Thanks for connecting with LoanTap, we would like to onboard you via API. If you want to learn about the APIs, you can read me. If you want to play with APIs, you can run me. To do so you need to drop an email on support@help.loantap.in with below details.
\nEnv [Prod or Dev]
\nPartner Id [Our Product Team will help you out with this]
\nProduct Id [Our Product Team will help you out with this]
\nThe \"[X-API-AUTH]\" is to be generated while sending the request. It is generated by encrypting the current epoch time using the \"[unique partner key]\" and \"AES-256-CBC\" algorithm.
\nThe generated hash is valid for 30sec's it will be expired after that, and the request will not be honoured.
\nWe have separated out our API's into two sections Application and Loan
\nSo let's check what we provide under Application and Loan
\nBelow is the list of response codes that will be returned in the response JSON.
\n","schema":"https://schema.getpostman.com/json/collection/v2.0.0/collection.json","toc":[{"content":"Welcome to LoanTap!","slug":"welcome-to-loantap"},{"content":"Lets Start's","slug":"lets-starts"},{"content":"Response Codes","slug":"response-codes"}],"owner":"2618275","collectionId":"17ad666a-7ac6-4673-9813-2d3415aca1b9","publishedId":"UzBtm3NY","public":true,"customColor":{"top-bar":"FFFFFF","right-sidebar":"303030","highlight":"EF5B25"},"publishDate":"2022-06-28T07:01:57.000Z"},"item":[{"name":"Application","item":[{"name":"Transact","item":[{"name":"Add Application - Self employed","id":"8a526041-e3c2-4149-95ae-c8176ff53693","protocolProfileBehavior":{"disableBodyPruning":true},"request":{"method":"POST","header":[{"key":"Content-Type","value":"application/json","type":"text"},{"key":"X-API-AUTH","value":"{{api_auth}}","type":"text"},{"key":"REQ-PRODUCT-ID","value":"{{product_id}}","type":"text"},{"key":"PARTNER-ID","value":"{{partner_id}}","type":"text"}],"body":{"mode":"raw","raw":"{\n \"add_application\":{\n \"full_name\":\"MURUGESAN VALLARASAN\",\n \"personal_email\":\"test@loantap.in\",\n \"mobile_number\":\"7200597749\",\n \"dob\":\"19930518\",\n \"job_type\":\"salaried\",\n \"gender\":\"male\",\n \"marital_status\":\"single\",\n \"home_addr_line1\":\"1/12 Shekhar Colony, Triangle Road\",\n \"home_addr_line2\":\"1/12 Shekhar Colony, Triangle Road\",\n \"home_city\":\"pune\",\n \"home_zipcode\":\"411004\",\n \"pan_card\":\"ALWPG5809L\",\n \"req_amount\":\"100000\",\n \"fixed_income\":\"50000\",\n \"business_ownership_type\":\"self\",\n \"business_name\":\"e-commerce\",\n \"business_monthly_sales\":\"100000\",\n \"employer_name\":\"Test\",\n \"business_addr_line1\":\"1/12 Shekhar Colony, Triangle Road\",\n \"business_addr_line2\":\"1/12 Shekhar Colony, Triangle Road\",\n \"business_zipcode\":\"411003\",\n \"business_city\":\"pune\",\n \"req_tenure\":\"12\",\n \"mothers_maiden_name\":\"mother\",\n \"permanent_addr_line1\":\"1/12 Shekhar Colony, Triangle Road\",\n \"permanent_addr_line2\":\"1/12 Shekhar Colony, Triangle Road\",\n \"permanent_zipcode\":\"411003\",\n \"permanent_city\":\"pune\",\n \"fathers_name\":\"father\",\n \"loan_city\":\"pune\",\n \"years_of_business\":\"3\",\n \"is_consent\":\"LLoop910p321\"\n }\n}"},"url":"{{base_url}}/v1-application/transact","description":"This transact endpoint with question as add_application will generate lead in LoanTap System. The fields present in body will differ from partner to partner, this will be decided at the time of onboarding.
\nOnce you send the fields to this request will be santized and validated at LoanTap end before we create the application. We will be doing the eligibility check and depending upon that we would send back the response.
\nTo check the response you need to scroll down onto the add application section.
\nIn the Add Application - Salaried API request add_application is a question, and generated response is the answer for that question.
\nWe can create multiple questions for the Add Application - Salaried request with the unique id to the question separated by \"+\" i.e. \"add_application+[unique_id]\"
\n{\n \"add_application\":{\n ....\n }\n}\n\n{\n \"add_application+1\":{\n ....\n },\n \"add_application+2\":{\n ....\n }\n}\n\nContent Type: JSON
\nThis transact endpoint with question as add_application will generate lead in LoanTap System. The fields present in body will differ from partner to partner, this will be decided at the time of onboarding.
\nOnce you send the fields to this request will be santized and validated at LoanTap end before we create the application. We will be doing the eligibility check and depending upon that we would send back the response.
\nTo check the response you need to scroll down onto the add application section.
\nIn the Add Application - Salaried API request add_application is a question, and generated response is the answer for that question.
\nWe can create multiple questions for the Add Application - Salaried request with the unique id to the question separated by \"+\" i.e. \"add_application+[unique_id]\"
\n{\n \"add_application\":{\n ....\n }\n}\n\n{\n \"add_application+1\":{\n ....\n },\n \"add_application+2\":{\n ....\n }\n}\n\nContent Type: JSON
\nThis transact endpoint with question as add_details will add the additional details of application. The fields present in body will differ from partner to partner, this will be decided at the time of onboarding.
\nOnce you send the fields to this request will be santized and validated at LoanTap end before we save the application. We will be doing the eligibility check and depending upon that we would send back the response.
\nWe can create multiple questions for the Add Additional Details request with the unique id to the question separated by \"+\" i.e. \"add_details+[unique_id]\"
\n\n\n
{\n \"add_details\":{\n ....\n }\n}\n\n\n\n
{\n \"add_details+1\":{\n ....\n },\n \"add_details+2\":{\n ....\n }\n}\n\nContent Type: JSON
\nBefore asking this question you need to check the required document list to be uploaded against the application. You will get the list with all the details like document name, file format, etc.
