{"info":{"_postman_id":"9e83af00-bcc3-4c30-b5c1-e8a791d4e6d8","name":"Wise for Connected Apps API","description":"

This collection describes the required endpoints for a successful bank partner's integration of the send money API product.

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You will need to redirect the customer to Wise in order to finalize the account setup by confirming that the data submitted by the Onboarding API is accurate, and filling in any missing data where applicable.

\n

Sandbox:

\n

https://sandbox.transferwise.tech/oauth/authorize/?client_id={clientId}&redirect_uri={redirectUri}&state={state}&claim_account_code={claim_account_code}

\n

Live:

\n

https://wise.com/oauth/authorize/?client_id={clientId}&redirect_uri={redirectUri}&state={state}&claim_account_code={claim_account_code}

\n

List of available parameters:

\n
\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n
ParameterDescription
client_id (required)The client ID you received from us.
redirect_uri (required)The preconfigured URL in your application where users will be sent after authorization.
stateAn opaque value, used for security purposes. If this parameter is set in the request, then it is returned to the application as part of the redirect URL. More about state parameter.
claim_account_code (required)Short lived security code generated at Step 3. This helps us identify who the connecting user.
\n

On Wise, there are a couple of steps that need to be completed for the journey to complete:

\n
    \n
  1. Securing the account with a password
    2. \n
  2. Reviewing data uploaded via the Onboarding API
    3. \n
  3. Authorize access to the account
    4. \n
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This endpoint is used to link an existing TransferWise account to a bank account. It is used as part of the redirection flow that allows the customer to sign into their TransferWise account and authorise the linking of their profile.

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This endpoint is used to generate a new access token if the previous one has expired. The refresh token is initially generated when creating a new user or when linking an existing TransferWise account.

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After previosuly completing 1a or 1b you will have a refresh token stored, use this to generate new access tokens

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POST /account-requirements

\n","urlObject":{"path":["v1","quotes","{{new-quote-id}}","account-requirements"],"host":["{{host}}"],"query":[],"variable":[]}},"response":[],"_postman_id":"0cc536fb-9ebf-4b21-88ce-799d1d88de5c"},{"name":"3. Create account","event":[{"listen":"test","script":{"id":"6d653c38-2332-4abf-a2c5-0111aeacc5a4","exec":["var jsonData = JSON.parse(responseBody);","if (jsonData.id) postman.setEnvironmentVariable(\"new-recipient-id\", jsonData.id);"],"type":"text/javascript"}}],"id":"beb345b7-955f-4c53-a695-863a41037d9d","protocolProfileBehavior":{"disableBodyPruning":true},"request":{"method":"POST","header":[{"key":"Authorization","value":"Bearer {{token}}"},{"key":"Content-Type","value":"application/json"}],"body":{"mode":"raw","raw":"{\n \"accountHolderName\": \"Person USD\",\n \"currency\": \"USD\",\n \"type\": \"ABA\",\n \"details\": {\n \"address\": {\n \"city\": \"New York\",\n \"countryCode\": \"US\",\n \"postCode\": \"10025\",\n \"state\": \"NY\",\n \"firstLine\": \"158 Wall Street\"\n },\n \"legalType\":\"PRIVATE\",\n \"abartn\": \"064000020\",\n \"accountType\": \"CHECKING\",\n \"accountNumber\": \"40000000000\",\n \"email\": \"example@foobar.com\"\n }\n }"},"url":"{{host}}/v1/accounts","urlObject":{"path":["v1","accounts"],"host":["{{host}}"],"query":[],"variable":[]}},"response":[],"_postman_id":"beb345b7-955f-4c53-a695-863a41037d9d"},{"name":"4. Get account in v2 format","id":"813b9da1-0f8b-4e33-99c4-39e33d551c60","protocolProfileBehavior":{"disableBodyPruning":true},"request":{"method":"GET","header":[{"key":"Authorization","value":"Bearer {{token}}","type":"text"}],"url":"{{host}}/v2/accounts/{{new-recipient-id}}","urlObject":{"path":["v2","accounts","{{new-recipient-id}}"],"host":["{{host}}"],"query":[],"variable":[]}},"response":[],"_postman_id":"813b9da1-0f8b-4e33-99c4-39e33d551c60"}],"id":"e86bb745-b90b-45aa-9d6b-969b873c7605","event":[{"listen":"prerequest","script":{"id":"6119b928-8273-4971-b850-38f2f63bcb5b","type":"text/javascript","exec":[""]}},{"listen":"test","script":{"id":"a71c0e5b-58b8-48e9-a04b-dfcec220237d","type":"text/javascript","exec":[""]}}],"_postman_id":"e86bb745-b90b-45aa-9d6b-969b873c7605","description":""}],"id":"6e3d3459-4693-4077-ae3c-0fda857a1075","event":[{"listen":"prerequest","script":{"id":"9f627b1f-dac0-49eb-b474-938ee12ad8bf","type":"text/javascript","exec":[""]}},{"listen":"test","script":{"id":"5cab924b-26a1-4f01-ae97-939921e5056a","type":"text/javascript","exec":[""]}}],"_postman_id":"6e3d3459-4693-4077-ae3c-0fda857a1075","description":""},{"name":"4. Create transfer","item":[{"name":"1. Update quote with selected recipient","id":"82742b7f-5e0e-4093-a9f8-0df5988383c8","protocolProfileBehavior":{"disableBodyPruning":true},"request":{"method":"PATCH","header":[{"key":"Authorization","value":"Bearer {{token}}"},{"key":"Content-Type","name":"Content-Type","type":"text","value":"application/merge-patch+json"}],"body":{"mode":"raw","raw":"{\n \"targetAccount\": {{new-recipient-id}}\n}"},"url":"{{host}}/v2/quotes/{{new-quote-id}}","description":"

