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\nThe children of the 1970s have been raised on a diet of video games, animated entertainment, iPods, and mobile phones. As they enter adulthood, they're facing a world of jobs, child-rearing and real-world responsibilities that aren't necessarily in synch.
\nFortune magazine reports that the young millennial generation will also be the first generation to buy more homes than the previous generation. While current homeownership rates are still higher than boomers, the article also reports a $1.2 trillion increase in home purchases between 2005 and 2010.
\nThe consequences of this new reality include rising rents, stagnant wages and a bevy of new loan options. But while there's a growing demand for both homes and property, there's also an economic model for renting at all costs, regardless of the revenue. Here are some tips for young homeowners on how to avoid becoming a money pit.
\nLive below your means
\nWhen buying a property, it's difficult to know if your mortgage payment will be higher or lower than your rent payment. The fact is that, while most of us don't know our exact future income, we can predict what will happen over the course of a month.
\n\"If you live within your means and pay off your debt over time you'll be in a better position to buy a home when the real estate market picks up,\" says Zillow's senior economist, Mark Fleming.
\nFor young families with younger kids, the average monthly rent in New York City is about $1,650. For the lower end of the market, two bedrooms can run you closer to $1,200 monthly.
\nIf you're willing to be flexible and live in a smaller house, you can save big on rent. A smaller house can also allow you to have roommates or roommates-in-training, if you're willing to split the costs.
\nMake a down payment
\nThe flip side of renting is that the landlord pays all the costs. While you may pay less\nhttps://documenter.getpostman.com/view/21831543/Uzs8UNt8 https://documenter.getpostman.com/view/21885389/Uzs8UNtD https://documenter.getpostman.com/view/21831416/Uzs8UNt9 https://documenter.getpostman.com/view/21845150/Uzs8UNtC https://documenter.getpostman.com/view/21866650/Uzs8UNtB # Introduction\nWhat does your API do?
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