This resource represents the users accounts with the financial institution.
Each account resource returns ledger, available balances and account number.
This endpoint retrieves the identity information associated with a specific account.
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\nKindly Note
\nAPI calls made in Sandbox mode are free.
\nThis resource represents the bank statement of the connected financial account. You can query 1-12 months bank statement in one single call.
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includeSubDomains"},{"key":"X-Download-Options","value":"noopen"},{"key":"X-Content-Type-Options","value":"nosniff"},{"key":"X-Content-Type-Options","value":"nosniff"},{"key":"Origin-Agent-Cluster","value":"?1"},{"key":"X-Permitted-Cross-Domain-Policies","value":"none"},{"key":"Referrer-Policy","value":"no-referrer"},{"key":"X-XSS-Protection","value":"0"},{"key":"X-XSS-Protection","value":"1; mode=block"},{"key":"Access-Control-Allow-Origin","value":"*"},{"key":"ETag","value":"W/\"de7-fMRtaTWi8/gi8hk6BsjW1da6wkQ\""}],"cookie":[],"responseTime":null,"body":"{\n \"status\": \"successful\",\n \"message\": \"Transactions retrieved successfully\",\n \"timestamp\": \"2025-01-11T22:43:23.937Z\",\n \"data\": [\n {\n \"id\": \"6290e6d17024d722b0a4b3a2\",\n \"narration\": \"TRANSFER BETWEEN CUSTOMERS Via GTWorld REF: from OMNISCIDATA LTD to HASSAN ABDULHAMID TOMIWA\",\n \"amount\": 20000000,\n \"type\": \"credit\",\n \"category\": \"E- CHANNELS\",\n \"date\": \"2022-06-23T03:54:37.000Z\",\n \"balance\": 3884847\n },\n {\n \"id\": \"6290e7267024d722b0a4b3a7\",\n \"narration\": \"TRANSFER BETWEEN CUSTOMERS |Quidax NGN Withdrawal|||HASSAN ABDULHAMID TOMIWA REF: \",\n \"amount\": 101819754,\n \"type\": \"credit\",\n \"category\": \"E- CHANNELS\",\n \"date\": \"2022-05-24T13:54:37.000Z\",\n \"balance\": 9002020\n },\n {\n \"id\": \"6290e72c7024d722b0a4b3a8\",\n \"narration\": \"TRANSFER BETWEEN CUSTOMERS |Quidax NGN Withdrawal|||HASSAN ABDULHAMID TOMIWA REF: \",\n \"amount\": 101819754,\n \"type\": \"credit\",\n \"category\": \"E- CHANNELS\",\n \"date\": \"2022-05-24T13:54:37.000Z\",\n \"balance\": 9002020\n },\n {\n \"id\": \"6290e6c37024d722b0a4b3a0\",\n \"narration\": \"TRANSFER BETWEEN CUSTOMERS |Quidax NGN Withdrawal|||HASSAN ABDULHAMID TOMIWA REF: \",\n \"amount\": 101819754,\n \"type\": \"credit\",\n \"category\": \"E- CHANNELS\",\n \"date\": \"2022-04-24T13:54:37.000Z\",\n \"balance\": 9002020\n },\n {\n \"id\": \"6290e6cf7024d722b0a4b3a1\",\n \"narration\": \"TRANSFER 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\"category\": \"E- CHANNELS\",\n \"date\": \"2022-03-22T13:54:37.977Z\",\n \"balance\": 39940\n },\n {\n \"id\": \"6290e6c37024d722b0a4b39e\",\n \"narration\": \"Airtime Purchase GTWORLD_QL-CT-\",\n \"amount\": 100000,\n \"type\": \"debit\",\n \"category\": \"E- CHANNELS\",\n \"date\": \"2022-03-22T13:54:37.977Z\",\n \"balance\": 39940\n },\n {\n \"id\": \"6290e6d17024d722b0a4b3a3\",\n \"narration\": \"Airtime Purchase GTWORLD_QL-CT-\",\n \"amount\": 