Deletes the Knox token assinged to the current user
\n","urlObject":{"path":["accounts","logout",""],"host":["https://api.sarpanch.org"],"query":[],"variable":[]}},"response":[{"id":"d716139c-1343-4abe-b115-e0cda26d768d","name":"Logout - Success","originalRequest":{"method":"POST","header":[],"body":{"mode":"formdata","formdata":[]},"url":"localhost:8000/accounts/logout/"},"status":"No Content","code":204,"_postman_previewlanguage":"plain","header":[{"key":"Date","value":"Fri, 08 Jan 2021 14:03:12 GMT"},{"key":"Server","value":"WSGIServer/0.2 CPython/3.8.2"},{"key":"Vary","value":"Accept"},{"key":"Allow","value":"POST, OPTIONS"},{"key":"X-Frame-Options","value":"DENY"},{"key":"Content-Length","value":"0"},{"key":"Referrer-Policy","value":"same-origin"}],"cookie":[],"responseTime":null,"body":null}],"_postman_id":"3abdb816-d9eb-4fa3-9b97-51e3ff465bca"},{"name":"Change Password","id":"8d8f6dd5-c10c-4de0-bedb-323f9b39a242","protocolProfileBehavior":{"disableBodyPruning":true},"request":{"auth":{"type":"apikey","apikey":{"basicConfig":[{"key":"key","value":"Authorization"},{"key":"value","value":"The current password
\n","type":"text"},{"key":"password_2","value":"Abcd","description":"The new password
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\n","urlObject":{"path":["accounts","change_password",""],"host":["https://api.sarpanch.org"],"query":[],"variable":[]}},"response":[{"id":"04aa93be-d7fa-48f8-a9e0-03ace4150eeb","name":"Change Password - Wrong Password","originalRequest":{"method":"PATCH","header":[],"body":{"mode":"formdata","formdata":[{"key":"password_1","value":"Abcd1234","description":"The current password","type":"text"},{"key":"password_2","value":"Abcd12345!","description":"The new password","type":"text"}]},"url":"localhost:8000/accounts/change_password/"},"status":"Bad Request","code":400,"_postman_previewlanguage":"json","header":[{"key":"Date","value":"Fri, 08 Jan 2021 14:20:42 GMT"},{"key":"Server","value":"WSGIServer/0.2 CPython/3.8.2"},{"key":"Content-Type","value":"application/json"},{"key":"Vary","value":"Accept"},{"key":"Allow","value":"PUT, PATCH, OPTIONS"},{"key":"X-Frame-Options","value":"DENY"},{"key":"Content-Length","value":"88"},{"key":"Referrer-Policy","value":"same-origin"}],"cookie":[],"responseTime":null,"body":"{\n \"status\": false,\n \"current_password\": \"The current password does not match your password.\"\n}"},{"id":"3c144461-c8ee-4695-b98b-0c55f0751a3c","name":"Change Password - Success","originalRequest":{"method":"PATCH","header":[],"body":{"mode":"formdata","formdata":[{"key":"password_1","value":"Abcd1234!","description":"The current password","type":"text"},{"key":"password_2","value":"Abcd12345!","description":"The new password","type":"text"}]},"url":"localhost:8000/accounts/change_password/"},"status":"OK","code":200,"_postman_previewlanguage":"json","header":[{"key":"Date","value":"Fri, 08 Jan 2021 14:21:04 GMT"},{"key":"Server","value":"WSGIServer/0.2 CPython/3.8.2"},{"key":"Content-Type","value":"application/json"},{"key":"Vary","value":"Accept"},{"key":"Allow","value":"PUT, PATCH, OPTIONS"},{"key":"X-Frame-Options","value":"DENY"},{"key":"Content-Length","value":"66"},{"key":"Referrer-Policy","value":"same-origin"}],"cookie":[],"responseTime":null,"body":"{\n \"status\": true,\n \"detail\": \"Password has been successfully changed.