\nThis transact endpoint with question as upload_document will add the documents of the application.
\nYou have to send file one by one with base 64 encoded format. As defined in the request.
\nIn the Upload Document API request upload_document is a question, and generated response is the answer for that question.
\nWe can create multiple questions for the Upload Document request with the unique id to the question separated by \"+\" i.e. \"upload_document+[unique_id]\"
\n\n\n- Single Question
\n
{\n \"upload_document\":{\n ....\n }\n}\n\n\n- Multiple Question
\n
{\n \"upload_document+1\":{\n ....\n },\n \"upload_document+2\":{\n ....\n }\n}\nContent Type: JSON
\nThis endpoint will answer below Questions (Request) , Also each question can be asked multiple times in same request.
\nNote: Each question can be asked multiple times, but has to be appended with \"+[unique_id]\" in a single request.
\nSingle Question{ \"add_application\":{ ... } }
Multiple Questions{ \"add_application+1\":{ ... }, \"add_application+2\":{ ... } }
add_application
\nupdate_application
\nupload_document
\nThe Application Status gets the current application process flow and current process details for the given application ID. The response will contain the application created date, the status, stage, and overall application process with the process date, etc.
\nIn the Application Status API request application_status is a question, and generated response is the answer for that question.
\nWe can create multiple questions for the Application Status request with the unique id to the question separated by \"+\" i.e. \"application_status+[unique_id]\"
\n\n\n- Single Question
\n
{\n \"application_status\":{\n ....\n }\n}\n\n\n- Multiple Question
\n
{\n \"application_status+1\":{\n ....\n },\n \"application_status+2\":{\n ....\n }\n}\nContent Type: JSON
\nThe Applications API request will send back the list of applications created with provided from and to params.
\n\n\n- Single Question
\n
{\n \"application_status\":{\n ....\n }\n}\nContent Type: JSON
\nThe Applications Document Status API request will send back the actual status of all the documents uploaded or need to be uploaded.
\nThe Applications Document Status API documents_status is the question and the actual status of all the documents uploaded or need to be uploaded is the answer for the question.
\nWe can create multiple questions for the Applications Document Status request with the unique id to the question separated by \"+\" i.e. \"documents_status+[unique_id]
\n\n\n- Single Question
\n
{\n \"documents_status\":{\n ....\n }\n}\n\n\n- Multiple Question
\n
{\n \"documents_status+1\":{\n ....\n },\n \"documents_status+2\":{\n ....\n }\n}\nContent Type: JSON
\nThis question will answer the list of supported value which LoanTap will accept in different API's like add_application,application_status, etc.
\nThis is an independent API which you can call any time to get the list of value to be passed.
\n","urlObject":{"protocol":"https","path":["v1-application","enquire"],"host":["loantap","thearks","in"],"query":[],"variable":[]}},"response":[{"id":"1d89f98c-5639-408d-8c76-e920b2802c37","name":"Application Master Data","originalRequest":{"method":"POST","header":[{"key":"Content-Type","value":"application/json","type":"text"},{"key":"X-API-AUTH","value":"{{api_auth}}","type":"text"},{"key":"REQ-PRODUCT-ID","value":"{{product_id}}","type":"text"},{"key":"PARTNER-ID","value":"{{partner_id}}","type":"text"}],"body":{"mode":"raw","raw":"{\r\n\t\"application_masters\": {}\r\n}","options":{"raw":{"language":"json"}}},"url":"{{base_url}}/v1-application/enquire"},"status":"OK","code":200,"_postman_previewlanguage":"json","header":[{"key":"Server","value":"nginx"},{"key":"Date","value":"Thu, 11 Nov 2021 06:41:22 GMT"},{"key":"Content-Type","value":"text/html; charset=UTF-8"},{"key":"Transfer-Encoding","value":"chunked"},{"key":"Connection","value":"keep-alive"},{"key":"Vary","value":"Accept-Encoding"},{"key":"indexapi","value":"yes"},{"key":"awesome_cache","value":"used"},{"key":"Cache-Control","value":"no-cache, no-store, must-revalidate"},{"key":"Cache-Control","value":"public, no-cache"},{"key":"Pragma","value":"no-cache"},{"key":"Expires","value":"0"},{"key":"X-Frame-Options","value":"SAMEORIGIN"},{"key":"X-Content-Type-Options","value":"nosniff"},{"key":"X-XSS-Protection","value":"1; mode=block"},{"key":"Strict-Transport-Security","value":"max-age=31536000"},{"key":"Referrer-Policy","value":"no-referrer-when-downgrade"},{"key":"Content-Encoding","value":"gzip"}],"cookie":[],"responseTime":null,"body":"{\n \"application_masters\": {\n \"answer\": {\n \"allowed_data\": {\n \"loan_cities\": [\n \"bangalore\",\n \"bangalore\",\n \"bhubaneswar\",\n \"howrah\",\n \"lucknow\",\n \"pune\",\n \"pune\",\n \"mumbai\",\n \"mumbai\",\n \"navi-mumbai\",\n \"navi-mumbai\",\n \"delhi-ncr\",\n \"delhi-ncr\",\n \"chennai\",\n \"chennai\",\n \"hyderabad\",\n \"hyderabad\",\n \"ahmedabad\",\n \"ahmedabad\",\n \"chandigarh\",\n \"chandigarh\",\n \"bhopal\",\n \"bhopal\",\n \"indore\",\n \"indore\",\n \"raipur\",\n \"raipur\",\n \"vadodara\",\n \"vadodara\",\n \"coimbatore\",\n \"coimbatore\",\n \"jaipur\",\n \"jaipur\",\n \"ghaziabad\",\n \"kolkata\",\n \"nagpur\",\n \"nagpur\",\n \"nashik\",\n \"nashik\",\n \"nashik\",\n \"patna\",\n \"surat\"\n ],\n \"doc_combo\": [\n \"no_doc_combo\",\n \"oh_bs3\"\n ],\n \"job_type\": {\n \"salaried\": \"Salaried\",\n \"self-employed\": \"Self Employed\"\n },\n \"gender\": {\n \"male\": \"Male\",\n \"female\": \"Female\"\n },\n \"educational_qualification\": {\n \"others\": \"Others\",\n \"professional\": \"Professional\",\n \"post-graduate\": \"Post Graduate\",\n \"graduate\": \"Graduate\",\n \"under-graduate\": \"Under Graduate\"\n },\n \"marital_status\": {\n \"married\": \"Married\",\n \"single\": \"Single\",\n \"other\": \"Other\"\n },\n \"brand_name\": {\n \"hero-electric\": \"Hero Electric\",\n \"ampere\": \"Ampere\",\n \"benling\": \"Benling\",\n \"okinawa\": \"Okinawa\",\n \"easyride\": \"EasyRide\",\n \"odysse\": \"Odysse\",\n \"jitendra-ev\": \"Jitendra EV\",\n \"techo-electra\": \"Techo Electra\",\n \"tunwal\": \"Tunwal\",\n \"lohia-auto\": \"Lohia Auto\",\n \"yo-bykes-electrotherm\": \"Yo Bykes (Electrotherm)\",\n \"nds-eco-motors\": \"NDS Eco Motors\",\n \"ather\": \"Ather\",\n \"gowel\": \"Gowel\",\n \"verigo\": \"Verigo\",\n \"oreva-electric\": \"Oreva Electric\",\n \"used-tw\": \"Used TW\",\n \"revolt-motors\": \"Revolt Motors\",\n \"evolet\": \"Evolet\",\n \"motion-man\": \"Motion Man\",\n \"battre\": \"BattRE\",\n \"gemopai\": \"Gemopai\",\n \"nexzu\": \"Nexzu\",\n \"ozomo\": \"Ozomo\",\n \"sundak\": \"Sundak\",\n \"varcus\": \"Varcus\",\n \"uno-bike\": \"Uno Bike\",\n \"multi-brand\": \"Multi Brand\",\n \"petrol-tw\": \"Petrol TW\",\n \"bgauss\": \"BGauss\",\n \"mego-motors\": \"Mego Motors\",\n \"sahara-evols\": \"Sahara Evols\",\n \"supertech\": \"Supertech\",\n \"shema-e-vehicles\": \"Shema E Vehicles\",\n \"prosspa\": \"Prosspa\",\n \"diwa-electric-vehicles\": \"Diwa Electric Vehicles\",\n \"gt-force\": \"GT FORCE\",\n \"warivo\": \"Warivo\",\n \"mirakle-5\": \"Mirakle 5\",\n \"arknine-technologies\": \"Arknine Technologies\",\n \"komaki\": \"Komaki\",\n \"trueno\": \"Trueno\",\n \"pure-ev\": \"Pure EV\",\n \"green-power\": \"Green Power\",\n \"amo-mobility\": \"AMO Mobility\",\n \"raymotoss\": \"RAYMOTOSS\",\n \"emotorad\": \"EMotorad\",\n \"franklin\": \"FRANKLIN\",\n \"e-royce\": \"e-royce\"\n },\n \"vehicle_type\": {\n \"electric_tw\": \"Electric TW\",\n \"petrol_tw\": \"Petrol TW\",\n \"used_car\": \"Used Car\"\n },\n \"vehicle_rto_reg_applicable\": {\n \"value_1\": \"Yes\",\n \"value_2\": \"No\"\n },\n \"home_ownership_type\": {\n \"rented\": \"Rented\",\n \"owned\": \"Owned\",\n \"provided-by-company\": \"Provided by Company\",\n \"relative-house\": \"Relative House\"\n },\n \"years_at_current_residence\": \"\",\n \"employment_year\": {\n \"less-than-2-years\": \"< 2 Years\",\n \"less-than-5-years\": \"< 5 Years\",\n \"more-than-5-years\": \"> 5 Years\"\n },\n \"business_ownership_type\": {\n \"owned\": \"Owned\",\n \"rented\": \"Rented\"\n },\n \"years_of_business\": {\n \"less-than-2-years\": \"Less than 2 years\",\n \"less-than-5-years\": \"Less than 5 years\",\n \"more-than-5-years\": \"More than 5 years\"\n },\n \"applicant_documents\": [\n {\n \"label\": \"Address Proof\",\n \"value\": \"address_proof\"\n },\n {\n \"label\": \"Current Address Proof\",\n \"value\": \"current_address_proof\"\n },\n {\n \"label\": \"Aadhaar Card\",\n \"value\": \"aadhaar_card\"\n },\n {\n \"label\": \"Additional Aadhaar Card Page\",\n \"value\": \"aadhaar_card-xxxx\"\n },\n {\n \"label\": \"Bank Statement Month 1\",\n \"value\": \"bank_statement-month-1\"\n },\n {\n \"label\": \"Bank Statement Month 2\",\n \"value\": \"bank_statement-month-2\"\n },\n {\n \"label\": \"Bank Statement Month 3\",\n \"value\": \"bank_statement-month-3\"\n },\n {\n \"label\": \"Bank Statement Month 4\",\n \"value\": \"bank_statement-month-4\"\n },\n {\n \"label\": \"Bank Statement Month 5\",\n \"value\": \"bank_statement-month-5\"\n },\n {\n \"label\": \"Bank Statement Month 6\",\n \"value\": \"bank_statement-month-6\"\n },\n {\n \"label\": \"Bank Statement