Profit\",\n \"Authority\": \"S/S\",\n \"CompanyNotes\": \" \\nIndividual vendors coverage (including that of the insured), refer to Push Cart classification (18437)\\nProhibited:\\nVendors as additional insureds\\nRequired Forms: \\nASIC-GL-0066, Assault and/Battery Exclusion; \\nASIC-GL-0079, Total Liquor Liability Exclusion; \\nCG 2104, Products/Completed Operations Exclusion; \\nCG 2139, Contractual Liability Limitation; \\n\",\n \"IsoNotes\": \"\\nThis classification applies to temporary public sales conducted by an insured not in the retail business.\\nThis classification does not apply to risks with amusement devices. Such risks shall be classified and rated as \\\"Carnivals\\\".\\nBazaars conducted on church or club premises are included under the \\\"Churches\\\" or \\\"Clubs\\\" classifications.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"10130\",\n \"Description\": \"Bazaars - operated by the insured - Other than Not- For-Profit\",\n \"Authority\": \"S/S\",\n \"CompanyNotes\": \" \\nIndividual vendors coverage (including that of the insured), refer to Push Cart classification (18437)\\nProhibited:\\nVendors as additional insureds\\nRequired Forms: \\nASIC-GL-0066, Assault and/Battery Exclusion; \\nASIC-GL-0079, Total Liquor Liability Exclusion; \\nCG 2104, Products/Completed Operations Exclusion; \\nCG 2139, Contractual Liability Limitation; \\n\",\n \"IsoNotes\": \"\\nThis classification applies to temporary public sales conducted by an insured not in the retail business.\\nThis classification does not apply to risks with amusement devices. Such risks shall be classified and rated as \\\"Carnivals\\\".\\nBazaars conducted on church or club premises are included under the \\\"Churches\\\" or \\\"Clubs\\\" classifications.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"10133\",\n \"Description\": \"Beach Chairs and Umbrellas - rented to others\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\nSupplemental application required\",\n \"IsoNotes\": \"\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"10135\",\n \"Description\": \"Beaches - bathing commercially operated\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \" \\nProhibited: \\nOcean Beaches. \\nELPS:\\nELP - Prem Ops - 7.00\",\n \"IsoNotes\": \"\\nThe following shall be separately classified and rated:\\n- Amusement devices\\n- Restaurants\\n- Refreshment stands\\n- Umbrella and beach chair rentals\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"40072\",\n \"Description\": \"Beaches - bathing not commercially operated\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \" \\nProhibited: \\nOcean Beaches. \\nELPS:\\nELP - Prem Ops - 275.00\",\n \"IsoNotes\": \"\\nThe following shall be separately classified and rated:\\n- Amusement devices\\n- Restaurants\\n- Refreshment stands\\n- Umbrella and beach chair rentals\\nBasis of premium is each beach.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"51340\",\n \"Description\": \"Bearing Mfg.\",\n \"Authority\": \"P/P\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"48557\",\n \"Description\": \"Beauty Contests #\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\\nThis classification includes concerts, dances, outings, picnics and theatrical performances.\\nSocial gatherings or meetings for periods of four days or more shall be referred to company.\\nBasis of premium is each location.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"10115\",\n \"Description\": \"Beauty Parlors and Hair Styling Salons\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \" \\n1. Day spas rate under Spas or Personal Enhancement Facilities (18200)\\n2. Supplemental application required \\nSubmit:\\nLice removal off premises.\\nProhibited: \\n1. Acne scare treatment \\n2. Botox injections\\n3. Chemical peels\\n4. Cosmetic injections \\n5. Ear candling\\n6. Hair implants \\n7. Laser hair removal in excess of 30% of gross sales \\n8. Manufacturing or hair or skin care products \\n9. Med spas \\n10. Micro-needle therapy\\n11. Permanent make-up in excess of 20% of gross sales (refer to Tattoo Parlors classification 18570)\\n12. Podiatry detoxification\\n13. Vitamins and/or supplements\\nRequired Forms: \\nASIC-GL-0053, Fungi or Bacteria Exclusion (required if ASIC-GL-0024 is attached to the policy);\\nASIC-GL-0062, Communicable Disease Exclusion; \\nASIC-GL-0064, Exclusion Cancer; \\nASIC-GL-0074, Sexual and/or Physical Abuse Exclusion; \\n\\n\\n\\nCG 2116, Exclusion- Designated Professional Services (indicate Any and all professional exposures);\\nOptional Forms: : \\nASIC-GL-0058, Additional Insured Independent Contractor (Indicate: All operators at (address of shop));\\nCoverage Options:\\n1. Errors and Omissions Coverage (ASIC-GL-0024) is included at limits equal to the General Liability limit (If ASIC-GL-0024 is NOT selected, then Exclusion- Designated Professional Services (CG 2116) is required). \\n2. Sexual and/or Physical Abuse (ASIC-GL-0077) included at $25,000/$50,000 limits. Increased limits of $100,000/$100,000 available for a $200 flat charge (If ASIC-GL-0077 is NOT selected, then Sexual and/or Physical Abuse Exclusion (ASIC-GL-0074) is required). \\n\",\n \"IsoNotes\": \"\\nThis classification includes establishments that do cosmetic services and electrolysis.\\nProfessional services are excluded. Use Exclusion - Specified Therapeutic Or Cosmetic Services Endorsement CG 22 45.\\nSun Tanning Salons shall be separately classified and rated.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"45210\",\n \"Description\": \"Bed and Breakfasts\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \" \\n1. Separately rate and classify land in excess of 25 acres. Refer to Vacant Land classification (49451)\\n2. Swimming pool exposure is contemplated within the rating \\nSubmit: \\nWater or snow tubing \\nProhibited: \\n1. ATVs\\n2. Outdoor swimming pools that are not fenced or enclosed by the building structure and fenced pools without self-latching gate\\n3. Snowmobiles\\n4. Swimming/wading pools, hot tubs or spas not in compliance with the Virginia Graeme Baker Pool and Spa Safety Act\\n\\nCredits and Surcharges: \\n1. Boats in excess of 26 feet or motors in excess of 150 h.p surcharge rates 20%\\n2. Non-smoking facilities, a 15% credit may be applied\\nRequired Forms: \\nASIC-GL-0100, Vermin; \\nCG 2416, Canoes or Rowboats\\nCoverage Options: \\nInnkeepers Liability (ASIC-GL-0075) is available at $2,000/$20,000 limits with a $250 deductible and a $200 flat charge.\",\n \"IsoNotes\": \"\\nThis classification applies to risks that meet the following criteria:\\n- The building must qualify as a residence that is either occupied by an owner, manager or caretaker or has an owner, manager or caretaker occupying another residence on the same premises.\\n- The residence provides no more than 10 guest bedrooms.\\n- Meals are provided to guests only at no additional charge. If some meals are provided to guests at a separate charge, then that exposure must be separately classified and rated with the appropriate restaurant classification.\\nSwimming pools shall be separately classified and rated.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"51350\",\n \"Description\": \"Beer, Ale or Malt Liquor Mfg. - in bottles\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"LIABILITY:\\r\\nSubmit:\\r\\n1. Limited Product Withdrawal Expense Endorsement limits in excess of $7,500\\r\\n2. Recall of products- Voluntary or involuntary\\r\\nProhibited:\\r\\n1. (FSIS)- Food Safety and Inspection Service - Risks subject to but not approved for operation under either the Food Safety and Inspection Service (FSIS) under the jurisdiction of USDA or by an equivalent state or federal regulation and inspection program\\r\\n2. Internet or mail order sales\\r\\n3. Marijuana/cannabis\\r\\nRequired Forms:\\r\\nASIC-GL-0045, Marijuana/Cannabis Liability Exclusion\\r\\nASIC-GL-0054, Specified Products Liability (required if Products Liability provided);\\r\\nCoverage Options:\\r\\nLimited Product Withdrawal Expense Endorsement (CG0436) available for $7,500 aggregate limit at no additional charge. Indicate \\\"0\\\" for Deductible Amount and Participation Percentage. For the Cut-off Date, indicate the inception date of the first Ategrity policy with continuous renewal coverage with Ategrity to current policy.\\r\\nEXCESS LIABILITY:\\r\\nRequired Forms:\\r\\nASIC-XL-0013, Designated Operations Exclusion (Fill in \\\"Any/all product recall coverage\\\");\\r\\nASIC-XL-0029, Designated Products Endorsement\",\n \"IsoNotes\": \"\\nThis classification includes retail sales of beverages for off-premises consumption only, provided the sales are made at the same premises where the beverages are manufactured. Retail sales of beverages for on-premises consumption shall be separately classified and rated under the appropriate \\\"Restaurant\\\" classification.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"51351\",\n \"Description\": \"Beer, Ale or Malt Liquor Mfg. - in cans\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"LIABILITY:\\r\\nSubmit:\\r\\n1. Limited Product Withdrawal Expense Endorsement limits in excess of $7,500\\r\\n2. Recall of products- Voluntary or involuntary\\r\\nProhibited:\\r\\n1. (FSIS)- Food Safety and Inspection Service - Risks subject to but not approved for operation under either the Food Safety and Inspection Service (FSIS) under the jurisdiction of USDA or by an equivalent state or federal regulation and inspection program\\r\\n2. Internet or mail order sales\\r\\n3. Marijuana/cannabis\\r\\nRequired Forms:\\r\\nASIC-GL-0045, Marijuana/Cannabis Liability Exclusion;\\r\\nASIC-GL-0054, Specified Products Liability (required if Products Liability provided);\\r\\nCoverage Options:\\r\\nLimited Product Withdrawal Expense Endorsement (CG0436) available for $7,500 aggregate limit at no additional charge. Indicate \\\"0\\\" for Deductible Amount and Participation Percentage. For the Cut-off Date, indicate the inception date of the first Ategrity policy with continuous renewal coverage with Ategrity to current policy.\\r\\nEXCESS LIABILITY:\\r\\nRequired Forms:\\r\\nASIC-XL-0013, Designated Operations Exclusion (Fill in \\\"Any/all product recall coverage\\\");\\r\\nASIC-XL-0029, Designated Products Endorsement\",\n \"IsoNotes\": \"\\nThis classification includes retail sales of beverages for off-premises consumption only, provided the sales are made at the same premises where the beverages are manufactured. Retail sales of beverages for on-premises consumption shall be separately classified and rated under the appropriate \\\"Restaurant\\\" classification.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"51352\",\n \"Description\": \"Beer, Ale or Malt Liquor Mfg. - not bottled or canned\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"LIABILITY:\\r\\nSubmit:\\r\\n1. Limited Product Withdrawal Expense Endorsement limits in excess of $7,500\\r\\n2. Recall of products- Voluntary or involuntary\\r\\nProhibited:\\r\\n1. (FSIS)- Food Safety and Inspection Service - Risks subject to but not approved for operation under either the Food Safety and Inspection Service (FSIS) under the jurisdiction of USDA or by an equivalent state or federal regulation and inspection program\\r\\n2. Internet or mail order sales\\r\\n3. Marijuana/cannabis\\r\\nRequired Forms:\\r\\nASIC-GL-0045, Marijuana/Cannabis Liability Exclusion;\\r\\nASIC-GL-0054, Specified Products Liability (required if Products Liability provided);\\r\\nCoverage Options:\\r\\nLimited Product Withdrawal Expense Endorsement (CG0436) available for $7,500 aggregate limit at no additional charge. Indicate \\\"0\\\" for Deductible Amount and Participation Percentage. For the Cut-off Date, indicate the inception date of the first Ategrity policy with continuous renewal coverage with Ategrity to current policy.\\r\\nEXCESS LIABILITY:\\r\\nRequired Forms:\\r\\nASIC-XL-0013, Designated Operations Exclusion (Fill in \\\"Any/all product recall coverage\\\");\\r\\nASIC-XL-0029, Designated Products Endorsement\",\n \"IsoNotes\": \"\\nThis classification includes retail sales of beverages for off-premises consumption only, provided the sales are made at the same premises where the beverages are manufactured. Retail sales of beverages for on-premises consumption shall be separately classified and rated under the appropriate \\\"Restaurant\\\" classification.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"51355\",\n \"Description\": \"Beverage Bottler - soft drinks - carbonated - in cans or plastic bottles\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\nSubmit:\\n1. Energy drinks\\n2. Limited Product Withdrawal Expense Endorsement limits in excess of $7,500\\n3. Recall of products- Voluntary or involuntary\\nProhibited:\\n1. (FSIS)- Food Safety and Inspection Service - Risks subject to but not approved for operation under either the Food Safety and Inspection Service (FSIS) under the jurisdiction of USDA or by an equivalent state or federal regulation and inspection program\\n2. Kava\\n3. Marijuana/cannabis\\nRequired Forms:\\nASIC-GL-0045, Marijuana/Cannabis Liability Exclusion;\\nASIC-GL-0054, Specified Products Liability (required if Products Liability provided);\\nCoverage Options:\\nLimited Product Withdrawal Expense Endorsement (CG 0436) available for $7,500 aggregate limit at no additional charge. Indicate \\\"0\\\" for Deductible Amount and Participation Percentage. For the Cut-off Date, indicate the inception date of the first Ategrity policy with continuous renewal coverage with Ategrity to current policy.\\n\",\n \"IsoNotes\": \"\\nThis classification includes manufacturing of soft drinks from syrups or flavoring extracts.\\nRisks engaged exclusively in the manufacturing of syrups, extracts and fruit juices shall be separately classified and rated.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"51356\",\n \"Description\": \"Beverage Bottler - soft drinks - carbonated - in glass bottles\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\nSubmit:\\n1. Energy drinks\\n2. Limited Product Withdrawal Expense Endorsement limits in excess of $7,500\\n3. Recall of products- Voluntary or involuntary\\nProhibited:\\n1. Risks subject to but not approved for operation under either the Food Safety and Inspection Service (FSIS) under the jurisdiction of USDA or by an equivalent state or federal regulation and inspection program\\n2. Kava\\n3. Marijuana/cannabis\\nRequired Forms:\\nASIC-GL-0045, Marijuana/Cannabis Liability Exclusion;\\nASIC-GL-0054, Specified Products Liability (required if Products Liability provided);\\nCoverage Options:\\nLimited Product Withdrawal Expense Endorsement (CG 0436) available for $7,500 aggregate limit at no additional charge. Indicate \\\"0\\\" for Deductible Amount and Participation Percentage. For the Cut-off Date, indicate the inception date of the first Ategrity policy with continuous renewal coverage with Ategrity to current policy.\\n\",\n \"IsoNotes\": \"\\nThis classification includes manufacturing of soft drinks from syrups or flavoring extracts.\\nRisks engaged exclusively in the manufacturing of syrups, extracts and fruit juices shall be separately classified and rated.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"51357\",\n \"Description\": \"Beverage Bottler - soft drinks - in metal cylinders\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\nSubmit:\\n1. Energy drinks\\n2. Limited Product Withdrawal Expense Endorsement limits in excess of $7,500\\n3. Recall of products- Voluntary or involuntary\\nProhibited:\\n1. (FSIS)- Food Safety and Inspection Service - Risks subject to but not approved for operation under either the Food Safety and Inspection Service (FSIS) under the jurisdiction of USDA or by an equivalent state or federal regulation and inspection program\\n2. Kava\\n3. Marijuana/cannabis\\nRequired Forms:\\nASIC-GL-0045, Marijuana/Cannabis Liability Exclusion;\\nASIC-GL-0054, Specified Products Liability (required if Products Liability provided);\\nCoverage Options:\\nLimited Product Withdrawal Expense Endorsement (CG 0436) available for $7,500 aggregate limit at no additional charge. Indicate \\\"0\\\" for Deductible Amount and Participation Percentage. For the Cut-off Date, indicate the inception date of the first Ategrity policy with continuous renewal coverage with Ategrity to current policy.\\n\",\n \"IsoNotes\": \"\\nThis classification includes manufacturing of carbonated and non-carbonated soft drinks.\\nRisks engaged exclusively in the manufacturing of syrups, extracts, fruit and vegetable juices shall be separately classified and rated.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"51358\",\n \"Description\": \"Beverage Bottler - soft drinks - in paper containers\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\nSubmit:\\n1. Energy drinks\\n2. Limited Product Withdrawal Expense Endorsement limits in excess of $7,500\\n3. Recall of products- Voluntary or involuntary\\nProhibited:\\n1. (FSIS)- Food Safety and Inspection Service - Risks subject to but not approved for operation under either the Food Safety and Inspection Service (FSIS) under the jurisdiction of USDA or by an equivalent state or federal regulation and inspection program\\n2. Kava\\n3. Marijuana/cannabis\\nRequired Forms:\\nASIC-GL-0045, Marijuana/Cannabis Liability Exclusion;\\nASIC-GL-0054, Specified Products Liability (required if Products Liability provided);\\nCoverage Options:\\nLimited Product Withdrawal Expense Endorsement (CG 0436) available for $7,500 aggregate limit at no additional charge. Indicate \\\"0\\\" for Deductible Amount and Participation Percentage. For the Cut-off Date, indicate the inception date of the first Ategrity policy with continuous renewal coverage with Ategrity to current policy.\\n\",\n \"IsoNotes\": \"\\nThis classification includes manufacturing of soft drinks from syrups or flavoring extracts.\\nRisks engaged exclusively in the manufacturing of syrups, extracts, fruit and vegetable juices shall be separately classified and rated.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"51359\",\n \"Description\": \"Beverage Bottler - soft drinks - not carbonated - in bottles or cans\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\nSubmit:\\n1. Energy drinks\\n2. Limited Product Withdrawal Expense Endorsement limits in excess of $7,500\\n3. Recall of products- Voluntary or involuntary\\nProhibited:\\n1. (FSIS)- Food Safety and Inspection Service - Risks subject to but not approved for operation under either the Food Safety and Inspection Service (FSIS) under the jurisdiction of USDA or by an equivalent state or federal regulation and inspection program\\n2. Kava\\n3. Marijuana/cannabis\\nRequired Forms:\\nASIC-GL-0045, Marijuana/Cannabis Liability Exclusion;\\nASIC-GL-0054, Specified Products Liability (required if Products Liability provided);\\nCoverage Options:\\nLimited Product Withdrawal Expense Endorsement (CG 0436) available for $7,500 aggregate limit at no additional charge. Indicate \\\"0\\\" for Deductible Amount and Participation Percentage. For the Cut-off Date, indicate the inception date of the first Ategrity policy with continuous renewal coverage with Ategrity to current policy.\\n\",\n \"IsoNotes\": \"\\nThis classification includes manufacturing of soft drinks from syrups or flavoring extracts.\\nRisks engaged exclusively in the manufacturing of syrups, extracts, fruit and vegetable juices shall be separately classified and rated.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"10140\",\n \"Description\": \"Beverage Distributors - alcoholic other than beer\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\nSupplemental application required \\nSubmit:\\nManufacturers representatives\\nProhibited:\\n1. Assembling operations\\n2. Foreign Products (refer to appropriate manufacturing class)\\n3. Hired and/or Nonowned Auto Coverage\\n4. Importers\\n5. Internet and mail order sales\\n6. Kava \\n7. Manufacturers as additional insureds\\n8. Mixing or blending of products\\n9. Products manufactured/designed by or for the insured\\n10. Relabeling or repackaging of products \\n11. Used products\\nRequired Forms:\\nASIC-GL-0087, Scheduled Products Exclusion;\\n\\nOptional Coverage:\\nContractors Home Repair and Remodeling (ASIC-GL-0092) $15,000 limit available for 10% of the GL premium subject to $250 minimum premium.\\n\",\n \"IsoNotes\": \"\\nBottling, canning or filling of containers shall be separately classified and rated under the appropriate manufacturing classification.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"10141\",\n \"Description\": \"Beverage Distributors - nonalcoholic and beer\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\n1. Separately class and rate retail sales, including internet sales, that exceed 20% of gross sales.\\n2. Supplemental applicaiton required.\\nSubmit:\\nManufacturers representatives\\nProhibited:\\n1. Assembling operations\\n2. Foreign Products (refer to appropriate manufacturing class)\\n3. Hired and/or Nonowned Auto Coverage\\n4. Importers\\n5. Internet and mail order sales\\n6. Kava \\n7. Manufacturers as additional insureds\\n8. Mixing or blending of products\\n9. Products manufactured/designed by or for the insured\\n10. Relabeling or repackaging of products \\n11. Used products\\nRequired Forms:\\nASIC-GL-0087, Scheduled Products Exclusion;\\n\\nOptional Coverage:\\nContractors Home Repair and Remodeling (ASIC-GL-0092) $15,000 limit available for 10% of the GL premium subject to $250 minimum premium.\\n\",\n \"IsoNotes\": \"\\nBottling, canning or filling of containers shall be separately classified and rated under the appropriate manufacturing or bottling classification.\\nSales of dairy products shall be separately classified and rated under \\\"Distributors - food or drink\\\".\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"10145\",\n \"Description\": \"Beverage Stores - liquor and wine\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"LIABILITY:\\r\\nSubmit:\\r\\nHookah exposures (communal smoking)\\r\\nProhibited:\\r\\n1. Blending of electronic/vapor cigarette liquids\\r\\n2. Sale of electronic/vapor cigarettes and /or liquids or vapors for same in excess of 15% of gross receipts\\r\\n3. Sale of marijuana/cannabis or products containing marijuana/cannabis\\r\\nRequired Forms:\\r\\nASIC-GL-0097, Tobacco or Nicotine Products Health Hazard Exclusion;\\r\\nCoverage Options:\\r\\nElectronic Data Liability (CG 0437) is available for limits of:\\r\\n$10,000 = $100\\r\\n$20,000 = $150\\r\\n$50,000 = $200\\r\\nEXCESS LIABILITY:\\r\\nRequired Forms:\\r\\nASIC-XL-0026, Advertising Injury Exclusion;\\r\\nASIC-XL-0027, Personal Injury Exclusion;\\r\\nASIC-XL-0038, Chinese Drywall Exclusion;\\r\\nASIC-XL-0039, Tobacco or Nicotine Products Health Hazard Exclusion\",\n \"IsoNotes\": \"\\nThis classification includes incidental sales of soft drinks and beer.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"10146\",\n \"Description\": \"Beverage Stores - soft drinks and beer\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\nSubmit:\\nHookah exposures (communal smoking)\\nProhibited:\\n1. Blending of electronic/vapor cigarette liquids\\n2. Sale of electronic/vapor cigarettes and /or liquids or vapors for same in excess of 15% of gross receipts\\n3. Sale of marijuana/cannabis or products containing marijuana/cannabis\\nRequired Forms:\\nASIC-GL-0097, Tobacco or Nicotine Products Health Hazard Exclusion;\\nCoverage Options:\\nElectronic Data Liability (CG 0437) is available for limits of:\\n$10,000 = $100\\n$20,000 = $150\\n$50,000 = $200\\n\",\n \"IsoNotes\": \"\\nStores selling liquor and wine shall be separately classified and rated as \\\"Beverage Stores - liquor and wine\\\".\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"51370\",\n \"Description\": \"Bicycle Mfg. - not motorized or motorized\",\n \"Authority\": \"P/P\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"10150\",\n \"Description\": \"Bicycle Stores - sales and servicing\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\nSubmit:\\nSale of motorized units\\nProhibited: \\nRental exposure in excess of 10% of total sales\\nRequired Forms:\\nASIC-GL-0097, Tobacco or Nicotine Products Health Hazard Exclusion;\\nELPS:\\nELP - Products - 2.73\\nCoverage Options:\\nElectronic Data Liability (CG 0437) is available for limits of:\\n$10,000 = $100\\n$20,000 = $150\\n$50,000 = $200\\n\",\n \"IsoNotes\": \"\\nBicycle rental shall be separately classified and rated.\\nMoped sales shall be separately classified as \\\"Recreational Vehicle Dealers\\\".\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"10151\",\n \"Description\": \"Bicycles - rented to others\",\n \"Authority\": \"S/S\",\n \"CompanyNotes\": \" \\nSubmit:\\nIf incidental exposure, 10% or less of total receipts.\\nProhbited: \\nRental exposure in excess of 10% of total sales\\nRequired Forms: \\nASIC-GL-0099, Exclusion- Athletic or Sports Participants; \\nCoverage Options: \\nLeisure Sports and Recreational Athletic Activity Limited Participant Coverage (ASIC-GL-0098) is included at $25,000/$50,000 limits(If ASIC-GL-0098 is NOT selected, then Exclusion- Athletic or Sports Participants (ASIC-GL-0099) is required).\",\n \"IsoNotes\": \"\\nThis classification includes the incidental rental of mopeds.\\nThe servicing and repair of bicycles not owned by the insured and the sale of new and used bicycles shall be separately classified and rated as \\\"Bicycle Stores\\\".\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"10160\",\n \"Description\": \"Billiard or Pool Halls\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\\nRestaurants or refreshment stands shall be separately classified and rated.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"51380\",\n \"Description\": \"Billiard or Pool Table Mfg.\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \" \\nRequired Forms:\\nASIC-GL-0054, Specified Products Liability (required if Products Liability provided);\\n\",\n \"IsoNotes\": \"\\nThis classification includes installation.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"40075\",\n \"Description\": \"Bingo Games - in public halls or theaters - commercially operated\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\n1. Events must be scheduled on the policy to be covered\\n2. Event and/or party planners refer to Event, Party or Wedding Planners classification (44280)\\n3. Spectator Liability only\\nProhibited:\\n1. Athletic participant's coverage on contact sports \\n2. Entertainers and/or performers as additional insureds\\n3. Hired and/or Nonowned Auto Coverage \\n4. Host Liquor Liability for BYOB exposures\\n5. Inflatables not set up and/or monitored throughout event by vendor\\n6. Liquor manufacturers or distributors as additional insureds \\n7. Marijuana/cannabis exposures\\n8. Rage rooms\\n9. Tobacco manufacturers as additional insureds \\nCredits and Surcharges:\\nEvent Attendance Modifier: \\n3,000 - 5,000 attendees= .80 mod \\n5,001 10,000 attendees= .75 mod\\n10,001 20,000 attendees= .65 mod \\nMore than 20,000 attendees= .55 mod\\nRequired Forms:\\nASIC-GL-0059, Amusement Ride Exclusion; \\nASIC-GL-0066, Total Assault and/or Battery Exclusion; \\nASIC-GL-0079, Total Liquor Liability Exclusion; \\nASIC-GL-0114, Special Event Participant Exclusion; \\nCG 2116, Exclusion Designated Professional Services (Indicate: Any and all professional exposures); \\nCG 2144, Limitation of Coverage to Designated Premises or Project; \",\n \"IsoNotes\": \"\\nRefreshment stands shall be separately classified and rated.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"13206\",\n \"Description\": \"Biofuels Distributors - ethanol\",\n \"Authority\": \"P/P\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\\nThis classification applies to the distribution of ethanol only.\\nThis classification excludes injury or damage resulting from a failure to supply. Use Exclusion - Failure To Supply Endorsement CG 22 50.\\nBasis of premium is per 1,000 gallons.\\nWhen products coverage is afforded, this classification includes coverage for bodily injury or property damage arising from the delivery of any liquid product into a wrong receptacle or to a wrong address or the erroneous delivery of one liquid product for another, if the bodily injury or property damage occurs after delivery has been completed.\\nUse Misdelivery Of Liquid Products Coverage Endorsement CG 22 66.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"13207\",\n \"Description\": \"Biofuels Distributors - other than ethanol\",\n \"Authority\": \"P/P\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\\nThis classification excludes injury or damage resulting from a failure to supply. Use Exclusion - Failure To Supply Endorsement CG 22 50.\\nBasis of premium is per 1,000 gallons.\\nWhen products coverage is afforded, this classification includes coverage for bodily injury or property damage arising from the delivery of any liquid product into a wrong receptacle or to a wrong address or the erroneous delivery of one liquid product for another, if the bodily injury or property damage occurs after delivery has been completed.\\nUse Misdelivery Of Liquid Products Coverage Endorsement CG 22 66.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"53951\",\n \"Description\": \"Biofuels Manufacturing - ethanol\",\n \"Authority\": \"P/P\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"53952\",\n \"Description\": \"Biofuels Manufacturing - other than ethanol\",\n \"Authority\": \"P/P\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"91200\",\n \"Description\": \"Blacksmithing\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \" \\nProhibited:\\nWork on race horses\\n\",\n \"IsoNotes\": \"\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"91210\",\n \"Description\": \"Blasting Operations\",\n \"Authority\": \"S/S\",\n \"CompanyNotes\": \"\\n1. $2,500 minimum premium required. \\n2. Address of demolition site should be confirmed prior to commencing work. \\n3. Confirm utilities shut-off at location scheduled for demolition.\\n4. Per job basis policies only are to be issued with 100% fully earned premium- length of project should be provided.\\n5. Salvage operations refer to refer to Building Materials Dealers - Secondhand Materials classification (10256).\\n6. Supplemental application required.\\nSubmit:\\n1. Abutting, adjoining, common or party wall exposures\\n2. Buildings in excess of 5 stories\\n3. Demolition of part of an occupied structure\\n4. Hazardous material exposures performed by the insureds subcontractors (incl. asbestos, lead, mold) \\n5. Project specific policies\\n6. Structures other than buildings\\n7. Wrecking ball or similar device\\nProhibited:\\n1. Bridges\\n2. Hazardous material exposures performed by the insureds employees (incl. asbestos, lead, mold) \\n3. Hired and/or Nonowned Auto Coverage\\n4. Landfills and dump sites- owned and operated\\n5. Pollution exposures\\n\\n6. Removal of underground tanks\\nCredits and Surcharges:\\nExplosive use surcharge the General Liability rates by 25%\\nELPS: \\nELP - Prem Ops - \\nAll states except LA - 80.00;\\nLA - 328.00\\nRequired Forms:\\nASIC-GL-0013, Minimum Earned Premium 100% (required for short-term policies only);\\nASIC-GL-0095, (NY only) Absolute Employee and Worker Injury Liability Exclusion (do not attach CG 2139 or CG 2426 with ASIC-GL-0095);\\nASIC-GL-0101, Earth or Land Movement Exclusion;\\nASIC-GL-0111, (PA only) Exclusion- Work in the State of New York; \\nASIC-GL-0123, Demolition Endorsement;\\nASIC-GL-0144, (IN only) Total Pollution Exclusion Indiana; \\nCG 2144, Limitation of Coverage to Designated Premises or Project (required for short- term policies only); \\nCG 2149, Total Pollution Exclusion (except IN and LA);\\nCG 2154, Exclusion Designated Operations Covered by a Consolidated (Wrap-Up) Insurance Program (Indicate: All operations covered by a consolidated (wrap- up) insurance program); \\nCG 2165, (LA only) Exclusion- Total Pollution Exclusion (with exceptions);\\n\\nOptional Forms: : \\nASIC-GL-0117, Employee and Worker Injury and Liability Exclusion (except NY) (do not attach CG 2139 or CG 2426 with ASIC-GL-0117); \\nASIC-GL-0140, Demolition Exclusion- Designated Project Exception (submission required);\\nCoverage Options:\\nContractors - Home Repair and Remodeling (ASIC-GL-0092) available at a $15,000 limit; charge 10% of the GL premium subject to $250 minimum premium. \\n\",\n \"IsoNotes\": \"\\nThis classification applies to all blasting operations performed by the insured.\\nThe wrecking or demolition of buildings shall be separately classified and rated as \\\"Wrecking\\\".\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"40102\",\n \"Description\": \"Blood Banks - Not- For-Profit\",\n \"Authority\": \"P/P\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\\nProfessional services are excluded. Use Exclusion - Professional Services - Blood Banks Endorsement CG 22 32.\\nIf professional coverage is desired, classify and rate in accordance with the Professional Liability Division.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"40101\",\n \"Description\": \"Blood Banks - Other than Not- For-Profit\",\n \"Authority\": \"P/P\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\\nProfessional services are excluded. Use Exclusion - Professional Services - Blood Banks Endorsement CG 22 32.\\nIf professional coverage is desired, classify and rate in accordance with the Professional Liability Division.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"61000\",\n \"Description\": \"Boarding or Rooming Houses\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\nSupplemental application required \\nProhibited: \\nSororities and fraternities\\nRequired Forms:\\nASIC-GL-0074, Sexual and/or Physical Abuse Exclusion; \\nASIC-GL-0089- Multi-Unit Habitational Conversion Exclusion; \\nCG 2144, Limitation of Coverage to Designated Premises;\\nCoverage Options:\\nSexual and/or Physical Abuse Liability Coverage (ASIC-GL-0077) is included at $25,000/$50,000 limits (If ASIC-GL-0077 is NOT selected, then Sexual and/or Physical Abuse Exclusion form (If ASIC-GL-0077 is NOT selected, then Sexual and/or Physical Abuse Exclusion (ASIC-GL-0074) is required). \\n\",\n \"IsoNotes\": \"\\nThe following shall be separately classified and rated:\\n- Swimming pools\\n- Bathing beaches\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"10101\",\n \"Description\": \"Boat Dealers\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \" \\nRequired Forms: \\nASIC-GL-0144, (IN only) Total Pollution Exclusion - Indiana;\\nCG 2149, Total Pollution Exclusion (except IN and LA);\\nCG 2165, (LA only) Total Pollution Exclusion (with exceptions);\\n\",\n \"IsoNotes\": \"\\nThis classification includes the sale of boats, accessories, gasoline and oil.\\nThe following shall be separately classified and rated:\\n- Boat building\\n- Boat repairing\\n- Boat storage and moorage\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"51400\",\n \"Description\": \"Boat or Ship Building - inboard and inboard/outboard\",\n \"Authority\": \"S/S\",\n \"CompanyNotes\": \" \\nELPS:\\nELP - Products - 2.35\",\n \"IsoNotes\": \"\\nThis classification includes shops, the repair of yachts, motorboats, sailboats or rowboats and marine railway operations.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"51401\",\n \"Description\": \"Boat or Ship Building - without motors\",\n \"Authority\": \"S/S\",\n \"CompanyNotes\": \" \\nELPS:\\nELP - Products - 2.50\",\n \"IsoNotes\": \"\\nThis classification includes shops, the repair of yachts, motorboats, sailboats or rowboats and marine railway operations.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"91235\",\n \"Description\": \"Boat Repair and Servicing\",\n \"Authority\": \"S/S\",\n \"CompanyNotes\": \" \\n1. Separately rate and classify boat rentals, boat sales, boat building and boat storage.\\n2. Supplemental application required\\nRequired Forms:\\nASIC-GL-0144, (IN only) Total Pollution Exclusion - Indiana;\\nCG 2149, Total Pollution Exclusion (except IN and LA);\\nCG 2165, (LA only) Total Pollution Exclusion (with Exceptions);\",\n \"IsoNotes\": \"\\nThe following shall be separately classified and rated:\\n- Boat rentals\\n- Boat sales\\n- Boat building\\n- Boat storage or moorage\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"10105\",\n \"Description\": \"Boat Storage and Moorage\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \" \\nSupplemental application required\\nRequired Forms:\\nASIC-GL-0144, (IN only) Total Pollution Exclusion - Indiana;\\nCG 2149, Total Pollution Exclusion (except IN and LA);\\nCG 2165, (LA only) Total Pollution Exclusion (with Exceptions);\",\n \"IsoNotes\": \"\\nThis classification includes slip or dock rental.\\nThe following shall be separately classified and rated:\\n- Boat rental\\n- Boat repair\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"10107\",\n \"Description\": \"Boat Yards or Marinas - public\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \" \\nSupplemental application required \\nRequired Forms:\\nASIC-GL-0144, (IN only) Total Pollution Exclusion - Indiana;\\nCG 2149, Total Pollution Exclusion (except IN and LA);\\nCG 2165, (LA only) Total Pollution Exclusion (with Exceptions);\\n\",\n \"IsoNotes\": \"\\nThis classification includes the sale of boats, accessories, gasoline and oil, boat building and repair.\\nThe following shall be separately classified and rated:\\n- Boat storage and moorage\\n- Boat rentals and charters\\n- Lodging accommodations\\n- Restaurants\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"10110\",\n \"Description\": \"Boats - canoes or rowboats - for rent - not equipped with motors\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \" \\n1. Life preservers must be furnished.\\n2. Must contain hold harmless in insured's favor\\n3. Obtain copy of rental agreement\\nProhibited: \\n1. Houseboats\\n2. Jet skis\\n3. Para-sailing\\n4. Wave runners\\n5. White-water exposures, (rivers rated class I or II acceptable)\\nRequired Forms: \\nCG 2412, Boats Endorsement;\",\n \"IsoNotes\": \"\\nThis classification includes docks and buildings or premises used exclusively for boat storage and the incidental sale of canoes or rowboats, not equipped with motors, owned by the insured.\\nUse Canoes Or Rowboats Endorsement CG 24 16.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"40111\",\n \"Description\": \"Boats - canoes or rowboats - not for rent - not equipped with motors\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \" \\nLife preservers must be furnished\\nProhibited: \\n1. Inner tubs\\n2. Para-sailing\\n3. White-water exposures, (rivers rated class I or II acceptable)\\nRequired Forms: \\nCG 2412, Boats Endorsement;\",\n \"IsoNotes\": \"\\nThe rates for this classification apply for one year or less and are not subject to adjustment on cancellation by the insured.\\nBasis of premium is each boat.\\nThis classification includes docks and buildings or premises used exclusively for boat storage and the incidental sale of canoes or rowboats, not equipped with motors, owned by the insured.\\nUse Canoes Or Rowboats Endorsement CG 24 16.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"40115\",\n \"Description\": \"Boats - motor or sail - not for rent\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \" \\nLife preservers must be furnished.\\nProhibited: \\n1. Houseboats\\n2. Jet skis\\n3. Para-sailing\\n4. Wave runners\\n5. White-water exposures, (rivers rated class I or II acceptable)\\nCredits and Surcharges: \\nBoats in excess of 26 feet or motors in excess of 150 h.p surcharge rates 20%\\nELPS:\\nELP - Prem Ops - 80.00\\nRequired Forms: \\nCG 2412, Boats Endorsement;\",\n \"IsoNotes\": \"\\nThis classification applies only to sailboats with an overall length less than 21 feet and outboard motor boats less than 26 horsepower.\\nCoverage is provided for scheduled boats and watercraft. Use Boats Endorsement CG 24 12.\\nSale of used boats shall be separately classified and rated.\\nThe rates for this classification apply for one year or less and are not subject to adjustment on cancellation by the insured.\\nBasis of premium is each boat.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"10117\",\n \"Description\": \"Boats - motor or sail - rented to others\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \" \\n1. Life preservers must be furnished.\\n2. Must contain hold harmless in insured's favor.\\n3. Obtain copy of rental agreement. \\nProhibited: \\n1. Houseboats\\n2. Jet skis\\n3. Para-sailing\\n4. Party boats \\n5. Water ski boats \\n6. Wave runners\\n7. White-water exposures, (rivers rated class I or II acceptable)\\nCredits and Surcharges: \\nBoats in excess of 26 feet or motors in excess of 150 h.p surcharge rates 20%\\nRequired Forms: \\nCG 2412, Boats Endorsement;\",\n \"IsoNotes\": \"\\nThis classification applies only to sailboats with an overall length less than 21 feet and outboard motor boats less than 26 horsepower.\\nCoverage is provided for scheduled boats and watercraft. Use Boats Endorsement CG 24 12.\\nSale of used boats shall be separately classified and rated.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"40140\",\n \"Description\": \"Boats - nonowned over 26 feet\",\n \"Authority\": \"S/S\",\n \"CompanyNotes\": \" \\nCredits and Surcharges: \\nBoats in excess of 26 feet or motors in excess of 150 h.p surcharge rates 20%\\nELPS:\\nELP - Prem Ops - 200.00\\nRequired Forms:\\nCG 2412, Boats Endorsement;\",\n \"IsoNotes\": \"\\nCoverage is provided for scheduled boats and watercraft. Use Boats Endorsement CG 24 12.\\nBasis of premium is each boat.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"40117\",\n \"Description\": \"Boats - not for rent\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \" \\nLife preservers must be furnished.\\nProhibited: \\n1. Houseboats\\n2. Jet skis\\n3. Para-sailing\\n4. Party boats\\n5. Water ski boats\\n6. Wave runners\\n7. White-water exposures, (rivers rated class I or II acceptable)\\nELPS:\\nELP - Prem Ops - 80.00\\nCredits and Surcharges: \\nBoats in excess of 26 feet or motors in excess of 150 h.p surcharge rates 20%\\nRequired Forms: \\nCG 2412, Boats Endorsement;\",\n \"IsoNotes\": \"\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"10119\",\n \"Description\": \"Boats - rented to others -NOC\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \" \\n1. Life preservers must be furnished.\\n2. Must contain hold harmless in insured's favor.\\n3. Obtain copy of rental agreement. \\nProhibited: \\n1. Houseboats\\n2. Jet skis\\n3. Para-sailing\\n4. Party boats\\n5. Water ski boats\\n6. Wave runners\\n7. White-water exposures, (rivers rated class I or II acceptable)\\nELPS:\\nELP - Prem Ops - 150.00\\nCredits and Surcharges: \\nBoats in excess of 26 feet or motors in excess of 150 h.p surcharge rates 20%\\nRequired Forms: \\nCG 2412, Boats Endorsement;\",\n \"IsoNotes\": \"\\nCoverage is provided for scheduled boats and watercraft. Use Boats Endorsement CG 24 12.\\nSale of used boats shall be separately classified and rated.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"91250\",\n \"Description\": \"Boiler Inspection Installation, Cleaning or Repair\",\n \"Authority\": \"P/P\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\\nThis classification includes construction or repair of foundations.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"51500\",\n \"Description\": \"Bolt, Nut, Rivet, Screw or Washer Mfg.\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \" \\nProhibited: \\n1. Aerospace industry products \\n2. Automotive industry products \",\n \"IsoNotes\": \"\\nMetal extraction shall be separately classified and rated.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"51517\",\n \"Description\": \"Bookbinding - Not- For-Profit\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \" \\nRequired Forms:\\nASIC-GL-0054, Specified Products Liability (required if Products Liability provided);\\n\",\n \"IsoNotes\": \"\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"51516\",\n \"Description\": \"Bookbinding - Other than Not- For-Profit\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \" \\nRequired Forms:\\nASIC-GL-0054, Specified Products Liability (required if Products Liability provided);\\n\",\n \"IsoNotes\": \"\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"10205\",\n \"Description\": \"Books and Magazines Stores - Not-For-Profit\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\nSubmit:\\nHookah exposures (communal smoking)\\nProhibited:\\n1. Blending of electronic/vapor cigarette liquids\\n2. Sale of electronic/vapor cigarettes and /or liquids or vapors for same in excess of 15% of gross receipts\\n3. Sale of marijuana/cannabis or products containing marijuana/cannabis\\nRequired Forms:\\nASIC-GL-0097, Tobacco or Nicotine Products Health Hazard Exclusion;\\nCoverage Options:\\nElectronic Data Liability (CG 0437) is available for limits of:\\n$10,000 = $100\\n$20,000 = $150\\n$50,000 = $200\\n\",\n \"IsoNotes\": \"\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"10204\",\n \"Description\": \"Books and Magazines Stores - Other than Not- For-Profit\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\nSubmit:\\nHookah exposures (communal smoking)\\nProhibited:\\n1. Blending of electronic/vapor cigarette liquids\\n2. Sale of electronic/vapor cigarettes and /or liquids or vapors for same in excess of 15% of gross receipts\\n3. Sale of marijuana/cannabis or products containing marijuana/cannabis\\nRequired Forms:\\nASIC-GL-0097, Tobacco or Nicotine Products Health Hazard Exclusion;\\nCoverage Options:\\nElectronic Data Liability (CG 0437) is available for limits of:\\n$10,000 = $100\\n$20,000 = $150\\n$50,000 = $200\\n\",\n \"IsoNotes\": \"\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"51551\",\n \"Description\": \"Bottle and Jar Mfg. - glass - for use under pressure\\n- nonreturnable\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \" \\nRequired Forms:\\nASIC-GL-0054, Specified Products Liability (required if Products Liability provided) ;\\n\",\n \"IsoNotes\": \"\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"51552\",\n \"Description\": \"Bottle and Jar Mfg. - glass - for use under pressure\\n- returnable\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\nRequired Forms:\\nASIC-GL-0054, Specified Products Liability (required if Products Liability provided); \\n\",\n \"IsoNotes\": \"\\nThis classification applies to bottles and jars which are intended for reuse.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"51550\",\n \"Description\": \"Bottle and Jar Mfg. - glass - not for use under pressure\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \" \\nRequired Forms:\\nASIC-GL-0054, Specified Products Liability (required if Products Liability provided);\\n\",\n \"IsoNotes\": \"\\nThis classification applies to returnable and nonreturnable bottles and jars.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"51553\",\n \"Description\": \"Bottle and Jar Mfg. - plastic - nonreturnable\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\nELPS: \\nELP - Products - .50\\nRequired Forms:\\nASIC-GL-0054, Specified Products Liability(required if Products Liability provided);\\n\",\n \"IsoNotes\": \"\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"51554\",\n \"Description\": \"Bottle and Jar Mfg. - plastic - returnable\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\nELPS:\\nELP - Products - .50\\nRequired Forms:\\nASIC-GL-0054, Specified Products Liability (required if Products Liability provided);\\n\",\n \"IsoNotes\": \"\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"10220\",\n \"Description\": \"Bowling Lanes\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\\nThe following shall be separately classified and rated:\\n- Restaurants\\n- Refreshment stands\\n- Retail operations, such as the sale of bowling balls, shirts, gloves, shoes, etc.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"51575\",\n \"Description\": \"Boxes or Containers Mfg. - corrugated or fiberboard\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\nSubmit: \\n1. Prior voluntary or involuntary product recall circumstances of recall required\\n2. Stand-alone products coverage \\nProhibited:\\nDiscontinued Products/Completed Operations coverage \\nRequired Forms: \\nASIC-GL-0054, Specified Products Liability (required if Products Liability provided); \\nASIC-GL-0064, Exclusion- Cancer; \\nASIC- GL-0086, Injury to Worker Exclusion; \\nASIC-GL-0144, (IN only) Total Pollution Exclusion - Indiana;\\nCG 2149, Total Pollution Exclusion (except IN and LA);\\nCG 2165, (LA only) Total Pollution Exclusion (with Exceptions);\\nCG 2196, Silica or Silica-Related Dust Exclusion; \\n\\nCoverage Options: \\nLimited Product Withdrawal Expense Endorsement (CG 0436) available for $7,500 aggregate limit at no additional charge. Indicate \\\"0\\\" for Deductible Amount and Participation Percentage. For the Cut-off Date, indicate the inception date of the first Ategrity policy with continuous renewal coverage with Ategrity to current policy.\",\n \"IsoNotes\": \"\\nThis classification includes corrugating or laminating of paper.\\nPaper or paperboard manufacturing shall be separately classified and rated.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"51576\",\n \"Description\": \"Boxes or Containers Mfg. - wood\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\\nThis classification includes box parts manufacturing.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"44315\",\n \"Description\": \"Boxing Gyms #\\n(Rated as - Health or Exercise Facilities - commercially operated - 44315)\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\\nThis classification applies to any health or exercise facility open to the general public.\\nThis classification does not apply to \\\"Health or Exercise Clubs\\\".\\nProfessional services are excluded. Use Professional Liability Exclusion - Health Or Exercise Clubs Or Commercially Operated Health Or Exercise Facilities Endorsement CG 22 76.\\nThe following shall be separately classified and rated:\\n- Sales of used exercise equipment\\n- Sales of sporting goods\\n- Restaurants and refreshment stands\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"41001\",\n \"Description\": \"Boy or Girl Scout Councils\",\n \"Authority\": \"P/P\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\\nTroops, sponsoring institutions and their scout committees, scout masters and assistant scout masters are included as additional interests without additional charge. Use Additional Insured - Designated Person Or Organization Endorsement CG 20 26.\\nCamps shall be separately classified and rated.\\nThe rates for this classification apply to the maximum number of Boy and Girl Scouts registered at any time during the policy period, regardless of turnover.\\nBasis of premium is each scout.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"51600\",\n \"Description\": \"Brick Mfg.\",\n \"Authority\": \"S/S\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"91266\",\n \"Description\": \"Bridge or Elevated Highway Construction - concrete\",\n \"Authority\": \"P/P\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"91265\",\n \"Description\": \"Bridge or Elevated Highway Construction - iron or steel\",\n \"Authority\": \"P/P\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"49292\",\n \"Description\": \"Bridge Tending #\",\n \"Authority\": \"P/P\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\\nBasis of premium is per 1,000 vehicles crossing the toll bridge regardless of direction.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"51613\",\n \"Description\": \"Brush or Broom Mfg.\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"10255\",\n \"Description\": \"Building Material Dealers\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\nSeparately classify any equipment rental exposure. \\nRequired Forms:\\nASIC-GL-0093, Exclusion - Chinese Drywall;\\nCoverage Options:\\nContractors - Home Repair and Remodeling (ASIC-GL-0092) available at a $15,000 limit; charge 10% of the GL premium subject to $250 minimum premium. \",\n \"IsoNotes\": \"\\nThis classification includes incidental lumberyard operations.\\nThe following shall be separately classified and rated:\\n- Renting of equipment\\n- Installation work\\n- Home Improvement Stores\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"10256\",\n \"Description\": \"Building Material Dealers - secondhand material\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\nSeparately classify any equipment rental exposure. \\nRequired Forms:\\nASIC-GL-0093, Exclusion - Chinese Drywall;\\nCoverage Options:\\nContractors - Home Repair and Remodeling (ASIC-GL-0092) available at a $15,000 limit; charge 10% of the GL premium subject to $250 minimum premium. \",\n \"IsoNotes\": \"\\nThe following shall be separately classified and rated:\\n- Wrecking\\n- Salvage operations\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"10257\",\n \"Description\": \"Building Material Distributors\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\nSeparately class and rate retail sales, including internet retail sales, that exceed 20% of gross sales.\\nSubmit:\\n1. Installation, service or repair exposures\\n2. Manufacturers representatives\\nProhibited:\\n1. Assembling operations\\n2. Chinese drywall\\n2. Foreign Products (refer to appropriate manufacturing class)\\n3. Hired and/or Nonowned Auto Coverage\\n4. Importers\\n5. Industrial valves and fittings\\n6. Manufacturers as additional insureds\\n7. Products manufactured/designed by or for the insured\\n8. Mixing or blending of products\\n9. Relabeling or repackaging of products \\n10. Sale of used products\\n\\nRequired Forms:\\nASIC-GL-0093, Exclusion - Chinese Drywall;\\nASIC-GL-0087, Scheduled Products Exclusion;\\nCoverage Options: \\nContractors - Home Repair and Remodeling (ASIC-GL-0092) available at a $15,000 limit; charge 10% of the GL premium subject to $250 minimum premium. \\nEXCESS \",\n \"IsoNotes\": \"\\nThe following shall be separately classified and rated:\\n- Retail operations\\n- Sale of secondhand building material or lumber\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"91280\",\n \"Description\": \"Building Structure Raising or Moving\",\n \"Authority\": \"S/S\",\n \"CompanyNotes\": \" \\nProhibited:\\n1. Prohibited if risk is primarily involved in underpinning operations.\\n2. NY - All risks Prohibited.\\nELPS:\\nELP - Prem Ops:\\nAll states except LA - 25.30;\\nLA - 104.00\\nRequired Forms:\\nCG 2117, Exclusion - Movement of Buildings or Structures;\",\n \"IsoNotes\": \"\\nThis classification includes incidental shoring, underpinning, removal or rebuilding of walls, foundations, columns or piers.\\nCoverage does not apply to bodily injury or property damage arising out of and occurring during the course of the movement of any building or structure by automobile or mobile equipment. Use Exclusion - Movement Of Building Or Structures Endorsement CG 21 17. If coverage for this hazard is desired, refer to Division One - Automobile.\\nOperations primarily involved in underpinning shall be separately classified and rated.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"61223\",\n \"Description\": \"Buildings or Premises - bank and other financial institutions\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\n1. $500 minimum premium when occurrence limits are $500,000 or less. \\n2. Coverage restricted to premise liability only- OL&T.\\nSubmit:\\nAdditional Interests other than landlords. \\nCredits and Surcharges: \\nMoney Exchanges and Check Cashing Stores- surcharge rates 115%.\\nRequired Forms:\\nASIC-GL-0139, Total Products Exclusion with Designated Premises;\\nCG 2138, Exclusion- Personal and Advertising Injury (do not attach ASIC-GL-0069); \\nCG 2152, Exclusion- Financial Services Endorsement;\\nCG 2224, Exclusion- Inspection, Appraisal and Security Companies;\\nCG 2238 Exclusion- Fiduciary or Representative Liability of Financial Institutions;\\nCG 2248, Exclusion - Insurance and Related Operations;\\n\",\n \"IsoNotes\": \"\\nFor premium computation purposes include the area of private garages.\\nThe following shall be separately classified and rated:\\n- Sales of repossessed goods or merchandise\\n- Premises primarily occupied by the employees of the insured and not generally open to the insured's customers or the general public, as an office\\nFor bank risk or other financial institutions:\\n(a) Liability resulting from the rendering of or the failure to render financial services by any insured to others may be excluded. Use Exclusion - Financial Services Endorsement CG 21 52.\\n(b) Coverage for its inspection, appraisal and survey operations may be excluded. Use Exclusion - Inspection, Appraisal and Survey Companies Endorsement CG 22 24.\\n(c) Coverage for its insurance and related operations may be excluded. Use Exclusion - Insurance and Related Operations Endorsement CG 22 48.\\n(d) To provide additional liability coverage for property in a bank or financial institution's trust, use Fiduciaries - Fiduciary Interest Endorsement CG 24 11.\\n(e) Liability for property in trust may be excluded. Use Exclusion - Fiduciary Or Representative Liability Of Financial Institutions Endorsement CG 22 38 in conjunction with Exclusion - Financial Services Endorsement CG 21 52, if it is used, as referenced in Paragraph (a) above.\\n(f) Liability coverage may be limited to only provide coverage for property in a bank or any other financial institution's trust. Use Fiduciaries - Coverage Limited Solely To Fiduciary Interest Endorsement CG 24 05.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"61216\",\n \"Description\": \"Buildings or Premises - bank or office - mercantile or manufacturing (lessor's risk only) - Not-For- Profit\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\n1. Tenants must provide certificates of insurance showing the owner has been added an an additional insured to the tenant's policy. \\n2. If partially owner occupied, rate this portion separately based on the occupied exposure. \\n3. Subcontractors (refer to classification 91591)\\n4. Supplemental application required\\nProhibited:\\n1. Assisted living facilities\\n2. Blanket additional insured coverage \\n3. Blanket primary and/or noncontributory wording \\n4. Blanket waiver of subrogation \\n5. Hospitals\\n6. Nursing/convalescent homes\\n7. Rehabilitation centers \\nRequired Forms:\\nASIC-GL-0045, Marijuana/ Cannabis Liability Exclusion (required if known marijuana/cannabis commerce tenancy);\\nASIC-GL-0144, (IN only), Total Pollution Exclusion- Indiana;\\nCG 2116, Exclusion- Designated Professional Services (indicate Any and all professional exposures);\\nCG 2144, Limitation of Coverage to a Designated Premises or Project \\nCG 2149, Total Pollution Exclusion (except IN and LA);\\nCG 2165, (LA only) Total Pollution Exclusion (with Exceptions);\\nOptional Forms: :\\nASIC-GL-0057, Animal Exclusion;\\n\",\n \"IsoNotes\": \"\\nFor premium computation purposes include the area of private garages.\\nThis classification applies only if the insured is not responsible for care and maintenance of the buildings.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"61212\",\n \"Description\": \"Buildings or Premises - bank or office - mercantile or manufacturing (lessor's risk only) - Other than Not-For-Profit\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\n1. Tenants must provide certificates of insurance showing the owner has been added an an additional insured to the tenant's policy. \\n2. If partially owner occupied, rate this portion separately based on the occupied exposure. \\n3. Subcontractors (refer to classification 91591)\\n4. Supplemental application required\\nProhibited:\\n1. Ammunition manufacturing and shell reloading\\n2. Anhydrous and ammonia dealers\\n3. Assisted living facilities \\n4. Blanket additional insured coverage \\n5. Blanket primary and/or noncontributory wording \\n6. Blanket waiver of subrogation \\n7. Chemical manufacturing \\n8. Drug manufacturing \\n9. Explosive or fireworks manufacturers\\n10. Fuel and oil bulk supply stations and distribution terminals\\n11. Gas manufacturers\\n12. Hospitals\\n13. Lead manufacturing and lead works\\n14. Nursing/convalescent homes\\n15. Penal institutions\\n16. Rehabilitation centers \\n17. Rubber manufacturing and reclaiming\\n18. Sorority or fraternity houses \\n\\nRequired Forms:\\nASIC-GL-0045, Marijuana/ Cannabis Liability Exclusion (required if known marijuana/cannabis commerce tenancy);\\nASIC-GL-0144, (IN only), Total Pollution Exclusion- Indiana;\\nCG 2116, Exclusion- Designated Professional Services (indicate Any and all professional exposures);\\nCG 2144, Limitation of Coverage to a Designated Premises or Project \\nCG 2149, Total Pollution Exclusion (except IN and LA);\\nCG 2165, (LA only) Total Pollution Exclusion (with Exceptions);\\nOptional Forms: :\\nASIC-GL-0057, Animal Exclusion;\\n\",\n \"IsoNotes\": \"\\nFor premium computation purposes include the area of private garages.\\nThis classification applies only if the insured is not responsible for care and maintenance of the buildings.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"61218\",\n \"Description\": \"Buildings or Premises - bank or office - mercantile or manufacturing maintained by the insured (lessor's risk only) - Not- For-P\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\n1.Tenants must provide certificates of insurance showing the owner has been added an an additional insured to the tenant's policy. \\n2.If partially owner occupied, rate this portion separately based on the occupied exposure. \\n3.Subcontractors (refer to classification 91591)\\n4. Supplemental application required\\nProhibited: \\n1. Ammunition manufacturing and shell reloading\\n2. Anhydrous and ammonia dealers\\n3. Assisted living facilitiesBlanket additional insured coverage \\n4. Blanket primary and/or noncontributory wording \\n5. Blanket waiver of subrogation \\n6. Chemical manufacturing \\n7. Drug manufacturing \\n8. Explosive or fireworks manufacturers\\n9. Fuel and oil bulk supply stations and distribution terminals\\n10. Gas manufacturers\\n11. Hospitals\\n12. Lead manufacturing and lead works\\n13. Nursing/convalescent homes\\n14. Penal institutions\\n15. Rehabilitation centers\\n16. Rubber manufacturing and reclaiming \\n17. Sorority or fraternity houses \\n\\nRequired Forms:\\nASIC-GL-0045, Marijuana/ Cannabis Liability Exclusion (required if known marijuana/cannabis commerce tenancy);\\nASIC-GL-0144, (IN only), Total Pollution Exclusion- Indiana;\\nCG 2116, Exclusion- Designated Professional Services (indicate Any and all professional exposures);\\nCG 2144, Limitation of Coverage to a Designated Premises or Project \\nCG 2149, Total Pollution Exclusion (except IN and LA);\\nCG 2165, (LA only) Total Pollution Exclusion (with Exceptions);\\nOptional Forms: : \\nASIC-GL-0057, Animal Exclusion;\\n\",\n \"IsoNotes\": \"\\nFor premium computation purposes include the area of private garages.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"61217\",\n \"Description\": \"Buildings or Premises - bank or office - mercantile or manufacturing maintained by the insured (lessor's risk only) - Other than\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\n1. Tenants must provide certificates of insurance showing the owner has been added an an additional insured to the tenant's policy. \\n2. If partially owner occupied, rate this portion separately based on the occupied exposure. \\n3.Subcontractors (refer to classification 91591)\\n4. Supplemental application required\\nProhibited:\\n1. Ammunition manufacturing and shell reloading\\n2. Anhydrous and ammonia dealers\\n3. Assisted living facilities \\n4. Blanket additional insured coverage \\n5. Blanket primary and/or noncontributory wording \\n6. Blanket waiver of subrogation \\n7. Chemical manufacturing \\n8. Drug manufacturing \\n9. Explosive or fireworks manufacturers\\n10. Fuel and oil bulk supply stations and distribution terminals\\n11. Gas manufacturers\\n12. Hospitals\\n13. Lead manufacturing and lead works\\n14. Nursing/convalescent homes\\n15. Penal institutions\\n16. Rehabilitation centers \\n17. Rubber manufacturing and reclaiming\\n18. Sorority or fraternity houses \\n\\nRequired Forms:\\nASIC-GL-0045, Marijuana/ Cannabis Liability Exclusion (required if known marijuana/cannabis commerce tenancy);\\nASIC-GL-0144, (IN only), Total Pollution Exclusion- Indiana;\\nCG 2116, Exclusion- Designated Professional Services (indicate Any and all professional exposures);\\nCG 2144, Limitation of Coverage to a Designated Premises or Project; \\nCG 2149, Total Pollution Exclusion (except IN and LA);\\nCG 2165, (LA only) Total Pollution Exclusion (with Exceptions);\\nOptional Forms: :\\nASIC-GL-0057, Animal Exclusion; \\n\",\n \"IsoNotes\": \"\\nFor premium computation purposes include the area of private garages.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"61227\",\n \"Description\": \"Buildings or Premises - office\\n- Not-For-Profit - NOC\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\nCoverage restricted to premise liability only- OL&T.\\nSubmit:\\nAdditional Interests other than landlords. \\nRequired Forms: \\nASIC-GL-0139, Total Products Exclusion with Designated Premises Limitation;\\nCG 2116, Exclusion - Designated Professional Services (indicate \\\"Any and all professional exposures\\\")\\n\",\n \"IsoNotes\": \"\\nFor premium computation purposes include the area of private garages.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"61226\",\n \"Description\": \"Buildings or Premises - office\\n- Other than Not- For-Profit -NOC\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\nCoverage restricted to premise liability only- OL&T.\\nSubmit:\\n1. Additional Interests other than landlords; \\n2. Foreign Consulate General Offices \\nRequired Forms: \\nASIC-GL-0139, Total Products Exclusion with Designated Premises Limitation;\\nCG 2116, Exclusion - Designated Professional Services (indicate \\\"Any and all professional exposures\\\")\\n\",\n \"IsoNotes\": \"\\nFor premium computation purposes include the area of private garages.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"61225\",\n \"Description\": \"Buildings or Premises - office\\n- premises occupied by employees of the insured - Not-For- Profit\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\nCoverage restricted to premise liability only- OL&T.\\nSubmit:\\n1. Additional Interests other than landlords\\n2. Foreign Consulate General Offices\\nRequired Forms: \\nASIC-GL-0139, Total Products Exclusion with Designated Premises Limitation; \\nCG 2116, Exclusion - Designated Professional Services (Indicate \\\"Any and all professional exposures\\\")\\n\",\n \"IsoNotes\": \"\\nFor premium computation purposes include the area of private garages.\\nThis classification applies to premises primarily occupied by the employees of the insured and not generally open to the insured's customers or the general public.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"61224\",\n \"Description\": \"Buildings or Premises - office\\n- premises occupied by employees of the insured - Other than Not-For- Profit\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\n1. Abstractor of Title or Landman: Professional coverage required. \\n2. Coverage restricted to premise liability only- OL&T.\\nProhibited: \\nOil and/or gas operations\\nSubmit:\\n1. Additional Interests other than landlords. \\n2. Foreign Consulate General Offices\\nRequired Forms: \\nASIC-GL-0139, Total Products Exclusion with Designated Premises Limitation; \\nCG 2116, Exclusion - Designated Professional Services (Indicate \\\"Any and all professional exposures\\\")\\n\",\n \"IsoNotes\": \"\\nFor premium computation purposes include the area of private garages.\\nThis classification applies to premises primarily occupied by the employees of the insured and not generally open to the insured's customers or the general public.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"51625\",\n \"Description\": \"Bus Mfg. or Assembling or Reconstruction\",\n \"Authority\": \"P/P\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\\nThis classification applies only to manufacturing or assembling of the entire vehicle or major customizing.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"41210\",\n \"Description\": \"Bus Stations or Terminals\",\n \"Authority\": \"S/S\",\n \"CompanyNotes\": \" \\nELPS:\\nELP - Prem Op - 250.00\\nRequired Forms: \\nASIC-GL-0144, (IN only) Total Pollution Exclusion - Indiana;\\nCG 2149, Total Pollution Exclusion (except IN and LA);\\nCG 2165, (LA only) Total Pollution Exclusion (with exceptions);\",\n \"IsoNotes\": \"\\nRestaurants and refreshment stands shall be separately classified and rated.\\nBasis of premium is each station or terminal.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"51666\",\n \"Description\": \"Buttons or Fasteners Mfg.\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"91302\",\n \"Description\": \"Cable Installation in Conduits or Subways\",\n \"Authority\": \"P/P\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\\nConduit construction shall be separately classified and rated.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"91315\",\n \"Description\": \"Cable or Subscription Television Companies\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \" \\nRequired Forms: \\nCG 2138, Personal/Advertising Injury Exclusion;\",\n \"IsoNotes\": \"\\nThis classification includes the installation of lines and equipment at the customer's premises.\\nCable TV line construction shall be separately classified and rated as \\\"Telephone, Telegraph or Cable Television Line Construction\\\".\\nFor premium computation purposes include the payroll of outside salespersons, collectors, messengers and clerical.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"91324\",\n \"Description\": \"Caisson or Cofferdam Work - foundations for buildings\",\n \"Authority\": \"P/P\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\\nThis classification includes pile driving, excavation, masonry or concrete work up to the completion of the substructure only and applies to all operations to such completion.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"91325\",\n \"Description\": \"Caisson or Cofferdam Work - not foundations for buildings\",\n \"Authority\": \"P/P\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\\nThis classification includes pile driving, excavation, masonry or concrete work up to the completion of the substructure only and applies to all operations to such completion.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"10309\",\n \"Description\": \"Camera and Photographic Equipment Stores\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\nProhibited:\\n1. Sale of electronic/vapor cigarettes and /or liquids or vapors for same in excess of 15% of gross receipts\\n2. Sale of marijuana/cannabis or products containing marijuana/cannabis\\nRequired Forms:\\nASIC-GL-0097, Tobacco or Nicotine Products Health Hazard Exclusion;\\nCoverage Options:\\nElectronic Data Liability (CG 0437) is available for limits of:\\n$10,000 = $100\\n$20,000 = $150\\n$50,000 = $200\\n\",\n \"IsoNotes\": \"\\nThis classification includes incidental service and repair.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"51702\",\n \"Description\": \"Camper Bodies or Camper Trailers Mfg.\",\n \"Authority\": \"P/P\",\n \"CompanyNotes\": \" \\nELPS:\\nELP - Products - 1.52\",\n \"IsoNotes\": \"\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"10315\",\n \"Description\": \"Camper or Travel Trailer Sales Agencies\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \" \\n1. Motor home repair, refer to Automobile Repair\\nclassification (10073)\\n2. Rental exposure of non-motorized travel trailers and campers, refer to Trailer Rental Agencies (19796)\\n3. Rental exposure of self- powered campers, refer to Automobile Renting or Leasing Companies (60035)\\nELPS:\\nELP - Products - 1.70\",\n \"IsoNotes\": \"\\nThis classification includes incidental installation, service and repair.\\nSelf-powered units shall be separately classified and rated under Division One - Automobile.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"51703\",\n \"Description\": \"Campers Mfg. - self-powered\",\n \"Authority\": \"P/P\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\\nThis classification applies only to the manufacturing or assembling of the entire vehicle or to major customizing.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"10332\",\n \"Description\": \"Campgrounds - Not- For-Profit\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \" \\n1. Association Risks for occupants- Refer to class code 41670 Homeowner Association \\n2. Parks with more than 25% of spaces occupied by units owned by the insured rate as Dwelling- class code 63010\\n3. Supplemental application required\\nSubmit: \\n1. Habitational losses within past 5 year\\n2. Failure to maintain property losses within past 5 years\\nProhibited: \\n1. 500+ spaces \\n2. Slides over 10ft in height \\n3. Swimming pools without with self latching gate, rules posted and safety equipment available, and comply with the Virginia Graeme Baker pool and spa safety act \\nRequired forms: \\nASIC-GL-0057, Animal Exclusion;\\nASIC-GL-0144, (IN only) Total Pollution Exclusion - Indiana;\\nCG 2149, Total Pollution Exclusion (except IN and LA);\\nCG 2165, (LA only) Total Pollution Exclusion (with exceptions);\",\n \"IsoNotes\": \"\\nCoverage does not apply to medical payments to campers nor to medical professional services. Use Exclusion - Camps Or Campgrounds Endorsement CG 22 39.\\nThe following shall be separately classified and rated:\\n- Restaurants\\n- Saddle animals\\n- Swimming pools\\n- Bathing beaches\\n- Mobile home parks\\n- Boats\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"10331\",\n \"Description\": \"Campgrounds - Other than Not- For-Profit\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \" \\n1. Association Risks for occupants- Refer to Homeowner Association classification (41670)\\n2. Parks with more than 25% of spaces occupied by units owned by the insured rate as Dwelling- class code 63010\\n3. Supplemental application required\\nSubmit: \\n1. Habitational losses within past 5 year\\n2. Failure to maintain property losses within past 5 years\\nProhibited: \\n1. 500+ spaces \\n2. Slides over 10ft in height \\n3. Swimming pools without with self latching gate, rules posted and safety equipment available, and comply with the Virginia Graeme Baker pool and spa safety act. \\n\\nRequired forms: \\nASIC-GL-0057 Animal Exclusion;\\nASIC-GL-0144, (IN only) Total Pollution Exclusion - Indiana;\\nCG 2149, Total Pollution Exclusion (except IN and LA);\\nCG 2165, (LA only) Total Pollution Exclusion (with exceptions);\",\n \"IsoNotes\": \"\\nCoverage does not apply to medical payments to campers nor to medical professional services. Use Exclusion - Camps Or Campgrounds Endorsement CG 22 39.\\nThe following shall be separately classified and rated:\\n- Restaurants\\n- Saddle animals\\n- Swimming pools\\n- Bathing beaches\\n- Mobile home parks\\n- Boats\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"41421\",\n \"Description\": \"Camps - For Profit\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\n1. Boats refer to classifications (40111, 40115)\\n2. Supplemental application required\\nSubmit:\\n1. Accounts with previous or pending sexual or physical abuse allegations \\n2. Equine exposures\\nProhibited:\\n1. Boxing\\n2. Bubble Soccer\\n3. Diving\\n4. Football (tackle)\\n5. Hockey\\n6. Lacrosse\\n7. Polo\\n8. Professional sports teams (minor or major league)\\n9. Rappelling\\n10. Roller derby\\n11. Rugby\\n12. Scuba diving\\n13. Skateboarding\\n14. Skiing (snow and water)\\n15. Snowmobiles\\n16. Squash\\n17. Swimming Pool or spa not in compliance with the Virginia Graeme Baker Pool and Spa Safety Act\\n18. Tough love camps\\n19. Tournament coverage- stand alone\\n20. Wilderness survival camps\\n21. Wrestling\\nCredits and Surcharges:\\nBoats in excess of 26 feet or motors in excess of 150 h.p surcharge rates 20%\\nRequired Forms:\\nASIC-GL-0074, Sexual and/or Physical Abuse Exclusion; \\nASIC-GL-0099, Exclusion- Athletic or Sports Participants; \\nCG 2239, Exclusion- Camps or Campgrounds (required for non-sports camps);\\nCoverage Options: \\n1. Limited Participant Coverage (ASIC-GL-0082) is included at $25,000/$50,000 limits (If ASIC-GL-0082 is NOT selected, then Exclusion- Athletic or Sports Participants (ASIC-GL-0099) is required.)\\n2. Sexual and/or Physical Abuse Liability Coverage (ASIC-GL-0077) is included at $25,000/$50,000 limits (If ASIC-GL-0077 is NOT selected, then Sexual and/or Physical Abuse Exclusion (ASIC-GL-0074) is required).\\n\",\n \"IsoNotes\": \"\\nThis classification includes coverage for the operation of owned canoes and rowboats. Use Canoes Or Rowboats Endorsement CG 24 16.\\nCoverage does not apply to medical payments to campers nor to medical professional services. Use Exclusion - Camps Or Campgrounds Endorsement CG 22 39.\\nThe following shall be separately classified and rated:\\n- Saddle animals\\n- Boats (other than canoes or rowboats)\\n- Campgrounds\\nBasis of premium is each camper day.\\nThe total number of \\\"camper days\\\" shall be the sum of the daily number of campers for each day in which the camp is in operation during the policy period.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"41422\",\n \"Description\": \"Camps - Not-For- Profit\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\n1. Boats refer to classifications (40111, 40115)\\n2. Supplemental application required\\nSubmit:\\n1. Accounts with previous or pending sexual or physical abuse allegations \\n2. Equine exposures\\nProhibited:\\n1. Boxing\\n2. Bubble Soccer\\n3. Diving\\n4. Football (tackle)\\n5. Hockey\\n6. Lacrosse\\n7. Polo\\n8. Professional sports teams (minor or major league)\\n9. Rappelling\\n10. Roller derby\\n11. Rugby\\n12. Scuba diving\\n13. Skateboarding\\n14. Skiing (snow and water)\\n15. Snowmobiles\\n16. Squash\\n17. Swimming Pool or spa not in compliance with the Virginia Graeme Baker Pool and Spa Safety Act\\n18. Tough love camps\\n19. Tournament coverage- stand alone\\n20. Wilderness survival camps\\n21. Wrestling\\nCredits and Surcharges:\\nBoats in excess of 26 feet or motors in excess of 150 h.p surcharge rates 20%\\nRequired Forms:\\nASIC-GL-0074, Sexual and/or Physical Abuse Exclusion; \\nASIC-GL-0099, Athletic Participants Exclusion; \\nCG 2239, Exclusion- Camps or Campgrounds (required for non-sports camps);\\nCoverage Options: \\n1. Limited Participant Coverage (ASIC-GL-0082) is included at $25,000/$50,000 limits (If ASIC-GL-0082 is NOT selected, then Exclusion- Athletic or Sports Participants (ASIC-GL-0099) is required).\\n2. Sexual and/or Physical Abuse Liability Coverage (ASIC-GL-0077) is included at $25,000/$50,000 limits(If ASIC-GL-0077 is NOT selected, then Sexual and/or Physical Abuse Exclusion (ASIC-GL-0074) is required).\\n\",\n \"IsoNotes\": \"\\nThis classification includes coverage for the operation of owned canoes and rowboats. Use Canoes Or Rowboats Endorsement CG 24 16.\\nCoverage does not apply to medical payments to campers nor to medical professional services. Use Exclusion - Camps Or Campgrounds Endorsement CG 22 39.\\nThe following shall be separately classified and rated:\\n- Saddle animals\\n- Boats (other than canoes or rowboats)\\n- Campgrounds\\nBasis of premium is each camper day.\\nThe total number of \\\"camper days\\\" shall be the sum of the daily number of campers for each day in which the camp is in operation during the policy period.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"51734\",\n \"Description\": \"Can Mfg. - metal\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\\nAerosol container manufacturing shall be separately classified and rated.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"51741\",\n \"Description\": \"Candle Mfg.\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\nSubmit: \\n1. Prior voluntary or involuntary product recall circumstances of recall required\\n2. Stand-alone products coverage \\nProhibited:\\n1. Discontinued Products/Completed Operations coverage \\nRequired Forms:\\nASIC-GL-0054, Specified Products Liability; \\nASIC-GL-0064, Exclusion- Cancer; \\nASIC- GL-0086, Injury to Worker Exclusion; \\nASIC-GL-0144, (IN only), Total Pollution Exclusion- Indiana;\\nCG 2149, Total Pollution Exclusion (except IN and LA);\\nCG 2165, (LA only) Total Pollution Exclusion (with exceptions);\\nCG 2196, Silica or Silica-Related Dust Exclusion; \\nCoverage Options:\\nLimited Product Withdrawal Expense Endorsement (CG 0436) available for $7,500 aggregate limit at no additional charge. Indicate \\\"0\\\" for Deductible Amount and Participation Percentage. For the Cut-off Date, indicate the inception date of the first Ategrity policy with continuous renewal coverage with Ategrity to current policy.\",\n \"IsoNotes\": \"\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"51752\",\n \"Description\": \"Candy or Confectionery Products Mfg.\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\nSubmit:\\n1. Limited Product Withdrawal Expense Endorsement limits in excess of $7,500\\n2. Recall of products- Voluntary or involuntary\\nProhibited:\\n1. (FSIS)- Food Safety and Inspection Service - Risks subject to but not approved for operation under either the Food Safety and Inspection Service (FSIS) under the jurisdiction of USDA or by an equivalent state or federal regulation and inspection program\\n2. Kava\\n3. Marijuana/cannabis\\nRequired Forms:\\nASIC-GL-0045, Marijuana/Cannabis Liability Exclusion;\\nASIC-GL-0054, Specified Products Liability (required if Products Liability provided);\\nCoverage Options:\\nLimited Product Withdrawal Expense Endorsement (CG 0436) available for $7,500 aggregate limit at no additional charge. Indicate \\\"0\\\" for Deductible Amount and Participation Percentage. For the Cut-off Date, indicate the inception date of the first Ategrity policy with continuous renewal coverage with Ategrity to current policy.\",\n \"IsoNotes\": \"\\nIf products are sold principally in the insured's own retail store at the same location, classify and rate as \\\"Candy or Confectionery Stores\\\".\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"10352\",\n \"Description\": \"Candy or Confectionery Stores\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\nProhibited:\\n1. Sale of electronic/vapor cigarettes and /or liquids or vapors for same in excess of 15% of gross receipts\\n2. Sale of marijuana/cannabis or products containing marijuana/cannabis\\nRequired Forms:\\nASIC-GL-0097, Tobacco or Nicotine Products Health Hazard Exclusion;\\nCoverage Options:\\nElectronic Data Liability (CG 0437) is available for limits of:\\n$10,000 = $100\\n$20,000 = $150\\n$50,000 = $200\\n\",\n \"IsoNotes\": \"\\nThis classification includes candy or confectionery manufacturing at the same location as the store if the products are sold principally in that store.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"10367\",\n \"Description\": \"Car Washes - Other Than Self Service\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\n1. Fuel sales refer to Gasoline Stations (13455)\\nRequired Forms: \\nASIC-GL-0057, Animal Exclusion;\\nASIC-GL-0144, (IN only) Total Pollution Exclusion - Indiana;\\nCG 2149, Total Pollution Exclusion (except IN and LA);\\nCG 2165, (LA only) Total Pollution Exclusion (with exceptions);\\nCG 2196, Silica or Silica-Related Dust Exclusion; \\nCG 2268, Operation of Customer's Autos on Particular Premises; \\n\\n\",\n \"IsoNotes\": \"\\nThis classification includes coverage for operation of customers' automobiles on insured's premises. Use Operation Of Customers Autos On Particular Premises Endorsement CG 22 68.\\nFor premium computation purposes, receipts from towel dispensers, vacuum cleaners, etc. are to be included in gross sales.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"10368\",\n \"Description\": \"Car Washes - Self- service\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \" \\n1. Automatic bays only used, refer to Car Washes- Other than Self Service (10367)\\n2. Fuel sales refer to Gasoline Stations (13455)\\nRequired Forms: \\nASIC-GL-0057, Animal Exclusion;\\nCG 2149, Total Pollution Exclusion; \\nCG 2196, Silica or Silica-Related Dust Exclusion; \\nCG 2268, Operation of Customer's Autos on Particular Premises; \\n \\n\",\n \"IsoNotes\": \"\\nFor premium computation purposes, receipts from towel dispensers, vacuum cleaners, etc. are to be included in gross sales.\\nThis classification applies to risks where customers physically wash their own vehicles. A $250.00 deductible per claim applies to property damage to customers' automobiles. Use Deductible Liability Insurance Endorsement CG 03 00.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"51767\",\n \"Description\": \"Carbon Paper or Inked Ribbon Mfg.\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \" \\nRequired Forms: \\nASIC-GL-0144, (IN only) Total Pollution Exclusion - Indiana;\\nCG 2149, Total Pollution Exclusion (except IN and LA);\\nCG 2165, (LA only) Total Pollution Exclusion (with exceptions);\",\n \"IsoNotes\": \"\\nPaper manufacturing shall be separately classified and rated.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"10375\",\n \"Description\": \"Carnival or Circus Companies\",\n \"Authority\": \"P/P\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"10379\",\n \"Description\": \"Carnivals - outside (sponsor's risk only) - Not- For-Profit\",\n \"Authority\": \"S/S\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\\nCoverage does not apply to injury or damage arising out of mechanically operated amusement devices or to bodily injury or medical payments to participants in athletic contests sponsored by the insured. Use Exclusion - Designated Hazards (Carnivals, Circuses and Fairs) Endorsement CG 22 58.\\nFor carnivals operated by the insured, refer to company.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"10378\",\n \"Description\": \"Carnivals - outside (sponsor's risk only) - Other than Not-For- Profit\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\\nCoverage does not apply to injury or damage arising out of mechanically operated amusement devices or to bodily injury or medical payments to participants in athletic contests sponsored by the insured. Use Exclusion - Designated Hazards (Carnivals, Circuses and Fairs) Endorsement CG 22 58.\\nFor carnivals operated by the insured, refer to company.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"10381\",\n \"Description\": \"Carnivals or Circuses - in tents (sponsor's risk only) - Not- For-Profit\",\n \"Authority\": \"S/S\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\\nCoverage does not apply to injury or damage arising out of mechanically operated amusement devices or to bodily injury or medical payments to participants in athletic contests sponsored by the insured. Use Exclusion - Designated Hazards (Carnivals, Circuses And Fairs) Endorsement CG 22 58.\\nFor carnivals operated by the insured, refer to company.\\nThe following shall be separately classified and rated:\\n- Circuses in buildings (sponsor's risk only), as exhibitions - in buildings\\n- Circuses - outside (sponsor's risk only), as exhibitions - outside\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"10380\",\n \"Description\": \"Carnivals or Circuses - in tents (sponsor's risk only) - Other than Not-For- Profit\",\n \"Authority\": \"S/S\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\\nCoverage does not apply to injury or damage arising out of mechanically operated amusement devices or to bodily injury or medical payments to participants in athletic contests sponsored by the insured. Use Exclusion - Designated Hazards (Carnivals, Circuses And Fairs) Endorsement CG 22 58.\\nFor carnivals operated by the insured, refer to company.\\nThe following shall be separately classified and rated:\\n- Circuses in buildings (sponsor's risk only), as exhibitions - in buildings\\n- Circuses - outside (sponsor's risk only), as exhibitions - outside\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"91342\",\n \"Description\": \"Carpentry-NOC\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\nSubmit:\\n1. Risks with past or pending construction defect claims \\n2. Risks that have previously had operations as a general contractor\\n3. Multiple named insureds and joint ventures\\n4. Work at gas, oil or chemical plants\\nProhibited:\\n1. Asbestos or hazardous waste removal by insured or subcontractors\\n2. Operations for condominiums or townhouses\\n3. Hired and/or Nonowned Auto Coverage\\n4. Fire and Water restoration operations\\n5. Mold and spore treatment or removal operations\\n6. Underpinning or soil stabilization operations\\nRequired Forms:\\nASIC-GL-0031, Continuing or Ongoing Damage Exclusion;\\nASIC-GL-0086, Injury to Worker Exclusion;\\nASIC-GL-0093, Exclusion - Chinese Drywall;\\nASIC-GL-0101, Earth or Land Movement Exclusion;\\nASIC-GL-0144, (IN only) Total Pollution Exclusion - Indiana;\\nCG 2149, Total Pollution Exclusion (except IN and LA);\\nCG 2154, Exclusion - Designated Operations Covered by a Consolidated (Wrap-Up) Insurance Program (indicate: All operations covered by a consolidated wrap-up insurance program);\\n\\nCG 2165, (LA only) Total Pollution Exclusion (with exceptions);\\nCG 2279, Exclusion - Contractors- Professional Liability;\\nCoverage Options:\\n1. Contractors - Home Repair and Remodeling (ASIC-GL-0092) available at a $15,000 limit; charge 10% of the GL premium subject to $250 minimum premium. \\n2. Electronic Data Liability (CG 0437) is available for limits of:\\n$10,000 = $100\\n$20,000 = $150\\n$50,000 = $200\\n\",\n \"IsoNotes\": \"\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"91340\",\n \"Description\": \"Carpentry - construction of residential property not exceeding 3 stories in height\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\nSubmit:\\n1. Risks with past or pending construction defect claims\\n2. Risks that have previously had operations as a general contractor\\n3. Multiple named insureds and joint ventures\\n4. Work at gas, oil or chemical plants\\nProhibited:\\n1. Asbestos or hazardous waste removal by insured or subcontractors\\n2. Operations for condominiums or townhouses\\n3. Hired and/or Nonowned Auto Coverage\\n4. Fire and Water restoration operations\\n5. Mold and spore treatment or removal operations\\n6. Underpinning or soil stabilization operations\\nRequired Forms:\\nASIC-GL-0031, Continuing or Ongoing Damage Exclusion;\\nASIC-GL-0086, Injury to Worker Exclusion;\\nASIC-GL-0093, Exclusion - Chinese Drywall;\\nASIC-GL-0101, Earth or Land Movement Exclusion;\\nASIC-GL-0144, (IN only) Total Pollution Exclusion - Indiana;\\nCG 2149, Total Pollution Exclusion (except IN and LA);\\nCG 2154, Exclusion - Designated Operations Covered by a Consolidated (Wrap-Up) Insurance Program (indicate: All operations covered by a consolidated wrap-up insurance program);\\nCG 2165, (LA only) Total Pollution Exclusion (with exceptions);\\nCG 2279, Exclusion - Contractors- Professional Liability;\\n\\nCoverage Options:\\n1. Contractors - Home Repair and Remodeling (ASIC-GL-0092) available at a $15,000 limit; charge 10% of the GL premium subject to $250 minimum premium. \\n2. Electronic Data Liability (CG0437) is available for limits of:\\n$10,000 = $100\\n$20,000 = $150\\n$50,000 = $200\\n\",\n \"IsoNotes\": \"\\nThis classification includes construction of private garages in connection with such residential property.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"91341\",\n \"Description\": \"Carpentry - interior\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\nSubmit:\\n1. Risks with past or pending construction defect claims\\n2. Risks that have previously had operations as a general contractor\\n3. Multiple named insureds and joint ventures\\n4. Work at gas, oil or chemical plants\\nProhibited:\\n1. Asbestos or hazardous waste removal by insured or subcontractors\\n2. Fire and Water restoration operations \\n3. Hired and/or Nonowned Auto Coverage\\n4. Mold and spore treatment or removal operations\\n5. Underpinning or soil stabilization operations\\nRequired Forms:\\nASIC-GL-0031, Continuing or Ongoing Damage Exclusion;\\nASIC-GL-0086, Injury to Worker Exclusion;\\nASIC-GL-0093, Exclusion - Chinese Drywall;\\nASIC-GL-0101, Earth or Land Movement Exclusion;\\nASIC-GL-0144, (IN only) Total Pollution Exclusion - Indiana;\\nCG 2149, Total Pollution Exclusion Endorsement;\\nCG 2154, Exclusion - Designated Operations Covered by a Consolidated (Wrap-Up) Insurance Program (indicate: All operations covered by a consolidated wrap-up insurance program);\\nCG 2165, (LA only) Total Pollution Exclusion (with exceptions);\\nCG 2279, Exclusion - Contractors- Professional Liability;\\nCoverage Options:\\n1. Contractors - Home Repair and Remodeling (ASIC-GL-0092) available at a $15,000 limit; charge 10% of the GL premium subject to $250 minimum premium. \\n2. Electronic Data Liability (CG0437) is available for limits of:\\n$10,000 = $100\\n$20,000 = $150\\n$50,000 = $200\\n\",\n \"IsoNotes\": \"\\nThis classification includes:\\n- The installation of doors, floors, windows, cabinets and hardwood or parquet flooring.\\n- Incidental shop work\\nThis classification is not applicable to contractors engaged in any other carpentry operations at the same job or location.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"91343\",\n \"Description\": \"Carpentry - shop only\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\nRequired Forms:\\nASIC-GL-0093, Exclusion - Chinese Drywall;\\nCoverage Options:\\nContractors - Home Repair and Remodeling (ASIC-GL-0092) available at a $15,000 limit; charge 10% of the GL premium subject to $250 minimum premium. \\n\",\n \"IsoNotes\": \"\\nThe following shall be separately classified and rated:\\n- Lumberyards\\n- Building material dealers\\n- Home improvement stores\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"51777\",\n \"Description\": \"Carpet or Rug Mfg.\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\nSubmit: \\n1. Prior voluntary or involuntary product recall circumstances of recall required\\n2. Stand-alone products coverage \\nProhibited:\\nDiscontinued Products/Completed Operations coverage \\nRequired Forms: \\nASIC-GL-0054, Specified Products Liability (required if Products Liability provided); \\nASIC-GL-0064, Exclusion- Cancer; \\nASIC- GL-0086, Injury to Worker Exclusion; \\nASIC-GL-0144, (IN only) Total Pollution Exclusion - Indiana;\\nCG 2149, Total Pollution Exclusion (except IN and LA);\\nCG 2165, (LA only) Total Pollution Exclusion (with exceptions);\\nCG 2196, Silica or Silica-Related Dust Exclusion; \\nCoverage Options: \\nLimited Product Withdrawal Expense Endorsement (CG 0436) available for $7,500 aggregate limit at no additional charge. Indicate \\\"0\\\" for Deductible Amount and Participation Percentage. For the Cut-off Date, indicate the inception date of the first Ategrity policy with continuous renewal coverage with Ategrity to current policy.\\n\",\n \"IsoNotes\": \"\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"11007\",\n \"Description\": \"Carpet, Rug or Upholstery Cleaning - shop only\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"91405\",\n \"Description\": \"Carpet, Rug, Furniture or Upholstery Cleaning - on customers' premises\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\n1. Debris removal operations refer to classification (91629)\\n2. Supplemental application required\\nSubmit:\\n1. Exterior window cleaning greater than 10 stories\\n2. Fire damage restoration contractors \\nProhibited:\\n1.Aircraft exposures\\n2. Cleanrooms\\n3. Hazardous material cleanup\\n4. Meth lab clean up \\n5. Mold or spore remediation\\n6.Off-shore oil rigs\\n7. Restaurant hood vent cleaning \\n8.Sanitizing medical equipment or instruments \\n9.Snow removal \\n10.Transportation terminals \\n11.Water restoration contractors \\nCredits and Surcharges: \\n1. Apply a 15% credit to GL classification 68616 if operations are limited to light office cleaning (vacuuming, dusting, trash removal, etc). \\n2. Apply a 50% credit to GL classification 68616 if operation is 100% residential cleaning. Credit does not apply to residential make-ready operations. \\n3. Floor waxing surcharge:\\n\\tLess than 15% = no surcharge \\n\\t15% - 25% = 1.40 mod applied\\n\\t26% - 35% = 1.50 mod applied\\n\\t36% - 50% = 1.80 mod applied\\n\\t51% - 75% = 2.05 mod applied \\n\\tOver 75% = 2.30 mod applied\\nRequired Forms: \\nASIC-GL-0086, Injury to Worker Exclusion;\\nCG 2154, Exclusion- Designated Operations Covered by a Consolidated (Wrap-Up) Insurance Program (indicate: All operations covered by a Consolidated (wrap-up) insurance program;\\nOptional Forms: :\\nASIC-GL-0060, Classification Limitation;\\nASIC-GL-0095, Absolute Employee and Worker Injury and Liability Exclusion (do not attach CG 2139 or CG 2426 with this form);\\nCoverage Options: \\n1. Lost Key Coverage (ASIC-GL-0078) is included at $25,000 /$25,000 limits. \\n2. Property Damage Extension (ASIC-GL-0076) is available for limits of: \\n$5,000/$25,000 = $115 \\n$10,000/$25,000 = $165\\n$25,000/$25,000 = $185\",\n \"IsoNotes\": \"\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"11020\",\n \"Description\": \"Catalog or Premium Coupon Redemption Stores\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"11039\",\n \"Description\": \"Caterers\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \" \\n1. Food Trucks and mobile food concession trailers refer to classification (16819)\\n2. Liquor Liability refer to Liquor Liability classification (58161)\\n3. Subcontractors must provide certificates of insurance with equal or greater than our insured, provide hold harmless in favor of our insured and name the insured as an additional insured \\n4. Supplemental application required \\n5. Venues with more than 10 acres of vacant land must separately rate the land exposure. Refer to Vacant Land classification (49451)\\nProhibited: \\n1. Airline catering \\n2. Hired and/or Nonowned Auto Coverage\\n3. Mobile bartending \\n4. Off-shore catering exposures (gas and oil rigs, ships) \\n5. Valet services by the insureds employees at off-site locations in conjunction with a hall exposure\\n\\nRequired Forms:\\nASIC-GL-0079, Total Liquor Exclusion (remove if applying a separate rate for the liquor exposure)\\n\",\n \"IsoNotes\": \"\\nThis classification applies to risks serving food away from the insured's premises only. Concessionaires selling beverages or food at exhibitions, parks, shows, sports contests or theaters and store operations shall be separately classified and rated.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"51790\",\n \"Description\": \"Caulking Compounds, Putty or Similar Products Mfg.\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \" \\nELPS:\\nELP - Products - 1.14\\nRequired Forms:\\nASIC-GL-0054, Specified Products Liability (required if Products coverage provided); \\n\",\n \"IsoNotes\": \"\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"41510\",\n \"Description\": \"Caves - tourist attraction\",\n \"Authority\": \"S/S\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"91436\",\n \"Description\": \"Ceiling or Wall Installation - metal\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\nSubmit:\\n1. Gas, oil or chemical plant operations\\n2. General contractor operations- past or present \\n3. Multiple named insureds and joint ventures\\nProhibited:\\n1. Asbestos or hazardous waste removal by insured or subcontractors\\n2. Fire and Water restoration operations \\n3. Hired and/or Nonowned Auto Coverage\\n4. Mold and spore treatment or removal operations\\n5. Underpinning or soil stabilization operations\\nRequired Forms:\\nASIC-GL-0031, Continuing or Ongoing Damage Exclusion;\\nASIC-GL-0086, Injury to Worker Exclusion;\\nASIC-GL-0101, Earth or Land Movement Exclusion;\\nASIC-GL-0144, (IN only) Total Pollution Exclusion - Indiana;\\nCG 2149, Total Pollution Exclusion (except IN and LA);\\nCG 2154, Exclusion - Designated Operations Covered by a Consolidated (Wrap-Up) Insurance Program (indicate: All operations covered by a consolidated wrap-up insurance program);\\nCG 2165, (LA only) Total Pollution Exclusion (with exceptions);\\nCG 2279, Exclusion - Contractors- Professional Liability;\\n\\nCoverage Options:\\n1. Contractors - Home Repair and Remodeling (ASIC-GL-0092) available at a $15,000 limit; charge 10% of the GL premium subject to $250 minimum premium. \\n2. Electronic Data Liability (CG 0437) is available for limits of:\\n$10,000 = $100\\n$20,000 = $150\\n$50,000 = $200\\n\",\n \"IsoNotes\": \"\\nCeiling or wall installation other than metal shall be separately classified and rated as \\\"Dry Wall or Wallboard Installation\\\" or \\\"Carpentry\\\".\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"91551\",\n \"Description\": \"Cell Tower - Service or Repair (Rated as Communication Equipment - installation - industrial or commercial )#\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\nSupplemental application required\\nSubmit: \\nTowers located on buildings \\nWork on towers located on buildings\\nProhibited: \\n1. Hired and Non-Owned Auto Coverage \\n2. Tower inspections \\nRequired Forms: \\nASIC-GL-0031, Continuing or Ongoing Damage Exclusion; \\nASIC-GL-0064, Cancer Exclusion; \\nASIC-GL-0086, Injury to Worker Exclusion; \\nASIC-GL-0101, Earth or Land Movement Exclusion; \\nASIC-GL-0111, (CT, MA, ME, NH, NJ, PA, RI, VT only) Exclusion- Work in the State of New York;\\nASIC-GL-0112, Manganese Exclusion;\\nASIC-GL-0144, (IN only), Total Pollution Exclusion- Indiana; \\nCG 2149, Total Pollution Exclusion Endorsement (exception IN and LA);\\nCG 2165, (LA only) Total Pollution Exclusion (with exceptions); \\nCG 2279, Exclusion- Contractors- Professional Liability; \\nOptional Forms: : \\nCG 2503, Designated Construction Project(s) General Aggregate Limit;\",\n \"IsoNotes\": \"\\nThe following shall be separately classified and rated:\\n- Outside electrical power line construction\\n- Telephone, telegraph or cable TV line construction\\n- Household communication equipment, appliances - household\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"51796\",\n \"Description\": \"Cellophane and Cellophane Products Mfg.\",\n \"Authority\": \"A/S\",\n \"CompanyNotes\": \" \\nELPS:\\nELP - Products - .50\",\n \"IsoNotes\": \"\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"51809\",\n \"Description\": \"Cement or Plaster Mfg. - bulk\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \" \\nRequired Forms:\\nASIC-GL-0054, Specified Products Liability (required if Products coverage provided); \\nASIC-GL-0093, Exclusion - Chinese Drywall;\\nCG 2196, Silica or Silica-Related Dust Exclusion; \\nCoverage Options:\\nContractors - Home Repair and Remodeling (ASIC-GL-0092) available at a $15,000 limit; charge 10% of the GL premium subject to $250 minimum premium. \\n\",\n \"IsoNotes\": \"\\nThe following shall be separately classified and rated:\\n- Dredging\\n- Excavation\\n- Mining\\n- Quarrying\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"51808\",\n \"Description\": \"Cement, Concrete Mix or Plaster Mfg. - packaged\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\nSubmit: \\n1. Prior voluntary or involuntary product recall circumstances of recall required\\n2. Stand-alone products coverage \\nProhibited:\\nDiscontinued Products/Completed Operations coverage \\nRequired Forms: \\nASIC-GL-0054, Specified Products Liability (required if Products Liability provided); \\nASIC-GL-0064, Exclusion- Cancer; \\nASIC-GL-0086, Injury to Worker Exclusion; \\nASIC-GL-0093, Chinese Drywall Exclusion;\\nASIC-GL-0144, (IN only) Total Pollution Exclusion - Indiana;\\nCG 2149, Total Pollution Exclusion (except IN and LA);\\nCG 2165, (LA only) Total Pollution Exclusion (with exceptions);\\nCG 2196, Silica or Silica-Related Dust Exclusion; \\nCoverage Options: \\n1. Contractors - Home Repair and Remodeling (ASIC-GL-0092) available at a $15,000 limit; charge 10% of the GL premium subject to $250 minimum premium. \\n2. Limited Product Withdrawal Expense Endorsement (CG 0436) available for $7,500 aggregate limit at no additional charge. Indicate \\\"0\\\" for Deductible Amount and Participation Percentage. For the Cut-off Date, indicate the inception date of the first Ategrity policy with continuous renewal coverage with Ategrity to current policy.\",\n \"IsoNotes\": \"\\nThe following shall be separately classified and rated:\\n- Dredging\\n- Excavation\\n- Mining\\n- Quarrying\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"41604\",\n \"Description\": \"Cemeteries - Not- For-Profit\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \" \\nRequired Forms: \\nCG 2156, Exclusion - Funeral Services;\",\n \"IsoNotes\": \"\\nThis classification includes all buildings on the property other than mausoleums owned and operated by the cemetery.\\nProfessional services are excluded. Use Exclusion - Funeral Services Endorsement CG 21 56.\\nThe following shall be separately classified and rated:\\n- Mausoleums owned or operated by the cemetery\\n- Crematory operations\\nBasis of premium is each acre.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"41603\",\n \"Description\": \"Cemeteries - Other than Not-For- Profit\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \" \\nRequired Forms: \\nCG 2156, Exclusion - Funeral Services;\",\n \"IsoNotes\": \"\\nThis classification includes all buildings on the property other than mausoleums owned and operated by the cemetery.\\nProfessional services are excluded. Use Exclusion - Funeral Services Endorsement CG 21 56.\\nThe following shall be separately classified and rated:\\n- Mausoleums owned or operated by the cemetery\\n- Crematory operations\\nBasis of premium is each acre.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"11052\",\n \"Description\": \"Chairs - rented to others\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"51833\",\n \"Description\": \"Charcoal or Coal Briquette Mfg.\",\n \"Authority\": \"P/P\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"11101\",\n \"Description\": \"Chemical Distributors\",\n \"Authority\": \"P/P\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\\nFormulating, mixing or blending shall be classified and rated as manufacturers.\\nWhen products coverage is afforded, this classification includes coverage for bodily injury or property damage arising from the delivery of any liquid product into a wrong receptacle or to a wrong address or the erroneous delivery of one liquid product for another, if the bodily injury or property damage occurs after delivery has been completed.\\nUse Misdelivery Of Liquid Products Coverage Endorsement CG 22 66.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"51850\",\n \"Description\": \"Chemical Mfg. - commercial or industrial NOC\",\n \"Authority\": \"P/P\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"51852\",\n \"Description\": \"Chemical Mfg. - commercial or industrial - primarily flammable explosive or reactive NOC\",\n \"Authority\": \"P/P\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"51853\",\n \"Description\": \"Chemical Mfg. - commercial or industrial - primarily toxic or presenting a health hazard NOC\",\n \"Authority\": \"P/P\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"51851\",\n \"Description\": \"Chemical Mfg. - commercial or industrial - toxic and either flammable, explosive or reactive NOC\",\n \"Authority\": \"P/P\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"51855\",\n \"Description\": \"Chemical Mfg. - household NOC\",\n \"Authority\": \"P/P\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"51856\",\n \"Description\": \"Chemical Mfg. - household - primarily flammable, explosive or reactive NOC\",\n \"Authority\": \"P/P\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"51857\",\n \"Description\": \"Chemical Mfg. - household - primarily toxic or presenting a health hazard NOC\",\n \"Authority\": \"P/P\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"51854\",\n \"Description\": \"Chemical Mfg. - household - toxic and either flammable, explosive or reactive NOC\",\n \"Authority\": \"P/P\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"11120\",\n \"Description\": \"Children's Playcenters - Indoor\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \" \\nPremium is 100% fully earned \\nProhibited: \\n1. Hired and/or Nonowned Auto Coverage \\n2. Inflatable amusement devices \\nRequired Forms: \\nASIC-GL-0027, Minimum and Advanced Premium Endorsement; \\nASIC-GL-0074, Sexual and/or Physical Abuse Exclusion; \\nASIC-GL-0079, Total Liquor Liability Exclusion; \\nOptional: \\nASIC-GL-0059, Amusement Ride Exclusion; \\nASIC-GL-0096, Transmissible Pathogen Exclusion; \\nCoverage Options: \\nSexual and/or Physical Abuse Liability Coverage (ASIC-GL-0077) is included at $25,000/$50,000 limits (If ASIC-GL-0077 is NOT selected, then Sexual and/or Physical Abuse Exclusion (ASIC-GL-0074) is required).\\n\",\n \"IsoNotes\": \"\\nThis classification applies to commercially operated indoor play facilities for children.\\nThis classification does not apply to a children's playcenter operated in connection with the insured's business and on the same premises, if the classification to which the insured is assigned is rated on a gross sales basis and there is no separate charge for use of that play area.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"91481\",\n \"Description\": \"Chimney Cleaning\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\nSubmit:\\n1. Gas, oil or chemical plants operations\\n2. Multiple named insureds and joint ventures\\nProhibited:\\n1. Asbestos or hazardous waste removal by insured or subcontractors\\n2. Cleaning of cooking exhausts/vents/hoods\\n2. Fire and Water restoration operations \\n3. Hired and/or Nonowned Auto Coverage\\n4. Mold and spore treatment or removal operations\\nRequired Forms:\\nASIC-GL-0031, Continuing or Ongoing Damage Exclusion;\\nASIC-GL-0064, Exclusion - Cancer;\\nASIC-GL-0086, Injury to Worker Exclusion;\\nASIC-GL-0144, (IN only) Total Pollution Exclusion - Indiana;\\nCG 2149, Total Pollution Exclusion (except IN and LA);\\nCG 2165, (LA only) Total Pollution Exclusion (with exceptions);\\nCG 2279, Exclusion - Contractors- Professional Liability;\\nCoverage Options:\\n1. Contractors - Home Repair and Remodeling (ASIC-GL-0092) available at a $15,000 limit; charge 10% of the GL premium subject to $250 minimum premium. \\n2. Electronic Data Liability (CG0437) is available for limits of:\\n$10,000 = $100\\n$20,000 = $150\\n$50,000 = $200\",\n \"IsoNotes\": \"\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"51869\",\n \"Description\": \"China, Porcelain or Earthenware Mfg. \",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\n1. Clay or shale digging refer to Clay and Shale Digging classification (91507)\\n2. Kiln construction or reconstruction contemplated within the classification.\\nSubmit: \\n1. Prior voluntary or involuntary product recall circumstances of recall required\\n2. Stand-alone products coverage \\nProhibited:\\nDiscontinued Products/Completed Operations coverage \\nRequired Forms: \\nASIC-GL-0054, Specified Products Liability (required if Products Liability provided); \\nASIC-GL-0064, Exclusion- Cancer; \\nASIC- GL-0086, Injury to Worker Exclusion; \\nCG 2149, Total Pollution Exclusion; \\nCG 2196, Silica or Silica-Related Dust Exclusion; \\nCoverage Options:\\n\\tLimited Product Withdrawal Expense Endorsement (CG 0436) available for $7,500 aggregate limit at no additional charge. Indicate \\\"0\\\" for Deductible Amount and Participation Percentage. For the Cut-off Date, indicate the inception date of the first Ategrity policy with continuous renewal coverage with Ategrity to current policy.\\n\",\n \"IsoNotes\": \"\\nThis classification includes construction or reconstruction of sheds or kilns.\\nThe following shall be separately classified and rated:\\n- Clay or shale digging\\n- Sand digging\\n- Mining\\n- Quarrying\\n- Manufacturing of building materials\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"41650\",\n \"Description\": \"Churches or other Houses of Worship\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\n1. Day Care/Pre-school operations - refer to Day Care Centers (41715, 41716)\\n2. School exposures - refer to appropriate Schools classification\\n3. Supplemental application required \\n4. Swimming pools -separately classify and rate as Swimming Pools - NOC (48925)\\nSubmit:\\n1. Camp exposures\\n2. Errors and omissions prior allegations, claims or suits \\nProhibited:\\n1. Activities outside of the United States \\n2. Clergy E & O coverage on monoline basis\\n3. GL limits in excess of $1Mil/$2Mil when providing Clergy E & O coverage \\n4. Hired and/or NonOwned Auto Coverage\\nRequired Forms:\\nASIC-GL-0053, Fungi or Bacteria Exclusion (required if ASIC-GL-0094 is attached to the policy); \\nASIC-GL-0074, Sexual and/or Physical Abuse Exclusion; \\nASIC-GL-0086, Injury to Worker Exclusion (except NY)\\nCG 2002, Additional Insured- Church Members;\\nCG 2101, Athletic Participant Exclusion; \\nCG 2116, Exclusion- Designated Professional Services (indicate Any and all professional exposures);\\nCoverage Options:\\n1. Clergy Counseling Errors and Omissions Coverage (ASIC-GL-0094) available at General Liability limits; charge 10% of the GL premium, subject to $500 minimum premium (Maximum GL limits $1Mil/$2Mil when providing Clergy E & O coverage.) (do not attach CG 2116 with ASIC-GL-0094);\\n\\n2. Sexual and/or Physical Abuse (ASIC-GL-0077) included at $100,000/$300,000 limits. (TX exception: coverage included at $25,000/$50,000 limits). Use 100/300 limits - if both Church and Day Care classifications are shown, limits must be the same) (If ASIC-GL-0077 is NOT selected, then Sexual and/or Physical Abuse Exclusion (ASIC-GL-0074) is required). \\nEXCESS \",\n \"IsoNotes\": \"\\nBurial sites located in the same premises are included at no additional charge.\\nChurch members are included as additional insureds. Use Additional Insured - Church Members, Officers And Volunteer Workers Endorsement CG 20 22.\\nThe following shall be separately classified and rated:\\n- Camps\\n- Private residences, as dwellings except that no charge shall be made for private residences occupied full-time and used exclusively for residential purposes by clergy or other religious members and their families\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"91507\",\n \"Description\": \"Clay or Shale Digging\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\nRequired Forms: \\nCG 2196, Silica or Silica-Related Dust Exclusion;\",\n \"IsoNotes\": \"\\nThis classification includes milling and preparing of clay and shale.\\nThe following shall be separately classified and rated:\\n- Canal, sewer or cellar excavation\\n- Underground mining\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"51877\",\n \"Description\": \"Clay Products Mfg.\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\n1. Clay products other than china, earthenware, porcelain manufacturing contemplated in this classification. \\n2. Clay or shale digging refer to Clay and Shale Digging classification (91507)\\nSubmit: \\n1. Prior voluntary or involuntary product recall circumstances of recall required\\n2. Stand-alone products coverage \\nProhibited:\\nDiscontinued Products/Completed Operations coverage \\nRequired Forms: \\nASIC-GL-0054, Specified Products Liability (required if Products Liability provided); \\nASIC-GL-0064, Exclusion- Cancer; \\nASIC- GL-0086, Injury to Worker Exclusion; \\nCG 2149, Total Pollution Exclusion; \\nCG 2196, Silica or Silica-Related Dust Exclusion; \\nCoverage Options: \\nLimited Product Withdrawal Expense Endorsement (CG 0436) available for $7,500 aggregate limit at no additional charge. Indicate \\\"0\\\" for Deductible Amount and Participation Percentage. For the Cut-off Date, indicate the inception date of the first Ategrity policy with continuous renewal coverage with Ategrity to current policy.\\n\",\n \"IsoNotes\": \"\\nThe following shall be separately classified and rated:\\n- Clay or shale digging\\n- Sand digging\\n- Mining\\n- Quarrying\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"91523\",\n \"Description\": \"Cleaning - Outside surfaces of buildings and other exterior surfaces\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\nInterior pressure cleaning operations refer to classification (98705)\\nProhibited:\\n1. Aircraft\\n2.Bridge cleaning/sandblasting\\n3. Hired and/or Nonowned Auto Coverage \\n4. Hulls of ships cleaning/sandblasting\\n5. Mold removal and remediation\\n6. Oilfield cleaning/sandblasting\\n7. Restaurant hood and vent cleaning \\n8. Tank or drum cleaning/sandblasting\\nCredits and Surcharges:\\n(NY Only) A 30% credit may be applied to the premises and Products/Co liability rates if Absolute Employee and Worker Injury and Liability Exclusion (ASIC-GL-0095) is attached to the policy. (Do not attach CG 2139 or CG 2426 with ASIC-GL-0095)\\n\\nRequired Forms:\\nASIC-GL-0111, (PA only), Exclusion- Work in the State of New York;\\n(IN only)ASIC-GL-0144,Total Pollution Exclusion- Indiana;\\nCG 2149, Total Pollution Exclusion Endorsement (except LA and IN);\\nCG 2154, Exclusion- Designated Operations Covered by a Consolidated (Wrap-Up) Insurance Program (Indicate: All operations covered by a consolidated [wrap-up] insurance program); \\nCG 2165, (LA only) Total Pollution Exclusion (with exceptions); \\nCG 2196, Silica or Silica-Related Dust Exclusion;\\nOptional Forms: : \\nASIC-GL-0095, Absolute Employee and Worker Injury and Liability Exclusion (do not attach CG 2139 or CG 2426 with ASIC-GL-0095);\\nCoverage Options: \\nProperty Damage Extension (ASIC-GL-0076) is available for limits of: \\n$5,000/$25,000 = $115 \\n$10,000/$25,000 = $165\\n$25,000/$25,000 = $185\",\n \"IsoNotes\": \"\\nThis classification applies to risks primarily engaged in cleaning the outside surfaces of buildings, decks, driveways, awnings, gutters, entranceways and sidewalks. This includes risks that provide services for power washing with water or laser-beam techniques.\\nIf the cleaning is done as part of another operation, then those cleaning operations shall be included in the governing classification.\\nThe following shall be separately classified and rated:\\n- Renovating operations\\n- Sandblasting operations\\n- Window cleaning\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"51889\",\n \"Description\": \"Clock Mfg.\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\nSubmit: \\n1. Prior voluntary or involuntary product recall circumstances of recall required\\n2. Stand-alone products coverage \\nProhibited:\\n1. Discontinued Products/Completed Operations coverage \\n2. Operation, regulation, timing or control of machinery or equipment other than household appliances\\nRequired Forms: \\nASIC-GL-0054, Specified Products Liability (required if Products Liability provided); \\nASIC-GL-0064, Exclusion- Cancer; \\nASIC- GL-0086, Injury to Worker Exclusion; \\nCG 2149, Total Pollution Exclusion; \\nCG 2196, Silica or Silica-Related Dust Exclusion; \\nCoverage Options: \\nLimited Product Withdrawal Expense Endorsement (CG 0436) available for $7,500 aggregate limit at no additional charge. Indicate \\\"0\\\" for Deductible Amount and Participation Percentage. For the Cut-off Date, indicate the inception date of the first Ategrity policy with continuous renewal coverage with Ategrity to current policy.\\n\",\n \"IsoNotes\": \"\\nThis classification does not include clock or clock works used for the operation, timing, regulation or control of machinery or equipment other than household type appliances. Time devices of this nature shall be separately classified and rated as \\\"Instrument Mfg.\\\".\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"51896\",\n \"Description\": \"Clothing Mfg.\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\nSubmit: \\n1. Prior voluntary or involuntary product recall circumstances of recall required\\n2. Stand-alone products coverage \\nProhibited:\\n1. Children and infants clothing manufacturing\\n2. Discontinued Products/Completed Operations coverage \\n3. Safety clothing \\nRequired Forms: \\nASIC-GL-0054, Specified Products Liability (required if Products Liability provided); \\nASIC-GL-0064, Exclusion- Cancer; \\nASIC- GL-0086, Injury to Worker Exclusion; \\nCG 2149, Total Pollution Exclusion; \\nCG 2196, Silica or Silica-Related Dust Exclusion; \\n\\nCoverage Options:\\nLimited Product Withdrawal Expense Endorsement (CG 0436) available for $7,500 aggregate limit at no additional charge. Indicate \\\"0\\\" for Deductible Amount and Participation Percentage. For the Cut-off Date, indicate the inception date of the first Ategrity policy with continuous renewal coverage with Ategrity to current policy.\\n\",\n \"IsoNotes\": \"\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"11126\",\n \"Description\": \"Clothing or Wearing Apparel Distributors\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\nSeparately class and rate retail sales, including internet retail sales, that exceed 20% of gross sales.\\nSubmit:\\nManufacturers representatives\\nProhibited:\\n1. Assembling operations\\n2. Foreign Products (refer to appropriate manufacturing class)\\n3. Hired and/or Nonowned Auto Coverage\\n4. Importers\\n5. Manufacturers as additional insureds\\n6. Products manufactured/designed by or for the insured\\n7. Relabeling or repackaging of products \\n8. Used products\\nRequired Forms:\\nASIC-GL-0087, Scheduled Products Exclusion;\\n\\nCoverage Option:\\nContractors Home Repair and Remodeling (ASIC-GL-0092) $15,000 limit available for 10% of the GL premium subject to $250 minimum premium.\\n\",\n \"IsoNotes\": \"\\nThis classification includes tailoring, clothing alterations and repair work but excludes manufacturing. Manufacturing of clothing shall be separately classified and rated.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"11128\",\n \"Description\": \"Clothing or Wearing Apparel Stores - Not-For- Profit\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\nProhibited:\\n1. Blending of electronic/vapor cigarette liquids\\n2. Sale of electronic/vapor cigarettes and /or liquids or vapors for same in excess of 15% of gross receipts\\n3. Sale of marijuana/cannabis or products containing marijuana/cannabis\\nRequired Forms:\\nASIC-GL-0097, Tobacco or Nicotine Products Health Hazard Exclusion;\\nCG 2245, Exclusion - Specified Therapeutic or Cosmetic Services;\\nCoverage Options:\\nElectronic Data Liability (CG 0437) is available for limits of:\\n$10,000 = $100\\n$20,000 = $150\\n$50,000 = $200\\n\",\n \"IsoNotes\": \"\\nThis classification includes tailoring, clothing alterations and repair work but excludes manufacturing. Manufacturing of clothing shall be separately classified and rated.\\nProfessional services are excluded. If professional services such as body piercing, or any other therapeutic or cosmetic services, are performed on premises, use Exclusion - Specified Therapeutic Or Cosmetic Services Endorsement CG 22 45.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"11127\",\n \"Description\": \"Clothing or Wearing Apparel Stores - Other than Not-For- Profit\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\nProhibited:\\n1. Blending of electronic/vapor cigarette liquids\\n2. Sale of electronic/vapor cigarettes and /or liquids or vapors for same in excess of 15% of gross receipts\\n3. Sale of marijuana/cannabis or products containing marijuana/cannabis\\nRequired Forms:\\nASIC-GL-0097, Tobacco or Nicotine Products Health Hazard Exclusion;\\nCG 2245, Exclusion - Specified Therapeutic or Cosmetic Services;\\nCoverage Options:\\nElectronic Data Liability (CG 0437) is available for limits of:\\n$10,000 = $100\\n$20,000 = $150\\n$50,000 = $200\\n\",\n \"IsoNotes\": \"\\nThis classification includes tailoring, clothing alterations and repair work but excludes manufacturing. Manufacturing of clothing shall be separately classified and rated.\\nProfessional services are excluded. If professional services such as body piercing, or any other therapeutic or cosmetic services, are performed on premises, use Exclusion - Specified Therapeutic Or Cosmetic Services Endorsement CG 22 45.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"41668\",\n \"Description\": \"Clubs - civic, service or social\\n- having buildings or premises owned or leased - Not- For-Profit only\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\n1. Archery ranges, refer to classification (10052/10053)\\n2. Hall rental rate under classification (44276, 44277)\\n3. Hunting Preserves, refer to classification (45224/45225)\\n4. Liquor liability refer to classification (58161)\\n5. Rifle or Pistol Ranges, refer to classification (47254)\\n6. Skeet or Trap Shooting Ranges, refer to classification (48206)\\n7. Supplemental applcation required\\n8. Swimming Clubs refer to classification (41666)\\nSubmit: \\n1. Boats (other than canoe or rowboats)\\n2. Equestrian riding clubs\\n3. Political rallies\\nProhibited:\\n1. ATV and UTV clubs\\n2. Dating clubs\\n3. Fraternities and sororities\\n4. Marijuana/Cannabis Clubs\\n5. Hired and/or Nonowned Auto Coverage \\n6. Snow and watersport clubs\\n7. Snowmobile clubs\\n\\nRequired Forms:\\nASIC-GL-0066, Assault and Battery Exclusion (required for political clubs); \\nASIC-GL-0079, Total Liquor Exclusion; \\nCG 2002, Additional Insured- Club Members; \\nCG 2101, Athletic Participants Exclusion; \\nCG 2138, Personal and Advertising Injury Exclusion (required for political clubs); \\nCG 2416, Canoes or Rowboats;\\n\",\n \"IsoNotes\": \"\\nClub members are included as additional insureds. Use Additional Insured - Club Members Endorsement CG 20 02.\\nThis classification does not apply to parks or other grounds where admission is charged.\\nThis classification includes coverage for the operation of owned canoes or rowboats. Use Canoes Or Rowboats Endorsement CG 24 16.\\nThe following shall be separately classified and rated:\\n- Camps\\n- Boats (other than owned canoes or rowboats)\\n- Saddle animals\\n- Skeet shooting or trap shooting ranges\\n- Ski lifts or tows\\n- Stadiums, grandstands or bleachers - outdoor - permanent or portable\\n- Grounds in excess of 5 acres, as \\\"Vacant Land\\\"\\n- Swimming pools\\n- Bathing beaches\\n- Toboggan slides\\n- Activities conducted by the insured to which the public is admitted for an admission charge\\n- Restaurants\\nThis classification applies only to clubs which charge a membership fee to join, may assess fees to cover expenses and/or liabilities, and provide that members oversee activities or elect directors, officers or management.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"41667\",\n \"Description\": \"Clubs - civic, service or social\\n- having buildings or premises owned or leased - Other than Not-For- Profit\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\n1. Hall rental rate under classification (44276, 44277)\\n2. Liquor liability refer to classification (58161)\\n3. Supplemental application required \\n4. Swimming Clubs refer to classification (41666)\\nSubmit: \\n1. Boats (other than canoe or rowboats)\\n2. Equestrian riding clubs\\n3. Political rallies\\nProhibited: \\n1. ATV and UTV clubs\\n2. Dating clubs\\n3. Fraternities and sororities\\n4. Marijuana/Cannabis Clubs\\n5. Hired and/or Nonowned Auto Coverage \\n6. Snow and watersport clubs\\n7. Snowmobile clubs\\n\\nRequired Forms: \\nASIC-GL-0066, Assault and Battery Exclusion (required for political clubs); \\nASIC-GL-0079, Total Liquor Exclusion; \\nCG 2002, Additional Insured- Club Members; \\nCG 2101, Athletic Participants Exclusion; \\nCG 2138, Personal and Advertising Injury Exclusion (required for political clubs);\\nCG 2416, Canoes or Rowboats; \\n\\n\",\n \"IsoNotes\": \"\\nClub members are included as additional insureds. Use Additional Insured - Club Members Endorsement CG 20 02.\\nThis classification does not apply to parks or other grounds where admission is charged.\\nThis classification includes coverage for the operation of owned canoes or rowboats. Use Canoes Or Rowboats Endorsement CG 24 16.\\nThe following shall be separately classified and rated:\\n- Camps\\n- Boats (other than owned canoes or rowboats)\\n- Saddle animals\\n- Skeet shooting or trap shooting ranges\\n- Ski lifts or tows\\n- Stadiums, grandstands or bleachers - outdoor - permanent or portable\\n- Grounds in excess of 5 acres, as \\\"Vacant Land\\\"\\n- Swimming pools\\n- Bathing beaches\\n- Toboggan slides\\n- Activities conducted by the insured to which the public is admitted for an admission charge\\n- Restaurants\\nThis classification applies only to clubs which charge a membership fee to join, may assess fees to cover expenses and/or liabilities, and provide that members oversee activities or elect directors, officers or management.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"41670\",\n \"Description\": \"Clubs - civic, service or social\\n- no buildings or premises owned or leased except for office purposes - Not-For-Profit only\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \" \\n1. Hall rental rate under classification (44276, 44277)\\n2. Liquor liability refer to classification (58161)\\n3. Supplemental application required \\n4. Swimming Clubs refer to classification (41666)\\nSubmit: \\n1. Boats (other than canoe or rowboats)\\n2. Equestrian riding clubs\\n3. Political rallies\\nProhibited: \\n1. ATV and UTV clubs\\n2. Dating clubs\\n3. Fraternities and sororities\\n4. Marijuana/Cannabis Clubs\\n5. Hired and/or Nonowned Auto Coverage \\n6. Snow and watersport clubs\\n7. Snowmobile clubs\\n\\nRequired Forms: \\nASIC-GL-0066, Assault and Battery Exclusion (required for political clubs); \\nASIC-GL-0079, Total Liquor Exclusion; \\nCG 2002, Additional Insured- Club Members; \\nCG 2101, Athletic Participants Exclusion; \\nCG 2138, Personal and Advertising Injury Exclusion (required for political clubs); \\n\",\n \"IsoNotes\": \"\\nClub members are included as additional insureds. Use Additional Insured - Club Members Endorsement CG 20 02.\\nThis classification includes clubs and organizations such as: Advertising, Business and Professional Women's lodges, Civitan, Exchange, Fraternities or Sororities, Kiwanis, Lions, Optimist, Rotary and Round Table which hire or rent premises only for specified days for meeting purposes.\\nThe following shall be separately classified and rated:\\n- Activities conducted by the insured to which the public is admitted for an admission charge\\n- Buildings or premises, other than offices, owned by or rented to the insured, except premises hired or rented only for specified days for meeting purposes\\n- Premises occupied by the insured for purposes other than meetings of members and guests\\nBasis of premium is each member.\\nThis classification applies only to clubs which charge a membership fee to join, may assess fees to cover expenses and/or liabilities, and provide that members oversee activities or elect directors, officers or management.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"41669\",\n \"Description\": \"Clubs - civic, service or social\\n- no buildings or premises owned or leased except for office purposes - Other than Not- For-Pro\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\n1. Hall rental rate under classification (44276, 44277)\\n2. Liquor liability refer to classification (58161)\\n3. Supplemental application required \\n4. Swimming Clubs refer to classification (41666)\\nSubmit: \\n1. Boats (other than canoe or rowboats)\\n2. Equestrian riding clubs\\n3. Political rallies\\nProhibited: \\n1. ATV and UTV clubs\\n2. Dating clubs\\n3. Fraternities and sororities\\n4. Marijuana/Cannabis Clubs\\n5. Hired and/or Nonowned Auto Coverage \\n6. Snow and watersport clubs\\n7. Snowmobile clubs\\nRequired Forms: \\nASIC-GL-0066, Assault and Battery Exclusion (required for political clubs); \\nASIC-GL-0079, Total Liquor Exclusion; \\nCG 2002, Additional Insured- Club Members; \\nCG 2101, Athletic Participants Exclusion; \\nCG 2138, Personal and Advertising Injury Exclusion (required for political clubs);\\n\",\n \"IsoNotes\": \"\\nClub members are included as additional insureds. Use Additional Insured - Club Members Endorsement CG 20 02.\\nThis classification includes clubs and organizations such as: Advertising, Business and Professional Women's lodges, Civitan, Exchange, Fraternities or Sororities, Kiwanis, Lions, Optimist, Rotary and Round Table which hire or rent premises only for specified days for meeting purposes.\\nThe following shall be separately classified and rated:\\n- Activities conducted by the insured to which the public is admitted for an admission charge\\n- Buildings or premises, other than offices, owned by or rented to the insured, except premises hired or rented only for specified days for meeting purposes\\n- Premises occupied by the insured for purposes other than meetings of members and guests\\nBasis of premium is each member.\\nThis classification applies only to clubs which charge a membership fee to join, may assess fees to cover expenses and/or liabilities, and provide that members oversee activities or elect directors, officers or management.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"11138\",\n \"Description\": \"Clubs - country or golf\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \" \\nGreenskeeper liability in the name of the licensed individual refer to Golf Courses -Greenskeepers (r/a Pest Control Services) classification (43470)\\nProhibited: \\nSegways\\nRequired Forms: \\nCG 2002, Additional Insured Club Members; \\nCG 2008, Additional Insured Users of Golfmobiles; \\nCG 2264, Pesticide/Herbicide Applicator Coverage (except OH and PA); \\nCG 2616, (PA only) PA Changes- Pesticide Applicator Coverage; \\nCG 2687, (OH only) Ohio Pesticide Applicator Coverage;\",\n \"IsoNotes\": \"\\nThis classification includes Golfmobiles rented to others. Use Additional Insured - Users Of Golfmobiles Endorsement CG 20 08.\\nThe following shall be separately classified and rated:\\n- Swimming pools\\n- Bathing beaches\\n- Restaurants and refreshment stands\\n- Sales of sporting goods\\nClub members are included as additional insureds. Use Additional Insured - Club Members Endorsement CG 20 02.\\nFor premium computation purposes do not include one time initiation fees in gross sales.\\nThis classification applies only to clubs which charge a membership fee to join, may assess fees to cover expenses and/or liabilities, and provide that members oversee activities or elect directors, officers or management.\\nThis classification includes clubs that permit non-members to use the facilities on a limited basis.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"41664\",\n \"Description\": \"Clubs - horseback riding - no commercial riding instructions\",\n \"Authority\": \"S/S\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\\nClub members are included as additional insureds. Use Additional Insured - Club Members Endorsement CG 20 02.\\nThis classification does not apply to risks with commercial riding instruction or hiring of horses.\\nCoverage does not apply to medical payments to club members.\\nThe following shall be separately classified and rated:\\n- Riding academies\\n- Camps\\n- Grandstands or bleachers\\n- Hiring of saddle animals\\n- Activities conducted by the insured to which the public is admitted if an admission fee is charged by the insured.\\nFor premium computation purposes include the area of indoor riding arenas and stables.\\nThis classification applies only to clubs which charge a membership fee to join, may assess fees to cover expenses and/or liabilities, and provide that members oversee activities or elect directors, officers or management.\\nThis classification includes clubs that permit non-members to use the facilities on a limited basis.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"41665\",\n \"Description\": \"Clubs - racquet sports and handball \",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\n1. Classification includes coverage for membership clubs. For swim and racquet clubswithoutmemberships, refer to classification Swimming Pools/Racquetball- commercial operated (48924).\\n2. Events other than swimming competitions separately rate under applicable classification. \\n3. If risk has both swim and racquet exposures, refer to Clubs - racquet sports and handball classification (41665).\\n4. Masseuses should be separately rated, refer to Masseuse/Masseur classification (44501).\\n5. Per member and family households are considered as one member for rating purposes.\\n6. Restaurants and concession sales should be separately rated, refer to Restaurant classifications:\\nRestaurants - with sale of alcoholic beverages that are less than 30% of the annual receipts of the restaurants - without table service with seating restaurants - operated by concessionaires - Other than Not- For-Profit (16819); \\nRestaurants - with no sale of alcoholic beverages - with table service (16900); \\nRestaurants - with no sale of alcoholic beverages - without seating (16902); \\nRestaurants - with no sale of alcoholic beverages - without table service - with seating (16901);\\n\\nRestaurants - with sale of alcoholic beverages that are less than 30% of the annual receipts of the restaurants - with table service (16910);\\nRestaurants - with sale of alcoholic beverages that are less than 30% of the annual receipts of the restaurants - without table service with seating (16911)\\n7. Supplemental application required\\nSubmit:\\nBeach clubs\\nProhibited:\\n1. Diving teams, diving competitions or diving instruction\\n2. Fenced pools without self-latching gate \\n3. Hired and/or Nonowned Auto Coverage\\n4. Outdoor swimming pools that are not fenced or enclosed by the building structure\\n5. Swimming pool, wading pool, hot tub or spa not in compliance with the federal Virginia Graeme Baker Pool and Spa Safety Act\\n6. Trampolines\\nCredits and Surcharges:\\nDiving boards and platforms, surcharge the General Liability rate 25%\\n\\nRequired Forms:\\nASIC-GL-0074, Sexual and/or Physical Abuse Exclusion; \\nASIC-GL-0079, Total Liquor Liability Exclusion (mandatory if members/guests are allowed to bring their own alcoholic beverages); \\nASIC-GL-0099, Exclusion- Athletic or Sports Participants; \\nCG 2002, Additional Insured- Club Members;\\nCoverage Options:\\n1. Limited Participant Coverage(ASIC-GL-0082) is included at $25,000/$50,000 limits (If ASIC-GL-0082 is NOT selected, then Exclusion- Athletic or Sports Participants (ASIC-GL-0099) is required).\\n2. Sexual and/or Physical Abuse Liability Coverage (ASIC-GL-0077) is included at $25,000/$50,000 limits (If ASIC-GL-0077 is NOT selected, then Sexual and/or Physical Abuse Exclusion (ASIC-GL-0074) is required).\\n\",\n \"IsoNotes\": \"\\nThe following shall be separately classified and rated:\\n- Swimming pools\\n- Bathing beaches\\n- Restaurants and refreshment stands\\n- Sales of sporting goods\\nClub members are included as additional insureds. Use Additional Insured - Club Members Endorsement CG 20 02.\\nCoverage does not apply to medical payments. Use Exclusion - Coverage C - Medical Payments Endorsement CG 21 35.\\nFor premium computation purposes do not include one time initiation fees in gross sales.\\nThis classification applies only to clubs which charge a membership fee to join, may assess fees to cover expenses and/or liabilities, and provide that members oversee activities or elect directors, officers or management.\\nThis classification includes clubs that permit non-members to use the facilities on a limited basis.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"41666\",\n \"Description\": \"Clubs - swimming \",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\n1. Classification includes coverage for membership clubs. For swim and racquet clubs without memberships, refer to classification Swimming Pools/Racquetball- commercial operated (48924).\\n2. Events other than swimming competitions separately rate under applicable classification.\\n3. If risk has both swim and racquet exposures, refer to Clubs - racquet sports and handball classification (41665).\\n4. Masseuses should be separately rated, refer to Masseuse/Masseur classification (44501).\\n5. Per member and family households are considered as one member for rating purposes.\\n6. Restaurants and concession sales should be separately rated, refer to Restaurant classifications:\\nRestaurants - with sale of alcoholic beverages that are less than 30% of the annual receipts of the restaurants - without table service with seating restaurants - operated by concessionaires - Other than Not- For-Profit (16819); \\nRestaurants - with no sale of alcoholic beverages - with table service (16900); \\nRestaurants - with no sale of alcoholic beverages - without seating (16902); \\nRestaurants - with no sale of alcoholic beverages - without table service - with seating (16901);\\n\\nRestaurants - with sale of alcoholic beverages that are less than 30% of the annual receipts of the restaurants - with table service (16910);\\nRestaurants - with sale of alcoholic beverages that are less than 30% of the annual receipts of the restaurants - without table service with seating (16911)\\n7. Supplemental application required\\nSubmit:\\nBeach clubs\\nProhibited:\\n1. Diving teams, diving competitions or diving instruction\\n2. Fenced pools without self-latching gate \\n3. Outdoor swimming pools that are not fenced or enclosed by the building structure\\n4. Swimming pool, wading pool, hot tub or spa not in compliance with the federal Virginia Graeme Baker Pool and Spa Safety Act\\n5. Trampolines\\nCredits and Surcharges:\\nDiving boards and platforms, surcharge the General Liability rate 25%\\nELPS:\\nELP - Prem Ops - 2.95\\n\\nRequired Forms:\\nASIC-GL-0074, Sexual and/or Physical Abuse Exclusion; \\nASIC-GL-0079, Total Liquor Liability Exclusion (mandatory if members/guests are allowed to bring their own alcoholic beverages); \\nASIC-GL-0099, Exclusion- Athletic or Sports Participants; \\nCG 2002, Additional Insured- Club Members;\\nCoverage Options: \\n1. Limited Participant Coverage (ASIC-GL-0082) is included at $25,000/$50,000 limits (If ASIC-GL-0082 is NOT selected, then Exclusion- Athletic or Sports Participants (ASIC-GL-0099) is required).\\n2. Sexual and/or Physical Abuse Liability Coverage (ASIC-GL-0077) is included at $25,000/$50,000 limits (If ASIC-GL-0077 is NOT selected, then Sexual and/or Physical Abuse Exclusion (ASIC-GL-0074) is required).\\n\",\n \"IsoNotes\": \"\\nClub members are included as additional insureds. Use Additional Insured - Club Members Endorsement CG 20 02.\\nThis classification applies to risks whose primary function is the operation of swimming facilities for members and their guests, with membership on a seasonal or annual basis.\\nCoverage does not apply to medical payments. Use Exclusion - Coverage C - Medical Payments Endorsement CG 21 35.\\nThe following shall be separately classified and rated:\\n- Swimming pools - commercially operated\\n- Restaurants and refreshment stands\\n- Sales of sporting goods\\nFor premium computation purposes do not include one time initiation fees in gross sales.\\nThis classification applies only to clubs which charge a membership fee to join, may assess fees to cover expenses and/or liabilities, and provide that members oversee activities or elect directors, officers or management.\\nThis classification includes clubs that permit non-members to use the facilities on a limited basis.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"51900\",\n \"Description\": \"Coffins or Caskets Mfg.\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\nSubmit: \\n1. Prior voluntary or involuntary product recall circumstances of recall required\\n2. Stand-alone products coverage \\nProhibited:\\nDiscontinued Products/Completed Operations coverage \\nRequired Forms: \\nASIC-GL-0054, Specified Products Liability (required if Products Liability provided); \\nASIC-GL-0064, Exclusion- Cancer; \\nASIC-GL-0086, Injury to Worker Exclusion; \\nCG 2149, Total Pollution Exclusion; \\nCG 2196, Silica or Silica-Related Dust Exclusion; \\nCoverage Options: \\nLimited Product Withdrawal Expense Endorsement (CG 0436) available for $7,500 aggregate limit at no additional charge. Indicate \\\"0\\\" for Deductible Amount and Participation Percentage. For the Cut-off Date, indicate the inception date of the first Ategrity policy with continuous renewal coverage with Ategrity to current policy.\\n\",\n \"IsoNotes\": \"\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"51909\",\n \"Description\": \"Coke Mfg.\",\n \"Authority\": \"P/P\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"11155\",\n \"Description\": \"Collectibles and Memorabilia Stores\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\nSubmit:\\nGun sales if 15% or less of total sales (Prohibited in excess of 15%)\\nProhibited:\\n1. Gun sales in excess of 15% of total sales\\n2. Sale of electronic/vapor cigarettes and /or liquids or vapors for same in excess of 15% of gross receipts\\n3. Sale of marijuana/cannabis or products containing marijuana/cannabis\\nRequired Forms:\\nASIC-GL-0097, Tobacco or Nicotine Products Health Hazard Exclusion;\\n\\nCoverage Options:\\nElectronic Data Liability (CG 0437) is available for limits of:\\n$10,000 = $100\\n$20,000 = $150\\n$50,000 = $200\\n\",\n \"IsoNotes\": \"\\nThis classification does not apply to stores engaged in the sale of antique furnishings.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"6\",\n \"Description\": \"Collection Agencies - Telephone or Mail Contact only - No Off Premises operations or repossession activities. (Rated as Building\",\n \"Authority\": \"A/P\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"51919\",\n \"Description\": \"Color or Pigment Preparation\",\n \"Authority\": \"P/P\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"91547\",\n \"Description\": \"Commissary Work\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\\nThis classification applies only in connection with construction, erection, lumbering or mining operations and includes cooks, waiters, waitresses, and all other employees engaged in furnishing board or lodging.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"91551\",\n \"Description\": \"Communication Equipment - installation - industrial or commercial\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \" \\n1. Cell tower-service or repair refer to classification (91551)\\n2. Telephone, telegraph or cable line construction refer to classification (99613)\\n3. Tower-erection refer to classification (97654)\\n4. Tower-existence of hazard refer to classifications (49305, 92453)\\nProhibited: \\n1. Electrical line construction outside\\n2. Hired and/or Nonowned Auto Coverage\\nRequired Forms: \\nASIC-GL-0086, Injury to Worker Exclusion;\\nASIC-GL-0111, (PA only), Exclusion- Work in the State of New York;\\nCG 2116, Exclusion- Designated Professional Services; \\nCG 2154, Exclusion- Designated Operations Covered by a Consolidated (Wrap-Up) Insurance Program (Indicate: All operations covered by a consolidated [wrap-up] insurance program); \\n\\nOptional Forms: : \\nASIC-GL-0095, Absolute Employee and Worker Injury and Liability Exclusion (do not attach CG 2139 or CG 2426)\\nCG 2142, Exclusion- Underground Property Damage Hazard;\\n\",\n \"IsoNotes\": \"\\nThe following shall be separately classified and rated:\\n- Outside electrical power line construction\\n- Telephone, telegraph or cable TV line construction\\n- Household communication equipment, appliances - household\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"51926\",\n \"Description\": \"Communication or Recording Systems or Equipment Mfg.\\n- industrial or commercial\",\n \"Authority\": \"S/S\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\\nThis classification includes the manufacturing of data communication equipment, paging or signaling equipment, radio or television transmitting equipment, sound equipment, monitors, scanners, etc.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"51927\",\n \"Description\": \"Communication or Recording Systems or Equipment Mfg.- other than industrial or commercial\",\n \"Authority\": \"S/S\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"41678\",\n \"Description\": \"Community Recreational Facilities not operated by governmental agency\",\n \"Authority\": \"S/S\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\\nThis classification applies to any community recreational facility operated by the private sector.\\nSocial services, other than services of a recreational nature, provided by the insured shall be separately classified and rated.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"51934\",\n \"Description\": \"Composition Goods Mfg. - not floor coverings\",\n \"Authority\": \"S/S\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\\nThis classification includes fiberboard and acoustic tile.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"41675\",\n \"Description\": \"Computer Consulting or Programming\",\n \"Authority\": \"P/P\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\\nThis classification applies to risks providing computer consulting services to others, including custom designed computer programs, instruction or data retrieval services, on or off the insured's premises.\\nComputer instructions conducted at the insured's premises open to the general public for a fee should be classified and rated under an appropriate \\\"Schools\\\" classification.\\nProfessional services are excluded. Use Professional Liability Exclusion - Electronic Data Processing Services And Computer Consulting Or Programming Services Endorsement CG 22 88.\\nFor premium computation purposes, include the payroll of all employees.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"43151\",\n \"Description\": \"Computer Data Processing - operations\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \" \\nRequired Forms: \\nCG 2277, Professional Liability Exclusion - Computer Data Processing;\",\n \"IsoNotes\": \"\\nThis classification applies to risks which use their own computer systems to provide a full range of services to others. Liability arising out of errors and omissions is excluded. Use Professional Liability Exclusion - Computer Data Processing Operations Endorsement CG 22 77.\\nRisks that develop software packages to be used with customers' computer systems shall be referred to company.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"43152\",\n \"Description\": \"Computer Data Processing - time- sharing\",\n \"Authority\": \"P/P\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\\nThis classification applies to risks that provide time-sharing on their own computer systems.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"51941\",\n \"Description\": \"Computer Mfg.