\"\n}"},{"id":"c3725dc3-3623-4833-b50c-1ffe65d50ce2","name":"Change Password - Bad New Password","originalRequest":{"method":"PATCH","header":[],"body":{"mode":"formdata","formdata":[{"key":"password_1","value":"Abcd12345!","description":"The current password","type":"text"},{"key":"password_2","value":"Abcd","description":"The new password","type":"text"}]},"url":"localhost:8000/accounts/change_password/"},"status":"OK","code":200,"_postman_previewlanguage":"json","header":[{"key":"Date","value":"Fri, 08 Jan 2021 14:23:33 GMT"},{"key":"Server","value":"WSGIServer/0.2 CPython/3.8.2"},{"key":"Content-Type","value":"application/json"},{"key":"Vary","value":"Accept"},{"key":"Allow","value":"PUT, PATCH, OPTIONS"},{"key":"X-Frame-Options","value":"DENY"},{"key":"Content-Length","value":"190"},{"key":"Referrer-Policy","value":"same-origin"}],"cookie":[],"responseTime":null,"body":"{\n \"status\": false,\n \"detail\": \"Invalid password: Password should have at least one digit, one uppercase and one lowercase character, one special character, and should be 6 to 20 characters long\"\n}"}],"_postman_id":"8d8f6dd5-c10c-4de0-bedb-323f9b39a242"},{"name":"Validate Phone Number and Send OTP for Forgot Password","id":"4d9e91e3-5d3d-4903-b41a-f4258f95cc85","protocolProfileBehavior":{"disableBodyPruning":true},"request":{"method":"POST","header":[],"body":{"mode":"formdata","formdata":[{"key":"phone","value":"+919871587593","type":"text"}]},"url":"https://api.sarpanch.org/accounts/validate_phone_and_send_forgot_otp/","description":"If a user forget's their password this request validates thier phone number and sends them and OTP which they can verify to change their password.
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\n","urlObject":{"path":["accounts","validate_forgot_otp",""],"host":["https://api.sarpanch.org"],"query":[],"variable":[]}},"response":[{"id":"95c9f8f4-3d74-4907-ab83-5c7ae0f5e8ce","name":"Validate Forgotten Password OTP - Success","originalRequest":{"method":"POST","header":[],"body":{"mode":"formdata","formdata":[{"key":"phone","value":"+919871587593","type":"text"},{"key":"otp","value":"5532","type":"text"}]},"url":"localhost:8000/accounts/validate_forgot_otp/"},"status":"OK","code":200,"_postman_previewlanguage":"json","header":[{"key":"Date","value":"Fri, 08 Jan 2021 15:34:01 GMT"},{"key":"Server","value":"WSGIServer/0.2 CPython/3.8.2"},{"key":"Content-Type","value":"application/json"},{"key":"Vary","value":"Accept"},{"key":"Allow","value":"POST, OPTIONS"},{"key":"X-Frame-Options","value":"DENY"},{"key":"Content-Length","value":"77"},{"key":"Referrer-Policy","value":"same-origin"}],"cookie":[],"responseTime":null,"body":"{\n \"status\": true,\n \"detail\": \"OTP matched, please proceed to create new password\"\n}"}],"_postman_id":"fed0e660-50b1-47af-b040-00c1e3a5df8c"},{"name":"Change Forgotten Password","id":"cd4a2659-b1ae-4195-9f3c-1b841f65a826","protocolProfileBehavior":{"disableBodyPruning":true},"request":{"method":"POST","header":[],"body":{"mode":"formdata","formdata":[{"key":"phone","value":"+919871587593","type":"text"},{"key":"otp","value":"5532","type":"text"},{"key":"password","value":"Abcd1234!","type":"text"}]},"url":"https://api.sarpanch.org/accounts/change_forgotten_password/","urlObject":{"path":["accounts","change_forgotten_password",""],"host":["https://api.sarpanch.org"],"query":[{"disabled":true,"key":"phone","value":"+919871587593"},{"disabled":true,"key":"otp","value":null}],"variable":[]}},"response":[{"id":"05c4fba4-d60c-494a-b2db-24c0a8829b28","name":"Change Forgotten Password - Success","originalRequest":{"method":"POST","header":[],"body":{"mode":"formdata","formdata":[{"key":"phone","value":"+919871587593","type":"text"},{"key":"otp","value":"5532","type":"text"},{"key":"password","value":"Abcd1234!","type":"text"}]},"url":{"raw":"localhost:8000/accounts/change_forgotten_password/","host":["localhost"],"port":"8000","path":["accounts","change_forgotten_password",""],"query":[{"key":"phone","value":"+919871587593","type":"text","disabled":true},{"key":"otp","value":null,"type":"text","disabled":true}]}},"status":"OK","code":200,"_postman_previewlanguage":"json","header":[{"key":"Date","value":"Fri, 