Welcome to Scriza Private Limited’s API suite — your trusted technology partner for building robust, secure, and scalable fintech and IT solutions. Our APIs empower you to integrate core financial services, digital transactions, and enterprise tools seamlessly into your platforms and applications.
\nThe Scriza APIs are designed to:
\nEnable secure and real-time financial transactions (Recharge, BBPS, AEPS, Payouts, DMT, CMS)
\nProvide easy integration for verification and compliance (KYC, Aadhaar, PAN)
\nSimplify fund management (Virtual Account Numbers, Automated Reconciliation)
\nSupport value-added services for businesses (ERP modules for Schools & Hotels, Custom Software)
\nOffer transparent reporting and transaction monitoring for admin and partners.
\n✅ RESTful & easy-to-integrate
\n✅ Secure with token-based authentication
\n✅ Real-time response with detailed status
\n✅ Multiple API modules for diverse use cases
\n✅ Detailed success, failure & pending responses
\n✅ 24x7 technical support & sandbox environment for testing
\nBelow is a brief description of our primary API offerings:
\nAll API requests require secure API Token Authentication. Generate your API token from the Scriza Developer Console and pass it in the request header as:
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This service is designed for fintech platforms, B2B resellers, and retail partners who wish to provide instant recharge services to their customers.
\n⚡ Instant recharge processing for Prepaid Mobile and DTH services
\n🔗 Supports all major operators including Jio, Airtel, Vi, BSNL, Tata Play, DishTV, and more
\n📶 Unified API architecture for both mobile and DTH recharges
\n🔄 Real-time status updates with automatic callback notifications
\n📊 Integrated reporting and client-side transaction tracking
\nRetailers and agents offering recharge services via mobile/web apps
\nB2B aggregators managing multiple distributors and end-users
\nFintech apps looking to expand their digital service offerings
\nUse your unique API Token to authenticate every request
\nOperates in two environments:
\n🧪 UAT (Testing) for integration and QA
\n✅ LIVE for production and real-time transactions
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\"provider_id\": 387,\n \"provider_name\": \"WALLET\",\n \"service_id\": 15,\n \"service_name\": \"Housing Society\",\n \"help_line\": null,\n \"provider_icon\": \"https://cdn.mroa.in/\"\n },\n {\n \"provider_id\": 361,\n \"provider_name\": \"WALLET (AEPS)\",\n \"service_id\": 15,\n \"service_name\": \"Housing Society\",\n \"help_line\": null,\n \"provider_icon\": \"https://cdn.mroa.in/\"\n },\n {\n \"provider_id\": 367,\n \"provider_name\": \"WALLET (PG)\",\n \"service_id\": 15,\n \"service_name\": \"Housing Society\",\n \"help_line\": null,\n \"provider_icon\": \"https://cdn.mroa.in/\"\n },\n {\n \"provider_id\": 362,\n \"provider_name\": \"WALLET (UPI)\",\n \"service_id\": 15,\n \"service_name\": \"Housing Society\",\n \"help_line\": null,\n \"provider_icon\": \"https://cdn.mroa.in/\"\n },\n {\n \"provider_id\": 35,\n \"provider_name\": \"West Bengal Electricity\",\n \"service_id\": 5,\n \"service_name\": \"Electricity\",\n \"help_line\": null,\n \"provider_icon\": 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\"provider_id\": 472,\n \"provider_name\": \"Yes Bank FASTag\",\n \"service_id\": 8,\n \"service_name\": \"FASTag\",\n \"help_line\": null,\n \"provider_icon\": \"https://cdn.mroa.in/\"\n },\n {\n \"provider_id\": 285,\n \"provider_name\": \"Zee Entertainment Enterprises Limited\",\n \"service_id\": 14,\n \"service_name\": \"Subscription\",\n \"help_line\": null,\n \"provider_icon\": \"https://cdn.mroa.in/storage/provider-icon/285-1683539092.png\"\n },\n {\n \"provider_id\": 537,\n \"provider_name\": \"Zen Spire\",\n \"service_id\": 47,\n \"service_name\": \"Prepaid Meter\",\n \"help_line\": null,\n \"provider_icon\": \"https://cdn.mroa.in/\"\n },\n {\n \"provider_id\": 208,\n \"provider_name\": \"ZestMoney\",\n \"service_id\": 9,\n \"service_name\": \"Loan Repayment\",\n \"help_line\": null,\n \"provider_icon\": \"https://cdn.mroa.in/storage/provider-icon/208-1683523807.png\"\n }\n ]\n}"}],"_postman_id":"daee3e7a-23c0-4335-8c6a-8bd1026f2085"},{"name":"Provider 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\nEnsure your request matches the expected structure