\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\n1. Development and manufacturing of computer operating systems and component parts are contemplated in this classification\\n2. Service and repair operations shoudl be separately rated under Computer Service or Repair classification (91555)\\nSubmit: \\n1. Prior voluntary or involuntary product recall circumstances of recall required\\n2. Stand-alone products coverage \\nProhibited:\\n1. Discontinued Products/Completed Operations coverage\\n2. Software development \\nRequired Forms: \\nASIC-GL-0054, Specified Products Liability (required if Products Liability provided); \\nASIC-GL-0064, Exclusion- Cancer; \\nASIC-GL-0086, Injury to Worker Exclusion; \\nCG 2149, Total Pollution Exclusion; \\nCG 2196, Silica or Silica-Related Dust Exclusion; \\nCG 2275, Professional Liability Exclusion - Computer Software;\\n\\nCoverage Options:\\nLimited Product Withdrawal Expense Endorsement (CG 0436) available for $7,500 aggregate limit at no additional charge. Indicate \\\"0\\\" for Deductible Amount and Participation Percentage. For the Cut-off Date, indicate the inception date of the first Ategrity policy with continuous renewal coverage with Ategrity to current policy.\\n\",\n \"IsoNotes\": \"\\nThis classification includes the development or manufacturing of computer operating systems and component parts.\\nLiability arising out of the selling, licensing, franchising or furnishing of computer operating systems developed by the insured is excluded. Use Professional Liability Exclusion - Computer Software Endorsement CG 22 75.\\nThe installation, inspection, service or repair of computers, word or data processors or similar equipment shall be separately classified and rated as \\\"Office Machines or Appliances - installation...\\\"\\nDevelopment of computer software shall be separately classified and rated.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"91555\",\n \"Description\": \"Computer Service or Repair\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \" \\nProhibited:\\nWork on software, other than installation\\nRequired Forms:\\nCG 2116, Exclusion- Designated Professional Services;\",\n \"IsoNotes\": \"\\nThis classification applies to risks specializing in installation, service or repair of computers or computer-related equipment not sold by the insured.\\nAn insured who sells computers and computer related equipment and also does installation, service or repair work on computers or computer related equipment, whether or not such work is limited to the products sold by that insured, shall be classified and rated as \\\"Computer Stores\\\".\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"51942\",\n \"Description\": \"Computer Software Mfg. - Pre- packaged\",\n \"Authority\": \"P/P\",\n \"CompanyNotes\": \"\\n Does not apply to software that becomes an operational component in an acceptable product.\",\n \"IsoNotes\": \"\\nThis classification applies to risks which are engaged in the business of creating and developing pre-packaged, mass marketed computer software programs. This classification includes the development of individual video games designed for use with a computer or a television game system.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"11160\",\n \"Description\": \"Computer Stores\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\nProhibited:\\n1. Sale of electronic/vapor cigarettes and /or liquids or vapors for same in excess of 15% of gross receipts\\n2. Sale of marijuana/cannabis or products containing marijuana/cannabis\\nRequired Forms:\\nASIC-GL-0097, Tobacco or Nicotine Products Health Hazard Exclusion\\nELPS:\\nELP - Prem Ops - .25\\nELP - Products - .35\\nCoverage Options:\\nElectronic Data Liability (CG 0437) is available for limits of:\\n$10,000 = $100\\n$20,000 = $150\\n$50,000 = $200\",\n \"IsoNotes\": \"\\nThis classification applies to risks which predominantly sell computers, computer accessories and computer-related or peripheral products, including pre-packaged computer software.\\nThis classification includes installation, service, repair or leasing of computers and computer-related or peripheral apparatus, accessories or equipment, including pre-packaged computer software for or to others, regardless of whether such apparatus, accessories or equipment were sold by the insured.\\nThis classification does not apply to risks whose sales of computers, computer accessories or computer-related or peripheral products is incidental to the insured's business. Incidental sales of such products is included in the appropriate \\\"Stores\\\" or \\\"Dealers\\\" classification.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"11168\",\n \"Description\": \"Concessionaires -NOC\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\\nThis classification applies to concessionaires selling beverages or food by means of hawking or peddling at exhibitions, parks, shows, sports contests or theaters, including the incidental selling or renting of other merchandise, and restaurants operated by the insured, at the same location.\\nThis classification does not apply to concessionaires selling or renting primarily merchandise other than beverages or food. Such risks shall be referred to company.\\nConcessionaires operating restaurants or refreshment stands only, with no hawking or peddling, at exhibitions, parks, shows, sports contests or theaters shall be classified and rated as \\\"Restaurants with no sale of alcoholic beverages - without seating\\\".\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"11167\",\n \"Description\": \"Concessionaires - check-room, shoe- shine, or toilet concessions in hotels, restaurants, railroad stations, etc.\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"51956\",\n \"Description\": \"Concrete - mixed in transit\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\nRequired Forms:\\nASIC-GL-0072, Development/New Construction Residential Exclusion.(CA Risks only);\\nCG 2196, Silica or Silica-Related Dust Exclusion; \\nCoverage Options:\\nContractors - Home Repair and Remodeling (ASIC-GL-0092) available at a $15,000 limit; charge 10% of the GL premium subject to $250 minimum premium. \",\n \"IsoNotes\": \"\\nThis classification includes operations at the insured's permanent yard maintained for the storage of material or the storage and maintenance of equipment.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"91560\",\n \"Description\": \"Concrete Construction\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\nSubmit:\\n1. Risks with past or pending construction defect claims\\n2. Risks that have previously had operations as a general contractor\\n3. Multiple named insureds and joint ventures\\n4. Work at gas, oil or chemical plants\\nProhibited:\\n1. Asbestos or hazardous waste removal by insured or subcontractors\\n2. Operations for condominiums or townhouses\\n3. Fire and Water restoration operations\\n4. Hired and/or Nonowned Auto Coverage\\n5. Mold and spore treatment or removal operations\\n6. Underpinning or soil stabilization operations\\nRequired Forms:\\nASIC-GL-0031, Continuing or Ongoing Damage Exclusion;\\nASIC-GL-0086, Injury to Worker Exclusion;\\nASIC-GL-0101, Earth or Land Movement Exclusion;\\nASIC-GL-0144, (IN only) Total Pollution Exclusion - Indiana;\\nCG 2149, Total Pollution Exclusion (except IN and LA);\\nCG 2154, Exclusion - Designated Operations Covered by a Consolidated (Wrap-Up) Insurance Program (indicate: All operations covered by a consolidated wrap-up insurance program);\\nCG 2165, (LA only) Total Pollution Exclusion (with exceptions);\\nCG 2279, Exclusion - Contractors- Professional Liability;\\n\\nCoverage Options:\\n1. Contractors - Home Repair and Remodeling (ASIC-GL-0092) available at a $15,000 limit; charge 10% of the GL premium subject to $250 minimum premium. \\n2. Electronic Data Liability (CG0437) is available for limits of:\\n$10,000 = $100\\n$20,000 = $150\\n$50,000 = $200\\n\",\n \"IsoNotes\": \"\\nThis classification includes foundations, making, setting up or taking down forms, scaffolds, falsework or concrete distributing apparatus.\\nThe following shall be separately classified and rated:\\n- Excavation\\n- Pile driving\\n- Tunneling\\n- Subway construction\\n- Caisson or cofferdam work\\n- Guniting\\n- Bridge and elevated highway construction\\n- Sewer work\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"91562\",\n \"Description\": \"Concrete or Cement\\n- Distributing Towers - rented to others - installation, repair or removal operations only\",\n \"Authority\": \"P/P\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"51957\",\n \"Description\": \"Concrete or Plaster Products Mfg. - not structural\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \" \\nRequired Forms: \\nASIC-GL-0054, Specified Products Liability (required if Products Liability provided);\\nASIC-GL-0093,Exclusion - Chinese Drywall;\\nCG 2196, Silica or Silica-Related Dust Exclusion;\\nProhibited: \\n(FL only) Manufacturing of stucco products \\nCoverage Options:\\nContractors - Home Repair and Remodeling (ASIC-GL-0092) available at a $15,000 limit; charge 10% of the GL premium subject to $250 minimum premium. \\n\",\n \"IsoNotes\": \"\\nThis classification applies only when the operations described are conducted as a commercial enterprise at a permanent location.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"51958\",\n \"Description\": \"Concrete Products Mfg. - prestressed\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \" \\nProhibited:\\nProduct used for bridges, elevated highways or roof trusses.\\nRequired Forms:\\nASIC-GL-0054, Specified Products Liability (required if Products Liability provided);\\nCG 2196, Silica or Silica-Related Dust Exclusion\\n\",\n \"IsoNotes\": \"\\nThis classification applies only when the operations described are conducted as a commercial enterprise at a permanent location.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"51959\",\n \"Description\": \"Concrete Products Mfg. - structural -NOC\",\n \"Authority\": \"S/S\",\n \"CompanyNotes\": \" \\nProhibited:\\nRoof trusses, bridges or elevated highway use. \\nELPS:\\nELP - Products 1.00\\nRequired Forms:\\nASIC-GL-0054, Specified Products Liability (required if Products coverage provided)\\nCG 2196, Silica or Silica-Related Dust Exclusion;\",\n \"IsoNotes\": \"\\nThis classification applies only when the operations described are conducted as a commercial enterprise at a permanent location.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"62000\",\n \"Description\": \"Condominiums - commercial - bank or mercantile, manufacturing or office (Association risk only)\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\nArea consists of the area of each unit and indoor parking areas.\\nRequired Forms:\\nCG 2004, Additional Insured - Unit Owners;\\n\",\n \"IsoNotes\": \"\\nThis classification includes coverage for each individual unit owner of the condominium for liability arising out of the ownership, maintenance or repair of that portion of the premises which is not reserved for that unit owner's exclusive use or occupancy.\\nUse Additional Insured - Condominium Unit Owners Endorsement CG 20 04.\\nFor premium computation purposes the area shall include the area of each unit and indoor parking areas.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"62001\",\n \"Description\": \"Condominiums - commercial shopping centers (Association risk only)\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\nRequired Forms:\\nCG 2004, Additional Insured - Unit Owners;\\n\",\n \"IsoNotes\": \"\\nThis classification includes coverage for each individual unit owner of the condominium for liability arising out of the ownership, maintenance or repair of that portion of the premises which is not reserved for that unit owner's exclusive use or occupancy.\\nUse Additional Insured - Condominium Unit Owners Endorsement CG 20 04.\\nFor the purpose of this classification a shopping center must consist of at least 5 stores and at least 25,000 square feet of area for automobile parking at each location.\\nEvents or exhibitions at shopping centers, sponsored or operated by the Condominium Association shall be referred to company.\\nFor premium computation purposes, the area shall include the area of each unit and the total area of the public parking lot including lawns, dividers, malls, etc., within the outer boundaries of the lot and shall also include any access roads to or from the parking area which are maintained by the Condominium Association, but shall not include restricted delivery truck parking areas or areas restricted to pickup only.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"62002\",\n \"Description\": \"Condominiums - commercial warehouses - manufacturing or private (Association risk only)\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \" \\nRequired Forms: \\nCG 2004, Additional Insured - Unit Owners;\\n\",\n \"IsoNotes\": \"\\nThis classification includes coverage for each individual unit owner of the condominium for liability arising out of the ownership, maintenance or repair of that portion of the premises which is not reserved for that unit owner's exclusive use or occupancy.\\nUse Additional Insured - Condominium Unit Owners Endorsement CG 20 04.\\nFor premium computation purposes the area shall include the area of each unit and indoor parking areas.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"62003\",\n \"Description\": \"Condominiums - residential (association risk only)\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\n1. Commercial condominiums refer to classifications (62000, 62001, 62002)\\n2. Subcontracted work refer to classification (91591)\\n3. Supplemental application required \\n4. Swimming Pools refer to classification (48925) \\nProhibited:\\n1. Any association that is not fully developed\\n2. Swimming pools not in compliance with the Virginia Graeme Baker Pool and Spa Safety Act\\n3. Unfenced pools and/or pool without self-latching gates\\nRequired Forms:\\nASIC-GL-0151, Cross Liability Exclusion;\\nASIC-GL-0031, Continuing or Ongoing Damage Exclusion; \\nASIC-GL-0089, Multi-Unit Habitational Conversion Exclusion; \\nASIC-GL-0099, Exclusion- Athletic or Sports Participants; \\nCG 2002, Additional Insured- Club Members;\\nCoverage Options:\\nLimited Participant Coverage (ASIC-GL-0082) is available at $25,000/$50,000 limits for a $200 flat charge (do not attach ASIC-GL-0099 with ASIC-GL-0082).\",\n \"IsoNotes\": \"\\nThis classification includes coverage for each individual unit owner of the condominium for liability arising out of the ownership, maintenance or repair of that portion of the premises which is not reserved for that unit owner's exclusive use or occupancy.\\nWhen coverage is provided for residential condominiums created on or after August 7, 1985 in accordance with the S.B. 1168, use Condominiums Endorsement CG 01 27.\\nUse Additional Insured - Condominium Unit Owners Endorsement CG 20 04 for condominiums created prior to August 7, 1985.\\nIf the condominium association has amended its bylaws and declarations to conform with S.B. 1168, enacted August 7, 1985, use Endorsement CG 01 27.\\nThe following shall be separately classified and rated:\\n- Commercial condominiums\\n- Swimming pools\\n- Bathing beaches\\n- Indoor parking\\n- Boat moorage facilities\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"62003\",\n \"Description\": \"Condominiums - residential (association risk only)\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\n1. Commercial condominiums refer to classifications (62000, 62001, 62002)\\n2. Subcontracted work refer to classification (91591)\\n3. Supplemental application required \\n4. Swimming Pools refer to classification (48925) \\nProhibited:\\n1. Any association that is not fully developed\\n2. Swimming pools not in compliance with the Virginia Graeme Baker Pool and Spa Safety Act\\n3. Unfenced pools and/or pool without self-latching gates\\nRequired Forms:\\nASIC-GL-0151, Cross Liability Exclusion;\\nASIC-GL-0031, Continuing or Ongoing Damage Exclusion; \\nASIC-GL-0089, Multi-Unit Habitational Conversion Exclusion; \\nASIC-GL-0099, Exclusion- Athletic or Sports Participants; \\nCG 2002, Additional Insured- Club Members;\\nCoverage Options:\\nLimited Participant Coverage (ASIC-GL-0082) is available at $25,000/$50,000 limits for a $200 flat charge (do not attach ASIC-GL-0099 with ASIC-GL-0082).\",\n \"IsoNotes\": \"\\nThis classification includes coverage for each individual unit owner of the condominium for liability arising out of the ownership, maintenance or repair of that portion of the premises which is not reserved for that unit owner's exclusive use or occupancy.\\nUse Additional Insured - Condominium Unit Owners Endorsement CG 20 04.\\nThe following shall be separately classified and rated:\\n- Commercial condominiums\\n- Swimming pools\\n- Bathing beaches\\n- Indoor parking\\n- Boat moorage facilities\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"91577\",\n \"Description\": \"Conduit Construction for Cables or Wires\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\nSubmit:\\n1. Multiple named insureds and joint ventures\\n2. Risks with past or pending construction defect claims\\n3. Work at gas, oil or chemical plants\\nProhibited:\\n1. Asbestos or hazardous waste removal by insured or subcontractors\\n2. Fire and Water restoration operations\\n3. Hired and/or Nonowned Auto Coverage\\n4. Mold and spore treatment or removal operations\\n5. Underpinning or soil stabilization operations\\nRequired Forms:\\nASIC-GL-0031, Continuing or Ongoing Damage Exclusion;\\nASIC-GL-0086, Injury to Worker Exclusion;\\nASIC-GL-0101, Earth or Land Movement Exclusion;\\nASIC-GL-0144, (IN only) Total Pollution Exclusion - Indiana;\\nCG 2149, Total Pollution Exclusion (except IN and LA);\\nCG 2154, Exclusion - Designated Operations Covered by a Consolidated (Wrap-Up) Insurance Program (indicate: All operations covered by a consolidated wrap-up insurance program);\\nCG 2165, (LA only) Total Pollution Exclusion (with exceptions);\\nCG 2279, Exclusion - Contractors- Professional Liability;\\n\\nCoverage Options:\\n1. Contractors - Home Repair and Remodeling (ASIC-GL-0092) available at a $15,000 limit; charge 10% of the GL premium subject to $250 minimum premium. \\n2. Electronic Data Liability (CG0437) is available for limits of:\\n$10,000 = $100\\n$20,000 = $150\\n$50,000 = $200\\n\",\n \"IsoNotes\": \"\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"16291\",\n \"Description\": \"Construction Operations - Contractor (Not Railroads) - Excluding Operations On Board Ships\",\n \"Authority\": \"A/N/A\",\n \"CompanyNotes\": \"\\nELPS:\\nELP - OCP - .20\\n\",\n \"IsoNotes\": \"\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"17982\",\n \"Description\": \"Construction Operations - NOC\",\n \"Authority\": \"A/N/A\",\n \"CompanyNotes\": \"\\nELPS:\\nELP - OCP - .50\\n\",\n \"IsoNotes\": \"\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"16292\",\n \"Description\": \"Construction Operations - Owner (Not Railroads ) - Excluding Operations On Board Ships\",\n \"Authority\": \"A/N/A\",\n \"CompanyNotes\": \"\\nELPS:\\nELP - OCP - .20\\n\",\n \"IsoNotes\": \"\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"41620\",\n \"Description\": \"Construction or Project Manager\",\n \"Authority\": \"P/P\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\\nThis classification applies to an independent contractor who is hired by an owner or a general contractor to manage a construction project.\\nThe construction or project manager is not an employee of the general contractor and does not engage in actual construction or hire subcontractors. Duties of the construction or project manager include scheduling, sequencing and indirect supervision of subcontractors and their employees.\\nThis classification does not apply to an engineer or architect risk that also manages a construction project.\\nThis classification is not intended to be used in conjunction with any of the Contractors - subcontracted work classifications. Risks that hire subcontractors should be classified and rated in accordance with an appropriate construction contracting classification.\\nCoverage does not apply to professional architectural, engineering or surveying activities done by or for the named insured. Attach Exclusion - Construction Management Errors And Omissions Endorsement CG 22 34.\\nFor premium computation purposes, use construction or project manager fees for services rendered as gross sales.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"41677\",\n \"Description\": \"Consultants - NOC\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\nSupplemental application required \\nSubmit:\\n1. Irrigation consultants (water and drainage systems)\\n2. Public relations consultants\\n3. Range management consultants \\n4. Payroll in excess of $100,000\\n5. Regulatory consultants\\n6. Safety consultants\\n7. Security consultants \\n8. Subcontracted work\\n9. Transportation consultants\\nProhibited: \\n1. Blanket AI coverage \\n2. Chemical Consultants\\n3. Construction Consultants \\n4. Construction Project Managers\\n5. Environmental Consultants\\n6. Gas or oil Consultants\\n7. Hired and/or Nonowned Auto Coverage \\n8. Hostile situation preparedness training \\n9. Inspection companies\\n10. Legal Consultants\\n11. Medical Consultants\\n12. Nuclear Consultants\\n13. Political Consultants state or federal candidates\\n\\nRequired Forms: \\nASIC-GL-0074, Sexual and/or Physical Abuse Exclusion; \\nASIC-GL-0095, (NY only) Absolute Employee and Worker Injury and Liability Exclusion; \\nASIC-GL-0138, Exclusion-Contractors and Subcontractors;\\nCG 2116, Exclusion Designated Professional Services (Indicate: Any and all professional exposures); \\nCG 2243, Exclusion- Engineers, Architects or Surveyors Professional Liability;\\nOptional Forms: : \\nCG 2104, Products Completed Operations Hazard;\\nCG 2139, Contractual Liability Limitation (do not attach CG 2426 with\\nCG 2139);\\nCoverage Option: \\nSexual and/or Physical Abuse Liability Coverage (ASIC-GL-0077) is included at $25,000/$50,000 limits (If ASIC-GL-0077 is NOT selected, then Sexual and/or Physical Abuse Exclusion (ASIC-GL-0074) is required).\",\n \"IsoNotes\": \"\\nThis classification applies to risks who provide consulting services to others, regardless of whether such services are provided on the insured's own premises or the premises of others.\\nFor premium computation purposes, include the payroll of qualified consultants; and the payroll of employees performing support functions for those consultants at clients' premises, whether or not directly working with clients of the insured.\\nThe following type of consultation shall be separately classified and rated:\\n- Architectural\\n- Engineering\\n- Legal\\n- Medical\\n- Computer consulting\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"51960\",\n \"Description\": \"Contact Lenses Mfg\",\n \"Authority\": \"P/P\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"91580\",\n \"Description\": \"Contractors - executive supervisors or executive superintendents\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\n1. Five years loss history required\\n2. Inspection required every year, regardless of premium\\n3. Maximum limits for residential general contractors $1,000,000 occurrence/$2,000,000 aggregate\\nSubmit:\\n1. Airport operations\\n2. Construction defect claims - past or pending\\n3. Explosives by insured or subcontractors \\n4. Fire and water restoration contractors\\n5. Named Insured change in the last year\\nProhibited:\\n1. Asbestos removal by insured or subcontractors\\n2. Bridge, tunnels or elevated streets, roadways or highways\\n3. Discontinued operations\\n4. Exterior Insulation and Finish Systems (EIFS)- also referred to as synthetic stucco \\n5. Hired and/or NonOwned Auto coverage \\n6. Landfills or dump sites operations \\n7. Mold and spore treatment or removal contractors \\n8. Oil, gas facilities or pipeline construction \\n9. Project Mangers \\n10. Tiny house construction\\n11. Underpinning or soil stabilization earthquake reinforcing or retrofitting\\n12. (NY) Uninsured subcontractors\\nRequired Forms:\\nASIC-GL-0031, Continuing or Ongoing Damage Exclusion; \\nASIC-GL-0086, Injury to Worker Exclusion (except NY); \\nASIC-GL-0089, Multi-Unit Habitational Conversion Exclusion;\\nASIC-GL-0093, Exclusion- Chinese Drywall; \\nASIC-GL-0095, (NY only) Absolute Employee and Worker Injury and Liability Exclusion(Do not attach CG 2139 or CG 2426 with ASIC-GL-0095);\\nASIC-GL-0101, Earth or Land Movement Exclusion;\\nASIC-GL-0111, (CT, MA, ME, NH, NJ, PA, RI, VT only) Work in the State of New York; \\nASIC-GL-0125, Roofing Operations Exclusion (open roof); \\nASIC-GL-0127, Prior Completed Work Exclusion Specified Date (required unless proof of continuous coverage is provided for the last three years);\\nASIC-GL-0144, (IN only) Total Pollution Exclusion Indiana;\\nCG 2149, Total Pollution Exclusion (except IN & LA); \\nCG 2154, Exclusion- Designated Operations Covered by a Consolidated (Wrap-Up) Insurance Program (Indicate: All operations covered by a consolidated (wrap-up) insurance program); \\n\\n\\nCG 2165, (LA only) Total Pollution Exclusion (with exceptions); \\nCG 2196, Silica or Silica Related Dust Exclusion; \\nCG 2279, Exclusion- Contractors - Professional Liability;\\nOptional Forms: :\\nASIC-GL-0095, Absolute Employee and Worker Injury and Liability Exclusion (Do not attach CG 2139 or CG 2426 with ASIC-GL-0095); \\nCG 2503, Designated Construction Project(s) General Aggregate Limit (Indicate: Any projects away from premises owned or rented by you); \\nASIC-GL-0145, Residential Exclusion (not including apartments);\\n\",\n \"IsoNotes\": \"\\nThis classification only applies to executive supervisors or executive superintendents having administrative or managerial responsibility for construction or erection projects and exercising supervisory control through job superintendents or foremen.\\nThis classification includes products coverage only when concurrent liability insurance for products/completed operations is provided for other contracting operations of the insured.\\nThis classification does not apply to any person who is directly in charge of daily construction operations. Such person shall be separately classified and rated under the appropriate contractors classification.\\nThis is an N.P.D. classification.\\nFor premium computation purposes, the payroll of employees assigned to this classification may not be divided with another classification.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"94444\",\n \"Description\": \"Contractors - NOC\",\n \"Authority\": \"P/P\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\\nThis classification applies only where there is no other appropriate classification assignable to the risk.\\nFor Increased Limits Tables assignment, refer to company.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"91588\",\n \"Description\": \"Contractors - subcontracted work\\n- in connection with bridge, tunnel or elevated street or highway construction, reconstruction \",\n \"Authority\": \"P/P\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\\nThis classification applies to that portion of the operations performed by adequately insured subcontractors of the insured. Operations performed by subcontractors without adequate insurance shall be classified and rated under the specific classification description for each operation.\\nDetermination of the adequacy of insurance shall be made in accordance with criteria established by the company prior to policy inception.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"91582\",\n \"Description\": \"Contractors - subcontracted work\\n- in connection with building construction, reconstruction, repair or erection-apartment or off\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \" \\nSubcontractors must provide certificates of insurance naming the insured as AI along with a written contract containing a hold harmless agreement in favor of the insured. \\nELPS:\\nELP - Prem Ops:\\nAll states except NY - 1.16;\\nNY - 1.24\\nELP - Products:\\nAll states except NY - .85;\\nNY - .91\",\n \"IsoNotes\": \"\\nThis classification applies to that portion of the operations performed by adequately insured subcontractors of the insured. Operations performed by subcontractors without adequate insurance shall be classified and rated under the specific classification description for each operation.\\nDetermination of the adequacy of insurance shall be made in accordance with criteria established by the company prior to policy inception.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"91583\",\n \"Description\": \"Contractors - subcontracted work\\n- in connection with building construction, reconstruction, repair or erection-one or two- fami\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \" \\n1. Subcontractors must provide certificates of insurance naming the insured as AI along with a written contract containing a hold harmless agreement in favor of the insured. \\n2. Supplemental application required\\nELPS:\\nELP - Prem Ops:\\nAll states except NY - 1.16;\\nNY - 1.24\\nELP - Products:\\nAll states except NY - .85;\\nNY - .91\",\n \"IsoNotes\": \"\\nThis classification applies to that portion of the operations performed by adequately insured subcontractors of the insured. Operations performed by subcontractors without adequate insurance shall be classified and rated under the specific classification description for each operation.\\nDetermination of the adequacy of insurance shall be made in accordance with criteria established by the company prior to policy inception.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"91584\",\n \"Description\": \"Contractors - subcontracted work\\n- in connection with construction, reconstruction erction or repair -for industrial use\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \" \\n1. Subcontractors must provide certificates of insurance naming the insured as AI along with a written contract containing a hold harmless agreement in favor of the insured. \\n2. Supplemental application required \\nELPS:\\nELP - Prem Ops:\\nAll states except NY - 1.38;\\nNY - 1.48\\nELP - Products:\\nAll states except NY - 1.24;\\nNY - 1.33\",\n \"IsoNotes\": \"\\nThis classification applies to that portion of the operations performed by adequately insured subcontractors of the insured. Operations performed by subcontractors without adequate insurance shall be classified and rated under the specific classification description for each operation.\\nDetermination of the adequacy of insurance shall be made in accordance with criteria established by the company prior to policy inception.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"91581\",\n \"Description\": \"Contractors - subcontracted work\\n- in connection with construction, reconstruction, erection or repair of buildings - NOC\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \" \\n1. Subcontractors must provide certificates of insurance naming the insured as AI along with a written contract containing a hold harmless agreement in favor of the insured.\\n2. Supplemental application required \\nELPS:\\nELP - Prem Ops:\\nAll states except NY - 1.02;\\nNY - 1.09\\nELP - Products:\\nAll states except NY - 1.03;\\nNY - 1.10\",\n \"IsoNotes\": \"\\nThis classification applies to that portion of the operations performed by adequately insured subcontractors of the insured. Operations performed by subcontractors without adequate insurance shall be classified and rated under the specific classification description for each operation.\\nDetermination of the adequacy of insurance shall be made in accordance with criteria established by the company prior to policy inception.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"91585\",\n \"Description\": \"Contractors - subcontracted work\\n- in connection with construction, reconstruction, erection or repair of buildings - NOC\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \" \\n1. Subcontractors must provide certificates of insurance naming the insured as AI along with a written contract containing a hold harmless agreement in favor of the insured. \\n2. Supplemental application required\\nELPS:\\nELP - Prem Ops:\\nAll states except NY - 1.02;\\nNY - 1.09\\nELP - Products:\\nAll states except NY - 1.03;\\nNY - 1.10\",\n \"IsoNotes\": \"\\nThis classification applies to that portion of the operations performed by adequately insured subcontractors of the insured. Operations performed by subcontractors without adequate insurance shall be classified and rated under the specific classification description for each operation.\\nDetermination of the adequacy of insurance shall be made in accordance with criteria established by the company prior to policy inception.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"91586\",\n \"Description\": \"Contractors - subcontracted work\\n- in connection with oil and gas field construction, reconstruction or repair\",\n \"Authority\": \"P/P\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\\nThis classification applies to that portion of the operations performed by adequately insured subcontractors of the insured. Operations performed by subcontractors without adequate insurance shall be classified and rated under the specific classification description for each operation.\\nDetermination of the adequacy of insurance shall be made in accordance with criteria established by the company prior to policy inception.\\nThis classification includes oil or gas pipeline construction, reconstruction or repair.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"91589\",\n \"Description\": \"Contractors - subcontracted work\\n- in connection with street or highway construction, or repair, not elevated\",\n \"Authority\": \"P/P\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\\nThis classification applies to that portion of the operations performed by adequately insured subcontractors of the insured. Operations performed by subcontractors without adequate insurance shall be classified and rated under the specific classification description for each operation.\\nDetermination of the adequacy of insurance shall be made in accordance with criteria established by the company prior to policy inception.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"91591\",\n \"Description\": \"Contractors - subcontracted work\\n- other than construction- related work\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \" \\n1. $300 minimum premium\\n2. If Certificates of Insurance are not obtained, include subcontracted job cost as payroll in the premium calculations. Contractors Special Conditions Endorsement (ASIC-GL-0026) is required. \\nELPS:\\nELP - Products:\\nAll states except NY - 1.65;\\nNY - 4.00\\nOptional Forms: :\\nASIC-GL-0026, Contractors Special Conditions; \\n\",\n \"IsoNotes\": \"\\nThis classification applies to a service (non-construction) contractor that subcontracts all or a portion of his/her non-construction related work to an adequately insured subcontractor or subcontractors (such as an alarm company that subcontracts electrical repair work).\\nOperations performed by subcontractors without adequate insurance shall be classified and rated under the specific classification assignable to contracting risks for such operations.\\nDetermination of the adequacy of insurance shall be made in accordance with criteria established by the company prior to policy inception.\\nIf an insured contractor is involved in construction work and subcontracts such work, or a portion of such work, to subcontractors, such subcontracted work shall be classified and rated under an appropriate \\\"Contractors - subcontracted work - ...\\\" classification for construction work only.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"91587\",\n \"Description\": \"Contractors - subcontracted work- in connection with pipeline (other than oil or gas) or communication or power line constructio\",\n \"Authority\": \"P/P\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\\nThis classification applies to that portion of the operations performed by adequately insured subcontractors of the insured. Operations performed by subcontractors without adequate insurance shall be classified and rated under the specific classification description for each operation.\\nDetermination of the adequacy of insurance shall be made in accordance with criteria established by the company prior to policy inception.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"11201\",\n \"Description\": \"Contractors Equipment - cranes, derricks, power shovels and equipment incidental thereto\\n- rented to others with operators\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\n1. Equipment rented without an operator, a schedule of equipment and copy of rental agreement with hold harmless is required. Details on training and instruction in equipment use provided to the customer should also be provided\\n2. Supplemental application required \\n3. Underground utilities should be identified and marked prior to digging or grading\\nSubmit:\\n1. Cranes in excess of 100 feet in height \\n2. Dredging operations\\n3. Hillsides or slopes with a grade in excess of 15 degrees\\n4. Oilfield exposures\\n5. Truck mounted cranes and water trucks without confirmed auto coverage or limits less than the General Liability limits\\n6. Water trucks renters to others without operator\\nProhibited:\\n1. Dam or levee construction\\n2. Explosives \\n3. Mine operations\\n4. On-hook coverage\\n5. Rental of barricades, cherry pickers, hoists, hod, ladders, material platforms, medical equipment, mining equipment, scaffold, scissor lifts, sidewalk bridges, shoring equipment or trailers\\n\\n6. Steam boilers, compressors, air pressure tanks and pneumatic tools rented to others without operator\\n7. Tower cranes\\n8. Underground fuel tank installation \\nRequired Forms:\\nASIC-GL-0035, Mobile Equipment Redefined Endorsement (required if water truck classification 11208 is used. Indicate year, make and VIN for water trucks)\\nASIC-GL-0101, Earth or Land Movement Exclusion; \\nASIC-GL-0129, Exclusion- Snow Removal, Ice Removal or Plowing Operations on Public Streets, Roads or Highways;\\nCG 2154, Exclusion- Designated Operations Covered by a Consolidated (Wrap-Up) Insurance Program (Indicate: All operations covered by a consolidated (wrap-up) insurance program);\\nOptional Forms: :\\nASIC-GL-0086, Injury to Worker Exclusion; \\nASIC-GL-0095, Absolute Employee and Worker Injury and Liability Exclusion (do not attach CG 2139 or CG 2426);\\nASIC-GL-0137, Residential Project Exclusion;\\nCG 2139, Contractual Liability Limitation; \\nEXCESS \",\n \"IsoNotes\": \"\\nThis classification includes installation, repair or removal.\\nThe sale of secondhand equipment shall be separately classified and rated.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"11202\",\n \"Description\": \"Contractors Equipment - cranes, derricks, power shovels and equipment incidental thereto\\n- rented to others without operators\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\n1. Equipment rented without an operator, a schedule of equipment and copy of rental agreement with hold harmless is required. Details on training and instruction in equipment use provided to the customer should also be provided.\\n2. Supplemental application required \\n3. Underground utilities should be identified and marked prior to digging or grading. \\nSubmit:\\n1. Cranes in excess of 100 feet in height \\n2. Dredging operations\\n3. Hillsides or slopes with a grade in excess of 15 degrees\\n4. Oilfield exposures\\n5. Truck mounted cranes and water trucks without confirmed auto coverage or limits less than the General Liability limits\\n6. Water trucks renters to others without operator\\nProhibited:\\n1. Dam or levee construction\\n2. Explosives \\n3. Mine operations\\n4. On-hook coverage\\n5. Rental of barricades, cherry pickers, hoists, hod, ladders, material platforms, medical equipment, mining equipment, scaffold, scissor lifts, sidewalk bridges, shoring equipment or trailers\\n\\n6. Steam boilers, compressors, air pressure tanks and pneumatic tools rented to others without operator\\n7. Tower cranes\\n8. Underground fuel tank installation \\nRequired Forms:\\nASIC-GL-0035, Mobile Equipment Redefined Endorsement (required if water truck classification 11208 is used. Indicate year, make and VIN for water trucks)\\nASIC-GL-0101, Earth or Land Movement Exclusion;\\nASIC-GL-0128, Exclusion- Snow Removal, Ice Removal or Plowing Operations \\nASIC-GL-0129, Snow Removal, Ice Removal or plowing Operations on Public Streets, Roads or Highways;\\nCG 2154, Exclusion- Designated Operations Covered by a Consolidated (Wrap-Up) Insurance Program (Indicate: All operations covered by a consolidated (wrap-up) insurance program);\\nOptional Forms: :\\nASIC-GL-0086, Injury to Worker Exclusion; \\nASIC-GL-0095, Absolute Employee and Worker Injury and Liability Exclusion (do not attach CG 2139 or CG 2426);\\nASIC-GL-0137, Residential Project Exclusion;\\nCG 2139, Contractual Liability Limitation; \\n\",\n \"IsoNotes\": \"\\nThis classification includes installation, repair or removal.\\nThe sale of secondhand equipment shall be separately classified and rated.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"11205\",\n \"Description\": \"Contractors Equipment - earth moving equipment other than cranes, derricks, power shovels - rented to others with operators (cla\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\n1. For equipment rented without an operator, a schedule of equipment and copy of rental agreement with hold harmless is required. Details on training and instruction in equipment use provided to the customer should also be provided. \\n2. Supplemental application required \\n3. Underground utilities should be identified and marked prior to digging or grading. \\nSubmit:\\n1. Cranes in excess of 100 feet in height \\n2. Dredging operations\\n3. Hillsides or slopes with a grade in excess of 15 degrees\\n4. Oilfield exposures\\n5. Truck mounted cranes and water trucks without confirmed auto coverage or limits less than the General Liability limits\\n6. Water trucks renters to others without operator\\nProhibited:\\n1. Dam or levee construction\\n2. Installation or removal of underground fuel tanks\\n3. On-hook coverage\\n4. Rental of barricades, cherry pickers, hoists, hod, ladders, material platforms, medical equipment, mining equipment, scaffold, scissor lifts, sidewalk bridges, shoring equipment or trailers\\n5. Steam boilers, compressors, air pressure tanks and pneumatic tools rented to others without operator\\n\\n6. Tower Cranes\\n7. Use of explosives\\n8. Work at Mines\\nELPS:\\nELP - Prem Ops - 4.90\\nRequired Forms:\\nASIC-GL-0035, Mobile Equipment Redefined Endorsement (required if water truck classification 11208 is used. Indicate year, make and VIN for water trucks)\\nASIC-GL-0101, Earth or Land Movement Exclusion; \\nASIC-GL-0128, Exclusion- Snow Removal, Ice Removal or Plowing Operations;\\nASIC-GL-0129, Snow Removal, Ice Removal or Plowing Operations on Public Streets, Roads or Highways; \\nCG 2154, Exclusion- Designated Operations Covered by a Consolidated (Wrap-Up) Insurance Program (Indicate: All operations covered by a consolidated (wrap-up) insurance program); \\nASIC-GL-0137, Residential Project Exclusion; \\nOptional Forms: :\\nASIC-GL-0086, Injury to Worker Exclusion; \\nASIC-GL-0095, Absolute Employee and Worker Injury and Liability Exclusion (do not attach CG 2139 or CG 2426);\\nASIC-GL-0137, Residential Project Exclusion; \\nCG 2139, Contractual Liability Limitation; \\n\",\n \"IsoNotes\": \"\\nThis classification includes installation, repair or removal.\\nThe sale of secondhand equipment shall be separately classified and rated.\\nThis classification includes such equipment as bulldozers, angledozers, ditch diggers, trench diggers, road scrapers or graders.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"11206\",\n \"Description\": \"Contractors Equipment - earth moving equipment other than cranes, derricks, power shovels - rented to others without operators\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\n1. Equipment rented without an operator, a schedule of equipment and copy of rental agreement with hold harmless is required. Details on training and instruction in equipment use provided to the customer should also be provided. \\n2. Supplemental applicaiton required \\n3. Underground utilities should be identified and marked prior to digging or grading. \\nSubmit:\\n1. Cranes in excess of 100 feet in height \\n2. Dredging operations\\n3. Hillsides or slopes with a grade in excess of 15 degrees\\n4. Oilfield exposures\\n5. Truck mounted cranes and water trucks without confirmed auto coverage or limits less than the General Liability limits\\n6. Water trucks renters to others without operator\\nProhibited:\\n1. Dam or levee construction\\n2. Explosives \\n3. Mine operations\\n4. On-hook coverage\\n5. Rental of barricades, cherry pickers, hoists, hod, ladders, material platforms, medical equipment, mining equipment, scaffold, scissor lifts, sidewalk bridges, shoring equipment or trailers\\n\\n6. Steam boilers, compressors, air pressure tanks and pneumatic tools rented to others without operator\\n7. Tower cranes\\n8. Underground fuel tank installation \\nRequired Forms: \\nASIC-GL-0035, Mobile Equipment Redefined Endorsement (required if water truck classification 11208 is used. Indicate year, make and VIN for water trucks)\\nASIC-GL-0101, Earth or Land Movement Exclusion; \\nASIC-GL-0128, Exclusion- Snow Removal, Ice Removal or Plowing Operations; \\nASIC-GL-0129, Snow Removal, Ice Removal or Plowing Operations on Public Streets, Roads or Highways; \\nCG 2154, Exclusion- Designated Operations Covered by a Consolidated (Wrap-Up) Insurance Program (Indicate: All operations covered by a consolidated (wrap-up) insurance program);\\nOptional Forms: :\\nASIC-GL-0086, Injury to Worker Exclusion; \\nASIC-GL-0095, Absolute Employee and Worker Injury and Liability Exclusion (do not attach CG 2139 or CG 2426);\\nASIC-GL-0137, Residential Project Exclusion; \\nCG 2139, Contractual Liability Limitation; \\n\",\n \"IsoNotes\": \"\\nThis classification includes installation, repair or removal.\\nThe sale of secondhand equipment shall be separately classified and rated.\\nThis classification includes such equipment as bulldozers, angledozers, ditch diggers, trench diggers, road scrapers or graders.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"11207\",\n \"Description\": \"Contractors Equipment - excluding automobiles - rented to others with operators (class also applicable to forklifts and water tr\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\n1. Classificaton is applicable to forklifts and water trucks. \\n2. Equipment rented without an operator, a schedule of equipment and copy of rental agreement with hold harmless is required. Details on training and instruction in equipment use provided to the customer should also be provided. \\n3. Supplemental applicaiton required \\n4. Underground utilities should be identified and marked prior to digging or grading. \\nSubmit:\\n1. Cranes in excess of 100 feet in height \\n2. Dredging operations\\n3. Hillsides or slopes with a grade in excess of 15 degrees\\n4. Oilfield exposures\\n5. Truck mounted cranes and water trucks without confirmed auto coverage or limits less than the General Liability limits\\n6. Water trucks renters to others without operator\\nProhibited:\\n1. Dam or levee construction\\n2. Explosives \\n3. Mine operations\\n4. On-hook coverage\\n5. Rental of barricades, cherry pickers, hoists, hod, ladders, material platforms, medical equipment, mining equipment, scaffold, scissor lifts, sidewalk bridges, shoring equipment or trailers\\n\\n6. Steam boilers, compressors, air pressure tanks and pneumatic tools rented to others without operator\\n7. Tower cranes\\n8. Underground fuel tank installation \\nRequired Forms:\\nASIC-GL-0035, Mobile Equipment Redefined Endorsement (required if water truck classification 11208 is used. Indicate year, make and VIN for water trucks\\nASIC-GL-0101, Earth or Land Movement Exclusion; \\nCG 2154, Exclusion- Designated Operations Covered by a Consolidated (Wrap-Up) Insurance Program (Indicate: All operations covered by a consolidated (wrap-up) insurance program);\\nASIC-GL-0128, Exclusion- Snow Removal, Ice Removal or Plowing Operations \\nOptional Forms: :\\nASIC-GL-0086, Injury to Worker Exclusion; \\nASIC-GL-0095, Absolute Employee and Worker Injury and Liability Exclusion (do not attach CG 2139 or CG 2426);\\nASIC-GL-0137, Residential Project Exclusion; \\nCG 2139, Contractual Liability Limitation; \\nEXCESS \",\n \"IsoNotes\": \"\\nThis classification includes installation, repair or removal.\\nThe sale of secondhand equipment shall be separately classified and rated.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"11208\",\n \"Description\": \"Contractors Equipment - excluding automobiles - rented to others without operators\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\n1. Classificaton is applicable to forklifts and water trucks. \\n2.Equipment rented without an operator, a schedule of equipment and copy of rental agreement with hold harmless is required. Details on training and instruction in equipment use provided to the customer should also be provided. \\n3. Supplemental application required \\n4. Underground utilities should be identified and marked prior to digging or grading. \\nSubmit:\\n1. Cranes in excess of 100 feet in height \\n2. Dredging operations\\n3. Hillsides or slopes with a grade in excess of 15 degrees\\n4. Oilfield exposures\\n5. Truck mounted cranes and water trucks without confirmed auto coverage or limits less than the General Liability limits\\n6. Water trucks renters to others without operator\\nProhibited:\\n1. Dam or levee construction\\n2. Explosives use \\n3. Mine operations\\n4. On-hook coverage \\n5. Rental of barricades, cherry pickers, hoists, hod, ladders, material platforms, medical equipment, mining equipment, scaffold, scissor lifts, sidewalk bridges, shoring equipment or trailers\\n\\n6. Steam boilers, compressors, air pressure tanks and pneumatic tools rented to others without operator \\n7. Tower cranes\\n8. Underground fuel tank installation\\nRequired Forms:\\nASIC-GL-0035, Mobile Equipment Redefined Endorsement (required if water truck classification 11208 is used. Indicate year, make and VIN for water trucks)\\nASIC-GL-0101, Earth or Land Movement Exclusion; \\nASIC-GL-0129, Snow Removal, Ice Removal or Plowing Operations on Public Streets, Roads or Highways; \\nCG 2154, Exclusion- Designated Operations Covered by a Consolidated (Wrap-Up) Insurance Program (Indicate: All operations covered by a consolidated (wrap-up) insurance program);\\nOptional Forms: :\\nASIC-GL-0086, Injury to Worker Exclusion; \\nASIC-GL-0095, Absolute Employee and Worker Injury and Liability Exclusion (do not attach CG 2139 or CG 2426);\\nASIC-GL-0137, Residential Project Exclusion; \\nCG 2139, Contractual Liability Limitation; \\n\",\n \"IsoNotes\": \"\\nThis classification includes installation, repair or removal.\\nThe sale of secondhand equipment shall be separately classified and rated.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"11209\",\n \"Description\": \"Contractors Equipment - hod or material platform hoists and equipment incidental thereto\\n- rented to others with operators\",\n \"Authority\": \"P/P\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\\nThe following shall be separately classified and rated:\\n- Installation, repair or removal\\n- The sale of secondhand equipment\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"11210\",\n \"Description\": \"Contractors Equipment - hod or material platform hoists and equipment incidental thereto\\n- rented to others without operators\",\n \"Authority\": \"P/P\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\\nThe following shall be separately classified and rated:\\n- Installation, repair or removal\\n- The sale of secondhand equipment\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"11211\",\n \"Description\": \"Contractors Equipment - ladders, scaffolds, scaffolding, sidewalks, bridges, towers and equipment incidental thereto\\n- rented to\",\n \"Authority\": \"P/P\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\\nThe following shall be separately classified and rated:\\n- Installation, repair or removal\\n- Ladders rented to others by stores\\n- The sale of secondhand equipment\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"11212\",\n \"Description\": \"Contractors Equipment - scaffolds, sidewalks, bridges, hod or material hoist towers - rented to others - installation, repair or\",\n \"Authority\": \"P/P\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\\nThe sale of secondhand equipment shall be separately classified and rated.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"11213\",\n \"Description\": \"Contractors Equipment - steam boilers, compressors, air pressure tanks, pneumatic tools and equipment incidental thereto\\n- rente\",\n \"Authority\": \"P/P\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\\nThe sale of secondhand equipment shall be separately classified and rated.\\nThis classification includes installation, repair or removal.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"11214\",\n \"Description\": \"Contractors Equipment - steam boilers, compressors, air pressure tanks, pneumatic tools and equipment incidental thereto\\n- rente\",\n \"Authority\": \"P/P\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\\nThe sale of secondhand equipment shall be separately classified and rated.\\nThis classification includes installation, repair or removal.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"11203\",\n \"Description\": \"Contractors Equipment Dealers\\n- ladders excluding hoists, scaffolds or towers\",\n \"Authority\": \"P/P\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"11204\",\n \"Description\": \"Contractors Equipment Dealers\\n- ladders, hoists, scaffolds or towers\",\n \"Authority\": \"P/P\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"91590\",\n \"Description\": \"Contractors Permanent Yards - maintenance or storage of equipment or material\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\\nThis classification is applicable only to a permanent yard maintained by a contractor for the storage of material or the storage and maintenance of equipment. It is not available for division of payroll at the place where construction operations are carried on.\\nThis classification includes products coverage only when concurrent liability insurance for products/completed operations is provided for other contracting operations of the insureds.\\nMill operations or fabrication shall be separately classified and rated.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"41673\",\n \"Description\": \"Conventions (sponsor's risk only) - Not-For- Profit\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\\nBasis of risk is each convention day.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"41672\",\n \"Description\": \"Conventions (sponsor's risk only) - Other than Not-For-Profit\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\\nBasis of risk is each convention day.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"41680\",\n \"Description\": \"Convents or Monasteries\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\\nThe following shall be separately classified and rated:\\n- Schools, other than schools for novitiates\\n- Public chapels or churches\\n- Operations conducted for commercial purposes\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"11222\",\n \"Description\": \"Copying and Duplicating Services - retail\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\\nThis classification includes stores in which customers drop off film for development and pick up photographs, whether or not the developing is done on premises.\\nPhoto Finishing Laboratories shall be separately classified and rated.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"11234\",\n \"Description\": \"Cosmetic, Hair or Skin Preparation Stores\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \" \\nRequired Forms: \\nCG 2245, Exclusion - Health Services;\\nProhibited: \\nManufacturing, mixing, blending or repackages products\\n\",\n \"IsoNotes\": \"\\nThis classification includes stores with incidental application of products for demonstration purposes.\\nProfessional services are excluded. Use Exclusion - Specified Therapeutic Or Cosmetic Services Endorsement CG 22 45.\\nBeauty Parlors and Hair Styling Salons shall be separately classified and rated.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"51970\",\n \"Description\": \"Cosmetics Mfg.\",\n \"Authority\": \"S/S\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"51982\",\n \"Description\": \"Cotton Batting Wadding or Waste Mfg.\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\nRequired Forms:\\nASIC-GL-0054, Specified Products Liability (required if Products Liability provided);\\n\",\n \"IsoNotes\": \"\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"51985\",\n \"Description\": \"Cotton Compressing\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\\nThis classification includes warehousing.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"51986\",\n \"Description\": \"Cotton Gin Operations\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"41679\",\n \"Description\": \"Cotton Gin Operations - other than those performed for a fee per bale\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\nExposure Base is per 1,000 bales. \\nELPS:\\nELP - Prem Ops - 2.00\\nELP - Products - 1.50 \",\n \"IsoNotes\": \"\\nThis classification applies to the following type of cotton gin operators only:\\n- Ginning cotton without a fee and obtaining the right to broker the cotton and/or seeds for a commission\\n- Ginning cotton without a fee and keeping the cotton seeds\\nCotton gin operations with a fee per bale shall be classified and rated as \\\"Cotton Gin Operations\\\".\\nBasis of premium is per 1,000 bales.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"11248\",\n \"Description\": \"Cotton or Wool Merchants\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\\nThis classification includes warehousing.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"41697\",\n \"Description\": \"Crematories - Not- For-Profit\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \" \\nRequired Forms:\\nCG2156, Exclusion- Funeral Services; \\n\",\n \"IsoNotes\": \"\\nProfessional services are excluded. Use Exclusion - Funeral Services Endorsement CG 21 56.\\nFuneral Homes or Chapels shall be separately classified and rated.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"41696\",\n \"Description\": \"Crematories - Other than Not- For-Profit\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \" \\nRequired Forms: \\nCG 2156, Exclusion- Funeral Servies; \\n\",\n \"IsoNotes\": \"\\nProfessional services are excluded. Use Exclusion - Funeral Services Endorsement CG 21 56.\\nFuneral Homes or Chapels shall be separately classified and rated.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"94225\",\n \"Description\": \"Crop Harvesting (Rated as Farm Machinery Operations)*\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \" \\nProhibited:\\nOther than Farm Machinery Operations performed by contractors. \\nRequired Forms:\\nASIC-GL-0086, Injury To Worker Exclusion; \\nASIC-GL-0144, Total Pollution Exclusion- Indiana;\\nCG 2149, Total Pollution Exclusion (except IN and LA);\\nCG 2165, (LA only)Total Pollution Exclusion (with exceptions);\\n\",\n \"IsoNotes\": \"\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"91606\",\n \"Description\": \"Crop Spraying - by contractors\",\n \"Authority\": \"S/S\",\n \"CompanyNotes\": \" \\n1. $2,000 minimum premium applied \\n2. Coverage for overspray/drift. Coverage is not provided for the crop being sprayed. \\nProhibited:\\n1. Aerial spraying\\n2. Seedmans Liability\\n3. Spraying own crops\\nRequired Forms:\\nASIC-GL-0055, Designated Operations Exclusion (Indicate: All operations other than the application of chemicals by use of ground-based equipment and an chemical application on the insureds own crops.)\\nCG 2116, Exclusion- Designated Professional Services; \\nCG 2264, Pesticide/Herbicide Applicators Coverage;\\nOptional Forms: :\\nCG 2281, Erroneous Delivery or Mixture and Resulting Failure of Seed to Germinate- Seed Merchants;\",\n \"IsoNotes\": \"\\nThe operation or use of aircraft is subject to the aircraft exclusion in the policy. Coverage is included for herbicide/pesticide operations. Use Pesticide Or Herbicide Applicator - Limited Pollution Coverage Endorsement CG 22 64.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"51999\",\n \"Description\": \"Cutlery (not powered) and Flatware Mfg. \",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\nSubmit: \\n1. Prior voluntary or involuntary product recall circumstances of recall required\\n2. Stand-alone products coverage \\nProhibited:\\n1. Discontinued Products/Completed Operations coverage \\n2. Powered cutlery manufacturing \\nRequired Forms: \\nASIC-GL-0054, Specified Products Liability (required if Products Liability provided); \\nASIC-GL-0064, Exclusion- Cancer; \\nASIC- GL-0086, Injury to Worker Exclusion; \\nCG 2149, Total Pollution Exclusion; \\nCG 2196, Silica or Silica-Related Dust Exclusion; \\nCoverage Options: \\nLimited Product Withdrawal Expense Endorsement (CG 0436) available for $7,500 aggregate limit at no additional charge. Indicate \\\"0\\\" for Deductible Amount and Participation Percentage. For the Cut-off Date, indicate the inception date of the first Ategrity policy with continuous renewal coverage with Ategrity to current policy.\\n\",\n \"IsoNotes\": \"\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"11259\",\n \"Description\": \"Dairy Products Butter and Egg Stores - Not-For- Profit\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \" \\n1. Fuel sales must be separately rated, refer to classification Gasoline Stations - self and full service combined (13455)\\n2. Gross sales should include liquor sales\\n3. Supermarkets, defined as $500,000 or more in sales and 3,000 or more sq. feet, refer to Supermarket classification (18501)\\nProhibited: \\n1. Raw milk\\n2. New York risks\\nRequired Forms: \\nASIC-GL-0097, Tobacco or Nicotine Products Health Hazard Exclusion; \\nCG 2407, Products/Completed Operations Hazard Redefined; \\n\",\n \"IsoNotes\": \"\\nThis classification is not applicable to stores serving food or beverages for consumption on premises nor to stores selling products other than dairy products and eggs.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"11258\",\n \"Description\": \"Dairy Products Butter and Egg Stores - Other than Not-For- Profit\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \" \\n1. Fuel sales must be separately rated, refer to classification Gasoline Stations - self and full service combined (13455)\\n2. Gross sales should include liquor sales\\n3. Supermarkets, defined as $500,000 or more in sales and 3,000 or more sq. feet, refer to Supermarket classification (18501)\\nProhibited: \\n1. Raw milk\\n2. New York risks\\nRequired Forms: \\nASIC-GL-0097, Tobacco or Nicotine Products Health Hazard Exclusion; \\nCG 2407, Products/Completed Operations Hazard Redefined; \\n\",\n \"IsoNotes\": \"\\nThis classification is not applicable to stores serving food or beverages for consumption on premises nor to stores selling products other than dairy products and eggs.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"52002\",\n \"Description\": \"Dairy Products Mfg.\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\nSubmit:\\n1. Limited Product Withdrawal Expense Endorsement limits in excess of $7,500\\n2. Recall of products- Voluntary or involuntary\\nProhibited:\\n1. (FSIS)- Food Safety and Inspection Service - Risks subject to but not approved for operation under either the Food Safety and Inspection Service (FSIS) under the jurisdiction of USDA or by an equivalent state or federal regulation and inspection program\\n2. Marijuana/cannabis\\n3. Raw milk\\nRequired Forms:\\nASIC-GL-0045, Marijuana/Cannabis Liability Exclusion;\\nASIC-GL-0054, Specified Products Liability (required if Products Liability provided);\\nCoverage Options:\\nLimited Product Withdrawal Expense Endorsement (CG0436) available for $7,500 aggregate limit at no additional charge. Indicate \\\"0\\\" for Deductible Amount and Participation Percentage. For the Cut-off Date, indicate the inception date of the first Ategrity policy with continuous renewal coverage with Ategrity to current policy.\\n\",\n \"IsoNotes\": \"\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"91618\",\n \"Description\": \"Dam or Reservoir Construction\",\n \"Authority\": \"P/P\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\\nThis classification applies to all operations other than blasting.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"41700\",\n \"Description\": \"Dam, Levee or Dike\\n- existence hazard only\",\n \"Authority\": \"S/N/A\",\n \"CompanyNotes\": \"\\nProhibited:\\n1. Dams higher than 40'.\\n2. Lakes greater than 100 surface acres.\\nELPS:\\nELP - Prem Ops - 250.00\",\n \"IsoNotes\": \"\\nBasis of premium is each dam, levee or dike.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"11274\",\n \"Description\": \"Dance Halls, Ballrooms or Discotheques - Not-For-Profit only\",\n \"Authority\": \"S/S\",\n \"CompanyNotes\": \"\\nInspections required on all risks.\\nProhibited:\\n1. Amusement or mechanical rides\\n2. Teen dance clubs\\nRequired Forms:\\nASIC-GL-0074, Sexual and/or Physical Abuse Exclusion; \\nCG 2101, Athletic Participants Exclusion (if sports activities on premises or sports teams sponsored);\\nCG 2144, Designated Premises Endorsement; \\nCG 2407, Products/ Completed Operations Redefined;\\nCoverage Options: \\nSexual and/or Physical Abuse Liability Coverage (ASIC-GL-0077) is included at $25,000/$50,000 limits (If ASIC-GL-0077 is NOT selected, then Sexual and/or Physical Abuse Exclusion (ASIC-GL-0074) is required).\\n\",\n \"IsoNotes\": \"\\nThis classification applies to establishments with incidental food or drink facilities but no table services.\\nThis classification does not apply to dance schools, nightclubs, cabarets or other similar establishments.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"11273\",\n \"Description\": \"Dance Halls, Ballrooms or Discotheques - Other than Not- For-Profit\",\n \"Authority\": \"S/S\",\n \"CompanyNotes\": \"\\nInspections required on all risks.\\nProhibited:\\n1. Amusement or mechanical rides\\n2. Teen dance clubs\\nRequired Forms:\\nASIC-GL-0074, Sexual and/or Physical Abuse Exclusion; \\nCG 2101, Athletic Participants Exclusion (if sports activities on premises or sports teams sponsored);\\nCG 2144, Designated Premises Endorsement; \\nCG 2407, Products/ Completed Operations Redefined;\\nCoverage Options: \\nSexual and/or Physical Abuse Liability Coverage (ASIC-GL-0077) is included at $25,000/$50,000 limits (If ASIC-GL-0077 is NOT selected, then Sexual and/or Physical Abuse Exclusion (ASIC-GL-0074) is required).\\n\",\n \"IsoNotes\": \"\\nThis classification applies to establishments with incidental food or drink facilities but no table services.\\nThis classification does not apply to dance schools, nightclubs, cabarets or other similar establishments.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"16750\",\n \"Description\": \"Dating Services/Social Introduction Services # \",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\nRequired Forms:\\nASIC-GL-0062, Communicable Disease Exclusion;\\nASIC-GL-0074, Sexual and/or Physical Abuse Exclusion; \\nCG 2116, Exclusion- Designated Professional Services; \\nCG 2138, Personal and Advertising Injury Exclusion;\\nCoverage Options: \\nSexual and/or Physical Abuse (ASIC-GL-0077) included at $25,000/$50,000 limits (If ASIC-GL-0077 is NOT selected, then Sexual and/or Physical Abuse Exclusion (ASIC-GL-0074) is required).\\n\",\n \"IsoNotes\": \"\\nThis classification applies only to:\\n- Risks that conduct retail operations solely over the internet or\\n- Risks that conduct retail operations over the internet from a location separate from store operations.\\nInternet operations conducted on store premises should be included under appropriate store classification.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"41716\",\n \"Description\": \"Day Care Centers - Not-For-Profit\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \" \\n1. Auto coverage must be in place for any with same or greater limits for risks transporting children\\n2. In-home day care when attendance exceeds 10, should be rated as a Day Care Center classification (41715)\\n3. Supplemental application required \\nSubmit: \\n1. Care for special needs (mentally or physically) children in excess of 35% of total attendance\\n2. Drop off centers at malls or other retail establishments\\n3. Sexual or physical abuse allegations- past or pending allegations \\n4. Sick-child day care \\nProhibited: \\n1. Criminal background checks are not completed on employees\\n2. Foster care\\n3. Hired and/or Nonowned Auto Coverage\\n4. Not properly licensed or in compliance with the state guidelines \\n5. Swimming pools not fenced with a self-latching gate, having slides or diving boards\\n6. Swimming/wading pools, hot tubs or spas not in compliance with the Virginia Graeme Baker Pool and Spa Safety Act\\n7. Trampolines \\n\\nRequired Forms: \\nASIC-GL-0053, Fungi or Bacteria Exclusion (required if ASIC-GL-0024 is attached to the policy); \\nASIC- GL-0055, Designated Operations Exclusion- required to limit coverage to day care/ pre-school exposure when insured has additional operations not included in policy rating. Indicate the following wording on the form All operations other an those necessary and incidental to a day care /pre-school operation;\\nASIC-GL-0057, Animal Exclusion;\\nASIC-GL-0074, Sexual and/or Physical Abuse Exclusion; \\nCG 2116, Exclusion- Designated Professional Services (indicate Any and all professional exposures);\\nCoverage Options: \\n1. Errors and Omissions Coverage (ASIC-GL-0024) is included at limits equal to the General Liability limit (If ASIC-GL-0024 is NOT selected, then Exclusion- Designated Professional Services (CG 2116) is required). \\n2. Sexual and/or Physical Abuse (ASIC-GL-0077) included at $100,000/$300,000 limits. Increased limits of $250,000/$500,000 available for a rate of $10 per child (If ASIC-GL-0077 is NOT selected, then Sexual and/or Physical Abuse Exclusion (ASIC-GL-0074) is required). \\n\",\n \"IsoNotes\": \"\\nCoverage does not apply to medical payments to attendees. Use Exclusion - Medical Payments To Children (Day Care Centers) Endorsement CG 22 40.\\nBasis of premium is per person. Per person should be determined by using the average daily attendance.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"41715\",\n \"Description\": \"Day Care Centers - Other than Not- For-Profit\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \" \\n1. Auto coverage must be in place for any with same or greater limits for risks transporting children\\n2. Babysitters/Nannies refer to classification (44433)\\n3. In Home Day Care refer to classification (41716) \\n4. Supplemental application required \\nSubmit:\\n1. Care for special needs (mentally or physically) children in excess of 35% of total attendance \\n2. Drop off centers at malls or other retail establishments \\n3. Sexual or physical abuse allegations- past or pending allegations \\n4. Sick-child day care \\nProhibited:\\n1. Criminal background checks are not completed on employees\\n2. Foster care\\n3. Hired and/or Nonowned Auto Coverage\\n4. Not properly licensed or in compliance with the state guidelines \\n5. Swimming pools not fenced with a self-latching gate, having slides or diving boards\\n6. Swimming/wading pools, hot tubs or spas not in compliance with the Virginia Graeme Baker Pool and Spa Safety Act\\n7. Trampolines \\n\\nRequired Forms:\\nASIC-GL-0053, Fungi or Bacteria Exclusion (required if ASIC-GL-0024 is attached to the policy); \\nASIC- GL-0055, Designated Operations Exclusion- required to limit coverage to day care/ pre-school exposure when insured has additional operations not included in policy rating. Indicate the following wording on the form All operations other an those necessary and incidental to a day care /pre-school operation;\\nASIC-GL-0057, Animal Exclusion;\\nASIC-GL-0074, Sexual and/or Physical Abuse Exclusion; \\nCG 2116, Exclusion- Designated Professional Services (indicate Any and all professional exposures);\\nCoverage Options:\\n1. Errors and Omissions Coverage (ASIC-GL-0024) is included at limits equal to the General Liability limit (If ASIC-GL-0024 is NOT selected, then Exclusion- Designated Professional Services (CG 2116) is required). \\n2. Sexual and/or Physical Abuse (ASIC-GL-0077) included at $100,000/$300,000 limits. Increased limits of $250,000/$500,000 available for a rate of $10 per child (If ASIC-GL-0077 is NOT selected, then Sexual and/or Physical Abuse Exclusion (ASIC-GL-0074) is required). \\n\",\n \"IsoNotes\": \"\\nCoverage does not apply to medical payments to attendees. Use Exclusion - Medical Payments To Children (Day Care Centers) Endorsement CG 22 40.\\nBasis of premium is per person. Per person should be determined by using the average daily attendance.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"91629\",\n \"Description\": \"Debris Removal - construction site\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\nSeparately classify and rate salvage operations.\\nSubmit:\\n1. Gas, oil or chemical plant operations \\n2. Multiple named insureds and joint ventures\\nProhibited:\\n1. Asbestos or hazardous waste removal by insured or subcontractors\\n2. Fire and Water restoration operations \\n3. Hired and/or Nonowned Auto Coverage\\n4. Mold and spore treatment or removal operations\\nRequired Forms:\\nASIC-GL-0031, Continuing or Ongoing Damage Exclusion;\\nASIC-GL-0086, Injury to Worker Exclusion;\\nASIC-GL-0144, (IN only) Total Pollution Exclusion - Indiana;\\nCG 2149, Total Pollution Exclusion (except IN and LA);\\nCG 2154, Exclusion - Designated Operations Covered by a Consolidated (Wrap-Up) Insurance Program (indicate: All operations covered by a consolidated wrap-up insurance program);\\nCG 2165, (LA only) Total Pollution Exclusion (with exceptions);\\nCG 2279, Exclusion - Contractors- Professional Liability;\\nELPS:\\nELP - Products:\\nAll states except LA - 1.97;\\nLA - 8.07\\n\\nCoverage Options:\\n1. Contractors - Home Repair and Remodeling (ASIC-GL-0092) available at a $15,000 limit; charge 10% of the GL premium subject to $250 minimum premium. \\n2. Electronic Data Liability (CG 0437) is available for limits of:\\n$10,000 = $100\\n$20,000 = $150\\n$50,000 = $200\\n\",\n \"IsoNotes\": \"\\nThis classification applies to those risks solely engaged in the removal of debris in connection with construction or erection.\\nSalvage operations shall be separately classified and rated.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"11288\",\n \"Description\": \"Delicatessens\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\nSupplemental application required\\nSubmit:\\nRisks with bouncers, doormen or security personnel\\nProhibited:\\n1. Hired and/or Nonowned Auto Coverage\\n2. Liquor manufacturers or distributors as additional insureds\\n3. Liquor sales in excess of 30%\\n4. Mechanical or amusement rides\\nCredits and Surcharges: \\nHookah exposures (communal smoking), surcharge Premises and Products/Co rate by 25%. $2,500 minimum deductible applied.\\n\\nRequired Forms:\\nASIC-GL-0062, Communicable Disease Exclusion (required with hookah exposures);\\nASIC-GL-0064, Exclusion - Cancer (required with Hookah exposures);\\nASIC-GL-0079, Total Liquor Liability Exclusion;\\nCG 2101, Athletic or Sports Participants Exclusion;\\nCG 2144, Limitation of Coverage to Designated Premises or Project;\\nCG 2407, Products/Completed Operations Hazard Redefined;\\n\",\n \"IsoNotes\": \"\\nIf food is served for consumption on premises, classify and rate under the appropriate restaurant classification.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"12014\",\n \"Description\": \"Dental Laboratories\",\n \"Authority\": \"P/P\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\\nDental Offices shall be separately classified and rated as \\\"Medical Offices\\\".\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"12356\",\n \"Description\": \"Department or Discount Stores\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\nSubmit:\\n1. Fireworks sales\\n2. Gun sales if 15% or less of total sales (Prohibited in excess of 15%)\\n3. Hookah exposures\\n4. Importing of tobacco products directly by insured and/or blending of tobacco products in excess of 15% of gross sales\\nProhibited:\\n1. Ammunition reloading\\n2. Blending of electronic/vapor cigarette liquids\\n3. Fireplace inserts or wood stove installation\\n4. Gun repair\\n5. Gun sales in excess of 15% of total sales\\n6. Sale of electronic/vapor cigarettes and /or liquids or vapors for same in excess of 15% of gross receipts\\n7. Sale of marijuana/cannabis or products containing marijuana/cannabis\\n8. Welding supply stores\\nRequired Forms:\\nASIC-GL-0093, Exclusion - Chinese Drywall;\\nASIC-GL-0097, Tobacco or Nicotine Products Health Hazard Exclusion;\\nCG 2245, Exclusion - Specified Therapeutic or Cosmetic Services Endorsement\\n\\nCoverage Options:\\n1. Electronic Data Liability (CG 0437) is available for limits of:\\n$10,000 = $100\\n$20,000 = $150\\n$50,000 = $200\\n2. Contractors - Home Repair and Remodeling (ASIC-GL-0092) available at a $15,000 limit; charge 10% of the GL premium subject to $250 minimum premium. \\n\",\n \"IsoNotes\": \"\\nProfessional services are excluded. Use Exclusion - Special Therapeutic Or Cosmetic Services Endorsement CG 22 45.\\nThis classification must apply to each location of a risk at which all the following conditions exists:\\n(a) The insured must employ an average of at least twenty-five employees (full-time or the equivalent thereof) excluding drivers and their helpers.\\n(b) The merchandise must include:\\n(i) Wearing apparel\\n(ii) Household furnishings (other than furniture)\\n(iii) One or more of the following:\\n- Cosmetics\\n- Non-prescription Drugs\\n- Furniture\\n- Groceries or meats\\n- Hardware\\n- Jewelry\\n- Luggage\\n- Musical instruments\\n- Sporting goods\\n- Toys\\n(c) The total annual sales of Items b.(i) and b.(ii) must exceed 50% of the total annual sales.\\nThis classification is not applicable to Variety Stores.\\nThe following shall be separately classified and rated:\\n- Restaurants\\n- Optical and Hearing Aid goods\\n- Sales from prescription drugs - Use the appropriate Drugstore Classification.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"91636\",\n \"Description\": \"Detective or Investigative Agencies - private\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\n1. Armed personnel must be properly certified by state agency or firearms certification school. \\n2. Licensing and background checks must be conducted as required by state and federal agencies. \\nSubmit:\\nComputer forensic analysis \\nProhibited:\\n1. Arson investigation\\n2. Bail bond operations\\n3. Bounty hunters\\n4. Eviction operations \\n5. Hired and/or Nonowned Auto Coverage \\n6. Title research operations \\n7. Utility Shut-off operations\\nCredits and Surcharges:\\n1. Expert witnesses surcharge rate by 15%\\n2. (NY only) apply a 30 % credit to Premises and Products liability rates if (ASIC-GL-0095) Absolute Employee and Worker Injury and Liability Exclusion is attached (do not attach CG 2139 or CG 2426)\\nRequired Forms:\\nASIC-GL-0053, Fungi or Bacteria Exclusion (required if ASIC-GL-0024 is attached to the policy); \\nASIC-GL-0069, Known Injury or Damage Exclusion- Personal and Advertising Injury (required if ASIC-GL-0024 is attached to the policy, do not attach CG 2138); \\n\\nCG 2116, Exclusion- Designated Professional Services (indicate Any and all professional exposures);\\nCG 2138, Exclusion- Personal and Advertising Injury Exclusion; \\nOptional Forms: :\\nASIC-GL-0095, Absolute Employee and Worker Injury and Liability Exclusion (do not attach CG 2139 or CG 2426); \\nCoverage Options: \\nErrors and Omissions Coverage (ASIC-GL-0024) is offered at limits equal to the General Liability limit. Charge 10% of the General Liability premium subject to a minimum $100 charge (do not attach ASIC-GL-0024 with CG 2116 or CG 2138).\\n\",\n \"IsoNotes\": \"\\nPersonal and Advertising Injury are excluded. Use Exclusion - Personal And Advertising Injury Endorsement CG 21 38.\\nSecurity and Patrol Agencies shall be separately classified and rated.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"52076\",\n \"Description\": \"Detergent Mfg. - NOC \",\n \"Authority\": \"P/P\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\\nThis classification applies to the manufacturing of detergents which have characteristics and end uses similar to soap.\\nSoap Mfg. shall be separately classified and rated.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"52075\",\n \"Description\": \"Detergent Mfg. - household\",\n \"Authority\": \"S/S\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\\nThis classification applies to the manufacturing of detergents which have characteristics and end uses similar to soap.\\nSoap Mfg. shall be separately classified and rated.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"52109\",\n \"Description\": \"Dextrine Mfg.\",\n \"Authority\": \"P/P\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"46112\",\n \"Description\": \"Diagnostic Testing Laboratories\",\n \"Authority\": \"P/P\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\\nProfessional services are excluded. Use Exclusion - Diagnostic Testing Laboratories Endorsement CG 21 59.\\nIf professional coverage is desired, classify and rate in accordance with the Professional Liability Division.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"52137\",\n \"Description\": \"Die Casting Mfg.\",\n \"Authority\": \"S/S\",\n \"CompanyNotes\": \" \\nProvide details on end use. \\nELPS:\\nELP - Products - .43\",\n \"IsoNotes\": \"\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"52343\",\n \"Description\": \"Dietary Supplements Mfg. (Rated as Drug, Medicine or Pharmaceutical Preparations Mfg.) #\",\n \"Authority\": \"P/P\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\\nThis classification includes manufacturing of ingredients.\\nManufacturing of biological products shall be separately classified and rated.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"91641\",\n \"Description\": \"Dike, Levee or Revetment Construction\",\n \"Authority\": \"P/P\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\\nThis classification applies to all operations other than blasting.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"52150\",\n \"Description\": \"Distillation or Extraction- NOC\",\n \"Authority\": \"S/S\",\n \"CompanyNotes\": \" \\nELPS:\\nELP - Products - 4.00\",\n \"IsoNotes\": \"\\nThe following shall be separately classified and rated:\\n- Asphalt or tar distillation\\n- Food manufacturing\\n- Liquor manufacturing\\n- Oil or fuel refineries\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"12361\",\n \"Description\": \"Distributors - food or drink - NOC \",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\nSeparately class and rate retail sales, including internet sales, that exceed 20% of gross sales.\\nSubmit:\\nManufacturers representatives\\nProhibited:\\n1. Assembling operations\\n2. Foreign Products (refer to appropriate manufacturing class)\\n3. Hired and/or Nonowned Auto Coverage\\n4. Importers\\n5. Internet and mail order sales of alcoholic beverages\\n6. Kava\\n6. Manufacturers as additional insureds\\n7. Products manufactured/designed by or for the insured\\n8. Mixing or blending of products\\n9. Relabeling or repackaging of products \\n\\nRequired Forms:\\nASIC-GL-0087, Scheduled Products Exclusion;\\nCoverage Options:\\nContractors Home Repair and Remodeling (ASIC-GL-0092) $15,000 limit available for 10% of the GL premium subject to $250 minimum premium.\\n\",\n \"IsoNotes\": \"\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"12362\",\n \"Description\": \"Distributors - no food or drink - NOC\",\n \"Authority\": \"S/S\",\n \"CompanyNotes\": \"\\nELP:\\nELP - Product - .19\",\n \"IsoNotes\": \"\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"91666\",\n \"Description\": \"Diving - marine\",\n \"Authority\": \"S/S\",\n \"CompanyNotes\": \" \\nELP:\\nELP - Products - 4.50\",\n \"IsoNotes\": \"\\nThis classification applies to risks engaged in commercial diving operations only.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"91722\",\n \"Description\": \"Dock Operations - coal, grain or ore\",\n \"Authority\": \"P/P\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\\nThis classification includes the bulk loading or unloading of barges or vessels and stevedoring.\\nGrain elevator operations shall be separately classified and rated.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"52134\",\n \"Description\": \"Door or Window Mfg. - other than wood - NOC\",\n \"Authority\": \"A/S\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\\nThis classification includes frame, sash, molding or trim.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"52315\",\n \"Description\": \"Door or Window Mfg. - wood\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\nSupplemental application required\\nSubmit:\\n1. Building beams and columns\\n2. Chair manufacturing \\n3. Roof truss manufacturing\\n4. Staircase manufacturing \\nProhibited:\\n1. Baby or childrens furniture\\n2. Bleachers\\n3. Ladder manufacturing (including step stool)\\n4. Playground manufacturing \\n\\nRequired Forms:\\nCG 2149, Total Pollution Exclusion (except in IN and LA);\\nCG 2154, Exclusion- Designated Operations Covered by a Consolidated (Wrap-Up) Insurance Program (Indicate: All operations covered by a consolidated (wrap-up) insurance program).\\nCG 2165, (LA ONLY)- Total Pollution Exclusion (with exceptions)\\nOptional Forms: :\\nASIC-GL-0072, Development Construction Residential Project Exclusion;\\nASIC-GL-0086, Injury to Worker Exclusion; \\n\",\n \"IsoNotes\": \"\\nThis classification includes frame, sash, molding or trim.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"91746\",\n \"Description\": \"Door, Window or Assembled Millwork\\n- installation, service or repair\\n- metal\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\nSubmit:\\n1. Automatic or power doors \\n2. Multiple named insureds and joint ventures\\n3. Work at gas, oil or chemical plants\\nProhibited:\\n1. Asbestos or hazardous waste removal by insured or subcontractors\\n2. Door and window installation for condominiums or townhouses\\n3. Hired and/or Nonowned Auto Coverage\\n4. Fire and Water restoration operations\\n5. Mold and spore treatment or removal operations\\n6. Underpinning or soil stabilization operations\\nRequired Forms:\\nASIC-GL-0031, Continuing or Ongoing Damage Exclusion;\\nASIC-GL-0054, Specified Products Liability (required if Products Liability provided);\\nASIC-GL-0086, Injury to Worker Exclusion;\\nASIC-GL-0144, (IN only) Total Pollution Exclusion - Indiana;\\nCG 2149, Total Pollution Exclusion (except IN and LA);\\nCG 2154, Exclusion - Designated Operations Covered by a Consolidated (Wrap-Up) Insurance Program (indicate: All operations covered by a consolidated wrap-up insurance program);\\nCG 2165, (LA only) Total Pollution Exclusion (with exceptions);\\nCG 2279, Exclusion - Contractors- Professional Liability;\\n\\nCoverage Options:\\n1. Contractors - Home Repair and Remodeling (ASIC-GL-0092) available at a $15,000 limit; charge 10% of the GL premium subject to $250 minimum premium. \\n2. Electronic Data Liability (CG 0437) is available for limits of:\\n$10,000 = $100\\n$20,000 = $150\\n$50,000 = $200\\n\",\n \"IsoNotes\": \"\\nThe installation, service or repair of doors or windows not metal shall be classified as \\\"Carpentry\\\".\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"91805\",\n \"Description\": \"Draftsmen\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \" \\nProof of E&O Coverage required\\nRequired Forms:\\nCG 2116, Exclusion- Designated Professional Services; \",\n \"IsoNotes\": \"\\nThis classification applies to employed draftsmen whose duties are strictly limited to office work only.\\nEngineers and Architects shall be separately classified and rated.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"43007\",\n \"Description\": \"Drawbridges - existence hazard only\",\n \"Authority\": \"P/P\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\\nBasis of premium is each drawbridge.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"92055\",\n \"Description\": \"Dredging - NOC\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \" \\nProhibited:\\nUse of barges.\\nRequired Forms:\\nCG 2149, Total Pollution Exclusion (except IN & LA); \\nCG 2165, (LA only), Total Pollution Exclusion (with exceptions);\",\n \"IsoNotes\": \"\\nThis classification includes exploration operations, erection, maintenance and repair of dredges.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"92053\",\n \"Description\": \"Dredging - gold - endless bucket or ladder type\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\nRequired Forms:\\nCG 2149, Total Pollution Exclusion (except IN & LA); \\nCG 2165, (LA only), Total Pollution Exclusion (with exceptions);\",\n \"IsoNotes\": \"\\nThis classification includes exploration operations, erection, maintenance and repair of dredges.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"92054\",\n \"Description\": \"Dredging - gold - floating dragline type\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \" \\nRequired Forms:\\nCG 2149, Total Pollution Exclusion (except IN & LA); \\nCG 2165, (LA only), Total Pollution Exclusion (with exceptions);\",\n \"IsoNotes\": \"\\nThis classification includes exploration operations, erection, maintenance and repair of dredges.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"92101\",\n \"Description\": \"Drilling -NOC\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \" \\nProhibited: \\n1. Blasting exposures\\n2. Gas and oil operations, \\nRequired Forms: \\nASIC-GL-0055, Designated Operation Exclusion;\",\n \"IsoNotes\": \"\\nThis is an N.P.D. classification.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"92102\",\n \"Description\": \"Drilling - water\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\\nThis is an N.P.D. classification.\\nOil or gas well drilling shall be separately classified and rated.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"92215\",\n \"Description\": \"Driveway, Parking Area or Sidewalk - paving, repaving, cleaning or sweeping (without snow or ice removal)\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \" \\n1. Pressurized Cleaning of Parking Lots, Driveways, and Sidewalks exceeding 15% of total operations, refer to Cleaning-Outside surfaces classification (91523).\\n2. Signs and/or Barricades Rented- copy of certificate of insurance from the rental company must be obtained\\n3. Supplemental application required\\nProhibited:\\n1. Hired and/or Nonowned Auto Coverage \\n2. Snow/Ice Removal Operations \\n3. Street or Road Paving, Repaving, Surfacing, Resurfacing, Striping, or Scraping Operations \\nRequired Forms:\\nASIC-GL-0128, Exclusion- Snow Removal, Ice Removal, or Plowing operations;\\nASIC-GL-0129, Exclusion- Snow Removal, Ice Removal, or Plowing operations on public streets, roads or highways; \\nCG 2149, Total Pollution Exclusion;\\nCG 2154, Exclusion- Designated Operations Covered by a Consolidated (Wrap-Up);\\nCG 2196, Silica or Silica Related Dust Exclusion; \\nOptional Forms: :\\nASIC-GL-0086, Injury to Worker Exclusion; \\nASIC-GL-0095, Absolute Employee and Worker Injury and Liability Exclusion (do not attach CG 2139 or CG 2426 with ASIC-GL-0095);\\nCG 2139, Contractual Liability Limitation; \\n\",\n \"IsoNotes\": \"\\nThe following shall be separately classified and rated:\\n- Clearing of right-of-way\\n- Earth or rock excavation\\n- Filling or grading of land\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"12373\",\n \"Description\": \"Drug Distributors\",\n \"Authority\": \"P/P\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"52341\",\n \"Description\": \"Drug Mfg. - biological products\",\n \"Authority\": \"P/P\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\\nThis classification includes allergens, serums, toxins, plasmas, vaccines, viruses or antitoxins.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"52342\",\n \"Description\": \"Drug, Medicine or Pharmaceutical Preparations Mfg.\\n- for animal use\",\n \"Authority\": \"P/P\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\\nThis classification includes manufacturing of ingredients.\\nManufacturing of biological products shall be separately classified and rated.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"52343\",\n \"Description\": \"Drug, Medicine or Pharmaceutical Preparations Mfg. \\n- other than for animal use -NOC\",\n \"Authority\": \"P/P\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\\nThis classification includes manufacturing of ingredients.\\nManufacturing of biological products shall be separately classified and rated.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"12375\",\n \"Description\": \"Drugstores -NOC\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \" \\nSubmit: \\nRental of equipment\\nProhibited:\\n1. Blending or compounding operations \\n2. Internet Sales\\nRequired Forms: \\nCG 2269, Druggists Endorsement. \\n\",\n \"IsoNotes\": \"\\nProducts coverage under this classification includes professional coverage. Use Druggists Endorsement CG 22 69.\\nIf products coverage is not provided, use Exclusion - Products And Professional Services (Druggists) Endorsement CG 22 36.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"12374\",\n \"Description\": \"Drugstores - no table or counter service for beverage or food\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \" \\nSubmit:\\nRental of equipment\\nProhibited:\\n1. Blending or compounding operations \\n2. Internet Sales\\nRequired Forms:\\nCG 2269, Druggists Endorsement; \\n\",\n \"IsoNotes\": \"\\nProducts coverage under this classification includes professional coverage. Use Druggists Endorsement CG 22 69.\\nIf products coverage is not provided, use Exclusion - Products And Professional Services (Druggists) Endorsement CG 22 36.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"52401\",\n \"Description\": \"Drums or Containers Mfg. - metal\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \" \\nProhibited: \\n1. Gas tanks \\n2. Containers for hazardous materials\\n3. Pressurized containers\\nELPS:\\nELP - Products - .87\",\n \"IsoNotes\": \"\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"52402\",\n \"Description\": \"Drums or Containers Mfg. - plastic\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \" \\nProhibited: \\n1. Containers for hazardous materials\\n2. Gas tanks \\n3. Pressurized containers\\nELPS:\\nELP - Products - 3.50\",\n \"IsoNotes\": \"\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"92338\",\n \"Description\": \"Dry Wall or Wallboard Installation\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\nSubmit:\\n1. Gas, oil or chemical plant operations\\n2. Multiple named insureds and joint ventures\\n3. Past or pending construction defect claims\\n4. Prior operations as a general contractor\\nProhibited:\\n1. Asbestos or hazardous waste removal by insured or subcontractors\\n2. Fire and Water restoration operations \\n3. Hired and/or Nonowned Auto Coverage\\n4. Mold and spore treatment or removal operations\\n5. Underpinning or soil stabilization operations\\nRequired Forms:\\nASIC-GL-0031, Continuing or Ongoing Damage Exclusion;\\nASIC-GL-0086, Injury to Worker Exclusion;\\nASIC-GL-0093, Exclusion - Chinese Drywall;\\nASIC-GL-0144, (IN only) Total Pollution Exclusion - Indiana;\\nCG 2149, Total Pollution Exclusion (except IN and LA);\\nCG 2154, Exclusion - Designated Operations Covered by a Consolidated (Wrap-Up) Insurance Program (indicate: All operations covered by a consolidated wrap-up insurance program);\\nCG 2165, (LA only) Total Pollution Exclusion (with exceptions);\\nCG 2279, Exclusion - Contractors- Professional Liability;\\n\\nCoverage Options:\\n1. Contractors - Home Repair and Remodeling (ASIC-GL-0092) available at a $15,000 limit; charge 10% of the GL premium subject to $250 minimum premium. \\n2. Electronic Data Liability (CG 0437) is available for limits of:\\n$10,000 = $100\\n$20,000 = $150\\n$50,000 = $200\\n\",\n \"IsoNotes\": \"\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"43117\",\n \"Description\": \"Dude Ranches\",\n \"Authority\": \"S/S\",\n \"CompanyNotes\": \"\\n1. Rooms must have operating smoke detectors.\\n2. Supplemental application required\\nSubmit:\\n1. Armed security guards (employed or subcontracted)\\n2. Recreational equipment rental other than canoes and rowboats\\nProhibited: \\n1. Outdoor swimming pools that are not fenced or enclosed by the building structure and fenced pools without self-latching gate\\n2. Ski lifts or tows\\n3. Swimming/wading pools, hot tubs or spas not in compliance with the Virginia Graeme Baker Pool and Spa Safety Act\\nRequired Forms: \\nCG 2144, Limitation of Coverage to Designated Premises or Project;\\nCG 2149, Total Pollution Exclusion (except IN and LA) - required if fuel sold;\\nCG 2416, Canoes or Rowboats Endorsement;\\nCG 2165, (LA only) Total Pollution Exclusion (with Exceptions) - required if fuel sold;\\nASIC-GL-0144, (IN only) Total Pollution Exclusion - Indiana - Required if fuel sold\\n\\nOptional Forms: : \\nASIC-GL-0091, Habitability Exclusion; \\nASIC-GL-0100, Exclusion- Vermin;\\nCoverage Options:\\nInnkeepers Liability (ASIC-GL-0075) is available at $2,000/$20,000 limits with a $250 deductible and a $200 flat charge.\\n\",\n \"IsoNotes\": \"\\nCoverage does not apply to medical payments. Use Exclusion - Coverage C - Medical Payments Endorsement CG 21 35.\\nThis classification includes coverage for the operation of owned canoes or rowboats. Use Canoes Or Rowboats Endorsement CG 24 16.\\nThe following shall be separately classified and rated.\\n- Boats (other than owned canoes or rowboats)\\n- Swimming pools\\n- Bathing beaches\\n- Skeet shooting or trap\\n- Shooting ranges\\n- Saddle animals\\n- Motor or sailboats\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"63013\",\n \"Description\": \"Dwellings - four family (lessor's risk only)\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"1. Dwelling rates should be surcharged 50% for mobile home exposures.\\r\\n2. Dwellings with a renovation exposure that exceeds 40% of the total building value or has $300,000 or more in subcontracted costs should be written as a Builders Risk within the IM guidelines.\\r\\n3. Risks which have suffered a prior mold loss must submit proof verifying 100% remediation has occurred.\\r\\n4. Swimming pools-rate with classification(48925).\\r\\n5. Subcontractors should be separately rated under classification(91581).\\r\\n6. Provide Supplemental application if availabe.\\r\\nProhibited:\\r\\n1. Condemned properties\\r\\n2. Diving boards and platforms over one meter in height\\r\\n3. Mobile homes not tied down\\r\\n4. Owner Occupied dwellings\\r\\n5. Pool slides over 10 feet in height\\r\\n6. Sorority or fraternity houses\\r\\n7. Swimming pools not fenced or non compliant with the Virginia Graeme Baker Pool and Spa Safety Act\\r\\nCredits and Surcharges:\\r\\nStudent occupancy, surcharge the Pemises/Prod CO liability rates 30%\\r\\n\\r\\nRequired Forms:\\r\\nASIC-GL-0057, Animal Exclusion; \\r\\nASIC-GL-0074, Sexual and/or Physical Abuse Exclusion (student occupancies only); \\r\\nCG 2144, Limitation of Coverage to Designated Premises; \\r\\nOptional Forms: :\\r\\nASIC-GL-0091, Habitability Exclusion;\\r\\nASIC-GL-0100,Exclusion- Vermin;\\r\\nCoverage Options:\\r\\n1. Limited Animal Liability Coverage (ASIC-GL-0068) is available at $25,000/50,000 limits for a $500 flat charge. (If ASIC-GL-0068 is NOT selected, then Animal Exclusion form (ASIC-GL-0057) is required)\\r\\n2. Sexual and/or Physical Abuse Liability Coverage (ASIC-GL-0077) is included (for student occupancies) at $25,000/$50,000 limits (If ASIC-GL-0077 is NOT selected, then Sexual and/or Physical Abuse Exclusion (ASIC-GL-0074) is required).\",\n \"IsoNotes\": \"\\nThis classification does not apply to buildings designed or occupied for both dwelling and business purposes, except incidental office, professional, private school or studio occupancy.\\nBasis of premium is each dwelling.\\nThis classification includes dwellings owned by corporations and similar insureds who allow employees or others to occupy the dwelling with or without leasing or renting.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"63010\",\n \"Description\": \"Dwellings - one family (lessor's risk only)\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"1. Dwelling rates should be surcharged 50% for mobile home exposures.\\r\\n2. Dwellings with a renovation exposure that exceeds 40% of the total building value or has $300,000 or more in subcontracted costs should be written as a Builders Risk within the IM guidelines.\\r\\n3. Risks which have suffered a prior mold loss must submit proof verifying 100% remediation has occurred.\\r\\n4. Swimming pools-rate with classification(48925).\\r\\n5. Subcontractors should be separately rated under classification(91581).\\r\\n6. Provide Supplemental application if availabe.\\r\\nProhibited:\\r\\n1. Condemned properties\\r\\n2. Diving boards and platforms over one meter in height\\r\\n3. Mobile homes not tied down\\r\\n4. Owner Occupied dwellings\\r\\n5. Pool slides over 10 feet in height\\r\\n6. Sorority or fraternity houses\\r\\n7. Swimming pools not fenced or non compliant with the Virginia Graeme Baker Pool and Spa Safety Act\\r\\nCredits and Surcharges:\\r\\nStudent occupancy, surcharge the Pemises/Prod CO liability rates 30%\\r\\n\\r\\nRequired Forms:\\r\\nASIC-GL-0057, Animal Exclusion; \\r\\nASIC-GL-0074, Sexual and/or Physical Abuse Exclusion (student occupancies only); \\r\\nCG 2144, Limitation of Coverage to Designated Premises; \\r\\nOptional Forms: :\\r\\nASIC-GL-0091, Habitability Exclusion;\\r\\nASIC-GL-0100,Exclusion- Vermin;\\r\\nCoverage Options:\\r\\n1. Limited Animal Liability Coverage (ASIC-GL-0068) is available at $25,000/50,000 limits for a $500 flat charge. (If ASIC-GL-0068 is NOT selected, then Animal Exclusion form (ASIC-GL-0057) is required)\\r\\n2. Sexual and/or Physical Abuse Liability Coverage (ASIC-GL-0077) is included (for student occupancies) at $25,000/$50,000 limits (If ASIC-GL-0077 is NOT selected, then Sexual and/or Physical Abuse Exclusion (ASIC-GL-0074) is required).\",\n \"IsoNotes\": \"\\nThis classification includes dwellings or apartments owned by corporations and similar insureds who allow employees or others to occupy the dwelling with or without leasing or renting.\\nThis classification also includes time-sharing apartment units owned by corporations for use exclusively by their executives or other employees.\\nThis classification does not apply to buildings designed or occupied for both dwelling and business purposes, except incidental office, professional, private school or studio occupancy.\\nBasis of premium is each dwelling.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"63012\",\n \"Description\": \"Dwellings - three family (lessor's risk only)\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"1. Dwelling rates should be surcharged 50% for mobile home exposures.\\r\\n2. Dwellings with a renovation exposure that exceeds 40% of the total building value or has $300,000 or more in subcontracted costs should be written as a Builders Risk within the IM guidelines.\\r\\n3. Risks which have suffered a prior mold loss must submit proof verifying 100% remediation has occurred.\\r\\n4. Swimming pools-rate with classification(48925)\\r\\n5. Subcontractors should be separately rated under classification(91581).\\r\\n6. Provide Supplemental application if availabe. \\r\\nProhibited:\\r\\n1. Condemned properties\\r\\n2. Diving boards and platforms over one meter in height\\r\\n3. Mobile homes not tied down\\r\\n4. Owner Occupied dwellings\\r\\n5. Pool slides over 10 feet in height\\r\\n6. Sorority or fraternity houses\\r\\n7. Swimming pools not fenced or non compliant with the Virginia Graeme Baker Pool and Spa Safety Act\\r\\nCredits and Surcharges:\\r\\nStudent occupancy, surcharge the Pemises/Prod CO liability rates 30%\\r\\n\\r\\nRequired Forms:\\r\\nASIC-GL-0057, Animal Exclusion; \\r\\nASIC-GL-0074, Sexual and/or Physical Abuse Exclusion (student occupancies only); \\r\\nCG 2144, Limitation of Coverage to Designated Premises; \\r\\nOptional Forms: :\\r\\nASIC-GL-0091, Habitability Exclusion;\\r\\nASIC-GL-0100,Exclusion- Vermin;\\r\\nCoverage Options:\\r\\n1. Limited Animal Liability Coverage (ASIC-GL-0068) is available at $25,000/50,000 limits for a $500 flat charge. (If ASIC-GL-0068 is NOT selected, then Animal Exclusion form (ASIC-GL-0057) is required)\\r\\n2. Sexual and/or Physical Abuse Liability Coverage (ASIC-GL-0077) is included (for student occupancies) at $25,000/$50,000 limits(If ASIC-GL-0077 is NOT selected, then Sexual and/or Physical Abuse Exclusion (ASIC-GL-0074) is required)\",\n \"IsoNotes\": \"\\nThis classification does not apply to buildings designed or occupied for both dwelling and business purposes, except incidental office, professional, private school or studio occupancy.\\nBasis of premium is each dwelling.\\nThis classification includes dwellings owned by corporations and similar insureds who allow employees or others to occupy the dwelling with or without leasing or renting.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"63011\",\n \"Description\": \"Dwellings - two family (lessor's risk only)\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"1. Dwelling rates should be surcharged 50% for mobile home exposures.\\r\\n2. Dwellings with a renovation exposure that exceeds 40% of the total building value or has $300,000 or more in subcontracted costs should be written as a Builders Risk within the IM guidelines.\\r\\n3. Risks which have suffered a prior mold loss must submit proof verifying 100% remediation has occurred.\\r\\n4. Swimming pools-rate with classification(48925).\\r\\n5. Subcontractors should be separately rated under classification(91581).\\r\\n6. Provide Supplemental application if availabe. \\r\\nProhibited:\\r\\n1. Condemned properties\\r\\n2. Diving boards and platforms over one meter in height\\r\\n3. Mobile homes not tied down\\r\\n4. Owner Occupied dwellings\\r\\n5. Pool slides over 10 feet in height\\r\\n6. Sorority or fraternity houses\\r\\n7. Swimming pools not fenced or non compliant with the Virginia Graeme Baker Pool and Spa Safety Act\\r\\nCredits and Surcharges:\\r\\nStudent occupancy, surcharge the Pemises/Prod CO liability rates 30%\\r\\n\\r\\nRequired Forms:\\r\\nASIC-GL-0057, Animal Exclusion; \\r\\nASIC-GL-0074, Sexual and/or Physical Abuse Exclusion (student occupancies only); \\r\\nCG 2144, Limitation of Coverage to Designated Premises; \\r\\nOptional Forms: :\\r\\nASIC-GL-0091, Habitability Exclusion;\\r\\nASIC-GL-0100,Exclusion- Vermin;\\r\\nCoverage Options:\\r\\n1. Limited Animal Liability Coverage (ASIC-GL-0068) is available at $25,000/50,000 limits for a $500 flat charge. (If ASIC-GL-0068 is NOT selected, then Animal Exclusion form (ASIC-GL-0057) is required)\\r\\n2. Sexual and/or Physical Abuse Liability Coverage (ASIC-GL-0077) is included (for student occupancies) at $25,000/$50,000 limits(If ASIC-GL-0077 is NOT selected, then Sexual and/or Physical Abuse Exclusion (ASIC-GL-0074) is required)\",\n \"IsoNotes\": \"\\nThis classification does not apply to buildings designed or occupied for both dwelling and business purposes, except incidental office, professional, private school or studio occupancy.\\nBasis of premium is each dwelling.\\nThis classification includes dwellings owned by corporations and similar insureds who allow employees or others to occupy the dwelling with or without leasing or renting.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"18834\",\n \"Description\": \"E-Cigarette Stores #\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"92445\",\n \"Description\": \"Electric Light or Power Companies\",\n \"Authority\": \"P/P\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"92453\",\n \"Description\": \"Electric Light or Power Cooperatives\\n- Rural Utilities Service projects only\",\n \"Authority\": \"P/P\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\\nThis classification includes maintenance and new construction except for the construction of buildings, dams or reservoirs.\\nThis classification excludes injury and damage resulting from brownouts or blackouts. Use Exclusion - Failure To Supply Endorsement CG 22 50.\\nThe following shall be separately classified and rated:\\n- Store operations\\n- Installation, servicing or repair of appliances and fixtures\\n- Appliances and other property rented to others\\n- Construction of buildings\\n- Dam or reservoir construction\\nSeparately classify and rate risks that generate energy for others primarily through the use of solar energy systems or wind turbines.\\nFor premium computation purposes include the payroll of outside salesmen, collectors and meter readers.\\nSuperintendents, easement solicitors and project coordinators from the time of project initiation to the energizing of any portion of the system must be assigned to the classification \\\"Real Estate Agents\\\" except that the entire payroll of such employees must be assigned to this classification from the beginning of the project if the local cooperative does the preliminary line construction.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"92446\",\n \"Description\": \"Electric Light or Power Line Construction\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\\nThis is an N.P.D. classification with \\\"Electric Light or Power Companies\\\" or \\\"Electric Light or Power Cooperatives\\\".\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"92447\",\n \"Description\": \"Electric Light or Power Line Construction - rural electrification administration projects only\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\\nThis is an N.P.D. classification with \\\"Electric Light or Power Cooperatives\\\" or \\\"Electric Light or Power Line Construction\\\".\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"92451\",\n \"Description\": \"Electrical Apparatus - installation, servicing or repair\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\nSubmit:\\n1. Gas, oil or chemical plant operations\\n2. Multiple named insureds and joint ventures\\nProhibited:\\n1. Asbestos or hazardous waste removal by insured or subcontractors\\n2. Fire and Water restoration operations \\n3. Hired and/or Nonowned Auto Coverage \\n4. Mold and spore treatment or removal operations\\nRequired Forms:\\nASIC-GL-0031, Continuing or Ongoing Damage Exclusion;\\nASIC-GL-0086, Injury to Worker Exclusion;\\nASIC-GL-0144, (IN only) Total Pollution Exclusion - Indiana;\\nCG 2149, Total Pollution Exclusion (except IN and LA);\\nCG 2154, Exclusion - Designated Operations Covered by a Consolidated (Wrap-Up) Insurance Program (indicate: All operations covered by a consolidated wrap-up insurance program);\\nCG 2165, (LA only) Total Pollution Exclusion (with exceptions);\\nCG 2279, Exclusion - Contractors- Professional Liability;\\nCoverage Options:\\n1. Contractors - Home Repair and Remodeling (ASIC-GL-0092) available at a $15,000 limit; charge 10% of the GL premium subject to $250 minimum premium. \\n2. Electronic Data Liability (CG0437) is available for limits of:\\n$10,000 = $100\\n$20,000 = $150\\n$50,000 = $200\",\n \"IsoNotes\": \"\\nPower line construction shall be separately classified and rated.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"12391\",\n \"Description\": \"Electrical Equipment Distributors\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\nSeparately classify and rate installation, service or repair operations.\\nSeparately class and rate retail sales, including internet retail sales, that exceed 20% of gross sales.\\nSubmit:\\nManufacturers representatives\\nProhibited:\\n1. Aircraft products\\n2. Assembling operations\\n3. Contractors equipment\\n4. Electronic/vapor cigarettes or liquids\\n5. Explosives\\n6. Foreign Products (refer to appropriate manufacturing class)\\n7. Hired and/or Nonowned Auto Coverage\\n8. Importers\\n9. Industrial valves and fittings\\n10. Manufacturers as additional insureds\\n11. Medical equipment\\n12. Products manufactured/designed by or for the insured\\n\\n13. Mixing or blending of products\\n14. Relabeling or repackaging of products \\n15. Sale of used products\\nRequired Forms:\\nASIC-GL-0087, Scheduled Products Exclusion;\\nCoverage Options:\\nContractors Home Repair and Remodeling (ASIC-GL-0092) $15,000 limit available for 10% of the GL premium subject to $250 minimum premium.\\n\",\n \"IsoNotes\": \"\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"52433\",\n \"Description\": \"Electrical Equipment Mfg. - for direct and indirect application to the body\",\n \"Authority\": \"P/P\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"52432\",\n \"Description\": \"Electrical Equipment Mfg. - other than for direct and indirect application to the body\",\n \"Authority\": \"S/S\",\n \"CompanyNotes\": \" \\nELPS:\\nELP - Products - 1.13\",\n \"IsoNotes\": \"\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"52435\",\n \"Description\": \"Electrical Generating Machinery Mfg.\",\n \"Authority\": \"S/S\",\n \"CompanyNotes\": \" \\nELPS:\\nELP - Products - .58\",\n \"IsoNotes\": \"\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"52438\",\n \"Description\": \"Electrical Parts Components or Accessories Mfg.\",\n \"Authority\": \"S/S\",\n \"CompanyNotes\": \" \\nProhibited:\\nMedical monitoring equipment.\\nELPS:\\nELP - Products - .74\",\n \"IsoNotes\": \"\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"52440\",\n \"Description\": \"Electrical Power Distribution or Transmission Equipment Mfg.\",\n \"Authority\": \"P/P\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"52467\",\n \"Description\": \"Electrical Wire or Cable Mfg.\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \" \\nELPS:\\nELP - Products - .73\",\n \"IsoNotes\": \"\\nThis classification includes wire drawing and incidental wire stranding.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"92478\",\n \"Description\": \"Electrical Work - within buildings\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\nSeparately classify and rate installation of alarm systems or electrical machinery.\\nSubmit:\\n1. Risks with past or pending construction defect claims\\n2. Risks that have previously had operations as a general contractor\\n3. Multiple named insureds and joint ventures\\n4. Work at gas, oil or chemical plants\\nProhibited:\\n1. Asbestos or hazardous waste removal by insured or subcontractors\\n2. Fire and Water restoration operations\\n3. Hired and/or Nonowned Auto Coverage\\n4. Mold and spore treatment or removal operations\\n5. Underpinning or soil stabilization operations\\nRequired Forms:\\nASIC-GL-0031, Continuing or Ongoing Damage Exclusion;\\nASIC-GL-0086, Injury to Worker Exclusion;\\nASIC-GL-0144, (IN only) Total Pollution Exclusion - Indiana;\\nCG 2149, Total Pollution Exclusion (except IN and LA);\\nCG 2154, Exclusion - Designated Operations Covered by a Consolidated (Wrap-Up) Insurance Program (indicate: All operations covered by a consolidated wrap-up insurance program);\\nCG 2165, (LA only) Total Pollution Exclusion (with exceptions);\\nCG 2279, Exclusion - Contractors- Professional Liability;\\n\\nCoverage Options:\\n1. Contractors - Home Repair and Remodeling (ASIC-GL-0092) available at a $15,000 limit; charge 10% of the GL premium subject to $250 minimum premium. \\n2. Electronic Data Liability (CG0437) is available for limits of:\\n$10,000 = $100\\n$20,000 = $150\\n$50,000 = $200\\n\",\n \"IsoNotes\": \"\\nThis classification applies to risks engaged in wiring in buildings and includes installation or repair of electrical fixtures and appliances and incidental outside work.\\nInstallation of alarms or alarm systems and electrical machinery or auxiliary apparatus shall be separately classified and rated.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"52469\",\n \"Description\": \"Electronic Components Mfg.\",\n \"Authority\": \"S/S\",\n \"CompanyNotes\": \" \\nRequired Forms:\\nASIC-GL-0055, Designated Operations Exclusion (indicate as Excluded Operations \\\"Manufacturing electronic components used in medical equipment, aircraft, automobiles, or machinery or equipment for automation or control purposes.\\\")\\nCG 2116, Exclusion- Designated Professional Services (indicate \\\"Any and all professional exposures.\\\");\\nCG 2149 (CG2165 in LA),Total Pollution Exclusion;\\nASIC-GL-0087, Scheduled Products Exclusion (indicate as Designated Products \\\"Electronic components used in medical equipment, aircraft, automobiles, or machinery or equipment for automation or control purposes.\\\");\\n\",\n \"IsoNotes\": \"\\nThis classification includes the manufacturing of resistors, condensers, inductors or chokes, diodes, transistors, microchips, thermistors, printed circuits and potentiometers.\\nElectrical parts or accessories manufacturing shall be separately classified and rated.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"52505\",\n \"Description\": \"Electronic Games Mfg.\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\\nThis classification includes juke boxes, slot machines, pinball machines, video games, etc.\\nVideo game systems designed for operation in conjunction with television sets shall be separately classified and rated as \\\"Communication or Recording Systems or Equipment Mfg. - other than industrial or commercial\\\". Individual games shall be classified and rated as Computer Software Mfg. - Pre-packaged.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"12393\",\n \"Description\": \"Electronics Stores\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\nProhibited:\\n1. Sale of electronic/vapor cigarettes and /or liquids or vapors for same in excess of 15% of gross receipts\\n2. Sale of marijuana/cannabis or products containing marijuana/cannabis\\nRequired Forms:\\nASIC-GL-0097, Tobacco or Nicotine Products Health Hazard Exclusion\\nCoverage Options:\\nElectronic Data Liability (CG 0437) is available for limits of:\\n$10,000 = $100\\n$20,000 = $150\\n$50,000 = $200\\n\",\n \"IsoNotes\": \"\\nThis classification applies to stores which carry a variety of electronic products, such as audio, video, communication-related products (wire or wireless telephones or pagers), camcorders, auto-focus cameras or electronic calculators, data or information organizers or language related electronic devices, but not major household appliances.\\nElectronics stores which also carry major household appliances shall be classified and rated as \\\"Appliance Stores\\\".\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"52547\",\n \"Description\": \"Electroplating (The process of coating or plating a metal or other conducting surface by the use of electrolysis.)\",\n \"Authority\": \"S/S\",\n \"CompanyNotes\": \" \\nRequired Forms:\\nASIC-GL-0055, Designated Operation Exclusion and indicate \\\"Electroplating of any aircraft or aerospace components or parts.\\\"\\nRate Powder Coating per this class;\\nCG 2149, Total Pollution Exclusion (except IN & LA); \\nCG 2165, (LA only), Total Pollution Exclusion (with exceptions);\\n\",\n \"IsoNotes\": \"\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"52581\",\n \"Description\": \"Elevator Mfg.\",\n \"Authority\": \"P/P\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\\nInstallation, inspection, servicing or repair shall be separately classified and rated.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"92593\",\n \"Description\": \"Elevator or Escalator Inspecting, Installation, Servicing or Repair\",\n \"Authority\": \"S/S\",\n \"CompanyNotes\": \"\\nProhibited:\\n1. Elevator construction \\n2. Installation or inspection in excess of 15% of total sales \\n2. All operations on construction elevators\\n\",\n \"IsoNotes\": \"\\nCoverage for inspecting, installing, servicing or repairing of elevators manufactured by the insured is available only when concurrent premises/operations and products/completed operations liability insurance for such elevator manufacturing operations is carried in the same company.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"43200\",\n \"Description\": \"Employment Agencies\",\n \"Authority\": \"S/S\",\n \"CompanyNotes\": \"\\n1. Permanent placement \\n2. Talent, modeling and booking agencies refer to classification (41677) \\nProhibited:\\n1. Employee Leasing\\n2. Farm labor\\n3. Hired and/or Nonowned Auto Coverage\\nRequired Forms:\\nASIC-GL-0086, Injury to Worker Exclusion; \\nCG 2116, Exclusion- Designated Professional Services; \\nCG 2138, Personal and Advertising Injury Exclusion;\\n\",\n \"IsoNotes\": \"\\nPersonal and Advertising Injury are excluded. Use Exclusion - Personal And Advertising Injury Endorsement CG 21 38. This classification does not apply to agencies which furnish workers to others and maintain an employer-employee relationship with those workers. Such agencies shall be classified and rated as \\\"Sales Or Service Organizations\\\".\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"52619\",\n \"Description\": \"Engine or Turbine Mfg. - not aircraft\",\n \"Authority\": \"P/P\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"92663\",\n \"Description\": \"Engineers or Architects - consulting not engaged in actual construction\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \" \\n1. Professional Liability must be carried and verified; show name of carrier, limits and policy period on our application.\\n2. Supplemental application required \\n\",\n \"IsoNotes\": \"\\nThis classification applies to risks in the business of providing architectural or engineering consulting services but not engaged in actual construction.\\nUse Exclusion - Engineers, Architects Or Surveyors - Professional Liability Endorsement CG 22 43 to exclude coverage for liability arising out of the insured's professional services.\\nDraftsmen shall be separately classified and rated.\\nThis is an N.P.D. classification.\\nIf the insured is also engaged in actual construction and is assigned, in addition to this classification, to any other contracting classification(s) to reflect the exposure of the insured's construction operations, do not use Exclusion - Engineers, Architects Or Surveyors - Professional Liability Endorsement CG 22 43.Refer to Rule 28.E. under Division Six - General Liability of the CLM to exclude the insured's professional services.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"52660\",\n \"Description\": \"Engraving\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\nTrophy and plaque manufacturing contemplated in classification \\nSubmit: \\n1. Prior voluntary or involuntary product recall circumstances of recall required\\n2. Stand-alone products coverage \\nProhibited:\\n1. Discontinued Products/Completed Operations coverage \\nRequired Forms: \\nASIC-GL-0054, Specified Products Liability (required if Products Liability provided); \\nASIC-GL-0064, Exclusion- Cancer; \\nASIC- GL-0086, Injury to Worker Exclusion; \\nCG 2149, Total Pollution Exclusion; \\nCG 2196, Silica or Silica-Related Dust Exclusion;\\nCoverage Options: \\nLimited Product Withdrawal Expense Endorsement (CG 0436) available for $7,500 aggregate limit at no additional charge. Indicate \\\"0\\\" for Deductible Amount and Participation Percentage. For the Cut-off Date, indicate the inception date of the first Ategrity policy with continuous renewal coverage with Ategrity to current policy.\\n\",\n \"IsoNotes\": \"\\nThis classification includes the making of trophies and plaques.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"43215\",\n \"Description\": \"Entertainment Performed on Other's Premises\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\n1. Booking Agents refer to classification (41677)\\n2. Party and Event Planners refer to Event, Party or Wedding Planners\\t (44280)\\nSubmit:\\n1. Aerial performers\\n2. Fireworks \\nProhibited:\\n1. Bands- gothic, hard core heavy metal, hip hop, rap\\n2. Inflatables \\n3. Liquor or tobacco manufacturers as additional insureds\\n4. Promoters of shows\\nELPS:\\nELP - Prem Ops - 2.00\\nRequired Forms:\\nASIC-GL-0057, Animal Exclusion; \\nASIC-GL-0074, Sexual and/or Physical Abuse Exclusion; \\nASIC-GL-0079, Total Liquor Liability Exclusion;\\nCG 2138, Exclusion- Personal and Advertising and Injury (do not attach ASIC-GL-0069);\\nOptional Forms: :\\nASIC-GL-0086, Injury to Worker Exclusion;\\n\\nCoverage Options:\\nSexual and/or Physical Abuse (ASIC-GL-0077) included at $25,000/$50,000 limits. Increased limits of $50,000/$100,000 available for a $125 flat charge. (If ASIC-GL-0077 is NOT selected, then Sexual and/or Physical Abuse Exclusion (ASIC-GL-0074) is required). \\n\",\n \"IsoNotes\": \"\\nThis classification applies to entertainers, such as musicians, magicians, dancers, disk jockeys, singers and clowns, etc., who perform entertainment on others' premises for a special private occasion, such as a wedding, birthday, anniversary or other kind of party.\\nEntertainers performing on stage for the general public as pre-engaged entertainment on others' premises shall be classified and rated as \\\"Theatrical Companies - traveling\\\".\\nBasis of premium is per show.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"12467\",\n \"Description\": \"Equipment, Fixtures or Supplies - for bars, hotels, offices, restaurants or stores - distributors\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\nSeparately classify and rate installation, service or repair operations.\\nSeparately class and rate retail sales, including internet retail sales, that exceed 20% of gross sales.\\nSubmit:\\nManufacturers representatives\\nProhibited:\\n1. Anhydrous ammonia\\n2. Assembling operations\\n3. Fuel and LPG\\n4. Foreign Products (refer to appropriate manufacturing class)\\n5. Hired and/or Nonowned Auto Coverage\\n6. Importers\\n7. Industrial valves and fittings\\n8. Manufacturers as additional insureds\\n9. Mixing or blending of products\\n10. Products manufactured/designed by or for the insured\\n11. Relabeling or repackaging of products \\n12. Sale of used products\\n\\nELPS:\\nELP - Products - .38\\nRequired Forms:\\nASIC-GL-0035, Scheduled Products Exclusion;\\nASIC-GL-0093, Exclusion - Chinese Drywall;\\nCoverage Options:\\nContractors Home Repair and Remodeling (ASIC-GL-0092) $15,000 limit available for 10% of the GL premium subject to $250 minimum premium.\\n\",\n \"IsoNotes\": \"\\nThis classification does not apply to risks dealing principally in furniture.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"47367\",\n \"Description\": \"Errand Service #\\n(Rated as Sales or Service Organizations - 47367)\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\n1. Auto coverage must be in place with limits equal or greater than General Liability limits if any Professional non-emergency/miscellaneous transportation services are provided. \\n2. Independent contractors in excess of 50% of the workforce should maintain separate liability coverage with the insured listed as AI. If unable to provide, rate subcontractors as employees. \\n3. Rental or Sales of Medical Equipment or Supplies, refer to Medical, Hospital, and Surgical Equipment and supplies- Rented to Others classification (15300 or 15314) \\nProhibited: \\n1. 15% or more of insureds gross receipts for Professional non-emergency/miscellaneous transportation services \\n2. Birth or postpartum doulas \\n3. Child/Elder care in owned, leased, or rented premise \\n4. Emergency Transportation Services \\n5. Employed or contracted nurse practitioners and/or physicians \\n6. Foster care placement \\n7. Hired and/or Nonowned Auto Coverage\\n8. Medical marijuana caregivers \\n9. Midwives \\n10. Services to Hospitals, clinics, hospice, Physicians office, convalescent/nursing/adult living facilities, jails/prisons, or detention centers. (if employed directly by the patient, then acceptable.) \\n\\n11. Subcontractors are paid by the client/patient rather than the insured\\n12. Uninsured independent contractors \\nRequired Forms:\\nASIC-GL-0045, Marijuana/Cannabis Liability Exclusion;\\nASIC-GL-0053, Fungi or Bacteria Exclusion (required if ASIC-GL-0024 is attached to the policy); \\nASIC-GL-0062, Communicable Disease Exclusion; \\nASIC-GL-0074, Sexual and/or Physical Abuse Exclusion; \\nASIC-GL-0102, Physicians, Surgeons, Psychiatrists and Paramedics Exclusions;\\nASIC-GL-0126, Exclusion of Bodily Injury to Passengers;\\nCG 2116, Exclusion- Designated Professional Services (indicate Any and all professional exposures);\\nCG 2244, Exclusion- Services Furnished by Healthcare providers;\\nCoverage Options:\\n1. Errors and Omissions Coverage (ASIC-GL-0024) is included at limits equal to the General Liability limit (If ASIC-GL-0024 is NOT selected, then Exclusion- Designated Professional Services (CG 2116) is required). \\n2. Sexual and/or Physical Abuse (ASIC-GL-0077) included at $25,000/$50,000 limits. Increased limits of $50,000/$100,000 available for a $155 flat charge (If ASIC-GL-0077 is NOT selected, then Sexual and/or Physical Abuse Exclusion (ASIC-GL-0074) is required). \\n\",\n \"IsoNotes\": \"\\nThis classification applies only to risks the majority of whose employees are chiefly engaged away from premises owned, rented or controlled by the insured as (1) salespersons, canvassers or (2) employees furnished at a charge to perform services for others, namely clerical office employees, collectors, messengers, draftspersons, auditors, accountants and models.\\nFor premium computation purposes, payroll is limited to such employees only. Do not include the payroll of employees engaged principally in inside activities at the insured premises.\\nThe following types of firms shall be separately classified and rated:\\n- Architectural\\n- Engineering\\n- Legal\\n- Medical\\n- Computer consulting\\n- Consulting\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"73444\",\n \"Description\": \"Errors and Omissions Coverage\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \" Refer to individual class code for availability. \",\n \"IsoNotes\": \"\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"52744\",\n \"Description\": \"Escalator or Moving Sidewalk Mfg.\",\n \"Authority\": \"P/P\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"44280\",\n \"Description\": \"Event, Party or Wedding Planners\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \" \\n1. All vendors must carry their own General Liability insurance \\n2. Booking Agents refer to Consultant- NOC (41677)\\n3. Risks providing or renting equipment to others refer to classification Rental Stores- NOC (16722)\\nSubmit: \\n2. Booking agents\\n1. Events with an expected attendance in excess of 5,000\\nProhibited: \\n1. Entertainers or performers as additional insureds \\n2. Hired and/or Non-Owned Auto Coverage \\n3. Liquor liability coverage \\n4. Liquor manufacturers or distributors as additional insureds\\n5. Tobacco manufacturers or distributors as additional insureds\\nRequired Forms: \\nASIC-GL-0053, Fungi or Bacteria Exclusion (required if ASIC-GL-0024 is attached to the policy); \\nASIC-GL-0074, Sexual and/or Physical Abuse Exclusion; \\nASIC-GL-0079, Total Liquor Exclusion;\\nASIC-GL-0086, Injury to Worker Exclusion (except NY); \\nASIC-GL-0117 (NY only) Employee and Worker Injury and Liability Exclusion (do not attach CG 2139 or CG 2426);\\nASIC-GL-0126, Exclusion of Bodily Injury to Passengers; \\nCG 2116, Exclusion- Designated Professional Services (Indicate: Any and all professional exposures);\\n\\n\\nCG 2139, Contractual Liability Limitation (except NY- do not attach CG 2426); \\nCoverage Options:\\n1. Errors and Omissions Coverage (ASIC-GL-0024) is offered at limits equal to the General Liability limit. Charge 10% of the General Liability premium subject to a minimum $100 charge (do not attach ASIC-GL-0024 with CG 2116).\\n2. Sexual and/or Physical Abuse Liability Coverage (ASIC-GL-0077) is included at $25,000/$50,000 limits (If ASIC-GL-0077 is NOT selected, then Sexual and/or Physical Abuse Exclusion (ASIC-GL-0074) is required).\\n\",\n \"IsoNotes\": \"\\nThis classification applies to independent contractors that are hired for the sole purpose of planning and arranging various events. This classification applies regardless of whether such services are provided on the insured's own premises or the premises of others.\\nThe following shall be separately classified and rated:\\n- Catering\\n- Halls owned by the insured\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"91641\",\n \"Description\": \"Eviction Cleanup\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\\nThis classification applies to all operations other than blasting.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"94007\",\n \"Description\": \"Excavation\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\n1.Confirm underground utilities are staked prior to any digging or grading.\\n2.Confirm any neighboring properties are property underpinned or stabilized.\\nSubmit:\\n1. Blasting operations \\n2. Horizontal or directional drilling \\n3. Soil stabilization with lime or concrete \\nProhibited:\\n1. Earthen dam construction \\n2. Landfills \\n3. Mining \\n4. River channeling or re-channeling \\n5. Site preparation work for condominiums, townhomes\\n6. Public street or road construction \\n7. Tunneling \\n8. Installation or removal of underground tanks \\n9. Underpinning \\n\\nRequired Forms:\\nASIC-GL-0031, Continuing or Ongoing Damage Exclusion; \\nASIC-GL-0086, Injury to Worker Exlcusion (except NY); \\nASIC-GL-0128, Exclusion- Snow Removal, Ice Removal or Plowing Operations;\\nASIC-GL-0129, Snow Removal, Ice Removal or Plowing Operations on Public Streets, Roads or Highways; \\nASIC-GL-0137, Residential Project Exclusionl \\nASIC-GL-0142, Underground Utility Endorsement; \\nASIC-GL-0144, (IN only) Total Pollution Exclusion - Indiana;\\nCG 2149, Total Pollution Exclusion Endorsement (except LA);\\nCG 2154, Exclusion- Designated Operations Covered a Consolidated (Wrap Up) Insurance Program (Indicate: All operations covered by a consolidated [wrap up] insurance program);\\nCG 2165, (LA only) Total Pollution Exclusion; \\nCG 2279, Exclusion- Contractors- Professional Liability; \\n\",\n \"IsoNotes\": \"\\nThis classification includes borrowing, filling and back filling.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"52767\",\n \"Description\": \"Exercise or Playground Equipment Mfg.\",\n \"Authority\": \"P/P\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"63216\",\n \"Description\": \"Exhibition or Convention Building - Not- For-Profit\",\n \"Authority\": \"S/S\",\n \"CompanyNotes\": \" \\nTenants and facility users must provide Certificate of Insurance and rental agreement must contain hold harmless in insureds' favor.\\n\",\n \"IsoNotes\": \"\\nThis classification includes arenas and auditoriums.\\nRefreshment stands shall be separately classified and rated.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"63215\",\n \"Description\": \"Exhibition or Convention Building - Other than Not-For- Profit\",\n \"Authority\": \"S/S\",\n \"CompanyNotes\": \" \\nTenants and facility users must provide Certificate of Insurance and rental agreement must contain hold harmless in insureds' favor.\",\n \"IsoNotes\": \"\\nThis classification includes arenas and auditoriums.\\nRefreshment stands shall be separately classified and rated.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"63220\",\n \"Description\": \"Exhibitions - in buildings - no admission charged\\n- Not-For-Profit\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\n1. 100% minimum earned premium, unless written on an annual policy term \\n2. Event Planners rate under the Event Planning classification (44280)\\n3. Events must be scheduled on the policy to be covered\\n4. First Aid facilities must be provided\\nProhibited:\\n1. Certificates of insurance not obtained from all vendors and amusement device operators naming the insured as Additional Insured. \\n2. Entertainers or performers as additional insureds \\n3. Hired and/or Nonowned Auto Coverage \\n4. Host Liquor Liability for BYOB exposures\\n5. Inflatable amusement devices owned and/or operated or supervised by the insured \\n6. Liquor manufacturers or distributors as additional insureds \\n7. Marijuana/cannabis exposures\\n8. Music consisting of electronic, gothic, heavy metal, hard core rap or hip-hop bands and/or performers\\n9. Rage rooms\\n10. Tobacco manufacturers as additional insureds \\n\\nCredits and Surcharges:\\nEvent Attendance Modifier: \\n3,000 - 5,000 attendees= .80 mod \\n5,001 10,000 attendees= .75 mod\\n10,001 20,000 attendees= .65 mod \\nMore than 20,000 attendees= .55 mod\\nELPS:\\nELP - Prem Ops - 25.00\\nRequired Forms:\\nASIC-GL-0066, Total Assault and/or Battery Exclusion; \\nASIC-GL-0079, Total Liquor Liability Exclusion; \\nCG 2116, Exclusion Designated Professional Services (Indicate: Any and all professional exposures); \\nCG 2144, Limitation of Coverage to Designated Premises or Project; \\nOptional Forms: :\\nASIC-GL-0035, Special Event Coverage Mobile Equipment Redefined (required for motor vehicle events);\\nASIC-GL-0059, Amusement Ride Exclusion;\",\n \"IsoNotes\": \"\\nCoverage does not apply to bodily injury and medical payments to participants in athletic contests sponsored by the insured. Use Exclusion - Athletic Or Sports Participants Endorsements CG 21 01.\\nLessors shall be classified and rated as \\\"Exhibition or Convention Buildings\\\".\\nBasis of premium is each exhibition.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"63219\",\n \"Description\": \"Exhibitions - in buildings - no admission charged\\n- Other than Not- For-Profit\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\n1. 100% minimum earned premium, unless written on an annual policy term \\n2. Event Planners rate under the Event Planning classification (44280)\\n3. Events must be scheduled on the policy to be covered\\n4. First Aid facilities must be provided\\nProhibited:\\n1. Certificates of insurance not obtained from all vendors and amusement device operators naming the insured as Additional Insured. \\n2. Entertainers or performers as additional insureds \\n3. Hired and/or Nonowned Auto coverage \\n4. Host Liquor Liability for BYOB exposures\\n5. Inflatable amusement devices owned and/or operated or supervised by the insured \\n6. Liquor manufacturers or distributors as additional insureds \\n7. Marijuana/cannabis exposures\\n8. Music consisting of electronic, gothic, heavy metal, hard core rap or hip-hop bands and/or performers\\n9. Rage rooms\\n10. Tobacco manufacturers as additional insureds \\n\\nCredits and Surcharges:\\nEvent Attendance Modifier: \\n3,000 - 5,000 attendees= .80 mod \\n5,001 10,000 attendees= .75 mod\\n10,001 20,000 attendees= .65 mod \\nMore than 20,000 attendees= .55 mod\\nELPS:\\nELP - Prem Ops - 25.00;\\nRequired Forms:\\nASIC-GL-0066, Total Assault and/or Battery Exclusion; \\nASIC-GL-0079, Total Liquor Liability Exclusion; \\nCG 2116, Exclusion Designated Professional Services (Indicate: Any and all professional exposures); \\nCG 2144, Limitation of Coverage to Designated Premises or Project; \\nOptional Forms: :\\nASIC-GL-0035, Special Event Coverage Mobile Equipment Redefined (required for motor vehicle events);\\nASIC-GL-0059, Amusement Ride Exclusion;\",\n \"IsoNotes\": \"\\nCoverage does not apply to bodily injury and medical payments to participants in athletic contests sponsored by the insured. Use Exclusion - Athletic Or Sports Participants Endorsements CG 21 01.\\nLessors shall be classified and rated as \\\"Exhibition or Convention Buildings\\\".\\nBasis of premium is each exhibition.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"63218\",\n \"Description\": \"Exhibitions - in buildings - Not- For-Profit\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\n1. 100% minimum earned premium, unless written on an annual policy term \\n2. Event Planners rate under the Event Planning classification (44280)\\n3. Events must be scheduled on the policy to be covered\\n4. First Aid facilities must be provided\\nProhibited:\\n1. Certificates of insurance not obtained from all vendors and amusement device operators naming the insured as Additional Insured. \\n2. Entertainers or performers as additional insureds \\n3. Hired and/or Nonowned Auto coverage \\n4. Host Liquor Liability for BYOB exposures\\n5. Inflatable amusement devices owned and/or operated or supervised by the insured \\n6. Liquor manufacturers or distributors as additional insureds \\n7. Marijuana/cannabis exposures\\n8. Music consisting of electronic, gothic, heavy metal, hard core rap or hip-hop bands and/or performers\\n9. Rage rooms\\n10. Tobacco manufacturers as additional insureds \\n\\nCredits and Surcharges:\\nEvent Attendance Modifier: \\n3,000 - 5,000 attendees= .80 mod \\n5,001 10,000 attendees= .75 mod\\n10,001 20,000 attendees= .65 mod \\nMore than 20,000 attendees= .55 mod\\nRequired Forms:\\nASIC-GL-0066, Total Assault and/or Battery Exclusion; \\nASIC-GL-0079, Total Liquor Liability Exclusion; \\nCG 2116, Exclusion Designated Professional Services (Indicate: Any and all professional exposures); \\nCG 2144, Limitation of Coverage to Designated Premises or Project; \\nOptional Forms: :\\nASIC-GL-0035, Special Event Coverage Mobile Equipment Redefined (required for motor vehicle events);\\nASIC-GL-0059, Amusement Ride Exclusion;\",\n \"IsoNotes\": \"\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"63217\",\n \"Description\": \"Exhibitions - in buildings - Other than Not-For- Profit\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\n1. 100% minimum earned premium, unless written on an annual policy term \\n2. Event Planners rate under the Event Planning classification (44280)\\n3. Events must be scheduled on the policy to be covered\\n4. First Aid facilities must be provided\\nProhibited:\\n1. Certificates of insurance not obtained from all vendors and amusement device operators naming the insured as Additional Insured. \\n2. Entertainers or performers as additional insureds \\n3. Hired and/or Nonowned Auto coverage \\n4. Host Liquor Liability for BYOB exposures\\n5. Inflatable amusement devices owned and/or operated or supervised by the insured \\n6. Liquor manufacturers or distributors as additional insureds \\n7. Marijuana/cannabis exposures\\n8. Music consisting of electronic, gothic, heavy metal, hard core rap or hip-hop bands and/or performers\\n9. Rage rooms\\n10. Tobacco manufacturers as additional insureds \\n\\nCredits and Surcharges:\\nEvent Attendance Modifier: \\n3,000 - 5,000 attendees= .80 mod \\n5,001 10,000 attendees= .75 mod\\n10,001 20,000 attendees= .65 mod \\nMore than 20,000 attendees= .55 mod\\nRequired Forms:\\nASIC-GL-0066, Total Assault and/or Battery Exclusion; \\nASIC-GL-0079, Total Liquor Liability Exclusion; \\nCG 2116, Exclusion Designated Professional Services (Indicate: Any and all professional exposures); \\nCG 2144, Limitation of Coverage to Designated Premises or Project; \\nOptional Forms: :\\nASIC-GL-0035, Special Event Coverage Mobile Equipment Redefined (required for motor vehicle events);\\nASIC-GL-0059, Amusement Ride Exclusion;\\n\",\n \"IsoNotes\": \"\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"43424\",\n \"Description\": \"Exhibitions - outside - no stadiums or grandstands\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\n1. 100% minimum earned premium, unless written on an annual policy term \\n2. Event Planners rate under the Event, Party or Wedding Planners classification (44280)\\n3. Events must be scheduled on the policy to be covered\\n4. First Aid facilities must be provided\\nProhibited:\\n1. Certificates of insurance not obtained from all vendors and amusement device operators naming the insured as Additional Insured. \\n2. Entertainers or performers as additional insureds \\n3. Hired and/or Nonowned Auto coverage \\n4. Host Liquor Liability for BYOB exposures\\n5. Inflatable amusement devices owned and/or operated or supervised by the insured \\n6. Liquor manufacturers or distributors as additional insureds \\n7. Marijuana/cannabis exposures\\n8. Music consisting of electronic, gothic, heavy metal, hard core rap or hip-hop bands and/or performers\\n9. Rage rooms\\n10. Tobacco manufacturers as additional insureds \\nELPS:\\nELP - Prem Ops - 6.40\\n\\nCredits and Surcharges:\\nEvent Attendance Modifier: \\n3,000 - 5,000 attendees= .80 mod \\n5,001 10,000 attendees= .75 mod\\n10,001 20,000 attendees= .65 mod \\nMore than 20,000 attendees= .55 mod\\nRequired Forms:\\nASIC-GL-0066, Total Assault and/or Battery Exclusion; \\nASIC-GL-0079, Total Liquor Liability Exclusion; \\nCG 2116, Exclusion Designated Professional Services (Indicate: Any and all professional exposures); \\nCG 2144, Limitation of Coverage to Designated Premises or Project; \\nOptional Forms: :\\nASIC-GL-0035, Special Event Coverage Mobile Equipment Redefined (required for motor vehicle events);\\nASIC-GL-0059, Amusement Ride Exclusion;\",\n \"IsoNotes\": \"\\nCoverage does not apply to bodily injury and medical payments to participants in athletic contests sponsored by the insured. Use Exclusion - Athletic Or Sports Participants Endorsements CG 21 01.\\nThis classification applies only to sponsors of individual exhibitions but not to owners or general lessees of the premises.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"43422\",\n \"Description\": \"Exhibitions - outside in stadiums or on premises having grandstands or bleachers - ushers or other attendants in stands provided\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\n1. 100% minimum earned premium, unless written on an annual policy term \\n2. Event Planners rate under the Event, Party or Wedding Planners\\t classification (44280)\\n3. Events must be scheduled on the policy to be covered\\n4. First Aid facilities must be provided\\nProhibited:\\n1. Certificates of insurance not obtained from all vendors and amusement device operators naming the insured as Additional Insured. \\n2. Entertainers or performers as additional insureds \\n3. Hired and/or Nonowned Auto coverage \\n4. Host Liquor Liability for BYOB exposures\\n5. Inflatable amusement devices owned and/or operated or supervised by the insured \\n6. Liquor manufacturers or distributors as additional insureds \\n7. Marijuana/cannabis exposures\\n8. Music consisting of electronic, gothic, heavy metal, hard core rap or hip-hop bands and/or performers\\n9. Rage rooms\\n10. Tobacco manufacturers as additional insureds \\n\\nCredits and Surcharges:\\nEvent Attendance Modifier: \\n3,000 - 5,000 attendees= .80 mod \\n5,001 10,000 attendees= .75 mod\\n10,001 20,000 attendees= .65 mod \\nMore than 20,000 attendees= .55 mod\\nRequired Forms:\\nASIC-GL-0066, Total Assault and/or Battery Exclusion; \\nASIC-GL-0079, Total Liquor Liability Exclusion; \\nCG 2116, Exclusion Designated Professional Services (Indicate: Any and all professional exposures); \\nCG 2144, Limitation of Coverage to Designated Premises or Project; \\nOptional Forms: :\\nASIC-GL-0035, Special Event Coverage Mobile Equipment Redefined (required for motor vehicle events);\\nASIC-GL-0059, Amusement Ride Exclusion;\",\n \"IsoNotes\": \"\\nCoverage does not apply to bodily injury and medical payments to participants in athletic contests sponsored by the insured. Use Exclusion - Athletic Or Sports Participants Endorsements CG 21 01.\\nThis classification applies only to sponsors of individual exhibitions but not to owners or general lessees of the premises.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"43421\",\n \"Description\": \"Exhibitions - outside in stadiums or on premises having grandstands or bleachers not erected by or for the insured - ushers or o\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\n1. 100% minimum earned premium, unless written on an annual policy term \\n2. Event Planners rate under the Event, Party or Wedding Planners\\t classification (44280)\\n3. Events must be scheduled on the policy to be covered\\n4. First Aid facilities must be provided\\nProhibited:\\n1. Certificates of insurance not obtained from all vendors and amusement device operators naming the insured as Additional Insured. \\n2. Entertainers or performers as additional insureds \\n3. Hired and/or Nonowned Auto coverage \\n4. Host Liquor Liability for BYOB exposures\\n5. Inflatable amusement devices owned and/or operated or supervised by the insured \\n6. Liquor manufacturers or distributors as additional insureds \\n7. Marijuana/cannabis exposures\\n8. Music consisting of electronic, gothic, heavy metal, hard core rap or hip-hop bands and/or performers\\n9. Rage rooms\\n10. Tobacco manufacturers as additional insureds \\n\\nCredits and Surcharges:\\nEvent Attendance Modifier: \\n3,000 - 5,000 attendees= .80 mod \\n5,001 10,000 attendees= .75 mod\\n10,001 20,000 attendees= .65 mod \\nMore than 20,000 attendees= .55 mod\\nRequired Forms:\\nASIC-GL-0066, Total Assault and/or Battery Exclusion; \\nASIC-GL-0079, Total Liquor Liability Exclusion; \\nCG 2116, Exclusion Designated Professional Services (Indicate: Any and all professional exposures); \\nCG 2144, Limitation of Coverage to Designated Premises or Project; \\nOptional Forms: :\\nASIC-GL-0035, Special Event Coverage Mobile Equipment Redefined (required for motor vehicle events);\\nASIC-GL-0059, Amusement Ride Exclusion;\",\n \"IsoNotes\": \"\\nCoverage does not apply to bodily injury and medical payments to participants in athletic contests sponsored by the insured. Use Exclusion - Athletic Or Sports Participants Endorsements CG 21 01.\\nThis classification applies only to sponsors of individual exhibitions but not to owners or general lessees of the premises.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"52876\",\n \"Description\": \"Explosive or Fireworks Mfg.\",\n \"Authority\": \"P/P\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\\nThis classification includes the manufacturing of caps, primers and detonators.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"94099\",\n \"Description\": \"Express Companies\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \" \\n1. Confirm vehicle maintenance schedule is in place for all owned vehicles. \\n2. Installation of household items should be classified under Appliances and Accessories - installation, servicing or repair household classification (91155).