08 Jan 2021 15:36:21 GMT"},{"key":"Server","value":"WSGIServer/0.2 CPython/3.8.2"},{"key":"Content-Type","value":"application/json"},{"key":"Vary","value":"Accept"},{"key":"Allow","value":"POST, OPTIONS"},{"key":"X-Frame-Options","value":"DENY"},{"key":"Content-Length","value":"70"},{"key":"Referrer-Policy","value":"same-origin"}],"cookie":[],"responseTime":null,"body":"{\n \"status\": true,\n \"detail\": \"Password changed successfully. Please Login\"\n}"}],"_postman_id":"cd4a2659-b1ae-4195-9f3c-1b841f65a826"}],"id":"ac491bdc-400e-4c3d-9497-41a59fa850cb","_postman_id":"ac491bdc-400e-4c3d-9497-41a59fa850cb","description":""},{"name":"Content Management","item":[{"name":"Posts List","id":"c1b115cb-fc13-4939-aea7-48363cdf8a69","protocolProfileBehavior":{"disableBodyPruning":true},"request":{"auth":{"type":"apikey","apikey":{"basicConfig":[{"key":"key","value":"Authorization"},{"key":"value","value":"This request returns the list of all the recipes.
\nUse with caution
\nThe payload size of this request is very large, hence it is strongly reccomended that you use the ?limit=n query parameter to get certain recipes at a time.
\nHow to use the pagination query parameters?
\nThe two pagination query params are ?limit and ?offset. \nThey are best described: \n The client includes both a \"limit\" and an \"offset\" query parameter. The limit indicates the maximum number of items to return, and is equivalent to the page_size in other styles. The offset indicates the starting position of the query in relation to the complete set of unpaginated items.
\nHow to use the filtering query params?
\nThe following are the names of the q params that you can use to filter the data. Use these in conjunction with the pagniation tools so obtain a filtered, paginated queryset.
\n- \n
- ?title_contains= (if the title contains this param) \n
- ?category= (equality filter) \n
- ?region= (equality filter) \n
- ?created_before= (less than filter) \n
- ?updated_before= (less than filter)\netc. \n
Note: time based filters must be entered in the following time format\nSupports both Django (‘%d %H:%M:%S.%f’) and ISO 8601 formatted durations (but only the sections that are accepted by Python’s timedelta, so no year, month, and week designators, e.g. ‘P3DT10H22M’).
\nSearch
\nThis returns all recipes given a general search string. Use the ?search= query parameter.
Ministry of Finance initiative meant to increase financial inclusion by making it easier to access financial services.
\\r\\n\\r\\n\\r\\n\\r\\n
How can you benefit from PMJDY?
\\r\\n\\r\\n- \\r\\n\\t
- Gives you the opportunity to become financially independent and capable.\\r\\n\\r\\n\\t
- \\r\\n\\t\\t
- This makes it easier to get loans, safely save your money in a bank account, and more. \\r\\n\\t\\t
- If you care about your money, it is important that you keep it safe through such financial mechanisms. \\r\\n\\t
\\r\\n
\\r\\n\\r\\n
Description:
\\r\\n\\r\\n- \\r\\n\\t
- PMJDY ensures Indian citizens with access to financial Banking Services, Deposit Accounts, Remittances, Credit, Insurance, and Pension in an affordable and easily accessible way. \\r\\n
\\r\\n\\r\\n
Best features of PMJDY:
\\r\\n\\r\\n- \\r\\n\\t
- PMJDY makes the complex process of becoming financially responsible much easier by providing guidance and assistance. \\r\\n
\\r\\n\\r\\n
Instructions:
\\r\\n\\r\\n\\r\\n\\r\\n
This initiative is intended for all Indian citizens, including minors 10 years or older who can start accounts with a guardian.