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\nUnderstand the input format (e.g., numeric, alphanumeric, length)
\nEnsure your request matches the expected structure
\n","type":"text","uuid":"9347d00a-df38-4ab5-be37-53d9b68c2eef"}]},"url":"https://auth.scrizapay.in/api/telecom/v1/bill-verify","urlObject":{"protocol":"https","path":["api","telecom","v1","bill-verify"],"host":["auth","scrizapay","in"],"query":[],"variable":[]}},"response":[],"_postman_id":"828e195f-5f16-4a8d-8ef4-04e427e11dbe"},{"name":"Bill Payment","id":"86e375a5-ee30-47ca-a26a-f6fac9b27adb","protocolProfileBehavior":{"disableBodyPruning":true},"request":{"method":"POST","header":[],"body":{"mode":"formdata","formdata":[{"key":"api_token","value":"","description":"The unique token assigned to you for authentication. This is mandatory for securing the API call
\n","type":"text","uuid":"9edb7a58-956b-4771-a7f9-2ff3eb5d3d37"},{"key":"provider_id","value":"53","type":"text","uuid":"4985f8ac-d2f8-4512-bf24-1c2864b82c6f","description":"To get the list of valid billers and their corresponding provider_id, use the [Get Provider API]
\n"},{"key":"optional1","value":"052840002594","type":"text","uuid":"c21f77bd-b8b2-4c5f-809e-b58c9c555ece","description":"These fields are used to pass biller-specific information such as consumer number, account ID, region, billing unit, etc.
\n👉 The exact data required for these fields depends on the biller and is provided in the response of the Provider Validation API.
\n✅ Use the Provider Validation API to:
\nFetch required parameter names
\nUnderstand the input format (e.g., numeric, alphanumeric, length)
\nEnsure your request matches the expected structure
\n"},{"key":"optional2","value":"","type":"text","uuid":"67d58b39-0a6d-4f2d-8022-a2941c58bd66","description":"These fields are used to pass biller-specific information such as consumer number, account ID, region, billing unit, etc.
\n👉 The exact data required for these fields depends on the biller and is provided in the response of the Provider Validation API.
\n✅ Use the Provider Validation API to:
\nFetch required parameter names
\nUnderstand the input format (e.g., numeric, alphanumeric, length)
\nEnsure your request matches the expected structure
\n"},{"key":"optional3","value":"","type":"text","uuid":"9347d00a-df38-4ab5-be37-53d9b68c2eef","description":"These fields are used to pass biller-specific information such as consumer number, account ID, region, billing unit, etc.
\n👉 The exact data required for these fields depends on the biller and is provided in the response of the Provider Validation API.
\n✅ Use the Provider Validation API to:
\nFetch required parameter names
\nUnderstand the input format (e.g., numeric, alphanumeric, length)
\nEnsure your request matches the expected structure
\n"},{"key":"optional4","value":"CMZE8YIL0D2XQZ36CAHCKW8XE1960221326","description":"Verified Ref ID received from Bill Verification API (used to validate and complete the payment).
\n","type":"text","uuid":"247da627-2442-4be1-b228-66ab4d608018"},{"key":"amount","value":"10","description":"The amount to be paid.
\n","type":"text","uuid":"c305b03c-ca9f-4f12-9cfc-2e61d7d555ea"},{"key":"client_id","value":"","description":"A unique client-side reference ID for internal tracking of the transaction.
\n","type":"text","uuid":"a97cb88c-0a68-49cf-9343-89238d180f4d"},{"key":"type","value":"","description":"Type 1 For BBPS
\n","type":"text","uuid":"4841d43a-03f9-43f4-9ed2-8becddf3e95d"}]},"url":"https://auth.scrizapay.in/api/telecom/v1/payment","urlObject":{"protocol":"https","path":["api","telecom","v1","payment"],"host":["auth","scrizapay","in"],"query":[],"variable":[]}},"response":[],"_postman_id":"86e375a5-ee30-47ca-a26a-f6fac9b27adb"}],"id":"a8c0f4f5-5bc0-4bd3-9bcf-7d09751d9793","description":"ScrizaPay’s Bill Payment API empowers your platform to offer a wide range of utility and recurring bill payment services across India, all through a single, secure API. Integrated with the Bharat Bill Payment System (BBPS), this API allows you to serve millions of customers with real-time bill processing for multiple categories.