Combined\",\n \"value\": \"bank_statement-combined\"\n },\n {\n \"label\": \"Bank Verification Statement\",\n \"value\": \"bank_verification_statement\"\n },\n {\n \"label\": \"paytmWallet Statement\",\n \"value\": \"paytmwallet_statement\"\n },\n {\n \"label\": \"Additional paytmWallet Statement\",\n \"value\": \"paytmwallet_statement-xxxx\"\n },\n {\n \"label\": \"Credit Card Statement\",\n \"value\": \"credit_card_statement\"\n },\n {\n \"label\": \"Cibil Report\",\n \"value\": \"cibil_report\"\n },\n {\n \"label\": \"Additional Cibil Report\",\n \"value\": \"cibil_report-xxxx\"\n },\n {\n \"label\": \"CRIF Report\",\n \"value\": \"crif_report\"\n },\n {\n \"label\": \"CRIF Verification\",\n \"value\": \"crif_verification\"\n },\n {\n \"label\": \"Cheque Full Amount\",\n \"value\": \"cheque-full_amount\"\n },\n {\n \"label\": \"Cheque EMI\",\n \"value\": \"cheque-emi\"\n },\n {\n \"label\": \"Cheque Cancelled\",\n \"value\": \"cheque-cancelled\"\n },\n {\n \"label\": \"CAM\",\n \"value\": \"cam\"\n },\n {\n \"label\": \"Customer Photo\",\n \"value\": \"customer_photo\"\n },\n {\n \"label\": \"Driving License\",\n \"value\": \"driving_licence\"\n },\n {\n \"label\": \"Electricity Bill\",\n \"value\": \"electricity_bill\"\n },\n {\n \"label\": \"FAM\",\n \"value\": \"fam\"\n },\n {\n \"label\": \"Additional FAM\",\n \"value\": \"fam-xxxx\"\n },\n {\n \"label\": \"Form 16\",\n \"value\": \"form_16\"\n },\n {\n \"label\": \"Additional Form 16 Pages\",\n \"value\": \"form_16-xxxx\"\n },\n {\n \"label\": \"Govt. Allotment Letter\",\n \"value\": \"govt_allotment_letter\"\n },\n {\n \"label\": \"Gas Receipt\",\n \"value\": \"gas_receipt\"\n },\n {\n \"label\": \"Gas Book\",\n \"value\": \"gas_book\"\n },\n {\n \"label\": \"Loan Agreement\",\n \"value\": \"loan_agreement\"\n },\n {\n \"label\": \"Loan Agreement Copy\",\n \"value\": \"loan_agreement_copy\"\n },\n {\n \"label\": \"Agreement eSigned\",\n \"value\": \"agreement_esigned\"\n },\n {\n \"label\": \"Nach Mandate\",\n \"value\": \"nach_mandate\"\n },\n {\n \"label\": \"Office FI Report\",\n \"value\": \"office_fi_report\"\n },\n {\n \"label\": \"OSV ID Proof\",\n \"value\": \"osv_id_proof\"\n },\n {\n \"label\": \"OSV Address Proof\",\n \"value\": \"osv_address_proof\"\n },\n {\n \"label\": \"Residence FI Photo 1\",\n \"value\": \"residence_fi_photo_1\"\n },\n {\n \"label\": \"Residence FI Photo 2\",\n \"value\": \"residence_fi_photo_2\"\n },\n {\n \"label\": \"Residence FI Photo 3\",\n \"value\": \"residence_fi_photo_3\"\n },\n {\n \"label\": \"Residence FI Photo 4\",\n \"value\": \"residence_fi_photo_4\"\n },\n {\n \"label\": \"Residence FI Photo 5\",\n \"value\": \"residence_fi_photo_5\"\n },\n {\n \"label\": \"Office FI Photo 1\",\n \"value\": \"office_fi_photo_1\"\n },\n {\n \"label\": \"Office FI Photo 2\",\n \"value\": \"office_fi_photo_2\"\n },\n {\n \"label\": \"Office FI Photo 3\",\n \"value\": \"office_fi_photo_3\"\n },\n {\n \"label\": \"Office FI Photo 4\",\n \"value\": \"office_fi_photo_4\"\n },\n {\n \"label\": \"Office FI Photo 5\",\n \"value\": \"office_fi_photo_5\"\n },\n {\n \"label\": \"Pan Card\",\n \"value\": \"pan_card\"\n },\n {\n \"label\": \"Passport\",\n \"value\": \"passport\"\n },\n {\n \"label\": \"Additional Passport Page\",\n \"value\": \"passport-xxxx\"\n },\n {\n \"label\": \"Permanent address FI Report\",\n \"value\": \"permanent_address_fi_report\"\n },\n {\n \"label\": \"Photo\",\n \"value\": \"photo\"\n },\n {\n \"label\": \"Additional Photo\",\n \"value\": \"photo-xxxx\"\n },\n {\n \"label\": \"Rent Agreement\",\n \"value\": \"rent_agreement\"\n },\n {\n \"label\": \"Additional Rent Agreement pages\",\n \"value\": \"rent_agreement-xxxx\"\n },\n {\n \"label\": \"Residence FI Report\",\n \"value\": \"residence_fi_report\"\n },\n {\n \"label\": \"Salary Slip Month 1\",\n \"value\": \"salary_slip-month-1\"\n },\n {\n \"label\": \"Salary Slip Month 2\",\n \"value\": \"salary_slip-month-2\"\n },\n {\n \"label\": \"Salary Slip Month 3\",\n \"value\": \"salary_slip-month-3\"\n },\n {\n \"label\": \"Salary Slip Combined\",\n \"value\": \"salary_slip-combined\"\n },\n {\n \"label\": \"Sale Deed\",\n \"value\": \"sale_deed\"\n },\n {\n \"label\": \"Telephone Bill\",\n \"value\": \"telephone_bill\"\n },\n {\n \"label\": \"Voter ID\",\n \"value\": \"voter_id\"\n },\n {\n \"label\": \"Voter ID Back\",\n \"value\": \"voter_id_back\"\n },\n {\n \"label\": \"FI Report Received\",\n \"value\": \"fi_report_received\"\n },\n {\n \"label\": \"Nach Received\",\n \"value\": \"nach_received\"\n },\n {\n \"label\": \"Agreement Received\",\n \"value\": \"agreement_received\"\n },\n {\n \"label\": \"GST Returns Month 1\",\n \"value\": \"gst_returns-month-1\"\n },\n {\n \"label\": \"GST Returns Month 2\",\n \"value\": \"gst_returns-month-2\"\n },\n {\n \"label\": \"GST Returns Month 3\",\n \"value\": \"gst_returns-month-3\"\n },\n {\n \"label\": \"GST Returns Month 4\",\n \"value\": \"gst_returns-month-4\"\n },\n {\n \"label\": \"GST Returns Month 5\",\n \"value\": \"gst_returns-month-5\"\n },\n {\n \"label\": \"GST Returns Month 6\",\n \"value\": \"gst_returns-month-6\"\n },\n {\n \"label\": \"GST Returns Combined\",\n \"value\": \"gst_returns-combined\"\n },\n {\n \"label\": \"GST Certificate\",\n \"value\": \"gst_certificate\"\n },\n {\n \"label\": \"RC Book\",\n \"value\": \"rc_book\"\n },\n {\n \"label\": \"Bike Insurance Copy\",\n \"value\": \"bike_insurance_copy\"\n },\n {\n \"label\": \"Invoice Copy\",\n \"value\": \"invoice_copy\"\n },\n {\n \"label\": \"Shop Act\",\n \"value\": \"shop_act\"\n },\n {\n \"label\": \"Latest ITR\",\n \"value\": \"itr\"\n },\n {\n \"label\": \"Additional ITR\",\n \"value\": \"itr-xxxx\"\n },\n {\n \"label\": \"House Owners Sanction Letter\",\n \"value\": \"house_owners_sanction_letter\"\n },\n {\n \"label\": \"Booking Receipt\",\n \"value\": \"booking_receipt\"\n },\n {\n \"label\": \"Other\",\n \"value\": \"other\"\n },\n {\n \"label\": \"Udyog Aadhaar Certificate\",\n \"value\": \"udyog_uaadhaar_certificate\"\n },\n {\n \"label\": \"Shop Photo 1\",\n \"value\": \"shop_photo_1\"\n },\n {\n \"label\": \"Shop Photo 2\",\n \"value\": \"shop_photo_2\"\n },\n {\n \"label\": \"Shop Photo 3\",\n \"value\": \"shop_photo_3\"\n },\n {\n \"label\": \"Shop Photo 4\",\n \"value\": \"shop_photo_4\"\n },\n {\n \"label\": \"VCIP Report\",\n \"value\": \"vcip_report\"\n },\n {\n \"label\": \"Restructure Request Letter\",\n \"value\": \"restructure_request_letter\"\n },\n {\n \"label\": \"SBM KYC File\",\n \"value\": \"sbm_kyc_file\"\n }\n ],\n \"disbursal_doc\": [\n {\n \"label\": \"Agreement\",\n \"value\": \"agreement_scanned\"\n },\n {\n \"label\": \"Nach\",\n \"value\": \"nach_scanned\"\n },\n {\n \"label\": \"BV Report\",\n \"value\": \"bv_report\"\n },\n {\n \"label\": \"Residence CPV Report\",\n \"value\": \"cpv_resi_report\"\n },\n {\n \"label\": \"Office CPV Report\",\n \"value\": \"cpv_office_report\"\n },\n {\n \"label\": \"FI Report\",\n \"value\": \"fi_doc\"\n }\n ]\n },\n \"allowed_keys\": {\n \"self-employed\": {\n \"full_name\": \"optional\",\n \"business_name\": \"optional\",\n \"personal_email\": \"mandatory\",\n \"mobile_number\": \"mandatory\",\n \"dob\": \"optional\",\n \"loan_city\": \"mandatory\",\n \"business_addr_line1\": \"optional\",\n \"business_addr_line2\": \"optional\",\n \"business_zipcode\": \"optional\",\n \"business_city\": \"optional\",\n \"pan_card\": \"optional\",\n \"req_amount\": \"optional\",\n \"req_tenure\": \"optional\",\n \"sales_executive_name\": \"optional\",\n \"job_type\": \"optional\",\n \"doc_combo\": \"optional\",\n \"ch_customer_id\": \"optional\",\n \"partner_txn_data_month1\": \"optional\",\n \"partner_txn_data_month2\": \"optional\",\n \"partner_txn_data_month3\": \"optional\",\n \"partner_txn_data_month4\": \"optional\",\n \"partner_txn_data_month5\": \"optional\",\n \"partner_txn_data_month6\": \"optional\",\n \"is_consent\": \"optional\"\n }\n }\n }\n }\n}"}],"_postman_id":"67d7fbef-f93c-4d99-a38e-311e129b730e"},{"name":"Get Application","id":"cd878c74-983b-4361-8f47-1b849c6200c1","protocolProfileBehavior":{"disableBodyPruning":true},"request":{"method":"POST","header":[{"key":"Content-Type","type":"text","value":"application/json"},{"key":"X-API-AUTH","type":"text","value":"{{api_auth}}"},{"key":"REQ-PRODUCT-ID","type":"text","value":"{{product_id}}"},{"key":"PARTNER-ID","type":"text","value":"{{partner_id}}"}],"body":{"mode":"raw","raw":"{ \n \"fetch_application+1\": { \n \"application_id\": \"APP1717937191921826\"\n } \n} \n\n "},"url":"{{base_url}}/v1-application/enquire","description":"This enquire endpoint with the question as fetch_application will get the application data.
\nTo check the response you need to scroll down onto the add application section.
\nWe can create multiple questions for the Get Additional request with the unique id to the question separated by \"+\" i.e. \"fetch_application+[unique_id]\"
\n\n\n- Single Question
\n
{\n \"fetch_application\":{\n ....\n }\n}\n\n\n\n- Multiple Question
\n
{\n \"fetch_application+1\":{\n ....\n },\n \"fetch_application+2\":{\n ....\n }\n}\n\nContent Type: JSON
\nThis question answers all the combination which LoanTap offers to currently registered partner in the system OR returns an error.