\\r\\n\\r\\n\\r\\n\\r\\n
- \\r\\n\\t
- Open a Basic Savings Bank Account (BSBD) by going to your nearest Savings Bank of India branch (SBI). \\r\\n\\t
- Once you have a BSBD account, select the financial services you would like to access. \\r\\n
Pradhan Mantri Mudra Yojna (PMMY)
\\r\\n\\r\\nMinistry of Finance initiative that allows one to take out loans without paying processing fees or providing collateral for use in small-sized non-farm enterprises.
\\r\\n\\r\\n\\r\\n\\r\\n
How can you benefit from PMMY?
\\r\\n\\r\\n- \\r\\n\\t
- Provides Financial Assistance to help you achieve your business goals.\\r\\n\\r\\n\\t
- \\r\\n\\t\\t
- Provides a range of loans to help with whatever type and size of venture you are working on. \\r\\n\\t\\t
- Doesn’t require collateral or payment of processing fees - minimizes risks. \\r\\n\\t
\\r\\n
\\r\\n\\r\\n
Description:
\\r\\n\\r\\n- \\r\\n\\t
- There is no minimum loan size under the PMMY scheme, but the maximum loan size that can be taken out under the is of Rs.10 Lakh. \\r\\n\\t
- Borrowers don’t need to pay any processing fees or provide any form of collateral. \\r\\n\\t
- Mudra loans can be offered to enterprises in the non-farm sector and in allied agricultural activities. \\r\\n\\t
- 3 Types of Mudra Loans:\\r\\n\\t
- \\r\\n\\t\\t
- Shishu: Loans sanctioned under the PMMY scheme up to Rs.50000 \\r\\n\\t\\t
- Kishore: Loans sanctioned under the PMMY scheme from Rs.50001 up to Rs.5.00 lakh \\r\\n\\t\\t
- Tarun: Loans sanctioned under the PMMY scheme Rs.5,00,001 up to Rs.10.00 lakh \\r\\n\\t
\\r\\n
\\r\\n\\r\\n
Best Features of PMMY:
\\r\\n\\r\\n- \\r\\n\\t
- No collateral or processing fees need to be provided\\r\\n\\r\\n\\t
- \\r\\n\\t\\t
- Makes it cheaper and safer for you to apply for these loans. \\r\\n\\t
\\r\\n\\t - PMMY loans can be applied to a range of activities in a range of sectors, giving you the option to apply no matter the field your activity falls under. \\r\\n
\\r\\n\\r\\n
Instructions:
\\r\\n\\r\\n\\r\\n\\r\\n
To get a PMMY loan, you must fulfill this criteria:
\\r\\n\\r\\n- \\r\\n\\t
- A non-farm enterprises \\r\\n\\t
- A Micro and Small Enterprises \\r\\n\\t
- Engaged in income generating activities \\r\\n\\t
- Engaged in “income-generating activities” and “manufacturing, trading services” \\r\\n\\t
- Have credit needs up to Rs.10 Lakh \\r\\n
\\r\\n\\r\\n
These loans are available at Commercial Banks, Regional Rural Banks (RRBs), Small-Finance Banks, Microfinance Institutions (MFIs), and Nonbank Financial Companies (NBFCs).