100000,\n \"type\": \"debit\",\n \"category\": \"E- CHANNELS\",\n \"date\": \"2022-03-22T13:54:37.977Z\",\n \"balance\": 39940\n },\n {\n \"id\": \"6290e6d27024d722b0a4b3a6\",\n \"narration\": \"Airtime Purchase GTWORLD_QL-CT-\",\n \"amount\": 100000,\n \"type\": \"debit\",\n \"category\": \"E- CHANNELS\",\n \"date\": \"2022-03-22T13:54:37.977Z\",\n \"balance\": 39940\n },\n {\n \"id\": \"5f16e844d9c43d2ef6f370f0\",\n \"narration\": \"VALUE ADDED TAX VAT ON NIP TRANSFER FOR via GTWORLD TO WEMA/ABDULHAMID TOMIWA ReF:GW\",\n \"amount\": 375,\n \"type\": \"debit\",\n \"category\": \"E- CHANNELS\",\n \"date\": \"2022-03-21T13:54:37.977Z\",\n \"balance\": 200394\n },\n {\n \"id\": \"6290e6c17024d722b0a4b39d\",\n \"narration\": \"VALUE ADDED TAX VAT ON NIP TRANSFER FOR via GTWORLD TO WEMA/ABDULHAMID TOMIWA ReF:GW\",\n \"amount\": 375,\n \"type\": \"debit\",\n \"category\": \"E- CHANNELS\",\n \"date\": \"2022-03-21T13:54:37.977Z\",\n \"balance\": 200394\n },\n {\n \"id\": \"6290e6d27024d722b0a4b3a4\",\n \"narration\": \"VALUE ADDED TAX VAT ON NIP TRANSFER FOR via GTWORLD TO WEMA/ABDULHAMID TOMIWA ReF:GW\",\n \"amount\": 375,\n \"type\": \"debit\",\n \"category\": \"E- CHANNELS\",\n \"date\": \"2022-03-21T13:54:37.977Z\",\n \"balance\": 200394\n },\n {\n \"id\": \"6290e6d27024d722b0a4b3a5\",\n \"narration\": \"VALUE ADDED TAX VAT ON NIP TRANSFER FOR via GTWORLD TO WEMA/ABDULHAMID TOMIWA ReF:GW\",\n \"amount\": 375,\n \"type\": \"debit\",\n \"category\": \"E- CHANNELS\",\n \"date\": \"2022-03-21T13:54:37.977Z\",\n \"balance\": 200394\n }\n ],\n \"meta\": {\n \"count\": 15\n }\n}"}],"_postman_id":"6cee9ccb-62a0-4034-a08e-3eb1090e9b6e"},{"name":"Account statement Job","id":"da1e0002-f1d7-421b-b301-608b228d6621","protocolProfileBehavior":{"disableBodyPruning":true},"request":{"method":"GET","header":[{"key":"mono-sec-key","value":"{{mono-sec-key}}","type":"text"}],"url":"https://api.withmono.com/v2/accounts/{id}/statement/jobs/{jobId}","urlObject":{"protocol":"https","path":["v2","accounts","{id}","statement","jobs","{jobId}"],"host":["api","withmono","com"],"query":[{"disabled":true,"key":null,"value":""}],"variable":[]}},"response":[{"id":"2d7eb19b-d698-4e17-9cf9-586b0245d091","name":"Account statement 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Enrichment","item":[{"name":"Categorisation","id":"3e673dd0-ee7c-4500-88d8-271340aa90ee","protocolProfileBehavior":{"disableBodyPruning":true},"request":{"auth":{"type":"noauth","isInherited":false},"method":"GET","header":[{"key":"mono-sec-key","value":"{{mono-sec-key}}","type":"text"}],"url":"https://api.withmono.com/v1/enrichments/{{id}}/transaction-categorisation","description":"This resource updates all the transactions linked to the provided account_id with the transaction categories.
Kindly Note
\nThis endpoint should be called whenever a transaction category is returned as null.
\nOnce the call to transaction categorisation is successful with successful webhook response, make a call to the transaction endpoints for updated account transactions.
