\n\n","schema":"https://schema.getpostman.com/json/collection/v2.0.0/collection.json","toc":[{"content":"Welcome to Anzi Developers.","slug":"welcome-to-anzi-developers"}],"owner":"29201474","collectionId":"c8be523d-aaaf-4907-9390-19b1fed4fdf4","publishedId":"2s9YsM8qEo","public":true,"customColor":{"top-bar":"FFFFFF","right-sidebar":"303030","highlight":"FF6C37"},"publishDate":"2024-01-11T21:10:28.000Z"},"item":[{"name":"Basic API Flow","item":[],"id":"47fd0aef-ba74-492d-879f-3e6565672557","description":"A little help for our developer community: You might come across some finance-related terms in this documentation that you're not familiar with. That's why we've created our glossary, where you can find definitions for words that might be new to you. We hope it helps!
\n
\n\nIn this session, you can find the basic flow for generating and claiming the guarantees for your loans.
\n
This endpoint allows you to create an API key using the email with which you registered.
\nAfter calling this endpoint and receiving your API key, always include it in the header as X-API-KEY for every subsequent call to our API.
\nBefore creating your surety, you will likely want to know the amount of your loan that will be covered by Anzi and the premium amount you will have to pay in exchange for that coverage. This endpoint will provide you with that information.
\nThis endpoint is ready to work in tandem with your loan origination system, enabling you to create a surety for a loan that you wish to be covered by Anzi in case of default. The created surety will be linked to your current Anzi Operative license.
\nIn the event that your borrower fails to meet their payment obligations, you can consult this endpoint before making a claim, to validate if your claim is valid according to the configuration of your Anzi operative license. If valid, we will return the amount to be paid and the payment date of the coverage, along with the boolean isEnabledForAutomaticPayment, which indicates whether a payment will be made automatically at the times agreed upon between the client and Anzi.
\nIn the event that one of your borrowers fails to meet their payment obligation for a number of days greater than or equal to that specified in the minimumDaysToDeclareDefault parameter of your Anzi operative license, you can call this endpoint. It will register your claim and notify us to proceed with scheduling your coverage payment according to the terms agreed upon with Anzi.
\nThis endpoint allows you to generate an API key to begin integrating with our services, using only your user email and password.
\n\n\n⚠️ Securely store and remain confidential your API key immediately upon generation, as it cannot be viewed again ⚠️
\n
This endpoint allows you to create a surety for a loan that you want to be covered by Anzi in case of default. The created surety will be linked to your current license.
\nIn case of an error response, please review our table of error codes.