\\r\\n\\r\\n\\r\\n\\r\\n
For Physical Enrollment:
\\r\\n\\r\\n- \\r\\n\\t
- The borrower can approach any of the above-mentioned institutions. \\r\\n\\t
- Go to https://mudra.org.in/Home/PMMYBankersKit\\r\\n\\t
- \\r\\n\\t\\t
- Download the form for the type of loan you would like. \\r\\n\\t
\\r\\n
![](\\\"https://lh6.googleusercontent.com/TXs8u2qsVRa1XYkI9sskrcju65J6ozMsn-1V-P6VhINqrwEs9sj0mDH-4bSYbarqoImSDMPutZhkON_3uPDDkZkQWiFdFlIVlFiK1e31kyV2CllJlhciFW3GVYZ0KKtsZLuRbf7L\\\")
- \\r\\n\\t
- Before approaching, ensure that you fulfill all requirements on the checklist. \\r\\n
\\r\\n\\r\\n
![](\\\"https://lh6.googleusercontent.com/dpNEzBy_BRGmL0frQjimY7pI9UoeIjkoVrwHs_H7QXgOJwflmdI0WrbfxmasQnyth1CRZrYqkDQDWkaIZMrlyOt2ZE5xKQVgE9VmjXWUwLdatFvYxLZik-PsrIa8_digpQxx682J\\\")
\\r\\n
THE CLOSEST ONE TO YOU LOCATOR
\\r\\n\\r\\n\\r\\n\\r\\n
For Online Enrollment:
\\r\\n\\r\\n- \\r\\n\\t
- The borrower can apply online via the portal at www.udyamimitra.in \\r\\n\\t
- Press on the APPLY NOW button in the Mudra Loans section. \\r\\n
![](\\\"https://lh4.googleusercontent.com/W_HXFnjtNjUcj1wjnoVz2_d9zl5KeJH2aUnj2J1UkJgIJwIrzCwwkAY1zGRTV8hJKeHKlGvU5QIV121ruoP3oUQeWKYteeAjlJxyo7FQM-Pz5oNECOlqN_dGQeJLHEARM0sUEVtw\\\")
- \\r\\n\\t
- Scroll down to the Apply for MUDRA Loan and click the \\r\\n
![](\\\"https://lh5.googleusercontent.com/A-StkTAV8eWLe49W_3tWUtMjlPxuCrmUFWKtuOqj5OrtZFf3l5tZaXT4mfp37lR9waBiwfvSx6CLX7dn-AzcxYXyLQPaVY5TPkIAZ2sc0zEDY1Q8y1bmMcCZMdugZXtswyzNx6jK\\\")
- \\r\\n\\t
- If you are not Sidbi/UdyamiMitra Member yet, \\r\\n\\r\\n\\t
- \\r\\n\\t\\t
- You will need to create an account. Put your name, email address, and phone number \\r\\n\\t\\t
- You should shortly receive an email or a text message with your OTP code. \\r\\n\\t\\t
- From there you should be allowed to create your account. \\r\\n\\t
\\r\\n
\\r\\n\\r\\n
![](\\\"https://lh4.googleusercontent.com/lne-aezlh_fb7icRYqQRC041R9emN4jimRPdRjrhkEJicR8AE3gn-Cdw85GpS6KUBj28GejacDatO6xxa_0OsHvlfee6RvOmyxS4ehE1lm1TNa4K6WOq_6CcudXQgQzg8Ql2G6so\\\")
\",\n \"created_on\": \"2021-01-17T03:14:03.937623+05:30\",\n \"updated_on\": \"2021-01-17T03:15:32.569426+05:30\"\n }\n]"},{"id":"3139312d-cf72-4a21-950d-5c84d29cf9dd","name":"Posts List - Filters","originalRequest":{"method":"GET","header":[],"url":{"raw":"localhost:8000/content/posts/?limit=10&offset=1&title_contains=mudra","host":["localhost"],"port":"8000","path":["content","posts",""],"query":[{"key":"limit","value":"10"},{"key":"offset","value":"1"},{"key":"categories","value":"1","type":"text","disabled":true},{"key":"created_before","value":null,"type":"text","disabled":true},{"key":"title_contains","value":"mudra"}]}},"status":"OK","code":200,"_postman_previewlanguage":"json","header":[{"key":"Date","value":"Sat, 16 Jan 2021 22:03:49 GMT"},{"key":"Server","value":"WSGIServer/0.2 CPython/3.8.2"},{"key":"Content-Type","value":"application/json"},{"key":"Vary","value":"Accept"},{"key":"Allow","value":"GET, HEAD, OPTIONS"},{"key":"X-Frame-Options","value":"DENY"},{"key":"Content-Length","value":"16223"},{"key":"Referrer-Policy","value":"same-origin"}],"cookie":[],"responseTime":null,"body":"[\n {\n \"title\": \"Pradhan Mantri Mudra Yojna (PMMY)\",\n \"sub_title\": \"Ministry of Finance initiative that allows one to take out loans without paying processing fees or providing collateral for use in small-sized non-farm enterprises.\",\n \"slug\": \"pradhan-mantri-mudra-yojna-pmmy-2021-01-16-21-44-04\",\n \"thumbnail\": \"https://sarpanch-assets.s3.amazonaws.com/media/public/thumbnails/Square_200x200_vxqv0FD.png\",\n \"content\": \"
Pradhan Mantri Mudra Yojna (PMMY)
\\r\\n\\r\\nMinistry of Finance initiative that allows one to take out loans without paying processing fees or providing collateral for use in small-sized non-farm enterprises.