Set the recipient the user wishes to send to on the quote to get an updated price and delivery estimte.

\n

ENSURE Content-Type IS application/merge-patch+json ELSE THIS WILL FAIL

\n","urlObject":{"path":["v2","quotes","{{new-quote-id}}"],"host":["{{host}}"],"query":[],"variable":[]}},"response":[],"_postman_id":"82742b7f-5e0e-4093-a9f8-0df5988383c8"},{"name":"2. Get transfer extra info dynamic form","id":"d675c930-b59a-4c30-9ff1-301b2d930acb","protocolProfileBehavior":{"disableBodyPruning":true},"request":{"method":"POST","header":[{"key":"Authorization","value":"Bearer {{token}}"},{"key":"Content-Type","value":"application/json","type":"text"}],"body":{"mode":"raw","raw":"{\n \"targetAccount\": {{new-recipient-id}},\n \"quoteUuid\": \"{{new-quote-id}}\"\n}"},"url":"{{host}}/v1/transfer-requirements","urlObject":{"path":["v1","transfer-requirements"],"host":["{{host}}"],"query":[],"variable":[]}},"response":[],"_postman_id":"d675c930-b59a-4c30-9ff1-301b2d930acb"},{"name":"3. Update transfer extra info dynamic form (if any fields require refresh)","id":"d9e76424-2ca1-4711-9fdf-3daf1eb081a5","protocolProfileBehavior":{"disableBodyPruning":true},"request":{"method":"POST","header":[{"key":"Authorization","value":"Bearer {{token}}"},{"key":"Content-Type","value":"application/json"}],"body":{"mode":"raw","raw":"{ \n\t\"targetAccount\": {{new-recipient-id}},\n \"quoteUuid\": \"{{new-quote-id}}\",\n \"details\": {\n \"reference\": \"my ref\",\n \t\"sourceOfFunds\": \"verification.source.of.funds.other\"\n }\n}"},"url":"{{host}}/v1/transfer-requirements","urlObject":{"path":["v1","transfer-requirements"],"host":["{{host}}"],"query":[],"variable":[]}},"response":[],"_postman_id":"d9e76424-2ca1-4711-9fdf-3daf1eb081a5"},{"name":"2. Generate GUID for idempotency","event":[{"listen":"test","script":{"id":"37073eb2-56e9-4e0b-8aa2-021b52416e33","exec":["if (responseBody) postman.setEnvironmentVariable(\"idempotency-guid\", responseBody);"],"type":"text/javascript"}}],"id":"d2cdde7f-884e-4f90-94cb-0c28ceeb8754","protocolProfileBehavior":{"disableBodyPruning":true},"request":{"method":"GET","header":[],"url":"https://www.uuidgenerator.net/api/guid","description":"

You don't have to use an API for this - you can almost certainly do it in code. This is just for testing convenience.

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A transfer is a payment order to recipient account based on a quote. Once created, a transfer needs to be funded within the next five working days. Otherwise, it will be automatically canceled.

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