\n","auth":{"type":"apikey","apikey":{"basicConfig":[{"key":"key","value":"X-API-KEY"},{"key":"value","value":"{{api-key}}"}]},"isInherited":true,"source":{"_postman_id":"c8be523d-aaaf-4907-9390-19b1fed4fdf4","id":"c8be523d-aaaf-4907-9390-19b1fed4fdf4","name":"Anzi Finance - V 0.0.9","type":"collection"}},"urlObject":{"path":["v1","sureties"],"host":["{{baseUrl}}"],"query":[],"variable":[]}},"response":[{"id":"3750d1d1-717e-46e8-9b96-96159e5c44bc","name":"success - ONE PAYMENT","originalRequest":{"method":"POST","header":[],"body":{"mode":"raw","raw":"{\r\n \"loanPaymentConfig\": 0,\r\n \"loanAmount\": 1500000,\r\n \"principalName\": \"Test Client\",\r\n \"paymentTerm\": \"2024-01-26\",\r\n \"interestRate\": 5\r\n}","options":{"raw":{"language":"json"}}},"url":"http://localhost:3001/v1/sureties"},"status":"Created","code":201,"_postman_previewlanguage":"json","header":[{"key":"X-Powered-By","value":"Express"},{"key":"Access-Control-Allow-Origin","value":"*"},{"key":"Content-Type","value":"application/json; charset=utf-8"},{"key":"Content-Length","value":"446"},{"key":"ETag","value":"W/\"1be-rC8R5qql55wa4TL6B3qXM6XcLyU\""},{"key":"Date","value":"Thu, 11 Jan 2024 16:12:35 GMT"},{"key":"Connection","value":"keep-alive"},{"key":"Keep-Alive","value":"timeout=5"}],"cookie":[],"responseTime":null,"body":"{\n \"uid\": \"aa21d28a-757d-4d28-ac3a-bc6be6f2f92c\",\n \"tokenId\": 1208344565,\n \"coverage\": 750000,\n \"issuanceDate\": \"2024-01-12T04:59:59.000Z\",\n \"dueDate\": \"2024-09-09T04:59:59.000Z\",\n \"premiumPaymentDueDate\": \"2024-01-14T04:59:59.000Z\",\n \"status\": 0,\n \"premium\": 37500,\n \"principalName\": \"Test Client\",\n \"numberOfInstallments\": 0,\n \"frequency\": null,\n \"loanPaymentDueDate\": \"2024-03-13T04:59:59.000Z\",\n \"loanPaymentConfig\": 0,\n \"interestRate\": 5,\n \"loanAmount\": 1500000,\n \"principalDocuments\": []\n}"},{"id":"b1fb26b1-2f4e-4d87-956a-3fc1dac0fc2f","name":"success - INSTALLMENTS","originalRequest":{"method":"POST","header":[],"body":{"mode":"raw","raw":"{\r\n \"loanPaymentConfig\": 1,\r\n \"loanAmount\": 1500000,\r\n \"principalName\": \"Test Client\",\r\n \"paymentTerm\": \"2024-01-26\",\r\n \"interestRate\": 5,\r\n \"numberOfInstallments\": 5,\r\n \"frequency\": 1\r\n}","options":{"raw":{"language":"json"}}},"url":"http://localhost:3001/v1/sureties"},"status":"Created","code":201,"_postman_previewlanguage":"json","header":[{"key":"X-Powered-By","value":"Express"},{"key":"Access-Control-Allow-Origin","value":"*"},{"key":"Content-Type","value":"application/json; charset=utf-8"},{"key":"Content-Length","value":"443"},{"key":"ETag","value":"W/\"1bb-SB5YL6nInRBDgGSNKNKUuxSa9HU\""},{"key":"Date","value":"Thu, 11 Jan 2024 16:37:50 GMT"},{"key":"Connection","value":"keep-alive"},{"key":"Keep-Alive","value":"timeout=5"}],"cookie":[],"responseTime":null,"body":"{\n \"uid\": \"90fa8abe-fb53-4c3d-9068-c977430d2a76\",\n \"tokenId\": 1600976805,\n \"coverage\": 750000,\n \"issuanceDate\": \"2024-01-12T04:59:59.000Z\",\n \"dueDate\": \"2024-12-10T04:59:59.000Z\",\n \"premiumPaymentDueDate\": \"2024-01-14T04:59:59.000Z\",\n \"status\": 0,\n \"premium\": 37500,\n \"principalName\": \"Test Client\",\n \"numberOfInstallments\": 5,\n \"frequency\": 1,\n \"loanPaymentDueDate\": \"2024-06-13T04:59:59.000Z\",\n \"loanPaymentConfig\": 1,\n \"interestRate\": 5,\n \"loanAmount\": 1500000,\n \"principalDocuments\": []\n}"}],"_postman_id":"436cb60b-7f13-4d11-ad7c-ff9f6323cb8e"},{"name":"Get coverage info","id":"d257f8b8-ad77-4b6a-935b-569fdef6e06b","protocolProfileBehavior":{"disableBodyPruning":true},"request":{"method":"GET","header":[],"url":"{{baseUrl}}/v1/sureties/coverages?loanAmount=450000","description":"Before creating a surety, you can call this endpoint to determine, according to your Anzi License configuration, if a loan amount is valid, the amount that will be covered by Anzi's surety, and the premium value.
\nIn case of an error response, please review our table of error codes.