\\r\\n\\r\\n\\r\\n\\r\\n
How can you benefit from PMMY?
\\r\\n\\r\\n- \\r\\n\\t
- Provides Financial Assistance to help you achieve your business goals.\\r\\n\\r\\n\\t
- \\r\\n\\t\\t
- Provides a range of loans to help with whatever type and size of venture you are working on. \\r\\n\\t\\t
- Doesn’t require collateral or payment of processing fees - minimizes risks. \\r\\n\\t
\\r\\n
\\r\\n\\r\\n
Description:
\\r\\n\\r\\n- \\r\\n\\t
- There is no minimum loan size under the PMMY scheme, but the maximum loan size that can be taken out under the is of Rs.10 Lakh. \\r\\n\\t
- Borrowers don’t need to pay any processing fees or provide any form of collateral. \\r\\n\\t
- Mudra loans can be offered to enterprises in the non-farm sector and in allied agricultural activities. \\r\\n\\t
- 3 Types of Mudra Loans:\\r\\n\\t
- \\r\\n\\t\\t
- Shishu: Loans sanctioned under the PMMY scheme up to Rs.50000 \\r\\n\\t\\t
- Kishore: Loans sanctioned under the PMMY scheme from Rs.50001 up to Rs.5.00 lakh \\r\\n\\t\\t
- Tarun: Loans sanctioned under the PMMY scheme Rs.5,00,001 up to Rs.10.00 lakh \\r\\n\\t
\\r\\n
\\r\\n\\r\\n
Best Features of PMMY:
\\r\\n\\r\\n- \\r\\n\\t
- No collateral or processing fees need to be provided\\r\\n\\r\\n\\t
- \\r\\n\\t\\t
- Makes it cheaper and safer for you to apply for these loans. \\r\\n\\t
\\r\\n\\t - PMMY loans can be applied to a range of activities in a range of sectors, giving you the option to apply no matter the field your activity falls under. \\r\\n
\\r\\n\\r\\n
Instructions:
\\r\\n\\r\\n\\r\\n\\r\\n
To get a PMMY loan, you must fulfill this criteria:
\\r\\n\\r\\n- \\r\\n\\t
- A non-farm enterprises \\r\\n\\t
- A Micro and Small Enterprises \\r\\n\\t
- Engaged in income generating activities \\r\\n\\t
- Engaged in “income-generating activities” and “manufacturing, trading services” \\r\\n\\t
- Have credit needs up to Rs.10 Lakh \\r\\n
\\r\\n\\r\\n
These loans are available at Commercial Banks, Regional Rural Banks (RRBs), Small-Finance Banks, Microfinance Institutions (MFIs), and Nonbank Financial Companies (NBFCs).
\\r\\n\\r\\n\\r\\n\\r\\n
For Physical Enrollment:
\\r\\n\\r\\n- \\r\\n\\t
- The borrower can approach any of the above-mentioned institutions. \\r\\n\\t
- Go to https://mudra.org.in/Home/PMMYBankersKit\\r\\n\\t
- \\r\\n\\t\\t
- Download the form for the type of loan you would like. \\r\\n\\t
\\r\\n
- \\r\\n\\t
- Before approaching, ensure that you fulfill all requirements on the checklist. \\r\\n
\\r\\n\\r\\n
\\r\\n
THE CLOSEST ONE TO YOU LOCATOR
\\r\\n\\r\\n\\r\\n\\r\\n
For Online Enrollment:
\\r\\n\\r\\n- \\r\\n\\t
- The borrower can apply online via the portal at www.udyamimitra.in \\r\\n\\t
- Press on the APPLY NOW button in the Mudra Loans section. \\r\\n
- \\r\\n\\t
- Scroll down to the Apply for MUDRA Loan and click the \\r\\n
- \\r\\n\\t
- If you are not Sidbi/UdyamiMitra Member yet, \\r\\n\\r\\n\\t
- \\r\\n\\t\\t
- You will need to create an account. Put your name, email address, and phone number \\r\\n\\t\\t
- You should shortly receive an email or a text message with your OTP code. \\r\\n\\t\\t
- From there you should be allowed to create your account. \\r\\n\\t
\\r\\n
\\r\\n\\r\\n
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Ministry of Finance initiative meant to increase financial inclusion by making it easier to access financial services.