\nThis resource receives a csv file with transaction type and narration. The transactions are extracted and updated with the transaction category.
Transaction File
\nThe submitted file must contain:
\nType: credit or debit
\nNarration: the transaction narration
\nThis resource gets all the records of categorised transactions that were uploaded for a particular app
\n","urlObject":{"protocol":"https","path":["v1","enrichments","transaction-categorisation","records"],"host":["api","withmono","com"],"query":[],"variable":[]}},"response":[{"id":"97d66c68-80ab-4c41-93e8-15a2031c7047","name":"Success Response","originalRequest":{"method":"GET","header":[{"key":"mono-sec-key","value":"{{mono-sec-key}}","type":"text"}],"url":"https://api.withmono.com/v1/enrichments/transaction-categorisation/records"},"status":"OK","code":200,"_postman_previewlanguage":"json","header":[{"key":"Server","value":"nginx/1.14.0 (Ubuntu)"},{"key":"Date","value":"Tue, 14 Jan 2025 00:48:56 GMT"},{"key":"Content-Type","value":"application/json; charset=utf-8"},{"key":"Content-Length","value":"1634"},{"key":"Connection","value":"keep-alive"},{"key":"Content-Security-Policy","value":"default-src 'self';base-uri 'self';block-all-mixed-content;font-src 'self' https: data:;form-action 'self';frame-ancestors 'self';img-src 'self' data:;object-src 'none';script-src 'self';script-src-attr 'none';style-src 'self' https: 'unsafe-inline';upgrade-insecure-requests"},{"key":"Cross-Origin-Embedder-Policy","value":"require-corp"},{"key":"Cross-Origin-Opener-Policy","value":"same-origin"},{"key":"Cross-Origin-Resource-Policy","value":"same-origin"},{"key":"X-DNS-Prefetch-Control","value":"off"},{"key":"Expect-CT","value":"max-age=0"},{"key":"X-Frame-Options","value":"SAMEORIGIN"},{"key":"X-Frame-Options","value":"DENY"},{"key":"Strict-Transport-Security","value":"max-age=15552000; includeSubDomains"},{"key":"Strict-Transport-Security","value":"max-age=31536000; includeSubDomains"},{"key":"X-Download-Options","value":"noopen"},{"key":"X-Content-Type-Options","value":"nosniff"},{"key":"X-Content-Type-Options","value":"nosniff"},{"key":"Origin-Agent-Cluster","value":"?1"},{"key":"X-Permitted-Cross-Domain-Policies","value":"none"},{"key":"Referrer-Policy","value":"no-referrer"},{"key":"X-XSS-Protection","value":"0"},{"key":"X-XSS-Protection","value":"1; mode=block"},{"key":"Access-Control-Allow-Origin","value":"*"},{"key":"ETag","value":"W/\"662-sdu4765RWDruR4fwV97f+GwNat4\""}],"cookie":[],"responseTime":null,"body":"{\n \"status\": \"successful\",\n \"message\": \"Data retrieved successfully\",\n \"timestamp\": \"2025-01-14T00:48:56.370Z\",\n \"data\": [\n {\n \"transactions\": [\n {\n \"type\": \"debit\",\n \"narration\": \"VIA GTWORLD TO SAMUEL OLUMIDE /10.75/REF:GW2522397670000000010020000000 F\",\n \"category\": \"transfer\"\n },\n {\n \"type\": \"debit\",\n \"narration\": \"VAT ON NIP TRANSFER FOR 000013230000000235000000000000 VIA GTWORLD ZAKAT TO SAMUEL OLUMIDE REF:GW252239767000020000600000000000\",\n \"category\": \"bank_charges\"\n },\n {\n \"type\": \"debit\",\n \"narration\": \"MC Loc ATM Wdl-005318700000--171, Herbert Macaulay Way, Yaba LANG-\",\n \"category\": \"cash_withdrawal\"\n },\n {\n \"type\": \"debit\",\n \"narration\": \"GTWORLD_QL-101CT0000000004328000000-2349000000000-AIRTIME\",\n \"category\": \"phone_internet\"\n },\n {\n \"type\": \"credit\",\n \"narration\": \"MONTH SALARY TRF\",\n \"category\": \"salary\"\n }\n ],\n \"app\": {},\n \"created_at\": \"2025-01-14T00:48:56.370Z\",\n \"updated_at\": \"2025-01-14T00:48:56.370Z\"\n },\n {\n \"transactions\": [\n {\n \"type\": \"debit\",\n \"narration\": \"VIA GTWORLD TO SAMUEL OLUMIDE /10.75/REF:GW2522397670000000010020000000 F\",\n \"category\": \"transfer\"\n },\n {\n \"type\": \"debit\",\n \"narration\": \"VAT ON NIP TRANSFER FOR 000013230000000235000000000000 VIA GTWORLD ZAKAT TO SAMUEL OLUMIDE REF:GW252239767000020000600000000000\",\n \"category\": \"bank_charges\"\n },\n {\n \"type\": \"debit\",\n \"narration\": \"MC Loc ATM Wdl-005318700000--171, Herbert Macaulay Way, Yaba LANG-\",\n \"category\": \"cash_withdrawal\"\n },\n {\n \"type\": \"debit\",\n \"narration\": \"GTWORLD_QL-101CT0000000004328000000-2349000000000-AIRTIME\",\n \"category\": \"phone_internet\"\n },\n {\n \"type\": \"credit\",\n \"narration\": \"MONTH SALARY TRF\",\n \"category\": \"salary\"\n }\n ],\n \"app\": {},\n \"created_at\": \"2025-01-14T00:48:56.370Z\",\n \"updated_at\": \"2025-01-14T00:48:56.370Z\"\n }\n ],\n \"meta\": {\n \"total\": 2,\n \"pages\": 1,\n \"previous\": null,\n \"next\": null\n }\n}"}],"_postman_id":"a6a01dba-c75f-4db5-822c-6d5faf0b75a7"},{"name":"Transaction Metadata","id":"d613d6fa-caf8-4e4f-831a-a1c133f5be0d","protocolProfileBehavior":{"disableBodyPruning":true},"request":{"auth":{"type":"noauth","isInherited":false},"method":"GET","header":[{"key":"mono-sec-key","value":"{{mono-sec-key}}","type":"text"}],"url":"https://api.withmono.com/v1/enrichments/{{Id}}/transaction-metadata","description":"This resource updates all the transactions linked to the provided account_id with the transaction metadata
Kindly Note:
\nThis endpoint should be called whenever a transaction metadata is returned as null.
\nOnce the call to transaction metadata is successful with successful webhook response, make a call to the transaction endpoint for updated account transactions
\nThis resource receives a csv file with transaction type and narration. The transactions are extracted and updated with the transaction category.The submitted file must contain:
Type: credit or debit
\nNarration: the transaction narration
\nThis resource gets all the records of transactions metadata that were uploaded for a particular app
\n","urlObject":{"protocol":"https","path":["v1","enrichments","transaction-metadata","records"],"host":["api","withmono","com"],"query":[],"variable":[]}},"response":[{"id":"2c46b724-271f-4f84-896a-0533f225fb9d","name":"Success Response","originalRequest":{"method":"GET","header":[{"key":"mono-sec-key","value":"{{mono-sec-key}}","type":"text"}],"url":"https://api.withmono.com/v1/enrichments/transaction-metadata/records"},"status":"OK","code":200,"_postman_previewlanguage":"json","header":[{"key":"Server","value":"nginx/1.14.0 (Ubuntu)"},{"key":"Date","value":"Tue, 14 Jan 2025 01:13:07 GMT"},{"key":"Content-Type","value":"application/json; charset=utf-8"},{"key":"Content-Length","value":"3762"},{"key":"Connection","value":"keep-alive"},{"key":"Content-Security-Policy","value":"default-src 'self';base-uri 'self';block-all-mixed-content;font-src 'self' https: data:;form-action 'self';frame-ancestors 'self';img-src 'self' data:;object-src 'none';script-src 'self';script-src-attr 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