{"info":{"_postman_id":"abc5c55a-645b-4d84-96e8-53d507ca4363","name":"My Funding Machine Partner API","schema":"https://schema.getpostman.com/json/collection/v2.0.0/collection.json","toc":[],"description":"<html><head></head><body></body></html>","owner":"27002659","collectionId":"abc5c55a-645b-4d84-96e8-53d507ca4363","publishedId":"2sB2cRDjSc","public":true,"customColor":{"top-bar":"FFFFFF","right-sidebar":"303030","highlight":"7ECBFB"},"publishDate":"2025-04-01T13:32:40.000Z"},"item":[{"name":"Credit Reports","item":[{"name":"Get Credit Report","event":[{"listen":"test","script":{"id":"31d7e50b-718c-4def-a047-74e650416009","exec":[""],"type":"text/javascript","packages":{}}},{"listen":"prerequest","script":{"id":"59fcaf11-d09c-42d2-a7d4-97c10ec6a147","exec":[""],"type":"text/javascript","packages":{}}}],"id":"23365b93-85c2-4891-93ff-e05f83efe5c9","protocolProfileBehavior":{"disableBodyPruning":true},"request":{"method":"GET","header":[],"url":"myfundingmachine-partner-api.7figures.workers.dev?credit_report_id=","description":"<p>Based on the example response you provided, I'll create comprehensive documentation for the credit report API endpoint:</p>\n<h1 id=\"credit-report-api-documentation\">Credit Report API Documentation</h1>\n<h2 id=\"overview\">Overview</h2>\n<p>This API allows you to retrieve detailed credit report information by providing a credit report ID. The response includes comprehensive credit data including personal information, credit scores, account details, payment history, and underwriting decisions.</p>\n<h2 id=\"base-url\">Base URL</h2>\n<pre class=\"click-to-expand-wrapper is-snippet-wrapper\"><code>https://services.myfundingmachine.com\n\n</code></pre><h2 id=\"authentication\">Authentication</h2>\n<p>All API requests require authentication using an API key provided as a Bearer token in the Authorization header.</p>\n<p><strong>Header Format:</strong></p>\n<pre class=\"click-to-expand-wrapper is-snippet-wrapper\"><code>Authorization: Bearer YOUR_API_KEY\n\n</code></pre><h2 id=\"endpoints\">Endpoints</h2>\n<h3 id=\"get-credit-report\">Get Credit Report</h3>\n<p>Retrieves detailed information about a specific credit report.</p>\n<h4 id=\"request\">Request</h4>\n<pre class=\"click-to-expand-wrapper is-snippet-wrapper\"><code class=\"language-http\">GET /?credit_report_id={id}\n\n</code></pre>\n<p><strong>Method:</strong> GET</p>\n<p><strong>Parameters:</strong></p>\n<div class=\"click-to-expand-wrapper is-table-wrapper\"><table>\n<thead>\n<tr>\n<th>Parameter</th>\n<th>Type</th>\n<th>Required</th>\n<th>Description</th>\n</tr>\n</thead>\n<tbody>\n<tr>\n<td>credit_report_id</td>\n<td>string</td>\n<td>Yes</td>\n<td>Unique identifier for the credit report</td>\n</tr>\n</tbody>\n</table>\n</div><p><strong>Headers:</strong></p>\n<div class=\"click-to-expand-wrapper is-table-wrapper\"><table>\n<thead>\n<tr>\n<th>Header</th>\n<th>Value</th>\n<th>Required</th>\n<th>Description</th>\n</tr>\n</thead>\n<tbody>\n<tr>\n<td>Authorization</td>\n<td>Bearer YOUR_API_KEY</td>\n<td>Yes</td>\n<td>Your API key prefixed with \"Bearer \"</td>\n</tr>\n</tbody>\n</table>\n</div><h4 id=\"example-request\">Example Request</h4>\n<pre class=\"click-to-expand-wrapper is-snippet-wrapper\"><code class=\"language-bash\">curl --location 'https://services.myfundingmachine.com?credit_report_id=2e1f419b-428a-4693-a3d7-ba9f91d1ba6b' \\\n--header 'Authorization: Bearer your_api_key_here'\n\n</code></pre>\n<h4 id=\"successful-response\">Successful Response</h4>\n<pre class=\"click-to-expand-wrapper is-snippet-wrapper\"><code class=\"language-json\">{\n    \"data\": [\n        {\n            \"Inquiries_12_Months\": \"0\",\n            \"Initial_Term_Loan_Decision\": null,\n            \"Months_to_Payoff\": 1,\n            \"Owner\": {\n                \"name\": \"Brock Jeppesen\",\n                \"id\": \"3474579000026537207\",\n                \"email\": \"brock@7figures.com\"\n            },\n            \"FM_Open_Revolving_Accounts\": [\n                {\n                    \"Status\": \"OPEN\",\n                    \"Modified_Time\": \"2025-03-31T19:29:52-06:00\",\n                    \"Monthly_Payment\": 0,\n                    \"Open_Date\": \"2016-07-07\",\n                    \"Created_Time\": \"2025-03-31T19:29:52-06:00\",\n                    \"Account_Type\": \"Charge_account\",\n                    \"Parent_Id\": {\n                        \"name\": \"Nieshieka Greer - 2025-03-31 07:29 PM\",\n                        \"id\": \"3474579000311518170\"\n                    },\n                    \"Responsibility\": \"Individual\",\n                    \"id\": \"3474579000311509196\",\n                    \"Limit\": 9200,\n                    \"Balance\": 0,\n                    \"Name1\": \"MILITARY STAR\"\n                },\n                {\n                    \"Status\": \"OPEN\",\n                    \"Modified_Time\": \"2025-03-31T19:29:52-06:00\",\n                    \"Monthly_Payment\": 0,\n                    \"Open_Date\": \"2016-07-05\",\n                    \"Created_Time\": \"2025-03-31T19:29:52-06:00\",\n                    \"Account_Type\": \"Credit_card\",\n                    \"Parent_Id\": {\n                        \"name\": \"Nieshieka Greer - 2025-03-31 07:29 PM\",\n                        \"id\": \"3474579000311518170\"\n                    },\n                    \"Responsibility\": \"Individual\",\n                    \"id\": \"3474579000311509197\",\n                    \"Limit\": 2000,\n                    \"Balance\": 0,\n                    \"Name1\": \"CAPITAL ONE\"\n                }\n            ],\n            \"Inquiries_6_Months\": \"0\",\n            \"Accounts_w_30_Days_Late\": 0,\n            \"Currency\": \"USD\",\n            \"id\": \"3474579000311518170\",\n            \"Created_Time\": \"2025-03-31T19:29:34-06:00\",\n            \"Accounts_w_60_Days_Late\": 0,\n            \"Average_Limit\": 5600,\n            \"Social_Security_Number\": \"000000000\",\n            \"Created_By\": {\n                \"name\": \"Brock Jeppesen\",\n                \"id\": \"3474579000026537207\",\n                \"email\": \"brock@7figures.com\"\n            },\n            \"Bankruptcies\": 0,\n            \"Payment_Received\": false,\n            \"Initial_Revolving_Estimated_Range\": \"$16800-$28000\",\n            \"Funding_Machine_Partner\": {\n                \"name\": \"Andre Volcy\",\n                \"id\": \"3474579000307472486\"\n            },\n            \"Total_30_Day_Late_Pays\": 0,\n            \"Lead_Status\": \"New Applicant\",\n            \"Credit_Score\": 768,\n            \"Email_Opt_Out\": false,\n            \"New_Cards_Last_12_Mo\": 0,\n            \"Lowest_Card\": 2000,\n            \"Revolving_Utilization\": 1,\n            \"Report_Request_ID\": \"2e1f419b-428a-4693-a3d7-ba9f91d1ba6b\",\n            \"Record_Status__s\": \"Available\",\n            \"Over_Utilized_Amount\": 0,\n            \"FM_Closed_Accounts\": [\n                {\n                    \"Status\": \"PAID\",\n                    \"Modified_Time\": \"2025-03-31T19:29:54-06:00\",\n                    \"Monthly_Payment\": 0,\n                    \"Open_Date\": \"2017-03-03\",\n                    \"Created_Time\": \"2025-03-31T19:29:54-06:00\",\n                    \"Account_Type\": \"Credit_card\",\n                    \"Parent_Id\": {\n                        \"name\": \"Nieshieka Greer - 2025-03-31 07:29 PM\",\n                        \"id\": \"3474579000311518170\"\n                    },\n                    \"Responsibility\": \"Individual\",\n                    \"Date_Last_Reported\": \"2024-10-07\",\n                    \"id\": \"3474579000311509206\",\n                    \"Limit\": 13500,\n                    \"Balance\": 0,\n                    \"Name1\": \"JPMCB CARD\"\n                },\n                // Additional closed accounts...\n            ],\n            \"Monthly_Expenses\": 48,\n            \"Highest_Card\": 9200,\n            \"Lead_Built_ID\": \"2nvLTs3CYgJBetkdq0hh\",\n            \"Initial_Revolving_Underwriting_Decision\": \"Qualified - Pending Review\",\n            \"DTI\": 0.65,\n            \"Total_60_Day_Late_Pays\": 0,\n            \"Credit_Report_PDF_Link\": \"https://msgsndr-private.storage.googleapis.com/location/HUjFTz0AbjoNOcWuS1h7/custom-Field/2nvLTs3CYgJBetkdq0hh/efd6c7be-0ae3-4af1-b5f4-5a2e8fd27f4f.pdf\",\n            \"Stated_Annual_Income\": 89000,\n            \"Inquiries_24_Months\": \"0\",\n            \"Total_Balances\": 0,\n            \"Charge_Offs\": 0,\n            \"First_Name\": \"Nieshieka\",\n            \"Modified_By\": {\n                \"name\": \"Leo Kanell\",\n                \"id\": \"3474579000000174021\",\n                \"email\": \"leo@7figures.com\"\n            },\n            \"Phone\": null,\n            \"Modified_Time\": \"2025-03-31T19:39:33-06:00\",\n            \"Date_of_Birth\": \"1976-12-17\",\n            \"Monthly_Payments\": 0,\n            \"Total_90_Day_Late_Pays\": 0,\n            \"Last_Name\": \"Greer\",\n            \"Accounts_w_90_Days_Late\": 0,\n            \"Public_Records\": 0\n        }\n    ]\n}\n\n</code></pre>\n<h4 id=\"response-data-structure\">Response Data Structure</h4>\n<p>The response contains a <code>data</code> array with credit report information. Key fields include:</p>\n<div class=\"click-to-expand-wrapper is-table-wrapper\"><table>\n<thead>\n<tr>\n<th>Field</th>\n<th>Type</th>\n<th>Description</th>\n</tr>\n</thead>\n<tbody>\n<tr>\n<td>Credit_Score</td>\n<td>number</td>\n<td>The applicant's credit score</td>\n</tr>\n<tr>\n<td>First_Name</td>\n<td>string</td>\n<td>Applicant's first name</td>\n</tr>\n<tr>\n<td>Last_Name</td>\n<td>string</td>\n<td>Applicant's last name</td>\n</tr>\n<tr>\n<td>Date_of_Birth</td>\n<td>string</td>\n<td>Applicant's date of birth (YYYY-MM-DD)</td>\n</tr>\n<tr>\n<td>Social_Security_Number</td>\n<td>string</td>\n<td>Masked SSN</td>\n</tr>\n<tr>\n<td>Email</td>\n<td>string</td>\n<td>Applicant's email address</td>\n</tr>\n<tr>\n<td>Stated_Annual_Income</td>\n<td>number</td>\n<td>Self-reported annual income</td>\n</tr>\n<tr>\n<td>DTI</td>\n<td>number</td>\n<td>Debt-to-income ratio</td>\n</tr>\n<tr>\n<td>Revolving_Utilization</td>\n<td>number</td>\n<td>Credit utilization percentage</td>\n</tr>\n<tr>\n<td>FM_Open_Revolving_Accounts</td>\n<td>array</td>\n<td>List of open revolving credit accounts</td>\n</tr>\n<tr>\n<td>FM_Closed_Accounts</td>\n<td>array</td>\n<td>List of closed credit accounts</td>\n</tr>\n<tr>\n<td>Inquiries_6_Months</td>\n<td>string</td>\n<td>Number of credit inquiries in past 6 months</td>\n</tr>\n<tr>\n<td>Inquiries_12_Months</td>\n<td>string</td>\n<td>Number of credit inquiries in past 12 