{"info":{"_postman_id":"511a48ee-92b0-4dc8-bd0b-9f214a1ac43f","name":"PAYBETA API","description":"\n\n

Get Started

\n

Paybeta API is a RESTful API that allows you to integrate bills payment services available on the platform.

\n\n

Getting access to the APIs

\n

Sign up and start building

\n\n

General API information

\n

NOTE: You must be enabled for Live before you can make live Api call to our production endpoints.

\n

BASE URL: The base URL for the API is as seen below

\n

https://api.paybeta.ng

\n

Authentication

\n

We expose the endpoint over HTTPS and we require that API Key Authorization
header be sent with every request to the Paybeta VAS interface. The API key Authentication
requires you send in the header P-API-KEY as key and then the value is your api key copied from console on all API calls.

\n

Authentication Example:

\n
headers.set('P-API-KEY', 'HhibJHBKkjbkkjnbh879GU==');\n\n
\n

Request Headers

\n\n

Response Definitions

\n
\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n
FieldTypeDescription
statusstringThis can be 'successful', 'failed' or 'pending'
messagestringAdditional details on the request status
dataarrayContains relevant response data for the transaction. E.g For EPINS, it will contain the pins, for electricity, it will contain the electricity values such as token, unit, amount, etc.
\n

Meet Paybeta Bill Payment:

\n

Bills Payment refers to all forms of utility payments online. This includes, but is not limited to, electricity, airtime, data, cable TV subscriptions, taxes, and government levies. Paybeta Bills Payment   is an easy-to-integrate API product that helps software developers embed online bills payment natively into their products.

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With our Bills Payment API, you get instant access to 9 out of 11 Discos in Nigeria, MTN, 9Mobile, Airtel, GLO, StarTimes, DSTV, and GOTV. When live, your customers can buy credits or subscription units on your platform via our API within minutes.

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Paybeta takes care of all the complexities and background relationships with the service providers.

\n\n\n

What services can you offer?

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There are four ebills services on Paybeta Bills Payment - electricity bills, airtime, Internet data, and cable TV subscriptions.

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For electricity, we support Eko Disco, Jos Disco, Kano Disco, Abuja Disco, Kaduna Disco, Enugu Disco, Ikeja Disco, Ibadan Disco, Porthacourt Disco, Benin Disco and Aba Disco. We do not currently offer Yola Disco & Benin Disco at the moment.

\n

For airtime/data, we support all major telcos - MTN, Airtel, GLO and 9Mobile. For cable TV subscriptions, we support StarTimes, DSTV, and GOTV.

\n","schema":"https://schema.getpostman.com/json/collection/v2.0.0/collection.json","toc":[{"content":"Get Started","slug":"get-started"},{"content":"Getting access to the APIs","slug":"getting-access-to-the-apis"},{"content":"General API information","slug":"general-api-information"},{"content":"Authentication","slug":"authentication"},{"content":"Request Headers","slug":"request-headers"},{"content":"Response Definitions","slug":"response-definitions"},{"content":"What services can you offer?","slug":"what-services-can-you-offer"}],"owner":"22654275","collectionId":"511a48ee-92b0-4dc8-bd0b-9f214a1ac43f","publishedId":"2sAYHzF2Ti","public":true,"customColor":{"top-bar":"FFFFFF","right-sidebar":"303030","highlight":"36009F"},"publishDate":"2025-09-16T10:12:21.000Z"},"item":[{"name":"Airtime","item":[{"name":"Providers","id":"5188ade0-902a-494d-b1ae-1acb00f13426","protocolProfileBehavior":{"disableBodyPruning":true},"request":{"auth":{"type":"apikey","apikey":{"basicConfig":[{"key":"key","value":"P-API-KEY"},{"key":"value","value":"{{apikey}}"}]},"isInherited":false},"method":"GET","header":[],"url":"/v2/airtime/providers","description":"

Response:

\n
{\n  \"status\": \"successful\",\n  \"message\": \"Request processed successfully.\",\n  \"data\": [\n    {\n      \"name\": \"MTN VTU\",\n      \"category\": \"airtime\",\n      \"status\": true,\n      \"logo\": \"https://res.cloudinary.com/paybeta/image/upload/v1713709773/Provider/VTU/800px-New-mtn-logo_wpn9qq.jpg\"\n    },\n    {\n      \"name\": \"GLO VTU\",\n      \"category\": \"airtime\",\n      \"status\": true,\n      \"logo\": \"https://res.cloudinary.com/paybeta/image/upload/v1713709647/Provider/VTU/glo_fpaf7m.svg\"\n    },\n    {\n      \"name\": \"AIrtel VTU\",\n      \"category\": \"airtime\",\n      \"status\": true,\n      \"logo\": \"https://res.cloudinary.com/paybeta/image/upload/v1713709747/Provider/VTU/airtel_qkjpk1.png\"\n    },\n    {\n      \"name\": \"9mobile VTU\",\n      \"category\": \"airtime\",\n      \"status\": true,\n      \"logo\": \"https://res.cloudinary.com/paybeta/image/upload/v1713709763/Provider/VTU/9mobile_iswfnh.svg\"\n    }\n  ]\n}\n\n
\n","urlObject":{"path":["v2","airtime","providers"],"host":[""],"query":[],"variable":[]}},"response":[{"id":"b80355b2-58b2-46e4-a851-eda443b94f23","name":"Successful","originalRequest":{"method":"GET","header":[],"url":"/v2/airtime/providers"},"status":"OK","code":200,"_postman_previewlanguage":"json","header":[{"key":"Server","value":"nginx"},{"key":"Date","value":"Sun, 21 Apr 2024 14:48:54 GMT"},{"key":"Content-Type","value":"application/json"},{"key":"Transfer-Encoding","value":"chunked"},{"key":"Connection","value":"keep-alive"},{"key":"Vary","value":"Accept-Encoding"},{"key":"Vary","value":"Authorization"},{"key":"Cache-Control","value":"private, must-revalidate"},{"key":"pragma","value":"no-cache"},{"key":"expires","value":"-1"},{"key":"X-RateLimit-Limit","value":"50"},{"key":"X-RateLimit-Remaining","value":"49"},{"key":"Access-Control-Allow-Origin","value":"*"},{"key":"Content-Encoding","value":"gzip"}],"cookie":[],"responseTime":null,"body":"{\n \"status\": \"successful\",\n \"message\": \"Request processed successfully.\",\n \"data\": [\n {\n \"name\": \"MTN VTU\",\n \"category\": \"airtime\",\n \"status\": true,\n \"logo\": \"https://res.cloudinary.com/paybeta/image/upload/v1713709773/Provider/VTU/800px-New-mtn-logo_wpn9qq.jpg\"\n },\n {\n \"name\": \"GLO VTU\",\n \"category\": \"airtime\",\n \"status\": true,\n \"logo\": \"https://res.cloudinary.com/paybeta/image/upload/v1713709647/Provider/VTU/glo_fpaf7m.svg\"\n },\n {\n \"name\": \"AIrtel VTU\",\n \"category\": \"airtime\",\n \"status\": true,\n \"logo\": \"https://res.cloudinary.com/paybeta/image/upload/v1713709747/Provider/VTU/airtel_qkjpk1.png\"\n },\n {\n \"name\": \"9mobile VTU\",\n \"category\": \"airtime\",\n \"status\": true,\n \"logo\": \"https://res.cloudinary.com/paybeta/image/upload/v1713709763/Provider/VTU/9mobile_iswfnh.svg\"\n }\n ]\n}"}],"_postman_id":"5188ade0-902a-494d-b1ae-1acb00f13426"},{"name":"Payment","id":"818981c2-b3f3-4e28-b50e-5e6374a0f311","protocolProfileBehavior":{"disableBodyPruning":true},"request":{"method":"POST","header":[],"body":{"mode":"raw","raw":"{\r\n \"service\": \"mtn_vtu\",\r\n \"phoneNumber\": \"08123333394\",\r\n \"amount\": 200,\r\n \"reference\": \"1781492573\"\r\n}","options":{"raw":{"language":"json"}}},"url":"/v2/airtime/purchase","description":"

The available service are:

\n

mtn_vtu

\n

glo_vtu

\n

9mobile_vtu

\n

airtel_vtu

\n","auth":{"type":"apikey","apikey":{"basicConfig":[{"key":"key","value":"P-API-KEY"},{"key":"value","value":"{{apikey}}"}]},"isInherited":true,"source":{"_postman_id":"511a48ee-92b0-4dc8-bd0b-9f214a1ac43f","id":"511a48ee-92b0-4dc8-bd0b-9f214a1ac43f","name":"PAYBETA API","type":"collection"}},"urlObject":{"path":["v2","airtime","purchase"],"host":[""],"query":[],"variable":[]}},"response":[{"id":"e0cb97d8-beef-4ab1-9256-f4be37a5bb9b","name":"Purchase","originalRequest":{"method":"POST","header":[],"body":{"mode":"raw","raw":"{\r\n \"service\": \"mtn_vtu\",\r\n \"phoneNumber\": \"08068539220\",\r\n \"amount\": 2000,\r\n \"reference\": \"1714747864\"\r\n}","options":{"raw":{"language":"json"}}},"url":"/v2/airtime/purchase"},"status":"OK","code":200,"_postman_previewlanguage":"json","header":[{"key":"Date","value":"Fri, 03 May 2024 13:27:55 GMT"},{"key":"Server","value":"Apache/2.4.54 (Win64) OpenSSL/1.1.1q PHP/8.1.10"},{"key":"Vary","value":"Authorization"},{"key":"X-Powered-By","value":"PHP/8.1.10"},{"key":"Cache-Control","value":"no-cache, private"},{"key":"X-RateLimit-Limit","value":"50"},{"key":"X-RateLimit-Remaining","value":"49"},{"key":"Keep-Alive","value":"timeout=5, max=100"},{"key":"Connection","value":"Keep-Alive"},{"key":"Transfer-Encoding","value":"chunked"},{"key":"Content-Type","value":"application/json"}],"cookie":[],"responseTime":null,"body":"{\n \"status\": \"successful\",\n \"message\": \"Transaction successful\",\n \"data\": {\n \"reference\": \"1714742875\",\n \"amount\": 2000,\n \"chargedAmount\": 1950,\n \"commission\": 50,\n \"biller\": \"MTN AIRTIME\",\n \"customerId\": \"08068539221\",\n \"previousBalance\": 499971725,\n \"currentBalance\": 499969775,\n \"transactionDate\": \"2024-05-03 14:27:57\",\n \"transactionId\": \"1714742877672593466202420\"\n }\n}"}],"_postman_id":"818981c2-b3f3-4e28-b50e-5e6374a0f311"}],"id":"2cf0771a-dcaf-4730-895e-99951b2da205","_postman_id":"2cf0771a-dcaf-4730-895e-99951b2da205","description":"","auth":{"type":"apikey","apikey":{"basicConfig":[{"key":"key","value":"P-API-KEY"},{"key":"value","value":"{{apikey}}"}]},"isInherited":true,"source":{"_postman_id":"511a48ee-92b0-4dc8-bd0b-9f214a1ac43f","id":"511a48ee-92b0-4dc8-bd0b-9f214a1ac43f","name":"PAYBETA API","type":"collection"}}},{"name":"Data Bundle","item":[{"name":"Get Providers","id":"f1cce4ef-06a6-4287-80ea-99f3c4609116","protocolProfileBehavior":{"disableBodyPruning":true},"request":{"method":"GET","header":[],"url":"/v2/data-bundle/providers","description":"
{\n    \"status\": \"successful\",\n    \"message\": \"Request processed successfully.\",\n    \"data\": [\n        {\n            \"name\": \"Airtel Data\",\n            \"category\": \"internet\",\n            \"slug\": \"airtel-data\",\n            \"status\": true,\n            \"logo\": \"https://res.cloudinary.com/paybeta/image/upload/v1713709747/Provider/VTU/airtel_qkjpk1.png\"\n        },\n        {\n            \"name\": \"MTN Data\",\n            \"category\": \"internet\",\n            \"slug\": \"mtn-data\",\n            \"status\": true,\n            \"logo\": \"https://res.cloudinary.com/paybeta/image/upload/v1713709773/Provider/VTU/800px-New-mtn-logo_wpn9qq.jpg\"\n        },\n        {\n            \"name\": \"Glo Data\",\n            \"category\": \"internet\",\n            \"slug\": \"glo-data\",\n            \"status\": true,\n            \"logo\": \"https://res.cloudinary.com/paybeta/image/upload/v1713709647/Provider/VTU/glo_fpaf7m.svg\"\n        },\n        {\n            \"name\": \"9mobile Data\",\n            \"category\": \"internet\",\n            \"slug\": \"9mobile-data\",\n            \"status\": true,\n            \"logo\": \"https://res.cloudinary.com/paybeta/image/upload/v1713709763/Provider/VTU/9mobile_iswfnh.svg\"\n        }\n    ]\n}\n\n