\n","auth":{"type":"apikey","apikey":{"basicConfig":[{"key":"key","value":"X-API-KEY"},{"key":"value","value":"{{api-key}}"}]},"isInherited":true,"source":{"_postman_id":"c8be523d-aaaf-4907-9390-19b1fed4fdf4","id":"c8be523d-aaaf-4907-9390-19b1fed4fdf4","name":"Anzi Finance - V 0.0.9","type":"collection"}},"urlObject":{"path":["v1","sureties","coverages"],"host":["{{baseUrl}}"],"query":[{"key":"loanAmount","value":"450000"}],"variable":[]}},"response":[{"id":"acf4768b-62df-4b92-a7c6-955b4a201157","name":"success","originalRequest":{"method":"GET","header":[],"url":{"raw":"{{baseUrl}}/v1/sureties/coverages?loanAmount=450000","host":["{{baseUrl}}"],"path":["v1","sureties","coverages"],"query":[{"key":"loanAmount","value":"450000"}]}},"status":"OK","code":200,"_postman_previewlanguage":"json","header":[{"key":"Date","value":"Mon, 15 Jan 2024 17:51:54 GMT"},{"key":"Content-Type","value":"application/json; charset=utf-8"},{"key":"Content-Length","value":"35"},{"key":"Connection","value":"keep-alive"},{"key":"x-powered-by","value":"Express"},{"key":"access-control-allow-origin","value":"*"},{"key":"etag","value":"W/\"23-Ktx1qUJGRrNRT1aMogrUlMJmD7U\""},{"key":"x-do-app-origin","value":"89637336-8256-431d-bccc-78f5431c62a3"},{"key":"cache-control","value":"private"},{"key":"x-do-orig-status","value":"200"},{"key":"CF-Cache-Status","value":"MISS"},{"key":"Accept-Ranges","value":"bytes"},{"key":"Set-Cookie","value":"__cf_bm=aVoCq6KZwpfnYGYto9I04MTKIwoMJqmRusQ0U0duGuk-1705341114-1-ATn1SdwiDI1QfvlHs75Kk8cifpaz94ZRUVTN6TMfBqSuDK8XQBfQ/lvvGyX1aubg7jzT08TuBSNt6E5b8eJO690=; path=/; expires=Mon, 15-Jan-24 18:21:54 GMT; domain=.ondigitalocean.app; HttpOnly; Secure; SameSite=None"},{"key":"Vary","value":"Accept-Encoding"},{"key":"Server","value":"cloudflare"},{"key":"CF-RAY","value":"845ff829ba36da7b-MIA"}],"cookie":[],"responseTime":null,"body":"{\n \"premium\": 11250,\n \"coverage\": 225000\n}"}],"_postman_id":"d257f8b8-ad77-4b6a-935b-569fdef6e06b"},{"name":"Get a surety by UID","id":"4b0168af-c8ff-4606-9f3e-f7a9f25dc06e","protocolProfileBehavior":{"disableBodyPruning":true},"request":{"method":"GET","header":[],"url":"{{baseUrl}}/v1/sureties/:uid","description":"Get a specific surety by UID.
\nIn case of an error response, please review our table of error codes.
\n","auth":{"type":"apikey","apikey":{"basicConfig":[{"key":"key","value":"X-API-KEY"},{"key":"value","value":"{{api-key}}"}]},"isInherited":true,"source":{"_postman_id":"c8be523d-aaaf-4907-9390-19b1fed4fdf4","id":"c8be523d-aaaf-4907-9390-19b1fed4fdf4","name":"Anzi Finance - V 0.0.9","type":"collection"}},"urlObject":{"path":["v1","sureties",":uid"],"host":["{{baseUrl}}"],"query":[],"variable":[{"description":{"content":"(Required) The surety UID
\n","type":"text/plain"},"type":"any","value":"","key":"uid"}]}},"response":[{"id":"b77d366c-2e74-4bfb-be24-4f1a5c61c659","name":"success","originalRequest":{"method":"GET","header":[],"url":{"raw":"{{baseUrl}}/v1/sureties/:uid","host":["{{baseUrl}}"],"path":["v1","sureties",":uid"],"variable":[{"key":"uid","value":"172029e2-560f-4b82-bb13-e9981bb8c2","description":"(Required) Esta es una