Welcome to the IPS API Reference Guide, your comprehensive resource for understanding and integrating with the Instant Payment System (IPS), designed to facilitate secure, efficient, and real-time financial transactions. IPS serves as the bridge between various national banks, offering RESTful APIs for easy connectivity and fund transfers.
\nThis guide provides detailed insights into the diverse range of APIs that offers to empower both financial institutions and their end-users.
\nThis document is structured to assist developers, financial institutions, and service providers in successfully integrating with IPS. Whether you are a bank seeking interoperability with other financial entities, a developer creating seamless payment experiences, or an end-user with diverse banking needs, this guide offers comprehensive explanations of how IPS APIs work, ensuring that you can harness the full potential of the system.
\nThe IPS API uses Bearer Token Authentication for FIs.
\nIf an Token is missing, malformed, or invalid, you will receive an HTTP 401 Unauthorized response code.
\nAPI access rate limits apply at a per-API key basis in unit time. The limit is 300 requests per minute. Also, depending on your plan, you may have usage limits. If you exceed either limit, your request will return an HTTP 429 Too Many Requests status code.
\nEach API response returns the following set of headers to help you identify your use status:
\nIn an Error event, The API response will return the error in the following format in the response body:
\n{\n \"errors\": {\n \"code\": \"[ERROR CODE XXX-XXX]\",\n \"message\": \"[ERROR DESCRIPTION]\"\n }\n}\n\nEach API response returns the following set of Error codes to help you identify your use status:
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\n","urlObject":{"path":["api","v1","miscs","institutions"],"host":["127.0.0.1:8080"],"query":[],"variable":[]}},"response":[{"id":"455e2e18-a0c3-4fd0-b08a-403294ef2281","name":"institutions - successful","originalRequest":{"method":"GET","header":[{"key":"Content-Type","value":"application/json"}],"url":"127.0.0.1:8080/api/v1/miscs/institutions"},"status":"OK","code":200,"_postman_previewlanguage":"json","header":[{"key":"Content-Type","value":"application/json","description":""}],"cookie":[],"responseTime":null,"body":"{\n \"data\": \n [\n {\n \"name\": \"Bank A\",\n \"code\": \"01\"\n }, \n {\n \"name\": \"Bank B\",\n \"code\": \"02\"\n }\n ]\n}\n"}],"_postman_id":"35bfbc5e-3eb1-4691-b362-13b889a886c6"},{"name":"transaction-status","id":"6a204394-7df3-42ec-8077-a334fe9a1070","protocolProfileBehavior":{"disableBodyPruning":true,"disabledSystemHeaders":{"connection":true,"accept-encoding":true,"accept":true,"user-agent":true,"host":true}},"request":{"auth":{"type":"noauth","isInherited":false},"method":"GET","header":[],"url":"127.0.0.1:8080/api/v1/miscs/transaction-status","urlObject":{"path":["api","v1","miscs","transaction-status"],"host":["127.0.0.1:8080"],"query":[],"variable":[]}},"response":[{"id":"86bd5b4e-65cb-45ab-8499-f5484ca9fd9e","name":"transaction-status","originalRequest":{"method":"GET","header":[],"url":"127.0.0.1:8080/api/v1/miscs/transaction-status"},"status":"OK","code":200,"_postman_previewlanguage":"json","header":[{"key":"Content-Type","value":"application/json","description":""}],"cookie":[],"responseTime":null,"body":"{\r\n\t\"date\": [\r\n\t\t{\r\n\t\t\t\"name\": \"acknowledged\",\r\n\t\t\t\"code\": \"01\"\r\n\t\t},\r\n\t\t{\r\n\t\t\t\"name\": \"completed\",\r\n\t\t\t\"code\": \"03\"\r\n\t\t},\r\n\t\t{\r\n\t\t\t\"name\": \"declined\",\r\n\t\t\t\"code\": \"04\"\r\n\t\t},\r\n\t\t{\r\n\t\t\t\"name\": \"processing\",\r\n\t\t\t\"code\": \"02\"\r\n\t\t}\r\n\t]\r\n}"}],"_postman_id":"6a204394-7df3-42ec-8077-a334fe9a1070"}],"id":"b74b0d74-194f-438f-8115-aa46837633c1","description":"The \"Miscellaneous\" API category in the IPS (Instant Payment System) is dedicated to providing a diverse set of APIs that contribute to user experience, connectivity, and configurability. These APIs offer features that are not central to the IPS core functions but are crucial for creating a comprehensive and user-centric environment.
\n","_postman_id":"b74b0d74-194f-438f-8115-aa46837633c1","auth":{"type":"bearer","bearer":{"basicConfig":[{"key":"token","value":"tokenValue"}]},"isInherited":true,"source":{"_postman_id":"3b95320a-c157-416c-828f-1d4897dfad88","id":"3b95320a-c157-416c-828f-1d4897dfad88","name":"IPS API Standards (IPS for FIs version) - v1.0","type":"collection"}}},{"name":"Payments","item":[{"name":"funds-transfer-request (P2P,P2M,M2M))","event":[{"listen":"test","script":{"id":"f95eabc2-3b74-46f6-9903-fc4d9d3ff54b","exec":[""],"type":"text/javascript","packages":{}}}],"id":"3f4ff262-e6ff-4ba3-9acb-42aa69e4c873","protocolProfileBehavior":{"disableBodyPruning":true,"followRedirects":true,"disableUrlEncoding":false,"disableCookies":false},"request":{"auth":{"type":"bearer","bearer":{"basicConfig":[{"key":"token","value":"tokenValue"}]},"isInherited":false},"method":"POST","header":[{"key":"Content-Type","value":"application/json"},{"key":"User-Agent","value":"insomnia/9.1.1"},{"key":"Accept","value":"application/json"}],"body":{"mode":"raw","raw":"{\n \"transactionType\": \"[ACCEPTS ONE OF THOSE VALUES (P2P,P2M,M2M)]\",\n \"initiation\": {\n \"amount\": {\n \"amount\": \"2000760\",\n \"currency\": \"lyd\"\n },\n\t\t\t \"debtorAccount\": {\n \"schemeName\": \"iban\",\n \"identification\": \"LY5802500810085121000\",\n \"name\": \"Mohammed Mahmoud Altaleesi\"\n },\n \"creditorAccount\": {\n \"schemeName\": \"iban\",\n \"identification\": \"LY5802500810085121000\",\n \"name\": \"Ahmad Mohammed Houssain\" \n },\n \"creditorInstitution\": {\n \"name\": \"Bank Name\",\n \"code\":\"01\"\n },\n \"additionalData\": {\n \"billNumber\": \"OPTIONAL\",\n \"mobileNumber\": \"OPTIONAL\",\n \"storeLabel\": \"OPTIONAL\",\n \"referenceLabel\": \"OPTIONAL\",\n \"customerLabel\" : \"OPTIONAL\",\n \"terminalLabel\": \"OPTIONAL\",\n \"purposeOfTransaction\": \"OPTIONAL\"\n },\n \"description\": \"Text explaining the reason of this payment\",\n \"internalMerchantReference\": \"[ONLY REQUIRED IN CASE OF P2M]\"\n \n }\n}","options":{"raw":{"language":"json"}}},"url":"127.0.0.1:8080/api/v1/payments/funds-transfers","description":"Funds Transfer Initiation Request for P2P Transaction
\nAll funds transfer processes for P2P (Person to Person) transactions should start with this API. The request must include the necessary details to facilitate the transfer.