\\n3. Supplemental application required\\nProhibited: \\n1. Asphalt transport\\n2. Auto coverage not in force\\n3. Bicycle or skate messenger services\\n4. Car toters or drive away contractors \\n5. Chemical transport\\n6. Coal transport\\n7. Escort vehicles for oversize or overweight loads \\n8. Explosives transport\\n9. Fertilizer transport\\n10. Flammable materials transport\\n110. Fuel, LPG or oil exposures\\n12. Hired and/or Nonowned Auto Coverage \\n13. House raising and transporting operations\\n14. Hydraulic fracturing or hydrofracking operations \\n15. Logging or lumbering \\n16. Medical waste transport\\n17. Mobile home transport\\n18. Oil and gas companies as additional insureds\\n\\n19. Oilfield equipment transport \\n20. Oversized or overweight permits needed\\n21. Public livery \\n22. Repossession operations \\n23. Salt or sand dispending on roadways\\n24. Tire transport\\n25. Toxic or hazardous materials transport \\n26. Truck brokers\\n27. Unlicensed vehicles \\nCredits and Surcharges:\\n (NY Only) A 30% credit may be applied to the premises and Products/Co liability rates if Absolute Employee and Worker Injury and Liability Exclusion (ASIC-GL-0095) is attached to the policy. (Do not attach CG 2139 or CG 2426 with ASIC-GL-0095)\\n\\nRequired Forms: \\nASIC-GL-0055, Designated Operations Exclusion (Indicate: Any and all installation, service or repair operations); \\nASIC-GL-0086, Injury to Worker Exclusion (except NY); \\nASIC-GL-0118, Exclusion of Subcontracted Autos; \\nASIC-GL-0144, (IN only) Total Pollution Exclusion Indiana;\\nCG 2139, Contractual Liability Limitation (do not attach CG 2426 with CG 2139); \\nCG 2149, Total Pollution Exclusion (except IN and LA); \\nCG 2154, Exclusion- Designated Operations Covered by a Consolidated (Wrap-Up) Insurance Program (Indicate: All operations covered by a consolidated [wrap-up] insurance program);\\nCG 2165, (LA only) Total Pollution Exclusion (with exceptions);\\nOptional Forms: : \\nASIC-GL-0095, Absolute Employee and Worker Injury and Liability Exclusion (do not attach CG 2139 or CG 2426 with ASIC-GL-0095);\\n\",\n \"IsoNotes\": \"\\nFor premium computation purposes include the payroll of terminal employees, dispatchers and garage or repair persons.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"52911\",\n \"Description\": \"Extracts Mfg.\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\nSubmit:\\n1. Limited Product Withdrawal Expense Endorsement limits in excess of $7,500\\n2. Recall of products- Voluntary or involuntary\\nProhibited:\\n1. Other than food and beverage extracts\\n2. (FSIS)- Food Safety and Inspection Service - Risks subject to but not approved for operation under either the Food Safety and Inspection Service (FSIS) under the jurisdiction of USDA or by an equivalent state or federal regulation and inspection program\\n3. Marijuana/cannabis\\nRequired Forms:\\nASIC-GL-0045, Marijuana/Cannabis Liability Exclusion;\\nASIC-GL-0054, Specified Products Liability (required if Products Liability provided);\\nCoverage Options:\\nLimited Product Withdrawal Expense Endorsement (CG0436) available for $7,500 aggregate limit at no additional charge. Indicate \\\"0\\\" for Deductible Amount and Participation Percentage. For the Cut-off Date, indicate the inception date of the first Ategrity policy with continuous renewal coverage with Ategrity to current policy.\\n\",\n \"IsoNotes\": \"\\nThis classification includes dyewood, flavoring, licorice, medicinal, perfume or tanning extracts and also includes the distillation of essential oils.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"52967\",\n \"Description\": \"Eyeglass Lens Mfg.\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\\nThis classification includes incidental frame manufacturing.\\nThe following shall be separately classified and rated:\\n- Contact lens manufacturing\\n- Optical goods manufacturing\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"12509\",\n \"Description\": \"Fabric Distributors\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\nSeparately class and rate retail sales, including internet retail sales, that exceed 20% of gross sales.\\nSubmit:\\nManufacturers representatives\\nProhibited:\\n1. Assembling operations\\n2. Foreign Products (refer to appropriate manufacturing class)\\n3. Hired and/or Nonowned Auto Coverage\\n4. Importers\\n5. Manufacturers as additional insureds\\n6. Products manufactured/designed by or for the insured\\n7. Relabeling or repackaging of products \\n8. Sale of used products\\nRequired Forms:\\nASIC-GL-0035, Scheduled Products Exclusion;\\nCoverage Options:\\nContractors Home Repair and Remodeling (ASIC-GL-0092) $15,000 limit available for 10% of the GL premium subject to $250 minimum premium.\\n\",\n \"IsoNotes\": \"\\nThis classification applies to new goods or textile fabrics only.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"12510\",\n \"Description\": \"Fabric Stores\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\nProhibited:\\n1. Sale of electronic/vapor cigarettes and /or liquids or vapors for same in excess of 15% of gross receipts\\n2. Sale of marijuana/cannabis or products containing marijuana/cannabis\\nRequired Forms:\\nASIC-GL-0097, Tobacco or Nicotine Products Health Hazard Exclusion\\nCoverage Options:\\nElectronic Data Liability (CG 0437) is available for limits of:\\n$10,000 = $100\\n$20,000 = $150\\n$50,000 = $200\\n\",\n \"IsoNotes\": \"\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"43517\",\n \"Description\": \"Fairgrounds - non- operating season\",\n \"Authority\": \"S/S\",\n \"CompanyNotes\": \"\\nELPS:\\nELP - Prem Ops - 3.50 per acre\",\n \"IsoNotes\": \"\\nBasis of premium is each fair ground.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"43518\",\n \"Description\": \"Fairs - outside (operator's risk only)\",\n \"Authority\": \"S/S\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\\nThis classification applies to temporary outdoor exhibitions.\\nCoverage does not apply to injury or damage arising out of mechanically operated amusement devices or to bodily injury or medical payments to participants in athletic contests sponsored by the insured. Use Exclusion - Described Hazards (Carnivals, Circuses And Fairs) Endorsement CG 22 58.\\nThe following shall be separately classified and rated:\\n- Amusement devices\\n- Amusement parks\\n- Carnivals\\n- Fair grounds - nonoperating season\\n- Sponsors of fairs, as \\\"Carnivals (sponsor's risk only)\\\"\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"48600\",\n \"Description\": \"Family Planning - Pregnancy Counseling Services*\",\n \"Authority\": \"P/P\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\\nThis classification does not apply to soup kitchens or shelters of any kind operated by the insured. Operations of this nature shall be separately classified and rated. Coverage for liability arising out of advice provided to others is excluded. Use Exclusion - Counseling Services Endorsement CG 21 57.\\nFor premium computation purposes, include the area of private garages.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"94225\",\n \"Description\": \"Farm Machinery Operations - by contractors\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \" \\nHighway or right of way maintenance is subject to proper safety precautions in place to include warning signage, flashing lights and cone set-up. \\nProhibited:\\n1. Other than machinery operations\\n2. Work on/alongside major roadways\\nRequired Forms:\\nASIC-GL-0086, Injury To Worker Exclusion; \\nASIC-GL-0144, (IN only) Total Pollution Exclusion- Indiana; \\nCG 2149, Total Pollution Exclusion (except IN and LA);\\nCG 2165, (LA only) Total Pollution Exclusion (with exceptions);\\n\",\n \"IsoNotes\": \"\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"53001\",\n \"Description\": \"Feed Mfg.\",\n \"Authority\": \"P/P\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"12583\",\n \"Description\": \"Feed, Grain or Hay Dealers\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \" \\nProhibited: \\nFeed or Grain Dealers\\nELPS:\\nELP - Products - .42\\nRequired Forms: \\nASIC-GL-0054, Specified Products Liability (required if Products Liability provided - limit coverage to hay and/or straw sales only);\\n\",\n \"IsoNotes\": \"\\nGrain elevator operations shall be separately classified and rated.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"12651\",\n \"Description\": \"Fence Dealers\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\\nThis classification includes the installation or erection of fences.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"94276\",\n \"Description\": \"Fence Erection Contractors\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\nRisks that sell fences to the public should be separately classified and rated as Fence Dealers (12651)\\nSubmit:\\n1. Electric pet fences\\n2. Multiple named insureds and joint ventures\\n3. Work at gas, oil or chemical plants\\nProhibited:\\n1. Asbestos or hazardous waste removal by insured or subcontractors\\n2. Electric fence installation or repair (submit pet fences)\\n3. Hired and/or Nonowned Auto Coverage\\nRequired Forms:\\nASIC-GL-0031, Continuing or Ongoing Damage Exclusion;\\nASIC-GL-0086, Injury to Worker Exclusion;\\nASIC-GL-0101, Earth or Land Movement Exclusion;\\nASIC-GL-0144, (IN only) Total Pollution Exclusion - Indiana;\\nCG 2149, Total Pollution Exclusion (except IN and LA);\\nCG 2154, Exclusion - Designated Operations Covered by a Consolidated (Wrap-Up) Insurance Program (indicate: All operations covered by a consolidated wrap-up insurance program);\\nCG 2165, (LA only) Total Pollution Exclusion (with exceptions);\\nCG 2279, Exclusion - Contractors- Professional Liability;\\nCoverage Options:\\n1. Contractors - Home Repair and Remodeling (ASIC-GL-0092) available for $15,000 limit for 10% of the GL premium subject to $250 flat minimum premium. \\n2. Electronic Data Liability (CG 0437) available for limits of:\\n$10,000 = $100\\n$20,000 = $150\\n$50,000 = $200\\n\",\n \"IsoNotes\": \"\\nThis classification applies to risks that only install or erect fences.\\nRisks that sell fences to the general public shall be separately classified and rated as \\\"Fence Dealers\\\".\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"12683\",\n \"Description\": \"Fertilizer Dealers and Distributors\",\n \"Authority\": \"P/P\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\\nThis classification includes the application of fertilizer.\\nAnhydrous ammonia dealers and distributors shall be separately classified and rated.\\nWhen products coverage is afforded, this classification includes coverage for bodily injury or property damage arising from the delivery of any liquid product into a wrong receptacle or to a wrong address or the erroneous delivery of one liquid product for another, if the bodily injury or property damage occurs after delivery has been completed.\\nUse Misdelivery Of Liquid Products Coverage Endorsement CG 22 66.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"53077\",\n \"Description\": \"Fertilizer Mfg.\",\n \"Authority\": \"P/P\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\\nThis classification includes dry mixing plants.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"53095\",\n \"Description\": \"Fiber Mfg.\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \" \\nProhibited: \\nFibers used for aircraft, military, medical or kevlar products.\\nELPS:\\nELP - Products - .48\",\n \"IsoNotes\": \"\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"53096\",\n \"Description\": \"Fiber Mfg. - synthetic\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \" \\nProhibited: \\n1. Aircraft products\\n2. Kevlar products\\n3. Medical products \\n4. Military products \\nELPS:\\nELP - Products - .48\",\n \"IsoNotes\": \"\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"53121\",\n \"Description\": \"Fiberglass Mfg.\",\n \"Authority\": \"P/P\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"43550\",\n \"Description\": \"Fire Departments\",\n \"Authority\": \"P/P\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\\nThis classification applies to firehouse and firefighters.\\nThis classification includes volunteer workers participating in first aid, rescue squads or ambulance corps operated in connection with fire departments. Professional services are excluded. Use Exclusion - Services Furnished By Health Care Providers Endorsement CG 22 44.\\nCoverage does not apply to bodily injury or medical payments to any volunteer workers including firefighters, whether or not a member of the insured's organization, while in the course of their duties. Use Exclusion - Injury To Volunteer Firefighters Endorsement CG 22 56. If such coverage is required by law, refer to company.\\nFor fire departments operated by a municipality, refer to the appropriate Governmental Subdivision classification.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"43551\",\n \"Description\": \"Fire Departments - volunteer\",\n \"Authority\": \"P/P\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\\nThis classification applies to firehouses and firefighters.\\nThis classification includes volunteer workers participating in first aid, rescue squads or ambulance corps operated in connection with fire departments. Professional services are excluded. Use Exclusion - Services Furnished By Health Care Providers Endorsement CG 22 44.\\nCoverage does not apply to bodily injury or medical payments to any volunteer workers including firefighters, whether or not a member of the insured's organization, while in the course of their duties. Use Exclusion - Injury To Volunteer Firefighters Endorsement CG 22 56. If such coverage is required by law, refer to company.\\nThis classification applies to fire departments which are predominantly volunteer. For fire departments operated by a municipality, refer to the appropriate Governmental Subdivision classification.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"94304\",\n \"Description\": \"Fire Extinguishers\\n- servicing, refilling or testing\",\n \"Authority\": \"P/P\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\\nThis classification includes incidental sales of fire extinguishers.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"53147\",\n \"Description\": \"Fire Extinguishers Mfg.\",\n \"Authority\": \"P/P\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\\nFire extinguisher servicing, refilling or testing shall be separately classified and rated.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"12707\",\n \"Description\": \"Fire Protection Equipment Dealers and Distributors\",\n \"Authority\": \"S/S\",\n \"CompanyNotes\": \" \\nProhibited:\\nInstallation, service or repair exposures \",\n \"IsoNotes\": \"\\nThis classification includes smoke or explosion suppression systems.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"94381\",\n \"Description\": \"Fire Suppression Systems - installation, servicing or repair\",\n \"Authority\": \"P/P\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\\nThis classification includes incidental sales and the installation, servicing or repair of alarms which are part of the system.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"53229\",\n \"Description\": \"Fire Suppression Systems Mfg.\",\n \"Authority\": \"P/P\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\\nThis classification includes smoke or explosion suppression systems manufacturing.\\nAlarm Mfg. shall be separately classified and rated.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"53271\",\n \"Description\": \"Firearms Mfg.\",\n \"Authority\": \"P/P\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\\nShell or cartridge loading shall be separately classified and rated as \\\"Ammunition Mfg.\\\".\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"98751\",\n \"Description\": \"Firearms Training/Certification #\\n(Rated as - Security and Patrol Agencies - 98751)\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \" \\n1. Animals with and without handlers offered at $100,000/$200,000= $350; $300,000/$600,000= $400; $500,000/$1,000,000= $450; $1,000,000/$2,000,000= $500\\n2. Detective or Private Investigators refer to Detective or Investigative Agencies private classification (91636)\\n3. Licensing and background checks conducted as required by state and federal agencies. Armed personnel must be certified for use of firearms by state agency or firearm certification school\\n4. Supplemental application required\\nSubmit:\\n1. Arrest authority- other than police officers\\n2. Consultants and/or expert witnesses\\n3. Doorman/bouncers or other security at bars, nightclubs or taverns\\n4. Government entities as additional insureds; if required for other than a 5. Licensing agreement\\n6. Mine security\\n7. School and university security\\nProhibited:\\n1. Abortion clinics\\n2. Airports, airport parking\\n3. Armed couriers\\n4. Armed security at marijuana dispensaries or growing facilities\\n5. Bodyguards or personal security \\n6. Border patrol\\n\\n7. Bounty hunters\\n8. Detention centers\\n9. (FL only)- apartment and condo security and patrol operations\\n10. Funeral escorts\\n11. Hired and/or Nonowned Auto Coverage\\n12. Nuclear power plants\\n13. Parole officers\\n14. Prison transport\\n15. Strike security \\n16. Traffic control\\n17. Utility shut-off operations\\n18. Wharf or waterfront security \\nCredits & Surcharges: \\n1. Firearm Certification Training - surcharge rates by 40%\\n2. Assault and Battery coverage is included at the policy limits. Sublimit options are available with the following credits listed below (attach ASIC-GL-0063). \\n**A 5% debit should be applied to the rates listed below for armed guard exposures\\n$300,000/$600,000s policy limits: \\n20% credit applied with $100,000/$200,000 sub limits; \\n$500,000/$1,000,000 policy limits: \\n25% credit applied with $100,000/$200,000 sub limits; \\n\\n\\t\\t\\n15% credit applied with $300,000/$600,000 sub limits; \\n$1,000,000/$2,000,000 policy limits:\\n30% credit applied with $100,000/$200,000 sub limit\\n20% credit applied with $300,000/$600,000 sub limit\\n15% credit applied with $1,000,000/$2,000,000 sub limit\\n3. (NY only) - A 30% credit may be applied to both the Premise and Products/Completed Operations liability rates if the Absolute Employee and Worker Injury and Liability Exclusion (ASIC-GL-0095) is attached- do not attach CG 2139 or CG 2426).\\n4. Stun guns and taser use, surcharge rate 40%.\\n5. Unarmed security exposures: A 20% credit may be applied for risks with 75% or more of the total operations consisting of Banks, Churches, Construction sites, Industrial, Offices or Warehouse exposures.\\nRequired Forms: \\nASIC-GL-0111, (NJ and PA only) Exclusion- Work in the State of New York; \\nCG 2116, Exclusion- Designated Professional Services;\\n\\nOptional Forms: : \\nASIC-GL-0055, Designated Operations Exclusion;\\nASIC-GL-0063, Assault and/or Battery Limited Liability Coverage (limited to designated premise); \\nASIC-GL-0065, Total Firearms Exclusion (required if 100% unarmed security);\\nASIC-GL-0095, Absolute Employee and Worker Injury and Liability Exclusion;\\n\\n\\t\\t\",\n \"IsoNotes\": \"\\nPersonal and Advertising injury are excluded. Use Exclusion - Personal And Advertising Injury Endorsement CG 21 38.\\nProperty entrusted to the insured is excluded. Use Exclusion - Property Entrusted Endorsement CG 22 29.\\nThe following shall be separately classified and rated:\\n- Alarms or security systems monitoring\\n- Detective investigative agencies\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"94404\",\n \"Description\": \"Fireproofing - structures\",\n \"Authority\": \"P/P\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"18437\",\n \"Description\": \"Fireworks - Permanent sales location*\",\n \"Authority\": \"S/S\",\n \"CompanyNotes\": \"\\n1. Confirm no direct importing and no display shows or demonstrations.\\n2. Maximum limits $1,000,000/$2,000,000.\\nRequired Forms:\\nASIC-GL-0141, Retail and Wholesale Fireworks Operations Exclusion; \\n\",\n \"IsoNotes\": \"\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"43626\",\n \"Description\": \"Fireworks Exhibitions - (contractor's risk only)\",\n \"Authority\": \"P/P\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"43629\",\n \"Description\": \"Fireworks Exhibitions - (sponsor's risk only) - Not-For- Profit\",\n \"Authority\": \"S/S\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\\nThis classification does not apply to an insured who actually sets up the fireworks.\\nBasis of premium is per location/per day.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"43628\",\n \"Description\": \"Fireworks Exhibitions - (sponsor's risk only) - Other than Not-For-Profit\",\n \"Authority\": \"S/S\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\\nThis classification does not apply to an insured who actually sets up the fireworks.\\nBasis of premium is per location/per day.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"18437\",\n \"Description\": \"Fireworks Sales*\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\n1. Confirm no direct importing and no display shows or demonstrations.\\n2. Maximum Limits 1000k/2000k\\n3. Premium 100% fully earned\\n4. Liability rates, including Prod/Co, per $1,000 gross sales - All States:\\n300k/600k - $10.65\\n500k/1000k - $11.25\\n1000k/2000k - $12.50\\n5. Minimum GL Premium $750 per stand/building.\\nRequired Forms:\\nASIC-GL-0141, Retail and Wholesale Fireworks Operations Exclusion; \\n\",\n \"IsoNotes\": \"\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"15223\",\n \"Description\": \"Fish Hatcheries*\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"43754\",\n \"Description\": \"Fishing Piers\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\nELPS:\\nELP - Prem Ops - 375.00\",\n \"IsoNotes\": \"\\nThe following shall be separately classified and rated:\\n- Sale of sporting goods\\n- Sale of clothing\\nBasis of premium is each pier.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"43760\",\n \"Description\": \"Fishing Ponds or Lakes - commercially operated\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \" \\nCredits and Surcharges: \\nBoats in excess of 26 feet or motors in excess of 150 h.p surcharge rates 20%\\nRequired Forms: \\nCG 2412, Boats Endorsement;\",\n \"IsoNotes\": \"\\nThis classification applies to risks which permit fishing on premises for a charge and includes boats furnished or rented to customers. Use Boats Endorsement CG 24 12.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"4\",\n \"Description\": \"Flagpersons #\",\n \"Authority\": \"P/P\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"18437\",\n \"Description\": \"Flea Market Vendors #\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"12797\",\n \"Description\": \"Floor Covering Distributors\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\n1. Separately classify and rate installation, service or repair operations.\\n2. Separately class and rate retail sales, including internet retail sales, that exceed 20% of gross sales.\\nSubmit:\\nManufacturers representatives\\nProhibited:\\n1. Assembling operations\\n2. Foreign Products (refer to appropriate manufacturing class)\\n3. Hired and/or Nonowned Auto Coverage\\n4. Importers\\n5. Manufacturers as additional insureds\\n6. Products manufactured/designed by or for the insured\\n7. Relabeling or repackaging of products \\n8. Sale of used products\\nRequired Forms:\\nASIC-GL-0035, Scheduled Products Exclusion;\\n\\nCoverage Options:\\nContractors Home Repair and Remodeling (ASIC-GL-0092) $15,000 limit available for 10% of the GL premium subject to $250 minimum premium.\\n\",\n \"IsoNotes\": \"\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"94569\",\n \"Description\": \"Floor Covering Installation - not ceramic tile or stone\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\nSubmit:\\n1. Multiple named insureds and joint ventures\\n2. Work at gas, oil or chemical plants\\nProhibited:\\n1. Asbestos or hazardous waste removal by insured or subcontractors\\n2. Fire and Water restoration operations\\n3. Hired and/or Nonowned Auto Coverage\\n4. Mold and spore treatment or removal operations\\nRequired Forms:\\nASIC-GL-0031, Continuing or Ongoing Damage Exclusion;\\nASIC-GL-0086, Injury to Worker Exclusion;\\nASIC-GL-0144, (IN only) Total Pollution Exclusion - Indiana;\\nCG 2149, Total Pollution Exclusion (except IN and LA);\\nCG 2154, Exclusion - Designated Operations Covered by a Consolidated (Wrap-Up) Insurance Program (indicate: All operations covered by a consolidated wrap-up insurance program);\\nCG 2165, (LA only) Total Pollution Exclusion (with exceptions);\\nCG 2279, Exclusion - Contractors- Professional Liability;\\nCoverage Options:\\n1. Contractors - Home Repair and Remodeling (ASIC-GL-0092) available at a $15,000 limit; charge 10% of the GL premium subject to $250 minimum premium. \\n2. Electronic Data Liability (CG0437) is available for limits of:\\n$10,000 = $100\\n$20,000 = $150\\n$50,000 = $200\",\n \"IsoNotes\": \"\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"53333\",\n \"Description\": \"Floor Covering Mfg. - not carpets, rugs, ceramic or stone tiles\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\nLinoleum and vinyl tiles included in classification \\nSubmit: \\n1. Prior voluntary or involuntary product recall circumstances of recall required\\n2. Stand-alone products coverage \\nProhibited:\\nDiscontinued Products/Completed Operations coverage \\nRequired Forms: \\nASIC-GL-0054, Specified Products Liability (required if Products Liability provided); \\nASIC-GL-0064, Exclusion- Cancer; \\nASIC- GL-0086, Injury to Worker Exclusion; \\nCG 2149, Total Pollution Exclusion; \\nCG 2196, Silica or Silica-Related Dust Exclusion \\nCoverage Options: \\nLimited Product Withdrawal Expense Endorsement (CG 0436) available for $7,500 aggregate limit at no additional charge. Indicate \\\"0\\\" for Deductible Amount and Participation Percentage. For the Cut-off Date, indicate the inception date of the first Ategrity policy with continuous renewal coverage with Ategrity to current policy.\\n\",\n \"IsoNotes\": \"\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"12805\",\n \"Description\": \"Floor Covering Stores\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\nCoverage Options:\\nElectronic Data Liability (CG 0437) is available for limits of:\\n$10,000 = $100\\n$20,000 = $150\\n$50,000 = $200\\n\",\n \"IsoNotes\": \"\\nThis classification applies to stores selling carpets, rugs, tiles, linoleum or any similar floor covering material.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"94590\",\n \"Description\": \"Floor Waxing\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\\nThis classification does not apply where the insured performs janitorial services at the same location.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"12841\",\n \"Description\": \"Florists\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\nProhibited:\\n1. Hired and/or Nonowned Auto Coverage\\n1. Sale of electronic/vapor cigarettes and /or liquids or vapors for same in excess of 15% of gross receipts\\n3. Sale of marijuana/cannabis or products containing marijuana/cannabis\\nRequired Forms:\\nASIC-GL-0097, Tobacco or Nicotine Products Health Hazard Exclusion;\\nCoverage Options:\\nElectronic Data Liability (CG 0437) is available for limits of:\\n$10,000 = $100\\n$20,000 = $150\\n$50,000 = $200\\n\",\n \"IsoNotes\": \"\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"53374\",\n \"Description\": \"Food Products Mfg.\\n- dry\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\nSubmit:\\n1. Limited Product Withdrawal Expense Endorsement limits in excess of $7,500\\n2. Recall of products- Voluntary or involuntary\\nProhibited:\\n1. Baby food \\n2. Egg production\\n3. (FSIS)- Food Safety and Inspection Service - Risks subject to but not approved for operation under either the Food Safety and Inspection Service (FSIS) under the jurisdiction of USDA or by an equivalent state or federal regulation and inspection program\\n4. Herbal supplements and vitamins\\n5. Marijuana/cannabis\\nRequired Forms:\\nASIC-GL-0045, Marijuana/Cannabis Liability Exclusion;\\nASIC-GL-0054, Specified Products Liability (required if Products Liability provided);\\nCoverage Options:\\nLimited Product Withdrawal Expense Endorsement (CG0436) available for $7,500 aggregate limit at no additional charge. Indicate \\\"0\\\" for Deductible Amount and Participation Percentage. For the Cut-off Date, indicate the inception date of the first Ategrity policy with continuous renewal coverage with Ategrity to current policy.\\n\",\n \"IsoNotes\": \"\\nThis classification does not apply to meat, fish, seafood or poultry processing.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"53375\",\n \"Description\": \"Food Products Mfg.\\n- frozen\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\nSubmit:\\n1. Limited Product Withdrawal Expense Endorsement limits in excess of $7,500\\n2. Recall of products- Voluntary or involuntary\\nProhibited:\\n1. Baby food \\n2. Egg production\\n3. (FSIS)- Food Safety and Inspection Service - Risks subject to but not approved for operation under either the Food Safety and Inspection Service (FSIS) under the jurisdiction of USDA or by an equivalent state or federal regulation and inspection program\\n4. Herbal supplements and vitamins\\n5. Marijuana/cannabis\\nRequired Forms:\\nASIC-GL-0045, Marijuana/Cannabis Liability Exclusion;\\nASIC-GL-0054, Specified Products Liability (required if Products Liability provided);\\nCoverage Options:\\nLimited Product Withdrawal Expense Endorsement (CG 0436) available for $7,500 aggregate limit at no additional charge. Indicate \\\"0\\\" for Deductible Amount and Participation Percentage. For the Cut-off Date, indicate the inception date of the first Ategrity policy with continuous renewal coverage with Ategrity to current policy.\\n\",\n \"IsoNotes\": \"\\nThis classification does not apply to meat, fish, seafood or poultry processing.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"53376\",\n \"Description\": \"Food Products Mfg.\\n- not dry - in glass containers\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\nSubmit:\\n1. Limited Product Withdrawal Expense Endorsement limits in excess of $7,500\\n2. Recall of products- Voluntary or involuntary\\nProhibited:\\n1. Baby food \\n2. Egg production\\n3. (FSIS)- Food Safety and Inspection Service - Risks subject to but not approved for operation under either the Food Safety and Inspection Service (FSIS) under the jurisdiction of USDA or by an equivalent state or federal regulation and inspection program\\n4. Herbal supplements and vitamins\\n5. Marijuana/cannabis\\nRequired Forms:\\nASIC-GL-0045, Marijuana/Cannabis Liability Exclusion;\\nASIC-GL-0054, Specified Products Liability (required if Products Liability provided);\\nCoverage Options:\\nLimited Product Withdrawal Expense Endorsement (CG0436) available for $7,500 aggregate limit at no additional charge. Indicate \\\"0\\\" for Deductible Amount and Participation Percentage. For the Cut-off Date, indicate the inception date of the first Ategrity policy with continuous renewal coverage with Ategrity to current policy.\\n\",\n \"IsoNotes\": \"\\nThis classification does not apply to meat, fish, seafood or poultry processing.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"53377\",\n \"Description\": \"Food Products Mfg.\\n- not dry - in other than glass containers\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\nSubmit:\\n1. Limited Product Withdrawal Expense Endorsement limits in excess of $7,500\\n2. Recall of products- Voluntary or involuntary\\nProhibited:\\n1. Baby food \\n2. Egg production\\n3. (FSIS)- Food Safety and Inspection Service - Risks subject to but not approved for operation under either the Food Safety and Inspection Service (FSIS) under the jurisdiction of USDA or by an equivalent state or federal regulation and inspection program\\n4. Herbal supplements and vitamins\\n5. Marijuana/cannabis\\nRequired Forms:\\nASIC-GL-0045, Marijuana/Cannabis Liability Exclusion;\\nASIC-GL-0054, Specified Products Liability (required if Products Liability provided);\\nCoverage Options:\\nLimited Product Withdrawal Expense Endorsement (CG 0436) available for $7,500 aggregate limit at no additional charge. Indicate \\\"0\\\" for Deductible Amount and Participation Percentage. For the Cut-off Date, indicate the inception date of the first Ategrity policy with continuous renewal coverage with Ategrity to current policy.\\n\",\n \"IsoNotes\": \"\\nThis classification does not apply to meat, fish, seafood or poultry processing.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"91641\",\n \"Description\": \"Foreclosure Cleanup #\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \" \\n1. Operations involving work on owned properties, refer to Vacant Buildings (68606).\\n2. Roofing operations in excess of 10% operations, refer to Roofing (98677).\\n3. Subcontracted work over 40% of total receipts, refer to Contractors - executive supervisors or executive superintendents (91580). \\nSubmit: \\nRisks with past or present construction defect claims \\nProhibited: \\n1. Asbestos, mold or hazardous waste removal done by insured or subcontractors\\n2. Construction Project Managers and/or Construction Consultants \\n3. Eviction Processes or procedures \\n4. Fire and Water restoration Contractors \\n5. Hired and/or Nonowned Auto Coverage \\n6. Home Inspectors \\n7. More than 25% of gross receipts are generated from industrial clean up\\n8. More than 25% of gross receipts generated from sales of salvaged appliances and furnishings\\n9. New construction/site debris clean up \\n10. Snow or ice removal operations \\n\\n\\n\\n\\nRequired Forms: \\nASIC-GL-0031, Continuing or Ongoing Damage Exclusion; \\nASIC-GL-0066, Total Assault and/or Battery Exclusion; \\nASIC-GL-0086, Injury to Worker Exclusion;\\nASIC-GL-0101, Earth or Land Movement Exclusion;\\nCG 2149, Total Pollution Exclusion; \\nCG 2154, Exclusion- Designated Operations Covered By a Consolidated (Wrap Up);\\nCG 2196, Silica or Silica-Related Dust Exclusion \\nCG 2279, Exclusion- Contractors- Professional Liability; \\nOptional Forms: : \\nCG 2503, Designated Construction Project General Aggregate Limit;\\n\",\n \"IsoNotes\": \"\\nThis classification applies to all operations other than blasting.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"43822\",\n \"Description\": \"Forestry Service\",\n \"Authority\": \"P/P\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\\nThis classification includes cruising timber, firefighting, forest management plans and reforestation.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"53403\",\n \"Description\": \"Forging Work\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \" \\nELPS:\\nELP - Products - .18\\nRequired Forms:\\nCG 2149, Total Pollution Exclusion (except LA); \\nCG 2165, (LA only) Total Pollution Exclusion;\\nCG 2196, Silica or Silica-Related Dust Exclusion;\",\n \"IsoNotes\": \"\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"12927\",\n \"Description\": \"Formal Wear or Costumes - rented to others\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"48600\",\n \"Description\": \"Foster Homes - Foster Care Providers*\",\n \"Authority\": \"P/P\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\\nThis classification does not apply to soup kitchens or shelters of any kind operated by the insured. Operations of this nature shall be separately classified and rated. Coverage for liability arising out of advice provided to others is excluded. Use Exclusion - Counseling Services Endorsement CG 21 57.\\nFor premium computation purposes, include the area of private garages.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"48600\",\n \"Description\": \"Foster Homes*\",\n \"Authority\": \"P/P\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\\nThis classification does not apply to soup kitchens or shelters of any kind operated by the insured. Operations of this nature shall be separately classified and rated. Coverage for liability arising out of advice provided to others is excluded. Use Exclusion - Counseling Services Endorsement CG 21 57.\\nFor premium computation purposes, include the area of private garages.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"53425\",\n \"Description\": \"Foundries\",\n \"Authority\": \"S/S\",\n \"CompanyNotes\": \" \\nELPS:\\nELP - Products - .40\\nRequired Forms:\\nCG 2149,Total Pollution Exclusion (except LA);\\nCG 2165, (LA only) Total Pollution Exclusion (with exceptions);\\nCG 2196, Silica or Silica-Related Dust Exclusion;\",\n \"IsoNotes\": \"\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"94617\",\n \"Description\": \"Freight Forwarders or Handlers\",\n \"Authority\": \"S/S\",\n \"CompanyNotes\": \" \\nProhibited:\\nMaritime exposures.\\n\",\n \"IsoNotes\": \"\\nThe following shall be separately classified and rated:\\n- Wharf and waterfront property owned by or rented to the insured\\n- Stevedoring\\nIf the insured has office exposure only, classify and rate as offices under the appropriate \\\"Building or Premises\\\" classification.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"94638\",\n \"Description\": \"Freight Forwarders or Handlers - packing, handling or shipping explosives or ammunition under contract\",\n \"Authority\": \"P/P\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\\nThe following shall be separately classified and rated:\\n- Wharf and waterfront property owned by or rented to the insured\\n- Stevedoring\\nIf the insured has office exposure only, classify and rate as offices under the appropriate \\\"Building or Premises\\\" classification.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"13049\",\n \"Description\": \"Frozen Food - distributors\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\nSeparately class and rate retail sales, including internet sales, that exceed 20% of gross sales.\\nSubmit:\\nManufacturers representatives\\nProhibited:\\n1. Assembling operations\\n2. Food supplements or vitamins\\n3. Foreign Products (refer to appropriate manufacturing class)\\n4. Hired and/or Nonowned Auto Coverage\\n5. Importers\\n6. Internet and mail order sales of alcoholic beverages\\n7. Kava\\n8. Manufacturers as additional insureds\\n9. Mixing or blending of products\\n10. Products manufactured/designed by or for the insured\\n11. Relabeling or repackaging of products \\n12. Sale of used products\\n\\nRequired Forms:\\nASIC-GL-0087, Scheduled Products Exclusion;\\nCoverage Options:\\nContractors Home Repair and Remodeling (ASIC-GL-0092) $15,000 limit available for 10% of the GL premium subject to $250 minimum premium.\\n\",\n \"IsoNotes\": \"\\nThis classification does not apply to meat, fish, seafood or poultry distributors.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"53565\",\n \"Description\": \"Fruit or Vegetable Juice Mfg. - no bottling of carbonated beverages\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\nSubmit:\\n1. Limited Product Withdrawal Expense Endorsement limits in excess of $7,500\\n2. Recall of products- Voluntary or involuntary\\nProhibited:\\n1.(FSIS)- Food Safety and Inspection Service - Risks subject to but not approved for operation under either the Food Safety and Inspection Service (FSIS) under the jurisdiction of USDA or by an equivalent state or federal regulation and inspection program\\n2. Herbal supplements and vitamins\\n3. Kava\\n4. Marijuana/cannabis\\nRequired Forms:\\nASIC-GL-0045, Marijuana/Cannabis Liability Exclusion;\\nASIC-GL-0054, Specified Products Liability (required if Products Liability provided);\\nCoverage Options:\\nLimited Product Withdrawal Expense Endorsement (CG 0436) available for $7,500 aggregate limit at no additional charge. Indicate \\\"0\\\" for Deductible Amount and Participation Percentage. For the Cut-off Date, indicate the inception date of the first Ategrity policy with continuous renewal coverage with Ategrity to current policy.\\n\",\n \"IsoNotes\": \"\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"43840\",\n \"Description\": \"Fruit, Nut or Vegetable - harvesting contractors\",\n \"Authority\": \"P/P\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\\n\\\"Produce Handling or Packing\\\" shall be separately classified and rated.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"13111\",\n \"Description\": \"Fruit, Nut or Vegetable Dealers\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"13112\",\n \"Description\": \"Fruit, Nut or Vegetable Distributors\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\nSeparately class and rate retail sales, including internet sales, that exceed 20% of gross sales.\\nSubmit:\\nManufacturers representatives\\nProhibited:\\n1. Food supplements or vitamins\\n2. Foreign Products (refer to appropriate manufacturing class)\\n3. Hired and/or Nonowned Auto Coverage\\n4. Importers\\n5. Kava\\n6. Manufacturers as additional insureds\\n7. Relabeling or repackaging of products \\n8. Sale of used products\\nRequired Forms:\\nASIC-GL-0087, Scheduled Products Exclusion;\\nCoverage Options:\\nContractors Home Repair and Remodeling (ASIC-GL-0092) $15,000 limit available for 10% of the GL premium subject to $250 minimum premium.\\n\",\n \"IsoNotes\": \"\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"13201\",\n \"Description\": \"Fuel Dealers or Distributors - coal or wood\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\nSubmit:\\nDistributors\\n\\n\",\n \"IsoNotes\": \"\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"13204\",\n \"Description\": \"Fuel Oil or Kerosene Dealers\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\nProhibited:\\nStorage Facilities\\nRequired Forms:\\nCG 2250, Failure to Supply Exclusion;\\nCG 2149, Total Pollution Exclusion (except IN & LA); \\nCG 2165, (LA only), Total Pollution Exclusion (with exceptions);\\nCG 2266, Misdelivery of Liquid Products Coverage);\\n\",\n \"IsoNotes\": \"\\nThis classification excludes injury or damage resulting from a failure to supply. Use Exclusion - Failure To Supply Endorsement CG 22 50.\\nBasis of premium is per 1,000 gallons.\\nWhen products coverage is afforded, this classification includes coverage for bodily injury or property damage arising from the delivery of any liquid product into a wrong receptacle or to a wrong address or the erroneous delivery of one liquid product for another, if the bodily injury or property damage occurs after delivery has been completed.\\nUse Misdelivery Of Liquid Products Coverage Endorsement CG 22 66.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"13205\",\n \"Description\": \"Fuel Oil or Kerosene Distributors\",\n \"Authority\": \"P/P\",\n \"CompanyNotes\": \" \\nSubmit:\\n If no storage facilities. \\nRequired Forms:\\nCG 2149, (CG 2165 in LA), Total Pollution Exclusion;\",\n \"IsoNotes\": \"\\nRetail operation shall be separately classified and rated.\\nThis classification excludes injury or damage resulting from a failure to supply. Use Exclusion - Failure To Supply Endorsement CG 22 50.\\nBasis of premium is per 1,000 gallons.\\nWhen products coverage is afforded, this classification includes coverage for bodily injury or property damage arising from the delivery of any liquid product into a wrong receptacle or to a wrong address or the erroneous delivery of one liquid product for another, if the bodily injury or property damage occurs after delivery has been completed.\\nUse Misdelivery Of Liquid Products Coverage Endorsement CG 22 66.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"43860\",\n \"Description\": \"Fumigating\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\nCrop spraying should rated under classification (91606)\\nSubmit: \\n1. Gun use\\n2. Large animal control (i.e bears, alligators, lions)\\nProhibited:\\n1. Bird control or extermination on or near airports\\n2. Highway right of way maintenance\\n3. Igniting flammable substances to eliminate pests\\n4. Mold or spore remediation\\n5. Radon analysis \\n6. Termite inspections without any treatment in excess of 45% of the gross receipts\\n7. Use of explosives\\nCredits/Surcharges:\\nBed bug exterminating with heat treatment, surcharge GL rates 25% \\nFumigation involving tenting, surcharge GL rates 25%\\nInsecticide misting system installation, service or repair, surcharge GL rates 25% \\nTermite inspection modifiers: \\nNo termite work: .80 mod applied (Attach ASIC-GL-0055 Designated Operations Exclusion with wording Any termite work, inspections and/or treatment)\\nInspection and treatment: 1.00 mod applied \\n\\nLess than 15% of gross sales: 1.00 mod applied \\n15%-30% of gross sales: 1.35 mod applied\\n31%-40% of gross sales: 1.50 mod applied \\n41%-50% of gross sales: 1.80 mod applied\\nOver 50% of gross sales: Prohibited\\nRequired Forms:\\nASIC-GL-0143, Wood Destroying Organism Inspection Exclusion; \\nCG 2154, Exclusion- Designated Operations Covered by a Consolidated (Wrap-Up) Insurance Program (Indicate: All operations covered by a consolidated (wrap-up) insurance program);\\nCG 2264, Pesticide/Herbicide Applicator Coverage (except OH);\\nCG 2518, (CA only) California Structural Pesticide Applicators (policy limits apply);\\nCG 2616, (PA only) Pennsylvania Changes- Pesticide Applicator Coverage; \\nCG 2687, (OH only) Ohio Pesticide Applicator Coverage;\\n\\n\\nOptional Forms: :\\nASIC-GL-0055, Designated Operations Exclusion (Attach only if risk does not do any termite work. Indicate: Any termite work, inspections and /or treatment. ASIC-GL-0080 is still required when this form is attached);\\nASIC-GL-0095, Absolute Employee and Worker Injury and Liability Exclusion (do not attach CG 2139 or CG 2426 when this form is attached)\\nCoverage Options: \\n1. In Transit Pollution Coverage (ASIC-GL-0084) is included at $25,000/$100,000 limits.\\n2. Lost Key Coverage (ASIC-GL-0078) is included at $25,000 /$25,000 limits. \\n3. Property Damage Extension (ASIC-GL-0076) is included up to $250,000/$500,000 maximum limits, not to exceed GL policy limits.\\n4. Wood Destroying Organism Inspection Coverage Endorsement (ASIC-GL-0080) included at $25,000/$100,000. Increased limits offered at $50,000/$100,000 for $250 flat charge for all states EXCEPT AL, AZ, FL, GA, HI, OH, SC, TN, TX, WA. \\nAL, HI, SC and TN: $100,000 occurrence/$300,000 aggregate = $500 flat charge\\nAZ: $100,000 occurrence/$300,000 aggregate = $250 flat charge\\nFL: $250,000 occurrence/$500,000 aggregate = $1,000 flat charge\\nGA: $100,000 occurrence/$500,000 aggregate = $750 flat charge\\nOH: $50,000 occurrence/$100,000 aggregate = $250 flat charge\\nTX: $200,000 occurrence/$300,000 aggregate = $250 flat charge\\nWA: $50,000 occurrence/$50,000 aggregate = $250 flat charge; $50,000 occurrence/$100,000 aggregate= $400.\\n\",\n \"IsoNotes\": \"\\nCoverage is included for herbicide/pesticide operations. Use Pesticide Or Herbicide Applicator - Limited Pollution Coverage Endorsement CG 22 64.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"4\",\n \"Description\": \"Funeral Escorts #\",\n \"Authority\": \"P/P\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"43889\",\n \"Description\": \"Funeral Homes or Chapels, including Funeral Directors and Morticians\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \" \\nMust have professional coverage in place. \\nRequired Forms:\\nCG 2156, Exclusion- Funeral Services; \\n\\n\",\n \"IsoNotes\": \"\\nProfessional services are excluded. Use Exclusion - Funeral Services Endorsement CG 21 56.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"13314\",\n \"Description\": \"Fur - garment and pelts - distributors\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\nSeparately class and rate retail sales, including internet retail sales, that exceed 20% of gross sales.\\nSubmit:\\nManufacturers representatives\\nProhibited:\\n1. Assembling operations\\n2. Foreign Products (refer to appropriate manufacturing class)\\n3. Hired and/or Nonowned Auto Coverage\\n4. Importers\\n5. Manufacturers as additional insureds\\n6. Products manufactured/designed by or for the insured\\n7. Relabeling or repackaging of products \\n8. Sale of used products\\nRequired Forms:\\nASIC-GL-0087, Scheduled Products Exclusion;\\nCoverage Options:\\nContractors Home Repair and Remodeling (ASIC-GL-0092) $15,000 limit available for 10% of the GL premium subject to $250 minimum premium.\\n\",\n \"IsoNotes\": \"\\nRetail operations shall be separately classified and rated as \\\"Clothing or Wearing Apparel Stores\\\".\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"53631\",\n \"Description\": \"Fur Garment Mfg.\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"53632\",\n \"Description\": \"Fur or Pelt Processing\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"53731\",\n \"Description\": \"Furniture Mfg. or Assembling - infants\",\n \"Authority\": \"P/P\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\\nThis classification includes furniture stock manufacturing.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"53732\",\n \"Description\": \"Furniture Mfg. or Assembling - other than wood\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\nWood furniture manufacturing refer to Furniture Manufacturing or Assembling - wood classification (53733)\\nSubmit: \\n1. Prior voluntary or involuntary product recall circumstances of recall required\\n2. Stand-alone products coverage \\nProhibited:\\n1. Baby and children's furniture\\n2. Discontinued Products/Completed Operations coverage\\n3. Ladder manufacturing \\n4. Step stools \\nCredits and Surcharges: \\nChair manufacturing surcharge rate Prem/Prod Co liability rate 25%\\nRequired Forms:\\nASIC-GL-0054, Specified Products Liability (required if Products Liability provided); \\nASIC-GL-0064, Exclusion- Cancer; \\nASIC-GL-0086, Injury to Worker Exclusion; \\nCG 2149, Total Pollution Exclusion; \\nCG 2196, Silica or Silica-Related Dust Exclusion \\n\\nCoverage Options:\\nLimited Product Withdrawal Expense Endorsement (CG 0436) available for $7,500 aggregate limit at no additional charge. Indicate \\\"0\\\" for Deductible Amount and Participation Percentage. For the Cut-off Date, indicate the inception date of the first Ategrity policy with continuous renewal coverage with Ategrity to current policy.\\n\",\n \"IsoNotes\": \"\\nThis classification includes furniture stock manufacturing.\\nStep or stool ladder manufacturing or assembling shall be separately classified and rated.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"53733\",\n \"Description\": \"Furniture Mfg. or Assembling - wood (including cabinetmaking)\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\\nThis classification includes furniture stock manufacturing.\\nStep or stool ladder manufacturing or assembling shall be separately classified and rated.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"95124\",\n \"Description\": \"Furniture or Fixtures - installation in offices or stores\\n- portable - metal or wood\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\nSubmit:\\n1. Multiple named insureds and joint ventures\\n2. Work at gas, oil or chemical plants\\nProhibited:\\n1. Asbestos or hazardous waste removal by insured or subcontractors\\n2. Fire and Water restoration operations\\n3. Hired and/or Nonowned Auto Coverage\\n4. Mold and spore treatment or removal operations\\nRequired Forms:\\nASIC-GL-0031, Continuing or Ongoing Damage Exclusion;\\nASIC-GL-0086, Injury to Worker Exclusion;\\nCG 2154, Exclusion - Designated Operations Covered by a Consolidated (Wrap-Up) Insurance Program (indicate: All operations covered by a consolidated wrap-up insurance program);\\nCG 2279, Exclusion - Contractors- Professional Liability;\\nCoverage Options:\\n1. Contractors - Home Repair and Remodeling (ASIC-GL-0092) available at a $15,000 limit; charge 10% of the GL premium subject to $250 minimum premium. \\n2. Electronic Data Liability (CG0437) is available for limits of:\\n$10,000 = $100\\n$20,000 = $150\\n$50,000 = $200\",\n \"IsoNotes\": \"\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"53734\",\n \"Description\": \"Furniture or Woodwork Stripping, Refinishing or Repairing - shop only\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"13352\",\n \"Description\": \"Furniture Stores - Not-For-Profit\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\nSubmit:\\nPre-owned children's furniture \\nProhibited:\\n1. Sale of electronic/vapor cigarettes and /or liquids or vapors for same in excess of 15% of gross receipts\\n2. Sale of marijuana/cannabis or products containing marijuana/cannabis\\nCoverage Options:\\nElectronic Data Liability (CG 0437) is available for limits of:\\n$10,000 = $100\\n$20,000 = $150\\n$50,000 = $200\\n\",\n \"IsoNotes\": \"\\nThis classification includes house furnishings.\\nFurniture repair shall be separately classified and rated.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"13351\",\n \"Description\": \"Furniture Stores - Other than Not- For-Profit\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\nSubmit:\\nPre-owned children's furniture \\nProhibited:\\n1. Sale of electronic/vapor cigarettes and /or liquids or vapors for same in excess of 15% of gross receipts\\n2. Sale of marijuana/cannabis or products containing marijuana/cannabis\\nCoverage Options:\\nElectronic Data Liability (CG 0437) is available for limits of:\\n$10,000 = $100\\n$20,000 = $150\\n$50,000 = $200\\n\",\n \"IsoNotes\": \"\\nThis classification includes house furnishings.\\nFurniture repair shall be separately classified and rated.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"53803\",\n \"Description\": \"Galvanizing or Tinning\",\n \"Authority\": \"S/S\",\n \"CompanyNotes\": \" \\nELPS:\\nELP - Products .55\\nRequired Forms:\\nCG 2149, Total Pollution Exclusion (except LA);\\nCG 2165, (LA only) Total Pollution Exclusion (with exceptions);\",\n \"IsoNotes\": \"\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"43990\",\n \"Description\": \"Gambling - Casinos\",\n \"Authority\": \"S/S\",\n \"CompanyNotes\": \" \\nELPS:\\nELP - Products - 100.00\\nELP - Prem Ops - 70.00\\n \",\n \"IsoNotes\": \"\\nThis classification includes gaming establishments. This classification applies to all premises and operations of the insured casino.\\nExposures embraced by this classification include:\\n- Casino and gambling equipment or devices of all kinds\\n- Hotels or room accommodations\\n- Restaurants, bars and food stands\\n- Theaters\\n- Sports-arenas and any sports-related competitions, exhibits, activities or events\\n- Entertainment and performances\\n- Hospitality operations, including gifts and transportation services\\n- Conventions or exhibits\\n- Retail establishments of all kinds\\n- Security guards or security monitoring operations\\n- Credit authorization and checking\\nThis classification does not apply to casinos operated for gambling activities through the use of gambling machines only, such as slot machines or other types of machines whether or not manually or electronically operated. Such casinos shall be classified and rated as \\\"Amusement Centers\\\".\\nFor premium computation purposes, include the payroll of all employees of all named insureds.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"43991\",\n \"Description\": \"Gambling - incidental to other operations\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\\nThis classification includes gaming operations incidental to other operations.\\nThis classification applies only to gambling operations conducted by the insured as incidental to the insured's other business operations conducted on the same premises.\\nFor premium computation purposes, payroll should be limited to those insured's employees who are directly engaged in the gambling operations or any employee whose duties primarily support the insured's gambling operations.\\nIf the governing classification of the insured is rated on a \\\"payroll\\\" basis, the amount of payroll to be used for the governing classification shall be determined in accordance with the applicable payroll rules.\\nRefer to company for rating if such incidental gambling operation is not operated by the insured's own employees, or if there is no payroll available because the gambling facility is basically conducted through the use of machines, such as slot machines or video card games.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"43991\",\n \"Description\": \"Gambling and Lottery Machines - incidental to other operations*\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \" \\n1. $100 flat charge per gambling machine up to 1/2/2 limits. \\n2. Submit over 10 machines.\",\n \"IsoNotes\": \"\\nThis classification includes gaming operations incidental to other operations.\\nThis classification applies only to gambling operations conducted by the insured as incidental to the insured's other business operations conducted on the same premises.\\nFor premium computation purposes, payroll should be limited to those insured's employees who are directly engaged in the gambling operations or any employee whose duties primarily support the insured's gambling operations.\\nIf the governing classification of the insured is rated on a \\\"payroll\\\" basis, the amount of payroll to be used for the governing classification shall be determined in accordance with the applicable payroll rules.\\nRefer to company for rating if such incidental gambling operation is not operated by the insured's own employees, or if there is no payroll available because the gambling facility is basically conducted through the use of machines, such as slot machines or video card games.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"43945\",\n \"Description\": \"Garbage or Refuse Dumps\",\n \"Authority\": \"P/P\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\\nThis classification includes landfills.\\nBasis of premium is each acre.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"43946\",\n \"Description\": \"Garbage Works - separation for recycling, reduction or incineration\",\n \"Authority\": \"P/P\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\\nBasis of premium is each acre.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"95233\",\n \"Description\": \"Garbage, Ash or Refuse Collecting\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \" \\n1. Confirm vehicle maintenance schedule is in place for all owned vehicles. \\n2. Installation of household items should be classified under Appliances and Accessories - installation, servicing or repair household classification (91155).\\n3. Supplemental application required\\nProhibited: \\n1. Asphalt transport\\n2. Auto coverage not in force\\n3. Car toters or drive away contractors \\n4. Chemical transport\\n5. Coal transport\\n6. Escort vehicles for oversize or overweight loads \\n7. Explosives transport\\n8. Fertilizer transport\\n9. Flammable materials transport\\n10. Fuel, LPG or oil exposures\\n11. Hired and/or Nonowned Auto Coverage \\n12. House raising and transporting operations\\n13. Hydraulic fracturing or hydrofracking operations \\n14. Logging or lumbering \\n15. Medical waste transport\\n16. Mobile home transport\\n17. Oil and gas companies as additional insureds\\n18. Oilfield equipment transport \\n19. Oversized or overweight permits needed\\n\\n20. Public livery \\n21. Repossession operations \\n22. Salt or sand dispending on roadways\\n23. Tire transport\\n24. Toxic or hazardous materials transport \\n25. Truck brokers\\n26. Unlicensed vehicles \\nCredits and Surcharges:\\n(NY Only) A 30% credit may be applied to the premises and Products/Co liability rates if Absolute Employee and Worker Injury and Liability Exclusion (ASIC-GL-0095) is attached to the policy. (Do not attach CG 2139 or CG 2426 with ASIC-GL-0095)\\nRequired Forms: \\nASIC-GL-0055, Designated Operations Exclusion (Indicate: Any and all installation, service or repair operations); \\nASIC-GL-0086, Injury to Worker Exclusion (except NY); \\nASIC-GL-0118, Exclusion of Subcontracted Autos; \\nASIC-GL-0144, (IN only) Total Pollution Exclusion Indiana;\\nCG 2139, Contractual Liability Limitation (do not attach CG 2426 with CG 2139); \\nCG 2149, Total Pollution Exclusion (except IN and LA); \\nCG 2154, Exclusion- Designated Operations Covered by a Consolidated (Wrap-Up) Insurance Program (Indicate: All operations covered by a consolidated [wrap-up] insurance program);\\nCG 2165, (LA only) Total Pollution Exclusion (with exceptions);\\nOptional Forms: : \\nASIC-GL-0095, Absolute Employee and Worker Injury and Liability Exclusion (do not attach CG 2139 or CG 2426 with ASIC-GL-0095);\",\n \"IsoNotes\": \"\\nReduction, rendering or fertilizer plants shall be separately classified and rated.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"95305\",\n \"Description\": \"Gas Companies\",\n \"Authority\": \"P/P\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\\nThis classification applies to the manufacturing and local distribution of gas.\\nThis classification includes maintenance of new construction except for the construction of buildings or gasholders.\\nThe following shall be separately classified and rated:\\n- Store operations\\n- Fixtures or appliances rented to others\\n- Construction of buildings or gasholders\\n- Installation, servicing or repair\\nThis classification excludes injury or damage resulting from a failure to supply. Use Exclusion - Failure To Supply Endorsement CG 22 50.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"95306\",\n \"Description\": \"Gas Companies - natural gas - local distribution\",\n \"Authority\": \"P/P\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\\nThis classification includes maintenance.\\nThe following shall be separately classified and rated:\\n- Drilling and operation of wells\\n- Construction and operation of cross-country pipelines\\n- Construction of buildings or gasholders\\n- Store operations\\n- Fixtures or appliances rented to others\\n- Installation, servicing or repair of appliances or accessories\\nFor premium computation purposes, include the payroll for outside salespersons, collectors and meter readers.\\nThis classification excludes injury or damage resulting from a failure to supply. Use Exclusion - Failure To Supply Endorsement CG 22 50.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"13410\",\n \"Description\": \"Gas Dealers - LA\",\n \"Authority\": \"P/P\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\\nThe following shall be separately classified and rated:\\n- Installation, servicing and repair of LPG systems, piping and customer's equipment\\n- Distribution of gas transferred to gas dealers by pipeline, gas mains or piping\\n- Store operations\\nThis classification excludes injury or damage resulting from a failure to supply. Use Exclusion - Failure To Supply Endorsement CG 22 50.\\nBasis of premium is per 1,000 gallons.\\nWhere a record of the number of gallons sold is not available, the number of gallons to be used for premium computation purposes shall be determined by dividing the number of pounds sold by 4.6.\\nWhen products coverage is afforded, this classification includes coverage for bodily injury or property damage arising from the delivery of any liquid product into a wrong receptacle or to a wrong address or the erroneous delivery of one liquid product for another, if the bodily injury or property damage occurs after delivery has been completed.\\nUse Misdelivery Of Liquid Products Coverage Endorsement CG 22 66.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"13411\",\n \"Description\": \"Gas Dealers or Distributors\",\n \"Authority\": \"P/P\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\\nThis classification excludes injury or damage resulting from a failure to supply. Use Exclusion - Failure To Supply Endorsement CG 22 50.\\nBasis of premium is per 1,000 gallons.\\nWhere a record of the number of gallons sold is not available, the number of gallons to be used for premium computation purposes shall be determined by dividing the number of pounds sold by 4.6.\\nWhen products coverage is afforded, this classification includes coverage for bodily injury or property damage arising from the delivery of any liquid product into a wrong receptacle or to a wrong address or the erroneous delivery of one liquid product for another, if the bodily injury or property damage occurs after delivery has been completed.\\nUse Misdelivery Of Liquid Products Coverage Endorsement CG 22 66.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"13412\",\n \"Description\": \"Gas Distributors - LPG\",\n \"Authority\": \"P/P\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\\nThe following shall be separately classified and rated:\\n- Installation, servicing and repair of LPG systems, piping and customer's equipment\\n- Distribution of gas by pipeline, gas mains or piping\\n- Store operations\\nThis classification excludes injury or damage resulting from a failure to supply. Use Exclusion - Failure To Supply Endorsement CG 22 50.\\nBasis of premium is per 1,000 gallons.\\nWhere a record of the number of gallons sold is not available, the number of gallons to be used for premium computation purposes shall be determined by dividing the number of pounds sold by 4.6.\\nWhen products coverage is afforded, this classification includes coverage for bodily injury or property damage arising from the delivery of any liquid product into a wrong receptacle or to a wrong address or the erroneous delivery of one liquid product for another, if the bodily injury or property damage occurs after delivery has been completed.\\nUse Misdelivery Of Liquid Products Coverage Endorsement CG 22 66.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"95310\",\n \"Description\": \"Gas Mains or Connections Construction\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \" \\nRequired Forms:\\nASIC-GL-0055, Designated Operations Exclusion to Prohibit - Repairs or servicing of existing gas lines or mains;\",\n \"IsoNotes\": \"\\nThis classification includes tunneling at street crossings.\\nThe following shall be separately classified and rated:\\n- Construction of pipelines between natural gas producing fields and points of connection with local distributing systems\\n- All tunneling other than tunneling at street crossings\\nThis is an N.P.D. classification with gas companies, gas works or gas distributors.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"53903\",\n \"Description\": \"Gas Mfg.\",\n \"Authority\": \"P/P\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"53902\",\n \"Description\": \"Gas Mfg. - inert\",\n \"Authority\": \"P/P\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"53904\",\n \"Description\": \"Gas Mfg. - primarily flammable, explosive or reactive\",\n \"Authority\": \"P/P\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"53905\",\n \"Description\": \"Gas Mfg. - primarily toxic or presenting a health hazard\",\n \"Authority\": \"P/P\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"53901\",\n \"Description\": \"Gas Mfg. - toxic and either flammable, explosive or reactive\",\n \"Authority\": \"P/P\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"53907\",\n \"Description\": \"Gasoline Distributors\",\n \"Authority\": \"P/P\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\\nThe operation of retail gasoline stations shall be separately classified and rated.\\nBasis of premium is per 1,000 gallons.\\nWhen products coverage is afforded, this classification includes coverage for bodily injury or property damage arising from the delivery of any liquid product into a wrong receptacle or to a wrong address or the erroneous delivery of one liquid product for another, if the bodily injury or property damage occurs after delivery has been completed.\\nUse Misdelivery Of Liquid Products Coverage Endorsement CG 22 66.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"44009\",\n \"Description\": \"Gasoline or Oil Supply Stations - retail - (lessor's risk only)\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \" \\nRequired Forms: \\nCG 2149, Total Pollution Exclusion;\\nCG 2165, (LA only), Total Pollution Exclusion (with exceptions);\",\n \"IsoNotes\": \"\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"44010\",\n \"Description\": \"Gasoline Recovery\\n- from casing head or natural gas\",\n \"Authority\": \"P/P\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\\nCoverage does not apply to property damage arising out of the underground resources and equipment hazard. Use Exclusion - Underground Resources And Equipment Endorsement CG 22 57.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"13453\",\n \"Description\": \"Gasoline Stations\\n- full service\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \" \\n1. Automobile dismantling refer to Auto Dismantling (91190)\\n2. Automobile repair refer to Automobile Repair and Service Shops (10073)\\n3. Car wash operations refer to Car Washes (10367, 10368)\\n4. Convenience store operations refer to Stores- food or drink (18435)\\n5. Mobile equipment service or repair refer to Machinery or Equipment I/S/R (97223)\\nSubmit: \\nAuto rebuilders\\n\\n\\nELPS:\\nELP - Products - .13\\nRequired Forms: \\nASIC-GL-0057, Animal Exclusion;\\nASIC-GL-0144, (IN only) Total Pollution Exclusion Indiana;\\nCG 2149, Total Pollution Exclusion (except IN and LA);\\nCG 2165, (LA only) Total Pollution Exclusion (with exceptions);\\nCG 2196, Silica or Silica-Related Dust Exclusion; \\nCG 2268, Operation of Customers Autos on Particular Premises; \\n\",\n \"IsoNotes\": \"\\nBasis of premium is per 1,000 gallons.\\nThis classification applies to retail gasoline or oil fuel stations where customers' automobiles are solely serviced by attendants.\\nThis classification includes coverage for the operation of automobiles on premises owned by, rented to or controlled by the named insured or the ways immediately adjoining, if such automobiles are not owned by, rented to or loaned to the named insured. Use Operation Of Customers Autos On Particular Premises Endorsement CG 22 68.\\nThe following shall be separately classified and rated:\\n- Retail store operations\\n- Car washes\\n- Self-service car washes\\n- Automobile service and repair operations\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"13455\",\n \"Description\": \"Gasoline Stations\\n- self and full service combined\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \" \\n1. Automobile dismantling refer to Auto Dismantling (91190)\\n2. Automobile repair refer to Automobile Repair and Service Shops (10073)\\n3. Car wash operations refer to Car Washes (10367, 10368)\\n4. Convenience store operations refer to Stores- food or drink (18435)\\n5. Mobile equipment service or repair refer to Machinery or Equipment I/S/R (97223)\\nSubmit: \\nAuto rebuilders\\n\\nELPS:\\nELP - Products - .13\\nRequired Forms: \\nASIC-GL-0057, Animal Exclusion;\\nASIC-GL-0144, (IN only) Total Pollution Exclusion Indiana;\\nCG 2149, Total Pollution Exclusion (except IN and LA);\\nCG 2165, (LA only) Total Pollution Exclusion (with exceptions);\\nCG 2196, Silica or Silica-Related Dust Exclusion; \\nCG 2268, Operation of Customers Autos on Particular Premises; \\n\",\n \"IsoNotes\": \"\\nBasis of premium is per 1,000 gallons.\\nThis classification includes coverage for the operation of automobiles on premises owned by, rented to or controlled by the named insured or the ways immediately adjoining, if such automobiles are not owned by, rented to or loaned to the named insured. Use Operation Of Customers Autos On Particular Premises Endorsement CG 22 68.\\nThe following shall be separately classified and rated:\\n- Retail store operations\\n- Car washes\\n- Self-service car washes\\n- Automobile service and repair operations\\nThis classification applies to retail gasoline or oil fuel stations with both self- and full-service operations.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"13454\",\n \"Description\": \"Gasoline Stations\\n- self-service\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \" \\n1. Automobile dismantling refer to Auto Dismantling (91190)\\n2. Automobile repair refer to Automobile Repair and Service Shops (10073)\\n3. Car wash operations refer to Car Washes (10367, 10368)\\n4. Convenience store operations refer to Stores- food or drink (18435)\\n5. Mobile equipment service or repair refer to Machinery or Equipment I/S/R (97223)\\nELPS:\\nELP - Products - .13\\nRequired Forms: \\nASIC-GL-0057, Animal Exclusion;\\nASIC-GL-0144, (IN only) Total Pollution Exclusion Indiana;\\nCG 2149, Total Pollution Exclusion (except IN and LA);\\nCG 2165, (LA only) Total Pollution Exclusion (with exceptions);\\nCG 2196, Silica or Silica-Related Dust Exclusion; \\nCG 2268, Operation of Customers Autos on Particular Premises; \\n\",\n \"IsoNotes\": \"\\nBasis of premium is per 1,000 gallons.\\nThe following shall be separately classified and rated:\\n- Retail store operations\\n- Car washes\\n- Self-service car washes\\nThis classification applies to retail gasoline or oil fuel stations without garage operations where the customer services his automobile and service attendants are not customarily present.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"54012\",\n \"Description\": \"Gemstone Cutting or Polishing\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\nJewelry manufacturing refer to Jewelry Manufacturing classification (55802)\\nJewelry stores refer to Jewelry Stores or Distrubutors classification (14655)\\nSubmit: \\n1. Prior voluntary or involuntary product recall circumstances of recall required\\n2. Stand-alone products coverage \\nProhibited:\\nDiscontinued Products/Completed Operations coverage \\nRequired Forms: \\nASIC-GL-0054, Specified Products Liability (required if Products Liability provided); \\nASIC-GL-0064, Exclusion- Cancer; \\nASIC- GL-0086, Injury to Worker Exclusion; \\nCG 2149, Total Pollution Exclusion; \\nCG 2196, Silica or Silica-Related Dust Exclusion \\nCoverage Options: \\nLimited Product Withdrawal Expense Endorsement (CG 0436) available for $7,500 aggregate limit at no additional charge. Indicate \\\"0\\\" for Deductible Amount and Participation Percentage. For the Cut-off Date, indicate the inception date of the first Ategrity policy with continuous renewal coverage with Ategrity to current policy.\",\n \"IsoNotes\": \"\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"91580\",\n \"Description\": \"General Contractors\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\n1. Five years loss history required\\n2. Inspection required every year, regardless of premium\\n3. Maximum limits for residential general contractors $1,000,000 occurrence/$2,000,000 aggregate\\n4. Roofing contractors or operations in excess of 25% of the total receipts - refer to appropriate Roofing classification (98677, 98678)\\nSubmit:\\n1. Change in named insured in the last year\\n2. Fire and water restoration contractors\\n3. Operations at airports\\n4. Past or pending construction defect claims \\n5. Use of explosives by insured or subcontractors \\nProhibited:\\n1. Asbestos removal by insured or subcontractors\\n2. Bridge, tunnels or elevated streets, roadways or highways\\n3. Construction project managers/consultants\\n4. Discontinued operations\\n5. Exterior Insulation and Finish Systems (EIFS) use - also referred to as synthetic stucco\\n6. Hired and/orNon-Owned Auto coverage \\n7. Landfills or dump sites operations- present or past\\n8. Mold and spore treatment or removal contractors \\n9. Oil, gas facilities or pipelines- construction or repair operations \\n\\n10. Past present or future residential condominim or townhouse construction, including conversion projects\\n11. Power lines-construction or repair\\n12. Residential prefab, modular or kit home mfg\\n13.Roofing contractors or operations in excess of 25% of the total receipts - refer to appropriate Roofing classification (98677, 98678)\\n14. Tiny house construction \\n15. Underpinning or soil stabilization andearthquake reinforcing or retrofitting\\n16. (NY only) Risks using uninsured subcontractors\\nRequired Forms:\\nASIC-GL-0031, Continuing or Ongoing Damage Exclusion; \\nASIC-GL-0086, Injury to Worker Exclusion (except NY); \\nASIC-GL-0089, Multi-Unit Habitational Conversion Exclusion;\\nASIC-GL-0093, Exclusion- Chinese Drywall; \\nASIC-GL-0095, (NY only) Absolute Employee and Worker Injury and Liability Exclusion(Do not attach CG 2139 or CG 2426 with ASIC-GL-0095);\\nASIC-GL-0101, Earth or Land Movement Exclusion;\\nASIC-GL-0111, (CT, MA, ME, NH, NJ, PA, RI, VT only) Work in the State of New York; \\nASIC-GL-0127, Prior Completed Work Exclusion Specified Date (required unless proof of continuous coverage is provided for the last three years);\\nASIC-GL-0144,(IN only) Total Pollution Exclusion Indiana;\\nCG 2149, Total Pollution Exclusion (except IN & LA); \\n\\nCG 2154, Exclusion- Designated Operations Covered by a Consolidated (Wrap-Up) Insurance Program (Indicate: All operations covered by a consolidated (wrap-up) insurance program); \\nCG 2165, (LA only) Total Pollution Exclusion (with exceptions); \\nCG 2196, Silica or Silica Related Dust Exclusion; \\nCG 2279, Exclusion- Contractors - Professional Liability;\\nOptional Forms: :\\nASIC-GL-0095, Absolute Employee and Worker Injury and Liability Exclusion (Do not attach CG 2139 or CG 2426 with ASIC-GL-0095); \\nASIC-GL-0125, Roofing Operations Exclusion (open roof); \\nCG 2503, Designated Construction Project(s) General Aggregate Limit (Indicate: Any projects away from premises owned or rented by you); \\nASIC-GL-0145, Residential Exclusion (not including apartments);\\nCoverage Options:\\nContractors - Home Repair and Remodeling (ASIC-GL-0092) available at a $15,000 limit; charge 10% of the GL premium subject to $250 minimum premium. \\n\",\n \"IsoNotes\": \"\\nThis classification only applies to executive supervisors or executive superintendents having administrative or managerial responsibility for construction or erection projects and exercising supervisory control through job superintendents or foremen.\\nThis classification includes products coverage only when concurrent liability insurance for products/completed operations is provided for other contracting operations of the insured.\\nThis classification does not apply to any person who is directly in charge of daily construction operations. Such person shall be separately classified and rated under the appropriate contractors classification.\\nThis is an N.P.D. classification.\\nFor premium computation purposes, the payroll of employees assigned to this classification may not be divided with another classification.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"95357\",\n \"Description\": \"Geophysical Exploration\",\n \"Authority\": \"P/P\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"95358\",\n \"Description\": \"Geophysical Exploration - seismic method\",\n \"Authority\": \"P/P\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\\nThis classification includes lessees of land who, as any part of their duty, perform work similar to that undertaken by oil or gas geologists or scouts.\\nFor premium computation purposes, include the payroll of all employees.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"13507\",\n \"Description\": \"Gift Shops - Not- For-Profit\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\nSubmit:\\n1. Fireworks sales\\nProhibited:\\n1. Ammunition reloading\\n2. Blending of electronic/vapor cigarette liquids\\n3. Children's clothing, children's furniture and children's accessories- Pre-owned\\n4. Gun repair\\n5. Gun sales in excess of 15% of total sales\\n5. Importing of tobacco products directly by insured and/or blending of tobacco products in excess of 15% of gross sales\\n6. Marijuana/cannabis or products containing marijuana/cannabis\\n7. Sale of electronic/vapor cigarettes and /or liquids or vapors for same in excess of 15% of gross receipts\\n6. Required Forms:\\nASIC-GL-0097, Tobacco or Nicotine Products Health Hazard Exclusion;\\nCoverage Options:\\nElectronic Data Liability (CG 0437) is available for limits of:\\n$10,000 = $100\\n$20,000 = $150\\n$50,000 = $200\",\n \"IsoNotes\": \"\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"13506\",\n \"Description\": \"Gift Shops - Other than Not-For- Profit\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\nSubmit:\\n1. Children's clothing, children's furniture and children's accessories- Pre-owned \\n2. Fireworks sales\\n3. Gun sales if 15% or less of total sales (Prohibited in excess of 15%)\\n4. Hookah exposures\\n5. Importing of tobacco products directly by insured and/or blending of tobacco products in excess of 15% of gross sales\\nProhibited:\\n1. Ammunition reloading\\n2. Blending of electronic/vapor cigarette liquids\\n3. Gun repair\\n4. Gun sales in excess of 15% of total sales\\n5. Sale of electronic/vapor cigarettes and /or liquids or vapors for same in excess of 15% of gross receipts\\n6. Sale of marijuana/cannabis or products containing marijuana/cannabis\\nRequired Forms:\\nASIC-GL-0097, Tobacco or Nicotine Products Health Hazard Exclusion;\\nLIABILITY (coverage):\\nCoverage Options:\\nElectronic Data Liability (CG 0437) is available for limits of:\\n$10,000 = $100\\n$20,000 = $150\\n$50,000 = $200\\n\",\n \"IsoNotes\": \"\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"13590\",\n \"Description\": \"Glass Dealers and Glaziers\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\nSubmit: \\nWork conducted on structures over 3 stories.\\n\",\n \"IsoNotes\": \"\\nThis classification includes bending, grinding, beveling or silvering of plate glass.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"54077\",\n \"Description\": \"Glass or Glassware Mfg.\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\nBlown, cut, colored, figured, polished, plate, rolled, ribbed, sheet window glass are contemplated in this classification.\\nSubmit: \\n1. Prior voluntary or involuntary product recall circumstances of recall required\\n2. Stand-alone products coverage \\nProhibited:\\n1. Discontinued Products/Completed Operations coverage \\n2. Scientific glassware \\nRequired Forms: \\nASIC-GL-0054, Specified Products Liability (required if Products Liability provided); \\nASIC-GL-0064, Exclusion- Cancer; \\nASIC- GL-0086, Injury to Worker Exclusion; \\nCG 2149, Total Pollution Exclusion; \\nCG 2196, Silica or Silica-Related Dust Exclusion;\\nCoverage Options: \\nLimited Product Withdrawal Expense Endorsement (CG 0436) available for $7,500 aggregate limit at no additional charge. Indicate \\\"0\\\" for Deductible Amount and Participation Percentage. For the Cut-off Date, indicate the inception date of the first Ategrity policy with continuous renewal coverage with Ategrity to current policy.\\n\",\n \"IsoNotes\": \"\\nThis classification includes cut, polished plate, rolled, ribbed, colored, figured, wire and machine or manually blown sheet window glass.\\nThe following shall be separately classified and rated:\\n- Sand or gravel digging\\n- Quarrying\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"91805\",\n \"Description\": \"Golf Course Designers (Rated as Draftsmen)*\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \" \\nRequired Forms:\\nCG 2116, Exclusion- Designated Professional Services; \",\n \"IsoNotes\": \"\\nThis classification applies to employed draftsmen whose duties are strictly limited to office work only.\\nEngineers and Architects shall be separately classified and rated.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"44069\",\n \"Description\": \"Golf Courses - miniature\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \" \\nArcade and amusement exposures refer to Amusement Centers (10015)\\n\",\n \"IsoNotes\": \"\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"44070\",\n \"Description\": \"Golf Courses - municipal or public - not golf or country clubs\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \" \\nGreenskeeper liability in the name of the licensed individual refer to Golf Courses -Greenskeepers (r/a Pest Control Services) classification (43470)\\nProhibited: \\nSegways\\nRequired Forms: \\nCG 2008, Additional Insured Users of Golfmobiles; \\nCG 2264, Pesticide/Herbicide Applicator Coverage (except OH and PA); \\nCG 2616, (PA only) PA Changes- Pesticide Applicator Coverage; \\nCG 2687, (OH only) Ohio Pesticide Applicator Coverage;\",\n \"IsoNotes\": \"\\nThis classification includes golfmobiles rented to others.\\nThis classification also includes golf driving ranges operated in connection with golf courses.\\nThe following shall be separately classified and rated:\\n- Restaurants\\n- Sales or sporting goods\\nUsers of golfmobiles are included as additional insureds. Use Additional Insured - Users Of Golfmobiles Endorsement CG 20 08.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"44071\",\n \"Description\": \"Golf Driving Ranges\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \" \\nGreenskeeper liability in the name of the licensed individual refer to Golf Courses -Greenskeepers (r/a Pest Control Services) classification (43470)\\nRequired Forms: \\nCG 2008, Additional Insured Users of Golfmobiles; \\nCG 2264, Pesticide/Herbicide Applicator Coverage (except OH and PA); \\nCG 2616, (PA only) PA Changes- Pesticide Applicator Coverage; \\nCG 2687, (OH only) Ohio Pesticide Applicator Coverage;\",\n \"IsoNotes\": \"\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"44072\",\n \"Description\": \"Golfmobiles - loaned or rented to others\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \" \\nProhibited:\\nOperation on public roads\\nRequired Forms:\\nCG 2008, Additional Insured - Users Golfmobiles;\\n\",\n \"IsoNotes\": \"\\nUsers of golfmobiles are included as additional insureds. Use Additional Insured - Users Of Golfmobiles Endorsement CG 20 08.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"95410\",\n \"Description\": \"Grading of Land\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\n1.Confirm underground utilities are staked prior to any digging or grading.\\n2.Confirm any neighboring properties are property underpinned or stabilized.\\nSubmit:\\n1. Blasting operations \\n2. Horizontal or directional drilling \\n3. Soil stabilization with lime or concrete \\nProhibited:\\n1. Earthen dam construction \\n2. Landfills \\n3. Mining \\n4. River channeling or re-channeling \\n5. Site preparation work for condominiums, townhomes\\n6. Public street or road construction \\n7. Tunneling \\n8. Installation or removal of underground tanks \\n9. Underpinning \\nRequired Forms:\\nASIC-GL-0031, Continuing or Ongoing Damage Exclusion; \\nASIC-GL-0086, Injury to Worker Exlcusion (except NY); \\nASIC-GL-0128, Exclusion- Snow Removal, Ice Removal or Plowing Operations;\\nASIC-GL-0129, Snow Removal, Ice Removal or Plowing Operations on Public Streets, Roads or Highways; \\nASIC-GL-0137, Residential Project Exclusionl \\nASIC-GL-0142, Underground Utility Endorsement; \\nASIC-GL-0144, (IN only) Total Pollution Exclusion - Indiana;\\nCG 2149, Total Pollution Exclusion Endorsement (except LA);\\nCG 2154, Exclusion- Designated Operations Covered a Consolidated (Wrap Up) Insurance Program (Indicate: All operations covered by a consolidated [wrap up] insurance program);\\nCG 2165, (LA only) Total Pollution Exclusion; \\nCG 2279, Exclusion- Contractors- Professional Liability; \\n\",\n \"IsoNotes\": \"\\nThis classification includes borrowing, filling or back filling.\\nThe following shall be separately classified and rated:\\n- Excavation of canals or cellars\\n- Landscaping\\n- Street or road construction\\n- Tunneling\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"95455\",\n \"Description\": \"Grain Elevator Operations\",\n \"Authority\": \"P/P\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\\nFor premium computation purposes include the payroll of local managers.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"13621\",\n \"Description\": \"Grain Milling\",\n \"Authority\": \"P/P\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\\nPreparation of animal feed shall be separately classified and rated.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"44194\",\n \"Description\": \"Grandstands or Bleachers - Not- For-Profit\",\n \"Authority\": \"S/S\",\n \"CompanyNotes\": \" \\nELPS:\\nELP - Prem Ops - 182.00\",\n \"IsoNotes\": \"\\nBasis of premium is each grandstand or bleacher.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"44193\",\n \"Description\": \"Grandstands or Bleachers - Other than Not-For- Profit\",\n \"Authority\": \"S/S\",\n \"CompanyNotes\": \" \\nELPS:\\nELP - Prem Ops - 182.00\",\n \"IsoNotes\": \"\\nBasis of premium is each grandstand or bleacher.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"91805\",\n \"Description\": \"Graphic Designers (rated as Draftsmen)*\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \" \\nRequired Forms:\\nCG 2116, Exclusion- Designated Professional Services; \\nCG 2138, Personal/Advertising Injury Exclusion;\\n\",\n \"IsoNotes\": \"\\nThis classification applies to employed draftsmen whose duties are strictly limited to office work only.\\nEngineers and Architects shall be separately classified and rated.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"95487\",\n \"Description\": \"Greenhouse Erection\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \" \\nELPS:\\nELP - Products - 12.75\",\n \"IsoNotes\": \"\\nThis classification applies to all operations.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"13670\",\n \"Description\": \"Grocery Distributors\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\nSeparately class and rate retail sales, including internet sales, that exceed 20% of gross sales.\\nSubmit:\\nManufacturers representatives\\nProhibited:\\n1. Assembling operations\\n2. Food supplements and vitamins\\n3. Foreign Products (refer to appropriate manufacturing class)\\n4. Hired and/or Nonowned Auto Coverage\\n5. Importers\\n6. Internet and mail order sales of alcoholic beverages\\n7. Kava\\n8. Manufacturers as additional insureds\\n9. Products manufactured/designed by or for the insured\\n10. Mixing or blending of products\\n11. Pharmaceutical products\\n12. Relabeling or repackaging of products \\n13. Tobacco\\n\\nRequired Forms:\\nASIC-GL-0087, Scheduled Products Exclusion;\\nCoverage Options:\\nContractors Home Repair and Remodeling (ASIC-GL-0092) $15,000 limit available for 10% of the GL premium subject to $250 minimum premium.\\n\",\n \"IsoNotes\": \"\\nDistributing of the following shall be separately classified and rated:\\n- Frozen food\\n- Meat, fish, seafood or poultry\\n- Fruits and vegetables\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"13673\",\n \"Description\": \"Grocery Stores\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \" \\n1. Fuel sales must be separately rated, refer to classification Gasoline Stations - self and full service combined (13455)\\n2. Gross sales should include liquor sales\\n3. Supermarkets, defined as $500,000 or more in sales and 3,000 or more sq. feet, refer to Supermarket classification (18501)\\nProhibited: \\n1. Raw milk\\n2. New York risks\\nRequired Forms: \\nASIC-GL-0097, Tobacco or Nicotine Products Health Hazard Exclusion; \\nCG 2407, Products/Completed Operations Hazard Redefined; \",\n \"IsoNotes\": \"\\nThis classification does not apply to supermarkets.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"44222\",\n \"Description\": \"Guides or Outfitters\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\n1. Saddle Animals, refer to Animals-saddle-for rent (40045). \\n2. Supplemental application required\\nProhibited:\\n1. Ammunition or firearm sales and/or reloading \\n2. ATV/UTV rentals and/or tours \\n3. Charter or Party boats \\n4. Dogsledding \\n5. Deep Sea fishing \\n6. Floatation devices for passengers on watercraft- not required\\n7. Inner Tube rental\\n8. Horse riding instruction or training\\n9. Jeep Tours\\n10. Jet Ski rental\\n11. Minors without parent/guardian supervision\\n12. Outdoor exposures in populated areas\\n13. Rock climbing/rappelling exposures \\n14. Segway tours \\n15. Waivers/hold harmless- not required\\n16. Wilderness/survival camps \\n17. White water rafting exposures \\nCredits and Surcharges:\\nSnowmobile usage, surcharge rate 15%. \\nLIABILITY (continued)\\nELPS:\\nELP - Prem Ops - 2.90\\nRequired Forms:\\nASIC-GL-0053, Fungi or Bacteria Exclusion (required if ASIC-GL-0024 is attached to the policy); \\nASIC-GL-0099, Exclusion- Athletic or Sports Participants; \\nCG 2116, Exclusion- Designated Professional Services (indicate Any and all professional exposures);\\nCoverage Options: \\n1. Errors and Omissions Coverage (ASIC-GL-0024) is offered at limits equal to the General Liability limit. Charge 10% of the General Liability premium subject to a minimum $100 charge (do not attach ASIC-GL-0024 with CG 2116).\\n2. Leisure Sports and Recreational Athletic Activity Limited Participant Coverage (ASIC-GL-0098) is included at $25,000/$50,000 limits (If ASIC-GL-0098 is NOT selected, then Exclusion- Athletic or Sports Participants (ASIC-GL-0099) is required).\\n\",\n \"IsoNotes\": \"\\nThis classification applies to outfitters that take persons on hunting, fishing or other outdoor expeditions for a charge. Operation of owned watercraft is included. Use Boats Endorsement CG 24 12. This classification does not apply to operators of charter or party boats.\\nCoverage does not apply to medical payments. Use Exclusion - Coverage C - Medical Payments Endorsement CG 21 35.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"95620\",\n \"Description\": \"Gun Dealers - Retail or Wholesale*\",\n \"Authority\": \"P/P\",\n \"CompanyNotes\": \"\\nSubmit:\\nGun sales are 15% or less of total sales.\",\n \"IsoNotes\": \"\\nThis classification includes incidental sales of firearms and ammunition.\\nThis classification does not apply to risks involving mass production of firearms.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"95505\",\n \"Description\": \"Guniting or Shot- Crete\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\\nThis classification applies to the spray application of concrete at a high velocity for the purpose of repairing concrete, building swimming pools, conduits, etc.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"95620\",\n \"Description\": \"Gunsmiths\",\n \"Authority\": \"P/P\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\\nThis classification includes incidental sales of firearms and ammunition.\\nThis classification does not apply to risks involving mass production of firearms.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"44277\",\n \"Description\": \"Halls - Not-For- Profit\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\n1. Subcontractors must provide certificates of insurance with equal or greater than our insured, provide hold harmless in favor of our insured and name the insured as an additional insured \\n2. Supplemental application required \\n3. Venues with more than 10 acres of vacant land must separately rate the land exposure. Refer to Vacant Land classification (49451)\\nProhibited: \\n1. Airline catering \\n2. Hired and/or Nonowned Auto Coverage \\n3. Off-shore catering exposures (gas and oil rigs, ships) \\n4. Valet services by the insureds employees at off-site locations in conjunction with a hall exposure\\nRequired Forms:\\nASIC-GL-0079, Total Liquor Exclusion; \\n\",\n \"IsoNotes\": \"\\nThis classification applies to premises operated by the insured for the purpose of hiring them to others for various functions such as parties or meetings. It does not apply to auditoriums, dance halls, exhibition buildings, sports arenas or theaters.\\nRestaurants operated by the insured shall be separately classified and rated.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"44276\",\n \"Description\": \"Halls - Other than Not-For-Profit\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\n1. Subcontractors must provide certificates of insurance with equal or greater than our insured, provide hold harmless in favor of our insured and name the insured as an additional insured.\\n2. Supplemental application required \\n3. Venues with more than 10 acres of vacant land must separately rate the land exposure. Refer to Vacant Land classification (49451)\\nProhibited: \\n1. Airline catering \\n2. Hired and/or Nonowned Auto Coverage \\n3. Off-shore catering exposures (gas and oil rigs, ships) \\n4. Valet services by the insureds employees at off-site locations in conjunction with a hall exposure\\nRequired Forms:\\nASIC-GL-0079, Total Liquor Exclusion;\\n\",\n \"IsoNotes\": \"\\nThis classification applies to premises operated by the insured for the purpose of hiring them to others for various functions such as parties or meetings. It does not apply to auditoriums, dance halls, exhibition buildings, sports arenas or theaters.\\nRestaurants operated by the insured shall be separately classified and rated.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"95625\",\n \"Description\": \"Handyperson\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\nSubmit:\\n1. Multiple named insureds and joint ventures\\n2. Work at gas, oil or chemical plants\\nProhibited:\\n1. Asbestos or hazardous waste removal by insured or subcontractors\\n2. Hired and/or Nonowned Auto Coverage\\n3. Fire and Water restoration operations\\n4. Mold and spore treatment or removal operations\\n5. Underpinning or soil stabilization operations\\nRequired Forms:\\nASIC-GL-0031, Continuing or Ongoing Damage Exclusion;\\nASIC-GL-0086, Injury to Worker Exclusion;\\nASIC-GL-0093, Exclusion - Chinese Drywall;\\nASIC-GL-0144, (IN only) Total Pollution Exclusion - Indiana;\\nCG 2149, Total Pollution Exclusion (except IN and LA);\\nCG 2165, (LA only) Total Pollution Exclusion (with exceptions);\\nCG 2279, Exclusion - Contractors- Professional Liability;\\nCoverage Options:\\n1. Contractors - Home Repair and Remodeling (ASIC-GL-0092) available at a $15,000 limit; charge 10% of the GL premium subject to $250 minimum premium. \\n2. Electronic Data Liability (CG0437) is available for limits of:\\n$10,000 = $100\\n$20,000 = $150\\n$50,000 = $200\",\n \"IsoNotes\": \"\\nThis classification applies to an insured who is hired to do a variety of miscellaneous work for others, usually involving minor repairs in a household environment. This may also include an insured licensed in a particular trade or trained as a professional artisan, provided the work performed is not related to the insured's trade or license.\\nThis classification does not apply to risks that do roofing work, other than incidental patching performed while on the premises in connection with other non-roofing work being performed at the same premises.\\nThis is an N.P.D. classification.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"13715\",\n \"Description\": \"Hardware and Tool Distributors\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\nSeparately class and rate retail sales, including internet retail sales, that exceed 20% of gross sales.\\nSubmit:\\n1. Installation, service or repair exposures\\n2. Manufacturers representatives\\nProhibited:\\n1. Assembling operations\\n2. Chinese drywall\\n3. Contractors equipment\\n4. Foreign Products (refer to appropriate manufacturing class)\\n5. Hired and/or Nonowned Auto Coverage\\n6. Importers\\n7. Industrial valves and fittings\\n8. Manufacturers as additional insureds\\n9. Products manufactured/designed by or for the insured\\n10. Mixing or blending of products\\n11. Relabeling or repackaging of products \\n12. Sale of used products\\n\\nRequired Forms:\\nASIC-GL-0093, Exclusion - Chinese Drywall;\\nASIC-GL-0087, Scheduled Products Exclusion;\\nCoverage Options:\\nContractors Home Repair and Remodeling (ASIC-GL-0092) $15,000 limit available for 10% of the GL premium subject to $250 minimum premium.\\n\",\n \"IsoNotes\": \"\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"13716\",\n \"Description\": \"Hardware Stores\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\nSubmit:\\nFireworks sales\\nProhibited:\\n1. Ammunition reloading\\n2. Gun repair\\n3. Gun sales in excess of 15% of total sales\\n4. Sale of electronic/vapor cigarettes and /or liquids or vapors for same in excess of 15% of gross receipts\\n5. Sale of marijuana/cannabis or products containing marijuana/cannabis\\n6. Welding rod sales exceeding 25% of total sales\\n7. Welding supply stores \\nRequired Forms:\\nASIC-GL-0093, Exclusion - Chinese Drywall;\\nASIC-GL-0097, Tobacco or Nicotine Products Health Hazard Exclusion\\nCoverage Options:\\n1. Electronic Data Liability (CG 0437) is available for limits of:\\n$10,000 = $100\\n$20,000 = $150\\n$50,000 = $200\\n2. Contractors - Home Repair and Remodeling (ASIC-GL-0092) available at a $15,000 limit; charge 10% of the GL premium subject to $250 minimum premium. .\\n\",\n \"IsoNotes\": \"\\nThis classification includes the incidental sales of home improvement products and building supplies other than lumber.\\nInstallation, repair or other services performed for customers away from the insured's premises shall be classified and rated under an appropriate \\\"Contractor\\\" classification.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"95630\",\n \"Description\": \"Hazardous Material Contractors\",\n \"Authority\": \"P/P\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\\nThis classification applies only to risks engaged in removal, replacement, repair, enclosure or encapsulation of any material from a building or structure because the material is harmful to human health.\\nUse Hazardous Material Contractors Endorsement CG 22 78.\\nThis classification does not apply to any risk specializing in waste management or engaged in testing, monitoring, cleaning, removing, containing, treating, detoxifying or neutralizing pollutants at any waste storage, disposal, treatment or dump site.\\nThe following operations shall be separately classified and rated:\\n- Debris removal at a construction site\\n- Installation of insulation of any kind\\n- Salvage\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"44428\",\n \"Description\": \"Health Care Facilities - alcohol and drug - Not-For-Profit\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \" \\nSubmit: \\nPhysician Owned Facilities\\nProhibited:\\n1. Birth controls, pregnancy, abortion or counseling clinics\\n2. Court ordered placements\\n3. Detoxification facilities\\n4. Foster homes\\n5. Health care clinics\\n6. Hospice facilities\\n7. Hostels\\n8. Infusion therapy \\n9. Methadone or other drugs used as a part of treatment \\n10. Permanent housing for the developmentally or mentally disabled \\n11. Physical therapy \\n12. Physican employed or contracted on staff \\n13. Psychiatric institutions \\n14. Prisoners on rehabilitation or work release programs \\n15. Swimming Pool not in compliance with the Virginia Graeme Baker Pool and Spa Safety Act\\nRequired Forms:\\nASIC-GL-0053, Fungi or Bacteria Exclusion (required if ASIC-GL-0024 is attached to the policy); \\nASIC-GL-0074, Sexual and/or Physical Abuse Exclusion; \\n\\nCG 2116, Exclusion- Designated Professional Services (indicate Any and all professional exposures);\\nCoverage Options: \\n1. Errors and Omissions Coverage (ASIC-GL-0024) is included at limits equal to the General Liability limit (If ASIC-GL-0024 is NOT selected, then Exclusion- Designated Professional Services (CG 2116) is required). \\n2. Sexual and/or Physical Abuse (ASIC-GL-0077) included at $25,000/$50,000 limits. Increased limits of $50,000/$100,000 available for a $155 flat charge (If ASIC-GL-0077 is NOT selected, then Sexual and/or Physical Abuse Exclusion (ASIC-GL-0074) is required). \\n\",\n \"IsoNotes\": \"\\nThis classification applies to risks with regular bed and board facilities to which patients are admitted on a voluntary basis for inpatient treatment.\\nDwelling for private residence shall be separately classified and rated. Staff quarters whether or not located on the same premises shall be separately classified and rated as \\\"Apartments\\\".\\nProfessional services are excluded. Use Exclusion - Services Furnished By Health Care Providers Endorsement CG 22 44.\\nIf professional liability coverage is desired classify and rate in accordance with the Professional Liability Division.\\nCoverage does not apply to medical payments to patients. Use Exclusion - Medical Payments Coverage (Inmates, Patients Or Prisoners) Endorsement CG 22 52.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"44427\",\n \"Description\": \"Health Care Facilities - alcohol and drug - Other than Not- For-Profit\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \" \\nSubmit: \\nPhysician Owned Facilities\\nProhibited:\\n1. Birth controls, pregnancy, abortion or counseling clinics\\n2. Court ordered placements\\n3. Detoxification facilities\\n4. Foster homes\\n5. Health care clinics\\n6. Hospice facilities\\n7. Hostels\\n8. Infusion therapy \\n9. Methadone or other drugs used as a part of treatment \\n10. Permanent housing for the developmentally or mentally disabled \\n11. Physical therapy \\n12. Physican employed or contracted on staff \\n13. Psychiatric institutions \\n14. Prisoners on rehabilitation or work release programs \\n15. Swimming Pool not in compliance with the Virginia Graeme Baker Pool and Spa Safety Act\\nRequired Forms:\\nASIC-GL-0053, Fungi or Bacteria Exclusion (required if ASIC-GL-0024 is attached to the policy); \\n\\n\\nLIABILITY (continued)\\nASIC-GL-0074, Sexual and/or Physical Abuse Exclusion; \\nCG 2116, Exclusion- Designated Professional Services (indicate Any and all professional exposures);\\nCoverage Options: \\n1. Errors and Omissions Coverage (ASIC-GL-0024) is included at limits equal to the General Liability limit (If ASIC-GL-0024 is NOT selected, then Exclusion- Designated Professional Services (CG 2116) is required). \\n2. Sexual and/or Physical Abuse (ASIC-GL-0077) included at $25,000/$50,000 limits. Increased limits of $50,000/$100,000 available for a $155 flat charge (If ASIC-GL-0077 is NOT selected, then Sexual and/or Physical Abuse Exclusion (ASIC-GL-0074) is required). \\n\",\n \"IsoNotes\": \"\\nThis classification applies to risks with regular bed and board facilities to which patients are admitted on a voluntary basis for inpatient treatment.\\nDwelling for private residence shall be separately classified and rated. Staff quarters whether or not located on the same premises shall be separately classified and rated as \\\"Apartments\\\".\\nProfessional services are excluded. Use Exclusion - Services Furnished By Health Care Providers Endorsement CG 22 44.\\nIf professional liability coverage is desired classify and rate in accordance with the Professional Liability Division.\\nCoverage does not apply to medical payments to patients. Use Exclusion - Medical Payments Coverage (Inmates, Patients Or Prisoners) Endorsement CG 22 52.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"44440\",\n \"Description\": \"Health Care Facilities - clinics, dispensaries or infirmaries treating out- patients only - no regular bed and board facilities \",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \" \\nSubmit: \\nPhysician Owned Facilities\\nProhibited:\\n1. Birth controls, pregnancy, abortion or counseling clinics\\n2. Court ordered placements\\n3. Detoxification facilities\\n4. Foster homes\\n5. Health care clinics\\n6. Hospice facilities\\n7. Hostels\\n8. Infusion therapy \\n9. Methadone or other drugs used as a part of treatment \\n10. Permanent housing for the developmentally or mentally disabled \\n11. Physical therapy \\n12. Physican employed or contracted on staff \\n13. Psychiatric institutions \\n14. Prisoners on rehabilitation or work release programs \\n15. Swimming Pool not in compliance with the Virginia Graeme Baker Pool and Spa Safety Act\\nRequired Forms:\\nASIC-GL-0074, Sexual and/or Physical Abuse Exclusion; \\n\\nCG 2116, Exclusion- Designated Professional Services (indicate Any and all professional exposures);\\nCoverage Options\\nSexual and/or Physical Abuse (ASIC-GL-0077) included at $25,000/$50,000 limits. Increased limits of $50,000/$100,000 available for a $155 flat charge (If ASIC-GL-0077 is NOT selected, then Sexual and/or Physical Abuse Exclusion (ASIC-GL-0074) is required). \\n\",\n \"IsoNotes\": \"\\nProfessional services are excluded. Use Exclusion - Services Furnished By Health Care Providers Endorsement CG 22 44.\\nIf professional liability coverage is desired classify and rate in accordance with the Professional Liability Division.\\nCoverage does not apply to medical payments to patients. Use Exclusion - Medical Payments Coverage (Inmates, Patients Or Prisoners) Endorsement CG 22 52.\\nThis classification applies to ambulatory or other health maintenance organizations.\\nThe following shall be separately classified and rated:\\n- Premises used for the private practice of physicians, as \\\"Medical Offices\\\"\\n- Dwellings for private residence\\n- Clinics, dispensaries or infirmaries operated by physicians as individuals or co-partners, as \\\"Medical Offices\\\"\\nStaff quarters whether or not located on the same premises shall be separately classified and rated as \\\"Apartments\\\".\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"44439\",\n \"Description\": \"Health Care Facilities - clinics, dispensaries or infirmaries treating outpatients only - no regular bed and board facilities - \",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \" \\nSubmit: \\nPhysician Owned Facilities\\nProhibited:\\n1. Birth controls, pregnancy, abortion or counseling clinics\\n2. Court ordered placements\\n3. Detoxification facilities\\n4. Foster homes\\n5. Health care clinics\\n6. Hospice facilities\\n7. Hostels\\n8. Infusion therapy \\n9. Methadone or other drugs used as a part of treatment \\n10. Permanent housing for the developmentally or mentally disabled \\n11. Physical Therapists (refer to Health or Exercise Clubs, 44311)\\n12. Physican employed or contracted on staff \\n13. Psychiatric institutions \\n14. Prisoners on rehabilitation or work release programs \\n15. Swimming Pool not in compliance with the Virginia Graeme Baker Pool and Spa Safety Act\\nRequired Forms:\\nASIC-GL-0074, Sexual and/or Physical Abuse Exclusion; \\n\\n\\nCG 2116, Exclusion- Designated Professional Services (indicate Any and all professional exposures);\\nCoverage Options: \\nSexual and/or Physical Abuse (ASIC-GL-0077) included at $25,000/$50,000 limits. Increased limits of $50,000/$100,000 available for a $155 flat charge (If ASIC-GL-0077 is NOT selected, then Sexual and/or Physical Abuse Exclusion (ASIC-GL-0074) is required). \",\n \"IsoNotes\": \"\\nProfessional services are excluded. Use Exclusion - Services Furnished By Health Care Providers Endorsement CG 22 44.\\nIf professional liability coverage is desired classify and rate in accordance with the Professional Liability Division.\\nCoverage does not apply to medical payments to patients. Use Exclusion - Medical Payments Coverage (Inmates, Patients Or Prisoners) Endorsement CG 22 52.\\nThis classification applies to ambulatory or other health maintenance organizations.\\nThe following shall be separately classified and rated:\\n- Premises used for the private practice of physicians, as \\\"Medical Offices\\\"\\n- Dwellings for private residence\\n- Clinics, dispensaries or infirmaries operated by physicians as individuals or co-partners, as \\\"Medical Offices\\\"\\nStaff quarters whether or not located on the same premises shall be separately classified and rated as \\\"Apartments\\\". \",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"44430\",\n \"Description\": \"Health Care Facilities - convalescent or nursing homes - not mental- psychopathic institutions - Not-For-Profit\",\n \"Authority\": \"P/P\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\\nDwelling for private residence shall be separately classified and rated. Staff quarters whether or not located on the same premises shall be separately classified and rated as \\\"Apartments\\\".\\nProfessional services are excluded. Use Exclusion - Services Furnished By Health Care Providers Endorsement CG 22 44.\\nIf professional liability coverage is desired classify and rate in accordance with the Professional Liability Division.\\nCoverage does not apply to medical payments to patients. Use Exclusion - Medical Payments Coverage (Inmates, Patients Or Prisoners) Endorsement CG 22 52.\\nThis classification does not apply to risks engaged in providing diagnostic, surgical and extensive medical services including surgical service. Risks providing these services shall be separately classified and rated.\\nFor premium computation purposes, \\\"gross sales\\\" shall include any governmental subsidies and any other charitable donations or contributions.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"44429\",\n \"Description\": \"Health Care Facilities - convalescent or nursing homes - not mental- psychopathic institutions - Other than Not- For-Profit\",\n \"Authority\": \"P/P\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\\nDwelling for private residence shall be separately classified and rated. Staff quarters whether or not located on the same premises shall be separately classified and rated as \\\"Apartments\\\".\\nProfessional services are excluded. Use Exclusion - Services Furnished By Health Care Providers Endorsement CG 22 44.\\nIf professional liability coverage is desired classify and rate in accordance with the Professional Liability Division.\\nCoverage does not apply to medical payments to patients. Use Exclusion - Medical Payments Coverage (Inmates, Patients Or Prisoners) Endorsement CG 22 52.\\nThis classification does not apply to risks engaged in providing diagnostic, surgical and extensive medical services including surgical service. Risks providing these services shall be separately classified and rated.\\nFor premium computation purposes, \\\"gross sales\\\" shall include any governmental subsidies and any other charitable donations or contributions.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"44432\",\n \"Description\": \"Health Care Facilities - homes for the aged -\\nNot-For-Profit\",\n \"Authority\": \"P/P\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\\nDwelling for private residence shall be separately classified and rated. Staff quarters whether or not located on the same premises shall be separately classified and rated as \\\"Apartments\\\".\\nProfessional services are excluded. Use Exclusion - Services Furnished By Health Care Providers Endorsement CG 22 44.\\nIf professional liability coverage is desired, classify and rate in accordance with the Professional Liability Division.\\nCoverage does not apply to medical payments to patients. Use Exclusion - Medical Payments Coverage (Inmates, Patients Or Prisoners) Endorsement CG 22 52.\\nFor premium computation purposes, \\\"gross sales\\\" shall include any governmental subsidies and any other charitable donations or contributions.\\nThis classification applies to residential facilities for the elderly with limited medical care.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"44431\",\n \"Description\": \"Health Care Facilities - homes for the aged - Other than Not- For-Profit\",\n \"Authority\": \"P/P\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\\nDwelling for private residence shall be separately classified and rated. Staff quarters whether or not located on the same premises shall be separately classified and rated as \\\"Apartments\\\".\\nProfessional services are excluded. Use Exclusion - Services Furnished By Health Care Providers Endorsement CG 22 44.\\nIf professional liability coverage is desired, classify and rate in accordance with the Professional Liability Division.\\nCoverage does not apply to medical payments to patients. Use Exclusion - Medical Payments Coverage (Inmates, Patients Or Prisoners) Endorsement CG 22 52.\\nFor premium computation purposes, \\\"gross sales\\\" shall include any governmental subsidies and any other charitable donations or contributions.\\nThis classification applies to residential facilities for the elderly with limited medical care.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"44434\",\n \"Description\": \"Health Care Facilities - homes for the physically handicapped or orphaned - Not- For-Profit\",\n \"Authority\": \"P/P\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\\nDwelling for private residence shall be separately classified and rated. Staff quarters whether or not located on the same premises shall be separately classified and rated as \\\"Apartments\\\".\\nProfessional services are excluded. Use Exclusion - Services Furnished By Health Care Providers Endorsement CG 22 44.\\nIf professional liability coverage is desired, classify and rate in accordance with the Professional Liability Division.\\nCoverage does not apply to medical payments to patients. Use Exclusion - Medical Payments Coverage (Inmates, Patients Or Prisoners) Endorsement CG 22 52.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"44433\",\n \"Description\": \"Health Care Facilities - homes for the physically handicapped or orphaned - Other than Not-For- Profit\",\n \"Authority\": \"P/P\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\\nDwelling for private residence shall be separately classified and rated. Staff quarters whether or not located on the same premises shall be separately classified and rated as \\\"Apartments\\\".\\nProfessional services are excluded. Use Exclusion - Services Furnished By Health Care Providers Endorsement CG 22 44.\\nIf professional liability coverage is desired, classify and rate in accordance with the Professional Liability Division.\\nCoverage does not apply to medical payments to patients. Use Exclusion - Medical Payments Coverage (Inmates, Patients Or Prisoners) Endorsement CG 22 52.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"44436\",\n \"Description\": \"Health Care Facilities - hospitals - Not- For-Profit\",\n \"Authority\": \"P/P\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\\nDwelling for private residence shall be separately classified and rated. Staff quarters whether or not located on the same premises shall be separately classified and rated as \\\"Apartments\\\".\\nProfessional services are excluded. Use Exclusion - Services Furnished By Health Care Providers Endorsement CG 22 44.\\nIf professional liability coverage is desired, classify and rate in accordance with the Professional Liability Division.\\nCoverage does not apply to medical payments to patients. Use Exclusion - Medical Payments Coverage (Inmates, Patients Or Prisoners) Endorsement CG 22 52.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"44435\",\n \"Description\": \"Health Care Facilities - hospitals - Other than Not-For- Profit\",\n \"Authority\": \"P/P\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\\nDwelling for private residence shall be separately classified and rated. Staff quarters whether or not located on the same premises shall be separately classified and rated as \\\"Apartments\\\".\\nProfessional services are excluded. Use Exclusion - Services Furnished By Health Care Providers Endorsement CG 22 44.\\nIf professional liability coverage is desired, classify and rate in accordance with the Professional Liability Division.\\nCoverage does not apply to medical payments to patients. Use Exclusion - Medical Payments Coverage (Inmates, Patients Or Prisoners) Endorsement CG 22 52.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"44438\",\n \"Description\": \"Health Care Facilities - mental- psychopathic institutions - Not-For-Profit\",\n \"Authority\": \"P/P\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\\nDwelling for private residence shall be separately classified and rated. Staff quarters whether or not located on the same premises shall be separately classified and rated as \\\"Apartments\\\".\\nProfessional services are excluded. Use Exclusion - Services Furnished By Health Care Providers Endorsement CG 22 44.\\nIf professional liability coverage is desired, classify and rate in accordance with the Professional Liability Division.\\nCoverage does not apply to medical payments to patients. Use Exclusion - Medical Payments Coverage (Inmates, Patients Or Prisoners) Endorsement CG 22 52.\\nThis classification applies to institutions primarily for the restraint and treatment of alcohol, drug, narcotic and mental cases.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"44437\",\n \"Description\": \"Health Care Facilities - mental- psychopathic institutions - Other than Not- For-Profit\",\n \"Authority\": \"P/P\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\\nDwelling for private residence shall be separately classified and rated. Staff quarters whether or not located on the same premises shall be separately classified and rated as \\\"Apartments\\\".\\nProfessional services are excluded. Use Exclusion - Services Furnished By Health Care Providers Endorsement CG 22 44.\\nIf professional liability coverage is desired, classify and rate in accordance with the Professional Liability Division.\\nCoverage does not apply to medical payments to patients. Use Exclusion - Medical Payments Coverage (Inmates, Patients Or Prisoners) Endorsement CG 22 52.\\nThis classification applies to institutions primarily for the restraint and treatment of alcohol, drug, narcotic and mental cases.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"44311\",\n \"Description\": \"Health or Exercise Clubs\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \" \\n1. Hold harmless clause should be included in membership agreements\\n2. Personal Trainers operating as contractors- refer to Home Health Care Services Other than Not-For-Profit classification (44501)\\n3. Racquet clubs refer to Racquet Sports and Handball Facilities - commercially operated classification (16670)\\nProhibited:\\n1. 24 hours gyms without key card access or security measures (video surveillance and/or panic buttons)\\n2. Blood analysis\\n3. Foam pits\\n4. Medical stress testing \\n5. Parkour exercise\\n6. Trampolines (other than mini trampolines)\\n7. Vitamin and supplement manufacturing \\n8. Weight loss (instruction, counseling and/or clinics)\\n \\nCredits and Surcharges: \\n24 hours gyms apply a 20% surcharge to the Premise and Prod/Co liability rates. Key card access to the facility and video surveillance and/or panic buttons must be present.\\nRequired Forms:\\nASIC-GL-0053, Fungi or Bacteria Exclusion (required if ASIC-GL-0024 is attached to the policy); \\nASIC-GL-0062, Communicable Disease Exclusion; \\nASIC-GL-0064, Exclusion- Cancer; \\nASIC-GL-0074, Sexual and/or Physical Abuse Exclusion; \\nCG 2116, Exclusion- Designated Professional Services (indicate Any and all professional exposures);\\nCoverage Options:\\n1. Errors and Omissions Coverage (ASIC-GL-0024) is included at limits equal to the General Liability limit (If ASIC-GL-0024 is NOT selected, then Exclusion- Designated Professional Services (CG 2116) is required). \\n2. Sexual and/or Physical Abuse (ASIC-GL-0077) included at $25,000/$50,000 limits. Increased limits of $50,000/$100,000 available for a $125 flat charge (If ASIC-GL-0077 is NOT selected, then Sexual and/or Physical Abuse Exclusion (ASIC-GL-0074) is required). \\n\",\n \"IsoNotes\": \"\\nProfessional services are excluded. Use Professional Liability Exclusion - Health Or Exercise Clubs Or Commercially Operated Health Or Exercise Facilities Endorsement CG 22 76.\\nThe sale of used exercise equipment shall be separately classified and rated.\\nThis classification includes clubs that permit non-members to use the facilities on a limited basis.\\nFor premium computation purposes, do not include one time initiation fees in gross sales.\\nThis classification applies only to clubs which charge a membership fee to join, may assess fees to cover expenses and/or liabilities, and provide that members oversee activities or elect directors, officers or management.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"44315\",\n \"Description\": \"Health or Exercise Facilities - commercially operated\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \" \\n1. Hold harmless clause should be included in membership agreements\\n2. Personal Trainers operating as contractors- refer to Home Health Care Services Other than Not-For-Profit classification (44501)\\n3. Physcial Therapists refer to Health Care Facilities - clinics, dispensaries or infirmaries treating out- patients only - no regular bed and board facilities - Other than Not- For-Profit classification (44439)\\n4. Racquet clubs refer to Racquet Sports and Handball Facilities - commercially operated classification (16670)\\nProhibited:\\n1. 24 hours gyms without key card access or security measures (video surveillance and/or panic buttons)\\n2. Blood analysis\\n3. Convalescent/nursing/adult living facilities- therapy work within\\n4. Foam pits\\n5. Medical stress testing \\n6. Parkour exercise\\n7. Trampolines (other than mini trampolines)\\n8. Vitamin and supplement manufacturing \\n9. Weight loss (instruction, counseling and/or clinics)\\n\\nCredits and Surcharges: \\n24 hours gyms apply a 20% surcharge to the Premise and Prod/Co liability rates. Key card access to the facility and video surveillance and/or panic buttons must be present.\\nRequired Forms:\\nASIC-GL-0053, Fungi or Bacteria Exclusion (required if ASIC-GL-0024 is attached to the policy); \\nASIC-GL-0062, Communicable Disease Exclusion; \\nASIC-GL-0064, Exclusion- Cancer; \\nASIC-GL-0074, Sexual and/or Physical Abuse Exclusion; \\nCG 2116, Exclusion- Designated Professional Services (indicate Any and all professional exposures);\\nCoverage Options:\\n1. Errors and Omissions Coverage (ASIC-GL-0024) is included at limits equal to the General Liability limit (If ASIC-GL-0024 is NOT selected, then Exclusion- Designated Professional Services (CG 2116) is required). \\n2. Sexual and/or Physical Abuse (ASIC-GL-0077) included at $25,000/$50,000 limits. Increased limits of $50,000/$100,000 available for a $125 flat charge (If ASIC-GL-0077 is NOT selected, then Sexual and/or Physical Abuse Exclusion (ASIC-GL-0074) is required). \\n\\n\\n \",\n \"IsoNotes\": \"\\nThis classification applies to any health or exercise facility open to the general public.\\nThis classification does not apply to \\\"Health or Exercise Clubs\\\".\\nProfessional services are excluded. Use Professional Liability Exclusion - Health Or Exercise Clubs Or Commercially Operated Health Or Exercise Facilities Endorsement CG 22 76.\\nThe following shall be separately classified and rated:\\n- Sales of used exercise equipment\\n- Sales of sporting goods\\n- Restaurants and refreshment stands\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"13720\",\n \"Description\": \"Health or Natural Food Stores\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\nProhibited: \\nManufacturing or selling under insured's own label (including any food or beverage supplements, including vitamins).\\nRequired Forms:\\nCG 2116, Exclusion- Designated Professional Services; \",\n \"IsoNotes\": \"\\nThis classification applies to risks specializing in selling health, nutrition or diet related products, such as low fat, or low or no salt, food or drinks; vitamins; minerals; amino acids; exotic fruit or plant juices; honey or honey-related products; herbs or herb-related products and dietary supplements of any kind.\\nThis classification does not apply to the incidental sales of these types of products by any retail establishment which is assignable to another classification. Incidental sales of such products is included in the governing classification of such retail establishment.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"13759\",\n \"Description\": \"Hearing Aid Stores\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\\nProducts coverage under this classification includes professional coverage. Use Optical And Hearing Aid Establishments Endorsement CG 22 65.\\nIf products coverage is not provided, use Exclusion - Products and Professional Services (Optical And Hearing Aid Establishments) Endorsement CG 22 37.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"55011\",\n \"Description\": \"Heating Equipment Mfg. - electric\",\n \"Authority\": \"P/P\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\\nInstallation, servicing or repair shall be separately classified and rated.\\nThis classification includes combined heating and air conditioning equipment manufacturing.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"55012\",\n \"Description\": \"Heating Equipment Mfg. - fuel oil or kerosene\",\n \"Authority\": \"P/P\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\\nInstallation, servicing or repair shall be separately classified and rated.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"55013\",\n \"Description\": \"Heating Equipment Mfg. - gas or liquefied petroleum gas\",\n \"Authority\": \"P/P\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\\nInstallation, servicing or repair shall be separately classified and rated.\\nThis classification includes combined heating and air conditioning equipment manufacturing.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"13930\",\n \"Description\": \"Heating or Combined Heating and Air Conditioning Equipment - dealers or distributors only\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\\nThis classification only applies to risks engaged in sales of heating or combined heating and air conditioning equipment of all types regardless of their energy source.\\nThis classification does not apply to risks engaged in:\\n- Sales and installation, servicing or repair\\n- Installation, servicing or repair only\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"95647\",\n \"Description\": \"Heating or Combined Heating and Air Conditioning Systems or Equipment - dealers or distributors and installation, servicing or r\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\nResidential boiler operations refer to Plumbing (98483).\\nSubmit:\\n1. Condominiums or townhouses operations\\n2. Fireplace inserts and wood or pellet stove installation\\n3. Gas, oil or chemical plant operations\\n4. Multiple named insureds and joint ventures\\nProhibited:\\n1. Commercial boiler inspection\\n2. Asbestos or hazardous waste removal by insured or subcontractors\\n3. Hired and/or Nonowned Auto Coverage\\n4. Fire and Water restoration operations\\n5. Mold and spore treatment or removal operations\\n6. Underpinning or soil stabilization operations\\nRequired Forms:\\nASIC-GL-0031, Continuing or Ongoing Damage Exclusion;\\nASIC-GL-0086, Injury to Worker Exclusion;\\nASIC-GL-0101, Earth or Land Movement Exclusion;\\nASIC-GL-0144, (IN only) Total Pollution Exclusion - Indiana;\\nCG 2149, Total Pollution Exclusion (except IN and LA);\\nCG 2154, Exclusion - Designated Operations Covered by a Consolidated (Wrap-Up) Insurance Program (indicate: All operations covered by a consolidated wrap-up insurance program);\\nCG 2165, (LA only) Total Pollution Exclusion (with exceptions);\\nCG 2279, Exclusion - Contractors- Professional Liability;\\n\\nCoverage Options:\\n1. Contractors - Home Repair and Remodeling (ASIC-GL-0092) available at a $15,000 limit; charge 10% of the GL premium subject to $250 minimum premium. \\n2. Electronic Data Liability (CG0437) is available for limits of:\\n$10,000 = $100\\n$20,000 = $150\\n$50,000 = $200\\n\",\n \"IsoNotes\": \"\\nThis classification includes:\\n- The sales and installation of ducts and piping\\n- Shop and display rooms\\nThis classification applies to risks engaged in:\\n- Sales and installation, servicing or repair of heating or combined heating and air conditioning systems or equipment excluding any equipment using LPG as an energy source\\n- Installation, servicing or repair of heating or combined heating and air conditioning systems or equipment excluding any equipment using LPG as an energy source\\nThis classification does not apply to risks engaged in:\\n- Sales and installation, servicing or repair of any equipment using LPG as an energy source\\n- Installation, servicing or repair of any equipment using LPG as an energy source\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"95648\",\n \"Description\": \"Heating or Combined Heating and Air Conditioning Systems or Equipment - dealers, distributors and installation, servicing or rep\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\nResidential boiler operations refer to Plumbing classification (98483).\\nSubmit:\\n1. Operations for condominiums or townhouses\\n2. Fireplace inserts and wood or pellet stove installation\\n3. Gas, oil or chemical plant operations \\n4. Multiple named insureds and joint ventures\\nProhibited:\\n1. Commercial boiler inspection\\n2. Asbestos or hazardous waste removal by insured or subcontractors\\n3. Hired and/or Nonowned Auto Coverage\\n4. Fire and Water restoration operations\\n5. Mold and spore treatment or removal operations\\n6. Underpinning or soil stabilization operations\\nRequired Forms:\\nASIC-GL-0031, Continuing or Ongoing Damage Exclusion;\\nASIC-GL-0086, Injury to Worker Exclusion;\\nASIC-GL-0101, Earth or Land Movement Exclusion;\\nASIC-GL-0144, (IN only) Total Pollution Exclusion - Indiana;\\nCG 2149, Total Pollution Exclusion (except IN and LA);\\nCG 2154, Exclusion - Designated Operations Covered by a Consolidated (Wrap-Up) Insurance Program (indicate: All operations covered by a consolidated wrap-up insurance program);\\nCG 2165, (LA only) Total Pollution Exclusion (with exceptions);\\nCG 2279, Exclusion - Contractors- Professional Liability;\\n\\nELPS:\\nELP - Prem Ops:\\nAll states except LA - 7.95;\\nLA - 32.60\\nELP - Products:\\nAll states except LA - 7.12;\\nLA - 29.20\\nCoverage Options:\\n1. Contractors - Home Repair and Remodeling (ASIC-GL-0092) available at a $15,000 limit; charge 10% of the GL premium subject to $250 minimum premium. \\n2. Electronic Data Liability (CG0437) is available for limits of:\\n$10,000 = $100\\n$20,000 = $150\\n$50,000 = $200\\n\",\n \"IsoNotes\": \"\\nThis classification includes:\\n- The sales and installation of ducts and piping\\n- Shop and display rooms\\nThis classification applies to risks who are engaged in:\\n- Sales and installation, servicing or repair of heating or combined heating and air conditioning systems or equipment if any such system or equipment uses LPG as an energy source\\n- Installation, servicing or repair of heating or combined heating and air conditioning systems or equipment if any such system or equipment uses LPG as an energy source\\nThis classification does not apply to risks engaged in the sales and installation, servicing or repair of heating or combined heating and air conditioning systems or equipment if none of such systems or equipment uses LPG as an energy source.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"52343\",\n \"Description\": \"Herbal Supplements Mfg. (Rated as Drug, Medicine or Pharmaceutical Preparations Mfg.)*\",\n \"Authority\": \"P/P\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"14068\",\n \"Description\": \"Hide Dealers and Distributors - raw\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\\nThe sale of furs or pelts shall be separately classified and rated.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"14101\",\n \"Description\": \"Hobby, Craft or Artists' Supply Stores\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\nProhibited:\\n1. Sale of electronic/vapor cigarettes and /or liquids or vapors for same in excess of 15% of gross receipts\\n2. Sale of marijuana/cannabis or products containing marijuana/cannabis\\nRequired Forms:\\nASIC-GL-0079, Total Liquor Liability Exclusion (required for risks with classes that allow customers to bring own alcoholic beverages);\\nASIC-GL-0097, Tobacco or Nicotine Products Health Hazard Exclusion;\\nCoverage Options:\\nElectronic Data Liability (CG0437) available for limits of:\\n$10,000 = $100\\n$20,000 = $150\\n$50,000 = $200\\n\",\n \"IsoNotes\": \"\\nThis classification applies to stores selling such items as yarns, embroidery floss, model cars, trains and airplanes, dolls and dollhouses.\\nThis classification includes incidental instruction or classes for customers.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"44500\",\n \"Description\": \"Home Health Care Services - Not- For-Profit only\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\n1. Auto coverage must be in place with limits equal or greater than General Liability limits if any Professional non-emergency/miscellaneous transportation services are provided. \\n2. Independent contractors in excess of 50% of the workforce should maintain separate liability coverage with the insured listed as AI. If unable to provide, rate subcontractors as employees. \\n3. Rental or Sales of Medical Equipment or Supplies, refer to Medical, Hospital, and Surgical Equipment and supplies- Rented to Others classification (15300 or 15314) \\nProhibited: \\n1. 15% or more of insureds gross receipts for Professional non-emergency/miscellaneous transportation services \\n2. Birth or postpartum doulas \\n3. Child/Elder care in owned, leased, or rented premise \\n4. Emergency Transportation Services \\n5. Employed or contracted nurse practitioners and/or physicians \\n6. Foster care placement \\n7. Hired and/or Nonowned Auto Coverage\\n8. Medical marijuana caregivers \\n9. Midwives \\n10. Services to Hospitals, clinics, hospice, Physicians office, convalescent/nursing/adult living facilities, jails/prisons, or detention centers. (if employed directly by the patient, then acceptable.) \\n\\n11. Subcontractors are paid by the client/patient rather than the insured\\n12. Uninsured independent contractors \\nRequired Forms:\\nASIC-GL-0053, Fungi or Bacteria Exclusion (required if ASIC-GL-0024 is attached to the policy); \\nASIC-GL-0062, Communicable Disease Exclusion; \\nASIC-GL-0074, Sexual and/or Physical Abuse Exclusion; \\nASIC-GL-0102, Physicians, Surgeons, Psychiatrists and Paramedics Exclusions;\\nASIC-GL-0126, Exclusion of Bodily Injury to Passengers;\\nCG 2116, Exclusion- Designated Professional Services (indicate Any and all professional exposures);\\nCG 2244, Exclusion- Services Furnished by Healthcare providers;\\nCoverage Options:\\n1. Errors and Omissions Coverage (ASIC-GL-0024) is included at limits equal to the General Liability limit (If ASIC-GL-0024 is NOT selected, then Exclusion- Designated Professional Services (CG 2116) is required). \\n2. Sexual and/or Physical Abuse (ASIC-GL-0077) included at $25,000/$50,000 limits. Increased limits of $50,000/$100,000 available for a $155 flat charge (If ASIC-GL-0077 is NOT selected, then Sexual and/or Physical Abuse Exclusion (ASIC-GL-0074) is required). \\n\\n\",\n \"IsoNotes\": \"\\nThis classification only applies to health care services provided by qualified medical professionals, such as registered nurses, in patients' homes. Health care services provided by the insured at the insured's own premises shall be classified and rated under an appropriate \\\"Health Care Facilities\\\" classification or as \\\"Medical Offices\\\".\\nProfessional services are excluded. Use Exclusion - Services Furnished By Health Care Providers Endorsement CG 22 44. If professional liability coverage is desired, refer to company.\\nFor premium computation purposes, payroll shall be limited to those employees who actually perform health care services in patients' homes.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"44501\",\n \"Description\": \"Home Health Care Services - Other than Not-For- Profit\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\n1. Auto coverage must be in place with limits equal or greater than General Liability limits if any Professional non-emergency/miscellaneous transportation services are provided. \\n2. Independent contractors in excess of 50% of the workforce should maintain separate liability coverage with the insured listed as AI. If unable to provide, rate subcontractors as employees. \\n3. Rental or Sales of Medical Equipment or Supplies, refer to Medical, Hospital, and Surgical Equipment and supplies- Rented to Others classification (15300 or 15314) \\n4. Supplemental application required\\nProhibited: \\n1. 15% or more of insureds gross receipts for Professional non-emergency/miscellaneous transportation services \\n2. Birth or postpartum doulas \\n3. Child/Elder care in owned, leased, or rented premise \\n4. Emergency Transportation Services \\n5. Employed or contracted nurse practitioners and/or physicians \\n6. Foster care placement \\n7. Hired and/or Nonowned Auto Coverage\\n8. Medical marijuana caregivers \\n9. Midwives \\n10. Services to Hospitals, clinics, hospice, Physicians office, convalescent/nursing/adult living facilities, jails/prisons, or detention centers. (if employed directly by the patient, then acceptable.) \\n\\n11. Subcontractors are paid by the client/patient rather than the insured\\n12. Uninsured independent contractors \\nRequired Forms:\\nASIC-GL-0053, Fungi or Bacteria Exclusion (required if ASIC-GL-0024 is attached to the policy); \\nASIC-GL-0062, Communicable Disease Exclusion; \\nASIC-GL-0074, Sexual and/or Physical Abuse Exclusion; \\nASIC-GL-0102, Physicians, Surgeons, Psychiatrists and Paramedics Exclusions;\\nASIC-GL-0126, Exclusion of Bodily Injury to Passengers;\\nCG 2116, Exclusion- Designated Professional Services (indicate Any and all professional exposures);\\nCG 2244, Exclusion- Services Furnished by Healthcare providers;\\nCoverage Options:\\n1. Errors and Omissions Coverage (ASIC-GL-0024) is included at limits equal to the General Liability limit (If ASIC-GL-0024 is NOT selected, then Exclusion- Designated Professional Services (CG 2116) is required). \\n2. Sexual and/or Physical Abuse (ASIC-GL-0077) included at $25,000/$50,000 limits. Increased limits of $50,000/$100,000 available for a $155 flat charge (If ASIC-GL-0077 is NOT selected, then Sexual and/or Physical Abuse Exclusion (ASIC-GL-0074) is required). \\nEXCESS \\nRequired Forms:\\nASIC-XL-0028, Communicable Disease Exclusion; \\nASIC-XL-0033, Physicians, Surgeons, Psychiatrists and Paramedics Professional Liability Exclusion; ASIC-XL-0036, Abuse or Molestation Exclusion; \\nASIC-XL-0047, NonOwned Auto and Hired Auto Liability Exclusion; \\nASIC-XL-0053, Marijuana/Cannabis Liability Exclusion; \",\n \"IsoNotes\": \"\\nThis classification only applies to health care services provided by qualified medical professionals, such as registered nurses, in patients' homes. Health care services provided by the insured at the insured's own premises shall be classified and rated under an appropriate \\\"Health Care Facilities\\\" classification or as \\\"Medical Offices\\\".\\nProfessional services are excluded. Use Exclusion - Services Furnished By Health Care Providers Endorsement CG 22 44. If professional liability coverage is desired, refer to company.\\nFor premium computation purposes, payroll shall be limited to those employees who actually perform health care services in patients' homes.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"14279\",\n \"Description\": \"Home Improvement Stores\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\nSubmit:\\nFireworks sales\\nProhibited:\\n1. Ammunition reloading\\n2. Gun repair\\n3. Gun sales in excess of 15% of total sales\\n4. Sale of electronic/vapor cigarettes and /or liquids or vapors for same in excess of 15% of gross receipts\\n5. Sale of marijuana/cannabis or products containing marijuana/cannabis\\n6. Welding rod sales exceeding 25% of total sales\\nRequired Forms:\\nASIC-GL-0093, Exclusion - Chinese Drywall;\\nASIC-GL-0097, Tobacco or Nicotine Products Health Hazard Exclusion\\nCoverage Options:\\n1. Electronic Data Liability (CG0437) available for limits of:\\n$10,000 = $100\\n$20,000 = $150\\n$50,000 = $200\\n2. Contractors - Home Repair and Remodeling (ASIC-GL-0092) available at a $15,000 limit; charge 10% of the GL premium subject to $250 minimum premium. \\n\",\n \"IsoNotes\": \"\\nThis classification is applicable to risks whose operations include the sale of building materials, hardware, appliances, automobile parts and accessories, plumbing supplies, paints, tools, lighting fixtures, gardening supplies, etc.\\nThis classification includes incidental lumberyard operations.\\nThe following shall be separately classified and rated:\\n- Renting of equipment and appliances\\n- Installation work\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"47367\",\n \"Description\": \"Homemaker Aides #\\n(Rated as Sales or Service Organizations - 47367)\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\n1. Auto coverage must be in place with limits equal or greater than General Liability limits if any Professional non-emergency/miscellaneous transportation services are provided. \\n2. Independent contractors in excess of 50% of the workforce should maintain separate liability coverage with the insured listed as AI. If unable to provide, rate subcontractors as employees. \\n3. Rental or Sales of Medical Equipment or Supplies, refer to Medical, Hospital, and Surgical Equipment and supplies- Rented to Others classification (15300 or 15314) \\nProhibited: \\n1. 15% or more of insureds gross receipts for Professional non-emergency/miscellaneous transportation services \\n2. Birth or postpartum doulas \\n3. Child/Elder care in owned, leased, or rented premise \\n4. Emergency Transportation Services \\n5. Employed or contracted nurse practitioners and/or physicians \\n6. Foster care placement \\n7. Hired and/or Nonowned Auto Coverage\\n8. Medical marijuana caregivers \\n9. Midwives \\n10. Services to Hospitals, clinics, hospice, Physicians office, convalescent/nursing/adult living facilities, jails/prisons, or detention centers. (if employed directly by the patient, then acceptable.) \\nLIABILITY (continued)\\n11. Subcontractors are paid by the client/patient rather than the insured\\n12. Uninsured independent contractors \\nRequired Forms:\\nASIC-GL-0045, Marijuana/Cannabis Liability Exclusion;\\nASIC-GL-0053, Fungi or Bacteria Exclusion (required if ASIC-GL-0024 is attached to the policy); \\nASIC-GL-0062, Communicable Disease Exclusion; \\nASIC-GL-0074, Sexual and/or Physical Abuse Exclusion; \\nASIC-GL-0102, Physicians, Surgeons, Psychiatrists and Paramedics Exclusions;\\nASIC-GL-0126, Exclusion of Bodily Injury to Passengers;\\nCG 2116, Exclusion- Designated Professional Services (indicate Any and all professional exposures);\\nCG 2244, Exclusion- Services Furnished by Healthcare providers;\\nCoverage Options:\\n1. Errors and Omissions Coverage (ASIC-GL-0024) is included at limits equal to the General Liability limit (If ASIC-GL-0024 is NOT selected, then Exclusion- Designated Professional Services (CG 2116) is required). \\n2. Sexual and/or Physical Abuse (ASIC-GL-0077) included at $25,000/$50,000 limits. Increased limits of $50,000/$100,000 available for a $155 flat charge (If ASIC-GL-0077 is NOT selected, then Sexual and/or Physical Abuse Exclusion (ASIC-GL-0074) is required). \\n\",\n \"IsoNotes\": \"\\nThis classification applies only to risks the majority of whose employees are chiefly engaged away from premises owned, rented or controlled by the insured as (1) salespersons, canvassers or (2) employees furnished at a charge to perform services for others, namely clerical office employees, collectors, messengers, draftspersons, auditors, accountants and models.\\nFor premium computation purposes, payroll is limited to such employees only. Do not include the payroll of employees engaged principally in inside activities at the insured premises.\\nThe following types of firms shall be separately classified and rated:\\n- Architectural\\n- Engineering\\n- Legal\\n- Medical\\n- Computer consulting\\n- Consulting\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"41670\",\n \"Description\": \"Homeowner Association - single family #\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\n1. Commercial condominiums refer to classifications (62000, 62001, 62002)\\n2. Subcontracted work refer to classification (91591)\\n3. Supplemental application required \\n4. Swimming Pools refer to classification (48925) \\nProhibited:\\n1. Associations not fully developed\\n2. Swimming pools not in compliance with the Virginia Graeme Baker Pool and Spa Safety Act \\n3. Unfenced pools and/or pool without self-latching gates\\nRequired Forms:\\nASIC-GL-0151, Cross Liability Exclusion;\\nASIC-GL-0031, Continuing or Ongoing Damage Exclusion; \\nASIC-GL-0099, Exclusion- Athletic or Sports Participants; \\nCG 2002, Additional Insured-Club Members;\\nCoverage Options: \\nLimited Participant Coverage (ASIC-GL-0082) is available at $25,000/$50,000 limits for a $200 flat charge (do not attach ASIC-GL-0099 with ASIC-GL-0082).\\n\",\n \"IsoNotes\": \"\\nClub members are included as additional insureds. Use Additional Insured - Club Members Endorsement CG 20 02.\\nThis classification includes clubs and organizations such as: Advertising, Business and Professional Women's lodges, Civitan, Exchange, Fraternities or Sororities, Kiwanis, Lions, Optimist, Rotary and Round Table which hire or rent premises only for specified days for meeting purposes.\\nThe following shall be separately classified and rated:\\n- Activities conducted by the insured to which the public is admitted for an admission charge\\n- Buildings or premises, other than offices, owned by or rented to the insured, except premises hired or rented only for specified days for meeting purposes\\n- Premises occupied by the insured for purposes other than meetings of members and guests\\nBasis of premium is each member.\\nThis classification applies only to clubs which charge a membership fee to join, may assess fees to cover expenses and/or liabilities, and provide that members oversee activities or elect directors, officers or management.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"55214\",\n \"Description\": \"Hone, Oilstone or Whetstone Mfg.\",\n \"Authority\": \"P/P\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\\nQuarrying shall be separately classified and rated.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"55371\",\n \"Description\": \"Honey Extracting\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\nSubmit:\\n1. Limited Product Withdrawal Expense Endorsement limits in excess of $7,500\\n2. Recall of products- Voluntary or involuntary\\nProhibited:\\n1. Baby food \\n2. (FSIS)- Food Safety and Inspection Service - Risks subject to but not approved for operation under either the Food Safety and Inspection Service (FSIS) under the jurisdiction of USDA or by an equivalent state or federal regulation and inspection program\\n3. Herbal supplements and vitamins\\n4. Marijuana/cannabis\\nRequired Forms:\\nASIC-GL-0045, Marijuana/Cannabis Liability Exclusion;\\nASIC-GL-0054, Specified Products Liability (required if Products Liability provided);\\nCoverage Options:\\nLimited Product Withdrawal Expense Endorsement (CG0436) available for $7,500 aggregate limit at no additional charge. Indicate \\\"0\\\" for Deductible Amount and Participation Percentage. For the Cut-off Date, indicate the inception date of the first Ategrity policy with continuous renewal coverage with Ategrity to current policy.\\n\",\n \"IsoNotes\": \"\\nThis classification includes apiaries.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"40046\",\n \"Description\": \"Horse Drawn Carriages or Sleds\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\\nThis classification includes saddle animals owned or used by the insured or rented to others by or through the agency of the insured, in connection with camps, hotels (Lessor's risk only), motels, motor courts, parks, riding academies, riding or other clubs and trailer camps. It is available only when concurrent liability insurance for premises/operations is carried in the same company.\\nUse Additional Insured - Users Of Teams, Draft Or Saddle Animals Endorsement CG 20 14.