descipcion"}]}},"status":"OK","code":200,"_postman_previewlanguage":"json","header":[{"key":"X-Powered-By","value":"Express"},{"key":"Access-Control-Allow-Origin","value":"*"},{"key":"Content-Type","value":"application/json; charset=utf-8"},{"key":"Content-Length","value":"481"},{"key":"ETag","value":"W/\"1e1-TY1wvpN0k201R7/nMmCsnrrNq70\""},{"key":"Date","value":"Wed, 10 Jan 2024 14:40:35 GMT"},{"key":"Connection","value":"keep-alive"},{"key":"Keep-Alive","value":"timeout=5"}],"cookie":[],"responseTime":null,"body":"{\n \"uid\": \"172029e2-560f-4b82-bb13-e9981bb8c2\",\n \"tokenId\": 1476233776,\n \"coverage\": 825000,\n \"issuanceDate\": \"2024-01-10T04:59:59.000Z\",\n \"dueDate\": \"2024-07-29T23:59:59.000Z\",\n \"premiumPaymentDueDate\": \"2024-01-14T04:59:59.000Z\",\n \"status\": 0,\n \"premium\": 41250,\n \"principalName\": \"Client 433\",\n \"numberOfInstallments\": null,\n \"frequency\": 0,\n \"loanPaymentDueDate\": \"2024-01-31T23:59:59.000Z\",\n \"loanPaymentConfig\": 0,\n \"interestRate\": 0,\n \"loanAmount\": 1650000,\n \"principalDocuments\": [\n \"https://example.com/principal-docs\"\n ]\n}"}],"_postman_id":"4b0168af-c8ff-4606-9f3e-f7a9f25dc06e"},{"name":"Get sureties by status","id":"6eb8c289-ff68-4073-b57e-10677d7effe3","protocolProfileBehavior":{"disableBodyPruning":true},"request":{"method":"GET","header":[],"url":"{{baseUrl}}/v1/sureties/by-status?status=&page=&limit=","description":"This endpoint allows you to retrieve sureties linked to your license using their status as a filter.
\nThe API will respond with a list of sureties matching the specified status filter, along with pagination information (View pagination structure for specification).
\nIn case of an error response, please review our table of error codes.
\n\nThis endpoint allows you to retrieve sureties linked to your license.
\nThe API will respond with a list of sureties linked to your license, along with pagination information (View pagination structure for specification).
\nIn case of an error response, please review our table of error codes.
\nThis endpoint allows you to retrieve sureties using its premium status as a filter.
\nThe API will respond with a list of sureties matching the specified status filter, along with pagination information (View pagination structure for specification).
This endpoint allows you to claim a surety. By calling this endpoint, you notify us of your default and allow us to schedule the payment of your coverage.
\nIn case of an error response, please review our table of error codes.
\n","auth":{"type":"apikey","apikey":{"basicConfig":[{"key":"key","value":"X-API-KEY"},{"key":"value","value":"{{api-key}}"}]},"isInherited":true,"source":{"_postman_id":"c8be523d-aaaf-4907-9390-19b1fed4fdf4","id":"c8be523d-aaaf-4907-9390-19b1fed4fdf4","name":"Anzi Finance - V 0.0.9","type":"collection"}},"urlObject":{"path":["v1","claims"],"host":["{{baseUrl}}"],"query":[],"variable":[]}},"response":[{"id":"5a227e9a-14d3-433e-9b0e-c6d837c46422","name":"Create claim","originalRequest":{"method":"POST","header":[],"body":{"mode":"raw","raw":"{\r\n \"totalPaidToPrincipalToDate\": 100000,\r\n \"lastPaymentDate\": \"2024-04-12\",\r\n \"suretyUID\": \"f108c82b-17f8-4309-b249-67aa6390a\"\r\n}","options":{"raw":{"language":"json"}}},"url":"http://localhost:3001/v1/claims"},"status":"OK","code":200,"_postman_previewlanguage":"json","header":[{"key":"Date","value":"Tue, 16 Jan 2024 15:04:28 