\n","auth":{"type":"apikey","apikey":{"basicConfig":[{"key":"key","value":"P-API-KEY"},{"key":"value","value":"{{apikey}}"}]},"isInherited":true,"source":{"_postman_id":"511a48ee-92b0-4dc8-bd0b-9f214a1ac43f","id":"511a48ee-92b0-4dc8-bd0b-9f214a1ac43f","name":"PAYBETA API","type":"collection"}},"urlObject":{"path":["v2","data-bundle","providers"],"host":[""],"query":[],"variable":[]}},"response":[{"id":"e4f1c937-7bfb-4e57-bd14-a613c7b1d8c9","name":"Get Providers","originalRequest":{"method":"GET","header":[],"url":"/v1/data-bundle/providers"},"status":"OK","code":200,"_postman_previewlanguage":"json","header":[{"key":"Server","value":"nginx"},{"key":"Date","value":"Sat, 11 May 2024 22:48:09 GMT"},{"key":"Content-Type","value":"application/json"},{"key":"Transfer-Encoding","value":"chunked"},{"key":"Connection","value":"keep-alive"},{"key":"Vary","value":"Accept-Encoding"},{"key":"Vary","value":"Authorization"},{"key":"Cache-Control","value":"private, must-revalidate"},{"key":"pragma","value":"no-cache"},{"key":"expires","value":"-1"},{"key":"X-RateLimit-Limit","value":"50"},{"key":"X-RateLimit-Remaining","value":"49"},{"key":"Access-Control-Allow-Origin","value":"*"},{"key":"Content-Encoding","value":"gzip"}],"cookie":[],"responseTime":null,"body":"{\n \"status\": \"successful\",\n \"message\": \"Request processed successfully.\",\n \"data\": [\n {\n \"name\": \"Airtel Data\",\n \"category\": \"internet\",\n \"slug\": \"airtel-data\",\n \"status\": true,\n \"logo\": \"https://res.cloudinary.com/paybeta/image/upload/v1713709747/Provider/VTU/airtel_qkjpk1.png\"\n },\n {\n \"name\": \"MTN Data\",\n \"category\": \"internet\",\n \"slug\": \"mtn-data\",\n \"status\": true,\n \"logo\": \"https://res.cloudinary.com/paybeta/image/upload/v1713709773/Provider/VTU/800px-New-mtn-logo_wpn9qq.jpg\"\n },\n {\n \"name\": \"Glo Data\",\n \"category\": \"internet\",\n \"slug\": \"glo-data\",\n \"status\": true,\n \"logo\": \"https://res.cloudinary.com/paybeta/image/upload/v1713709647/Provider/VTU/glo_fpaf7m.svg\"\n },\n {\n \"name\": \"9mobile Data\",\n \"category\": \"internet\",\n \"slug\": \"9mobile-data\",\n \"status\": true,\n \"logo\": \"https://res.cloudinary.com/paybeta/image/upload/v1713709763/Provider/VTU/9mobile_iswfnh.svg\"\n }\n ]\n}"}],"_postman_id":"f1cce4ef-06a6-4287-80ea-99f3c4609116"},{"name":"Get Data Bundles","id":"ab9876f9-958f-48fe-99a3-2c7456da63ec","protocolProfileBehavior":{"disableBodyPruning":true},"request":{"method":"GET","header":[],"body":{"mode":"raw","raw":"{\n \"service\": \"mtn_data\"\n}","options":{"raw":{"language":"json"}}},"url":"/v2/data-bundle/list","description":"
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\n","auth":{"type":"apikey","apikey":{"basicConfig":[{"key":"key","value":"P-API-KEY"},{"key":"value","value":"{{apikey}}"}]},"isInherited":true,"source":{"_postman_id":"511a48ee-92b0-4dc8-bd0b-9f214a1ac43f","id":"511a48ee-92b0-4dc8-bd0b-9f214a1ac43f","name":"PAYBETA API","type":"collection"}},"urlObject":{"path":["v2","data-bundle","list"],"host":[""],"query":[],"variable":[]}},"response":[{"id":"97ad086b-cfb5-4899-b6b6-6a831145a35e","name":"Get Data Bundles","originalRequest":{"method":"POST","header":[{"key":"Content-Type","value":"application/json","type":"text"}],"body":{"mode":"raw","raw":"{\n \"service\": \"mtn_data\"\n}","options":{"raw":{"language":"json"}}},"url":"/v2/data-bundle/list"},"status":"OK","code":200,"_postman_previewlanguage":"json","header":[{"key":"Date","value":"Fri, 14 Feb 2025 17:47:52 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\"data\": {\n \"availableBalance\": 4212.45,\n \"lienAmount\": 0\n }\n}"}],"_postman_id":"ce46ddc7-0d9b-4e1f-9a0e-de63c8828204"}],"id":"3d3671b2-e20d-45e1-82c3-1b8570e3b19a","_postman_id":"3d3671b2-e20d-45e1-82c3-1b8570e3b19a","description":"","auth":{"type":"apikey","apikey":{"basicConfig":[{"key":"key","value":"P-API-KEY"},{"key":"value","value":"{{apikey}}"}]},"isInherited":true,"source":{"_postman_id":"511a48ee-92b0-4dc8-bd0b-9f214a1ac43f","id":"511a48ee-92b0-4dc8-bd0b-9f214a1ac43f","name":"PAYBETA API","type":"collection"}}},{"name":"Transaction Query","id":"116fb32b-a409-4cf8-9686-e12d908d6bc1","protocolProfileBehavior":{"disableBodyPruning":true},"request":{"method":"POST","header":[{"key":"Accept","value":"application/json"},{"key":"Content-Type","value":"application/json"}],"body":{"mode":"raw","raw":"{\r\n \"reference\": \"1746988617\"\r\n}","options":{"raw":{"language":"json"}}},"url":"/v2/transaction/query","description":"