\nEach question can be asked multiple times, but has to be appended with \"+[unique_id]\" in a single request.
\nThe \"[X-API-AUTH]\" is to be generated while sending the request. It is generated by encrypting the current epoch time using the \"[unique partner key]\" and \"AES-256-CBC\" algorithm.
\n","urlObject":{"path":["v1-application","enquire"],"host":["{{base_url}}"],"query":[],"variable":[]}},"response":[],"_postman_id":"088a077d-0e85-46d0-9ec5-c48fbc3db253"}],"id":"4a661e7d-2be2-45a2-bb97-aba1a8226d66","description":"This endpoint will answer below Questions (Request) , Also each question can be asked multiple times in same request.
\nNote: Each question can be asked multiple times, but has to be appended with \"+[unique_id]\" in a single request.
\nSingle Question\n{ \"application_status\":{ ... } }
Multiple Questions\n{ \"application_status+1\":{ ... }, \"application_status+2\":{ ... } }
The Statment Of Account(SOA) gets all transaction for the given loan_identifier i.e. loan_id or sublan_id. The response contains the details of credit and debit for each transaction, which include ID i.e. transaction record id, date, transaction reason, and balance.
\nIn the Statment Of Account(SOA) API request soa is a question in the body and the API response is the answer.
\nWe can request multiple inquiries for the Statment Of Account API request with the unique id appended to the question separated by \"+\" i.e. \"soa+[unique_id]\"
\n\n\n- Single Question
\n
{\n \"soa\":{\n ....\n }\n}\n\n\n- Multiple Question
\n
{\n \"soa+1\":{\n ....\n },\n \"soa+2\":{\n ....\n }\n}\nContent Type: JSON
\nThe Account Status API request is used to get the account details for the given loan_id or sublan_id.
\nThis response contains the details of the used balance, limit, and available balance from the given limit of the account, if the balance is not available API defines the reason for that also.
\nIn Account Status API request \"account_status\" is a question into the body and the API response is the answer for that question.
\nWe can create multiple question for the Account Status request with the unique id to the question, separated by \"+\" i.e. \"account_status+[unique_id]\"
\n\n\n- Single Question
\n
{\n \"account_status\":{\n ....\n }\n}\n\n\n- Multiple Question
\n
{\n \"account_status+1\":{\n ....\n },\n \"account_status+2\":{\n ....\n }\n}\nContent Type: JSON
\nThe Transaction gets all transaction details for the given loan_id or sublan_id. This response will contain the details like Loan ID, Order Amount, Order Date, Subgroup, Dealer code
\nIn Transaction API request transactions is a question into the body and the API response is the answer for that question.
\nWe can request multiple inquiries for the Transaction API request with the unique id appended to the question separated by \"+\" i.e. \"transactions+[unique_id]\"
\n\n\n- Single Question
\n
{\n \"transactions\":{\n ....\n }\n}\n\n\n- Multiple Question
\n
{\n \"transactions+1\":{\n ....\n },\n \"transactions+2\":{\n ....\n }\n}\nContent Type: JSON
\nThe Transaction gets all transaction details for the given loan_id or sublan_id. This response will contain the details like Loan ID, Order Amount, Order Date, Subgroup, Dealer code
\nIn Transaction API request transactions is a question into the body and the API response is the answer for that question.
\nWe can request multiple inquiries for the Transaction API request with the unique id appended to the question separated by \"+\" i.e. \"transactions+[unique_id]\"
\n\n\n- Single Question
\n
{\n \"transactions\":{\n ....\n }\n}\n\n\n- Multiple Question
\n
{\n \"transactions+1\":{\n ....\n },\n \"transactions+2\":{\n ....\n }\n}\nContent Type: JSON
\nThis question answers all the combination which LoanTap offers to currently registered partner in the system OR returns an error.
\nEach question can be asked multiple times, but has to be appended with \"+[unique_id]\" in a single request.
\nThe \"[X-API-AUTH]\" is to be generated while sending the request. It is generated by encrypting the current epoch time using the \"[unique partner key]\" and \"AES-256-CBC\" algorithm.
\n","urlObject":{"path":["v1-loan","enquire"],"host":["{{base_url}}"],"query":[],"variable":[]}},"response":[],"_postman_id":"a0b9bda7-2617-4f03-a110-82b045b08dc6"}],"id":"818b116f-4c96-4735-9ee0-d88fa33a8231","description":"The endpoint /enquire is used to get the transaction details with respect to different methods provided in the request.
\nBelow is the set of methods in the enquire.
\n","_postman_id":"818b116f-4c96-4735-9ee0-d88fa33a8231"},{"name":"Transact STRCL","item":[{"name":"Draw Down OnHold Open","id":"23efae24-6cff-4c7a-bcd8-2072956db412","protocolProfileBehavior":{"disableBodyPruning":true},"request":{"method":"POST","header":[{"key":"Content-Type","value":"application/json","type":"text"},{"key":"X-API-AUTH","value":"+nCOlmBwYJkgqVa4sjpy9w==","type":"text"},{"key":"PARTNER-ID","value":"vaayu","type":"text"}],"body":{"mode":"raw","raw":"{\n \"drawdown_request+1\": \n {\n \"loan_identifier\": \"SLAN1798551793898488\",\n \"disbursal_amount\": \"50\",\n \"dis_txn_ref\": \"TESTTXNID123456125\",\n \"dealer_code\": \"PACKING RAJA\"\n \n }\n}","options":{"raw":{"language":"json"}}},"url":"https://loantap.in/v1-loan/transact-strcl","description":"The Drawdown OnHold Open blocks an amount(if available) against the loan line limit which is decided by LoanTap.
\n\n\nE.g If the customer creates a request for OnHold amount of 2000 from the defined limit of 5000, it will block the requested 2000 amount but will not be disbursed.
\n
In the Drawdown OnHold Open API request onhold_open is a question, and generated response is the answer for that question.