\\nCoverage does not apply to medical payments. Use Exclusion - Coverage C - Medical Payments Endorsement CG 21 35.\\nThe rates for this classification apply for one year or less and are not subject to adjustment on cancellation by the insured.\\nBasis of premium is each animal.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"64075\",\n \"Description\": \"Hotels and Motels\\n- four stories or more (lessor's risk only)\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\nRooms must have operating smoke detectors.\\nSubmit:\\n1. Armed security guards (employed or subcontracted)\\n2. Recreational equipment rental other than canoes and rowboats\\n3. Saddle animals\\nProhibited:\\n1. Outdoor swimming pools that are not fenced or enclosed by the building structure and fenced pools without self-latching gate\\n2. Ski lifts or tows\\n3. Swimming/wading pools, hot tubs or spas not in compliance with the Virginia Graeme Baker Pool and Spa Safety Act\\nRequired Forms:\\nASIC-GL-0089, Multi-Unit Habitational Conversion Exclusion;\\nASIC-GL-0144 (IN only) Total Pollution Exclusion - Indiana (required if fuel sold);\\nCG 2144, Limitation of Coverage to Designated Premises or Project;\\nCG 2149, Total Pollution Exclusion (except IN and LA) (required if fuel sold);\\nCG 2416, Canoes or Rowboats Endorsement;\\nCG 2165, (LA only) Total Pollution Exclusion (with Exceptions) (required if fuel sold);\\nOptional Forms: :\\nASIC-GL-0091, Habitability Exclusion; \\nASIC-GL-0100, Exclusion - Vermin; \\n\\nCoverage Options:\\nInnkeepers Liability (ASIC-GL-0075) available at $2,000/$20,000 limits with $250 deductible for $200 flat charge.\\n\",\n \"IsoNotes\": \"\\nThis classification includes motor inns, tourist courts, tourist cabins and other similar risks whose business is primarily providing lodging accommodations for transients, but this classification does not apply to apartment hotels.\\nThis classification includes coverages for the operation of owned canoes or rowboats. Use Canoes Or Rowboats Endorsement CG 24 16.\\nThis classification does not apply to \\\"Dude Ranches\\\".\\nThe following shall be separately classified and rated:\\n- Private residences\\n- Ski lifts or tows\\n- Swimming pools\\n- Bathing beaches\\n- Saddle animals\\n- Boats (other than owned canoes or rowboats)\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"64074\",\n \"Description\": \"Hotels and Motels\\n- less than four stories (lessor's risk only)\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\nRooms must have operating smoke detectors.\\nSubmit:\\n1. Armed security guards (employed or subcontracted)\\n2. Recreational equipment rental other than canoes and rowboats\\n3. Saddle animals\\nProhibited:\\n1. Outdoor swimming pools that are not fenced or enclosed by the building structure and fenced pools without self-latching gate\\n2. Ski lifts or tows\\n3. Swimming/wading pools, hot tubs or spas not in compliance with the Virginia Graeme Baker Pool and Spa Safety Act\\nRequired Forms:\\nASIC-GL-0089, Multi-Unit Habitational Conversion Exclusion;\\nASIC-GL-0144 (IN only) Total Pollution Exclusion - Indiana (required if fuel sold);\\nCG 2144, Limitation of Coverage to Designated Premises or Project;\\nCG 2149, Total Pollution Exclusion (except IN and LA) (required if fuel sold);\\nCG 2416, Canoes or Rowboats Endorsement;\\nCG 2165, (LA only) Total Pollution Exclusion (with Exceptions) (required if fuel sold);\\nOptional Forms: :\\nASIC-GL-0091, Habitability Exclusion; \\nASIC-GL-0100, Exclusion - Vermin; \\n\\nCoverage Options:\\nInnkeepers Liability (ASIC-GL-0075) available at $2,000/$20,000 limits with $250 deductible for $200 flat charge.\\n\",\n \"IsoNotes\": \"\\nThis classification includes motor inns, tourist courts, tourist cabins and other similar risks whose business is primarily providing lodging accommodations for transients, but this classification does not apply to apartment hotels.\\nThis classification includes coverages for the operation of owned canoes or rowboats. Use Canoes Or Rowboats Endorsement CG 24 16.\\nThis classification does not apply to \\\"Dude Ranches\\\".\\nThe following shall be separately classified and rated:\\n- Private residences\\n- Ski lifts or tows\\n- Swimming pools\\n- Bathing beaches\\n- Saddle animals\\n- Boats (other than owned canoes or rowboats)\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"45191\",\n \"Description\": \"Hotels and Motels\\n- with pools or beaches - four stories or more\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\n1. Rooms must have operating smoke detectors.\\n2. Supplemental application required\\nSubmit:\\n1. Armed security guards (employed or subcontracted)\\n2. Recreational equipment rental other than canoes and rowboats\\n3. Saddle animals\\nProhibited:\\n1. Outdoor swimming pools that are not fenced or enclosed by the building structure and fenced pools without self-latching gate\\n2. Ski lifts or tows\\n3. Swimming/wading pools, hot tubs or spas not in compliance with the Virginia Graeme Baker Pool and Spa Safety Act\\nRequired Forms:\\nASIC-GL-0089, Multi-Unit Habitational Conversion Exclusion;\\nASIC-GL-0144 (IN only) Total Pollution Exclusion - Indiana (required if fuel sold);\\nCG 2144, Limitation of Coverage to Designated Premises or Project;\\nCG 2149, Total Pollution Exclusion (except IN and LA) (required if fuel sold);\\nCG 2165, (LA only) Total Pollution Exclusion (with Exceptions) (required if fuel sold);\\nCG 2416, Canoes or Rowboats Endorsement;\\nOptional Forms: :\\nASIC-GL-0091, Habitability Exclusion; \\nASIC-GL-0100, Exclusion - Vermin; \\n\\n\\n\\nCoverage Options:\\nInnkeepers Liability (ASIC-GL-0075) is available at $2,000/$20,000 limits with a $250 deductible and a $200 flat charge.\\n\",\n \"IsoNotes\": \"\\nThis classification includes motor inns, tourist courts, tourist cabins and other similar risks whose business is primarily providing lodging accommodations for transients, but this classification does not apply to apartment hotels.\\nThis classification includes coverage for the operation of owned canoes or rowboats. Use Canoes Or Rowboats Endorsement CG 24 16.\\nUsers of golfmobiles are additional insureds. Use Additional Insured - Users Of Golfmobiles Endorsement CG 20 08.\\nProfessional services are excluded. Use Exclusion - Specified Therapeutic Or Cosmetic Services Endorsement CG 22 45.\\nThe following shall be separately classified and rated:\\n- Boats (other than owned canoes or rowboats)\\n- Gasoline or oil supply stations\\n- Golf courses - if separate receipts are available\\n- Health or exercise facilities for which a charge is made, as \\\"Health or Exercise Clubs\\\"\\n- Restaurants\\n- Ski lifts or tows\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"45190\",\n \"Description\": \"Hotels and Motels\\n- with pools or beaches - less than four stories\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\n1. Rooms must have operating smoke detectors.\\n2. Supplemental application required\\nSubmit:\\n1. Armed security guards (employed or subcontracted)\\n2. Recreational equipment rental other than canoes and rowboats\\n3. Saddle animals\\nProhibited:\\n1. Outdoor swimming pools that are not fenced or enclosed by the building structure and fenced pools without self-latching gate\\n2. Ski lifts or tows\\n3. Swimming/wading pools, hot tubs or spas not in compliance with the Virginia Graeme Baker Pool and Spa Safety Act\\nRequired Forms:\\nASIC-GL-0089, Multi-Unit Habitational Conversion Exclusion;\\nASIC-GL-0144, (IN only) Total Pollution Exclusion - Indiana (required if fuel sold);\\nCG 2144, Limitation of Coverage to Designated Premises or Project;\\nCG 2149, Total Pollution Exclusion (except IN and LA) (required if fuel sold);\\nCG 2416, Canoes or Rowboats Endorsement;\\nCG 2165, (LA only) Total Pollution Exclusion (with Exceptions) (required if fuel sold);\\n\\nOptional Forms: :\\nASIC-GL-0091, Habitability Exclusion; \\nASIC-GL-0100, Exclusion - Vermin; \\nCoverage Options:\\nInnkeepers Liability (ASIC-GL-0075) is available at $2,000/$20,000 limits with a $250 deductible and a $200 flat charge.\\n\",\n \"IsoNotes\": \"\\nThis classification includes motor inns, tourist courts, tourist cabins and other similar risks whose business is primarily providing lodging accommodations for transients, but this classification does not apply to apartment hotels.\\nThis classification includes coverage for the operation of owned canoes or rowboats. Use Canoes Or Rowboats Endorsement CG 24 16.\\nUsers of golfmobiles are additional insureds. Use Additional Insured - Users Of Golfmobiles Endorsement CG 20 08.\\nProfessional services are excluded. Use Exclusion - Specified Therapeutic Or Cosmetic Services Endorsement CG 22 45.\\nThe following shall be separately classified and rated:\\n- Boats (other than owned canoes or rowboats)\\n- Gasoline or oil supply stations\\n- Golf courses - if separate receipts are available\\n- Health or exercise facilities for which a charge is made, as \\\"Health or Exercise Clubs\\\"\\n- Restaurants\\n- Ski lifts or tows\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"45193\",\n \"Description\": \"Hotels and Motels\\n- without pools or beaches - four stories or more\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\n1. Rooms must have operating smoke detectors.\\n2. Supplemental application required\\nSubmit:\\n1. Armed security guards (employed or subcontracted)\\n2. Recreational equipment rental other than canoes and rowboats\\n3. Saddle animals\\nProhibited:\\n1. Outdoor swimming pools that are not fenced or enclosed by the building structure and fenced pools without self-latching gate\\n2. Ski lifts or tows\\n3. Swimming/wading pools, hot tubs or spas not in compliance with the Virginia Graeme Baker Pool and Spa Safety Act\\nRequired Forms:\\nASIC-GL-0089, Multi-Unit Habitational Conversion Exclusion;\\nASIC-GL-0144, (IN only) Total Pollution Exclusion - Indiana (required if fuel sold)\\nCG 2144, Limitation of Coverage to Designated Premises or Project;\\nCG 2149, Total Pollution Exclusion (except IN and LA) (required if fuel sold);\\nCG 2165, (LA only) Total Pollution Exclusion (with Exceptions) (required if fuel sold);\\nCG 2416, Canoes or Rowboats Endorsement;\\nOptional Forms: :\\nASIC-GL-0091, Habitability Exclusion; \\nASIC-GL-0100, Exclusion - Vermin; \\n\\n\\nCoverage Options:\\nInnkeepers Liability (ASIC-GL-0075) is available at $2,000/$20,000 limits with a $250 deductible and a $200 flat charge.\\n\",\n \"IsoNotes\": \"\\nThis classification includes motor inns, tourist courts, tourist cabins and other similar risks whose business is primarily providing lodging accommodations for transients, but this classification does not apply to apartment hotels.\\nThis classification includes coverage for the operation of owned canoes or rowboats. Use Canoes Or Rowboats Endorsement CG 24 16.\\nUsers of golfmobiles are additional insureds. Use Additional Insured - Users Of Golfmobiles Endorsement CG 20 08.\\nProfessional services are excluded. Use Exclusion - Specified Therapeutic Or Cosmetic Services Endorsement CG 22 45.\\nThe following shall be separately classified and rated:\\n- Boats (other than owned canoes or rowboats)\\n- Gasoline or oil supply stations\\n- Golf courses - if separate receipts are available\\n- Health or exercise facilities for which a charge is made, as \\\"Health or Exercise Facilities - commercially operated\\\".\\n- Restaurants\\n- Ski lifts or tows\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"45192\",\n \"Description\": \"Hotels and Motels\\n- without pools or beaches - less than four stories\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\n1. Rooms must have operating smoke detectors.\\n2. Supplemental application required\\nSubmit:\\n1. Armed security guards (employed or subcontracted)\\n2. Recreational equipment rental other than canoes and rowboats\\n3. Saddle animals\\nProhibited:\\n1. Outdoor swimming pools that are not fenced or enclosed by the building structure and fenced pools without self-latching gate\\n2. Ski lifts or tows\\n3. Swimming/wading pools, hot tubs or spas not in compliance with the Virginia Graeme Baker Pool and Spa Safety Act\\nRequired Forms:\\nASIC-GL-0089, Multi-Unit Habitational Conversion Exclusion;\\nASIC-GL-0144, (IN only) Total Pollution Exclusion - Indiana (required if fuel sold);\\nCG 2144, Limitation of Coverage to Designated Premises or Project;\\nCG 2149, Total Pollution Exclusion (except IN and LA) (required if fuel sold);\\nCG 2165, (LA only) Total Pollution Exclusion (with Exceptions) (required if fuel sold);\\nCG 2416, Canoes or Rowboats Endorsement;\\nOptional Forms: :\\nASIC-GL-0091, Habitability Exclusion;\\nASIC-GL-0100, Exclusion - Vermin; \\n\\nCoverage Options:\\nInnkeepers Liability (ASIC-GL-0075) is available at $2,000/$20,000 limits with a $250 deductible and a $200 flat charge.\\n\",\n \"IsoNotes\": \"\\nThis classification includes motor inns, tourist courts, tourist cabins and other similar risks whose business is primarily providing lodging accommodations for transients, but this classification does not apply to apartment hotels.\\nThis classification includes coverage for the operation of owned canoes or rowboats. Use Canoes Or Rowboats Endorsement CG 24 16.\\nUsers of golfmobiles are additional insureds. Use Additional Insured - Users Of Golfmobiles Endorsement CG 20 08.\\nProfessional services are excluded. Use Exclusion - Specified Therapeutic Or Cosmetic Services Endorsement CG 22 45.\\nThe following shall be separately classified and rated:\\n- Boats (other than owned canoes or rowboats)\\n- Gasoline or oil supply stations\\n- Golf courses - if separate receipts are available\\n- Health or exercise facilities for which a charge is made, as \\\"Health or Exercise Facilities - commercially operated\\\".\\n- Restaurants\\n- Ski lifts or tows\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"96053\",\n \"Description\": \"House Furnishings Installation\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\nSubmit:\\nMultiple named insureds and joint ventures\\nProhibited:\\n1. Asbestos or hazardous waste removal by insured or subcontractors\\n2. Hired and/or Nonowned Auto Coverage\\n3. Fire and Water restoration operations\\n4. Mold and spore treatment or removal operations\\nRequired Forms:\\nASIC-GL-0031, Continuing or Ongoing Damage Exclusion;\\nASIC-GL-0086, Injury to Worker Exclusion;\\nCG 2279, Exclusion - Contractors- Professional Liability;\\nCoverage Options:\\n1. Contractors - Home Repair and Remodeling (ASIC-GL-0092) available at a $15,000 limit; charge 10% of the GL premium subject to $250 minimum premium. \\n2. Electronic Data Liability (CG0437) is available for limits of:\\n$10,000 = $100\\n$20,000 = $150\\n$50,000 = $200\\n\",\n \"IsoNotes\": \"\\nThis classification includes incidental upholstering and floor covering installation.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"45225\",\n \"Description\": \"Hunting Preserves\\n- Not-For-Profit\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\n1. Hunting Preserve exposure, separately classify and rate Skeet Shooting or Trap Shooting Ranges classification (48206).\\n2. Land in excess of 10,000 acres, refer to Vacant Land classification (49452). \\n3. Outfitters or Hunting Guides, refer to Guides or Outfitters classification (44222). \\n4. Retail, refer to Sporting Goods or Athletic Equipment Stores classification (18206).\\n5. Supplemental application required\\nProhibited:\\n1. Ammunition Reloading \\n2. Archery Tag\\n3. Eye protection- not required \\n4. Gunsmith operations \\n5. Minors without parent/guardian supervision \\n6. Outdoor exposures in populated areas \\n7. Waivers/hold harmless- not required \\n8. Warning signs- not required \\n9. Wilderness/Survival Camps \\nELPS: \\nELP- Prem Ops- 2.50 \\nRequired Forms:\\nASIC-GL-0060, Classification Limitation;\\nASIC-GL-0124, Limitation of Coverage to Designated Premises;\\nCG 2149, Total Pollution Exclusion;\\n\\n\",\n \"IsoNotes\": \"\\nMedical Payments are excluded. Use Exclusion - Coverage C - Medical Payments Endorsement CG 21 35.\\nThe following shall be separately classified and rated:\\n- Skeet or trap ranges\\n- Rifle ranges\\n- Guides or outfitters\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"45224\",\n \"Description\": \"Hunting Preserves\\n- Other than Not- For-Profit\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\n1. Hunting Preserve exposure, separately classify and rate Skeet Shooting or Trap Shooting Ranges classification (48206).\\n2. Land in excess of 10,000 acres, refer to Vacant Land classification (49452). \\n3. Outfitters or Hunting Guides, refer to Guides or Outfitters classification (44222). \\n4. Retail, refer to Sporting Goods or Athletic Equipment Stores classification (18206).\\n5. Supplemental application required\\nProhibited:\\n1. Ammunition Reloading \\n2. Archery Tag\\n3. Eye protection- not required \\n4. Gunsmith operations \\n5. Minors without parent/guardian supervision \\n6. Outdoor exposures in populated areas \\n7. Waivers/hold harmless- not required \\n8. Warning signs- not required \\n9. Wilderness/Survival Camps \\nELPS: \\nELP- Prem Ops- 2.50 \\nRequired Forms:\\nASIC-GL-0060, Classification Limitation;\\nASIC-GL-0124, Limitation of Coverage to Designated Premises;\\nCG 2149, Total Pollution Exclusion;\\n\\n\\n\",\n \"IsoNotes\": \"\\nMedical Payments are excluded. Use Exclusion - Coverage C - Medical Payments Endorsement CG 21 35.\\nThe following shall be separately classified and rated:\\n- Skeet or trap ranges\\n- Rifle ranges\\n- Guides or outfitters\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"14401\",\n \"Description\": \"Ice Cream Stores\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\nSubmit:\\nHookah exposures (communal smoking)\\nProhibited:\\n1. Sale of electronic/vapor cigarettes and /or liquids or vapors for same in excess of 15% of gross receipts\\n2. Sale of marijuana/cannabis or products containing marijuana/cannabis\\nRequired Forms:\\nASIC-GL-0097, Tobacco or Nicotine Products Health Hazard Exclusion;\\nCG 2407, Products/Completed Operations Hazard Redefined Endorsement;\\nCoverage Options:\\nElectronic Data Liability (CG0437) available for limits of:\\n$10,000 = $100\\n$20,000 = $150\\n$50,000 = $200\\n\",\n \"IsoNotes\": \"\\nThis classification applies to risks selling only ice cream and related products.\\nCoverage applies to bodily injury or property damage arising out of the products hazard whether such bodily injury or property damage occurs on the insured's premises or elsewhere. Use Products/Completed Operations Hazard Redefined Endorsement CG 24 07.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"14405\",\n \"Description\": \"Ice Dealers and Distributors\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\\nThis classification includes ice harvesting and manufacturing.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"55410\",\n \"Description\": \"Importers\",\n \"Authority\": \"S/S\",\n \"CompanyNotes\": \" \\n1. Premises Operations- Rate per appropriate \\\"wholesaler\\\" or \\\"distributor\\\" classification.\\n2. Products/Completed Operations - Rate as a manufacturer based on the actual imported product(s). Refer to \\\"Products Liability\\\" in Topical Guide for submission requirements.\\nELPS:\\nELP - Prem Ops - 999.00\\nELP - Prod - 999.00\",\n \"IsoNotes\": \"\\nFor products/completed operations liability coverage, importers shall be rated as a manufacturer based on the actual imported product(s). For premises/operations coverage, importers shall be rated based on an appropriate \\\"Wholesalers\\\" or \\\"Distributors\\\" classification.\\nThis classification does not apply to any risk which operates on a commission only basis and which does not take physical possession and title of the imported goods at any time. Such risk shall be classified and rated as \\\"Manufacturers Representatives\\\".\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"55426\",\n \"Description\": \"Ink Mfg.\",\n \"Authority\": \"S/S\",\n \"CompanyNotes\": \"\\nELPS:\\nELP - Products - 1.12\\nRequired Forms:\\nCG 2149, Total Pollution Exclusion (except LA);\\nCG 2165, (LA only) Total Pollution Exclusion (with exceptions);\",\n \"IsoNotes\": \"\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"55597\",\n \"Description\": \"Inner Tubes Mfg.\",\n \"Authority\": \"P/P\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"96317\",\n \"Description\": \"Inspection and Appraisal Companies - inspecting for insurance or valuation purposes\",\n \"Authority\": \"P/P\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\\nProfessional services are excluded. Use Exclusion - Inspection, Appraisal And Survey Companies Endorsement CG 22 24.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"55649\",\n \"Description\": \"Instrument Mfg.\",\n \"Authority\": \"S/S\",\n \"CompanyNotes\": \" \\nProhibited:\\nMedical monitoring equipment. \\nELPS:\\nELP - Products - .20\",\n \"IsoNotes\": \"\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"55647\",\n \"Description\": \"Instrument Mfg. - analytical, calibrating, measuring, testing or recording\",\n \"Authority\": \"S/S\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"55648\",\n \"Description\": \"Instrument Mfg. - control\",\n \"Authority\": \"S/S\",\n \"CompanyNotes\": \" \\nELPS:\\nELP - Products - 1.43\",\n \"IsoNotes\": \"\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"55715\",\n \"Description\": \"Insulating Material Mfg. - mineral\",\n \"Authority\": \"S/S\",\n \"CompanyNotes\": \" \\nProvide Material Safety Data Sheet.\\nProhibited:\\nProducts for aviation and space industries.\\nRequired Forms:\\nASIC-GL-0054, Specified Products Liability (required if Products Liability provided);\\nASIC-GL-0093, Exclusion - Chinese Drywall;\\nCG 2149, Total Pollution Exclusion (except LA);\\nCG 2165, (LA only) Total Pollution Exclusion (with exceptions);\\nCG 2196, Silica or Silica- Related Dust Exclusion\\n\",\n \"IsoNotes\": \"\\nThis classification includes fiberglass, rock wool, vermiculite and perlite.\\nAsbestos insulation manufacturing shall be separately classified and rated.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"55716\",\n \"Description\": \"Insulating Material Mfg. - organic\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\nRequired Forms:\\nASIC-GL-0054, Specified Products Liability (required if Products Liability provided)\\n\",\n \"IsoNotes\": \"\\nThis classification includes insulation made with cellulose, rags or wood.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"55718\",\n \"Description\": \"Insulating Material Mfg. - plastic\",\n \"Authority\": \"S/S\",\n \"CompanyNotes\": \" \\n1. Provide Material Safety Data Sheet.\\n2. Types of insulation applicable to this classification: polyisocyanurate, icynene, spray polyurethane.\\nProhibited:\\nProducts for aviation and space industries.\\nELPS:\\nELP - Products - 999.00\\nRequired Forms:\\nASIC-GL-0054, Specified Products Liability (required if Products Liability provided); \\nCG 2149, Total Pollution Exclusion (except LA);\\nCG 2165, (LA only) Total Pollution Exclusion (with exceptions);\\nCG 2196, Silica or Silica- Related Dust Exclusion;\",\n \"IsoNotes\": \"\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"55717\",\n \"Description\": \"Insulating Material Mfg. - plastic - for application in solid state\",\n \"Authority\": \"S/S\",\n \"CompanyNotes\": \" \\n1. Provide Material Safety Data Sheet.\\n2. Types of insulation applicable to this classification: polystyrene, styrofoam, EPS (expanded polystyrene) and elastomeric insulation.\\nProhibited:\\nProducts for aviation and space industries.\\nELPS:\\nELP - Products - 999.00\\nRequired Forms:\\nASIC-GL-0054, Specified Products Liability (required if Products Liability provided); \\nCG 2149, Total Pollution Exclusion (except LA);\\nCG 2165, (LA only) Total Pollution Exclusion (with exceptions);\\nCG 2196, Silica or Silica- Related Dust Exclusion;\",\n \"IsoNotes\": \"\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"96410\",\n \"Description\": \"Insulation Work - mineral\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\nSubmit:\\n1. Multiple named insureds and joint ventures\\n2. Operations for condominiums or townhouses\\n3. Risks with past or pending construction defect claims\\n4. Work at gas, oil or chemical plants\\nProhibited:\\n1. Asbestos or hazardous waste removal by insured or subcontractors\\n2. Hired and/or Nonowned Auto Coverage\\n3. Fire and Water restoration operations\\n4. Mold and spore treatment or removal operations\\n5. Underpinning or soil stabilization operations\\nRequired Forms:\\nASIC-GL-0031, Continuing or Ongoing Damage Exclusion;\\nASIC-GL-0086, Injury to Worker Exclusion;\\nASIC-GL-0093, Exclusion - Chinese Drywall;\\nASIC-GL-0144, (IN only) Total Pollution Exclusion - Indiana;\\nCG 2149, Total Pollution Exclusion (except IN and LA);\\nCG 2154, Exclusion - Designated Operations Covered by a Consolidated (Wrap-Up) Insurance Program (indicate: All operations covered by a consolidated wrap-up insurance program);\\nCG 2165, (LA only) Total Pollution Exclusion (with exceptions);\\nCG 2279, Exclusion - Contractors- Professional Liability;\\n\\nCoverage Options:\\n1. Contractors - Home Repair and Remodeling (ASIC-GL-0092) available at a $15,000 limit; charge 10% of the GL premium subject to $250 minimum premium. \\n2. Electronic Data Liability (CG0437) is available for limits of:\\n$10,000 = $100\\n$20,000 = $150\\n$50,000 = $200\\n\",\n \"IsoNotes\": \"\\nThis classification applies to the installation or application of acoustical or thermal insulating material in buildings or within building walls.\\nThis classification applies only when insulation or acoustical work is performed as a separate operation, not part of or incidental to any other construction operation performed at the same job or location.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"96409\",\n \"Description\": \"Insulation Work - organic or plastic in solid state\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\nSubmit:\\n1. Multiple named insureds and joint ventures\\n2. Operations for condominiums or townhouses\\n3. Risks with past or pending construction defect claims\\n4. Work at gas, oil or chemical plants\\nProhibited:\\n1. Asbestos or hazardous waste removal by insured or subcontractors\\n2. Fire and Water restoration operations\\n3. Hired and/or Nonowned Auto Coverage\\n4. Mold and spore treatment or removal operations\\n5. Underpinning or soil stabilization operations\\nRequired Forms:\\nASIC-GL-0031, Continuing or Ongoing Damage Exclusion;\\nASIC-GL-0086, Injury to Worker Exclusion;\\nASIC-GL-0093, Exclusion - Chinese Drywall;\\nASIC-GL-0144, (IN only) Total Pollution Exclusion - Indiana;\\nCG 2149, Total Pollution Exclusion (except IN and LA);\\nCG 2154, Exclusion - Designated Operations Covered by a Consolidated (Wrap-Up) Insurance Program (indicate: All operations covered by a consolidated wrap-up insurance program);\\nCG 2165, (LA only) Total Pollution Exclusion (with exceptions);\\nCG 2279, Exclusion - Contractors- Professional Liability;\\n\\nCoverage Options:\\n1. Contractors - Home Repair and Remodeling (ASIC-GL-0092) available at a $15,000 limit; charge 10% of the GL premium subject to $250 minimum premium. \\n2. Electronic Data Liability (CG0437) is available for limits of:\\n$10,000 = $100\\n$20,000 = $150\\n$50,000 = $200\\n\",\n \"IsoNotes\": \"\\nThis classification applies to the installation or application of acoustical or thermal insulating material in buildings or within building walls.\\nThis classification applies only when insulation or acoustical work is performed as a separate operation, not part of or incidental to any other construction operation performed at the same job or location.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"96408\",\n \"Description\": \"Insulation Work - plastic\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\nSubmit:\\n1. Multiple named insureds and joint ventures\\n2. Operations for condominiums or townhouses\\n3. Risks with past or pending construction defect claims\\n4. Work at gas, oil or chemical plants\\nProhibited:\\n1. Asbestos or hazardous waste removal by insured or subcontractors\\n2. Fire and Water restoration operations\\n3. Hired and/or Nonowned Auto Coverage\\n4. Mold and spore treatment or removal operations\\n5. Underpinning or soil stabilization operations\\nRequired Forms:\\nASIC-GL-0031, Continuing or Ongoing Damage Exclusion;\\nASIC-GL-0086, Injury to Worker Exclusion;\\nASIC-GL-0093, Exclusion - Chinese Drywall;\\nASIC-GL-0144, (IN only) Total Pollution Exclusion - Indiana;\\nCG 2149, Total Pollution Exclusion (except IN and LA);\\nCG 2154, Exclusion - Designated Operations Covered by a Consolidated (Wrap-Up) Insurance Program (indicate: All operations covered by a consolidated wrap-up insurance program);\\nCG 2165, (LA only) Total Pollution Exclusion (with exceptions);\\nCG 2279, Exclusion - Contractors- Professional Liability;\\n\\nCoverage Options:\\n1. Contractors - Home Repair and Remodeling (ASIC-GL-0092) available at a $15,000 limit; charge 10% of the GL premium subject to $250 minimum premium. \\n2. Electronic Data Liability (CG0437) is available for limits of:\\n$10,000 = $100\\n$20,000 = $150\\n$50,000 = $200\\n\",\n \"IsoNotes\": \"\\nThis classification applies to the installation or application of acoustical or thermal insulating material in buildings or within building walls.\\nThis classification applies only when insulation or acoustical work is performed as a separate operation, not part of or incidental to any other construction operation performed at the same job or location.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"45334\",\n \"Description\": \"Insurance Agents\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\n1. Coverage restricted to premise liability only- OL&T.\\n2. Professional coverage must be in place.\\nSubmit:\\nAdditional Interests other than landlords.\\nRequired Forms:\\nCG 2104, Exclusion- Products Completed Operations Hazard;\\nCG 2116, Exclusion- Designated Professional Services;\\nCG 2138, Exclusion- Personal and Advertising Injury (do not attach ASIC-GL-0069;\\nCG 2139, Contractual Liability Limitation (do not attach CG 2426);\\nCG 2248, Exclusion- Insurance and Related Operations;\\n\\n\",\n \"IsoNotes\": \"\\nProfessional services are excluded. Use Exclusion - Insurance And Related Operations Endorsement CG 22 48.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"96611\",\n \"Description\": \"Interior Decorators\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\nSubmit:\\n1. Multiple named insureds and joint ventures\\n2. Work at gas, oil or chemical plants\\nProhibited:\\n1. Asbestos or hazardous waste removal by insured or subcontractors\\n2. Fire and Water restoration operations\\n3. Hired and/or Nonowned Auto Coverage\\n4. Mold and spore treatment or removal operations\\nRequired Forms:\\nASIC-GL-0031, Continuing or Ongoing Damage Exclusion;\\nASIC-GL-0086, Injury to Worker Exclusion;\\nASIC-GL-0144, (IN only) Total Pollution Exclusion - Indiana;\\nCG 2116, Exclusion - Designated Professional Services;\\nCG 2149, Total Pollution Exclusion (except IN and LA);\\nCG 2165, (LA only) Total Pollution Exclusion (with exceptions);\\nCoverage Options:\\n1. Contractors - Home Repair and Remodeling (ASIC-GL-0092) available at a $15,000 limit; charge 10% of the GL premium subject to $250 minimum premium. \\n2. Electronic Data Liability (CG0437) is available for limits of:\\n$10,000 = $100\\n$20,000 = $150\\n$50,000 = $200\",\n \"IsoNotes\": \"\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"45900\",\n \"Description\": \"Internet - Drugstores*\",\n \"Authority\": \"P/P\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\\nThis classification applies to those druggists who operate exclusively through mail order and/or the Internet.\\nProducts coverage under this classification includes professional coverage. Use Druggists Endorsement CG 22 69.\\nIf products coverage is not provided, use Exclusion - Products And Professional Services (Druggists) Endorsement CG 22 36.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"47600\",\n \"Description\": \"Internet Access Providers\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\nELPS:\\nELP - Prem Ops - 2.25\\nRequired Forms:\\nCG 2138, Exclusion - Personal andAdvertising Injury;\\nCG 2298, Exclusion - Internet Service Providers and Internet Access Providers Errors and Omissions;\\n\",\n \"IsoNotes\": \"\\nThis classification applies to a risk that solely provides internet access to its customers.\\nFor those risks providing various other services in addition to internet access refer to Internet Service Providers Classification.\\nProfessional services are excluded. Use Exclusion Internet Service Providers And Internet Access Providers Errors And Omissions Endorsement CG 22 98.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"16751\",\n \"Description\": \"Internet Auctions\",\n \"Authority\": \"S/S\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\\nThis classification applies to risks that are strictly facilitators and do not take possession or title of any goods or products. All monetary transactions are completed directly with the seller or a third party administrator.\\nFor premium computation purposes, use fees and/or commissions as gross sales.\\nSeparately classify and rate on-line stores as Internet Retailers.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"16750\",\n \"Description\": \"Internet Retailers\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\nProhibited:\\n1. Ammunition reloading\\n2. Drugs\\n3. Electronic/vapor cigarettes and /or liquids or vapors for same \\n4. Fireworks \\n5. Foreign manufactured products (refer to appropriate importers classification)\\n6. Guns\\n7. Liquor\\n8. Marijuana/cannabis or products containing marijuana/cannabis\\n9. Merchandise manufactured by the insured.\\n10. Pre-owned children's clothing, children's furniture and children's accessories\\n\\n11. Tobacco \\n12. Welding supplies\\nRequired Forms:\\nASIC-GL-0093, Exclusion - Chinese Drywall;\\nASIC-GL-0097, Tobacco or Nicotine Products Health Hazard Exclusion;\\nCG 2138, Exclusion - Personal and Advertising Injury (do not attach ASIC-GL-0069 with CG 2138)\\nCoverage Options:\\n1. Electronic Data Liability (CG0437) available for limits of:\\n$10,000 = $100\\n$20,000 = $150\\n$50,000 = $200\\n2. Contractors - Home Repair and Remodeling (ASIC-GL-0092) available at a $15,000 limit; charge 10% of the GL premium subject to $250 minimum premium. \\n\",\n \"IsoNotes\": \"\\nThis classification applies only to:\\n- Risks that conduct retail operations solely over the internet or\\n- Risks that conduct retail operations over the internet from a location separate from store operations.\\nInternet operations conducted on store premises should be included under appropriate store classification.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"47610\",\n \"Description\": \"Internet Service Providers\",\n \"Authority\": \"S/S\",\n \"CompanyNotes\": \" \\nELPS:\\nELP - Prem Ops - 3.00\\nRequired Forms:\\nCG 2138, Exclusion - Personal andAdvertising Injury;\\nCG 2298, Exclusion - Internet Service Providers and Internet Access Providers Errors and Omissions;\\n\",\n \"IsoNotes\": \"\\nThis classification applies to risks that provide internet access along with various other services to its subscribers.\\nProfessional services are excluded. Use Exclusion Internet Service Providers And Internet Access Providers Errors And Omissions Endorsement CG 22 98.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"96930\",\n \"Description\": \"Internet Website Designers\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \" \\nRate using loss cost for 99600, Telecommunications Service Providers.\\nApplicable to operations that design and determine content of web sites for others.\\nRequired Forms: \\nCG 2138, Personal/Advertising Injury Exclusion; \\nCG 2299, Professional Liability Exclusion- Web Site Designers; \\n\\n\",\n \"IsoNotes\": \"\\nThis classification applies to risks that design and determine content of web-sites for others. Professional Services are excluded. Use Professional Liability Exclusion - Web-site Designers Endorsement CG 22 99.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"96702\",\n \"Description\": \"Irrigation or Drainage System Construction\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \" \\nELPS:\\nELP - Products:\\nAll States except LA - 7.13;\\nLA - 29.20\",\n \"IsoNotes\": \"\\nThis classification includes pile driving or dredging.\\nThe following shall be separately classified and rated:\\n- Tunneling\\n- Dam or sewer construction\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"96703\",\n \"Description\": \"Irrigation Works Operations\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \" \\nSupplemental application required \\nELPS:\\nELP Prem Ops:\\nAll States except LA - 17.20;\\nLA - 70.50\",\n \"IsoNotes\": \"\\nConstruction of irrigation systems shall be separately classified and rated.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"96816\",\n \"Description\": \"Janitorial Services\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\n1. Debris removal operations refer to classification (91629)\\n2. Supplemental application required\\nSubmit:\\n1. Exterior window cleaning greater than 10 stories\\n2. Fire damage restoration contractors \\nProhibited:\\n1. Aircraft exposures\\n2. Cleanrooms\\n3. Hazardous material cleanup\\n4. Meth lab clean up \\n5. Mold or spore remediation\\n6. Off-shore oil rigs\\n7. Restaurant hood vent cleaning \\n8. Sanitizing medical equipment or instruments \\n9. Snow removal \\n10. Transportation terminals \\n11. Water restoration contractors \\nCredits and Surcharges: \\n1. Apply a 15% credit to GL classification 68616 if operations are limited to light office cleaning (vacuuming, dusting, trash removal, etc). \\n2. Apply a 50% credit to GL classification 68616 if operation is 100% residential cleaning. Credit does not apply to residential make-ready operations. \\n\\n3. Floor waxing surcharge:\\n\\tLess than 15% = no surcharge \\n\\t15% - 25% = 1.40 mod applied\\n\\t26% - 35% = 1.55 mod applied\\n\\t36% - 50% = 1.80 mod applied\\n\\t51% - 75% = 2.05 mod applied \\n\\tOver 75% = 2.30 mod applied\\nRequired Forms:\\nASIC-GL-0086, Injury to Worker Exclusion;\\nCG 2154, Exclusion- Designated Operations Covered by a Consolidated (Wrap-Up) Insurance Program (indicate: All operations covered by a Consolidated (wrap-up) insurance program\\nOptional Forms: :\\nASIC-GL-0060, Classification Limitation;\\nASIC-GL-0095, Absolute Employee and Worker Injury and Liability Exclusion (do not attach CG 2139 or CG 2426 with this form);\\nCoverage Options: \\n1. Lost Key Coverage (ASIC-GL-0078) is included at $25,000 /$25,000 limits. \\n2. Property Damage Extension (ASIC-GL-0076) is available for limits of: \\n$5,000/$25,000 = $115 \\n$10,000/$25,000 = $165\\n$25,000/$25,000 = $185\",\n \"IsoNotes\": \"\\nWindow cleaning, painting, maintenance or repair at any location where such contractor does not also perform janitorial services shall be separately classified and rated.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"14527\",\n \"Description\": \"Janitorial Supplies - Dealers or Distributors\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"96872\",\n \"Description\": \"Jetty or Breakwater Construction\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\nSubmit:\\nOperations with other than land based equipment.\\nPROPERTY:\\nProperty in the open rate 1190 per storage rates\\n\",\n \"IsoNotes\": \"\\nThis classification applies to all operations other than blasting.\\nBlasting operations shall be separately classified and rated.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"55802\",\n \"Description\": \"Jewelry Manufacturing\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\nGemstone cutting and polishing is contemplated within the classification if part of the manufacturing operation\\nSubmit: \\nPrior voluntary or involuntary product recall circumstances of recall required\\nStand-alone products coverage \\nProhibited:\\nDiscontinued Products/Completed Operations coverage \\nRequired Forms: \\nASIC-GL-0054, Specified Products Liability (required if Products Liability provided); \\nASIC-GL-0064, Exclusion- Cancer; \\nASIC- GL-0086, Injury to Worker Exclusion; \\nCG 2149, Total Pollution Exclusion; \\nCG 2196, Silica or Silica-Related Dust Exclusion \\nCoverage Options: \\nLimited Product Withdrawal Expense Endorsement (CG 0436) available for $7,500 aggregate limit at no additional charge. Indicate \\\"0\\\" for Deductible Amount and Participation Percentage. For the Cut-off Date, indicate the inception date of the first Ategrity policy with continuous renewal coverage with Ategrity to current policy.\\n\",\n \"IsoNotes\": \"\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"14655\",\n \"Description\": \"Jewelry Stores or Distributors\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\nRequired Forms:\\nCG 2245, Exclusion - Specified Therapeutic or Cosmetic Services Endorsement;\\nCoverage Options:\\nElectronic Data Liability (CG0437) available for limits of:\\n$10,000 = $100\\n$20,000 = $150\\n$50,000 = $200\\n\",\n \"IsoNotes\": \"\\nProfessional services are excluded. Use Exclusion - Specified Therapeutic Or Cosmetic Services Endorsement CG 22 45.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"45380\",\n \"Description\": \"Junk Dealers - (other than autos)\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \" \\nELPS:\\nELP - Products - 2.50\\nRequired Forms:\\nASIC-GL-0093, Exclusion - Chinese Drywall;\\nCoverage Options:\\nContractors - Home Repair and Remodeling (ASIC-GL-0092) available at a $15,000 limit; charge 10% of the GL premium subject to $250 minimum premium. \",\n \"IsoNotes\": \"\\nThis classification applies only to those risks engaged in collecting or handling various secondhand materials such as bottles, rags, paper, rubber, nonferrous metals and ferrous scrap metals.\\nThe following shall be separately classified and rated:\\n- Salvage operations\\n- Wrecking operations\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"44315\",\n \"Description\": \"Karate Studios #\\n(Rated as - Health or Exercise Facilities - commercially operated - 44315)\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\n1. Exhibitions, events sponsored by the insured and open to the public, where the participants are limited to members of the school or club, refer to Exhibitions - in buildings - Other than Not-For-Profit (63217)\\n2. Tournaments, events sponsored by the insured, open to the public, where the participants are members of the school or club competing with members of another club or school, should be separately rated. Refer to Athletic Games Sponsored by the Insured other than not for profit (40059)\\nProhibited:\\n1. Cage fighting \\n2. Professional athlete- training \\nRequired Forms:\\nASIC-GL-0053, Fungi or Bacteria Exclusion (required if ASIC-GL-0024 is attached to the policy); \\nASIC-GL-0062, Communicable Disease Exclusion; \\nASIC-GL-0064, Exclusion- Cancer; \\nASIC-GL-0074, Sexual and/or Physical Abuse Exclusion; \\nASIC-GL-0099, Exclusion- Athletic or Sports Participants; \\nCG 2116, Exclusion- Designated Professional Services (indicate Any and all professional exposures);\\n \\nCoverage Options:\\n1. Errors and Omissions Coverage (ASIC-GL-0024) is included at limits equal to the General Liability limit (If ASIC-GL-0024 is NOT selected, then Exclusion- Designated Professional Services (CG 2116) is required). \\n2. Sexual and/or Physical Abuse Liability Coverage (ASIC-GL-0077) is included at $25,000/$50,000 limits (If ASIC-GL-0077 is NOT selected, then Sexual and/or Physical Abuse Exclusion (ASIC-GL-0074) is required).\\n\",\n \"IsoNotes\": \"\\nThis classification applies to any health or exercise facility open to the general public.\\nThis classification does not apply to \\\"Health or Exercise Clubs\\\".\\nProfessional services are excluded. Use Professional Liability Exclusion - Health Or Exercise Clubs Or Commercially Operated Health Or Exercise Facilities Endorsement CG 22 76.\\nThe following shall be separately classified and rated:\\n- Sales of used exercise equipment\\n- Sales of sporting goods\\n- Restaurants and refreshment stands\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"45450\",\n \"Description\": \"Kennels - Breeding, Boarding or Sales (Includes Animal Adoption Services, Animal Hotels, Animal Shelters, Pet Day Care Centers, \",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\n1. Auctions- livestock refer to Auctioneers - livestock sales conducted away from the insured's premises classification (91175)\\n2. Livestock Dealers or sales refer to Livestock Dealers or Commission Merchants classification (14855) OR if the insured has possession in the transfer of the livestock refer to Livestock Sales Companies classification (45771) \\n3. Stables refer to classification (99111)\\n4. Supplemental application is required \\n5. Temporary foster care copy of foster care guidelines must be obtained\\n6. Veterinarians refer to classification (99851)\\nSubmit:\\n1. Temperment socialization and rehabilitation services\\n2. Therapy applied to animals\\nProhibited:\\n1. Hired and/or Nonowned Auto coverage \\n2. Livestock -breeding, insemination services\\n3. Stables- boarding \\nRequired Forms:\\nASIC-GL-0053, Fungi or Bacteria Exclusion (required if ASIC-GL-0024 is attached to the policy); \\nASIC-GL-0062, Communicable Disease Exclusion; \\nASIC-GL-0073, Saddle Animals Liability Exclusion; \\nASIC-GL-0086, (CT, ME, MO, NH, NJ, RI and VT) Injury to Worker Exclusion;\\nASIC-GL-0088, Injury to Volunteer Exclusion (all states except CT, ME, MO, NH, NJ, RI and VT); \\n\\nASIC-GL-0144, (IN only) Total Pollution Exclusion- Indiana;\\nCG 2116, Professional Liability Exclusion (Indicate: Any and all \\\"professional exposures); \\nCG 2149, Total Pollution Exclusion (Except IN and LA); \\nCG 2165, (LA only) Total Pollution Exclusion (with exceptions);\\nOptional Forms: :\\nASIC-GL-0057, Animal Exclusion;\\nCoverage Options:\\n1. Errors and Omissions Coverage (ASIC-GL-0024) is offered at limits equal to the General Liability limit. Charge 10% of the General Liability premium subject to a minimum $100 charge. (do not attach ASIC-GL-0024 with CG 2116).\\n2. Property Damage Extension (ASIC-GL-GL-0076) is included at $500/$1,000 limits.\\n\",\n \"IsoNotes\": \"\\nThis classification applies to the boarding, breeding or sales of any domestic animal.\\nThe following shall be separately classified and rated:\\n- Pet grooming\\n- Pet training\\nFor premium computation purposes the term kennel shall mean each compartment used for housing an animal.\\nBasis of premium is each kennel.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"65007\",\n \"Description\": \"Labor Union Offices\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\n1. $500 minimum premium when occurrence limits are $500 or less. \\n2. Coverage restricted to premise liability only- OL&T.\\nSubmit:\\nAdditional Interests other than landlords. \\nRequired Forms: \\nASIC-GL-0066,Assault and Battery Exclusion;\\nASIC-GL-0139, Total Products Exclusion with Designated Premises Limitation;\\nCG 2138, Exclusion Personal and Advertising Injury (do not attach ASIC-GL-0069);\\n\",\n \"IsoNotes\": \"\\nPersonal and Advertising Injury are excluded. Use Exclusion - Personal And Advertising Injury Endorsement CG 21 38.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"97003\",\n \"Description\": \"Laboratories - research, development or testing - Not-For-Profit only\",\n \"Authority\": \"P/P\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\\nProfessional services are excluded. Use Exclusion - Testing Or Consulting Errors And Omissions Endorsement CG 22 33.\\nThe following shall be separately classified and rated:\\n- Analytical Chemists\\n- Medical Laboratories\\n- Medical X-ray Laboratories\\nThis is an N.P.D. classification.\\nFor premium computation purposes include the payroll of laboratory and outside employees.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"97002\",\n \"Description\": \"Laboratories - research, development or testing - Other than Not-For- Profit\",\n \"Authority\": \"P/P\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\\nProfessional services are excluded. Use Exclusion - Testing Or Consulting Errors And Omissions Endorsement CG 22 33.\\nThe following shall be separately classified and rated:\\n- Analytical Chemists\\n- Medical Laboratories\\n- Medical X-ray Laboratories\\nThis is an N.P.D. classification.\\nFor premium computation purposes include the payroll of laboratory and outside employees.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"55918\",\n \"Description\": \"Ladder Mfg. - other than wood - NOC\",\n \"Authority\": \"P/P\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\\nThis classification includes step, stool or chair ladders.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"55919\",\n \"Description\": \"Ladder Mfg. - wood\",\n \"Authority\": \"P/P\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\\nThis classification includes step, stool or chair ladders.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"45524\",\n \"Description\": \"Lakes or Reservoirs - existence hazard only - Not-For-Profit only\",\n \"Authority\": \"S/N/A\",\n \"CompanyNotes\": \"\\nELPS:\\nELP - Prem Ops - 200.00\\n\",\n \"IsoNotes\": \"\\nBasis of premium is each lake or reservoir.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"45523\",\n \"Description\": \"Lakes or Reservoirs - existence hazard only - Other than Not-For-Profit\",\n \"Authority\": \"S/N/A\",\n \"CompanyNotes\": \"\\nELPS:\\nELP - Prem Ops - 200.00\",\n \"IsoNotes\": \"\\nBasis of premium is each lake or reservoir.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"56040\",\n \"Description\": \"Lamp Shade Mfg.\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \" \\nRequired Forms:\\nASIC-GL-0054, Specified Products Liability (required if Products Liability provided)\\n\",\n \"IsoNotes\": \"\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"56041\",\n \"Description\": \"Lamps or Lanterns Mfg. - electric\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\nProducts must be U.L. approved. \\nELPS:\\nELP - Products - .76\\nRequired Forms:\\nASIC-GL-0054, Specified Products Liability (required if Products coverage provided);\\n\",\n \"IsoNotes\": \"\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"56042\",\n \"Description\": \"Lamps or Lanterns Mfg. - other than electric - NOC\",\n \"Authority\": \"P/P\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"45539\",\n \"Description\": \"Land - occupied by persons other than the insured for business purposes (lessor's risk only)\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\n1. Dams should be separately rated under Dam, Levee or Dike\\n- existence hazard only classification (41700)\\n2. General contractors or subcontractors working on the premise must provide a Certificate of Insurance naming the property owner as an additional insured; a contact containing a hold harmless clause in favor of the owner. \\n3. Lakes (owned by the insured) should be separately rated under Lakes or Reservoirs - existence hazard only - Not-For- Profit classification (45524)\\n4. Supplemental application required\\nSubmit:\\nLand with a sealed below ground mine\\nProhibited:\\n1. Dams for lakes greater than 100 surface acres or dams higher than 40 feet\\n2. EPA Superfund sites\\n3. Existence of gas or oil wells\\n4. Land currently or formerly used as a landfill\\n5. Land with a below ground mine, water well, or gar well that has not been sealed\\n6. Land used for motorized vehicles and bikes or snowmobiles\\n7. Logging and lumbering operations on owned or leased land\\n8. Real estate development property for townhomes, condominiums, or more than 12 single family homes/lot\\n9. Risks involved in or exposed to hydraulic fracturing or hydrofracking operations\\n\\nCredits/Surcharges:\\nLocation/acreage modifiers are applicable to the General Liability rates and apply separately to each location:\\n1-100 acres = 1.00 mod applied \\n101-200 acres = .90 mod applied \\n201400 acres = .80 mod applied \\n401-600 acres = .55 mod applied\\n601 1,000 acres = .50 mod applied\\nMore than 1,000 acres= .40 mod applied \\nELPS: \\nELP - Prem Ops - .76\\nRequired Forms:\\nASIC-GL-0095, (NY ONLY) Absolute Employee and Worker Injury and Liability Exclusion (required if unable to confirm all contractors policies carry full contractual liability with no restrictions for worker injuries or no contracting work is contemplated- do not attach CG 2139 or CG 2426);\\nASIC-GL-0101, Earth or Land Movement Exclusion;\\nCG2104, Exclusion Products Completed Operations Hazard; \\nCG 2139, Contractual Liability Limitation (do not attach CG 2426);\\nCG 2144, Limitation of Coverage to Designated Premises or Project; \\nCG 2149, Total Pollution Exclusion (except LA); \\nCG 2165, (LA ONLY) Total Pollution Exclusion; \\nASIC-GL-0116, Logging and Lumbering Operations Exclusion\\n\\nOptional Forms: : \\nASIC-GL-0072, Development Construction Residential Project Exclusion;\\nASIC-GL-0115, Exclusion- Use of Recreational Vehicles\\n\",\n \"IsoNotes\": \"\\nBasis of premium is per acre.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"97047\",\n \"Description\": \"Landscape Gardening\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\n1. Algae and plant control in lakes and ponds in excess of 25% of the gross sales, refer to Pest Control Services (43470). \\n2. Classification includes planting trees and shrubs, flowers or lawns, sprinkler system installation and repair, laying out of grounds and incidental tree trimming.\\n3. Construction of retaining or decorative walls, decks, outdoor fireplaces, paver work (borders or walkways), decorative fencing, landscape lighting or man-made ponds should be separately rated per the applicable construction classifications.\\n4. Crop spraying refer to Crop Spraying - by contractors (91606).\\n5. Herbicide and pesticide 15%- 50% of the gross sales, rate as Landscape Gardening (97047). If over 50% of the gross sales, refer to Pest Control Services (43470).\\n6. Supplemental application required\\n7. Tree trimming in excess of 25% of the gross sales should be separately classified and rated as Tree Pruning, Dusting, Spraying, Repairing, Trimming or Fumigating (99777).\\nSubmit:\\nHighway or right of way maintenance in excess of 25% of the gross sales. \\nProhibited:\\n1. Controlled burns\\n2. Defensible space contractors \\n3. Hired and/or Nonowned Auto Coverage\\n\\n4. Seedmans liability \\n5. Snow and ice removal \\nRequired Forms:\\nASIC-GL-0053, Fungi or Bacteria Exclusion (required if ASIC-GL-0024 is attached to the policy); \\nASIC-GL-0095, (NY only) Absolute Employee and Worker Injury Exclusion (required of rooftop work- do not attach CG 2139 or CG 2426);\\nASIC-GL-0111, (PA only) Work in the state of NY;\\nASIC-GL-0128, Exclusion- Snow Removal, Ice Removal, or Plowing Operations; \\nASIC-GL-0129, Exclusion- Snow Removal, Ice Removal or Plowing Operations on Public Streets, Roads or Highways; \\nCG 2116, Exclusion- Designated Professional Services (indicate Any and all professional exposures);\\nCG 2154, Exclusion-Designated Operations Covered by a Consolidated (Wrap-Up) Insurance Program (Indicate: All operations covered by a (wrap up) insurance program;\\nCG 2264, Pesticide/Herbicide Applicator Coverage (except PA); \\nCG 2616, (PA only) PA Changes- Pesticide Applicator Coverage;\\n\\nOptional Forms: :\\nASIC-GL-0086, Injury to Worker Exclusion; \\nCG 2139, Contractual Liability Limitation;\\nCoverage Options:\\n1. Errors and Omissions Coverage (ASIC-GL-0024) is offered at limits equal to the General Liability limit. Charge 10% of the General Liability premium subject to a minimum $100 charge (do not attach ASIC-GL-0024 with CG 2116).\\n2. In Transit Pollution Coverage (ASIC-GL-0084) is included at $25,000/$100,000 limits.\\n3. Lost Key Coverage (ASIC-GL-0078) is included at $25,000 /$25,000 limits. \\n4. Property Damage Extension (ASIC-GL-0076) is included at $5,000/$25,000 limits. Increase limits to $50,000/$100,000 for $100 flat charge; $100,000/$200,000 for $200 flat charge; or $200,000/$300,000 for $300 flat charge.\\n\",\n \"IsoNotes\": \"\\nThis classification includes:\\n- Laying out grounds, planting trees, shrubs, flowers or lawns\\n- Interior landscaping\\nThe following shall be separately classified and rated:\\n- Excavation\\n- Risks providing lawn care services only\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"14731\",\n \"Description\": \"Laundries and Dry Cleaners - self- service\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \" \\nRequired Forms:\\nCG 2149, Total Pollution Exclusion (except LA);\\nCG 2165, (LA only) Total Pollution Exclusion (with exceptions;\",\n \"IsoNotes\": \"\\nThis classification applies to laundries and dry cleaners equipped with household type automatic washing machines or dry cleaning machines which serve customers on a \\\"while-you-wait\\\" basis.\\nThis classification applies whether or not the customers insert or remove the laundry or dry cleaning from the machines and whether or not the machines have coin meters.\\nProperty damage to laundry or dry cleaning is excluded. Use Exclusion - Laundry And Dry Cleaning Damage Endorsement CG 22 53. If coverage for this hazard is desired, refer to company.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"45678\",\n \"Description\": \"Laundries and Dry Cleaning Plants\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \" \\nRequired Forms:\\nCG 2149, Total Pollution Exclusion (except LA);\\nCG 2165, (LA only) Total Pollution Exclusion (with exceptions);\",\n \"IsoNotes\": \"\\nThis classification includes dyeing.\\nThe following shall be separately classified and rated:\\n- Laundry and dry cleaning receiving stations\\n- Self-service laundry establishments\\n- Laundries using only household type power machinery\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"14732\",\n \"Description\": \"Laundry and Dry Cleaning or Dyeing Receiving Stations\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \" \\nRequired Forms:\\nCG 2149, Total Pollution Exclusion (except LA);\\nCG 2165, (LA only) Total Pollution Exclusion (with exceptions);\",\n \"IsoNotes\": \"\\nThis classification only applies to those stations with no laundry, dry cleaning or pressing machinery on the premises.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"14733\",\n \"Description\": \"Laundry and Dry Cleaning Stores\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \" \\nRequired Forms:\\nCG 2149, Total Pollution Exclusion (except LA);\\nCG 2165, (LA only) Total Pollution Exclusion (with exceptions);\",\n \"IsoNotes\": \"\\nThis classification applies to store type operations where washing, cleaning and pressing are done on premises.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"14734\",\n \"Description\": \"Laundry Rental Service\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\\nThis classification applies to those services which rent towels, uniforms, linens, diapers and towel cabinets.\\nThis classification includes laundry or cleaning operations in connection with rental services.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"97050\",\n \"Description\": \"Lawn Care Services\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\n1. Algae and plant control in lakes and ponds in excess of 25% of the gross sales, refer to the Exterminator classification (43470).\\n2. Classification applies to landscape/lawn care maintenance which includes mowing, fertilizing, edging lawns, removal of leaves, weed control. \\n3. Construction of retaining or decorative walls, decks, outdoor fireplaces, paver work (borders or walkways), decorative fencing, landscape lighting or man-made ponds should be separately rated per the applicable construction classifications.\\n4. Crop spraying refer to classification (91606).\\n5. Herbicide and pesticide 15%- 50% of the gross sales, refer to the Landscape Gardening classification (97047). If over 50% of the gross sales, refer to the Exterminator classification (43470).\\n6. Highway or right of way maintenance in excess of 25% of the gross sales should be separately rated under Farm Machinery Operations (94225). \\n7. Supplemental application required\\n8. Tree trimming in excess of 25% of the gross sales should be separately rated (99777).\\nProhibited:\\n1. Controlled burns\\n2. Defensible space contractors \\n3. Hired and/or Nonowned Auto Coverage\\n4. Seedmans liability \\n5. Snow and ice removal \\n\\nRequired Forms:\\nASIC-GL-0053, Fungi or Bacteria Exclusion (required if ASIC-GL-0024 is attached to the policy); \\nASIC-GL-0095, (NY only) Absolute Employee and Worker Injury Exclusion (required of rooftop work- do not attach CG 2139 or CG 2426);\\nASIC-GL-0111, (PA only) Work in the state of NY;\\nASIC-GL-0128, Exclusion- Snow Removal, Ice Removal, or Plowing Operations; \\nASIC-GL-0129, Exclusion- Snow Removal, Ice Removal or Plowing Operations on Public Streets, Roads or Highways; \\nCG 2116, Exclusion- Designated Professional Services (indicate Any and all professional exposures);\\nCG 2154, Exclusion-Designated Operations Covered by a Consolidated (Wrap-Up) Insurance Program (Indicate: All operations covered by a (wrap up) insurance program;\\nCG 2264, Pesticide/Herbicide Applicator Coverage (except PA); \\nCG 2616, (PA only) PA Changes- Pesticide Applicator Coverage;\\n\\nOptional Forms: :\\n ASIC-GL-0086, Injury to Worker Exclusion;\\nCG 2139, Contractual Liability Limitation;\\nCoverage Options:\\n1. Errors and Omissions Coverage (ASIC-GL-0024) is offered at limits equal to the General Liability limit. Charge 10% of the General Liability premium subject to a minimum $100 charge (do not attach ASIC-GL-0024 with CG 2116).\\n2. In Transit Pollution Coverage (ASIC-GL-0084) is included at $25,000/$100,000 limits. \\n3. Lost Key Coverage (ASIC-GL-0078) is included at $25,000 /$25,000 limits. \\n4. Property Damage Extension (ASIC-GL-0076) is included at $5,000/$25,000 limits. Increase limits to $50,000/$100,000 for $100 flat charge; $100,000/$200,000 for $200 flat charge; or $200,000/$300,000 for $300 flat charge.\\n\",\n \"IsoNotes\": \"\\nThis classification applies to risks which provide services for lawn care, such as mowing, fertilizing, edging or cleaning lawns, including removal of leaves, or preventing growth of, or killing weeds.\\nCoverage is included for incidental application of \\\"over-the-counter\\\" herbicides or pesticides on lawns under the insured's regular care. Use Lawn Care Services - Limited Pollution Coverage Endorsement CG 22 93.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"66123\",\n \"Description\": \"Lawyers Offices - Not-For-Profit only\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\n1. $500 minimum premium when occurrence limits are $500 or less. \\n2. Coverage restricted to premise liability only- OL&T.\\n3. Professional coverage must be in place.\\nSubmit:\\nAdditional Interests other than landlords. \\nRequired Forms: \\nCG 2104, Exclusion- Products Completed Operations Hazard;\\nCG 2116, Exclusion- Designated Professional Services (indicate \\\"Any and all professional exposures\\\");\\nCG 2138, Exclusion- Personal and Advertising Injury (do not attach ASIC-GL-0069);\\nCG 2139, Contractual Liability Limitation (do not attach CG 2426);\\n\",\n \"IsoNotes\": \"\\nPersonal and Advertising Injury is excluded. Use Exclusion - Personal And Advertising Injury Endorsement CG 21 38.\\nLimited Coverage may be provided for personal and advertising injury that does not arise out of a lawyers' professional services. Use Limited Exclusion - Personal And Advertising Injury - Lawyers Endorsement CG 22 96 in accordance with Rule 36. of the Division Six - General Liability Commercial Lines Manual.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"66122\",\n \"Description\": \"Lawyers Offices - Other than Not-For-Profit\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\n1. $500 minimum premium when occurrence limits are $500 or less. \\n2. Coverage restricted to premise liability only- OL&T.\\n3. Professional coverage must be in place\\nSubmit:\\nAdditional Interests other than landlords. \\nRequired Forms: \\nCG 2104,Exclusion Products Completed Operations Hazard;\\nCG 2116, Exclusion- Designated Professional Services indicate \\\"Any and all professional exposures\\\";\\nCG 2138, Exclusion- Personal and Advertising Injury (do not attach ASIC-GL-0069;\\nCG 2139, Contract Liability Limitation (do not attach CG 2426)\\n\",\n \"IsoNotes\": \"\\nPersonal and Advertising Injury is excluded. Use Exclusion - Personal And Advertising Injury Endorsement CG 21 38.\\nLimited Coverage may be provided for personal and advertising injury that does not arise out of a lawyers' professional services. Use Limited Exclusion - Personal And Advertising Injury - Lawyers Endorsement CG 22 96 in accordance with Rule 36. of the Division Six - General Liability Commercial Lines Manual.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"56170\",\n \"Description\": \"Lead Mfg. - red or white\",\n \"Authority\": \"P/P\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"56171\",\n \"Description\": \"Lead Works - sheet, pipe or shot\",\n \"Authority\": \"P/P\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"56202\",\n \"Description\": \"Leather Goods Mfg. - NOC\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \" \\nArtifical leather goods manufacturing included in classification \\nSubmit: \\n1. Prior voluntary or involuntary product recall circumstances of recall required\\n2. Stand-alone products coverage \\nProhibited:\\n1. Children and infants clothing manufacturing\\n2. Discontinued Products/Completed Operations coverage \\nRequired Forms: \\nASIC-GL-0054, Specified Products Liability (required if Products coverage provided); \\nASIC-GL-0064, Exclusion- Cancer; \\nASIC- GL-0086, Injury to Worker Exclusion; \\nCG 2149, Total Pollution Exclusion; \\nCG 2196, Silica or Silica-Related Dust Exclusion;\\nCoverage Options: \\nLimited Product Withdrawal Expense Endorsement (CG 0436) available for $7,500 aggregate limit at no additional charge. Indicate \\\"0\\\" for Deductible Amount and Participation Percentage. For the Cut-off Date, indicate the inception date of the first Ategrity policy with continuous renewal coverage with Ategrity to current policy.\\n\",\n \"IsoNotes\": \"\\nThis classification includes manufacturing of goods from artificial leather.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"66309\",\n \"Description\": \"Libraries\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"56390\",\n \"Description\": \"Light Bulb or Tubes Mfg.\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"56391\",\n \"Description\": \"Lighting Fixtures Mfg. - NOC\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\nMust be U.L. approved \\nRequired Forms: \\nASIC-GL-0054, Specified Products Liability;\\nEXCESS LABILITY:\\nRequired Forms:\\nASIC-XL-0029, Designated Products Endorsement;\\n\",\n \"IsoNotes\": \"\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"56427\",\n \"Description\": \"Lime Mfg.\",\n \"Authority\": \"S/S\",\n \"CompanyNotes\": \"\\nQuarry exposures must be fenced and posted no trespassing \\nSubmit: \\nExplosive use\\nProhibited: \\nQuarries allowing swimming and inactive quarries\\nRequired Forms:\\nCG 2196, Silica or Silica-Related Dust Exclusion;\",\n \"IsoNotes\": \"\\nThis classification includes quarrying.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"70412\",\n \"Description\": \"Liquor Liability Coverage - Clubs\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\n1. Employees must have alcohol awareness and server training.\\n2. Liquor Liability limits must be equal to or less than General Liability limits when written in conjunction with General Liability.\\n3. Insured must have a valid liquor license as required by the state\\nSUBMIT:\\n1. Accounts that do not require alcohol awareness training (TOPS, TIPS) or other similar training\\n2. Arenas and stadiums\\n3. Auditoriums\\n4. Bartender/liquor service operations only\\n\\n\\n\\n\\n5. Catering services\\n6. Concession stands\\n7. Accounts assessed a fine for any violation of any law concerning the sale of alcohol, or whose liquor license has been revoked\\n8. Risks with a prior liquor loss\\n9. Per location aggregate limits of insurance (ASIC-GL-0120)\\n10. Robots mixing or serving drinks\\n11. Short-term special events (Liquor Liability Special Event Application, ASIC-APP-011, is required)\\nPROHIBITED:\\n1. Limits more than $1,000,000 common cause/$4,000,000 aggregate\\n2. Bars and taverns \\n3. Bring your own alcohol establishments\\n4. Comedy clubs and cabarets\\n5. Customers or guests allowed to serve themselves alcoholic beverages\\n6. Drive-through daiquiri shops\\n7. Exotic dancing \\n8. Gentlemens clubs\\n9. Internet or mail order liquor sales\\n10. Liquor manufacturers and/or distributors as additional insureds\\n11. Microbreweries\\n12. Nightclubs\\n13. Party buses and limo services\\n\\n\\nREQUIRED FORMS: \\n1. Monoline Liquor Liability: \\nASIC-NOT-0002, Claim Reporting Information;\\nASIC-NOT-0004, Policyholder DisclosureNotice of Terrorism Insurance Coverage (must be sent with all new and renewal quotations and listed on the Schedule of Forms and Endorsements);\\nASIC-AF-0000, Cover Page; \\nASIC-DS-0008, Liquor Liability Coverage Part Supplemental Declarations; \\nCG 0033, Liquor Liability Coverage Form (Occurrence Version);\\nASIC-AF-0003, Service of Suit; \\nASIC-AF-0004, Minimum Earned Cancellation Premium (indicate a minimum of 25% of the original premium);\\nASIC-AF-0005, Schedule of Forms and Endorsements (not required in Ategrity rate/quote/issuance system);\\nASIC-AF-0009, Schedule of Locations (not required in Ategrity rate/quote/issuance system);\\nASIC-GL-0015, Punitive or Exemplary Damage Exclusion (Except AL) (Not required in MI & TX);\\n(TBD), (Alabama only) Punitive or Exemplary Damage Exclusion Alabama;\\nASIC-GL-0027, Minimum and Advance Premium Endorsement;\\nASIC-GL-0029, Amendment of Conditions (Nonrenewal) or state equivalent if required by surplus lines law;\\nLIABIILITY (continued):\\nASIC-GL-0037, Premium Audit; \\nASIC-GL-0038, Amendment of Nonpayment Cancellation Condition; \\nCG 2173, (If Insured REJECTS Terrorism Coverage) Exclusion of Certified Acts of Terrorism (except AK); \\nCG 2184, (If Insured ACCEPTS Terrorism Coverage) Exclusion of Certified Nuclear, Biological, Chemical or Radiological Acts of Terrorism; Cap on Losses From Certified Acts of Terrorism;\\nCG 2688, (Alaska only If Insured REJECTS Terrorism Coverage) Alaska Exclusion of Certified Acts of Terrorism; \\nCG 2699, (Alaska only) Alaska War Liability Exclusion;\\nCG 2806, Limitation of Coverage to Insured Premise Liquor Liability Only (Not required for manufacturers or distributors. Contract Underwriter if there are off-premises operations.);\\nCG 3122, (Illinois only) Illinois Changes Liquor Liability (indicate the following limits in the schedule: \\n- Each Person BI Limit - $67,356.23\\n- Each Person PD Limit - $67,356.23\\n- Loss of Means of Support or Loss of Society Limit - $82,324.00\\nIL 0017, Common Policy Conditions;\\nIL 0021, Nuclear Energy Liability Exclusion;\\nIL 0985, (Required if Insured ACCEPTS Terrorism Coverage) Disclosure Pursuant to Terrorism Risk Insurance Act;\\nState specific forms as required for Excess and Surplus Lines policies and/or indicated in the Classification Guide or State Exceptions in the Underwriting Guide;\\n\\n2. Liquor Liability written with GL: (Mandatory forms for GL must also be attached)\\nASIC-GL-0079, Total Liquor Liability Exclusion (required for risks not in the business of manufacturing, distributing, selling, serving or furnishing alcoholic beverages);\\nASIC-DS-0008, Liquor Liability Coverage Part Supplemental Declarations;\\nCG 0033, Liquor Liability Coverage Form (Occurrence Version);\\nCG 2699, (Alaska only) Alaska War Liability Exclusion;\\nCG 2806, Limitation of Coverage to Insured Premise Liquor Liability Only (Not required for manufacturers or distributors. Contract Underwriter if there are off-premises operations.);\\nCG 3122, (Illinois only) Illinois Changes Liquor Liability (indicate the following limits in the schedule: \\n- Each Person BI Limit - $67,356.23\\n- Each Person PD Limit - $67,356.23\\n - Loss of Means of Support or Loss of Society Limit - $82,324.00\\nState specific forms as required for Excess and Surplus Lines policies and/or indicated in the Classification Guide or State Exceptions in the Underwriting Guide.;\\n\\nOPTIONAL FORMS:\\nASIC-GL-0066, Total Assault and/or Battery Exclusion;\\nASIC-GL-0119, Pyramiding of Limits Endorsement;\\nASIC-GL-0120; Amendment Aggregate Limits of Insurance (Per Location) (submission required);\\nASIC-GL-0121, Additional Insured Designated Person or Organization ($75 minimum flat charge for each additional insured added, per Additional Insureds in this Guide);\\nCG 2514, Designated Location(s) Aggregate Limit;\\nELPS: \\nELP - 1.72\",\n \"IsoNotes\": \"\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"50911\",\n \"Description\": \"Liquor Liability Coverage - Manufacturers, Wholesaler and Distributors selling alcoholic beverages for consumption off premises\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\n1. Employees must have alcohol awareness and server training.\\n2. Liquor Liability limits must be equal to or less than General Liability limits when written in conjunction with General Liability.\\n3. Insured must have a valid liquor license as required by the state\\nSubmit: \\n1. Accounts that do not require alcohol awareness training (TOPS, TIPS) or other similar training\\n2. Arenas and stadiums\\n3. Auditoriums\\n4. Bartender/liquor service operations only\\n\\n\\n5. Catering services\\n6. Concession stands\\n7. Accounts assessed a fine for any violation of any law concerning the sale of alcohol, or whose liquor license has been revoked\\n8. Risks with a prior liquor loss\\n9. Per location aggregate limits of insurance (ASIC-GL-0120)\\n10. Robots mixing or serving drinks\\n11. Short-term special events (Liquor Liability Special Event Application, ASIC-APP-011, is required)\\nProhibited:\\n1. Limits more than $1,000,000 common cause/$4,000,000 aggregate\\n2. Bars and taverns \\n3. Bring your own alcohol establishments\\n4. Comedy clubs and cabarets\\n5. Customers or guests allowed to serve themselves alcoholic beverages\\n6. Drive-through daiquiri shops\\n7. Exotic dancing \\n8. Gentlemens clubs\\n9. Internet or mail order liquor sales\\n10. Liquor manufacturers and/or distributors as additional insureds\\n11. Microbreweries\\n12. Nightclubs\\n13. Party buses and limo services\\n\\nREQUIRED FORMS: \\n1. Monoline Liquor Liability: \\nASIC-NOT-0002, Claim Reporting Information;\\nASIC-NOT-0004, Policyholder DisclosureNotice of Terrorism Insurance Coverage (must be sent with all new and renewal quotations and listed on the Schedule of Forms and Endorsements);\\nASIC-AF-0000, Cover Page; \\nASIC-DS-0008, Liquor Liability Coverage Part Supplemental Declarations; \\nCG 0033, Liquor Liability Coverage Form (Occurrence Version);\\nASIC-AF-0003, Service of Suit; \\nASIC-AF-0004, Minimum Earned Cancellation Premium (indicate a minimum of 25% of the original premium);\\nASIC-AF-0005, Schedule of Forms and Endorsements (not required in Ategrity rate/quote/issuance system);\\nASIC-AF-0009, Schedule of Locations (not required in Ategrity rate/quote/issuance system);\\nASIC-GL-0015, Punitive or Exemplary Damage Exclusion (Except AL) (Not required in MI & TX);\\n(TBD), (Alabama only) Punitive or Exemplary Damage Exclusion Alabama;\\nASIC-GL-0027, Minimum and Advance Premium Endorsement;\\nASIC-GL-0029, Amendment of Conditions (Nonrenewal) or state equivalent if required by surplus lines law;\\n\\nASIC-GL-0037, Premium Audit; \\nASIC-GL-0038, Amendment of Nonpayment Cancellation Condition; \\nCG 2173, (If Insured REJECTS Terrorism Coverage) Exclusion of Certified Acts of Terrorism (except AK); \\nCG 2184, (If Insured ACCEPTS Terrorism Coverage) Exclusion of Certified Nuclear, Biological, Chemical or Radiological Acts of Terrorism; Cap on Losses From Certified Acts of Terrorism;\\nCG 2688, (Alaska only If Insured REJECTS Terrorism Coverage) Alaska Exclusion of Certified Acts of Terrorism; \\nCG 2699, (Alaska only) Alaska War Liability Exclusion;\\nCG 2806, Limitation of Coverage to Insured Premise Liquor Liability Only (Not required for manufacturers or distributors. Contract Underwriter if there are off-premises operations.);\\nCG 3122, (Illinois only) Illinois Changes Liquor Liability (indicate the following limits in the schedule: \\n- Each Person BI Limit - $67,356.23\\n- Each Person PD Limit - $67,356.23\\n- Loss of Means of Support or Loss of Society Limit - $82,324.00\\nIL 0017, Common Policy Conditions;\\nIL 0021, Nuclear Energy Liability Exclusion;\\nIL 0985, (Required if Insured ACCEPTS Terrorism Coverage) Disclosure Pursuant to Terrorism Risk Insurance Act;\\nState specific forms as required for Excess and Surplus Lines policies and/or indicated in the Classification Guide or State Exceptions in the Underwriting Guide;\\n\\n2. Liquor Liability written with GL: (Mandatory forms for GL must also be attached)\\nASIC-GL-0079, Total Liquor Liability Exclusion (required for risks not in the business of manufacturing, distributing, selling, serving or furnishing alcoholic beverages);\\nASIC-DS-0008, Liquor Liability Coverage Part Supplemental Declarations;\\nCG 0033, Liquor Liability Coverage Form (Occurrence Version);\\nCG 2699, (Alaska only) Alaska War Liability Exclusion;\\nCG 2806, Limitation of Coverage to Insured Premise Liquor Liability Only (Not required for manufacturers or distributors. Contract Underwriter if there are off-premises operations.);\\nCG 3122, (Illinois only) Illinois Changes Liquor Liability (indicate the following limits in the schedule: \\n- Each Person BI Limit - $67,356.23\\n- Each Person PD Limit - $67,356.23\\n - Loss of Means of Support or Loss of Society Limit - $82,324.00\\nState specific forms as required for Excess and Surplus Lines policies and/or indicated in the Classification Guide or State Exceptions in the Underwriting Guide.;\\n\\nOptional Forms: : \\nASIC-GL-0066, Total Assault and/or Battery Exclusion;\\nASIC-GL-0119, Pyramiding of Limits Endorsement;\\nASIC-GL-0120; Amendment Aggregate Limits of Insurance (Per Location) (submission required);\\nASIC-GL-0121, Additional Insured Designated Person or Organization ($75 minimum flat charge for each additional insured added, per Additional Insureds in this Guide);\\nCG 2514, Designated Location(s) Aggregate Limit;\\nELPS:\\nELP - .034\",\n \"IsoNotes\": \"\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"59211\",\n \"Description\": \"Liquor Liability Coverage - Package Stores and other retail establishments selling alcoholic beverages for consumption off premi\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\n1. Employees must have alcohol awareness and server training.\\n2. Liquor Liability limits must be equal to or less than General Liability limits when written in conjunction with General Liability.\\n3. Insured must have a valid liquor license as required by the state\\nSUBMIT:\\n1. Accounts that do not require alcohol awareness training (TOPS, TIPS) or other similar training\\n2. Arenas and stadiums\\n3. Auditoriums\\n4. Bartender/liquor service operations only\\n\\n5. Catering services\\n6. Concession stands\\n7. Accounts assessed a fine for any violation of any law concerning the sale of alcohol, or whose liquor license has been revoked\\n8. Risks with a prior liquor loss\\n9. Per location aggregate limits of insurance (ASIC-GL-0120)\\n10. Robots mixing or serving drinks\\n11. Short-term special events (Liquor Liability Special Event Application, ASIC-APP-011, is required)\\nPROHIBITED:\\n1. Limits more than $1,000,000 common cause/$4,000,000 aggregate\\n2. Bars and taverns \\n3. Bring your own alcohol establishments\\n4. Comedy clubs and cabarets\\n5. Customers or guests allowed to serve themselves alcoholic beverages\\n6. Drive-through daiquiri shops\\n7. Exotic dancing \\n8. Gentlemens clubs\\n9. Internet or mail order liquor sales\\n10. Liquor manufacturers and/or distributors as additional insureds\\n11. Microbreweries\\n12. Nightclubs\\n13. Party buses and limo services\\n\\nREQUIRED FORMS: \\n1. Monoline Liquor Liability: \\nASIC-NOT-0002, Claim Reporting Information;\\nASIC-NOT-0004, Policyholder DisclosureNotice of Terrorism Insurance Coverage (must be sent with all new and renewal quotations and listed on the Schedule of Forms and Endorsements);\\nASIC-AF-0000, Cover Page; \\nASIC-DS-0008, Liquor Liability Coverage Part Supplemental Declarations; \\nCG 0033, Liquor Liability Coverage Form (Occurrence Version);\\nASIC-AF-0003, Service of Suit; \\nASIC-AF-0004, Minimum Earned Cancellation Premium (indicate a minimum of 25% of the original premium);\\nASIC-AF-0005, Schedule of Forms and Endorsements (not required in Ategrity rate/quote/issuance system);\\nASIC-AF-0009, Schedule of Locations (not required in Ategrity rate/quote/issuance system);\\nASIC-GL-0015, Punitive or Exemplary Damage Exclusion (Except AL) (Not required in MI & TX);\\n(TBD), (Alabama only) Punitive or Exemplary Damage Exclusion Alabama;\\nASIC-GL-0027, Minimum and Advance Premium Endorsement;\\nASIC-GL-0029, Amendment of Conditions (Nonrenewal) or state equivalent if required by surplus lines law;\\n\\nASIC-GL-0037, Premium Audit; \\nASIC-GL-0038, Amendment of Nonpayment Cancellation Condition; \\nCG 2173, (If Insured REJECTS Terrorism Coverage) Exclusion of Certified Acts of Terrorism (except AK); \\nCG 2184, (If Insured ACCEPTS Terrorism Coverage) Exclusion of Certified Nuclear, Biological, Chemical or Radiological Acts of Terrorism; Cap on Losses From Certified Acts of Terrorism;\\nCG 2688, (Alaska only If Insured REJECTS Terrorism Coverage) Alaska Exclusion of Certified Acts of Terrorism; \\nCG 2699, (Alaska only) Alaska War Liability Exclusion;\\nCG 2806, Limitation of Coverage to Insured Premise Liquor Liability Only (Not required for manufacturers or distributors. Contract Underwriter if there are off-premises operations.);\\nCG 3122, (Illinois only) Illinois Changes Liquor Liability (indicate the following limits in the schedule: \\n- Each Person BI Limit - $67,356.23\\n- Each Person PD Limit - $67,356.23\\n- Loss of Means of Support or Loss of Society Limit - $82,324.00\\nIL 0017, Common Policy Conditions;\\nIL 0021, Nuclear Energy Liability Exclusion;\\nIL 0985, (Required if Insured ACCEPTS Terrorism Coverage) Disclosure Pursuant to Terrorism Risk Insurance Act;\\nState specific forms as required for Excess and Surplus Lines policies and/or indicated in the Classification Guide or State Exceptions in the Underwriting Guide;\\n\\n2. Liquor Liability written with GL: (Mandatory forms for GL must also be attached)\\nASIC-GL-0079, Total Liquor Liability Exclusion (required for risks not in the business of manufacturing, distributing, selling, serving or furnishing alcoholic beverages);\\nASIC-DS-0008, Liquor Liability Coverage Part Supplemental Declarations;\\nCG 0033, Liquor Liability Coverage Form (Occurrence Version);\\nCG 2699, (Alaska only) Alaska War Liability Exclusion;\\nCG 2806, Limitation of Coverage to Insured Premise Liquor Liability Only (Not required for manufacturers or distributors. Contract Underwriter if there are off-premises operations.);\\nCG 3122, (Illinois only) Illinois Changes Liquor Liability (indicate the following limits in the schedule: \\n- Each Person BI Limit - $67,356.23\\n- Each Person PD Limit - $67,356.23\\n - Loss of Means of Support or Loss of Society Limit - $82,324.00\\nState specific forms as required for Excess and Surplus Lines policies and/or indicated in the Classification Guide or State Exceptions in the Underwriting Guide.;\\n\\nOPTIONAL FORMS:\\nASIC-GL-0066, Total Assault and/or Battery Exclusion;\\nASIC-GL-0119, Pyramiding of Limits Endorsement;\\nASIC-GL-0120; Amendment Aggregate Limits of Insurance (Per Location) (submission required);\\nASIC-GL-0121, Additional Insured Designated Person or Organization ($75 minimum flat charge for each additional insured added, per Additional Insureds in this Guide);\\nCG 2514, Designated Location(s) Aggregate Limit;\\nELPS:\\nELP - .224\",\n \"IsoNotes\": \"\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"58161\",\n \"Description\": \"Liquor Liability Coverage - Restaurants, Hotels, Motels, including package sales\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\n1. Employees must have alcohol awareness and server training.\\n2. Liquor Liability limits must be equal to or less than General Liability limits when written in conjunction with General Liability.\\n3. Insured must have a valid liquor license as required by the state\\nSUBMIT:\\n1. Accounts that do not require alcohol awareness training (TOPS, TIPS) or other similar training\\n2. Arenas and stadiums\\n3. Auditoriums\\n4. Bartender/liquor service operations only\\n\\n5. Catering services\\n6. Concession stands\\n7. Accounts assessed a fine for any violation of any law concerning the sale of alcohol, or whose liquor license has been revoked\\n8. Risks with a prior liquor loss\\n9. Per location aggregate limits of insurance (ASIC-GL-0120)\\n10. Robots mixing or serving drinks\\n11. Short-term special events (Liquor Liability Special Event Application, ASIC-APP-011, is required)\\nPROHIBITED:\\n1. Limits more than $1,000,000 common cause/$4,000,000 aggregate\\n2. Bars and taverns \\n3. Bring your own alcohol establishments\\n4. Comedy clubs and cabarets\\n5. Customers or guests allowed to serve themselves alcoholic beverages\\n6. Drive-through daiquiri shops\\n7. Exotic dancing \\n8. Gentlemens clubs\\n9. Internet or mail order liquor sales\\n10. Liquor manufacturers and/or distributors as additional insureds\\n11. Microbreweries\\n12. Nightclubs\\n13. Party buses and limo services\\n\\nREQUIRED FORMS: \\n1. Monoline Liquor Liability: \\nASIC-NOT-0002, Claim Reporting Information;\\nASIC-NOT-0004, Policyholder DisclosureNotice of Terrorism Insurance Coverage (must be sent with all new and renewal quotations and listed on the Schedule of Forms and Endorsements);\\nASIC-AF-0000, Cover Page; \\nASIC-DS-0008, Liquor Liability Coverage Part Supplemental Declarations; \\nCG 0033, Liquor Liability Coverage Form (Occurrence Version);\\nASIC-AF-0003, Service of Suit; \\nASIC-AF-0004, Minimum Earned Cancellation Premium (indicate a minimum of 25% of the original premium);\\nASIC-AF-0005, Schedule of Forms and Endorsements (not required in Ategrity rate/quote/issuance system);\\nASIC-AF-0009, Schedule of Locations (not required in Ategrity rate/quote/issuance system);\\nASIC-GL-0015, Punitive or Exemplary Damage Exclusion (Except AL) (Not required in MI & TX);\\n(TBD), (Alabama only) Punitive or Exemplary Damage Exclusion Alabama;\\nASIC-GL-0027, Minimum and Advance Premium Endorsement;\\nASIC-GL-0029, Amendment of Conditions (Nonrenewal) or state equivalent if required by surplus lines law;\\n\\nASIC-GL-0037, Premium Audit; \\nASIC-GL-0038, Amendment of Nonpayment Cancellation Condition; \\nCG 2173, (If Insured REJECTS Terrorism Coverage) Exclusion of Certified Acts of Terrorism (except AK); \\nCG 2184, (If Insured ACCEPTS Terrorism Coverage) Exclusion of Certified Nuclear, Biological, Chemical or Radiological Acts of Terrorism; Cap on Losses From Certified Acts of Terrorism;\\nCG 2688, (Alaska only If Insured REJECTS Terrorism Coverage) Alaska Exclusion of Certified Acts of Terrorism; \\nCG 2699, (Alaska only) Alaska War Liability Exclusion;\\nCG 2806, Limitation of Coverage to Insured Premise Liquor Liability Only (Not required for manufacturers or distributors. Contract Underwriter if there are off-premises operations.);\\nCG 3122, (Illinois only) Illinois Changes Liquor Liability (indicate the following limits in the schedule: \\n- Each Person BI Limit - $67,356.23\\n- Each Person PD Limit - $67,356.23\\n- Loss of Means of Support or Loss of Society Limit - $82,324.00\\nIL 0017, Common Policy Conditions;\\nIL 0021, Nuclear Energy Liability Exclusion;\\nIL 0985, (Required if Insured ACCEPTS Terrorism Coverage) Disclosure Pursuant to Terrorism Risk Insurance Act;\\nState specific forms as required for Excess and Surplus Lines policies and/or indicated in the Classification Guide or State Exceptions in the Underwriting Guide;\\n\\n2. Liquor Liability written with GL: (Mandatory forms for GL must also be attached)\\nASIC-GL-0079, Total Liquor Liability Exclusion (required for risks not in the business of manufacturing, distributing, selling, serving or furnishing alcoholic beverages);\\nASIC-DS-0008, Liquor Liability Coverage Part Supplemental Declarations;\\nCG 0033, Liquor Liability Coverage Form (Occurrence Version);\\nCG 2699, (Alaska only) Alaska War Liability Exclusion;\\nCG 2806, Limitation of Coverage to Insured Premise Liquor Liability Only (Not required for manufacturers or distributors. Contract Underwriter if there are off-premises operations.);\\nCG 3122, (Illinois only) Illinois Changes Liquor Liability (indicate the following limits in the schedule: \\n- Each Person BI Limit - $67,356.23\\n- Each Person PD Limit - $67,356.23\\n - Loss of Means of Support or Loss of Society Limit - $82,324.00\\nState specific forms as required for Excess and Surplus Lines policies and/or indicated in the Classification Guide or State Exceptions in the Underwriting Guide.;\\n\\nOPTIONAL FORMS:\\nASIC-GL-0066, Total Assault and/or Battery Exclusion;\\nASIC-GL-0119, Pyramiding of Limits Endorsement;\\nASIC-GL-0120; Amendment Aggregate Limits of Insurance (Per Location) (submission required);\\nASIC-GL-0121, Additional Insured Designated Person or Organization ($75 minimum flat charge for each additional insured added, per Additional Insureds in this Guide);\\nCG 2514, Designated Location(s) Aggregate Limit;\\nELPS: \\nELP - 1.05\",\n \"IsoNotes\": \"\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"58168\",\n \"Description\": \"Liquor Liability Coverage - Temporary Licensees (Special Events)\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\n1. Employees must have alcohol awareness and server training.\\n2. Liquor Liability limits must be equal to or less than General Liability limits when written in conjunction with General Liability.\\n3. Insured must have a valid liquor license as required by the state\\nSUBMIT:\\n1. Accounts that do not require alcohol awareness training (TOPS, TIPS) or other similar training\\n2. Arenas and stadiums\\n3. Auditoriums\\n4. Bartender/liquor service operations only\\n\\n5. Catering services\\n6. Concession stands\\n7. Accounts assessed a fine for any violation of any law concerning the sale of alcohol, or whose liquor license has been revoked\\n8. Risks with a prior liquor loss\\n9. Per location aggregate limits of insurance (ASIC-GL-0120)\\n10. Robots mixing or serving drinks\\n11. Short-term special events (Liquor Liability Special Event Application, ASIC-APP-011, is required)\\nPROHIBITED:\\n1. Limits more than $1,000,000 common cause/$4,000,000 aggregate\\n2. Bars and taverns \\n3. Bring your own alcohol establishments\\n4. Comedy clubs and cabarets\\n5. Customers or guests allowed to serve themselves alcoholic beverages\\n6. Drive-through daiquiri shops\\n7. Exotic dancing \\n8. Gentlemens clubs\\n9. Internet or mail order liquor sales\\n10. Liquor manufacturers and/or distributors as additional insureds\\n11. Microbreweries\\n12. Nightclubs\\n13. Party buses and limo services\\n\\nREQUIRED FORMS: \\n1. Monoline Liquor Liability: \\nASIC-NOT-0002, Claim Reporting Information;\\nASIC-NOT-0004, Policyholder DisclosureNotice of Terrorism Insurance Coverage (must be sent with all new and renewal quotations and listed on the Schedule of Forms and Endorsements);\\nASIC-AF-0000, Cover Page; \\nASIC-DS-0008, Liquor Liability Coverage Part Supplemental Declarations; \\nCG 0033, Liquor Liability Coverage Form (Occurrence Version);\\nASIC-AF-0003, Service of Suit; \\nASIC-AF-0004, Minimum Earned Cancellation Premium (indicate a minimum of 25% of the original premium);\\nASIC-AF-0005, Schedule of Forms and Endorsements (not required in Ategrity rate/quote/issuance system);\\nASIC-AF-0009, Schedule of Locations (not required in Ategrity rate/quote/issuance system);\\nASIC-GL-0015, Punitive or Exemplary Damage Exclusion (Except AL) (Not required in MI & TX);\\n(TBD), (Alabama only) Punitive or Exemplary Damage Exclusion Alabama;\\nASIC-GL-0027, Minimum and Advance Premium Endorsement;\\nASIC-GL-0029, Amendment of Conditions (Nonrenewal) or state equivalent if required by surplus lines law;\\n\\nASIC-GL-0037, Premium Audit; \\nASIC-GL-0038, Amendment of Nonpayment Cancellation Condition; \\nCG 2173, (If Insured REJECTS Terrorism Coverage) Exclusion of Certified Acts of Terrorism (except AK); \\nCG 2184, (If Insured ACCEPTS Terrorism Coverage) Exclusion of Certified Nuclear, Biological, Chemical or Radiological Acts of Terrorism; Cap on Losses From Certified Acts of Terrorism;\\nCG 2688, (Alaska only If Insured REJECTS Terrorism Coverage) Alaska Exclusion of Certified Acts of Terrorism; \\nCG 2699, (Alaska only) Alaska War Liability Exclusion;\\nCG 2806, Limitation of Coverage to Insured Premise Liquor Liability Only (Not required for manufacturers or distributors. Contract Underwriter if there are off-premises operations.);\\nCG 3122, (Illinois only) Illinois Changes Liquor Liability (indicate the following limits in the schedule: \\n- Each Person BI Limit - $67,356.23\\n- Each Person PD Limit - $67,356.23\\n- Loss of Means of Support or Loss of Society Limit - $82,324.00\\nIL 0017, Common Policy Conditions;\\nIL 0021, Nuclear Energy Liability Exclusion;\\nIL 0985, (Required if Insured ACCEPTS Terrorism Coverage) Disclosure Pursuant to Terrorism Risk Insurance Act;\\nState specific forms as required for Excess and Surplus Lines policies and/or indicated in the Classification Guide or State Exceptions in the Underwriting Guide;\\n\\n2. Liquor Liability written with GL: (Mandatory forms for GL must also be attached)\\nASIC-GL-0079, Total Liquor Liability Exclusion (required for risks not in the business of manufacturing, distributing, selling, serving or furnishing alcoholic beverages);\\nASIC-DS-0008, Liquor Liability Coverage Part Supplemental Declarations;\\nCG 0033, Liquor Liability Coverage Form (Occurrence Version);\\nCG 2699, (Alaska only) Alaska War Liability Exclusion;\\nCG 2806, Limitation of Coverage to Insured Premise Liquor Liability Only (Not required for manufacturers or distributors. Contract Underwriter if there are off-premises operations.);\\nCG 3122, (Illinois only) Illinois Changes Liquor Liability (indicate the following limits in the schedule: \\n- Each Person BI Limit - $67,356.23\\n- Each Person PD Limit - $67,356.23\\n - Loss of Means of Support or Loss of Society Limit - $82,324.00\\nState specific forms as required for Excess and Surplus Lines policies and/or indicated in the Classification Guide or State Exceptions in the Underwriting Guide.;\\n\\nOPTIONAL FORMS:\\nASIC-GL-0066, Total Assault and/or Battery Exclusion;\\nASIC-GL-0119, Pyramiding of Limits Endorsement;\\nASIC-GL-0120; Amendment Aggregate Limits of Insurance (Per Location) (submission required);\\nASIC-GL-0121, Additional Insured Designated Person or Organization ($75 minimum flat charge for each additional insured added, per Additional Insureds in this Guide);\\nCG 2514, Designated Location(s) Aggregate Limit;\\nELPS:\\nELP - 1.80 \",\n \"IsoNotes\": \"\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"56488\",\n \"Description\": \"Liquor Mfg.\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"PROPERTY:\\r\\nRequired Forms:\\r\\nCP 9905, Distilled Spirits and Wines Market Value (required if coverage for BPP provided)\\r\\nLIABILITY:\\r\\nProhibited:\\r\\nInternet or mail order sales of alcoholic beverages\",\n \"IsoNotes\": \"\\nThe following shall be separately classified and rated:\\n- Beer, ale or malt liquor mfg.\\n- Wine mfg.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"14855\",\n \"Description\": \"Livestock Dealers or Commission Merchants\",\n \"Authority\": \"S/S\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\\nThis classification applies to risks which do not assume physical possession in the transfer of livestock.\\nThis classification does not apply to risks operating farms, ranches, livestock sales companies or sales stables.\\nFor premium computation purposes use commissions as gross sales.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"45771\",\n \"Description\": \"Livestock Sales Companies \",\n \"Authority\": \"S/S\",\n \"CompanyNotes\": \"\\nRequired Forms:\\nASIC-GL-0073, Stable Liability Exclusion;\",\n \"IsoNotes\": \"\\nThis classification applies to risks which assume physical possession in the transfer of livestock.\\nThis classification includes sales stables.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"14913\",\n \"Description\": \"Locksmiths\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\nSubmit:\\nOperations at prisons, jails or detention centers and on vaults for banks or other Financial institutions.\\n\",\n \"IsoNotes\": \"\\nThis classification includes retail store operations.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"97111\",\n \"Description\": \"Logging and Lumbering\",\n \"Authority\": \"P/P\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\\nThis classification includes:\\n- Construction, maintenance, operation and extension of logging railroads\\n- Ownership, operation and use of teams\\n- Construction of service roads in connection with logging and lumbering operations\\nCoverage is excluded for property damage due to fire or property damage, however caused, to any vehicle while being loaded or unloaded. Use Exclusion - Logging And Lumber Operations Endorsement CG 22 54.\\nSaw or planing mill operations shall be separately classified and rated.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"56567\",\n \"Description\": \"Lubricants Mfg. - grease\",\n \"Authority\": \"P/P\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\\nThis classification applies to grease or oil mixing or blending.\\nPetroleum refining shall be separately classified and rated.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"45819\",\n \"Description\": \"Lumberyards\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\nFor equipment rental refer to applicable rental classification for availability.\\nRequired Forms:\\nASIC-GL-0093, Exclusion - Chinese Drywall; \\nCoverage Options:\\nContractors - Home Repair and Remodeling (ASIC-GL-0092) available at a $15,000 limit; charge 10% of the GL premium subject to $250 minimum premium. \\n\",\n \"IsoNotes\": \"\\nThis classification includes the incidental sales of building material.\\nThe following shall be separately classified and rated:\\n- Building material dealers\\n- Home Improvement Stores\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"97220\",\n \"Description\": \"Machine Shops - NOC\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \" \\nSupplemental application required\\nELPS:\\nELP - Products:\\nAll states except LA - 1.26;\\nLA - 5.16\",\n \"IsoNotes\": \"\\nThis classification is designed for risks making items based on the design and specifications of their customers. Usually, items are made from raw stock and become a part of their customers' finished product.\\nRisks specialized in affecting a physical change of materials through structural, mechanical or chemical means shall be separately classified and rated as \\\"Welding or Cutting\\\", \\\"Electroplating\\\", \\\"Metal Heat Processing\\\", etc., depending on the operation.\\nThis classification applies only when there is no other appropriate classification.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"97221\",\n \"Description\": \"Machinery or Equipment - farm - installation, servicing, repair or erection\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\n1. ATVs and UTVs service and repair refer to Automobile Repair or Service Shops - NOC (10073). \\n2. Service technicians must be factory certified or trained under an apprenticeship or trade school. \\n3. Supplemental application required \\nSubmit:\\n1. 3D printer service or repair\\n2. Bottling plant equipment \\n3. Garage equipment \\n4. Hydraulics- (Forklifts only)\\n5. Printing press equipment \\n6. Robotics\\n7. Sawmill equipment \\nProhibited:\\n1. Aircraft, Aerospace or Unmanned Aircraft\\n2. Amusement devices (mechanical)\\n3. Boiler or pressure vessels or tanks\\n4. Caisson work\\n5. Chemical plant equipment \\n6. Computer design and programming \\n7. Conveyor equipment \\n8. Cotton pickers\\n9. Cranes- booms in excess of 100 feet \\n10. Electrical power generating equipment \\n11. Elevators, escalators and moving sidewalks\\n12. Feed mills \\n\\n13. Hydraulics- (other than forklifts)\\n14. Gasoline, natural gas, oil, LPG equipment \\n15. Generators- use at airports, fire departments, hospitals, police departments or utility stations \\n16. Grain silos, bins or elevators\\n17. Hog house equipment \\n18. Overhead hoists\\n19. Industrial valve control \\n20. Lift equipment- other than forklifts (includes: cherry pickers, scissor lifts, scaffolding equipment, ladders)\\n21. Logging and lumbering equipment \\n22. Medical and diagnostic equipment \\n23. Military equipment \\n24. Mining equipment \\n25. Nuclear power plant equipment \\n26. Oilfield equipment, parts or machinery \\n27. Pipeline work involving gasoline, natural gas, oil or LPG\\n28. Pipeline equipment, parts or machinery \\n29. Poultry house equipment \\n30. Railroad equipment \\n31. Rigging equipment \\n32. Rigging operations \\n33. Safety equipment \\n34. Tree Stands \\n35. Wood Chippers\\n\\nELPS:\\nELP - Prem Ops:\\nAll states except LA - 2.22;\\nLA - 9.10\\nRequired Forms:\\nASIC-GL-0031, Continuing or Ongoing Damage Exclusion; \\nASIC-GL-0064, Exclusion- Cancer; \\nASIC-GL-0086, Injury to Worker Exclusion (except NY); \\nASIC-GL-0101, Earth or Land Movement Exclusion;\\nASIC-GL-0011, (PA only) Exclusion- Work in the State of New York;\\nASIC-GL-0112, Manganese Exclusion;\\nASIC-GL-0144, (IN only) Total Pollution Exclusion-Indiana;\\nCG 2149, Total Pollution Exclusion Endorsement; \\nCG 2196, Silica or Silica-Related Dust Exclusion;\\nCG 2279, Exclusion-Contractors-Professional Liability;\\nOptional Forms: :\\nASIC-GL-0095, Absolute Employee and Worker Liability Exclusion (do not attach CG 2139 or CG 2426);\",\n \"IsoNotes\": \"\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"97222\",\n \"Description\": \"Machinery or Equipment - industrial - installation, servicing or repair\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\n1. ATVs and UTVs service and repair refer to Automobile Repair or Service Shops - NOC (10073). \\n2. Service technicians must be factory certified or trained under an apprenticeship or trade school. \\n3. Supplemental application required\\nSubmit:\\n1. 3D printer service or repair\\n2. Bottling plant equipment \\n3. Garage equipment \\n4. Hydraulics- (Forklifts only)\\n5. Printing press equipment \\n6. Robotics\\n7. Sawmill equipment \\nProhibited:\\n1. Aircraft, Aerospace or Unmanned Aircraft\\n2. Amusement devices (mechanical)\\n3. Boiler or pressure vessels or tanks\\n4. Caisson work\\n5. Chemical plant equipment \\n6. Computer design and programming \\n7. Conveyor equipment \\n8. Cotton pickers\\n9. Cranes- booms in excess of 100 feet \\n10. Electrical power generating equipment \\n11. Elevators, escalators and moving sidewalks\\n12. Feed mills \\n\\n13. Gasoline, natural gas, oil, LPG equipment \\n14. Generators- use at airports, fire departments, hospitals, police departments or utility stations \\n15. Grain silos, bins or elevators\\n16. Hog house equipment \\n17. Hydraulics (other than forklifts)\\n18. Overhead hoists\\n19. Industrial valve control \\n20. Lift equipment- other than forklifts (includes: cherry pickers, scissor lifts, scaffolding equipment, ladders)\\n21. Logging and lumbering equipment \\n22. Medical and diagnostic equipment \\n23. Military equipment \\n24. Mining equipment \\n25. Nuclear power plant equipment \\n26. Oilfield equipment, parts or machinery \\n27. Pipline work involving gasoline, natural gas, oil or LPG\\n28. Pipeline equipment, parts or machinery \\n29. Poultry house equipment \\n30. Railroad equipment \\n31. Rigging equipment \\n32. Rigging operations \\n33. Safety equipment \\n34. Tree Stands \\n35. Wood Chippers \\n\\nRequired Forms:\\nASIC-GL-0031, Continuing or Ongoing Damage Exclusion; \\nASIC-GL-0064, Exclusion- Cancer; \\nASIC-GL-0086, Injury to Worker Exclusion (except NY); \\nASIC-GL-0101, Earth or Land Movement Exclusion;\\nASIC-GL-0011, (PA only) Exclusion- Work in the State of New York;\\nASIC-GL-0112, Manganese Exclusion;\\nASIC-GL-0144, (IN only) Total Pollution Exclusion-Indiana;\\nCG 2149, Total Pollution Exclusion Endorsement; \\nCG 2196, Silica or Silica-Related Dust Exclusion;\\nCG 2279, Exclusion-Contractors-Professional Liability; \\nOptional Forms: :\\nASIC-GL-0095, Absolute Employee and Worker Liability Exclusion (do not attach CG 2139 or CG 2426);\",\n \"IsoNotes\": \"\\nThis classification includes millwright work and incidental rigging work.\\nThe following shall be separately classified and rated:\\n- Risks involved solely in rigging operations\\n- Installation, servicing or repair of office machinery and appliances\\n- Installation, servicing or repair of farm machinery\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"97223\",\n \"Description\": \"Machinery or Equipment - installation, servicing or repair -NOC\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\n1. ATVs and UTVs service and repair refer to Automobile Repair or Service Shops - NOC (10073). \\n2. Service technicians must be factory certified or trained under an apprenticeship or trade school. \\n3. Supplemental application required \\nSubmit:\\n1. 3D printer service or repair\\n2. Bottling plant equipment \\n3. Garage equipment \\n4. Hydraulics- (Forklifts only)\\n5. Printing press equipment \\n6. Robotics\\n7. Sawmill equipment \\nProhibited:\\n1. Aircraft, Aerospace or Unmanned Aircraft\\n2. Amusement devices (mechanical)\\n3. Boiler or pressure vessels or tanks\\n4. Caisson work\\n5. Chemical plant equipment \\n6. Computer design and programming \\n7. Conveyor equipment \\n8. Cotton pickers\\n9. Cranes- booms in excess of 100 feet \\n10. Electrical power generating equipment \\n11. Elevators, escalators and moving sidewalks\\n\\n12. Feed mills \\n13. Gasoline, natural gas, oil, LPG equipment \\n14. Generators- use at airports, fire departments, hospitals, police departments or utility stations \\n15. Grain silos, bins or elevators\\n16. Hog house equipment \\n17. Hydraulics (other than forklifts)\\n18. Overhead hoists\\n19. Industrial valve control \\n20. Lift equipment- other than forklifts (includes: cherry pickers, scissor lifts, scaffolding equipment, ladders)\\n21. Logging and lumbering equipment \\n22. Medical and diagnostic equipment \\n23. Military equipment \\n24. Mining equipment \\n25. Nuclear power plant equipment \\n26. Oilfield equipment, parts or machinery \\n27. Pipline work involving gasoline, natural gas, oil or LPG\\n28. Pipeline equipment, parts or machinery \\n29. Poultry house equipment \\n30. Railroad equipment \\n31. Rigging equipment \\n32. Rigging operations \\n33. Safety equipment \\n\\n34. Tree Stands \\n35. Wood Chippers \\nRequired Forms:\\nASIC-GL-0031, Continuing or Ongoing Damage Exclusion; \\nASIC-GL-0064, Exclusion- Cancer; \\nASIC-GL-0086, Injury to Worker Exclusion (except NY); \\nASIC-GL-0101, Earth or Land Movement Exclusion;\\nASIC-GL-0011,(PA only) Exclusion - Work in the State of New York;\\nASIC-GL-0112, Manganese Exclusion;\\nASIC-GL-0144, (IN only) Total Pollution Exclusion-Indiana;\\nCG 2149, Total Pollution Exclusion Endorsement; \\nCG 2196, Silica or Silica-Related Dust Exclusion;\\nCG 2279, Exclusion-Contractors-Professional Liability;\\nOptional Forms: :\\nASIC-GL-0095, Absolute Employee and Worker Liability Exclusion (do not attach CG 2139 or CG 2426);\",\n \"IsoNotes\": \"\\nInstallation, servicing or repair of the following shall be separately classified and rated:\\n- Office machinery and appliances\\n- Farm machinery\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"15062\",\n \"Description\": \"Machinery or Equipment Dealers -NOC\",\n \"Authority\": \"S/S\",\n \"CompanyNotes\": \"\\nProhibited:\\n1. Aircraft or aerospace parts\\n2. Conveyors and hoists- Installation, service or repair \\nELPS:\\nELP - Products - .47\",\n \"IsoNotes\": \"\\nInstallation, servicing or repair shall be separately classified and rated.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"15060\",\n \"Description\": \"Machinery or Equipment Dealers\\n- construction or industrial - mobile type\",\n \"Authority\": \"S/S\",\n \"CompanyNotes\": \" \\nProhibited:\\n1. Aircraft or aerospace parts\\n2. Conveyors and hoists- Installation, service or repair\\nELPS:\\nELP - Prem Ops - .27\\nELP - Products - .45\",\n \"IsoNotes\": \"\\nInstallation, servicing or repair shall be separately classified and rated.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"15061\",\n \"Description\": \"Machinery or Equipment Dealers\\n- farm type\",\n \"Authority\": \"S/S\",\n \"CompanyNotes\": \"\\nELPS:\\nELP - Prem Ops - .46\\nELP - Products - .17\",\n \"IsoNotes\": \"\\nThe following shall be separately classified and rated:\\n- Installation, servicing or repair\\n- Leasing of machinery or equipment\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"15063\",\n \"Description\": \"Machinery or Equipment Dealers\\n- yard or garden type\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\nELPS:\\nELP - Products - .44\",\n \"IsoNotes\": \"\\nThis classification includes:\\n- Sales of lawn mowers, rototillers, edgers and chain saws\\n- Servicing or repair of small engines, including lawnmowers, rototillers, edgers and chain saws, whether or not sold by the insured\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"56654\",\n \"Description\": \"Machinery or Machinery Parts Mfg. - NOC)\",\n \"Authority\": \"S/S\",\n \"CompanyNotes\": \" \\nNon-moving parts and components only.\\nProhibited:\\n1. Aircraft or aerospace parts\\n2. Moving parts\\nELPS:\\nELP - Products - 1.25\",\n \"IsoNotes\": \"\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"56650\",\n \"Description\": \"Machinery or Machinery Parts Mfg. - construction, mining or materials handling type\",\n \"Authority\": \"P/P\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"56651\",\n \"Description\": \"Machinery or Machinery Parts Mfg. - farm type\",\n \"Authority\": \"S/S\",\n \"CompanyNotes\": \" \\nNon-moving parts and components only.\\nProhibited:\\nMoving parts\\nELPS:\\nELP - Products - 1.80\",\n \"IsoNotes\": \"\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"56652\",\n \"Description\": \"Machinery or Machinery Parts Mfg. - industrial type\",\n \"Authority\": \"S/S\",\n \"CompanyNotes\": \" \\nNon-moving parts and components only.\\nProhibited:\\nMoving parts\\nELPS:\\nELP - Products - 1.25\",\n \"IsoNotes\": \"\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"56653\",\n \"Description\": \"Machinery or Machinery Parts Mfg. - metalworking\",\n \"Authority\": \"S/S\",\n \"CompanyNotes\": \" \\nNon-moving parts and components only.\\nProhibited:\\n1. Aircraft or aerospace parts\\n2. Moving parts\\nELPS:\\nELP - Products - 1.25\",\n \"IsoNotes\": \"\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"15070\",\n \"Description\": \"Mail Box or Packaging Stores\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\nProhibited:\\n1. Sale of electronic/vapor cigarettes and /or liquids or vapors for same in excess of 15% of gross receipts\\n2. Sale of marijuana/cannabis or products containing marijuana/cannabis\\nRequired Forms:\\nASIC-GL-0097, Tobacco or Nicotine Products Health Hazard Exclusion;\\nCoverage Options:\\nElectronic Data Liability (CG 0437) available for limits of:\\n$10,000 = $100\\n$20,000 = $150\\n$50,000 = $200\\n\",\n \"IsoNotes\": \"\\nThis classification applies to risks specializing in performing packing and mailing services for others.\\nThis classification includes the incidental sales of packing products and mailing accessories, as well as the incidental faxing and copying of materials.\\nThis classification does not apply to shipping services provided by the insured. Shipping operations shall be separately classified and rated.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"45901\",\n \"Description\": \"Mail Order Houses\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\\nCatalog or premium coupon redemption stores shall be separately classified and rated.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"45900\",\n \"Description\": \"Mail Order or On- line Drugstores\",\n \"Authority\": \"P/P\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\\nThis classification applies to those druggists who operate exclusively through mail order and/or the Internet.\\nProducts coverage under this classification includes professional coverage. Use Druggists Endorsement CG 22 69.\\nIf products coverage is not provided, use Exclusion - Products And Professional Services (Druggists) Endorsement CG 22 36.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"45937\",\n \"Description\": \"Mailing or Addressing Companies\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"45993\",\n \"Description\": \"Manufacturer's Representatives\",\n \"Authority\": \"S/S\",\n \"CompanyNotes\": \" \\n1. Foreign manufacturers representatives, use manufacturing Products rate. \\n2. Provide complete listing of all products handled.\\n3. Use commissions as gross sales.\\nProhibited:\\nProducts coverage on prohibited classes.\\nELPS:\\nELP - Prem Ops - .06\\nELP - Products - .16 ( For representative for foreign manufacturer, use manufacturing Products rate.)\\nRequired Forms:\\nASIC-GL-0054, Specified Products Liability (required if Products coverage provided);\",\n \"IsoNotes\": \"\\nFor the purpose of this classification, a manufacturer's representative is an independent contractor who sells the products of one or more manufacturers on a commission basis. The manufacturer's representative is not on the payroll of the manufacturer and is not eligible for any employee benefits.\\nManufacturers' Representatives are usually involved in one or more of the following:\\n(a) They may employ salespersons of their own and pay them either salary or commission without affecting the relationship with the involved manufacturers;\\n(b) They may stock a small supply of samples used for display or demonstration but not for sale;\\n(c) They may demonstrate the product or supervise its installation;\\n(d) They may train customers' employees in the use of the product.\\nFor premium computation purposes use commissions as gross sales.\\nThis classification includes the insured's office.\\nRisks with storage or warehouse facilities are not considered manufacturers' representatives and shall be separately classified and rated.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"54444\",\n \"Description\": \"Manufacturers - NOC\",\n \"Authority\": \"S/S\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\\nThis classification applies only when there is no other appropriate classification assignable to the risk.\\nFor Increased Limits Tables assignment, refer to company.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"97308\",\n \"Description\": \"Marine Appraisers or Surveyors\",\n \"Authority\": \"P/P\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\\nProfessional services are excluded. Use Exclusion - Inspection, Appraisal And Survey Companies Endorsement CG 22 24.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"15120\",\n \"Description\": \"Markets - not open air (lessor's risk only) - Not-For- Profit only\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \" \\nIndividual vendors coverage (including that of the insured), refer to Push Cart classification (18437)\\nProhibited:\\nVendors as additional insureds\\nELPS:\\nELP - Prem Ops - 4.25\\nRequired Forms: \\nASIC-GL-0066, Assault and/Battery Exclusion; \\nASIC-GL-0079, Total Liquor Liability Exclusion; \\nCG 2104, Products/Completed Operations Exclusion; \\nCG 2139, Contractual Liability Limitation; \\n\",\n \"IsoNotes\": \"\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"15119\",\n \"Description\": \"Markets - not open air (lessor's risk only) - Other than Not-For-Profit\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \" \\nIndividual vendors coverage (including that of the insured), refer to Push Cart classification (18437)\\nProhibited:\\nVendors as additional insureds\\nELPS:\\nELP - Prem Ops - 4.25\\nRequired Forms: \\nASIC-GL-0066, Assault and/Battery Exclusion; \\nASIC-GL-0079, Total Liquor Liability Exclusion; \\nCG 2104, Products/Completed Operations Exclusion; \\nCG 2139, Contractual Liability Limitation; \\n\",\n \"IsoNotes\": \"\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"15124\",\n \"Description\": \"Markets - open air (lessor's risk only) - Not-For- Profit only\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \" \\nIndividual vendors coverage (including that of the insured), refer to Push Cart classification (18437)\\nProhibited:\\nVendors as additional insureds\\nRequired Forms: \\nASIC-GL-0066, Assault and/Battery Exclusion; \\nASIC-GL-0079, Total Liquor Liability Exclusion; \\nCG 2104, Products/Completed Operations Exclusion; \\nCG 2139, Contractual Liability Limitation; \\n\",\n \"IsoNotes\": \"\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"15123\",\n \"Description\": \"Markets - open air (lessor's risk only) - Other than Not-For-Profit\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \" \\nIndividual vendors coverage (including that of the insured), refer to Push Cart classification (18437)\\nProhibited:\\nVendors as additional insureds\\nRequired Forms: \\nASIC-GL-0066, Assault and/Battery Exclusion; \\nASIC-GL-0079, Total Liquor Liability Exclusion; \\nCG 2104, Products/Completed Operations Exclusion; \\nCG 2139, Contractual Liability Limitation; \\n\",\n \"IsoNotes\": \"\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"44315\",\n \"Description\": \"Martial Arts Studios #\\n(Rated as - Health or Exercise Facilities - commercially operated - 44315)\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\n1. Exhibitions, events sponsored by the insured and open to the public, where the participants are limited to members of the school or club, refer to Exhibitions - in buildings - Other than Not-For-Profit (63217)\\n2. Tournaments, events sponsored by the insured, open to the public, where the participants are members of the school or club competing with members of another club or school, should be separately rated. Refer to Athletic Games Sponsored by the Insured other than not for profit (40059)\\nProhibited:\\n1. Cage fighting \\n2. Professional athlete- training \\nRequired Forms:\\nASIC-GL-0053, Fungi or Bacteria Exclusion (required if ASIC-GL-0024 is attached to the policy); \\nASIC-GL-0062, Communicable Disease Exclusion; \\nASIC-GL-0064, Exclusion- Cancer; \\nASIC-GL-0074, Sexual and/or Physical Abuse Exclusion; \\nASIC-GL-0099, Exclusion- Athletic or Sports Participants; \\nCG 2116, Exclusion- Designated Professional Services (indicate Any and all professional exposures);\\n \\nCoverage Options:\\n1. Errors and Omissions Coverage (ASIC-GL-0024) is included at limits equal to the General Liability limit (If ASIC-GL-0024 is NOT selected, then Exclusion- Designated Professional Services (CG 2116) is required). \\n2. Sexual and/or Physical Abuse Liability Coverage (ASIC-GL-0077) is included at $25,000/$50,000 limits(If ASIC-GL-0077 is NOT selected, then Sexual and/or Physical Abuse Exclusion (ASIC-GL-0074) is required).\\n\",\n \"IsoNotes\": \"\\nThis classification applies to any health or exercise facility open to the general public.\\nThis classification does not apply to \\\"Health or Exercise Clubs\\\".\\nProfessional services are excluded. Use Professional Liability Exclusion - Health Or Exercise Clubs Or Commercially Operated Health Or Exercise Facilities Endorsement CG 22 76.\\nThe following shall be separately classified and rated:\\n- Sales of used exercise equipment\\n- Sales of sporting goods\\n- Restaurants and refreshment stands\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"97447\",\n \"Description\": \"Masonry\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\nSubmit:\\n1. Multiple named insureds and joint ventures\\n2. Operations for condominiums or townhouses\\n3. Risks with past or pending construction defect claims\\n4. Risks that have previously had operations as a general contractor\\n5. Work at gas, oil or chemical plants\\nProhibited:\\n1. Asbestos or hazardous waste removal by insured or subcontractors\\n2. Fire and Water restoration operations\\n3. Hired and/or Nonowned Auto Coverage\\n4. Mold and spore treatment or removal operations\\n5. Operations for condominiums or townhouses\\n6. Underpinning or soil stabilization operations\\nRequired Forms:\\nASIC-GL-0031, Continuing or Ongoing Damage Exclusion;\\nASIC-GL-0086, Injury to Worker Exclusion;\\nASIC-GL-0101, Earth or Land Movement Exclusion;\\nASIC-GL-0144, (IN only) Total Pollution Exclusion - Indiana;\\nCG 2149, Total Pollution Exclusion (except IN and LA);\\nCG 2154, Exclusion - Designated Operations Covered by a Consolidated (Wrap-Up) Insurance Program (indicate: All operations covered by a consolidated wrap-up insurance program);\\nCG 2165, (LA only) Total Pollution Exclusion (with exceptions);\\nCG 2279, Exclusion - Contractors- Professional Liability;\\nCoverage Options:\\n1. Contractors - Home Repair and Remodeling (ASIC-GL-0092) available at a $15,000 limit; charge 10% of the GL premium subject to $250 minimum premium. \\n2. Electronic Data Liability (CG0437) is available for limits of:\\n$10,000 = $100\\n$20,000 = $150\\n$50,000 = $200\\n\",\n \"IsoNotes\": \"\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"56690\",\n \"Description\": \"Match Mfg.\",\n \"Authority\": \"P/P\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\\nLogging and lumbering operations shall be separately classified and rated.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"56699\",\n \"Description\": \"Mattress or Box Spring Mfg.\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\nQuilts, pillows and cushions contemplated in classification \\nSubmit: \\n1. Prior voluntary or involuntary product recall circumstances of recall required\\n2. Stand-alone products coverage \\nProhibited:\\n1. Crib mattresses \\n2. Discontinued Products/Completed Operations coverage\\n3. Infant pillows and wedges \\nRequired Forms: \\nASIC-GL-0054, Specified Products Liability (required if Products coverage provided); \\nASIC-GL-0064, Exclusion- Cancer; \\nASIC- GL-0086, Injury to Worker Exclusion; \\nCG 2149, Total Pollution Exclusion; \\nCG 2196, Silica or Silica-Related Dust Exclusion;\\nCoverage Options: \\nLimited Product Withdrawal Expense Endorsement (CG 0436) available for $7,500 aggregate limit at no additional charge. Indicate \\\"0\\\" for Deductible Amount and Participation Percentage. For the Cut-off Date, indicate the inception date of the first Ategrity policy with continuous renewal coverage with Ategrity to current policy.\\n\",\n \"IsoNotes\": \"\\nThis classification includes quilts, pillows or cushions.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"46005\",\n \"Description\": \"Mausoleums - Not- For-Profit only\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \" \\nRequired Forms: \\nCG 2156, Exclusion- Funeral Services; \",\n \"IsoNotes\": \"\\nThis classification includes mausoleums in cemeteries or those operated by cemetery companies.\\nThis classification excludes professional services. Use Exclusion - Funeral Services Endorsement CG 21 56.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"46004\",\n \"Description\": \"Mausoleums - Other than Not-For- Profit\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \" \\nRequired Forms: \\nCG 2156, Exclusion- Funeral Services; \",\n \"IsoNotes\": \"\\nThis classification includes mausoleums in cemeteries or those operated by cemetery companies.\\nThis classification excludes professional services. Use Exclusion - Funeral Services Endorsement CG 21 56.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"56758\",\n \"Description\": \"Meat, Fish, Poultry or Seafood\\n- curing\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\nSubmit:\\n1. Limited Product Withdrawal Expense Endorsement limits in excess of $7,500\\n2. Recall of products- Voluntary or involuntary\\nProhibited:\\n1. Baby food \\n2. (FSIS)- Food Safety and Inspection Service - Risks subject to but not approved for operation under either the Food Safety and Inspection Service (FSIS) under the jurisdiction of USDA or by an equivalent state or federal regulation and inspection program\\n3. Herbal supplements and vitamins\\n4. Marijuana/cannabis\\nRequired Forms:\\nASIC-GL-0045, Marijuana/Cannabis Liability Exclusion;\\nASIC-GL-0054, Specified Products Liability (required if Products coverage provided);\\nCoverage Options:\\nLimited Product Withdrawal Expense Endorsement (CG0436) available for $7,500 aggregate limit at no additional charge. Indicate \\\"0\\\" for Deductible Amount and Participation Percentage. For the Cut-off Date, indicate the inception date of the first Ategrity policy with continuous renewal coverage with Ategrity to current policy.\\n\",\n \"IsoNotes\": \"\\nPacking houses shall be separately classified and rated.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"15223\",\n \"Description\": \"Meat, Fish, Poultry or Seafood\\n- distributors\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\nSeparately class and rate retail sales, including internet sales, that exceed 20% of gross sales.\\nSubmit:\\nManufacturers representatives\\nProhibited:\\n1. Foreign Products (refer to appropriate manufacturing class)\\n2. Hired and/or Nonowned Auto Coverage\\n3. Importers\\n4. Manufacturers as additional insureds\\n5. Products manufactured/designed by or for the insured\\n6. Relabeling or repackaging of products \\nRequired Forms:\\nASIC-GL-0087, Scheduled Products Exclusion;\\nCoverage Options:\\nContractors Home Repair and Remodeling (ASIC-GL-0092) $15,000 limit available for 10% of the GL premium subject to $250 minimum premium.\\n\",\n \"IsoNotes\": \"\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"15224\",\n \"Description\": \"Meat, Fish, Poultry or Seafood\\n- stores\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \" \\n1. Fuel sales must be separately rated, refer to classification Gasoline Stations - self and full service combined (13455)\\n2. Gross sales should include liquor sales\\n3. Supermarkets, defined as $500,000 or more in sales and 3,000 or more sq. feet, refer to Supermarket classification (18501)\\nProhibited: \\n1. Raw milk\\n2. New York risks\\nRequired Forms: \\nASIC-GL-0097, Tobacco or Nicotine Products Health Hazard Exclusion; \\nCG 2407, Products/Completed Operations Hazard Redefined; \\n\",\n \"IsoNotes\": \"\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"56759\",\n \"Description\": \"Meat, Fish, Poultry or Seafood Processing - in airtight containers\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\nSubmit:\\n1. Limited Product Withdrawal Expense Endorsement limits in excess of $7,500\\n2. Recall of products- Voluntary or involuntary\\nProhibited:\\n1. Baby food \\n2. Risks subject to but not approved for operation under either the Food Safety and Inspection Service (FSIS) under the jurisdiction of USDA or by an equivalent state or federal regulation and inspection program\\n3. Herbal supplements and vitamins\\n4. Marijuana/cannabis\\nRequired Forms:\\nASIC-GL-0045, Marijuana/Cannabis Liability Exclusion;\\nASIC-GL-0054, Specified Products Liability (required if Products coverage provided);\\nCoverage Options:\\nLimited Product Withdrawal Expense Endorsement (CG0436) available for $7,500 aggregate limit at no additional charge. Indicate \\\"0\\\" for Deductible Amount and Participation Percentage. For the Cut-off Date, indicate the inception date of the first Ategrity policy with continuous renewal coverage with Ategrity to current policy.\\n\",\n \"IsoNotes\": \"\\nThis classification does not apply to products packed in paper, plastic wrap or cellophane unless vacuum packed.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"56760\",\n \"Description\": \"Meat, Fish, Poultry or Seafood Processing-not in airtight containers\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\nSubmit:\\n1. Limited Product Withdrawal Expense Endorsement limits in excess of $7,500\\n2. Recall of products- Voluntary or involuntary\\nProhibited:\\n1. Baby food \\n2. (FSIS)- Food Safety and Inspection Service - Risks subject to but not approved for operation under either the Food Safety and Inspection Service (FSIS) under the jurisdiction of USDA or by an equivalent state or federal regulation and inspection program\\n3. Herbal supplements and vitamins\\n4. Marijuana/cannabis\\nRequired Forms:\\nASIC-GL-0045, Marijuana/Cannabis Liability Exclusion;\\nASIC-GL-0054, Specified Products Liability (required if Products coverage provided);\\nCoverage Options:\\nLimited Product Withdrawal Expense Endorsement (CG0436) available for $7,500 aggregate limit at no additional charge. Indicate \\\"0\\\" for Deductible Amount and Participation Percentage. For the Cut-off Date, indicate the inception date of the first Ategrity policy with continuous renewal coverage with Ategrity to current policy.\\n\",\n \"IsoNotes\": \"\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"57800\",\n \"Description\": \"Media Manufacturing - blank\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \" \\nELPS:\\nELP - Products - .45\\nRequired Forms:\\nASIC-GL-0054, Specified Products Liability (required if providing Products coverage);\\nCG 2149, Total Pollution Exclusion (except LA);\\nCG 2165, (LA only) Total Pollution Exclusion (with exceptions)\\n\",\n \"IsoNotes\": \"\\nThis classification includes the manufacturing of recordable CDs, DVDs and other similar audio-visual materials.\\nThe manufacturing of film shall be separately classified and rated as \\\"Photographic Supplies Mfg.\\\".\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"58627\",\n \"Description\": \"Media Manufacturing - pre-recorded\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\n1. CDs, DVDs or similar audio visual material manufacturing is contemplated in this classification\\n2. Recording studios should be rated under Recording Studios classification (47103)\\nSubmit: \\n1. Prior voluntary or involuntary product recall circumstances of recall required\\n2. Stand-alone products coverage \\nProhibited:\\nDiscontinued Products/Completed Operations coverage \\nRequired Forms: \\nASIC-GL-0054, Specified Products Liability (required if Products coverage provided); \\nASIC-GL-0064, Exclusion- Cancer; \\nASIC- GL-0086, Injury to Worker Exclusion; \\nCG 2138, Exclusion - Personal and Advertising Injury (do not attach ASIC-GL-0069, Known Injury or Damage Exclusion with the attachment of CG 2138);\\nCG 2149, Total Pollution Exclusion; \\nCG 2196, Silica or Silica-Related Dust Exclusion;\\n\\nCoverage Options:\\nLimited Product Withdrawal Expense Endorsement (CG 0436) available for $7,500 aggregate limit at no additional charge. Indicate \\\"0\\\" for Deductible Amount and Participation Percentage. For the Cut-off Date, indicate the inception date of the first Ategrity policy with continuous renewal coverage with Ategrity to current policy.\\n\",\n \"IsoNotes\": \"\\nThis classification includes the manufacturing of pre-recorded CDs, DVDs and other similar audio-visual materials.\\nRecording studios shall be separately classified and rated.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"97002\",\n \"Description\": \"Medical - Clinical Trials #\",\n \"Authority\": \"P/P\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\\nProfessional services are excluded. Use Exclusion - Testing Or Consulting Errors And Omissions Endorsement CG 22 33.\\nThe following shall be separately classified and rated:\\n- Analytical Chemists\\n- Medical Laboratories\\n- Medical X-ray Laboratories\\nThis is an N.P.D. classification.\\nFor premium computation purposes include the payroll of laboratory and outside employees.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"66561\",\n \"Description\": \"Medical Offices\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\n1. Coverage restricted to premise liability only- OL&T.\\n2. Professional coverage must be in place. \\nSubmit:\\nAdditional Interests other than landlords. \\nRequired Forms:\\nASIC-GL-0062, Communicable Disease Exclusion; \\nASIC-GL-0139, Total Products Exclusion with Designated Premises Limitation;\\nCG 2138, Exclusion- Personal and Advertising Injury Exclusion;\\n\",\n \"IsoNotes\": \"\\nProfessional services are excluded. Use Exclusion - Services Furnished By Health Care Providers Endorsement CG 22 44.\\nIf professional coverage is desired, classify and rate in accordance with the Professional Liability Division.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"56808\",\n \"Description\": \"Medical, Dental or Surgical Diagnostic or Treatment Machines or Devices Mfg.\",\n \"Authority\": \"P/P\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\\nThis classification includes items such as anesthesia apparatus, inhalation therapy machines, x-ray and fluoroscopy machines, cardiac defibrillators, resuscitation equipment, radiation therapy machines, metal and foreign body locators, kidney machines, audiometers, E.K.G. machines, diathermy machines, suction or irrigation apparatus, oscilloscopes and monitoring devices (all types).\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"56805\",\n \"Description\": \"Medical, Dental, Hospital or Surgical Equipment or Supplies Mfg. - expendable\",\n \"Authority\": \"S/S\",\n \"CompanyNotes\": \"\\nProvide complete listing of all products handled. \\nProhibited:\\nLatex gloves\\nELPS:\\nELP - Products - .59\\n\",\n \"IsoNotes\": \"\\nThis classification includes items such as adhesive tape, absorbent cotton, bandages or dressings, sponges, swabs, tongue depressors, ligatures and sutures, hypodermic needles, specimen containers, rubber gloves, plastic and rubber sheeting or tubing, splints and elastic stockings and supporters.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"56806\",\n \"Description\": \"Medical, Dental, Hospital or Surgical Equipment or Supplies Mfg. - non-expendable\",\n \"Authority\": \"S/S\",\n \"CompanyNotes\": \" \\nProhibited:\\n1. Life sustaining equipment\\n2. Monitoring equipment\\nELPS:\\nELP - Products - 2.18\",\n \"IsoNotes\": \"\\nThis classification includes items such as hospital beds, examining or operating room tables or chairs, basins or trays, wheeled litters, bed pans and urinals, heating pads, vaporizers, operating room lights, pails and buckets, medication and chart carts, oxygen canopies or tents, traction apparatus, patient lifts or hoists, x-ray film viewers, hot water bottles and ice packs.\\nOrthopedic, ambulation or prosthetic devices or surgical instruments shall be separately classified and rated.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"56807\",\n \"Description\": \"Medical, Dental, Hospital or Surgical Instruments Mfg.\",\n \"Authority\": \"P/P\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\\nThis classification includes items such as hemostats, forceps, retractors, cauteries, sphygmomanometers, bronchoscopes, hypodermic syringes, scalpels, trachea tubes, ophthalmoscopes, phoropters, stethoscopes, tonometers, specula and trepans.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"15300\",\n \"Description\": \"Medical, Hospital and Surgical Equipment and Supplies - rented to others\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\n1. Maximum GL limits $1,000,000 occurrence/$4,000,000 aggregate.\\nDrugstore/pharmacy operations refer to Drugstore classification (12375)\\n2. Supplemental application required\\nProhibited:\\n1. Anesthesia apparatus\\n2. Audiometers\\n3. Chair lift installation, service and repair (in excess of 20% of total sales)\\n4. Diathermy machines\\n5. EKG machines\\n6. Electric scooter, electric wheelchair rental (in excess of 20% of the total sales) \\n7. Fluoroscopy machines\\n8. Heart monitoring equipment\\n9. Importing of goods\\n10. Inhalation therapy machines (other than nebulizers)\\n11. Intravenous equipment\\n12. Kidney machines\\n13. Laser medical devices\\n14. Manufacturing operations\\n15. Metal and foreign body locators\\n16. Oscilloscopes\\n17. Physician or respiratory therapist- employed \\n18. Radiation therapy machines\\n19. Resale or reconditioning of equipment (in excess of 20% of the total sales)\\n\\n20. Resuscitation equipment \\n21. Suction or irrigation apparatus\\n22. Ventilators\\n23. Vehicle chair lift installation, service or repair\\n24. Vitamins or nutritional supplements sold under the insureds label \\n25. Wheelchair ramp installation (in excess of 20% of the total sales)\\n26. X-Ray machines \\nCredits and Surcharges:\\n1. Chair lift, pool lift installation, service and repair up to 20% of the total sales, surcharge the GL rates by 20% (Prohibited if exposure accounts for more than 20% of the total sales)\\n2. Electric scooter, electric wheelchair rental or sales up to 20% of the total sales, surcharge the GL rates by 20% (Prohibited if exposure accounts for more than 20% of the total sales)\\n3. Resale or reconditioning of equipment up to 20% of the total sales, surcharge the GL rates by 20% (Prohibited if exposure accounts for more than 20% of the total sales)\\n4. Wheelchair ramp installation up to 20% of the total sales, surcharge the GL rate by 20% (Prohibited if exposure accounts for more than 20% of the total sales)\\nELPS:\\nELP - Prem Ops - .62\\n\\nRequired Forms:\\nASIC-GL-0062, Communicable Disease Exclusion; \\nCG 2116, Exclusion- Designated Professional Services (Indicate: Any and all professional exposures); \",\n \"IsoNotes\": \"\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"15314\",\n \"Description\": \"Medical, Hospital and Surgical Supply Stores\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\n1. Maximum GL limits $1,000,000 occurrence/$4,000,000 aggregate.\\nDrugstore/pharmacy operations refer to Drugstore classification (12375)\\n2. Supplemental application required\\nProhibited: \\n1. Anesthesia apparatus\\n2. Audiometers\\n3. Chair lift installation, service and repair (in excess of 20% of total sales)\\n4. Diathermy machines\\n5. EKG machines\\n6. Electric scooter, electric wheelchair rental (in excess of 20% of the total sales) \\n7. Fluoroscopy machines\\n8. Heart monitoring equipment\\n9. Importing of goods\\n10. Inhalation therapy machines (other than nebulizers)\\n11. Intravenous equipment\\n12. Kidney machines\\n13. Laser medical devices\\n14. Manufacturing operations\\n15. Metal and foreign body locators\\n16. Oscilloscopes\\n17. Physician or respiratory therapist- employed \\n18. Radiation therapy machines\\n19. Resale or reconditioning of equipment (in excess of 20% of the total sales)\\n\\n20. Resuscitation equipment \\n21. Suction or irrigation apparatus\\n22. Ventilators\\n23. Vehicle chair lift installation, service or repair\\n24. Vitamins or nutritional supplements sold under the insureds label \\n25. Wheelchair ramp installation (in excess of 20% of the total sales)\\n26. X-Ray machines \\nCredits and Surcharges: \\n1. Chair lift, pool lift installation, service and repair up to 20% of the total sales, surcharge the GL rates by 20% (Prohibited if exposure accounts for more than 20% of the total sales)\\n2. Electric scooter, electric wheelchair rental or sales up to 20% of the total sales, surcharge the GL rates by 20% (Prohibited if exposure accounts for more than 20% of the total sales)\\n3. Resale or reconditioning of equipment up to 20% of the total sales, surcharge the GL rates by 20% (Prohibited if exposure accounts for more than 20% of the total sales)\\n4. Wheelchair ramp installation up to 20% of the total sales, surcharge the GL rate by 20% (Prohibited if exposure accounts for more than 20% of the total sales)\\nELPS:\\nELP - Products - .44.\\n\\nRequired Forms: \\nASIC-GL-0062, Communicable Disease Exclusion; \\nCG 2116, Exclusion- Designated Professional Services (Indicate: Any and all professional exposures); \",\n \"IsoNotes\": \"\\nRental of equipment shall be separately classified and rated.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"15404\",\n \"Description\": \"Metal Dealers or Distributors - nonstructural\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \" \\nClassify and rate Metal Scrap Dealers (15406) separately.\\nELPS:\\nELP - Products - .22\",\n \"IsoNotes\": \"\\nMetal scrap dealers shall be separately classified and rated.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"15405\",\n \"Description\": \"Metal Dealers or Distributors - structural\",\n \"Authority\": \"S/S\",\n \"CompanyNotes\": \" \\nELPS:\\nELP - Products - .28\",\n \"IsoNotes\": \"\\nMetal scrap dealers shall be separately classified and rated.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"97650\",\n \"Description\": \"Metal Erection - decorative or artistic\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\nShop operations not installed or erected by insured are to be separately classified and rated.\\nSubmit:\\n1. Gas, oil or chemical plant operations \\n2. Multiple named insureds and joint ventures\\nProhibited:\\n1. Asbestos or hazardous waste removal by insured or subcontractors\\n2. Fire and Water restoration operations\\n3. Hired and/or Nonowned Auto Coverage\\n4. Mold and spore treatment or removal operations\\n5. Underpinning or soil stabilization operations\\nRequired Forms:\\nASIC-GL-0031, Continuing or Ongoing Damage Exclusion;\\nASIC-GL-0086, Injury to Worker Exclusion;\\nASIC-GL-0144, (IN only) Total Pollution Exclusion - Indiana;\\nCG 2149, Total Pollution Exclusion (except IN and LA);\\nCG 2154, Exclusion - Designated Operations Covered by a Consolidated (Wrap-Up) Insurance Program (indicate: All operations covered by a consolidated wrap-up insurance program);\\nCG 2165, (LA only) Total Pollution Exclusion (with exceptions);\\nCG 2279, Exclusion - Contractors- Professional Liability;\\n\\nCoverage Options:\\n1. Contractors - Home Repair and Remodeling (ASIC-GL-0092) available at a $15,000 limit; charge 10% of the GL premium subject to $250 minimum premium. \\n2. Electronic Data Liability (CG0437) is available for limits of:\\n$10,000 = $100\\n$20,000 = $150\\n$50,000 = $200\",\n \"IsoNotes\": \"\\nThis classification applies to risks whose predominant operation is the installation or erection of metal work.\\nThis classification includes shop operations in connection with metal work installed or erected by the insured.\\nShop operations in connection with metal work not installed or erected by the insured shall be separately classified and rated.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"97651\",\n \"Description\": \"Metal Erection - frame structures - iron work on outside of buildings\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\nThis class includes erecting or repairing balconies, fire escapes and railing. Shop operations are to be separately classified and rated.\\nSubmit:\\n1. Gas, oil or chemical plant operations \\n2. General contracting operations \\n3. Multiple named insureds and joint ventures\\nProhibited:\\n1. Asbestos or hazardous waste removal by insured or subcontractors\\n2. Fire and Water restoration operations\\n3. Hired and/or Nonowned Auto Coverage\\n4. Mold and spore treatment or removal operations\\n5. Operations for condominiums or townhouses\\n6. Underpinning or soil stabilization operations\\nRequired Forms:\\nASIC-GL-0031, Continuing or Ongoing Damage Exclusion;\\nASIC-GL-0086, Injury to Worker Exclusion;\\nASIC-GL-0144, (IN only) Total Pollution Exclusion - Indiana;\\nCG 2149, Total Pollution Exclusion (except IN and LA);\\nCG 2154, Exclusion - Designated Operations Covered by a Consolidated (Wrap-Up) Insurance Program (indicate: All operations covered by a consolidated wrap-up insurance program);\\nCG 2165, (LA only) Total Pollution Exclusion (with exceptions);\\nCG 2279, Exclusion - Contractors- Professional Liability;\\n\\nCoverage Options:\\n1. Contractors - Home Repair and Remodeling (ASIC-GL-0092) available at a $15,000 limit; charge 10% of the GL premium subject to $250 minimum premium. \\n2. Electronic Data Liability (CG0437) is available for limits of:\\n$10,000 = $100\\n$20,000 = $150\\n$50,000 = $200\\n\",\n \"IsoNotes\": \"\\nThis classification includes erecting or repairing balconies, fire escapes, railings, staircases, coal chutes or fireproof shelters.\\nShop operations shall be separately classified and rated.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"97652\",\n \"Description\": \"Metal Erection - in the construction of dwellings not exceeding 2 stories in height\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\nSubmit:\\n1. Construction defect claims- past or pending \\n2. Gas, oil or chemical plant operations \\n3. General contracting operations \\n4. Multiple named insureds and joint ventures\\nProhibited:\\n1. Asbestos or hazardous waste removal by insured or subcontractors\\n2. Fire and Water restoration operations\\n3. Hired and/or Nonowned Auto Coverage\\n4. Mold and spore treatment or removal operations\\n5. Operations for condominiums or townhouses\\n6. Underpinning or soil stabilization operations\\nRequired Forms:\\nASIC-GL-0031, Continuing or Ongoing Damage Exclusion;\\nASIC-GL-0086, Injury to Worker Exclusion;\\nASIC-GL-0101, Earth or Land Movement Exclusion;\\nASIC-GL-0144, (IN only) Total Pollution Exclusion - Indiana;\\nCG 2149, Total Pollution Exclusion (except IN and LA);\\nCG 2154, Exclusion - Designated Operations Covered by a Consolidated (Wrap-Up) Insurance Program (indicate: All operations covered by a consolidated wrap-up insurance program);\\nCG 2165, (LA only) Total Pollution Exclusion (with exceptions);\\nCG 2279, Exclusion - Contractors- Professional Liability;\\n\\nCoverage Options:\\n1. Contractors - Home Repair and Remodeling (ASIC-GL-0092) available at a $15,000 limit; charge 10% of the GL premium subject to $250 minimum premium. \\n2. Electronic Data Liability (CG0437) is available for limits of:\\n$10,000 = $100\\n$20,000 = $150\\n$50,000 = $200\\n\",\n \"IsoNotes\": \"\\nShop operations shall be separately classified and rated.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"97653\",\n \"Description\": \"Metal Erection - nonstructural - NOC\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\nSubmit:\\n1. Condominiums or townhouse operations \\n2. Gas, oil or chemical plant operations \\n3. Multiple named insureds and joint ventures\\nProhibited:\\n1. Asbestos or hazardous waste removal by insured or subcontractors\\n2. Hired and/or Nonowned Auto Coverage\\n3. Fire and Water restoration operations\\n4. Mold and spore treatment or removal operations\\n5. Underpinning or soil stabilization operations\\nRequired Forms:\\nASIC-GL-0031, Continuing or Ongoing Damage Exclusion;\\nASIC-GL-0086, Injury to Worker Exclusion;\\nASIC-GL-0101, Earth or Land Movement Exclusion;\\nASIC-GL-0144, (IN only) Total Pollution Exclusion - Indiana;\\nCG 2149, Total Pollution Exclusion (except IN and LA);\\nCG 2154, Exclusion - Designated Operations Covered by a Consolidated (Wrap-Up) Insurance Program (indicate: All operations covered by a consolidated wrap-up insurance program);\\nCG 2165, (LA only) Total Pollution Exclusion (with exceptions);\\nCG 2279, Exclusion - Contractors- Professional Liability;\\n\\n\\nCoverage Options:\\n1. Contractors - Home Repair and Remodeling (ASIC-GL-0092) available at a $15,000 limit; charge 10% of the GL premium subject to $250 minimum premium. \\n2. Electronic Data Liability (CG0437) is available for limits of:\\n$10,000 = $100\\n$20,000 = $150\\n$50,000 = $200\\n\",\n \"IsoNotes\": \"\\nShop operations shall be separately classified and rated.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"97654\",\n \"Description\": \"Metal Erection - steel lock gates, gasholders, standpipes, water- towers, smokestacks, tanks, silos, prison cells, fire or burgl\",\n \"Authority\": \"S/S\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\\nShop operations shall be separately classified and rated.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"97655\",\n \"Description\": \"Metal Erection - structural - NOC\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\nShop operations are to be separately classified and rated.\\nSubmit:\\n1. Multiple named insureds and joint ventures\\n2. Operations in excess of three stories\\n3. Risks with past or pending construction defect claims\\n4. Risks that have previously had operations as a general contractor \\n5. Work at gas, oil or chemical plants\\nProhibited:\\n1. Asbestos or hazardous waste removal by insured or subcontractors\\n2. Bridge or bleacher construction\\n3. Condominiums or townhousesoperations\\n4. Fire and Water restoration operations\\n5. Hired and/or Nonowned Auto Coverage\\n6. Mold and spore treatment or removal operations\\n7. Underpinning or soil stabilization operations\\nRequired Forms:\\nASIC-GL-0031, Continuing or Ongoing Damage Exclusion;\\nASIC-GL-0086, Injury to Worker Exclusion;\\nASIC-GL-0101, Earth or Land Movement Exclusion;\\nASIC-GL-0144, (IN only) Total Pollution Exclusion - Indiana;\\nCG 2149, Total Pollution Exclusion (except IN and LA);\\nCG 2154, Exclusion - Designated Operations Covered by a Consolidated (Wrap-Up) Insurance Program (indicate: All operations covered by a consolidated wrap-up insurance program);\\nCG 2165, (LA only) Total Pollution Exclusion (with exceptions);\\nCG 2279, Exclusion - Contractors- Professional Liability;\\n\\nCoverage Options:\\n1. Contractors - Home Repair and Remodeling (ASIC-GL-0092) available at a $15,000 limit; charge 10% of the GL premium subject to $250 minimum premium. \\n2. Electronic Data Liability (CG0437) is available for limits of:\\n$10,000 = $100\\n$20,000 = $150\\n$50,000 = $200\\n\",\n \"IsoNotes\": \"\\nBridge erection shall be separately classified and rated.\\nShop operations shall be separately classified and rated.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"56910\",\n \"Description\": \"Metal Foil Mfg.\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \" \\nELPS: \\nELP - Products - 2.00\",\n \"IsoNotes\": \"\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"56911\",\n \"Description\": \"Metal Goods Mfg. - NOC \",\n \"Authority\": \"S/S\",\n \"CompanyNotes\": \" \\nELPS: \\nELP - Products - .58\",\n \"IsoNotes\": \"\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"56912\",\n \"Description\": \"Metal Goods Mfg. - stamping - not signs\",\n \"Authority\": \"S/S\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"56913\",\n \"Description\": \"Metal Heat Processing\",\n \"Authority\": \"S/S\",\n \"CompanyNotes\": \" \\nELPS: \\nELP - Products - .50\",\n \"IsoNotes\": \"\\nThis classification applies to insureds engaged in annealing, hardening, heat treating or tempering metals for others.