months</td>\n</tr>\n<tr>\n<td>Inquiries_24_Months</td>\n<td>string</td>\n<td>Number of credit inquiries in past 24 months</td>\n</tr>\n<tr>\n<td>Total_30_Day_Late_Pays</td>\n<td>number</td>\n<td>Count of 30-day late payments</td>\n</tr>\n<tr>\n<td>Total_60_Day_Late_Pays</td>\n<td>number</td>\n<td>Count of 60-day late payments</td>\n</tr>\n<tr>\n<td>Total_90_Day_Late_Pays</td>\n<td>number</td>\n<td>Count of 90-day late payments</td>\n</tr>\n<tr>\n<td>Bankruptcies</td>\n<td>number</td>\n<td>Number of bankruptcies</td>\n</tr>\n<tr>\n<td>Public_Records</td>\n<td>number</td>\n<td>Number of public records</td>\n</tr>\n<tr>\n<td>Collections</td>\n<td>number</td>\n<td>Number of accounts in collections</td>\n</tr>\n<tr>\n<td>Charge_Offs</td>\n<td>number</td>\n<td>Number of charge-offs</td>\n</tr>\n<tr>\n<td>Credit_Report_PDF_Link</td>\n<td>string</td>\n<td>URL to download the full credit report PDF</td>\n</tr>\n<tr>\n<td>Initial_Revolving_Underwriting_Decision</td>\n<td>string</td>\n<td>Initial underwriting decision</td>\n</tr>\n<tr>\n<td>Initial_Revolving_Estimated_Range</td>\n<td>string</td>\n<td>Estimated credit limit range</td>\n</tr>\n</tbody>\n</table>\n</div><h4 id=\"account-object-structure\">Account Object Structure</h4>\n<p>Each account in the <code>FM_Open_Revolving_Accounts</code> and <code>FM_Closed_Accounts</code> arrays contains:</p>\n<div class=\"click-to-expand-wrapper is-table-wrapper\"><table>\n<thead>\n<tr>\n<th>Field</th>\n<th>Type</th>\n<th>Description</th>\n</tr>\n</thead>\n<tbody>\n<tr>\n<td>Name1</td>\n<td>string</td>\n<td>Name of the creditor</td>\n</tr>\n<tr>\n<td>Account_Type</td>\n<td>string</td>\n<td>Type of account (e.g., \"Credit_card\", \"Charge_account\")</td>\n</tr>\n<tr>\n<td>Status</td>\n<td>string</td>\n<td>Current status of the account (e.g., \"OPEN\", \"PAID\")</td>\n</tr>\n<tr>\n<td>Balance</td>\n<td>number</td>\n<td>Current balance on the account</td>\n</tr>\n<tr>\n<td>Limit</td>\n<td>number</td>\n<td>Credit limit for the account</td>\n</tr>\n<tr>\n<td>Monthly_Payment</td>\n<td>number</td>\n<td>Required monthly payment</td>\n</tr>\n<tr>\n<td>Open_Date</td>\n<td>string</td>\n<td>Date the account was opened (YYYY-MM-DD)</td>\n</tr>\n<tr>\n<td>Date_Last_Reported</td>\n<td>string</td>\n<td>Date the account was last reported (YYYY-MM-DD)</td>\n</tr>\n<tr>\n<td>Responsibility</td>\n<td>string</td>\n<td>Account responsibility type (e.g., \"Individual\")</td>\n</tr>\n</tbody>\n</table>\n</div><h4 id=\"error-responses\">Error Responses</h4>\n<p><strong>Missing Credit Report ID (400 Bad Request)</strong></p>\n<pre class=\"click-to-expand-wrapper is-snippet-wrapper\"><code class=\"language-json\">{\n  \"status\": \"error\",\n  \"code\": 400,\n  \"message\": \"Missing required parameter: credit_report_id\",\n  \"details\": {\n    \"error_type\": \"validation_error\",\n    \"field\": \"credit_report_id\",\n    \"reason\": \"This field is required and cannot be empty\"\n  },\n  \"request_id\": \"{{var.scenario.executionId}}\",\n  \"timestamp\": \"{{timestamp}}\"\n}\n\n</code></pre>\n<p><strong>Authentication Error (401 Unauthorized)</strong></p>\n<pre class=\"click-to-expand-wrapper is-snippet-wrapper\"><code class=\"language-json\">{\n  \"status\": \"error\",\n  \"code\": 401,\n  \"message\": \"Authentication failed: Missing or invalid API key\",\n  \"details\": {\n    \"error_type\": \"authentication_error\",\n    \"reason\": \"No valid API key was provided in the Authorization header\",\n    \"hint\": \"Include your API key as a Bearer token in the Authorization header\"\n  },\n  \"request_id\": \"{{var.scenario.executionId}}\",\n  \"timestamp\": \"{{timestamp}}\"\n}\n\n</code></pre>\n<p><strong>Not Found Error (404 Not Found)</strong></p>\n<pre class=\"click-to-expand-wrapper is-snippet-wrapper\"><code class=\"language-json\">{\n  \"status\": \"error\",\n  \"code\": 404,\n  \"message\": \"Resource not found\",\n  \"details\": {\n    \"error_type\": \"not_found_error\",\n    \"resource_type\": \"credit_report\",\n    \"reason\": \"The requested resource could not be found with the provided identifier\"\n  },\n  \"request_id\": \"{{var.scenario.executionId}}\",\n  \"timestamp\": \"{{timestamp}}\"\n}\n\n</code></pre>\n<h2 id=\"rate-limits\">Rate Limits</h2>\n<ul>\n<li><p>100 requests per minute per API key</p>\n</li>\n<li><p>5,000 requests per day per API key</p>\n</li>\n</ul>\n<p>Exceeding these limits will result in a 429 Too Many Requests response.</p>\n<h2 id=\"support\">Support</h2>\n<p>If you encounter any issues or have questions about the API, please contact our support team at <a href=\"https://mailto:api-support@myfundingmachine.com\">api-support@myfundingmachine.com</a> or reference your request_id when submitting a support ticket.</p>\n","auth":{"type":"apikey","apikey":{"basicConfig":[{"key":"key","value":"Authorization"},{"key":"value","value":"<value>"}]},"isInherited":true,"source":{"_postman_id":"abc5c55a-645b-4d84-96e8-53d507ca4363","id":"abc5c55a-645b-4d84-96e8-53d507ca4363","name":"My Funding Machine Partner API","type":"collection"}},"urlObject":{"host":["myfundingmachine-partner-api.7figures.workers.dev"],"query":[{"key":"credit_report_id","value":""}],"variable":[]}},"response":[{"id":"c07d955a-66ca-4b8a-a313-6b96e64b4864","name":"Successful Response","originalRequest":{"method":"GET","header":[{"key":"Content-Type","value":"application/json","type":"text"}],"url":{"raw":"myfundingmachine-partner-api.7figures.workers.dev?credit_report_id=","host":["myfundingmachine-partner-api.7figures.workers.dev"],"query":[{"key":"credit_report_id","value":"","description":"To retrieve specific records based on their unique ID.\nPossible values: Valid unique IDs of records. Example: 4150868000001944196"}]}},"status":"OK","code":200,"_postman_previewlanguage":"json","header":[{"key":":status","value":200},{"key":"date","value":"Fri, 31 Jan 2025 04:02:27 GMT"},{"key":"content-type","value":"application/json; charset=utf-8"},{"key":"x-powered-by","value":"Make Gateway/production"},{"key":"access-control-allow-origin","value":"*"},{"key":"content-encoding","value":"br"},{"key":"cf-cache-status","value":"DYNAMIC"},{"key":"server","value":"cloudflare"},{"key":"cf-ray","value":"90a6ce61bff71f38-DEN"}],"cookie":[],"responseTime":null,"body":"{\n    \"data\": [\n        {\n            \"Inquiries_12_Months\": \"0\",\n            \"Initial_Term_Loan_Decision\": null,\n            \"Months_to_Payoff\": 1,\n            \"Owner\": {\n                \"name\": \"Brock Jeppesen\",\n                \"id\": \"3474579000026537207\",\n                \"email\": \"brock@7figures.com\"\n            },\n            \"FM_Open_Revolving_Accounts\": [\n                {\n                    \"Status\": \"OPEN\",\n                    \"Modified_Time\": \"2025-03-31T19:29:52-06:00\",\n                    \"Monthly_Payment\": 0,\n                    \"Open_Date\": \"2016-07-07\",\n                    \"$field_states\": null,\n                    \"Created_Time\": \"2025-03-31T19:29:52-06:00\",\n                    \"Account_Type\": \"Charge_account\",\n                    \"Parent_Id\": {\n                        \"name\": \"Nieshieka Greer - 2025-03-31 07:29 PM\",\n                        \"id\": \"3474579000311518170\"\n                    },\n                    \"$layout_id\": {\n                        \"name\": \"Standard\",\n                        \"id\": \"3474579000274209741\"\n                    },\n                    \"Responsibility\": \"Individual\",\n                    \"$in_merge\": false,\n                    \"id\": \"3474579000311509196\",\n                    \"Limit\": 9200,\n                    \"$zia_visions\": null,\n                    \"Balance\": 0,\n                    \"Name1\": \"MILITARY STAR\"\n                },\n                {\n                    \"Status\": \"OPEN\",\n                    \"Modified_Time\": \"2025-03-31T19:29:52-06:00\",\n                    \"Monthly_Payment\": 0,\n                    \"Open_Date\": \"2016-07-05\",\n                    \"$field_states\": null,\n                    \"Created_Time\": \"2025-03-31T19:29:52-06:00\",\n                    \"Account_Type\": \"Credit_card\",\n                    \"Parent_Id\": {\n                        \"name\": \"Nieshieka Greer - 2025-03-31 07:29 PM\",\n                        \"id\": \"3474579000311518170\"\n                    },\n                    \"$layout_id\": {\n                        \"name\": \"Standard\",\n                        \"id\": \"3474579000274209741\"\n                    },\n                    \"Responsibility\": \"Individual\",\n                    \"$in_merge\": false,\n                    \"id\": \"3474579000311509197\",\n                    \"Limit\": 2000,\n                    \"$zia_visions\": null,\n                    \"Balance\": 0,\n                    \"Name1\": \"CAPITAL ONE\"\n                }\n            ],\n            \"$field_states\": null,\n            \"Inquiries_6_Months\": \"0\",\n            \"Lendflow_Application_ID\": null,\n            \"Partner_Upsert_API_Link\": \"https://fundingmachine.zohoplatform.com/crm/v2/functions/fundingmachine__create_funding_machine_lead/actions/execute?auth_type=apikey&zapikey=10090564465.bb8c84977d6e77b90653ecae39fddf5d.ce517f76e9e1c7147fe3ddc79bca5b20\",\n            \"Final_Revolving_Underwriting_Decision\": null,\n            \"Accounts_w_30_Days_Late\": 0,\n            \"$sharing_permission\": \"full_access\",\n            \"Inquiries\": null,\n            \"Partner_Zoho_Updated\": true,\n            \"FM_Over_Utilized_Accounts\": null,\n            \"$process_flow\": false,\n            \"Currency\": \"USD\",\n            \"Reason_for_Decline\": null,\n            \"id\": \"3474579000311518170\",\n            \"Over_utilized_amount1\": null,\n            \"$approval\": {\n                \"delegate\": false,\n                \"takeover\": false,\n                \"approve\": false,\n                \"reject\": false,\n                \"resubmit\": false\n            },\n            \"Created_Time\": \"2025-03-31T19:29:34-06:00\",\n            \"Lendflow_Owner_ID\": null,\n            \"Accounts_w_60_Days_Late\": 0,\n            \"Average_Limit\": 5600,\n            \"Trigger_Auto_Underwriter_Function\": true,\n            \"Social_Security_Number\": \"000000000\",\n            \"Created_By\": {\n                \"name\": \"Brock Jeppesen\",\n                \"id\": \"3474579000026537207\",\n                \"email\": \"brock@7figures.com\"\n            },\n            \"Bankruptcies\": 0,\n            \"Final_Term_Loan_Decision\": null,\n            \"Payment_Received\": false,\n            \"Initial_Revolving_Estimated_Range\": \"$16800-$28000\",\n            \"Funding_Machine_Partner\": {\n                \"name\": \"Andre Volcy\",\n                \"id\": \"3474579000307472486\"\n            },\n            \"FM_Derogatory_Accounts\": null,\n            \"Total_Interest_Paid\": null,\n            \"$review_process\": {\n                \"approve\": false,\n                \"reject\": false,\n                \"resubmit\": false\n            },\n            \"Credit_Response_Status\": \"FILE_RETURNED\",\n            \"Total_30_Day_Late_Pays\": 0,\n            \"Record_Image\": null,\n            \"Lead_Status\": \"New Applicant\",\n            \"Current_Unsecured_Loans\": null,\n            \"Most_Recent_Late_Pay\": null,\n            \"Credit_Score\": 768,\n            \"Email_Opt_Out\": false,\n            \"New_Cards_Last_12_Mo\": 0,\n            \"Lowest_Card\": 2000,\n            \"Revolving_Utilization\": 1,\n            \"Report_Request_ID\": \"2e1f419b-428a-4693-a3d7-ba9f91d1ba6b\",\n            \"Record_Status__s\": \"Available\",\n            \"$orchestration\": false,\n            \"Over_Utilized_Amount\": 0,\n            \"Derogatory_Balance\": null,\n            \"FM_Open_Installment_Accounts\": null,\n            \"Locked__s\": false,\n            \"Tag\": [],\n            \"$pathfinder\": false,\n            \"Date_Report_Pulled\": \"2025-03-31\",\n            \"Email\": \"mypetbookllc@gmail.com\",\n            \"$currency_symbol\": \"$\",\n            \"Report_ID\": \"2e1f419b-428a-4693-a3d7-ba9f91d1ba6b\",\n            \"AI_Underwriting\": null,\n            \"Name\": \"Nieshieka Greer - 2025-03-31 07:29 PM\",\n            \"Last_Activity_Time\": \"2025-03-31T19:39:33-06:00\",\n            \"Applicant_Lead_ID\": \"4562282000000314368\",\n            \"Unsubscribed_Mode\": null,\n            \"Applicant_Deal_ID\": null,\n            \"Exchange_Rate\": 1,\n            \"$locked_for_me\": false,\n            \"Collections\": 0,\n            \"FM_Closed_Accounts\": [\n                {\n                    \"Status\": \"PAID\",\n                    \"Modified_Time\": \"2025-03-31T19:29:54-06:00\",\n                    \"Monthly_Payment\": 0,\n                    \"Open_Date\": \"2017-03-03\",\n                    \"$field_states\": null,\n                    \"Created_Time\": \"2025-03-31T19:29:54-06:00\",\n                    \"Account_Type\": \"Credit_card\",\n                    \"Parent_Id\": {\n                        \"name\": \"Nieshieka Greer - 2025-03-31 07:29 PM\",\n                        \"id\": \"3474579000311518170\"\n                    },\n                    \"$layout_id\": {\n                        \"name\": \"Standard\",\n                        \"id\": \"3474579000274347269\"\n                    },\n                    \"Responsibility\": \"Individual\",\n                    \"Date_Last_Reported\": \"2024-10-07\",\n                    \"$in_merge\": false,\n                    \"id\": \"3474579000311509206\",\n                    \"Limit\": 13500,\n                    \"$zia_visions\": null,\n                    \"Balance\": 0,\n                    \"Name1\": \"JPMCB CARD\"\n                },\n                {\n                    \"Status\": \"PAID\",\n                    \"Modified_Time\": \"2025-03-31T19:29:54-06:00\",\n                    \"Monthly_Payment\": 0,\n                    \"Open_Date\": \"2017-02-02\",\n                    \"$field_states\": null,\n                    \"Created_Time\": \"2025-03-31T19:29:54-06:00\",\n                    \"Account_Type\": \"Credit_card\",\n                    \"Parent_Id\": {\n                        \"name\": \"Nieshieka Greer - 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