GMT"},{"key":"Content-Type","value":"application/json; charset=utf-8"},{"key":"Transfer-Encoding","value":"chunked"},{"key":"Connection","value":"keep-alive"},{"key":"x-powered-by","value":"Express"},{"key":"access-control-allow-origin","value":"*"},{"key":"etag","value":"W/\"49-KuiSr60/6eWM/tI4a6zxxlneg1o\""},{"key":"x-do-app-origin","value":"89637336-8256-431d-bccc-78f5431c62a3"},{"key":"cache-control","value":"private"},{"key":"x-do-orig-status","value":"404"},{"key":"CF-Cache-Status","value":"DYNAMIC"},{"key":"Set-Cookie","value":"__cf_bm=1LBAqpznaJRR6QcwqwGckl5mX86jwfSwcd3VuYC7Hms-1705417468-1-AaUcM3NCaHTPgUaSR0dAof1pHbzHV6ejGwIIQjtOyaNRBHJ033q5iGphJ+w1fmWVk/tCyQr/KM/hq4PaiyESoTE=; path=/; expires=Tue, 16-Jan-24 15:34:28 GMT; domain=.ondigitalocean.app; HttpOnly; Secure; SameSite=None"},{"key":"Server","value":"cloudflare"},{"key":"CF-RAY","value":"8467404bc9dedab5-MIA"},{"key":"Content-Encoding","value":"br"}],"cookie":[],"responseTime":null,"body":"{\n \"uid\": \"74e9b0-d32-44d2-a3ac-f9498fc160\",\n \"claimDate\": \"2024-01-30T15:02:06Z\",\n \"endorsementDocuments\": [\"https://example.com/documents/endorsement12345\"],\n \"totalPaidToPrincipalToDate\": 300000,\n \"dateOfPayment\": \"2024-02-16T15:02:06Z\",\n \"coverageValueToPay\": 200000,\n \"automaticPayment\": true,\n \"status\": 0\n}\n"}],"_postman_id":"6ab76ad1-f9ed-46d0-87b3-b5b6e970ee9a"},{"name":"Get claim validation","id":"86c0258a-6150-4c53-a6ea-6d63226c6cde","protocolProfileBehavior":{"disableBodyPruning":true},"request":{"method":"GET","header":[],"body":{"mode":"raw","raw":"{\r\n \"totalPaidToPrincipalToDate\": 100000,\r\n \"lastPaymentDate\": \"2024-04-12\",\r\n \"suretyUID\": \"f108c82b-17f8-4309-b249-67aa6390a\"\r\n}","options":{"raw":{"language":"json"}}},"url":"{{baseUrl}}/v1/claims/validate","description":"Before creating a claim, you can call this endpoint to determine, according to your Anzi License configuration, if a loan claim is valid, the amount that will be covered by Anzi's surety, and the date when the coverage will be paid
\nIn case of an error response, please review our table of error codes.
\nThis endpoint allows you to retrieve the license information associated with your Anzi account
\nIn case of an error response, please review our table of error codes.
\n","auth":{"type":"apikey","apikey":{"basicConfig":[{"key":"key","value":"X-API-KEY"},{"key":"value","value":"{{api-key}}"}]},"isInherited":true,"source":{"_postman_id":"c8be523d-aaaf-4907-9390-19b1fed4fdf4","id":"c8be523d-aaaf-4907-9390-19b1fed4fdf4","name":"Anzi Finance - V 0.0.9","type":"collection"}},"urlObject":{"path":["v1","licenses"],"host":["{{baseUrl}}"],"query":[],"variable":[]}},"response":[{"id":"7abd5ff3-ee52-4c5a-a9cd-edc29408633e","name":"success","originalRequest":{"method":"GET","header":[],"url":"http://localhost:3001/v1/licenses"},"status":"OK","code":200,"_postman_previewlanguage":"json","header":[{"key":"X-Powered-By","value":"Express"},{"key":"Access-Control-Allow-Origin","value":"*"},{"key":"Content-Type","value":"application/json; charset=utf-8"},{"key":"Content-Length","value":"587"},{"key":"ETag","value":"W/\"24b-gaArPYHInCyI0ob0xL+h4rDWIiE\""},{"key":"Date","value":"Thu, 11 Jan 2024 16:50:47 GMT"},{"key":"Connection","value":"keep-alive"},{"key":"Keep-Alive","value":"timeout=5"}],"cookie":[],"responseTime":null,"body":"{\n \"uid\": \"136139f5-3bea-4caf-98fb-445a39f12194\",\n \"tokenId\": \"3561724282\",\n \"coveragePercentage\": 50,\n \"maximumCoverage\": 3000000,\n \"suretyPremium\": 2.5,\n \"active\": true,\n \"timezone\": \"America/Bogota\",\n \"maximumLoanTerm\": \"P6M\",\n \"minimumLoanTerm\": \"P15D\",\n \"claimHealthThreshold\": 80,\n \"daysForSuretyDueDate\": 180,\n \"minimumDaysToDeclareDefault\": 60,\n \"baseClosingDate\": \"2024-03-23T04:59:59.000Z\",\n \"nextClosingDate\": \"2024-06-15T04:59:59.000Z\",\n \"lastClosingDate\": \"2024-05-04T04:59:59.000Z\",\n \"nextClosingDatePremium\": 37500,\n \"quota\": 202000000,\n \"spentQuota\": 21774466.17,\n \"maximumLoanAmount\": 6000000,\n \"minimumLoanAmount\": 1500000,\n \"automaticPaymentApproval\": true,\n \"premiumAmountPending\": 450000,\n \"totalClaimed\": 0,\n \"lastRevision\": \"2024-03-01T05:00:00.000Z\",\n \"validityPeriod\": \"P3M\"\n}"}],"_postman_id":"6ffa1d23-741c-4356-ad91-0358f9647b99"}],"id":"afa1bcdb-eb2d-4838-a130-413b261bdd2a","_postman_id":"afa1bcdb-eb2d-4838-a130-413b261bdd2a","description":"","auth":{"type":"apikey","apikey":{"basicConfig":[{"key":"key","value":"X-API-KEY"},{"key":"value","value":"{{api-key}}"}]},"isInherited":true,"source":{"_postman_id":"c8be523d-aaaf-4907-9390-19b1fed4fdf4","id":"c8be523d-aaaf-4907-9390-19b1fed4fdf4","name":"Anzi Finance - V 0.0.9","type":"collection"}}},{"name":"Schemas","item":[{"name":"License","item":[],"id":"611083a0-ce17-4ca4-b9ac-4887b5af52ad","description":"","_postman_id":"611083a0-ce17-4ca4-b9ac-4887b5af52ad","auth":{"type":"noauth","isInherited":true,"source":{"_postman_id":"e9acbefa-c023-4183-93e5-4cd64d9a4c06","id":"e9acbefa-c023-4183-93e5-4cd64d9a4c06","name":"Schemas","type":"folder"}}},{"name":"Surety","item":[],"id":"ea592ac8-ff4e-4ebc-8aa8-ce2215399bda","description":"","_postman_id":"ea592ac8-ff4e-4ebc-8aa8-ce2215399bda","auth":{"type":"noauth","isInherited":true,"source":{"_postman_id":"e9acbefa-c023-4183-93e5-4cd64d9a4c06","id":"e9acbefa-c023-4183-93e5-4cd64d9a4c06","name":"Schemas","type":"folder"}}},{"name":"Surety Status","item":[],"id":"c5e740ef-49eb-4498-affa-1c4e2fd484dd","description":"","_postman_id":"c5e740ef-49eb-4498-affa-1c4e2fd484dd","auth":{"type":"noauth","isInherited":true,"source":{"_postman_id":"e9acbefa-c023-4183-93e5-4cd64d9a4c06","id":"e9acbefa-c023-4183-93e5-4cd64d9a4c06","name":"Schemas","type":"folder"}}},{"name":"Claim Status","item":[],"id":"f12bbd51-0c47-41ee-a49b-cc8f29a27e82","description":"","_postman_id":"f12bbd51-0c47-41ee-a49b-cc8f29a27e82","auth":{"type":"noauth","isInherited":true,"source":{"_postman_id":"e9acbefa-c023-4183-93e5-4cd64d9a4c06","id":"e9acbefa-c023-4183-93e5-4cd64d9a4c06","name":"Schemas","type":"folder"}}},{"name":"Premium Status","item":[],"id":"155f02e3-2daf-410b-b254-01ca19b372e3","description":"Status of a surety premium
\n","_postman_id":"155f02e3-2daf-410b-b254-01ca19b372e3","auth":{"type":"noauth","isInherited":true,"source":{"_postman_id":"e9acbefa-c023-4183-93e5-4cd64d9a4c06","id":"e9acbefa-c023-4183-93e5-4cd64d9a4c06","name":"Schemas","type":"folder"}}},{"name":"Installments Frequency","item":[],"id":"9644f735-c1c6-404a-ab77-8d6c49266c03","description":"Payment frequency of the borrower's installments. No null if surety.loanPaymentConfig is INSTALLMENTS.