\n⚡ Electricity Bills
\n💧 Water Bills
\n📶 Postpaid Mobile
\n📡 DTH
\n📞 Landline
\n🏠 Gas
\n🎓 Education Fees
\n🧾 Insurance Premiums
\n🚦 FASTag Recharge and more...
\n✅ Single API for multiple utility providers across India
\n🔄 Real-time confirmation with operator reference and receipt
\n🔔 Auto callback for final transaction status
\n🔐 Secure and compliant with RBI and NPCI guidelines
\n🔍 Integrated support for bill fetch and validation before payment
\nOperates in both UAT (sandbox for testing) and LIVE environments
\nRequires an API token for all transactions
\nIP Whitelisting is mandatory for production access
\nFintech and payment apps looking to expand digital service offerings
\nB2B distributors and retailers offering walk-in bill payment services
\nStartups and enterprises building unified utility management platforms
\n\n\n","_postman_id":"a8c0f4f5-5bc0-4bd3-9bcf-7d09751d9793"},{"name":"Webhook Response","item":[{"name":"Call Back Response","id":"a3e796b0-1912-4bf4-81cf-c35c23b0966d","protocolProfileBehavior":{"disableBodyPruning":true},"request":{"method":"GET","header":[],"url":"https://your-callback-url.com?payid=&status=&operator_ref=&client_id=&number=&provider_id=&wallet_type=","urlObject":{"protocol":"https","host":["your-callback-url","com"],"query":[{"description":{"content":"ScrizaPay's Bill Payment API is designed to make utility payments faster, smarter, and more accessible — all while ensuring high reliability and compliance.
\n
ScrizaPay’s unique transaction/report ID for internal reference.
\n","type":"text/plain"},"key":"payid","value":""},{"description":{"content":"Transaction status – will be either success or failure.
\n","type":"text/plain"},"key":"status","value":""},{"description":{"content":"Reference ID received from the Provider.
\n","type":"text/plain"},"key":"operator_ref","value":""},{"description":{"content":"The original transaction reference ID sent by you while initiating the request.
\n","type":"text/plain"},"key":"client_id","value":""},{"description":{"content":"The customer’s mobile or DTH number that was recharged.
\n","type":"text/plain"},"key":"number","value":""},{"description":{"content":"The ID of the service provider used for the Transaction.
\n","type":"text/plain"},"key":"provider_id","value":""},{"description":{"content":"Indicates the wallet category (1 = main wallet, other values may indicate different fund types if configured).
\n","type":"text/plain"},"key":"wallet_type","value":""}],"variable":[]}},"response":[],"_postman_id":"a3e796b0-1912-4bf4-81cf-c35c23b0966d"}],"id":"ca658017-8e6b-42a7-8b0a-9db39e210646","description":"After a Transaction is processed, ScrizaPay automatically sends a server-to-server callback to your registered callback URL to inform you of the final status (success/failure).
\nThis ensures your system stays in sync with real-time transaction status — even if the user's session ends or connection drops.
\nUpdate Callback URL in Scriza Dashboard
\n","_postman_id":"ca658017-8e6b-42a7-8b0a-9db39e210646"},{"name":"Transaction Dispute API","item":[{"name":"Dispute API","id":"8abee50e-545f-41c6-9234-afe8cd29b10e","protocolProfileBehavior":{"disableBodyPruning":true},"request":{"method":"POST","header":[],"body":{"mode":"formdata","formdata":[{"key":"api_token","value":"","type":"text"},{"key":"client_id","value":"1231432","type":"text"},{"key":"message","value":"dgfd","type":"text"}]},"url":"https://auth.scrizapay.in/api/dispute/complaint","urlObject":{"protocol":"https","path":["api","dispute","complaint"],"host":["auth","scrizapay","in"],"query":[],"variable":[]}},"response":[],"_postman_id":"8abee50e-545f-41c6-9234-afe8cd29b10e"}],"id":"ec9fad4e-becf-460d-82be-6728bfb73aa6","description":"After a Transaction is processed, ScrizaPay automatically sends a server-to-server callback to your registered callback URL to inform you of the final status (success/failure).
\nThis ensures your system stays in sync with real-time transaction status — even if the user's session ends or connection drops.