\nWe can request multiple drawdowns for the Drawdown OnHold Open request with the unique id appended to the question separated by \"+\" i.e. \"onhold_open+[unique_id]\"
\n{\n \"onhold_open\":{\n ....\n }\n}\n\n{\n \"onhold_open+1\":{\n ....\n },\n \"onhold_open+2\":{\n ....\n }\n}\n\nContent Type: JSON
\nThe Drawdown OnHold Open blocks an amount(if available) against the loan line limit which is decided by LoanTap.
\n\n\nE.g If the customer creates a request for OnHold amount of 2000 from the defined limit of 5000, it will block the requested 2000 amount but will not be disbursed.
\n
In the Drawdown OnHold Open API request onhold_open is a question, and generated response is the answer for that question.
\nWe can request multiple drawdowns for the Drawdown OnHold Open request with the unique id appended to the question separated by \"+\" i.e. \"onhold_open+[unique_id]\"
\n{\n \"onhold_open\":{\n ....\n }\n}\n\n{\n \"onhold_open+1\":{\n ....\n },\n \"onhold_open+2\":{\n ....\n }\n}\n\nContent Type: JSON
\nThe Draw Down OnHold Return refunds the full/partial amount.
\nIn the \"Draw Down OnHold Return\" API request added the refunded amount to the loan line limit for further use.
\n\n\nE.g As mention in the previous example the customer creates a request for OnHold amount of 2000 from the defined limit of 5000. Will consider that we provide a discount of 200 on block amount 2000, then the refund amount will be 1800 or will be refunded full 2000 amount from the loan line limit i.e. 5000.
\n
In the Drawdown OnHold Return API request, onhold_return is a question, and generated response is the answer for that question.
\nWe can request multiple drawdowns for the Drawdown OnHold Return with the unique id appended to the question separated by \"+\" i.e. \"onhold_return+[unique_id]\"
\n\n\n
{\n \"onhold_return\":{\n ....\n }\n}\n\n\n\n
{\n \"onhold_return+1\":{\n ....\n },\n \"onhold_return+2\":{\n ....\n }\n}\n\nContent Type: JSON
\nThe Drawdown OnHold Cancel cancel amount and refund to the usable amount(loan line limit).
\n\n\nE.g As mentioned in the previous example the customer block amount of 2000, Now the customer wants to unblock or refund. Then it will release the block amount of 2000 and it again will available in the loan line limit.
\n
In the Drawdown OnHold Cancel API request, onhold_cancel is a question, and generated response is the answer for that question
\nWe can request multiple drawdowns for the Drawdown OnHold Cancel request with the unique id appended to the question separated by \"+\" i.e. \"onhold_cancel+[unique_id]\"
\n\n\n- Single Question
\n
{\n \"onhold_cancel\":{\n ....\n }\n}\n\n\n- Multiple Question
\n
{\n \"onhold_cancel+1\":{\n ....\n },\n \"onhold_cancel+2\":{\n ....\n }\n}\nContent Type: JSON
\nThe Drawdown OnHold Withdraw disbursed an amount from the loan line limit.
\nIn the Drawdown OnHold Withdraw, it will be decreased disbursement amount from the loan line limit.
\n\n\nE.g As mentioned in the previous OnHold Open example customer wants to withdraw of block amount from the defined loan line limit, it will decrease the 2000 amount from the loan line limit 5000 then the available loan line amount will be 3000.
\n
In the Drawdown OnHold Withdraw API request, onhold_withdraw is a question, and generated response is the answer for that question.
\nWe can request multiple drawdowns for the Drawdown OnHold Withdraw request with the unique id appended to the question separated by \"+\" i.e. \"onhold_withdraw+[unique_id]\"
\n\n\n- Single Question
\n
{\n \"onhold_drawdown\":{\n ....\n }\n}\n\n\n- Multiple Question
\n
{\n \"onhold_drawdown+1\":{\n ....\n },\n \"onhold_drawdown+2\":{\n ....\n }\n}\nContent Type: JSON
\nThe Drawdown Request is the direct withdrawal of a request amount against the loan line limit decided by LoanTap.
\n\n\nE.g If the customer creates a drawdown request of amount 2000 from the defined limit of 5000, it will direct disbursed the requested 2000 amount.
\n
In the Drawdown Request API request drawdown_request is a question, and generated response is the answer for that question.
\nWe can request multiple direct drawdown request with the unique id appended to the question separated by \"+\" i.e. \"drawdown_request+[unique_id]\"
\n\n\n- Single Question
\n
{\n \"drawdown_request\":{\n ....\n }\n}\n\n\n- Multiple Question
\n
{\n \"drawdown_request+1\":{\n ....\n },\n \"drawdown_request+2\":{\n ....\n }\n}\nContent Type: JSON
\nThe DrawDown Return direct refunds the full/partial amount.
\nIn the \"DrawDown Return\" API request to refunded amount to the loan line limit for further use.
\n\n\nE.g As mention in the previous Drawdown Request example the customer creates a \"DrawDown Request\" of 2000 from the defined limit of 5000. Will consider that we need to refund partial or full amount, that time customer will create DrawDown Return with \"DrawDown Request\" transaction ID.
\n
In the Drawdown Return API request, drawdown_return is a question, and generated response is the answer for that question.
\nWe can request multiple drawdowns for the Drawdown Return with the unique id appended to the question separated by \"+\" i.e. \"drawdown_return+[unique_id]\"
\n\n\n
{\n \"drawdown_return\":{\n ....\n }\n}\n\n\n\n
{\n \"drawdown_return+1\":{\n ....\n },\n \"drawdown_return+2\":{\n ....\n }\n}\n\nContent Type: JSON
\nThe Make Cash Payment is used for collected Cash Payments, it uses provided receipt amount from Pool Account and adds into loan Excess Account.\nAfter this process, it starts to adjust Excess amount with dues and invoices in following Order.