Query Transaction Status

\n

Using a POST method, transaction status can be queried with the endpoint below passing the reference you generated for the payment:

\n
\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n
FieldMandatory/OptionalDescription
codeOThis is usually returned as response and can also confirmes the final status of a transaction.
00 = successful
01 = pending
02 = failed
99 = Not found or invalid reference
statusOThis is returned as response and tells the final status of the transaction.
referenceMThis is the reference with which you sent when purchasing a transaction after the transaction has been processed.
\n
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\"data\": {\n \"paymentStatus\": \"Pending\",\n \"reference\": \"1746988617\",\n \"amount\": 100,\n \"amountPaid\": 96,\n \"product\": \"GLO AIRTIME\",\n \"customerId\": \"09052216560\",\n \"token\": \"0\",\n \"unit\": \"0\",\n \"transactionId\": \"API-174698861781391390\",\n \"transactionDate\": \"2025-05-11T18:37:01.000000Z\"\n }\n}"},{"id":"55a3fd9f-ab4a-4619-bd89-359f754f1a67","name":"Invalid Reference","originalRequest":{"method":"POST","header":[{"key":"Accept","value":"application/json"},{"key":"Content-Type","value":"application/json"}],"url":"/v2/transaction/query"},"status":"Not Found","code":404,"_postman_previewlanguage":"json","header":[{"key":"Date","value":"Wed, 25 Sep 2024 12:37:40 GMT"},{"key":"Content-Type","value":"application/json"},{"key":"Transfer-Encoding","value":"chunked"},{"key":"Connection","value":"keep-alive"},{"key":"Vary","value":"Accept-Encoding"},{"key":"Vary","value":"Authorization"},{"key":"Cache-Control","value":"private, 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null\n}"},{"id":"9debb268-1f2a-4ee8-b794-805c866b3fdf","name":"Failed","originalRequest":{"method":"POST","header":[{"key":"Accept","value":"application/json"},{"key":"Content-Type","value":"application/json"}],"url":"/v2/transaction/query"},"_postman_previewlanguage":"json","header":[{"key":"Content-Type","value":"application/json","description":"","type":"text"}],"cookie":[],"responseTime":null,"body":"{\n \"status\": \"failed\",\n \"message\": \"Your DStv Compact Plus + HD/ExtraView is reversed\",\n \"code\": \"02\",\n \"data\": {\n \"paymentStatus\": \"Reversed\",\n \"reference\": \"1715458530\",\n \"amountPaid\": 18925.85,\n \"product\": \"DStv Compact Plus + HD/ExtraView\",\n \"customerId\": \"7061084212\",\n \"transactionId\": \"17283421536669076632\",\n \"transactionDate\": \"2022-10-08 00:02:36\"\n 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