\nUpdate Callback URL in Scriza Dashboard
\n","_postman_id":"ec9fad4e-becf-460d-82be-6728bfb73aa6"},{"name":"Remittance API","item":[{"name":"Bank List","id":"4e456208-c72e-4b65-a556-7c6d9bf3ff14","protocolProfileBehavior":{"disableBodyPruning":true},"request":{"method":"POST","header":[],"body":{"mode":"formdata","formdata":[{"key":"api_token","value":"","description":"The unique token assigned to you for authentication. This is mandatory for securing the API call.
\n","type":"text","uuid":"b5c98b38-3b47-4388-8bf6-78bcdcca4672"}]},"url":"/api/dmt/v1/bank-list","urlObject":{"path":["api","dmt","v1","bank-list"],"host":[""],"query":[],"variable":[]}},"response":[{"id":"9083058a-34fd-491f-8b1e-e525bad53e26","name":"success","originalRequest":{"method":"POST","header":[],"body":{"mode":"formdata","formdata":[{"key":"api_token","value":"","description":"The unique token assigned to you for authentication. This is mandatory for securing the API call.","type":"text","uuid":"b5c98b38-3b47-4388-8bf6-78bcdcca4672"}]},"url":"/api/dmt/v1/bank-list"},"status":"OK","code":200,"_postman_previewlanguage":"json","header":[{"key":"Date","value":"Wed, 02 Jul 2025 17:39:13 GMT"},{"key":"Server","value":"Apache"},{"key":"Cache-Control","value":"no-cache, private"},{"key":"Cache-Control","value":"max-age=0"},{"key":"X-RateLimit-Limit","value":"60"},{"key":"X-RateLimit-Remaining","value":"59"},{"key":"Expires","value":"Wed, 02 Jul 2025 17:39:13 GMT"},{"key":"Vary","value":"Accept-Encoding"},{"key":"Content-Encoding","value":"gzip"},{"key":"X-UA-Compatible","value":"IE=Edge,chrome=1"},{"key":"Content-Length","value":"4300"},{"key":"Keep-Alive","value":"timeout=5, max=100"},{"key":"Connection","value":"Keep-Alive"},{"key":"Content-Type","value":"application/json"}],"cookie":[],"responseTime":null,"body":"{\n \"status\": \"success\",\n \"message\": \"successful..!\",\n \"bank_list\": [\n {\n \"bank_id\": 1,\n \"bank_name\": \"AXIS BANK\",\n \"ifsc_code\": \"UTIB0000073\"\n },\n {\n \"bank_id\": 2,\n \"bank_name\": \"BANK OF BARODA (BOB)\",\n \"ifsc_code\": \"BARB0SAFDAR\"\n },\n {\n \"bank_id\": 3,\n \"bank_name\": \"BANK OF INDIA (BOI)\",\n \"ifsc_code\": \"BKID0007109\"\n },\n {\n \"bank_id\": 4,\n \"bank_name\": \"CENTRAL BANK OF INDIA (CBI)\",\n \"ifsc_code\": \"CBIN0011102\"\n },\n {\n \"bank_id\": 5,\n \"bank_name\": \"CITIBANK NA\",\n \"ifsc_code\": \"\"\n },\n {\n \"bank_id\": 6,\n \"bank_name\": \"HDFC BANK LTD\",\n \"ifsc_code\": \"HDFC0000001\"\n },\n {\n \"bank_id\": 7,\n \"bank_name\": \"ICICI BANK LTD\",\n \"ifsc_code\": \"ICIC0000001\"\n },\n {\n \"bank_id\": 8,\n \"bank_name\": \"IDBI BANK LTD\",\n \"ifsc_code\": \"IBKL0000001\"\n },\n {\n \"bank_id\": 9,\n \"bank_name\": \"INDIAN BANK (IB)\",\n \"ifsc_code\": \"IDIB000S152\"\n },\n {\n \"bank_id\": 10,\n \"bank_name\": \"INDIAN OVERSEAS BANK (IOB)\",\n \"ifsc_code\": \"IOBA0001719\"\n },\n {\n \"bank_id\": 11,\n \"bank_name\": \"PUNJAB NATIONAL BANK (PNB)\",\n \"ifsc_code\": \"PUNB0012000\"\n },\n {\n \"bank_id\": 12,\n \"bank_name\": \"STATE