Type of periodicity the borrower has committed to pay.
\n","_postman_id":"076cba52-d17e-4b0b-9077-ee8ea3792049","auth":{"type":"noauth","isInherited":true,"source":{"_postman_id":"e9acbefa-c023-4183-93e5-4cd64d9a4c06","id":"e9acbefa-c023-4183-93e5-4cd64d9a4c06","name":"Schemas","type":"folder"}}},{"name":"Pagination","item":[],"id":"baf1aace-6569-4564-863d-bc1df65ed903","description":"","_postman_id":"baf1aace-6569-4564-863d-bc1df65ed903","auth":{"type":"noauth","isInherited":true,"source":{"_postman_id":"e9acbefa-c023-4183-93e5-4cd64d9a4c06","id":"e9acbefa-c023-4183-93e5-4cd64d9a4c06","name":"Schemas","type":"folder"}}}],"id":"e9acbefa-c023-4183-93e5-4cd64d9a4c06","description":"Here you can find the schemas used in the API along with a brief explanation of each one. If you have any questions, please don't hesitate to contact us at admin@anzi.finance.
\n","auth":{"type":"noauth","isInherited":false},"event":[{"listen":"prerequest","script":{"id":"b6185209-f50d-4d3d-944d-50e961a9763a","type":"text/javascript","exec":[""]}},{"listen":"test","script":{"id":"f1f90262-ac72-41b6-ac31-091c004df0a2","type":"text/javascript","exec":[""]}}],"_postman_id":"e9acbefa-c023-4183-93e5-4cd64d9a4c06"},{"name":"Error codes","item":[],"id":"7ecc4cf9-d236-4aa4-b4a1-56fccd9f613e","description":"If an error is returned from our API, the response will look like this:
\n{\n \"message\": \"<message>\",\n \"code\": \"<error-code>\"\n}\n\nHere you can find our error codes and their respective descriptions.
\n","auth":{"type":"noauth","isInherited":false},"event":[{"listen":"prerequest","script":{"id":"211339dc-b755-49f7-9356-e55a6eebd2df","type":"text/javascript","exec":[""]}},{"listen":"test","script":{"id":"1d8b4f47-8bab-4aea-a9c7-09e010260238","type":"text/javascript","exec":[""]}}],"_postman_id":"7ecc4cf9-d236-4aa4-b4a1-56fccd9f613e"},{"name":"Glossary","item":[],"id":"fc32c6ed-d96e-48f8-81e5-797ab6c7b67f","description":"Anzi Operative License (commonly referred to as License or ANZOL): A specific authorization provided by Anzi, after analyzing your business's credit allocation and risk policies, enables entities to access and integrate Anzi's default guarantees.
\nCredit allocation: is the way credit (like loans or funding) is given out to different people or projects, based on things like how risky they are or how much they need the money.
\nPremium: The amount paid to Anzi for a Surety.
\nSurety: A financial guarantee by one party (Anzi) to assume responsibility for the debt obligation of a borrower (up to 50% of the debt in the case of Anzi) if that borrower defaults.
\nBorrower: An individual or entity that receives funds from a lender with the agreement to repay the borrowed amount, plus any agreed-upon interest, over a specified period.
\nClaim: A formal request by a lender to an coverage provider (like Anzi) for payment due to the occurrence of a covered event, such as a default.
\nCoverage: The amount of protection provided under an insurance policy or a financial guarantee against specific types of loss or risk.
\nDefault: Failure to meet the legal obligations or conditions of a loan, typically when a borrower does not make a scheduled payment on time.
\nLender: An individual, institution, or entity that lends money to borrowers with the expectation that the money will be repaid, typically with interest.
\nLoan: Money, property, or other material goods given to another party in exchange for future repayment of the loan value amount, along with interest or other finance charges.
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