\\nThe manufacturer of fabricated metal products shall be separately classified and rated.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"15406\",\n \"Description\": \"Metal Scrap Dealers\",\n \"Authority\": \"S/S\",\n \"CompanyNotes\": \" \\nRequired Forms: \\nCG 2149, Total Pollution Exclusion;\\nCG 2165, (LA only), Total Pollution Exclusion (with exceptions);\",\n \"IsoNotes\": \"\\nThis classification includes collection of scrap metals.\\nThe following shall be separately classified and rated:\\n- Wrecking\\n- Salvaging operations\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"59914\",\n \"Description\": \"Metal Works - shop\\n- decorative or artistic\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\\nThis classification applies to the manufacturing, fabricating or assembling of decorative or artistic brass, bronze or iron work.\\nThis classification applies to risks whose predominate operations is metal work to be installed or erected by others.\\nThis classification includes incidental installation or erection.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"56915\",\n \"Description\": \"Metal Works - shop\\n- structural - load bearing\",\n \"Authority\": \"S/S\",\n \"CompanyNotes\": \" \\nELPS:\\nELP - Products - .59\",\n \"IsoNotes\": \"\\nFor the purpose of this classification, \\\"load bearing\\\" means structural metal work designed to support weight.\\nInstallation and erection shall be separately classified and rated.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"56916\",\n \"Description\": \"Metal Works - shop\\n- structural - not load bearing\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\\nThe manufacturing of doors, window frames, sashes, molding and trim shall be separately classified and rated.\\nInstallation and erection shall be separately classified and rated.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"56917\",\n \"Description\": \"Metals - extraction or refining - chemical processes\",\n \"Authority\": \"P/P\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\\nThis classification includes all rolling mill operations when done in conjunction with metal extraction or refining.\\nRolling mills not operated in conjunction with metal extraction or refining shall be separately classified and rated.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"56918\",\n \"Description\": \"Metals - extraction or refining - electrometallurgical processes\",\n \"Authority\": \"P/P\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\\nThis classification includes all rolling mill operations when done in conjunction with metal extraction or refining.\\nRolling mills not operated in conjunction with metal extraction or refining shall be separately classified and rated.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"56919\",\n \"Description\": \"Metals - extraction or refining of ferrous metals - blast furnace or other pyrometallurgical processes\",\n \"Authority\": \"P/P\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\\nThis classification includes all rolling mill operations when done in conjunction with metal extraction or refining.\\nRolling mills not operated in conjunction with metal extraction or refining shall be separately classified and rated.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"56920\",\n \"Description\": \"Metals - extraction or refining of nonferrous metals- blast furnace or other pyrometallurgical processes\",\n \"Authority\": \"P/P\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\\nThis classification includes all rolling mill operations when done in conjunction with metal extraction or refining.\\nRolling mills not operated in conjunction with metal extraction or refining shall be separately classified and rated.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"56900\",\n \"Description\": \"Metals Extraction or Refining - NOC\",\n \"Authority\": \"S/S\",\n \"CompanyNotes\": \" \\nELPS: \\nELP - Products - 999.00\\n \",\n \"IsoNotes\": \"\\nThis classification includes all rolling mill operations when done in conjunction with metal extraction or refining.\\nRolling mills not operated in conjunction with metal extraction or refining shall be separately classified and rated.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"56980\",\n \"Description\": \"Mica Goods Mfg.\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \" \\nELPS:\\nELP - Products - 1.75\\nRequired Forms: \\nCG 2196, Silica or Silica-Related Dust Exclusion;\",\n \"IsoNotes\": \"\\nThis classification includes mica preparation.\\nMining shall be separately classified and rated.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"57001\",\n \"Description\": \"Milk Depots or Dealers\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\nSubmit:\\n1. Limited Product Withdrawal Expense Endorsement limits in excess of $7,500\\n2. Recall of products- Voluntary or involuntary\\nProhibited:\\n1. Baby food \\n2. (FSIS)- Food Safety and Inspection Service - Risks subject to but not approved for operation under either the Food Safety and Inspection Service (FSIS) under the jurisdiction of USDA or by an equivalent state or federal regulation and inspection program\\n3. Herbal supplements and vitamins\\n4. Marijuana/cannabis\\n5. Raw or human milk\\nRequired Forms:\\nASIC-GL-0045, Marijuana/Cannabis Liability Exclusion;\\nASIC-GL-0054, Specified Products Liability (required if Products coverage provided);\\nCG 2266, Misdelivery of Liquid Products Coverage Endorsement;\\nCoverage Options:\\nLimited Product Withdrawal Expense Endorsement (CG 0436) available for $7,500 aggregate limit at no additional charge. Indicate \\\"0\\\" for Deductible Amount and Participation Percentage. For the Cut-off Date, indicate the inception date of the first Ategrity policy with continuous renewal coverage with Ategrity to current policy.\\n\",\n \"IsoNotes\": \"\\nThis classification includes milk processing conducted on the same premises.\\nOperations conducted in connection with and on the same premises with a dairy or general Farm shall be separately classified and rated. See Division Four of the CLM.\\nWhen products coverage is afforded, this classification includes coverage for bodily injury or property damage arising from the delivery of any liquid product into a wrong receptacle or to a wrong address or the erroneous delivery of one liquid product for another, if the bodily injury or property damage occurs after delivery has been completed.\\nUse Misdelivery Of Liquid Products Coverage Endorsement CG 22 66.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"57002\",\n \"Description\": \"Milk Processing\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\nSubmit:\\n1. Limited Product Withdrawal Expense Endorsement limits in excess of $7,500\\n2. Recall of products- Voluntary or involuntary\\nProhibited:\\n1. Baby food \\n2. (FSIS)- Food Safety and Inspection Service - Risks subject to but not approved for operation under either the Food Safety and Inspection Service (FSIS) under the jurisdiction of USDA or by an equivalent state or federal regulation and inspection program\\n3. Herbal supplements and vitamins\\n4. Marijuana/cannabis\\n5. Raw or human milk\\nRequired Forms:\\nASIC-GL-0045, Marijuana/Cannabis Liability Exclusion;\\nASIC-GL-0054, Specified Products Liability (required if Products coverage provided);\\nCoverage Options:\\nLimited Product Withdrawal Expense Endorsement (CG0436) available for $7,500 aggregate limit at no additional charge. Indicate \\\"0\\\" for Deductible Amount and Participation Percentage. For the Cut-off Date, indicate the inception date of the first Ategrity policy with continuous renewal coverage with Ategrity to current policy.\\n\",\n \"IsoNotes\": \"\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"98002\",\n \"Description\": \"Mining - NOC\",\n \"Authority\": \"P/P\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\\nThis classification includes mine hoists.\\nThe following shall be separately classified and rated:\\n- Churches\\n- Dwellings\\n- Hospitals\\n- Schools\\n- Stores\\n- Theaters\\nFor premium computation purposes include the total payroll of all employees engaged in mining operations.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"98003\",\n \"Description\": \"Mining - surface\",\n \"Authority\": \"S/S\",\n \"CompanyNotes\": \" \\nProhibited:\\nFracking operations\\nELPS:\\nELP - Products - 13.00\\nRequired Forms: \\nCG 2196, Silica or Silica-Related Dust Exclusion;\",\n \"IsoNotes\": \"\\nFor premium computation purposes include the total payroll of all employees engaged in mining operations.\\nThe following shall be separately classified and rated:\\n- Clay or shale digging\\n- Gold dredging\\n- Sand or gravel digging\\n- Quarrying\\nThis classification includes the construction of service roads in connection with surface mining operations.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"57090\",\n \"Description\": \"Mobile Home Mfg.\",\n \"Authority\": \"P/P\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\\nManufacturing of the following shall be separately classified and rated:\\n- Camper trailers\\n- Camper bodies\\n- Self-powered camping vehicles\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"46202\",\n \"Description\": \"Mobile Home Parks or Courts\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \" \\n1. Association Risks for occupants- Refer to Homeowner Association classification (41670)\\n2. Parks with more than 25% of spaces occupied by units owned by the insured rate as Dwelling- class code 63010\\n3. Supplemental application required\\nSubmit: \\n1. Failure to maintain property losses within past 5 years\\n2. Habitational losses within past 5 year\\n \\nProhibited: \\n1. 500+ spaces \\n2. Slides over 10ft in height \\n3. Swimming pools without with self latching gate, rules posted and safety equipment available, and comply with the Virginia Graeme Baker pool and spa safety act. \\nRequired forms: \\nASIC-GL-0057 Animal Exclusion;\\nCG 2149- Total Pollution Exclusion; \",\n \"IsoNotes\": \"\\nThis classification applies to permanent residential facilities.\\nThe following shall be separately classified and rated:\\n- Restaurants\\n- Saddle animals\\n- Bathing beaches\\n- Campground\\n- Swimming pools\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"15488\",\n \"Description\": \"Mobile Home Sales Agencies\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\nELPS:\\nELP - Products - 1.15\",\n \"IsoNotes\": \"\\nThis classification applies to risks whose primary operations are the sales of vehicles which are used for dwelling purposes and are permanent and stationary.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"46362\",\n \"Description\": \"Model Homes\",\n \"Authority\": \"S/S\",\n \"CompanyNotes\": \"\\nRequired Forms:\\nASIC-GL-0124, Limitation of Coverage to Designated Premises;\\nASIC-GL-0137, Residential Project Exclusion;\",\n \"IsoNotes\": \"\\nBasis of premium is each home.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"57146\",\n \"Description\": \"Modular Units Mfg.\",\n \"Authority\": \"S/S\",\n \"CompanyNotes\": \"\\nProhibited:\\nResidential modular units\\nRequired Forms:\\nASIC-GL-0093, Exclusion - Chinese Drywall;\\nASIC-GL-0145, (CA) Residential Exclusion;\\nCoverage Options:\\nContractors - Home Repair and Remodeling (ASIC-GL-0092) available at a $15,000 limit; charge 10% of the GL premium subject to $250 minimum premium. \",\n \"IsoNotes\": \"\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"61223\",\n \"Description\": \"Money Exchanges #\\n\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\n1. Coverage restricted to premise liability only- OL&T.\\n2. Use ISO Loss Cost plus 115% modifier.\\nSubmit:\\nAdditional Interests other than landlords. \\nRequired Forms:\\nASIC-GL-0139, Total Products Exclusion with Designated Premises;\\nCG 2138, Exclusion- Personal and Advertising Injury (do not attach ASIC-GL-0069); \\nCG 2152, Exclusion- Financial Services Endorsement;\\nCG 2224, Exclusion- Inspection, Appraisal and Security Companies;\\nCG 2238 Exclusion- Fiduciary or Representative Liability of Financial Institutions;\\nCG 2248, Exclusion - Insurance and Related Operations;\\nEXCESS \",\n \"IsoNotes\": \"\\nFor premium computation purposes include the area of private garages.\\nThe following shall be separately classified and rated:\\n- Sales of repossessed goods or merchandise\\n- Premises primarily occupied by the employees of the insured and not generally open to the insured's customers or the general public, as an office\\nFor bank risk or other financial institutions:\\n(a) Liability resulting from the rendering of or the failure to render financial services by any insured to others may be excluded. Use Exclusion - Financial Services Endorsement CG 21 52.\\n(b) Coverage for its inspection, appraisal and survey operations may be excluded. Use Exclusion - Inspection, Appraisal and Survey Companies Endorsement CG 22 24.\\n(c) Coverage for its insurance and related operations may be excluded. Use Exclusion - Insurance and Related Operations Endorsement CG 22 48.\\n(d) To provide additional liability coverage for property in a bank or financial institution's trust, use Fiduciaries - Fiduciary Interest Endorsement CG 24 11.\\n(e) Liability for property in trust may be excluded. Use Exclusion - Fiduciary Or Representative Liability Of Financial Institutions Endorsement CG 22 38 in conjunction with Exclusion - Financial Services Endorsement CG 21 52, if it is used, as referenced in Paragraph (a) above.\\n(f) Liability coverage may be limited to only provide coverage for property in a bank or any other financial institution's trust. Use Fiduciaries - Coverage Limited Solely To Fiduciary Interest Endorsement CG 24 05.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"98090\",\n \"Description\": \"Motion Pictures - development of negatives, printing and all subsequent operations\",\n \"Authority\": \"P/P\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\\nMarketing of the product through film exchanges at locations other than the studios shall be separately classified and rated.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"98091\",\n \"Description\": \"Motion Pictures - film distribution or exchanges - not located at motion picture studios\",\n \"Authority\": \"P/P\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\\nFor premium computation purposes include the payroll of clerical employees.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"98092\",\n \"Description\": \"Motion Pictures - production - studios or outside - all operations prior to development of negatives\",\n \"Authority\": \"P/P\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"57202\",\n \"Description\": \"Motorcycle, Moped or Motor Scooter Mfg.\",\n \"Authority\": \"P/P\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\\nThis classification includes assembling.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"46427\",\n \"Description\": \"Museums - Not-For-Profit only\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\\nThe following shall be separately classified and rated:\\n- Restaurants\\n- Gifts shops\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"46426\",\n \"Description\": \"Museums - Other than Not-For- Profit\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\\nThe following shall be separately classified and rated:\\n- Restaurants\\n- Gifts shops\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"16676\",\n \"Description\": \"Music Stores - Pre-recorded\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\nProhibited:\\n1. Sale of electronic/vapor cigarettes and /or liquids or vapors for same in excess of 15% of gross receipts\\n2. Sale of marijuana/cannabis or products containing marijuana/cannabis\\nRequired Forms:\\nASIC-GL-0097, Tobacco or Nicotine Products Health Hazard Exclusion;\\nCoverage Options:\\nElectronic Data Liability (CG 0437) available for limits of:\\n$10,000 = $100\\n$20,000 = $150\\n$50,000 = $200\\n\",\n \"IsoNotes\": \"\\nThis classification applies to stores primarily selling prerecorded music.\\nThis classification includes the incidental sales of sheet music and the incidental sales or rental of musical and audio equipment.\\nStores selling musical instruments or audio equipment primarily shall be separately classified and rated.\\nThis classification does not apply to stores that primarily sell or rent video tapes.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"57257\",\n \"Description\": \"Musical Instrument Mfg.\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\nAmplifying equipment and accessories refer to Communication or Recording Systems or Equipment Manufacturing-other than industrial or commercial classification (51929)\\nSubmit: \\n1. Prior voluntary or involuntary product recall circumstances of recall required\\n2. Stand-alone products coverage \\nProhibited:\\nDiscontinued Products/Completed Operations coverage \\nRequired Forms: \\nASIC-GL-0054, Specified Products Liability; \\nASIC-GL-0064, Exclusion- Cancer; \\nASIC- GL-0086, Injury to Worker Exclusion; \\nCG 2149, Total Pollution Exclusion; \\nCG 2196, Silica or Silica-Related Dust Exclusion; \\nCoverage Options: \\nLimited Product Withdrawal Expense Endorsement (CG 0436) available for $7,500 aggregate limit at no additional charge. Indicate \\\"0\\\" for Deductible Amount and Participation Percentage. For the Cut-off Date, indicate the inception date of the first Ategrity policy with continuous renewal coverage with Ategrity to current policy.\\n\",\n \"IsoNotes\": \"\\nElectrical amplifying equipment or accessories shall be separately classified and rated under the appropriate \\\"Communication Or Recording Systems Or Equipment Mfg.\\\" classification.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"15538\",\n \"Description\": \"Musical Instrument Stores\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\nProhibited:\\n1. Sale of electronic/vapor cigarettes and /or liquids or vapors for same in excess of 15% of gross receipts\\n2. Sale of marijuana/cannabis or products containing marijuana/cannabis\\nRequired Forms:\\nASIC-GL-0097, Tobacco or Nicotine Products Health Hazard Exclusion\\nCoverage Options:\\nElectronic Data Liability (CG0437) available for limits of:\\n$10,000 = $100\\n$20,000 = $150\\n$50,000 = $200\\n\",\n \"IsoNotes\": \"\\nThis classification applies to risks which sell or rent musical instruments.\\nThis classification includes:\\n- The incidental sales of sheet music and musical instrument accessories\\n- The incidental offering of music lessons\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"15600\",\n \"Description\": \"Nail Salons \",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \" \\n1. Day spas rate under Spas or Personal Enhancement Facilities (18200)\\n2. Supplemental application required \\nProhibited: \\n1. Acne scare treatment\\n2. Ear candling \\n3. Botox injections\\n4. Chemical peels\\n5. Cosmetic injections \\n6. Hair implants \\n7. Laser hair removal in excess of 30% of gross sales \\n8. Manufacturing of hair or skin care products \\n9. Med spas \\n10. Micro-needle therapy\\n11. Permanent make-up in excess of 20% of gross sales (refer to Tattoo \\nParlors classification 18570)\\n13. Podiatry detoxification\\n14. Vitamins and/or supplements\\nRequired Forms: \\nASIC-GL-0053, Fungi or Bacteria Exclusion (required if ASIC-GL-0024 is attached to the policy); \\nASIC-GL-0062, Communicable Disease Exclusion; \\nASIC-GL-0064, Exclusion Cancer; \\nASIC-GL-0074, Sexual and/or Physical Abuse Exclusion; \\nCG 2116, Exclusion- Designated Professional Services (indicate Any and all professional exposures);\\n\\n\\nOptional Forms: : \\nASIC-GL-0058, Additional Insured Independent Contractor (Indicate: All operators at (address of shop));\\nCoverage Options:\\n1. Errors and Omissions Coverage (ASIC-GL-0024) is included at limits equal to the General Liability limit (do not attach CG 2116 with ASIC-GL-0024).\\n2. Sexual and/or Physical Abuse (ASIC-GL-0077) included at $25,000/$50,000 limits. Increased limits of $100,000/$100,000 available for a $200 flat charge (If ASIC-GL-0077 is NOT selected, then Sexual and/or Physical Abuse Exclusion(ASIC-GL-0074) is required). \",\n \"IsoNotes\": \"\\nThis classification applies to risks specializing in the beautification or maintenance of customers' nails for cosmetic purposes.\\nThis classification does not apply to nail services provided to customers in conjunction with a beauty salon or similar operations. Nail service is included in the operations of a beauty salon and is not separately classified.\\nProfessional services are excluded. Use Exclusion - Specified Therapeutic Or Cosmetic Services Endorsement CG 22 45.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"57401\",\n \"Description\": \"Nails or Spikes Mfg.\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \" \\nProhibited: \\nRailroad exposures\\n\",\n \"IsoNotes\": \"\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"47367\",\n \"Description\": \"Nanny or Childcare Providers - Operations not on premises - Owned or leased by the insured #\\n(Rated as Sales or Service Organiza\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\n1. Auto coverage must be in place with limits equal or greater than General Liability limits if any Professional non-emergency/miscellaneous transportation services are provided. \\n2. Independent contractors in excess of 50% of the workforce should maintain separate liability coverage with the insured listed as AI. If unable to provide, rate subcontractors as employees. \\n3. Rental or Sales of Medical Equipment or Supplies, refer to Medical, Hospital, and Surgical Equipment and supplies- Rented to Others classification (15300 or 15314) \\nProhibited: \\n1. 15% or more of insureds gross receipts for Professional non-emergency/miscellaneous transportation services \\n2. Birth or postpartum doulas \\n3. Child/Elder care in owned, leased, or rented premise \\n4. Emergency Transportation Services \\n5. Employed or contracted nurse practitioners and/or physicians \\n6. Foster care placement \\n7. Hired and/or Nonowned Auto Coverage\\n8. Medical marijuana caregivers \\n9. Midwives \\n10. Services to Hospitals, clinics, hospice, Physicians office, convalescent/nursing/adult living facilities, jails/prisons, or detention centers. (if employed directly by the patient, then acceptable.) \\n\\n11. Subcontractors are paid by the client/patient rather than the insured\\n12. Uninsured independent contractors \\nRequired Forms:\\t\\nASIC-GL-0045, Marijuana/Cannabis Liability Exclusion;\\nASIC-GL-0053, Fungi or Bacteria Exclusion (required if ASIC-GL-0024 is attached to the policy); \\nASIC-GL-0062, Communicable Disease Exclusion; \\nASIC-GL-0074, Sexual and/or Physical Abuse Exclusion; \\nASIC-GL-0102, Physicians, Surgeons, Psychiatrists and Paramedics Exclusions;\\nASIC-GL-0126, Exclusion of Bodily Injury to Passengers;\\nCG 2116, Exclusion- Designated Professional Services (indicate Any and all professional exposures);\\nCG 2244, Exclusion- Services Furnished by Healthcare providers;\\nCoverage Options:\\n1. Errors and Omissions Coverage (ASIC-GL-0024) is included at limits equal to the General Liability limit (If ASIC-GL-0024 is NOT selected, then Exclusion- Designated Professional Services (CG 2116) is required). \\n2. Sexual and/or Physical Abuse (ASIC-GL-0077) included at $25,000/$50,000 limits. Increased limits of $50,000/$100,000 available for a $155 flat charge (If ASIC-GL-0077 is NOT selected, then Sexual and/or Physical Abuse Exclusion (ASIC-GL-0074) is required). \\n\",\n \"IsoNotes\": \"\\nThis classification applies only to risks the majority of whose employees are chiefly engaged away from premises owned, rented or controlled by the insured as (1) salespersons, canvassers or (2) employees furnished at a charge to perform services for others, namely clerical office employees, collectors, messengers, draftspersons, auditors, accountants and models.\\nFor premium computation purposes, payroll is limited to such employees only. Do not include the payroll of employees engaged principally in inside activities at the insured premises.\\nThe following types of firms shall be separately classified and rated:\\n- Architectural\\n- Engineering\\n- Legal\\n- Medical\\n- Computer consulting\\n- Consulting\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"13208\",\n \"Description\": \"Nanomaterial Distributors\",\n \"Authority\": \"P/P\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\\nThis classification only applies to risks that sell nanomaterials to others. The manufacturing or engineering of nanomaterials shall be separately classified and rated.\\nThe sale of products that include nanomaterials shall be classified and rated under the applicable distributor classification.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"53953\",\n \"Description\": \"Nanomaterials Manufacturing\",\n \"Authority\": \"P/P\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\\nThis classification only applies to risks that manufacture or engineer nanomaterials for others.\\nThis classification does not apply to risks using nanomaterials in the manufacturing of their products or for their research purposes. The manufacturing of products that include nanomaterials shall be classified and rated under the applicable manufacturing classification. The manufacturing and use of nanomaterials for research purposes shall be classified and rated under the applicable laboratories classification.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"57403\",\n \"Description\": \"Needles, Pins or Tacks Mfg.\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \" \\nRequired Forms:\\nASIC-GL-0054, Specified Products Liability; \\nEXCESS \",\n \"IsoNotes\": \"\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"57410\",\n \"Description\": \"Net Mfg. - other than safety nets - NOC\",\n \"Authority\": \"A/S\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"57411\",\n \"Description\": \"Net Mfg. - safety nets\",\n \"Authority\": \"P/P\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"15607\",\n \"Description\": \"Newspaper or Magazine Distributors\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\nSeparately class and rate retail sales, including internet retail sales, that exceed 20% of gross sales.\\nSubmit:\\nManufacturers representatives\\nProhibited:\\n1. Assembling operations\\n2. Foreign Products (refer to appropriate manufacturing class)\\n3. Hired and/or Nonowned Auto Coverage\\n4. Importers\\n5. Manufacturers as additional insureds\\n6. Products manufactured/designed by or for the insured\\n7. Relabeling or repackaging of products \\n8. Sale of used products\\nRequired Forms:\\nASIC-GL-0087, Scheduled Products Exclusion;\\nCoverage Options:\\nContractors Home Repair and Remodeling (ASIC-GL-0092) $15,000 limit available for 10% of the GL premium subject to $250 minimum premium.\\n\",\n \"IsoNotes\": \"\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"15608\",\n \"Description\": \"Newsstands\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\nProhibited:\\n1. Blending of electronic/vapor cigarette liquids\\n2. Sale of electronic/vapor cigarettes and /or liquids or vapors for same in excess of 15% of gross receipts\\n3. Sale of marijuana/cannabis or products containing marijuana/cannabis\\nRequired Forms:\\nASIC-GL-0097, Tobacco or Nicotine Products Health Hazard Exclusion;\\nCoverage Options:\\nElectronic Data Liability (CG0437) available for limits of:\\n$10,000 = $100\\n$20,000 = $150\\n$50,000 = $200\\n\",\n \"IsoNotes\": \"\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"15656\",\n \"Description\": \"Nightclubs, Cabarets and Comedy Clubs\",\n \"Authority\": \"S/S\",\n \"CompanyNotes\": \"\\nProhibited:\\n1. Alcohol sales in excess of 30% \\n2. Teen dance clubs\\n3. Mechanical or amusement rides.\\n4. Nightclubs \\nRequired Forms:\\nASIC-GL-0020, Sexual Abuse and/or Molestation Exclusion;\\nCG 2101, Athletic Participants Exclusion (required if sports activities on premises or sports teams sponsored);\\nCG 2144, Designated Premises Endorsement; \\nCG 2407, Products/ Completed Operations Redefined;\\n\",\n \"IsoNotes\": \"\\nThis classification applies to establishments primarily engaged in entertainment and dancing.\\nThe following shall be separately classified and rated:\\n- Taverns\\n- Restaurants\\n- Dance halls\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"47367\",\n \"Description\": \"Notary Public #\\n(Rated as Sales or Service Organizations - 47367)\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\nRate as Sales or Service Organizations (47367) \\nRequired Form:\\nCG 2116, Exclusion- Designated Professional Servies; \\n\",\n \"IsoNotes\": \"\\nThis classification applies only to risks the majority of whose employees are chiefly engaged away from premises owned, rented or controlled by the insured as (1) salespersons, canvassers or (2) employees furnished at a charge to perform services for others, namely clerical office employees, collectors, messengers, draftspersons, auditors, accountants and models.\\nFor premium computation purposes, payroll is limited to such employees only. Do not include the payroll of employees engaged principally in inside activities at the insured premises.\\nThe following types of firms shall be separately classified and rated:\\n- Architectural\\n- Engineering\\n- Legal\\n- Medical\\n- Computer consulting\\n- Consulting\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"15699\",\n \"Description\": \"Nursery - garden\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\\nLandscape gardening shall be separately classified and rated.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"57572\",\n \"Description\": \"Office Machines Mfg.\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\n1. Adding, calculating, dictating, photocopying and typewriting machines are contemplated within the classification\\n2. Computer manufacturing refer to Computer Manufacturing classification (51941)\\nSubmit: \\n1. Prior voluntary or involuntary product recall circumstances of recall required\\n2. Stand-alone products coverage \\nProhibited:\\n1. 3D printers\\n2. Discontinued Products/Completed Operations coverage \\nRequired Forms: \\nASIC-GL-0054, Specified Products Liability; \\nASIC-GL-0064, Exclusion- Cancer; \\nASIC- GL-0086, Injury to Worker Exclusion; \\nCG 2149, Total Pollution Exclusion; \\nCG 2196, Silica or Silica-Related Dust Exclusion; \\nCoverage Options: \\nLimited Product Withdrawal Expense Endorsement (CG 0436) available for $7,500 aggregate limit at no additional charge. Indicate \\\"0\\\" for Deductible Amount and Participation Percentage. For the Cut-off Date, indicate the inception date of the first Ategrity policy with continuous renewal coverage with Ategrity to current policy.\\n\",\n \"IsoNotes\": \"\\nThis classification includes adding, calculating, dictating, photocopying and typewriting machines.\\nComputer manufacturing shall be separately classified and rated.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"98111\",\n \"Description\": \"Office Machines or Appliances - installation, inspection adjustment or repair\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\n1. Cell tower-service or repair refer to classification (91551)\\n2. Telephone, telegraph or cable line construction refer to classification (99613)\\n3. Tower-erection refer to classification (97654)\\n4. Tower-existence of hazard refer to classifications (49305, 92453)\\nProhibited:\\n1. Electrical line construction outside\\n2. Hired and/or Nonowned Auto Coverage \\nRequired Forms:\\nASIC-GL-0086, Injury to Worker Exclusion;\\nASIC-GL-0111, (PA only), Exclusion- Work in the State of New York;\\nCG 2116, Exclusion- Designated Professional Services; \\nCG 2154, Exclusion- Designated Operations Covered by a Consolidated (Wrap-Up) Insurance Program (Indicate: All operations covered by a consolidated [wrap-up] insurance program); \\nOptional Forms: :\\nASIC-GL-0095, Absolute Employee and Worker Injury and Liability Exclusion (do not attach CG 2139 or CG 2426)\\nCG 2142, Exclusion- Underground Property Damage Hazard;\\n\\nCoverage Options: \\n1. Contractors - Home Repair and Remodeling (ASIC-GL-0092) available at a $15,000 limit; charge 10% of the GL premium subject to $250 minimum premium. \\n2. Electronic Data Liability (CG0437) is available for limits of:\\n$10,000 = $100\\n$20,000 = $150\\n$50,000 = $200\\n3. Lost Key Coverage (ASIC-GL-0078) is included at $25,000 /$25,000 limits. \\n4. Property Damage Extension (ASIC-GL-0076) is included up to $250,000/$500,000 maximum limits, not to exceed GL policy limits.\\n\",\n \"IsoNotes\": \"\\nThis classification includes shop operations.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"98152\",\n \"Description\": \"Oil or Gas Lease Work by Contractors - not lease operation\",\n \"Authority\": \"P/P\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\\nThis classification includes salt water disposal operations.\\nUse Exclusion - Oil Or Gas Producing Operations Endorsement CG 22 73.\\nThis classification also includes the clearing of land, building of lease roads, slush pits, levees or fire walls, the laying or taking up of flow lines and water lines, installing of central pumping units and lease beautification work.\\nThe following shall be separately classified and rated:\\n- Pipeline construction\\n- Tank building\\n- Rig or derrick erecting or dismantling\\n- Installation or recovery of casing\\n- Drilling\\n- Cementing\\n- Acidizing\\n- Cleaning or swabbing of wells\\n- Well shooting\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"98153\",\n \"Description\": \"Oil or Gas Wells - acidizing\",\n \"Authority\": \"P/P\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\\nUse Exclusion - Oil Or Gas Producing Operations Endorsement CG 22 73.\\nThis classification applies to operations by owners, operators or contractors.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"98154\",\n \"Description\": \"Oil or Gas Wells - cementing\",\n \"Authority\": \"P/P\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\\nUse Exclusion - Oil Or Gas Producing Operations Endorsement CG 22 73.\\nThis classification applies to operations by owners, operators or contractors.\\nThis is an N.P.D. classification with \\\"Oil or Gas Wells - drilling or redrilling\\\".\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"98155\",\n \"Description\": \"Oil or Gas Wells - cleaning or swabbing by contractors\",\n \"Authority\": \"P/P\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\\nCoverage does not apply to property damage arising out of the underground resources and equipment hazard. Use Exclusion - Underground Resources And Equipment Endorsement CG 22 57.\\nUse Exclusion - Oil Or Gas Producing Operations Endorsement CG 22 73.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"98156\",\n \"Description\": \"Oil or Gas Wells - cleaning or swabbing by contractors - within the limits of any town or city, on the right- of-way of any rail\",\n \"Authority\": \"P/P\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\\nCoverage does not apply to property damage arising out of the underground resources and equipment hazard. Use Exclusion - Underground Resources And Equipment Endorsement CG 22 57.\\nUse Exclusion - Oil Or Gas Producing Operations Endorsement CG 22 73.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"98157\",\n \"Description\": \"Oil or Gas Wells - drilling or redrilling, installation or recovery of casing\",\n \"Authority\": \"P/P\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\\nCoverage does not apply to property damage arising out of the underground resources and equipment hazard. Use Exclusion - Underground Resources And Equipment Endorsement CG 22 57.\\nUse Exclusion - Oil Or Gas Producing Operations Endorsement CG 22 73.\\nThis classification includes salt water disposal operations.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"98158\",\n \"Description\": \"Oil or Gas Wells - drilling or redrilling, installation or recovery of casing - within the limits of any town or city, on the ri\",\n \"Authority\": \"P/P\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\\nCoverage does not apply to property damage arising out of the underground resources and equipment hazard. Use Exclusion - Underground Resources And Equipment Endorsement CG 22 57.\\nUse Exclusion - Oil Or Gas Producing Operations Endorsement CG 22 73.\\nThis classification includes salt water disposal operations.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"98159\",\n \"Description\": \"Oil or Gas Wells - instrument logging or survey work in wells\",\n \"Authority\": \"P/P\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\\nUse Exclusion - Oil Or Gas Producing Operations Endorsement CG 22 73.\\nThis classification applies to operations by owners, operators or contractors.\\nThis is an N.P.D. classification with \\\"Oil or Gas Wells - drilling or redrilling\\\".\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"46510\",\n \"Description\": \"Oil or Gas Wells - nonoperating working interest\",\n \"Authority\": \"P/P\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\\nCoverage does not apply to property damage arising out of the underground resources and equipment hazard. Use Exclusion - Underground Resources And Equipment Endorsement CG 22 57.\\nUse Exclusion - Oil Or Gas Producing Operations Endorsement CG 22 73.\\nThe basis of premium is no exposure (which means that exposure is not required for statistical reporting purposes).\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"98160\",\n \"Description\": \"Oil or Gas Wells - perforating of casing\",\n \"Authority\": \"P/P\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\\nUse Exclusion - Oil Or Gas Producing Operations Endorsement CG 22 73.\\nThis classification applies to operations by owners, operators or contractors.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"98161\",\n \"Description\": \"Oil or Gas Wells - servicing - by contractors\",\n \"Authority\": \"P/P\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\\nCoverage does not apply to property damage arising out of the underground resources and equipment hazard. Use Exclusion - Underground Resources And Equipment Endorsement CG 22 57.\\nUse Exclusion - Oil Or Gas Producing Operations Endorsement CG 22 73.\\nThis classification includes salt water disposal operations.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"98162\",\n \"Description\": \"Oil or Gas Wells - shooting\",\n \"Authority\": \"P/P\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\\nCoverage does not apply to property damage arising out of the underground resources and equipment hazard. Use Exclusion - Underground Resources And Equipment Endorsement CG 22 57.\\nUse Exclusion - Oil Or Gas Producing Operations Endorsement CG 22 73.\\nThis classification applies to operations by owners, operators or contractors.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"15188\",\n \"Description\": \"Oil or Gas Wells Supplies or Equipment Dealers - secondhand\",\n \"Authority\": \"P/P\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\\nThis classification includes incidental reconditioning or repairing.\\nInstallation, erection, dismantling or salvage operations shall be separately classified and rated.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"98150\",\n \"Description\": \"Oil or Natural Gas Lease Operations\",\n \"Authority\": \"P/P\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\\nThis classification includes salt water disposal operations.\\nCoverage does not apply to property damage arising out of the underground resources and equipment hazard. Use Exclusion - Underground Resources And Equipment Endorsement CG 22 57.\\nCoverage does not apply to property damage to oil, gas, water, or other material substances caused by saline substance contamination. Use Exclusion - Saline Substances Contamination Endorsement CG 22 47.\\nThe following shall be separately classified and rated:\\n- Oil still erecting or repair\\n- Oil rig or derrick erection\\n- Drilling\\n- Installation or recovery of casing\\n- Well shooting\\n- Cementing\\n- Tank building\\n- Topping operations\\n- Gasoline recovery\\nUse Exclusion - Oil Or Gas Producing Operations Endorsement CG 22 73.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"98151\",\n \"Description\": \"Oil or Gas Lease Operations - natural gas - within the limits of any town or city on the right- of-way of any railroad, or in an\",\n \"Authority\": \"P/P\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\\nThis classification includes salt water disposal operations.\\nCoverage does not apply to property damage arising out of the underground resources and equipment hazard. Use Exclusion - Underground Resources And Equipment Endorsement CG 22 57.\\nCoverage does not apply to property damage to oil, gas, water, or other material substances caused by saline substance contamination. Use Exclusion - Saline Substances Contamination Endorsement CG 22 47.\\nThe following shall be separately classified and rated:\\n- Oil still erecting or repair\\n- Oil rig or derrick erection\\n- Drilling\\n- Installation or recovery of casing\\n- Well shooting\\n- Cementing\\n- Tank building\\n- Topping operations\\n- Gasoline recovery\\nUse Exclusion - Oil Or Gas Producing Operations Endorsement CG 22 73.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"15733\",\n \"Description\": \"Oil Refineries\",\n \"Authority\": \"P/P\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\\nThis classification includes the refining of kerosene, gasoline, diesel or jet fuel.\\nOil producing shall be separately classified and rated.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"98163\",\n \"Description\": \"Oil Rig or Derrick Erecting or Dismantling - wood or metal\",\n \"Authority\": \"P/P\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\\nThis classification includes construction of foundations or structures or installation of equipment.\\nThis classification applies to all operations including construction of foundation or structures or installation of equipment.\\nUse Exclusion - Oil Or Gas Producing Operations Endorsement CG 22 73.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"98164\",\n \"Description\": \"Oil Still Erection or Repair\",\n \"Authority\": \"P/P\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\\nThis classification applies to the erection or repair of oil stills and incidental structures or connections which are integral parts of the distillation units such as control, pump and compressor house. It does not apply to the erection or repair of office buildings, warehouses, storage tanks, power plants or other structures incidental to an oil refinery but not integral parts of the distillation units.\\nPile driving shall be separately classified and rated.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"57600\",\n \"Description\": \"Optical Goods Mfg.\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\n1. Binoculars, light filters, magnifying glasses, microscopes and telsecopes contemplated in the classification \\n2. Contact lens, eyeglass lens and photgraphic lens manufacturing rated under Eyeglass Lens Manufacturing classification (52967)\\nSubmit: \\n1. Prior voluntary or involuntary product recall circumstances of recall required\\n2. Stand-alone products coverage \\nProhibited:\\nDiscontinued Products/Completed Operations coverage \\nRequired Forms: \\nASIC-GL-0054, Specified Products Liability; \\nASIC-GL-0064, Exclusion- Cancer; \\nASIC- GL-0086, Injury to Worker Exclusion; \\nCG 2149, Total Pollution Exclusion; \\nCG 2196, Silica or Silica-Related Dust Exclusion; \\nCoverage Options: \\nLimited Product Withdrawal Expense Endorsement (CG 0436) available for $7,500 aggregate limit at no additional charge. Indicate \\\"0\\\" for Deductible Amount and Participation Percentage. For the Cut-off Date, indicate the inception date of the first Ategrity policy with continuous renewal coverage with Ategrity to current policy.\\n\",\n \"IsoNotes\": \"\\nThis classification includes the manufacturing of binoculars, telescopes, microscopes, magnifying glasses and light filters.\\nManufacturing of the following shall be separately classified and rated:\\n- Contact lens\\n- Eyeglass lens\\n- Photographic lens\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"15839\",\n \"Description\": \"Optical Goods Stores\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\nProhibited:\\nOphthalmologists\\nRequired Form:\\nCG 2265, Optical and Hearing Aid Establishments;\\n\",\n \"IsoNotes\": \"\\nThis classification primarily applies to stores selling eye glasses and prescription lenses.\\nProducts coverage for this classification includes professional coverage. Use Optical And Hearing Aid Establishments Endorsement CG 22 65.\\nIf products coverage is not provided use Exclusion - Products And Professional Services (Optical And Hearing Aid Establishments) Endorsement CG 22 37.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"98257\",\n \"Description\": \"Orchards and Vineyards - operation by contractors\",\n \"Authority\": \"P/P\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\\nThis classification includes cultivating, dusting, fumigating, irrigating, planting, pruning, spraying or trimming. Use Pesticide Or Herbicide Applicator - Limited Pollution Coverage Endorsement CG 22 64.\\nThe following shall be separately classified and rated:\\n- Fruit picking and packing.\\n- Operations performed by independent contractors at a given location involving only cultivation and including irrigation, as \\\"Farm Machinery Operations\\\".\\n- Operations performed by independent contractors at a given location involving spraying and fumigating work only, as \\\"Tree Pruning, Dusting, Spraying, Repairing, Trimming or Fumigating\\\".\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"57611\",\n \"Description\": \"Ore Milling or Processing\",\n \"Authority\": \"P/P\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\\nThis classification includes concentration or amalgamation.\\nThe following shall be separately classified and rated:\\n- Mining\\n- Quarrying\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"57625\",\n \"Description\": \"Orthopedic, Ambulation or Prosthetic Devices Mfg.\",\n \"Authority\": \"P/P\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\\nThis classification includes canes, crutches, walkers, exercisers, trusses, braces, cervical collars, artificial eyes and limbs and orthopedic footwear.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"57651\",\n \"Description\": \"Packing Houses\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\nSubmit:\\n1. Limited Product Withdrawal Expense Endorsement limits in excess of $7,500\\n2. Recall of products- Voluntary or involuntary\\nProhibited:\\n1. Baby food \\n2. (FSIS)- Food Safety and Inspection Service - Risks subject to but not approved for operation under either the Food Safety and Inspection Service (FSIS) under the jurisdiction of USDA or by an equivalent state or federal regulation and inspection program\\n3. Marijuana/cannabis\\nRequired Forms:\\nASIC-GL-0045, Marijuana/Cannabis Liability Exclusion;\\nASIC-GL-0054, Specified Products Liability (required if Products coverage provided);\\nCG 2266, Misdelivery of Liquid Products Coverage Endorsement;\\nCoverage Options:\\nLimited Product Withdrawal Expense Endorsement (CG 0436) available for $7,500 aggregate limit at no additional charge. Indicate \\\"0\\\" for Deductible Amount and Participation Percentage. For the Cut-off Date, indicate the inception date of the first Ategrity policy with continuous renewal coverage with Ategrity to current policy.\\n\",\n \"IsoNotes\": \"\\nThe following shall be separately classified and rated:\\n- Stockyards\\n- Rendering work\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"44315\",\n \"Description\": \"Paddle Board - Stand-Up - Instruction #\\n(Rated as - Health or Exercise Facilities - commercially operated - 44315)\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\n1. Supplemental application required\\n2. Surfing and paddleboard instructors must be certified by NSSIA (National Surf Schools and Instructors Association) or similar or have two years of instruction experience. \\n3. Waiver of Subrogation or release of liability should be obtained from all participants. A copy of the waiver/release should be obtained. \\nProhibited:\\n1. Air tank sale or rental \\n2. Assault and battery losses in the past 5 years\\n3. Entertainers or performers as Additional Insureds\\n4. Hired and/or Nonowned Auto Coverage \\n5. Jet skis\\n6. Kite surfing \\n7. Liquor manufacturers or distributors if Host Liquor is provided\\n8. Motorized personal watercraft \\n9. Myelopathy (paralysis) losses \\n10. Parasailing \\n11. Scuba and/or skin-diving instruction \\n12. Tobacco manufacturers or distributors as Additional Insureds\\n13. Water jet packs\\n\\nRequired Forms:\\nASIC-GL-0074, Sexual and/or Physical Abuse Exclusion;\\nASIC-GL-0079, Total Liquor Liability Exclusion; \\nASIC-GL-0099, Exclusion- Athletic or Sports Participants; \\nCoverage Options: \\n1. Leisure Sports and Recreational Athletic Activity Limited Participant Coverage (ASIC-GL-0098) is included at $25,000/$50,000 limits (If ASIC-GL-0098 is NOT selected, then Exclusion- Athletic or Sports Participants (ASIC-GL-0099) is required).\\n2. Sexual and/or Physical Abuse Liability Coverage (ASIC-GL-0077) is included at $25,000/$50,000 limits (If ASIC-GL-0077 is NOT selected, then Sexual and/or Physical Abuse Exclusion (ASIC-GL-0074) is required). \\n\",\n \"IsoNotes\": \"\\nThis classification applies to any health or exercise facility open to the general public.\\nThis classification does not apply to \\\"Health or Exercise Clubs\\\".\\nProfessional services are excluded. Use Professional Liability Exclusion - Health Or Exercise Clubs Or Commercially Operated Health Or Exercise Facilities Endorsement CG 22 76.\\nThe following shall be separately classified and rated:\\n- Sales of used exercise equipment\\n- Sales of sporting goods\\n- Restaurants and refreshment stands\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"57690\",\n \"Description\": \"Paint, Varnish, Shellac or Lacquer Mfg.\",\n \"Authority\": \"P/P\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"15991\",\n \"Description\": \"Paint, Wallpaper or Wall Covering Stores\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\nCoverage Options:\\nElectronic Data Liability (CG 0437) available for limits of:\\n$10,000 = $100\\n$20,000 = $150\\n$50,000 = $200\\n\",\n \"IsoNotes\": \"\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"98304\",\n \"Description\": \"Painting - exterior - building or structures - three stories or less in height - NOC\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\nSubmit:\\n1. Multiple named insureds and joint ventures\\n2. Work at gas, oil or chemical plants\\nProhibited:\\n1. Asbestos or hazardous waste removal by insured or subcontractors\\n2. Hired and/or Nonowned Auto Coverage\\n3. Fire and Water restoration operations\\n4. Mold and spore treatment or removal operations\\n5. Underpinning or soil stabilization operations\\nRequired Forms:\\nASIC-GL-0031, Continuing or Ongoing Damage Exclusion;\\nASIC-GL-0086, Injury to Worker Exclusion;\\nASIC-GL-0144, (IN only) Total Pollution Exclusion - Indiana;\\nCG 2149, Total Pollution Exclusion (except IN and LA);\\nCG 2154, Exclusion - Designated Operations Covered by a Consolidated (Wrap-Up) Insurance Program (indicate: All operations covered by a consolidated wrap-up insurance program);\\nCG 2165, (LA only) Total Pollution Exclusion (with exceptions);\\nCG 2279, Exclusion - Contractors- Professional Liability;\\n\\nCoverage Options:\\n1. Contractors - Home Repair and Remodeling (ASIC-GL-0092) available at a $15,000 limit; charge 10% of the GL premium subject to $250 minimum premium. \\n2. Electronic Data Liability (CG 0437) is available for limits of:\\n$10,000 = $100\\n$20,000 = $150\\n$50,000 = $200\\n\",\n \"IsoNotes\": \"\\nFor spray painting operations a property damage deductible of $250.00 per claim applies. Use Deductible Liability Insurance Endorsement CG 03 00.\\nSeparately classify and rate painting of steel structures and bridges.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"98303\",\n \"Description\": \"Painting - exterior - building or structures - exceeding three stories in height - NOC\",\n \"Authority\": \"S/S\",\n \"CompanyNotes\": \"\\nAdvise percentage of operations involving spray painting. \",\n \"IsoNotes\": \"\\nFor spray painting operations a property damage deductible of $250.00 per claim applies. Use Deductible Liability Insurance Endorsement CG 03 00.\\nSeparately classify and rate painting of steel structures and bridges.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"98305\",\n \"Description\": \"Painting - interior - buildings or structures\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\nSubmit:\\n1. Gas, oil or chemical plant operations\\n2. Multiple named insureds and joint ventures\\nProhibited:\\n1. Asbestos or hazardous waste removal by insured or subcontractors\\n2. Fire and Water restoration operations\\n3. Hired and/or Nonowned Auto Coverage\\n4. Mold and spore treatment or removal operations\\nRequired Forms:\\nASIC-GL-0031, Continuing or Ongoing Damage Exclusion;\\nASIC-GL-0086, Injury to Worker Exclusion;\\nASIC-GL-0144, (IN only) Total Pollution Exclusion - Indiana;\\nCG 2149, Total Pollution Exclusion (except IN and LA);\\nCG 2154, Exclusion - Designated Operations Covered by a Consolidated (Wrap-Up) Insurance Program (indicate: All operations covered by a consolidated wrap-up insurance program);\\nCG 2165, (LA only) Total Pollution Exclusion (with exceptions);\\nCG 2279, Exclusion - Contractors- Professional Liability;\\nCoverage Options:\\n1. Contractors - Home Repair and Remodeling (ASIC-GL-0092) available at a $15,000 limit; charge 10% of the GL premium subject to $250 minimum premium. \\n2. Electronic Data Liability (CG0437) is available for limits of:\\n$10,000 = $100\\n$20,000 = $150\\n$50,000 = $200\",\n \"IsoNotes\": \"\\nFor spray painting operations a property damage deductible of $250.00 per claim applies. Use Deductible Liability Insurance Endorsement CG 03 00.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"98306\",\n \"Description\": \"Painting - oil or gasoline tanks\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\nProhibited:\\nCleaning and/or painting interiors of tanks\",\n \"IsoNotes\": \"\\nFor spray painting operations a property damage deductible of $250.00 per claim applies. Use Deductible Liability Insurance Endorsement CG 03 00.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"98307\",\n \"Description\": \"Painting - ship hulls\",\n \"Authority\": \"P/P\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\\nFor spray painting operations a property damage deductible of $250.00 per claim applies. Use Deductible Liability Insurance Endorsement CG 03 00.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"98308\",\n \"Description\": \"Painting - shop only\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\\nThis is an N.P.D. classification in manufacturing plants or with other painting classifications.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"98309\",\n \"Description\": \"Painting - steel structures or bridges\",\n \"Authority\": \"S/S\",\n \"CompanyNotes\": \"\\nProhibited:\\nBridge painting\",\n \"IsoNotes\": \"\\nFor spray painting operations a property damage deductible of $250.00 per claim applies. Use Deductible Liability Insurance Endorsement CG 03 00.\\nSeparately classify and rate painting of oil or gasoline tanks.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"15993\",\n \"Description\": \"Painting, Picture or Frame Stores\",\n \"Authority\": \"A /A\",\n \"CompanyNotes\": \"\\nProhibited:\\n1. Sale of electronic/vapor cigarettes and /or liquids or vapors for same in excess of 15% of gross receipts\\n2. Sale of marijuana/cannabis or products containing marijuana/cannabis\\nRequired Forms:\\nASIC-GL-0097, Tobacco or Nicotine Products Health Hazard Exclusion\\nCoverage Options:\\nElectronic Data Liability (CG 0437) available for limits of:\\n$10,000 = $100\\n$20,000 = $150\\n$50,000 = $200\\n\",\n \"IsoNotes\": \"\\nThis classification applies to risks whose operations primarily involve the sale of prints, posters, reproductions, paintings, photographs and frames and which have a large amount of merchandise on display. On-premises assembly by employees or customers is included.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"57716\",\n \"Description\": \"Paper Coating or Finishing\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\\nThis classification includes corrugating, creping, laminating, oiling, paraffining, parchmentizing or waxing.\\nPaper manufacturing shall be separately classified and rated.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"57725\",\n \"Description\": \"Paper Goods Mfg. - NOC\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\nSubmit: \\n1. Prior voluntary or involuntary product recall circumstances of recall required\\n2. Stand-alone products coverage \\nProhibited:\\nDiscontinued Products/Completed Operations coverage \\nRequired Forms: \\nASIC-GL-0054, Specified Products Liability (required if Products coverage provided); \\nASIC-GL-0064, Exclusion- Cancer; \\nASIC- GL-0086, Injury to Worker Exclusion; \\nCG 2149, Total Pollution Exclusion; \\nCG 2196, Silica or Silica-Related Dust Exclusion;\\nCoverage Options: \\nLimited Product Withdrawal Expense Endorsement (CG 0436) available for $7,500 aggregate limit at no additional charge. Indicate \\\"0\\\" for Deductible Amount and Participation Percentage. For the Cut-off Date, indicate the inception date of the first Ategrity policy with continuous renewal coverage with Ategrity to current policy.\\n\",\n \"IsoNotes\": \"\\nThe manufacturing of the following shall be separately classified and rated:\\n- Paper\\n- Corrugated containers\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"57726\",\n \"Description\": \"Paper Mfg.\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\nRequired Form:\\nCG 2149 (CG2165 in LA), Total Pollution Exclusion. \",\n \"IsoNotes\": \"\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"16005\",\n \"Description\": \"Paper Products Distributors\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\nSeparately class and rate retail sales, including internet retail sales, that exceed 20% of gross sales.\\nSubmit:\\nManufacturers representatives\\nProhibited:\\n1. Assembling operations\\n2. Foreign Products (refer to appropriate manufacturing class)\\n3. Hired and/or Nonowned Auto Coverage\\n4. Importers\\n5. Manufacturers as additional insureds\\n6. Products manufactured/designed by or for the insured\\n7. Relabeling or repackaging of products \\n8. Sale of used products\\nRequired Forms:\\nASIC-GL-0087, Scheduled Products Exclusion;\\n\",\n \"IsoNotes\": \"\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"16009\",\n \"Description\": \"Paper, Rag, or Rubber Stock Dealers and Distributors - secondhand\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\\nLaundry operations performed by wiping cloth or rag dealers shall be separately classified and rated.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"98344\",\n \"Description\": \"Paperhanging\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\nSubmit:\\n1. Multiple named insureds and joint ventures\\n2. Work at gas, oil or chemical plants\\nProhibited:\\n1. Asbestos or hazardous waste removal by insured or subcontractors\\n2. Hired and/or Nonowned Auto Coverage\\n3. Fire and Water restoration operations\\n4. Mold and spore treatment or removal operations\\nRequired Forms:\\nASIC-GL-0031, Continuing or Ongoing Damage Exclusion;\\nASIC-GL-0086, Injury to Worker Exclusion;\\nASIC-GL-0144, (IN only) Total Pollution Exclusion - Indiana;\\nCG 2116, Exclusion - Designated Professional Services;\\nCG 2149, Total Pollution Exclusion (except IN and LA);\\nCG 2154, Exclusion - Designated Operations Covered by a Consolidated (Wrap-Up) Insurance Program (indicate: All operations covered by a consolidated wrap-up insurance program);\\nCG 2165, (LA only) Total Pollution Exclusion (with exceptions);\\nCG 2279, Exclusion - Contractors- Professional Liability;\\nCoverage Options:\\n1. Contractors - Home Repair and Remodeling (ASIC-GL-0092) available at a $15,000 limit; charge 10% of the GL premium subject to $250 minimum premium. \\n2. Electronic Data Liability (CG0437) is available for limits of:\\n$10,000 = $100\\n$20,000 = $150\\n$50,000 = $200\",\n \"IsoNotes\": \"\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"57798\",\n \"Description\": \"Parachute Mfg.\",\n \"Authority\": \"P/P\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"46590\",\n \"Description\": \"Parades\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\n1. 100% minimum earned premium \\n2. Cross streets must be barricaded\\n3. Event Planners rate under the Event, Party or Wedding Planners classification (44280)\\n3. First Aid facilities must be provided\\n4. Security must be in place \\n5. Traffic must be re-routed during event\\nSubmit:\\n1. Attendance in excess of 3,000\\nProhibited: \\n1. Certificates of insurance not obtained from all vendors and amusement device operators naming the insured as Additional Insured. \\n2. Entertainers or performers as additional insureds \\n3. Hired and/or Nonowned Auto Coverage \\n4. Host Liquor Liability for BYOB exposures\\n5. Inflatable amusement devices owned and/or operated or supervised by the insured \\n6. Liquor manufacturers or distributors as additional insureds \\n7. Marijuana/cannabis exposures\\n8. Music consisting of electronic, gothic, heavy metal, hard core rap or hip-hop bands and/or performers\\n9. Rage rooms\\n\\n\\n10. Tobacco manufacturers as additional insureds \\nRequired Forms: \\nASIC-GL-0066, Assault and Battery Exclusion; \\nASIC-GL-0079, Total Liquor Exclusion; \\nCG 2116, Exclusion- Designated Professional Services (indicate \\\"Any and all professional exposures\\\" on coverage form);\\nCG 2144, Limitation of Coverage to Designated Premises or Project;\\nOptional Forms: :\\nASIC-GL-0035, Special Event Coverage Mobile Equipment Redefined (required for motor vehicle events);\\nASIC-GL-0059, Amusement Ride Exclusion;\",\n \"IsoNotes\": \"\\nThis classification does not apply to parades organized or sponsored by a governmental body.\\nBasis of premium is each parade.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"46622\",\n \"Description\": \"Parking - private\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \" \\nAutomobile service or repair operations should be separately rated under Automobile Repair or Service Shops (10073)\\nProhibited:\\nValet parking \\nRequired Forms: \\nASIC-GL-0057, Animal Exclusion;\\nASIC-GL-0066, Assault and Battery Exclusion (required for impound lots); \\nCG 2149, Total Pollution Exclusion; \\n\",\n \"IsoNotes\": \"\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"46603\",\n \"Description\": \"Parking - public - not open air\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \" \\nAutomobile service or repair operations should be separately rated under Automobile Repair or Service Shops (10073)\\nProhibited:\\nValet parking \\nRequired Forms: \\nASIC-GL-0057, Animal Exclusion;\\nCG 2149, Total Pollution Exclusion; \\n\",\n \"IsoNotes\": \"\\nServicing of automobiles shall be separately classified and rated.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"46604\",\n \"Description\": \"Parking - public - open air\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \" \\nAutomobile service or repair operations should be separately rated under Automobile Repair or Service Shops (10073)\\nProhibited:\\nValet parking \\nRequired Forms: \\nASIC-GL-0057, Animal Exclusion;\\nCG 2149, Total Pollution Exclusion; \\n\",\n \"IsoNotes\": \"\\nServicing of automobiles shall be separately classified and rated.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"46607\",\n \"Description\": \"Parking - public - shopping centers maintained by insured (LRO)\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\\nFor premium computation purposes, area shall include the total area of the public parking lot including lawns, dividers, malls, etc., within the outer boundaries of the lot and shall also include any access roads to or from the parking area which are maintained by the insured, but shall not include restricted delivery truck parking areas or areas restricted to pick-up only.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"46606\",\n \"Description\": \"Parking - public - shopping centers - maintained by lessee (LRO)\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\\nFor premium computation purposes, area shall include the total area of the public parking lot including lawns, dividers, malls, etc., within the outer boundaries of the lot and shall also include any access roads to or from the parking area which are maintained by the insured, but shall not include restricted delivery truck parking areas or areas restricted to pick-up only.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"46671\",\n \"Description\": \"Parks or Playgrounds\",\n \"Authority\": \"S/S\",\n \"CompanyNotes\": \" \\nProvide list of playground equipment\\nProhibited: \\n1. Use of ATVs, snowmobiles, motorcycles on premises\\n2. Equipment higher then 10'\\nELPS:\\nELP - Prem Ops - 122.00\\n\",\n \"IsoNotes\": \"\\nThis classification does not apply to parks or playgrounds owned by a governmental body.\\nBasis of premium is each park or playground.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"57808\",\n \"Description\": \"Pattern Mfg. - metal\",\n \"Authority\": \"S/S\",\n \"CompanyNotes\": \" \\nELPS:\\nELP - Products - .73 \",\n \"IsoNotes\": \"\\nThis classification is not applicable to the manufacturing of metal jigs, fixtures or dies.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"57809\",\n \"Description\": \"Pattern Mfg. - other - NOC\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \" \\nELPS:\\nELP - Products - .97\",\n \"IsoNotes\": \"\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"57810\",\n \"Description\": \"Pattern Mfg. - paper\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"10151\",\n \"Description\": \"Pedicabs #\\n(Rated as Bicycles - rented to others - 10151)\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\n1. Background check is required as part of pre-employment criteria \\n2. Carriage rides refer to classification (40040)\\n3. Certificates of Insurance must be obtained on any owned, leased or rented vehicles to confirm Auto coverage is in place with limits equal or greater than the General Liability limits. \\n4. Supplemental application required\\n5. Transportation of good or commodities refer to Trucking classification (99793)\\nSubmit:\\nLiquor Liability coverage \\nProhibited:\\n1. Air transportation \\n2. Bus transportation exceeding 35 passengers\\n3. Designated driver services- (risks providing drivers for customers vehicles)\\n4. Emergency transportation services (including ambulance services)\\n5. Funeral escorts\\n6. Jeep tours \\n7. Party buses\\n8. Pedicabs- operating on public streets and roads\\n9. Prisoner transport\\n10. Pub crawls- owned or sponsored \\n11. Railroad transportation services \\n12. Recreational vehicles\\n\\n13. Ridesharing services (i.e Uber and Lyft)\\n14. School buses\\n15. Tour agencies\\n16. Transportation services for assisted living facilities, convalescent homes, nursing home facilities\\n17. Water transportation \\nRequired Forms:\\nASIC-GL-0074, Sexual and/or Physical Abuse Exclusion; \\nASIC-GL-0079, Total Liquor Liability Exclusion (do not attach if providing liquor Liability Coverage);\\nASIC-GL-0118, Exclusion of Subcontracted Autos;\\nCG 2116, Exclusion- Designated Professional Services (Indicated: Any and all professional exposures); \\nCG 2149, Total Pollution Exclusion (exception LA); \\nCG 2165, (LA only) Total Pollution Exclusion (with exceptions); \\nOptional Forms: :\\nASIC-GL-0014, Classification Limitation;\\nCoverage Options:\\nSexual and/or Physical Abuse (ASIC-GL-0077)is available at $25,000/$50,000 limits for a $275 flat charge (do not attach ASIC-GL-0074 with ASIC-GL-0077).\\n\\n\",\n \"IsoNotes\": \"\\nThis classification includes the incidental rental of mopeds.\\nThe servicing and repair of bicycles not owned by the insured and the sale of new and used bicycles shall be separately classified and rated as \\\"Bicycle Stores\\\".\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"46700\",\n \"Description\": \"Penal Institutions\",\n \"Authority\": \"P/P\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\\nThis classification includes correctional institutions, penitentiaries, prisons and reformatories.\\nProfessional Services are excluded. Use Exclusion - Services Furnished By Health Care Providers Endorsement CG 22 44.\\nIf professional liability coverage is desired, refer to company.\\nMedical Payments are excluded. Use Exclusion - Medical Payments Coverage (Inmates, Patients Or Prisoners) Endorsement CG 22 52.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"57871\",\n \"Description\": \"Pencil, Pen, Crayon or Chalk Mfg.\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \" \\nSubmit:\\nAll foreign goods \\nRequired Form:\\nASIC-GL-0054, Specified Products Liability;\\n\",\n \"IsoNotes\": \"\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"43470\",\n \"Description\": \"Pest Control Services\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\nCrop spraying should rated under classification (91606)\\nSubmit: \\n1. Large animal control (i.e bears, alligators, lions)\\n2. Use of guns \\nProhibited:\\n1. Bird control or extermination on or near airports\\n2. Highway right of way maintenance\\n3. Igniting flammable substances to eliminate pests\\n4. Mold or spore remediation \\n5. Radon analysis\\n6. Termite inspections without any treatment in excess of $45% of the gross receipts \\n7. Use of explosives\\nCredits/Surcharges:\\n1. Bed bug exterminating with heat treatment, surcharge GL rates 25% \\n2. Fumigation involving tenting, surcharge GL rates 25%\\n3. Insecticide misting system installation, service or repair, surcharge GL rates 25% \\n4. Termite inspection modifiers: \\n5. No termite work: .80 mod applied (Attach ASIC-GL-0055 Designated Operations Exclusion with wording Any termite work, inspections and/or treatment)\\nInspection and treatment: 1.00 mod applied \\nLess than 15% of gross sales: 1.00 mod applied \\n15%-30% of gross sales: 1.35 mod applied\\n31%-40% of gross sales: 1.50 mod applied \\n41%-50% of gross sales: 1.80 mod applied\\nOver 50% of gross sales: Prohibited\\nRequired Forms:\\nASIC-GL-0143, Wood Destroying Organism Inspection Exclusion; \\nCG 2154, Exclusion- Designated Operations Covered by a Consolidated (Wrap-Up) Insurance Program (Indicate: All operations covered by a consolidated (wrap-up) insurance program);\\nCG 2264, Pesticide/Herbicide Applicator Coverage (except OH);\\nCG 2518, (CA only) California Structural Pesticide Applicators (policy limits apply);\\nCG 2616, (PA only) Pennsylvania Changes- Pesticide Applicator Coverage; \\nCG 2687, (OH only) Ohio Pesticide Applicator Coverage;\\nOptional Forms: :\\nASIC-GL-0055, Designated Operations Exclusion (Attach only if risk does not do any termite work. Indicate: Any termite work, inspections and /or treatment. ASIC-GL-0080 is still required when this form is attached);\\n\\nASIC-GL-0095, Absolute Employee and Worker Injury and Liability; Exclusion (do not attach CG 2139 or CG 2426 when this form is attached);\\nCoverage Options:\\n1. In Transit Pollution Coverage (ASIC-GL-0084) is included at $25,000/$100,000 limits.\\n2. Lost Key Coverage (ASIC-GL-0078) is included at $25,000 /$25,000 limits. \\n3. Property Damage Extension (ASIC-GL-0076) is included up to $250,000/$500,000 maximum limits, not to exceed GL policy limits.\\n4. Wood Destroying Organism Inspection Coverage Endorsement (ASIC-GL-0080) included at $25,000/$100,000. Increased limits offered at $50,000/$100,000 for $250 flat charge for all states EXCEPT AL, AZ, FL, GA, HI, OH, SC, TN, TX, WA. \\nAL, HI, SC and TN: $100,000 occurrence/$300,000 aggregate = $500 flat charge\\nAZ: $100,000 occurrence/$300,000 aggregate = $250 flat charge\\nFL: $250,000 occurrence/$500,000 aggregate = $1,000 flat charge\\nGA: $100,000 occurrence/$500,000 aggregate = $750 flat charge\\nOH: $50,000 occurrence/$100,000 aggregate = $250 flat charge\\nTX: $200,000 occurrence/$300,000 aggregate = $250 flat charge\\nWA: $50,000 occurrence/$50,000 aggregate = $250 flat charge; $50,000 occurrence/$100,000 aggregate= $400.\\n\",\n \"IsoNotes\": \"\\nThis classification includes termite control but excludes the use of gas of any kind.\\nCoverage is included for herbicide/pesticide operations. Use Pesticide Or Herbicide Applicator - Limited Pollution Coverage Endorsement CG 22 64.\\nThe following shall be separately classified and rated:\\n- Fumigating\\n- Crop spraying\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"57913\",\n \"Description\": \"Pet Food Mfg.\",\n \"Authority\": \"A/S\",\n \"CompanyNotes\": \"\\nHousehold pet food is acceptable\\nProhibited:\\nLivestock feed\\nRequired Forms:\\nASIC-GL-0054, Specified Products Liability (Required if products coverage provided); \",\n \"IsoNotes\": \"\\nFeed Manufacturing shall be separately classified and rated.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"16402\",\n \"Description\": \"Pet Grooming \",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\nVeterinarians refer to classification (99851)\\nSubmit:\\nTherapy applied to animals\\nProhibited:\\nHired and/or Nonowned Auto Coverage\\nRequired Forms:\\nASIC-GL-0053, Fungi or Bacteria Exclusion (required if ASIC-GL-0024 is attached to the policy); \\nASIC-GL-0062, Communicable Disease Exclusion; \\nASIC-GL-0086, (CT, ME, MO, NH, NJ, RI and VT) Injury to Worker Exclusion;\\nASIC-GL-0088, Injury to Volunteer Exclusion (all states except CT, ME, MO, NH, NJ, RI and VT); \\nASIC-GL-0144, (IN only) Total Pollution Exclusion- Indiana;\\nCG 2116, Professional Liability Exclusion (Indicate: Any and all professional exposures); \\nCG 2149, Total Pollution Exclusion (Except IN and LA); \\nCG 2165, (LA only) Total Pollution Exclusion (with exceptions);\\nOptional Forms: :\\nASIC-GL-0057, Animal Exclusion;\\n\\nCoverage Options:\\n1. Errors and Omissions Coverage (ASIC-GL-0024) is offered at limits equal to the General Liability limit. Charge 10% of the General Liability premium subject to a minimum $100 charge (do not attach ASIC-GL-0024 with CG 2116).\\n2. Property Damage Extension (ASIC-GL-0076) is included at $500/$1,000 limits. \",\n \"IsoNotes\": \"\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"16403\",\n \"Description\": \"Pet Stores\",\n \"Authority\": \"A /A\",\n \"CompanyNotes\": \"\\nVeterinarians refer to classification (99851)\\nProhibited:\\nHired and/or Nonowned Auto Coverage \\nRequired Forms:\\nASIC-GL-0053, Fungi or Bacteria Exclusion (required if ASIC-GL-0024 is attached to the policy); \\nASIC-GL-0062, Communicable Disease Exclusion; \\nASIC-GL-0086, (CT, ME, MO, NH, NJ, RI and VT) Injury to Worker Exclusion;\\nASIC-GL-0088, Injury to Volunteer Exclusion (all states except CT, ME, MO, NH, NJ, RI and VT); \\nASIC-GL-0144, (IN only) Total Pollution Exclusion- Indiana;\\nCG 2116, Professional Liability Exclusion (Indicate: Any and all professional exposures); \\nCG 2149, Total Pollution Exclusion (Except IN and LA); \\nCG 2165, (LA only) Total Pollution Exclusion (with exceptions);\\nOptional Forms: :\\nASIC-GL-0057, Animal Exclusion;\\nCoverage Options:\\n1. Errors and Omissions Coverage (ASIC-GL-0024) is offered at limits equal to the General Liability limit. Charge 10% of the General Liability premium subject to a minimum $100 charge (do not attach ASIC-GL-0024 with CG 2116).\\n2. Property Damage Extension (ASIC-GL-GL-0076) is included at $500/$1,000 limits.\\n\",\n \"IsoNotes\": \"\\nThis classification includes incidental pet grooming and training.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"16404\",\n \"Description\": \"Pet Training \",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\nIncludes Animal Catchers, Animal Excrement and/or Carcass Removal, Animal Rescue Services, Pet Sitters, Pet Walkers, Therapy Dog Services\\nProhibited:\\n1. Exotic animal training for television or motion picture production\\n2. Hired and/or Nonowned Auto Coverage \\n3. Horse training or riding instruction\\n4. Therapy applied to animals\\nCredits and Surcharges:\\nAnimal training for detection of bombs, explosives, drugs or guard operations- surcharge rate 25% \\nRequired Forms:\\nASIC-GL-0053, Fungi or Bacteria Exclusion (required if ASIC-GL-0024 is attached to the policy); \\nASIC-GL-0062, Communicable Disease Exclusion; \\nASIC-GL-0073, Saddle Animals Liability Exclusion; \\nASIC-GL-0086, (CT, ME, MO, NH, NJ, RI and VT) Injury to Worker Exclusion;\\nASIC-GL-0088, Injury to Volunteer Exclusion (all states except CT, ME, MO, NH, NJ, RI and VT); \\nASIC-GL-0144, (IN only) Total Pollution Exclusion- Indiana;\\n\\nCG 2116, Professional Liability Exclusion (Indicate: Any and all professional exposures); \\nCG 2149, Total Pollution Exclusion (Except IN and LA); \\nCG 2165, (LA only) Total Pollution Exclusion (with exceptions);\\nOptional Forms: :\\nASIC-GL-0057, Animal Exclusion;\\nCoverage Options:\\n1. Errors and Omissions Coverage (ASIC-GL-0024) is offered at limits equal to the General Liability limit. Charge 10% of the General Liability premium subject to a minimum $100 charge (do not attach ASIC-GL-0024 with CG 2116). \\n2. Property Damage Extension (ASIC-GL-GL-0076) is included at $500/$1,000 limits.\\n\",\n \"IsoNotes\": \"\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"57997\",\n \"Description\": \"Photo Finishing Laboratories\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"16471\",\n \"Description\": \"Photographers\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \" \\nRequired Forms:\\nASIC-GL-0074, Sexual and/or Physical Abuse Exclusion; \\nCG 2138, Exclusion - Personal/Advertising Injury; \\nCoverage Options:\\nSexual and/or Physical Abuse Liability Coverage (ASIC-GL-0077) is included at $25,000/$50,000 limits (If ASIC-GL-0077 is NOT selected, then Sexual and/or Physical Abuse Exclusion (ASIC-GL-0074) is required).\\n\",\n \"IsoNotes\": \"\\nThis classification includes the use of video cameras and studios.\\nThe operation or use of aircraft in connection with aerial photography is subject to the aircraft exclusion in the policy.\\nCamera or Photographic Equipment Stores shall be separately classified and rated.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"57998\",\n \"Description\": \"Photographic Equipment Mfg.\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\n1. Camera, camera lens, photographic enlarging equipment porjectors, light meters, developing tanks and mounting equipment are contemplated in this classification. \\n2. Chemical and photgraphic supplies manufacturing refer to Photographic Supplies Manufacturing classification (57999)\\nSubmit: \\n1. Prior voluntary or involuntary product recall circumstances of recall required\\n2. Stand-alone products coverage \\nProhibited:\\n1. Chemical manufacturing\\n2. Discontinued Products/Completed Operations coverage \\nRequired Forms: \\nASIC-GL-0054, Specified Products Liability (required if Products coverage provided); \\nASIC-GL-0064, Exclusion- Cancer; \\nASIC- GL-0086, Injury to Worker Exclusion; \\nCG 2149, Total Pollution Exclusion; \\nCG 2196, Silica or Silica-Related Dust Exclusion; \\nCoverage Options: \\nLimited Product Withdrawal Expense Endorsement (CG 0436) available for $7,500 aggregate limit at no additional charge. Indicate \\\"0\\\" for Deductible Amount and Participation Percentage. For the Cut-off Date, indicate the inception date of the first Ategrity policy with continuous renewal coverage with Ategrity to current policy.\\n\",\n \"IsoNotes\": \"\\nThis classification includes cameras, camera lenses, photographic enlarging equipment, projectors, light meters, developing tanks and mounting equipment.\\nThe following shall be separately classified and rated:\\n- Chemical manufacturing\\n- Photographic supplies manufacturing\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"57999\",\n \"Description\": \"Photographic Supplies Mfg.\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\nProhibited:\\nManufacturing of developing chemicals\\nRequired Form:\\nASIC-GL-0054, Specified Products Liability (required if products coverage provided);\\nCG 2149, Total Pollution Exclusion Endorsement (all states except LA);\\nCG 2165, (LA only), Total Pollution Exclusion (With Hostile Fire Exception); \\n\",\n \"IsoNotes\": \"\\nThis classification includes film and photographic paper.\\nThe following shall be separately classified and rated:\\n- Chemical manufacturing\\n- Photographic equipment manufacturing\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"98405\",\n \"Description\": \"Piano Tuning\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"46773\",\n \"Description\": \"Picnic Grounds - commercially operated\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \" \\nELPS:\\nELP - Prem Ops - 223.00\",\n \"IsoNotes\": \"\\nThe following shall be separately classified and rated:\\n- Boats\\n- Refreshment stands\\n- Restaurants\\nBasis of premium is each picnic ground.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"98413\",\n \"Description\": \"Pile Driving - building foundation only\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \" \\nSubmit:\\nNon land based exposures. \\nELPS:\\nELP - Products - 100.00\\nRequired Forms:\\nASIC-GL-0145, Residential Exclusion;\",\n \"IsoNotes\": \"\\nThe making of concrete piles at the job location or the pouring of concrete into hollow steel piles shall be classified and rated as \\\"Concrete Construction\\\".\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"98414\",\n \"Description\": \"Pile Driving - other - NOC\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\nSubmit: \\nNon land based exposures. \\nELPS: \\nELP - Products - 100.00\\nRequired Forms:\\nASIC-GL-0145, Residential Exclusion;\",\n \"IsoNotes\": \"\\nThe making of concrete piles at the job location or the pouring of concrete into hollow steel piles shall be classified and rated as \\\"Concrete Construction\\\".\\nThis classification includes the building of timber wharfs.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"98415\",\n \"Description\": \"Pile Driving - sonic method\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\nSubmit:\\nNon land based exposures. \\nELPS:\\nELP - Products - 25.00\\nRequired Forms:\\nASIC-GL-0145, Residential Exclusion;\",\n \"IsoNotes\": \"\\nThe making of concrete piles at the job location or the pouring of concrete into hollow steel piles shall be classified and rated as \\\"Concrete Construction\\\".\\nThis classification applies when sonic method is the only pile driving method used by the insured at the job site.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"98423\",\n \"Description\": \"Pipeline Construction - gas\",\n \"Authority\": \"P/P\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\\nThis classification includes pile driving or dredging.\\nTunneling shall be separately classified and rated.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"98424\",\n \"Description\": \"Pipeline Construction - other - NOC\",\n \"Authority\": \"P/P\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\\nThis classification includes pile driving or dredging.\\nTunneling shall be separately classified and rated.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"98425\",\n \"Description\": \"Pipeline Construction - oil\",\n \"Authority\": \"P/P\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\\nThis classification includes pile driving or dredging.\\nTunneling shall be separately classified and rated.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"98426\",\n \"Description\": \"Pipeline Construction - slurry - nonflammable mixtures\",\n \"Authority\": \"P/P\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\\nThis classification includes pile driving or dredging.\\nTunneling shall be separately classified and rated.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"98427\",\n \"Description\": \"Pipelines - operation - gas\",\n \"Authority\": \"P/P\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\\nThis classification includes maintenance.\\nThe following shall be separately classified and rated:\\n- Construction\\n- Operation of wells\\n- Oil refining\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"98428\",\n \"Description\": \"Pipelines - operation - other- NOC\",\n \"Authority\": \"P/P\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\\nThis classification includes maintenance.\\nConstruction of pipelines shall be separately classified and rated.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"98429\",\n \"Description\": \"Pipelines - operation - oil\",\n \"Authority\": \"P/P\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\\nThis classification includes maintenance.\\nThe following shall be separately classified and rated:\\n- Construction\\n- Operation of wells\\n- Oil refining\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"98430\",\n \"Description\": \"Pipelines - operation - slurry\\n- nonflammable mixtures\",\n \"Authority\": \"P/P\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\\nThis classification includes maintenance.\\nConstruction of pipelines shall be separately classified and rated.\\nThis classification applies to pipelines used for the transmission of coal, waste matter, etc.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"58020\",\n \"Description\": \"Pipes Mfg. - tobacco\",\n \"Authority\": \"A/S\",\n \"CompanyNotes\": \" \\nProhibited:\\nTobacco manufacturer as additional insured\\nELPS: \\nELP - Products - 1.00\\n\",\n \"IsoNotes\": \"\\nThis classification only applies to pipes used for smoking tobacco.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"58009\",\n \"Description\": \"Pipes or Tubes Mfg. - metal\",\n \"Authority\": \"P/P\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"58010\",\n \"Description\": \"Pipes or Tubes Mfg. - plastic\",\n \"Authority\": \"P/P\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"98449\",\n \"Description\": \"Plastering or Stucco Work\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\nSubmit:\\n1. Construction defect claims- past or present \\n2. Gas, oil or chemical plant operations\\n3. Multiple named insureds and joint ventures\\n4. Previously had operations as a general contractor\\nProhibited:\\n1. Asbestos or hazardous waste removal by insured or subcontractors\\n2. Condominiums or townhouse operations \\n3. Fire and Water restoration operations \\n4. Hired and/or Nonowned Auto Coverage\\n5. Mold and spore treatment or removal operations\\n6. Underpinning or soil stabilization operations\\nRequired Forms:\\nASIC-GL-0031, Continuing or Ongoing Damage Exclusion;\\nASIC-GL-0086, Injury to Worker Exclusion;\\nASIC-GL-0093, Exclusion - Chinese Drywall;\\nASIC-GL-0101, Earth or Land Movement Exclusion;\\nASIC-GL-0144, (IN only) Total Pollution Exclusion - Indiana;\\nCG 2149, Total Pollution Exclusion (except IN and LA);\\nCG 2154, Exclusion - Designated Operations Covered by a Consolidated (Wrap-Up) Insurance Program (indicate: All operations covered by a consolidated wrap-up insurance program);\\nCG 2165, (LA only) Total Pollution Exclusion (with exceptions);\\nCG 2279, Exclusion - Contractors- Professional Liability;\\nCoverage Options:\\n1. Contractors - Home Repair and Remodeling (ASIC-GL-0092) available at a $15,000 limit; charge 10% of the GL premium subject to $250 minimum premium. \\n2. Electronic Data Liability (CG0437) is available for limits of:\\n$10,000 = $100\\n$20,000 = $150\\n$50,000 = $200\\n\",\n \"IsoNotes\": \"\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"58056\",\n \"Description\": \"Plastic Mfg. - raw material\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \" \\nELPS:\\nELP - Products .49\\nRequired Form:\\nCG 2149 (CG 2165 in LA), Total Pollution Exclusion.\",\n \"IsoNotes\": \"\\nThis classification applies to the manufacturing of powder, liquid or resin.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"58057\",\n \"Description\": \"Plastic or Rubber Goods Mfg. - household - NOC\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\nSubmit: \\n1. Prior voluntary or involuntary product recall circumstances of recall required\\n2. Stand-alone products coverage \\nProhibited:\\n1. Baby products and accessories\\n2. Children's furniture\\n3. Discontinued Products/Completed Operations coverage \\n4. Latex gloves\\n5. Plastic bags\\nELPS:\\nELP - Products - .36\\nRequired Forms: \\nASIC-GL-0054, Specified Products Liability (required if Products coverage provided); \\nASIC-GL-0064, Exclusion- Cancer; \\nASIC- GL-0086, Injury to Worker Exclusion; \\nCG 2149, Total Pollution Exclusion; \\nCG 2196, Silica or Silica-Related Dust Exclusion;\\nCoverage Options: \\nLimited Product Withdrawal Expense Endorsement (CG 0436) available for $7,500 aggregate limit at no additional charge. Indicate \\\"0\\\" for Deductible Amount and Participation Percentage. For the Cut-off Date, indicate the inception date of the first Ategrity policy with continuous renewal coverage with Ategrity to current policy.\\n\",\n \"IsoNotes\": \"\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"58058\",\n \"Description\": \"Plastic or Rubber Goods Mfg. - other than household - NOC\",\n \"Authority\": \"S/S\",\n \"CompanyNotes\": \" \\nProhibited:\\n1. Latex gloves mfg\\n2. Plastic bags\\nELPS:\\nELP - Products - .43\\n\",\n \"IsoNotes\": \"\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"16501\",\n \"Description\": \"Plastic or Rubber Supply Goods Distributors\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\n1. Separately classify and rate installation, service or repair operations\\n2. Separately class and rate retail sales, including internet retail sales, that exceed 20% of gross sales\\nSubmit:\\nManufacturers representatives\\nProhibited:\\n1. Aircraft products\\n2. Assembling operations\\n3. Electronic/vapor cigarettes or liquids\\n4. Foreign Products (refer to appropriate manufacturing class)\\n5. Hired and/or Nonowned Auto Coverage\\n6. Importers\\n7. Manufacturers as additional insureds\\n8. Medical equipment\\n9. Mixing or blending of products \\n10. Products manufactured/designed by or for the insured\\n11. Relabeling or repackaging of products \\n12. Sale of used products\\n\\nELPS:\\nELP - Products - .27\\nRequired Forms:\\nASIC-GL-0087, Scheduled Products Exclusion;\\nCoverage Options:\\nContractors Home Repair and Remodeling (ASIC-GL-0092) $15,000 limit available for 10% of the GL premium subject to $250 minimum premium.\\n\",\n \"IsoNotes\": \"\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"98482\",\n \"Description\": \"Plumbing - commercial and industrial\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\nSubmit:\\n1. Multiple named insureds and joint ventures\\n2. Risks with past or pending construction defect claims\\n3. Work at gas, oil or chemical plants\\nProhibited:\\n1. Asbestos or hazardous waste removal by insured or subcontractors\\n2. Boiler cleaning, inspection, installation or repair\\n3. Condominiums or townhouses operations\\n4. Fire and Water restoration operations \\n5. Hired and/or Nonowned Auto Coverage\\n6. Mold and spore treatment or removal operations\\n7. Underpinning or soil stabilization operations\\nRequired Forms:\\nASIC-GL-0031, Continuing or Ongoing Damage Exclusion;\\nASIC-GL-0086, Injury to Worker Exclusion;\\nASIC-GL-0101, Earth or Land Movement Exclusion;\\nASIC-GL-0144, (IN only) Total Pollution Exclusion - Indiana;\\nCG 2149, Total Pollution Exclusion (except IN and LA);\\nCG 2154, Exclusion - Designated Operations Covered by a Consolidated (Wrap-Up) Insurance Program (indicate: All operations covered by a consolidated wrap-up insurance program);\\nCG 2165, (LA only) Total Pollution Exclusion (with exceptions);\\nCG 2279, Exclusion - Contractors- Professional Liability;\\n\\nCoverage Options:\\n1. Contractors - Home Repair and Remodeling (ASIC-GL-0092) available at a $15,000 limit; charge 10% of the GL premium subject to $250 minimum premium. \\n2. Electronic Data Liability (CG0437) is available for limits of:\\n$10,000 = $100\\n$20,000 = $150\\n$50,000 = $200\\n\",\n \"IsoNotes\": \"\\nThis classification includes:\\n- The installation, service or repair of sanitary gas, steam, hot water, pipe or other pipe fittings including building connections and gas or liquid fuel appliances\\n- The incidental sales of plumbing fixtures and supplies to be used in connection with the insured's installation, service or repair operations\\nThe following shall be separately classified and rated:\\n- Sales of appliances\\n- Installation, servicing and repair of heating systems or units or liquefied petroleum gas systems and piping\\n- Sales of fixtures and supplies which are not to be used in connection with the insured's installation, service or repair operations\\nThis classification also includes shops and display rooms.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"98483\",\n \"Description\": \"Plumbing - residential or domestic\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\nSubmit:\\n1. Construction defect claims- past or present\\n2. Gas, oil or chemical plant operations \\n3. Multiple named insureds and joint ventures\\nProhibited:\\n1. Asbestos or hazardous waste removal by insured or subcontractors\\n2. Condominiums or townhouses operations\\n3. Fire and Water restoration operations \\n4. Hired and/or Nonowned Auto Coverage\\n5. Mold and spore treatment or removal operations\\n6. Underpinning or soil stabilization operations\\nRequired Forms:\\nASIC-GL-0031, Continuing or Ongoing Damage Exclusion;\\nASIC-GL-0086, Injury to Worker Exclusion;\\nASIC-GL-0101, Earth or Land Movement Exclusion;\\nASIC-GL-0144, (IN only) Total Pollution Exclusion - Indiana;\\nCG 2149, Total Pollution Exclusion (except IN and LA);\\nCG 2154, Exclusion - Designated Operations Covered by a Consolidated (Wrap-Up) Insurance Program (indicate: All operations covered by a consolidated wrap-up insurance program);\\nCG 2165, (LA only) Total Pollution Exclusion (with exceptions);\\nCG 2279, Exclusion - Contractors- Professional Liability;\\n\\nCoverage Options:\\n1. Contractors - Home Repair and Remodeling (ASIC-GL-0092) available at a $15,000 limit; charge 10% of the GL premium subject to $250 minimum premium. \\n2. Electronic Data Liability (CG0437) is available for limits of:\\n$10,000 = $100\\n$20,000 = $150\\n$50,000 = $200\\n\",\n \"IsoNotes\": \"\\nThis classification includes:\\n- The installation, service or repair of sanitary gas, steam, hot water, pipe or other pipe fittings including building connections and gas or liquid fuel appliances\\n- The incidental sales of plumbing fixtures and supplies to be used in connection with the insured's installation, service or repair operations\\nThe following shall be separately classified and rated:\\n- Sales of appliances\\n- Installation, servicing and repair of heating systems or units or liquefied petroleum gas systems and piping\\n- Sales of fixtures and supplies which are not to be used in connection with the insured's installation, service or repair operations\\nThis classification applies to insureds whose principal operations are in connection with 1-4 family dwellings.\\nThis classification also includes house connections, shop and display rooms.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"58095\",\n \"Description\": \"Plumbing Fixtures Mfg.\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \" \\nProhibited:\\nValve manufacturing \",\n \"IsoNotes\": \"\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"16527\",\n \"Description\": \"Plumbing Supplies and Fixtures, Dealers and Distributors\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\\nThis classification includes the sale of irrigation equipment.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"58096\",\n \"Description\": \"Plumbing Supplies Mfg. -NOC\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\\nThis classification includes the manufacture of irrigation equipment.\\nPlumbing Fixtures Manufacturing shall be separately classified and rated.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"58301\",\n \"Description\": \"Plywood, Veneer or Veneer Products Mfg. - other - NOC\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \" \\nRequired Forms:\\nCG 2149, Total Pollution Exclusion (except LA); \\nCG 2165, (LA only) Total Pollution Exclusion (With Hostile Fire Exception); \\n\",\n \"IsoNotes\": \"\\nThis classification includes log processing.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"58302\",\n \"Description\": \"Plywood, Veneer or Veneer Products Mfg. - without log processing\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \" \\nRequired Forms:\\nCG 2149, Total Pollution Exclusion (except LA); \\nCG 2165, (LA only) Total Pollution Exclusion (With Hostile Fire Exception); \\n\",\n \"IsoNotes\": \"\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"46822\",\n \"Description\": \"Political Campaign Headquarters or Offices\",\n \"Authority\": \"S/S\",\n \"CompanyNotes\": \"\\nSubmit:\\nRallies \\n\\n\",\n \"IsoNotes\": \"\\nThis classification includes all premises and operations.\\nPersonal and Advertising Injury are excluded. Use Exclusion - Personal And Advertising Injury Endorsement CG 21 38.\\nBasis of premium is each campaign headquarters or office.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"19061\",\n \"Description\": \"Portable Toilet Rentals\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\nClass as 19061, Portable Toilet Rentals, and rate ISO as class code 11208, Contractors Equipment - rented to others without operator.\\nRequired Forms:\\nASIC-GL-0062, Communicable Disease Exclusion;\\nCG 2149 (CG 2165 in LA), Total Pollution Exclusion;\\n\",\n \"IsoNotes\": \"\\nThis classification includes:\\n- Servicing and maintenance of the portable toilet rental.\\n- The rental of portable sinks and showers and any incidental sales of accessories and supplies, such as toilet paper, soap, deodorizers and paper towels.\\nFor portable toilet sales, refer to the appropriate \\\"Stores - no food or drink\\\" NOC classification.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"98502\",\n \"Description\": \"Prefabricated Building Erection\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\nSeparately classify and rate electric wiring, plumbing and heating or cooling systems installation.\\nSubmit:\\n1. Construction defect claims- past or present\\n2. Gas, oil or chemical plant operations \\n3. General contractor operations- past or present \\n4. Multiple named insureds and joint ventures\\n5. Operations in excess of two stories\\nProhibited:\\n1. Asbestos or hazardous waste removal by insured or subcontractors\\n2. Condominiums or townhouse operations\\n3. Fire and Water restoration operations \\n4. Hired and/or Nonowned Auto Coverage\\n5. Mobile home moving\\n5. Mold and spore treatment or removal operations\\n6. Residential home erections \\n7. Underpinning or soil stabilization operations\\nRequired Forms:\\nASIC-GL-0031, Continuing or Ongoing Damage Exclusion;\\nASIC-GL-0086, Injury to Worker Exclusion;\\nASIC-GL-0093, Exclusion - Chinese Drywall;\\nASIC-GL-0101, Earth or Land Movement Exclusion;\\nASIC-GL-0144, (IN only) Total Pollution Exclusion - Indiana;\\nCG 2149, Total Pollution Exclusion (except IN and LA);\\nCG 2154, Exclusion - Designated Operations Covered by a Consolidated (Wrap-Up) Insurance Program (indicate: All operations covered by a consolidated wrap-up insurance program);\\n\\nCG 2165, (LA only) Total Pollution Exclusion (with exceptions);\\nCG 2279, Exclusion - Contractors- Professional Liability;\\nCoverage Options:\\n1. Contractors - Home Repair and Remodeling (ASIC-GL-0092) available at a $15,000 limit; charge 10% of the GL premium subject to $250 minimum premium. \\n2. Electronic Data Liability (CG0437) is available for limits of:\\n$10,000 = $100\\n$20,000 = $150\\n$50,000 = $200\\n\",\n \"IsoNotes\": \"\\nThe following shall be separately classified and rated:\\n- Electric wiring\\n- Plumbing work\\n- Heating or cooling systems installation\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"58397\",\n \"Description\": \"Prefabricated Building Mfg.\",\n \"Authority\": \"S/S\",\n \"CompanyNotes\": \" \\nProhibited:\\nResidential building manufacturing \\nRequired Forms:\\nASIC-GL-0093, Exclusion - Chinese Drywall;\\nASIC-GL-0145, Residential Exclusion (California Exception);\\nCoverage Options:\\nContractors - Home Repair and Remodeling (ASIC-GL-0092) available at a $15,000 limit; charge 10% of the GL premium subject to $250 minimum premium. \",\n \"IsoNotes\": \"\\nErection of prefabricated buildings shall be separately classified and rated.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"15192\",\n \"Description\": \"Principals Protective Liability - Liability For Independent Contractors - Coverage B\",\n \"Authority\": \"A/N/A\",\n \"CompanyNotes\": \" \\nELPS:\\nELP: .260\",\n \"IsoNotes\": \"\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"15191\",\n \"Description\": \"Principals Protective Liability - Liability To Independent Contractors - Coverage A\",\n \"Authority\": \"A/N/A\",\n \"CompanyNotes\": \" \\nELPS:\\nELP: .295\",\n \"IsoNotes\": \"\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"16588\",\n \"Description\": \"Printers or Electrotypers Supplies - distributors\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\n1. Separately classify and rate installation, service or repair operations.\\n2. Separately class and rate retail sales, including internet retail sales, that exceed 20% of gross sales.\\nSubmit:\\n1. 3-D printers\\n2. Manufacturers representatives\\nProhibited:\\n1. Assembling operations\\n2. Foreign Products (refer to appropriate manufacturing class)\\n3. Hired and/or Nonowned Auto Coverage\\n4. Importers\\n5. Manufacturers as additional insureds\\n6. Medical equipment\\n7. Products manufactured/designed by or for the insured\\n8. Relabeling or repackaging of products \\n9. Sale of used products\\nRequired Forms:\\nASIC-GL-0087, Scheduled Products Exclusion;\\n\\nCoverage Options:\\nContractors Home Repair and Remodeling (ASIC-GL-0092) $15,000 limit available for 10% of the GL premium subject to $250 minimum premium.\\n\",\n \"IsoNotes\": \"\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"58409\",\n \"Description\": \"Printing - Not- For-Profit only\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\\nRetail stores shall be separately classified and rated.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"58408\",\n \"Description\": \"Printing - Other than Not-For- Profit\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\\nRetail stores shall be separately classified and rated.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"16604\",\n \"Description\": \"Produce Handling or Packing\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\\nThis classification includes those risks which buy, pack, or otherwise prepare general produce for shipment or transportation but not caring for produce during transport.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"46882\",\n \"Description\": \"Professional and Trade Associations - no building or premises owned or leased except as offices - Not-For- Profit only\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \" \\nProhibited:\\nUnions\\nELPS:\\nELP - Prem Ops - .13\\nRequired Forms:\\nCG 2116, Exclusion - Designated Professional Services;\\n\",\n \"IsoNotes\": \"\\nPersonal and Advertising Injury are excluded. Use Exclusion - Personal And Advertising Injury Endorsement CG 21 38.\\nThe following shall be separately classified and rated:\\n- Activities conducted by the insured to which the public is admitted if an admission fee is charged by the insured\\n- Buildings or premises, other than offices, owned by or rented to the insured, except premises owned or rented only for specified days for meeting purposes\\n- Premises occupied by the insured for purposes other than meetings of members and guests\\nBasis of premium is each member.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"46881\",\n \"Description\": \"Professional and Trade Associations - no building or premises owned or leased except as offices - Other than Not-For- Profit\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \" \\nProhibited:\\nUnions\\nELPS:\\nELP - Prem Ops - .13\\nRequired Forms:\\nCG 2116, Exclusion - Designated Professional Services;\\n\",\n \"IsoNotes\": \"\\nPersonal and Advertising Injury are excluded. Use Exclusion - Personal And Advertising Injury Endorsement CG 21 38.\\nThe following shall be separately classified and rated:\\n- Activities conducted by the insured to which the public is admitted if an admission fee is charged by the insured\\n- Buildings or premises, other than offices, owned by or rented to the insured, except premises owned or rented only for specified days for meeting purposes\\n- Premises occupied by the insured for purposes other than meetings of members and guests\\nBasis of premium is each member.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"58457\",\n \"Description\": \"Publishers - books or magazines - Not- For-Profit only\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\nRequired Forms: \\nCG 2138, Personal/Advertising Injury Exclusion;\\nCG 2116, Exclusion- Designated Professional Services; \\n\",\n \"IsoNotes\": \"\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"58456\",\n \"Description\": \"Publishers - books or magazine - Other than Not- For-Profit\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\nRequired Forms:\\nCG 2116, Exclusion- Designated Professional Services; \\nCG 2138, Personal/Advertising Injury Exclusion;\\n\",\n \"IsoNotes\": \"\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"58459\",\n \"Description\": \"Publishers - newspapers - Not- For-Profit only\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\nRequired Forms:\\nCG 2138, Personal/Advertising Injury Exclusion;\\nCG 2116, Exclusion- Designated Professional Services; \\n\",\n \"IsoNotes\": \"\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"58458\",\n \"Description\": \"Publishers - newspapers - Other than Not-For- Profit \",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\nRequired Forms:\\nCG 2116, Exclusion- Designated Professional Services; \\nCG 2138, Personal/Advertising Injury Exclusion;\\n\",\n \"IsoNotes\": \"\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"58503\",\n \"Description\": \"Pulp Mfg.\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\nRequired Forms:\\nASIC-GL-0054, Specified Products Liability;\\nCG 2149, Total Pollution Excl (CG2165 in LA).\\n \",\n \"IsoNotes\": \"\\nLogging or lumbering shall be separately classified and rated.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"58532\",\n \"Description\": \"Pumps or Compressors Mfg.\",\n \"Authority\": \"S/S\",\n \"CompanyNotes\": \"\\nELPS:\\nELP - Products - 1.54\\nRequired Forms:\\nASIC-GL-0054, Specified Products Liability (required if Products coverage provided);\",\n \"IsoNotes\": \"\\nPrecision or scientific instruments manufacturing shall be separately classified and rated as \\\"Instrument Mfg.\\\".\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"18437\",\n \"Description\": \"Push Carts #\\n(Rated as Stores - no food or drink - Other than Not-For- Profit - NOC)\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\n1.$300 mp, regardless of the policy term length\\n2. Food concession trailers/mobile kitchens refer to classification (16819)\\n3. Products directly importer, re-packaged, relabeled or manufactured by the insured refer to the corresponding manufacturing classification. \\nProhibited: \\n1. Rental operations\\n2. Sale of marijuana/cannabis or products containing marijuana/cannabis\\nRequired Forms:\\nASIC-GL-0097, Tobacco or Nicotine Products Health Hazard Exclusion; \\nASIC-GL-0079, Total Liquor Exclusion;\\nASIC-GL-0087,Scheduled Products Exclusion (not required if selling food or drinks only);\\n\",\n \"IsoNotes\": \"\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"98555\",\n \"Description\": \"Quarries\",\n \"Authority\": \"S/S\",\n \"CompanyNotes\": \"\\nProperty must be fenced and posted no trespassing\\nSubmit: \\nExplosive use \\nProhibited:\\n1. Fracking operations \\n2. Inactive quarries;\\n3. Risks located in LA\\n4. Swimming at quarries \\nRequired Forms:\\nCG 2196, Silica or Silica-Related Dust Exclusion;\",\n \"IsoNotes\": \"\\nThis classification includes the incidental operation of stone crushers.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"46913\",\n \"Description\": \"Race Tracks - motorized vehicles - lessor's risk only\",\n \"Authority\": \"P/P\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"46915\",\n \"Description\": \"Race Tracks - motorized vehicles - sponsor's risk only\",\n \"Authority\": \"S/S\",\n \"CompanyNotes\": \" \\nELPS:\\nELP - Prem Ops - 999\",\n \"IsoNotes\": \"\\nCoverage does not apply to bodily injury and medical payments to participants in racing contests sponsored by the insured. Use Exclusion - Athletic Or Sports Participants Endorsement CG 21 01.\\nRestaurants operated by the insured shall be separately classified and rated.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"46911\",\n \"Description\": \"Race Tracks - motorized vehicles operators\",\n \"Authority\": \"S/S\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\\nCoverage does not apply to bodily injury and medical payments to participants in racing contests sponsored by the insured. Use Exclusion - Athletic Or Sports Participants Endorsement CG 21 01.\\nRestaurants operated by the insured shall be separately classified and rated.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"46912\",\n \"Description\": \"Race Tracks - operators - NOC\",\n \"Authority\": \"S/S\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\\nCoverage does not apply to bodily injury and medical payments to participants in racing contests sponsored by the insured. Use Exclusion - Athletic Or Sports Participants Endorsement CG 21 01.\\nRestaurants operated by the insured shall be separately classified and rated.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"46914\",\n \"Description\": \"Racing - lessor's risk only - NOC\",\n \"Authority\": \"P/P\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"46916\",\n \"Description\": \"Racing - sponsor's risk only - NOC\",\n \"Authority\": \"P/P\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\\nCoverage does not apply to bodily injury and medical payments to participants in racing contests sponsored by the insured. Use Exclusion - Athletic Or Sports Participants Endorsement CG 21 01.\\nRestaurants operated by the insured shall be separately classified and rated.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"16670\",\n \"Description\": \"Racquet Sports and Handball Facilities - commercially operated\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\\nThis classification applies to tennis or racquet or handball facilities open to the general public.\\nThis classification does not apply to risks which are assigned to the \\\"Clubs - racquet sports and handball\\\" classification.\\nCoverage does not apply to medical payments. Use Exclusion - Coverage C - Medical Payments Endorsement CG 21 35.\\nThe following shall be separately classified and rated:\\n- Swimming pools\\n- Restaurants and refreshment stands\\n- Sales of sporting goods\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"98598\",\n \"Description\": \"Radio or TV Broadcasting Stations - Not- For-Profit only.\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\nSpecial Events to be separately rated.\\nRequired Forms:\\nCG 2116, Exclusion- Designated Professional Services;\\nCG 2138, Personal/Advertising Injury Exclusion;\\nCG 2139, Contractual Liability Limitation; \\n\",\n \"IsoNotes\": \"\\nFor premium computation purposes include the payroll of all employees including salespersons and clerical.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"98597\",\n \"Description\": \"Radio or TV Broadcasting Stations - Other than Not-For- Profit\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\nSpecial Events to be separately rated.\\nRequired Forms:\\nCG 2116, Exclusion- Designated Professional Services;\\nCG 2138 ,Personal/Advertising Injury Exclusion;\\nCG 2139, Contractual Liability Limitation; \\n\",\n \"IsoNotes\": \"\\nFor premium computation purposes include the payroll of all employees including salespersons and clerical.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"98601\",\n \"Description\": \"Railroad Construction\",\n \"Authority\": \"P/P\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\\nThis classification applies to all operations except those indicated, which shall be separately classified and rated.\\nAs respects construction or maintenance operations performed by railroad, including the laying, relaying or removal of tracks or maintenance of ways, this classification does not apply to bodily injury or property damage arising out of the movement of rolling stock, except rolling stock assigned to the job while at the job site. Use Exclusion - Rolling Stock - Railroad Construction Endorsement CG 22 46.\\nThe following shall be separately classified and rated:\\n- Bridge building, other than temporary bridges or trestles\\n- Tunneling\\n- Construction of work on elevated railroads\\n- Logging operations\\n- Street railways\\n- Blasting operations\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"58559\",\n \"Description\": \"Railroad Engine Mfg.\",\n \"Authority\": \"P/P\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"58560\",\n \"Description\": \"Railroad or other Public Conveyance Cars Mfg.\",\n \"Authority\": \"P/P\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"58561\",\n \"Description\": \"Railroad or other Public Conveyance Cars Parts Mfg.\",\n \"Authority\": \"P/P\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\\nThis classification applies to parts used in engines or cars.\\nThis classification does not apply to parts used in automobiles, buses, trucks, aircraft or watercraft.\\nThe manufacturing of such parts shall be separately classified and rated.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"98622\",\n \"Description\": \"Railroads - operation and maintenance - with BI passenger hazard\",\n \"Authority\": \"S/S\",\n \"CompanyNotes\": \" \\n1. Advise engineers' experience and if subject to drug and alcohol testing\\n2. Advise frequency of inspections and maintenance of train and tracks\\n3. Advise if tracks shared with other trains\\n4. Advise passenger capacity, maximum speed and length of ride\\nProhibited: \\n1. Miniature trains \\n2. Other than scenic railroads\\nELPS:\\nELP - Prem Ops - 50.00\",\n \"IsoNotes\": \"\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"98623\",\n \"Description\": \"Railroads - operation and maintenance - without BI passenger hazard\",\n \"Authority\": \"P/P\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\\nUse Exclusion - Bodily Injury To Railroad Passengers Endorsement CG 22 27.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"98624\",\n \"Description\": \"Railroads - shop operation and maintenance\",\n \"Authority\": \"P/P\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\\nFor premium computation purposes include the payroll of all shop employees.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"58575\",\n \"Description\": \"Razor or Razor Blades Mfg.\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\\nElectric Razors shall be separately classified and rated as \\\"Electrical Equipment Mfg. - for application to the body\\\".\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"47050\",\n \"Description\": \"Real Estate Agents\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\nProfessional coverage must be in place\\nSubmit:\\nReal Estate Property Manager operations\\nRequired Forms:\\nCG 2260, Limitation of Coverage; \\nCG 2301, Exclusion - Real Estate Agents or Brokers Errors or Omissions;\\n\",\n \"IsoNotes\": \"\\nThis classification includes property listed with the insured for rent or sale and advertising signs thereon.\\nPremises owned, operated or managed by or in the care, custody or control of the insured for any purposes other than for use primarily as offices in conducting the named insured's general business and renting offices located in buildings managed by the insured shall be separately classified and rated.\\nIf the insured does not desire to obtain coverage for exposures assignable to the separately rated classification, Limitation Of Coverage - Real Estate Operations Endorsement CG 22 60 must be attached to the insured-s policy.\\nLiability resulting from any misrepresentation, error or omission in a real estate transaction is excluded. Use Exclusion - Real Estate Agents Or Brokers Error Or Omissions Endorsement CG 23 01.\\nFor premium computation purposes include the payroll of clerical employees and salesmen.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"47051\",\n \"Description\": \"Real Estate Development Property\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\n1. Dams should be separately rated under Dam, Levee or Dike\\n- existence hazard only classification (41700)\\n2. General contractors or subcontractors working on the premise must provide a Certificate of Insurance naming the property owner as an additional insured; a contact containing a hold harmless clause in favor of the owner. \\n3. Lakes (owned by the insured) should be separately rated under Lakes or Reservoirs - existence hazard only - Not-For- Profit classification (45524)\\n4. Supplemental application required\\nSubmit:\\nLand with a sealed below ground mine\\nProhibited:\\n1.Dams for lakes greater than 100 surface acres or dams higher than 40 feet\\n2. EPA Superfund sites\\n3. Existence of gas or oil wells\\n4. Land currently or formerly used as a landfill\\n5. Land with a below ground mine, water well, or gas well that has not been sealed\\n6. Land used for motorized vehicles and bikes or snowmobiles\\n7. Logging and lumbering operations on owned or leased land\\n8. Real estate development property for townhomes, condominiums, or more than 12 single family homes/lots\\n9. Risks involved in or exposed to hydraulic fracturing or hydrofracking operations\\n\\nELPS:\\nELP - Prem Ops - 3.98\\nRequired Forms:\\nASIC-GL-0095, (NY only) Absolute Employee and Worker Injury and Liability Exclusion (required if unable to confirm all contractors policies carry full contractual liability with no restrictions for worker injuries or no contracting work is contemplated- do not attach CG 2139 or CG 2426);\\nASIC-GL-0101, Earth or Land Movement Exclusion;\\nASIC-GL-0116, Exclusion - Logging and Lumbering Operations;\\nASIC-GL-0138, Exclusion- Contractors and Subcontractors; \\nCG 2144, Limitation of Coverage to Designated Premises or Project;\\nCG 2149, Total Pollution Exclusion (except LA); \\nCG 2165, (LA only) Total Pollution Exclusion;\\nOptional Forms: : \\nASIC-GL-0072, Development/New Construction Residential Project Exclusion;\\nASIC-GL-0115, Exclusion- Use of Recreational Vehicles.\\n\",\n \"IsoNotes\": \"\\nThis classification applies solely to the existence and maintenance of property exclusive of buildings. It applies to land in any stage of active development. Active development includes site preparation work as well as actual construction activities.\\nThe following shall be separately classified and rated:\\n- Contracting operations of any kind\\n- Subcontracted operations\\n- Model homes\\n- Vacant buildings\\n- Vacant land not being actively developed which is physically separated from any \\\"Real Estate Development Property\\\".\\nBasis of premium is each acre.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"47052\",\n \"Description\": \"Real Estate Property Managed\",\n \"Authority\": \"S/S\",\n \"CompanyNotes\": \" \\nSupplemental application required \\nProhibited:\\nSwimming pools, wading pools, hot tubs and spas not in compliance with the Virginia Graeme Baker Pool and Spa Safety Act.\\nELPS:\\nELP - Prem Ops - 2.01\\nRequired Forms:\\nCG 2116, Exclusion- Designated Professional Services; \\n\",\n \"IsoNotes\": \"\\nThis classification applies to property managed by Real Estate Agents or Property Managers. It does not apply to premises listed with the insured for rental or sale but not managed or owned by or rented to the insured.\\nThis classification provides excess coverage over any other valid or collectible insurance whether such insurance is primary or excess. Use Real Estate Property Managed Endorsement CG 22 70.\\nPremises used for offices in the conduct of the insured's business when also acting in the capacity as a Real Estate Agent shall be separately classified and rated as \\\"Real Estate Agents\\\".\\nFor premium computation purposes use only the receipts from buildings and premises managed by the insured.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"47103\",\n \"Description\": \"Recording Studios\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \" \\nELPS:\\nELP - Prem Ops - 11.10\\nRequired Forms:\\nCG 2116, Exclusion- Designated Professional Services (Indicate: \\\"Any and all professional exposures\\\"); \\nCG 2138, Personal/Advertising Injury Exclusion; \\nCG 2139, Contractual Liability Limitation;\\n\",\n \"IsoNotes\": \"\\nThis classification includes sound editing. Motion Picture Studios shall be separately classified and rated.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"16694\",\n \"Description\": \"Recreational Vehicle Dealers\",\n \"Authority\": \"P/P\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\\nThis classification applies to risks selling such vehicles as motorcycles, mopeds, scooters, snowmobiles, all terrain vehicles, etc.\\nRisks selling the following shall be separately classified and rated:\\n- Boats\\n- Campers or travel trailers\\n- Mobile homes\\n- Automobiles (under Division One - Automobile)\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"47147\",\n \"Description\": \"Recycling Collection Centers\\n- Not-For-Profit only\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\n1. Garbage and refuse haulers refer to the Trucking classification\\n2. Salvage operations refer to classification \\n3. Supplemental application required \\nSubmit: \\n(NY only) Container rental, number of containers and receipts required with submission \\nProhibited:\\n1. Battery collection\\n2. Document shredding- without a certificate of completion provided by the insured \\n3. Fuel tank storage- including underground\\n4. Grease collection \\n5. Hazardous material collection (excluding electronics)\\n6. Hospital and medical materials collection\\n7. Iron or steel merchants\\n8. Landfills and/or dumps\\n9. Oil collection \\n10. Power transformer collection \\n11. Remanufacturing of products\\n12. Rubber collection \\n\\n13. Scrap metal dealers (excluding collection and sorting operations)\\n14. Smelting and foundry operations\\n15. Sorting areas - unfenced \\n16. Tire storage and shredding\\nELPS:\\nELP - Prem Ops - .80\\nCredits and Surcharges:\\n(NY Only) A 30% credit may be applied to the premises and Products/Co liability rates if Absolute Employee and Worker Injury and Liability Exclusion (ASIC-GL-0095) is attached to the policy. (Do not attach CG 2139 or CG 2426 with ASIC-GL-0095)\\nRequired Forms: \\nASIC-GL-0086, Injury to Worker Exclusion (except NY); \\nASIC-GL-0144, (IN only) Total Pollution Exclusion- Indiana;\\nCG 2116, Exclusion- Designated Professional Services; \\nCG 2149, Total Pollution Exclusion (except IN and LA); \\nCG 2165, (LA only) Total Pollution Exclusion (with exceptions);\\nOptional Forms: :\\nASIC-GL-0057, Animal Exclusion;\\nASIC-GL-0095, Absolute Employee and Worker Injury and Liability Exclusion (do not attach CG 2139 or CG2426 with ASIC-GL-0095);\",\n \"IsoNotes\": \"\\nThis classification includes any pickup operations for recycling purposes.\\nThis classification does not apply to collection of oil for recycling.\\nThe following shall be separately classified and rated:\\n- Garbage, ash and refuse collection\\n- Recycling operations (under the appropriate \\\"Manufacturing\\\" classification)\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"47146\",\n \"Description\": \"Recycling Collection Centers\\n- Other than Not- For-Profit\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\n1. Garbage and refuse haulers refer to the Trucking classification\\n2. Salvage operations refer to classification \\n3. Supplemental application required\\nSubmit:\\n(NY ONLY) Container rental, number of containers and receipts required with submission \\nProhibited:\\n1. Battery collection\\n2. Document shredding- without a certificate of completion provided by the insured \\n3. Fuel tank storage- including underground\\n4. Grease collection \\n5. Hazardous material collection (excluding electronics)\\n6. Hospital and medical materials collection\\n7. Iron or steel merchants\\n8. Landfills and/or dumps\\n9. Oil collection \\n10. Power transformer collection \\n11. Remanufacturing of products\\n12. Rubber collection \\n\\n13. Scrap metal dealers (excluding collection and sorting operations)\\n14. Smelting and foundry operations\\n15. Sorting areas - unfenced \\n16. Tire storage and shredding\\nELPS:\\nELP - Prem Ops - .80\\nCredits and Surcharges:\\n(NY only) A 30% credit may be applied to the premises and Products/Co liability rates if Absolute Employee and Worker Injury and Liability Exclusion (ASIC-GL-0095) is attached to the policy. (Do not attach CG 2139 or CG 2426 with ASIC-GL-0095)\\nRequired Forms:\\nASIC-GL-0086, Injury to Worker Exclusion (except NY);\\nASIC-GL-0144, (IN only) Total Pollution Exclusion- Indiana; \\nCG 2116, Exclusion- Designated Professional Servies; \\nCG 2149, Total Pollution Exclusion (except IN and LA); \\nCG 2165, (LA only) Total Pollution Exclusion (with exceptions);\\nOptional Forms: :\\nASIC-GL-0057, Animal Exclusion;\\nASIC-GL-0095, Absolute Employee and Worker Injury and Liability Exclusion (do not attach CG 2139 or CG2426 with ASIC-GL-0095); \\n\",\n \"IsoNotes\": \"\\nThis classification includes any pickup operations for recycling purposes.\\nThis classification does not apply to collection of oil for recycling.\\nThe following shall be separately classified and rated:\\n- Garbage, ash and refuse collection\\n- Recycling operations (under the appropriate \\\"Manufacturing\\\" classification)\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"16705\",\n \"Description\": \"Refrigeration Equipment - dealers and distributors only\\n- commercial\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\\nThis classification applies to risks engaged in the sales of refrigeration equipment only.\\nThis classification includes the sales of ducts and piping.\\nThis classification does not apply to risks engaged in:\\n- Sales and installation, servicing or repair\\n- Installation, servicing or repair only\\nThe sales of air conditioning equipment shall be separately classified and rated.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"58663\",\n \"Description\": \"Refrigeration Equipment Mfg.\",\n \"Authority\": \"S/S\",\n \"CompanyNotes\": \"\\nProhibited:\\nNon residential exposures \",\n \"IsoNotes\": \"\\nThis classification includes the manufacturing of ducts and piping.\\nInstallation, servicing or repair shall be separately classified and rated.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"98636\",\n \"Description\": \"Refrigeration Systems or Equipment - dealers and distributors and installation, servicing or repair - commercial\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\nSubmit:\\n1. Condominiums or townhouse operations \\n2. Gas, oil or chemical plant operations \\n3. Multiple named insureds and joint ventures\\nProhibited:\\n1. Asbestos or hazardous waste removal by insured or subcontractors\\n2. Hired and/or Nonowned Auto Coverage\\n3. Fire and Water restoration operations\\n4. Mold and spore treatment or removal operations\\n5. Underpinning or soil stabilization operations\\nRequired Forms:\\nASIC-GL-0031, Continuing or Ongoing Damage Exclusion;\\nASIC-GL-0086, Injury to Worker Exclusion;\\nASIC-GL-0144, (IN only) Total Pollution Exclusion - Indiana;\\nCG 2149, Total Pollution Exclusion (except IN and LA);\\nCG 2154, Exclusion - Designated Operations Covered by a Consolidated (Wrap-Up) Insurance Program (indicate: All operations covered by a consolidated wrap-up insurance program);\\nCG 2165, (LA only) Total Pollution Exclusion (with exceptions);\\nCG 2279, Exclusion - Contractors- Professional Liability;\\n\\nCoverage Options:\\n1. Contractors - Home Repair and Remodeling (ASIC-GL-0092) available at a $15,000 limit; charge 10% of the GL premium subject to $250 minimum premium. \\n2. Electronic Data Liability (CG 0437) is available for limits of:\\n$10,000 = $100\\n$20,000 = $150\\n$50,000 = $200\\nEXCESS \",\n \"IsoNotes\": \"\\nThis classification applies to risks engaged in:\\n- Sales and installation, servicing or repair of refrigeration systems or equipment\\n- Installation, servicing or repair of refrigeration systems or equipment only\\nThis classification includes:\\n- The sales and installation of ducts and piping\\n- Shop and display rooms\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"58682\",\n \"Description\": \"Rendering Works\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\nSubmit:\\n1. Limited Product Withdrawal Expense Endorsement limits in excess of $7,500\\n2. Recall of products- Voluntary or involuntary\\nProhibited:\\n(FSIS)- Food Safety and Inspection Service - Risks subject to but not approved for operation under either the Food Safety and Inspection Service (FSIS) under the jurisdiction of USDA or by an equivalent state or federal regulation and inspection program\\nELPS: \\nELP - Products - 100.00\\nRequired Forms:\\nASIC-GL-0045, Marijuana/Cannabis Liability Exclusion;\\nASIC-GL-0054, Specified Products Liability (required if Products coverage provided);\\nCG 2266, Misdelivery of Liquid Products Coverage Endorsement;\\nCoverage Options:\\nLimited Product Withdrawal Expense Endorsement (CG 0436)available for $7,500 aggregate limit at no additional charge. Indicate \\\"0\\\" for Deductible Amount and Participation Percentage. For the Cut-off Date, indicate the inception date of the first Ategrity policy with continuous renewal coverage with Ategrity to current policy.\\n\",\n \"IsoNotes\": \"\\nPacking houses shall be separately classified and rated.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"98640\",\n \"Description\": \"Renovating - outside surface of buildings\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\\nThis classification applies to risks that exclusively renovate the outside surfaces of buildings for others.\\nThis classification does not apply to risks involved in actual construction or masonry work.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"16722\",\n \"Description\": \"Rental Stores- NOC\",\n \"Authority\": \"S/S\",\n \"CompanyNotes\": \" \\nProhibited:\\n1. Computers\\n2. Inflatable amusement devices\\n3. Machinery and equipment\\n4. Motorcycle, scooter or ATV/UTV rentals\\n5. Power tools\\nELPS:\\nELP - Prem Ops - 1.45\",\n \"IsoNotes\": \"\\nThis classification applies to risks who rent a variety of items to the general public, predominantly on a short-term basis.\\nGoods sold shall be separately classified and rated.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"16723\",\n \"Description\": \"Rental Stores - machinery or equipment - rented to others on a long term basis\",\n \"Authority\": \"S/S\",\n \"CompanyNotes\": \"\\n1. Brochures, rental agreement and synopsis of training/instructions required\\n2. Inspections required on all new business\\nProhibited:\\nRental of:\\n1. Barricades\\n2. Chain saws\\n3. Hitches\\n4. Ladders\\n5. Log splitters trailers\\n6. Medical equipment\\n7. Motorcycles, scooters or ATV/UTV's \\n8. Scaffolds\\n9. Trailers\\nELPS:\\nELP - Prem Ops - 1.35\",\n \"IsoNotes\": \"\\nThe following shall be separately classified and rated:\\n- Goods sold\\n- Contractors equipment rented to others\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"16905\",\n \"Description\": \"Restaurants - Bring Your Own Alcohol - with no sale of alcoholic beverages - with table service\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\nSupplemental application required\\nSubmit:\\nRisks with bouncers, doormen or security personnel\\nProhibited:\\n1. Hired and/or Nonowned Auto Coverage\\n2. Liquor manufacturers or distributors as additional insureds\\n3. Liquor sales in excess of 30%\\n4. Mechanical or amusement rides\\nCredits and Surcharges: \\nHookah exposures (communal smoking), surcharge Premises and Products/Co rate by 25%. $2,500 minimum deductible applied.\\n\\nRequired Forms:\\nASIC-GL-0062, Communicable Disease Exclusion (required with Hookah exposures);\\nASIC-GL-0064, Exclusion - Cancer (required with Hookah exposures);\\nASIC-GL-0079, Total Liquor Liability Exclusion;\\nCG 2101, Athletic or Sports Participants Exclusion;\\nCG 2144, Limitation of Coverage to Designated Premises or Project;\\nCG 2407, Products/Completed Operations Hazard Redefined;\\n\",\n \"IsoNotes\": \"\\nThis classification applies only to a restaurant which permits a person to bring and consume their own alcoholic beverages on the restaurant's premises.\\nCoverage applies to bodily injury or property damage arising out of the products hazard whether such bodily injury or property damage occurs on the insured-s premises or elsewhere. Use Products/Completed Operations Hazard Redefined Endorsement CG 24 07.\\nNightclubs, cabarets or discotheques or other similar establishments shall be separately classified and rated.\\nChildren's play area shall be separately rated and classified.\\nTable service includes limited restaurant service such as buffets.\\nIf Amendment Of Liquor Liability Exclusion Endorsement CG 21 50 is used to exclude \\\"bring your own alcohol\\\" liquor liability exposures, multiply the premises/operations loss cost for this classification by a factor of 0.95.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"16906\",\n \"Description\": \"Restaurants - Bring Your Own Alcohol - with no sale of alcoholic beverages - without table service with seating\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\nSupplemental application required\\nSubmit:\\nRisks with bouncers, doormen or security personnel\\nProhibited:\\n1. Hired and/or Nonowned Auto Coverage\\n2. Liquor manufacturers or distributors as additional insureds\\n3. Liquor sales in excess of 30%\\n4. Mechanical or amusement rides\\n\\n\\nCredits and Surcharges: \\nHookah exposures (communal smoking), surcharge Premises and Products/Co rate by 25%. $2,500 minimum deductible applied.\\nRequired Forms:\\nASIC-GL-0062, Communicable Disease Exclusion (required with Hookah exposures);\\nASIC-GL-0064, Exclusion - Cancer (required with Hookah exposures);\\nASIC-GL-0079, Total Liquor Liability Exclusion;\\nCG 2101, Athletic or Sports Participants Exclusion;\\nCG 2144, Limitation of Coverage to Designated Premises or Project;\\nCG 2407, Products/Completed Operations Hazard Redefined;\\n\",\n \"IsoNotes\": \"\\nThis classification applies only to a restaurant which permits a person to bring and consume their own alcoholic beverages on the restaurant's premises.\\nCoverage applies to bodily injury or property damage arising out of the products hazard whether such bodily injury or property damage occurs on the insured-s premises or elsewhere. Use Products/Completed Operations Hazard Redefined Endorsement CG 24 07.\\nNightclubs, cabarets or discotheques or other similar establishments shall be separately classified and rated.\\nChildren's play area shall be separately rated and classified.\\nIf Amendment Of Liquor Liability Exclusion Endorsement CG 21 50 is used to exclude \\\"bring your own alcohol\\\" liquor liability exposures, multiply the premises/operations loss cost for this classification by a factor of 0.95.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"16820\",\n \"Description\": \"Restaurants - operated by concessionaires - Not-For-Profit only\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\nSubmit:\\nRisks with bouncers, doormen or security personnel\\nProhibited:\\n1. Hired and/or Nonowned Auto Coverage\\n2. Liquor manufacturers or distributors as additional insureds\\n3. Liquor sales in excess of 30%\\n4. Mechanical or amusement rides\\nCredits and Surcharges: \\nHookah exposures (communal smoking), surcharge Premises and Products/Co rate by 25%. $2,500 minimum deductible applied.\\n\\nELPS:\\nELP - Products - .19\\nRequired Forms:\\nASIC-GL-0062, Communicable Disease Exclusion (required with Hookah exposures);\\nASIC-GL-0064, Exclusion - Cancer (required with Hookah exposures);\\nASIC-GL-0079, Total Liquor Liability Exclusion;\\nCG 2101, Athletic or Sports Participants Exclusion;\\nCG 2144, Limitation of Coverage to Designated Premises or Project;\\nCG 2407, Products/Completed Operations Hazard Redefined;\\n\",\n \"IsoNotes\": \"\\nThis classification applies only to restaurants or cafeterias operated by concessionaires in industrial plants, office buildings or elsewhere used exclusively by employees and guests of the concern granting the concession.\\nCoverage applies to bodily injury or property damage arising out of the products hazard whether such bodily injury or property damage occurs on the insured's premises or elsewhere. Use Products/Completed Operations Hazard Redefined Endorsement CG 24 07.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"16819\",\n \"Description\": \"Restaurants - operated by concessionaires - Other than Not- For-Profit\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\n1. Food trucks- auto coverage must be in place \\n2. Supplemental application required\\nSubmit:\\nRisks with bouncers, doormen or security personnel\\nProhibited:\\n1. Hired and/or Nonowned Auto Coverage\\n2. Liquor manufacturers or distributors as additional insureds\\n3. Liquor sales in excess of 30%\\n4. Mechanical or amusement rides\\nCredits and Surcharges: \\nHookah exposures (communal smoking), surcharge Premises and Products/Co rate by 25%. $2,500 minimum deductible applied.\\n\\nELPS:\\nELP - Products - .19\\nRequired Forms:\\nASIC-GL-0062, Communicable Disease Exclusion (required with Hookah exposures);\\nASIC-GL-0064, Exclusion - Cancer (required with Hookah exposures);\\nASIC-GL-0079, Total Liquor Liability Exclusion;\\nCG 2101, Athletic or Sports Participants Exclusion;\\nCG 2144, Limitation of Coverage to Designated Premises or Project;\\nCG 2407, Products/Completed Operations Hazard Redefined;\\n\",\n \"IsoNotes\": \"\\nThis classification applies only to restaurants or cafeterias operated by concessionaires in industrial plants, office buildings or elsewhere used exclusively by employees and guests of the concern granting the concession.\\nCoverage applies to bodily injury or property damage arising out of the products hazard whether such bodily injury or property damage occurs on the insured's premises or elsewhere. Use Products/Completed Operations Hazard Redefined Endorsement CG 24 07.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"16900\",\n \"Description\": \"Restaurants - with no sale of alcoholic beverages - with table service.\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\nSupplemental application required\\nSubmit:\\nRisks with bouncers, doormen or security personnel\\nProhibited:\\n1. Hired and/or Nonowned Auto Coverage\\n2. Liquor manufacturers or distributors as additional insureds\\n3. Liquor sales in excess of 30%\\n4. Mechanical or amusement rides\\nCredits and Surcharges: \\nHookah exposures (communal smoking), surcharge Premises and Products/Co rate by 25%. $2,500 minimum deductible applied.\\n\\nRequired Forms:\\nASIC-GL-0062, Communicable Disease Exclusion (required with Hookah exposures);\\nASIC-GL-0064, Exclusion - Cancer (required with Hookah exposures);\\nASIC-GL-0079, Total Liquor Liability Exclusion;\\nCG 2101, Athletic or Sports Participants Exclusion;\\nCG 2144, Limitation of Coverage to Designated Premises or Project;\\nCG 2407, Products/Completed Operations Hazard Redefined;\\n\",\n \"IsoNotes\": \"\\nCoverage applies to bodily injury or property damage arising out of the products hazard whether such bodily injury or property damage occurs on the insured's premises or elsewhere. Use Products/Completed Operations Hazard Redefined Endorsement CG 24 07.\\nNightclubs, cabarets or discotheques or other similar establishments shall be separately classified and rated.\\nUse of a children's indoor play area is included unless there is a separate charge for use of that play area. If there is a separate charge, then separately rate and classify the exposure as Children's Playcenter - indoor.\\nWith respect to outdoor play areas: if the play area is gated and only accessible through the restaurant, it may be considered as an indoor play area and the note above applies. For all other outdoor play areas, separately rate and classify the exposure under the Parks or Playground classification.\\nTable service includes limited restaurant service such as buffets.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"16902\",\n \"Description\": \"Restaurants - with no sale of alcoholic beverages - without seating.\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\nSupplemental application required\\nSubmit:\\nRisks with bouncers, doormen or security personnel\\nProhibited:\\n1. Hired and/or Nonowned Auto Coverage\\n2. Liquor manufacturers or distributors as additional insureds\\n3. Liquor sales in excess of 30%\\n4. Mechanical or amusement rides\\nCredits and Surcharges: \\nHookah exposures (communal smoking), surcharge Premises and Products/Co rate by 25%. $2,500 minimum deductible applied.\\n\\nRequired Forms:\\nASIC-GL-0062, Communicable Disease Exclusion (required with Hookah exposures);\\nASIC-GL-0064, Exclusion - Cancer (required with Hookah exposures);\\nASIC-GL-0079, Total Liquor Liability Exclusion;\\nCG 2101, Athletic or Sports Participants Exclusion;\\nCG 2144, Limitation of Coverage to Designated Premises or Project;\\nCG 2407, Products/Completed Operations Hazard Redefined;\\n\",\n \"IsoNotes\": \"\\nCoverage applies to bodily injury or property damage arising out of the products hazard whether such bodily injury or property damage occurs on the insured's premises or elsewhere. Use Products/Completed Operations Hazard Redefined Endorsement CG 24 07.\\nNightclubs, cabarets or discotheques or other similar establishments shall be separately classified and rated.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"16901\",\n \"Description\": \"Restaurants - with no sale of alcoholic beverages - without table service - with seating\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\nSupplemental application required\\nSubmit:\\nRisks with bouncers, doormen or security personnel\\nProhibited:\\n1. Hired and/or Nonowned Auto Coverage\\n2. Liquor manufacturers or distributors as additional insureds\\n3. Liquor sales in excess of 30%\\n4. Mechanical or amusement rides\\nCredits and Surcharges: \\nHookah exposures (communal smoking), surcharge Premises and Products/Co rate by 25%. $2,500 minimum deductible applied.\\n\\nRequired Forms:\\nASIC-GL-0062, Communicable Disease Exclusion (required with Hookah exposures);\\nASIC-GL-0064, Exclusion - Cancer (required with Hookah exposures);\\nASIC-GL-0079, Total Liquor Liability Exclusion;\\nCG 2101, Athletic or Sports Participants Exclusion;\\nCG 2144, Limitation of Coverage to Designated Premises or Project;\\nCG 2407, Products/Completed Operations Hazard Redefined;\\n\",\n \"IsoNotes\": \"\\nCoverage applies to bodily injury or property damage arising out of the products hazard whether such bodily injury or property damage occurs on the insured's premises or elsewhere. Use Products/Completed Operations Hazard Redefined Endorsement CG 24 07.\\nNightclubs, cabarets or discotheques or other similar establishments shall be separately classified and rated.\\nUse of a children's indoor play area is included unless there is a separate charge for use of that play area. If there is a separate charge, then separately rate and classify the exposure as Children's Playcenter - indoor.\\nWith respect to outdoor play areas: if the play area is gated and only accessible through the restaurant, it may be considered as an indoor play area and the note above applies. For all other outdoor play areas, separately rate and classify the exposure under the Parks or Playground classification.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"16910\",\n \"Description\": \"Restaurants - with sale of alcoholic beverages that are less than 30% of the annual receipts of the restaurants - with table ser\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\nSupplemental application required\\nSubmit:\\nRisks with bouncers, doormen or security personnel\\nProhibited:\\n1. Hired and/or Nonowned Auto Coverage\\n2. Liquor manufacturers or distributors as additional insureds\\n3. Liquor sales in excess of 30%\\n4. Mechanical or amusement rides\\nCredits and Surcharges: \\nHookah exposures (communal smoking), surcharge Premises and Products/Co rate by 25%. $2,500 minimum deductible applied.\\n\\nRequired Forms:\\nASIC-GL-0062, Communicable Disease Exclusion (required with Hookah exposures);\\nASIC-GL-0064, Exclusion - Cancer (required with Hookah exposures);\\nASIC-GL-0079, Total Liquor Liability Exclusion;\\nCG 2101, Athletic or Sports Participants Exclusion;\\nCG 2144, Limitation of Coverage to Designated Premises or Project;\\nCG 2407, Products/Completed Operations Hazard Redefined;\\n\",\n \"IsoNotes\": \"\\nCoverage applies to bodily injury or property damage arising out of the products hazard whether such bodily injury or property damage occurs on the insured's premises or elsewhere. Use Products/Completed Operations Hazard Redefined Endorsement CG 24 07.\\nNightclubs, cabarets or discotheques or other similar establishments shall be separately classified and rated.\\nThis classification includes bars, restaurants, beer pubs or taverns with or without entertainment.\\nThis classification also includes microbreweries, which sell their own products on their premises for consumption on their premises only. Microbreweries which sell their products for off premises consumption shall be classified and rated under the appropriate Beer, Ale or Malt Liquor Mfg. classification.\\nTable service includes limited restaurant service such as buffets.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"16911\",\n \"Description\": \"Restaurants - with sale of alcoholic beverages that are less than 30% of the annual receipts of the restaurants - without table \",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\nSupplemental application required\\nSubmit:\\nRisks with bouncers, doormen or security personnel\\nProhibited:\\n1. Hired and/or Nonowned Auto Coverage\\n2. Liquor manufacturers or distributors as additional insureds\\n3. Liquor sales in excess of 30%\\n4. Mechanical or amusement rides\\nCredits and Surcharges: \\nHookah exposures (communal smoking), surcharge Premises and Products/Co rate by 25%. $2,500 minimum deductible applied.\\n\\nRequired Forms:\\nASIC-GL-0062, Communicable Disease Exclusion (required with Hookah exposures);\\nASIC-GL-0064, Exclusion - Cancer (required with Hookah exposures);\\nASIC-GL-0079, Total Liquor Liability Exclusion;\\nCG 2101, Athletic or Sports Participants Exclusion;\\nCG 2144, Limitation of Coverage to Designated Premises or Project;\\nCG 2407, Products/Completed Operations Hazard Redefined;\\n\",\n \"IsoNotes\": \"\\nCoverage applies to bodily injury or property damage arising out of the products hazard whether such bodily injury or property damage occurs on the insured's premises or elsewhere. Use Products/Completed Operations Hazard Redefined Endorsement CG 24 07.\\nNightclubs, cabarets or discotheques or other similar establishments shall be separately classified and rated.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"16915\",\n \"Description\": \"Restaurants - with sales of alcoholic beverages that are 30% or more but less than 75% of the total annual receipts of the resta\",\n \"Authority\": \"P/P\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\\nCoverage applies to bodily injury or property damage arising out of the products hazard whether such bodily injury or property damage occurs on the insured's premises or elsewhere. Use Products/Completed Operations Hazard Redefined Endorsement CG 24 07.\\nNightclubs, cabarets or discotheques or other similar establishments shall be separately classified and rated.\\nThis classification includes bars, restaurants, beer pubs or taverns with or without entertainment.\\nThis classification also includes microbreweries, which sell their own products on their premises for consumption on their premises only. Microbreweries which sell their products for off premises consumption shall be classified and rated under the appropriate Beer, Ale or Malt Liquor Mfg. classification.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"16916\",\n \"Description\": \"Restaurants - with sales of alcoholic beverages that are 30% or more but less than 75% of the total annual receipts of the resta\",\n \"Authority\": \"P/P\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\\nCoverage applies to bodily injury or property damage arising out of the products hazard whether such bodily injury or property damage occurs on the insured's premises or elsewhere. Use Products/Completed Operations Hazard Redefined Endorsement CG 24 07.\\nNightclubs, cabarets or discotheques or other similar establishments shall be separately classified and rated.\\nThis classification includes bars, restaurants, beer pubs or taverns with or without entertainment.\\nThis classification also includes microbreweries, which sell their own products on their premises for consumption on their premises only. Microbreweries which sell their products for off premises consumption shall be classified and rated under the appropriate Beer, Ale or Malt Liquor Mfg. classification.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"16940\",\n \"Description\": \"Restaurants - with sales of alcoholic beverages that are 75% or more of the total annual receipts of the restaurants - bar servi\",\n \"Authority\": \"P/P\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\\nCoverage applies to bodily injury or property damage arising out of the products hazard whether such bodily injury or property damage occurs on the insured's premises or elsewhere. Use Products/Completed Operations Hazard Redefined Endorsement CG 24 07.