BANK OF BIKANER AND JAIPUR (SBBJ)\",\n \"ifsc_code\": \"SBBJ0010811\"\n },\n {\n \"bank_id\": 13,\n \"bank_name\": \"UNION BANK OF INDIA (UBI)\",\n \"ifsc_code\": \"UBIN0564273\"\n },\n {\n \"bank_id\": 14,\n \"bank_name\": \"UCO BANK\",\n \"ifsc_code\": \"UCBA0002922\"\n },\n {\n \"bank_id\": 15,\n \"bank_name\": \"YES BANK\",\n \"ifsc_code\": \"YESB0000002\"\n },\n {\n \"bank_id\": 16,\n \"bank_name\": \"DENA BANK\",\n \"ifsc_code\": \"BKDN0721125\"\n },\n {\n \"bank_id\": 17,\n \"bank_name\": \"ABHYUDAYA CO-OP BANK LTD\",\n \"ifsc_code\": null\n },\n {\n \"bank_id\": 18,\n \"bank_name\": \"ABU DHABI COMMERCIAL BANK\",\n \"ifsc_code\": null\n },\n {\n \"bank_id\": 19,\n \"bank_name\": \"ALLAHABAD BANK\",\n \"ifsc_code\": \"ALLA0210918\"\n },\n {\n \"bank_id\": 20,\n \"bank_name\": \"ANDHRA BANK\",\n \"ifsc_code\": \"ANDB0001106\"\n },\n {\n \"bank_id\": 21,\n \"bank_name\": \"BANK OF AMERICA\",\n \"ifsc_code\": null\n },\n {\n \"bank_id\": 22,\n \"bank_name\": \"BANK OF BAHRAIN AND KUWAIT\",\n \"ifsc_code\": null\n },\n {\n \"bank_id\": 23,\n \"bank_name\": \"BANK OF CEYLON\",\n \"ifsc_code\": null\n },\n {\n \"bank_id\": 24,\n \"bank_name\": \"BANK OF MAHARASHTRA\",\n \"ifsc_code\": \"MAHB0001340\"\n },\n {\n \"bank_id\": 25,\n \"bank_name\": \"BANK OF TOKYO-MITSUBISHI UFJ LTD\",\n \"ifsc_code\": null\n },\n {\n \"bank_id\": 26,\n \"bank_name\": \"BARCLAYS BANK PLC\",\n \"ifsc_code\": null\n },\n {\n \"bank_id\": 27,\n \"bank_name\": \"BASSEIN CATHOLIC CO-OP BANK LTD\",\n \"ifsc_code\": null\n },\n {\n \"bank_id\": 28,\n \"bank_name\": \"BNP PARIBAS\",\n \"ifsc_code\": \"BNPA0009065\"\n },\n {\n \"bank_id\": 29,\n \"bank_name\": \"CANARA BANK\",\n \"ifsc_code\": \"CNRB0002886\"\n },\n {\n \"bank_id\": 30,\n \"bank_name\": \"CATHOLIC SYRIAN BANK LTD\",\n \"ifsc_code\": \"CSBK0000297\"\n },\n {\n \"bank_id\": 31,\n \"bank_name\": \"CHINATRUST COMMERCIAL BANK\",\n \"ifsc_code\": null\n },\n {\n \"bank_id\": 32,\n \"bank_name\": \"CITIZEN CREDIT CO-OP BANK LTD\",\n \"ifsc_code\": null\n },\n {\n \"bank_id\": 33,\n \"bank_name\": \"CITY UNION BANK LTD\",\n \"ifsc_code\": null\n },\n {\n \"bank_id\": 34,\n \"bank_name\": \"CORPORATION BANK\",\n \"ifsc_code\": \"\"\n },\n {\n \"bank_id\": 35,\n \"bank_name\": \"CREDIT AGRICOLE CORP N INVSMNT BANK\",\n \"ifsc_code\": null\n },\n {\n \"bank_id\": 36,\n \"bank_name\": \"DBS BANK LTD\",\n \"ifsc_code\": \"DBSS0IN0820\"\n },\n {\n \"bank_id\": 37,\n \"bank_name\": \"DEUTSCHE BANK AG\",\n \"ifsc_code\": null\n },\n {\n \"bank_id\": 38,\n \"bank_name\": \"DEVELOPMENT CREDIT BANK LIMITED\",\n \"ifsc_code\": \"DCBL0000119\"\n },\n {\n \"bank_id\": 39,\n \"bank_name\": \"DHANLAXMI BANK LTD\",\n \"ifsc_code\": \"\"\n },\n {\n \"bank_id\": 40,\n \"bank_name\": \"DICGC\",\n \"ifsc_code\": null\n },\n {\n \"bank_id\": 41,\n \"bank_name\": \"DOMBIVLI NAGARI SAHAKARI BANK LIMITED\",\n \"ifsc_code\": null\n },\n {\n \"bank_id\": 42,\n \"bank_name\": \"FIRSTRAND BANK LIMITED\",\n \"ifsc_code\": null\n },\n {\n \"bank_id\": 43,\n \"bank_name\": \"HSBC\",\n \"ifsc_code\": \"HSBC0110007\"\n },\n {\n \"bank_id\": 44,\n \"bank_name\": \"INDUSIND BANK LIMITED\",\n \"ifsc_code\": \"INDB0000588\"\n },\n {\n \"bank_id\": 45,\n \"bank_name\": \"ING VYSYA BANK\",\n \"ifsc_code\": null\n },\n {\n \"bank_id\": 46,\n \"bank_name\": \"JANAKALYAN SAHAKARI BANK LTD\",\n \"ifsc_code\": \"JSBL0000012\"\n },\n {\n \"bank_id\": 47,\n \"bank_name\": \"JANATA SAHAKARI BANK LTD (PUNE)\",\n \"ifsc_code\": null\n },\n {\n \"bank_id\": 48,\n \"bank_name\": \"JPMORGAN CHASE BANK NA\",\n \"ifsc_code\": null\n },\n {\n \"bank_id\": 49,\n \"bank_name\": \"KAPOLE CO OP BANK\",\n \"ifsc_code\": null\n },\n {\n \"bank_id\": 50,\n \"bank_name\": \"KARNATAKA BANK LTD\",\n \"ifsc_code\": \"KARB0000545\"\n },\n {\n \"bank_id\": 51,\n \"bank_name\": \"KARUR VYSYA BANK (KVB)\",\n \"ifsc_code\": \"KVBL0001101\"\n },\n {\n \"bank_id\": 52,\n \"bank_name\": \"KOTAK MAHINDRA BANK (KMB)\",\n \"ifsc_code\": \"KKBK0000181\"\n },\n {\n \"bank_id\": 53,\n \"bank_name\": \"MAHANAGAR CO-OP BANK LTD\",\n \"ifsc_code\": null\n },\n {\n \"bank_id\": 54,\n \"bank_name\": \"MAHARASHTRA STATE CO OPERATIVE BANK\",\n \"ifsc_code\": null\n },\n {\n \"bank_id\": 55,\n \"bank_name\": \"MASHREQ BANK PSC\",\n \"ifsc_code\": null\n },\n {\n \"bank_id\": 56,\n \"bank_name\": \"MIZUHO CORPORATE BANK LTD\",\n \"ifsc_code\": null\n },\n {\n \"bank_id\": 57,\n \"bank_name\": \"NEW INDIA CO-OPERATIVE BANK LTD\",\n \"ifsc_code\": null\n },\n {\n \"bank_id\": 58,\n \"bank_name\": \"NKGSB CO-OP BANK LTD\",\n \"ifsc_code\": null\n },\n {\n \"bank_id\": 59,\n \"bank_name\": \"NUTAN NAGARIK SAHAKARI BANK LTD\",\n \"ifsc_code\": null\n },\n {\n \"bank_id\": 60,\n \"bank_name\": \"OMAN INTERNATIONAL BANK SAOG\",\n \"ifsc_code\": null\n },\n {\n \"bank_id\": 61,\n \"bank_name\": \"ORIENTAL BANK OF COMMERCE (OBC)\",\n \"ifsc_code\": \"ORBC0100931\"\n },\n {\n \"bank_id\": 62,\n \"bank_name\": \"PARSIK JANATA SAHAKARI BANK LTD\",\n \"ifsc_code\": null\n },\n {\n \"bank_id\": 63,\n \"bank_name\": \"PUNJAB AND MAHARASHTRA CO-OP BANK LTD\",\n \"ifsc_code\": null\n },\n {\n \"bank_id\": 64,\n \"bank_name\": \"PUNJAB AND SIND BANK (PSB)\",\n \"ifsc_code\": \"PSIB0000878\"\n },\n {\n \"bank_id\": 65,\n \"bank_name\": \"RAJKOT NAGARIK SAHAKARI BANK LTD\",\n \"ifsc_code\": null\n },\n {\n \"bank_id\": 66,\n \"bank_name\": \"RESERVE BANK OF INDIA\",\n \"ifsc_code\": null\n },\n {\n \"bank_id\": 67,\n \"bank_name\": \"SHINHAN BANK\",\n \"ifsc_code\": null\n },\n {\n \"bank_id\": 68,\n \"bank_name\": \"SOCIETE GENERALE\",\n \"ifsc_code\": null\n },\n {\n \"bank_id\": 69,\n \"bank_name\": \"SOUTH INDIAN BANK (SIB)\",\n \"ifsc_code\": \"\"\n },\n {\n \"bank_id\": 70,\n \"bank_name\": \"STANDARD CHARTERED BANK (SCB)\",\n \"ifsc_code\": \"SCBL0036024\"\n },\n {\n \"bank_id\": 71,\n \"bank_name\": \"STATE BANK OF HYDERABAD (SBH)\",\n \"ifsc_code\": \"SBHY0020730\"\n },\n {\n \"bank_id\": 72,\n \"bank_name\": \"STATE BANK OF MAURITIUS LTD\",\n \"ifsc_code\": null\n },\n {\n \"bank_id\": 73,\n \"bank_name\": \"STATE