\n","urlObject":{"path":["api","v1","payments","funds-transfers"],"host":["127.0.0.1:8080"],"query":[],"variable":[]}},"response":[{"id":"7e4f0329-9a27-4b40-b499-b37d4f1c60c0","name":"funds-transfer-request (P2P)","originalRequest":{"method":"POST","header":[{"key":"Content-Type","value":"application/json"},{"key":"User-Agent","value":"insomnia/9.1.1"},{"key":"Accept","value":"application/json"}],"body":{"mode":"raw","raw":"{\n \"transactionType\": \"P2P\",\n \"initiation\": {\n \"amount\": {\n \"amount\": \"2000760\",\n \"currency\": \"lyd\"\n },\n\t\t\t \"debtorAccount\": {\n \"schemeName\": \"iban\",\n \"identification\": \"LY5802500810085121000\",\n \"name\": \"Mohammed Mahmoud Altaleesi\"\n },\n \"creditorAccount\": {\n \"schemeName\": \"iban\",\n \"identification\": \"LY5802500810085121000\",\n \"name\": \"Ahmad Mohammed Houssain\" \n },\n \"creditorInstitution\": {\n \"name\": \"Bank Name\",\n \"code\":\"01\"\n },\n \"additionalData\": {\n \"billNumber\": \"OPTIONAL\",\n \"mobileNumber\": \"OPTIONAL\",\n \"storeLabel\": \"OPTIONAL\",\n \"referenceLabel\": \"OPTIONAL\",\n \"customerLabel\" : \"OPTIONAL\",\n \"terminalLabel\": \"OPTIONAL\",\n \"purposeOfTransaction\": \"OPTIONAL\"\n },\n \"description\": \"Text explaining the reason of this payment\"\n \n }\n}","options":{"raw":{"language":"json"}}},"url":"127.0.0.1:8080/api/v1/payments/funds-transfers"},"status":"Created","code":201,"_postman_previewlanguage":"json","header":[{"key":"Content-Type","value":"application/json","description":""}],"cookie":[],"responseTime":null,"body":"{\n \"data\": {\n \"uuid\": \"3f9d6843-6329-4263-a465-7edc0f202c4e\",\n \"paymentReference\": \"d7c14ded-d0e1-4541-80c5-53fffa6e5e5\",\n \"status\":{\n \"name\" : \"acknowledged\",\n \"code\": \"01\",\n \"message\": \"SWITCH CODE + SWITCH MESSAGE \"\n },\n \"transactionDateTime\": \"2024-05-17T17:18:02+00:00\",\n \"transactionTimestamp\": 1715966282,\n \"valueDateTime\": \"2024-05-17T17:18:02+00:00\",\n \"transactionType\": \"P2P\",\n \"debtorAmount\": {\n \"currency\": \"lyd\",\n \"amount\": \"2000760\",\n \"fees\": \"10000\"\n },\n \"creditorAmount\": {\n \"currency\": \"lyd\",\n \"amount\": \"2000760\",\n \"fees\": \"100\"\n },\n \"debtorAccount\": {\n \"schemeName\": \"iban\",\n \"identification\": \"DE89370400440532013000\",\n \"name\": \"Ahmad\"\n },\n \"creditorAccount\": {\n \"schemeName\": \"iban\",\n \"identification\": \"DE89370400440532013001\",\n \"name\": \"Mohammed\"\n },\n \"creditorInstitution\": {\n \"name\": \"JBANK\",\n \"code\": \"01\"\n },\n \"additionalData\": {\n \"billNumber\": \"OPTIONAL\",\n \"mobileNumber\": \"OPTIONAL\",\n \"storeLabel\": \"OPTIONAL\",\n \"referenceLabel\": \"OPTIONAL\",\n \"customerLabel\" : \"OPTIONAL\",\n \"terminalLabel\": \"OPTIONAL\",\n \"purposeOfTransaction\": \"OPTIONAL\"\n },\n \"numoNotice\": {\n \"debit\": {\n \"authNum\": \"14412214412\",\n \"refNum\": \"347268358194\",\n \"respcode\": \"0\",\n \"respcodeDesc\": \"\"\n },\n \"credit\": {\n \"authNum\": \"151512515152\",\n \"refNum\": \"347268358194\",\n \"respcode\": \"0\",\n \"respcodeDesc\": \"\"\n },\n \"reverse\": []\n },\n \"description\": \"Text explaining the reason of this payment\"\n }\n}\n"},{"id":"020a7ddb-4d41-4bb3-9bb9-1783e3db27e5","name":"funds-transfer-request (P2M)","originalRequest":{"method":"POST","header":[{"key":"Content-Type","value":"application/json"},{"key":"User-Agent","value":"insomnia/9.1.1"},{"key":"Accept","value":"application/json"}],"body":{"mode":"raw","raw":"{\n \"transactionType\": \"P2M\",\n \"initiation\": {\n \"amount\": {\n \"amount\": \"115750\",\n \"currency\": \"lyd\"\n },\n\t\t\t\"debtorAccount\": {\n \"schemeName\": \"iban\",\n \"identification\": \"LY5802500810085121000\",\n \"name\": \"Mohammed Mahmoud Altaleesi\"\n },\n \"creditorAccount\": {\n \"schemeName\": \"alias\",\n \"identification\": \"AG151900\",\n \"name\": \"GOOD MALL STORE\" \n },\n \"creditorInstitution\": {\n \"name\": \"Bank Name\",\n \"code\":\"01\"\n },\n \"additionalData\": {\n \"billNumber\": \"OPTIONAL\",\n \"mobileNumber\": \"OPTIONAL\",\n \"storeLabel\": \"OPTIONAL\",\n \"referenceLabel\": \"MANDATORY\",\n \"customerLabel\" : \"OPTIONAL\",\n \"terminalLabel\": \"OPTIONAL\",\n \"purposeOfTransaction\": \"OPTIONAL\"\n },\n \"internalMerchantReference\": \"xxxx\",\n \"description\": \"Text explaining the reason of this payment\"\n \n }\n}","options":{"raw":{"language":"json"}}},"url":"127.0.0.1:8080/api/v1/payments/funds-transfers"},"_postman_previewlanguage":"json","header":[{"key":"Content-Type","value":"application/json","description":""}],"cookie":[],"responseTime":null,"body":"{\n \"data\": {\n \"uuid\": \"3f9d6843-6329-4263-a465-7edc0f202c4e\",\n \"paymentReference\": \"d7c14ded-d0e1-4541-80c5-53fffa6e5e5\",\n \"status\":{\n \"name\" : \"acknowledged\",\n \"code\": \"01\",\n \"message\": \"SWITCH CODE + SWITCH MESSAGE \"\n },\n \"transactionDateTime\": \"2024-05-17T17:18:02+00:00\",\n \"transactionTimestamp\": 1715966282,\n \"valueDateTime\": \"2024-05-17T17:18:02+00:00\",\n \"transactionType\" : \"P2M\",\n \"debtorAmount\": {\n \"currency\": \"lyd\",\n \"amount\": \"2000760\",\n \"fees\": \"10000\"\n },\n \"creditorAmount\": {\n \"currency\": \"lyd\",\n \"amount\": \"2000760\",\n \"fees\": \"100\"\n },\n \"debtorAccount\": {\n \"schemeName\": \"iban\",\n \"identification\": \"DE89370400440532013000\",\n \"name\": \"Ahmad\"\n },\n \"creditorAccount\": {\n \"schemeName\": \"iban\",\n \"identification\": \"DE89370400440532013001\",\n \"name\": \"Mohammed\"\n },\n \"creditorInstitution\": {\n \"name\": \"JBANK\",\n \"code\": \"01\"\n },\n \"additionalData\": {\n \"billNumber\": \"OPTIONAL\",\n \"mobileNumber\": \"OPTIONAL\",\n \"storeLabel\": \"OPTIONAL\",\n \"referenceLabel\": \"OPTIONAL\",\n \"customerLabel\" : \"OPTIONAL\",\n \"terminalLabel\": \"OPTIONAL\",\n \"purposeOfTransaction\": \"OPTIONAL\"\n },\n \"numoNotice\": {\n \"debit\": {\n \"authNum\": \"14412214412\",\n \"refNum\": \"347268358194\",\n \"respcode\": \"0\",\n \"respcodeDesc\": \"\"\n },\n \"credit\": {\n \"authNum\": \"151512515152\",\n \"refNum\": \"347268358194\",\n \"respcode\": \"0\",\n \"respcodeDesc\": \"\"\n },\n \"reverse\": []\n },\n \"internalMerchantReference\": \"xxxx\",\n \"description\": \"Text explaining the reason of this payment\",\n \"refund\":{\n \"isRefunded\": false,\n \"transactions\" : [] //no refunded transactions related to this P2M\n } \n }\n}\n"},{"id":"20fc5523-0533-4c3f-8924-49845eb73f5b","name":"funds-transfer-request (M2M)","originalRequest":{"method":"POST","header":[{"key":"Content-Type","value":"application/json"},{"key":"User-Agent","value":"insomnia/9.1.1"},{"key":"Accept","value":"application/json"}],"body":{"mode":"raw","raw":"{\n \"transactionType\": \"M2M\",\n \"initiation\": {\n \"amount\": {\n \"amount\": \"115750\",\n \"currency\": \"lyd\"\n },\n\t\t\t\"debtorAccount\": {\n \"schemeName\": \"iban\",\n \"identification\": \"LY5802500810085121000\",\n \"name\": \"Mohammed Mahmoud Altaleesi\"\n },\n \"creditorAccount\": {\n \"schemeName\": \"alias\",\n \"identification\": \"AG151900\",\n \"name\": \"GOOD MALL STORE\" \n },\n \"creditorInstitution\": {\n \"name\": \"Bank Name\",\n \"code\":\"01\"\n },\n \"additionalData\": {\n \"billNumber\": \"OPTIONAL\",\n \"mobileNumber\": \"OPTIONAL\",\n \"storeLabel\": \"OPTIONAL\",\n \"referenceLabel\": \"OPTIONAL\",\n \"customerLabel\" : \"OPTIONAL\",\n \"terminalLabel\": \"OPTIONAL\",\n \"purposeOfTransaction\": \"OPTIONAL\"\n },\n \"description\": \"Text explaining the reason of this payment\"\n \n }\n}","options":{"raw":{"language":"json"}}},"url":"127.0.0.1:8080/api/v1/payments/funds-transfers"},"_postman_previewlanguage":"json","header":[{"key":"Content-Type","value":"application/json","description":""}],"cookie":[],"responseTime":null,"body":"{\n \"data\": {\n \"uuid\": \"3f9d6843-6329-4263-a465-7edc0f202c4e\",\n \"paymentReference\": \"d7c14ded-d0e1-4541-80c5-53fffa6e5e5\",\n \"status\":{\n \"name\" : \"acknowledged\",\n \"code\": \"01\",\n \"message\": \"SWITCH CODE + SWITCH MESSAGE \"\n },\n \"transactionDateTime\": \"2024-05-17T17:18:02+00:00\",\n \"transactionTimestamp\": 1715966282,\n \"valueDateTime\": \"2024-05-17T17:18:02+00:00\",\n \"transactionType\" : \"M2M\",\n \"debtorAmount\": {\n \"currency\": \"lyd\",\n \"amount\": \"2000760\",\n \"fees\": \"10000\"\n },\n \"creditorAmount\": {\n \"currency\": \"lyd\",\n \"amount\": \"2000760\",\n \"fees\": \"100\"\n },\n \"debtorAccount\": {\n \"schemeName\": \"iban\",\n \"identification\": \"DE89370400440532013000\",\n \"name\": \"Ahmad\"\n },\n \"creditorAccount\": {\n \"schemeName\": \"iban\",\n \"identification\": \"DE89370400440532013001\",\n \"name\": \"Mohammed\"\n },\n \"creditorInstitution\": {\n \"name\": \"JBANK\",\n \"code\": \"01\"\n },\n \"additionalData\": {\n \"billNumber\": \"OPTIONAL\",\n \"mobileNumber\": \"OPTIONAL\",\n \"storeLabel\": \"OPTIONAL\",\n \"referenceLabel\": \"OPTIONAL\",\n \"customerLabel\" : \"OPTIONAL\",\n \"terminalLabel\": \"OPTIONAL\",\n \"purposeOfTransaction\": \"OPTIONAL\"\n },\n \"numoNotice\": {\n \"debit\": {\n \"authNum\": \"14412214412\",\n \"refNum\": \"347268358194\",\n \"respcode\": \"0\",\n \"respcodeDesc\": \"\"\n },\n \"credit\": {\n \"authNum\": \"151512515152\",\n \"refNum\": \"347268358194\",\n \"respcode\": \"0\",\n \"respcodeDesc\": \"\"\n },\n \"reverse\": []\n },\n \"internalMerchantReference\": \"xxxx\",\n \"description\": \"Text explaining the reason of this payment\"\n }\n}\n"}],"_postman_id":"3f4ff262-e6ff-4ba3-9acb-42aa69e4c873"},{"name":"funds-transfer-request (M2P Refund)","id":"130c851b-788a-48d1-9c28-410f8255798d","protocolProfileBehavior":{"disableBodyPruning":true,"followRedirects":true,"disableUrlEncoding":false,"disableCookies":false},"request":{"auth":{"type":"bearer","bearer":{"basicConfig":[{"key":"token","value":"tokenValue"}]},"isInherited":false},"method":"POST","header":[{"key":"Content-Type","value":"application/json"},{"key":"User-Agent","value":"insomnia/9.1.1"},{"key":"Accept","value":"application/json"}],"body":{"mode":"raw","raw":"{\n \"paymentReference\": \"f7501786-3da3-4230-a81c-5245ee47db48\", //payment reference of the original transaction\n \"transactionTimestamp\": 1741660120,//timestamp of the original transaction\n \"amount\": \"500\",//refund amount should be equal or less than the original amount\n \"description\": \"THE CUSTOMER REQUETED REFUND\"// PUT description FOR REFUND (EXAMPLE REASON)\n}","options":{"raw":{"language":"json"}}},"url":"127.0.0.1:8080/api/v1/payments/funds-transfers/{UUID}/refund","description":"Funds Transfer Initiation Request