\\r\\n\\r\\n\\r\\n\\r\\n
How can you benefit from PMJDY?
\\r\\n\\r\\n- \\r\\n\\t
- Gives you the opportunity to become financially independent and capable.\\r\\n\\r\\n\\t
- \\r\\n\\t\\t
- This makes it easier to get loans, safely save your money in a bank account, and more. \\r\\n\\t\\t
- If you care about your money, it is important that you keep it safe through such financial mechanisms. \\r\\n\\t
\\r\\n
\\r\\n\\r\\n
Description:
\\r\\n\\r\\n- \\r\\n\\t
- PMJDY ensures Indian citizens with access to financial Banking Services, Deposit Accounts, Remittances, Credit, Insurance, and Pension in an affordable and easily accessible way. \\r\\n
\\r\\n\\r\\n
Best features of PMJDY:
\\r\\n\\r\\n- \\r\\n\\t
- PMJDY makes the complex process of becoming financially responsible much easier by providing guidance and assistance. \\r\\n
\\r\\n\\r\\n
Instructions:
\\r\\n\\r\\n\\r\\n\\r\\n
This initiative is intended for all Indian citizens, including minors 10 years or older who can start accounts with a guardian.
\\r\\n\\r\\n\\r\\n\\r\\n
- \\r\\n\\t
- Open a Basic Savings Bank Account (BSBD) by going to your nearest Savings Bank of India branch (SBI). \\r\\n\\t
- Once you have a BSBD account, select the financial services you would like to access. \\r\\n
Pradhan Mantri Mudra Yojna (PMMY)
\\r\\n\\r\\nMinistry of Finance initiative that allows one to take out loans without paying processing fees or providing collateral for use in small-sized non-farm enterprises.
\\r\\n\\r\\n\\r\\n\\r\\n
How can you benefit from PMMY?
\\r\\n\\r\\n- \\r\\n\\t
- Provides Financial Assistance to help you achieve your business goals.\\r\\n\\r\\n\\t
- \\r\\n\\t\\t
- Provides a range of loans to help with whatever type and size of venture you are working on. \\r\\n\\t\\t
- Doesn’t require collateral or payment of processing fees - minimizes risks. \\r\\n\\t
\\r\\n
\\r\\n\\r\\n
Description:
\\r\\n\\r\\n- \\r\\n\\t
- There is no minimum loan size under the PMMY scheme, but the maximum loan size that can be taken out under the is of Rs.10 Lakh. \\r\\n\\t
- Borrowers don’t need to pay any processing fees or provide any form of collateral. \\r\\n\\t
- Mudra loans can be offered to enterprises in the non-farm sector and in allied agricultural activities. \\r\\n\\t
- 3 Types of Mudra Loans:\\r\\n\\t
- \\r\\n\\t\\t
- Shishu: Loans sanctioned under the PMMY scheme up to Rs.50000 \\r\\n\\t\\t
- Kishore: Loans sanctioned under the PMMY scheme from Rs.50001 up to Rs.5.00 lakh \\r\\n\\t\\t
- Tarun: Loans sanctioned under the PMMY scheme Rs.5,00,001 up to Rs.10.00 lakh \\r\\n\\t
\\r\\n
\\r\\n\\r\\n
Best Features of PMMY:
\\r\\n\\r\\n- \\r\\n\\t
- No collateral or processing fees need to be provided\\r\\n\\r\\n\\t
- \\r\\n\\t\\t
- Makes it cheaper and safer for you to apply for these loans. \\r\\n\\t
\\r\\n\\t - PMMY loans can be applied to a range of activities in a range of sectors, giving you the option to apply no matter the field your activity falls under. \\r\\n
\\r\\n\\r\\n
Instructions:
\\r\\n\\r\\n\\r\\n\\r\\n
To get a PMMY loan, you must fulfill this criteria:
\\r\\n\\r\\n- \\r\\n\\t
- A non-farm enterprises \\r\\n\\t
- A Micro and Small Enterprises \\r\\n\\t
- Engaged in income generating activities \\r\\n\\t
- Engaged in “income-generating activities” and “manufacturing, trading services” \\r\\n\\t
- Have credit needs up to Rs.10 Lakh \\r\\n
\\r\\n\\r\\n
These loans are available at Commercial Banks, Regional Rural Banks (RRBs), Small-Finance Banks, Microfinance Institutions (MFIs), and Nonbank Financial Companies (NBFCs).