BANK OF MYSORE (SBM)\",\n \"ifsc_code\": null\n },\n {\n \"bank_id\": 74,\n \"bank_name\": \"STATE BANK OF TRAVANCORE (SBT)\",\n \"ifsc_code\": \"SBTR0000925\"\n },\n {\n \"bank_id\": 75,\n \"bank_name\": \"STATE BANK OF PATIALA (SBP)\",\n \"ifsc_code\": \"STBP0001021\"\n },\n {\n \"bank_id\": 76,\n \"bank_name\": \"SYNDICATE BANK\",\n \"ifsc_code\": \"SYNB0008816\"\n },\n {\n \"bank_id\": 77,\n \"bank_name\": \"TAMILNAD MERCANTILE BANK LTD\",\n \"ifsc_code\": null\n },\n {\n \"bank_id\": 78,\n \"bank_name\": \"THE BANK OF NOVA SCOTIA\",\n \"ifsc_code\": null\n },\n {\n \"bank_id\": 79,\n \"bank_name\": \"THE AHMEDABAD MERCANTILE CO-OPERATIVE BANK LTD\",\n \"ifsc_code\": null\n },\n {\n \"bank_id\": 80,\n \"bank_name\": \"THE BHARAT CO-OPERATIVE BANK (MUMBAI) LTD\",\n \"ifsc_code\": null\n },\n {\n \"bank_id\": 81,\n \"bank_name\": \"THE COSMOS CO-OPERATIVE BANK LTD\",\n \"ifsc_code\": null\n },\n {\n \"bank_id\": 82,\n \"bank_name\": \"THE FEDERAL BANK LTD (FBL)\",\n \"ifsc_code\": \"FDRL0001369\"\n },\n {\n \"bank_id\": 83,\n \"bank_name\": \"THE GREATER BOMBAY CO-OP BANK LTD\",\n \"ifsc_code\": null\n },\n {\n \"bank_id\": 84,\n \"bank_name\": \"THE JAMMU AND KASHMIR BANK LTD (J&K)\",\n \"ifsc_code\": \"\"\n },\n {\n \"bank_id\": 85,\n \"bank_name\": \"THE KALUPUR COMMERCIAL CO OP BANK LTD\",\n \"ifsc_code\": \"KCCB0KMD002\"\n },\n {\n \"bank_id\": 86,\n \"bank_name\": \"THE KARNATAKA STATE APEX COOP BANK\",\n \"ifsc_code\": null\n },\n {\n \"bank_id\": 87,\n \"bank_name\": \"THE KALYAN JANATA SAHAKARI BANK LTD\",\n \"ifsc_code\": null\n },\n {\n \"bank_id\": 88,\n \"bank_name\": \"THE LAKSHMI VILAS BANK LTD\",\n \"ifsc_code\": \"LAVB0000504\"\n },\n {\n \"bank_id\": 89,\n \"bank_name\": \"THE MEHSANA URBAN COOPERATIVE BANK LTD\",\n \"ifsc_code\": null\n },\n {\n \"bank_id\": 90,\n \"bank_name\": \"THE NAINITAL BANK LIMITED\",\n \"ifsc_code\": null\n },\n {\n \"bank_id\": 91,\n \"bank_name\": \"THE RATNAKAR BANK LTD (RBL)\",\n \"ifsc_code\": \"RATN0000182\"\n },\n {\n \"bank_id\": 92,\n \"bank_name\": \"THE ROYAL BANK OF SCOTLAND\",\n \"ifsc_code\": null\n },\n {\n \"bank_id\": 93,\n \"bank_name\": \"THE SARASWAT CO-OPERATIVE BANK LTD\",\n \"ifsc_code\": null\n },\n {\n \"bank_id\": 94,\n \"bank_name\": \"THE SHAMRAO VITHAL CO-OPERATIVE BANK\",\n \"ifsc_code\": null\n },\n {\n \"bank_id\": 95,\n \"bank_name\": \"THE SURAT PEOPLES CO-OPERATIVE BANK\",\n \"ifsc_code\": null\n },\n {\n \"bank_id\": 96,\n \"bank_name\": \"THE THANE JANATA SAHAKARI BANK LTD\",\n \"ifsc_code\": null\n },\n {\n \"bank_id\": 97,\n \"bank_name\": \"THE TAMILNADU STATE APEX COOPERATVE BANK\",\n \"ifsc_code\": null\n },\n {\n \"bank_id\": 98,\n \"bank_name\": \"WEST BENGAL STATE CO-OPERATIVE BANK\",\n \"ifsc_code\": null\n },\n {\n \"bank_id\": 99,\n \"bank_name\": \"VIJAYA BANK (VB)\",\n \"ifsc_code\": null\n },\n {\n \"bank_id\": 100,\n \"bank_name\": \"STATE BANK OF INDIA (SBI)\",\n \"ifsc_code\": \"SBIN0008079\"\n },\n {\n \"bank_id\": 101,\n \"bank_name\": \"THE A.P. MAHESH CO-OP URBAN BANK LTD.\",\n \"ifsc_code\": null\n },\n {\n \"bank_id\": 102,\n \"bank_name\": \"THE KARAD URBAN CO-OP BANK LTD\",\n \"ifsc_code\": null\n },\n {\n \"bank_id\": 103,\n \"bank_name\": \"THE KARNATAKA STATE CO-OPERATIVE APEX BANK LTD BANGALORE\",\n \"ifsc_code\": null\n },\n {\n \"bank_id\": 104,\n \"bank_name\": \"THE NASIK MERCHANTS CO-OP BANK LTD. 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\n🌐 Unified API with multi-bank and wallet integration