\nAll funds transfer processes should start with this API. The P2M (Person to Merchant) request must contain the Internal Merchant Reference found in the merchant-generated QR code, following this format:
\n• [INST_CODE]: 3 digits
\n• [TIMESTAMP]: 10 digits
\n• [INSTITUTION_REFERENCE]: 8 alphanumeric characters
\nExample:
\n• [INST_CODE]: 002
\n• [TIMESTAMP]: 1625097600 (example timestamp representing a specific date and time)
\n• [INSTITUTION_REFERENCE]: AB12CD34
\nThe combined Internal Merchant Reference would be: 0021625097600AB12CD34
\n","urlObject":{"path":["api","v1","payments","funds-transfers","{UUID}","refund"],"host":["127.0.0.1:8080"],"query":[],"variable":[]}},"response":[{"id":"e352b2ae-b656-4307-8afe-d3dedd7524f9","name":"funds-transfer-request","originalRequest":{"method":"POST","header":[{"key":"Content-Type","value":"application/json"},{"key":"User-Agent","value":"insomnia/9.1.1"},{"key":"Accept","value":"application/json"}],"body":{"mode":"raw","raw":"{\n \"paymentReference\": \"6645ef40eb9fe\", //payment reference of the original transaction\n \"transactionTimestamp\": 1715859264,//timestamp of the original transaction\n \"amount\": \"40000\", //refund amount should be equal or less than the original amount,\n \"description\": \"Text explaining the reason of this payment\"\n \n}","options":{"raw":{"language":"json"}}},"url":"127.0.0.1:8080/api/v1/payments/funds-transfers/{UUID}/refund"},"_postman_previewlanguage":"json","header":[{"key":"Content-Type","value":"application/json","description":""}],"cookie":[],"responseTime":null,"body":"{\n \"data\": {\n \"uuid\": \"3f9d6843-6329-4263-a465-7edc0f202c4e\",\n \"paymentReference\": \"d7c14ded-d0e1-4541-80c5-53fffa6e5e5\",\n \"status\":{\n \"name\" : \"acknowledged\",\n \"code\": \"01\",\n \"message\": \"SWITCH CODE + SWITCH MESSAGE \"\n },\n \"transactionDateTime\": \"2024-05-17T17:18:02+00:00\",\n \"transactionTimestamp\": 1715966282,\n \"valueDateTime\": \"2024-05-17T17:18:02+00:00\",\n \"transactionType\" : \"M2P\",\n \"debtorAmount\": {\n \"currency\": \"lyd\",\n \"amount\": \"2000760\",\n \"fees\": \"10000\"\n },\n \"creditorAmount\": {\n \"currency\": \"lyd\",\n \"amount\": \"2000760\",\n \"fees\": \"100\"\n },\n \"debtorAccount\": {\n \"schemeName\": \"iban\",\n \"identification\": \"DE89370400440532013000\",\n \"name\": \"Ahmad\"\n },\n \"creditorAccount\": {\n \"schemeName\": \"iban\",\n \"identification\": \"DE89370400440532013001\",\n \"name\": \"Mohammed\"\n },\n \"creditorInstitution\": {\n \"name\": \"JBANK\",\n \"code\": \"01\"\n },\n \"additionalData\": {\n \"billNumber\": \"OPTIONAL\",\n \"mobileNumber\": \"OPTIONAL\",\n \"storeLabel\": \"OPTIONAL\",\n \"referenceLabel\": \"OPTIONAL\",\n \"customerLabel\" : \"OPTIONAL\",\n \"terminalLabel\": \"OPTIONAL\",\n \"purposeOfTransaction\": \"OPTIONAL\"\n },\n \"numoNotice\": {\n \"debit\": {\n \"authNum\": \"14412214412\",\n \"refNum\": \"347268358194\",\n \"respcode\": \"0\",\n \"respcodeDesc\": \"\"\n },\n \"credit\": {\n \"authNum\": \"151512515152\",\n \"refNum\": \"347268358194\",\n \"respcode\": \"0\",\n \"respcodeDesc\": \"\"\n },\n \"reverse\": []\n },\n \"internalMerchantReference\": \"xxxx\",\n \"description\": \"Text explaining the reason of this payment\",\n \"refund\":{\n \"isRefunded\": false,\n \"transactions\" : [] //no refunded transactions related to this P2M\n } \n }\n}\n"}],"_postman_id":"130c851b-788a-48d1-9c28-410f8255798d"},{"name":"funds-transfer-status","event":[{"listen":"test","script":{"id":"e2e1b71d-38e3-43b2-bc47-1905e06f5a46","exec":[""],"type":"text/javascript","packages":{}}}],"id":"90c8a4fe-f23e-4523-82f4-7e7a8fb478b1","protocolProfileBehavior":{"disableBodyPruning":true,"followRedirects":true,"disableUrlEncoding":false,"disableCookies":false},"request":{"auth":{"type":"bearer","bearer":{"basicConfig":[{"key":"token","value":"tokenValue"}]},"isInherited":false},"method":"GET","header":[{"key":"Content-Type","value":"application/json"},{"key":"User-Agent","value":"insomnia/9.1.1"},{"key":"Accept","value":"application/json"}],"body":{"mode":"raw","raw":"{\n\t\"paymentReference\": \"6645ef40eb9fe\",\n\t\"transactionTimestamp\": \"1715859264\"\n}","options":{"raw":{"language":"json"}}},"url":"127.0.0.1:8080/api/v1/payments/funds-transfers/{uuid}?paymentReference=62c78f0e-0e26-49e4-bd04-6553bede9fe3&transactionTimestamp=1715859264","description":"Retreives information about the funds transfer transaction
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\"bankAccount\",\n \"identification\": \"083014142390036\",\n \"name\": \"NAME\"\n },\n \"creditorInstitution\": {\n \"name\": \"Wahda Bank\",\n \"code\": \"005\"\n },\n \"additionalData\": null\n },\n {\n \"uuid\": \"adc70e25-37e6-4774-ae7d-35b805343468\",\n \"paymentReference\": \"f40cf8a2-9502-48d6-b6f0-3a9baa60331e\",\n \"transactionType\": \"P2P\",\n \"description\": \"Test Transaction\",\n \"transactionDateTime\": \"2024-05-23T08:25:48+00:00\",\n \"transactionTimestamp\": 1716452748,\n \"valueDateTime\": \"2024-05-23T08:25:48+00:00\",\n \"status\": {\n \"name\": \"acknowledged\",\n \"code\": \"01\",\n \"message\": \"\"\n },\n \"debtorAmount\": {\n \"currency\": \"lyd\",\n \"amount\": null,\n \"fees\": \"4.0\"\n },\n \"creditorAmount\": {\n \"currency\": \"lyd\",\n \"amount\": null,\n \"fees\": \"0\"\n },\n \"debtorAccount\": {\n \"schemeName\": \"bankAccount\",\n \"identification\": \"012010015359018\",\n \"name\": \"NAME\"\n },\n \"creditorAccount\": {\n \"schemeName\": \"bankAccount\",\n \"identification\": \"083014142390036\",\n \"name\": \"NAME\"\n },\n \"creditorInstitution\": {\n \"name\": \"Wahda Bank\",\n \"code\": \"005\"\n },\n \"additionalData\": null\n },\n {\n \"uuid\": \"966a821d-b4ec-4138-be57-c848acc0558a\",\n \"paymentReference\": \"88058ad3-570b-4b59-a9e8-a3dc1e112541\",\n \"transactionType\": \"P2P\",\n \"description\": \"Test Transaction\",\n \"transactionDateTime\": \"2024-05-23T09:23:31+00:00\",\n \"transactionTimestamp\": 1716456211,\n \"valueDateTime\": \"2024-05-23T09:23:31+00:00\",\n \"status\": {\n \"name\": \"acknowledged\",\n \"code\": \"01\",\n \"message\": \"\"\n },\n \"debtorAmount\": {\n \"currency\": \"lyd\",\n \"amount\": null,\n \"fees\": \"4.0\"\n },\n \"creditorAmount\": {\n \"currency\": \"lyd\",\n \"amount\": null,\n \"fees\": \"0\"\n },\n \"debtorAccount\": {\n \"schemeName\": \"bankAccount\",\n \"identification\": \"012010015359018\",\n \"name\": \"NAME\"\n },\n \"creditorAccount\": {\n \"schemeName\": \"bankAccount\",\n \"identification\": \"083014142390036\",\n \"name\": \"NAME\"\n },\n \"creditorInstitution\": {\n \"name\": \"Wahda Bank\",\n \"code\": \"005\"\n },\n \"additionalData\": null\n },\n {\n \"uuid\": \"db90c53c-9d95-47d3-b959-07dafbed383a\",\n \"paymentReference\": \"68e84e42-64e1-4cfa-8615-13b0ea0296d2\",\n \"transactionType\": \"P2P\",\n \"description\": \"Test Transaction\",\n \"transactionDateTime\": \"2024-05-23T09:25:18+00:00\",\n \"transactionTimestamp\": 1716456318,\n \"valueDateTime\": \"2024-05-23T09:25:18+00:00\",\n \"status\": {\n \"name\": \"acknowledged\",\n \"code\": \"01\",\n \"message\": \"\"\n },\n \"debtorAmount\": {\n \"currency\": \"lyd\",\n \"amount\": null,\n \"fees\": \"4.0\"\n },\n \"creditorAmount\": {\n \"currency\": \"lyd\",\n \"amount\": null,\n \"fees\": \"0\"\n },\n \"debtorAccount\": {\n \"schemeName\": \"bankAccount\",\n \"identification\": \"012010015359018\",\n \"name\": \"NAME\"\n },\n \"creditorAccount\": {\n \"schemeName\": \"bankAccount\",\n \"identification\": \"083014142390036\",\n \"name\": \"NAME\"\n },\n \"creditorInstitution\": {\n \"name\": \"Wahda Bank\",\n \"code\": \"005\"\n },\n \"additionalData\": null\n },\n {\n \"uuid\": \"56e5bf80-9cbd-4e5f-8297-8725b933bdbd\",\n \"paymentReference\": \"795b9669-6248-4d13-89e8-d82a21529269\",\n \"transactionType\": \"P2P\",\n \"description\": \"Test Transaction\",\n \"transactionDateTime\": \"2024-05-23T09:25:44+00:00\",\n \"transactionTimestamp\": 1716456344,\n \"valueDateTime\": \"2024-05-23T09:25:44+00:00\",\n \"status\": {\n \"name\": \"acknowledged\",\n \"code\": \"01\",\n \"message\": \"\"\n },\n \"debtorAmount\": {\n \"currency\": \"lyd\",\n \"amount\": null,\n \"fees\": \"4.0\"\n },\n \"creditorAmount\": {\n \"currency\": \"lyd\",\n \"amount\": null,\n \"fees\": \"0\"\n },\n \"debtorAccount\": {\n \"schemeName\": \"bankAccount\",\n \"identification\": \"012010015359018\",\n \"name\": \"NAME\"\n },\n \"creditorAccount\": {\n \"schemeName\": \"bankAccount\",\n \"identification\": \"083014142390036\",\n \"name\": \"NAME\"\n },\n \"creditorInstitution\": {\n \"name\": \"Wahda Bank\",\n \"code\": \"005\"\n },\n \"additionalData\": null\n },\n {\n \"uuid\": \"f355a081-9046-4910-8f81-155713d5e0ca\",\n \"paymentReference\": \"1e37f590-490e-4467-9d78-101fd6598715\",\n \"transactionType\": \"P2P\",\n \"description\": \"Test Transaction\",\n \"transactionDateTime\": \"2024-05-23T09:26:45+00:00\",\n \"transactionTimestamp\": 1716456405,\n \"valueDateTime\": \"2024-05-23T09:26:45+00:00\",\n \"status\": {\n \"name\": \"acknowledged\",\n \"code\": \"01\",\n \"message\": \"\"\n },\n \"debtorAmount\": {\n \"currency\": \"lyd\",\n \"amount\": null,\n \"fees\": \"4.0\"\n },\n \"creditorAmount\": {\n \"currency\": \"lyd\",\n \"amount\": null,\n \"fees\": \"0\"\n },\n \"debtorAccount\": {\n \"schemeName\": \"bankAccount\",\n \"identification\": \"012010015359018\",\n \"name\": \"NAME\"\n },\n \"creditorAccount\": {\n \"schemeName\": \"bankAccount\",\n \"identification\": \"083014142390036\",\n \"name\": \"NAME\"\n },\n \"creditorInstitution\": {\n \"name\": \"Wahda Bank\",\n \"code\": \"005\"\n },\n \"additionalData\": null\n },\n {\n \"uuid\": \"b6d53444-c6bb-4c27-89eb-962a6799e781\",\n \"paymentReference\": \"d5c5be79-cc99-43aa-8965-fbedf0ded639\",\n \"transactionType\": \"P2P\",\n \"description\": \"Test Transaction\",\n \"transactionDateTime\": \"2024-05-23T09:33:28+00:00\",\n \"transactionTimestamp\": 1716456808,\n \"valueDateTime\": \"2024-05-23T09:33:28+00:00\",\n \"status\": {\n \"name\": \"acknowledged\",\n \"code\": \"01\",\n \"message\": \"\"\n },\n \"debtorAmount\": {\n \"currency\": \"lyd\",\n \"amount\": null,\n \"fees\": \"4.0\"\n },\n \"creditorAmount\": {\n \"currency\": \"lyd\",\n \"amount\": null,\n \"fees\": \"0\"\n },\n \"debtorAccount\": {\n \"schemeName\": \"bankAccount\",\n \"identification\": \"012010015359018\",\n \"name\": \"NAME\"\n },\n \"creditorAccount\": {\n \"schemeName\": \"bankAccount\",\n \"identification\": \"083014142390036\",\n \"name\": \"NAME\"\n },\n \"creditorInstitution\": {\n \"name\": \"Wahda Bank\",\n \"code\": \"005\"\n },\n \"additionalData\": null\n },\n {\n \"uuid\": \"d96e3827-59d1-43bb-831a-6221826e8caf\",\n \"paymentReference\": \"24777611-72df-4a04-8d18-239d47f2c57a\",\n \"transactionType\": \"P2P\",\n \"description\": \"Test Transaction\",\n \"transactionDateTime\": \"2024-05-23T09:37:08+00:00\",\n \"transactionTimestamp\": 1716457028,\n \"valueDateTime\": \"2024-05-23T09:37:08+00:00\",\n \"status\": {\n \"name\": \"acknowledged\",\n \"code\": \"01\",\n \"message\": \"\"\n },\n \"debtorAmount\": {\n \"currency\": \"lyd\",\n \"amount\": null,\n \"fees\": \"4.0\"\n },\n \"creditorAmount\": {\n \"currency\": \"lyd\",\n \"amount\": null,\n \"fees\": \"0\"\n },\n \"debtorAccount\": {\n \"schemeName\": \"bankAccount\",\n \"identification\": \"012010015359018\",\n \"name\": \"NAME\"\n },\n \"creditorAccount\": {\n \"schemeName\": \"bankAccount\",\n \"identification\": \"083014142390036\",\n \"name\": \"NAME\"\n },\n \"creditorInstitution\": {\n \"name\": \"Wahda Bank\",\n \"code\": \"005\"\n },\n \"additionalData\": null\n },\n {\n \"uuid\": \"30943bdf-3b02-4974-9567-15f1af6a7ff3\",\n \"paymentReference\": \"0ed453bf-b849-49fe-961a-fa80e5b06712\",\n \"transactionType\": \"P2P\",\n \"description\": \"Test Transaction\",\n \"transactionDateTime\": \"2024-05-23T09:46:34+00:00\",\n \"transactionTimestamp\": 1716457594,\n \"valueDateTime\": \"2024-05-23T09:46:34+00:00\",\n \"status\": {\n \"name\": \"acknowledged\",\n \"code\": \"01\",\n \"message\": \"\"\n },\n \"debtorAmount\": {\n \"currency\": \"lyd\",\n \"amount\": null,\n \"fees\": \"4.0\"\n },\n \"creditorAmount\": {\n \"currency\": \"lyd\",\n \"amount\": null,\n \"fees\": \"0\"\n },\n \"debtorAccount\": {\n \"schemeName\": \"bankAccount\",\n \"identification\": \"012010015359018\",\n \"name\": \"NAME\"\n },\n \"creditorAccount\": {\n \"schemeName\": \"bankAccount\",\n \"identification\": \"083014142390036\",\n \"name\": \"NAME\"\n },\n \"creditorInstitution\": {\n \"name\": \"Wahda Bank\",\n \"code\": \"005\"\n },\n \"additionalData\": null\n },\n {\n \"uuid\": \"1a19b4af-168b-4ff7-b2fc-f621319b0e2f\",\n \"paymentReference\": \"1201f7ed-6ba6-4fa7-85cf-919a10408620\",\n \"transactionType\": \"P2P\",\n \"description\": \"Test Transaction\",\n \"transactionDateTime\": \"2024-05-23T09:53:22+00:00\",\n \"transactionTimestamp\": 1716458002,\n \"valueDateTime\": \"2024-05-23T09:53:22+00:00\",\n \"status\": {\n \"name\": \"declined\",\n \"code\": \"04\",\n \"message\": \"\"\n },\n \"debtorAmount\": {\n \"currency\": \"lyd\",\n \"amount\": null,\n \"fees\": \"4.0\"\n },\n \"creditorAmount\": {\n \"currency\": \"lyd\",\n \"amount\": null,\n \"fees\": \"0\"\n },\n \"debtorAccount\": {\n \"schemeName\": \"bankAccount\",\n \"identification\": \"012010015359018\",\n \"name\": \"NAME\"\n },\n \"creditorAccount\": {\n \"schemeName\": \"bankAccount\",\n \"identification\": \"083014142390036\",\n \"name\": \"NAME\"\n },\n \"creditorInstitution\": {\n \"name\": \"Wahda Bank\",\n \"code\": \"005\"\n },\n \"additionalData\": null\n },\n {\n \"uuid\": \"3a1265a0-7aaf-4754-9539-1619a7a17710\",\n \"paymentReference\": \"b26bb772-9d87-4295-b783-cafda86780b5\",\n \"transactionType\": \"P2P\",\n \"description\": \"Test Transaction\",\n \"transactionDateTime\": \"2024-05-23T11:57:16+00:00\",\n \"transactionTimestamp\": 1716465436,\n \"valueDateTime\": \"2024-05-23T11:57:16+00:00\",\n \"status\": {\n \"name\": \"completed\",\n \"code\": \"03\",\n \"message\": \"\"\n },\n \"debtorAmount\": {\n \"currency\": \"lyd\",\n \"amount\": null,\n \"fees\": \"4.0\"\n },\n \"creditorAmount\": {\n \"currency\": \"lyd\",\n \"amount\": null,\n \"fees\": \"0\"\n },\n \"debtorAccount\": {\n \"schemeName\": \"bankAccount\",\n \"identification\": \"012010015359018\",\n \"name\": \"NAME\"\n },\n \"creditorAccount\": {\n \"schemeName\": \"bankAccount\",\n \"identification\": \"083014142390036\",\n \"name\": \"NAME\"\n },\n \"creditorInstitution\": {\n \"name\": \"Wahda Bank\",\n \"code\": \"005\"\n },\n \"additionalData\": {\n \"billNumber\": \"OPTIONAL\",\n \"mobileNumber\": \"OPTIONAL\",\n \"storeLabel\": \"OPTIONAL\",\n \"referenceLabel\": \"OPTIONAL\",\n \"customerLabel\": \"OPTIONAL\",\n \"terminalLabel\": \"OPTIONAL\",\n \"purposeOfTransaction\": \"OPTIONAL\"\n }\n },\n {\n \"uuid\": \"1405e5f9-e874-4506-8ef0-1f1e6c1ee27c\",\n \"paymentReference\": \"cdb84f8f-4394-4f14-8af3-208f82df0b55\",\n \"transactionType\": \"P2P\",\n \"description\": \"Test Transaction\",\n \"transactionDateTime\": \"2024-05-23T12:17:18+00:00\",\n \"transactionTimestamp\": 1716466638,\n \"valueDateTime\": \"2024-05-23T12:17:18+00:00\",\n \"status\": {\n \"name\": \"completed\",\n \"code\": \"03\",\n \"message\": \"\"\n },\n \"debtorAmount\": {\n \"currency\": \"lyd\",\n \"amount\": null,\n \"fees\": \"4.0\"\n },\n \"creditorAmount\": {\n \"currency\": \"lyd\",\n \"amount\": null,\n \"fees\": \"0\"\n },\n \"debtorAccount\": {\n \"schemeName\": \"bankAccount\",\n \"identification\": \"012010015359018\",\n \"name\": \"NAME\"\n },\n \"creditorAccount\": {\n \"schemeName\": \"bankAccount\",\n \"identification\": \"083014142390036\",\n \"name\": \"NAME\"\n },\n \"creditorInstitution\": {\n \"name\": \"Wahda Bank\",\n \"code\": \"005\"\n },\n \"additionalData\": {\n \"billNumber\": \"OPTIONAL\",\n \"mobileNumber\": \"OPTIONAL\",\n \"storeLabel\": \"OPTIONAL\",\n \"referenceLabel\": \"OPTIONAL\",\n \"customerLabel\": \"OPTIONAL\",\n \"terminalLabel\": \"OPTIONAL\",\n \"purposeOfTransaction\": \"OPTIONAL\"\n }\n },\n {\n \"uuid\": \"9d24b63a-9237-46e5-b943-141007cee8cc\",\n \"paymentReference\": \"5fe2e38e-7cf1-4e7b-8b86-b246eadf9002\",\n \"transactionType\": \"P2P\",\n \"description\": \"Test Transaction\",\n \"transactionDateTime\": \"2024-05-23T12:24:09+00:00\",\n \"transactionTimestamp\": 1716467049,\n \"valueDateTime\": \"2024-05-23T12:24:09+00:00\",\n \"status\": {\n \"name\": \"completed\",\n \"code\": \"03\",\n \"message\": \"\"\n },\n \"debtorAmount\": {\n \"currency\": \"lyd\",\n \"amount\": null,\n \"fees\": \"4.0\"\n },\n \"creditorAmount\": {\n \"currency\": \"lyd\",\n \"amount\": null,\n \"fees\": \"0\"\n },\n \"debtorAccount\": {\n \"schemeName\": \"bankAccount\",\n \"identification\": \"012010015359018\",\n \"name\": \"NAME\"\n },\n \"creditorAccount\": {\n \"schemeName\": \"bankAccount\",\n \"identification\": \"083014142390036\",\n \"name\": \"NAME\"\n },\n \"creditorInstitution\": {\n \"name\": \"Wahda Bank\",\n \"code\": \"005\"\n },\n \"additionalData\": {\n \"billNumber\": \"OPTIONAL\",\n \"mobileNumber\": \"OPTIONAL\",\n \"storeLabel\": \"OPTIONAL\",\n \"referenceLabel\": \"OPTIONAL\",\n \"customerLabel\": \"OPTIONAL\",\n \"terminalLabel\": \"OPTIONAL\",\n \"purposeOfTransaction\": \"OPTIONAL\"\n }\n }\n ],\n \"links\": {\n \"first\": \"http://192.168.18.43/api/v1/payments/debited-funds-transfers?page=1\",\n \"last\": \"http://192.168.18.43/api/v1/payments/debited-funds-transfers?page=3\",\n \"prev\": null,\n \"next\": \"http://192.168.18.43/api/v1/payments/debited-funds-transfers?page=2\"\n },\n \"meta\": {\n \"current_page\": 1,\n \"from\": 1,\n \"last_page\": 3,\n \"links\": [\n {\n \"url\": null,\n \"label\": \"« Previous\",\n \"active\": false\n },\n {\n \"url\": \"http://192.168.18.43/api/v1/payments/debited-funds-transfers?page=1\",\n \"label\": \"1\",\n \"active\": true\n },\n {\n \"url\": \"http://192.168.18.43/api/v1/payments/debited-funds-transfers?page=2\",\n \"label\": \"2\",\n \"active\": false\n },\n {\n \"url\": \"http://192.168.18.43/api/v1/payments/debited-funds-transfers?page=3\",\n \"label\": \"3\",\n \"active\": false\n },\n {\n \"url\": \"http://192.168.18.43/api/v1/payments/debited-funds-transfers?page=2\",\n \"label\": \"Next »\",\n \"active\": false\n }\n ],\n \"path\": \"http://192.168.18.43/api/v1/payments/debited-funds-transfers\",\n \"per_page\": 15,\n \"to\": 15,\n \"total\": 34\n }\n}"}],"_postman_id":"5e72d725-f5f9-457f-82cb-094ffa398d5c"},{"name":"Funds-Transfers(Credit)","id":"bf1b8023-477e-4cce-86da-a3952f1baf84","protocolProfileBehavior":{"disableBodyPruning":true},"request":{"method":"GET","header":[],"url":"127.0.0.1:8080/api/v1/payments/credited-funds-transfers?filter[type]=p2p&filter[date]=2024-05-18","auth":{"type":"bearer","bearer":{"basicConfig":[{"key":"token","value":"tokenValue"}]},"isInherited":true,"source":{"_postman_id":"3b95320a-c157-416c-828f-1d4897dfad88","id":"3b95320a-c157-416c-828f-1d4897dfad88","name":"IPS API Standards (IPS for FIs version) - v1.0","type":"collection"}},"urlObject":{"path":["api","v1","payments","credited-funds-transfers"],"host":["127.0.0.1:8080"],"query":[{"description":{"content":"Transaction type (Ex. P2P, P2M) CAPS only
\n","type":"text/plain"},"key":"filter[type]","value":"p2p"},{"description":{"content":"Date in YYYY-MM-DD format
\n","type":"text/plain"},"key":"filter[date]","value":"2024-05-18"}],"variable":[]}},"response":[{"id":"885da130-26fd-4f4e-93cb-7219b4d0565b","name":"Funds-Transfers(Credit)","originalRequest":{"method":"GET","header":[],"url":{"raw":"127.0.0.1:8080/api/v1/payments/credited-funds-transfers?type=p2p&date=2024-05-18","host":["127.0.0.1:8080"],"path":["api","v1","payments","credited-funds-transfers"],"query":[{"key":"type","value":"p2p","description":"Transaction type (Ex. P2P, P2M)"},{"key":"date","value":"2024-05-18","description":"Date in YYYY-MM-DD format"}]}},"_postman_previewlanguage":"json","header":[{"key":"Content-Type","value":"application/json","description":""}],"cookie":[],"responseTime":null,"body":"{\r\n \"data\": [\r\n {\r\n \"uuid\": \"af6ebb8f-4c73-46e9-8784-9ca0794b24b1\",\r\n \"paymentReference\": \"ead6913b-25d2-4898-b7a6-f1ac90fa9f59\",\r\n \"transactionType\": \"P2P\",\r\n \"description\": \"justtest\",\r\n \"transactionDateTime\": \"2024-05-25T17:25:03+00:00\",\r\n \"transactionTimestamp\": 1716657903,\r\n \"valueDateTime\": \"2024-05-25T17:25:03+00:00\",\r\n \"status\": {\r\n \"name\": \"completed\",\r\n \"code\": \"03\",\r\n \"message\": \"\"\r\n },\r\n \"debtorAmount\": {\r\n \"currency\": \"lyd\",\r\n \"amount\": null,\r\n \"fees\": \"4.0\"\r\n },\r\n \"creditorAmount\": {\r\n \"currency\": \"lyd\",\r\n \"amount\": null,\r\n \"fees\": \"0\"\r\n },\r\n \"debtorAccount\": {\r\n \"schemeName\": \"bankAccount\",\r\n \"identification\": \"002205000004186\",\r\n \"name\": \"NAME\"\r\n },\r\n \"creditorAccount\": {\r\n \"schemeName\": \"bankAccount\",\r\n \"identification\": \"012010015359018\",\r\n \"name\": \"NAME\"\r\n },\r\n \"creditorInstitution\": {\r\n \"name\": \"North Africa Bank\",\r\n \"code\": \"007\"\r\n },\r\n \"additionalData\": []\r\n }\r\n ],\r\n \"links\": {\r\n \"first\": \"http://192.168.18.43/api/v1/payments/credited-funds-transfers?page=1\",\r\n \"last\": \"http://192.168.18.43/api/v1/payments/credited-funds-transfers?page=1\",\r\n \"prev\": null,\r\n \"next\": null\r\n },\r\n \"meta\": {\r\n \"current_page\": 1,\r\n \"from\": 1,\r\n \"last_page\": 1,\r\n \"links\": [\r\n {\r\n \"url\": null,\r\n \"label\": \"« Previous\",\r\n \"active\": false\r\n },\r\n {\r\n \"url\": \"http://192.168.18.43/api/v1/payments/credited-funds-transfers?page=1\",\r\n \"label\": \"1\",\r\n \"active\": true\r\n },\r\n {\r\n \"url\": null,\r\n \"label\": \"Next »\",\r\n \"active\": false\r\n }\r\n ],\r\n \"path\": \"http://192.168.18.43/api/v1/payments/credited-funds-transfers\",\r\n \"per_page\": 15,\r\n \"to\": 1,\r\n \"total\": 1\r\n }\r\n}"}],"_postman_id":"bf1b8023-477e-4cce-86da-a3952f1baf84"},{"name":"(New) Funds-Trasnfers (By internal merchant reference)","id":"cd202f4a-b9fd-4a88-a5ce-86ae2020e882","protocolProfileBehavior":{"disableBodyPruning":true},"request":{"method":"GET","header":[],"url":"127.0.0.1:8080/api/v1/payments/credited-funds-transfers/by-internal-merchant-reference?internal_merchant_reference=xxxx","description":"Description:
\nThis endpoint retrieves the transaction status from the debtor bank to your merchant based on the provided InternalMerchantReference. It returns the current status of the transaction.
\nImportant Warning:
\nThis will bring the current status of the transaction. You must read the status carefully and DO NOT consider the transaction completed or successful solely based on our response.
\n","auth":{"type":"bearer","bearer":{"basicConfig":[{"key":"token","value":"tokenValue"}]},"isInherited":true,"source":{"_postman_id":"3b95320a-c157-416c-828f-1d4897dfad88","id":"3b95320a-c157-416c-828f-1d4897dfad88","name":"IPS API Standards (IPS for FIs version) - v1.0","type":"collection"}},"urlObject":{"path":["api","v1","payments","credited-funds-transfers","by-internal-merchant-reference"],"host":["127.0.0.1:8080"],"query":[{"key":"internal_merchant_reference","value":"xxxx"}],"variable":[]}},"response":[{"id":"3170963d-d8f0-455c-8b4c-a35a5519d57b","name":"Funds-Trasnfers (By internal merchant reference)","originalRequest":{"method":"GET","header":[],"url":{"raw":"127.0.0.1:8080/api/v1/payments/credited-funds-transfers/by-internal-merchant-reference?internal_merchant_reference=xxxx","host":["127.0.0.1:8080"],"path":["api","v1","payments","credited-funds-transfers","by-internal-merchant-reference"],"query":[{"key":"internal_merchant_reference","value":"xxxx"}]}},"_postman_previewlanguage":"json","header":[{"key":"Content-Type","value":"application/json","description":""}],"cookie":[],"responseTime":null,"body":"{\n \"data\": {\n \"uuid\": \"3f9d6843-6329-4263-a465-7edc0f202c4e\",\n \"paymentReference\": \"d7c14ded-d0e1-4541-80c5-53fffa6e5e5\",\n \"status\":{\n \"name\" : \"acknowledged\",\n \"code\": \"01\",\n \"message\": \"SWITCH CODE + SWITCH MESSAGE \"\n },\n \"transactionDateTime\": \"2024-05-17T17:18:02+00:00\",\n \"transactionTimestamp\": 1715966282,\n \"valueDateTime\": \"2024-05-17T17:18:02+00:00\",\n \"transactionType\" : \"P2M\",\n \"debtorAmount\": {\n \"currency\": \"lyd\",\n \"amount\": \"2000760\",\n \"fees\": \"10000\"\n },\n \"creditorAmount\": {\n \"currency\": \"lyd\",\n \"amount\": \"2000760\",\n \"fees\": \"100\"\n },\n \"debtorAccount\": {\n \"schemeName\": \"iban\",\n \"identification\": \"DE89370400440532013000\",\n \"name\": \"Ahmad\"\n },\n \"creditorAccount\": {\n \"schemeName\": \"iban\",\n \"identification\": \"DE89370400440532013001\",\n \"name\": \"Mohammed\"\n },\n \"creditorInstitution\": {\n \"name\": \"JBANK\",\n \"code\": \"01\"\n },\n \"additionalData\": {\n \"billNumber\": \"OPTIONAL\",\n \"mobileNumber\": \"OPTIONAL\",\n \"storeLabel\": \"OPTIONAL\",\n \"referenceLabel\": \"OPTIONAL\",\n \"customerLabel\" : \"OPTIONAL\",\n \"terminalLabel\": \"OPTIONAL\",\n \"purposeOfTransaction\": \"OPTIONAL\"\n },\n \"numoNotice\": {\n \"debit\": {\n \"authNum\": \"14412214412\",\n \"refNum\": \"347268358194\",\n \"respcode\": \"0\",\n \"respcodeDesc\": \"\"\n },\n \"credit\": {\n \"authNum\": \"151512515152\",\n \"refNum\": \"347268358194\",\n \"respcode\": \"0\",\n \"respcodeDesc\": \"\"\n },\n \"reverse\": []\n },\n \"internalMerchantReference\": \"xxxx\",\n \"description\": \"Text explaining the reason of this payment\"\n }\n}\n"}],"_postman_id":"cd202f4a-b9fd-4a88-a5ce-86ae2020e882"}],"id":"5736ab56-8aa6-43cc-bd24-4f99190d2b91","_postman_id":"5736ab56-8aa6-43cc-bd24-4f99190d2b91","description":"","auth":{"type":"bearer","bearer":{"basicConfig":[{"key":"token","value":"tokenValue"}]},"isInherited":true,"source":{"_postman_id":"3b95320a-c157-416c-828f-1d4897dfad88","id":"3b95320a-c157-416c-828f-1d4897dfad88","name":"IPS API Standards (IPS for FIs version) - 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These webhooks are essential for receiving notifications and handling requests from the Instant Payment System (IPS).
\nThe webhooks you develop will enable us to send various messages and requests directly to your systems, ensuring seamless communication and efficient transaction processing within the IPS framework.
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