\\r\\n\\r\\n\\r\\n\\r\\n
For Physical Enrollment:
\\r\\n\\r\\n- \\r\\n\\t
- The borrower can approach any of the above-mentioned institutions. \\r\\n\\t
- Go to https://mudra.org.in/Home/PMMYBankersKit\\r\\n\\t
- \\r\\n\\t\\t
- Download the form for the type of loan you would like. \\r\\n\\t
\\r\\n
- \\r\\n\\t
- Before approaching, ensure that you fulfill all requirements on the checklist. \\r\\n
\\r\\n\\r\\n
\\r\\n
THE CLOSEST ONE TO YOU LOCATOR
\\r\\n\\r\\n\\r\\n\\r\\n
For Online Enrollment:
\\r\\n\\r\\n- \\r\\n\\t
- The borrower can apply online via the portal at www.udyamimitra.in \\r\\n\\t
- Press on the APPLY NOW button in the Mudra Loans section. \\r\\n
- \\r\\n\\t
- Scroll down to the Apply for MUDRA Loan and click the \\r\\n
- \\r\\n\\t
- If you are not Sidbi/UdyamiMitra Member yet, \\r\\n\\r\\n\\t
- \\r\\n\\t\\t
- You will need to create an account. Put your name, email address, and phone number \\r\\n\\t\\t
- You should shortly receive an email or a text message with your OTP code. \\r\\n\\t\\t
- From there you should be allowed to create your account. \\r\\n\\t
\\r\\n
\\r\\n\\r\\n
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\\r\\n\\r\\n- \\r\\n\\t
- Gives you the opportunity to become financially independent and capable.\\r\\n\\t
- \\r\\n\\t\\t
- This makes it easier to get loans, safely save your money in a bank account, and more. \\r\\n\\t\\t
- If you care about your money, it is important that you keep it safe through such financial mechanisms. \\r\\n\\t
\\r\\n
\\r\\n\\r\\n
Description:
\\r\\n\\r\\n- \\r\\n\\t
- PMJDY ensures Indian citizens with access to financial Banking Services, Deposit Accounts, Remittances, Credit, Insurance, and Pension in an affordable and easily accessible way. \\r\\n
\\r\\n\\r\\n
Best features of PMJDY:
\\r\\n\\r\\n- \\r\\n\\t
- PMJDY makes the complex process of becoming financially responsible much easier by providing guidance and assistance. \\r\\n
\\r\\n\\r\\n
Instructions:
\\r\\n\\r\\n\\r\\n\\r\\n
This initiative is intended for all Indian citizens, including minors 10 years or older who can start accounts with a guardian.
\\r\\n\\r\\n\\r\\n\\r\\n
- \\r\\n\\t
- Open a Basic Savings Bank Account (BSBD) by going to your nearest Savings Bank of India branch (SBI). \\r\\n
![\\\"\\\"](\\\"https://sarpanch-assets.s3.amazonaws.com/media/public/media/public/ckeditor/2021/01/17/zelda_uAUyuWW.png\\\")
- \\r\\n\\t
- Once you have a BSBD account, select the financial services you would like to access. \\r\\n
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