\\nNightclubs, cabarets or discotheques or other similar establishments shall be separately classified and rated.\\nThis classification includes bars, restaurants, beer pubs or taverns with or without entertainment.\\nThis classification also includes microbreweries, which sell their own products on their premises for consumption on their premises only. Microbreweries which sell their products for off premises consumption shall be classified and rated under the appropriate Beer, Ale or Malt Liquor Mfg. classification.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"16941\",\n \"Description\": \"Restaurants - with sales of alcoholic beverages that are 75% or more of the total annual receipts of the restaurants - bar servi\",\n \"Authority\": \"P/P\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\\nCoverage applies to bodily injury or property damage arising out of the products hazard whether such bodily injury or property damage occurs on the insured's premises or elsewhere. Use Products/Completed Operations Hazard Redefined Endorsement CG 24 07.\\nNightclubs, cabarets or discotheques or other similar establishments shall be separately classified and rated.\\nThis classification includes bars, restaurants, beer pubs or taverns with or without entertainment.\\nThis classification also includes microbreweries, which sell their own products on their premises for consumption on their premises only. Microbreweries which sell their products for off premises consumption shall be classified and rated under the appropriate Beer, Ale or Malt Liquor Mfg. classification.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"16921\",\n \"Description\": \"Restaurants - with sales of alcoholic beverages that are 75% or more of the total annual receipts of the restaurants - with tabl\",\n \"Authority\": \"P/P\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\\nCoverage applies to bodily injury or property damage arising out of the products hazard whether such bodily injury or property damage occurs on the insured's premises or elsewhere. Use Products/Completed Operations Hazard Redefined Endorsement CG 24 07.\\nNightclubs, cabarets or discotheques or other similar establishments shall be separately classified and rated.\\nThis classification includes bars, restaurants, beer pubs or taverns with or without entertainment.\\nThis classification also includes microbreweries, which sell their own products on their premises for consumption on their premises only. Microbreweries which sell their products for off premises consumption shall be classified and rated under the appropriate Beer, Ale or Malt Liquor Mfg. classification.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"16920\",\n \"Description\": \"Restaurants - with sales of alcoholic beverages that are 75% or more of the total annual receipts of the restaurants - with danc\",\n \"Authority\": \"P/P\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\\nCoverage applies to bodily injury or property damage arising out of the products hazard whether such bodily injury or property damage occurs on the insured's premises or elsewhere. Use Products/Completed Operations Hazard Redefined Endorsement CG 24 07.\\nNightclubs, cabarets or discotheques or other similar establishments shall be separately classified and rated.\\nThis classification includes bars, restaurants, beer pubs or taverns with or without entertainment.\\nThis classification also includes microbreweries, which sell their own products on their premises for consumption on their premises only. Microbreweries which sell their products for off premises consumption shall be classified and rated under the appropriate Beer, Ale or Malt Liquor Mfg. classification.\\nTable service includes limited restaurant service such as buffets.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"16931\",\n \"Description\": \"Restaurants - with sales of alcoholic beverages that are 75% or more of the total annual receipts of the restaurants - with tabl\",\n \"Authority\": \"P/P\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\\nCoverage applies to bodily injury or property damage arising out of the products hazard whether such bodily injury or property damage occurs on the insured's premises or elsewhere. Use Products/Completed Operations Hazard Redefined Endorsement CG 24 07.\\nNightclubs, cabarets or discotheques or other similar establishments shall be separately classified and rated.\\nThis classification includes bars, restaurants, beer pubs or taverns with or without entertainment.\\nThis classification also includes microbreweries, which sell their own products on their premises for consumption on their premises only. Microbreweries which sell their products for off premises consumption shall be classified and rated under the appropriate Beer, Ale or Malt Liquor Mfg. classification.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"16930\",\n \"Description\": \"Restaurants - with sales of alcoholic beverages that are 75% or more of the total annual receipts of the restaurants - with tabl\",\n \"Authority\": \"P/P\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\\nCoverage applies to bodily injury or property damage arising out of the products hazard whether such bodily injury or property damage occurs on the insured's premises or elsewhere. Use Products/Completed Operations Hazard Redefined Endorsement CG 24 07.\\nNightclubs, cabarets or discotheques or other similar establishments shall be separately classified and rated.\\nThis classification includes bars, restaurants, beer pubs or taverns with or without entertainment.\\nThis classification also includes microbreweries, which sell their own products on their premises for consumption on their premises only. Microbreweries which sell their products for off premises consumption shall be classified and rated under the appropriate Beer, Ale or Malt Liquor Mfg. classification.\\nTable service includes limited restaurant service such as buffets.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"47221\",\n \"Description\": \"Riding Academies\",\n \"Authority\": \"P/P\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\\nThis classification includes riding instructions, riding stables or stalls.\\nMedical payments are excluded. Use Exclusion - Coverage C - Medical Payments Endorsement CG 21 35.\\nThe following shall be separately classified and rated:\\n- Camps\\n- Saddle animals\\n- Grandstands or bleachers\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"47254\",\n \"Description\": \"Rifle or Pistol Ranges - NOC\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\n1. Hunting Preserve exposure, separately classify and rate Skeet Shooting or Trap Shooting Ranges classification (48206)\\n2. Land in excess of 10,000 acres, refer to Vacant Land classification (49452)\\n3. Outfitters or Hunting Guides, refer to Guides or Outfitters classification (44222)\\n4. Retail, refer to Sporting Goods or Athletic Equipment Stores classification (18206)\\n5. Supplemental application required\\nProhibited:\\n1. Ammunition Reloading \\n2. Archery Tag\\n3. Eye protection- not required \\n4. Gunsmith operations \\n5. Minors without parent/guardian supervision \\n6. Outdoor exposures in populated areas \\n7. Waivers/hold harmless- not required \\n8. Warning signs- not required \\n9. Wilderness/Survival Camps \\nELPS: \\nELP- Prem Ops- 2.50 \\nRequired Forms:\\nASIC-GL-0060, Classification Limitation;\\nASIC-GL-0124, Limitation of Coverage to Designated Premises;\\nCG 2149, Total Pollution Exclusion;\\n\\n\\n\",\n \"IsoNotes\": \"\\nThe following shall be separately classified and rated:\\n- Sale of firearms or ammunition\\n- Skeet or trap shooting ranges\\nBasis of premium is each range.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"47253\",\n \"Description\": \"Rifle or Pistol Ranges - indoor\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\n1. Hunting Preserve exposure, separately classify and rate Skeet Shooting or Trap Shooting Ranges classification (48206).\\n2. Land in excess of 10,000 acres, refer to Vacant Land classification (49452). \\n3. Outfitters or Hunting Guides, refer to Guides or Outfitters classification (44222). \\n4. Retail, refer to Sporting Goods or Athletic Equipment Stores classification (18206).\\n5. Supplemental application required\\nProhibited:\\n1. Ammunition Reloading \\n2. Archery Tag\\n3. Eye protection- not required \\n4. Gunsmith operations \\n5. Minors without parent/guardian supervision \\n6. Outdoor exposures in populated areas \\n7. Waivers/hold harmless- not required \\n8. Warning signs- not required \\n9. Wilderness/Survival Camps \\nELPS: \\nELP- Prem Ops- 2.50 \\nRequired Forms:\\nASIC-GL-0060, Classification Limitation;\\nASIC-GL-0124, Limitation of Coverage to Designated Premises;\\nCG 2149, Total Pollution Exclusion;\\n\\n\\n\",\n \"IsoNotes\": \"\\nBasis of premium is each range.\\nThe sale of firearms or ammunition shall be separately classified and rated.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"98658\",\n \"Description\": \"Rigging - not ship or boat\",\n \"Authority\": \"S/S\",\n \"CompanyNotes\": \"\\nSubmit:\\nGeneral Liability Coverage.\\nProhibited:\\nRigger's Liability Coverage.\",\n \"IsoNotes\": \"\\nIf millwright work is involved, classify and rate the millwright work and the rigging work as \\\"Machinery or Equipment - installation, servicing or repair - industrial\\\".\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"98659\",\n \"Description\": \"Rigging - ship or boat\",\n \"Authority\": \"P/P\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"47318\",\n \"Description\": \"Rodeos\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\\nCoverage does not apply to bodily injury and medical payments to participants in athletic contests sponsored by the insured. Use Exclusion - Athletic Or Sports Participants Endorsement CG 21 01.\\nRestaurants shall be separately classified and rated.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"58713\",\n \"Description\": \"Rolling Mills - cold or hot process\",\n \"Authority\": \"S/S\",\n \"CompanyNotes\": \" \\nELPS:\\nELP - Products - .55\",\n \"IsoNotes\": \"\\nThis classification does not apply to rolling mills operated in conjunction with metal extraction processes.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"98677\",\n \"Description\": \"Roofing - residential over three stories and/or commercial\",\n \"Authority\": \"S/S\",\n \"CompanyNotes\": \" \\nRequired Forms:\\nASIC-GL-0145, (WA) Residential Exclusion;\\n\",\n \"IsoNotes\": \"\\nThis classification includes incidental shop work.\\nThis classification applies to roofing that is performed on:\\n- Commercial buildings;\\n- Buildings with a mixed occupancy of commercial and residential; or\\n- Residential buildings over three stories.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"98678\",\n \"Description\": \"Roofing - residential - three stories and under\",\n \"Authority\": \"S/S\",\n \"CompanyNotes\": \" \\nRequired Forms:\\nASIC-GL-0145, (WA) Residential Exclusion;\\n\",\n \"IsoNotes\": \"\\nThis classification includes incidental shop work.\\nThis classification only applies to roofing that is performed on buildings three stories and under and used strictly for residential purposes.\\nRoofing work on residential buildings over three stories or buildings that are used for both commercial and residential purposes should be classified under \\\"Roofing - residential over three stories and/or commercial\\\".\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"58737\",\n \"Description\": \"Rope Mfg.\",\n \"Authority\": \"A/S\",\n \"CompanyNotes\": \"\\nProhibited:\\nWire rope or cable manufacturing \",\n \"IsoNotes\": \"\\nThe following shall be separately classified and rated:\\n- Twine or cordage manufacturing\\n- Wire rope manufacturing\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"58756\",\n \"Description\": \"Rubber Mfg.\",\n \"Authority\": \"S/S\",\n \"CompanyNotes\": \" \\nELPS:\\nELP - Products - .18\\nRequired Forms: \\nASIC-GL-0054; Specified Products Liability (required if Products coverage provided - indicate under Designated Products \\\"Bulk Rubber\\\");\\nCG 2149, Total Pollution Exclusion (except LA);\\nCG 2165, (LA only), Total Pollution Exclusion (with exceptions);\\n\",\n \"IsoNotes\": \"\\nThe following shall be separately classified and rated:\\n- Manufacturing of finished rubber products\\n- Oil refining\\n- Gasoline recovery\\n- Acetylene gas manufacturing\\n- Alcohol manufacturing\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"58757\",\n \"Description\": \"Rubber Reclaiming\",\n \"Authority\": \"P/P\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"58759\",\n \"Description\": \"Rubber Stamp Mfg. or Assembling\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\nELPS:\\nELP - Products - .10\\nRequired Forms:\\nASIC-GL-0054, Specified Products Liability (required if Products coverage provided);\\n\",\n \"IsoNotes\": \"\\nManufacturing of frames, backs or handles shall be separately classified and rated.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"58802\",\n \"Description\": \"Saddles, Harnesses or Horse Furnishings Mfg.\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\nRequired Forms:\\nASIC-GL-0054, Specified Products Liability (attach if products coverage written); \\n\",\n \"IsoNotes\": \"\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"58813\",\n \"Description\": \"Safes or Safe Vaults Mfg.\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\nSubmit: \\n1. Prior voluntary or involuntary product recall circumstances of recall required\\n2. Stand-alone products coverage \\nProhibited:\\nDiscontinued Products/Completed Operations coverage \\nRequired Forms: \\nASIC-GL-0054, Specified Products Liability (required if Products coverage provided); \\nASIC-GL-0064, Exclusion- Cancer; \\nASIC- GL-0086, Injury to Worker Exclusion; \\nCG 2149, Total Pollution Exclusion; \\nCG 2196, Silica or Silica-Related Dust Exclusion;\\nCoverage Options: \\nLimited Product Withdrawal Expense Endorsement (CG 0436) available for $7,500 aggregate limit at no additional charge. Indicate \\\"0\\\" for Deductible Amount and Participation Percentage. For the Cut-off Date, indicate the inception date of the first Ategrity policy with continuous renewal coverage with Ategrity to current policy.\\n\\n\",\n \"IsoNotes\": \"\\nThis classification includes servicing and repair.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"58822\",\n \"Description\": \"Sail Making\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\nShop operations only contemplated in classification \\nSubmit: \\n1. Prior voluntary or involuntary product recall circumstances of recall required\\n2. Stand-alone products coverage \\nProhibited:\\nDiscontinued Products/Completed Operations coverage \\nRequired Forms: \\nASIC-GL-0054, Specified Products Liability (required if Products coverage provided); \\nASIC-GL-0064, Exclusion- Cancer; \\nASIC- GL-0086, Injury to Worker Exclusion; \\nCG 2149, Total Pollution Exclusion; \\nCG 2196, Silica or Silica-Related Dust Exclusion;\\nCoverage Options: \\nLimited Product Withdrawal Expense Endorsement (CG 0436) available for $7,500 aggregate limit at no additional charge. Indicate \\\"0\\\" for Deductible Amount and Participation Percentage. For the Cut-off Date, indicate the inception date of the first Ategrity policy with continuous renewal coverage with Ategrity to current policy.\\n\",\n \"IsoNotes\": \"\\nThis classification applies to shop operations only.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"47367\",\n \"Description\": \"Sales and Service Organizations\",\n \"Authority\": \"S/S\",\n \"CompanyNotes\": \"\\nRequired Forms:\\nAdditional Required Forms for Literary Agents:\\nCG 2138, Personal and Advertising Injury Exclusion;\\nCG 2116, Exclusion- Designated Professional Services\",\n \"IsoNotes\": \"\\nThis classification applies only to risks the majority of whose employees are chiefly engaged away from premises owned, rented or controlled by the insured as (1) salespersons, canvassers or (2) employees furnished at a charge to perform services for others, namely clerical office employees, collectors, messengers, draftspersons, auditors, accountants and models.\\nFor premium computation purposes, payroll is limited to such employees only. Do not include the payroll of employees engaged principally in inside activities at the insured premises.\\nThe following types of firms shall be separately classified and rated:\\n- Architectural\\n- Engineering\\n- Legal\\n- Medical\\n- Computer consulting\\n- Consulting\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"58840\",\n \"Description\": \"Salt Mfg.\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \" \\nProhibited:\\nUnderground mine exposure\\nRequired Forms:\\nASIC-GL-0054, Specified Products Liability; \\n\",\n \"IsoNotes\": \"\\nThis classification applies to salt to be used as a food product.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"58837\",\n \"Description\": \"Salt, Borax, Potash or Phosphate - producing or refining - NOC\",\n \"Authority\": \"P/P\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\\nThe following shall be separately classified and rated:\\n- Driving of wells\\n- Pumping\\n- Mining\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"98698\",\n \"Description\": \"Salvage Operations - NOC\",\n \"Authority\": \"S/S\",\n \"CompanyNotes\": \" \\nProhibited:\\nMarine exposures \\nELPS:\\nELP - Products - 5.00\\nELP - Prem Ops - 150.00\\nRequired Forms:\\nASIC-GL-0093,Exclusion - Chinese Drywall; \\nCoverage Options:\\nContractors - Home Repair and Remodeling (ASIC-GL-0092) available at a $15,000 limit; charge 10% of the GL premium subject to $250 minimum premium. \",\n \"IsoNotes\": \"\\nThis classification includes incidental wrecking, shoring or other structural work, and the handling of machinery in damaged buildings.\\nThe sale of salvaged material shall be separately classified and rated.\\nFor premium computation purposes include the payroll of clerical employees at the site of wrecking and all salespersons.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"98699\",\n \"Description\": \"Salvage Operations\\n- removing, sorting, reconditioning and distributing of merchandise in damaged buildings and incidental opera\",\n \"Authority\": \"S/S\",\n \"CompanyNotes\": \" \\nELPS: \\nELP - Products - 5.50\\nRequired Forms:\\nASIC-GL-0093, Exclusion - Chinese Drywall;\\nCoverage Options:\\nContractors - Home Repair and Remodeling (ASIC-GL-0092) available at a $15,000 limit; charge 10% of the GL premium subject to $250 minimum premium. \",\n \"IsoNotes\": \"\\nThe following shall be separately classified and rated:\\n- Wrecking\\n- Shoring or other structural operations\\n- Sales of salvaged material\\nThis is an N.P.D. classification with \\\"Salvage Operations - NOC\\\".\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"98710\",\n \"Description\": \"Sand or Gravel Digging\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \" \\nSubmit: \\nExplosive use\\nProhibited:\\nFracking operations\\nRequired Forms:\\nCG 2196, Silica or Silica-Related Dust Exclusion;\\n\",\n \"IsoNotes\": \"\\nThe following shall be separately classified and rated:\\n- Excavation for construction purposes\\n- Canal or sewer excavation\\n- Underground mining\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"98705\",\n \"Description\": \"Sandblasting\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\nInterior pressure cleaning operations refer to classification (98705)\\nProhibited:\\n1. Aircraft\\n2. Bridge cleaning/sandblasting\\n3. Hired and/or Nonowned Auto Coverage \\n4. Hulls of ships cleaning/sandblasting\\n5. Mold removal and remediation\\n6. Oilfield cleaning/sandblasting\\n7. Restaurant hood and vent cleaning \\n8. Tank or drum cleaning/sandblasting\\nCredits and Surcharges:\\n(NY Only) A 30% credit may be applied to the premises and Products/Co liability rates if Absolute Employee and Worker Injury and Liability Exclusion (ASIC-GL-0095) is attached to the policy. (Do not attach CG 2139 or CG 2426)\\nRequired Forms:\\nASIC-GL-0111, (PA only), Exclusion- Work in the State of New York;\\nASIC-GL-0144, (IN only), Total Pollution Exclusion- Indiana;\\nCG 2149, Total Pollution Exclusion Endorsement (except LA and IN);\\nCG 2154, Exclusion- Designated Operations Covered by a Consolidated (Wrap-Up) Insurance Program (Indicate: All operations covered by a consolidated [wrap-up] insurance program); \\nCG 2165, (LA only) Total Pollution Exclusion (with exceptions); \\nCG 2196, Silica or Silica-Related Dust Exclusion; \\n\\nOptional Forms: :\\nASIC-GL-0095, Absolute Employee and Worker Injury and Liability Exclusion (do not attach CG 2139 or CG 2426 with ASIC-GL-0095);\\nCoverage Options:\\nProperty Damage Extension (ASIC-GL-0076) is available for limits of: \\n$5,000/$25,000 = $115 \\n$10,000/$25,000 = $165\\n$25,000/$25,000 = $185\",\n \"IsoNotes\": \"\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"47420\",\n \"Description\": \"Saunas and Baths - public\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\nRequired Forms: \\nASIC-GL-0062, Communicable Disease Exclusion; \\nCG 2116, Exclusion- Designated Professional Services; \\n\",\n \"IsoNotes\": \"\\nProfessional services are excluded. Use Exclusion - Specified Therapeutic Or Cosmetic Services Endorsement CG 22 45.\\n\\\"Health or Exercise Clubs\\\" shall be separately classified and rated.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"58873\",\n \"Description\": \"Saw Mills or Planning Mills\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \" \\nProhibited: \\nArkansas and Missouri risk \\n \",\n \"IsoNotes\": \"\\nLumberyards shall be separately classified and rated.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"67509\",\n \"Description\": \"Schools - colleges, universities, junior colleges or college preparatory - Not- For-Profit only\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\nWe prefer small private or parochial schools with no sponsored athletics.\\nRequired Forms:\\nCG 2116, Exclusion- Designated Professional Services (Indicate any and all professional exposures.); \\nCG 2230, Exclusion - Corporal Punishment; \\nCG 2271, Colleges or Schools, excluding medical payments if applicable; \\nCG 2272, College or Schools; \\n\",\n \"IsoNotes\": \"\\nCoverage does not apply to medical payments to students.\\nCoverage does not apply to bodily injury or property damage arising out of the use of aircraft, automobiles, school buses or watercraft for transportation of students.\\nAs respects infirmaries which have facilities for lodging, this classification excludes professional services.\\nUse Colleges Or Schools (Limited Form) Endorsement CG 22 71. If coverage for medical payments to students is provided, use Colleges Or Schools Endorsement CG 22 72.\\nIf corporal punishment coverage is not provided, use Exclusion - Corporal Punishment Endorsement CG 22 30.\\nThe following shall be separately classified and rated:\\n- Clinics or hospitals open to the public\\n- Dormitory facilities\\n- Stadiums\\n- Arenas\\n- Outdoor grandstands or bleachers\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"67508\",\n \"Description\": \"Schools - colleges, universities, junior colleges or college preparatory - Other than Non-For-Profit\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\nWe prefer small private or parochial schools with no sponsored athletics.\\nRequired Forms:\\nCG 2116, Exclusion- Designated Professional Services (Indicate any and all professional exposures.); \\nCG 2230, Exclusion - Corporal Punishment; \\nCG 2271, Colleges or Schools, excluding medical payments if applicable; \\nCG 2272, College or Schools; \",\n \"IsoNotes\": \"\\nCoverage does not apply to medical payments to students.\\nCoverage does not apply to bodily injury or property damage arising out of the use of aircraft, automobiles, school buses or watercraft for transportation of students.\\nAs respects infirmaries which have facilities for lodging, this classification excludes professional services.\\nUse Colleges Or Schools (Limited Form) Endorsement CG 22 71. If coverage for medical payments to students is provided, use Colleges Or Schools Endorsement CG 22 72.\\nIf corporal punishment coverage is not provided, use Exclusion - Corporal Punishment Endorsement CG 22 30.\\nThe following shall be separately classified and rated:\\n- Clinics or hospitals open to the public\\n- Dormitory facilities\\n- Stadiums\\n- Arenas\\n- Outdoor grandstands or bleachers\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"47468\",\n \"Description\": \"Schools - correspondence \\n(Class includes internet schools)\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\n1. Driver instruction refer to Schools- Other than Not For Profit (67512)\\n2. Subcontracted work refer to classification (91591)\\n3. Security guards must be separately rated. Refer to classification (98751) Errors and Omissions Coverage Part (ASIC-GL-0024) is not available for this classification\\n4. Supplemental application required \\n5. Training is limited to classroom instruction only for the following: \\n- Aviation schools \\n- Medical/Dental schools\\n- Contractors equipment operating instruction \\nSubmit:\\n1. Armed security guards\\n2. Cosmetology schools- (other than barbers, hair styling, skin care, make-up, nail technicians)\\n3. Schools without a zero tolerance policy (exception trade or vocational and correspondence and internet)\\n4. Schools primarily working with special needs students \\nProhibited:\\n1. Alternative/reform schools\\n2. Charter schools in operation less than 5 years\\n3. Charter schools operating out of private homes\\n\\n\\n4. Co-Op/Community schools\\n5. Corporal punishment \\n6. Hazardous material training and certification \\n7. Hired and/or Nonowned Auto Coverage\\n8. Public schools\\n9. Safety training and instruction\\nELPS:\\nELP - Prem Ops - .25\\nRequired Forms:\\nASIC-GL-0053, Fungi or Bacteria Exclusion (required if ASIC-GL-0024 is attached to the policy); \\nASIC-GL-0074, Sexual and/or Physical Abuse Exclusion; \\nASIC-GL-0079, Total Liquor Liability Exclusion; \\nASIC-GL-0099, Exclusion- Athletic or Sports Participants; \\nCG 2116, Exclusion- Designated Professional Services (indicate Any and all professional exposures);\\nCG 2149, Total Pollution Exclusion; \\nCG 2165, (LA only), Total Pollution Exclusion (with exceptions); \\nCG 2230, Corporal Punishment Exclusion; \\nCG 2271, Colleges or Schools- Limited Form (without Medical Payments)\\n\\n\\n\\nCoverage Options: \\n1. Errors and Omissions Coverage Part (ASIC-GL-0024) may be provided up to the General Liability limit. (Indicate: Teachers under Description of Services on the coverage form). Teachers must be licensed and in compliance with state regulations. Background checks must be conducted. Charge 10% General Liability premium subject to a minimum $200 charge (do not attach ASIC-GL-0024 with CG 2116)\\n2. Sexual and/or Physical Abuse Liability Coverage (ASIC-GL-0077) is included at $25,000/$50,000 limits (If ASIC-GL-0077 is NOT selected, then Sexual and/or Physical Abuse Exclusion (ASIC-GL-0074) is required).\\n\",\n \"IsoNotes\": \"\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"67511\",\n \"Description\": \"Schools - dormitory facilities - Not- For-Profit only\",\n \"Authority\": \"S/S\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"67510\",\n \"Description\": \"Schools - dormitory facilities - Other than Not-For- Profit only\",\n \"Authority\": \"S/S\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"47469\",\n \"Description\": \"Schools - faculty liability for corporal punishment of students\",\n \"Authority\": \"P/P\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\\nUse Corporal Punishment Endorsement CG 22 67.\\nBasis of premium is each faculty member.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"67513\",\n \"Description\": \"Schools - Not-For- Profit only - NOC\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\nClassification intended for instruction in art, dance and music.\\nRequired Forms: \\nASIC-GL-0074, Sexual and/or Physical Abuse Exclusion; \\nCoverage Options: \\nSexual and/or Physical Abuse Liability Coverage (ASIC-GL-0077) is included at $25,000/$50,000 limits (If ASIC-GL-0077 is NOT selected, then Sexual and/or Physical Abuse Exclusion (ASIC-GL-0074) is required).\\n\",\n \"IsoNotes\": \"\\nThis classification includes schools and studios giving instruction in art, dancing or music.\\nCoverage does not apply to medical payments to students.\\nCoverage does not apply to bodily injury or property damage arising out of the use of aircraft, automobiles, school buses or watercraft for transportation of students.\\nAs respects infirmaries which have facilities for lodging, this classification excludes professional services.\\nUse Colleges Or Schools (Limited Form) Endorsement CG 22 71. If coverage for medical payments to students is provided, use Colleges Or Schools Endorsement CG 22 72.\\nIf corporal punishment coverage is not provided, use Exclusion - Corporal Punishment Endorsement CG 22 30.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"67512\",\n \"Description\": \"Schools - Other than Not-For- Profit - NOC\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \" \\nFor drivers training, limit policy to classroom instruction only and confirm Auto coverage in place.\\nRequired Forms: \\nASIC-GL-0074, Sexual and/or Physical Abuse Exclusion; \\nAdditional Required Forms for Drivers Training (classroom):\\nASIC-GL-0055, Designated Operations Exclusion (required forclassroom drivers training - indicate: \\\"On the road driver instruction\\\"); \\nCG 2144, Limitation of Coverage to Designated Premises (required for classroom drivers training)\\nCoverage Options: \\nSexual and/or Physical Abuse Liability Coverage (ASIC-GL-0077) is included at $25,000/$50,000 limits (If ASIC-GL-0077 is NOT selected, then Sexual and/or Physical Abuse Exclusion (ASIC-GL-0074) is required).\\n\\n\\n\\n\",\n \"IsoNotes\": \"\\nThis classification includes schools and studios giving instruction in art, dancing or music.\\nCoverage does not apply to medical payments to students.\\nCoverage does not apply to bodily injury or property damage arising out of the use of aircraft, automobiles, school buses or watercraft for transportation of students.\\nAs respects infirmaries which have facilities for lodging, this classification excludes professional services.\\nUse Colleges Or Schools (Limited Form) Endorsement CG 22 71. If coverage for medical payments to students is provided, use Colleges Or Schools Endorsement CG 22 72.\\nIf corporal punishment coverage is not provided, use Exclusion - Corporal Punishment Endorsement CG 22 30.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"47476\",\n \"Description\": \"Schools - private - elementary, kindergarten or junior high - Not- For-Profit only\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\n1. Security guards must be separately rated. Refer to classification (98751) Errors and Omissions Coverage Part (ASIC-GL-0024) is not available for this classification \\n2. Subcontracted work refer to classification (91591)\\nSubmit:\\n1. Armed security guards\\n2. Schools primarily working with special needs students \\n3. Schools without a zero tolerance policy \\n4. Supplemental application required\\nProhibited:\\n1. Alternative/reform schools\\n2. Charter schools in operation less than 5 years\\n3. Charter schools operating out of private homes\\n4. Co-Op/Community schools\\n5. Corporal punishment \\n6. Hired and/or Nonowned Auto Coverage\\n7. Public schools\\n\\nRequired Forms:\\nASIC-GL-0053, Fungi or Bacteria Exclusion (required if ASIC-GL-0024 is attached to the policy); \\nASIC-GL-0074, Sexual and/or Physical Abuse Exclusion; \\nASIC-GL-0079, Total Liquor Liability Exclusion; \\nASIC-GL-0099, Exclusion- Athletic or Sports Participants; \\nCG 2116, Exclusion- Designated Professional Services (indicate Any and all professional exposures);\\nCG 2149, Total Pollution Exclusion; \\nCG 2165, (LA only), Total Pollution Exclusion (with exceptions); \\nCG 2230, Corporal Punishment Exclusion; \\nCG 2271, Colleges or Schools- Limited Form (without Medical Payments);\\nCoverage Options: \\n1. Errors and Omissions Coverage Part (ASIC-GL-0024) may be provided up to the General Liability limit. (Indicate: Teachers under Description of Services on the coverage form). Teachers must be licensed and in compliance with state regulations. Background checks must be conducted. Charge 10% General Liability premium subject to a minimum $200 charge (do not attach ASIC-GL-0024 with CG 2116).\\n\\n2. Sexual and/or Physical Abuse Liability Coverage (ASIC-GL-0077) is included at $25,000/$50,000 limits (If ASIC-GL-0077 is NOT selected, then Sexual and/or Physical Abuse Exclusion (ASIC-GL-0074) is required).\\n\",\n \"IsoNotes\": \"\\nCoverage does not apply to medical payments to students.\\nCoverage does not apply to bodily injury or property damage arising out of the use of aircraft, automobiles, school buses or watercraft for transportation of students.\\nAs respects infirmaries which have facilities for lodging, this classification excludes professional services.\\nUse Colleges Or Schools (Limited Form) Endorsement CG 22 71. If coverage for medical payments to students is provided, use Colleges Or Schools Endorsement CG 22 72.\\nThe following shall be separately classified and rated:\\n- Dormitory facilities\\n- Stadiums\\n- Arenas\\n- Outdoor grandstands or bleachers\\nBasis of premium is per student. The per student rates are per school year or per annum and shall be applied to the latest average daily attendance figures filed with the proper school supervising authorities. The average daily attendance figures shall be computed for day sessions only, not including summer sessions. Premiums shall be adjusted, either annually or at the end of the policy terms, on audit based on the actual filed average daily attendance for the period of coverage.\\nIf corporal punishment coverage is not provided, use Exclusion - Corporal Punishment Endorsement CG 22 30.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"47475\",\n \"Description\": \"Schools - private - elementary, kindergarten or junior high - Other than Not- For-Profit\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\n1. Security guards must be separately rated. Refer to classification (98751) Errors and Omissions Coverage Part (ASIC-GL-0024) is not available for this classification \\n2. Subcontracted work refer to classification (91591)\\n3. Supplemental application required\\nSubmit:\\n1. Armed security guards\\n2. Schools without a zero tolerance policy \\n3. Schools primarily working with special needs students \\nProhibited:\\n1. Alternative/reform schools\\n2. Charter schools in operation less than 5 years\\n3. Charter schools operating out of private homes\\n4. Co-Op/Community schools\\n5. Corporal punishment \\n6. Hired and/or Nonowned Auto Coverage\\n7. Public schools\\n\\nRequired Forms:\\nASIC-GL-0053, Fungi or Bacteria Exclusion (required if ASIC-GL-0024 is attached to the policy); \\nASIC-GL-0074, Sexual and/or Physical Abuse Exclusion; \\nASIC-GL-0079, Total Liquor Liability Exclusion; \\nASIC-GL-0099, Exclusion- Athletic or Sports Participants; \\nCG 2116, Exclusion- Designated Professional Services (indicate Any and all professional exposures);\\nCG 2149, Total Pollution Exclusion; \\nCG 2165, (LA only), Total Pollution Exclusion (with exceptions); \\nCG 2230, Corporal Punishment Exclusion; \\nCG 2271, Colleges or Schools- Limited Form (without Medical Payments);\\nCoverage Options: \\n1. Errors and Omissions Coverage Part (ASIC-GL-0024) may be provided up to the General Liability limit. (Indicate: Teachers under Description of Services on the coverage form). Teachers must be licensed and in compliance with state regulations. Background checks must be conducted. Charge 10% General Liability premium subject to a minimum $200 charge (do not attach ASIC-GL-0024 with CG 2116)\\n2. Sexual and/or Physical Abuse Liability Coverage (ASIC-GL-0077) is included at $25,000/$50,000 limits (If ASIC-GL-0077 is NOT selected, then Sexual and/or Physical Abuse Exclusion (ASIC-GL-0074) is required).\",\n \"IsoNotes\": \"\\nCoverage does not apply to medical payments to students.\\nCoverage does not apply to bodily injury or property damage arising out of the use of aircraft, automobiles, school buses or watercraft for transportation of students.\\nAs respects infirmaries which have facilities for lodging, this classification excludes professional services.\\nUse Colleges Or Schools (Limited Form) Endorsement CG 22 71. If coverage for medical payments to students is provided, use Colleges Or Schools Endorsement CG 22 72.\\nThe following shall be separately classified and rated:\\n- Dormitory facilities\\n- Stadiums\\n- Arenas\\n- Outdoor grandstands or bleachers\\nBasis of premium is per student. The per student rates are per school year or per annum and shall be applied to the latest average daily attendance figures filed with the proper school supervising authorities. The average daily attendance figures shall be computed for day sessions only, not including summer sessions. Premiums shall be adjusted, either annually or at the end of the policy terms, on audit based on the actual filed average daily attendance for the period of coverage.\\nIf corporal punishment coverage is not provided, use Exclusion - Corporal Punishment Endorsement CG 22 30.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"47478\",\n \"Description\": \"Schools - private - high - Not-For- Profit only\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\n1. Driver instruction refer to Schools- Other than Not For Profit (67512)\\n2. Security guards must be separately rated. Refer to classification (98751) Errors and Omissions Coverage Part (ASIC-GL-0024) is not available for this classification \\n3. Subcontracted work refer to classification (91591)\\n4. Supplemental application required\\nSubmit:\\n1. Armed security guards\\n2. Schools without a zero tolerance policy \\n3. Schools primarily working with special needs students \\nProhibited:\\n1. Alternative/reform schools\\n2. Charter schools in operation less than 5 years\\n3. Charter schools operating out of private homes\\n4. Co-Op/Community schools\\n5. Corporal punishment \\n6. Hazardous material training and certification \\n7. Hired and/or Nonowned Auto Coverage\\n8. Public schools\\n9. Safety training and instruction\\n\\n\\n10. Sports and recreation- including, sky diving, scuba diving, skin diving and swim instruction \\nRequired Forms:\\nASIC-GL-0053, Fungi or Bacteria Exclusion (required if ASIC-GL-0024 is attached to the policy); \\nASIC-GL-0074, Sexual and/or Physical Abuse Exclusion; \\nASIC-GL-0079, Total Liquor Liability Exclusion; \\nASIC-GL-0099, Exclusion- Athletic or Sports Participants; \\nCG 2116, Exclusion- Designated Professional Services (indicate Any and all professional exposures);\\nCG 2149, Total Pollution Exclusion; \\nCG 2165, (LA only), Total Pollution Exclusion (with exceptions); \\nCG 2230, Corporal Punishment Exclusion; \\nCG 2271, Colleges or Schools- Limited Form (without Medical Payments)\\nCoverage Options:\\n1. Errors and Omissions Coverage Part (ASIC-GL-0024) may be provided up to the General Liability limit. (Indicate: Teachers under Description of Services on the coverage form). Teachers must be licensed and in compliance with state regulations. Background checks must be conducted. Charge 10% General Liability premium subject to a minimum $200 charge (do not attach ASIC-GL-0024 with CG 2116).\\n\\n\\n2. Sexual and/or Physical Abuse Liability Coverage (ASIC-GL-0077) is included at $25,000/$50,000 limits (If ASIC-GL-0077 is NOT selected, then Sexual and/or Physical Abuse Exclusion (ASIC-GL-0074) is required).\\n\",\n \"IsoNotes\": \"\\nCoverage does not apply to medical payments to students.\\nCoverage does not apply to bodily injury or property damage arising out of the use of aircraft, automobiles, school buses or watercraft for transportation of students.\\nAs respects infirmaries which have facilities for lodging, this classification excludes professional services.\\nUse Colleges Or Schools (Limited Form) Endorsement CG 22 71. If coverage for medical payments to students is provided, use Colleges Or Schools Endorsement CG 22 72.\\nThe following shall be separately classified and rated:\\n- Dormitory facilities\\n- Stadiums\\n- Arenas\\n- Outdoor grandstands or bleachers\\nBasis of premium is per student. The per student rates are per school year or per annum and shall be applied to the latest average daily attendance figures filed with the proper school supervising authorities. The average daily attendance figures shall be computed for day sessions only, not including summer sessions. Premiums shall be adjusted, either annually or at the end of the policy terms, on audit based on the actual filed average daily attendance for the period of coverage.\\nIf corporal punishment coverage is not provided, use Exclusion - Corporal Punishment Endorsement CG 22 30.\\nThis classification applies to high schools having elementary grades.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"47477\",\n \"Description\": \"Schools - private - high - Other than Not-For-Profit\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\n1. Driver instruction refer to Schools- Other than Not For Profit (67512)\\n2. Security guards must be separately rated. Refer to classification (98751) Errors and Omissions Coverage Part (ASIC-GL-0024) is not available for this classification \\n3. Subcontracted work refer to classification (91591)\\nSubmit:\\n1. Armed security guards\\n2. Schools without a zero tolerance policy \\n3. Schools primarily working with special needs students \\n4. Supplemental application required\\nProhibited:\\n1. Alternative/reform schools\\n2. Charter schools in operation less than 5 years\\n3. Charter schools operating out of private homes\\n4. Co-Op/Community schools\\n5. Corporal punishment \\n6. Hazardous material training and certification \\n7. Hired and/or Nonowned Auto coverage \\n8. Public schools\\n9. Safety training and instruction\\n\\n\\n10. Sports and recreation- including, sky diving, scuba diving, skin diving and swim instruction \\nRequired Forms:\\nASIC-GL-0053, Fungi or Bacteria Exclusion (required if ASIC-GL-0024 is attached to the policy); \\nASIC-GL-0074, Sexual and/or Physical Abuse Exclusion; \\nASIC-GL-0079, Total Liquor Liability Exclusion; \\nASIC-GL-0099, Exclusion- Athletic or Sports Participants; \\nCG 2116, Exclusion- Designated Professional Services (indicate Any and all professional exposures);\\nCG 2149, Total Pollution Exclusion; \\nCG 2165, (LA only), Total Pollution Exclusion (with exceptions); \\nCG 2230, Corporal Punishment Exclusion; \\nCG 2271, Colleges or Schools- Limited Form (without Medical Payments)\\nCoverage Options: \\n1. Errors and Omissions Coverage Part (ASIC-GL-0024) may be provided up to the General Liability limit. (Indicate: Teachers under Description of Services on the coverage form). Teachers must be licensed and in compliance with state regulations. Background checks must be conducted. Charge 10% General Liability premium subject to a minimum $200 charge (do not attach ASIC-GL-0024 with CG 2116).\\n2. Sexual and/or Physical Abuse Liability Coverage (ASIC-GL-0077) is included at $25,000/$50,000 limits (If ASIC-GL-0077 is NOT selected, then Sexual and/or Physical Abuse Exclusion (ASIC-GL-0074) is required).\\n\",\n \"IsoNotes\": \"\\nCoverage does not apply to medical payments to students.\\nCoverage does not apply to bodily injury or property damage arising out of the use of aircraft, automobiles, school buses or watercraft for transportation of students.\\nAs respects infirmaries which have facilities for lodging, this classification excludes professional services.\\nUse Colleges Or Schools (Limited Form) Endorsement CG 22 71. If coverage for medical payments to students is provided, use Colleges Or Schools Endorsement CG 22 72.\\nThe following shall be separately classified and rated:\\n- Dormitory facilities\\n- Stadiums\\n- Arenas\\n- Outdoor grandstands or bleachers\\nBasis of premium is per student. The per student rates are per school year or per annum and shall be applied to the latest average daily attendance figures filed with the proper school supervising authorities. The average daily attendance figures shall be computed for day sessions only, not including summer sessions. Premiums shall be adjusted, either annually or at the end of the policy terms, on audit based on the actual filed average daily attendance for the period of coverage.\\nIf corporal punishment coverage is not provided, use Exclusion - Corporal Punishment Endorsement CG 22 30.\\nThis classification applies to high schools having elementary grades.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"47471\",\n \"Description\": \"Schools - public - elementary, kindergarten or junior high\",\n \"Authority\": \"P/P\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\\nCoverage does not apply to medical payments to students.\\nCoverage does not apply to bodily injury or property damage arising out of the use of aircraft, automobiles, school buses or watercraft for transportation of students.\\nAs respects infirmaries which have facilities for lodging, this classification excludes professional services.\\nUse Colleges Or Schools (Limited Form) Endorsement CG 22 71. If coverage for medical payments to students is provided, use Colleges Or Schools Endorsement CG 22 72.\\nBasis of premium is per student. The per student rates are per school year or per annum and shall be applied to the latest average daily attendance figures filed with the proper school supervising authorities. The average daily attendance figures shall be computed for day sessions only, not including summer sessions. Premiums shall be adjusted, either annually or at the end of the policy terms, on audit based on the actual filed average daily attendance for the period of coverage.\\nIf corporal punishment coverage is not provided, use Exclusion - Corporal Punishment Endorsement CG 22 30.\\nThe following shall be separately classified and rated:\\n- Stadiums\\n- Arenas\\n- Outdoor grandstands or bleachers\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"47473\",\n \"Description\": \"Schools - public - high\",\n \"Authority\": \"P/P\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\\nCoverage does not apply to medical payments to students.\\nCoverage does not apply to bodily injury or property damage arising out of the use of aircraft, automobiles, school buses or watercraft for transportation of students.\\nAs respects infirmaries which have facilities for lodging, this classification excludes professional services.\\nUse Colleges Or Schools (Limited Form) Endorsement CG 22 71. If coverage for medical payments to students is provided, use Colleges Or Schools Endorsement CG 22 72.\\nThe following shall be separately classified and rated:\\n- Dormitory facilities\\n- Stadiums\\n- Arenas\\n- Outdoor grandstands or bleachers\\nBasis of premium is per student. The per student rates are per school year or per annum and shall be applied to the latest average daily attendance figures filed with the proper school supervising authorities. The average daily attendance figures shall be computed for day sessions only, not including summer sessions. Premiums shall be adjusted, either annually or at the end of the policy terms, on audit based on the actual filed average daily attendance for the period of coverage.\\nIf corporal punishment coverage is not provided, use Exclusion - Corporal Punishment Endorsement CG 22 30.\\nThis classification applies to high schools having elementary grades.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"47474\",\n \"Description\": \"Schools - trade or vocational\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\n1. Driver instruction refer to Schools- Other than Not For Profit (67512)\\n2. Subcontracted work refer to classification (91591)\\n3. Security guards must be separately rated. Refer to classification (98751) Errors and Omissions Coverage Part (ASIC-GL-0024) is not available for this classification\\n4. Supplemental application required \\n5. Training is limited to classroom instruction only for the following: \\n- Aviation schools \\n- Medical/Dental schools\\n- Contractors equipment operating instruction \\nSubmit:\\n1. Armed security guards\\n2. Cosmetology schools- (other than barbers, hair styling, skin care, make-up, nail technicians)\\n3. Schools primarily working with special needs students \\n4. Schools without a zero tolerance \\nProhibited:\\n1. Alternative/reform schools\\n2. Charter schools in operation less than 5 years\\n3. Charter schools operating out of private homes\\n\\n\\n4. Co-Op/Community schools\\n5. Corporal punishment 6. Hazardous material training and certification \\n7. Hired and/or Nonowned Auto Coverage\\n8. Public schools\\n9. Safety training and instruction\\n10. Sports and recreation- including, sky diving, scuba diving, skin diving and swim instruction \\nRequired Forms:\\nASIC-GL-0053, Fungi or Bacteria Exclusion (required if ASIC-GL-0024 is attached to the policy); \\nASIC-GL-0074, Sexual and/or Physical Abuse Exclusion; \\nASIC-GL-0079, Total Liquor Liability Exclusion; \\nASIC-GL-0099, Exclusion- Athletic or Sports Participants; \\nCG 2116, Exclusion- Designated Professional Services (indicate Any and all professional exposures);\\nCG 2149, Total Pollution Exclusion; \\nCG 2165, (LA only), Total Pollution Exclusion (with exceptions); \\nCG 2230, Corporal Punishment Exclusion; \\nCG 2271, Colleges or Schools- Limited Form (without Medical Payments)\\n\\nCoverage Options:\\n1. Errors and Omissions Coverage Part (ASIC-GL-0024) may be provided up to the General Liability limit. (Indicate: Teachers under Description of Services on the coverage form). Teachers must be licensed and in compliance with state regulations. Background checks must be conducted. Charge 10% General Liability premium subject to a minimum $200 charge (do not attach ASIC-GL-0024 with CG 2116).\\n2. Sexual and/or Physical Abuse Liability Coverage (ASIC-GL-0077) is included at $25,000/$50,000 limits (If ASIC-GL-0077 is NOT selected, then Sexual and/or Physical Abuse Exclusion (ASIC-GL-0074) is required).\\n\",\n \"IsoNotes\": \"\\nCoverage does not apply to medical payments to students.\\nCoverage does not apply to bodily injury or property damage arising out of the use of aircraft, automobiles, school buses or watercraft for transportation of students.\\nAs respects infirmaries which have facilities for lodging, this classification excludes professional services.\\nUse Colleges Or Schools (Limited Form) Endorsement CG 22 71. If coverage for medical payments to students is provided, use Colleges Or Schools Endorsement CG 22 72.\\nBasis of premium is per student. The per student rates are per school year or per annum and shall be applied to the latest average daily attendance figures filed with the proper school supervising authorities. The average daily attendance figures shall be computed for day sessions only, not including summer sessions. Premiums shall be adjusted, either annually or at the end of the policy terms, on audit based on the actual filed average daily attendance for the period of coverage.\\nIf corporal punishment coverage is not provided, use Exclusion - Corporal Punishment Endorsement CG 22 30.\\nThis classification includes automobile schools giving instructions in repair, assembling or construction of motors or bodies.\\nThe following shall be separately classified and rated:\\n- Dormitory facilities\\n- Stadiums\\n- Arenas\\n- Outdoor grandstands or bleachers\\n- Automobile driving schools with classroom facilities, classify and rate as \\\"Schools\\\"\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"16881\",\n \"Description\": \"Secondhand or Salvage Dealers and Distributors\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\nProhibited:\\n1. Aircraft\\n2. Marine\\n3. Medical\\n4. Mining\\n5. Oil/Gas related\\nELPS:\\nELP - Products - .31\\nRequired Forms:\\nASIC-GL-0093, Exclusion - Chinese Drywall\\nCoverage Options:\\nContractors - Home Repair and Remodeling (ASIC-GL-0092) available at a $15,000 limit; charge 10% of the GL premium subject to $250 minimum premium. \",\n \"IsoNotes\": \"\\nSale of the used building materials shall be separately classified and rated.\\nUsed machinery shall be classified and rated as machinery dealers.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"98751\",\n \"Description\": \"Security and Patrol Agencies\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\n1. $3,500 minimum premium required \\n2. Animals with and without handlers offered at $100,000/$200,000= $350; $300,000/$600,000= $400; $500,000/$1,000,000= $450; $1,000,000/$2,000,000= $500\\n3. Detective or Private Investigators refer to Detective or Investigative Agencies private classification (91636)\\n4. Licensing and background checks conducted as required by state and federal agencies. Armed personnel must be certified for use of firearms by state agency or firearm certification school\\nSubmit:\\n1. Arrest authority- other than police officers\\n2. Consultants and/or expert witnesses\\n3. Doorman/bouncers or other security at bars, nightclubs or taverns\\n4. Government entities as additional insureds; if required for other than a 5. Licensing agreement\\n6. Mine security\\n7. School and university security\\nProhibited:\\n1. Abortion clinics\\n2. Airports, airport parking\\n3. Armed couriers\\n4. Armed security at marijuana dispensaries or growing facilities\\n5. Bodyguards or personal security \\n\\n6. Border patrol\\n7. Bounty hunters\\n8. Detention centers\\n9. (FL only)- apartment and condo security and patrol operations\\n10. Funeral escorts\\n11. Hired and/or Nonowned Auto Coverage \\n12. Nuclear power plants\\n13. Parole officers\\n14. Prison transport\\n15. Strike security \\n16. Traffic control\\n17. Utility shut-off operations\\n18. Wharf or waterfront security \\nCredits & Surcharges:\\n1. Armed security- surcharge rates by 40%\\n2. Assault and Battery coverage is included at the policy limits. Sublimit options are available with the following credits listed below (attach ASIC-GL-0063). \\n**A 5% debit should be applied to the rates listed below for armed guard exposures\\n$300,000/$600,000s policy limits: \\n20% credit applied with $100,000/$200,000 sub limits; \\n$500,000/$1,000,000 policy limits: \\n25% credit applied with $100,000/$200,000 sub limits; \\n\\n\\n15% credit applied with $300,000/$600,000 sub limits; \\n$1,000,000/$2,000,000 policy limits:\\n30% credit applied with $100,000/$200,000 sub limit\\n20% credit applied with $300,000/$600,000 sub limit\\n15% credit applied with $1,000,000/$2,000,000 sub limit\\n3. (NY only) - A 30% credit may be applied to both the Premise and Products/Completed Operations liability rates if the Absolute Employee and Worker Injury and Liability Exclusion (ASIC-GL-0095) is attached- do not attach CG 2139 or CG 2426).\\n4. Stun guns and taser use, surcharge rate 40%.\\n5. Unarmed security exposures: A 20% credit may be applied for risks with 75% or more of the total operations consisting of Banks, Churches, Construction sites, Industrial, Offices or Warehouse exposures.\\nRequired Forms:\\nASIC-GL-0053, Fungi or Bacteria Exclusion (required if ASIC-GL-0024 is attached to the policy); \\nASIC-GL-0111, (NJ and PA only) Exclusion- Work in the State of New York; \\nCG 2116, Exclusion- Designated Professional Services (indicate Any and all professional exposures);\\n\\t\\t\\nOptional Forms: :\\nASIC-GL-0055, Designated Operations Exclusion;\\nASIC-GL-0063, Assault and/or Battery Limited Liability Coverage Limited to Designated Premise); \\nASIC-GL-0065, Total Firearms Exclusion (required if 100% unarmed security);\\nASIC-GL-0095, Absolute Employee and Worker Injury and Liability Exclusion;\\nCoverage Options: \\n1. Errors and Omissions Coverage (ASIC-GL-0024) is offered at limits equal to the General Liability limit. Charge 10% of the General Liability premium subject to a minimum $100 charge (do not attach ASIC-GL-0024 with CG 2116).\\n2. Lost Key Coverage (ASIC-GL-0078) is included at $25,000 /$25,000 limits. \\n3. Property Damage Extension (ASIC-GL-GL-0076) is included at $5,000/$25,000 limits. Higher limits are not available.\\n\",\n \"IsoNotes\": \"\\nPersonal and Advertising injury are excluded. Use Exclusion - Personal And Advertising Injury Endorsement CG 21 38.\\nProperty entrusted to the insured is excluded. Use Exclusion - Property Entrusted Endorsement CG 22 29.\\nThe following shall be separately classified and rated:\\n- Alarms or security systems monitoring\\n- Detective investigative agencies\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"16891\",\n \"Description\": \"Seed Merchants - erroneous delivery, error in mixture and resulting germination failure\",\n \"Authority\": \"P/P\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\\nUse Seed Merchants - Coverage For Erroneous Delivery Or Mixture And Resulting Failure Of Seed To Germinate Endorsement CG 24 18.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"16892\",\n \"Description\": \"Seed Merchants - erroneous delivery, and error in mixture (excluding germination failure)\",\n \"Authority\": \"P/P\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\\nUse Seed Merchants - Coverage For Erroneous Delivery Or Mixture (Resulting Failure Of Seed To Germinate Not Included) Endorsement CG 24 19.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"16890\",\n \"Description\": \"Seed Merchants - excluding erroneous delivery, error in mixture and germination failure\",\n \"Authority\": \"P/P\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\\nUse Exclusion - Erroneous Delivery Or Mixture And Resulting Failure Of Seed To Germinate - Seed Merchants Endorsement CG 22 81.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"98805\",\n \"Description\": \"Septic Tank Systems - cleaning\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\nSubmit:\\n1. Gas, oil or chemical plant operations \\n2. Multiple named insureds and joint ventures \\nProhibited:\\n1. Asbestos or hazardous waste removal by insured or subcontractors\\n2. Fire and Water restoration operations \\n3. Hired and/or Nonowned Auto Coverage\\n4. Mold and spore treatment or removal operations\\nRequired Forms:\\nASIC-GL-0031, Continuing or Ongoing Damage Exclusion;\\nASIC-GL-0086, Injury to Worker Exclusion;\\nASIC-GL-0101, Earth or Land Movement Exclusion;\\nASIC-GL-0144, (IN only) Total Pollution Exclusion - Indiana;\\nCG 2149, Total Pollution Exclusion (except IN and LA);\\nCG 2165, (LA only) Total Pollution Exclusion (with exceptions);\\nCG 2279, Exclusion - Contractors- Professional Liability;\\nCoverage Options:\\n1. Contractors - Home Repair and Remodeling (ASIC-GL-0092) available at a $15,000 limit; charge 10% of the GL premium subject to $250 minimum premium. \\n2. Electronic Data Liability (CG0437) is available for limits of:\\n$10,000 = $100\\n$20,000 = $150\\n$50,000 = $200\\n\",\n \"IsoNotes\": \"\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"98806\",\n \"Description\": \"Septic Tank Systems - installation, servicing or repair\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\nSubmit:\\n1. Gas, oil or chemical plant operations \\n2. Multiple named insureds and joint ventures\\nProhibited:\\n1. Asbestos or hazardous waste removal by insured or subcontractors\\n2. Condominiums or townhouse operations\\n3. Fire and Water restoration operations \\n4. Hired and/or Nonowned Auto Coverage\\n5. Mold and spore treatment or removal operations\\nRequired Forms:\\nASIC-GL-0031, Continuing or Ongoing Damage Exclusion;\\nASIC-GL-0086, Injury to Worker Exclusion;\\nASIC-GL-0101, Earth or Land Movement Exclusion;\\nASIC-GL-0144, (IN only) Total Pollution Exclusion - Indiana;\\nCG 2149, Total Pollution Exclusion (except IN and LA);\\nCG 2154, Exclusion - Designated Operations Covered by a Consolidated (Wrap-Up) Insurance Program (indicate: All operations covered by a consolidated wrap-up insurance program);\\nCG 2165, (LA only) Total Pollution Exclusion (with exceptions);\\nCG 2279, Exclusion - Contractors- Professional Liability;\\nCoverage Options:\\n1. Contractors - Home Repair and Remodeling (ASIC-GL-0092) available at a $15,000 limit; charge 10% of the GL premium subject to $250 minimum premium. \\nLIABILITY (continued) \\n2. Electronic Data Liability (CG0437) is available for limits of:\\n$10,000 = $100\\n$20,000 = $150\\n$50,000 = $200\\n\",\n \"IsoNotes\": \"\\nThis classification includes house connections, shop and display rooms.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"98810\",\n \"Description\": \"Sewage Disposal - plant operations\",\n \"Authority\": \"P/P\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"98813\",\n \"Description\": \"Sewer Cleaning\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\nSubmit:\\n1. Gas, oil or chemical plant operations \\n2. Multiple named insureds and joint ventures\\nProhibited:\\n1. Asbestos or hazardous waste removal by insured or subcontractors\\n2. Fire and Water restoration operations \\n3. Hired and/or Nonowned Auto Coverage\\n4. Mold and spore treatment or removal operations\\nRequired Forms:\\nASIC-GL-0031, Continuing or Ongoing Damage Exclusion;\\nASIC-GL-0086, Injury to Worker Exclusion;\\nASIC-GL-0101, Earth or Land Movement Exclusion;\\nASIC-GL-0144, (IN only) Total Pollution Exclusion - Indiana;\\nCG 2149, Total Pollution Exclusion (except IN and LA);\\nCG 2165, (LA only) Total Pollution Exclusion (with exceptions);\\nCG 2279, Exclusion - Contractors- Professional Liability;\\nCoverage Options:\\n1. Contractors - Home Repair and Remodeling (ASIC-GL-0092) available at a $15,000 limit; charge 10% of the GL premium subject to $250 minimum premium. \\n2. Electronic Data Liability (CG0437) is available for limits of:\\n$10,000 = $100\\n$20,000 = $150\\n$50,000 = $200\",\n \"IsoNotes\": \"\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"98820\",\n \"Description\": \"Sewer Mains or Connections Construction\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \" Submit if operations conducted on public roads.\\nCA: Attach UTS-276s.\",\n \"IsoNotes\": \"\\nThis classification applies to all operations except:\\n- Blasting operations\\n- All tunneling other than tunneling at street crossings\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"48039\",\n \"Description\": \"Sewers\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \" Existence Hazard only.\",\n \"IsoNotes\": \"\\nThis classification applies to the existence or maintenance of storm or sanitary sewers including the cleaning of the insured's sewers.\\nThe following shall be separately classified and rated:\\n- New construction work\\n- Operation of sewage disposal plants\\nBasis of premium is each mile.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"58903\",\n \"Description\": \"Sewing Machines Mfg. - commercial\",\n \"Authority\": \"S/S\",\n \"CompanyNotes\": \"\\nELPS:\\nELP - Products - 999.00\\nRequired Forms:\\nASIC-GL-0054, Specified Products Liability (required if Products coverage provided)\\n\",\n \"IsoNotes\": \"\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"58904\",\n \"Description\": \"Sewing Machines Mfg. - household\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \" \\nRequired Forms:\\nCG 2139,Contractual Limitation;\\n\",\n \"IsoNotes\": \"\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"98871\",\n \"Description\": \"Shaft Sinking\",\n \"Authority\": \"P/P\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\\nThis classification applies to all operations, including pile driving, excavation, concrete work or lining, except blasting.\\nBlasting shall be separately classified and rated.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"98884\",\n \"Description\": \"Sheet Metal Work - outside\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\n1. Separately rate duct work using Air Conditioning or Heating\\nI/S/R (91111)\\n2. Roofing or roof flashing operations under Roofing (98677/ 98678).\\nSubmit:\\n1. Gas, oil or chemical plant operations \\n2. General contractor operations- past or present \\n3. Multiple named insureds and joint ventures\\nProhibited:\\n1. Asbestos or hazardous waste removal by insured or subcontractors\\n2. Condominiums or townhouse operations \\n3. Fire and Water restoration operations \\n4. Hired and/or Nonowned Auto Coverage\\n5. Mold and spore treatment or removal operations\\n6. Operations exceeding five stories\\n7. Underpinning or soil stabilization operations\\nRequired Forms:\\nASIC-GL-0031, Continuing or Ongoing Damage Exclusion;\\nASIC-GL-0086, Injury to Worker Exclusion;\\nASIC-GL-0144, (IN only) Total Pollution Exclusion - Indiana;\\nCG 2149, Total Pollution Exclusion (except IN and LA);\\nCG 2154, Exclusion - Designated Operations Covered by a Consolidated (Wrap-Up) Insurance Program (indicate: All operations covered by a consolidated wrap-up insurance program);\\nCG 2165, (LA only) Total Pollution Exclusion (with exceptions);\\nCG 2279, Exclusion - Contractors- Professional Liability;\\n\\nCoverage Options:\\n1. Contractors - Home Repair and Remodeling (ASIC-GL-0092) available at a $15,000 limit; charge 10% of the GL premium subject to $250 minimum premium. \\n2. Electronic Data Liability (CG0437) is available for limits of:\\n$10,000 = $100\\n$20,000 = $150\\n$50,000 = $200\\n\",\n \"IsoNotes\": \"\\nThis classification includes incidental shop work.\\nRoofing work shall be separately classified and rated.\\nDuct work in connection with the installation of air conditioning or heating systems by the insured shall be separately classified and rated under the appropriate \\\"Air Conditioning or Heating installation, servicing or repair\\\" classification.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"58922\",\n \"Description\": \"Sheet Metal Work - shop only\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\\nThis classification does not apply to risks which do outside sheet metal work.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"67017\",\n \"Description\": \"Shelters, Mission, Settlement or Halfway House - Not Church or Office Building\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \" \\nClassification contemplates food banks and soup kitchens.\\nSubmit: \\nPhysician Owned Facilities\\nProhibited:\\n1. Birth controls, pregnancy, abortion or counseling clinics\\n2. Court ordered placements\\n3. Detoxification facilities\\n4. Foster homes\\n5. Health care clinics\\n6. Hospice facilities\\n7. Hostels\\n8. Infusion therapy \\n9. Methadone or other drugs used as a part of treatment \\n10. Permanent housing for the developmentally or mentally disabled \\n11. Physical therapy \\n12. Physican employed or contracted on staff \\n13. Psychiatric institutions \\n14. Prisoners on rehabilitation or work release programs \\n15. Swimming Pool not in compliance with the Virginia Graeme Baker Pool and Spa Safety Act\\nRequired Forms: \\nASIC-GL-0053, Fungi or Bacteria Exclusion (required if ASIC-GL-0024 is attached to the policy); \\nASIC-GL-0074, Sexual and/or Physical Abuse Exclusion; \\n\\n\\n\\nCG 2116, Exclusion- Designated Professional Services (indicate Any and all professional exposures);\\nCoverage Options: \\nSexual and/or Physical Abuse (ASIC-GL-0077) included at $25,000/$50,000 limits. Increased limits of $50,000/$100,000 available for a $155 flat charge (If ASIC-GL-0077 is NOT selected, then Sexual and/or Physical Abuse Exclusion (ASIC-GL-0074) is required). \\n\",\n \"IsoNotes\": \"\\nMedical Payments are excluded. Use Exclusion - Medical Payments Coverage (Inmates, Patients Or Prisoners) Endorsement CG 22 52.\\nProfessional services are excluded. Use Exclusion - Counseling Services Endorsement CG 21 57.\\nThis classification includes soup kitchens and similar facilities.\\nRisks which provide consulting services only shall be classified and rated as \\\"Social Services - consulting services only - operated by the private sector\\\".\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"98914\",\n \"Description\": \"Ship Ceiling or Scaling\",\n \"Authority\": \"P/P\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"18078\",\n \"Description\": \"Ship Chandler Stores\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \" \\nRate under applicable manufacturing classification if packaging or selling under own label.\",\n \"IsoNotes\": \"\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"98949\",\n \"Description\": \"Ship Repair or Conversion\",\n \"Authority\": \"P/P\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\\nThis classification is applicable only to risks engaged in general ship repairing or conversion which are to do various kinds of ship repair or conversion work and which undertake such diversified operations as a usual part of their business.\\nThis classification includes yard, shop or the operation of dry docks and marine railways.\\nWork performed on ships by artisan contractors must be assigned to the appropriate classification.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"18109\",\n \"Description\": \"Shoe Repair Shops\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\\nThis classification includes shoe shining and the sale of accessories.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"18110\",\n \"Description\": \"Shoe Stores\",\n \"Authority\": \"A /A\",\n \"CompanyNotes\": \"\\nCoverage Options:\\nElectronic Data Liability (CG0437) available for limits of:\\n$10,000 = $100\\n$20,000 = $150\\n$50,000 = $200\\n\",\n \"IsoNotes\": \"\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"59005\",\n \"Description\": \"Shoe, Boot or Slipper Mfg.\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\nSubmit: \\n1. Prior voluntary or involuntary product recall circumstances of recall required\\n2. Stand-alone products coverage \\nProhibited:\\n1. Children and infants clothing manufacturing\\n2. Discontinued Products/Completed Operations coverage \\nRequired Forms: \\nASIC-GL-0054, Specified Products Liability (required if Products coverage provided); \\nASIC-GL-0064, Exclusion- Cancer; \\nASIC- GL-0086, Injury to Worker Exclusion; \\nCG 2149, Total Pollution Exclusion; \\nCG 2196, Silica or Silica-Related Dust Exclusion \\nCoverage Options: \\nLimited Product Withdrawal Expense Endorsement (CG 0436) available for $7,500 aggregate limit at no additional charge. Indicate \\\"0\\\" for Deductible Amount and Participation Percentage. For the Cut-off Date, indicate the inception date of the first Ategrity policy with continuous renewal coverage with Ategrity to current policy.\\n\",\n \"IsoNotes\": \"\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"67635\",\n \"Description\": \"Shopping Centers - buildings or premises not occupied by the insured (lessor's risk only)\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \" \\n1. Certificates of Insurance must be obtained from all tenants and the insured must be named as Additional Insured on the lessees liability policy\\n2. Flea markets/bazaars refer to Markets - open air (lessor's risk only) - Other than Not-For-Profit (15123)\\n3. Parking area should be separately rated. Refer to Parking classification(s), Parking- public- shopping centers- maintained by the lessee (46606) or Parking- public- shopping centers- maintained by the insured (46007\\nSubmit: \\n1. Bankruptcy and receiverships (Chapter 11 Prohibited)\\n2. Manufacturing operations from any tenant exposure\\nProhibited: \\nBankruptcy Chapter 11\\nRequired Forms: \\nASIC-GL-0144, (IN only) Total Pollution Exclusion Indiana; \\nCG 2144, Limitation of Coverage to Designated Premises or Project; \\nCG 2149, Total Pollution Exclusion (except IN & LA); \\nCG 2165 (LA only), Total Pollution Exclusion (with exceptions); \\n\",\n \"IsoNotes\": \"\\nThis classification does not apply to:\\n- Buildings or portions of buildings occupied by the insured for mercantile or office operations other than such premises which are incidental to the operation of the shopping center\\n- Shopping Centers - indoor malls\\nFor the purpose of this classification a shopping center must consist of at least 5 stores and at least 25,000 square feet of area for automobile parking at each location.\\nThe following shall be separately classified and rated:\\n- Parking area\\n- Events or exhibitions at a shopping center sponsored or operated by the insured\\n- Buildings or premises occupied by the insured and not incidental to the shopping center\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"67634\",\n \"Description\": \"Shopping Centers - indoor malls - buildings or premises not occupied by the insured (lessors risk only)\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \" \\n1. Certificates of Insurance must be obtained from all tenants and the insured must be named as Additional Insured on the lessees liability policy\\n2. Flea markets/bazaars refer to Markets - open air (lessor's risk only) - Other than Not-For-Profit (15123)\\n3. Parking area should be separately rated. Refer to Parking classification(s), Parking- public- shopping centers- maintained by the lessee (46606) or Parking- public- shopping centers- maintained by the insured (46007\\nSubmit: \\n1. Bankruptcy and receiverships (Chapter 11 Prohibited)\\n2. Manufacturing operations from any tenant exposure\\nProhibited: \\nBankruptcy Chapter 11\\nRequired Forms: \\nASIC-GL-0144, (IN only) Total Pollution Exclusion Indiana; \\nCG 2144, Limitation of Coverage to Designated Premises or Project; \\nCG 2149, Total Pollution Exclusion (except IN & LA); \\nCG 2165 (LA only), Total Pollution Exclusion (with exceptions); \\n\",\n \"IsoNotes\": \"\\nThis classification does not apply to buildings or portions of buildings occupied by the insured for mercantile or office operations other than such premises which are incidental to the operation of the mall.\\nFor the purpose of this classification, a shopping center - indoor mall must consist of at least 5 stores with a common indoor passageway between all stores.\\nThe following shall be separately classified and rated:\\n- Parking area\\n- Events or exhibitions at the mall sponsored or operated by the insured\\n- Buildings or premises occupied by the insured and not incidental to the operation of the mall\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"47367\",\n \"Description\": \"Shopping Service #\\n(Rated as Sales or Service Organizations - 47367)\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\n1. Auto coverage must be in place with limits equal or greater than General Liability limits if any Professional non-emergency/miscellaneous transportation services are provided. \\n2. Independent contractors in excess of 50% of the workforce should maintain separate liability coverage with the insured listed as AI. If unable to provide, rate subcontractors as employees. \\n3. Rental or Sales of Medical Equipment or Supplies, refer to Medical, Hospital, and Surgical Equipment and supplies- Rented to Others classification (15300 or 15314) \\nProhibited: \\n1. 15% or more of insureds gross receipts for Professional non-emergency/miscellaneous transportation services \\n2. Birth or postpartum doulas \\n3. Child/Elder care in owned, leased, or rented premise \\n4. Emergency Transportation Services \\n5. Employed or contracted nurse practitioners and/or physicians \\n6. Foster care placement \\n7. Hired and/or Nonowned Auto Coverage\\n8. Medical marijuana caregivers \\n9. Midwives \\n10. Services to Hospitals, clinics, hospice, Physicians office, convalescent/nursing/adult living facilities, jails/prisons, or detention centers. (if employed directly by the patient, then acceptable.) \\n\\n11. Subcontractors are paid by the client/patient rather than the insured\\n12. Uninsured independent contractors \\nRequired Forms:\\nASIC-GL-0045, Marijuana/Cannabis Liability Exclusion;\\nASIC-GL-0053, Fungi or Bacteria Exclusion (required if ASIC-GL-0024 is attached to the policy); \\nASIC-GL-0062, Communicable Disease Exclusion; \\nASIC-GL-0074, Sexual and/or Physical Abuse Exclusion; \\nASIC-GL-0102, Physicians, Surgeons, Psychiatrists and Paramedics Exclusions;\\nASIC-GL-0126, Exclusion of Bodily Injury to Passengers;\\nCG 2116, Exclusion- Designated Professional Services (indicate Any and all professional exposures);\\nCG 2244, Exclusion- Services Furnished by Healthcare providers;\\nCoverage Options:\\n1. Errors and Omissions Coverage (ASIC-GL-0024) is included at limits equal to the General Liability limit (If ASIC-GL-0024 is NOT selected, then Exclusion- Designated Professional Services (CG 2116) is required). \\n2. Sexual and/or Physical Abuse (ASIC-GL-0077) included at $25,000/$50,000 limits. Increased limits of $50,000/$100,000 available for a $155 flat charge (If ASIC-GL-0077 is NOT selected, then Sexual and/or Physical Abuse Exclusion (ASIC-GL-0074) is required). \\n\",\n \"IsoNotes\": \"\\nThis classification applies only to risks the majority of whose employees are chiefly engaged away from premises owned, rented or controlled by the insured as (1) salespersons, canvassers or (2) employees furnished at a charge to perform services for others, namely clerical office employees, collectors, messengers, draftspersons, auditors, accountants and models.\\nFor premium computation purposes, payroll is limited to such employees only. Do not include the payroll of employees engaged principally in inside activities at the insured premises.\\nThe following types of firms shall be separately classified and rated:\\n- Architectural\\n- Engineering\\n- Legal\\n- Medical\\n- Computer consulting\\n- Consulting\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"98967\",\n \"Description\": \"Siding Installation\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\nSubmit:\\n1. Construction defect claims- past or present\\n2. Gas, oil or chemical plant operations\\n3. General contractor operations- past or present \\n4. Multiple named insureds and joint ventures\\nProhibited:\\n1. Asbestos or hazardous waste removal by insured or subcontractors\\n2. Condominiums or townhouse operations \\n3. Fire and Water restoration operations \\n4. Hired and/or Nonowned Auto Coverage\\n5. Mold and spore treatment or removal operations\\n6. Underpinning or soil stabilization operations\\nRequired Forms:\\nASIC-GL-0031, Continuing or Ongoing Damage Exclusion;\\nASIC-GL-0086, Injury to Worker Exclusion;\\nASIC-GL-0144, (IN only) Total Pollution Exclusion - Indiana;\\nCG 2149, Total Pollution Exclusion (except IN and LA);\\nCG 2154, Exclusion - Designated Operations Covered by a Consolidated (Wrap-Up) Insurance Program (indicate: All operations covered by a consolidated wrap-up insurance program);\\nCG 2165, (LA only) Total Pollution Exclusion (with exceptions);\\nCG 2279, Exclusion - Contractors- Professional Liability;\\n\\nCoverage Options:\\n1. Contractors - Home Repair and Remodeling (ASIC-GL-0092) available at a $15,000 limit; charge 10% of the GL premium subject to $250 minimum premium. \\n2. Electronic Data Liability (CG0437) is available for limits of:\\n$10,000 = $100\\n$20,000 = $150\\n$50,000 = $200\\n\",\n \"IsoNotes\": \"\\nWood siding installation shall be separately classified and rated as \\\"Carpentry\\\".\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"98993\",\n \"Description\": \"Sign Erection, Installation or Repair\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\nSubmit:\\n1. Gas, oil or chemical plant operations \\n2. Multiple named insureds and joint ventures\\nProhibited:\\n1. Asbestos or hazardous waste removal by insured or subcontractors\\n2. Fire and Water restoration operations \\n3. Hired and/or Nonowned Auto Coverage\\n4. Mold and spore treatment or removal operations\\nRequired Forms:\\nASIC-GL-0031, Continuing or Ongoing Damage Exclusion;\\nASIC-GL-0086, Injury to Worker Exclusion;\\nASIC-GL-0101, Earth or Land Movement Exclusion;\\nASIC-GL-0144, (IN only) Total Pollution Exclusion - Indiana;\\nCG 2149, Total Pollution Exclusion (except IN and LA);\\nCG 2165, (LA only) Total Pollution Exclusion (with exceptions);\\nCG 2279, Exclusion - Contractors- Professional Liability;\\nCoverage Options:\\n1. Contractors - Home Repair and Remodeling (ASIC-GL-0092) available at a $15,000 limit; charge 10% of the GL premium subject to $250 minimum premium. \\n2. Electronic Data Liability (CG0437) is available for limits of:\\n$10,000 = $100\\n$20,000 = $150\\n$50,000 = $200\",\n \"IsoNotes\": \"\\nThis classification includes shop operations.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"59057\",\n \"Description\": \"Sign Mfg. - electrical\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\nSign erection, installation and repair exposures refer to Sign installation, service and repair (98993)\\nSubmit: \\n1. Prior voluntary or involuntary product recall circumstances of recall required\\n2. Stand-alone products coverage \\nProhibited:\\nDiscontinued Products/Completed Operations coverage \\nELPS:\\nELP - Products - .96\\nRequired Forms: \\nASIC-GL-0054, Specified Products Liability (required if Products coverage provided); \\nASIC-GL-0064, Exclusion- Cancer; \\nASIC-GL-0086, Injury to Worker Exclusion; \\nCG 2149, Total Pollution Exclusion; \\nCG 2196, Silica or Silica-Related Dust Exclusion;\\nCoverage Options: \\nLimited Product Withdrawal Expense Endorsement (CG 0436) available for $7,500 aggregate limit at no additional charge. Indicate \\\"0\\\" for Deductible Amount and Participation Percentage. For the Cut-off Date, indicate the inception date of the first Ategrity policy with continuous renewal coverage with Ategrity to current policy.\\n\",\n \"IsoNotes\": \"\\nSign erection, installation or repair shall be separately classified and rated.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"59058\",\n \"Description\": \"Sign Mfg. - other than electrical - NOC\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\nSign erection, installation and repair exposures refer to Sign installation, service and repair classification (98993)\\nSubmit: \\n1. Prior voluntary or involuntary product recall circumstances of recall required\\n2. Stand-alone products coverage \\nProhibited:\\nDiscontinued Products/Completed Operations coverage \\nELPS:\\nELP - Products - .57\\nRequired Forms: \\nASIC-GL-0054, Specified Products Liability (required if Products coverage provided); \\nASIC-GL-0064, Exclusion- Cancer; \\nASIC-GL-0086, Injury to Worker Exclusion; \\nCG 2149, Total Pollution Exclusion; \\nCG 2196, Silica or Silica-Related Dust Exclusion; \\nCoverage Options: \\nLimited Product Withdrawal Expense Endorsement (CG 0436) available for $7,500 aggregate limit at no additional charge. Indicate \\\"0\\\" for Deductible Amount and Participation Percentage. For the Cut-off Date, indicate the inception date of the first Ategrity policy with continuous renewal coverage with Ategrity to current policy.\",\n \"IsoNotes\": \"\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"99003\",\n \"Description\": \"Sign Painting or Lettering - inside of buildings\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\nSubmit:\\n1. Gas, oil or chemical plant operations \\n2. Multiple named insureds and joint ventures\\nProhibited:\\n1. Asbestos or hazardous waste removal by insured or subcontractors\\n2. Fire and Water restoration operations \\n3. Hired and/or Nonowned Auto Coverage\\n4. Mold and spore treatment or removal operations\\nRequired Forms:\\nASIC-GL-0031, Continuing or Ongoing Damage Exclusion;\\nASIC-GL-0086, Injury to Worker Exclusion;\\nASIC-GL-0144, (IN only) Total Pollution Exclusion - Indiana;\\nCG 2149, Total Pollution Exclusion (except IN and LA);\\nCG 2165, (LA only) Total Pollution Exclusion (with exceptions);CG 2149, Total Pollution Exclusion Endorsement;\\nCG 2279, Exclusion - Contractors- Professional Liability;\\nCoverage Options:\\n1. Contractors - Home Repair and Remodeling (ASIC-GL-0092) available at a $15,000 limit; charge 10% of the GL premium subject to $250 minimum premium. \\n2. Electronic Data Liability (CG0437) is available for limits of:\\n$10,000 = $100\\n$20,000 = $150\\n$50,000 = $200\",\n \"IsoNotes\": \"\\nThis classification includes shop operations and the existence hazard of signs located away from the insured's premises.\\nFor spray painting operations, a property damage deductible of $250.00 per claim applies. Use Deductible Liability Insurance Endorsement CG 03 00.\\nThis is an N.P.D. classification with \\\"Advertising Sign Companies - outdoor\\\" or \\\"Sign Erection or Repair\\\".\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"99004\",\n \"Description\": \"Sign Painting or Lettering - on buildings or structures\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\nSubmit:\\n1. Gas, oil or chemical plant operations \\n2. Multiple named insureds and joint ventures\\nProhibited:\\n1. Asbestos or hazardous waste removal by insured or subcontractors\\n2. Fire and Water restoration operations \\n3. Hired and/or Nonowned Auto Coverage\\n4. Mold and spore treatment or removal operations\\nRequired Forms:\\nASIC-GL-0031, Continuing or Ongoing Damage Exclusion;\\nASIC-GL-0086, Injury to Worker Exclusion;\\nASIC-GL-0144, (IN only) Total Pollution Exclusion - Indiana;\\nCG 2149, Total Pollution Exclusion (except IN and LA);\\nCG 2165, (LA only) Total Pollution Exclusion (with exceptions);\\nCG 2279, Exclusion - Contractors- Professional Liability;\\nCoverage Options:\\n1. Contractors - Home Repair and Remodeling (ASIC-GL-0092) available at a $15,000 limit; charge 10% of the GL premium subject to $250 minimum premium. \\n2. Electronic Data Liability (CG0437) is available for limits of:\\n$10,000 = $100\\n$20,000 = $150\\n$50,000 = $200\",\n \"IsoNotes\": \"\\nThis classification includes shop operations and the existence hazard of signs located away from the insured's premises.\\nFor spray painting operations, a property damage deductible of $250.00 per claim applies. Use Deductible Liability Insurance Endorsement CG 03 00.\\nThis is an N.P.D. classification with \\\"Advertising Sign Companies - outdoor\\\" or \\\"Sign Erection or Repair\\\".\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"48177\",\n \"Description\": \"Skating Rinks - ice\",\n \"Authority\": \"S/S\",\n \"CompanyNotes\": \" \\nMinimum Deductible $2,500. \\nELPS:\\nELP - Prem Ops - 50.00 \",\n \"IsoNotes\": \"\\nMedical Payments are excluded. Use Exclusion - Coverage C - Medical Payments Endorsement CG 21 35.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"48178\",\n \"Description\": \"Skating Rinks - roller\",\n \"Authority\": \"S/S\",\n \"CompanyNotes\": \" \\n$2,500 minimum deductible.\\nProhibited:\\nSkate board and in-line skate parks. \\nELPS:\\nELP - Prem Ops - 60.00\\n\",\n \"IsoNotes\": \"\\nMedical Payments are excluded. Use Exclusion - Coverage C - Medical Payments Endorsement CG 21 35.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"48206\",\n \"Description\": \"Skeet Shooting or Trap Shooting Ranges\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\n1. Hunting Preserve exposure, separately classify and rate Skeet Shooting or Trap Shooting Ranges classification (48206).\\n2. Land in excess of 10,000 acres, refer to Vacant Land classification (49452). \\n3. Outfitters or Hunting Guides, refer to Guides or Outfitters classification (44222). \\n4. Retail, refer to Sporting Goods or Athletic Equipment Stores classification (18206).\\n5. Supplemental application required\\nProhibited:\\n1. Ammunition Reloading \\n2. Archery Tag\\n3. Eye protection- not required \\n4. Gunsmith operations \\n5. Minors without parent/guardian supervision \\n6. Outdoor exposures in populated areas \\n7. Waivers/hold harmless- not required \\n8. Warning signs- not required \\n9. Wilderness/Survival Camps \\nELPS: \\nELP- Prem Ops- 2.50 \\nRequired Forms:\\nASIC-GL-0060, Classification Limitation;\\nASIC-GL-0124, Limitation of Coverage to Designated Premises;\\nCG 2149, Total Pollution Exclusion;\\n\\n\\n\",\n \"IsoNotes\": \"\\nSale of firearms and ammunition shall be separately classified and rated.\\nBasis of premium is each range.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"48252\",\n \"Description\": \"Ski Lifts, Tows or Runs\",\n \"Authority\": \"P/P\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\\nMedical Payments are excluded. Use Exclusion - Coverage C - Medical Payments Endorsement CG 21 35.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"59188\",\n \"Description\": \"Slate Milling\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \" \\nRequired Forms:\\nCG 2196, Silica or Silica-Related Dust Exclusion;\",\n \"IsoNotes\": \"\\nThe following shall be separately classified and rated:\\n- Quarrying\\n- Slate splitting\\n- Slate roofing manufacturing\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"59189\",\n \"Description\": \"Slate Splitting or Slate Roofing Mfg.\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \" \\nRequired Forms: \\nASIC-GL-0054, Specified Products Liability (if products are written); \\nCG 2196, Silica or Silica-Related Dust Exclusion; \\n\",\n \"IsoNotes\": \"\\nThis classification includes quarrying.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"99310\",\n \"Description\": \"Snow and Ice Removal - Contractor\",\n \"Authority\": \"P/P\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\\nIf snow and ice removal is performed by an automobile, use Snowplowing Operations Coverage Endorsement CG 22 92. Include the payroll of the drivers and their helpers.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"48441\",\n \"Description\": \"Soap Box Derbies\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\n1. 100% minimum earned premium \\n2. Event Planners rate under the Event, Party or Wedding Planners classification (44280)\\n3. First Aid facilities must be provided\\nProhibited: \\n1. Certificates of insurance not obtained from all vendors and amusement device operators naming the insured as Additional Insured. \\n2. Electronic music festivals, gothic, heavy metal, hard core rap or hip-hop bands or performers\\n3. Entertainers or performers as additional insureds \\n4. Hired and/or Nonowned Auto Coverage \\n5. Inflatable amusement devices owned and/or operated or supervised by the insured \\nRequired Forms: \\nASIC-GL-0066, Assault and Battery Exclusion; \\nASIC-GL-0079, Total Liquor Exclusion; \\nASIC-GL-0114, Special Event Participant Exclusion (if indicated by event);\\nCG 2116, Exclusion- Designated Professional Services (indicate \\\"Any and all professional exposures\\\" on coverage form);\\nCG 2144, Limitation of Coverage to Designated Premises or Project;\\nOptional Forms: :\\nASIC-GL-0035, Special Event Coverage Mobile Equipment Redefined (required for motor vehicle events);\\nASIC-GL-0059, Amusement Ride Exclusion;\",\n \"IsoNotes\": \"\\nCoverage does not apply to bodily injury and medical payments to participants in athletic contests sponsored by the insured. Use Exclusion - Athletic Or Sports Participants Endorsement CG 21 01. If coverage is desired, refer to company.\\nSoap box derbies with seating arrangements shall be referred to company.\\nBasis of premium is each contestant.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"59223\",\n \"Description\": \"Soap Mfg.\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\nProhibited: \\n1. Children's and infants products\\n2. Medicinal uses \\n\",\n \"IsoNotes\": \"\\nThis classification applies to the manufacturing of bar soap, granulated, powdered and sprayed soaps, soap chips, flakes and liquid soap.\\nDetergent manufacturing shall be separately classified and rated.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"48558\",\n \"Description\": \"Social Gatherings and Meetings - on premises not owned or operated by the insured - Not-For- Profit only\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\\nThis classification includes concerts, dances, outings, picnics and theatrical performances.\\nSocial gatherings or meetings for periods of four days or more shall be referred to company.\\nBasis of premium is each location.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"48557\",\n \"Description\": \"Social Gatherings and Meetings - on premises not owned or operated by the insured - Other than Not-For- Profit\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\\nThis classification includes concerts, dances, outings, picnics and theatrical performances.\\nSocial gatherings or meetings for periods of four days or more shall be referred to company.\\nBasis of premium is each location.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"48600\",\n \"Description\": \"Social Services - consulting services only - operated by the private sector.\",\n \"Authority\": \"P/P\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\\nThis classification does not apply to soup kitchens or shelters of any kind operated by the insured. Operations of this nature shall be separately classified and rated. Coverage for liability arising out of advice provided to others is excluded. Use Exclusion - Counseling Services Endorsement CG 21 57.\\nFor premium computation purposes, include the area of private garages.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"99080\",\n \"Description\": \"Solar Energy Contractors\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \" \\n1. Subcontracted work in excess of 40%, refer to Contractors - executive supervisors or executive superintendents (91580). \\n2. Supplemental application required\\nProhibited:\\n1. 30 or more wind turbine towers/structures at a single location \\n2. Biodiesel contractors and/or facilities \\n3. Biomass contractors and/or facilities \\n4. Construction or maintenance for turbines that produce more than 150 kilowatts of power \\n5. Geothermal energy contactors and/or facilities \\n6. Hired and/or Nonowned Auto Coverage \\n7. Hydro energy contractors and/or facilities \\n8. Manufacturing and/or importing of equipment and parts \\n9. Off-shore operations \\n10. Operations involving wind turbine/tower structures in excess of 250 ft \\nCredits and Surcharges:\\nSolar thermal steam generating exposures- apply 15% surcharge to rate \\n\\nRequired Forms:\\nASIC-GL-0011, (NY only) Employee and Worker Injury and Liability Exclusion (do not attach CG 2139 or CG 2426 with ASIC-GL-0011);\\nASIC-GL-0031, Continuing or Ongoing Damage Exclusion; \\nASIC-GL-0086, Injury to Worker Exclusion;\\nASIC-GL-0101, Earth or Land Movement Exclusion; \\nCG 2149, Total Pollution Exclusion;\\nCG 2154, Exclusion- Designated Operations Covered by a Consolidated (Wrap-Up);\\nCG 2196, Silica or Silica-Related Dust Exclusion; \\nCG 2250, Exclusion-Failure to Supply; \\nCG 2279, Exclusion-Contractors-Professional Liability; \\nOptional Forms: :\\nASIC-GL-0095, Absolute Employee and Worker Injury and Liability Exclusion (do not attach CG 2139 or CG 2426 with ASIC-GL-0095); \\nASIC-GL-0011, Employee and Worker Injury and Liability Exclusion (do not attach CG 2139 or CG 2426 with ASIC-GL-0011);\\nCG 2503, Designated Construction Project(s) General Aggregate Limit; \\n\",\n \"IsoNotes\": \"\\nThis classification applies to all works including heating, cooling and power generation.\\nThe following shall be separately classified and rated:\\n- Insulation of buildings or dwelling\\n- Sales of solar heating/energy equipment\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"13461\",\n \"Description\": \"Solar Energy Equipment Dealers or Distributors only\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \" \\n1. Subcontracted work in excess of 40%, refer to Contractors - executive supervisors or executive superintendents (91580). \\n2. Supplemental application required\\nProhibited:\\n1. 30 or more wind turbine towers/structures at a single location \\n2. Biodiesel contractors and/or facilities \\n3. Biomass contractors and/or facilities \\n4. Construction or maintenance for turbines that produce more than 150 kilowatts of power \\n5. Geothermal energy contactors and/or facilities \\n6. Hired and/or Nonowned Auto Coverage \\n7. Hydro energy contractors and/or facilities \\n8. Manufacturing and/or importing of equipment and parts \\n9. Off-shore operations \\n10. Operations involving wind turbine/tower structures in excess of 250ft \\nCredits and Surcharges:\\nSolar thermal steam generating exposures- apply 15% surcharge to rate\\n\\nELPS:\\nELP - Prem Ops - .09\\nELP - Products - .17 \\nRequired Forms:\\nASIC-GL-0011, (NY only) Employee and Worker Injury and Liability Exclusion (do not attach CG 2139 or CG 2426 with ASIC-GL-0011);\\nASIC-GL-0031, Continuing or Ongoing Damage Exclusion; \\nASIC-GL-0086, Injury to Worker Exclusion;\\nASIC-GL-0101, Earth or Land Movement Exclusion; \\nCG 2149, Total Pollution Exclusion;\\nCG 2154, Exclusion- Designated Operations Covered by a Consolidated (Wrap-Up);\\nCG 2196, Silica or Silica-Related Dust Exclusion; \\nCG 2250, Exclusion-Failure to Supply; \\nCG 2279, Exclusion-Contractors-Professional Liability; \\nOptional Forms: : \\nASIC-GL-0095, Absolute Employee and Worker Injury and Liability Exclusion (do not attach CG 2139 or CG 2426 with ASIC-GL-0095); \\nASIC-GL-0011, Employee and Worker Injury and Liability Exclusion (do not attach CG 2139 or CG 2426 with ASIC-GL-0011);\\nCG 2503, Designated Construction Project(s) General Aggregate Limit; \\n\",\n \"IsoNotes\": \"\\nInstallation, servicing or repair of solar energy systems shall be separately classified and rated.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"55014\",\n \"Description\": \"Solar Energy Equipment Manufacturing\",\n \"Authority\": \"S/S\",\n \"CompanyNotes\": \"\\nELPS:\\nELP - Prem Ops - .17\\nELP - Products - .72\",\n \"IsoNotes\": \"\\nInstallation, servicing or repair of solar energy systems shall be separately classified and rated.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"99081\",\n \"Description\": \"Solar Energy Farms\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \" \\n1. Subcontracted work in excess of 40%, refer to Contractors - executive supervisors or executive superintendents (91580). \\n2. Supplemental application required\\nProhibited:\\n1. 30 or more wind turbine towers/structures at a single location \\n2. Biodiesel contractors and/or facilities \\n3. Biomass contractors and/or facilities \\n4. Construction or maintenance for turbines that produce more than 150 kilowatts of power \\n5. Geothermal energy contactors and/or facilities \\n6. Hired and/or Nonowned Auto Coverage \\n7. Hydro energy contractors and/or facilities \\n8. Manufacturing and/or importing of equipment and parts \\n9. Off-shore operations \\n10. Operations involving wind turbine/tower structures in excess of 250ft \\nCredits and Surcharges:\\nSolar thermal steam generating exposures- apply 15% surcharge to rate\\n\\nELPS:\\nELP - Prem Ops:\\nAll states except LA - 4.80;\\nLA - 19.70 \\nRequired Forms:\\nASIC-GL-0011, (NY only) Employee and Worker Injury and Liability Exclusion (do not attach CG 2139 or CG 2426 with ASIC-GL-0011);\\nASIC-GL-0031, Continuing or Ongoing Damage Exclusion; \\nASIC-GL-0086, Injury to Worker Exclusion;\\nASIC-GL-0101, Earth or Land Movement Exclusion; \\nCG 2149, Total Pollution Exclusion;\\nCG 2154, Exclusion- Designated Operations Covered by a Consolidated (Wrap-Up);\\nCG 2196, Silica or Silica-Related Dust Exclusion; \\nCG 2250, Exclusion-Failure to Supply; \\nCG 2279, Exclusion-Contractors-Professional Liability; \\nOptional Forms: : \\nASIC-GL-0095, Absolute Employee and Worker Injury and Liability Exclusion (do not attach CG 2139 or CG 2426 with ASIC-GL-0095); \\nASIC-GL-0011, Employee and Worker Injury and Liability Exclusion (do not attach CG 2139 or CG 2426 with ASIC-GL-0011);\\nCG 2503, Designated Construction Project(s) General Aggregate Limit; \\n\\n\",\n \"IsoNotes\": \"\\nThis classification applies to risks that generate energy for others primarily through the use of solar energy systems.\\nThis classification includes maintenance and new construction except for the construction of buildings.\\nThis classification excludes injury and damage resulting from brownouts or blackouts. Use Exclusion - Failure To Supply Endorsement CG 22 50.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"97502\",\n \"Description\": \"Solar Energy Systems - Existence hazard only (lessor's risk only)\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \" \\n1. Flat charge of $175 per solar energy system.\\n2. No additional charge required if located on premises insured with Ategrity.\\n3. Subcontracted work in excess of 40%, refer to Contractors - executive supervisors or executive superintendents(91580). \\n4. Supplemental application required\\nProhibited:\\n1. 30 or more wind turbine towers/structures at a single location \\n2. Biodiesel contractors and/or facilities \\n3. Biomass contractors and/or facilities \\n4. Construction or maintenance for turbines that produce more than 150 kilowatts of power \\n5. Geothermal energy contactors and/or facilities \\n6. Hired and/or Nonowned Auto Coverage \\n7. Hydro energy contractors and/or facilities \\n8. Manufacturing and/or importing of equipment and parts \\n\\n9. Off-shore operations \\n10. Operations involving wind turbine/tower structures in excess of 250 ft \\nCredits and Surcharges:\\nSolar thermal steam generating exposures- apply 15% surcharge to rate \\nRequired Forms:\\nASIC-GL-0011, (NY only) Employee and Worker Injury and Liability Exclusion (do not attach CG 2139 or CG 2426 with ASIC-GL-0011);\\nASIC-GL-0031, Continuing or Ongoing Damage Exclusion; \\nASIC-GL-0086, Injury to Worker Exclusion;\\nASIC-GL-0101, Earth or Land Movement Exclusion; \\nCG 2149, Total Pollution Exclusion;\\nCG 2154, Exclusion- Designated Operations Covered by a Consolidated (Wrap-Up);\\nCG 2196, Silica or Silica-Related Dust Exclusion; \\nCG 2250, Exclusion-Failure to Supply; \\nCG 2279, Exclusion-Contractors-Professional Liability; \\nOptional Forms: : \\nASIC-GL-0095, Absolute Employee and Worker Injury and Liability Exclusion (do not attach CG 2139 or CG 2426 with ASIC-GL-0095); \\nASIC-GL-0011, Employee and Worker Injury and Liability Exclusion (do not attach CG 2139 or CG 2426 with ASIC-GL-0011);\\nCG 2503, Designated Construction Project(s) General Aggregate Limit; \\n\",\n \"IsoNotes\": \"\\nBasis of premium is each solar energy system.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"97501\",\n \"Description\": \"Solar Energy Systems - Existence hazard only (owner- operated)\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \" \\n1. Flat charge of $175 per solar energy system.\\n2. No additional charge required if located on premises insured with Ategrity.\",\n \"IsoNotes\": \"\\nThis classification applies to risks that operate a solar energy system(s) on their premises primarily to generate energy for their own use.\\nBasis of premium is each solar energy system.\\nThis classification excludes injury and damage resulting from brownouts or blackouts. Use Exclusion - Failure To Supply Endorsement CG 22 50.\\nInstallation, servicing or repair of solar energy systems shall be separately classified and rated.\\nSolar energy farms shall be separately classified and rated.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"18200\",\n \"Description\": \"Spas or Personal Enhancement Facilities\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\nPermanent make-up in excess of 20% of gross sales (refer to Tattoo Parlors (18570)\\nProhibited:\\n1. Acne scar treatment\\n2. Botox Injections\\n3. Cellulite Reduction\\n4. Chemical peels/ Deep peels utilizing Phenol \\n5. Cosmetic Injections\\n6. Dental Spas \\n7. Ear Candling\\n8. Eye Lash Tinting \\n9. Eye Lash Lift \\n10. Hair Implants\\n11. Hormone Therapy/ Therapy Treatments\\n12. Laser Hair Removal/ Photofacial in excess of 30% gross sales\\n13. Manufacturing of Hair or Skin Care Products \\n14. Med Spas \\n15. Micro-Needle Therapy \\n16. Podiatry Detoxification\\n17. Prenatal Massage \\n18. Vitamins and/or Supplements \\n19. Weight Loss Services \\nCredits and Surcharges:\\nMedium Chemical Peels, surcharge Premise and Products General Liability rates by 20% \\n\\nELPS:\\nELP- Prem Ops- 2.50 \\nRequired Forms:\\nASIC-GL-0053, Fungi or Bacteria Exclusion (required if ASIC-GL-0024 is attached to the policy); \\nASIC-GL-0062, Communicable Disease Exclusion; \\nASIC-GL-0064, Exclusion- Cancer;\\nASIC-GL-0074, Sexual and/or Physical Abuse Exclusion; \\nASIC-GL-0102, Physicians, Surgeons, Psychiatrists and Paramedics Exclusion; \\nCG 2116, Exclusion- Designated Professional Services (indicate Any and all professional exposures);\\nCG 2146, Abuse or Molestation Exclusion;\\nCG 2290, Professional Liability Exclusion- Spas or Personal Enhancement Facilities; \\nCoverage Options: \\n1. Errors and Omissions Coverage (ASIC-GL-0024) is offered at limits equal to the General Liability limit. Charge 10% of the General Liability premium subject to a minimum $100 charge (do not attach ASIC-GL-0024 with CG 2116).\\n2. Sexual and/or Physical Abuse (ASIC-GL-0077) included at $25,000/$50,000 limits. Increased limits of $100,000/$100,000 available for a $200 flat charge. (If ASIC-GL-0077 is NOT selected, then Sexual and/or Physical Abuse Exclusion (ASIC-GL-0074) is required). \\n\",\n \"IsoNotes\": \"\\nThis classification applies to risks which provide personal services to persons for the purposes of body and/or mind enhancement by means of relaxation, exercise or special diet. The application of this classification is not limited to those risks maintaining lodging facility for their customers. Professional services are excluded. Use Professional Liability - Spas Or Personal Enhancement Facilities Endorsement CG 22 90.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"66561\",\n \"Description\": \"Speech Therapists #\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\n1. $500 minimum premium when occurrence limits are $500,000 or less. \\n2. Coverage restricted to premise liability only- OL&T.\\n3. Professional coverage must be in place. \\nSubmit:\\nAdditional Interests other than landlords. \\nRequired Forms:\\nASIC-GL-0062, Communicable Disease Exclusion;\\nASIC-GL-0139, Total Products Exclusion with Designated Premises Limitation; \\nCG 2116, Professional Liability Exclusion;\\nCG 2139 Exclusion- Personal and Advertising Injury \\n\",\n \"IsoNotes\": \"\\nProfessional services are excluded. Use Exclusion - Services Furnished By Health Care Providers Endorsement CG 22 44.\\nIf professional coverage is desired, classify and rate in accordance with the Professional Liability Division.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"59257\",\n \"Description\": \"Sponge Processing\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"18205\",\n \"Description\": \"Sporting Goods or Athletic Equipment Distributors\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\n1. Separately classify and rate installation, service or repair operations.\\n2. Separately class and rate retail sales, including internet retail sales, that exceed 20% of gross sales.\\nSubmit:\\nManufacturers representatives\\nProhibited:\\n1. Assembling operations\\n2. Foreign Products (refer to appropriate manufacturing class)\\n3. Hired and/or Nonowned Auto Coverage\\n4. Importers\\n5. Manufacturers as additional insureds\\n6. Products manufactured/designed by or for the insured\\n7. Relabeling or repackaging of products \\n8. Sale of used products/equipment \\nRequired Forms:\\nASIC-GL-0087, Scheduled Products Exclusion;\\n.\\n\",\n \"IsoNotes\": \"\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"59306\",\n \"Description\": \"Sporting Goods or Athletic Equipment Mfg.\",\n \"Authority\": \"S/S\",\n \"CompanyNotes\": \" \\nELPS:\\nELP - Products - 2.30\",\n \"IsoNotes\": \"\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"18206\",\n \"Description\": \"Sporting Goods or Athletic Equipment Stores\",\n \"Authority\": \"A /A\",\n \"CompanyNotes\": \"\\nSubmit:\\n1. Fireworks sales\\n3. Ski and snowboard rental in excess of 15% of gross sales\\nProhibited:\\n1. Ammunition reloading\\n2. Gun repair\\n3. Gun sales in excess of 15% of total sales\\n4. Sale of electronic/vapor cigarettes and /or liquids or vapors for same in excess of 15% of gross receipts\\n5. Sale of marijuana/cannabis or products containing marijuana/cannabis\\nRequired Forms:\\nASIC-GL-0097, Tobacco or Nicotine Products Health Hazard Exclusion;\\nCoverage Options:\\nElectronic Data Liability (CG 0437) available for limits of:\\n$10,000 = $100\\n$20,000 = $150\\n$50,000 = $200\\n\",\n \"IsoNotes\": \"\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"48610\",\n \"Description\": \"Sports or Outdoor Activities - commercially operated\",\n \"Authority\": \"S/S\",\n \"CompanyNotes\": \" \\nRequired Forms: \\nASIC-GL-0074, Sexual and/or Physical Abuse Exclusion; \\nCoverage Options: \\nSexual and/or Physical Abuse Liability Coverage (ASIC-GL-0077) is included at $25,000/$50,000 limits (If ASIC-GL-0077 is NOT selected, then Sexual and/or Physical Abuse Exclusion (ASIC-GL-0074) is required).\\n\",\n \"IsoNotes\": \"\\nThis classification applies to risks which organize and operate outdoor sports activities open to general public. Activities include, but are not limited to, bicycle riding tours, rollerblading excursions, mountain hiking or climbing, or scuba diving. This classification does not apply to those risks which provide guide and/or outfitting services only. Such risks shall be classified and rated as \\\"Guides and Outfitters\\\".\\nThe following shall be separately classified and rated:\\n- Sales of sporting equipment or outfits\\n- Swimming pools\\n- Bathing beaches\\nBasis of premium is each activity day.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"99111\",\n \"Description\": \"Stables - boarding, livery or racing\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\nProhibited:\\n1. Racing stables \\n2. Riding instruction\\n3. Saddle animals for hire\\nRequired Forms:\\nASIC-GL-0073, Stable Animal Liability Exclusion; \\nASIC-GL-0124, Limitation of Coverage to Designated Premises;\\n\",\n \"IsoNotes\": \"\\nThe following shall be separately classified and rated:\\n- Sale of animals\\n- Riding stables or academies\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"48638\",\n \"Description\": \"Stadiums - operated by insured - Not-For- Profit\",\n \"Authority\": \"S/S\",\n \"CompanyNotes\": \" \\nRequired Forms:\\nCG 2101, Athletic or Sports Participants Exclusion;\",\n \"IsoNotes\": \"\\nThis classification includes use for games or exhibitions of all descriptions.\\nStadiums operated without admission charges shall be referred to company.\\nCoverage does not apply to bodily injury and medical payments to participants in athletic contests sponsored by the insured. Use Exclusion - Athletic Or Sports Participants Endorsement CG 21 01.\\nWhen this classification is written in conjunction with a \\\"School\\\" or \\\"College\\\" classification, do not use Exclusion - Athletic Or Sports Participants Endorsement CG 21 01.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"48637\",\n \"Description\": \"Stadiums - operated by insured - Other than Not-For- Profit\",\n \"Authority\": \"S/S\",\n \"CompanyNotes\": \" \\nRequired Forms:\\nCG 2101, Athletic or Sports Participants Exclusion;\",\n \"IsoNotes\": \"\\nThis classification includes use for games or exhibitions of all descriptions.\\nStadiums operated without admission charges shall be referred to company.\\nCoverage does not apply to bodily injury and medical payments to participants in athletic contests sponsored by the insured. Use Exclusion - Athletic Or Sports Participants Endorsement CG 21 01.\\nWhen this classification is written in conjunction with a \\\"School\\\" or \\\"College\\\" classification, do not use Exclusion - Athletic Or Sports Participants Endorsement CG 21 01.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"18335\",\n \"Description\": \"Stationery or Paper Products Stores\",\n \"Authority\": \"A /A\",\n \"CompanyNotes\": \"\\nProhibited:\\n1. Sale of electronic/vapor cigarettes and /or liquids or vapors for same in excess of 15% of gross receipts\\n2. Sale of marijuana/cannabis or products containing marijuana/cannabis\\nRequired Forms:\\nASIC-GL-0097, Tobacco or Nicotine Products Health Hazard Exclusion\\nCoverage Options:\\nElectronic Data Liability (CG0437) available for limits of:\\n$10,000 = $100\\n$20,000 = $150\\n$50,000 = $200\\n\",\n \"IsoNotes\": \"\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"99160\",\n \"Description\": \"Steam Heating or Steam Power Companies\",\n \"Authority\": \"P/P\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\\nThis classification includes maintenance and new construction except for the construction of buildings.\\nThis classification excludes injury or damage resulting from a failure to supply. Use Exclusion - Failure To Supply Endorsement CG 22 50.\\nThe following shall be separately classified and rated:\\n- Construction of new buildings\\n- Store operations\\n- Fixtures and appliances rented to others\\n- Installation, service or repair of appliances\\nFor premium computation purposes include the payroll of outside salespersons and meter readers.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"99163\",\n \"Description\": \"Steam Mains or Connections Construction\",\n \"Authority\": \"P/P\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\\nThis classification includes all operations except tunneling other than at street crossings and blasting operations.\\nN.P.D. with Steam Heating or Steam Power Companies.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"99165\",\n \"Description\": \"Steam Pipe or Boiler Insulation\",\n \"Authority\": \"P/P\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\\nThis classification includes applying cork, asbestos or other nonconducting material and shop operations.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"59378\",\n \"Description\": \"Steel Wool or Wire Wool Mfg.\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"99222\",\n \"Description\": \"Stevedoring\",\n \"Authority\": \"P/P\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"99220\",\n \"Description\": \"Stevedoring - by hand or by means of hand trucks exclusively - no hoisting of cargo\",\n \"Authority\": \"P/P\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\\nPremises/operations under this classification includes completed operations coverage for occurrences not on board vessels. Use Stevedoring Operations Limited Completed Operations Coverage Endorsement CG 22 63.\\nThis is an N.P.D. classification in connection with the loading or unloading of any one vessel.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"99221\",\n \"Description\": \"Stevedoring - handling explosives or ammunition - under contract\",\n \"Authority\": \"P/P\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\\nPremises/operations under this classification includes completed operations coverage for occurrences not on board vessels. Use Stevedoring Operations Limited Completed Operations Coverage Endorsement CG 22 63.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"99223\",\n \"Description\": \"Stevedoring - tallyers or checking clerks engaged in connection with stevedoring work\",\n \"Authority\": \"P/P\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\\nPremises/operations under this classification includes completed operations coverage for occurrences not on board vessels. Use Stevedoring Operations Limited Completed Operations Coverage Endorsement CG 22 63.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"6\",\n \"Description\": \"Stockbrokers*\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\n1.$500 minimum premium when occurrence limits are $500,000 or less. \\n2. Coverage restricted to premise liability only- OL&T.\\n3. Professional coverage must be in place. \\n4. Refer to Office Building classification (61226).\\nSubmit:\\nAdditional Interests other than landlords. \\nRequired Forms: \\nASIC-GL-0139, Total Products Exclusion with Designated Premises Limitation;\\n\",\n \"IsoNotes\": \"\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"48636\",\n \"Description\": \"Stockyards\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \" \\nELPS: \\nELP - Products - 35.00\\nRequired Forms: \\nCG 2149, Total Pollution Exclusion; \\nCG 2165, (LA only) Total Pollution Exclusion (with exceptions);\",\n \"IsoNotes\": \"\\nThe following shall be separately classified and rated:\\n- Packing houses\\n- Rendering works\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"59481\",\n \"Description\": \"Stone Crushing\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\nIncidential blasting operations (less than 25%) contemplated in the classification\\nSubmit: \\n1. Blasting operations\\n2. Explosives\\n3. Prior voluntary or involuntary product recall circumstances of recall required\\n4. Stand-alone products coverage \\nProhibited:\\n1. Discontinued Products/Completed Operations coverage \\nRequired Forms: \\nASIC-GL-0054, Specified Products Liability (required if Products coverage provided); \\nASIC-GL-0064, Exclusion- Cancer; \\nASIC- GL-0086, Injury to Worker Exclusion; \\nCG 2149, Total Pollution Exclusion; \\nCG 2196, Silica or Silica-Related Dust Exclusion; \\nCoverage Options: \\nLimited Product Withdrawal Expense Endorsement (CG 0436) available for $7,500 aggregate limit at no additional charge. Indicate \\\"0\\\" for Deductible Amount and Participation Percentage. For the Cut-off Date, indicate the inception date of the first Ategrity policy with continuous renewal coverage with Ategrity to current policy.\\n\",\n \"IsoNotes\": \"\\nThe classification includes incidental quarrying.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"59482\",\n \"Description\": \"Stone Cutting or Polishing\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\n1. Gemstone cutting or polishing operations refer to Gemstone Cutting or Polishing classification (54012)\\n2. Mining operations refer to Mining - surface classification (98003)\\n3. Quarrying operations rate under Quarries classification (98555)\\nSubmit: \\n1. Prior voluntary or involuntary product recall circumstances of recall required\\n2. Stand-alone products coverage \\nProhibited:\\nDiscontinued Products/Completed Operations coverage \\nELPS: \\nELP - Products - .24\\nRequired Forms: \\nASIC-GL-0054, Specified Products Liability (required if Products coverage provided); \\nASIC-GL-0064, Exclusion- Cancer; \\nASIC- GL-0086, Injury to Worker Exclusion; \\nCG 2149, Total Pollution Exclusion; \\nCG 2196, Silica or Silica-Related Dust Exclusion;\\nCoverage Options: \\nLimited Product Withdrawal Expense Endorsement (CG 0436) available for $7,500 aggregate limit at no additional charge. Indicate \\\"0\\\" for Deductible Amount and Participation Percentage. For the Cut-off Date, indicate the inception date of the first Ategrity policy with continuous renewal coverage with Ategrity to current policy.\\n\",\n \"IsoNotes\": \"\\nThe following shall be separately classified and rated:\\n- Quarrying\\n- Mining\\n- Stone cutting in quarries\\n- Gemstone cutting or polishing\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"18436\",\n \"Description\": \"Stores - food or drink - Not-For- Profit\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \" \\n1. Fuel sales must be separately rated, refer to classification Gasoline Stations - self and full service combined (13455)\\n2. Gross sales should include liquor sales\\n3. Supermarkets, defined as $500,000 or more in sales and 3,000 or more sq. feet, refer to Supermarket classification (18501)\\nProhibited: \\n1. Raw milk\\n2. New York risks\\nRequired Forms: \\nASIC-GL-0097, Tobacco or Nicotine Products Health Hazard Exclusion; \\nCG 2407, Products/Completed Operations Hazard Redefined; \",\n \"IsoNotes\": \"\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"18435\",\n \"Description\": \"Stores - food or drink - Other than Not-For-Profit\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \" \\n1. Fuel sales must be separately rated, refer to classification Gasoline Stations - self and full service combined (13455)\\n2. Gross sales should include liquor sales\\n3. Supermarkets, defined as $500,000 or more in sales and 3,000 or more sq. feet, refer to Supermarket classification (18501)\\nProhibited: \\n1. Raw milk\\n2. New York risks\\nRequired Forms: \\nASIC-GL-0097, Tobacco or Nicotine Products Health Hazard Exclusion; \\nCG 2407, Products/Completed Operations Hazard Redefined; \",\n \"IsoNotes\": \"\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"18438\",\n \"Description\": \"Stores - no food or drink - Not- For-Profit\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\nFor consignment/secondhand/thrift stores and E-cigarette/vape stores, refer to Variety Stores (18911 and 18912)\\nSubmit:\\n1. Fireworks sales\\nProhibited:\\n1. Ammunition reloading\\n2. Electronic/vapor cigarette liquids- blending \\n3. Electronic/vapor cigarettes and /or liquids or vapors in excess of 15% of total receipts \\n\\n4. Gun repair\\n5. Gun sales in excess of 15% of total sales\\n6. Importing tobacco products directly and/or blending of tobacco products in excess of 15% of gross sales\\n7. Marijuana/cannabis or products containing marijuana/cannabis\\n8. Welding rod sales exceeding 25% of total sales\\n9. Welding supply stores\\nELPS:\\nELP - Products - .38\\nRequired Forms:\\nASIC-GL-0093, Exclusion - Chinese Drywall;\\nASIC-GL-0097, Tobacco or Nicotine Products Health Hazard Exclusion;\\n\\n\\nCoverage Options:\\n1. Electronic Data Liability (CG 0437) available for limits of:\\n$10,000 = $100\\n$20,000 = $150\\n$50,000 = $200\\n2. Contractors - Home Repair and Remodeling (ASIC-GL-0092) available at a $15,000 limit; charge 10% of the GL premium subject to $250 minimum premium. \\nEXCESS \",\n \"IsoNotes\": \"\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"18437\",\n \"Description\": \"Stores - no food or drink - Other than Not-For- Profit - NOC\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\nFor consignment/secondhand/thrift stores and E-cigarette/vape stores, refer to Variety Stores (18911 and 18912)\\nSubmit:\\nFireworks sales\\nProhibited:\\n1. Ammunition reloading\\n\\n\\n2. Electronic/vapor cigarettes and /or liquids or vapors in excess of 15% of gross receipts\\n3. Electronic/vapor cigarette liquids- blending\\n4. Gun repair\\n5. Gun sales in excess of 15% of total sales\\n6. Importing tobacco products directly and/or blending of tobacco products in excess of 15% of gross sales\\n7. Marijuana/cannabis or products containing marijuana/cannabis\\n8. Pawn shops only - Contractual and/or Products/CO coverage\\n9. Pawn shops only - Auto, boat, motorcycycle and recreational vehicle sales or title exchange in excess of 25%\\n10. Welding rod sales exceeding 25% of total sales\\n11. Welding supply stores \\nELPS:\\nELP - Products - .38\\nRequired Forms:\\nASIC-GL-0093, Exclusion - Chinese Drywall;\\nASIC-GL-0097, Tobacco or Nicotine Products Health Hazard Exclusion;\\nPawn Shops only:\\nASIC-GL-0066, Total Assault and/or Battery Exclusion;\\nCG 2104, Products Exclusion;\\nCG 2139, Contractual Liability Limitation (do not attach CG 2426 with CG 2139);\\nCG 2144, Limitation of Coverage to Designated Premises, Project or Operation;\\n\\nCoverage Options:\\n1. Electronic Data Liability (CG 0437) available for limits of:\\n$10,000 = $100\\n$20,000 = $150\\n$50,000 = $200\\n2. Contractors - Home Repair and Remodeling (ASIC-GL-0092) available at a $15,000 limit; charge 10% of the GL premium subject to $250 minimum premium. \\n\",\n \"IsoNotes\": \"\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"99303\",\n \"Description\": \"Street Cleaning\",\n \"Authority\": \"S/S\",\n \"CompanyNotes\": \" \\nSelf- propelled street sweepers are not considered Mobile Equipment. Auto coverage needed. \\nProhibited:\\nSnow removal on public streets and road\",\n \"IsoNotes\": \"\\nFor snow removal operations, refer to Snow and Ice Removal - Contractor classification.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"99315\",\n \"Description\": \"Street or Road Construction or Reconstruction\",\n \"Authority\": \"S/S\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\\nThis classification includes clearing of right-of-way, excavation, filling or grading and bridge or culvert building.\\nTunneling and bridge culvert building where clearance is more than 10 feet at any point or the entire distance between terminal abutments exceeds 20 feet shall be separately classified and rated.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"99321\",\n \"Description\": \"Street or Road Paving or Repaving, Surfacing or Resurfacing or Scraping, or Striping\",\n \"Authority\": \"S/S\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\\nThe following shall be separately classified and rated.\\n- Clearing right-of-way\\n- Earth or rock excavation\\n- Filling or grading\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"48727\",\n \"Description\": \"Streets, Roads, Highways or Bridges - existence and maintenance hazard only\",\n \"Authority\": \"S/S\",\n \"CompanyNotes\": \"\\nELPS:\\nELP - Prem Ops - 40.40\",\n \"IsoNotes\": \"\\nFor the purpose of this classification:\\n- The existence hazard includes the existence of the following:\\nSidewalks, culverts, parking meters, traffic lights and signs, street benches and decorations, public refuse receptacles, safety zone stanchions, light and telephone poles, trees, water hydrants, alarm boxes\\n- The maintenance hazard includes operations such as:\\nDitch cleaning, dragging, dust laying, dusting, erection or removal of snow fences, road markers, signs or guard rails, maintenance of guard rails and posts, oiling, patching, planting on right-of-way, removal of brush, repair or maintenance of culvert, road marking, snow removal, spraying and fumigating, spreading of gravel, street cleaning, street or road maintenance, street or road paving or repaving, surfacing or resurfacing or scraping, tarring or sanding, tree pruning, weed or grass cutting.\\nThe following shall be separately classified and rated:\\n- New construction\\n- Toll bridges\\n- Drawbridges\\nBasis of premium is each mile.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"99445\",\n \"Description\": \"Subway Construction\",\n \"Authority\": \"P/P\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"59537\",\n \"Description\": \"Sugar Refining\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \" \\nRequired Forms: \\nCG 2149, Total Pollution Exclusion (except LA); \\nCG 2165, (LA only), Total Pollution Exclusion (with exceptions);\\n\",\n \"IsoNotes\": \"\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"18501\",\n \"Description\": \"Supermarkets\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \" \\n1. Fuel sales must be separately rated, refer to classification Gasoline Stations - self and full service combined (13455)\\n2. Gross sales should include liquor sales\\nProhibited: \\n1. Raw milk\\n2. New York risks\\nRequired Forms: \\nASIC-GL-0097, Tobacco or Nicotine Products Health Hazard Exclusion; \\nCG 2407, Products/Completed Operations Hazard Redefined; \",\n \"IsoNotes\": \"\\nThis classification applies to stores, a majority of whose sales are grocery products, with total annual receipts (including concessionaires receipts) of $500,000 or more and total area of 3,000 sq. ft. or more.\\nThe following shall be separately classified and rated:\\n- Optical and Hearing Aid goods\\n- Sales from prescriptions drugs - Use the appropriate Drugstore Classification\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"44315\",\n \"Description\": \"Surfing Instruction #\\n(Rated as - Health or Exercise Facilities - commercially operated - 44315)\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\n1. Supplemental application required\\n2. Surfing and paddleboard instructors must be certified by NSSIA (National Surf Schools and Instructors Association) or similar or have two years of instruction experience. \\n3. Waiver of Subrogation or release of liability should be obtained from all participants. A copy of the waiver/release should be obtained. \\nProhibited:\\n1. Air tank sale or rental \\n2. Assault and battery losses in the past 5 years\\n3. Entertainers or performers as Additional Insureds\\n4. Hired and/or Nonowned Auto Coverage \\n5. Jet skis\\n6. Kite surfing \\n7. Liquor manufacturers or distributors if Host Liquor is provided\\n8. Motorized personal watercraft \\n9. Myelopathy (paralysis) losses \\n10. Parasailing \\n11. Scuba and/or skin-diving instruction \\n12. Tobacco manufacturers or distributors as Additional Insureds\\n13. Water jet packs\\n\\nRequired Forms:\\nASIC-GL-0074, Sexual and/or Physical Abuse Exclusion; \\nASIC-GL-0079, Total Liquor Liability Exclusion; \\nASIC-GL-0099, Exclusion- Athletic or Sports Participants; \\nCoverage Options:\\n1. Leisure Sports and Recreational Athletic Activity Limited Participant Coverage (ASIC-GL-0098) is included at $25,000/$50,000 limits. (If ASIC-GL-0098 is NOT selected, then Exclusion- Athletic or Sports Participants (ASIC-GL-0099) is required)\\n2. Sexual and/or Physical Abuse Liability Coverage (ASIC-GL-0077) is included at $25,000/$50,000 limits (If ASIC-GL-0077 is NOT selected, then Sexual and/or Physical Abuse Exclusion (ASIC-GL-0074) is required).\",\n \"IsoNotes\": \"\\nThis classification applies to any health or exercise facility open to the general public.\\nThis classification does not apply to \\\"Health or Exercise Clubs\\\".\\nProfessional services are excluded. Use Professional Liability Exclusion - Health Or Exercise Clubs Or Commercially Operated Health Or Exercise Facilities Endorsement CG 22 76.\\nThe following shall be separately classified and rated:\\n- Sales of used exercise equipment\\n- Sales of sporting goods\\n- Restaurants and refreshment stands\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"99471\",\n \"Description\": \"Surveyors - Land not engaged in actual construction\",\n \"Authority\": \"A/P\",\n \"CompanyNotes\": \" \\nRequired Forms: \\nCG 2104, Exclusion - Products - Completed Operations Hazard;\\nCG 2139, Contractual Liability Limitation; \\nCG 2243, Exclusion- Engineers, Architects or Surveyors Professional Liability;\\n \",\n \"IsoNotes\": \"\\nThis classification applies to risks in the business of providing surveying services but not engaged in actual construction.\\nUse Exclusion - Engineers, Architect Or Surveyors - Professional Liability Endorsement CG 22 43 to exclude coverage for liability arising out of the insured's professional services.\\nDraftsmen shall be separately classified and rated.\\nThis is an N.P.D. classification.\\nIf the insured is also engaged in actual construction and is assigned, in addition to this classification, to any other contracting classification(s) to reflect the exposure of the insured's construction operations, do not use Exclusion - Engineers, Architects Or Surveyors - Professional Liability Endorsement CG 22 43. Refer to Rule 28.E. under Division Six - General Liability of the CLM to exclude the insured's professional services.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"99505\",\n \"Description\": \"Swimming Pool Servicing\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\n1. Lakes or pond servicing refer the Landscape Gardening classification (97047)\\n2. Supplemental application required\\nProhibited:\\n1. Hired and/or Nonowned Auto Coverage\\n2. Portable spa rental \\n3. Swimming pool, wading pool, hot tub or spa not in compliance with the federal Virginia Graeme Baker Pool and Spa Safety Act\\nCredits and Surcharges:\\n1. A 20% credit may be applied to the premises and Products/Co liability rates if Swimming Pool Pop-Up Exclusion (ASIC-GL-0107) is attached. \\n2. A 30% credit may be applied to the premises and Products/Co liability rates for aquarium maintenance operations. \\n3. (NY only) A 30% credit may be applied to the premises and Products/Co liability rates if Absolute Employee and Worker Injury and Liability Exclusion (ASIC-GL-0095) is attached to the policy. (Do not attach CG 2139 or CG 2426 with ASIC-GL-0095)\\n\\nRequired Forms:\\nASIC-GL-0062, Communicable Disease Exclusion; \\nASIC-GL-0111, (NJ and PA only) Exclusion- Work in the State of New York; \\nCG 2264 Pesticide or Herbicide Applicator Limited Pollution Coverage (except OH and PA); \\nCG 2616, (PA only) Pennsylvania Changes Pesticide Applicator Limited Pollution Coverage;\\nOptional Forms: :\\nASIC-GL-0095, Absolute Employee and Worker Injury and Liability Exclusion (do not attach CG 2139 or CG2426 with ASIC-GL-0095);\\nASIC-GL-0107, Swimming Pool Pop-Up Exclusion (do not attach ASIC-GL-0083 with ASIC-GL-0107); \\nCoverage Options: \\n1. Limited Pool Pop Up Coverage (ASIC-GL-0083) is included at $50,000/$100,000 limits (If ASIC-GL-0083 is NOT selected, then Swimming Pool Pop-Up Exclusion (ASIC-GL-0107) is required).\\n2. Lost Key Coverage (ASIC-GL-0078) is included at $25,000 /$25,000 limits. \\n\",\n \"IsoNotes\": \"\\nThis classification applies to risks engaged in routine maintenance of swimming pools, such as cleaning filters, vacuuming and maintaining proper pH level, but not involved in any major repair work.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"48925\",\n \"Description\": \"Swimming Pools\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"1. Rules must be posted with life saving equipment available poolside\\r\\n2. Provide supplemental application if available\\r\\nProhibited: \\r\\n1. Fenced pools without self-latching gate\\r\\n2. Outdoor swimming pools that are not fenced or enclosed by the building structure\\r\\n3. Swimming pool, wading pool, hot tub or spa not in compliance with the federal Virginia Graeme Baker Pool and Spa Safety Act\\r\\nCredits and Surcharges: \\r\\nDiving boards and platforms, surcharge the General Liability rate 25%\\r\\n\\r\\nEXCESS LIABILITY: \\r\\nSubmit:\\r\\n1. Diving boards and platforms more than 1 meter in height \\r\\n2. Slides more than 10 feet in height\\r\\nProhibited: \\r\\nSwimming pool, wading pool, hot tub or spa not in compliance with the federal Virginia Graeme Baker Pool and Spa Safety Act\",\n \"IsoNotes\": \"\\nThe premium for this classification is not subject to adjustment on cancellation by the insured.\\nBasis of premium is each pool. This classification does not apply to swimming pools in conjunction with hotels or motels operated by the insured.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"48924\",\n \"Description\": \"Swimming Pools - commercially operated\",\n \"Authority\": \"S/S\",\n \"CompanyNotes\": \"\\n1. Classification includes coverage for non-membership clubs. For swim and racquet clubswithmemberships, refer to classification Clubs-Racquet Sports (41665) or Clubs-Swimming (41666). \\n2. Events other than swimming competitions separately rate under applicable classification. \\n3. Restaurants and concession sales should be separately rated, refer to Restaurant classification Restaurants - with no sale of alcoholic beverages - without seating (16902)\\n4. Supplemental application required\\nProhibited:\\n1. Fenced pools without self-latching gate\\n2. Outdoor swimming pools that are not fenced or enclosed by the building structure\\n3. Swimming pool, wading pool, hot tub or spa not in compliance with the federal Virginia Graeme Baker Pool and Spa Safety Act\\nCredits and Surcharges:\\nDiving boards and platforms, surcharge the General Liability rate 25%\\nELPS:\\nELP - Prem Ops - 18.75\\n\\nRequired Forms:\\nASIC-GL-0053, Fungi or Bacteria Exclusion (required if ASIC-GL-0024 is attached to the policy); \\nASIC-GL-0074, Sexual and/or Physical Abuse Exclusion; \\nASIC-GL-0079, Total Liquor Liability Exclusion (mandatory if guests are allowed to bring their own alcoholic beverages); \\nASIC-GL-0099, Exclusion- Athletic or Sports Participants; \\nCG 2116, Exclusion- Designated Professional Services (indicate Any and all professional exposures);\\nCoverage Options:\\n1. Errors and Omissions Coverage (ASIC-GL-0024) is included at limits equal to the General Liability limit. (If ASIC-GL-0024 is NOT selected, then Exclusion- Designated Professional Services (CG 2116) is required). \\n2. Limited Participant Coverage (ASIC-GL-0082) is included at $25,000/$50,000 limits (do not attach ASIC-GL-0099 with ASIC-GL-0082).\\n3. Lost Key Coverage (ASIC-GL-0078) is included at $25,000 /$25,000 limits. \\n4. Sexual and/or Physical Abuse Liability Coverage (ASIC-GL-0077) is included at $25,000/$50,000 limits (If ASIC-GL-0077 is NOT selected, then Sexual and/or Physical Abuse Exclusion (ASIC-GL-0074) is required).\\n\",\n \"IsoNotes\": \"\\nThis classification does not apply to swimming pools located in amusement parks.\\nCoverage does not apply to medical payments. Use Exclusion - Coverage C - Medical Payments Endorsement CG 21 35.\\nRestaurants or refreshment stands shall be separately classified and rated.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"99506\",\n \"Description\": \"Swimming Pools - installation, servicing or repair - above ground\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \" \\n1. Sale of Pool and Spa supplies refer to classification (18437)\\n2. Supplemental application required\\nSubmit: \\nBlasting exposures\\nProhibited: \\n1. Hired and/or Nonowned Auto Coverage \\n2. Operations not in compliance with the federal Virginia Graeme Baker Pool and Sap Safety Act \\n3. Portable spa rental \\n4. Waterslide construction (commercial)\\nCredits and Surcharges: \\n1. A 25% credit may be applied to liability rates if Swimming Pool Pop Up Exclusion (ASIC-GL-0107) is attached. \\n2. (NY Only) A 30% credit may be applied to the premises and Products/CO Ops liability rates if Absolute Employee and Worker Injury and Liability Exclusion (ASIC-GL-0095) is attached to the policy. (Do not attach CG 2139 or CG 2426)\\nRequired Forms: \\nASIC-GL-0107, Swimming Pool Pop-Up Exclusion (do not attach ASIC-GL-0083 with ASIC-GL-0107);\\nASIC-GL-0111, (PA only) Exclusion Work in the State of New York;\\nCG 2154, Exclusion- Designated Operations Covered by a Consolidated (Wrap-Up) Insurance Program (Indicate: All operations covered by a consolidated (wrap-up) insurance program); \\n\\nCG 2264, Pesticide or Herbicide Applicator Coverage (except OH and PA); \\nCG 2616, (PA only) PA Changes- Pesticide Applicator Coverage; \\nCG 2687 (OH only) Ohio Pesticide Applicator Limited Pollution Coverage;\\nOptional Forms: :\\nASIC-GL-0072, Development/New Construction Residential Project Exclusion; \\nASIC-GL-0095, Absolute Employee and Worker Injury and Liability Exclusion (do not attach CG 2139 or CG 2426);\\nCG 2503, Designated Construction Project(s) General Aggregate Limit (Indicate: All projects away from premises owned or rented by you); \\nCoverage Options: \\nLimited Pool Pop Up Coverage (ASIC-GL-0083) is included at $50,000/$100,000 limits (If ASIC-GL-0083 is NOT selected, then Swimming Pool Pop-Up Exclusion (ASIC-GL-0107) is required). \\n\",\n \"IsoNotes\": \"\\nThis classification includes the incidental sale of parts and accessories.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"99507\",\n \"Description\": \"Swimming Pools - installation, servicing or repair - below ground\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \" \\n1. Sale of Pool and Spa supplies refer to classification (18437)\\n2. Supplemental application required\\nSubmit: \\nBlasting exposures- Blasting Contractors Supplemental Application required with submission \\nProhibited: \\n1. Hired and/or Nonowned Auto Coverage \\n2. Operations not in compliance with the federal Virginia Graeme Baker Pool and Sap Safety Act \\n3. Portable spa rental \\n4. Waterslide construction (commercial)\\nCredits and Surcharges: \\n1. A 25% credit may be applied to liability rates if Swimming Pool Pop Up Exclusion (ASIC-GL-0107) is attached. \\n2. (NY Only) A 30% credit may be applied to the premises and Products/Co liability rates if Absolute Employee and Worker Injury and Liability Exclusion (ASIC-GL-0095) is attached to the policy. (Do not attach CG 2139 or CG 2426)\\nRequired Forms: \\nASIC-GL-0107, Swimming Pool Pop-Up Exclusion (do not attach ASIC-GL-0083 with ASIC-GL-0107);\\nASIC-GL-0111, (PA only) Exclusion Work in the State of New York; \\nCG 2154, Exclusion- Designated Operations Covered by a Consolidated (Wrap-Up) Insurance Program (Indicate: All operations covered by a consolidated (wrap-up) insurance program); \\nCG 2264, Pesticide or Herbicide Applicator Coverage (except OH and PA); \\nCG 2616, (PA only) PA Changes- Pesticide Applicator Coverage; \\nCG 2687 (OH Only) Ohio Pesticide Applicator Limited Pollution Coverage;\\nOptional Forms: :\\nASIC-GL-0072, Development/New Construction Residential Project Exclusion; \\nASIC-GL-0095, Absolute Employee and Worker Injury and Liability Exclusion (do not attach CG 2139 or CG 2426);\\nCG 2503, Designated Construction Project(s) General Aggregate Limit (Indicate: All projects away from premises owned or rented by you)\\nCoverage Options: \\nLimited Pool Pop Up Coverage (ASIC-GL-0083) is included at $50,000/$100,000 limits (If ASIC-GL-0083 is NOT selected, then Swimming Pool Pop-Up Exclusion (ASIC-GL-0107) is required).\\n\",\n \"IsoNotes\": \"\\nThis classification includes the incidental sale of parts and accessories.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"59601\",\n \"Description\": \"Swimming Pools or Accessories Mfg.\",\n \"Authority\": \"S/S\",\n \"CompanyNotes\": \" \\nProhibited:\\n1. Above ground swimming pool manufacturers\\n2. Pool and spa safety covers \\n3. Pool drains.\",\n \"IsoNotes\": \"\\nSwimming pool installation, servicing or repair shall be separately classified and rated.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"59647\",\n \"Description\": \"Syrups or Molasses Refining, Blending or Mfg.\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\nSubmit:\\n1. Limited Product Withdrawal Expense Endorsement limits in excess of $7,500\\n2. Recall of products- Voluntary or involuntary\\nProhibited:\\n1. Baby food\\n2. (FSIS)- Food Safety and Inspection Service - Risks subject to but not approved for operation under either the Food Safety and Inspection Service (FSIS) under the jurisdiction of USDA or by an equivalent state or federal regulation and inspection program\\n3. Herbal supplements and vitamins\\n4. Kava\\n5. Marijuana/cannabis\\nRequired Forms:\\nASIC-GL-0045, Marijuana/Cannabis Liability Exclusion;\\nASIC-GL-0054, Specified Products Liability (required if Products coverage provided);\\nCoverage Options:\\nLimited Product Withdrawal Expense Endorsement (CG 0436) available for $7,500 aggregate limit at no additional charge. Indicate \\\"0\\\" for Deductible Amount and Participation Percentage. For the Cut-off Date, indicate the inception date of the first Ategrity policy with continuous renewal coverage with Ategrity to current policy.\\n\",\n \"IsoNotes\": \"\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"18506\",\n \"Description\": \"Tailor Merchants - men or boys\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"18507\",\n \"Description\": \"Tailoring or Dressmaking Establishments - custom\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\\nThis classification includes tailoring, clothing alteration and repair work, pressing and spot cleaning of garment.\\nLaundry or dry cleaning stores shall be separately classified and rated.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"59660\",\n \"Description\": \"Tank Building or Mfg. - metal - not pressurized\",\n \"Authority\": \"S/S\",\n \"CompanyNotes\": \" \\nProhibited:\\nUnderground tanks\",\n \"IsoNotes\": \"\\nWork done away from insured's premises shall be separately classified and rated.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"59661\",\n \"Description\": \"Tank Building or Mfg. - metal - pressurized\",\n \"Authority\": \"P/P\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\\nWork done away from insured's premises shall be separately classified and rated.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"99570\",\n \"Description\": \"Tank Construction Installation, Erection or Repair - metal - not pressurized\",\n \"Authority\": \"S/S\",\n \"CompanyNotes\": \" \\nProhibited:\\nUnderground tanks \\nELPS:\\nELP - Products:\\nAll states except LA - 3.79;\\nLA - 15.50 \",\n \"IsoNotes\": \"\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"99572\",\n \"Description\": \"Tank Construction Installation, Erection or Repair - metal - not pressurized - within buildings exclusively\",\n \"Authority\": \"S/S\",\n \"CompanyNotes\": \" \\nProhibited:\\nUnderground tanks \\nELPS:\\nELP - Products:\\nAll states except LA - 3.79;\\nLA - 15.50 \",\n \"IsoNotes\": \"\\nThis classification includes construction or repair of foundations.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"99571\",\n \"Description\": \"Tank Construction Installation, Erection or Repair\\n- metal - pressurized\",\n \"Authority\": \"P/P\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"99573\",\n \"Description\": \"Tank Construction Installation, Erection or Repair\\n- metal - pressurized - within buildings exclusively\",\n \"Authority\": \"P/P\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\\nThis classification includes construction or repair of foundations.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"59693\",\n \"Description\": \"Tanning - animal hide\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \" \\nRequired Forms: \\nCG 2149 (CG 2165 in LA), Total Pollution Exclusion;\",\n \"IsoNotes\": \"\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"48808\",\n \"Description\": \"Tanning Salons\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\n1. Beds must be cleaned after each use\\n2. Goggles are required\\n3. Signs must be posted prohibiting tanning while pregnant and/or on medication\\n4. Supplemental application required\\n5. Timers must be controlled by the insured \\n6. Waivers must be obtained with restrictions on schedules/exposure times from all customer\\nProhibited:\\n1. Red light therapy \\n2. Tanning bed manufacturers and distributors as additional insureds\\n3. Tanning units without an Underwriters Laboratory approval rating \\n4. Unattended tanning salons\\nRequired Forms:\\nASIC-GL-0053, Fungi or Bacteria Exclusion (required if ASIC-GL-0024 is attached to the policy); \\nASIC-GL-0062, Communicable Disease Exclusion;\\nASIC-GL-0064, Exclusion Cancer; \\nCG 2116, Exclusion- Designated Professional Services (indicate Any and all professional exposures);\\nCoverage Options:\\nErrors and Omissions Coverage (ASIC-GL-0024) is included at limits equal to the General Liability limit (If ASIC-GL-0024 is NOT selected, then Exclusion- Designated Professional Services (CG 2116) is required). \\n \",\n \"IsoNotes\": \"\\nProfessional services are excluded. Use Exclusion - Specified Therapeutic Or Cosmetic Services Endorsement CG 22 45.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"18570\",\n \"Description\": \"Tattoo Parlors\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\nApplicable to Tattoos, Body Piercing, Acupuncture, Body Branding and Permanent Makeup\\nSubmit:\\nOther than tattoos, body piercing, acupuncture, \\nbody branding exposures and permanent makeup \\nRequired Forms:\\nASIC-GL-0062, Communicable Disease Exclusion;\\nASIC-GL-0064, Exclusion - Cancer;\\nASIC-GL-0074, Sexual and/or Physical Abuse Exclusion; \\nCG 2245. Exclusion - Specified Therapeutic or Cosmetic Services;\\nOptional Forms: :\\nASIC-GL-0058, Additional Insured - Independent Contractor (available at no additional charge);\\nCoverage Options: \\nSexual and/or Physical Abuse Liability Coverage (ASIC-GL-0077) is included at $25,000/$50,000 limits(If ASIC-GL-0077 is NOT selected, then Sexual and/or Physical Abuse Exclusion (ASIC-GL-0074) is required).\\n\",\n \"IsoNotes\": \"\\nProfessional services are excluded. Use Exclusion - Specified Therapeutic Or Cosmetic Services Endorsement CG 22 45.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"68001\",\n \"Description\": \"Taxicab Companies\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\n1. Background check is required as part of pre-employment criteria \\n2. Carriage rides refer to classification (40040)\\n3.Certificates of Insurance must be obtained on any owned, leased or rented vehicles to confirm Auto coverage is in place with limits equal or greater than the General Liability limits. \\n4. Supplemental application required\\n5. Transportation of good or commodities refer to Trucking classification (99793)\\nSubmit:\\nLiquor liability coverage \\nProhibited:\\n1. Air transportation \\n2. Bus transportation exceeding 35 passengers\\n3. Designated driver services- (risks providing drivers for customers vehicles)\\n4. Emergency transportation services (including ambulance services)\\n5. Funeral escorts\\n6. Jeep tours \\n7. Party buses\\n8. Pedicabs- operating on public streets and roads\\n9. Prisoner transport\\n10. Pub crawls- owned or sponsored \\n11. Railroad transportation services \\n12. Recreational vehicles\\n13. Ridesharing services (i.e Uber and Lyft)\\n\\n14. School buses\\n15. Tour agencies\\n16. Transportation services for assisted living facilities, convalescent homes, nursing home facilities\\n17. Water transportation \\nRequired Forms:\\nASIC-GL-0074, Sexual and/or Physical Abuse Exclusion; \\nASIC-GL-0079, Total Liquor Liability Exclusion (do not attach if providing liquor Liability Coverage);\\nASIC-GL-0126, Exclusion of Bodily Injury to Passengers; \\nCG 2116, Exclusion- Designated Professional Services (Indicated: Any and all professional exposures); \\nASIC-GL-0118, Exclusion of Subcontracted Autos\\nCG 2149, Total Pollution Exclusion (exception LA); \\nCG 2165, (LA only) Total Pollution Exclusion (with exceptions); \\nOptional Forms: :\\nASIC-GL-0014, Classification Limitation;\\nCoverage Options:\\nSexual and/or Physical Abuse (ASIC-GL-0077)is available at $25,000/$50,000 limits for a $275 flat charge (do not attach ASIC-GL-0074 with ASIC-GL-0077). \\n\",\n \"IsoNotes\": \"\\nThis classification applies to office and garage space.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"49005\",\n \"Description\": \"Taxidermist\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"15656\",\n \"Description\": \"Teen Dance Clubs (Rated as Nightclubs, Cabarets and Comedy Clubs)*\",\n \"Authority\": \"P/P\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\\nThis classification applies to establishments primarily engaged in entertainment and dancing.\\nThe following shall be separately classified and rated:\\n- Taverns\\n- Restaurants\\n- Dance halls\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"59695\",\n \"Description\": \"Telecommunications Equipment Mfg.\",\n \"Authority\": \"S/S\",\n \"CompanyNotes\": \" \\nELPS:\\nELP - Products - 2.25\\nELP - Prem Ops - 1.00\\nRequired Forms: \\nASIC-GL-0054, Specified Products Liability (required if Products Liability provided); \",\n \"IsoNotes\": \"\\nThis classification applies to risks engaged in the manufacturing of telecommunication products of all kinds including any telecommunication devices, equipment, accessories, apparatus and related parts.\\nThis classification includes installation, service or repair of telecommunication products sold to others by the insured. Leasing of such equipment either on a long term or short term basis is also included.