\n📲 Simple integration for retail networks and B2B platforms
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\n
📌 Overview
ScrizaPay’s Payout Transfer API enables businesses to instantly disburse funds to bank accounts across India in a fast, reliable, and fully automated manner. Designed for high-volume and mission-critical payouts, this service is ideal for enterprises, fintech platforms, and digital businesses requiring seamless fund distribution at scale.
\n🚀 What It Offers
\n💼 Instant & Scheduled Payouts to any Indian bank account
⚡ IMPS / NEFT / RTGS support based on amount and availability
🔐 Bank-grade security with end-to-end encrypted transactions
🔄 Real-time status & callbacks for complete transaction visibility
🌐 Single unified API supporting multi-bank payout infrastructure
📊 Bulk & API-based payouts for large-scale fund disbursement
🌍 Geo-IP Compliance
\n✅ Production access restricted to Indian IP addresses only
❌ Requests originating from outside India are blocked to ensure regulatory and compliance adherence
💡 Use Cases
\nScrizaPay Payout API is ideal for:
Fintech & NBFC platforms
Salary & vendor payment systems
Affiliate & commission payouts
Marketplace seller settlements
Refunds, incentives & cashback disbursements
This API ensures speed, transparency, and operational efficiency, helping businesses automate payouts while staying compliant with Indian banking norms.
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\nWhether you're onboarding users, processing payouts, or validating payment information, this API provides a secure and compliant way to confirm banking details instantly.
\n🏦 Bank Account Verification
\nConfirms whether the account number and IFSC code are valid
\nReturns the account holder's name as per bank records
\n💸 UPI ID Verification
\nValidates the entered UPI ID (VPA)
\nConfirms if the UPI handle exists and returns the linked account holder name
\n✅ Real-time validation for both bank accounts and UPI IDs
\n🔐 Secure, encrypted request and response handling
\n⚠️ Reduces errors in fund transfers and merchant onboarding
\n🧾 Ideal for KYC, vendor verification, and payout platforms
\nOnboarding users to financial apps or payout systems
\nVerifying payout details before transferring funds
\nEnsuring UPI handles are active and correctly linked
\nPreventing fraud by validating ownership of banking details
\n\n\n
ScrizaPay’s Bank & UPI Verification API helps you build trust, accuracy, and compliance into your payment processes — right from the start.
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