\nStep 1: Add amount in loan excess account from pool account:
\nUsed input attributes:
\n\n\ntxn_ref:
\nis unique identifier for this payment Receipt, it can't be duplicate, API will return error on duplicate reference found in system.
\n
\n\npool_receipt_amount:
\nit is the cash collected
\n
Step 2: Adjust excess with Drawdowns sent in attributes
\ndis_txn_ref: you can send multiple Drawdown IDs separated by comma, \n API checks provided Drawdowns fully adjustable or not with excess amount, and only fully adjustable Drawdowns get closed. Remaining Drawdowns are skipped.
\nStep 3: Adjust excess with Open NACH
\nAdjusted Open NACH Drawdowns, which are in intermediate stage, Instalment posted and nach Not updated yet.
\nStep 4: Adjust excess with Dues
\ntry to clear dues and penealties with remaining excess: (PI) model Principal then Interest
\nStep 5: Adjust excess with full Drawdowns in FIFO Order
\nAdjusted Drawdowns which can be fully adjustable in FIFO Order with remaining excess
\nStep 6: Partial Adjustments against Open Drawdowns in FIFO Order
\nAdjust first Drawdown partially with remaining excess
\n","urlObject":{"path":["v1-loan","transact-strcl"],"host":["{{base_url}}"],"query":[],"variable":[]}},"response":[{"id":"7efa467a-1459-45cf-8db9-99b47dd3eec8","name":"Make Cash Payment","originalRequest":{"method":"POST","header":[{"key":"Content-Type","value":"application/json","type":"text"},{"key":"X-API-AUTH","value":"{{api_auth}}","type":"text"},{"key":"PARTNER-ID","value":"{{partner_id}}","type":"text"}],"body":{"mode":"raw","raw":"{\n \"make_cash_payment\": {\n \"loan_identifier\": \"SLAN1697567620779392\",\n \"receipt_amount\":5300,\n \"txn_ref\": \"TXNID005600450035\",\n \"dis_txn_ref\":\"TXNID10000123\"\n }\n}"},"url":"{{base_url}}/v1-loan/transact-strcl"},"status":"OK","code":200,"_postman_previewlanguage":"html","header":[{"key":"Server","value":"nginx"},{"key":"Date","value":"Mon, 12 Jul 2021 10:53:38 GMT"},{"key":"Content-Type","value":"text/html; charset=UTF-8"},{"key":"Transfer-Encoding","value":"chunked"},{"key":"Connection","value":"keep-alive"},{"key":"Vary","value":"Accept-Encoding"},{"key":"indexapi","value":"yes"},{"key":"awesome_cache","value":"used"},{"key":"Cache-Control","value":"no-cache, no-store, must-revalidate"},{"key":"Pragma","value":"no-cache"},{"key":"Expires","value":"0"},{"key":"Access-Control-Allow-Origin","value":"*"},{"key":"Content-Encoding","value":"gzip"}],"cookie":[],"responseTime":null,"body":"{\"make_cash_payment\":{\"question\":{\"loan_identifier\":\"SLAN1697567620779392\",\"receipt_amount\":5300,\"txn_ref\":\"TXNID005600450035\",\"drawdown_ids\":\"TXNID10000123\"},\"answer\":{\"status\":\"success\",\"status_code\":\"201\",\"status_message\":\"Transaction Successful.\",\"transaction\":{\"entry_date\":\"20210712\",\"excess_adjusted\":{\"ids\":{\"TXNID10000123\":5000},\"full_adjustments\":[],\"partial_adjustment\":{\"TXNID20000002\":300}}},\"loan_line\":{\"limit\":100000,\"used\":21569,\"blocked\":\"0\",\"available\":\"78431.00\",\"is_available\":\"yes\"}}}}"}],"_postman_id":"fff198ab-be26-4c67-a4f4-d72f2d95d77c"}],"id":"844a17fe-1bd0-4176-8673-76cf15a25e9e","description":"The endpoint /transact-strcl is used to perform the transaction with respect to different methods provided in the request.
\nBelow is the set of methods in the transact STRCL this for STRCL product only.
\n","_postman_id":"844a17fe-1bd0-4176-8673-76cf15a25e9e"},{"name":"Enquire STRCL","item":[{"name":"Draw Down Schedule - Only for STRCL","id":"2e5d5e38-a5ed-4460-9952-59e481c7db2d","protocolProfileBehavior":{"disableBodyPruning":true},"request":{"method":"POST","header":[{"key":"Content-Type","value":"application/json"},{"key":"X-API-AUTH","value":"{{api_auth}}"},{"key":"REQ-PRODUCT-ID","value":"{{product_id}}"},{"key":"PARTNER-ID","value":"{{partner_id}}"}],"body":{"mode":"raw","raw":"{\r\n \"drawdown_schedule\": {\r\n \"loan_identifier\": \"SLAN1697108676286494\"\r\n }\r\n}"},"url":"{{base_url}}/v1-loan/enquire","description":"The Draw Down Schedule gets the all details of the installment for the given loan_id or sublan_id where the product is of STRCL.
\nThis response contains the details of the installment schedule, interest details, and status.
\nIn Draw Down Schedule API request \"drawdown_schedule\" is a question into the body and the API response is the answer.
\nWe can request multiple inquiries for the Draw Down Schedule API request with the unique id appended to the question separated by \"+\" i.e. \"drawdown_schedule+[unique_id]\"
\n\n\n- Single Question
\n
{\n \"drawdown_schedule\":{\n ....\n }\n}\n\n\n- Multiple Question
\n
{\n \"drawdown_schedule+1\":{\n ....\n },\n \"drawdown_schedule+2\":{\n ....\n }\n}\nContent Type: JSON
\nThe endpoint /enquire is used to request data using different methods provided in the request.
\nBelow is the set of methods in the enquire STRCL this for STRCL product only.
\n","_postman_id":"77a544c2-4d82-4211-868b-f8453ca1ec0d"}],"id":"88fe57a5-e000-4f7e-bffa-a81832512faf","description":"