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"18575\",\n \"Description\": \"Telecommunications Equipment Providers\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\nELPS:\\nELP - Prem Ops - .25\\nELP - Products - .80\\n\",\n \"IsoNotes\": \"\\nThis classification applies to risks that sell, service, repair or lease telecommunication devices, apparatus and equipment of all kinds. It also applies to risks that provide consulting services for others in reference to their specific needs on telecommunication equipment.\\nCoverage for liability because of errors or omissions arising out of the insured's evaluation, consultation or advice provided to others is excluded. Use Exclusion - Telecommunication Equipment Or Service Providers Errors And Omissions Endorsement CG 22 91.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"99600\",\n \"Description\": \"Telecommunications Service Providers\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\nRequired Forms:\\nCG 2138, Personal/Advertising Injury Exclusion;\\nCG 2291, Errors and Omissions Exclusion;\\n\",\n \"IsoNotes\": \"\\nThis classification applies to risks operating as a carrier or the supporter of telecommunication messages or information to others. The risk may be referred to as a telecommunication service vendor, aggregator, reseller, rebiller, etc.\\nOperations include transmitting of customers' local or long-distance calls through conventional, cable or optical wire or wireless communications, and paging, Faxing, answering or ID (identifying caller's name or number) services.\\nOperations also include the installation of any equipment on customers' premises which is essential for the insured to transmit local or long-distance calls for such customers and necessary wire connections.\\nThis classification applies to such risks whether or not the insured bills its customers directly or the billing is made by means of another telecommunication carrier.\\nCoverage for liability because of errors or omissions arising out of the insured's evaluation, consultation or advice provided to others is excluded. Use Exclusion - Telecommunication Equipment Or Service Providers Errors And Omissions Endorsement CG 22 91.\\nThis classification includes the existence of relay stations, including towers or disc antennae or cell sites that are owned and used by the insured.\\nFor premium computation purposes, include the payroll of outside salespersons, collectors, messengers and clerical.\\nThe following shall be separately classified and rated:\\n- Telecommunication line construction (conventional, cable, or optical wire) or construction of relay stations, including towers or disc antennae or cell sites of all kinds for wireless telecommunication services.\\n- Towers that are leased solely to others for telecommunication services.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"99614\",\n \"Description\": \"Telegraph Companies\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\\nTelephone and telegraph line construction shall be separately classified and rated.\\nFor premium computation purposes, include the payroll of outside salespersons, collectors, messengers and clerical.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"99613\",\n \"Description\": \"Telephone, Telegraph or Cable Television Line Construction\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\nSupplemental application required\\nSubmit:\\n1. Gas, oil or chemical plant operations\\n2. Multiple named insureds and joint ventures\\nProhibited:\\n1. Asbestos or hazardous waste removal by insured or subcontractors\\n2. Fire and Water restoration operations \\n3. Hired and/or Nonowned Auto Coverage\\n4. Mold and spore treatment or removal operations\\n5. Underpinning or soil stabilization operations\\nRequired Forms:\\nASIC-GL-0031, Continuing or Ongoing Damage Exclusion;\\nASIC-GL-0086, Injury to Worker Exclusion;\\nASIC-GL-0101, Earth or Land Movement Exclusion;\\nASIC-GL-0142, Underground Utility Endorsement; \\nASIC-GL-0144, (IN only) Total Pollution Exclusion - Indiana;\\nCG 2149, Total Pollution Exclusion (except IN and LA);\\nCG 2154, Exclusion - Designated Operations Covered by a Consolidated (Wrap-Up) Insurance Program (indicate: All operations covered by a consolidated wrap-up insurance program);\\nCG 2165, (LA only) Total Pollution Exclusion (with exceptions);\\nCG 2279, Exclusion - Contractors- Professional Liability;\\nCoverage Options:\\n1. Contractors - Home Repair and Remodeling (ASIC-GL-0092) available at a $15,000 limit; charge 10% of the GL premium subject to $250 minimum premium. \\n2. Electronic Data Liability (CG0437) is available for limits of:\\n$10,000 = $100\\n$20,000 = $150\\n$50,000 = $200\\n\",\n \"IsoNotes\": \"\\nThis is an N.P.D. classification with \\\"Telephone or Telegraph Companies\\\", \\\"Telecommunication Service Providers\\\" and \\\"Cable or Subscription Television Companies\\\".\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"99620\",\n \"Description\": \"Teleproduction Studios\",\n \"Authority\": \"P/P\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\\nThis classification applies only to post production film to tape transfers, including video editing, computer graphics and character generation and broadcast standards conversion processing. This classification does not apply to:\\n- Motion picture production operations performed prior to the film to tape transfer. Such operations shall be classified and rated as \\\"Motion Pictures - production - studios or outside - all operations prior to the development of negatives\\\"\\n- Development of negatives. Such operations shall be classified and rated as \\\"Motion Pictures - development of negatives, printing and all subsequent operations\\\"\\n- Film distribution or exchange. Such operations shall be classified and rated as \\\"Motion Pictures - film distribution or exchanges - not located at motion picture studios\\\"\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"99650\",\n \"Description\": \"Television or Radio Receiving Set Installation or Repair\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\n1. Cell tower-service or repair refer to classification (91551)\\n2. Telephone, telegraph or cable line construction refer to classification (99613)\\n3. Tower-erection refer to classification (97654)\\n4. Tower-existence of hazard refer to classifications (49305, 92453)\\nProhibited:\\n1. Electrical line construction outside\\n2. Hired and/or Nonowned Auto coverage\\nRequired Forms:\\nASIC-GL-0086, Injury to Worker Exclusion;\\nASIC-GL-0111, (PA only), Exclusion- Work in the State of New York;\\nCG 2154, Exclusion- Designated Operations Covered by a Consolidated (Wrap-Up) Insurance Program (Indicate: All operations covered by a consolidated [wrap-up] insurance program); \\nOptional Forms: :\\nASIC-GL-0095, Absolute Employee and Worker Injury and Liability Exclusion (do not attach CG 2139 or CG 2426);\\nCG 2142, Exclusion- Underground Property Damage Hazard;\\nCoverage Options:\\nProperty Damage Extension (ASIC-GL-0076) is included up to $250,000/$500,000 maximum limits, not to exceed GL policy limits.\\n\",\n \"IsoNotes\": \"\\nThis classification includes the erection of antennas.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"59701\",\n \"Description\": \"Television Picture Tube Mfg.\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\nRequired Forms:\\nASIC-GL-0144, (IN only), Total Pollution Exclusion- Indiana;\\nCG 2149, Total Pollution Exclusion (except IN & LA); \\nCG 2165, (LA only), Total Pollution Exclusion (with exceptions);\",\n \"IsoNotes\": \"\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"49111\",\n \"Description\": \"Tent or Canopies - loaned or rented to others\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\nProhibited if tents rented are more than 5,000 square feet in area.\",\n \"IsoNotes\": \"\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"59713\",\n \"Description\": \"Tent or Canopy Mfg.\",\n \"Authority\": \"S/S\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\\nThe following shall be separately classified and rated:\\n- The manufacturing of recreational or camping tents as \\\"Sporting Goods or Athletic Equipment Mfg.\\\"\\n- Tents or canopy erection, repair or removal\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"99709\",\n \"Description\": \"Tent or Canvas Goods - erection, removal or repair away from shop\",\n \"Authority\": \"S/S\",\n \"CompanyNotes\": \" \\nELPS:\\nELP - Products:\\nAll states except LA - 3.27;\\nLA - 13.40\",\n \"IsoNotes\": \"\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"59722\",\n \"Description\": \"Textile Bleaching, Dyeing, Mercerizing, Printing, Finishing or Silk Screening - new goods\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\nSubmit: \\n1. Prior voluntary or involuntary product recall circumstances of recall required\\n2. Stand-alone products coverage \\nProhibited:\\n1. Children and infants clothing manufacturing\\n2. Discontinued Products/Completed Operations coverage \\n3. Safety clothing \\nRequired Forms: \\nASIC-GL-0054, Specified Products Liability (required if Products coverage provided); \\nASIC-GL-0064, Exclusion- Cancer; \\nASIC- GL-0086, Injury to Worker Exclusion; \\nCG 2138, Exclusion- Personal and Advertising Injury (do not attach ASIC-GL-0069 with CG 2138);\\nCG 2149, Total Pollution Exclusion; \\nCG 2196, Silica or Silica-Related Dust Exclusion;\\n\\nCoverage Options: \\nLimited Product Withdrawal Expense Endorsement (CG 0436) available for $7,500 aggregate limit at no additional charge. Indicate \\\"0\\\" for Deductible Amount and Participation Percentage. For the Cut-off Date, indicate the inception date of the first Ategrity policy with continuous renewal coverage with Ategrity to current policy.\\n\",\n \"IsoNotes\": \"\\nCleaning or dyeing of garments shall be separately classified and rated.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"59723\",\n \"Description\": \"Textile Coating or Impregnating\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \" \\nProhibited:\\nFire retarding\\nRequired Forms: \\nASIC-GL-0144, (IN only), Total Pollution Exclusion- Indiana;\\nCG 2149, Total Pollution Exclusion (except IN & LA); \\nCG 2165, (LA only), Total Pollution Exclusion (with exceptions);\",\n \"IsoNotes\": \"\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"59724\",\n \"Description\": \"Textile Mfg. - impregnated or coated\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \" \\nProhibited:\\nFire retarding\\n\",\n \"IsoNotes\": \"\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"59725\",\n \"Description\": \"Textile Products Mfg. - fabricated\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\nSubmit: \\n1. Prior voluntary or involuntary product recall circumstances of recall required\\n2. Stand-alone products coverage \\nProhibited:\\n1. Children and infants clothing manufacturing\\n2. Discontinued Products/Completed Operations coverage\\n3. Safety clothing \\nRequired Forms: \\nASIC-GL-0054, Specified Products Liability (required if Products coverage provided); \\nASIC-GL-0064, Exclusion- Cancer; \\nASIC- GL-0086, Injury to Worker Exclusion; \\nCG 2149, Total Pollution Exclusion; \\nCG 2196, Silica or Silica-Related Dust Exclusion; \\n\\nCoverage Options: \\nLimited Product Withdrawal Expense Endorsement (CG 0436) available for $7,500 aggregate limit at no additional charge. Indicate \\\"0\\\" for Deductible Amount and Participation Percentage. For the Cut-off Date, indicate the inception date of the first Ategrity policy with continuous renewal coverage with Ategrity to current policy.\\n\",\n \"IsoNotes\": \"\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"59726\",\n \"Description\": \"Textile Spinning, Weaving or Knitting Mills\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \" \\nRequired Forms: \\nASIC-GL-0054, Specified Products Liability;\\n\",\n \"IsoNotes\": \"\\nThis classification includes incidental bleaching, dyeing, mercerizing or finishing.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"49181\",\n \"Description\": \"Theaters - drive- in\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\\nThe following shall be separately classified and rated:\\n- Amusement devices\\n- Refreshment stands\\nWhere admission is charged \\\"per car\\\" and records are not available of the actual number of persons admitted, for premium computation purposes the number of cars shall be multiplied by 2.5 to obtain the number of admissions.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"49183\",\n \"Description\": \"Theaters - motion pictures\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"49185\",\n \"Description\": \"Theaters - Not- For-Profit\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"49184\",\n \"Description\": \"Theaters - Other than Not-For- Profit\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"99718\",\n \"Description\": \"Theatrical Companies - traveling\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\nBooking Agents refer to classification (41677)\\nParty and Event, Party or Wedding Planners refer to classification (44280)\\nSubmit:\\n1. Aerial performers\\n2. Use of fireworks \\nProhibited:\\n1. Bands- gothic, hard core heavy metal, hip hop, rap\\n2. Liquor or tobacco manufacturers as additional insureds \\n3. Promoters of shows\\n4. Use of inflatables\\nELPS:\\nELP - Prem Ops - 1.49\\nRequired Forms:\\nASIC-GL-0057, Animal Exclusion; \\nASIC-GL-0074, Sexual and/or Physical Abuse Exclusion; \\nASIC-GL-0079, Total Liquor Liability Exclusion;\\nCG 2138, Exclusion- Personal and Advertising and Injury (do not attach ASIC-GL-0069); \\nOptional Forms: :\\nASIC-GL-0086, Injury to Worker Exclusion; \\nCoverage Options:\\nSexual and/or Physical Abuse (ASIC-GL-0077) included at $25,000/$50,000 limits. Increased limits of $50,000/$100,000 available for a $125 flat charge (If ASIC-GL-0077 is NOT selected, then Sexual and/or Physical Abuse Exclusion (ASIC-GL-0074) is required). \\n\",\n \"IsoNotes\": \"\\nOperation at premises owned, leased or controlled by the insured or where the insured supervises seating arrangements or supplies ushers, ticket takers or ticket sellers, shall be separately classified and rated as \\\"Theaters\\\".\\nFor premium computation purposes include the payroll of producers, musicians, entertainers and all other employees.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"47367\",\n \"Description\": \"Therapy Animals #\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\n1.Supplemental application is required \\n2. Stables refer to classification (99111)\\n3. Temporary foster care copy of foster care guidelines must be obtained\\n4. Veterinarians refer to classification (99851)\\nSubmit:\\n1. Horseback riding therapy\\n2. Therapy applied to animals \\nProhibited:\\n1. Hired and/or Nonowned Auto Coverage \\n2. Horse training or riding instruction\\nRequired Forms:\\nASIC-GL-0062, Communicable Disease Exclusion; \\nASIC-GL-0073, Saddle Animals Liability Exclusion; \\nASIC-GL-0086, (CT, ME, MO, NH, NJ, RI and VT) Injury to Worker Exclusion;\\nASIC-GL-0088, Injury to Volunteer Exclusion (all states except CT, ME, MO, NH, NJ, RI and VT); \\nASIC-GL-0144, (IN only) Total Pollution Exclusion- Indiana;\\nCG 2116, Professional Liability Exclusion (Indicate: Any and all professional exposures); \\nCG 2149, Total Pollution Exclusion (Except IN and LA); \\nCG 2165, (LA only) Total Pollution Exclusion (with exceptions);\\n\\nOptional Forms: :\\nASIC-GL-0057, Animal Exclusion\\n\",\n \"IsoNotes\": \"\\nThis classification applies only to risks the majority of whose employees are chiefly engaged away from premises owned, rented or controlled by the insured as (1) salespersons, canvassers or (2) employees furnished at a charge to perform services for others, namely clerical office employees, collectors, messengers, draftspersons, auditors, accountants and models.\\nFor premium computation purposes, payroll is limited to such employees only. Do not include the payroll of employees engaged principally in inside activities at the insured premises.\\nThe following types of firms shall be separately classified and rated:\\n- Architectural\\n- Engineering\\n- Legal\\n- Medical\\n- Computer consulting\\n- Consulting\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"16881\",\n \"Description\": \"Thrift Stores #\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\\nSale of the used building materials shall be separately classified and rated.\\nUsed machinery shall be classified and rated as machinery dealers.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"68439\",\n \"Description\": \"Ticket Agencies\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\\nThis classification only applies to ticket agencies primarily selling tickets for sports and entertainment events.\\nTravel ticket sales agencies shall be separately classified and rated.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"59738\",\n \"Description\": \"Tie, Post or Pole Yard\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \" \\nRequired Forms: \\nCG 2149, Total Pollution Exclusion (except IN & LA); \\nCG 2165, (LA only), Total Pollution Exclusion (with exceptions);\",\n \"IsoNotes\": \"\\nThis classification includes preserving operations.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"99746\",\n \"Description\": \"Tile, Stone, Marble, Mosaic or Terrazzo Work - interior construction\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\nSubmit:\\n1. Gas, oil or chemical plants operations\\n2. Multiple named insureds and joint ventures\\nProhibited:\\n1. Asbestos or hazardous waste removal by insured or subcontractors\\n2. Fire and Water restoration operations \\n3. Hired and/or Nonowned Auto Coverage\\n4. Mold and spore treatment or removal operations\\n5. Underpinning or soil stabilization operations\\nRequired Forms:\\nASIC-GL-0031, Continuing or Ongoing Damage Exclusion;\\nASIC-GL-0054, Specified Products Liability (if products coverage included);\\nASIC-GL-0086, Injury to Worker Exclusion;\\nASIC-GL-0144, (IN only) Total Pollution Exclusion - Indiana;\\nCG 2149, Total Pollution Exclusion (except IN and LA);\\nCG 2154, Exclusion - Designated Operations Covered by a Consolidated (Wrap-Up) Insurance Program (indicate: All operations covered by a consolidated wrap-up insurance program);\\nCG 2165, (LA only) Total Pollution Exclusion (with exceptions);\\nCG 2196, Silica or Silica-Related Dust Exclusion\\nCG 2279, Exclusion - Contractors- Professional Liability\\nCoverage Options:\\n1. Contractors - Home Repair and Remodeling (ASIC-GL-0092) available at a $15,000 limit; charge 10% of the GL premium subject to $250 minimum premium. \\n2. Electronic Data Liability (CG0437) is available for limits of:\\n$10,000 = $100\\n$20,000 = $150\\n$50,000 = $200EXCESS \",\n \"IsoNotes\": \"\\nThis classification includes incidental exterior work.\\nExterior construction work shall be separately classified and rated as \\\"Masonry\\\".\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"49239\",\n \"Description\": \"Tire - retreading or recapping\",\n \"Authority\": \"P/P\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\\nRetreading or recapping of aircraft tires shall be separately classified and rated.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"18616\",\n \"Description\": \"Tire Dealers\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \" \\nProhibited:\\n1. Tire recapping and/or retreading \\n2. Used tired sales in excess of 15% of the total sales \\nRequired Forms: \\nASIC-GL-0057, Animal Exclusion;\\nCG 2149, Total Pollution Exclusion; \\nCG 2196, Silica or Silica-Related Dust Exclusion; \\nCG 2268, Operation of Customers Autos on Particular Premises; \\n \\n\",\n \"IsoNotes\": \"\\nThis classification includes repairing, vulcanizing and adjustment of tires to vehicles away from the premises of the insured.\\nCoverage is included for the operation of automobiles on premises owned by, rented to or controlled by the named insured or the ways immediately adjoining, if such automobiles are not owned, rented or loaned to the named insured. Use Operation Of Customers Autos On Particular Premises Endorsement CG 22 68.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"59750\",\n \"Description\": \"Tire Mfg. - auto, bus or truck\",\n \"Authority\": \"P/P\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"59751\",\n \"Description\": \"Tire Mfg. - not auto, bus or truck\",\n \"Authority\": \"P/P\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"18707\",\n \"Description\": \"Tobacco Products Distributors\",\n \"Authority\": \"P/P\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"59774\",\n \"Description\": \"Tobacco Products Mfg.\",\n \"Authority\": \"P/P\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"59773\",\n \"Description\": \"Tobacco Products Mfg. - cigars or cigarettes\",\n \"Authority\": \"P/P\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"59775\",\n \"Description\": \"Tobacco Products Mfg. - plug or snuff\",\n \"Authority\": \"P/P\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"18708\",\n \"Description\": \"Tobacco Products Stores\",\n \"Authority\": \"A /A\",\n \"CompanyNotes\": \"\\nMaximum GL limits $1,000,000 occurrence/$2,000,000 aggregate.\\nFor E-cigarette/vape stores, refer to Variety Stores (18911 and 18912).\\nSubmit:\\n1. Hookah exposures (communal smoking)\\n2. Importing tobacco products directly and/or blending of tobacco products in excess of 15% of gross sales\\nProhibited:\\n1. Blending of electronic/vapor cigarette liquids\\n2. Sale of electronic/vapor cigarettes and /or liquids or vapors for same in excess of 15% of gross sales (for E-cigarette/vape stores, refer to Variety Stores (18911 and 18912)\\n3. Sale of marijuana/cannabis or products containing marijuana/cannabis\\nRequired Forms:\\nASIC-GL-0097, Tobacco or Nicotine Products Health Hazard Exclusion;\\nCoverage Options:\\nElectronic Data Liability (CG 0437) available for limits of:\\n$10,000 = $100\\n$20,000 = $150\\n$50,000 = $200\\n\",\n \"IsoNotes\": \"\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"99760\",\n \"Description\": \"Tobacco Rehandling or Warehousing\",\n \"Authority\": \"P/P\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\\nAuction sales warehouses shall be separately classified and rated.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"49292\",\n \"Description\": \"Toll Bridges\",\n \"Authority\": \"P/P\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\\nBasis of premium is per 1,000 vehicles crossing the toll bridge regardless of direction.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"59781\",\n \"Description\": \"Tool Mfg. - accessories\",\n \"Authority\": \"S/S\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"59782\",\n \"Description\": \"Tool Mfg. - hand type - not powered\",\n \"Authority\": \"S/S\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\\nThis classification includes forging, trimming and machining.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"59783\",\n \"Description\": \"Tool Mfg. - hand type - powered\",\n \"Authority\": \"P/P\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\\nThis classification includes forging, trimming and machining.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"59784\",\n \"Description\": \"Tool Mfg. - power equipment - household type - outdoor or workshop\",\n \"Authority\": \"P/P\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\\nThis classification includes forging, trimming and machining.\\nPower Tool manufacturing not household type or hand type shall be separately classified and rated as \\\"Machinery or Machinery Parts Mfg.\\\".\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"97654\",\n \"Description\": \"Tower Erection or Modification - Metal - Communications Towers (Rated as Metal Erection)#\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \" \\n1. Supplemental application required\\n2. Towers should be secured against trespass\\nSubmit: \\n1. Towers located on buildings \\n2. Work on towers located on buildings\\n\\nProhibited: \\n1. Hired and/or Nonowned Auto Coverage \\n2. Tower inspections \\nRequired Forms: \\nASIC-GL-0031, Continuing or Ongoing Damage Exclusion; \\nASIC-GL-0064, Cancer Exclusion; \\nASIC-GL-0086, Injury to Worker Exclusion; \\nASIC-GL-0101, Earth or Land Movement Exclusion; \\nASIC-GL-0111, (CT, MA, ME, NH, NJ, PA, RI, VT only) Exclusion- Work in the State of New York;\\nASIC-GL-0112, Manganese Exclusion;\\nASIC-GL-0142, Underground Utility Endorsement;\\nASIC-GL-0144, (IN only), Total Pollution Exclusion- Indiana; \\nCG 2149, Total Pollution Exclusion Endorsement (exception IN and LA);\\nCG 2165 (LA only) Total Pollution Exclusion (with exceptions); \\nCG 2279, Exclusion- Contractors- Professional Liability;\\nOptional Coverages: ? \\nCG 2503, Designated Construction Project(s) General Aggregate Limit\",\n \"IsoNotes\": \"\\nShop operations shall be separately classified and rated.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"92453\",\n \"Description\": \"Towers - telecommunication\\n- existence hazard only (for towers owned and used by the insured only)#\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \" \\n1. Supplemental application required\\n2. Towers should be secured against trespass\\nSubmit: \\n1. Towers located on buildings \\n2. Work on towers located on buildings\\n\\nProhibed: \\n1. Hired and/or Nonowned Auto \\n2. Tower inspections \\nRequired Forms: \\nASIC-GL-0031, Continuing or Ongoing Damage Exclusion; \\nASIC-GL-0064, Cancer Exclusion; \\nASIC-GL-0086, Injury to Worker Exclusion; \\nASIC-GL-0101, Earth or Land Movement Exclusion; \\nASIC-GL-0111, (CT, MA, ME, NH, NJ, PA, RI, VT only) Exclusion- Work in the State of New York;\\nASIC-GL-0112, Manganese Exclusion;\\nASIC-GL-0144, (IN only), Total Pollution Exclusion- Indiana; \\nCG 2149, Total Pollution Exclusion Endorsement (exception IN and LA);\\nCG 2165 (LA only) Total Pollution Exclusion (with exceptions)\\nOptional Coverages: ? \\nCG 2503, Designated Construction Project(s) General Aggregate Limit\",\n \"IsoNotes\": \"\\nThis classification includes maintenance and new construction except for the construction of buildings, dams or reservoirs.\\nThis classification excludes injury and damage resulting from brownouts or blackouts. Use Exclusion - Failure To Supply Endorsement CG 22 50.\\nThe following shall be separately classified and rated:\\n- Store operations\\n- Installation, servicing or repair of appliances and fixtures\\n- Appliances and other property rented to others\\n- Construction of buildings\\n- Dam or reservoir construction\\nSeparately classify and rate risks that generate energy for others primarily through the use of solar energy systems or wind turbines.\\nFor premium computation purposes include the payroll of outside salesmen, collectors and meter readers.\\nSuperintendents, easement solicitors and project coordinators from the time of project initiation to the energizing of any portion of the system must be assigned to the classification \\\"Real Estate Agents\\\" except that the entire payroll of such employees must be assigned to this classification from the beginning of the project if the local cooperative does the preliminary line construction.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"49305\",\n \"Description\": \"Towers - telecommunication\\n- existence hazard only (lessor's risk only)\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \" \\n1. Supplemental application required\\n2. Towers should be secured against trespass\\n3. (NY only) Flat Charge per Tower of $125 up to 100 feet in height.\\nSubmit: \\n1. Towers located on buildings \\n2. Work on towers located on buildings\\n\\nProhibited: \\n1. Hired and/or Nonowned Auto Coverage\\n2. Tower inspections \\nRequired Forms: \\nASIC-GL-0031, Continuing or Ongoing Damage Exclusion; \\nASIC-GL-0064, Cancer Exclusion; \\nASIC-GL-0086, Injury to Worker Exclusion; \\nASIC-GL-0101, Earth or Land Movement Exclusion; \\nASIC-GL-0111, (CT, MA, ME, NH, NJ, PA, RI, VT only) Exclusion- Work in the State of New York;\\nASIC-GL-0112, Manganese Exclusion;\\nASIC-GL-0144, (IN only), Total Pollution Exclusion- Indiana; \\nCG 2149, Total Pollution Exclusion Endorsement (exception IN and LA);\\nCG 2165 (LA only) Total Pollution Exclusion (with exceptions); \\nOptional Coverages: ? \\nCG 2503, Designated Construction Project(s) General Aggregate Limit;\",\n \"IsoNotes\": \"\\nBasis of premium is each tower.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"68500\",\n \"Description\": \"Townhouses Associations (association risk only)\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\n1. Commercial condominiums refer to classifications (62000, 62001, 62002)\\n2. Subcontracted work refer to classification (91591)\\n3. Supplemental application required \\n4. Swimming Pools refer to (48925) \\nProhibited: \\n1. Any association that is not fully developed\\n2. Swimming pools not in compliance with the Virginia Graeme Baker Pool and Spa Safety Act \\n3. Unfenced pools and/or pool without self-latching gates\\nRequired Forms:\\nASIC-GL-0151, Cross Liability Exclusion;\\nASIC-GL-0031, Continuing or Ongoing Damage Exclusion; \\nASIC-GL-0099, Exclusion- Athletic or Sports Participants; \\nCG 2017, Additional Insured- Townhouse Associations;\\nCoverage Options:\\nLimited Participant Coverage (ASIC-GL-0082) is available at $25,000/$50,000 limits for a $200 flat charge (do not attach ASIC-GL-0099 with ASIC-GL-0082).\\n\",\n \"IsoNotes\": \"\\nThis classification applies to risks that meet the following qualifications:\\n(a) The individual owners own a fee simple title to the unit, including the inside walls, outside walls and the land on which his or her unit sits.\\n(b) The individual owner generally has an undivided interest in the common element of the project along with other unit owners. Common elements would include parking areas, recreational facilities, etc., but would not include the land on which each individual unit sits or the outer perimeter walls and common walls of each individual unit.\\n(c) The individual owner is generally responsible for repair and maintenance of the unit, both interior and exterior including the roof.\\nThis classification may include homeowners associations consisting of individual homes if such association meets the criteria set above for townhouse associations. If it is determined that the risk contains differing exposures, then the homeowners association may be classified and rated under the appropriate \\\"club\\\" classification or any other applicable classification.\\nThe following shall be separately classified and rated:\\n- Swimming pools\\n- Bathing beaches\\n- Indoor parking\\nThis classification does not apply to condominium associations.\\nAdditional Insureds. Use Additional Insured - Townhouse Associations Endorsement CG 20 17.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"18833\",\n \"Description\": \"Toy Distributors\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\nSeparately class and rate retail sales, including internet retail sales, that exceed 20% of gross sales.\\nSubmit:\\nManufacturers representatives\\nProhibited:\\n1. Assembling operations\\n2. Foreign Products (refer to appropriate manufacturing class)\\n3. Hired and/or Nonowned Auto Coverage\\n4. Importers\\n5. Manufacturers as additional insureds\\n6. Products manufactured/designed by or for the insured\\n7. Relabeling or repackaging of products \\nELPS:\\nELP - Products - .26\\nRequired Forms:\\nASIC-GL-0087, Scheduled Products Exclusion;\\nCoverage Options:\\nContractors Home Repair and Remodeling (ASIC-GL-0092) $15,000 limit available for 10% of the GL premium subject to $250 minimum premium.\\n\",\n \"IsoNotes\": \"\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"18834\",\n \"Description\": \"Toy Stores\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"59790\",\n \"Description\": \"Toys or Games Mfg.\",\n \"Authority\": \"S/S\",\n \"CompanyNotes\": \"\\nELPS:\\nELP - Products .77\",\n \"IsoNotes\": \"\\nThis classification includes the manufacturing of dolls.\\nElectronic games shall be separately classified and rated.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"4\",\n \"Description\": \"Traffic Signal Installations, Service or Repair #\",\n \"Authority\": \"P/P\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"19795\",\n \"Description\": \"Trailer Dealers (utility trailers)\",\n \"Authority\": \"S/S\",\n \"CompanyNotes\": \" \\nThis classification does not apply to sale, lease, or rental of motorized vehicles, lease or rental of trailers, or camper or travel trailer sales. \\nRepair and service shops rate under Automobile Repair or Service Shops classification (10073)\\nProhibited: \\n1. Trailer hitch installation\\n2. Rental of utility trailers\\nELPS:\\nELP - Products - 1.75\",\n \"IsoNotes\": \"\\nInstallation or repair of trailer hitches is included.\\nThis classification does not include the following:\\n- Trailer Dealers that also sell, lease or rent motorized vehicles.\\n- Trailer Dealers that exclusively lease or rent trailers, long-term or short-term.\\nRepair or service shops should be separately rated as Automobile Repair or Service Shops.\\nThis classification does not apply to Camper or Travel Trailer Sales.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"19796\",\n \"Description\": \"Trailer Rental Agencies\",\n \"Authority\": \"P/P\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\\nThis classification applies to risks that exclusively lease or rent trailers, long-term or short-term.\\nInstallation or repair of trailer hitches is included.\\nThis classification does not apply to risks that also sell, lease or rent motorized vehicles.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"59798\",\n \"Description\": \"Trailers Mfg.\",\n \"Authority\": \"P/P\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\\nThe following shall be separately classified and rated:\\n- Campers manufacturing\\n- Camper bodies or trailers manufacturing\\n- Mobile homes manufacturing\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"48206\",\n \"Description\": \"Trap and Skeet Ranges #\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\\nSale of firearms and ammunition shall be separately classified and rated.\\nBasis of premium is each range.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"49333\",\n \"Description\": \"Travel Agency Tours\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\nSubmit:\\n1. CO and WA: Submit marijuana/cannabis tours\\n2. Tours involving school children\\nProhibited: \\nTours involving adventure activities such as whitewater activities, climbing, biking, survival training\\nRequired Forms:\\nCG 2116, Exclusion- Designated Professional Services; \\nCG 2228, Limitation of Worldwide Coverage;\\n\",\n \"IsoNotes\": \"\\nThis classification applies to travel agencies which organize tours.\\nTravel Agencies shall be separately classified and rated as \\\"Buildings or Premises - office\\\".\\nWorldwide coverage is excluded. Use Amendment - Travel Agency Tours (Limitation Of Coverage) Endorsement CG 22 28.\\nBasis of premium is per 1,000 passenger days.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"99777\",\n \"Description\": \"Tree Pruning, Dusting, Spraying, Repairing, Trimming or Fumigating\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\n1. $1,500 minimum premium required on all risks\\n2. Supplemental application required\\nProhibited:\\n1. Controlled burns\\n2. Cranes in excess of 75 feet\\n3. Defensible space contractors\\n4. Highway or right-of-way maintenance in excess of 15%\\n5. Hired and/or Nonowned Auto Coverage\\n6. Logging and lumbering risks\\n7. Snow and ice removal operations\\nRequired Forms:\\nASIC-GL-0053, Fungi or Bacteria Exclusion (required if ASIC-GL-0024 is attached to the policy); \\nASIC-GL-0086, Injury to Workers Exclusion (except NY);\\nASIC-GL-0111, (NJ and PA only), Exclusion- Work in the State of New York; \\nASIC-GL-0116, Logging and Lumbering Exclusion; \\nASIC-GL-0117, (NY only), Employee and Worker Injury and Liability Exclusion (do not attach CG 2139 or CG 2426 with ASIC-GL-0117);\\nASIC-GL-0128,Exclusion- Snow Removal, Ice Removal or Plowing Operations;\\nASIC-GL-0129, Exclusion- Snow Removal, Ice Removal or Plowing Operations on Public Streets, Roads or Highways; \\nCG 2116, Exclusion- Designated Professional Services (indicate Any and all professional exposures);\\n\\nCG 2154, Exclusion Designated Operations Covered by a Consolidated (Wrap-Up) Insurance Program (Indicate: All operations covered by a consolidated (wrap- up) insurance program); \\nCG 2264, Pesticide/Herbicide Operations Coverage included up to the General Liability limits;\\nCG 2616, (PA only) Pennsylvania Changes- Pesticide Applicator- Limited Pollution Coverage;\\nCG 2687, (OH only), Ohio Pesticide Applicator- Limited Pollution Coverage; \\nOptional Forms: :\\nASIC-GL-0095, Absolute Employee and Worker Injury and Liability Exclusion (do not attach CG 2139 or CG 2426 with ASIC-GL-0095); \\nCG 2139, Contractual Liability Limitation; \\nCoverage Options:\\n1. Errors and Omissions Coverage (ASIC-GL-0024) is offered at limits equal to the General Liability limit. Charge 10% of the General Liability premium subject to a minimum $100 charge (do not attach ASIC-GL-0024 with CG 2116).\\n2. In Transit Pollution Coverage (ASIC-GL-0084) is included at $25,000/$100,000 limits.\\n\",\n \"IsoNotes\": \"\\nThis classification includes stump grinding and removal.\\nCoverage is included for herbicide/pesticide operations.\\nUse Pesticide Or Herbicide Applicator - Limited Pollution Coverage Endorsement CG 22 64.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"59806\",\n \"Description\": \"Truck Mfg. or Assembling\",\n \"Authority\": \"P/P\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\\nThis classification applies only to manufacturing or assembling of entire vehicles or major customizing.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"99793\",\n \"Description\": \"Truckers\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \" \\n1. Installation of household items should be classified under Appliances and Accessories - installation, servicing or repair household classification (91155).\\n2. Confirm vehicle maintenance schedule is in place for all owned vehicles. \\n3. Supplemental application required\\nProhibited: \\n1. Asphalt transport\\n2. Auto coverage not in force\\n3. Car toters or drive away contractors \\n4. Chemical transport\\n5. Coal transport\\n6. Escort vehicles for oversize or overweight loads \\n7. Explosives transport\\n8. Fertilizer transport\\n9. Flammable materials transport\\n10. Fuel, LPG or oil exposures\\n11. Hired and/or Nonowned Auto Coverage\\n12. House raising and transporting operations\\n13. Hydraulic fracturing or hydrofracking operations \\n14. Logging or lumbering \\n15. Medical waste transport\\n16. Mobile home transport\\n17. Oil and gas companies as additional insureds\\n18. Oilfield equipment transport \\n\\n19. Oversized or overweight permits needed\\n20. Public livery \\n21. Repossession operations \\n22. Salt or sand dispending on roadways\\n23. Tire transport\\n24. Toxic or hazardous materials transport \\n25. Truck brokers\\n26. Unlicensed vehicles \\nCredits and Surcharges:\\n (NY Only) A 30% credit may be applied to the premises and Products/Co liability rates if Absolute Employee and Worker Injury and Liability Exclusion (ASIC-GL-0095) is attached to the policy. (Do not attach CG 2139 or CG 2426 with ASIC-GL-0095)\\nRequired Forms: \\nASIC-GL-0055, Designated Operations Exclusion (Indicate: Any and all installation, service or repair operations); \\nASIC-GL-0086, Injury to Worker Exclusion (except NY); \\nASIC-GL-0118, Exclusion of Subcontracted Autos; \\nASIC-GL-0144, (IN only) Total Pollution Exclusion Indiana;\\nCG 2139, Contractual Liability Limitation (do not attach CG 2426 with CG 2139); \\nCG 2149, Total Pollution Exclusion (except IN and LA); \\nCG 2154, Exclusion- Designated Operations Covered by a Consolidated (Wrap-Up) Insurance Program (Indicate: All operations covered by a consolidated [wrap-up] insurance program);\\nCG 2165, (LA only) Total Pollution Exclusion (with exceptions);\\nOptional Forms: : \\nASIC-GL-0095, Absolute Employee and Worker Injury and Liability Exclusion (do not attach CG 2139 or CG 2426 with ASIC-GL-0095);\",\n \"IsoNotes\": \"\\nStorage warehouse operations shall be separately classified and rated.\\nFor premium computation purposes include the payroll of terminal employees and garage or repair persons.\\nThe payroll of employees engaged in collection and delivery of merchandise on foot shall not be used in computing the premium.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"99798\",\n \"Description\": \"Tunneling\",\n \"Authority\": \"P/P\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\\nThis classification applies to all operations except blasting. Subway construction shall be separately classified and rated.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"59867\",\n \"Description\": \"Turpentine or Resin Mfg.\",\n \"Authority\": \"P/P\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"59886\",\n \"Description\": \"Twine or Cordage Mfg.\",\n \"Authority\": \"A/S\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"59889\",\n \"Description\": \"Umbrella or Cane Mfg.\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\nSubmit: \\n1. Prior voluntary or involuntary product recall circumstances of recall required\\n2. Stand-alone products coverage \\nProhibited:\\nDiscontinued Products/Completed Operations coverage \\nRequired Forms: \\nASIC-GL-0054, Specified Products Liability (required if Products coverage provided); \\nASIC-GL-0064, Exclusion- Cancer; \\nASIC- GL-0086, Injury to Worker Exclusion; \\nCG 2149, Total Pollution Exclusion; \\nCG 2196, Silica or Silica-Related Dust Exclusion; \\nCoverage Options: \\nLimited Product Withdrawal Expense Endorsement (CG 0436) available for $7,500 aggregate limit at no additional charge. Indicate \\\"0\\\" for Deductible Amount and Participation Percentage. For the Cut-off Date, indicate the inception date of the first Ategrity policy with continuous renewal coverage with Ategrity to current policy.\\n\",\n \"IsoNotes\": \"\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"99803\",\n \"Description\": \"Underpinning Buildings or Structures\",\n \"Authority\": \"P/P\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\\nThis classification includes incidental shoring, removal or rebuilding of walls, foundations, columns or piers.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"99826\",\n \"Description\": \"Upholstering\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\nSubmit:\\n1. Gas, oil or chemical plant operations\\n2. Multiple named insureds and joint ventures\\nProhibited:\\n1. Fire and Water restoration operations\\n2. Hired and/or Nonowned Auto Coverage\\n3. Mold and spore treatment or removal operations\\nRequired Forms:\\nASIC-GL-0031, Continuing or Ongoing Damage Exclusion;\\nASIC-GL-0086, Injury to Worker Exclusion;\\nASIC-GL-0144, (IN only) Total Pollution Exclusion - Indiana;\\nCG 2149, Total Pollution Exclusion (except IN and LA);\\nCG 2154, Exclusion - Designated Operations Covered by a Consolidated (Wrap-Up) Insurance Program (indicate: All operations covered by a consolidated wrap-up insurance program);\\nCG 2165, (LA only) Total Pollution Exclusion (with exceptions);\\nCG 2279, Exclusion - Contractors- Professional Liability;\\nCoverage Options:\\n1. Contractors - Home Repair and Remodeling (ASIC-GL-0092) available at a $15,000 limit; charge 10% of the GL premium subject to $250 minimum premium. \\n2. Electronic Data Liability (CG0437) is available for limits of:\\n$10,000 = $100\\n$20,000 = $150\\n$50,000 = $200\",\n \"IsoNotes\": \"\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"99827\",\n \"Description\": \"Upholstering - shop only\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\nIncidental furniture refinishing or repairing acceptable.\\nSubmit:\\n1. Gas, oil or chemical plant operations \\n2. Multiple named insureds and joint ventures\\nProhibited:\\n1. Fire and Water restoration operations\\n2. Hired and/or Nonowned Auto Coverage\\n3. Mold and spore treatment or removal operations\\nRequired Forms:\\nASIC-GL-0031, Continuing or Ongoing Damage Exclusion;\\nASIC-GL-0086, Injury to Worker Exclusion;\\nASIC-GL-0144, (IN only) Total Pollution Exclusion - Indiana;\\nCG 2149, Total Pollution Exclusion (except IN and LA);\\nCG 2165, (LA only) Total Pollution Exclusion (with exceptions);\\nCG 2279, Exclusion - Contractors- Professional Liability;\\nCoverage Options:\\n1. Contractors - Home Repair and Remodeling (ASIC-GL-0092) available at a $15,000 limit; charge 10% of the GL premium subject to $250 minimum premium. \\n2. Electronic Data Liability (CG0437) is available for limits of:\\n$10,000 = $100\\n$20,000 = $150\\n$50,000 = $200\",\n \"IsoNotes\": \"\\nThis classification includes incidental furniture refinishing or repairing.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"68604\",\n \"Description\": \"Vacant Buildings - factories\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\nSupplemental application required\\nSubmit:\\n1. Buildings condemned or scheduled for demolition\\n2. Renovation or subcontracted work costs in excess of $300,000\\nProhibited:\\n1. Condominium or townhouse conversions\\n2. Hired and/or Nonowned Auto Coverage\\n3. NY only- any construction or renovation exposures\\n4. Unsecured buildings - not fully boarded, locked or guarded\\nRequired Forms:\\nASIC-GL-0089, Multi-Unit Habitational Conversion Exclusion;\\nASIC-GL-0095, (NY only) Absolute Employee and Worker Injury and Liability Exclusion (do not attach CG2139 or CG2426 with ASIC-GL-0095);\\nASIC-GL-0144, (IN only) Total Pollution Exclusion - Indiana;\\nCG 2144, Limitation of Coverage to Designated Premises or Project;\\nCG 2149, Total Pollution Exclusion (except IN and LA);\\nCG 2165, (LA only) Total Pollution Exclusion (with Exceptions); \\nRequired Forms - If no renovation/demolition exposures: \\nASIC-GL-0095, (NY only) Absolute Employee and Worker Injury and Liability Exclusion (do not attach CG2139 or CG2426 with ASIC-GL-0095);\\n\\nASIC-GL-0138, Exclusion Contractors and Subcontractors do not attach ASIC-GL-0026 with ASIC-GL-0138; \\nCG 2104, Exclusion- Products- Completed Operations Hazard; \\nCG 2139, Contractual Liability Limitation (except NY) - do not attach CG 2426 with CG 2139; \\nOptional Forms: : \\nASIC-GL-0119, Pyramiding of Limits Endorsement; \\n\",\n \"IsoNotes\": \"\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"68607\",\n \"Description\": \"Vacant Buildings - not factories - Not-For-Profit\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\nSupplemental application required\\nSubmit:\\n1. Buildings condemned or scheduled for demolition\\n2. Renovation or subcontracted work costs in excess of $300,000\\nProhibited:\\n1. Condominium or townhouse conversions\\n2. Hired and/or Nonowned Auto Coverage\\n3. NY only- any construction or renovation exposures\\n4. Unsecured buildings - not fully boarded, locked or guarded\\nRequired Forms:\\nASIC-GL-0089, Multi-Unit Habitational Conversion Exclusion;\\nASIC-GL-0095, (NY only) Absolute Employee and Worker Injury and Liability Exclusion (do not attach CG 2139 or CG 2426 with ASIC-GL-0095);\\nASIC-GL-0144, (IN only) Total Pollution Exclusion - Indiana;\\nCG 2144, Limitation of Coverage to Designated Premises or Project;\\nCG 2149, Total Pollution Exclusion (except IN and LA);\\nCG 2165, (LA only) Total Pollution Exclusion (with Exceptions); \\nRequired Forms - If no renovation/demolition exposures: \\nASIC-GL-0095, (NY only) Absolute Employee and Worker Injury and Liability Exclusion (do not attach CG 2139 or CG 2426 with ASIC-GL-0095);\\n\\nASIC-GL-0138, Exclusion Contractors and Subcontractors do not attach ASIC-GL-0026 with ASIC-GL-0138; \\nCG 2104, Exclusion- Products- Completed Operations Hazard; \\nCG 2139, Contractual Liability Limitation (except NY) - do not attach CG 2426 with CG 2139; \\nOptional Forms: : \\nASIC-GL-0119, Pyramiding of Limits Endorsement; \\n\",\n \"IsoNotes\": \"\\nThis classification applies to buildings which are entirely vacant (with or without occupancy by caretakers). It also applies to that portion of partially vacant buildings above the second floor level, provided that (1) all floors above the grade floor are vacant and (2) if there are any elevators in such buildings, all hoistway entrances above the second floor level are locked in such a manner as to deny access to floor landings.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"68606\",\n \"Description\": \"Vacant Buildings - not factories - Other than Not- For-Profit\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\nSupplemental application required\\nSubmit:\\n1. Buildings condemned or scheduled for demolition\\n2. Renovation or subcontracted work costs in excess of $300,000\\nProhibited:\\n1. Condominium or townhouse conversions\\n2. Hired and/or Nonowned Auto Coverage\\n3. NY only- any construction or renovation exposures\\n4. Unsecured buildings - not fully boarded, locked or guarded\\nRequired Forms:\\nASIC-GL-0089, Multi-Unit Habitational Conversion Exclusion;\\nASIC-GL-0095, (NY only) Absolute Employee and Worker Injury and Liability Exclusion (do not attach CG 2139 or CG 2426 with ASIC-GL-0095);\\nASIC-GL-0144, (IN only) Total Pollution Exclusion - Indiana;\\nCG 2144, Limitation of Coverage to Designated Premises or Project;\\nCG 2149, Total Pollution Exclusion (except IN and LA);\\nCG 2165, (LA only) Total Pollution Exclusion (with Exceptions); \\nRequired Forms - If no renovation/demolition exposures:\\nASIC-GL-0095, (NY only) Absolute Employee and Worker Injury and Liability Exclusion (do not attach CG 2139 or CG 2426 with ASIC-GL-0095);\\n\\nASIC-GL-0138, Exclusion Contractors and Subcontractors do not attach ASIC-GL-0026 with ASIC-GL-0138; \\nCG 2104, Exclusion- Products- Completed Operations Hazard; \\nCG 2139, Contractual Liability Limitation (except NY) - do not attach \\nCG 2426 with CG 2139; \\nOptional Forms: :\\nASIC-GL-0119, Pyramiding of Limits Endorsement; \\n\",\n \"IsoNotes\": \"\\nThis classification applies to buildings which are entirely vacant (with or without occupancy by caretakers). It also applies to that portion of partially vacant buildings above the second floor level, provided that (1) all floors above the grade floor are vacant and (2) if there are any elevators in such buildings, all hoistway entrances above the second floor level are locked in such a manner as to deny access to floor landings.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"49452\",\n \"Description\": \"Vacant Land - Not- For-Profit\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\n1. General contractors or subcontractors working on the premise must provide a Certificate of Insurance naming the property owner as an additional insured; a contact containing a hold harmless clause in favor of the owner. \\n2. Lakes (owned by the insured) should be separately rated under Lakes or Reservoirs - existence hazard only - Not-For- Profit classification (45524)\\n3. Dams should be separately rated under Dam, Levee or Dike\\n- existence hazard only classification (41700)\\n4. Supplemental application required\\nSubmit:\\nLand with a sealed below ground mine\\nProhibited:\\n1. Dams for lakes greater than 100 surface acres or dams higher than 40 feet\\n2. EPA Superfund sites\\n3. Existence of gas or oil wells\\n4. Land currently or formerly used as a landfill\\n5. Land used for motorized vehicles and bikes or snowmobiles\\n6. Land with a below ground mine, water well, or gar well that has not been sealed\\n7. Logging and lumbering operations on owned or leased land\\n8. Real estate development property for townhomes, condominiums, or more than 12 single family homes/lots\\n9. Risks involved in or exposed to hydraulic fracturing or hydrofracking operations\\n\\nCredits/Surcharges:\\nLocation/acreage modifiers are applicable to the General Liability rates and apply separately to each location:\\n1-100 acres = 1.00 mod applied \\n101-200 acres = .90 mod applied \\n201400 acres = .80 mod applied \\n401-600 acres = .55 mod applied\\n601 1,000 acres = .50 mod applied\\nMore than 1,000 acres= .40 mod applied \\nELPS:\\nELP - Prem Ops - .83\\nRequired Forms:\\nASIC-GL-0095, (NY ONLY) Absolute Employee and Worker Injury and Liability Exclusion (required if unable to confirm all contractors policies carry full contractual liability with no restrictions for worker injuries or no contracting work is contemplated- do not attach CG 2139 or CG 2426);\\nASIC-GL-0101, Earth or Land Movement Exclusion;\\nASIC-GL-0116, Logging and Lumbering Operations Exclusion; \\nASIC-GL-0138, Exclusion- Contractors and Subcontractors; \\nASIC-GL-0144, (IN only), Total Pollution Exclusion- Indiana;\\nCG2104, Exclusion Products Completed Operations Hazard; \\nCG 2139, Contractual Liability Limitation (do not attach CG 2426);\\nCG 2144, Limitation of Coverage to Designated Premises or Project; \\nCG 2149, Total Pollution Exclusion (except LA); \\nCG 2165, (LA only) Total Pollution Exclusion; \\n\\nOptional Forms: : \\nASIC-GL-0072, Development Construction Residential Project Exclusion;\\nASIC-GL-0115, Exclusion- Use of Recreational Vehicles;\\n\",\n \"IsoNotes\": \"\\nThis classification applies solely to the existence and maintenance of property exclusive of buildings.\\nProperty which is actively being developed shall be classified and rated as \\\"Real Estate Development Property\\\".\\nThe following shall be also separately classified and rated:\\n- Vacant land used by persons other than the insured for business purposes\\n- Hunting preserves\\nBasis of premium is each acre. (49452) (49451)\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"49451\",\n \"Description\": \"Vacant Land - Other than Not- For-Profit\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\n1. Dams should be separately rated under Dam, Levee or Dike\\n- existence hazard only classification (41700)\\n2. General contractors or subcontractors working on the premise must provide a Certificate of Insurance naming the property owner as an additional insured; a contact containing a hold harmless clause in favor of the owner. \\n3. Lakes (owned by the insured) should be separately rated under Lakes or Reservoirs - existence hazard only - Not-For- Profit classification (45524)\\n4. Supplemental application required\\nSubmit:\\nLand with a sealed below ground mine\\nProhibited:\\n1. Dams for lakes greater than 100 surface acres or dams higher than 40 feet\\n2. EPA Superfund sites\\n3. Existence of gas or oil wells\\n4. Land currently or formerly used as a landfill\\n5. Land used for motorized vehicles and bikes or snowmobiles\\n6. Land with a below ground mine, water well, or gar well that has not been sealed\\n7. Logging and lumbering operations on owned or leased land\\n8. Real estate development property for townhomes, condominiums, or more than 12 single family homes/lots\\n9. Risks involved in or exposed to hydraulic fracturing or hydrofracking operations\\n\\nCredits/Surcharges:\\nLocation/acreage modifiers are applicable to the General Liability rates and apply separately to each location:\\n1-100 acres = 1.00 mod applied \\n101-200 acres = .90 mod applied \\n201400 acres = .80 mod applied \\n401-600 acres = .55 mod applied\\n601 1,000 acres = .50 mod applied\\nMore than 1,000 acres= .40 mod applied \\nELPS:\\nELP - Prem Ops - .64\\nRequired Forms:\\nASIC-GL-0095, (NY ONLY) Absolute Employee and Worker Injury and Liability Exclusion (required if unable to confirm all contractors policies carry full contractual liability with no restrictions for worker injuries or no contracting work is contemplated- do not attach CG 2139 or CG 2426);\\nASIC-GL-0101, Earth or Land Movement Exclusion;\\nASIC-GL-0116, Logging and Lumbering Operations Exclusion;\\nASIC-GL-0138, Exclusion- Contractors and Subcontractors; \\nASIC-GL-0144, (IN only), Total Pollution Exclusion- Indiana;\\nCG 2104, Exclusion Products Completed Operations Hazard; \\nCG 2139, Contractual Liability Limitation (do not attach CG 2426);\\nCG 2144, Limitation of Coverage to Designated Premises or Project; \\nCG 2149, Total Pollution Exclusion (except IN and LA); \\nCG 2165, (LA only) Total Pollution Exclusion; \\n\\nOptional Forms: : \\nASIC-GL-0072, Development Construction Residential Project Exclusion;\\nASIC-GL-0115, Exclusion- Use of Recreational Vehicles;\\n\",\n \"IsoNotes\": \"\\nThis classification applies solely to the existence and maintenance of property exclusive of buildings.\\nProperty which is actively being developed shall be classified and rated as \\\"Real Estate Development Property\\\".\\nThe following shall be also separately classified and rated:\\n- Vacant land used by persons other than the insured for business purposes\\n- Hunting preserves\\nBasis of premium is each acre. (49452) (49451)\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"59892\",\n \"Description\": \"Valves Mfg.\",\n \"Authority\": \"P/P\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"18834\",\n \"Description\": \"Vape/E-Cigarette Stores #\",\n \"Authority\": \"A /A\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"18912\",\n \"Description\": \"Variety Stores - Not-For-Profit\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\nSubmit:\\nFireworks sales\\nProhibited:\\n1. Ammunition reloading\\n2. Blending of electronic/vapor cigarette liquids\\n3. Gun repair\\n4. Gun sales in excess of 15% of total sales\\n5. Importing of tobacco products directly by insured and/or blending of tobacco products in excess of 15% of gross sales\\n6. Pre-owned children's clothing, children's furniture and children's accessories in excess of 50%\\n7. Sale of electronic/vapor cigarettes and /or liquids or vapors for same in excess of 15% of gross receipts\\n8. Products/CO coverage for consignment/secondhand/thrift stores, rummage sales and E-cigarette/vape stores\\n9. Sale of marijuana/cannabis or products containing marijuana/cannabis\\n10. For rummage sales: Hired and Nonowned Auto coverage; host liquour liability for BYOB exposures, \\nAdditional Prohibited for Rummage Sales: \\n1. Certificates of insurance not obtained from all vendors and amusement device operators naming the insured as Additional Insured. \\n2. Hired and/or Nonowned Auto Coverage \\n\\n3. Host Liquor Liability for BYOB exposures\\n4. Inflatable amusement devices owned and/or operated or supervised by the insured \\n5. Liquor manufacturers or distributors as additional insureds \\n6. Marijuana/cannabis exposures\\nCredits and Surcharges: \\nPre-owned children's clothing, children's furniture and children's accessories in excess 25% but less than 50%, surcharge the Premise/Prod Co rate 25%\\nRequired Forms:\\nASIC-GL-0093, Exclusion - Chinese Drywall;\\nASIC-GL-0097, Tobacco or Nicotine Products Health Hazard Exclusion;\\nCG 2245, Exclusion - Specified Therapeutic or Cosmetic Services Endorsement;\\nAdditional Required Forms for consignment/secondhand/thrift stores, rummage sales and E-cigarette/vape stores: \\nCG 2104, Exclusion -Products/Completed Operations Hazard; \\nCG 2139, Contractual Liability Limitation (do not attach CG 2426 with CG 2139);\\nCG 2144, Limitation of Coverage to Designated Premises, Project or Operation; \\n\\nAdditional Required Forms for Rummage Sales:\\nASIC-GL-0066, Assault and Battery Exclusion; \\nASIC-GL-0079, Total Liquor Exclusion; \\nASIC-GL-0114, Special Event Participant Exclusion;\\nCG 2116, Exclusion- Designated Professional Services (indicate \\\"Any and all professional exposures\\\" on coverage form)\\nCoverage Options:\\n1. Electronic Data Liability (CG 0437) is available for limits of:\\n$10,000 = $100\\n$20,000 = $150\\n$50,000 = $200\\n2. Contractors - Home Repair and Remodeling (ASIC-GL-0092) available at a $15,000 limit; charge 10% of the GL premium subject to $250 minimum premium. .\\n\",\n \"IsoNotes\": \"\\nThis classification is applicable to store locations which sell a variety of small wares such as stationery, giftware, toilet articles, light hardware, toys, housewares, confectionery, ready-to-wear clothing and accessories, etc. Sales are usually for cash without delivery services. Stores are sometimes distinguished by advertising price ranges of \\\"5- and 10-\\\" or \\\"5- to $1\\\".\\nProfessional services are excluded. Use Exclusion - Specified Therapeutic Or Cosmetic Services Endorsement CG 22 45.\\nDepartment or discount stores shall be separately classified and rated.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"18911\",\n \"Description\": \"Variety Stores - Other than Not- For-Profit\",\n \"Authority\": \"A /A\",\n \"CompanyNotes\": \"\\nSubmit:\\nFireworks sales\\nProhibited:\\n1. Ammunition reloading\\n2. Blending of electronic/vapor cigarette liquids\\n3. Gun repair\\n4. Gun sales in excess of 15% of total sales\\n5. Importing of tobacco products directly by insured and/or blending of tobacco products in excess of 15% of gross sales\\n6. Pre-owned children's clothing, children's furniture and children's accessories in excess of 50%\\n7. Sale of electronic/vapor cigarettes and /or liquids or vapors for same in excess of 15% of gross receipts\\n8. Products/CO coverage for consignment/secondhand/thrift stores, rummage sales and E-cigarette/vape stores\\n9. Sale of marijuana/cannabis or products containing marijuana/cannabis\\n10. For rummage sales: Hired and Nonowned Auto coverage; host liquour liability for BYOB exposures, \\nAdditional Prohibited for Rummage Sales: \\n1. Certificates of insurance not obtained from all vendors and amusement device operators naming the insured as Additional Insured. \\n2. Hired and/or Nonowned Auto Coverage \\n\\n3. Host Liquor Liability for BYOB exposures\\n4. Inflatable amusement devices owned and/or operated or supervised by the insured \\n5. Liquor manufacturers or distributors as additional insureds \\n6. Marijuana/cannabis exposures\\nCredits and Surcharges: \\nPre-owned children's clothing, children's furniture and children's accessories in excess 25% but less than 50%, surcharge the Premise/Prod Co rate 25%\\nRequired Forms:\\nASIC-GL-0093, Exclusion - Chinese Drywall;\\nASIC-GL-0097, Tobacco or Nicotine Products Health Hazard Exclusion;\\nCG 2245, Exclusion - Specified Therapeutic or Cosmetic Services Endorsement;\\nAdditional Required Forms for consignment/secondhand/thrift stores, rummage sales and E-cigarette/vape stores: \\nCG 2104, Exclusion -Products/Completed Operations Hazard; \\nCG 2139, Contractual Liability Limitation (do not attach CG 2426 with CG 2139);\\nCG 2144, Limitation of Coverage to Designated Premises, Project or Operation; \\n\\nAdditional Required Forms for Rummage Sales:\\nASIC-GL-0066, Assault and Battery Exclusion; \\nASIC-GL-0079, Total Liquor Exclusion; \\nASIC-GL-0114, Special Event Participant Exclusion;\\nCG 2116, Exclusion- Designated Professional Services (indicate \\\"Any and all professional exposures\\\" on coverage form)\\nCoverage Options:\\n1. Electronic Data Liability (CG 0437) is available for limits of:\\n$10,000 = $100\\n$20,000 = $150\\n$50,000 = $200\\n2. Contractors - Home Repair and Remodeling (ASIC-GL-0092) available at a $15,000 limit; charge 10% of the GL premium subject to $250 minimum premium. .\\n\",\n \"IsoNotes\": \"\\nThis classification is applicable to store locations which sell a variety of small wares such as stationery, giftware, toilet articles, light hardware, toys, housewares, confectionery, ready-to-wear clothing and accessories, etc. Sales are usually for cash without delivery services. Stores are sometimes distinguished by advertising price ranges of \\\"5- and 10-\\\" or \\\"5- to $1\\\".\\nProfessional services are excluded. Use Exclusion - Specified Therapeutic Or Cosmetic Services Endorsement CG 22 45.\\nDepartment or discount stores shall be separately classified and rated.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"59905\",\n \"Description\": \"Vegetable Oil Mfg.\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\nSubmit:\\n1. Risks with products subject to voluntary or involuntary product recall\\n2. Limited Product Withdrawal Expense Endorsement limits in excess of $7,500\\nProhibited:\\n1. (FSIS)- Food Safety and Inspection Service - Risks subject to but not approved for operation under either the Food Safety and Inspection Service (FSIS) under the jurisdiction of USDA or by an equivalent state or federal regulation and inspection program\\n2. Herbal supplements and vitamins\\n3. Kava\\n4. Marijuana/cannabis\\nRequired Forms:\\nASIC-GL-0045, Marijuana/Cannabis Liability Exclusion;\\nASIC-GL-0054, Specified Products Liability (required if Products coverage provided); \\nCoverage Options:\\nLimited Product Withdrawal Expense Endorsement (CG0436) available for $7,500 aggregate limit at no additional charge. Indicate \\\"0\\\" for Deductible Amount and Participation Percentage. For the Cut-off Date, indicate the inception date of the first Ategrity policy with continuous renewal coverage with Ategrity to current policy.\\n\",\n \"IsoNotes\": \"\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"59904\",\n \"Description\": \"Vegetable Oil Mfg.\\n- by solvent extraction\",\n \"Authority\": \"S/S\",\n \"CompanyNotes\": \" \\nProhibited:\\nProducts used to manufacture animal feed\\nRequired Forms:\\nASIC-GL-0054, Specified Products Liability;\\nCG 2149, Total Pollution Exclusion (except IN & LA); \\nCG 2165, (LA only), Total Pollution Exclusion (with exceptions);\",\n \"IsoNotes\": \"\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"10073\",\n \"Description\": \"Vehicle Wraps\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\\nThis classification includes coverage for operation of customers automobiles on insured's premises. Use Operation Of Customers Autos On Particular Premises Endorsement CG 22 68.\\nRetail operations shall be separately classified and rated.\\nFor premium computation purposes, receipts from towel dispensers, vacuum cleaners, etc. are to be included in gross sales.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"59915\",\n \"Description\": \"Vending Machine Mfg.\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"49619\",\n \"Description\": \"Vending Machine Operations\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\\nThis classification applies to the ownership, maintenance and operation of vending machines located away from the insured's premises.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"49617\",\n \"Description\": \"Vending Machine Operations - confection, food, beverage or ice\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\\nThis classification applies to the ownership, maintenance and operation of vending machines located away from the insured's premises.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"49618\",\n \"Description\": \"Vending Machine Operations - tobacco products\",\n \"Authority\": \"P/P\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\\nThis classification applies to the ownership, maintenance and operation of vending machines located away from the insured's premises.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"59917\",\n \"Description\": \"Venetian Blinds Mfg. or Assembling\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \" \\nRequired Forms: \\nASIC-GL-0054, Specified Products Liability;\\n\",\n \"IsoNotes\": \"\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"99851\",\n \"Description\": \"Veterinarian or Veterinary Hospitals - rated as Medical Offices\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\n1. $500 minimum premium when occurrence limits are $500 or less. \\n2. Coverage restricted to premise liability only- OL&T.\\n3.Professional coverage must be in place.\\nSubmit:\\nAdditional Interests other than landlords. \\nRequired Forms:\\nASIC-GL-0139, Total Products Exclusion with Designated Premises Limitation;\\n\",\n \"IsoNotes\": \"\\nProfessional services are excluded. Use Exclusion - Professional Veterinarian Services Endorsement CG 21 58.\\nIf professional coverage is desired, rate as \\\"Veterinarians\\\" in accordance with the Professional Liability Division.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"18920\",\n \"Description\": \"Video Stores\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\nSubmit:\\nHookah exposures (communal smoking)\\nProhibited:\\n1. Blending of electronic/vapor cigarette liquids\\n2. Sale of electronic/vapor cigarettes and /or liquids or vapors for same in excess of 15% of gross receipts\\n3. Sale of marijuana/cannabis or products containing marijuana/cannabis\\nRequired Forms:\\nASIC-GL-0097, Tobacco or Nicotine Products Health Hazard Exclusion;\\nCoverage Options:\\nElectronic Data Liability (CG 0437) available for limits of:\\n$10,000 = $100\\n$20,000 = $150\\n$50,000 = $200\\n\",\n \"IsoNotes\": \"\\nThis classification applies to stores which primarily rent video tapes, disks or electronic game cartridges.\\nThis classification also includes the incidental sales of:\\n- New and used tapes, disks or game cartridges\\n- Prepackaged computer software\\n- Video equipment\\n- Packaged food or drinks and novelty items, such as collector cards, posters, magazines and tee-shirts\\nThe following shall be separately classified and rated:\\n- Sales of electronic equipment, other than video equipment, and computers\\n- Installation, service or repair of video or electronic equipment\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"49763\",\n \"Description\": \"Warehouse - cold individual storage lockers\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \" \\nRequired Forms:\\nCG 2229, Exclusion - Property Entrusted;\",\n \"IsoNotes\": \"\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"99917\",\n \"Description\": \"Warehouse - cold storage public\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\\nPortions of premises used for individual cold storage lockers shall be separately classified and rated.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"99938\",\n \"Description\": \"Warehouses\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \" \\nProhibited: \\n1. Chemical storage \\n2. Explosive storage\\n\",\n \"IsoNotes\": \"\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"68702\",\n \"Description\": \"Warehouses - mfg. or private buildings or premises - occupied by multiple interest (lessor's risk only)\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\nSupplemental application required\\nSubmit:\\nChemical storage\\nProhibited:\\n1. Fireworks storage \\n2. Hazardous material storage\\n3. Hired and/or Nonowned Auto Coverage\\nRequired Forms:\\nASIC-GL-0089, Multi-Unit Habitational Conversion Exclusion;\\nASIC-GL-0124, Limitation of Coverage to Designated Premises;\\nASIC-GL-0144, (IN only) Total Pollution Exclusion - Indiana;\\nCG 2104, Exclusion - Products-Completed Operations Hazard;\\nCG 2139 Contractual Liability Limitation (do not attach CG 2426 with CG 2139);\\nCG 2149, Total Pollution Exclusion Endorsement (except IN and LA);\\nCG 2165, (LA only) Total Pollution Exclusion (with Exceptions)\\n\\n\\n\",\n \"IsoNotes\": \"\\nThis classification applies to buildings occupied entirely by interests other than the insured for warehousing purposes exclusively or to premises leased to others in buildings occupied exclusively for warehousing purposes by the insured and others.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"68703\",\n \"Description\": \"Warehouses - mfg. or private buildings or premises - occupied by single interest (lessor's risk only)\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\nSupplemental application required\\nSubmit:\\nChemical storage \\nProhibited:\\n1. Fireworks storage \\n2. Hazardous material storage\\n3. Hired and/or Nonowned Auto \\nRequired Forms:\\nASIC-GL-0089, Multi-Unit Habitational Conversion Exclusion;\\nASIC-GL-0124, Limitation of Coverage to Designated Premises;\\nASIC-GL-0144, (IN only) Total Pollution Exclusion - Indiana;\\nCG 2104, Exclusion - Products-Completed Operations Hazard;\\nCG 2139, Contractual Liability Limitation (do not attach CG 2426 with CG 2139);\\nCG 2149, Total Pollution Exclusion Endorsement (except IN and LA);\\nCG 2165, (LA only) Total Pollution Exclusion (with Exceptions);\\n\\n\\n\\n\",\n \"IsoNotes\": \"\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"18991\",\n \"Description\": \"Warehouses - mini- warehouses\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\nSupplemental application required\\nSubmit:\\n1. Chemical storage \\nProhibited:\\n1. Fireworks storage \\n2. Hazardous material storage\\n3. Hired and/or Nonowned Auto Coverage\\nRequired Forms:\\nASIC-GL-0089, Multi-Unit Habitational Conversion Exclusion;\\nASIC-GL-0124, Limitation of Coverage to Designated Premises;\\nASIC-GL-0144, (IN only)Total Pollution Exclusion - Indiana;\\nCG 2104, Exclusion - Products-Completed Operations Hazard;\\nCG 2139 Contractual Liability Limitation (do not attach CG 2426 with CG 2139);\\nCG 2149, Total Pollution Exclusion Endorsement (except IN and LA);\\nCG 2229, Exclusion - Property Entrusted;\\nCG 2165, (LA only) Total Pollution Exclusion (with Exceptions);\\n\\n\",\n \"IsoNotes\": \"\\nProperty entrusted to the insured is excluded. Use Exclusion - Property Entrusted Endorsement CG 22 29.\\nThis classification applies to warehouse operators leasing individual storage compartments within a building.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"68707\",\n \"Description\": \"Warehouses - private - Not-For- Profit\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\nSupplemental application required\\nSubmit:\\nChemical storage \\nProhibited:\\n1. Fireworks storage \\n2. Hazardous material storage\\n2. Hired and/or Nonowned Auto Coverage\\n3. Risks with other than warehouse operations at the insured location\\nRequired Forms:\\nASIC-GL-0089, Multi-Unit Habitational Conversion Exclusion;\\nASIC-GL-0124, Limitation of Coverage to Designated Premises;\\nASIC-GL-0144, (IN only) Total Pollution Exclusion - Indiana;\\nCG 2104, Exclusion - Products-Completed Operations Hazard;\\nCG 2139 Contractual Liability Limitation (do not attach CG 2426 with CG 2139);\\nCG 2149, Total Pollution Exclusion Endorsement (except IN and LA);\\nCG 2165, (LA only) Total Pollution Exclusion (with Exceptions);\\n\",\n \"IsoNotes\": \"\\nThis classification applies to buildings or premises used exclusively for storage purposes by the insured.\\nPrivate warehouse buildings or premises other than wharf and waterfront property whether or not located on the insured's premises must be assigned to the applicable governing classification if the governing classification is rated on a payroll or gross sales basis.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"68706\",\n \"Description\": \"Warehouses - private - Other than Not-For- Profit\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\nSupplemental application required\\nSubmit:\\n1. Chemcial storage \\n2. Fireworks storage \\nProhibited:\\n1. Hazardous material storage\\n2. Hired and/or Nonowned Auto Coverage\\n3. Risks with other than warehouse operations at the insured location\\n\\nRequired Forms:\\nASIC-GL-0089, Multi-Unit Habitational Conversion Exclusion;\\nASIC-GL-0124, Limitation of Coverage to Designated Premises;\\nASIC-GL-0144, (IN only)Total Pollution Exclusion - Indiana;\\nCG 2104, Exclusion - Products-Completed Operations Hazard;\\nCG 2139 Contractual Liability Limitation (do not attach CG 2426 with CG 2139);\\nCG 2149, Total Pollution Exclusion Endorsement (except IN and LA);\\nCG 2165, (LA only) Total Pollution Exclusion (with Exceptions);\\n\",\n \"IsoNotes\": \"\\nThis classification applies to buildings or premises used exclusively for storage purposes by the insured.\\nPrivate warehouse buildings or premises other than wharf and waterfront property whether or not located on the insured's premises must be assigned to the applicable governing classification if the governing classification is rated on a payroll or gross sales basis.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"19007\",\n \"Description\": \"Washing Machines, Dryers or Ironers\\n- coin meter type\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \" \\nRequired Forms: \\nCG 2253, Exclusion-Laundry and Dry Cleaning Damage; \",\n \"IsoNotes\": \"\\nThis classification applies to the ownership, maintenance and operation of washing machines located away from the insured premises.\\nProperty damage coverage excludes injury or destruction of laundry. Use Exclusion - Laundry And Dry Cleaning Damage Endorsement CG 22 53.\\nSelf-service laundries shall be separately classified and rated.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"59923\",\n \"Description\": \"Watch or Watch Case Mfg.\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\nSubmit: \\n1. Prior voluntary or involuntary product recall circumstances of recall required\\n2. Stand-alone products coverage \\nProhibited:\\nDiscontinued Products/Completed Operations coverage \\nRequired Forms: \\nASIC-GL-0054, Specified Products Liability (required if Products coverage provided); \\nASIC-GL-0064, Exclusion- Cancer; \\nASIC- GL-0086, Injury to Worker Exclusion; \\nCG 2149, Total Pollution Exclusion; \\nCG 2196, Silica or Silica-Related Dust Exclusion; \\nCoverage Options: \\nLimited Product Withdrawal Expense Endorsement (CG 0436) available for $7,500 aggregate limit at no additional charge. Indicate \\\"0\\\" for Deductible Amount and Participation Percentage. For the Cut-off Date, indicate the inception date of the first Ategrity policy with continuous renewal coverage with Ategrity to current policy.\\n\",\n \"IsoNotes\": \"\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"59925\",\n \"Description\": \"Water Bottling - in siphons\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\nSubmit:\\n1. Limited Product Withdrawal Expense Endorsement limits in excess of $7,500\\n2. Recall of products- Voluntary or involuntary\\nProhibited:\\n(FSIS)- Food Safety and Inspection Service - Risks subject to but not approved for operation under either the Food Safety and Inspection Service (FSIS) under the jurisdiction of USDA or by an equivalent state or federal regulation and inspection program\\nRequired Forms:\\nASIC-GL-0045, Marijuana/Cannabis Liability Exclusion;\\nASIC-GL-0054, Specified Products Liability (required if Products coverage provided);\\nCoverage Options:\\nLimited Product Withdrawal Expense Endorsement (CG0436) available for $7,500 aggregate limit at no additional charge. Indicate \\\"0\\\" for Deductible Amount and Participation Percentage. For the Cut-off Date, indicate the inception date of the first Ategrity policy with continuous renewal coverage with Ategrity to current policy.\\n\",\n \"IsoNotes\": \"\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"59926\",\n \"Description\": \"Water Bottling - spring or well - not sparkling or carbonated\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\nSubmit:\\n1. Limited Product Withdrawal Expense Endorsement limits in excess of $7,500\\n2. Recall of products- Voluntary or involuntary\\nProhibited:\\n(FSIS)- Food Safety and Inspection Service - Risks subject to but not approved for operation under either the Food Safety and Inspection Service (FSIS) under the jurisdiction of USDA or by an equivalent state or federal regulation and inspection program\\nRequired Forms:\\nASIC-GL-0045, Marijuana/Cannabis Liability Exclusion;\\nASIC-GL-0054, Specified Products Liability (required if Products coverage provided); \\nCoverage Options:\\nLimited Product Withdrawal Expense Endorsement (CG0436) available for $7,500 aggregate limit at no additional charge. Indicate \\\"0\\\" for Deductible Amount and Participation Percentage. For the Cut-off Date, indicate the inception date of the first Ategrity policy with continuous renewal coverage with Ategrity to current policy.\\n\",\n \"IsoNotes\": \"\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"59927\",\n \"Description\": \"Water Bottling - spring or well - sparkling or carbonated\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\nSubmit:\\n1. Limited Product Withdrawal Expense Endorsement limits in excess of $7,500\\n2. Recall of products- Voluntary or involuntary\\nProhibited:\\n(FSIS)- Food Safety and Inspection Service - Risks subject to but not approved for operation under either the Food Safety and Inspection Service (FSIS) under the jurisdiction of USDA or by an equivalent state or federal regulation and inspection program\\nRequired Forms:\\nASIC-GL-0045, Marijuana/Cannabis Liability Exclusion;\\nASIC-GL-0054, Specified Products Liability (required if Products coverage provided);\\nCoverage Options:\\nLimited Product Withdrawal Expense Endorsement (CG 0436) available for $7,500 aggregate limit at no additional charge. Indicate \\\"0\\\" for Deductible Amount and Participation Percentage. For the Cut-off Date, indicate the inception date of the first Ategrity policy with continuous renewal coverage with Ategrity to current policy.\\n\",\n \"IsoNotes\": \"\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"99943\",\n \"Description\": \"Water Companies\",\n \"Authority\": \"S/S\",\n \"CompanyNotes\": \" \\n1. Premises must be secured and patrolled on a regular basis. \\n2. Schedule of water testing by a regulatory agency must be obtained annually. \\n3. Supplemental application required. \\nSubmit: \\n1. Dams\\n2. Noncompliance of required standards\\n3. Pollution losses in the past 5 years\\n4. Water treatment plants\\nProhibited: \\n1. Construction of aqueducts, dams or reservoirs\\n2. Municipal water districts\\n3. Sewer systems\\n4. Subcontracting operations in excess of 35%\\nRequired Forms: \\nCG 2250, Failure to Supply Exclusion; \\nCG 2149, Total Pollution Exclusion; \",\n \"IsoNotes\": \"\\nThis classification includes maintenance of water mains or connections.\\nThis classification excludes injury or damage resulting from a failure to supply. Use Exclusion - Failure To Supply Endorsement CG 22 50.\\nThe following shall be separately classified and rated:\\n- Existence hazard of dams, reservoirs, dikes and levees\\n- Installation, servicing or repair of appliances\\n- Construction of aqueducts, buildings, dams and reservoirs\\n- Store operations\\n- Fixtures or appliances rented to others\\nFor premium computation purposes include the payroll of outside salespersons, collectors and meter readers.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"99946\",\n \"Description\": \"Water Mains or Connections Construction\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \" \\n1. Premises must be secured and patrolled on a regular basis. \\n2. Privately owned water companies refer to Water Companies classification (99943).\\nSchedule of water testing by a regulatory agency must be obtained annually. \\n3. Supplemental application required\\nSubmit: \\n1. Dams\\n2. Noncompliance of required standards\\n3. Public road operations \\n4. Pollution losses in the past 5 years\\n5. Water treatment plants\\nProhibited: \\n1. Construction of aqueducts, dams or reservoirs\\n2. Municipal water districts\\n3. Sewer systems\\n4. Subcontracting operations in excess of 35%\\nRequired Forms: \\nCG 2149, Total Pollution Exclusion;\\nCG 2250, Failure to Supply Exclusion; \\n\",\n \"IsoNotes\": \"\\nThis is an N.P.D. classification with \\\"Water Companies\\\".\\nAll tunneling other than at street crossings shall be separately classified and rated.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"10151\",\n \"Description\": \"Water Ski Rentals #\",\n \"Authority\": \"P/P\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\\nThis classification includes the incidental rental of mopeds.\\nThe servicing and repair of bicycles not owned by the insured and the sale of new and used bicycles shall be separately classified and rated as \\\"Bicycle Stores\\\".\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"99948\",\n \"Description\": \"Water Softening Equipment - installation, servicing or repair\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\nSubmit:\\n1. Gas, oil or chemical plant operations\\n2. Multiple named insureds and joint ventures\\nProhibited:\\n1. Hired and/or Nonowned Auto Coverage\\n2. Fire and Water restoration operations\\n3. Mold and spore treatment or removal operations\\nRequired Forms:\\nASIC-GL-0031, Continuing or Ongoing Damage Exclusion;\\nASIC-GL-0086, Injury to Worker Exclusion;\\nASIC-GL-0144, (IN only) Total Pollution Exclusion - Indiana;\\nCG 2149, Total Pollution Exclusion (except IN and LA);\\nCG 2154, Exclusion - Designated Operations Covered by a Consolidated (Wrap-Up) Insurance Program (indicate: All operations covered by a consolidated wrap-up insurance program);\\nCG 2165, (LA only) Total Pollution Exclusion (with exceptions);\\nCG 2279, Exclusion - Contractors- Professional Liability;\\nCoverage Options:\\n1. Contractors - Home Repair and Remodeling (ASIC-GL-0092) available at a $15,000 limit; charge 10% of the GL premium subject to $250 minimum premium. \\n2. Electronic Data Liability (CG0437) is available for limits of:\\n$10,000 = $100\\n$20,000 = $150\\n$50,000 = $200\",\n \"IsoNotes\": \"\\nThis classification includes:\\n- Incidental plumbing\\n- Sales of water softening equipment to be used in connection with the insured's installation, service or repair operations\\nThe following shall be separately classified and rated:\\n- Sales of water softening chemicals\\n- Sales of Water Softening Equipment which is not to be used in connection with the insured's installation, service or repair operations, as Plumbing Supplies and Fixtures Dealers and Distributors\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"19051\",\n \"Description\": \"Water Softening Equipment - rented to others\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\\nInstallation, servicing or repair shall be separately classified and rated.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"99955\",\n \"Description\": \"Waterproofing\",\n \"Authority\": \"P/P\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"99952\",\n \"Description\": \"Waterproofing - by pressure apparatus\",\n \"Authority\": \"P/P\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"99953\",\n \"Description\": \"Waterproofing - by trowel - exterior\",\n \"Authority\": \"P/P\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"99954\",\n \"Description\": \"Waterproofing - by trowel - interior or insulation work\",\n \"Authority\": \"P/P\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"59931\",\n \"Description\": \"Wax or Wax Products Mfg.\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\n1. Candle manufacturing refer to Candle Manufacturing classification (51741)\\n2. Shoe, stove, harness, furniture, automotive or metal wax polishing and dressings contemplated in this classification.\\nSubmit: \\n1. Prior voluntary or involuntary product recall circumstances of recall required\\n2. Stand-alone products coverage \\nProhibited:\\nDiscontinued Products/Completed Operations coverage \\nRequired Forms: \\nASIC-GL-0054, Specified Products Liability (required if Products coverage provided); \\nASIC-GL-0064, Exclusion- Cancer; \\nASIC- GL-0086, Injury to Worker Exclusion; \\nCG 2149, Total Pollution Exclusion; \\nCG 2196, Silica or Silica-Related Dust Exclusion;\\nCoverage Options: \\nLimited Product Withdrawal Expense Endorsement (CG 0436) available for $7,500 aggregate limit at no additional charge. Indicate \\\"0\\\" for Deductible Amount and Participation Percentage. For the Cut-off Date, indicate the inception date of the first Ategrity policy with continuous renewal coverage with Ategrity to current policy.\\n\",\n \"IsoNotes\": \"\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"59932\",\n \"Description\": \"Wax, Wax Products or Polish Mfg. - floor\",\n \"Authority\": \"S/S\",\n \"CompanyNotes\": \"\\nMinimum premium $10,000.\\nRequired Forms:\\nASIC-GL-0144, (IN only) Total Pollution Exclusion- Indiana;\\nCG 2149, Total Pollution Exclusion;\\nCG 2165, (LA only) Total Pollution Exclusion (with exceptions);\",\n \"IsoNotes\": \"\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"48557\",\n \"Description\": \"Weddings\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\\nThis classification includes concerts, dances, outings, picnics and theatrical performances.\\nSocial gatherings or meetings for periods of four days or more shall be referred to company.\\nBasis of premium is each location.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"99963\",\n \"Description\": \"Weighers, Samplers or Inspectors of Merchandise - on vessels or docks or at railway stations or warehouses\",\n \"Authority\": \"P/P\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\\nThis classification includes mending or repacking of damaged containers.\\nWarehouse operations shall be separately classified and rated.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"99969\",\n \"Description\": \"Welding or Cutting\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\n1. Machine Shop operations refer to Machine Shop classification (97220)\\n2. Machinery or Equipment- installation, service or repair in excess of 25%, refer to Machinery and Equipment- installation, service or repair classifications (97221, 97222, 97223)\\n3. Manufacturing or fabrication as primary operations refer to corresponding manufacturing classification\\n4. Metal Erection (structural and non-structural) in excess of 25% of the total sales refer to Metal Erection classifications (97650, 97651, 97652, 97653, 97654, 97655)\\n5. Staircases refer to classifications (97651)\\n6. Supplemental application required\\n7. Welding equipment repair, refer to Machinery and Equipment- installation, service or repair (97222) \\nSubmit:\\n1. Playground equipment \\n2. Window bars and/or guards\\nProhibited:\\n1. Aircraft, aerospace exposures\\n2. Amusement devices- mechanical \\n3. Automotive frame or structural safety work (includes trailer hitches, bumpers, roll cages/bars, bumpers)\\n4. Bleachers\\n5. Boiler or pressure tanks and vessels\\n6. Bridge construction or repair\\n7. Caisson work\\n\\n8. Catwalks\\n9. Conveyor systems\\n10. Electron beam welding\\n11. Elevators\\n12. Feed mills \\n13. Guardrail erection or repair (street, highway or road)\\n14. Hired and/or Non-Owned Auto Coverage\\n15. Ladders\\n16. Laser beam welding\\n17. Live line process piping\\n18. Logging or lumbering equipment \\n19. Pipeline work involving LPG, natural gas gasoline or oil\\n20. Railroad tracks or cars\\n21. Refinery, chemical, petrochemical or oilfield work \\n22. Rental, sales or service filling or refilling gas cylinders\\n23. Shipbuilding\\n24. Thermite welding\\n25. Tuna towers \\n26. Use of explosives by insured or subcontractor\\n27. Wholesale or retail sale of welding rods\\nCredits and Surcharges:\\n1. Certification through the American Welding Society and/or American Society of Mechanical Engineers- apply a 15% to the Premise and Prod/Co liability rates if all welders are certified through one of these organizations (Credit does not apply to any subcontractor exposures).\\n\\n2. (NY only) A 30% credit may be applied to the Premises and Products/Co liability rates if Absolute Employee and Worker Injury and Liability Exclusion (ASIC-GL-0095) is attached to the policy. (Do not attach CG 2139 or CG 2426). \\nRequired Forms:\\nASIC-GL-0031, Continuing or Ongoing Damage Exclusion; \\nASIC-GL-0064, Exclusion- Cancer; \\nASIC-GL-0086, (AL, DC, DE, FL, GA, IL, IN, KY, MD, MI, MN, MS, NC, OH, PA, SC, TN, VA, WI & WV only) Injury to Worker Exclusion;\\nASIC-GL-0111, (NJ, PA only) Exclusion - Work in the State of New York; \\nASIC-GL-0112, Manganese Exclusion;\\nASIC-GL-0144, (IN only) Total Pollution Exclusion- Indiana;\\nCG 2149, Total Pollution Exclusion; \\nCG 2154, Exclusion- Designated Operations Covered by a Consolidated (Wrap-Up) Insurance Program (Indicate: All operations covered by a consolidated [wrap-up] insurance program); \\nCG 2165, (LA only) Total Pollution Exclusion (with exceptions); \\nCG 2196, Silica or Silica Related Dust Exclusion; \\nCG 2279, Exclusion- Contractors-Professional Liability; \\nOptional Forms: :\\nASIC-GL-0095, Absolute Employee and Worker Injury Exclusion (do not attach CG 2139 or CG 2426);\",\n \"IsoNotes\": \"\\nThis is an N.P.D. classification except for the following:\\n- Work under air pressure shall be separately classified and rated as \\\"Caisson Work\\\"\\n- Work in connection with demolition jobs shall be separately classified and rated as \\\"Wrecking\\\"\\n- Work in connection with the erection of iron or steel frame structures or bridges shall be separately classified and rated\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"13716\",\n \"Description\": \"Welding Supply Store #\",\n \"Authority\": \"S/S\",\n \"CompanyNotes\": \" \\nProhibited: \\nWelding rod sales in excess of 25% of the gross sales\\nRequired Forms:\\nASIC-GL-0064, Exclusion-Cancer;\\nASIC-GL-0112, Manganese Exclusion;\",\n \"IsoNotes\": \"\\nThis classification includes the incidental sales of home improvement products and building supplies other than lumber.\\nInstallation, repair or other services performed for customers away from the insured's premises shall be classified and rated under an appropriate \\\"Contractor\\\" classification.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"49800\",\n \"Description\": \"Wharf and Waterfront Property - ferry docks or terminals\",\n \"Authority\": \"S/S\",\n \"CompanyNotes\": \" \\nELPS: \\nELP - Prem Ops - 400.00\\n\",\n \"IsoNotes\": \"\\nStevedoring, freight handling and work not directly involved in the operation of the premises as wharf and waterfront property, performed by or for the insured, shall be separately classified and rated.\\nFor premium computation purposes, area includes the entire area of the premises used for purposes of offices, receiving and shipping baggage and freight or accommodating passengers. Other areas shall be separately classified and rated.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"49802\",\n \"Description\": \"Wharf and Waterfront Property - not occupied by the insured (lessor's risk only)\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\\nStevedoring, freight handling and work not directly involved in the operation of the premises as wharf and waterfront property, performed by or for the insured, shall be separately classified and rated.\\nFor premium computation purposes, area includes the entire area of the premises used for purposes of offices, receiving and shipping baggage and freight or accommodating passengers. Other areas shall be separately classified and rated.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"49801\",\n \"Description\": \"Wharf and Waterfront Property - occupied by the insured for both freight and passenger purposes\",\n \"Authority\": \"S/S\",\n \"CompanyNotes\": \" \\nProhibited:\\n1. Freight operations\\n2. Non passenger exposures \",\n \"IsoNotes\": \"\\nStevedoring, freight handling and work not directly involved in the operation of the premises as wharf and waterfront property, performed by or for the insured, shall be separately classified and rated.\\nFor premium computation purposes, area includes the entire area of the premises used for purposes of offices, receiving and shipping baggage and freight or accommodating passengers. Other areas shall be separately classified and rated.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"49803\",\n \"Description\": \"Wharf and Waterfront Property - occupied by the insured for freight purposes exclusively.\",\n \"Authority\": \"P/P\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\\nStevedoring, freight handling and work not directly involved in the operation of the premises as wharf and waterfront property, performed by or for the insured, shall be separately classified and rated.\\nFor premium computation purposes, area includes the entire area of the premises used for purposes of offices, receiving and shipping baggage and freight or accommodating passengers. Other areas shall be separately classified and rated.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"59941\",\n \"Description\": \"Wheel Mfg.\",\n \"Authority\": \"P/P\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\\nThe following shall be separately classified and rated:\\n- Automobile wheels\\n- Aircraft wheels\\n- Railroad wheels\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"59947\",\n \"Description\": \"Wicker, Rattan, Willow or Twisted Fiber Products Mfg.\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \" \\nRequired Forms: \\nASIC-GL-0054, Specified Products Liability;\\n\",\n \"IsoNotes\": \"\\nThis classification includes upholstering.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"59955\",\n \"Description\": \"Wigs or Hair Pieces Mfg.\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\nSubmit: \\n1. Prior voluntary or involuntary product recall circumstances of recall required\\n2. Stand-alone products coverage \\nProhibited:\\n1. Children and infants clothing manufacturing\\n2. Discontinued Products/Completed Operations coverage \\nRequired Forms: \\nASIC-GL-0054, Specified Products Liability (required if Products coverage provided); \\nASIC-GL-0064, Exclusion- Cancer; \\nASIC- GL-0086, Injury to Worker Exclusion; \\nCG 2149, Total Pollution Exclusion; \\nCG 2196, Silica or Silica-Related Dust Exclusion;\\nCoverage Options: \\nLimited Product Withdrawal Expense Endorsement (CG 0436) available for $7,500 aggregate limit at no additional charge. Indicate \\\"0\\\" for Deductible Amount and Participation Percentage. For the Cut-off Date, indicate the inception date of the first Ategrity policy with continuous renewal coverage with Ategrity to current policy.\\n\",\n \"IsoNotes\": \"\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"99083\",\n \"Description\": \"Wind Farms - off- shore\",\n \"Authority\": \"P/P\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\\nThis classification applies to risks that generate energy for others primarily through the use of wind turbines.\\nThis classification includes maintenance and new construction except for the construction of buildings.\\nThis classification excludes injury and damage resulting from brownouts or blackouts. Use Exclusion - Failure To Supply Endorsement CG 22 50.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"99082\",\n \"Description\": \"Wind Farms - on- shore\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \" \\n1. Subcontracted work in excess of 40%, refer to Contractors - executive supervisors or executive superintendents (91580). \\n2. Supplemental application required\\nProhibited:\\n1. 30 or more wind turbine towers/structures at a single location \\n2. Biodiesel contractors and/or facilities \\n3. Biomass contractors and/or facilities \\n4. Construction or maintenance for turbines that produce more than 150 kilowatts of power \\n5. Geothermal energy contactors and/or facilities \\n6. Hired and/or Nonowned Auto Coverage \\n7. Hydro energy contractors and/or facilities \\n8. Manufacturing and/or importing of equipment and parts \\n9. Off-shore operations \\n10. Operations involving wind turbine/tower structures in excess of 250ft \\nCredits and Surcharges:\\nSolar thermal steam generating exposures- apply 15% surcharge to rate \\n\\nELPS:\\nELP - Prem Ops:\\nAll states except LA - 4.80;\\nLA - 19.70\\nRequired Forms:\\nASIC-GL-0011, (NY only) Employee and Worker Injury and Liability Exclusion (do not attach CG 21 39 or CG 24 26 with ASIC-GL-0011);\\nASIC-GL-0031, Continuing or Ongoing Damage Exclusion; \\nASIC-GL-0086, Injury to Worker Exclusion;\\nASIC-GL-0101, Earth or Land Movement Exclusion; \\nCG 2149, Total Pollution Exclusion;\\nCG 2154, Exclusion- Designated Operations Covered by a Consolidated (Wrap-Up);\\nCG 2196, Silica or Silica-Related Dust Exclusion; \\nCG 2250, Exclusion-Failure to Supply; \\nCG 2279, Exclusion-Contractors-Professional Liability; \\nOptional Forms: : \\nASIC-GL-0011, Employee and Worker Injury and Liability Exclusion (do not attach CG 2139 or CG 2426 with ASIC-GL-0011);\\nASIC-GL-0095, Absolute Employee and Worker Injury and Liability Exclusion (do not attach CG 2139 or CG 2426 with ASIC-GL-0095); \\nCG 2503, Designated Construction Project(s) General Aggregate Limit; \\n\",\n \"IsoNotes\": \"\\nThis classification applies to risks that generate energy for others primarily through the use of wind turbines.\\nThis classification includes maintenance and new construction except for the construction of buildings.\\nThis classification excludes injury and damage resulting from brownouts or blackouts. Use Exclusion - Failure To Supply Endorsement CG 22 50.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"99085\",\n \"Description\": \"Wind Turbine Contractors - installation, service or repair\\n- off-shore\",\n \"Authority\": \"P/P\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"99084\",\n \"Description\": \"Wind Turbine Contractors - installation, service or repair\\n- off-shore\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \" \\n1. Subcontracted work in excess of 40%, refer to Contractors - executive supervisors or executive superintendents (91580). \\n2. Supplemental application required\\nProhibited:\\n1. 30 or more wind turbine towers/structures at a single location \\n2. Biodiesel contractors and/or facilities \\n3. Biomass contractors and/or facilities \\n4. Construction or maintenance for turbines that produce more than 150 kilowatts of power \\n5. Geothermal energy contactors and/or facilities \\n6. Hired and/or Nonowned Auto Coverage \\n7. Hydro energy contractors and/or facilities \\n8. Manufacturing and/or importing of equipment and parts \\n9. Off-shore operations \\n10. Operations involving wind turbine/tower structures in excess of 250ft \\nCredits and Surcharges:\\nSolar thermal steam generating exposures- apply 15% surcharge to rate \\n\\nELPS:\\nELP Prem. Ops: \\nAll states except LA - 5.00;\\nLA 20.50\\nELP - Products: \\nAll states except LA - 6.00;\\nLA 24.60\\nRequired Forms:\\nASIC-GL-0011, (NY only) Employee and Worker Injury and Liability Exclusion (do not attach CG 2139 or CG 2426 with ASIC-GL-0011);\\nASIC-GL-0031, Continuing or Ongoing Damage Exclusion; \\nASIC-GL-0086, Injury to Worker Exclusion;\\nASIC-GL-0101, Earth or Land Movement Exclusion; \\nCG 2149, Total Pollution Exclusion;\\nCG 2154, Exclusion- Designated Operations Covered by a Consolidated (Wrap-Up);\\nCG 2196, Silica or Silica-Related Dust Exclusion; \\nCG 2250, Exclusion-Failure to Supply; \\nCG 2279, Exclusion-Contractors-Professional Liability; \\nOptional Forms: : \\nASIC-GL-0011, Employee and Worker Injury and Liability Exclusion (do not attach CG 2139 or CG 2426 with ASIC-GL-0011);\\n\\nASIC-GL-0095, Absolute Employee and Worker Injury and Liability Exclusion (do not attach CG 2139 or CG 2426 with ASIC-GL-0095); \\nCG 2503, Designated Construction Project(s) General Aggregate Limit; \\n\",\n \"IsoNotes\": \"\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"13930\",\n \"Description\": \"Wind Turbine Equipment Dealers or Distributors only*\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\\nThis classification only applies to risks engaged in sales of heating or combined heating and air conditioning equipment of all types regardless of their energy source.\\nThis classification does not apply to risks engaged in:\\n- Sales and installation, servicing or repair\\n- Installation, servicing or repair only\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"97504\",\n \"Description\": \"Wind Turbines - Existence hazard only (lessor's risk only)\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \" \\n1. Subcontracted work in excess of 40%, refer to Contractors - executive supervisors or executive superintendents (91580). \\n2. Supplemental application required\\nProhibited:\\n1. 30 or more wind turbine towers/structures at a single location \\n2. Biodiesel contractors and/or facilities \\n3. Biomass contractors and/or facilities \\n4. Construction or maintenance for turbines that produce more than 150 kilowatts of power \\n5. Geothermal energy contactors and/or facilities \\n6. Hired and/or Nonowned Auto Coverage \\n7. Hydro energy contractors and/or facilities \\n8. Manufacturing and/or importing of equipment and parts \\n9. Off-shore operations \\n10. Operations involving wind turbine/tower structures in excess of 250ft \\nCredits and Surcharges:\\nSolar thermal steam generating exposures- apply 15% surcharge to rate \\n\\n\\n\\nRequired Forms:\\nASIC-GL-0011, (NY only) Employee and Worker Injury and Liability Exclusion (do not attach CG 21 39 or CG 24 26 with ASIC-GL-0011);\\nASIC-GL-0031, Continuing or Ongoing Damage Exclusion; \\nASIC-GL-0086, Injury to Worker Exclusion;\\nASIC-GL-0101, Earth or Land Movement Exclusion; \\nCG 2149, Total Pollution Exclusion;\\nCG 2154, Exclusion- Designated Operations Covered by a Consolidated (Wrap-Up);\\nCG 2196, Silica or Silica-Related Dust Exclusion; \\nCG 2250, Exclusion-Failure to Supply; \\nCG 2279, Exclusion-Contractors-Professional Liability; \\nOptional Forms: : \\nASIC-GL-0011, Employee and Worker Injury and Liability Exclusion (do not attach CG 2139 or CG 2426 with ASIC-GL-0011);\\nASIC-GL-0095, Absolute Employee and Worker Injury and Liability Exclusion (do not attach CG 2139 or CG 2426 with ASIC-GL-0095); \\nCG 2503, Designated Construction Project(s) General Aggregate Limit; \\n\",\n \"IsoNotes\": \"\\nBasis of premium is each turbine.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"97503\",\n \"Description\": \"Wind Turbines - Existence hazard only (owner- operated)\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \" \\n1. Flat charge of $175 per turbine of $175 up to 100 feet in height\\n2. No additional charge required for turbines up to 100 feet if located on premises insured with Ategrity.\\n\",\n \"IsoNotes\": \"\\nThis classification applies to risks that operate a wind turbine(s) on their premises primarily to generate energy for their own use.\\nBasis of premium is each turbine.\\nThis classification excludes injury and damage resulting from brownouts or blackouts. Use Exclusion - Failure To Supply Endorsement CG 22 50.\\nWind farms shall be separately classified and rated.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"99975\",\n \"Description\": \"Window Cleaning\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\nSupplemental application required\\nSubmit:\\n1. Exterior window cleaning greater than 10 stories\\n2. Fire damage restoration contractors \\nProhibited:\\n1. Aircraft exposures\\n2. Cleanrooms\\n3. Hazardous material cleanup\\n4. Meth lab clean up \\n5. Mold or spore remediation\\n6. Off-shore oil rigs\\n10. Transportation terminals \\n11. Water restoration contractors \\nCredits and Surcharges:\\n1. Apply a 50% credit to GL classification 68616 if operation is 100% residential cleaning. Credit does not apply to residential make-ready operations. \\nRequired Forms: \\nASIC-GL-0086, Injury to Worker Exclusion;\\nCG 2154, Exclusion- Designated Operations Covered by a Consolidated (Wrap-Up) Insurance Program (indicate: All operations covered by a Consolidated (wrap-up) insurance program\\n\\n\\nOptional Forms: :\\nASIC-GL-0060, Classification Limitation;\\nASIC-GL-0095, Absolute Employee and Worker Injury and Liability Exclusion (do not attach CG 2139 or CG 2426 with this form)\\nCoverage Options: \\n1. Lost Key Coverage (ASIC-GL-0078) is included at $25,000 /$25,000 limits. \\n2. Property Damage Extension (ASIC-GL-0076) is available for limits of: \\n$5,000/$25,000 = $115 \\n$10,000/$25,000 = $165\\n$25,000/$25,000 = $185\",\n \"IsoNotes\": \"\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"49840\",\n \"Description\": \"Window Decorating\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"59963\",\n \"Description\": \"Wine Mfg. - sparkling\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\nSubmit:\\n1. Limited Product Withdrawal Expense Endorsement limits in excess of $7,500\\n2. Recall of products- Voluntary or involuntary\\nProhibited:\\n1. (FSIS)- Food Safety and Inspection Service - Risks subject to but not approved for operation under either the Food Safety and Inspection Service (FSIS) under the jurisdiction of USDA or by an equivalent state or federal regulation and inspection program\\n2. Internet or mail order sales\\n3. Marijuana/cannabis\\nRequired Forms:\\nASIC-GL-0045, Marijuana/Cannabis Liability Exclusion;\\nASIC-GL-0054, Specified Products Liability (required if Products coverage provided);\\n\\nCoverage Options:\\nLimited Product Withdrawal Expense Endorsement (CG 0436) available for $7,500 aggregate limit at no additional charge. Indicate \\\"0\\\" for Deductible Amount and Participation Percentage. For the Cut-off Date, indicate the inception date of the first Ategrity policy with continuous renewal coverage with Ategrity to current policy.\\n\",\n \"IsoNotes\": \"\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"59964\",\n \"Description\": \"Wine Mfg. - still\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\nSubmit:\\n1. Limited Product Withdrawal Expense Endorsement limits in excess of $7,500\\n2. Recall of products- Voluntary or involuntary\\nProhibited:\\n1. (FSIS)- Food Safety and Inspection Service - Risks subject to but not approved for operation under either the Food Safety and Inspection Service (FSIS) under the jurisdiction of USDA or by an equivalent state or federal regulation and inspection program\\n2. Internet or mail order sales\\n3. Marijuana/cannabis\\nRequired Forms:\\nASIC-GL-0045, Marijuana/Cannabis Liability Exclusion;\\nASIC-GL-0054, Specified Products Liability (required if Products coverage provided);\\n\\nCoverage Options:\\nLimited Product Withdrawal Expense Endorsement (CG0436) available for $7,500 aggregate limit at no additional charge. Indicate \\\"0\\\" for Deductible Amount and Participation Percentage. For the Cut-off Date, indicate the inception date of the first Ategrity policy with continuous renewal coverage with Ategrity to current policy.\\n\",\n \"IsoNotes\": \"\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"59970\",\n \"Description\": \"Wire Cloth Mfg.\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"59973\",\n \"Description\": \"Wire Drawing\",\n \"Authority\": \"S/S\",\n \"CompanyNotes\": \" \\nELPS:\\nELP - Products .38\",\n \"IsoNotes\": \"\\nWire rope or cable manufacturing shall be separately classified and rated.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"59975\",\n \"Description\": \"Wire Goods Mfg.\",\n \"Authority\": \"S/S\",\n \"CompanyNotes\": \" \\nProhibited:\\n1. Sling manufacturing\\n2. Wire rope or sling manufacturing\",\n \"IsoNotes\": \"\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"59977\",\n \"Description\": \"Wire Rope or Cable Mfg. - metal\",\n \"Authority\": \"P/P\",\n \"CompanyNotes\": \" \\nProhibited:\\nWire rope or sling mfg.\\n \",\n \"IsoNotes\": \"\\nThis classification includes wire drawing.\\nElectrical cable manufacturing shall be separately classified and rated.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"59989\",\n \"Description\": \"Wood Pallet Mfg\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"59984\",\n \"Description\": \"Wood Preserving\",\n \"Authority\": \"P/P\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\\nThis classification includes yard or incidental woodworking operations.\\nSaw or planing mills shall be separately classified and rated.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"59985\",\n \"Description\": \"Wood Products Mfg.- NOC\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"59986\",\n \"Description\": \"Wood Turned Products Mfg.- NOC\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\\nThis classification includes woodenware.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"59988\",\n \"Description\": \"Wool Combing, Scouring or Separating from Cotton\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"59989\",\n \"Description\": \"Wool Pulling\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\nRequired Forms: \\nASIC-GL-0054, Specified Products Liability;\\n\",\n \"IsoNotes\": \"\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"99986\",\n \"Description\": \"Wrecking - buildings or structures\",\n \"Authority\": \"A/A\",\n \"CompanyNotes\": \"\\n1. $2,500 minimum premium required\\n2. Address of demolition site should be confirmed prior to commencing work. \\n3. Confirm utilities shut-off at location scheduled for demolition.\\n4. Per job basis policies only are to be issued with 100% fully earned premium- length of project should be provided.\\n5. Salvage operations refer to refer to Building Materials Dealers - Secondhand Materials classification (10256).\\n6. Supplemental application required. \\nSubmit:\\n1. Abutting, adjoining, common or party wall exposures\\n2. Buildings in excess of 5 stories\\n3. Demolition of part of an occupied structure\\n4. Hazardous material exposures performed by the insureds subcontractors (incl. asbestos, lead, mold) \\n5. Project specific policies\\n6. Structures other than buildings\\n7. Wrecking ball or similar device\\nProhibited:\\n1. Bridges\\n2. Hazardous material exposures performed by the insureds employees (incl. asbestos, lead, mold) \\n3. Hired and/or Nonowned Auto Coverage \\n4. Landfills and dump sites- owned and operated\\n\\n5. Pollution exposures\\n6. Removal of underground tanks\\nCredits and Surcharges: \\nExplosive use surcharge the General Liability rates by 25%\\nELPS: \\nELP - Prem Ops: \\nAll states except LA - 41.20;\\nLA - 169.00\\nRequired Forms: \\nASIC-GL-0013, Minimum Earned Premium 100% (required for short-term policies only);\\nASIC-GL-0095, (NY only) Absolute Employee and Worker Injury Liability Exclusion (do not attach CG 2139 or CG 2426 with ASIC-GL-0095);\\nASIC-GL-0101, Earth or Land Movement Exclusion;\\nASIC-GL-0111, (PA only) Exclusion- Work in the State of New York; \\nASIC-GL-0123, Demolition Endorsement;\\nASIC-GL-0144, (IN only) Total Pollution Exclusion Indiana; \\nCG 2144, Limitation of Coverage to Designated Premises or Project (required for short- term policies only); \\nCG 2149, Total Pollution Exclusion (except IN and LA);\\nCG 2154, Exclusion Designated Operations Covered by a Consolidated (Wrap-Up) Insurance Program (Indicate: All operations covered by a consolidated (wrap- up) insurance program); \\nCG 2165, (LA only) Exclusion- Total Pollution Exclusion (with exceptions);\\n\\nOptional Forms: : \\nASIC-GL-0117, Employee and Worker Injury and Liability Exclusion (except NY) (do not attach CG 2139 or CG 2426 with ASIC-GL-0117); \\nASIC-GL-0140, Demolition Exclusion- Designated Project Exception (submission required); \\nCoverage Options: \\nContractors - Home Repair and Remodeling (ASIC-GL-0092) available at a $15,000 limit; charge 10% of the GL premium subject to $250 minimum premium. \\n\",\n \"IsoNotes\": \"\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"99987\",\n \"Description\": \"Wrecking - dismantling of prefabricated dwellings not exceeding 3 stories for re- erection\",\n \"Authority\": \"S/S\",\n \"CompanyNotes\": \"\\n1. $2,500 minimum premium required\\n2. Address of demolition site should be confirmed prior to commencing work. \\n3. Confirm utilities shut-off at location scheduled for demolition.\\n4. Per job basis policies only are to be issued with 100% fully earned premium- length of project should be provided.\\n5. Salvage operations refer to refer to Building Materials Dealers - Secondhand Materials classification (10256).\\nSubmit:\\n1. Abutting, adjoining, common or party wall exposures\\n2. Buildings in excess of 5 stories\\n3. Demolition of part of an occupied structure\\n4. Hazardous material exposures performed by the insureds subcontractors (incl. asbestos, lead, mold) \\n5. Project specific policies\\n6. Structures other than buildings\\n7. Wrecking ball or similar device\\nProhibited:\\n1. Bridges\\n2. Hazardous material exposures performed by the insureds employees (incl. asbestos, lead, mold) \\n3. Hired and/or Nonowned Auto Coverage \\n4. Landfills and dump sites- owned and operated\\n\\n5. Pollution exposures\\n6. Removal of underground tanks\\nCredits and Surcharges: \\nExplosive use surcharge the General Liability rates by 25%\\nELPS: \\nELP - Prem Ops - 85.00\\nRequired Forms: \\nASIC-GL-0013, Minimum Earned Premium 100% (required for short-term policies only);\\nASIC-GL-0095, (NY only) Absolute Employee and Worker Injury Liability Exclusion (do not attach CG 2139 or CG 2426 with ASIC-GL-0095);\\nASIC-GL-0101, Earth or Land Movement Exclusion;\\nASIC-GL-0111, (PA only) Exclusion- Work in the State of New York; \\nASIC-GL-0140, Demolition Exclusion- Designated Project Exception;\\nASIC-GL-0144, (IN only) Total Pollution Exclusion Indiana; \\nCG 2144, Limitation of Coverage to Designated Premises or Project (required for short- term policies only); \\nCG 2149, Total Pollution Exclusion (except IN and LA);\\nCG 2154, Exclusion Designated Operations Covered by a Consolidated (Wrap-Up) Insurance Program (Indicate: All operations covered by a consolidated (wrap- up) insurance program); \\nCG 2165, (LA only) Exclusion- Total Pollution Exclusion (with exceptions);\\n\\nOptional Forms: : \\nASIC-GL-0117, Employee and Worker Injury and Liability Exclusion (except NY) (do not attach CG 2139 or CG 2426 with ASIC-GL-0117); \\nASIC-GL-0140, Demolition Exclusion- Designated Project Exception (submission required); \\n\",\n \"IsoNotes\": \"\\nThe sale of salvaged merchandise shall be separately classified and rated.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"99988\",\n \"Description\": \"Wrecking - marine\",\n \"Authority\": \"P/P\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\\nThe sale of salvaged merchandise shall be separately classified and rated.\\nThis classification includes salvage operations.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"49870\",\n \"Description\": \"YMCA, YWCA or\\nsimilar institutions\",\n \"Authority\": \"S/S\",\n \"CompanyNotes\": \"\\nProhibited:\\nSwimming pools, wading pools, hot tubs and spas not in compliance with the Virginia Graeme Baker Pool and Spa Safety Act.\\nRequired Forms: \\nASIC-GL-0074, Sexual and/or Physical Abuse Exclusion; \\nCoverage Options: \\nSexual and/or Physical Abuse Liability Coverage (ASIC-GL-0077) is included at $25,000/$50,000 limits (If ASIC-GL-0077 is NOT selected, then Sexual and/or Physical Abuse Exclusion (ASIC-GL-0074) is required)\\n\",\n \"IsoNotes\": \"\\nProfessional services are excluded. Use Exclusion - Specified Therapeutic Or Cosmetic Services Endorsement CG 22 45.\\nThe following shall be separately classified and rated:\\n- Athletic games away from insured's premises\\n- Amusement devices\\n- Camps\\n- Restaurants\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"49891\",\n \"Description\": \"Youth Recreation Programs - Not- For-Profit only\",\n \"Authority\": \"S/S\",\n \"CompanyNotes\": \"\\n1. Boats refer to classifications (40111, 40115)\\n2. Supplemental application required\\nSubmit:\\n1. Accounts with previous or pending sexual or physical abuse allegations \\n2. Equine exposures\\nProhibited:\\n1. Boxing\\n2. Bubble Soccer\\n3. Diving\\n4. Football (tackle)\\n5. Hockey\\n6. Lacrosse\\n7. Polo\\n8. Professional sports teams (minor or major league)\\n9. Rappelling\\n10. Roller derby\\n11. Rugby\\n12. Scuba diving\\n13. Skateboarding\\n14. Skiing (snow and water)\\n15. Snowmobiles\\n16. Squash\\n17. Swimming Pool or spa not in compliance with the Virginia Graeme Baker Pool and Spa Safety Act\\n18. Tough love camps\\n\\nLIABILITY Continued:\\n19. Tournament coverage- stand alone\\n20. Wilderness survival camps\\n21. Wrestling\\nELPS:\\nELP - Prem Ops - 2.00\\nRequired Forms:\\nASIC-GL-0074, Sexual and/or Physical Abuse Exclusion; \\nASIC-GL-0099, Exclusion- Athletic or Sports Participants; \\nCG 2239, Exclusion- Camps or Campgrounds (required for non-sports camps);\\nCoverage Options: \\n1. Limited Participant Coverage (ASIC-GL-0082) is included at $25,000/$50,000 limits (If ASIC-GL-0082 is NOT selected, then Exclusion- Athletic or Sports Participants (ASIC-GL-0099) is required). \\n2. Sexual and/or Physical Abuse Liability Coverage (ASIC-GL-0077) is included at $25,000/$50,000 limits (If ASIC-GL-0077 is NOT selected, then Sexual and/or Physical Abuse Exclusion (ASIC-GL-0074) is required). \\n\",\n \"IsoNotes\": \"\\nAthletic Programs - amateur shall be separately classified and rated.\\nBasis of premium is each registrant.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"49890\",\n \"Description\": \"Youth recreation programs - Other than Not-For- Profit\",\n \"Authority\": \"S/S\",\n \"CompanyNotes\": \"\\n1. Boats refer to classifications (40111, 40115)\\n2. Supplemental application required\\nSubmit:\\n1. Accounts with previous or pending sexual or physical abuse allegations \\n2. Equine exposures\\nProhibited:\\n1. Boxing\\n2. Bubble Soccer\\n3. Diving\\n4. Football (tackle)\\n5. Hockey\\n6. Lacrosse\\n7. Polo\\n8. Professional sports teams (minor or major league)\\n9. Rappelling\\n10. Roller derby\\n11. Rugby\\n12. Scuba diving\\n13. Skateboarding\\n14. Skiing (snow and water)\\n15. Snowmobiles\\n16. Squash\\n17. Swimming Pool or spa not in compliance with the Virginia Graeme Baker Pool and Spa Safety Act\\n18. Tough love camps\\n19. Tournament coverage- stand alone\\n20. Wilderness survival camps\\n21. Wrestling\\nELPS:\\nELP - Prem Ops - 2.50\\nCredits and Surcharges:\\nBoats in excess of 26 feet or motors in excess of 150 h.p surcharge rates 20%\\nRequired Forms:\\nASIC-GL-0077, Sexual and/or Physical Abuse Liability Coverage Form included at $25,000/$50,000 limits;\\nCG 2239, Exclusion- Camps or Campgrounds (required for non-sports camps);\\nCG 2412, Boat Endorsement (required if any boats are used, owned or rented);\\nLIABILITY (Cont.)\\n18. Tough love camps\\n19. Tournament coverage- stand alone\\n20. Wilderness survival camps\\n21. Wrestling\\nELPS:\\nELP - Prem Ops - 2.50\\nRequired Forms:\\nASIC-GL-0074, Sexual and/or Physical Abuse Exclusion; \\nASIC-GL-0099, Exclusion- Athletic or Sports Participants; \\nCG 2239, Exclusion- Camps or Campgrounds (required for non-sports camps);\\nCoverage Options: \\n1. Limited Participant Coverage (ASIC-GL-0082) is included at $25,000/$50,000 limits (If ASIC-GL-0082 is NOT selected, then Exclusion- Athletic or Sports Participants (ASIC-GL-0099) is required). \\n2. Sexual and/or Physical Abuse Liability Coverage (ASIC-GL-0077) is included at $25,000/$50,000 limits (If ASIC-GL-0077 is NOT selected, then Sexual and/or Physical Abuse Exclusion (ASIC-GL-0074) is required).\\n \",\n \"IsoNotes\": \"\\nAthletic Programs - amateur shall be separately classified and rated.\\nBasis of premium is each registrant.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"49903\",\n \"Description\": \"Zoos - Not-For- Profit only\",\n \"Authority\": \"S/S\",\n \"CompanyNotes\": \" \\nSupplemental application required \\nProhibited:\\n1. Other than petting zoos\\n2. Petting zoos with animals other than farm animals\\nELPS: \\nELP - Prem Ops - 10.00\\nRequired Forms: \\nASIC-GL-0014, Classification Limitation; \",\n \"IsoNotes\": \"\\nThe following shall be separately classified and rated:\\n- Amusement devices\\n- Restaurants\\nBasis of premium is each zoo.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"49902\",\n \"Description\": \"Zoos - Other than Not-For-Profit\",\n \"Authority\": \"S/S\",\n \"CompanyNotes\": \" \\nSupplemental application required \\nProhibited:\\n1. Other than petting zoos\\n2. Petting zoos with animals other than farm animals\\nELPS: \\nELP - Prem Ops - 10.00\\nRequired Forms: \\nASIC-GL-0014, Classification Limitation; \",\n \"IsoNotes\": \"\\nThe following shall be separately classified and rated:\\n- Amusement devices\\n- Restaurants\\nBasis of premium is each zoo.\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n },\n {\n \"ClassCode\": \"92100\",\n \"Description\": \"Employee Benefits Liability Coverage\",\n \"Authority\": \"P/P\",\n \"CompanyNotes\": \"\",\n \"IsoNotes\": \"\",\n \"companyNotes\": \"\",\n \"isoNotes\": \"\"\n }\n ],\n \"StateSpecification\": {\n \"StateCode\": \"AZ\",\n \"Content\": \"| State | Property LCM | Property State Modifier | Property Minimum Rate | Liability LCM | Liability State Modifier | Minimum Payroll |
| AZ | 1.66 | 1.05 | $0.35 | 1.66 | 1.00 | $26,400 |
Cancellation and Non-Renewal Laws:
Valued Policy State:
| Required Endorsements, Forms & Notices | ???????????? Applicable Coverage Part | Comments | |||||||
| Form # | Form Title | CP | CR | IM | GL | LIQ | P/CO | OCP | |
| ASIC-NOT-0005 | Notice to the Insured ? Arizona | X | X | X | X | X | X | X | |
Wind/Hail Guidelines:
The Risk Appetite API is designed to provide a list of all available risks for the provided state, LOB and User. Optionally the API can be used to retrieve a verbose list including all states which can be used to pre-populate a General Agent’s internal application without requiring an API call to be submitted to retrieve acceptable limit and class information for each new quote.
\nThe verbose example may return a very large response and may take 45 - 90 seconds to complete. It is not intended for real-time transactions.
\n","event":[{"listen":"prerequest","script":{"id":"0e8cefc8-73b3-4a5c-9578-8afc11eaa5c2","type":"text/javascript","exec":[""]}},{"listen":"test","script":{"id":"5b58f684-37e1-40d5-bd51-a5b1012ace0f","type":"text/javascript","exec":[""]}}],"_postman_id":"31369b5c-30b0-4269-aae1-afaa48858ecf"},{"name":"Coverage","item":[{"name":"Coverage","event":[{"listen":"prerequest","script":{"id":"7af1f244-3b65-4484-9c22-8a7158324d62","exec":[""],"type":"text/javascript"}}],"id":"238f6d41-53ec-4bee-bd77-25a6af9a6570","protocolProfileBehavior":{"disableBodyPruning":true},"request":{"auth":{"type":"bearer","bearer":{"basicConfig":[{"key":"token","value":"{{CoverageKey}}"}]},"isInherited":false},"method":"GET","header":[{"key":"Content-Type","name":"Content-Type","value":"application/json","type":"text"}],"body":{"mode":"raw","raw":"{\n\t\"UserId\":\"ken.terrell@ategrity.com\",\n\t\"State\":\"AZ\",\n\t\"ClassCode\":\"46671\"\n}","options":{"raw":{"language":"json"}}},"url":"{{url}}/coverage_service","urlObject":{"path":["coverage_service"],"host":["{{url}}"],"query":[],"variable":[]}},"response":[{"id":"0ecc091a-d858-45e2-b47b-3856f9d9b50a","name":"Coverage","originalRequest":{"method":"GET","header":[{"key":"Content-Type","name":"Content-Type","value":"application/json","type":"text"}],"body":{"mode":"raw","raw":"{\n\t\"UserId\":\"ken.terrell@ategrity.com\",\n\t\"State\":\"AZ\",\n\t\"ClassCode\":\"46671\"\n}","options":{"raw":{"language":"json"}}},"url":"{{url}}/coverage_service"},"status":"OK","code":200,"_postman_previewlanguage":"json","header":[{"key":"Date","value":"Mon, 01 Jun 2020 17:45:15 GMT"},{"key":"Server","value":"Apache/2.4.29 (Ubuntu)"},{"key":"X-Frame-Options","value":"sameorigin"},{"key":"cache-control","value":"no-cache, no-store, must-revalidate"},{"key":"pragma","value":"no-cache"},{"key":"X-XSS-Protection","value":"1; mode=block"},{"key":"Strict-Transport-Security","value":"max-age=31536000; includeSubDomains; preload"},{"key":"Access-Control-Allow-Origin","value":"esinsurancecloud.com"},{"key":"Keep-Alive","value":"timeout=5, max=100"},{"key":"Connection","value":"Keep-Alive"},{"key":"Transfer-Encoding","value":"chunked"},{"key":"Content-Type","value":"application/json"}],"cookie":[],"responseTime":null,"body":"{\n \"ClassCode\": \"46671\",\n \"State\": \"AZ\",\n \"OptionalCoverages\": [\n {\n \"FormNumber\": \"ASIC-GL-0025\",\n \"Description\": \"UNMANNED AIRCRAFT LIABILITY EXTENSION\",\n \"FormTemplateURL\": \"https://ategrity-pdqa.esinsurancecloud.com/glp/forms/ASICGL00250818.pdf\",\n \"limit\": \"N/A\",\n \"Deductible\": \"N/A\",\n \"state_specific\": \"All\",\n \"Coverage_type\": \"OC\",\n \"EachOccLimitOptions\": \"50000\",\n \"AggLimitOptions\": \"100000\",\n \"Premium\": \"150\"\n },\n {\n \"FormNumber\": \"ASIC-GL-0030\",\n \"Description\": \"HIRED AUTO\",\n \"FormTemplateURL\": \"https://ategrity-pdqa.esinsurancecloud.com/glp/forms/ASICGL00300818.pdf\",\n \"limit\": \"N/A\",\n \"Deductible\": \"N/A\",\n \"state_specific\": \"All\",\n \"Coverage_type\": \"OC\",\n \"EachOccLimitOptions\": \"100000,100000,300000,300000,500000,500000,1000000,1000000,1000000,1000000,2000000,2000000,2000000\",\n \"AggLimitOptions\": \"100000,200000,300000,600000,500000,1000000,1000000,2000000,3000000,4000000,2000000,3000000,4000000\",\n \"Premium\": \"54,55,73,74,95,97,113,115,117,120,132,133,135\"\n },\n {\n \"FormNumber\": \"ASIC-GL-0030\",\n \"Description\": \"NONOWNED AUTO\",\n \"FormTemplateURL\": \"https://ategrity-pdqa.esinsurancecloud.com/glp/forms/ASICGL00300818.pdf\",\n \"limit\": \"N/A\",\n \"Deductible\": \"N/A\",\n \"state_specific\": \"All\",\n \"Coverage_type\": \"OC\",\n \"EachOccLimitOptions\": \"100000,100000,300000,300000,500000,500000,1000000,1000000,1000000,1000000,2000000,2000000,2000000\",\n \"AggLimitOptions\": \"100000,200000,300000,600000,500000,1000000,1000000,2000000,3000000,4000000,2000000,3000000,4000000\",\n \"Premium\": \"54,55,73,74,95,97,113,115,117,120,132,133,135\"\n },\n {\n \"FormNumber\": \"ASIC-GL-0063\",\n \"Description\": \"ASSAULT AND/OR BATTERY LIMITED LIABILITY COVERAGE (LIMITED TO DESIGNATED PREMISE)\",\n \"FormTemplateURL\": \"https://ategrity-pdqa.esinsurancecloud.com/glp/forms/ASICGL00630818.pdf\",\n \"limit\": \"N/A\",\n \"Deductible\": \"N/A\",\n \"state_specific\": \"All\",\n \"Coverage_type\": \"OC\",\n \"EachOccLimitOptions\": \"25000\",\n \"AggLimitOptions\": \"50000\",\n \"Premium\": \"250\"\n },\n {\n \"FormNumber\": \"ASIC-GL-0070\",\n \"Description\": \"ASSAULT AND OR BATTERY LIMITED LIABILITY COVERAGE\",\n \"FormTemplateURL\": \"https://ategrity-pdqa.esinsurancecloud.com/glp/forms/ASICGL00700818.pdf\",\n \"limit\": \"N/A\",\n \"Deductible\": \"N/A\",\n \"state_specific\": \"All\",\n \"Coverage_type\": \"OC\",\n \"EachOccLimitOptions\": \"25000\",\n \"AggLimitOptions\": \"50000\",\n \"Premium\": \"250\"\n }\n ],\n \"AdditionalInsureds\": [\n {\n \"FormNumber\": \"ASIC-GL-0028\",\n \"Description\": \"BLANKET ADDITIONAL INSURED ENDORSEMENT\",\n \"FormTemplateURL\": \"https://ategrity-pdqa.esinsurancecloud.com/glp/forms/ASICGL00280818.pdf\",\n \"Authority\": \"A\",\n \"Charge\": \"0\",\n \"Default_check\": \"No\"\n },\n {\n \"FormNumber\": \"ASIC-GL-0046\",\n \"Description\": \"ADDITIONAL INSURED- OWNERS LESSEES OR CONTRACTORS COMPLETED COMMERCIAL OPERATIONS\",\n \"FormTemplateURL\": \"https://ategrity-pdqa.esinsurancecloud.com/glp/forms/ASICGL00460818.pdf\",\n \"Authority\": \"A\",\n \"Charge\": \"250\",\n \"Default_check\": \"No\"\n },\n {\n \"FormNumber\": \"ASIC-GL-0047\",\n \"Description\": \"ADDITIONAL INSURED- DESIGNATED OWNER LESSEE OR CONTRACTOR-COMPLETED COMMERCIAL OPERATIONS\",\n \"FormTemplateURL\": \"https://ategrity-pdqa.esinsurancecloud.com/glp/forms/ASICGL00470818.pdf\",\n \"Authority\": \"A\",\n \"Charge\": \"0\",\n \"Default_check\": \"No\"\n },\n {\n \"FormNumber\": \"ASIC-GL-0048\",\n \"Description\": \"ADDITIONAL INSURED-OWNERS LESSEES OR CONTRACTORS-AUTOMATIC STATUS-COMPLETED COMMERCIAL OPERATIONS\",\n \"FormTemplateURL\": \"https://ategrity-pdqa.esinsurancecloud.com/glp/forms/ASICGL00480818.pdf\",\n \"Authority\": \"Submit\",\n \"Charge\": \"999\",\n \"Default_check\": \"No\"\n },\n {\n \"FormNumber\": \"ASIC-GL-0058\",\n \"Description\": \"ADDITIONAL INSURED-INDEPENDENT CONTRACTOR\",\n \"FormTemplateURL\": \"https://ategrity-pdqa.esinsurancecloud.com/glp/forms/ASICGL00580818.pdf\",\n \"Authority\": \"A\",\n \"Charge\": \"0\",\n \"Default_check\": \"No\"\n },\n {\n \"FormNumber\": \"CG 20 01\",\n \"Description\": \"PRIMARY AND NONCONTRIBUTORY\",\n \"FormTemplateURL\": \"https://ategrity-pdqa.esinsurancecloud.com/glp/forms/CG20014W.pdf\",\n \"Authority\": \"A\",\n \"Charge\": \"0\",\n \"Default_check\": \"No\"\n },\n {\n \"FormNumber\": \"CG 20 02\",\n \"Description\": \"CLUB MEMBERS\",\n \"FormTemplateURL\": \"https://ategrity-pdqa.esinsurancecloud.com/glp/forms/CG2002N5.pdf\",\n \"Authority\": \"A\",\n \"Charge\": \"0\",\n \"Default_check\": \"No\"\n },\n {\n \"FormNumber\": \"CG 20 03\",\n \"Description\": \"CONCESSIONAIRES\",\n \"FormTemplateURL\": \"https://ategrity-pdqa.esinsurancecloud.com/glp/forms/CG20034W.pdf\",\n \"Authority\": \"A\",\n \"Charge\": \"75\",\n \"Default_check\": \"No\"\n },\n {\n \"FormNumber\": \"CG 20 05\",\n \"Description\": \"CONTROLLING INTERESTS\",\n \"FormTemplateURL\": \"https://ategrity-pdqa.esinsurancecloud.com/glp/forms/CG20054W.pdf\",\n \"Authority\": \"A\",\n \"Charge\": \"0\",\n \"Default_check\": \"No\"\n },\n {\n \"FormNumber\": \"CG 20 07\",\n \"Description\": \"ENGINEERS ARCHITECTS SURVEYORS\",\n \"FormTemplateURL\": \"https://ategrity-pdqa.esinsurancecloud.com/glp/forms/CG20074W.pdf\",\n \"Authority\": \"A\",\n \"Charge\": \"0\",\n \"Default_check\": \"No\"\n },\n {\n \"FormNumber\": \"CG 20 10\",\n \"Description\": \"OWNERS, LESSEES OR CONTRACTORS - SCHEDULED PERSON OR ORGANIZATION\",\n \"FormTemplateURL\": \"https://ategrity-pdqa.esinsurancecloud.com/glp/forms/CG20104W.pdf\",\n \"Authority\": \"A\",\n \"Charge\": \"0\",\n \"Default_check\": \"No\"\n },\n {\n \"FormNumber\": \"CG 20 11\",\n \"Description\": \"MANAGERS OR LESSORS\",\n \"FormTemplateURL\": \"https://ategrity-pdqa.esinsurancecloud.com/glp/forms/CG20114W.pdf\",\n \"Authority\": \"A\",\n \"Charge\": \"75\",\n \"Default_check\": \"No\"\n },\n {\n \"FormNumber\": \"CG 20 12\",\n \"Description\": \"STATE POLITICAL SUBDIVISION PERMITS OR AUTHORIZATIONS\",\n \"FormTemplateURL\": \"https://ategrity-pdqa.esinsurancecloud.com/glp/forms/CG20124W.pdf\",\n \"Authority\": \"A\",\n \"Charge\": \"0\",\n \"Default_check\": \"No\"\n },\n {\n \"FormNumber\": \"CG 20 13\",\n \"Description\": \"STATE POLITICAL SUBDIVISION PREMISES PERMITS OR AUTHORIZATIONS\",\n \"FormTemplateURL\": \"https://ategrity-pdqa.esinsurancecloud.com/glp/forms/CG20134W.pdf\",\n \"Authority\": \"A\",\n \"Charge\": \"0\",\n \"Default_check\": \"No\"\n },\n {\n \"FormNumber\": \"CG 20 15\",\n \"Description\": \"VENDORS\",\n \"FormTemplateURL\": \"https://ategrity-pdqa.esinsurancecloud.com/glp/forms/CG20154W.pdf\",\n \"Authority\": \"A\",\n \"Charge\": \"75\",\n \"Default_check\": \"No\"\n },\n {\n \"FormNumber\": \"CG 20 15\",\n \"Description\": \"CG 20 15 VENDORS - BLANKET\",\n \"FormTemplateURL\": \"https://ategrity-pdqa.esinsurancecloud.com/glp/forms/CG20154W.pdf\",\n \"Authority\": \"A\",\n \"Charge\": \"200\",\n \"Default_check\": \"No\"\n },\n {\n \"FormNumber\": \"CG 20 18\",\n \"Description\": \"MORTGAGEE ASSIGNEE RECEIVER\",\n \"FormTemplateURL\": \"https://ategrity-pdqa.esinsurancecloud.com/glp/forms/CG20184W.pdf\",\n \"Authority\": \"A\",\n \"Charge\": \"0\",\n \"Default_check\": \"No\"\n },\n {\n \"FormNumber\": \"CG 20 20\",\n \"Description\": \"CHARITABLE INSTITUTIONS\",\n \"FormTemplateURL\": \"https://ategrity-pdqa.esinsurancecloud.com/glp/forms/CG2020N5.pdf\",\n \"Authority\": \"A\",\n \"Charge\": \"0\",\n \"Default_check\": \"No\"\n },\n {\n \"FormNumber\": \"CG 20 22\",\n \"Description\": \"CHURCH MEMBERS OFFICERS VOLUNTEER WORKERS\",\n \"FormTemplateURL\": \"https://ategrity-pdqa.esinsurancecloud.com/glp/forms/CG2022OK.pdf\",\n \"Authority\": \"A\",\n \"Charge\": \"0\",\n \"Default_check\": \"No\"\n },\n {\n \"FormNumber\": \"CG 20 23\",\n \"Description\": \"EXECUTORS ADMINISTRATORS TRUSTEES BENEFICIARIES\",\n \"FormTemplateURL\": \"https://ategrity-pdqa.esinsurancecloud.com/glp/forms/CG20234W.pdf\",\n \"Authority\": \"A\",\n \"Charge\": \"0\",\n \"Default_check\": \"No\"\n },\n {\n \"FormNumber\": \"CG 20 24\",\n \"Description\": \"OWNERS OTHER INTERESTS LAND LESSORS\",\n \"FormTemplateURL\": \"https://ategrity-pdqa.esinsurancecloud.com/glp/forms/CG20244W.pdf\",\n \"Authority\": \"A\",\n \"Charge\": \"0\",\n \"Default_check\": \"No\"\n },\n {\n \"FormNumber\": \"CG 20 25\",\n \"Description\": \"EXECUTIVE OFFICERS PUBLIC CORPORATIONS\",\n \"FormTemplateURL\": \"https://ategrity-pdqa.esinsurancecloud.com/glp/forms/CG2025N5.pdf\",\n \"Authority\": \"A\",\n \"Charge\": \"0\",\n \"Default_check\": \"No\"\n },\n {\n \"FormNumber\": \"CG 20 26\",\n \"Description\": \"DESIGNATED PERSON OR ORG\",\n \"FormTemplateURL\": \"https://ategrity-pdqa.esinsurancecloud.com/glp/forms/CG20264W.pdf\",\n \"Authority\": \"A\",\n \"Charge\": \"75\",\n \"Default_check\": \"No\"\n },\n {\n \"FormNumber\": \"CG 20 27\",\n \"Description\": \"CO-OWNER INSURED PREMISES\",\n \"FormTemplateURL\": \"https://ategrity-pdqa.esinsurancecloud.com/glp/forms/CG20274W.pdf\",\n \"Authority\": \"A\",\n \"Charge\": \"0\",\n \"Default_check\": \"No\"\n },\n {\n \"FormNumber\": \"CG 20 28\",\n \"Description\": \"LESSOR OF LEASED EQUIP\",\n \"FormTemplateURL\": \"https://ategrity-pdqa.esinsurancecloud.com/glp/forms/CG20284W.pdf\",\n \"Authority\": \"A\",\n \"Charge\": \"75\",\n \"Default_check\": \"No\"\n },\n {\n \"FormNumber\": \"CG 20 29\",\n \"Description\": \"GRANTOR OF FRANCHISE\",\n \"FormTemplateURL\": \"https://ategrity-pdqa.esinsurancecloud.com/glp/forms/CG20294W.pdf\",\n \"Authority\": \"A\",\n \"Charge\": \"75\",\n \"Default_check\": \"No\"\n },\n {\n \"FormNumber\": \"CG 20 30\",\n \"Description\": \"OIL GAS OPERATIONS NONOPERATING WORKING INTERESTS\",\n \"FormTemplateURL\": \"https://ategrity-pdqa.esinsurancecloud.com/glp/forms/CG20304W.pdf\",\n \"Authority\": \"A\",\n \"Charge\": \"999\",\n \"Default_check\": \"No\"\n },\n {\n \"FormNumber\": \"CG 20 32\",\n \"Description\": \"ENGINEERS ARCHITECTS SURVEYORS\",\n \"FormTemplateURL\": \"https://ategrity-pdqa.esinsurancecloud.com/glp/forms/CG20324W.pdf\",\n \"Authority\": \"A\",\n \"Charge\": \"0\",\n \"Default_check\": \"No\"\n },\n {\n \"FormNumber\": \"CG 20 33\",\n \"Description\": \"OWNERS LESSEES CONTRACTORS AUTOMATIC\",\n \"FormTemplateURL\": \"https://ategrity-pdqa.esinsurancecloud.com/glp/forms/CG20334W.pdf\",\n \"Authority\": \"A\",\n \"Charge\": \"0\",\n \"Default_check\": \"No\"\n },\n {\n \"FormNumber\": \"CG 20 34\",\n \"Description\": \"LESSOR OF LEASED EQUIP AUTOMATIC\",\n \"FormTemplateURL\": \"https://ategrity-pdqa.esinsurancecloud.com/glp/forms/CG20344W.pdf\",\n \"Authority\": \"A\",\n \"Charge\": \"200\",\n \"Default_check\": \"No\"\n },\n {\n \"FormNumber\": \"CG 20 35\",\n \"Description\": \"GRANTOR OF LICENSES AUTOMATIC\",\n \"FormTemplateURL\": \"https://ategrity-pdqa.esinsurancecloud.com/glp/forms/CG20354W.pdf\",\n \"Authority\": \"A\",\n \"Charge\": \"0\",\n \"Default_check\": \"No\"\n },\n {\n \"FormNumber\": \"CG 20 36\",\n \"Description\": \"GRANTOR OF LICENSES SCHEDULED\",\n \"FormTemplateURL\": \"https://ategrity-pdqa.esinsurancecloud.com/glp/forms/CG20364W.pdf\",\n \"Authority\": \"A\",\n \"Charge\": \"0\",\n \"Default_check\": \"No\"\n },\n {\n \"FormNumber\": \"CG 20 37\",\n \"Description\": \"OWNERS LESSEES CONTRACTORS COMPLETED OPS\",\n \"FormTemplateURL\": \"https://ategrity-pdqa.esinsurancecloud.com/glp/forms/CG20374W.pdf\",\n \"Authority\": \"Submit\",\n \"Charge\": \"999\",\n \"Default_check\": \"No\"\n },\n {\n \"FormNumber\": \"CG 20 38\",\n \"Description\": \"OWNERS LESSEES CONTRACTORS AUTOMATIC\",\n \"FormTemplateURL\": \"https://ategrity-pdqa.esinsurancecloud.com/glp/forms/CG20384W.pdf\",\n \"Authority\": \"A\",\n \"Charge\": \"0\",\n \"Default_check\": \"No\"\n },\n {\n \"FormNumber\": \"CG 24 04\",\n \"Description\": \"WAIVER OF TRANSFER OF RIGHTS OF RECOVERY AGAINST OTHERS TO US\",\n \"FormTemplateURL\": \"https://ategrity-pdqa.esinsurancecloud.com/glp/forms/CG24045S.pdf\",\n \"Authority\": \"A\",\n \"Charge\": \"0\",\n \"Default_check\": \"No\"\n },\n {\n \"FormNumber\": \"CG 24 04\",\n \"Description\": \"WAIVER OF TRANSFER OF RIGHTS OF RECOVERY AGAINST OTHERS TO US - BLANKET\",\n \"FormTemplateURL\": \"https://ategrity-pdqa.esinsurancecloud.com/glp/forms/CG24045S.pdf\",\n \"Authority\": \"A\",\n \"Charge\": \"0\",\n \"Default_check\": \"No\"\n },\n {\n \"FormNumber\": \"CG 20 04\",\n \"Description\": \"CONDOMINIUM UNIT OWNERS\",\n \"FormTemplateURL\": \"https://ategrity-pdqa.esinsurancecloud.com/glp/forms/CG2004N5.pdf\",\n \"Authority\": \"A\",\n \"Charge\": \"0\",\n \"Default_check\": \"No\"\n },\n {\n \"FormNumber\": \"CG 20 08\",\n \"Description\": \"USERS OF GOLFMOBILES\",\n \"FormTemplateURL\": \"https://ategrity-pdqa.esinsurancecloud.com/glp/forms/CG20084W.pdf\",\n \"Authority\": \"A\",\n \"Charge\": \"0\",\n \"Default_check\": \"No\"\n },\n {\n \"FormNumber\": \"CG 20 17\",\n \"Description\": \"TOWNHOUSE ASSOCIATIONS\",\n \"FormTemplateURL\": \"https://ategrity-pdqa.esinsurancecloud.com/glp/forms/CG2017O3.pdf\",\n \"Authority\": \"A\",\n \"Charge\": \"0\",\n \"Default_check\": \"No\"\n }\n ]\n}"}],"_postman_id":"238f6d41-53ec-4bee-bd77-25a6af9a6570"}],"id":"a53ea18d-8f51-4f1a-8004-6c4f26972a91","description":"The Coverage API provides a list of Optional Coverages and Additional Insureds acceptable for a single state and class code.
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\"FormName\": \"CG 22 90\",\n \"Edition\": \"0413\",\n \"FormTitle\": \"Professional Liability Exclusion - Spas or Personal Enhancement Facilities\",\n \"FormTemplateURL\": \"https://ategrity-pdqa.esinsurancecloud.com/glp/forms/CG22904W.pdf\",\n \"IsSelected\": \"No\",\n \"FormType\": \"Optional\",\n \"IsFillIn\": \"Yes\",\n \"VariableFormValue\": [\n {\n \"Prompt\": \"Description of Operations\",\n \"Prefill\": \"\",\n \"Response\": \"\",\n \"IsMandatory\": \"No\"\n }\n ],\n \"Category\": \"CC\"\n },\n {\n \"FormName\": \"CG 22 91\",\n \"Edition\": \"0413\",\n \"FormTitle\": \"Exclusion - Telecommunication Equipment or Service Providers Errors and Omissions\",\n \"FormTemplateURL\": \"https://ategrity-pdqa.esinsurancecloud.com/glp/forms/CG22914W.pdf\",\n \"IsSelected\": \"No\",\n \"FormType\": \"Optional\",\n \"IsFillIn\": \"No\",\n \"VariableFormValue\": null,\n \"Category\": \"CC\"\n },\n {\n \"FormName\": \"CG 23 01\",\n \"Edition\": \"0413\",\n \"FormTitle\": \"Exclusion - Real Estate Agents or Brokers Errors or Omissions\",\n \"FormTemplateURL\": \"https://ategrity-pdqa.esinsurancecloud.com/glp/forms/CG23014W.pdf\",\n \"IsSelected\": \"No\",\n \"FormType\": \"Optional\",\n \"IsFillIn\": \"No\",\n \"VariableFormValue\": null,\n \"Category\": \"CC\"\n },\n {\n \"FormName\": \"CG 24 07\",\n \"Edition\": \"0196\",\n \"FormTitle\": \"Products/Completed Operations Hazard Redefined\",\n \"FormTemplateURL\": \"https://ategrity-pdqa.esinsurancecloud.com/glp/forms/CG240716.pdf\",\n \"IsSelected\": \"No\",\n \"FormType\": \"Optional\",\n \"IsFillIn\": \"Yes\",\n \"VariableFormValue\": [\n {\n \"Prompt\": \"Description of Premises and Operations\",\n \"Prefill\": \"\",\n \"Response\": \"\",\n \"IsMandatory\": \"No\"\n }\n ],\n \"Category\": \"CC\"\n },\n {\n \"FormName\": \"CG 24 12\",\n \"Edition\": \"1185\",\n \"FormTitle\": \"Boats\",\n \"FormTemplateURL\": \"https://ategrity-pdqa.esinsurancecloud.com/glp/forms/CG2412N5.pdf\",\n \"IsSelected\": \"No\",\n \"FormType\": \"Optional\",\n \"IsFillIn\": \"Yes\",\n \"VariableFormValue\": [\n {\n \"Prompt\": \"Description of Watercraft\",\n \"Prefill\": \"\",\n \"Response\": \"\",\n \"IsMandatory\": \"Yes\"\n },\n {\n \"Prompt\": \"Additional Premium\",\n \"Prefill\": \"\",\n \"Response\": \"\",\n \"IsMandatory\": \"No\"\n }\n ],\n \"Category\": \"CC\"\n },\n {\n \"FormName\": \"CG 24 16\",\n \"Edition\": \"1207\",\n \"FormTitle\": \"Canoes Or Rowboats\",\n \"FormTemplateURL\": \"https://ategrity-pdqa.esinsurancecloud.com/glp/forms/CG2416DQ.pdf\",\n \"IsSelected\": \"No\",\n \"FormType\": \"Optional\",\n \"IsFillIn\": \"No\",\n \"VariableFormValue\": null,\n \"Category\": \"CC\"\n },\n {\n \"FormName\": \"CG 24 27\",\n \"Edition\": \"0413\",\n \"FormTitle\": \"Limited Contractual Liability Railroads\",\n \"FormTemplateURL\": \"https://ategrity-pdqa.esinsurancecloud.com/glp/forms/CG24274W.pdf\",\n \"IsSelected\": \"No\",\n \"FormType\": \"Optional\",\n \"IsFillIn\": \"Yes\",\n \"VariableFormValue\": [\n {\n \"Prompt\": \"Designated Job Site\",\n \"Prefill\": \"\",\n \"Response\": \"\",\n \"IsMandatory\": \"No\"\n },\n {\n \"Prompt\": \"Scheduled Railroad\",\n \"Prefill\": \"\",\n \"Response\": \"\",\n \"IsMandatory\": \"No\"\n }\n ],\n \"Category\": \"CC\"\n },\n {\n \"FormName\": \"CG 25 03\",\n \"Edition\": \"0509\",\n \"FormTitle\": \"Desig Project Gen Agg Limit\",\n \"FormTemplateURL\": \"https://ategrity-pdqa.esinsurancecloud.com/glp/forms/CG25035S.pdf\",\n \"IsSelected\": \"No\",\n \"FormType\": \"Optional\",\n \"IsFillIn\": \"Yes\",\n \"VariableFormValue\": [\n {\n \"Prompt\": \"Designated Construction Project(s)\",\n \"Prefill\": \"\",\n \"Response\": \"\",\n \"IsMandatory\": \"No\"\n }\n ],\n \"Category\": \"CC\"\n },\n {\n \"FormName\": \"ASIC-GL-0015\",\n \"Edition\": \"0718\",\n \"FormTitle\": \"Punitive or Exemplary Damages Exclusion\",\n \"FormTemplateURL\": \"https://ategrity-pdqa.esinsurancecloud.com/glp/forms/ASICGL00151118.pdf\",\n \"IsSelected\": \"Yes\",\n \"FormType\": \"Required\",\n \"IsFillIn\": \"No\",\n \"VariableFormValue\": null,\n \"Category\": \"CC\"\n },\n {\n \"FormName\": \"ASIC-GL-0026\",\n \"Edition\": \"0818\",\n \"FormTitle\": \"Contractors Special Conditions\",\n \"FormTemplateURL\": \"https://ategrity-pdqa.esinsurancecloud.com/glp/forms/ASICGL00260818.pdf\",\n \"IsSelected\": \"Yes\",\n \"FormType\": \"Required\",\n \"IsFillIn\": \"No\",\n \"VariableFormValue\": null,\n \"Category\": \"CC\"\n },\n {\n \"FormName\": \"ASIC-GL-0031\",\n \"Edition\": \"0818\",\n \"FormTitle\": \"Continuing or Ongoing Damage Exclusion\",\n \"FormTemplateURL\": \"https://ategrity-pdqa.esinsurancecloud.com/glp/forms/ASICGL00310818.pdf\",\n \"IsSelected\": \"No\",\n \"FormType\": \"Optional\",\n \"IsFillIn\": \"No\",\n \"VariableFormValue\": null,\n \"Category\": \"CC\"\n },\n {\n \"FormName\": \"ASIC-GL-0069\",\n \"Edition\": \"0818\",\n \"FormTitle\": \"Known Injury or Damage Exclusion - Personal and Advertising Injury\",\n \"FormTemplateURL\": \"https://ategrity-pdqa.esinsurancecloud.com/glp/forms/ASICGL00690818.pdf\",\n \"IsSelected\": \"Yes\",\n \"FormType\": \"Required\",\n \"IsFillIn\": \"No\",\n \"VariableFormValue\": null,\n \"Category\": \"CC\"\n },\n {\n \"FormName\": \"ASIC-GL-0089\",\n \"Edition\": \"0818\",\n \"FormTitle\": \"Multi-Unit Habitational Conversion Exclusion\",\n \"FormTemplateURL\": \"https://ategrity-pdqa.esinsurancecloud.com/glp/forms/ASICGL00890818.pdf\",\n \"IsSelected\": \"Yes\",\n \"FormType\": \"Required\",\n \"IsFillIn\": \"No\",\n \"VariableFormValue\": null,\n \"Category\": \"CC\"\n },\n {\n \"FormName\": \"ASIC-GL-0095\",\n \"Edition\": \"0818\",\n \"FormTitle\": \"Absolute Employee and Worker Injury and Liability Exclusion\",\n \"FormTemplateURL\": \"https://ategrity-pdqa.esinsurancecloud.com/glp/forms/ASICGL00950818.pdf\",\n \"IsSelected\": \"Yes\",\n \"FormType\": \"Required\",\n \"IsFillIn\": \"No\",\n \"VariableFormValue\": null,\n \"Category\": \"CC\"\n },\n {\n \"FormName\": \"ASIC-GL-0101\",\n \"Edition\": \"0818\",\n \"FormTitle\": \"Earth or Land Movement Exclusion \",\n \"FormTemplateURL\": \"https://ategrity-pdqa.esinsurancecloud.com/glp/forms/ASICGL01010818.pdf\",\n \"IsSelected\": \"Yes\",\n \"FormType\": \"Required\",\n \"IsFillIn\": \"No\",\n \"VariableFormValue\": null,\n \"Category\": \"CC\"\n },\n {\n \"FormName\": \"ASIC-GL-0116\",\n \"Edition\": \"1018\",\n \"FormTitle\": \"Exclusion - Logging and Lumbering Operations\",\n \"FormTemplateURL\": \"https://ategrity-pdqa.esinsurancecloud.com/glp/forms/ASICGL01161018.pdf\",\n \"IsSelected\": \"Yes\",\n \"FormType\": \"Required\",\n \"IsFillIn\": \"No\",\n \"VariableFormValue\": null,\n \"Category\": \"CC\"\n },\n {\n \"FormName\": \"ASIC-GL-0138\",\n \"Edition\": \"0119\",\n \"FormTitle\": \"Exclusion - Contractors and Subcontractors\",\n \"FormTemplateURL\": \"https://ategrity-pdqa.esinsurancecloud.com/glp/forms/ASICGL01380119.pdf\",\n \"IsSelected\": \"Yes\",\n \"FormType\": \"Required\",\n \"IsFillIn\": \"No\",\n \"VariableFormValue\": null,\n \"Category\": \"CC\"\n },\n {\n \"FormName\": \"ASIC-GL-0151\",\n \"Edition\": \"0619\",\n \"FormTitle\": \"Cross Liability Exclusion\",\n \"FormTemplateURL\": \"https://ategrity-pdqa.esinsurancecloud.com/glp/forms/ASICGL01510619.pdf\",\n \"IsSelected\": \"No\",\n \"FormType\": \"Optional\",\n \"IsFillIn\": \"No\",\n \"VariableFormValue\": null,\n \"Category\": \"CC\"\n },\n {\n \"FormName\": \"CG 21 09\",\n \"Edition\": \"0615\",\n \"FormTitle\": \"Exclusion - Unmanned Aircraft\",\n \"FormTemplateURL\": \"https://ategrity-pdqa.esinsurancecloud.com/glp/forms/CG21096Y.pdf\",\n \"IsSelected\": \"Yes\",\n \"FormType\": \"Required\",\n \"IsFillIn\": \"No\",\n \"VariableFormValue\": null,\n \"Category\": \"CC\"\n },\n {\n \"FormName\": \"CG 21 39\",\n \"Edition\": \"1093\",\n \"FormTitle\": \"Limitation Contractual Liability\",\n \"FormTemplateURL\": \"https://ategrity-pdqa.esinsurancecloud.com/glp/forms/CG2139O3.pdf\",\n \"IsSelected\": \"Yes\",\n \"FormType\": \"Required\",\n \"IsFillIn\": \"No\",\n \"VariableFormValue\": null,\n \"Category\": \"CC\"\n },\n {\n \"FormName\": \"CG 21 44\",\n \"Edition\": \"0798\",\n \"FormTitle\": \"Limitation Designated Premises Projects\",\n \"FormTemplateURL\": \"https://ategrity-pdqa.esinsurancecloud.com/glp/forms/CG21447H.pdf\",\n \"IsSelected\": \"Yes\",\n \"FormType\": \"Required\",\n \"IsFillIn\": \"Yes\",\n \"VariableFormValue\": [\n {\n \"Prompt\": \"Premises\",\n \"Prefill\": \"\",\n \"Response\": \"\",\n \"IsMandatory\": \"No\"\n },\n {\n \"Prompt\": \"Project\",\n \"Prefill\": \"\",\n \"Response\": \"\",\n \"IsMandatory\": \"No\"\n }\n ],\n \"Category\": \"CC\"\n },\n {\n \"FormName\": \"CG 21 47\",\n \"Edition\": \"1207\",\n \"FormTitle\": \"Exclusion Employment-Related Practices\",\n \"FormTemplateURL\": \"https://ategrity-pdqa.esinsurancecloud.com/glp/forms/CG2147DQ.pdf\",\n \"IsSelected\": \"Yes\",\n \"FormType\": \"Required\",\n \"IsFillIn\": \"No\",\n \"VariableFormValue\": null,\n \"Category\": \"CC\"\n },\n {\n \"FormName\": \"CG 21 67\",\n \"Edition\": \"1204\",\n \"FormTitle\": \"Exclusion Fungi Or Bacteria\",\n \"FormTemplateURL\": \"https://ategrity-pdqa.esinsurancecloud.com/glp/forms/CG2167DN.pdf\",\n \"IsSelected\": \"Yes\",\n \"FormType\": \"Required\",\n \"IsFillIn\": \"No\",\n \"VariableFormValue\": null,\n \"Category\": \"CC\"\n },\n {\n \"FormName\": \"CG 21 86\",\n \"Edition\": \"1204\",\n \"FormTitle\": \"Exclusion Exterior Insulation Finishing Systems\",\n \"FormTemplateURL\": \"https://ategrity-pdqa.esinsurancecloud.com/glp/forms/CG2186DN.pdf\",\n \"IsSelected\": \"Yes\",\n \"FormType\": \"Required\",\n \"IsFillIn\": \"No\",\n \"VariableFormValue\": null,\n \"Category\": \"CC\"\n },\n {\n \"FormName\": \"CG 24 26\",\n \"Edition\": \"0413\",\n \"FormTitle\": \"Amendment Of Insured Contract Definition\",\n \"FormTemplateURL\": \"https://ategrity-pdqa.esinsurancecloud.com/glp/forms/CG24264W.pdf\",\n \"IsSelected\": \"Yes\",\n \"FormType\": \"Required\",\n \"IsFillIn\": \"No\",\n \"VariableFormValue\": null,\n \"Category\": \"CC\"\n }\n ]\n}"}],"_postman_id":"23b7df73-c933-42a4-9ef9-d83929371ae5"}],"id":"0d6b6a2f-b6ce-4e7f-8248-50c00f75e84d","description":"The Forms List API provides a list of forms which are available for a specific Quote and User along with additional information needed to populate the form properly. This API can be used to validate the existing forms schedule associated with a quote or to determine which forms may require additional data to be populated before the quote may be bound. Form selection and removal should be completed using the Quote API.
\n","event":[{"listen":"prerequest","script":{"id":"01755228-3492-4a4e-b3df-5d915fe24043","type":"text/javascript","exec":[""]}},{"listen":"test","script":{"id":"9606f957-3a4f-43c9-9e4d-f0cce06e27de","type":"text/javascript","exec":[""]}}],"_postman_id":"0d6b6a2f-b6ce-4e7f-8248-50c00f75e84d"},{"name":"Quote","item":[{"name":"Example 1 - Create New Quote 2 Classcodes, add Additional Insured, Coverage, and Forms","id":"2d5445ed-b0a7-45ad-a90b-afb0318e34cb","protocolProfileBehavior":{"disableBodyPruning":true},"request":{"auth":{"type":"bearer","bearer":{"basicConfig":[{"key":"token","value":"{{QuoteKey}}"}]},"isInherited":false},"method":"POST","header":[],"body":{"mode":"raw","raw":"{ \r\n \"UserId\":\"ken.terrell@ategrity.com\",\r\n \"CreateDocs\":\"No\",\r\n \"InquireOnly\":\"No\",\r\n \"AcceptTRIA\":\"Yes\",\r\n \"EffectiveDate\":\"\",\r\n \"ExpirationDate\":\"\", \r\n \"Insured\":{ \r\n \"InsuredName\":\"Ategrity Quote API Example 1\",\r\n \"DBA\":\"DBA\",\r\n \"Addr1\":\"123 E Main Street\",\r\n \"Addr2\":\"\",\r\n \"City\":\"Scottsdale\",\r\n \"State\":\"AZ\",\r\n \"Primary State\":\"AZ\",\r\n \"Zip\":\"85260\",\r\n \"BusinessDescription\":\"Restaurant/Hotels\",\r\n \"FormOfBusiness\":\"Common Ownership\"\r\n },\r\n \r\n \"CGL\": { \r\n \"CoverageType\":\"gl\",\r\n \"EachOccLimit\":10000,\r\n \"GeneralAggLimit\":2000000,\r\n \"ProductsCompletedOpsAgg\":2000000,\r\n \"PersInjLmt\":1000000,\r\n \"DamPremRentLmt\":100000,\r\n \"MedExpLmt\":5000,\r\n \"EachOccLiquor\":300000,\r\n \"GeneralAggLiquor\":300000,\r\n \"Deductible\":1000,\r\n \"LiqDeductible\":600,\r\n \"Auditable\":\"Yes\",\r\n \"PolicyMinimumPremiumOverride\":\"\",\r\n \"ClassLocation\":[ \r\n { \r\n \"ClassNumber\":1,\r\n \"Selected\":\"Yes\",\r\n \"ClassCode\":\"60010\",\r\n \"Exposure\":14,\r\n \"IfAny\":\"no\",\r\n \"Included\":\"no\",\r\n \"ApplyMod\":\"No\",\r\n \"ApplyModAmt\":0,\r\n \"OverridePremium\":\"No\",\r\n \"OverridePremiumAmt\":0,\r\n \"Addr1\":\"123456 Main\",\r\n \"Addr2\":\"\",\r\n \"City\":\"Accord\",\r\n \"State\":\"NY\",\r\n \"Zip\":\"12404\"\r\n },\r\n { \r\n \"ClassNumber\":2,\r\n \"Selected\":\"yes\",\r\n \"ClassCode\":\"49451\",\r\n \"Exposure\":60,\r\n \"IfAny\":\"no\",\r\n \"Included\":\"no\",\r\n \"ApplyMod\":\"No\",\r\n \"ApplyModAmt\":0,\r\n \"OverridePremium\":\"No\",\r\n \"OverridePremiumAmt\":0,\r\n \"Addr1\":\"Testaddr Main\",\r\n \"Addr2\":\"\",\r\n \"City\":\"Scottsdale\",\r\n \"State\":\"AZ\",\r\n \"Zip\":\"85260\"\r\n }\r\n ],\r\n \"AdditionalInsureds\":[ \r\n { \r\n \"Selected\":\"Yes\",\r\n \"FormNumber\":\"ASIC-GL-000028000\",\r\n \"AICount\":1,\r\n \"PremiumOverride\":150\r\n }, {\r\n \"Selected\":\"Yes\",\r\n \"FormNumber\":\"ASIC-GL-0047\",\r\n \"AICount\":1\r\n \r\n },\r\n {\r\n \"Selected\":\"Yes\",\r\n \"FormNumber\":\"ASIC-GL-0048\",\r\n \"AICount\":1,\r\n \"PremiumOverride\":20\r\n \r\n },\r\n {\r\n \"Selected\":\"yes\",\r\n \"FormNumber\":\"CG 20 15\",\r\n \"AICount\":1,\r\n \"FormTitle\":\"Vendors\",\r\n \"PremiumOverride\":100\r\n },\r\n {\r\n \"Selected\":\"yes\",\r\n \"FormNumber\":\"CG 20 15\",\r\n \"AICount\":1,\r\n \"FormTitle\":\"Vendors-Blanket\"\r\n },\r\n {\r\n \"Selected\":\"yes\",\r\n \"FormNumber\":\"CG 24 04\",\r\n \"AICount\":1,\r\n \"FormTitle\":\"Waiver of Transfer of Rights of Recovery Against Others to Us\",\r\n \"PremiumOverride\":300\r\n },\r\n {\r\n \"Selected\":\"yes\",\r\n \"FormNumber\":\"CG 24 04\",\r\n \"AICount\":1,\r\n \"FormTitle\":\"Waiver of Transfer of Rights of Recovery Against Others to Us - Blanket\"\r\n }\r\n ],\r\n \"OptionalCoverages\":[ \r\n { \r\n \"FormNumber\":\"ASIC-GL-0063\",\r\n \"Selected\":\"Yes\",\r\n \"PremiumOverride\":175\r\n },\r\n { \r\n \"FormNumber\":\"ASIC-GL-0030\",\r\n \"FormTitle\":\"Nonowned Auto\",\r\n \"Selected\":\"Yes\",\r\n \"EachOccLimit\":1000000,\r\n \"AggLimit\":2000000\r\n },\r\n { \r\n \"FormNumber\":\"ASIC-GL-0030\",\r\n \"FormTitle\":\"Hired Auto\",\r\n \"Selected\":\"Yes\",\r\n \"EachOccLimit\":1000000,\r\n \"AggLimit\":2000000\r\n },\r\n { \r\n \r\n \"FormNumber\":\"ASIC-GL-0070\",\r\n \"Selected\":\"Yes\"\r\n }],\r\n \"Forms\":[ \r\n { \r\n \r\n \"FormName\":\"ASIC-GL-0027\",\r\n \"Edition\":\"0719\",\r\n \"Selected\":\"Yes\",\r\n \"FillInData\":{ \r\n \"Questions\":[ \r\n { \r\n \"QuestionNumber\":1,\r\n \"Prompt\":\"Minimum Premium\",\r\n \"Response\":\"90%\"\r\n }\r\n ]\r\n }\r\n }\r\n ]\r\n \r\n },\r\n \"Subjectivities\":{ \r\n \"NoLossStatement\":\"Yes\",\r\n \"TRIA\":\"Yes\",\r\n \"Inspection\":\"Yes\",\r\n \"5YrLossRun\":\"Yes\",\r\n \"SignedApplication\":\"No\",\r\n \"NoFlatCancel\":\"No\",\r\n \"SubjectToAudit\":\"No\",\r\n \"25MinEarned\":\"No\",\r\n \"100MinEarned\":\"No\",\r\n \"SubVendorsCOI_AI\":\"No\",\r\n \"TenantCOI_AI\":\"No\",\r\n \"Pool_VaGraemeBakerAct\":\"Yes\",\r\n \"CustSubs\":[{ \r\n \"CustSubNumber\":1,\r\n \"CustSubText\":\"Put custom subjectivity here\"\r\n }\r\n ]\r\n },\r\n \"TaxFeeComm\":{ \r\n \"PolicyFee\":1000,\r\n \"InspectionFee\":200,\r\n \"SurplusLinesTax\":50,\r\n \"OtherFees\":[\r\n { \r\n\r\n \"Description\":\"fee1 fee\",\r\n \"Amt\":200\r\n }]\r\n }\r\n }\r\n","options":{"raw":{"language":"json"}}},"url":"{{url}}/quote_service","description":"Example requests a Quote with 2 class codes, an Additional Insured, an additional Coverage and an additional Form.
\nCreateDocs set to Yes will prompt the creation of the quote PDF docs. This should only be completed once the quote is complete to improve performance.
\n","urlObject":{"path":["quote_service"],"host":["{{url}}"],"query":[],"variable":[]}},"response":[{"id":"b098c986-6e80-4546-b301-5ae790d45d12","name":"Example 1 - Create New Quote 2 Classcodes, add Additional Insured, Coverage, and Forms","originalRequest":{"method":"POST","header":[],"body":{"mode":"raw","raw":"{ \r\n \"UserId\":\"ken.terrell@ategrity.com\",\r\n \"CreateDocs\":\"No\",\r\n \"InquireOnly\":\"No\",\r\n \"AcceptTRIA\":\"Yes\",\r\n \"EffectiveDate\":\"\",\r\n \"ExpirationDate\":\"\", \r\n \"Insured\":{ \r\n \"InsuredName\":\"Ategrity Quote API Example 1\",\r\n \"DBA\":\"DBA\",\r\n \"Addr1\":\"123 E Main Street\",\r\n \"Addr2\":\"\",\r\n \"City\":\"Scottsdale\",\r\n \"State\":\"AZ\",\r\n \"Primary State\":\"AZ\",\r\n \"Zip\":\"85260\",\r\n \"BusinessDescription\":\"Restaurant/Hotels\",\r\n \"FormOfBusiness\":\"Common Ownership\"\r\n },\r\n \r\n \"CGL\": { \r\n \"CoverageType\":\"gl\",\r\n \"EachOccLimit\":10000,\r\n \"GeneralAggLimit\":2000000,\r\n \"ProductsCompletedOpsAgg\":2000000,\r\n \"PersInjLmt\":1000000,\r\n \"DamPremRentLmt\":100000,\r\n \"MedExpLmt\":5000,\r\n \"EachOccLiquor\":300000,\r\n \"GeneralAggLiquor\":300000,\r\n \"Deductible\":1000,\r\n \"LiqDeductible\":600,\r\n \"Auditable\":\"Yes\",\r\n \"PolicyMinimumPremiumOverride\":\"\",\r\n \"ClassLocation\":[ \r\n { \r\n \"ClassNumber\":1,\r\n \"Selected\":\"Yes\",\r\n \"ClassCode\":\"60010\",\r\n \"Exposure\":14,\r\n \"IfAny\":\"no\",\r\n \"Included\":\"no\",\r\n \"ApplyMod\":\"No\",\r\n \"ApplyModAmt\":0,\r\n \"OverridePremium\":\"No\",\r\n \"OverridePremiumAmt\":0,\r\n \"Addr1\":\"123456 Main\",\r\n \"Addr2\":\"\",\r\n \"City\":\"Accord\",\r\n \"State\":\"NY\",\r\n \"Zip\":\"12404\"\r\n },\r\n { \r\n \"ClassNumber\":2,\r\n \"Selected\":\"yes\",\r\n \"ClassCode\":\"49451\",\r\n \"Exposure\":60,\r\n \"IfAny\":\"no\",\r\n \"Included\":\"no\",\r\n \"ApplyMod\":\"No\",\r\n \"ApplyModAmt\":0,\r\n \"OverridePremium\":\"No\",\r\n \"OverridePremiumAmt\":0,\r\n \"Addr1\":\"Testaddr Main\",\r\n \"Addr2\":\"\",\r\n \"City\":\"Scottsdale\",\r\n \"State\":\"AZ\",\r\n \"Zip\":\"85260\"\r\n }\r\n ],\r\n \"AdditionalInsureds\":[ \r\n { \r\n \"Selected\":\"Yes\",\r\n \"FormNumber\":\"ASIC-GL-000028000\",\r\n \"AICount\":1,\r\n \"PremiumOverride\":150\r\n }, {\r\n \"Selected\":\"Yes\",\r\n \"FormNumber\":\"ASIC-GL-0047\",\r\n \"AICount\":1\r\n \r\n },\r\n {\r\n \"Selected\":\"Yes\",\r\n \"FormNumber\":\"ASIC-GL-0048\",\r\n \"AICount\":1,\r\n \"PremiumOverride\":20\r\n \r\n },\r\n {\r\n \"Selected\":\"yes\",\r\n \"FormNumber\":\"CG 20 15\",\r\n \"AICount\":1,\r\n \"FormTitle\":\"Vendors\",\r\n \"PremiumOverride\":100\r\n },\r\n {\r\n \"Selected\":\"yes\",\r\n \"FormNumber\":\"CG 20 15\",\r\n \"AICount\":1,\r\n \"FormTitle\":\"Vendors-Blanket\"\r\n },\r\n {\r\n \"Selected\":\"yes\",\r\n \"FormNumber\":\"CG 24 04\",\r\n \"AICount\":1,\r\n \"FormTitle\":\"Waiver of Transfer of Rights of Recovery Against Others to Us\",\r\n \"PremiumOverride\":300\r\n },\r\n {\r\n \"Selected\":\"yes\",\r\n \"FormNumber\":\"CG 24 04\",\r\n \"AICount\":1,\r\n \"FormTitle\":\"Waiver of Transfer of Rights of Recovery Against Others to Us - Blanket\"\r\n }\r\n ],\r\n \"OptionalCoverages\":[ \r\n { \r\n \"FormNumber\":\"ASIC-GL-0063\",\r\n \"Selected\":\"Yes\",\r\n \"PremiumOverride\":175\r\n },\r\n { \r\n \"FormNumber\":\"ASIC-GL-0030\",\r\n \"FormTitle\":\"Nonowned Auto\",\r\n \"Selected\":\"Yes\",\r\n \"EachOccLimit\":1000000,\r\n \"AggLimit\":2000000\r\n },\r\n { \r\n \"FormNumber\":\"ASIC-GL-0030\",\r\n \"FormTitle\":\"Hired Auto\",\r\n \"Selected\":\"Yes\",\r\n \"EachOccLimit\":1000000,\r\n \"AggLimit\":2000000\r\n },\r\n { \r\n \r\n \"FormNumber\":\"ASIC-GL-0070\",\r\n \"Selected\":\"Yes\"\r\n }],\r\n \"Forms\":[ \r\n { \r\n \r\n \"FormName\":\"ASIC-GL-0027\",\r\n \"Edition\":\"0719\",\r\n \"Selected\":\"Yes\",\r\n \"FillInData\":{ \r\n \"Questions\":[ \r\n { \r\n \"QuestionNumber\":1,\r\n \"Prompt\":\"Minimum Premium\",\r\n \"Response\":\"90%\"\r\n }\r\n ]\r\n }\r\n }\r\n ]\r\n \r\n },\r\n \"Subjectivities\":{ \r\n \"NoLossStatement\":\"Yes\",\r\n \"TRIA\":\"Yes\",\r\n \"Inspection\":\"Yes\",\r\n \"3YrLossRun\":\"Yes\",\r\n \"SignedApplication\":\"No\",\r\n \"NoFlatCancel\":\"No\",\r\n \"SubjectToAudit\":\"No\",\r\n \"25MinEarned\":\"No\",\r\n \"100MinEarned\":\"No\",\r\n \"SubVendorsCOI_AI\":\"No\",\r\n \"TenantCOI_AI\":\"No\",\r\n \"Pool_VaGraemeBakerAct\":\"Yes\",\r\n \"CustSubs\":[{ \r\n \"CustSubNumber\":1,\r\n \"CustSubText\":\"Put custom subjectivity here\"\r\n }\r\n ]\r\n },\r\n \"TaxFeeComm\":{ \r\n \"PolicyFee\":1000,\r\n \"InspectionFee\":200,\r\n \"SurplusLinesTax\":50,\r\n \"OtherFees\":[\r\n { \r\n\r\n \"Description\":\"fee1 fee\",\r\n \"Amt\":200\r\n }]\r\n }\r\n }\r\n","options":{"raw":{"language":"json"}}},"url":"{{url}}/quote_service"},"status":"OK","code":200,"_postman_previewlanguage":"json","header":[{"key":"Date","value":"Fri, 11 Dec 2020 16:51:35 GMT"},{"key":"Server","value":"Apache/2.4.29 (Ubuntu)"},{"key":"X-Frame-Options","value":"sameorigin"},{"key":"cache-control","value":"no-cache, no-store, must-revalidate"},{"key":"pragma","value":"no-cache"},{"key":"X-XSS-Protection","value":"1; mode=block"},{"key":"Strict-Transport-Security","value":"max-age=31536000; includeSubDomains; preload"},{"key":"Access-Control-Allow-Origin","value":"us-autocomplete.api.smartystreets.com"},{"key":"Keep-Alive","value":"timeout=5, max=100"},{"key":"Connection","value":"Keep-Alive"},{"key":"Transfer-Encoding","value":"chunked"},{"key":"Content-Type","value":"application/json"}],"cookie":[],"responseTime":null,"body":"{\n \"Status\": \"Success\",\n \"Notice\": [\n {\n \"NoticeNumber\": 1,\n \"Description\": \"Invalid Additional Insured Form Number ASIC-GL-000028000 removed from request.\"\n },\n {\n \"NoticeNumber\": 2,\n \"Description\": \"ASIC-GL-0070 is removed from request, as either ASIC-GL-0070 or ASIC-GL-0063 can be selected\"\n },\n {\n \"NoticeNumber\": 3,\n \"Description\": \"EachOccLimit has been adjusted\"\n },\n {\n \"NoticeNumber\": 4,\n \"Description\": \"GeneralAggLimit has been adjusted\"\n },\n {\n \"NoticeNumber\": 5,\n \"Description\": \"ProductsCompletedOpsAgg has been adjusted\"\n },\n {\n \"NoticeNumber\": 6,\n \"Description\": \"PersInjLmt has been adjusted\"\n },\n {\n \"NoticeNumber\": 7,\n \"Description\": \"Effective date is adjusted to today date as default\"\n },\n {\n \"NoticeNumber\": 8,\n \"Description\": \"Expiration date is adjusted to one year from default date\"\n },\n {\n \"NoticeNumber\": 9,\n \"Description\": \"Form Number ASIC-GL-0027 is not applicable\"\n }\n ],\n \"Result\": {\n \"QuoteResumeLink\": \"https://ategrity-pdqa.esinsurancecloud.com/glp/Quote.php?asic_aif_id=1607705495781\",\n \"QuoteNumber\": \"01-C-Q20121116930\",\n \"AccountStatus\": \"New\",\n \"PolicyNumber\": \"\",\n \"QuoteName\": \"Ategrity Quote API Example 1\",\n \"ProducerName\": \"Ken Terrell\",\n \"ProducerEmail\": \"ken.terrell@ategrity.com\",\n \"MinimumEarnedPremium\": \"25%\",\n \"AcceptTRIA\": \"Yes\",\n \"EffectiveDate\": \"2020-12-11\",\n \"ExpirationDate\": \"2021-12-11\",\n \"Insured\": {\n \"InsuredName\": \"Ategrity Quote API Example 1\",\n \"Addr1\": \"123 E Main Street\",\n \"Addr2\": null,\n \"Zip\": \"85260\",\n \"City\": \"Scottsdale\",\n \"State\": \"AZ\",\n \"DBA\": \"DBA\",\n \"BusinessDescription\": \"Restaurant/Hotels\",\n \"FormOfBusiness\": \"Common Ownership\"\n },\n \"CGL\": {\n \"LOBName\": \"General Liablity\",\n \"CoverageType\": \"GL\",\n \"EachOccLimit\": \"100000\",\n \"EachOccLimitOptions\": [\n \"100000\",\n \"300000\",\n \"500000\",\n \"1000000\",\n \"2000000\"\n ],\n \"GeneralAggLimit\": \"300000\",\n \"GeneralAggLimitOptions\": [\n \"200000\",\n \"300000\",\n \"500000\",\n \"600000\",\n \"1000000\",\n \"2000000\",\n \"3000000\",\n \"4000000\"\n ],\n \"ProductsCompletedOpsAgg\": \"300000\",\n \"ProductsCompletedOpsAggOptions\": [\n \"200000\",\n \"300000\",\n \"500000\",\n \"600000\",\n \"1000000\",\n \"2000000\",\n \"3000000\",\n \"4000000\",\n \"Excluded\"\n ],\n \"PersInjLmt\": \"100000\",\n \"PersInjuryLimitOptions\": [\n \"100000\",\n \"300000\",\n \"500000\",\n \"1000000\",\n \"2000000\",\n \"Excluded\"\n ],\n \"DamPremRentLmt\": \"100000\",\n \"DamPremRentLmtOptions\": [\n \"100000\",\n \"150000\",\n \"200000\",\n \"250000\",\n \"300000\",\n \"500000\",\n \"750000\",\n \"1000000\",\n \"Excluded\"\n ],\n \"MedExpLmt\": \"5000\",\n \"MedExpLmtOptions\": [\n \"5000\",\n \"10000\",\n \"15000\",\n \"20000\",\n \"25000\",\n \"Excluded\"\n ],\n \"Deductible\": 1000,\n \"DeductibleOptions\": [\n \"0\",\n \"250\",\n \"500\",\n \"1000\",\n \"2500\",\n \"5000\"\n ],\n \"Auditable\": \"Yes\",\n \"ClassLocation\": [\n {\n \"ApplyMod\": \"No\",\n \"OverridePremium\": \"No\",\n \"ClassNumber\": 1,\n \"ClassCode\": \"60010\",\n \"Addr1\": \"123456 Main\",\n \"City\": \"Accord\",\n \"State\": \"NY\",\n \"Zip\": \"12404\",\n \"Exposure\": \"14\",\n \"ApplyModAmt\": 0,\n \"Description\": \"Apartment Buildings - NOC\",\n \"PremFinalRate\": \"156.93\",\n \"PremPremium\": 2197,\n \"ProdFinalRate\": \"0.00\",\n \"ProdPremium\": 0,\n \"CalcPremium\": \"2197\",\n \"IfAny\": \"No\",\n \"Included\": \"No\",\n \"OverridePremiumAmt\": 0,\n \"CooperativeHousing\": 0,\n \"CompanyNotesHTML\": \"LIABILITY:\\rExample requests a Quote with 2 class codes, an Additional Insured, an additional Coverage and an additional Form.
\nCreateDocs set to Yes will prompt the creation of the quote PDF docs. This should only be completed once the quote is complete to improve performance.
\n","urlObject":{"path":["quote_service"],"host":["{{url}}"],"query":[],"variable":[]}},"response":[{"id":"6664ce41-57ab-4f1b-ba59-5796ee93f803","name":"Example 1 - Create New Quote 2 Classcodes, add Additional Insured, Coverage, and Forms","originalRequest":{"method":"POST","header":[],"body":{"mode":"raw","raw":"{ \r\n \"UserId\":\"ken.terrell@ategrity.com\",\r\n \"CreateDocs\":\"No\",\r\n \"InquireOnly\":\"No\",\r\n \"AcceptTRIA\":\"Yes\",\r\n \"EffectiveDate\":\"\",\r\n \"ExpirationDate\":\"\", \r\n \"Insured\":{ \r\n \"InsuredName\":\"Ategrity Quote API Example 1\",\r\n \"DBA\":\"DBA\",\r\n \"Addr1\":\"123 E Main Street\",\r\n \"Addr2\":\"\",\r\n \"City\":\"Scottsdale\",\r\n \"State\":\"AZ\",\r\n \"Primary State\":\"AZ\",\r\n \"Zip\":\"85260\",\r\n \"BusinessDescription\":\"Restaurant/Hotels\",\r\n \"FormOfBusiness\":\"Common Ownership\"\r\n },\r\n \r\n \"CGL\": { \r\n \"CoverageType\":\"gl\",\r\n \"EachOccLimit\":10000,\r\n \"GeneralAggLimit\":2000000,\r\n \"ProductsCompletedOpsAgg\":2000000,\r\n \"PersInjLmt\":1000000,\r\n \"DamPremRentLmt\":100000,\r\n \"MedExpLmt\":5000,\r\n \"EachOccLiquor\":300000,\r\n \"GeneralAggLiquor\":300000,\r\n \"Deductible\":1000,\r\n \"LiqDeductible\":600,\r\n \"Auditable\":\"Yes\",\r\n \"PolicyMinimumPremiumOverride\":\"\",\r\n \"ClassLocation\":[ \r\n { \r\n \"ClassNumber\":1,\r\n \"Selected\":\"Yes\",\r\n \"ClassCode\":\"60010\",\r\n \"Exposure\":14,\r\n \"IfAny\":\"no\",\r\n \"Included\":\"no\",\r\n \"ApplyMod\":\"No\",\r\n \"ApplyModAmt\":0,\r\n \"OverridePremium\":\"No\",\r\n \"OverridePremiumAmt\":0,\r\n \"Addr1\":\"123456 Main\",\r\n \"Addr2\":\"\",\r\n \"City\":\"Accord\",\r\n \"State\":\"NY\",\r\n \"Zip\":\"12404\"\r\n },\r\n { \r\n \"ClassNumber\":2,\r\n \"Selected\":\"yes\",\r\n \"ClassCode\":\"49451\",\r\n \"Exposure\":60,\r\n \"IfAny\":\"no\",\r\n \"Included\":\"no\",\r\n \"ApplyMod\":\"No\",\r\n \"ApplyModAmt\":0,\r\n \"OverridePremium\":\"No\",\r\n \"OverridePremiumAmt\":0,\r\n \"Addr1\":\"Testaddr Main\",\r\n \"Addr2\":\"\",\r\n \"City\":\"Scottsdale\",\r\n \"State\":\"AZ\",\r\n \"Zip\":\"85260\"\r\n }\r\n ],\r\n \"AdditionalInsureds\":[ \r\n { \r\n \"Selected\":\"Yes\",\r\n \"FormNumber\":\"ASIC-GL-000028000\",\r\n \"AICount\":1,\r\n \"PremiumOverride\":150\r\n }, {\r\n \"Selected\":\"Yes\",\r\n \"FormNumber\":\"ASIC-GL-0047\",\r\n \"AICount\":1\r\n \r\n },\r\n {\r\n \"Selected\":\"Yes\",\r\n \"FormNumber\":\"ASIC-GL-0048\",\r\n \"AICount\":1,\r\n \"PremiumOverride\":20\r\n \r\n },\r\n {\r\n \"Selected\":\"yes\",\r\n \"FormNumber\":\"CG 20 15\",\r\n \"AICount\":1,\r\n \"FormTitle\":\"Vendors\",\r\n \"PremiumOverride\":100\r\n },\r\n {\r\n \"Selected\":\"yes\",\r\n \"FormNumber\":\"CG 20 15\",\r\n \"AICount\":1,\r\n \"FormTitle\":\"Vendors-Blanket\"\r\n },\r\n {\r\n \"Selected\":\"yes\",\r\n \"FormNumber\":\"CG 24 04\",\r\n \"AICount\":1,\r\n \"FormTitle\":\"Waiver of Transfer of Rights of Recovery Against Others to Us\",\r\n \"PremiumOverride\":300\r\n },\r\n {\r\n \"Selected\":\"yes\",\r\n \"FormNumber\":\"CG 24 04\",\r\n \"AICount\":1,\r\n \"FormTitle\":\"Waiver of Transfer of Rights of Recovery Against Others to Us - Blanket\"\r\n }\r\n ],\r\n \"OptionalCoverages\":[ \r\n { \r\n \"FormNumber\":\"ASIC-GL-0063\",\r\n \"Selected\":\"Yes\",\r\n \"PremiumOverride\":175\r\n },\r\n { \r\n \"FormNumber\":\"ASIC-GL-0030\",\r\n \"FormTitle\":\"Nonowned Auto\",\r\n \"Selected\":\"Yes\",\r\n \"EachOccLimit\":1000000,\r\n \"AggLimit\":2000000\r\n },\r\n { \r\n \"FormNumber\":\"ASIC-GL-0030\",\r\n \"FormTitle\":\"Hired Auto\",\r\n \"Selected\":\"Yes\",\r\n \"EachOccLimit\":1000000,\r\n \"AggLimit\":2000000\r\n },\r\n { \r\n \r\n \"FormNumber\":\"ASIC-GL-0070\",\r\n \"Selected\":\"Yes\"\r\n }],\r\n \"Forms\":[ \r\n { \r\n \r\n \"FormName\":\"ASIC-GL-0027\",\r\n \"Edition\":\"0719\",\r\n \"Selected\":\"Yes\",\r\n \"FillInData\":{ \r\n \"Questions\":[ \r\n { \r\n \"QuestionNumber\":1,\r\n \"Prompt\":\"Minimum Premium\",\r\n \"Response\":\"90%\"\r\n }\r\n ]\r\n }\r\n }\r\n ]\r\n \r\n },\r\n \"Subjectivities\":{ \r\n \"NoLossStatement\":\"Yes\",\r\n \"TRIA\":\"Yes\",\r\n \"Inspection\":\"Yes\",\r\n \"3YrLossRun\":\"Yes\",\r\n \"SignedApplication\":\"No\",\r\n \"NoFlatCancel\":\"No\",\r\n \"SubjectToAudit\":\"No\",\r\n \"25MinEarned\":\"No\",\r\n \"100MinEarned\":\"No\",\r\n \"SubVendorsCOI_AI\":\"No\",\r\n \"TenantCOI_AI\":\"No\",\r\n \"Pool_VaGraemeBakerAct\":\"Yes\",\r\n \"CustSubs\":[{ \r\n \"CustSubNumber\":1,\r\n \"CustSubText\":\"Put custom subjectivity here\"\r\n }\r\n ]\r\n },\r\n \"TaxFeeComm\":{ \r\n \"PolicyFee\":1000,\r\n \"InspectionFee\":200,\r\n \"SurplusLinesTax\":50,\r\n \"OtherFees\":[\r\n { \r\n\r\n \"Description\":\"fee1 fee\",\r\n \"Amt\":200\r\n }]\r\n }\r\n }\r\n","options":{"raw":{"language":"json"}}},"url":"{{url}}/quote_service"},"status":"OK","code":200,"_postman_previewlanguage":"json","header":[{"key":"Date","value":"Fri, 11 Dec 2020 16:51:35 GMT"},{"key":"Server","value":"Apache/2.4.29 (Ubuntu)"},{"key":"X-Frame-Options","value":"sameorigin"},{"key":"cache-control","value":"no-cache, no-store, must-revalidate"},{"key":"pragma","value":"no-cache"},{"key":"X-XSS-Protection","value":"1; mode=block"},{"key":"Strict-Transport-Security","value":"max-age=31536000; includeSubDomains; preload"},{"key":"Access-Control-Allow-Origin","value":"us-autocomplete.api.smartystreets.com"},{"key":"Keep-Alive","value":"timeout=5, max=100"},{"key":"Connection","value":"Keep-Alive"},{"key":"Transfer-Encoding","value":"chunked"},{"key":"Content-Type","value":"application/json"}],"cookie":[],"responseTime":null,"body":"{\n \"Status\": \"Success\",\n \"Notice\": [\n {\n \"NoticeNumber\": 1,\n \"Description\": \"Invalid Additional Insured Form Number ASIC-GL-000028000 removed from request.\"\n },\n {\n \"NoticeNumber\": 2,\n \"Description\": \"ASIC-GL-0070 is removed from request, as either ASIC-GL-0070 or ASIC-GL-0063 can be selected\"\n },\n {\n \"NoticeNumber\": 3,\n \"Description\": \"EachOccLimit has been adjusted\"\n },\n {\n \"NoticeNumber\": 4,\n \"Description\": \"GeneralAggLimit has been adjusted\"\n },\n {\n \"NoticeNumber\": 5,\n \"Description\": \"ProductsCompletedOpsAgg has been adjusted\"\n },\n {\n \"NoticeNumber\": 6,\n \"Description\": \"PersInjLmt has been adjusted\"\n },\n {\n \"NoticeNumber\": 7,\n \"Description\": \"Effective date is adjusted to today date as default\"\n },\n {\n \"NoticeNumber\": 8,\n \"Description\": \"Expiration date is adjusted to one year from default date\"\n },\n {\n \"NoticeNumber\": 9,\n \"Description\": \"Form Number ASIC-GL-0027 is not applicable\"\n }\n ],\n \"Result\": {\n \"QuoteResumeLink\": \"https://ategrity-pdqa.esinsurancecloud.com/glp/Quote.php?asic_aif_id=1607705495781\",\n \"QuoteNumber\": \"01-C-Q20121116930\",\n \"AccountStatus\": \"New\",\n \"PolicyNumber\": \"\",\n \"QuoteName\": \"Ategrity Quote API Example 1\",\n \"ProducerName\": \"Ken Terrell\",\n \"ProducerEmail\": \"ken.terrell@ategrity.com\",\n \"MinimumEarnedPremium\": \"25%\",\n \"AcceptTRIA\": \"Yes\",\n \"EffectiveDate\": \"2020-12-11\",\n \"ExpirationDate\": \"2021-12-11\",\n \"Insured\": {\n \"InsuredName\": \"Ategrity Quote API Example 1\",\n \"Addr1\": \"123 E Main Street\",\n \"Addr2\": null,\n \"Zip\": \"85260\",\n \"City\": \"Scottsdale\",\n \"State\": \"AZ\",\n \"DBA\": \"DBA\",\n \"BusinessDescription\": \"Restaurant/Hotels\",\n \"FormOfBusiness\": \"Common Ownership\"\n },\n \"CGL\": {\n \"LOBName\": \"General Liablity\",\n \"CoverageType\": \"GL\",\n \"EachOccLimit\": \"100000\",\n \"EachOccLimitOptions\": [\n \"100000\",\n \"300000\",\n \"500000\",\n \"1000000\",\n \"2000000\"\n ],\n \"GeneralAggLimit\": \"300000\",\n \"GeneralAggLimitOptions\": [\n \"200000\",\n \"300000\",\n \"500000\",\n \"600000\",\n \"1000000\",\n \"2000000\",\n \"3000000\",\n \"4000000\"\n ],\n \"ProductsCompletedOpsAgg\": \"300000\",\n \"ProductsCompletedOpsAggOptions\": [\n \"200000\",\n \"300000\",\n \"500000\",\n \"600000\",\n \"1000000\",\n \"2000000\",\n \"3000000\",\n \"4000000\",\n \"Excluded\"\n ],\n \"PersInjLmt\": \"100000\",\n \"PersInjuryLimitOptions\": [\n \"100000\",\n \"300000\",\n \"500000\",\n \"1000000\",\n \"2000000\",\n \"Excluded\"\n ],\n \"DamPremRentLmt\": \"100000\",\n \"DamPremRentLmtOptions\": [\n \"100000\",\n \"150000\",\n \"200000\",\n \"250000\",\n \"300000\",\n \"500000\",\n \"750000\",\n \"1000000\",\n \"Excluded\"\n ],\n \"MedExpLmt\": \"5000\",\n \"MedExpLmtOptions\": [\n \"5000\",\n \"10000\",\n \"15000\",\n \"20000\",\n \"25000\",\n \"Excluded\"\n ],\n \"Deductible\": 1000,\n \"DeductibleOptions\": [\n \"0\",\n \"250\",\n \"500\",\n \"1000\",\n \"2500\",\n \"5000\"\n ],\n \"Auditable\": \"Yes\",\n \"ClassLocation\": [\n {\n \"ApplyMod\": \"No\",\n \"OverridePremium\": \"No\",\n \"ClassNumber\": 1,\n \"ClassCode\": \"60010\",\n \"Addr1\": \"123456 Main\",\n \"City\": \"Accord\",\n \"State\": \"NY\",\n \"Zip\": \"12404\",\n \"Exposure\": \"14\",\n \"ApplyModAmt\": 0,\n \"Description\": \"Apartment Buildings - NOC\",\n \"PremFinalRate\": \"156.93\",\n \"PremPremium\": 2197,\n \"ProdFinalRate\": \"0.00\",\n \"ProdPremium\": 0,\n \"CalcPremium\": \"2197\",\n \"IfAny\": \"No\",\n \"Included\": \"No\",\n \"OverridePremiumAmt\": 0,\n \"CooperativeHousing\": 0,\n \"CompanyNotesHTML\": \"LIABILITY:\\rExample requests a Quote with 2 class codes, an Additional Insured, an additional Coverage and an additional Form.
\nCreateDocs set to Yes will prompt the creation of the quote PDF docs. This should only be completed once the quote is complete to improve performance.
\n","urlObject":{"path":["quote_service"],"host":["{{url}}"],"query":[],"variable":[]}},"response":[{"id":"d3c6ba7f-e9b5-4d8a-8889-7f7d60d12296","name":"Example 1 - Create New Quote 2 Classcodes, add Additional Insured, Coverage, and Forms","originalRequest":{"method":"POST","header":[],"body":{"mode":"raw","raw":"{ \r\n \"UserId\":\"ken.terrell@ategrity.com\",\r\n \"CreateDocs\":\"No\",\r\n \"InquireOnly\":\"No\",\r\n \"AcceptTRIA\":\"Yes\",\r\n \"EffectiveDate\":\"\",\r\n \"ExpirationDate\":\"\", \r\n \"Insured\":{ \r\n \"InsuredName\":\"Ategrity Quote API Example 1\",\r\n \"DBA\":\"DBA\",\r\n \"Addr1\":\"123 E Main Street\",\r\n \"Addr2\":\"\",\r\n \"City\":\"Scottsdale\",\r\n \"State\":\"AZ\",\r\n \"Primary State\":\"AZ\",\r\n \"Zip\":\"85260\",\r\n \"BusinessDescription\":\"Restaurant/Hotels\",\r\n \"FormOfBusiness\":\"Common Ownership\"\r\n },\r\n \r\n \"CGL\": { \r\n \"CoverageType\":\"gl\",\r\n \"EachOccLimit\":10000,\r\n \"GeneralAggLimit\":2000000,\r\n \"ProductsCompletedOpsAgg\":2000000,\r\n \"PersInjLmt\":1000000,\r\n \"DamPremRentLmt\":100000,\r\n \"MedExpLmt\":5000,\r\n \"EachOccLiquor\":300000,\r\n \"GeneralAggLiquor\":300000,\r\n \"Deductible\":1000,\r\n \"LiqDeductible\":600,\r\n \"Auditable\":\"Yes\",\r\n \"PolicyMinimumPremiumOverride\":\"\",\r\n \"ClassLocation\":[ \r\n { \r\n \"ClassNumber\":1,\r\n \"Selected\":\"Yes\",\r\n \"ClassCode\":\"60010\",\r\n \"Exposure\":14,\r\n \"IfAny\":\"no\",\r\n \"Included\":\"no\",\r\n \"ApplyMod\":\"No\",\r\n \"ApplyModAmt\":0,\r\n \"OverridePremium\":\"No\",\r\n \"OverridePremiumAmt\":0,\r\n \"Addr1\":\"123456 Main\",\r\n \"Addr2\":\"\",\r\n \"City\":\"Accord\",\r\n \"State\":\"NY\",\r\n \"Zip\":\"12404\"\r\n },\r\n { \r\n \"ClassNumber\":2,\r\n \"Selected\":\"yes\",\r\n \"ClassCode\":\"49451\",\r\n \"Exposure\":60,\r\n \"IfAny\":\"no\",\r\n \"Included\":\"no\",\r\n \"ApplyMod\":\"No\",\r\n \"ApplyModAmt\":0,\r\n \"OverridePremium\":\"No\",\r\n \"OverridePremiumAmt\":0,\r\n \"Addr1\":\"Testaddr Main\",\r\n \"Addr2\":\"\",\r\n \"City\":\"Scottsdale\",\r\n \"State\":\"AZ\",\r\n \"Zip\":\"85260\"\r\n }\r\n ],\r\n \"AdditionalInsureds\":[ \r\n { \r\n \"Selected\":\"Yes\",\r\n \"FormNumber\":\"ASIC-GL-000028000\",\r\n \"AICount\":1,\r\n \"PremiumOverride\":150\r\n }, {\r\n \"Selected\":\"Yes\",\r\n \"FormNumber\":\"ASIC-GL-0047\",\r\n \"AICount\":1\r\n \r\n },\r\n {\r\n \"Selected\":\"Yes\",\r\n \"FormNumber\":\"ASIC-GL-0048\",\r\n \"AICount\":1,\r\n \"PremiumOverride\":20\r\n \r\n },\r\n {\r\n \"Selected\":\"yes\",\r\n \"FormNumber\":\"CG 20 15\",\r\n \"AICount\":1,\r\n \"FormTitle\":\"Vendors\",\r\n \"PremiumOverride\":100\r\n },\r\n {\r\n \"Selected\":\"yes\",\r\n \"FormNumber\":\"CG 20 15\",\r\n \"AICount\":1,\r\n \"FormTitle\":\"Vendors-Blanket\"\r\n },\r\n {\r\n \"Selected\":\"yes\",\r\n \"FormNumber\":\"CG 24 04\",\r\n \"AICount\":1,\r\n \"FormTitle\":\"Waiver of Transfer of Rights of Recovery Against Others to Us\",\r\n \"PremiumOverride\":300\r\n },\r\n {\r\n \"Selected\":\"yes\",\r\n \"FormNumber\":\"CG 24 04\",\r\n \"AICount\":1,\r\n \"FormTitle\":\"Waiver of Transfer of Rights of Recovery Against Others to Us - Blanket\"\r\n }\r\n ],\r\n \"OptionalCoverages\":[ \r\n { \r\n \"FormNumber\":\"ASIC-GL-0063\",\r\n \"Selected\":\"Yes\",\r\n \"PremiumOverride\":175\r\n },\r\n { \r\n \"FormNumber\":\"ASIC-GL-0030\",\r\n \"FormTitle\":\"Nonowned Auto\",\r\n \"Selected\":\"Yes\",\r\n \"EachOccLimit\":1000000,\r\n \"AggLimit\":2000000\r\n },\r\n { \r\n \"FormNumber\":\"ASIC-GL-0030\",\r\n \"FormTitle\":\"Hired Auto\",\r\n \"Selected\":\"Yes\",\r\n \"EachOccLimit\":1000000,\r\n \"AggLimit\":2000000\r\n },\r\n { \r\n \r\n \"FormNumber\":\"ASIC-GL-0070\",\r\n \"Selected\":\"Yes\"\r\n }],\r\n \"Forms\":[ \r\n { \r\n \r\n \"FormName\":\"ASIC-GL-0027\",\r\n \"Edition\":\"0719\",\r\n \"Selected\":\"Yes\",\r\n \"FillInData\":{ \r\n \"Questions\":[ \r\n { \r\n \"QuestionNumber\":1,\r\n \"Prompt\":\"Minimum Premium\",\r\n \"Response\":\"90%\"\r\n }\r\n ]\r\n }\r\n }\r\n ]\r\n \r\n },\r\n \"Subjectivities\":{ \r\n \"NoLossStatement\":\"Yes\",\r\n \"TRIA\":\"Yes\",\r\n \"Inspection\":\"Yes\",\r\n \"3YrLossRun\":\"Yes\",\r\n \"SignedApplication\":\"No\",\r\n \"NoFlatCancel\":\"No\",\r\n \"SubjectToAudit\":\"No\",\r\n \"25MinEarned\":\"No\",\r\n \"100MinEarned\":\"No\",\r\n \"SubVendorsCOI_AI\":\"No\",\r\n \"TenantCOI_AI\":\"No\",\r\n \"Pool_VaGraemeBakerAct\":\"Yes\",\r\n \"CustSubs\":[{ \r\n \"CustSubNumber\":1,\r\n \"CustSubText\":\"Put custom subjectivity here\"\r\n }\r\n ]\r\n },\r\n \"TaxFeeComm\":{ \r\n \"PolicyFee\":1000,\r\n \"InspectionFee\":200,\r\n \"SurplusLinesTax\":50,\r\n \"OtherFees\":[\r\n { \r\n\r\n \"Description\":\"fee1 fee\",\r\n \"Amt\":200\r\n }]\r\n }\r\n }\r\n","options":{"raw":{"language":"json"}}},"url":"{{url}}/quote_service"},"status":"OK","code":200,"_postman_previewlanguage":"json","header":[{"key":"Date","value":"Fri, 11 Dec 2020 16:51:35 GMT"},{"key":"Server","value":"Apache/2.4.29 (Ubuntu)"},{"key":"X-Frame-Options","value":"sameorigin"},{"key":"cache-control","value":"no-cache, no-store, must-revalidate"},{"key":"pragma","value":"no-cache"},{"key":"X-XSS-Protection","value":"1; mode=block"},{"key":"Strict-Transport-Security","value":"max-age=31536000; includeSubDomains; preload"},{"key":"Access-Control-Allow-Origin","value":"us-autocomplete.api.smartystreets.com"},{"key":"Keep-Alive","value":"timeout=5, max=100"},{"key":"Connection","value":"Keep-Alive"},{"key":"Transfer-Encoding","value":"chunked"},{"key":"Content-Type","value":"application/json"}],"cookie":[],"responseTime":null,"body":"{\n \"Status\": \"Success\",\n \"Notice\": [\n {\n \"NoticeNumber\": 1,\n \"Description\": \"Invalid Additional Insured Form Number ASIC-GL-000028000 removed from request.\"\n },\n {\n \"NoticeNumber\": 2,\n \"Description\": \"ASIC-GL-0070 is removed from request, as either ASIC-GL-0070 or ASIC-GL-0063 can be selected\"\n },\n {\n \"NoticeNumber\": 3,\n \"Description\": \"EachOccLimit has been adjusted\"\n },\n {\n \"NoticeNumber\": 4,\n \"Description\": \"GeneralAggLimit has been adjusted\"\n },\n {\n \"NoticeNumber\": 5,\n \"Description\": \"ProductsCompletedOpsAgg has been adjusted\"\n },\n {\n \"NoticeNumber\": 6,\n \"Description\": \"PersInjLmt has been adjusted\"\n },\n {\n \"NoticeNumber\": 7,\n \"Description\": \"Effective date is adjusted to today date as default\"\n },\n {\n \"NoticeNumber\": 8,\n \"Description\": \"Expiration date is adjusted to one year from default date\"\n },\n {\n \"NoticeNumber\": 9,\n \"Description\": \"Form Number ASIC-GL-0027 is not applicable\"\n }\n ],\n \"Result\": {\n \"QuoteResumeLink\": \"https://ategrity-pdqa.esinsurancecloud.com/glp/Quote.php?asic_aif_id=1607705495781\",\n \"QuoteNumber\": \"01-C-Q20121116930\",\n \"AccountStatus\": \"New\",\n \"PolicyNumber\": \"\",\n \"QuoteName\": \"Ategrity Quote API Example 1\",\n \"ProducerName\": \"Ken Terrell\",\n \"ProducerEmail\": \"ken.terrell@ategrity.com\",\n \"MinimumEarnedPremium\": \"25%\",\n \"AcceptTRIA\": \"Yes\",\n \"EffectiveDate\": \"2020-12-11\",\n \"ExpirationDate\": \"2021-12-11\",\n \"Insured\": {\n \"InsuredName\": \"Ategrity Quote API Example 1\",\n \"Addr1\": \"123 E Main Street\",\n \"Addr2\": null,\n \"Zip\": \"85260\",\n \"City\": \"Scottsdale\",\n \"State\": \"AZ\",\n \"DBA\": \"DBA\",\n \"BusinessDescription\": \"Restaurant/Hotels\",\n \"FormOfBusiness\": \"Common Ownership\"\n },\n \"CGL\": {\n \"LOBName\": \"General Liablity\",\n \"CoverageType\": \"GL\",\n \"EachOccLimit\": \"100000\",\n \"EachOccLimitOptions\": [\n \"100000\",\n \"300000\",\n \"500000\",\n \"1000000\",\n \"2000000\"\n ],\n \"GeneralAggLimit\": \"300000\",\n \"GeneralAggLimitOptions\": [\n \"200000\",\n \"300000\",\n \"500000\",\n \"600000\",\n \"1000000\",\n \"2000000\",\n \"3000000\",\n \"4000000\"\n ],\n \"ProductsCompletedOpsAgg\": \"300000\",\n \"ProductsCompletedOpsAggOptions\": [\n \"200000\",\n \"300000\",\n \"500000\",\n \"600000\",\n \"1000000\",\n \"2000000\",\n \"3000000\",\n \"4000000\",\n \"Excluded\"\n ],\n \"PersInjLmt\": \"100000\",\n \"PersInjuryLimitOptions\": [\n \"100000\",\n \"300000\",\n \"500000\",\n \"1000000\",\n \"2000000\",\n \"Excluded\"\n ],\n \"DamPremRentLmt\": \"100000\",\n \"DamPremRentLmtOptions\": [\n \"100000\",\n \"150000\",\n \"200000\",\n \"250000\",\n \"300000\",\n \"500000\",\n \"750000\",\n \"1000000\",\n \"Excluded\"\n ],\n \"MedExpLmt\": \"5000\",\n \"MedExpLmtOptions\": [\n \"5000\",\n \"10000\",\n \"15000\",\n \"20000\",\n \"25000\",\n \"Excluded\"\n ],\n \"Deductible\": 1000,\n \"DeductibleOptions\": [\n \"0\",\n \"250\",\n \"500\",\n \"1000\",\n \"2500\",\n \"5000\"\n ],\n \"Auditable\": \"Yes\",\n \"ClassLocation\": [\n {\n \"ApplyMod\": \"No\",\n \"OverridePremium\": \"No\",\n \"ClassNumber\": 1,\n \"ClassCode\": \"60010\",\n \"Addr1\": \"123456 Main\",\n \"City\": \"Accord\",\n \"State\": \"NY\",\n \"Zip\": \"12404\",\n \"Exposure\": \"14\",\n \"ApplyModAmt\": 0,\n \"Description\": \"Apartment Buildings - NOC\",\n \"PremFinalRate\": \"156.93\",\n \"PremPremium\": 2197,\n \"ProdFinalRate\": \"0.00\",\n \"ProdPremium\": 0,\n \"CalcPremium\": \"2197\",\n \"IfAny\": \"No\",\n \"Included\": \"No\",\n \"OverridePremiumAmt\": 0,\n \"CooperativeHousing\": 0,\n \"CompanyNotesHTML\": \"LIABILITY:\\rTo retrieve the current view of an existing quote, provide the quotenumber and set \"InquireOnly\" to \"Yes\"
\nNo other information will be processed from the request. If additional fields are provided they will be ignored.
\n","urlObject":{"path":["quote_service"],"host":["{{url}}"],"query":[],"variable":[]}},"response":[{"id":"e6bf4001-921e-4408-949e-bac49a74f6ca","name":"Quote - Example 2 - Retrieve an Existing Quote without making changes","originalRequest":{"method":"POST","header":[],"body":{"mode":"raw","raw":"{\r\n \"UserId\":\"ken.terrell@ategrity.com\",\r\n \"QuoteNumber\":\"01-C-Q20111070309\",\r\n \"InquireOnly\":\"Yes\"\r\n}\r\n","options":{"raw":{"language":"json"}}},"url":"{{url}}/quote_service"},"status":"OK","code":200,"_postman_previewlanguage":"json","header":[{"key":"Date","value":"Tue, 10 Nov 2020 16:21:18 GMT"},{"key":"Server","value":"Apache/2.4.29 (Ubuntu)"},{"key":"X-Frame-Options","value":"sameorigin"},{"key":"cache-control","value":"no-cache, no-store, must-revalidate"},{"key":"pragma","value":"no-cache"},{"key":"X-XSS-Protection","value":"1; mode=block"},{"key":"Strict-Transport-Security","value":"max-age=31536000; includeSubDomains; preload"},{"key":"Access-Control-Allow-Origin","value":"esinsurancecloud.com"},{"key":"Keep-Alive","value":"timeout=5, max=100"},{"key":"Connection","value":"Keep-Alive"},{"key":"Transfer-Encoding","value":"chunked"},{"key":"Content-Type","value":"application/json"}],"cookie":[],"responseTime":null,"body":"{\n \"Status\": \"Success\",\n \"Notice\": [\n {\n \"NoticeNumber\": 1,\n \"Description\": null\n }\n ],\n \"Result\": {\n \"QuoteResumeLink\": \"https://ategrity-pduat.esinsurancecloud.com/glp/Quote.php?asic_aif_id=1605025221545\",\n \"QuoteNumber\": \"01-C-Q20111070309\",\n \"AccountStatus\": \"New\",\n \"PolicyNumber\": \"\",\n \"QuoteName\": \"Ategrity Quote API Example 1\",\n \"ProducerName\": \"Ken Terrell\",\n \"ProducerEmail\": \"ken.terrell@ategrity.com\",\n \"MinimumEarnedPremium\": \"25%\",\n \"AcceptTRIA\": \"Yes\",\n \"EffectiveDate\": \"2020-11-10\",\n \"ExpirationDate\": \"2021-11-10\",\n \"Insured\": {\n \"InsuredName\": \"Ategrity Quote API Example 1\",\n \"Addr1\": \"123 E Main Street\",\n \"Addr2\": null,\n \"Zip\": \"85260\",\n \"City\": \"Scottsdale\",\n \"State\": \"AZ\",\n \"DBA\": \"DBA\",\n \"BusinessDescription\": \"Restaurant/Hotels\",\n \"FormOfBusiness\": \"Common Ownership\"\n },\n \"CGL\": {\n \"LOBName\": \"General Liablity\",\n \"CoverageType\": \"GL\",\n \"EachOccLimit\": \"100000\",\n \"EachOccLimitOptions\": [\n \"100000\",\n \"300000\",\n \"500000\",\n \"1000000\",\n \"2000000\"\n ],\n \"GeneralAggLimit\": \"300000\",\n \"GeneralAggLimitOptions\": [\n \"200000\",\n \"300000\",\n \"500000\",\n \"600000\",\n \"1000000\",\n \"2000000\",\n \"3000000\",\n \"4000000\"\n ],\n \"ProductsCompletedOpsAgg\": \"300000\",\n \"ProductsCompletedOpsAggOptions\": [\n \"200000\",\n \"300000\",\n \"500000\",\n \"600000\",\n \"1000000\",\n \"2000000\",\n \"3000000\",\n \"4000000\",\n \"Excluded\"\n ],\n \"PersInjLmt\": \"100000\",\n \"PersInjuryLimitOptions\": [\n \"100000\",\n \"300000\",\n \"500000\",\n \"1000000\",\n \"2000000\",\n \"Excluded\"\n ],\n \"DamPremRentLmt\": \"100000\",\n \"DamPremRentLmtOptions\": [\n \"100000\",\n \"150000\",\n \"200000\",\n \"250000\",\n \"300000\",\n \"500000\",\n \"750000\",\n \"1000000\",\n \"Excluded\"\n ],\n \"MedExpLmt\": \"5000\",\n \"MedExpLmtOptions\": [\n \"5000\",\n \"10000\",\n \"15000\",\n \"20000\",\n \"25000\",\n \"Excluded\"\n ],\n \"Deductible\": 1000,\n \"DeductibleOptions\": [\n \"0\",\n \"250\",\n \"500\",\n \"1000\",\n \"2500\",\n \"5000\"\n ],\n \"Auditable\": \"Yes\",\n \"ClassLocation\": [\n {\n \"ApplyMod\": \"No\",\n \"OverridePremium\": \"No\",\n \"ClassNumber\": 1,\n \"ClassCode\": \"60010\",\n \"Addr1\": \"123456 Main\",\n \"City\": \"Accord\",\n \"State\": \"NY\",\n \"Zip\": \"12404\",\n \"Exposure\": \"4000000\",\n \"ApplyModAmt\": 0,\n \"Description\": \"Apartment Buildings - NOC\",\n \"PremFinalRate\": \"104.62\",\n \"PremPremium\": 627719040,\n \"ProdFinalRate\": \"0.00\",\n \"ProdPremium\": 0,\n \"CalcPremium\": \"627719040\",\n \"IfAny\": \"Yes\",\n \"Included\": \"No\",\n \"OverridePremiumAmt\": 0,\n \"CooperativeHousing\": 0,\n \"CompanyNotesHTML\": \"LIABILITY:\\rExample represents the minimum set of data that can be provided to request a new quote to be created.
\n","urlObject":{"path":["quote_service"],"host":["{{url}}"],"query":[],"variable":[]}},"response":[{"id":"351cdf7c-31f6-4806-945f-bae5fd8c4c5a","name":"Quote - Example 3 - Quick Quote / Indication","originalRequest":{"method":"POST","header":[],"body":{"mode":"raw","raw":" { \r\n \"UserId\":\"ken.terrell@ategrity.com\",\r\n \"CreateDocs\":\"No\",\r\n \"InquireOnly\":\"no\",\r\n \"Insured\":{ \r\n \"InsuredName\":\"Charlie Brown\",\r\n \"Zip\":\"85298\"\r\n },\r\n \"CGL\": {\r\n \"ClassLocation\":[ \r\n { \r\n \"ClassNumber\":1,\r\n \"Selected\":\"Yes\",\r\n \"ClassCode\":\"40005\",\r\n \"Exposure\":5,\r\n \"Zip\":\"12404\"\r\n }\r\n ]\r\n }\r\n } \r\n","options":{"raw":{"language":"json"}}},"url":"{{url}}/quote_service"},"status":"OK","code":200,"_postman_previewlanguage":"json","header":[{"key":"Date","value":"Tue, 10 Nov 2020 16:22:16 GMT"},{"key":"Server","value":"Apache/2.4.29 (Ubuntu)"},{"key":"X-Frame-Options","value":"sameorigin"},{"key":"cache-control","value":"no-cache, no-store, must-revalidate"},{"key":"pragma","value":"no-cache"},{"key":"X-XSS-Protection","value":"1; mode=block"},{"key":"Strict-Transport-Security","value":"max-age=31536000; includeSubDomains; preload"},{"key":"Access-Control-Allow-Origin","value":"esinsurancecloud.com"},{"key":"Keep-Alive","value":"timeout=5, max=100"},{"key":"Connection","value":"Keep-Alive"},{"key":"Transfer-Encoding","value":"chunked"},{"key":"Content-Type","value":"application/json"}],"cookie":[],"responseTime":null,"body":"{\n \"Status\": \"Success\",\n \"Notice\": [\n {\n \"NoticeNumber\": 1,\n \"Description\": \"State adjusted to 12404 zipcode matched state in ClassLocation.\"\n },\n {\n \"NoticeNumber\": 2,\n \"Description\": \"Effective date is adjusted to today date as default\"\n },\n {\n \"NoticeNumber\": 3,\n \"Description\": \"Expiration date is adjusted to one year from default date\"\n }\n ],\n \"Result\": {\n \"QuoteResumeLink\": \"https://ategrity-pduat.esinsurancecloud.com/glp/Quote.php?asic_aif_id=1605025337012\",\n \"QuoteNumber\": \"01-C-Q20111070310\",\n \"AccountStatus\": \"New\",\n \"PolicyNumber\": \"\",\n \"QuoteName\": \"Charlie Brown\",\n \"ProducerName\": \"Ken Terrell\",\n \"ProducerEmail\": \"ken.terrell@ategrity.com\",\n \"MinimumEarnedPremium\": \"25%\",\n \"AcceptTRIA\": \"No\",\n \"EffectiveDate\": \"2020-11-10\",\n \"ExpirationDate\": \"2021-11-10\",\n \"Insured\": {\n \"InsuredName\": \"Charlie Brown\",\n \"Addr1\": null,\n \"Addr2\": null,\n \"Zip\": \"85298\",\n \"City\": \"Gilbert\",\n \"State\": \"AZ\",\n \"DBA\": null,\n \"BusinessDescription\": null,\n \"FormOfBusiness\": null\n },\n \"CGL\": {\n \"LOBName\": \"General Liablity\",\n \"CoverageType\": \"GL\",\n \"EachOccLimit\": \"1000000\",\n \"EachOccLimitOptions\": [\n \"100000\",\n \"300000\",\n \"500000\",\n \"1000000\",\n \"2000000\"\n ],\n \"GeneralAggLimit\": \"2000000\",\n \"GeneralAggLimitOptions\": [\n \"200000\",\n \"300000\",\n \"500000\",\n \"600000\",\n \"1000000\",\n \"2000000\",\n \"3000000\",\n \"4000000\"\n ],\n \"ProductsCompletedOpsAgg\": \"2000000\",\n \"ProductsCompletedOpsAggOptions\": [\n \"200000\",\n \"300000\",\n \"500000\",\n \"600000\",\n \"1000000\",\n \"2000000\",\n \"3000000\",\n \"4000000\",\n \"Excluded\"\n ],\n \"PersInjLmt\": \"1000000\",\n \"PersInjuryLimitOptions\": [\n \"100000\",\n \"300000\",\n \"500000\",\n \"1000000\",\n \"2000000\",\n \"Excluded\"\n ],\n \"DamPremRentLmt\": \"100000\",\n \"DamPremRentLmtOptions\": [\n \"100000\",\n \"150000\",\n \"200000\",\n \"250000\",\n \"300000\",\n \"500000\",\n \"750000\",\n \"1000000\",\n \"Excluded\"\n ],\n \"MedExpLmt\": \"5000\",\n \"MedExpLmtOptions\": [\n \"5000\",\n \"10000\",\n \"15000\",\n \"20000\",\n \"25000\",\n \"Excluded\"\n ],\n \"Deductible\": 0,\n \"DeductibleOptions\": [\n \"0\",\n \"250\",\n \"500\",\n \"1000\",\n \"2500\",\n \"5000\"\n ],\n \"Auditable\": \"No\",\n \"ClassLocation\": [\n {\n \"ApplyMod\": \"No\",\n \"OverridePremium\": \"No\",\n \"ClassNumber\": 1,\n \"ClassCode\": \"40005\",\n \"Addr1\": \"\",\n \"City\": \"Accord\",\n \"State\": \"NY\",\n \"Zip\": \"12404\",\n \"Exposure\": \"5\",\n \"ApplyModAmt\": 0,\n \"Description\": \"Adult Day Care - Not-For-Profit only\",\n \"PremFinalRate\": \"96.61\",\n \"PremPremium\": 725,\n \"ProdFinalRate\": \"0.00\",\n \"ProdPremium\": 0,\n \"CalcPremium\": \"725\",\n \"IfAny\": \"No\",\n \"Included\": \"No\",\n \"OverridePremiumAmt\": 0,\n \"CooperativeHousing\": 0,\n \"CompanyNotesHTML\": \"LIABILITY:\\rSpecify QuoteNumber to trigger updating a quote instead of creating new\nOnly provide the fields that require updating (No need to submit fields that aren’t changing)\nInquireOnly must be set to “No”
\n","urlObject":{"path":["quote_service"],"host":["{{url}}"],"query":[],"variable":[]}},"response":[{"id":"f86ff80f-74f5-4a37-8a99-6185f44ec073","name":"Quote - Example 4 - Update an Existing Quote (Add TRIA)","originalRequest":{"method":"POST","header":[],"body":{"mode":"raw","raw":"{ \r\n \"UserId\":\"ken.terrell@ategrity.com\",\r\n \"QuoteNumber\":\"01-C-Q20111070310\",\r\n \"CreateDocs\":\"no\",\r\n \"InquireOnly\":\"No\", \r\n \"AcceptTRIA\":\"Yes\"\r\n}\r\n","options":{"raw":{"language":"json"}}},"url":"{{url}}/quote_service"},"status":"OK","code":200,"_postman_previewlanguage":"json","header":[{"key":"Date","value":"Tue, 10 Nov 2020 16:23:04 GMT"},{"key":"Server","value":"Apache/2.4.29 (Ubuntu)"},{"key":"X-Frame-Options","value":"sameorigin"},{"key":"cache-control","value":"no-cache, no-store, must-revalidate"},{"key":"pragma","value":"no-cache"},{"key":"X-XSS-Protection","value":"1; mode=block"},{"key":"Strict-Transport-Security","value":"max-age=31536000; includeSubDomains; preload"},{"key":"Access-Control-Allow-Origin","value":"esinsurancecloud.com"},{"key":"Keep-Alive","value":"timeout=5, max=100"},{"key":"Connection","value":"Keep-Alive"},{"key":"Transfer-Encoding","value":"chunked"},{"key":"Content-Type","value":"application/json"}],"cookie":[],"responseTime":null,"body":"{\n \"Status\": \"Success\",\n \"Notice\": [\n {\n \"NoticeNumber\": 1,\n \"Description\": null\n }\n ],\n \"Result\": {\n \"QuoteResumeLink\": \"https://ategrity-pduat.esinsurancecloud.com/glp/Quote.php?asic_aif_id=1605025337012\",\n \"QuoteNumber\": \"01-C-Q20111070310\",\n \"AccountStatus\": \"New\",\n \"PolicyNumber\": \"\",\n \"QuoteName\": \"Charlie Brown\",\n \"ProducerName\": \"Ken Terrell\",\n \"ProducerEmail\": \"ken.terrell@ategrity.com\",\n \"MinimumEarnedPremium\": \"25%\",\n \"AcceptTRIA\": \"Yes\",\n \"EffectiveDate\": \"2020-11-10\",\n \"ExpirationDate\": \"2021-11-10\",\n \"Insured\": {\n \"InsuredName\": \"Charlie Brown\",\n \"Addr1\": null,\n \"Addr2\": null,\n \"Zip\": \"85298\",\n \"City\": \"Gilbert\",\n \"State\": \"AZ\",\n \"DBA\": null,\n \"BusinessDescription\": null,\n \"FormOfBusiness\": null\n },\n \"CGL\": {\n \"LOBName\": \"General Liablity\",\n \"CoverageType\": \"GL\",\n \"EachOccLimit\": \"1000000\",\n \"EachOccLimitOptions\": [\n \"100000\",\n \"300000\",\n \"500000\",\n \"1000000\",\n \"2000000\"\n ],\n \"GeneralAggLimit\": \"2000000\",\n \"GeneralAggLimitOptions\": [\n \"200000\",\n \"300000\",\n \"500000\",\n \"600000\",\n \"1000000\",\n \"2000000\",\n \"3000000\",\n \"4000000\"\n ],\n \"ProductsCompletedOpsAgg\": \"2000000\",\n \"ProductsCompletedOpsAggOptions\": [\n \"200000\",\n \"300000\",\n \"500000\",\n \"600000\",\n \"1000000\",\n \"2000000\",\n \"3000000\",\n \"4000000\",\n \"Excluded\"\n ],\n \"PersInjLmt\": \"1000000\",\n \"PersInjuryLimitOptions\": [\n \"100000\",\n \"300000\",\n \"500000\",\n \"1000000\",\n \"2000000\",\n \"Excluded\"\n ],\n \"DamPremRentLmt\": \"100000\",\n \"DamPremRentLmtOptions\": [\n \"100000\",\n \"150000\",\n \"200000\",\n \"250000\",\n \"300000\",\n \"500000\",\n \"750000\",\n \"1000000\",\n \"Excluded\"\n ],\n \"MedExpLmt\": \"5000\",\n \"MedExpLmtOptions\": [\n \"5000\",\n \"10000\",\n \"15000\",\n \"20000\",\n \"25000\",\n \"Excluded\"\n ],\n \"Deductible\": 0,\n \"DeductibleOptions\": [\n \"0\",\n \"250\",\n \"500\",\n \"1000\",\n \"2500\",\n \"5000\"\n ],\n \"Auditable\": \"No\",\n \"ClassLocation\": [\n {\n \"ApplyMod\": \"No\",\n \"OverridePremium\": \"No\",\n \"ClassNumber\": 1,\n \"ClassCode\": \"40005\",\n \"Addr1\": \"\",\n \"City\": \"Accord\",\n \"State\": \"NY\",\n \"Zip\": \"12404\",\n \"Exposure\": \"5\",\n \"ApplyModAmt\": 0,\n \"Description\": \"Adult Day Care - Not-For-Profit only\",\n \"PremFinalRate\": \"96.61\",\n \"PremPremium\": 725,\n \"ProdFinalRate\": \"0.00\",\n \"ProdPremium\": 0,\n \"CalcPremium\": \"725\",\n \"IfAny\": \"No\",\n \"Included\": \"No\",\n \"OverridePremiumAmt\": 0,\n \"CooperativeHousing\": 0,\n \"CompanyNotesHTML\": \"LIABILITY:\\rThe ClassCode object can be modified to adjust the ClassCode itself, or other information such as Exposure, Location address or adjusting premium.
\nThe ClassCode object is referenced by providing the existing ClassNumber in a new request that provides the updated information
\nThe example updates an existing ClassLocation to change the Classcode from 60010 to 91111, fill-in an incomplete address and override the calculated premium.
\nThe example starts with the following quote information:
\n \"ClassLocation\":[\n {\n \"ApplyMod\":\"No\",\n \"OverridePremium\":\"No\",\n \"ClassNumber\":1,\n \"ClassCode\":\"60010\",\n \"Addr1\":\"\",\n \"City\":\"\",\n \"State\":\"NY\",\n \"Zip\":\"12404\",\n \"Exposure\":\"4000000\",\n \"ApplyModAmt\":0,\n \"Description\":\"Apartment Bldgs.\",\n \"CalcPremium\":\"627719040\",\n \"IfAny\":\"Yes\",\n \"Included\":\"No\",\n \"OverridePremiumAmt\":0,\n \"CooperativeHousing\":0,\n \"CompanyNotesHTML\":\"\",\n \"ISOTXT\":\"\",\n \"Authority\":\"A/A\",\n \"PremiumBasis\":\"Number of Units\",\n \"StateSpecificHTML\":\"\",\n \"TotalPremium\":\"627719040\",\n \"MinimumPremium\":0
}]
Optional Coverages may be added by creating a new object in CGL.OptionalCoverages. Optional Coverages are referenced by their FormNumber, adding a new object with a unique FormNumber will add that OC to a Quote.
\nOptional Coverages may be removed from an existing Quote by referencing the FormNumber and updating the Selected Field to “No”.
\nThis example uses a quote starting with the following:\n Existing Optional Coverages information (provided in Inquiry or by initial Quote creation)
\n\"OptionalCoverages\": [\n {\n \"OCNumber\": 1\n \"Selected\": \"Yes\",\n \"FormNumber\": \"ASIC-GL-0030\",\n \"Location\": \"All\",\n \"ClassCode\": \"All\",\n \"Description\": \"NONOWNED AUTO\",\n \"FormTemplateURL\": \"https://ategrity-uat.esinsurancecloud.com/glp/forms/ASICGL00300818.pdf\",\n \"EachOccLimit\": \"1000000\",\n \"EachOccLimitOptions\": [\n \"100000\",\n \"100000\",\n \"300000\",\n \"300000\",\n \"500000\",\n \"500000\",\n \"1000000\",\n \"1000000\",\n \"1000000\",\n \"1000000\",\n \"2000000\",\n \"2000000\",\n \"2000000\"\n ],\n \"AggLimit\": \"2000000\",\n \"AggLimitOptions\": [\n \"100000\",\n \"200000\",\n \"300000\",\n \"600000\",\n \"500000\",\n \"1000000\",\n \"1000000\",\n \"2000000\",\n \"3000000\",\n \"4000000\",\n \"2000000\",\n \"3000000\",\n \"4000000\"\n ],\n \"Deductible\": \"N/A\",\n \"CalcPremium\": \"115\",\n \"PremiumOverride\": \"\",\n \"TotalPremium\": \"115\"\n }
\n","urlObject":{"path":["quote_service"],"host":["{{url}}"],"query":[],"variable":[]}},"response":[{"id":"64f2aaf8-19ce-4509-9083-3d3ff6d6d25f","name":"Quote - Example 7 - Add an Optional Coverage","originalRequest":{"method":"POST","header":[],"body":{"mode":"raw","raw":"{\r\n \"UserId\":\"ken.terrell@ategrity.com\",\r\n \"QuoteNumber\":\"01-C-Q20111070310\",\r\n \"InquireOnly\":\"No\",\r\n \"CGL\":{\r\n \"OptionalCoverages\":[\r\n {\r\n \"FormNumber\":\"ASIC-GL-0063\",\r\n \"Selected\":\"Yes\"\r\n }\r\n ]\r\n }\r\n}\r\n\r\n","options":{"raw":{"language":"json"}}},"url":"{{url}}/quote_service"},"status":"OK","code":200,"_postman_previewlanguage":"json","header":[{"key":"Date","value":"Tue, 10 Nov 2020 16:29:10 GMT"},{"key":"Server","value":"Apache/2.4.29 (Ubuntu)"},{"key":"X-Frame-Options","value":"sameorigin"},{"key":"cache-control","value":"no-cache, no-store, must-revalidate"},{"key":"pragma","value":"no-cache"},{"key":"X-XSS-Protection","value":"1; mode=block"},{"key":"Strict-Transport-Security","value":"max-age=31536000; includeSubDomains; preload"},{"key":"Access-Control-Allow-Origin","value":"esinsurancecloud.com"},{"key":"Keep-Alive","value":"timeout=5, max=100"},{"key":"Connection","value":"Keep-Alive"},{"key":"Transfer-Encoding","value":"chunked"},{"key":"Content-Type","value":"application/json"}],"cookie":[],"responseTime":null,"body":"{\n \"Status\": \"Success\",\n \"Notice\": [\n {\n \"NoticeNumber\": 1,\n \"Description\": null\n },\n {\n \"NoticeNumber\": 2,\n \"Description\": \"91111 Classification Code is currently a Prohibited Class. Please Contact Ategrity for guidance.\"\n }\n ],\n \"Result\": {\n \"QuoteResumeLink\": \"https://ategrity-pduat.esinsurancecloud.com/glp/Quote.php?asic_aif_id=1605025337012\",\n \"QuoteNumber\": \"01-C-Q20111070310\",\n \"AccountStatus\": \"New\",\n \"PolicyNumber\": \"\",\n \"QuoteName\": \"Charlie Brown\",\n \"ProducerName\": \"Ken Terrell\",\n \"ProducerEmail\": \"ken.terrell@ategrity.com\",\n \"MinimumEarnedPremium\": \"25%\",\n \"AcceptTRIA\": \"Yes\",\n \"EffectiveDate\": \"2020-11-10\",\n \"ExpirationDate\": \"2021-11-10\",\n \"Insured\": {\n \"InsuredName\": \"Charlie Brown\",\n \"Addr1\": null,\n \"Addr2\": null,\n \"Zip\": \"85298\",\n \"City\": \"Gilbert\",\n \"State\": \"AZ\",\n \"DBA\": null,\n \"BusinessDescription\": null,\n \"FormOfBusiness\": null\n },\n \"CGL\": {\n \"LOBName\": \"General Liablity\",\n \"CoverageType\": \"GL\",\n \"EachOccLimit\": \"1000000\",\n \"EachOccLimitOptions\": [\n \"100000\",\n \"300000\",\n \"500000\",\n \"1000000\",\n \"2000000\"\n ],\n \"GeneralAggLimit\": \"2000000\",\n \"GeneralAggLimitOptions\": [\n \"200000\",\n \"300000\",\n \"500000\",\n \"600000\",\n \"1000000\",\n \"2000000\",\n \"3000000\",\n \"4000000\"\n ],\n \"ProductsCompletedOpsAgg\": \"2000000\",\n \"ProductsCompletedOpsAggOptions\": [\n \"200000\",\n \"300000\",\n \"500000\",\n \"600000\",\n \"1000000\",\n \"2000000\",\n \"3000000\",\n \"4000000\",\n \"Excluded\"\n ],\n \"PersInjLmt\": \"1000000\",\n \"PersInjuryLimitOptions\": [\n \"100000\",\n \"300000\",\n \"500000\",\n \"1000000\",\n \"2000000\",\n \"Excluded\"\n ],\n \"DamPremRentLmt\": \"100000\",\n \"DamPremRentLmtOptions\": [\n \"100000\",\n \"150000\",\n \"200000\",\n \"250000\",\n \"300000\",\n \"500000\",\n \"750000\",\n \"1000000\",\n \"Excluded\"\n ],\n \"MedExpLmt\": \"5000\",\n \"MedExpLmtOptions\": [\n \"5000\",\n \"10000\",\n \"15000\",\n \"20000\",\n \"25000\",\n \"Excluded\"\n ],\n \"Deductible\": 0,\n \"DeductibleOptions\": [\n \"0\",\n \"250\",\n \"500\",\n \"1000\",\n \"2500\",\n \"5000\"\n ],\n \"Auditable\": \"No\",\n \"ClassLocation\": [\n {\n \"ApplyMod\": \"No\",\n \"OverridePremium\": \"Yes\",\n \"ClassNumber\": 1,\n \"ClassCode\": \"91111\",\n \"Addr1\": \"123456 Main\",\n \"City\": \"Accord\",\n \"State\": \"NY\",\n \"Zip\": \"12404\",\n \"Exposure\": 51,\n \"ApplyModAmt\": 0,\n \"Description\": \"Air Conditioning Systems or Equipment - dealers or distributors and installation, servicing or repair\",\n \"PremFinalRate\": \"96.61\",\n \"PremPremium\": 725,\n \"ProdFinalRate\": \"0.00\",\n \"ProdPremium\": 0,\n \"CalcPremium\": \"4\",\n \"IfAny\": \"No\",\n \"Included\": \"No\",\n \"OverridePremiumAmt\": 985,\n \"CooperativeHousing\": 0,\n \"CompanyNotesHTML\": \"LIABILITY:\\rAdditional Insureds may be added by creating a new object in CGL.AdditionalInsureds. Additional Insureds are referenced by their FormNumber and Title, adding a new object with a unique FormNumber and Title will add that AI to a Quote.
\nAdditional Insureds may be removed from an existing Quote by referencing the FormNumber and Title and updating the Selected Field to “No”.
\n","urlObject":{"path":["quote_service"],"host":["{{url}}"],"query":[],"variable":[]}},"response":[{"id":"50c0f742-0b04-4b2a-be5d-b8157ef83353","name":"Quote - Example 8 - Adding or Removing an Additional Insured","originalRequest":{"method":"POST","header":[],"body":{"mode":"raw","raw":"{ \r\n\t\"UserId\":\"ken.terrell@ategrity.com\",\r\n\t\"CreateDocs\":\"No\",\r\n\t\"QuoteNumber\":\"01-C-Q20111070310\",\r\n\t\"CGL\": {\r\n\t\t\"AdditionalInsureds\":\r\n\t\t[\r\n\t\t\t{\r\n\t\t\t\t\"FormNumber\":\"CG 20 15\",\r\n\t\t\t\t\"FormTitle\":\"Vendors-Blanket\",\r\n\t\t\t\t\"Selected\":\"Yes\"\t\r\n\t\t\t\t\r\n\t\t\t}\r\n\t\r\n\t\t]\r\n\t}\r\n}\r\n","options":{"raw":{"language":"json"}}},"url":"{{url}}/quote_service"},"status":"OK","code":200,"_postman_previewlanguage":"json","header":[{"key":"Date","value":"Tue, 10 Nov 2020 16:29:36 GMT"},{"key":"Server","value":"Apache/2.4.29 (Ubuntu)"},{"key":"X-Frame-Options","value":"sameorigin"},{"key":"cache-control","value":"no-cache, no-store, must-revalidate"},{"key":"pragma","value":"no-cache"},{"key":"X-XSS-Protection","value":"1; mode=block"},{"key":"Strict-Transport-Security","value":"max-age=31536000; includeSubDomains; preload"},{"key":"Access-Control-Allow-Origin","value":"esinsurancecloud.com"},{"key":"Keep-Alive","value":"timeout=5, max=100"},{"key":"Connection","value":"Keep-Alive"},{"key":"Transfer-Encoding","value":"chunked"},{"key":"Content-Type","value":"application/json"}],"cookie":[],"responseTime":null,"body":"{\n \"Status\": \"Success\",\n \"Notice\": [\n {\n \"NoticeNumber\": 1,\n \"Description\": null\n },\n {\n \"NoticeNumber\": 2,\n \"Description\": \"91111 Classification Code is currently a Prohibited Class. Please Contact Ategrity for guidance.\"\n }\n ],\n \"Result\": {\n \"QuoteResumeLink\": \"https://ategrity-pduat.esinsurancecloud.com/glp/Quote.php?asic_aif_id=1605025337012\",\n \"QuoteNumber\": \"01-C-Q20111070310\",\n \"AccountStatus\": \"New\",\n \"PolicyNumber\": \"\",\n \"QuoteName\": \"Charlie Brown\",\n \"ProducerName\": \"Ken Terrell\",\n \"ProducerEmail\": \"ken.terrell@ategrity.com\",\n \"MinimumEarnedPremium\": \"25%\",\n \"AcceptTRIA\": \"Yes\",\n \"EffectiveDate\": \"2020-11-10\",\n \"ExpirationDate\": \"2021-11-10\",\n \"Insured\": {\n \"InsuredName\": \"Charlie Brown\",\n \"Addr1\": null,\n \"Addr2\": null,\n \"Zip\": \"85298\",\n \"City\": \"Gilbert\",\n \"State\": \"AZ\",\n \"DBA\": null,\n \"BusinessDescription\": null,\n \"FormOfBusiness\": null\n },\n \"CGL\": {\n \"LOBName\": \"General Liablity\",\n \"CoverageType\": \"GL\",\n \"EachOccLimit\": \"1000000\",\n \"EachOccLimitOptions\": [\n \"100000\",\n \"300000\",\n \"500000\",\n \"1000000\",\n \"2000000\"\n ],\n \"GeneralAggLimit\": \"2000000\",\n \"GeneralAggLimitOptions\": [\n \"200000\",\n \"300000\",\n \"500000\",\n \"600000\",\n \"1000000\",\n \"2000000\",\n \"3000000\",\n \"4000000\"\n ],\n \"ProductsCompletedOpsAgg\": \"2000000\",\n \"ProductsCompletedOpsAggOptions\": [\n \"200000\",\n \"300000\",\n \"500000\",\n \"600000\",\n \"1000000\",\n \"2000000\",\n \"3000000\",\n \"4000000\",\n \"Excluded\"\n ],\n \"PersInjLmt\": \"1000000\",\n \"PersInjuryLimitOptions\": [\n \"100000\",\n \"300000\",\n \"500000\",\n \"1000000\",\n \"2000000\",\n \"Excluded\"\n ],\n \"DamPremRentLmt\": \"100000\",\n \"DamPremRentLmtOptions\": [\n \"100000\",\n \"150000\",\n \"200000\",\n \"250000\",\n \"300000\",\n \"500000\",\n \"750000\",\n \"1000000\",\n \"Excluded\"\n ],\n \"MedExpLmt\": \"5000\",\n \"MedExpLmtOptions\": [\n \"5000\",\n \"10000\",\n \"15000\",\n \"20000\",\n \"25000\",\n \"Excluded\"\n ],\n \"Deductible\": 0,\n \"DeductibleOptions\": [\n \"0\",\n \"250\",\n \"500\",\n \"1000\",\n \"2500\",\n \"5000\"\n ],\n \"Auditable\": \"No\",\n \"ClassLocation\": [\n {\n \"ApplyMod\": \"No\",\n \"OverridePremium\": \"Yes\",\n \"ClassNumber\": 1,\n \"ClassCode\": \"91111\",\n \"Addr1\": \"123456 Main\",\n \"City\": \"Accord\",\n \"State\": \"NY\",\n \"Zip\": \"12404\",\n \"Exposure\": 51,\n \"ApplyModAmt\": 0,\n \"Description\": \"Air Conditioning Systems or Equipment - dealers or distributors and installation, servicing or repair\",\n \"PremFinalRate\": \"96.61\",\n \"PremPremium\": 725,\n \"ProdFinalRate\": \"0.00\",\n \"ProdPremium\": 0,\n \"CalcPremium\": \"4\",\n \"IfAny\": \"No\",\n \"Included\": \"No\",\n \"OverridePremiumAmt\": 985,\n \"CooperativeHousing\": 0,\n \"CompanyNotesHTML\": \"LIABILITY:\\rThis example removes the Custom Subjectivity with the CustSubText of \"Remove\" by adding the field \"Selected\":\"No\"
\nDuring the same call, the SUbjectivity for a 3 Year Loss Run is removed and the 100% Minimum Earned Premium is added.
\n","urlObject":{"path":["quote_service"],"host":["{{url}}"],"query":[],"variable":[]}},"response":[{"id":"d1d33009-7de7-4c5f-9c07-3724bb0b7fe0","name":"Quote - Example 9 - Adjusting Subjectivities","originalRequest":{"method":"POST","header":[],"body":{"mode":"raw","raw":"{\r\n \"UserId\":\"ken.terrell@ategrity.com\",\r\n \"QuoteNumber\":\"01-C-Q20111070310\",\r\n \"InquireOnly\":\"No\",\r\n \"Subjectivities\":{\r\n \"3YrLossRun\":\"Yes\",\r\n \"100MinEarned\":\"No\",\r\n \"CustSubs\":[\r\n {\r\n \"CustSubText\":\"Remove\",\r\n \"Selected\":\"No\"\r\n }\r\n ]\r\n }\r\n}","options":{"raw":{"language":"json"}}},"url":"{{url}}/quote_service"},"status":"OK","code":200,"_postman_previewlanguage":"json","header":[{"key":"Date","value":"Tue, 10 Nov 2020 16:30:02 GMT"},{"key":"Server","value":"Apache/2.4.29 (Ubuntu)"},{"key":"X-Frame-Options","value":"sameorigin"},{"key":"cache-control","value":"no-cache, no-store, must-revalidate"},{"key":"pragma","value":"no-cache"},{"key":"X-XSS-Protection","value":"1; mode=block"},{"key":"Strict-Transport-Security","value":"max-age=31536000; includeSubDomains; preload"},{"key":"Access-Control-Allow-Origin","value":"esinsurancecloud.com"},{"key":"Keep-Alive","value":"timeout=5, max=100"},{"key":"Connection","value":"Keep-Alive"},{"key":"Transfer-Encoding","value":"chunked"},{"key":"Content-Type","value":"application/json"}],"cookie":[],"responseTime":null,"body":"{\n \"Status\": \"Success\",\n \"Notice\": [\n {\n \"NoticeNumber\": 1,\n \"Description\": null\n },\n {\n \"NoticeNumber\": 2,\n \"Description\": \"91111 Classification Code is currently a Prohibited Class. Please Contact Ategrity for guidance.\"\n }\n ],\n \"Result\": {\n \"QuoteResumeLink\": \"https://ategrity-pduat.esinsurancecloud.com/glp/Quote.php?asic_aif_id=1605025337012\",\n \"QuoteNumber\": \"01-C-Q20111070310\",\n \"AccountStatus\": \"New\",\n \"PolicyNumber\": \"\",\n \"QuoteName\": \"Charlie Brown\",\n \"ProducerName\": \"Ken Terrell\",\n \"ProducerEmail\": \"ken.terrell@ategrity.com\",\n \"MinimumEarnedPremium\": \"25%\",\n \"AcceptTRIA\": \"Yes\",\n \"EffectiveDate\": \"2020-11-10\",\n \"ExpirationDate\": \"2021-11-10\",\n \"Insured\": {\n \"InsuredName\": \"Charlie Brown\",\n \"Addr1\": null,\n \"Addr2\": null,\n \"Zip\": \"85298\",\n \"City\": \"Gilbert\",\n \"State\": \"AZ\",\n \"DBA\": null,\n \"BusinessDescription\": null,\n \"FormOfBusiness\": null\n },\n \"CGL\": {\n \"LOBName\": \"General Liablity\",\n \"CoverageType\": \"GL\",\n \"EachOccLimit\": \"1000000\",\n \"EachOccLimitOptions\": [\n \"100000\",\n \"300000\",\n \"500000\",\n \"1000000\",\n \"2000000\"\n ],\n \"GeneralAggLimit\": \"2000000\",\n \"GeneralAggLimitOptions\": [\n \"200000\",\n \"300000\",\n \"500000\",\n \"600000\",\n \"1000000\",\n \"2000000\",\n \"3000000\",\n \"4000000\"\n ],\n \"ProductsCompletedOpsAgg\": \"2000000\",\n \"ProductsCompletedOpsAggOptions\": [\n \"200000\",\n \"300000\",\n \"500000\",\n \"600000\",\n \"1000000\",\n \"2000000\",\n \"3000000\",\n \"4000000\",\n \"Excluded\"\n ],\n \"PersInjLmt\": \"1000000\",\n \"PersInjuryLimitOptions\": [\n \"100000\",\n \"300000\",\n \"500000\",\n \"1000000\",\n \"2000000\",\n \"Excluded\"\n ],\n \"DamPremRentLmt\": \"100000\",\n \"DamPremRentLmtOptions\": [\n \"100000\",\n \"150000\",\n \"200000\",\n \"250000\",\n \"300000\",\n \"500000\",\n \"750000\",\n \"1000000\",\n \"Excluded\"\n ],\n \"MedExpLmt\": \"5000\",\n \"MedExpLmtOptions\": [\n \"5000\",\n \"10000\",\n \"15000\",\n \"20000\",\n \"25000\",\n \"Excluded\"\n ],\n \"Deductible\": 0,\n \"DeductibleOptions\": [\n \"0\",\n \"250\",\n \"500\",\n \"1000\",\n \"2500\",\n \"5000\"\n ],\n \"Auditable\": \"No\",\n \"ClassLocation\": [\n {\n \"ApplyMod\": \"No\",\n \"OverridePremium\": \"Yes\",\n \"ClassNumber\": 1,\n \"ClassCode\": \"91111\",\n \"Addr1\": \"123456 Main\",\n \"City\": \"Accord\",\n \"State\": \"NY\",\n \"Zip\": \"12404\",\n \"Exposure\": 51,\n \"ApplyModAmt\": 0,\n \"Description\": \"Air Conditioning Systems or Equipment - dealers or distributors and installation, servicing or repair\",\n \"PremFinalRate\": \"96.61\",\n \"PremPremium\": 725,\n \"ProdFinalRate\": \"0.00\",\n \"ProdPremium\": 0,\n \"CalcPremium\": \"4\",\n \"IfAny\": \"No\",\n \"Included\": \"No\",\n \"OverridePremiumAmt\": 985,\n \"CooperativeHousing\": 0,\n \"CompanyNotesHTML\": \"LIABILITY:\\rThe Taxes, Fees, and Commissions section of the Digital Workbench is represented within the Quote API in CGL.TaxFeeComm. Standard Taxes and Fees can be entered as well as custom fees.
\nThe following example adjusts the Inspection Fee and adds a new custom Stamp Fee.
\n","urlObject":{"path":["quote_service"],"host":["{{url}}"],"query":[],"variable":[]}},"response":[{"id":"bc22f12b-111d-4296-a60e-aedaf11d782a","name":"Quote - Example 10 - Adjusting Taxes and Fees","originalRequest":{"method":"POST","header":[],"body":{"mode":"raw","raw":"{\r\n \"UserId\":\"ken.terrell@ategrity.com\",\r\n \"QuoteNumber\":\"01-C-Q20111070310\",\r\n \"InquireOnly\":\"No\",\r\n \"TaxFeeComm\":{\r\n \"InspectionFee\":200,\r\n \"OtherFees\":[\r\n {\r\n \"FeeNumber\":1,\r\n \"Description\":\"Stamp Fee\",\r\n \"Amt\":4.85\r\n }\r\n ]\r\n }\r\n}","options":{"raw":{"language":"json"}}},"url":"{{url}}/quote_service"},"status":"OK","code":200,"_postman_previewlanguage":"json","header":[{"key":"Date","value":"Tue, 10 Nov 2020 16:30:24 GMT"},{"key":"Server","value":"Apache/2.4.29 (Ubuntu)"},{"key":"X-Frame-Options","value":"sameorigin"},{"key":"cache-control","value":"no-cache, no-store, must-revalidate"},{"key":"pragma","value":"no-cache"},{"key":"X-XSS-Protection","value":"1; mode=block"},{"key":"Strict-Transport-Security","value":"max-age=31536000; includeSubDomains; preload"},{"key":"Access-Control-Allow-Origin","value":"esinsurancecloud.com"},{"key":"Keep-Alive","value":"timeout=5, max=100"},{"key":"Connection","value":"Keep-Alive"},{"key":"Transfer-Encoding","value":"chunked"},{"key":"Content-Type","value":"application/json"}],"cookie":[],"responseTime":null,"body":"{\n \"Status\": \"Success\",\n \"Notice\": [\n {\n \"NoticeNumber\": 1,\n \"Description\": null\n },\n {\n \"NoticeNumber\": 2,\n \"Description\": \"91111 Classification Code is currently a Prohibited Class. Please Contact Ategrity for guidance.\"\n }\n ],\n \"Result\": {\n \"QuoteResumeLink\": \"https://ategrity-pduat.esinsurancecloud.com/glp/Quote.php?asic_aif_id=1605025337012\",\n \"QuoteNumber\": \"01-C-Q20111070310\",\n \"AccountStatus\": \"New\",\n \"PolicyNumber\": \"\",\n \"QuoteName\": \"Charlie Brown\",\n \"ProducerName\": \"Ken Terrell\",\n \"ProducerEmail\": \"ken.terrell@ategrity.com\",\n \"MinimumEarnedPremium\": \"25%\",\n \"AcceptTRIA\": \"Yes\",\n \"EffectiveDate\": \"2020-11-10\",\n \"ExpirationDate\": \"2021-11-10\",\n \"Insured\": {\n \"InsuredName\": \"Charlie Brown\",\n \"Addr1\": null,\n \"Addr2\": null,\n \"Zip\": \"85298\",\n \"City\": \"Gilbert\",\n \"State\": \"AZ\",\n \"DBA\": null,\n \"BusinessDescription\": null,\n \"FormOfBusiness\": null\n },\n \"CGL\": {\n \"LOBName\": \"General Liablity\",\n \"CoverageType\": \"GL\",\n \"EachOccLimit\": \"1000000\",\n \"EachOccLimitOptions\": [\n \"100000\",\n \"300000\",\n \"500000\",\n \"1000000\",\n \"2000000\"\n ],\n \"GeneralAggLimit\": \"2000000\",\n \"GeneralAggLimitOptions\": [\n \"200000\",\n \"300000\",\n \"500000\",\n \"600000\",\n \"1000000\",\n \"2000000\",\n \"3000000\",\n \"4000000\"\n ],\n \"ProductsCompletedOpsAgg\": \"2000000\",\n \"ProductsCompletedOpsAggOptions\": [\n \"200000\",\n \"300000\",\n \"500000\",\n \"600000\",\n \"1000000\",\n \"2000000\",\n \"3000000\",\n \"4000000\",\n \"Excluded\"\n ],\n \"PersInjLmt\": \"1000000\",\n \"PersInjuryLimitOptions\": [\n \"100000\",\n \"300000\",\n \"500000\",\n \"1000000\",\n \"2000000\",\n \"Excluded\"\n ],\n \"DamPremRentLmt\": \"100000\",\n \"DamPremRentLmtOptions\": [\n \"100000\",\n \"150000\",\n \"200000\",\n \"250000\",\n \"300000\",\n \"500000\",\n \"750000\",\n \"1000000\",\n \"Excluded\"\n ],\n \"MedExpLmt\": \"5000\",\n \"MedExpLmtOptions\": [\n \"5000\",\n \"10000\",\n \"15000\",\n \"20000\",\n \"25000\",\n \"Excluded\"\n ],\n \"Deductible\": 0,\n \"DeductibleOptions\": [\n \"0\",\n \"250\",\n \"500\",\n \"1000\",\n \"2500\",\n \"5000\"\n ],\n \"Auditable\": \"No\",\n \"ClassLocation\": [\n {\n \"ApplyMod\": \"No\",\n \"OverridePremium\": \"Yes\",\n \"ClassNumber\": 1,\n \"ClassCode\": \"91111\",\n \"Addr1\": \"123456 Main\",\n \"City\": \"Accord\",\n \"State\": \"NY\",\n \"Zip\": \"12404\",\n \"Exposure\": 51,\n \"ApplyModAmt\": 0,\n \"Description\": \"Air Conditioning Systems or Equipment - dealers or distributors and installation, servicing or repair\",\n \"PremFinalRate\": \"96.61\",\n \"PremPremium\": 725,\n \"ProdFinalRate\": \"0.00\",\n \"ProdPremium\": 0,\n \"CalcPremium\": \"4\",\n \"IfAny\": \"No\",\n \"Included\": \"No\",\n \"OverridePremiumAmt\": 985,\n \"CooperativeHousing\": 0,\n \"CompanyNotesHTML\": \"LIABILITY:\\rThe Quote API is designed to be tolerant of invalid combinations of limits, coverages, or forms being submitted. In most cases this will not result in an error returned from the API but will instead result in the Quote API attempting to adjust the quote to the next-best combination of values based on what was requested. In these cases the resulting quote may contain a slightly different limit or coverage amount, or a slightly modified forms schedule.
\nWhen modifications are made to the quote, a summary of the adjustments that were made will be presented within the Notices array at the top of the response. The requesting system or user is responsible for reviewing the response to verify that the desired values are appropriate for the quote being requested.
\nThe following example submits a Quick Quote / Indication request to the Quote API with a basic amount of information: \n• Requests a CGL Quote with Limits of $400k Each Occurrence and $2M Aggregate. This is an invalid combination\n• The request does not provide a city and state for the ClassLocation but it does provide a valid ZipCode.
• There is no Effective Date or Expiration Date provided\n• There are no other limits provided
Quote documents can be created at any time and may be combined with other operatoins. It is recommended to wait until all changes are completed on the quote before requesting document creation. This will improve performance and reduce the number of documents that are generated and stored. \nDocument generation may add 10 to 20 seconds to the overall response time.
\n","urlObject":{"path":["quote_service"],"host":["{{url}}"],"query":[],"variable":[]}},"response":[{"id":"e20c3b77-f718-4937-b756-63b1b9ca3be0","name":"Example 12 - Generating Quote Documents","originalRequest":{"method":"POST","header":[],"body":{"mode":"raw","raw":"{ \n\t\"UserId\":\"ken.terrell@ategrity.com\",\n\t\"QuoteNumber\":\"01-C-Q20111070310\",\n\t\"CreateDocs\":\"Yes\"\n}","options":{"raw":{"language":"json"}}},"url":"{{url}}/quote_service"},"status":"OK","code":200,"_postman_previewlanguage":"json","header":[{"key":"Date","value":"Tue, 10 Nov 2020 16:51:17 GMT"},{"key":"Server","value":"Apache/2.4.29 (Ubuntu)"},{"key":"X-Frame-Options","value":"sameorigin"},{"key":"cache-control","value":"no-cache, no-store, must-revalidate"},{"key":"pragma","value":"no-cache"},{"key":"X-XSS-Protection","value":"1; mode=block"},{"key":"Strict-Transport-Security","value":"max-age=31536000; includeSubDomains; preload"},{"key":"Access-Control-Allow-Origin","value":"esinsurancecloud.com"},{"key":"Keep-Alive","value":"timeout=5, max=100"},{"key":"Connection","value":"Keep-Alive"},{"key":"Transfer-Encoding","value":"chunked"},{"key":"Content-Type","value":"application/json"}],"cookie":[],"responseTime":null,"body":"{\n \"Status\": \"Success\",\n \"Notice\": [\n {\n \"NoticeNumber\": 1,\n \"Description\": null\n },\n {\n \"NoticeNumber\": 2,\n \"Description\": \"91111 Classification Code is currently a Prohibited Class. Please Contact Ategrity for guidance.\"\n }\n ],\n \"Result\": {\n \"QuoteResumeLink\": \"https://ategrity-pduat.esinsurancecloud.com/glp/Quote.php?asic_aif_id=1605025337012\",\n \"QuoteNumber\": \"01-C-Q20111070310\",\n \"AccountStatus\": \"Quote\",\n \"PolicyNumber\": \"\",\n \"QuoteName\": \"Charlie Brown\",\n \"ProducerName\": \"Ken Terrell\",\n \"ProducerEmail\": \"ken.terrell@ategrity.com\",\n \"MinimumEarnedPremium\": \"25%\",\n \"AcceptTRIA\": \"Yes\",\n \"EffectiveDate\": \"2020-11-10\",\n \"ExpirationDate\": \"2021-11-10\",\n \"Insured\": {\n \"InsuredName\": \"Charlie Brown\",\n \"Addr1\": null,\n \"Addr2\": null,\n \"Zip\": \"85298\",\n \"City\": \"Gilbert\",\n \"State\": \"AZ\",\n \"DBA\": null,\n \"BusinessDescription\": null,\n \"FormOfBusiness\": null\n },\n \"CGL\": {\n \"LOBName\": \"General Liablity\",\n \"CoverageType\": \"GL\",\n \"EachOccLimit\": \"1000000\",\n \"EachOccLimitOptions\": [\n \"100000\",\n \"300000\",\n \"500000\",\n \"1000000\",\n \"2000000\"\n ],\n \"GeneralAggLimit\": \"2000000\",\n \"GeneralAggLimitOptions\": [\n \"200000\",\n \"300000\",\n \"500000\",\n \"600000\",\n \"1000000\",\n \"2000000\",\n \"3000000\",\n \"4000000\"\n ],\n \"ProductsCompletedOpsAgg\": \"2000000\",\n \"ProductsCompletedOpsAggOptions\": [\n \"200000\",\n \"300000\",\n \"500000\",\n \"600000\",\n \"1000000\",\n \"2000000\",\n \"3000000\",\n \"4000000\",\n \"Excluded\"\n ],\n \"PersInjLmt\": \"1000000\",\n \"PersInjuryLimitOptions\": [\n \"100000\",\n \"300000\",\n \"500000\",\n \"1000000\",\n \"2000000\",\n \"Excluded\"\n ],\n \"DamPremRentLmt\": \"100000\",\n \"DamPremRentLmtOptions\": [\n \"100000\",\n \"150000\",\n \"200000\",\n \"250000\",\n \"300000\",\n \"500000\",\n \"750000\",\n \"1000000\",\n \"Excluded\"\n ],\n \"MedExpLmt\": \"5000\",\n \"MedExpLmtOptions\": [\n \"5000\",\n \"10000\",\n \"15000\",\n \"20000\",\n \"25000\",\n \"Excluded\"\n ],\n \"Deductible\": 0,\n \"DeductibleOptions\": [\n \"0\",\n \"250\",\n \"500\",\n \"1000\",\n \"2500\",\n \"5000\"\n ],\n \"Auditable\": \"No\",\n \"ClassLocation\": [\n {\n \"ApplyMod\": \"No\",\n \"OverridePremium\": \"Yes\",\n \"ClassNumber\": 1,\n \"ClassCode\": \"91111\",\n \"Addr1\": \"123456 Main\",\n \"City\": \"Accord\",\n \"State\": \"NY\",\n \"Zip\": \"12404\",\n \"Exposure\": 51,\n \"ApplyModAmt\": 0,\n \"Description\": \"Air Conditioning Systems or Equipment - dealers or distributors and installation, servicing or repair\",\n \"PremFinalRate\": \"96.61\",\n \"PremPremium\": 725,\n \"ProdFinalRate\": \"0.00\",\n \"ProdPremium\": 0,\n \"CalcPremium\": \"4\",\n \"IfAny\": \"No\",\n \"Included\": \"No\",\n \"OverridePremiumAmt\": 985,\n \"CooperativeHousing\": 0,\n \"CompanyNotesHTML\": \"LIABILITY:\\rWhen adding an AdditionalInsured, the form number is used to identify the desired form. In some situations the same form number may have two different titles representing different AIs. In these situations, thecombination of “Form Number” and “Form title” is used to identify the correct form.
\n","urlObject":{"path":["quote_service"],"host":["{{url}}"],"query":[],"variable":[]}},"response":[{"id":"f9921c36-7c64-4f40-9219-8c517fffb09c","name":"Quote - Example 13 - Attaching an AI with a duplicate form number","originalRequest":{"method":"POST","header":[],"body":{"mode":"raw","raw":"{\r\n \"UserId\":\"ken.terrell@ategrity.com\",\r\n \"CreateDocs\":\"No\",\r\n \"QuoteNumber\":\"01-C-Q20111070310\",\r\n \"CGL\":{\r\n \"AdditionalInsureds\":[\r\n {\r\n \"FormNumber\":\"CG 20 15\",\r\n \"FormTitle\":\"Vendors-Blanket\",\r\n \"Selected\":\"Yes\"\r\n },\r\n {\r\n \"FormNumber\":\"CG 24 04\",\r\n \"FormTitle\":\"Waiver of Transfer of Rights of Recovery Against Others to Us - Blanket\",\r\n \"Selected\":\"Yes\"\r\n }\r\n ]\r\n }\r\n}","options":{"raw":{"language":"json"}}},"url":"{{url}}/quote_service"},"status":"OK","code":200,"_postman_previewlanguage":"json","header":[{"key":"Date","value":"Tue, 10 Nov 2020 16:52:13 GMT"},{"key":"Server","value":"Apache/2.4.29 (Ubuntu)"},{"key":"X-Frame-Options","value":"sameorigin"},{"key":"cache-control","value":"no-cache, no-store, must-revalidate"},{"key":"pragma","value":"no-cache"},{"key":"X-XSS-Protection","value":"1; mode=block"},{"key":"Strict-Transport-Security","value":"max-age=31536000; includeSubDomains; preload"},{"key":"Access-Control-Allow-Origin","value":"esinsurancecloud.com"},{"key":"Keep-Alive","value":"timeout=5, max=100"},{"key":"Connection","value":"Keep-Alive"},{"key":"Transfer-Encoding","value":"chunked"},{"key":"Content-Type","value":"application/json"}],"cookie":[],"responseTime":null,"body":"{\n \"Status\": \"Success\",\n \"Notice\": [\n {\n \"NoticeNumber\": 1,\n \"Description\": null\n },\n {\n \"NoticeNumber\": 2,\n \"Description\": \"91111 Classification Code is currently a Prohibited Class. Please Contact Ategrity for guidance.\"\n }\n ],\n \"Result\": {\n \"QuoteResumeLink\": \"https://ategrity-pduat.esinsurancecloud.com/glp/Quote.php?asic_aif_id=1605025337012\",\n \"QuoteNumber\": \"01-C-Q20111070310\",\n \"AccountStatus\": \"New\",\n \"PolicyNumber\": \"\",\n \"QuoteName\": \"Charlie Brown\",\n \"ProducerName\": \"Ken Terrell\",\n \"ProducerEmail\": \"ken.terrell@ategrity.com\",\n \"MinimumEarnedPremium\": \"25%\",\n \"AcceptTRIA\": \"Yes\",\n \"EffectiveDate\": \"2020-11-10\",\n \"ExpirationDate\": \"2021-11-10\",\n \"Insured\": {\n \"InsuredName\": \"Charlie Brown\",\n \"Addr1\": null,\n \"Addr2\": null,\n \"Zip\": \"85298\",\n \"City\": \"Gilbert\",\n \"State\": \"AZ\",\n \"DBA\": null,\n \"BusinessDescription\": null,\n \"FormOfBusiness\": null\n },\n \"CGL\": {\n \"LOBName\": \"General Liablity\",\n \"CoverageType\": \"GL\",\n \"EachOccLimit\": \"1000000\",\n \"EachOccLimitOptions\": [\n \"100000\",\n \"300000\",\n \"500000\",\n \"1000000\",\n \"2000000\"\n ],\n \"GeneralAggLimit\": \"2000000\",\n \"GeneralAggLimitOptions\": [\n \"200000\",\n \"300000\",\n \"500000\",\n \"600000\",\n \"1000000\",\n \"2000000\",\n \"3000000\",\n \"4000000\"\n ],\n \"ProductsCompletedOpsAgg\": \"2000000\",\n \"ProductsCompletedOpsAggOptions\": [\n \"200000\",\n \"300000\",\n \"500000\",\n \"600000\",\n \"1000000\",\n \"2000000\",\n \"3000000\",\n \"4000000\",\n \"Excluded\"\n ],\n \"PersInjLmt\": \"1000000\",\n \"PersInjuryLimitOptions\": [\n \"100000\",\n \"300000\",\n \"500000\",\n \"1000000\",\n \"2000000\",\n \"Excluded\"\n ],\n \"DamPremRentLmt\": \"100000\",\n \"DamPremRentLmtOptions\": [\n \"100000\",\n \"150000\",\n \"200000\",\n \"250000\",\n \"300000\",\n \"500000\",\n \"750000\",\n \"1000000\",\n \"Excluded\"\n ],\n \"MedExpLmt\": \"5000\",\n \"MedExpLmtOptions\": [\n \"5000\",\n \"10000\",\n \"15000\",\n \"20000\",\n \"25000\",\n \"Excluded\"\n ],\n \"Deductible\": 0,\n \"DeductibleOptions\": [\n \"0\",\n \"250\",\n \"500\",\n \"1000\",\n \"2500\",\n \"5000\"\n ],\n \"Auditable\": \"No\",\n \"ClassLocation\": [\n {\n \"ApplyMod\": \"No\",\n \"OverridePremium\": \"Yes\",\n \"ClassNumber\": 1,\n \"ClassCode\": \"91111\",\n \"Addr1\": \"123456 Main\",\n \"City\": \"Accord\",\n \"State\": \"NY\",\n \"Zip\": \"12404\",\n \"Exposure\": 51,\n \"ApplyModAmt\": 0,\n \"Description\": \"Air Conditioning Systems or Equipment - dealers or distributors and installation, servicing or repair\",\n \"PremFinalRate\": \"96.61\",\n \"PremPremium\": 725,\n \"ProdFinalRate\": \"0.00\",\n \"ProdPremium\": 0,\n \"CalcPremium\": \"4\",\n \"IfAny\": \"No\",\n \"Included\": \"No\",\n \"OverridePremiumAmt\": 985,\n \"CooperativeHousing\": 0,\n \"CompanyNotesHTML\": \"LIABILITY:\\rIn optional Coverage section, the form number is used to identify a form when adding or removing it from a quote. In a small number of cases such as Hired / Non-Owned Auto the same form number may represent separate coverages. In these cases, the Form Title is used to differentiate the two Coverages. In the example shown, if the Form Title is skipped then the Quote API will select “Hired Auto”
\n","urlObject":{"path":["quote_service"],"host":["{{url}}"],"query":[],"variable":[]}},"response":[{"id":"0e76afd9-09b0-42c6-b213-e90aefcd9122","name":"Quote - Example 14 - Attaching an OC with a duplicate form number","originalRequest":{"method":"POST","header":[],"body":{"mode":"raw","raw":"{\r\n \"UserId\":\"ken.terrell@ategrity.com\",\r\n \"CreateDocs\":\"No\",\r\n \"QuoteNumber\":\"01-C-Q20111070310\",\r\n \"CGL\":{\r\n \"OptionalCoverages\":[\r\n {\r\n \"FormNumber\":\"ASIC-GL-0030\",\r\n \"FormTitle\":\"Hired Auto\",\r\n \"Selected\":\"Yes\",\r\n \"EachOccLimit\":1000000,\r\n \"AggLimit\":2000000\r\n },\r\n {\r\n \"FormNumber\":\"ASIC-GL-0030\",\r\n \"FormTitle\":\"Nonowned Auto\",\r\n \"Selected\":\"Yes\",\r\n \"EachOccLimit\":1000000,\r\n \"AggLimit\":2000000\r\n }\r\n ]\r\n }\r\n}","options":{"raw":{"language":"json"}}},"url":"{{url}}/quote_service"},"status":"OK","code":200,"_postman_previewlanguage":"json","header":[{"key":"Date","value":"Tue, 10 Nov 2020 16:53:02 GMT"},{"key":"Server","value":"Apache/2.4.29 (Ubuntu)"},{"key":"X-Frame-Options","value":"sameorigin"},{"key":"cache-control","value":"no-cache, no-store, must-revalidate"},{"key":"pragma","value":"no-cache"},{"key":"X-XSS-Protection","value":"1; mode=block"},{"key":"Strict-Transport-Security","value":"max-age=31536000; includeSubDomains; preload"},{"key":"Access-Control-Allow-Origin","value":"esinsurancecloud.com"},{"key":"Keep-Alive","value":"timeout=5, max=100"},{"key":"Connection","value":"Keep-Alive"},{"key":"Transfer-Encoding","value":"chunked"},{"key":"Content-Type","value":"application/json"}],"cookie":[],"responseTime":null,"body":"{\n \"Status\": \"Success\",\n \"Notice\": [\n {\n \"NoticeNumber\": 1,\n \"Description\": null\n },\n {\n \"NoticeNumber\": 2,\n \"Description\": \"OptionalCoverages Form ASIC-GL-0030 not applicable for this coverage\"\n },\n {\n \"NoticeNumber\": 3,\n \"Description\": \"91111 Classification Code is currently a Prohibited Class. Please Contact Ategrity for guidance.\"\n }\n ],\n \"Result\": {\n \"QuoteResumeLink\": \"https://ategrity-pduat.esinsurancecloud.com/glp/Quote.php?asic_aif_id=1605025337012\",\n \"QuoteNumber\": \"01-C-Q20111070310\",\n \"AccountStatus\": \"New\",\n \"PolicyNumber\": \"\",\n \"QuoteName\": \"Charlie Brown\",\n \"ProducerName\": \"Ken Terrell\",\n \"ProducerEmail\": \"ken.terrell@ategrity.com\",\n \"MinimumEarnedPremium\": \"25%\",\n \"AcceptTRIA\": \"Yes\",\n \"EffectiveDate\": \"2020-11-10\",\n \"ExpirationDate\": \"2021-11-10\",\n \"Insured\": {\n \"InsuredName\": \"Charlie Brown\",\n \"Addr1\": null,\n \"Addr2\": null,\n \"Zip\": \"85298\",\n \"City\": \"Gilbert\",\n \"State\": \"AZ\",\n \"DBA\": null,\n \"BusinessDescription\": null,\n \"FormOfBusiness\": null\n },\n \"CGL\": {\n \"LOBName\": \"General Liablity\",\n \"CoverageType\": \"GL\",\n \"EachOccLimit\": \"1000000\",\n \"EachOccLimitOptions\": [\n \"100000\",\n \"300000\",\n \"500000\",\n \"1000000\",\n \"2000000\"\n ],\n \"GeneralAggLimit\": \"2000000\",\n \"GeneralAggLimitOptions\": [\n \"200000\",\n \"300000\",\n \"500000\",\n \"600000\",\n \"1000000\",\n \"2000000\",\n \"3000000\",\n \"4000000\"\n ],\n \"ProductsCompletedOpsAgg\": \"2000000\",\n \"ProductsCompletedOpsAggOptions\": [\n \"200000\",\n \"300000\",\n \"500000\",\n \"600000\",\n \"1000000\",\n \"2000000\",\n \"3000000\",\n \"4000000\",\n \"Excluded\"\n ],\n \"PersInjLmt\": \"1000000\",\n \"PersInjuryLimitOptions\": [\n \"100000\",\n \"300000\",\n \"500000\",\n \"1000000\",\n \"2000000\",\n \"Excluded\"\n ],\n \"DamPremRentLmt\": \"100000\",\n \"DamPremRentLmtOptions\": [\n \"100000\",\n \"150000\",\n \"200000\",\n \"250000\",\n \"300000\",\n \"500000\",\n \"750000\",\n \"1000000\",\n \"Excluded\"\n ],\n \"MedExpLmt\": \"5000\",\n \"MedExpLmtOptions\": [\n \"5000\",\n \"10000\",\n \"15000\",\n \"20000\",\n \"25000\",\n \"Excluded\"\n ],\n \"Deductible\": 0,\n \"DeductibleOptions\": [\n \"0\",\n \"250\",\n \"500\",\n \"1000\",\n \"2500\",\n \"5000\"\n ],\n \"Auditable\": \"No\",\n \"ClassLocation\": [\n {\n \"ApplyMod\": \"No\",\n \"OverridePremium\": \"Yes\",\n \"ClassNumber\": 1,\n \"ClassCode\": \"91111\",\n \"Addr1\": \"123456 Main\",\n \"City\": \"Accord\",\n \"State\": \"NY\",\n \"Zip\": \"12404\",\n \"Exposure\": 51,\n \"ApplyModAmt\": 0,\n \"Description\": \"Air Conditioning Systems or Equipment - dealers or distributors and installation, servicing or repair\",\n \"PremFinalRate\": \"96.61\",\n \"PremPremium\": 725,\n \"ProdFinalRate\": \"0.00\",\n \"ProdPremium\": 0,\n \"CalcPremium\": \"4\",\n \"IfAny\": \"No\",\n \"Included\": \"No\",\n \"OverridePremiumAmt\": 985,\n \"CooperativeHousing\": 0,\n \"CompanyNotesHTML\": \"LIABILITY:\\rThe AgentReferenceID is an optional unique identifier for a quote. The field may be used to pass in an index from an Agent rater or other internal system to make it easier to retrieve in the future.
\nIf an AgentReferenceID is provided that has never been used, the Digital Workbench will create a new quote based on the rest of the request, and will store the AgentReferenceID with the Quote for future use.
\nIf you wish to use the AgentReferenceID, it must be added during the initial creation of an Indication/Quote. An AgentReferenceID cannot be added to an existing quote.
\n","urlObject":{"path":["quote_service"],"host":["{{url}}"],"query":[],"variable":[]}},"response":[{"id":"4735bd32-f421-4323-82cf-fc42ae0c71b2","name":"Quote - Example 15 - Storing an alternative Quote Number / Index","originalRequest":{"method":"POST","header":[],"body":{"mode":"raw","raw":" { \r\n \"UserId\":\"ken.terrell@ategrity.com\",\r\n \"AgentReferenceID\":\"My Special Quote Number q987c4-123123123908709i3\",\r\n \"CreateDocs\":\"No\",\r\n \"InquireOnly\":\"no\",\r\n \"Insured\":{ \r\n \"InsuredName\":\"Charlie Brown\",\r\n \"Zip\":\"85298\"\r\n },\r\n \"CGL\": {\r\n \"ClassLocation\":[ \r\n { \r\n \"ClassNumber\":1,\r\n \"Selected\":\"Yes\",\r\n \"ClassCode\":\"40005\",\r\n \"Exposure\":5,\r\n \"Zip\":\"12404\"\r\n }\r\n ]\r\n }\r\n } \r\n","options":{"raw":{"language":"json"}}},"url":"{{url}}/quote_service"},"status":"OK","code":200,"_postman_previewlanguage":"json","header":[{"key":"Date","value":"Thu, 16 Jul 2020 20:40:41 GMT"},{"key":"Server","value":"Apache/2.4.29 (Ubuntu)"},{"key":"X-Frame-Options","value":"sameorigin"},{"key":"cache-control","value":"no-cache, no-store, must-revalidate"},{"key":"pragma","value":"no-cache"},{"key":"X-XSS-Protection","value":"1; mode=block"},{"key":"Strict-Transport-Security","value":"max-age=31536000; includeSubDomains; preload"},{"key":"Access-Control-Allow-Origin","value":"esinsurancecloud.com"},{"key":"Keep-Alive","value":"timeout=5, max=100"},{"key":"Connection","value":"Keep-Alive"},{"key":"Transfer-Encoding","value":"chunked"},{"key":"Content-Type","value":"application/json"}],"cookie":[],"responseTime":null,"body":"{\n \"Status\": \"Success\",\n \"Notice\": [\n {\n \"NoticeNumber\": 1,\n \"Description\": \"State adjusted to 12404 zipcode matched state in ClassLocation.\"\n },\n {\n \"NoticeNumber\": 2,\n \"Description\": \"Effective date is adjusted to today date as default\"\n },\n {\n \"NoticeNumber\": 3,\n \"Description\": \"Expiration date is adjusted to one year from default date\"\n }\n ],\n \"Result\": {\n \"QuoteResumeLink\": \"https://ategrity-pduat.esinsurancecloud.com/glp/Quote.php?asic_aif_id=1594932041848\",\n \"QuoteNumber\": \"01-C-Q2007167622\",\n \"AgentReferenceID\": \"My Special Quote Number q987c4-123123123908709i3\",\n \"AccountStatus\": \"New\",\n \"PolicyNumber\": \"\",\n \"QuoteName\": \"Charlie Brown\",\n \"ProducerName\": \"Ken Terrell\",\n \"ProducerEmail\": \"ken.terrell@ategrity.com\",\n \"MinimumEarnedPremium\": \"25%\",\n \"AcceptTRIA\": \"No\",\n \"EffectiveDate\": \"2020-07-16 00:00:00\",\n \"ExpirationDate\": \"2021-07-16 00:00:00\",\n \"Insured\": {\n \"InsuredName\": \"Charlie Brown\",\n \"Addr1\": null,\n \"Addr2\": null,\n \"Zip\": \"85298\",\n \"City\": \"Gilbert\",\n \"State\": \"AZ\",\n \"DBA\": null,\n \"BusinessDescription\": null,\n \"FormOfBusiness\": null\n },\n \"CGL\": {\n \"LOBName\": \"General Liablity\",\n \"CoverageType\": \"GL\",\n \"EachOccLimit\": \"1000000\",\n \"EachOccLimitOptions\": [\n \"100000\",\n \"300000\",\n \"500000\",\n \"1000000\",\n \"2000000\"\n ],\n \"GeneralAggLimit\": \"2000000\",\n \"GeneralAggLimitOptions\": [\n \"200000\",\n \"300000\",\n \"500000\",\n \"600000\",\n \"1000000\",\n \"2000000\",\n \"3000000\",\n \"4000000\"\n ],\n \"ProductsCompletedOpsAgg\": \"2000000\",\n \"ProductsCompletedOpsAggOptions\": [\n \"200000\",\n \"300000\",\n \"500000\",\n \"600000\",\n \"1000000\",\n \"2000000\",\n \"3000000\",\n \"4000000\",\n \"Excluded\"\n ],\n \"PersInjLmt\": \"1000000\",\n \"PersInjuryLimitOptions\": [\n \"100000\",\n \"300000\",\n \"500000\",\n \"1000000\",\n \"2000000\",\n \"Excluded\"\n ],\n \"DamPremRentLmt\": \"100000\",\n \"DamPremRentLmtOptions\": [\n \"100000\",\n \"150000\",\n \"200000\",\n \"250000\",\n \"300000\",\n \"500000\",\n \"750000\",\n \"1000000\",\n \"Excluded\"\n ],\n \"MedExpLmt\": \"5000\",\n \"MedExpLmtOptions\": [\n \"5000\",\n \"10000\",\n \"15000\",\n \"20000\",\n \"25000\",\n \"Excluded\"\n ],\n \"Deductible\": 0,\n \"DeductibleOptions\": [\n \"0\",\n \"250\",\n \"500\",\n \"1000\",\n \"2500\",\n \"5000\"\n ],\n \"Auditable\": \"No\",\n \"ClassLocation\": [\n {\n \"ApplyMod\": \"No\",\n \"OverridePremium\": \"No\",\n \"ClassNumber\": 1,\n \"ClassCode\": \"40005\",\n \"Addr1\": \"\",\n \"City\": \"Accord\",\n \"State\": \"NY\",\n \"Zip\": \"12404\",\n \"Exposure\": \"5\",\n \"ApplyModAmt\": 0,\n \"Description\": \"Adult Day Care - Not-For-Profit only\",\n \"CalcPremium\": \"725\",\n \"IfAny\": \"No\",\n \"Included\": \"No\",\n \"OverridePremiumAmt\": 0,\n \"CooperativeHousing\": 0,\n \"CompanyNotesHTML\": \"The AgentReferenceID is an optional unique identifier for a quote. The field may be used to pass in an index from an Agent rater or other internal system.
\nIf an AgentReferenceID is provided that has already been used, the Digital Workbench will retrieve the quote based on the AgentReferenceID and will update the quote based on the rest of the request.
\n","urlObject":{"path":["quote_service"],"host":["{{url}}"],"query":[],"variable":[]}},"response":[{"id":"932a7ec7-fcfa-49a5-910d-c15ecbb41b1b","name":"Quote - Example 16 - Retrieving a Quote using an alternative Quote Number / Index Copy","originalRequest":{"method":"POST","header":[],"body":{"mode":"raw","raw":" { \r\n \"UserId\":\"ken.terrell@ategrity.com\",\r\n \"AgentReferenceID\":\"q987c4-123123123908709i3\",\r\n \"CreateDocs\":\"No\",\r\n \"InquireOnly\":\"Yes\"\r\n }\r\n ","options":{"raw":{"language":"json"}}},"url":"{{url}}/quote_service"},"status":"OK","code":200,"_postman_previewlanguage":"json","header":[{"key":"Date","value":"Thu, 16 Jul 2020 20:45:57 GMT"},{"key":"Server","value":"Apache/2.4.29 (Ubuntu)"},{"key":"X-Frame-Options","value":"sameorigin"},{"key":"cache-control","value":"no-cache, no-store, must-revalidate"},{"key":"pragma","value":"no-cache"},{"key":"X-XSS-Protection","value":"1; mode=block"},{"key":"Strict-Transport-Security","value":"max-age=31536000; includeSubDomains; preload"},{"key":"Access-Control-Allow-Origin","value":"esinsurancecloud.com"},{"key":"Keep-Alive","value":"timeout=5, max=100"},{"key":"Connection","value":"Keep-Alive"},{"key":"Transfer-Encoding","value":"chunked"},{"key":"Content-Type","value":"application/json"}],"cookie":[],"responseTime":null,"body":"{\n \"Status\": \"Success\",\n \"Notice\": [\n {\n \"NoticeNumber\": 1,\n \"Description\": \"WARNING - Quote selected is not monoline GL - API may provide inconsistent or inaccurate results for Package or Property quotes. Verify all results manually within the Digital Workbench.\"\n }\n ],\n \"Result\": {\n \"QuoteResumeLink\": \"https://ategrity-pduat.esinsurancecloud.com/glp/Quote.php?asic_aif_id=1594916927087\",\n \"QuoteNumber\": \"01-C-Q2007167612\",\n \"AgentReferenceID\": \"q987c4-123123123908709i3\",\n \"AccountStatus\": \"New\",\n \"PolicyNumber\": \"\",\n \"QuoteName\": \"Charlie Brown\",\n \"ProducerName\": \"Ken Terrell\",\n \"ProducerEmail\": \"ken.terrell@ategrity.com\",\n \"MinimumEarnedPremium\": \"25%\",\n \"AcceptTRIA\": \"No\",\n \"EffectiveDate\": \"2020-07-16 00:00:00\",\n \"ExpirationDate\": \"2021-07-16 00:00:00\",\n \"Insured\": {\n \"InsuredName\": \"Charlie Brown\",\n \"Addr1\": null,\n \"Addr2\": null,\n \"Zip\": \"85298\",\n \"City\": \"Gilbert\",\n \"State\": \"AZ\",\n \"DBA\": null,\n \"BusinessDescription\": null,\n \"FormOfBusiness\": null\n },\n \"CGL\": {\n \"LOBName\": \"General Liablity\",\n \"CoverageType\": \"GL\",\n \"EachOccLimit\": \"1000000\",\n \"EachOccLimitOptions\": [\n \"100000\",\n \"300000\",\n \"500000\",\n \"1000000\",\n \"2000000\"\n ],\n \"GeneralAggLimit\": \"2000000\",\n \"GeneralAggLimitOptions\": [\n \"200000\",\n \"300000\",\n \"500000\",\n \"600000\",\n \"1000000\",\n \"2000000\",\n \"3000000\",\n \"4000000\"\n ],\n \"ProductsCompletedOpsAgg\": \"2000000\",\n \"ProductsCompletedOpsAggOptions\": [\n \"200000\",\n \"300000\",\n \"500000\",\n \"600000\",\n \"1000000\",\n \"2000000\",\n \"3000000\",\n \"4000000\",\n \"Excluded\"\n ],\n \"PersInjLmt\": \"1000000\",\n \"PersInjuryLimitOptions\": [\n \"100000\",\n \"300000\",\n \"500000\",\n \"1000000\",\n \"2000000\",\n \"Excluded\"\n ],\n \"DamPremRentLmt\": \"100000\",\n \"DamPremRentLmtOptions\": [\n \"100000\",\n \"150000\",\n \"200000\",\n \"250000\",\n \"300000\",\n \"500000\",\n \"750000\",\n \"1000000\",\n \"Excluded\"\n ],\n \"MedExpLmt\": \"5000\",\n \"MedExpLmtOptions\": [\n \"5000\",\n \"10000\",\n \"15000\",\n \"20000\",\n \"25000\",\n \"Excluded\"\n ],\n \"Deductible\": 0,\n \"DeductibleOptions\": [\n \"0\",\n \"250\",\n \"500\",\n \"1000\",\n \"2500\",\n \"5000\"\n ],\n \"Auditable\": \"No\",\n \"ClassLocation\": [\n {\n \"ApplyMod\": \"No\",\n \"OverridePremium\": \"No\",\n \"ClassNumber\": 1,\n \"ClassCode\": \"40005\",\n \"Addr1\": \"\",\n \"City\": \"Accord\",\n \"State\": \"NY\",\n \"Zip\": \"12404\",\n \"Exposure\": \"5\",\n \"ApplyModAmt\": 0,\n \"Description\": \"Adult Day Care - Not-For-Profit only\",\n \"CalcPremium\": \"725\",\n \"IfAny\": \"No\",\n \"Included\": \"No\",\n \"OverridePremiumAmt\": 0,\n \"CooperativeHousing\": 0,\n \"CompanyNotesHTML\": \"To retrieve the current view of an existing quote, provide the quotenumber and set \"InquireOnly\" to \"Yes\"
\nNo other information will be processed from the request. If additional fields are provided they will be ignored.
\n","urlObject":{"path":["quote_service"],"host":["{{url}}"],"query":[],"variable":[]}},"response":[{"id":"3536afea-d749-4d44-8d10-241bed470a09","name":"Quote - Example 2 - Retrieve an Existing Quote without making changes","originalRequest":{"method":"POST","header":[],"body":{"mode":"raw","raw":"{\r\n \"UserId\":\"ken.terrell@ategrity.com\",\r\n \"QuoteNumber\":\"01-C-Q20111070309\",\r\n \"InquireOnly\":\"Yes\"\r\n}\r\n","options":{"raw":{"language":"json"}}},"url":"{{url}}/quote_service"},"status":"OK","code":200,"_postman_previewlanguage":"json","header":[{"key":"Date","value":"Tue, 10 Nov 2020 16:21:18 GMT"},{"key":"Server","value":"Apache/2.4.29 (Ubuntu)"},{"key":"X-Frame-Options","value":"sameorigin"},{"key":"cache-control","value":"no-cache, no-store, must-revalidate"},{"key":"pragma","value":"no-cache"},{"key":"X-XSS-Protection","value":"1; mode=block"},{"key":"Strict-Transport-Security","value":"max-age=31536000; includeSubDomains; preload"},{"key":"Access-Control-Allow-Origin","value":"esinsurancecloud.com"},{"key":"Keep-Alive","value":"timeout=5, max=100"},{"key":"Connection","value":"Keep-Alive"},{"key":"Transfer-Encoding","value":"chunked"},{"key":"Content-Type","value":"application/json"}],"cookie":[],"responseTime":null,"body":"{\n \"Status\": \"Success\",\n \"Notice\": [\n {\n \"NoticeNumber\": 1,\n \"Description\": null\n }\n ],\n \"Result\": {\n \"QuoteResumeLink\": \"https://ategrity-pduat.esinsurancecloud.com/glp/Quote.php?asic_aif_id=1605025221545\",\n \"QuoteNumber\": \"01-C-Q20111070309\",\n \"AccountStatus\": \"New\",\n \"PolicyNumber\": \"\",\n \"QuoteName\": \"Ategrity Quote API Example 1\",\n \"ProducerName\": \"Ken Terrell\",\n \"ProducerEmail\": \"ken.terrell@ategrity.com\",\n \"MinimumEarnedPremium\": \"25%\",\n \"AcceptTRIA\": \"Yes\",\n \"EffectiveDate\": \"2020-11-10\",\n \"ExpirationDate\": \"2021-11-10\",\n \"Insured\": {\n \"InsuredName\": \"Ategrity Quote API Example 1\",\n \"Addr1\": \"123 E Main Street\",\n \"Addr2\": null,\n \"Zip\": \"85260\",\n \"City\": \"Scottsdale\",\n \"State\": \"AZ\",\n \"DBA\": \"DBA\",\n \"BusinessDescription\": \"Restaurant/Hotels\",\n \"FormOfBusiness\": \"Common Ownership\"\n },\n \"CGL\": {\n \"LOBName\": \"General Liablity\",\n \"CoverageType\": \"GL\",\n \"EachOccLimit\": \"100000\",\n \"EachOccLimitOptions\": [\n \"100000\",\n \"300000\",\n \"500000\",\n \"1000000\",\n \"2000000\"\n ],\n \"GeneralAggLimit\": \"300000\",\n \"GeneralAggLimitOptions\": [\n \"200000\",\n \"300000\",\n \"500000\",\n \"600000\",\n \"1000000\",\n \"2000000\",\n \"3000000\",\n \"4000000\"\n ],\n \"ProductsCompletedOpsAgg\": \"300000\",\n \"ProductsCompletedOpsAggOptions\": [\n \"200000\",\n \"300000\",\n \"500000\",\n \"600000\",\n \"1000000\",\n \"2000000\",\n \"3000000\",\n \"4000000\",\n \"Excluded\"\n ],\n \"PersInjLmt\": \"100000\",\n \"PersInjuryLimitOptions\": [\n \"100000\",\n \"300000\",\n \"500000\",\n \"1000000\",\n \"2000000\",\n \"Excluded\"\n ],\n \"DamPremRentLmt\": \"100000\",\n \"DamPremRentLmtOptions\": [\n \"100000\",\n \"150000\",\n \"200000\",\n \"250000\",\n \"300000\",\n \"500000\",\n \"750000\",\n \"1000000\",\n \"Excluded\"\n ],\n \"MedExpLmt\": \"5000\",\n \"MedExpLmtOptions\": [\n \"5000\",\n \"10000\",\n \"15000\",\n \"20000\",\n \"25000\",\n \"Excluded\"\n ],\n \"Deductible\": 1000,\n \"DeductibleOptions\": [\n \"0\",\n \"250\",\n \"500\",\n \"1000\",\n \"2500\",\n \"5000\"\n ],\n \"Auditable\": \"Yes\",\n \"ClassLocation\": [\n {\n \"ApplyMod\": \"No\",\n \"OverridePremium\": \"No\",\n \"ClassNumber\": 1,\n \"ClassCode\": \"60010\",\n \"Addr1\": \"123456 Main\",\n \"City\": \"Accord\",\n \"State\": \"NY\",\n \"Zip\": \"12404\",\n \"Exposure\": \"4000000\",\n \"ApplyModAmt\": 0,\n \"Description\": \"Apartment Buildings - NOC\",\n \"PremFinalRate\": \"104.62\",\n \"PremPremium\": 627719040,\n \"ProdFinalRate\": \"0.00\",\n \"ProdPremium\": 0,\n \"CalcPremium\": \"627719040\",\n \"IfAny\": \"Yes\",\n \"Included\": \"No\",\n \"OverridePremiumAmt\": 0,\n \"CooperativeHousing\": 0,\n \"CompanyNotesHTML\": \"LIABILITY:\\rThe Quote API is designed to create, update and view a quote within the Ategrity Digital Workbench. The interface can accept almost any data that can be added to a quote through the Digital Workbench and is designed to be very tolerant to requests that may be missing data or have invalid data.
\nThe goal of the Quote API is to provide a valid quote even if portions of the request may be missing or may contain invalid data. If limited data is provided in the request, the Quote API will use default values for any fields that may be missing. If invalid values are requested, the Quote API will attempt to adjust the invalid values to the next acceptable value so that a valid quote can be returned without re-submitting the request. To ensure the calling system can represent the quote properly, it is important to review the “Notice” section of the API response. The Notice section will provide a list of all values that were found invalid or any forms that may have been in conflict. This section should be reviewed to ensure that the consuming system reflects the quote properly. Any items listed within the notice section should be read from the response and updated within the requesting system.
\n","event":[{"listen":"prerequest","script":{"id":"0cc990da-b958-4db1-80d5-6f97eb9a31fb","type":"text/javascript","exec":[""]}},{"listen":"test","script":{"id":"0d9c7977-7c3c-4cd2-9304-de22dc80e937","type":"text/javascript","exec":[""]}}],"_postman_id":"b870d731-ea0d-49d9-8331-6344e51ebe43"}]}